Home > Volkswagen Bank USA > Assets and Liabilities
Volkswagen Bank USA, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 16 | 6,721 |
| Assets and Liabilities | ||
| Total Assets: | $288,023,000 | 2,283 |
| Cash and due from depository institutions | $304,000 | 6,721 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $53,175,000 | 309 |
| Net loans & leases | $222,860,000 | 2,070 |
| Loan loss allowance | $1,012,000 | 4,136 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $116,000 | 8,147 |
| Other real estate owned | $0 | 6,721 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $11,568,000 | 1,564 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $288,023,000 | 2,283 |
| Total liabilities | $247,293,000 | 2,345 |
| Total deposits | $239,816,000 | 2,195 |
| Interest-bearing deposits | $239,816,000 | 1,929 |
| Deposits held in domestic offices | $239,816,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,477,000 | 845 |
| Total equity capital | $40,730,000 | 1,672 |
| Total bank equity capital | $40,730,000 | 1,672 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,519 |
| Surplus | $32,681,000 | 929 |
| Undivided profits | $8,039,000 | 3,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 2,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,557,000 | 2,698 |
| Earning assets | $276,035,000 | 2,192 |
| Long-term assets (5+ years) | $4,309,000 | 6,080 |
| Average Assets, year-to-date | $531,021,330 | 1,244 |
| Average Assets, quarterly | $463,861,000 | 1,426 |
| Volatile liabilities | $0 | 8,546 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $170,963,000 | 696 |
| Tier 1 (core) risk-based capital | $40,730,000 | 1,586 |
| Tier 2 risk-based capital | $1,012,000 | 3,961 |
| Total risk weighted assets | $331,714,000 | 1,529 |
| Total unused commitments | $170,963,000 | 696 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 22 | 5,874 |
| Assets and Liabilities | ||
| Total Assets: | $639,699,000 | 1,037 |
| Cash and due from depository institutions | $1,863,000 | 5,874 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $7,914,000 | 6,562 |
| Federal funds sold & reverse repurchase agreements | $2,063,000 | 4,996 |
| Net loans & leases | $614,434,000 | 738 |
| Loan loss allowance | $4,998,000 | 1,040 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $123,000 | 8,153 |
| Other real estate owned | $0 | 5,874 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $13,302,000 | 1,344 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $639,699,000 | 1,037 |
| Total liabilities | $503,625,000 | 1,183 |
| Total deposits | $489,434,000 | 1,054 |
| Interest-bearing deposits | $489,434,000 | 906 |
| Deposits held in domestic offices | $489,434,000 | 1,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,500,000 | 3,176 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,691,000 | 764 |
| Total equity capital | $136,074,000 | 522 |
| Total bank equity capital | $136,074,000 | 522 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,546 |
| Surplus | $64,990,000 | 518 |
| Undivided profits | $71,074,000 | 522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,724,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,260,000 | 1,798 |
| Earning assets | $624,411,000 | 977 |
| Long-term assets (5+ years) | $22,050,000 | 3,239 |
| Average Assets, year-to-date | $652,520,500 | 1,001 |
| Average Assets, quarterly | $652,520,500 | 1,001 |
| Volatile liabilities | $164,418,000 | 856 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,753,000 | 762 |
| Unused loan commitments | $180,885,000 | 673 |
| Tier 1 (core) risk-based capital | $136,190,000 | 475 |
| Tier 2 risk-based capital | $4,998,000 | 1,044 |
| Total risk weighted assets | $725,684,000 | 676 |
| Total unused commitments | $180,885,000 | 673 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 23 | 5,740 |
| Assets and Liabilities | ||
| Total Assets: | $665,342,000 | 985 |
| Cash and due from depository institutions | $963,000 | 5,740 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $8,027,000 | 6,578 |
| Federal funds sold & reverse repurchase agreements | $2,581,000 | 4,064 |
| Net loans & leases | $640,487,000 | 705 |
| Loan loss allowance | $5,149,000 | 984 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $129,000 | 8,153 |
| Other real estate owned | $0 | 5,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,155,000 | 1,357 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $665,342,000 | 985 |
| Total liabilities | $532,771,000 | 1,103 |
| Total deposits | $488,433,000 | 1,030 |
| Interest-bearing deposits | $488,433,000 | 885 |
| Deposits held in domestic offices | $488,433,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,700,000 | 1,204 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,638,000 | 650 |
| Total equity capital | $132,571,000 | 521 |
| Total bank equity capital | $132,571,000 | 521 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000 | 7,584 |
| Surplus | $64,990,000 | 500 |
| Undivided profits | $67,571,000 | 534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,140,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,332,000 | 1,779 |
| Earning assets | $651,095,000 | 918 |
| Long-term assets (5+ years) | $15,949,000 | 3,824 |
| Average Assets, year-to-date | $680,664,600 | 930 |
| Average Assets, quarterly | $669,400,000 | 967 |
| Volatile liabilities | $210,268,000 | 779 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $2,764,000 | 568 |
| Unused loan commitments | $177,265,000 | 662 |
| Tier 1 (core) risk-based capital | $132,691,000 | 473 |
| Tier 2 risk-based capital | $5,149,000 | 991 |
| Total risk weighted assets | $749,883,000 | 652 |
| Total unused commitments | $177,265,000 | 662 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $673,458,000 | 968 |
| Cash and due from depository institutions | $689,000 | 5,657 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $7,130,000 | 6,854 |
| Federal funds sold & reverse repurchase agreements | $3,443,000 | 3,051 |
| Net loans & leases | $643,197,000 | 704 |
| Loan loss allowance | $6,210,000 | 826 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $137,000 | 8,183 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $18,862,000 | 988 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $673,458,000 | 968 |
| Total liabilities | $544,917,000 | 1,068 |
| Total deposits | $522,863,000 | 963 |
| Interest-bearing deposits | $522,863,000 | 821 |
| Deposits held in domestic offices | $522,863,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,400,000 | 3,488 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $16,654,000 | 472 |
| Total equity capital | $128,541,000 | 534 |
| Total bank equity capital | $128,541,000 | 534 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,643 |
| Surplus | $64,990,000 | 499 |
| Undivided profits | $63,541,000 | 581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,555,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,124,000 | 1,955 |
| Earning assets | $653,770,000 | 920 |
| Long-term assets (5+ years) | $10,011,000 | 4,631 |
| Average Assets, year-to-date | $684,495,250 | 936 |
| Average Assets, quarterly | $677,916,000 | 958 |
| Volatile liabilities | $198,308,000 | 821 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $3,292,000 | 514 |
| Unused loan commitments | $162,807,000 | 731 |
| Tier 1 (core) risk-based capital | $128,688,000 | 492 |
| Tier 2 risk-based capital | $6,210,000 | 852 |
| Total risk weighted assets | $752,088,000 | 653 |
| Total unused commitments | $162,807,000 | 731 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $682,374,000 | 950 |
| Cash and due from depository institutions | $758,000 | 5,686 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $7,408,000 | 6,797 |
| Federal funds sold & reverse repurchase agreements | $3,344,000 | 2,861 |
| Net loans & leases | $651,726,000 | 684 |
| Loan loss allowance | $6,473,000 | 787 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $148,000 | 8,171 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,990,000 | 974 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $682,374,000 | 950 |
| Total liabilities | $557,996,000 | 1,035 |
| Total deposits | $541,623,000 | 908 |
| Interest-bearing deposits | $541,623,000 | 777 |
| Deposits held in domestic offices | $541,623,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,800,000 | 4,418 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,573,000 | 509 |
| Total equity capital | $124,378,000 | 542 |
| Total bank equity capital | $124,378,000 | 542 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000 | 7,673 |
| Surplus | $64,990,000 | 494 |
| Undivided profits | $59,378,000 | 588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,514,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,930,000 | 1,925 |
| Earning assets | $662,478,000 | 893 |
| Long-term assets (5+ years) | $9,968,000 | 4,596 |
| Average Assets, year-to-date | $688,174,330 | 932 |
| Average Assets, quarterly | $683,598,000 | 942 |
| Volatile liabilities | $212,489,000 | 780 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $2,855,000 | 552 |
| Unused loan commitments | $140,212,000 | 803 |
| Tier 1 (core) risk-based capital | $124,663,000 | 495 |
| Tier 2 risk-based capital | $6,473,000 | 805 |
| Total risk weighted assets | $749,813,000 | 648 |
| Total unused commitments | $140,212,000 | 803 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 27 | 5,292 |
| Assets and Liabilities | ||
| Total Assets: | $684,822,000 | 930 |
| Cash and due from depository institutions | $996,000 | 5,292 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $7,581,000 | 6,821 |
| Federal funds sold & reverse repurchase agreements | $3,473,000 | 3,338 |
| Net loans & leases | $654,296,000 | 666 |
| Loan loss allowance | $6,949,000 | 723 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $160,000 | 8,126 |
| Other real estate owned | $0 | 5,292 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $18,316,000 | 972 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $684,822,000 | 930 |
| Total liabilities | $564,297,000 | 1,006 |
| Total deposits | $546,550,000 | 884 |
| Interest-bearing deposits | $546,550,000 | 755 |
| Deposits held in domestic offices | $546,550,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,600,000 | 3,399 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $12,147,000 | 550 |
| Total equity capital | $120,525,000 | 545 |
| Total bank equity capital | $120,525,000 | 545 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,689 |
| Surplus | $64,990,000 | 475 |
| Undivided profits | $55,525,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,642,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,719,000 | 2,069 |
| Earning assets | $665,350,000 | 875 |
| Long-term assets (5+ years) | $8,681,000 | 4,838 |
| Average Assets, year-to-date | $691,074,500 | 918 |
| Average Assets, quarterly | $691,074,500 | 918 |
| Volatile liabilities | $229,006,000 | 698 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $2,202,000 | 561 |
| Unused loan commitments | $112,515,000 | 938 |
| Tier 1 (core) risk-based capital | $120,720,000 | 499 |
| Tier 2 risk-based capital | $6,949,000 | 736 |
| Total risk weighted assets | $738,429,000 | 632 |
| Total unused commitments | $112,515,000 | 938 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $697,327,000 | 911 |
| Cash and due from depository institutions | $663,000 | 5,424 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $7,796,000 | 6,810 |
| Federal funds sold & reverse repurchase agreements | $3,258,000 | 3,203 |
| Net loans & leases | $666,651,000 | 643 |
| Loan loss allowance | $7,406,000 | 663 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $173,000 | 8,088 |
| Other real estate owned | $0 | 5,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,786,000 | 938 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $697,327,000 | 911 |
| Total liabilities | $580,969,000 | 971 |
| Total deposits | $553,070,000 | 876 |
| Interest-bearing deposits | $553,070,000 | 731 |
| Deposits held in domestic offices | $553,070,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,800,000 | 2,878 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $19,099,000 | 417 |
| Total equity capital | $116,358,000 | 555 |
| Total bank equity capital | $116,358,000 | 555 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000 | 7,727 |
| Surplus | $64,990,000 | 467 |
| Undivided profits | $51,358,000 | 685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,552,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,132,000 | 1,637 |
| Earning assets | $677,705,000 | 838 |
| Long-term assets (5+ years) | $8,770,000 | 4,812 |
| Average Assets, year-to-date | $671,132,200 | 872 |
| Average Assets, quarterly | $699,861,000 | 889 |
| Volatile liabilities | $255,146,000 | 624 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,706,000 | 652 |
| Unused loan commitments | $83,615,000 | 1,155 |
| Tier 1 (core) risk-based capital | $116,486,000 | 508 |
| Tier 2 risk-based capital | $7,406,000 | 687 |
| Total risk weighted assets | $737,186,000 | 625 |
| Total unused commitments | $83,615,000 | 1,155 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $702,395,000 | 873 |
| Cash and due from depository institutions | $683,000 | 5,934 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $7,127,000 | 6,980 |
| Federal funds sold & reverse repurchase agreements | $4,463,000 | 2,480 |
| Net loans & leases | $671,305,000 | 623 |
| Loan loss allowance | $7,582,000 | 643 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $185,000 | 8,054 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $18,632,000 | 908 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $702,395,000 | 873 |
| Total liabilities | $590,178,000 | 936 |
| Total deposits | $348,934,000 | 1,377 |
| Interest-bearing deposits | $348,934,000 | 1,145 |
| Deposits held in domestic offices | $348,934,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $222,312,000 | 297 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $18,932,000 | 403 |
| Total equity capital | $112,217,000 | 565 |
| Total bank equity capital | $112,217,000 | 565 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,752 |
| Surplus | $64,990,000 | 452 |
| Undivided profits | $47,217,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,395,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,630,000 | 2,102 |
| Earning assets | $682,895,000 | 810 |
| Long-term assets (5+ years) | $644,000 | 7,522 |
| Average Assets, year-to-date | $664,583,500 | 868 |
| Average Assets, quarterly | $695,238,000 | 865 |
| Volatile liabilities | $201,987,000 | 740 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $3,407,000 | 508 |
| Unused loan commitments | $52,780,000 | 1,680 |
| Tier 1 (core) risk-based capital | $112,324,000 | 512 |
| Tier 2 risk-based capital | $7,582,000 | 656 |
| Total risk weighted assets | $726,562,000 | 612 |
| Total unused commitments | $52,780,000 | 1,680 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $688,081,000 | 858 |
| Cash and due from depository institutions | $823,000 | 5,548 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $7,606,000 | 6,918 |
| Federal funds sold & reverse repurchase agreements | $3,660,000 | 2,602 |
| Net loans & leases | $656,924,000 | 614 |
| Loan loss allowance | $7,845,000 | 611 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $198,000 | 7,995 |
| Other real estate owned | $0 | 5,548 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $18,870,000 | 888 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $688,081,000 | 858 |
| Total liabilities | $580,136,000 | 925 |
| Total deposits | $348,351,000 | 1,351 |
| Interest-bearing deposits | $348,351,000 | 1,111 |
| Deposits held in domestic offices | $348,351,000 | 1,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $197,918,000 | 326 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $33,867,000 | 290 |
| Total equity capital | $107,945,000 | 573 |
| Total bank equity capital | $107,945,000 | 573 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,756 |
| Surplus | $64,990,000 | 440 |
| Undivided profits | $42,945,000 | 794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,348,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,990,000 | 1,526 |
| Earning assets | $668,190,000 | 804 |
| Long-term assets (5+ years) | $895,000 | 7,434 |
| Average Assets, year-to-date | $651,979,670 | 876 |
| Average Assets, quarterly | $668,865,500 | 867 |
| Volatile liabilities | $168,576,000 | 822 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $48,368,000 | 1,740 |
| Tier 1 (core) risk-based capital | $107,975,000 | 517 |
| Tier 2 risk-based capital | $7,845,000 | 626 |
| Total risk weighted assets | $710,428,000 | 604 |
| Total unused commitments | $48,368,000 | 1,741 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 27 | 5,308 |
| Assets and Liabilities | ||
| Total Assets: | $649,650,000 | 887 |
| Cash and due from depository institutions | $343,000 | 5,308 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,746,000 | 7,164 |
| Federal funds sold & reverse repurchase agreements | $4,686,000 | 2,449 |
| Net loans & leases | $619,513,000 | 636 |
| Loan loss allowance | $7,819,000 | 610 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $211,000 | 8,006 |
| Other real estate owned | $0 | 5,308 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $18,151,000 | 902 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $649,650,000 | 887 |
| Total liabilities | $544,958,000 | 963 |
| Total deposits | $300,723,000 | 1,578 |
| Interest-bearing deposits | $300,723,000 | 1,312 |
| Deposits held in domestic offices | $300,723,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $235,474,000 | 279 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,761,000 | 617 |
| Total equity capital | $104,692,000 | 575 |
| Total bank equity capital | $104,692,000 | 575 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,819 |
| Surplus | $64,990,000 | 433 |
| Undivided profits | $39,692,000 | 829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,318,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,865,000 | 1,587 |
| Earning assets | $630,945,000 | 842 |
| Long-term assets (5+ years) | $605,000 | 7,607 |
| Average Assets, year-to-date | $633,929,000 | 904 |
| Average Assets, quarterly | $633,929,000 | 904 |
| Volatile liabilities | $182,888,000 | 744 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $42,762,000 | 1,878 |
| Tier 1 (core) risk-based capital | $104,770,000 | 520 |
| Tier 2 risk-based capital | $7,819,000 | 632 |
| Total risk weighted assets | $669,434,000 | 625 |
| Total unused commitments | $42,762,000 | 1,880 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $618,208,000 | 939 |
| Cash and due from depository institutions | $695,000 | 5,311 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $6,848,000 | 7,163 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 2,818 |
| Net loans & leases | $591,140,000 | 662 |
| Loan loss allowance | $7,936,000 | 606 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $215,000 | 8,008 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,660,000 | 1,020 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $618,208,000 | 939 |
| Total liabilities | $515,519,000 | 1,005 |
| Total deposits | $264,893,000 | 1,775 |
| Interest-bearing deposits | $264,893,000 | 1,504 |
| Deposits held in domestic offices | $264,893,000 | 1,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $232,888,000 | 289 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $17,738,000 | 404 |
| Total equity capital | $102,689,000 | 589 |
| Total bank equity capital | $102,689,000 | 589 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,861 |
| Surplus | $64,990,000 | 433 |
| Undivided profits | $37,689,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,130,000 | 1,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,940,000 | 1,488 |
| Earning assets | $601,638,000 | 878 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $554,744,400 | 987 |
| Average Assets, quarterly | $609,173,500 | 937 |
| Volatile liabilities | $198,988,000 | 674 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $570,000 | 1,087 |
| Unused loan commitments | $40,553,000 | 1,886 |
| Tier 1 (core) risk-based capital | $102,717,000 | 526 |
| Tier 2 risk-based capital | $7,936,000 | 622 |
| Total risk weighted assets | $637,450,000 | 656 |
| Total unused commitments | $40,553,000 | 1,887 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $600,139,000 | 946 |
| Cash and due from depository institutions | $486,000 | 5,726 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $2,688,000 | 8,256 |
| Federal funds sold & reverse repurchase agreements | $7,457,000 | 1,511 |
| Net loans & leases | $577,137,000 | 665 |
| Loan loss allowance | $7,897,000 | 615 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $200,000 | 8,089 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,171,000 | 1,255 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $600,139,000 | 946 |
| Total liabilities | $502,210,000 | 1,013 |
| Total deposits | $214,313,000 | 2,163 |
| Interest-bearing deposits | $214,313,000 | 1,818 |
| Deposits held in domestic offices | $214,313,000 | 2,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $271,135,000 | 266 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $16,762,000 | 424 |
| Total equity capital | $97,929,000 | 602 |
| Total bank equity capital | $97,929,000 | 602 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000 | 7,904 |
| Surplus | $64,990,000 | 430 |
| Undivided profits | $32,929,000 | 1,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,615,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,877,000 | 1,596 |
| Earning assets | $587,282,000 | 888 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $538,878,500 | 1,017 |
| Average Assets, quarterly | $582,263,000 | 963 |
| Volatile liabilities | $193,323,000 | 662 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,622,000 | 2,000 |
| Tier 1 (core) risk-based capital | $97,925,000 | 545 |
| Tier 2 risk-based capital | $7,494,000 | 640 |
| Total risk weighted assets | $599,107,000 | 680 |
| Total unused commitments | $36,622,000 | 2,002 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $564,387,000 | 987 |
| Cash and due from depository institutions | $390,000 | 6,203 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $2,784,000 | 8,304 |
| Federal funds sold & reverse repurchase agreements | $7,578,000 | 1,401 |
| Net loans & leases | $541,996,000 | 684 |
| Loan loss allowance | $6,977,000 | 676 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $212,000 | 8,091 |
| Other real estate owned | $0 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,427,000 | 1,330 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $564,387,000 | 987 |
| Total liabilities | $469,224,000 | 1,077 |
| Total deposits | $200,304,000 | 2,305 |
| Interest-bearing deposits | $200,304,000 | 1,930 |
| Deposits held in domestic offices | $200,304,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $256,420,000 | 281 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $12,500,000 | 474 |
| Total equity capital | $95,163,000 | 584 |
| Total bank equity capital | $95,163,000 | 584 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000 | 7,957 |
| Surplus | $64,990,000 | 418 |
| Undivided profits | $30,163,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,876,000 | 1,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,781,000 | 1,541 |
| Earning assets | $552,358,000 | 922 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $518,458,330 | 1,047 |
| Average Assets, quarterly | $538,909,000 | 1,024 |
| Volatile liabilities | $162,202,000 | 747 |
| Insider loans | $150,000 | 6,992 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,221,000 | 2,038 |
| Tier 1 (core) risk-based capital | $95,192,000 | 539 |
| Tier 2 risk-based capital | $6,977,000 | 676 |
| Total risk weighted assets | $562,749,000 | 701 |
| Total unused commitments | $35,221,000 | 2,042 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $513,431,000 | 1,081 |
| Cash and due from depository institutions | $341,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $1,831,000 | 8,519 |
| Federal funds sold & reverse repurchase agreements | $6,822,000 | 2,163 |
| Net loans & leases | $493,968,000 | 733 |
| Loan loss allowance | $5,931,000 | 790 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $223,000 | 8,065 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,246,000 | 1,382 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $513,431,000 | 1,081 |
| Total liabilities | $420,676,000 | 1,183 |
| Total deposits | $166,509,000 | 2,710 |
| Interest-bearing deposits | $166,509,000 | 2,309 |
| Deposits held in domestic offices | $166,509,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $240,814,000 | 284 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $13,353,000 | 495 |
| Total equity capital | $92,755,000 | 613 |
| Total bank equity capital | $92,755,000 | 613 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $64,990,000 | 408 |
| Undivided profits | $27,755,000 | 1,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,698,000 | 1,639 |
| Earning assets | $502,621,000 | 1,008 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $495,494,000 | 1,107 |
| Average Assets, quarterly | $495,494,000 | 1,107 |
| Volatile liabilities | $172,977,000 | 685 |
| Insider loans | $150,000 | 6,990 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $3,367,000 | 515 |
| Unused loan commitments | $27,483,000 | 2,357 |
| Tier 1 (core) risk-based capital | $92,739,000 | 552 |
| Tier 2 risk-based capital | $5,931,000 | 787 |
| Total risk weighted assets | $512,153,000 | 752 |
| Total unused commitments | $27,483,000 | 2,364 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $477,557,000 | 1,150 |
| Cash and due from depository institutions | $337,000 | 6,366 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $1,971,000 | 8,559 |
| Federal funds sold & reverse repurchase agreements | $5,673,000 | 2,072 |
| Net loans & leases | $459,747,000 | 776 |
| Loan loss allowance | $5,381,000 | 873 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $235,000 | 8,063 |
| Other real estate owned | $0 | 6,366 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,594,000 | 1,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,557,000 | 1,150 |
| Total liabilities | $387,057,000 | 1,293 |
| Total deposits | $157,810,000 | 2,834 |
| Interest-bearing deposits | $157,810,000 | 2,433 |
| Deposits held in domestic offices | $157,810,000 | 2,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $208,183,000 | 313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $21,064,000 | 370 |
| Total equity capital | $90,500,000 | 616 |
| Total bank equity capital | $90,500,000 | 616 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $64,990,000 | 411 |
| Undivided profits | $25,500,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,258,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,790,000 | 1,582 |
| Earning assets | $467,391,000 | 1,083 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $401,639,400 | 1,354 |
| Average Assets, quarterly | $454,319,500 | 1,206 |
| Volatile liabilities | $128,333,000 | 870 |
| Insider loans | $63,000 | 7,656 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,537,000 | 729 |
| Unused loan commitments | $19,587,000 | 2,891 |
| Tier 1 (core) risk-based capital | $90,499,000 | 557 |
| Tier 2 risk-based capital | $5,381,000 | 849 |
| Total risk weighted assets | $476,553,000 | 802 |
| Total unused commitments | $19,587,000 | 2,894 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 16 | 7,012 |
| Assets and Liabilities | ||
| Total Assets: | $431,082,000 | 1,290 |
| Cash and due from depository institutions | $767,000 | 7,012 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $7,009,000 | 1,965 |
| Net loans & leases | $417,917,000 | 851 |
| Loan loss allowance | $4,749,000 | 985 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $247,000 | 8,060 |
| Other real estate owned | $0 | 7,012 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,142,000 | 2,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $431,082,000 | 1,290 |
| Total liabilities | $344,083,000 | 1,481 |
| Total deposits | $140,203,000 | 3,141 |
| Interest-bearing deposits | $140,203,000 | 2,720 |
| Deposits held in domestic offices | $140,203,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $188,883,000 | 326 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,997,000 | 476 |
| Total equity capital | $86,999,000 | 648 |
| Total bank equity capital | $86,999,000 | 648 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000 | 8,092 |
| Surplus | $64,990,000 | 419 |
| Undivided profits | $21,999,000 | 1,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,645,000 | 1,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,637,000 | 1,874 |
| Earning assets | $424,926,000 | 1,202 |
| Long-term assets (5+ years) | $90,000 | 8,164 |
| Average Assets, year-to-date | $382,660,000 | 1,436 |
| Average Assets, quarterly | $405,707,500 | 1,386 |
| Volatile liabilities | $94,931,000 | 1,115 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $2,436,000 | 785 |
| Unused loan commitments | $8,330,000 | 4,692 |
| Tier 1 (core) risk-based capital | $86,999,000 | 589 |
| Tier 2 risk-based capital | $4,748,000 | 943 |
| Total risk weighted assets | $429,610,000 | 883 |
| Total unused commitments | $8,330,000 | 4,695 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $380,333,000 | 1,466 |
| Cash and due from depository institutions | $1,009,000 | 7,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $5,849,000 | 2,631 |
| Net loans & leases | $369,400,000 | 943 |
| Loan loss allowance | $3,599,000 | 1,267 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $258,000 | 8,051 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,817,000 | 2,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,333,000 | 1,466 |
| Total liabilities | $295,824,000 | 1,708 |
| Total deposits | $136,524,000 | 3,201 |
| Interest-bearing deposits | $136,524,000 | 2,782 |
| Deposits held in domestic offices | $136,524,000 | 3,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $147,854,000 | 386 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $11,446,000 | 578 |
| Total equity capital | $84,509,000 | 668 |
| Total bank equity capital | $84,509,000 | 668 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000 | 8,122 |
| Surplus | $64,990,000 | 408 |
| Undivided profits | $19,509,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,267,000 | 2,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,533,000 | 1,932 |
| Earning assets | $375,249,000 | 1,348 |
| Long-term assets (5+ years) | $61,000 | 8,196 |
| Average Assets, year-to-date | $366,519,330 | 1,486 |
| Average Assets, quarterly | $371,163,000 | 1,484 |
| Volatile liabilities | $78,523,000 | 1,296 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,278,000 | 7,941 |
| Tier 1 (core) risk-based capital | $84,509,000 | 601 |
| Tier 2 risk-based capital | $3,599,000 | 1,173 |
| Total risk weighted assets | $378,446,000 | 985 |
| Total unused commitments | $1,278,000 | 7,952 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $361,993,000 | 1,514 |
| Cash and due from depository institutions | $1,056,000 | 7,213 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $5,580,000 | 2,947 |
| Net loans & leases | $352,476,000 | 988 |
| Loan loss allowance | $3,344,000 | 1,341 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $270,000 | 8,025 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,611,000 | 3,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,993,000 | 1,514 |
| Total liabilities | $280,096,000 | 1,762 |
| Total deposits | $136,640,000 | 3,159 |
| Interest-bearing deposits | $136,640,000 | 2,780 |
| Deposits held in domestic offices | $136,640,000 | 3,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $138,019,000 | 399 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,437,000 | 972 |
| Total equity capital | $81,897,000 | 677 |
| Total bank equity capital | $81,897,000 | 677 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 8,162 |
| Surplus | $64,990,000 | 404 |
| Undivided profits | $16,897,000 | 1,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,306,000 | 2,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,560,000 | 1,929 |
| Earning assets | $358,056,000 | 1,397 |
| Long-term assets (5+ years) | $61,000 | 8,230 |
| Average Assets, year-to-date | $359,612,500 | 1,502 |
| Average Assets, quarterly | $359,612,500 | 1,502 |
| Volatile liabilities | $59,901,000 | 1,579 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $81,897,000 | 607 |
| Tier 2 risk-based capital | $3,344,000 | 1,238 |
| Total risk weighted assets | $360,028,000 | 1,015 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $357,232,000 | 1,499 |
| Cash and due from depository institutions | $959,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $5,154,000 | 2,725 |
| Net loans & leases | $348,069,000 | 990 |
| Loan loss allowance | $3,281,000 | 1,332 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $282,000 | 8,009 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,768,000 | 3,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $357,232,000 | 1,499 |
| Total liabilities | $278,346,000 | 1,741 |
| Total deposits | $145,296,000 | 2,960 |
| Interest-bearing deposits | $145,296,000 | 2,565 |
| Deposits held in domestic offices | $145,296,000 | 2,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $121,658,000 | 441 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,392,000 | 566 |
| Total equity capital | $78,886,000 | 682 |
| Total bank equity capital | $78,886,000 | 682 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000 | 8,197 |
| Surplus | $64,990,000 | 400 |
| Undivided profits | $13,886,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,610,000 | 1,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,826,000 | 1,681 |
| Earning assets | $353,223,000 | 1,392 |
| Long-term assets (5+ years) | $50,000 | 8,270 |
| Average Assets, year-to-date | $380,706,500 | 1,341 |
| Average Assets, quarterly | $355,758,000 | 1,492 |
| Volatile liabilities | $48,150,000 | 1,893 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $0 | 9,110 |
| Tier 1 (core) risk-based capital | $78,886,000 | 613 |
| Tier 2 risk-based capital | $3,281,000 | 1,240 |
| Total risk weighted assets | $355,623,000 | 1,009 |
| Total unused commitments | $0 | 9,111 |
| Derivatives | $0 | 527 |