Home > Volunteer Bank > Loan Charge- Offs and Recoveries
Volunteer Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,440,000 | 507 |
| Loans secured by real estate, total | $390,000 | 731 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $390,000 | 731 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $7,000 | 287 |
| Total charge-offs secured by 1-4 family residential properties | $294,000 | 474 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $89,000 | 780 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $54,000 | 119 |
| Commercial and industrial loans | $908,000 | 388 |
| Loans to individuals | $2,088,000 | 403 |
| Credit card loan charge offs | $283,000 | 460 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,805,000 | 305 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $765,000 | 593 |
| Loans secured by real estate, total | $168,000 | 594 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $168,000 | 594 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $63,000 | 547 |
| Secured by multifamily residential properties | $40,000 | 159 |
| Secured by nonfarm nonresidential properties | $65,000 | 584 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $151,000 | 782 |
| Loans to individuals | $446,000 | 427 |
| Credit card loan recoveries | $3,000 | 1,534 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $443,000 | 329 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,675,000 | 483 |
| Loans secured by real estate, total | $222,000 | 780 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $222,000 | 779 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $7,000 | 226 |
| Secured by 1-4 family residential properties- net charge-offs | $231,000 | 469 |
| Secured by multifamily residential properties | $-40,000 | 11,376 |
| Secured by nonfarm nonresidential properties | $24,000 | 1,004 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $54,000 | 97 |
| Commercial and industrial loans | $757,000 | 322 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,642,000 | 387 |
| Credit card loan net charge offs | $280,000 | 430 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,362,000 | 286 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,755,000 | 781 |
| Loans secured by real estate, total | $267,000 | 1,000 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $267,000 | 999 |
| Construction and land development | $20,000 | 606 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $131,000 | 917 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $116,000 | 855 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $282,000 | 1,061 |
| Loans to individuals | $1,206,000 | 491 |
| Credit card loan charge offs | $59,000 | 879 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,147,000 | 354 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $614,000 | 676 |
| Loans secured by real estate, total | $112,000 | 814 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $112,000 | 812 |
| Construction and land development | $4,000 | 500 |
| Secured by farmland | $8,000 | 320 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,960 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $92,000 | 513 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 157 |
| Commercial and industrial loans | $60,000 | 1,697 |
| Loans to individuals | $435,000 | 441 |
| Credit card loan recoveries | $6,000 | 1,187 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $429,000 | 345 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,141,000 | 812 |
| Loans secured by real estate, total | $155,000 | 1,100 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $155,000 | 1,099 |
| Construction and land development | $16,000 | 545 |
| Secured by farmland | $-8,000 | 10,270 |
| Secured by 1-4 family residential properties- net charge-offs | $123,000 | 790 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $24,000 | 1,201 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-7,000 | 1,131 |
| Commercial and industrial loans | $222,000 | 909 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $771,000 | 521 |
| Credit card loan net charge offs | $53,000 | 829 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $718,000 | 360 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,081,000 | 1,089 |
| Loans secured by real estate, total | $110,000 | 1,825 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $110,000 | 1,825 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $45,000 | 1,814 |
| Secured by multifamily residential properties | $8,000 | 580 |
| Secured by nonfarm nonresidential properties | $57,000 | 1,280 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $187,000 | 1,557 |
| Loans to individuals | $784,000 | 568 |
| Credit card loan charge offs | $8,000 | 2,158 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $776,000 | 406 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $786,000 | 634 |
| Loans secured by real estate, total | $117,000 | 879 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $117,000 | 879 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $117,000 | 506 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $28,000 | 114 |
| Commercial and industrial loans | $335,000 | 521 |
| Loans to individuals | $306,000 | 540 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $306,000 | 434 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $295,000 | 1,921 |
| Loans secured by real estate, total | $-7,000 | 11,025 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-7,000 | 11,063 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $45,000 | 1,542 |
| Secured by multifamily residential properties | $8,000 | 542 |
| Secured by nonfarm nonresidential properties | $-60,000 | 12,301 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-28,000 | 1,119 |
| Commercial and industrial loans | $-148,000 | 12,270 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $478,000 | 589 |
| Credit card loan net charge offs | $8,000 | 1,914 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $470,000 | 387 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,513,000 | 1,067 |
| Loans secured by real estate, total | $727,000 | 832 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $727,000 | 830 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $34,000 | 2,528 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $693,000 | 473 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 155 |
| Commercial and industrial loans | $88,000 | 3,356 |
| Loans to individuals | $690,000 | 660 |
| Credit card loan charge offs | $39,000 | 1,157 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $651,000 | 499 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $3,000 | 353 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $438,000 | 993 |
| Loans secured by real estate, total | $16,000 | 2,874 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $16,000 | 2,874 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,666 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 177 |
| Commercial and industrial loans | $70,000 | 2,040 |
| Loans to individuals | $347,000 | 518 |
| Credit card loan recoveries | $5,000 | 1,336 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $342,000 | 423 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,075,000 | 1,098 |
| Loans secured by real estate, total | $711,000 | 738 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $711,000 | 736 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 2,883 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $693,000 | 427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $18,000 | 4,922 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $343,000 | 778 |
| Credit card loan net charge offs | $34,000 | 1,091 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $309,000 | 577 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $3,000 | 282 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $478,000 | 3,010 |
| Loans secured by real estate, total | $278,000 | 1,792 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $278,000 | 1,792 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 4,951 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $269,000 | 1,052 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $71,000 | 4,904 |
| Loans to individuals | $129,000 | 2,555 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $129,000 | 2,232 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $60,000 | 4,620 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $9,000 | 6,150 |
| Loans to individuals | $51,000 | 2,055 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $51,000 | 1,864 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $418,000 | 2,754 |
| Loans secured by real estate, total | $278,000 | 1,630 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $278,000 | 1,630 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $9,000 | 4,351 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $269,000 | 979 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $62,000 | 4,269 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $78,000 | 2,810 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $78,000 | 2,405 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.