Home > Vista Bank Texas > Income and Expense
Vista Bank Texas, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,546,000 | 934 |
| Total interest expense | $1,149,000 | 1,554 |
| Net interest income | $12,397,000 | 862 |
| Provision for loan and lease losses | $525,000 | 1,115 |
| Total noninterest income | $651,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $304,000 | 2,017 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $347,000 | 3,000 |
| Total noninterest expense | $8,831,000 | 1,160 |
| Salaries and employee benefits | $5,790,000 | 929 |
| Premises and equipment expense | $1,007,000 | 1,192 |
| Additional noninterest expense | $2,034,000 | 1,590 |
| Pre-tax net operating income | $3,692,000 | 1,022 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,153,000 | 835 |
| Income before extraordinary items | $2,539,000 | 1,202 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,539,000 | 1,204 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,539,000 | 1,205 |
| Net charge-offs | $116,000 | 2,609 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,539,000 | 1,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 959 |
| Total interest expense | $576,000 | 1,596 |
| Net interest income | $6,057,000 | 884 |
| Provision for loan and lease losses | $250,000 | 1,141 |
| Total noninterest income | $327,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $153,000 | 1,999 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 2,969 |
| Total noninterest expense | $4,627,000 | 1,117 |
| Salaries and employee benefits | $2,900,000 | 943 |
| Premises and equipment expense | $485,000 | 1,252 |
| Additional noninterest expense | $1,242,000 | 1,324 |
| Pre-tax net operating income | $1,507,000 | 1,209 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $461,000 | 981 |
| Income before extraordinary items | $1,046,000 | 1,406 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,046,000 | 1,409 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,046,000 | 1,408 |
| Net charge-offs | $55,000 | 2,358 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,046,000 | 1,356 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,975,000 | 1,071 |
| Total interest expense | $2,785,000 | 1,593 |
| Net interest income | $22,190,000 | 986 |
| Provision for loan and lease losses | $477,000 | 2,788 |
| Total noninterest income | $1,872,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $724,000 | 1,844 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,148,000 | 2,203 |
| Total noninterest expense | $17,096,000 | 1,182 |
| Salaries and employee benefits | $11,273,000 | 922 |
| Premises and equipment expense | $2,168,000 | 1,095 |
| Additional noninterest expense | $3,655,000 | 1,803 |
| Pre-tax net operating income | $6,489,000 | 1,102 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,999,000 | 880 |
| Income before extraordinary items | $4,490,000 | 1,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,490,000 | 1,316 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,490,000 | 1,316 |
| Net charge-offs | $235,000 | 3,598 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,490,000 | 1,256 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,366,000 | 1,112 |
| Total interest expense | $2,144,000 | 1,627 |
| Net interest income | $16,222,000 | 1,022 |
| Provision for loan and lease losses | $335,000 | 2,826 |
| Total noninterest income | $1,427,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $559,000 | 1,818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $868,000 | 2,180 |
| Total noninterest expense | $12,540,000 | 1,210 |
| Salaries and employee benefits | $8,210,000 | 949 |
| Premises and equipment expense | $1,625,000 | 1,108 |
| Additional noninterest expense | $2,705,000 | 1,833 |
| Pre-tax net operating income | $4,774,000 | 1,126 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,458,000 | 930 |
| Income before extraordinary items | $3,316,000 | 1,368 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,316,000 | 1,369 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,316,000 | 1,369 |
| Net charge-offs | $130,000 | 3,725 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,316,000 | 1,286 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,074,000 | 1,134 |
| Total interest expense | $1,501,000 | 1,600 |
| Net interest income | $10,573,000 | 1,051 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $1,060,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $370,000 | 1,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $690,000 | 1,937 |
| Total noninterest expense | $8,291,000 | 1,210 |
| Salaries and employee benefits | $5,375,000 | 972 |
| Premises and equipment expense | $1,118,000 | 1,060 |
| Additional noninterest expense | $1,798,000 | 1,852 |
| Pre-tax net operating income | $3,142,000 | 1,136 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $968,000 | 917 |
| Income before extraordinary items | $2,174,000 | 1,362 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,174,000 | 1,362 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,174,000 | 1,362 |
| Net charge-offs | $130,000 | 3,176 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,174,000 | 1,283 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 1,153 |
| Total interest expense | $798,000 | 1,572 |
| Net interest income | $5,158,000 | 1,077 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $398,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $177,000 | 1,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $221,000 | 2,519 |
| Total noninterest expense | $4,258,000 | 1,174 |
| Salaries and employee benefits | $2,744,000 | 951 |
| Premises and equipment expense | $562,000 | 1,061 |
| Additional noninterest expense | $952,000 | 1,749 |
| Pre-tax net operating income | $1,148,000 | 1,497 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $344,000 | 1,190 |
| Income before extraordinary items | $804,000 | 1,787 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $804,000 | 1,788 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $804,000 | 1,788 |
| Net charge-offs | $98,000 | 2,460 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $804,000 | 1,688 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,052,000 | 1,297 |
| Total interest expense | $3,729,000 | 1,624 |
| Net interest income | $18,323,000 | 1,213 |
| Provision for loan and lease losses | $925,000 | 2,529 |
| Total noninterest income | $2,647,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $825,000 | 1,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,822,000 | 1,455 |
| Total noninterest expense | $14,431,000 | 1,356 |
| Salaries and employee benefits | $8,927,000 | 1,099 |
| Premises and equipment expense | $1,821,000 | 1,370 |
| Additional noninterest expense | $3,683,000 | 1,831 |
| Pre-tax net operating income | $5,614,000 | 1,067 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $225,000 | 2,785 |
| Income before extraordinary items | $5,389,000 | 934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,389,000 | 932 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,389,000 | 934 |
| Net charge-offs | $116,000 | 4,849 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,389,000 | 894 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,103,000 | 1,346 |
| Total interest expense | $2,833,000 | 1,660 |
| Net interest income | $13,270,000 | 1,264 |
| Provision for loan and lease losses | $850,000 | 2,178 |
| Total noninterest income | $2,690,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $610,000 | 1,767 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,080,000 | 1,089 |
| Total noninterest expense | $10,265,000 | 1,430 |
| Salaries and employee benefits | $6,282,000 | 1,188 |
| Premises and equipment expense | $1,373,000 | 1,368 |
| Additional noninterest expense | $2,610,000 | 1,937 |
| Pre-tax net operating income | $4,845,000 | 957 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-23,000 | 6,850 |
| Income before extraordinary items | $4,868,000 | 793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,868,000 | 792 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,868,000 | 793 |
| Net charge-offs | $130,000 | 4,161 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,868,000 | 761 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,880,000 | 1,474 |
| Total interest expense | $1,797,000 | 1,778 |
| Net interest income | $8,083,000 | 1,375 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $578,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $387,000 | 1,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,563 |
| Total noninterest expense | $6,197,000 | 1,587 |
| Salaries and employee benefits | $3,850,000 | 1,300 |
| Premises and equipment expense | $779,000 | 1,623 |
| Additional noninterest expense | $1,568,000 | 2,167 |
| Pre-tax net operating income | $2,214,000 | 1,319 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,214,000 | 1,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,214,000 | 1,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,214,000 | 1,118 |
| Net charge-offs | $132,000 | 3,565 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,214,000 | 1,080 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 1,506 |
| Total interest expense | $928,000 | 1,784 |
| Net interest income | $3,963,000 | 1,401 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $277,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $182,000 | 1,882 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $3,073,000 | 1,612 |
| Salaries and employee benefits | $1,935,000 | 1,299 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $749,000 | 2,224 |
| Pre-tax net operating income | $1,017,000 | 1,413 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,017,000 | 1,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,017,000 | 1,214 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,017,000 | 1,215 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,017,000 | 1,178 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,550,000 | 1,576 |
| Total interest expense | $4,248,000 | 1,887 |
| Net interest income | $15,302,000 | 1,470 |
| Provision for loan and lease losses | $1,225,000 | 2,746 |
| Total noninterest income | $1,058,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $705,000 | 2,027 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $353,000 | 3,704 |
| Total noninterest expense | $11,562,000 | 1,702 |
| Salaries and employee benefits | $7,261,000 | 1,347 |
| Premises and equipment expense | $1,681,000 | 1,511 |
| Additional noninterest expense | $2,620,000 | 2,574 |
| Pre-tax net operating income | $3,573,000 | 1,392 |
| Securities gains (losses) | $159,000 | 1,787 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,732,000 | 1,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,732,000 | 1,163 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,732,000 | 1,164 |
| Net charge-offs | $26,000 | 6,262 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,573,000 | 1,155 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,496,000 | 1,623 |
| Total interest expense | $3,154,000 | 1,983 |
| Net interest income | $11,342,000 | 1,504 |
| Provision for loan and lease losses | $875,000 | 2,713 |
| Total noninterest income | $795,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $519,000 | 2,114 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $276,000 | 3,673 |
| Total noninterest expense | $8,792,000 | 1,677 |
| Salaries and employee benefits | $5,461,000 | 1,349 |
| Premises and equipment expense | $1,273,000 | 1,525 |
| Additional noninterest expense | $2,058,000 | 2,424 |
| Pre-tax net operating income | $2,470,000 | 1,599 |
| Securities gains (losses) | $159,000 | 1,552 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,629,000 | 1,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,629,000 | 1,268 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,629,000 | 1,268 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,470,000 | 1,301 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,454,000 | 1,672 |
| Total interest expense | $2,100,000 | 2,057 |
| Net interest income | $7,354,000 | 1,542 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $497,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $326,000 | 2,205 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $171,000 | 3,768 |
| Total noninterest expense | $5,909,000 | 1,666 |
| Salaries and employee benefits | $3,653,000 | 1,354 |
| Premises and equipment expense | $856,000 | 1,535 |
| Additional noninterest expense | $1,400,000 | 2,385 |
| Pre-tax net operating income | $1,392,000 | 1,823 |
| Securities gains (losses) | $41,000 | 2,004 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,433,000 | 1,532 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,433,000 | 1,533 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,433,000 | 1,533 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,392,000 | 1,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 1,740 |
| Total interest expense | $1,050,000 | 2,174 |
| Net interest income | $3,569,000 | 1,606 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $244,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $164,000 | 2,193 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $2,988,000 | 1,673 |
| Salaries and employee benefits | $1,834,000 | 1,360 |
| Premises and equipment expense | $438,000 | 1,539 |
| Additional noninterest expense | $716,000 | 2,341 |
| Pre-tax net operating income | $600,000 | 2,101 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $600,000 | 1,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $600,000 | 1,827 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $600,000 | 1,829 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $600,000 | 1,751 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,460,000 | 1,841 |
| Total interest expense | $5,192,000 | 2,183 |
| Net interest income | $13,268,000 | 1,693 |
| Provision for loan and lease losses | $1,123,000 | 3,316 |
| Total noninterest income | $986,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $655,000 | 2,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $331,000 | 3,844 |
| Total noninterest expense | $11,985,000 | 1,698 |
| Salaries and employee benefits | $7,487,000 | 1,335 |
| Premises and equipment expense | $1,668,000 | 1,609 |
| Additional noninterest expense | $2,830,000 | 2,471 |
| Pre-tax net operating income | $1,146,000 | 2,781 |
| Securities gains (losses) | $94,000 | 2,196 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,240,000 | 2,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,240,000 | 2,418 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,240,000 | 2,419 |
| Net charge-offs | $20,000 | 6,658 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,146,000 | 2,499 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,681,000 | 1,898 |
| Total interest expense | $4,007,000 | 2,215 |
| Net interest income | $9,674,000 | 1,738 |
| Provision for loan and lease losses | $898,000 | 2,945 |
| Total noninterest income | $739,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $483,000 | 2,429 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $256,000 | 3,865 |
| Total noninterest expense | $8,780,000 | 1,726 |
| Salaries and employee benefits | $5,635,000 | 1,346 |
| Premises and equipment expense | $1,237,000 | 1,649 |
| Additional noninterest expense | $1,908,000 | 2,663 |
| Pre-tax net operating income | $735,000 | 3,238 |
| Securities gains (losses) | $72,000 | 2,060 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $807,000 | 2,844 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $807,000 | 2,841 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $807,000 | 2,844 |
| Net charge-offs | $20,000 | 6,232 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $735,000 | 2,939 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,931,000 | 1,971 |
| Total interest expense | $2,704,000 | 2,277 |
| Net interest income | $6,227,000 | 1,798 |
| Provision for loan and lease losses | $673,000 | 2,543 |
| Total noninterest income | $485,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $304,000 | 2,519 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $181,000 | 3,802 |
| Total noninterest expense | $5,868,000 | 1,752 |
| Salaries and employee benefits | $3,775,000 | 1,377 |
| Premises and equipment expense | $803,000 | 1,736 |
| Additional noninterest expense | $1,290,000 | 2,664 |
| Pre-tax net operating income | $171,000 | 4,820 |
| Securities gains (losses) | $40,000 | 2,039 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $211,000 | 4,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 4,473 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $211,000 | 4,473 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $171,000 | 4,634 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 2,026 |
| Total interest expense | $1,339,000 | 2,375 |
| Net interest income | $3,047,000 | 1,821 |
| Provision for loan and lease losses | $235,000 | 2,635 |
| Total noninterest income | $226,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $137,000 | 2,645 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $89,000 | 3,833 |
| Total noninterest expense | $2,740,000 | 1,810 |
| Salaries and employee benefits | $1,862,000 | 1,404 |
| Premises and equipment expense | $398,000 | 1,778 |
| Additional noninterest expense | $480,000 | 3,111 |
| Pre-tax net operating income | $298,000 | 3,350 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $318,000 | 3,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $318,000 | 3,010 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $318,000 | 3,010 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $298,000 | 2,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,592,000 | 2,535 |
| Total interest expense | $4,811,000 | 3,062 |
| Net interest income | $9,781,000 | 2,272 |
| Provision for loan and lease losses | $1,606,000 | 2,069 |
| Total noninterest income | $908,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $607,000 | 2,628 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $301,000 | 4,098 |
| Total noninterest expense | $10,568,000 | 1,833 |
| Salaries and employee benefits | $7,235,000 | 1,415 |
| Premises and equipment expense | $1,462,000 | 1,877 |
| Additional noninterest expense | $1,871,000 | 3,039 |
| Pre-tax net operating income | $-1,485,000 | 7,208 |
| Securities gains (losses) | $110,000 | 1,060 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,375,000 | 7,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,375,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 2,563 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,485,000 | 7,316 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,485,000 | 2,696 |
| Total interest expense | $3,490,000 | 3,253 |
| Net interest income | $6,995,000 | 2,362 |
| Provision for loan and lease losses | $1,331,000 | 1,545 |
| Total noninterest income | $657,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $430,000 | 2,753 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $227,000 | 4,190 |
| Total noninterest expense | $7,867,000 | 1,838 |
| Salaries and employee benefits | $5,387,000 | 1,461 |
| Premises and equipment expense | $1,062,000 | 1,923 |
| Additional noninterest expense | $1,418,000 | 2,920 |
| Pre-tax net operating income | $-1,546,000 | 7,744 |
| Securities gains (losses) | $58,000 | 1,318 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,488,000 | 7,699 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,488,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,793 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,546,000 | 7,813 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 2,876 |
| Total interest expense | $2,262,000 | 3,437 |
| Net interest income | $4,383,000 | 2,504 |
| Provision for loan and lease losses | $1,102,000 | 1,156 |
| Total noninterest income | $427,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $277,000 | 2,804 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $150,000 | 4,319 |
| Total noninterest expense | $5,163,000 | 1,861 |
| Salaries and employee benefits | $3,530,000 | 1,496 |
| Premises and equipment expense | $681,000 | 1,991 |
| Additional noninterest expense | $952,000 | 2,859 |
| Pre-tax net operating income | $-1,455,000 | 8,070 |
| Securities gains (losses) | $57,000 | 1,350 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,398,000 | 8,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,398,000 | 8,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 1,158 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,455,000 | 8,128 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 2,998 |
| Total interest expense | $1,065,000 | 3,756 |
| Net interest income | $2,180,000 | 2,504 |
| Provision for loan and lease losses | $832,000 | 708 |
| Total noninterest income | $210,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,370 |
| Total noninterest expense | $2,523,000 | 1,894 |
| Salaries and employee benefits | $1,712,000 | 1,553 |
| Premises and equipment expense | $339,000 | 2,007 |
| Additional noninterest expense | $472,000 | 2,853 |
| Pre-tax net operating income | $-965,000 | 8,264 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-955,000 | 8,297 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-955,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-965,000 | 8,288 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 3,881 |
| Total interest expense | $2,788,000 | 4,987 |
| Net interest income | $6,779,000 | 3,180 |
| Provision for loan and lease losses | $730,000 | 1,792 |
| Total noninterest income | $617,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $480,000 | 3,131 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $137,000 | 5,725 |
| Total noninterest expense | $6,672,000 | 2,704 |
| Salaries and employee benefits | $4,423,000 | 2,280 |
| Premises and equipment expense | $732,000 | 3,326 |
| Additional noninterest expense | $1,517,000 | 3,380 |
| Pre-tax net operating income | $-6,000 | 7,453 |
| Securities gains (losses) | $40,000 | 873 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $34,000 | 7,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-6,000 | 7,484 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 4,074 |
| Total interest expense | $1,900,000 | 5,240 |
| Net interest income | $4,804,000 | 3,347 |
| Provision for loan and lease losses | $550,000 | 1,443 |
| Total noninterest income | $476,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $353,000 | 3,160 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $123,000 | 5,430 |
| Total noninterest expense | $4,404,000 | 3,005 |
| Salaries and employee benefits | $2,906,000 | 2,555 |
| Premises and equipment expense | $460,000 | 3,780 |
| Additional noninterest expense | $1,038,000 | 3,592 |
| Pre-tax net operating income | $326,000 | 6,467 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $326,000 | 6,183 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $326,000 | 6,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $326,000 | 6,173 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 4,330 |
| Total interest expense | $1,118,000 | 5,581 |
| Net interest income | $2,978,000 | 3,554 |
| Provision for loan and lease losses | $475,000 | 1,075 |
| Total noninterest income | $338,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $239,000 | 3,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $99,000 | 5,143 |
| Total noninterest expense | $2,689,000 | 3,252 |
| Salaries and employee benefits | $1,752,000 | 2,837 |
| Premises and equipment expense | $265,000 | 4,205 |
| Additional noninterest expense | $672,000 | 3,670 |
| Pre-tax net operating income | $152,000 | 6,954 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $152,000 | 6,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $152,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $152,000 | 6,724 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 4,687 |
| Total interest expense | $486,000 | 5,937 |
| Net interest income | $1,318,000 | 3,881 |
| Provision for loan and lease losses | $200,000 | 1,154 |
| Total noninterest income | $137,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $1,269,000 | 3,419 |
| Salaries and employee benefits | $820,000 | 3,022 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $328,000 | 3,701 |
| Pre-tax net operating income | $-14,000 | 7,922 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-14,000 | 7,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-14,000 | 7,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-14,000 | 7,919 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 8,242 |
| Total interest expense | $262,000 | 8,344 |
| Net interest income | $793,000 | 8,104 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $95,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $84,000 | 6,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $758,000 | 8,070 |
| Salaries and employee benefits | $447,000 | 8,023 |
| Premises and equipment expense | $61,000 | 8,239 |
| Additional noninterest expense | $250,000 | 7,853 |
| Pre-tax net operating income | $30,000 | 7,881 |
| Securities gains (losses) | $-29,000 | 7,704 |
| Applicable income taxes | $136,000 | 4,709 |
| Income before extraordinary items | $-135,000 | 8,104 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-135,000 | 8,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-116,440 | 8,085 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 6,622 |
| Total interest expense | $806,000 | 6,775 |
| Net interest income | $1,626,000 | 6,436 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $444,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $376,000 | 3,059 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $1,895,000 | 5,433 |
| Salaries and employee benefits | $1,055,000 | 5,382 |
| Premises and equipment expense | $241,000 | 5,591 |
| Additional noninterest expense | $599,000 | 5,223 |
| Pre-tax net operating income | $165,000 | 7,566 |
| Securities gains (losses) | $-857,000 | 8,666 |
| Applicable income taxes | $-303,000 | 8,661 |
| Income before extraordinary items | $-389,000 | 8,415 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-389,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $430,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $159,480 | 7,432 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 6,728 |
| Total interest expense | $500,000 | 6,848 |
| Net interest income | $1,048,000 | 6,550 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $269,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,185 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 6,958 |
| Total noninterest expense | $1,056,000 | 5,999 |
| Salaries and employee benefits | $510,000 | 6,381 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $389,000 | 5,300 |
| Pre-tax net operating income | $251,000 | 6,766 |
| Securities gains (losses) | $-857,000 | 8,725 |
| Applicable income taxes | $-175,000 | 8,678 |
| Income before extraordinary items | $-431,000 | 8,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-431,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $430,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $177,470 | 6,942 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 6,755 |
| Total interest expense | $234,000 | 6,913 |
| Net interest income | $527,000 | 6,548 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $130,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 3,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $530,000 | 6,011 |
| Salaries and employee benefits | $255,000 | 6,403 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $197,000 | 5,226 |
| Pre-tax net operating income | $117,000 | 6,846 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $110,000 | 6,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $430,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $100,540 | 6,734 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 6,486 |
| Total interest expense | $835,000 | 6,685 |
| Net interest income | $2,298,000 | 6,266 |
| Provision for loan and lease losses | $94,000 | 4,935 |
| Total noninterest income | $561,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $476,000 | 3,156 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $2,191,000 | 5,795 |
| Salaries and employee benefits | $1,097,000 | 6,071 |
| Premises and equipment expense | $314,000 | 5,597 |
| Additional noninterest expense | $780,000 | 5,254 |
| Pre-tax net operating income | $574,000 | 6,508 |
| Securities gains (losses) | $66,000 | 849 |
| Applicable income taxes | $140,000 | 5,068 |
| Income before extraordinary items | $500,000 | 6,380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $500,000 | 6,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,813 |
| Cash dividends | $430,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $448,520 | 6,562 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 6,499 |
| Total interest expense | $608,000 | 6,684 |
| Net interest income | $1,733,000 | 6,284 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $418,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $1,625,000 | 5,801 |
| Salaries and employee benefits | $813,000 | 6,079 |
| Premises and equipment expense | $238,000 | 5,580 |
| Additional noninterest expense | $574,000 | 5,251 |
| Pre-tax net operating income | $446,000 | 6,589 |
| Securities gains (losses) | $66,000 | 798 |
| Applicable income taxes | $94,000 | 5,310 |
| Income before extraordinary items | $418,000 | 6,272 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $418,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,170 |
| Cash dividends | $430,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $363,880 | 6,537 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 6,527 |
| Total interest expense | $365,000 | 6,813 |
| Net interest income | $1,157,000 | 6,284 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $281,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $237,000 | 3,131 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,082,000 | 5,803 |
| Salaries and employee benefits | $540,000 | 6,105 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $385,000 | 5,219 |
| Pre-tax net operating income | $326,000 | 6,425 |
| Securities gains (losses) | $30,000 | 967 |
| Applicable income taxes | $71,000 | 5,202 |
| Income before extraordinary items | $285,000 | 6,225 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $285,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,044 |
| Cash dividends | $430,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $261,000 | 6,372 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,608 |
| Total interest expense | $164,000 | 6,998 |
| Net interest income | $575,000 | 6,340 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $113,000 | 3,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $548,000 | 5,794 |
| Salaries and employee benefits | $267,000 | 6,169 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $151,000 | 6,551 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $430,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 6,621 |
| Total interest expense | $560,000 | 7,095 |
| Net interest income | $2,234,000 | 6,331 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $570,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $473,000 | 3,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,480 |
| Total noninterest expense | $2,204,000 | 5,693 |
| Salaries and employee benefits | $1,097,000 | 5,978 |
| Premises and equipment expense | $297,000 | 5,705 |
| Additional noninterest expense | $810,000 | 5,055 |
| Pre-tax net operating income | $540,000 | 6,580 |
| Securities gains (losses) | $111,000 | 1,169 |
| Applicable income taxes | $112,000 | 5,402 |
| Income before extraordinary items | $539,000 | 6,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $539,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $430,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $446,870 | 6,506 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 6,659 |
| Total interest expense | $412,000 | 7,148 |
| Net interest income | $1,664,000 | 6,355 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $441,000 | 4,892 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $365,000 | 3,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $1,628,000 | 5,713 |
| Salaries and employee benefits | $793,000 | 6,045 |
| Premises and equipment expense | $221,000 | 5,691 |
| Additional noninterest expense | $614,000 | 4,981 |
| Pre-tax net operating income | $432,000 | 6,605 |
| Securities gains (losses) | $80,000 | 1,326 |
| Applicable income taxes | $71,000 | 5,694 |
| Income before extraordinary items | $441,000 | 6,098 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $441,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $430,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $372,200 | 6,405 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 6,705 |
| Total interest expense | $271,000 | 7,200 |
| Net interest income | $1,113,000 | 6,364 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $299,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $240,000 | 3,231 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $1,108,000 | 5,682 |
| Salaries and employee benefits | $529,000 | 6,098 |
| Premises and equipment expense | $151,000 | 5,643 |
| Additional noninterest expense | $428,000 | 4,837 |
| Pre-tax net operating income | $274,000 | 6,668 |
| Securities gains (losses) | $69,000 | 1,259 |
| Applicable income taxes | $46,000 | 5,716 |
| Income before extraordinary items | $297,000 | 6,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 6,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $430,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $236,970 | 6,483 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,749 |
| Total interest expense | $135,000 | 7,269 |
| Net interest income | $558,000 | 6,383 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 3,142 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $539,000 | 5,801 |
| Salaries and employee benefits | $264,000 | 6,143 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $164,000 | 6,261 |
| Securities gains (losses) | $57,000 | 1,119 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $180,000 | 5,590 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $180,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $430,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $133,830 | 6,170 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 6,692 |
| Total interest expense | $657,000 | 7,198 |
| Net interest income | $2,193,000 | 6,330 |
| Provision for loan and lease losses | $81,000 | 5,616 |
| Total noninterest income | $580,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $497,000 | 3,112 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $83,000 | 6,824 |
| Total noninterest expense | $2,122,000 | 5,789 |
| Salaries and employee benefits | $1,048,000 | 6,101 |
| Premises and equipment expense | $273,000 | 5,941 |
| Additional noninterest expense | $801,000 | 5,038 |
| Pre-tax net operating income | $570,000 | 6,443 |
| Securities gains (losses) | $98,000 | 1,917 |
| Applicable income taxes | $79,000 | 5,941 |
| Income before extraordinary items | $589,000 | 5,989 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $589,000 | 5,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,719 |
| Cash dividends | $430,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $502,760 | 6,171 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 6,751 |
| Total interest expense | $520,000 | 7,212 |
| Net interest income | $1,635,000 | 6,382 |
| Provision for loan and lease losses | $66,000 | 5,405 |
| Total noninterest income | $429,000 | 5,133 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $366,000 | 3,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 6,866 |
| Total noninterest expense | $1,534,000 | 5,910 |
| Salaries and employee benefits | $752,000 | 6,228 |
| Premises and equipment expense | $203,000 | 5,970 |
| Additional noninterest expense | $579,000 | 5,142 |
| Pre-tax net operating income | $464,000 | 6,438 |
| Securities gains (losses) | $98,000 | 1,769 |
| Applicable income taxes | $73,000 | 5,891 |
| Income before extraordinary items | $489,000 | 5,912 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $489,000 | 5,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $430,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $403,740 | 6,152 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,732 |
| Total interest expense | $368,000 | 7,206 |
| Net interest income | $1,101,000 | 6,358 |
| Provision for loan and lease losses | $49,000 | 5,190 |
| Total noninterest income | $284,000 | 5,132 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $242,000 | 3,149 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $1,022,000 | 5,921 |
| Salaries and employee benefits | $500,000 | 6,264 |
| Premises and equipment expense | $131,000 | 6,040 |
| Additional noninterest expense | $391,000 | 5,088 |
| Pre-tax net operating income | $314,000 | 6,414 |
| Securities gains (losses) | $86,000 | 1,623 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $340,000 | 5,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $340,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $430,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $266,900 | 6,168 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,752 |
| Total interest expense | $192,000 | 7,192 |
| Net interest income | $544,000 | 6,393 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $141,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $513,000 | 5,919 |
| Salaries and employee benefits | $246,000 | 6,309 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $201,000 | 4,949 |
| Pre-tax net operating income | $143,000 | 6,558 |
| Securities gains (losses) | $87,000 | 1,078 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $190,000 | 5,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,943 |
| Cash dividends | $430,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $117,790 | 6,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 6,532 |
| Total interest expense | $1,107,000 | 6,666 |
| Net interest income | $2,196,000 | 6,331 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $600,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $512,000 | 2,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $2,110,000 | 5,686 |
| Salaries and employee benefits | $1,029,000 | 6,031 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $830,000 | 4,799 |
| Pre-tax net operating income | $626,000 | 6,342 |
| Securities gains (losses) | $63,000 | 2,193 |
| Applicable income taxes | $149,000 | 5,532 |
| Income before extraordinary items | $540,000 | 6,217 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $540,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $215,000 | 4,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $490,860 | 6,292 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 6,591 |
| Total interest expense | $1,595,000 | 6,792 |
| Net interest income | $2,101,000 | 6,278 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $670,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $569,000 | 2,546 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $101,000 | 6,420 |
| Total noninterest expense | $1,986,000 | 5,750 |
| Salaries and employee benefits | $991,000 | 6,013 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $770,000 | 4,920 |
| Pre-tax net operating income | $725,000 | 5,730 |
| Securities gains (losses) | $37,000 | 2,648 |
| Applicable income taxes | $159,000 | 5,364 |
| Income before extraordinary items | $603,000 | 5,609 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $603,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $344,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $573,770 | 5,615 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 6,901 |
| Total interest expense | $1,526,000 | 7,103 |
| Net interest income | $1,999,000 | 6,558 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $669,000 | 4,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $571,000 | 2,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $1,867,000 | 5,929 |
| Salaries and employee benefits | $936,000 | 6,175 |
| Premises and equipment expense | $223,000 | 6,414 |
| Additional noninterest expense | $708,000 | 5,134 |
| Pre-tax net operating income | $738,000 | 6,082 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $160,000 | 5,801 |
| Income before extraordinary items | $578,000 | 5,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $578,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $215,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $578,000 | 5,963 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 7,387 |
| Total interest expense | $1,295,000 | 7,418 |
| Net interest income | $1,702,000 | 7,195 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $703,000 | 3,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $1,843,000 | 5,993 |
| Salaries and employee benefits | $891,000 | 6,350 |
| Premises and equipment expense | $240,000 | 6,182 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $527,000 | 7,017 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $110,000 | 6,786 |
| Income before extraordinary items | $416,000 | 6,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $416,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $215,000 | 5,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $416,790 | 6,874 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 7,709 |
| Total interest expense | $1,297,000 | 7,683 |
| Net interest income | $1,546,000 | 7,579 |
| Provision for loan and lease losses | $19,000 | 7,809 |
| Total noninterest income | $681,000 | 4,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,654,000 | 6,313 |
| Salaries and employee benefits | $798,000 | 6,695 |
| Premises and equipment expense | $249,000 | 5,974 |
| Additional noninterest expense | $607,000 | 5,714 |
| Pre-tax net operating income | $554,000 | 7,129 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $385,000 | 7,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $385,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $172,000 | 5,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $389,900 | 7,201 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 7,956 |
| Total interest expense | $1,293,000 | 7,863 |
| Net interest income | $1,546,000 | 7,876 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $753,000 | 3,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $1,684,000 | 6,341 |
| Salaries and employee benefits | $780,000 | 6,884 |
| Premises and equipment expense | $235,000 | 6,280 |
| Additional noninterest expense | $669,000 | 5,396 |
| Pre-tax net operating income | $595,000 | 7,453 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $193,000 | 6,975 |
| Income before extraordinary items | $402,000 | 7,623 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $402,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $-490,000 | 10,840 |
| Net operating income | $402,000 | 7,568 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 8,387 |
| Total interest expense | $1,175,000 | 8,459 |
| Net interest income | $1,544,000 | 8,160 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $726,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,735 |
| Total noninterest expense | $1,601,000 | 6,840 |
| Salaries and employee benefits | $753,000 | 7,238 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $619,000 | 6,236 |
| Pre-tax net operating income | $612,000 | 7,354 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $176,000 | 7,502 |
| Income before extraordinary items | $446,000 | 7,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $446,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,343 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $438,800 | 7,271 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 8,568 |
| Total interest expense | $1,145,000 | 8,776 |
| Net interest income | $1,603,000 | 8,250 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $695,000 | 4,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $534,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $1,536,000 | 7,159 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $231,000 | 6,647 |
| Additional noninterest expense | $569,000 | 6,725 |
| Pre-tax net operating income | $710,000 | 7,274 |
| Securities gains (losses) | $-28,000 | 10,792 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $484,000 | 7,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $484,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-700,000 | 10,510 |
| Net operating income | $503,880 | 7,200 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 9,078 |
| Total interest expense | $889,000 | 9,185 |
| Net interest income | $1,519,000 | 8,835 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $769,000 | 3,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $1,723,000 | 6,919 |
| Salaries and employee benefits | $751,000 | 7,519 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $707,000 | 6,267 |
| Pre-tax net operating income | $483,000 | 8,776 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $37,000 | 10,765 |
| Income before extraordinary items | $414,000 | 8,069 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $414,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $255,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $443,440 | 7,824 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 9,239 |
| Total interest expense | $932,000 | 9,414 |
| Net interest income | $1,542,000 | 8,971 |
| Provision for loan and lease losses | $201,000 | 3,891 |
| Total noninterest income | $633,000 | 4,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,877,000 | 6,684 |
| Salaries and employee benefits | $739,000 | 7,716 |
| Premises and equipment expense | $238,000 | 6,929 |
| Additional noninterest expense | $900,000 | 5,366 |
| Pre-tax net operating income | $97,000 | 11,890 |
| Securities gains (losses) | $146,000 | 2,007 |
| Applicable income taxes | $37,000 | 11,224 |
| Income before extraordinary items | $206,000 | 10,572 |
| Extraordinary gains, net | $-14,000 | 12,384 |
| Net income | $192,000 | 10,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,974 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $81,900 | 11,813 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 8,734 |
| Total interest expense | $1,390,000 | 8,892 |
| Net interest income | $1,752,000 | 8,497 |
| Provision for loan and lease losses | $261,000 | 4,486 |
| Total noninterest income | $669,000 | 4,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $1,860,000 | 6,769 |
| Salaries and employee benefits | $762,000 | 7,525 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $839,000 | 5,841 |
| Pre-tax net operating income | $300,000 | 10,139 |
| Securities gains (losses) | $73,000 | 3,512 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $283,000 | 9,508 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $283,000 | 9,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 3,251 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $227,520 | 9,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.