Home > Vista Bank > Net charge- offs to loans
Vista Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 8,689 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0757% | 6,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2547% | 3,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6089% | 3,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 4,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 1,285 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9665% | 1,435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6858% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 4,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6527% | 1,418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1177% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4956% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1240% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 4,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0461% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1106% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7942% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 1,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9605% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1616% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3773% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2055% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0799% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2707% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0796% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7089% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8744% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 5,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0849% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1090% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2500% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4228% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0942% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4281% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1679% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6217% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8068% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1292% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7596% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2958% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2632% | 6,442 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |