Home > Vista Federal Savings Association > Income and Expense
Vista Federal Savings Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 7,813 |
| Total interest expense | $4,607,000 | 2,801 |
| Net interest income | $-1,293,000 | 13,270 |
| Provision for loan and lease losses | $3,035,000 | 605 |
| Total noninterest income | $738,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $738,000 | 2,507 |
| Total noninterest expense | $6,804,000 | 2,144 |
| Salaries and employee benefits | $886,000 | 6,800 |
| Premises and equipment expense | $629,000 | 3,179 |
| Additional noninterest expense | $5,289,000 | 1,223 |
| Pre-tax net operating income | $-10,394,000 | 13,233 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-10,394,000 | 13,208 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-10,394,000 | 13,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,484,000 | 389 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,394,000 | 13,206 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 5,707 |
| Total interest expense | $5,462,000 | 3,046 |
| Net interest income | $272,000 | 13,670 |
| Provision for loan and lease losses | $6,275,000 | 522 |
| Total noninterest income | $766,000 | 4,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $766,000 | 2,363 |
| Total noninterest expense | $6,288,000 | 2,319 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $583,000 | 3,458 |
| Additional noninterest expense | $5,006,000 | 1,319 |
| Pre-tax net operating income | $-11,525,000 | 13,884 |
| Securities gains (losses) | $175,000 | 2,204 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-11,350,000 | 13,867 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-11,350,000 | 13,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 1,952 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-5,000,000 | 13,907 |
| Net operating income | $-11,525,000 | 13,850 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.