Home > Volunteer Bank > Net charge- offs to loans
Volunteer Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5042% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7711% | 1,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4108% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9635% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3185% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3412% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4179% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4730% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8241% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 5,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1249% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3572% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3099% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4465% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2735% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2006% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4241% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6407% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4841% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4609% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6616% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0469% | 1,977 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |