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Vista Bank, FSB, Income and Expense

1992-12-31 (YTD Data)Rank
Total interest income$7,857,0004,355
Total interest expense$5,317,0003,113
Net interest income$2,540,0006,518
Provision for loan and lease losses$1,689,0001,294
Total noninterest income$398,0006,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$398,0003,720
Total noninterest expense$3,113,0004,375
Salaries and employee benefits$688,0008,084
Premises and equipment expense$268,0006,470
Additional noninterest expense$2,157,0002,631
Pre-tax net operating income$-1,864,00013,619
Securities gains (losses)$08,369
Applicable income taxes$86,00010,284
Income before extraordinary items$-1,950,00013,666
Extraordinary gains, net$01,422
Net income$-1,950,00013,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,950,00013,617

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.