Home > VIST Bank > Income and Expense

VIST Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$62,031,000556
Total interest expense$5,603,000483
Net interest income$56,428,000564
Provision for loan and lease losses$4,696,000120
Total noninterest income$4,942,0001,323
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,196,000838
Trading account gains and fees$0132
Additional Noninterest Income$3,746,0001,304
Total noninterest expense$42,753,000618
Salaries and employee benefits$15,380,000916
Premises and equipment expense$4,478,000601
Additional noninterest expense$22,895,000379
Pre-tax net operating income$13,921,000991
Securities gains (losses)$-109,0004,664
Applicable income taxes$2,266,0001,018
Income before extraordinary items$11,546,0001,026
Extraordinary gains, net$010
Net income$11,546,0001,027
Minority interest net income$074
Net income of bank and minority interests.$11,546,0001,027
Net charge-offs$6,418,000151
Cash dividends$13,286,000392
Sale, conversion, retirement of capital stock, net$520,000303
Net operating income$11,637,5601,009
2021-09-30 (YTD Data)Rank
Total interest income$46,714,000561
Total interest expense$4,670,000468
Net interest income$42,044,000571
Provision for loan and lease losses$-1,468,0004,654
Total noninterest income$3,714,0001,353
Gross Fiduciary activities income$0957
Service charges on deposit accounts$863,000864
Trading account gains and fees$0132
Additional Noninterest Income$2,851,0001,336
Total noninterest expense$31,819,000619
Salaries and employee benefits$11,272,000938
Premises and equipment expense$3,374,000597
Additional noninterest expense$17,173,000376
Pre-tax net operating income$15,407,000746
Securities gains (losses)$-101,0004,797
Applicable income taxes$2,765,000784
Income before extraordinary items$12,541,000776
Extraordinary gains, net$08
Net income$12,541,000776
Minority interest net income$069
Net income of bank and minority interests.$12,541,000776
Net charge-offs$-460,0004,801
Cash dividends$9,046,000410
Sale, conversion, retirement of capital stock, net$383,000277
Net operating income$12,623,820749
2021-06-30 (YTD Data)Rank
Total interest income$30,972,000553
Total interest expense$3,256,000468
Net interest income$27,716,000570
Provision for loan and lease losses$-1,318,0004,703
Total noninterest income$2,555,0001,310
Gross Fiduciary activities income$0951
Service charges on deposit accounts$558,000861
Trading account gains and fees$0133
Additional Noninterest Income$1,997,0001,293
Total noninterest expense$19,508,000668
Salaries and employee benefits$7,504,000935
Premises and equipment expense$2,316,000576
Additional noninterest expense$9,688,000429
Pre-tax net operating income$12,081,000651
Securities gains (losses)$88,000711
Applicable income taxes$2,226,000694
Income before extraordinary items$9,943,000660
Extraordinary gains, net$06
Net income$9,943,000660
Minority interest net income$067
Net income of bank and minority interests.$9,943,000660
Net charge-offs$-388,0004,845
Cash dividends$6,965,000350
Sale, conversion, retirement of capital stock, net$241,000256
Net operating income$9,870,840651
2021-03-31 (YTD Data)Rank
Total interest income$15,690,000550
Total interest expense$1,672,000483
Net interest income$14,018,000559
Provision for loan and lease losses$-659,0004,771
Total noninterest income$1,128,0001,420
Gross Fiduciary activities income$0922
Service charges on deposit accounts$279,000842
Trading account gains and fees$0127
Additional Noninterest Income$849,0001,414
Total noninterest expense$9,584,000672
Salaries and employee benefits$3,613,000955
Premises and equipment expense$1,206,000560
Additional noninterest expense$4,765,000417
Pre-tax net operating income$6,221,000644
Securities gains (losses)$88,000508
Applicable income taxes$1,163,000676
Income before extraordinary items$5,146,000649
Extraordinary gains, net$03
Net income$5,146,000649
Minority interest net income$055
Net income of bank and minority interests.$5,146,000649
Net charge-offs$-45,0004,587
Cash dividends$2,260,000425
Sale, conversion, retirement of capital stock, net$118,000237
Net operating income$5,073,840643
2020-12-31 (YTD Data)Rank
Total interest income$66,398,000518
Total interest expense$9,538,000526
Net interest income$56,860,000518
Provision for loan and lease losses$3,304,000741
Total noninterest income$5,398,0001,205
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,118,000857
Trading account gains and fees$0133
Additional Noninterest Income$4,280,0001,143
Total noninterest expense$39,998,000632
Salaries and employee benefits$15,214,000897
Premises and equipment expense$4,221,000622
Additional noninterest expense$20,563,000400
Pre-tax net operating income$18,956,000621
Securities gains (losses)$39,0001,830
Applicable income taxes$3,240,000661
Income before extraordinary items$15,755,000639
Extraordinary gains, net$04
Net income$15,755,000638
Minority interest net income$072
Net income of bank and minority interests.$15,755,000639
Net charge-offs$-226,0004,876
Cash dividends$6,918,000599
Sale, conversion, retirement of capital stock, net$536,000261
Net operating income$15,722,630614
2020-09-30 (YTD Data)Rank
Total interest income$49,645,000519
Total interest expense$7,673,000521
Net interest income$41,972,000516
Provision for loan and lease losses$3,673,000620
Total noninterest income$4,031,0001,171
Gross Fiduciary activities income$0981
Service charges on deposit accounts$823,000863
Trading account gains and fees$0125
Additional Noninterest Income$3,208,0001,109
Total noninterest expense$29,961,000611
Salaries and employee benefits$11,451,000873
Premises and equipment expense$3,123,000621
Additional noninterest expense$15,387,000391
Pre-tax net operating income$12,369,000662
Securities gains (losses)$42,0001,626
Applicable income taxes$2,037,000723
Income before extraordinary items$10,374,000688
Extraordinary gains, net$04
Net income$10,374,000688
Minority interest net income$065
Net income of bank and minority interests.$10,374,000688
Net charge-offs$-203,0004,916
Cash dividends$4,842,000584
Sale, conversion, retirement of capital stock, net$358,000248
Net operating income$10,338,720659
2020-06-30 (YTD Data)Rank
Total interest income$33,337,000520
Total interest expense$5,684,000515
Net interest income$27,653,000521
Provision for loan and lease losses$3,412,000516
Total noninterest income$2,718,0001,104
Gross Fiduciary activities income$0970
Service charges on deposit accounts$565,000853
Trading account gains and fees$0123
Additional Noninterest Income$2,153,0001,024
Total noninterest expense$19,922,000609
Salaries and employee benefits$7,489,000884
Premises and equipment expense$2,065,000627
Additional noninterest expense$10,368,000385
Pre-tax net operating income$7,037,000694
Securities gains (losses)$44,0001,347
Applicable income taxes$1,101,000767
Income before extraordinary items$5,980,000720
Extraordinary gains, net$04
Net income$5,980,000720
Minority interest net income$065
Net income of bank and minority interests.$5,980,000720
Net charge-offs$-131,0004,926
Cash dividends$3,163,000587
Sale, conversion, retirement of capital stock, net$234,000236
Net operating income$5,943,040693
2020-03-31 (YTD Data)Rank
Total interest income$16,780,000523
Total interest expense$3,480,000485
Net interest income$13,300,000523
Provision for loan and lease losses$4,043,000276
Total noninterest income$1,236,0001,118
Gross Fiduciary activities income$0941
Service charges on deposit accounts$339,000846
Trading account gains and fees$0106
Additional Noninterest Income$897,0001,048
Total noninterest expense$9,818,000619
Salaries and employee benefits$3,732,000890
Premises and equipment expense$1,035,000623
Additional noninterest expense$5,051,000383
Pre-tax net operating income$675,0002,397
Securities gains (losses)$40,000915
Applicable income taxes$2,0003,392
Income before extraordinary items$713,0002,139
Extraordinary gains, net$04
Net income$713,0002,137
Minority interest net income$056
Net income of bank and minority interests.$713,0002,139
Net charge-offs$-55,0004,881
Cash dividends$1,684,000576
Sale, conversion, retirement of capital stock, net$121,000227
Net operating income$673,0002,203
2019-12-31 (YTD Data)Rank
Total interest income$70,080,000502
Total interest expense$18,000,000423
Net interest income$52,080,000536
Provision for loan and lease losses$344,0001,836
Total noninterest income$6,271,000965
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,456,000821
Trading account gains and fees$0135
Additional Noninterest Income$4,815,000849
Total noninterest expense$39,689,000591
Salaries and employee benefits$15,204,000851
Premises and equipment expense$4,213,000603
Additional noninterest expense$20,272,000375
Pre-tax net operating income$18,318,000652
Securities gains (losses)$108,000897
Applicable income taxes$3,089,000682
Income before extraordinary items$15,337,000657
Extraordinary gains, net$011
Net income$15,337,000659
Minority interest net income$076
Net income of bank and minority interests.$15,337,000658
Net charge-offs$3,490,000273
Cash dividends$10,407,000463
Sale, conversion, retirement of capital stock, net$471,000293
Net operating income$15,247,360646
2019-09-30 (YTD Data)Rank
Total interest income$52,019,000511
Total interest expense$13,561,000428
Net interest income$38,458,000546
Provision for loan and lease losses$907,000736
Total noninterest income$4,659,000954
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,094,000821
Trading account gains and fees$0129
Additional Noninterest Income$3,565,000851
Total noninterest expense$29,511,000594
Salaries and employee benefits$11,237,000860
Premises and equipment expense$3,147,000608
Additional noninterest expense$15,127,000374
Pre-tax net operating income$12,699,000697
Securities gains (losses)$48,0001,082
Applicable income taxes$2,050,000757
Income before extraordinary items$10,697,000703
Extraordinary gains, net$011
Net income$10,697,000705
Minority interest net income$072
Net income of bank and minority interests.$10,697,000704
Net charge-offs$3,240,000224
Cash dividends$9,056,000397
Sale, conversion, retirement of capital stock, net$332,000274
Net operating income$10,656,680694
2019-06-30 (YTD Data)Rank
Total interest income$34,399,000512
Total interest expense$8,923,000435
Net interest income$25,476,000549
Provision for loan and lease losses$704,000643
Total noninterest income$3,356,000907
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$713,000832
Trading account gains and fees$0131
Additional Noninterest Income$2,643,000776
Total noninterest expense$19,605,000598
Salaries and employee benefits$7,324,000870
Premises and equipment expense$2,076,000614
Additional noninterest expense$10,205,000378
Pre-tax net operating income$8,523,000681
Securities gains (losses)$31,000891
Applicable income taxes$1,378,000732
Income before extraordinary items$7,176,000684
Extraordinary gains, net$011
Net income$7,176,000684
Minority interest net income$069
Net income of bank and minority interests.$7,176,000684
Net charge-offs$3,176,000170
Cash dividends$4,204,000509
Sale, conversion, retirement of capital stock, net$213,000264
Net operating income$7,149,960672
2019-03-31 (YTD Data)Rank
Total interest income$17,002,000517
Total interest expense$4,434,000423
Net interest income$12,568,000553
Provision for loan and lease losses$631,000395
Total noninterest income$2,016,000767
Gross Fiduciary activities income$0972
Service charges on deposit accounts$349,000836
Trading account gains and fees$0126
Additional Noninterest Income$1,667,000644
Total noninterest expense$9,545,000608
Salaries and employee benefits$3,579,000890
Premises and equipment expense$1,067,000599
Additional noninterest expense$4,899,000390
Pre-tax net operating income$4,408,000642
Securities gains (losses)$12,000677
Applicable income taxes$709,000698
Income before extraordinary items$3,711,000652
Extraordinary gains, net$05
Net income$3,711,000652
Minority interest net income$052
Net income of bank and minority interests.$3,711,000651
Net charge-offs$3,316,000117
Cash dividends$1,352,000688
Sale, conversion, retirement of capital stock, net$95,000240
Net operating income$3,700,920640
2018-12-31 (YTD Data)Rank
Total interest income$66,487,000494
Total interest expense$13,532,000413
Net interest income$52,955,000512
Provision for loan and lease losses$3,023,000367
Total noninterest income$5,035,0001,085
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,528,000805
Trading account gains and fees$0126
Additional Noninterest Income$3,507,0001,022
Total noninterest expense$39,686,000563
Salaries and employee benefits$14,590,000856
Premises and equipment expense$4,049,000620
Additional noninterest expense$21,047,000372
Pre-tax net operating income$15,281,000745
Securities gains (losses)$-27,0004,681
Applicable income taxes$2,545,000742
Income before extraordinary items$12,709,000741
Extraordinary gains, net$06
Net income$12,709,000740
Minority interest net income$072
Net income of bank and minority interests.$12,709,000740
Net charge-offs$323,0001,272
Cash dividends$5,950,000645
Sale, conversion, retirement of capital stock, net$359,000335
Net operating income$12,731,410739
2018-09-30 (YTD Data)Rank
Total interest income$49,327,000488
Total interest expense$9,323,000419
Net interest income$40,004,000506
Provision for loan and lease losses$950,000666
Total noninterest income$3,895,0001,078
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,146,000801
Trading account gains and fees$0138
Additional Noninterest Income$2,749,000990
Total noninterest expense$28,941,000581
Salaries and employee benefits$10,989,000854
Premises and equipment expense$3,026,000622
Additional noninterest expense$14,926,000378
Pre-tax net operating income$14,008,000626
Securities gains (losses)$-34,0005,052
Applicable income taxes$2,425,000640
Income before extraordinary items$11,549,000632
Extraordinary gains, net$05
Net income$11,549,000630
Minority interest net income$066
Net income of bank and minority interests.$11,549,000631
Net charge-offs$280,0001,040
Cash dividends$4,462,000597
Sale, conversion, retirement of capital stock, net$257,000318
Net operating income$11,577,220627
2018-06-30 (YTD Data)Rank
Total interest income$32,570,000485
Total interest expense$5,761,000415
Net interest income$26,809,000507
Provision for loan and lease losses$779,000570
Total noninterest income$2,488,0001,099
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$774,000791
Trading account gains and fees$0130
Additional Noninterest Income$1,714,0001,049
Total noninterest expense$18,945,000593
Salaries and employee benefits$7,204,000869
Premises and equipment expense$2,055,000615
Additional noninterest expense$9,686,000388
Pre-tax net operating income$9,573,000615
Securities gains (losses)$-20,0005,107
Applicable income taxes$1,672,000618
Income before extraordinary items$7,881,000614
Extraordinary gains, net$06
Net income$7,881,000612
Minority interest net income$065
Net income of bank and minority interests.$7,881,000613
Net charge-offs$80,0001,457
Cash dividends$2,975,000580
Sale, conversion, retirement of capital stock, net$194,000289
Net operating income$7,897,400611
2018-03-31 (YTD Data)Rank
Total interest income$15,908,000492
Total interest expense$2,394,000453
Net interest income$13,514,000505
Provision for loan and lease losses$349,000620
Total noninterest income$1,132,0001,173
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$401,000774
Trading account gains and fees$0123
Additional Noninterest Income$731,0001,164
Total noninterest expense$9,339,000608
Salaries and employee benefits$3,477,000906
Premises and equipment expense$1,043,000607
Additional noninterest expense$4,819,000385
Pre-tax net operating income$4,958,000577
Securities gains (losses)$0735
Applicable income taxes$886,000587
Income before extraordinary items$4,072,000587
Extraordinary gains, net$07
Net income$4,072,000587
Minority interest net income$052
Net income of bank and minority interests.$4,072,000587
Net charge-offs$26,0001,526
Cash dividends$1,487,000547
Sale, conversion, retirement of capital stock, net$101,000250
Net operating income$4,072,000589
2017-12-31 (YTD Data)Rank
Total interest income$60,938,000478
Total interest expense$8,751,000419
Net interest income$52,187,000488
Provision for loan and lease losses$1,868,000543
Total noninterest income$5,265,0001,077
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,602,000776
Trading account gains and fees$0151
Additional Noninterest Income$3,663,0001,010
Total noninterest expense$38,157,000567
Salaries and employee benefits$14,217,000857
Premises and equipment expense$4,551,000543
Additional noninterest expense$19,389,000381
Pre-tax net operating income$17,427,000609
Securities gains (losses)$-201,0005,516
Applicable income taxes$8,613,000454
Income before extraordinary items$8,613,000846
Extraordinary gains, net$09
Net income$8,613,000847
Minority interest net income$076
Net income of bank and minority interests.$8,613,000846
Net charge-offs$232,0001,705
Cash dividends$4,068,000802
Sale, conversion, retirement of capital stock, net$317,000343
Net operating income$8,741,640824
2017-09-30 (YTD Data)Rank
Total interest income$45,009,000488
Total interest expense$6,210,000421
Net interest income$38,799,000496
Provision for loan and lease losses$1,092,000646
Total noninterest income$3,778,0001,130
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,178,000790
Trading account gains and fees$0145
Additional Noninterest Income$2,600,0001,075
Total noninterest expense$28,057,000579
Salaries and employee benefits$10,659,000857
Premises and equipment expense$3,380,000554
Additional noninterest expense$14,018,000395
Pre-tax net operating income$13,428,000608
Securities gains (losses)$-201,0005,675
Applicable income taxes$3,742,000593
Income before extraordinary items$9,485,000662
Extraordinary gains, net$09
Net income$9,485,000662
Minority interest net income$071
Net income of bank and minority interests.$9,485,000662
Net charge-offs$-108,0005,361
Cash dividends$3,051,000746
Sale, conversion, retirement of capital stock, net$232,000329
Net operating income$9,629,720644
2017-06-30 (YTD Data)Rank
Total interest income$29,695,000486
Total interest expense$3,939,000428
Net interest income$25,756,000491
Provision for loan and lease losses$1,231,000424
Total noninterest income$2,601,0001,107
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$773,000790
Trading account gains and fees$0139
Additional Noninterest Income$1,828,0001,043
Total noninterest expense$18,497,000587
Salaries and employee benefits$7,064,000865
Premises and equipment expense$2,280,000548
Additional noninterest expense$9,153,000401
Pre-tax net operating income$8,629,000617
Securities gains (losses)$01,906
Applicable income taxes$2,424,000586
Income before extraordinary items$6,205,000660
Extraordinary gains, net$011
Net income$6,205,000660
Minority interest net income$071
Net income of bank and minority interests.$6,205,000660
Net charge-offs$342,000755
Cash dividends$2,034,000746
Sale, conversion, retirement of capital stock, net$152,000305
Net operating income$6,205,000644
2017-03-31 (YTD Data)Rank
Total interest income$14,354,000498
Total interest expense$1,895,000434
Net interest income$12,459,000508
Provision for loan and lease losses$506,000451
Total noninterest income$1,217,0001,145
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$401,000772
Trading account gains and fees$0142
Additional Noninterest Income$816,0001,110
Total noninterest expense$8,992,000618
Salaries and employee benefits$3,439,000894
Premises and equipment expense$1,141,000561
Additional noninterest expense$4,412,000412
Pre-tax net operating income$4,178,000615
Securities gains (losses)$01,153
Applicable income taxes$1,181,000580
Income before extraordinary items$2,997,000662
Extraordinary gains, net$08
Net income$2,997,000662
Minority interest net income$055
Net income of bank and minority interests.$2,997,000662
Net charge-offs$112,000870
Cash dividends$1,017,000708
Sale, conversion, retirement of capital stock, net$74,000282
Net operating income$2,997,000651
2016-12-31 (YTD Data)Rank
Total interest income$54,077,000500
Total interest expense$6,280,000477
Net interest income$47,797,000501
Provision for loan and lease losses$1,855,000553
Total noninterest income$4,401,0001,254
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,623,000778
Trading account gains and fees$0170
Additional Noninterest Income$2,778,0001,278
Total noninterest expense$35,686,000607
Salaries and employee benefits$13,580,000865
Premises and equipment expense$4,253,000585
Additional noninterest expense$17,853,000406
Pre-tax net operating income$14,657,000657
Securities gains (losses)$62,0001,692
Applicable income taxes$4,220,000622
Income before extraordinary items$10,499,000732
Extraordinary gains, net$05
Net income$10,499,000729
Minority interest net income$082
Net income of bank and minority interests.$10,499,000731
Net charge-offs$863,000741
Cash dividends$3,831,000858
Sale, conversion, retirement of capital stock, net$258,000371
Net operating income$10,454,980724
2016-09-30 (YTD Data)Rank
Total interest income$40,001,000503
Total interest expense$4,503,000493
Net interest income$35,498,000504
Provision for loan and lease losses$1,225,000596
Total noninterest income$3,257,0001,260
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,195,000796
Trading account gains and fees$0169
Additional Noninterest Income$2,062,0001,288
Total noninterest expense$26,885,000606
Salaries and employee benefits$10,215,000860
Premises and equipment expense$3,135,000590
Additional noninterest expense$13,535,000400
Pre-tax net operating income$10,645,000677
Securities gains (losses)$62,0001,615
Applicable income taxes$3,062,000647
Income before extraordinary items$7,645,000754
Extraordinary gains, net$05
Net income$7,645,000754
Minority interest net income$071
Net income of bank and minority interests.$7,645,000754
Net charge-offs$541,000750
Cash dividends$3,331,000698
Sale, conversion, retirement of capital stock, net$187,000347
Net operating income$7,600,980732
2016-06-30 (YTD Data)Rank
Total interest income$26,402,000507
Total interest expense$2,872,000513
Net interest income$23,530,000505
Provision for loan and lease losses$1,007,000507
Total noninterest income$2,237,0001,223
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$788,000796
Trading account gains and fees$0157
Additional Noninterest Income$1,449,0001,219
Total noninterest expense$17,635,000612
Salaries and employee benefits$6,791,000870
Premises and equipment expense$2,104,000591
Additional noninterest expense$8,740,000405
Pre-tax net operating income$7,125,000664
Securities gains (losses)$47,0001,469
Applicable income taxes$2,059,000635
Income before extraordinary items$5,113,000741
Extraordinary gains, net$016
Net income$5,113,000740
Minority interest net income$071
Net income of bank and minority interests.$5,113,000740
Net charge-offs$606,000516
Cash dividends$2,331,000671
Sale, conversion, retirement of capital stock, net$128,000333
Net operating income$5,079,630723
2016-03-31 (YTD Data)Rank
Total interest income$12,909,000515
Total interest expense$1,361,000536
Net interest income$11,548,000515
Provision for loan and lease losses$369,000588
Total noninterest income$1,089,0001,219
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$404,000775
Trading account gains and fees$0142
Additional Noninterest Income$685,0001,237
Total noninterest expense$8,724,000615
Salaries and employee benefits$3,341,000887
Premises and equipment expense$1,100,000577
Additional noninterest expense$4,283,000410
Pre-tax net operating income$3,544,000654
Securities gains (losses)$19,0001,252
Applicable income taxes$1,045,000623
Income before extraordinary items$2,518,000728
Extraordinary gains, net$012
Net income$2,518,000727
Minority interest net income$062
Net income of bank and minority interests.$2,518,000727
Net charge-offs$193,000678
Cash dividends$1,165,000653
Sale, conversion, retirement of capital stock, net$51,000339
Net operating income$2,504,510708
2015-12-31 (YTD Data)Rank
Total interest income$51,410,000495
Total interest expense$4,757,000580
Net interest income$46,653,000489
Provision for loan and lease losses$2,234,000413
Total noninterest income$5,448,0001,059
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,570,000819
Trading account gains and fees$0159
Additional Noninterest Income$3,878,000982
Total noninterest expense$33,899,000618
Salaries and employee benefits$13,079,000869
Premises and equipment expense$4,280,000575
Additional noninterest expense$16,540,000431
Pre-tax net operating income$15,968,000587
Securities gains (losses)$-53,0006,035
Applicable income taxes$4,704,000550
Income before extraordinary items$11,211,000661
Extraordinary gains, net$023
Net income$11,211,000659
Minority interest net income$081
Net income of bank and minority interests.$11,211,000662
Net charge-offs$705,000891
Cash dividends$3,842,000813
Sale, conversion, retirement of capital stock, net$177,000437
Net operating income$11,248,100646
2015-09-30 (YTD Data)Rank
Total interest income$38,523,000493
Total interest expense$3,534,000589
Net interest income$34,989,000485
Provision for loan and lease losses$1,632,000395
Total noninterest income$4,356,0001,024
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,133,000854
Trading account gains and fees$0153
Additional Noninterest Income$3,223,000905
Total noninterest expense$25,466,000628
Salaries and employee benefits$9,862,000867
Premises and equipment expense$3,222,000579
Additional noninterest expense$12,382,000428
Pre-tax net operating income$12,247,000588
Securities gains (losses)$110,000985
Applicable income taxes$3,698,000547
Income before extraordinary items$8,659,000639
Extraordinary gains, net$021
Net income$8,659,000637
Minority interest net income$078
Net income of bank and minority interests.$8,659,000639
Net charge-offs$516,000838
Cash dividends$2,780,000768
Sale, conversion, retirement of capital stock, net$117,000422
Net operating income$8,582,000628
2015-06-30 (YTD Data)Rank
Total interest income$25,440,000494
Total interest expense$2,247,000624
Net interest income$23,193,000486
Provision for loan and lease losses$1,102,000393
Total noninterest income$3,119,000968
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$719,000878
Trading account gains and fees$0157
Additional Noninterest Income$2,400,000849
Total noninterest expense$16,808,000635
Salaries and employee benefits$6,535,000876
Premises and equipment expense$2,198,000577
Additional noninterest expense$8,075,000436
Pre-tax net operating income$8,402,000563
Securities gains (losses)$103,000833
Applicable income taxes$2,558,000550
Income before extraordinary items$5,947,000623
Extraordinary gains, net$022
Net income$5,947,000621
Minority interest net income$075
Net income of bank and minority interests.$5,947,000623
Net charge-offs$240,0001,070
Cash dividends$1,816,000775
Sale, conversion, retirement of capital stock, net$84,000398
Net operating income$5,874,900617
2015-03-31 (YTD Data)Rank
Total interest income$12,734,000497
Total interest expense$1,076,000648
Net interest income$11,658,000487
Provision for loan and lease losses$321,000595
Total noninterest income$1,148,0001,173
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$352,000876
Trading account gains and fees$0152
Additional Noninterest Income$796,0001,095
Total noninterest expense$8,654,000615
Salaries and employee benefits$3,220,000888
Premises and equipment expense$1,125,000567
Additional noninterest expense$4,309,000404
Pre-tax net operating income$3,831,000603
Securities gains (losses)$87,000637
Applicable income taxes$1,144,000571
Income before extraordinary items$2,774,000646
Extraordinary gains, net$013
Net income$2,774,000644
Minority interest net income$064
Net income of bank and minority interests.$2,774,000646
Net charge-offs$-76,0006,053
Cash dividends$820,000787
Sale, conversion, retirement of capital stock, net$32,000410
Net operating income$2,712,230642
2014-12-31 (YTD Data)Rank
Total interest income$50,840,000489
Total interest expense$4,193,000689
Net interest income$46,647,000469
Provision for loan and lease losses$3,250,000301
Total noninterest income$4,949,0001,112
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,466,000908
Trading account gains and fees$0180
Additional Noninterest Income$3,483,000995
Total noninterest expense$35,720,000572
Salaries and employee benefits$12,462,000880
Premises and equipment expense$4,198,000588
Additional noninterest expense$19,060,000381
Pre-tax net operating income$12,626,000671
Securities gains (losses)$63,0001,577
Applicable income taxes$3,601,000633
Income before extraordinary items$9,088,000745
Extraordinary gains, net$017
Net income$9,088,000744
Minority interest net income$084
Net income of bank and minority interests.$9,088,000744
Net charge-offs$1,554,000633
Cash dividends$2,884,000956
Sale, conversion, retirement of capital stock, net$81,000565
Net operating income$9,042,640735
2014-09-30 (YTD Data)Rank
Total interest income$37,748,000492
Total interest expense$3,156,000692
Net interest income$34,592,000472
Provision for loan and lease losses$2,027,000349
Total noninterest income$3,327,0001,187
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,072,000932
Trading account gains and fees$0174
Additional Noninterest Income$2,255,0001,109
Total noninterest expense$26,960,000569
Salaries and employee benefits$9,460,000872
Premises and equipment expense$3,165,000585
Additional noninterest expense$14,335,000376
Pre-tax net operating income$8,932,000708
Securities gains (losses)$52,0001,422
Applicable income taxes$2,535,000665
Income before extraordinary items$6,449,000779
Extraordinary gains, net$015
Net income$6,449,000778
Minority interest net income$081
Net income of bank and minority interests.$6,449,000778
Net charge-offs$1,283,000557
Cash dividends$1,783,0001,039
Sale, conversion, retirement of capital stock, net$104,000456
Net operating income$6,411,560768
2014-06-30 (YTD Data)Rank
Total interest income$24,418,000506
Total interest expense$2,055,000716
Net interest income$22,363,000484
Provision for loan and lease losses$1,318,000364
Total noninterest income$2,156,0001,217
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$668,000985
Trading account gains and fees$0172
Additional Noninterest Income$1,488,0001,102
Total noninterest expense$17,702,000576
Salaries and employee benefits$6,349,000859
Premises and equipment expense$2,121,000584
Additional noninterest expense$9,232,000383
Pre-tax net operating income$5,499,000742
Securities gains (losses)$31,0001,431
Applicable income taxes$1,544,000705
Income before extraordinary items$3,986,000816
Extraordinary gains, net$020
Net income$3,986,000817
Minority interest net income$080
Net income of bank and minority interests.$3,986,000816
Net charge-offs$904,000549
Cash dividends$762,0001,415
Sale, conversion, retirement of capital stock, net$56,000462
Net operating income$3,963,680801
2014-03-31 (YTD Data)Rank
Total interest income$12,347,000492
Total interest expense$1,014,000742
Net interest income$11,333,000474
Provision for loan and lease losses$591,000402
Total noninterest income$990,0001,258
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$300,0001,080
Trading account gains and fees$0147
Additional Noninterest Income$690,0001,141
Total noninterest expense$8,789,000583
Salaries and employee benefits$3,059,000908
Premises and equipment expense$1,048,000599
Additional noninterest expense$4,682,000383
Pre-tax net operating income$2,943,000684
Securities gains (losses)$3,0001,458
Applicable income taxes$819,000657
Income before extraordinary items$2,127,000733
Extraordinary gains, net$016
Net income$2,127,000734
Minority interest net income$066
Net income of bank and minority interests.$2,127,000734
Net charge-offs$164,0001,063
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$49,000349
Net operating income$2,124,840723
2013-12-31 (YTD Data)Rank
Total interest income$53,269,000460
Total interest expense$5,108,000648
Net interest income$48,161,000448
Provision for loan and lease losses$6,929,000217
Total noninterest income$5,939,000998
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,229,0001,128
Trading account gains and fees$0184
Additional Noninterest Income$4,710,000846
Total noninterest expense$35,956,000576
Salaries and employee benefits$12,061,000894
Premises and equipment expense$4,413,000560
Additional noninterest expense$19,482,000391
Pre-tax net operating income$11,215,000704
Securities gains (losses)$-6,0006,201
Applicable income taxes$2,272,000822
Income before extraordinary items$8,937,000719
Extraordinary gains, net$029
Net income$8,937,000720
Minority interest net income$090
Net income of bank and minority interests.$8,937,000720
Net charge-offs$3,966,000416
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$15,000805
Net operating income$8,941,800697
2013-09-30 (YTD Data)Rank
Total interest income$39,247,000473
Total interest expense$3,879,000653
Net interest income$35,368,000458
Provision for loan and lease losses$5,370,000203
Total noninterest income$3,124,0001,315
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$888,0001,168
Trading account gains and fees$0180
Additional Noninterest Income$2,236,0001,179
Total noninterest expense$26,092,000597
Salaries and employee benefits$8,736,000927
Premises and equipment expense$3,302,000565
Additional noninterest expense$14,054,000400
Pre-tax net operating income$7,030,000839
Securities gains (losses)$52,0001,625
Applicable income taxes$1,752,000833
Income before extraordinary items$5,330,000894
Extraordinary gains, net$025
Net income$5,330,000896
Minority interest net income$084
Net income of bank and minority interests.$5,330,000896
Net charge-offs$3,617,000360
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$15,000737
Net operating income$5,291,000878
2013-06-30 (YTD Data)Rank
Total interest income$25,639,000480
Total interest expense$2,634,000663
Net interest income$23,005,000472
Provision for loan and lease losses$4,445,000179
Total noninterest income$1,936,0001,380
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$555,0001,210
Trading account gains and fees$0157
Additional Noninterest Income$1,381,0001,265
Total noninterest expense$17,647,000593
Salaries and employee benefits$5,782,000931
Premises and equipment expense$2,234,000557
Additional noninterest expense$9,631,000388
Pre-tax net operating income$2,849,0001,296
Securities gains (losses)$52,0001,491
Applicable income taxes$697,0001,200
Income before extraordinary items$2,204,0001,375
Extraordinary gains, net$022
Net income$2,204,0001,376
Minority interest net income$082
Net income of bank and minority interests.$2,204,0001,377
Net charge-offs$3,126,000318
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$15,000662
Net operating income$2,164,4801,336
2013-03-31 (YTD Data)Rank
Total interest income$12,349,000505
Total interest expense$1,346,000668
Net interest income$11,003,000488
Provision for loan and lease losses$559,000640
Total noninterest income$1,051,0001,317
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$271,0001,234
Trading account gains and fees$0148
Additional Noninterest Income$780,0001,173
Total noninterest expense$8,569,000613
Salaries and employee benefits$2,787,000982
Premises and equipment expense$1,100,000567
Additional noninterest expense$4,682,000395
Pre-tax net operating income$2,926,000660
Securities gains (losses)$9,0001,515
Applicable income taxes$818,000629
Income before extraordinary items$2,117,000734
Extraordinary gains, net$010
Net income$2,117,000735
Minority interest net income$076
Net income of bank and minority interests.$2,117,000736
Net charge-offs$168,0001,498
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$9,000593
Net operating income$2,110,520708
2012-12-31 (YTD Data)Rank
Total interest income$25,963,0001,018
Total interest expense$2,611,0001,680
Net interest income$23,352,000930
Provision for loan and lease losses$394,0003,046
Total noninterest income$2,451,0001,898
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$593,0002,176
Trading account gains and fees$0166
Additional Noninterest Income$1,858,0001,597
Total noninterest expense$13,120,0001,491
Salaries and employee benefits$4,211,0002,339
Premises and equipment expense$1,918,0001,233
Additional noninterest expense$6,991,000999
Pre-tax net operating income$12,289,000607
Securities gains (losses)$-679,0007,026
Applicable income taxes$3,450,000546
Income before extraordinary items$8,160,000737
Extraordinary gains, net$029
Net income$8,160,000733
Minority interest net income$093
Net income of bank and minority interests.$8,160,000737
Net charge-offs$21,0005,381
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$109,000558
Net operating income$8,635,300668
2012-09-30 (YTD Data)Rank
Total interest income$10,005,0002,004
Total interest expense$942,0003,212
Net interest income$9,063,0001,836
Provision for loan and lease losses$89,0004,528
Total noninterest income$1,222,0002,478
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$254,0003,297
Trading account gains and fees$0157
Additional Noninterest Income$968,0002,033
Total noninterest expense$5,748,0002,465
Salaries and employee benefits$1,809,0003,680
Premises and equipment expense$817,0002,129
Additional noninterest expense$3,122,0001,609
Pre-tax net operating income$4,448,0001,207
Securities gains (losses)$-175,0007,061
Applicable income taxes$1,213,0001,060
Income before extraordinary items$3,060,0001,462
Extraordinary gains, net$020
Net income$3,060,0001,463
Minority interest net income$086
Net income of bank and minority interests.$3,060,0001,463
Net charge-offs$20,0005,058
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,186,0001,330
2012-06-30 (YTD Data)Rank
Total interest income$32,525,000417
Total interest expense$9,276,000239
Net interest income$23,249,000489
Provision for loan and lease losses$4,270,000343
Total noninterest income$2,001,0001,326
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$743,000960
Trading account gains and fees$0153
Additional Noninterest Income$1,258,0001,294
Total noninterest expense$18,581,000558
Salaries and employee benefits$6,195,000842
Premises and equipment expense$2,923,000427
Additional noninterest expense$9,463,000405
Pre-tax net operating income$2,399,0001,452
Securities gains (losses)$1,0003,081
Applicable income taxes$04,770
Income before extraordinary items$2,400,0001,248
Extraordinary gains, net$019
Net income$2,400,0001,248
Minority interest net income$084
Net income of bank and minority interests.$2,400,0001,248
Net charge-offs$4,082,000392
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,399,0001,173
2012-03-31 (YTD Data)Rank
Total interest income$16,166,000420
Total interest expense$4,728,000241
Net interest income$11,438,000498
Provision for loan and lease losses$2,200,000325
Total noninterest income$1,192,0001,162
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$362,000974
Trading account gains and fees$0148
Additional Noninterest Income$830,0001,044
Total noninterest expense$8,996,000567
Salaries and employee benefits$3,193,000808
Premises and equipment expense$1,417,000440
Additional noninterest expense$4,386,000420
Pre-tax net operating income$1,434,0001,227
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,434,0001,045
Extraordinary gains, net$019
Net income$1,434,0001,047
Minority interest net income$078
Net income of bank and minority interests.$1,434,0001,046
Net charge-offs$2,585,000334
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,434,000977
2011-12-31 (YTD Data)Rank
Total interest income$67,841,000409
Total interest expense$19,919,000278
Net interest income$47,922,000458
Provision for loan and lease losses$9,035,000454
Total noninterest income$3,685,0001,297
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,636,000899
Trading account gains and fees$0146
Additional Noninterest Income$2,049,0001,334
Total noninterest expense$57,751,000374
Salaries and employee benefits$11,936,000827
Premises and equipment expense$5,892,000440
Additional noninterest expense$39,923,000228
Pre-tax net operating income$-15,179,0007,272
Securities gains (losses)$76,0002,269
Applicable income taxes$680,0001,709
Income before extraordinary items$-15,783,0007,275
Extraordinary gains, net$029
Net income$-15,783,0007,275
Minority interest net income$096
Net income of bank and minority interests.$-15,783,0007,275
Net charge-offs$9,776,000466
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-15,859,0007,269
2011-09-30 (YTD Data)Rank
Total interest income$50,800,000416
Total interest expense$15,018,000286
Net interest income$35,782,000461
Provision for loan and lease losses$6,067,000528
Total noninterest income$2,301,0001,458
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,277,000867
Trading account gains and fees$0145
Additional Noninterest Income$1,024,0001,744
Total noninterest expense$26,471,000569
Salaries and employee benefits$8,804,000846
Premises and equipment expense$4,153,000465
Additional noninterest expense$13,514,000431
Pre-tax net operating income$5,545,000838
Securities gains (losses)$39,0002,483
Applicable income taxes$680,0001,445
Income before extraordinary items$4,904,000788
Extraordinary gains, net$021
Net income$4,904,000787
Minority interest net income$087
Net income of bank and minority interests.$4,904,000788
Net charge-offs$5,399,000595
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,869,680760
2011-06-30 (YTD Data)Rank
Total interest income$33,878,000424
Total interest expense$10,011,000308
Net interest income$23,867,000461
Provision for loan and lease losses$4,090,000527
Total noninterest income$1,336,0001,613
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$850,000858
Trading account gains and fees$0153
Additional Noninterest Income$486,0002,145
Total noninterest expense$17,831,000567
Salaries and employee benefits$5,809,000857
Premises and equipment expense$2,817,000468
Additional noninterest expense$9,205,000429
Pre-tax net operating income$3,282,000926
Securities gains (losses)$76,0001,322
Applicable income taxes$667,0001,059
Income before extraordinary items$2,691,000915
Extraordinary gains, net$015
Net income$2,691,000914
Minority interest net income$089
Net income of bank and minority interests.$2,691,000915
Net charge-offs$3,441,000615
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,630,200910
2011-03-31 (YTD Data)Rank
Total interest income$16,893,000428
Total interest expense$4,980,000319
Net interest income$11,913,000461
Provision for loan and lease losses$2,230,000472
Total noninterest income$336,0002,631
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$417,000854
Trading account gains and fees$0158
Additional Noninterest Income$-81,0007,343
Total noninterest expense$9,084,000556
Salaries and employee benefits$2,891,000875
Premises and equipment expense$1,409,000477
Additional noninterest expense$4,784,000401
Pre-tax net operating income$935,0001,543
Securities gains (losses)$26,000999
Applicable income taxes$-10,0007,006
Income before extraordinary items$971,0001,273
Extraordinary gains, net$09
Net income$971,0001,272
Minority interest net income$086
Net income of bank and minority interests.$971,0001,273
Net charge-offs$1,737,000594
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$945,0001,261
2010-12-31 (YTD Data)Rank
Total interest income$64,120,000466
Total interest expense$21,983,000351
Net interest income$42,137,000512
Provision for loan and lease losses$10,210,000651
Total noninterest income$4,047,0001,257
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,046,000737
Trading account gains and fees$0175
Additional Noninterest Income$2,001,0001,403
Total noninterest expense$32,991,000624
Salaries and employee benefits$10,551,000927
Premises and equipment expense$4,798,000528
Additional noninterest expense$17,642,000454
Pre-tax net operating income$2,983,0001,634
Securities gains (losses)$-160,0007,275
Applicable income taxes$-856,0007,287
Income before extraordinary items$3,679,0001,174
Extraordinary gains, net$029
Net income$3,679,0001,174
Minority interest net income$0111
Net income of bank and minority interests.$3,679,0001,176
Net charge-offs$6,869,000797
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,839,0001,087
2010-09-30 (YTD Data)Rank
Total interest income$47,655,000468
Total interest expense$16,662,000359
Net interest income$30,993,000513
Provision for loan and lease losses$8,160,000589
Total noninterest income$2,625,0001,371
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,610,000716
Trading account gains and fees$0165
Additional Noninterest Income$1,015,0001,784
Total noninterest expense$24,311,000622
Salaries and employee benefits$7,866,000926
Premises and equipment expense$3,572,000535
Additional noninterest expense$12,873,000445
Pre-tax net operating income$1,147,0002,856
Securities gains (losses)$-307,0007,544
Applicable income taxes$-1,091,0007,517
Income before extraordinary items$1,931,0001,704
Extraordinary gains, net$023
Net income$1,931,0001,708
Minority interest net income$0110
Net income of bank and minority interests.$1,931,0001,708
Net charge-offs$5,191,000758
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,238,0001,429
2010-06-30 (YTD Data)Rank
Total interest income$31,866,000470
Total interest expense$11,397,000362
Net interest income$20,469,000516
Provision for loan and lease losses$4,610,000674
Total noninterest income$2,189,0001,157
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,132,000680
Trading account gains and fees$0152
Additional Noninterest Income$1,057,0001,240
Total noninterest expense$15,885,000635
Salaries and employee benefits$5,227,000933
Premises and equipment expense$2,407,000531
Additional noninterest expense$8,251,000454
Pre-tax net operating income$2,163,0001,209
Securities gains (losses)$136,0001,206
Applicable income taxes$-48,0007,072
Income before extraordinary items$2,347,000967
Extraordinary gains, net$019
Net income$2,347,000968
Minority interest net income$0105
Net income of bank and minority interests.$2,347,000968
Net charge-offs$3,234,000774
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,211,000973
2010-03-31 (YTD Data)Rank
Total interest income$15,817,000485
Total interest expense$5,828,000383
Net interest income$9,989,000544
Provision for loan and lease losses$2,600,000612
Total noninterest income$1,317,000972
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$583,000656
Trading account gains and fees$0175
Additional Noninterest Income$734,000983
Total noninterest expense$7,837,000648
Salaries and employee benefits$2,607,000939
Premises and equipment expense$1,226,000539
Additional noninterest expense$4,004,000462
Pre-tax net operating income$869,0001,502
Securities gains (losses)$-5,0007,442
Applicable income taxes$-87,0007,429
Income before extraordinary items$951,0001,147
Extraordinary gains, net$016
Net income$951,0001,148
Minority interest net income$091
Net income of bank and minority interests.$951,0001,149
Net charge-offs$1,279,000870
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$956,0001,110
2009-12-31 (YTD Data)Rank
Total interest income$62,716,000527
Total interest expense$26,106,000428
Net interest income$36,610,000587
Provision for loan and lease losses$8,572,000981
Total noninterest income$5,015,0001,099
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,442,000685
Trading account gains and fees$0211
Additional Noninterest Income$2,573,0001,150
Total noninterest expense$32,464,000648
Salaries and employee benefits$10,853,000909
Premises and equipment expense$4,468,000593
Additional noninterest expense$17,143,000492
Pre-tax net operating income$589,0003,796
Securities gains (losses)$-1,926,0007,800
Applicable income taxes$-2,203,0007,540
Income before extraordinary items$866,0003,009
Extraordinary gains, net$034
Net income$866,0003,008
Minority interest net income$0115
Net income of bank and minority interests.$866,0003,008
Net charge-offs$5,247,0001,106
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,098,6401,537
2009-09-30 (YTD Data)Rank
Total interest income$46,648,000548
Total interest expense$19,856,000453
Net interest income$26,792,000609
Provision for loan and lease losses$6,525,000866
Total noninterest income$4,642,000942
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,854,000679
Trading account gains and fees$0212
Additional Noninterest Income$2,788,000907
Total noninterest expense$24,496,000642
Salaries and employee benefits$8,172,000911
Premises and equipment expense$3,253,000627
Additional noninterest expense$13,071,000466
Pre-tax net operating income$413,0004,149
Securities gains (losses)$-1,927,0007,926
Applicable income taxes$-1,808,0007,697
Income before extraordinary items$294,0004,453
Extraordinary gains, net$027
Net income$294,0004,450
Minority interest net income$0118
Net income of bank and minority interests.$294,0004,453
Net charge-offs$2,654,0001,275
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,527,2801,706
2009-06-30 (YTD Data)Rank
Total interest income$30,827,000569
Total interest expense$13,427,000480
Net interest income$17,400,000624
Provision for loan and lease losses$5,125,000727
Total noninterest income$3,155,000923
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,254,000662
Trading account gains and fees$0193
Additional Noninterest Income$1,901,000924
Total noninterest expense$16,533,000649
Salaries and employee benefits$5,593,000905
Premises and equipment expense$2,059,000677
Additional noninterest expense$8,881,000467
Pre-tax net operating income$-1,103,0007,066
Securities gains (losses)$4,0002,814
Applicable income taxes$-1,220,0007,798
Income before extraordinary items$121,0005,050
Extraordinary gains, net$021
Net income$121,0005,048
Minority interest net income$0112
Net income of bank and minority interests.$121,0005,049
Net charge-offs$1,220,0001,500
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$118,4404,981
2009-03-31 (YTD Data)Rank
Total interest income$15,522,000568
Total interest expense$6,741,000493
Net interest income$8,781,000619
Provision for loan and lease losses$825,0001,321
Total noninterest income$1,508,000933
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$658,000616
Trading account gains and fees$0171
Additional Noninterest Income$850,000960
Total noninterest expense$8,006,000639
Salaries and employee benefits$2,770,000926
Premises and equipment expense$1,142,000615
Additional noninterest expense$4,094,000436
Pre-tax net operating income$1,458,000876
Securities gains (losses)$159,000766
Applicable income taxes$137,0001,859
Income before extraordinary items$1,480,000697
Extraordinary gains, net$015
Net income$1,480,000696
Minority interest net income$0102
Net income of bank and minority interests.$1,480,000699
Net charge-offs$784,0001,090
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,333,720718
2008-12-31 (YTD Data)Rank
Total interest income$65,868,000564
Total interest expense$29,227,000542
Net interest income$36,641,000593
Provision for loan and lease losses$4,835,0001,022
Total noninterest income$6,150,000893
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,964,000584
Trading account gains and fees$0154
Additional Noninterest Income$3,186,000919
Total noninterest expense$31,878,000623
Salaries and employee benefits$10,800,000929
Premises and equipment expense$5,253,000521
Additional noninterest expense$15,825,000459
Pre-tax net operating income$6,078,000921
Securities gains (losses)$-6,994,0008,130
Applicable income taxes$-2,047,0007,923
Income before extraordinary items$1,131,0003,050
Extraordinary gains, net$039
Net income$1,131,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,975,000816
Cash dividends$1,708,0001,551
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,607,160776
2008-09-30 (YTD Data)Rank
Total interest income$49,794,000586
Total interest expense$22,083,000567
Net interest income$27,711,000608
Provision for loan and lease losses$2,585,000995
Total noninterest income$4,699,000918
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,189,000605
Trading account gains and fees$0148
Additional Noninterest Income$2,510,000929
Total noninterest expense$23,612,000621
Salaries and employee benefits$8,215,000938
Premises and equipment expense$3,718,000559
Additional noninterest expense$11,679,000440
Pre-tax net operating income$6,213,000811
Securities gains (losses)$-6,553,0008,245
Applicable income taxes$930,0001,225
Income before extraordinary items$-1,270,0007,631
Extraordinary gains, net$031
Net income$-1,270,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,840,000871
Cash dividends$1,139,0001,650
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,283,000723
2008-06-30 (YTD Data)Rank
Total interest income$33,069,000597
Total interest expense$14,737,000586
Net interest income$18,332,000603
Provision for loan and lease losses$2,060,000770
Total noninterest income$3,145,000932
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,296,000665
Trading account gains and fees$0149
Additional Noninterest Income$1,849,000896
Total noninterest expense$16,024,000608
Salaries and employee benefits$5,571,000931
Premises and equipment expense$2,510,000546
Additional noninterest expense$7,943,000422
Pre-tax net operating income$3,393,0001,056
Securities gains (losses)$198,000619
Applicable income taxes$369,0001,961
Income before extraordinary items$3,222,000842
Extraordinary gains, net$021
Net income$3,222,000841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,462,000673
Cash dividends$1,139,0001,276
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,043,800880
2008-03-31 (YTD Data)Rank
Total interest income$16,752,000605
Total interest expense$7,788,000596
Net interest income$8,964,000612
Provision for loan and lease losses$410,0001,125
Total noninterest income$1,486,000976
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$620,000690
Trading account gains and fees$0158
Additional Noninterest Income$866,000945
Total noninterest expense$8,156,000593
Salaries and employee benefits$2,867,000905
Premises and equipment expense$1,290,000539
Additional noninterest expense$3,999,000406
Pre-tax net operating income$1,884,0001,011
Securities gains (losses)$139,000568
Applicable income taxes$265,0001,618
Income before extraordinary items$1,758,000849
Extraordinary gains, net$015
Net income$1,758,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,000721
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,637,070880
2007-12-31 (YTD Data)Rank
Total interest income$68,212,000622
Total interest expense$33,032,000610
Net interest income$35,180,000630
Provision for loan and lease losses$998,0001,426
Total noninterest income$7,580,000779
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,657,000658
Trading account gains and fees$0178
Additional Noninterest Income$4,923,000688
Total noninterest expense$30,663,000609
Salaries and employee benefits$10,761,000923
Premises and equipment expense$4,901,000539
Additional noninterest expense$15,001,000426
Pre-tax net operating income$11,099,000764
Securities gains (losses)$-2,379,0008,465
Applicable income taxes$1,471,0001,432
Income before extraordinary items$7,249,000890
Extraordinary gains, net$039
Net income$7,249,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,345,000814
Cash dividends$1,131,0002,441
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,223,570699
2007-09-30 (YTD Data)Rank
Total interest income$50,902,000620
Total interest expense$24,677,000608
Net interest income$26,225,000632
Provision for loan and lease losses$598,0001,359
Total noninterest income$5,821,000766
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,993,000648
Trading account gains and fees$0184
Additional Noninterest Income$3,828,000678
Total noninterest expense$22,956,000597
Salaries and employee benefits$8,043,000923
Premises and equipment expense$3,679,000543
Additional noninterest expense$11,234,000413
Pre-tax net operating income$8,492,000814
Securities gains (losses)$-2,440,0008,518
Applicable income taxes$965,0001,692
Income before extraordinary items$5,087,0001,035
Extraordinary gains, net$033
Net income$5,087,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,047,000632
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,136,600723
2007-06-30 (YTD Data)Rank
Total interest income$33,587,000641
Total interest expense$16,224,000624
Net interest income$17,363,000659
Provision for loan and lease losses$298,0001,587
Total noninterest income$3,857,000800
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,329,000656
Trading account gains and fees$0168
Additional Noninterest Income$2,528,000696
Total noninterest expense$15,337,000616
Salaries and employee benefits$5,458,000925
Premises and equipment expense$2,448,000559
Additional noninterest expense$7,431,000427
Pre-tax net operating income$5,585,000866
Securities gains (losses)$-2,525,0008,581
Applicable income taxes$321,0002,654
Income before extraordinary items$2,739,0001,305
Extraordinary gains, net$029
Net income$2,739,0001,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,000816
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,011,500723
2007-03-31 (YTD Data)Rank
Total interest income$16,527,000640
Total interest expense$8,006,000622
Net interest income$8,521,000657
Provision for loan and lease losses$150,0001,427
Total noninterest income$1,883,000794
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$646,000656
Trading account gains and fees$0195
Additional Noninterest Income$1,237,000692
Total noninterest expense$6,946,000678
Salaries and employee benefits$2,778,000918
Premises and equipment expense$1,251,000543
Additional noninterest expense$2,917,000491
Pre-tax net operating income$3,308,000736
Securities gains (losses)$-2,525,0008,634
Applicable income taxes$457,0001,374
Income before extraordinary items$326,0003,978
Extraordinary gains, net$022
Net income$326,0003,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,282
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,942,000897
2006-12-31 (YTD Data)Rank
Total interest income$61,367,000640
Total interest expense$27,837,000619
Net interest income$33,530,000662
Provision for loan and lease losses$1,084,000980
Total noninterest income$8,692,000685
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,690,000647
Trading account gains and fees$0130
Additional Noninterest Income$6,002,000596
Total noninterest expense$30,339,000598
Salaries and employee benefits$11,518,000835
Premises and equipment expense$5,150,000498
Additional noninterest expense$13,671,000427
Pre-tax net operating income$10,799,000915
Securities gains (losses)$193,000393
Applicable income taxes$2,430,0001,129
Income before extraordinary items$8,562,000879
Extraordinary gains, net$051
Net income$8,562,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,092,000635
Cash dividends$2,140,0001,444
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,411,460883
2006-09-30 (YTD Data)Rank
Total interest income$44,921,000659
Total interest expense$19,916,000630
Net interest income$25,005,000683
Provision for loan and lease losses$725,0001,017
Total noninterest income$6,600,000695
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,012,000655
Trading account gains and fees$0126
Additional Noninterest Income$4,588,000592
Total noninterest expense$22,799,000612
Salaries and employee benefits$8,668,000836
Premises and equipment expense$3,940,000496
Additional noninterest expense$10,191,000442
Pre-tax net operating income$8,081,000955
Securities gains (losses)$01,388
Applicable income taxes$1,776,0001,206
Income before extraordinary items$6,305,000927
Extraordinary gains, net$045
Net income$6,305,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$815,000551
Cash dividends$2,140,0001,095
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,305,000917
2006-06-30 (YTD Data)Rank
Total interest income$29,183,000664
Total interest expense$12,555,000633
Net interest income$16,628,000688
Provision for loan and lease losses$425,0001,120
Total noninterest income$4,412,000694
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,341,000644
Trading account gains and fees$0126
Additional Noninterest Income$3,071,000588
Total noninterest expense$15,432,000609
Salaries and employee benefits$5,987,000810
Premises and equipment expense$2,671,000491
Additional noninterest expense$6,774,000444
Pre-tax net operating income$5,183,000987
Securities gains (losses)$01,185
Applicable income taxes$1,122,0001,270
Income before extraordinary items$4,061,000946
Extraordinary gains, net$039
Net income$4,061,000947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$743,000421
Cash dividends$1,874,000881
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,061,000924
2006-03-31 (YTD Data)Rank
Total interest income$14,229,000664
Total interest expense$5,995,000627
Net interest income$8,234,000692
Provision for loan and lease losses$200,0001,130
Total noninterest income$2,278,000666
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$690,000593
Trading account gains and fees$0115
Additional Noninterest Income$1,588,000575
Total noninterest expense$7,688,000601
Salaries and employee benefits$2,928,000834
Premises and equipment expense$1,404,000474
Additional noninterest expense$3,356,000452
Pre-tax net operating income$2,624,000956
Securities gains (losses)$0955
Applicable income taxes$567,0001,250
Income before extraordinary items$2,057,000922
Extraordinary gains, net$021
Net income$2,057,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,000340
Cash dividends$915,000814
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,057,000902
2005-12-31 (YTD Data)Rank
Total interest income$50,439,000646
Total interest expense$18,835,000607
Net interest income$31,604,000669
Provision for loan and lease losses$1,429,000751
Total noninterest income$10,679,000591
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,687,000639
Trading account gains and fees$0138
Additional Noninterest Income$7,992,000493
Total noninterest expense$29,113,000606
Salaries and employee benefits$12,068,000744
Premises and equipment expense$5,296,000463
Additional noninterest expense$11,749,000486
Pre-tax net operating income$11,741,000835
Securities gains (losses)$188,000520
Applicable income taxes$2,887,000984
Income before extraordinary items$9,042,000798
Extraordinary gains, net$046
Net income$9,042,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,089,000633
Cash dividends$3,532,000907
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,899,120795
2005-09-30 (YTD Data)Rank
Total interest income$36,682,000645
Total interest expense$13,358,000605
Net interest income$23,324,000663
Provision for loan and lease losses$1,193,000642
Total noninterest income$7,872,000609
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,977,000650
Trading account gains and fees$0126
Additional Noninterest Income$5,895,000505
Total noninterest expense$21,752,000608
Salaries and employee benefits$9,043,000737
Premises and equipment expense$3,974,000463
Additional noninterest expense$8,735,000486
Pre-tax net operating income$8,251,000896
Securities gains (losses)$106,000641
Applicable income taxes$1,942,0001,099
Income before extraordinary items$6,415,000836
Extraordinary gains, net$035
Net income$6,415,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$960,000507
Cash dividends$2,621,000839
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,333,380834
2005-06-30 (YTD Data)Rank
Total interest income$23,726,000646
Total interest expense$8,504,000599
Net interest income$15,222,000667
Provision for loan and lease losses$774,000656
Total noninterest income$5,077,000621
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,283,000652
Trading account gains and fees$0116
Additional Noninterest Income$3,794,000507
Total noninterest expense$14,403,000607
Salaries and employee benefits$5,998,000742
Premises and equipment expense$2,648,000461
Additional noninterest expense$5,757,000493
Pre-tax net operating income$5,122,000925
Securities gains (losses)$106,000542
Applicable income taxes$1,177,0001,195
Income before extraordinary items$4,051,000861
Extraordinary gains, net$030
Net income$4,051,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$858,000404
Cash dividends$1,710,000842
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,969,380856
2005-03-31 (YTD Data)Rank
Total interest income$11,505,000654
Total interest expense$4,052,000594
Net interest income$7,453,000677
Provision for loan and lease losses$438,000541
Total noninterest income$2,564,000598
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$604,000672
Trading account gains and fees$0115
Additional Noninterest Income$1,960,000478
Total noninterest expense$7,216,000607
Salaries and employee benefits$3,044,000726
Premises and equipment expense$1,333,000456
Additional noninterest expense$2,839,000492
Pre-tax net operating income$2,363,000992
Securities gains (losses)$-12,0008,571
Applicable income taxes$501,0001,358
Income before extraordinary items$1,850,000944
Extraordinary gains, net$024
Net income$1,850,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000472
Cash dividends$850,000773
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,859,480913
2004-12-31 (YTD Data)Rank
Total interest income$33,417,000829
Total interest expense$11,939,000687
Net interest income$21,478,000917
Provision for loan and lease losses$1,134,000943
Total noninterest income$5,947,000922
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,947,000892
Trading account gains and fees$0138
Additional Noninterest Income$4,000,000784
Total noninterest expense$20,100,000796
Salaries and employee benefits$7,904,0001,097
Premises and equipment expense$3,111,000742
Additional noninterest expense$9,085,000598
Pre-tax net operating income$6,191,0001,392
Securities gains (losses)$47,0001,791
Applicable income taxes$1,031,0002,109
Income before extraordinary items$5,207,0001,250
Extraordinary gains, net$034
Net income$5,207,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,327
Cash dividends$3,711,000818
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,167,9901,227
2004-09-30 (YTD Data)Rank
Total interest income$22,286,000935
Total interest expense$8,123,000749
Net interest income$14,163,0001,043
Provision for loan and lease losses$900,000852
Total noninterest income$3,522,0001,144
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,289,0001,042
Trading account gains and fees$0134
Additional Noninterest Income$2,233,000996
Total noninterest expense$12,515,000975
Salaries and employee benefits$4,750,0001,397
Premises and equipment expense$1,870,000891
Additional noninterest expense$5,895,000663
Pre-tax net operating income$4,270,0001,508
Securities gains (losses)$44,0001,759
Applicable income taxes$650,0002,435
Income before extraordinary items$3,664,0001,344
Extraordinary gains, net$026
Net income$3,664,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,646
Cash dividends$2,411,000828
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,626,6001,308
2004-06-30 (YTD Data)Rank
Total interest income$14,640,000936
Total interest expense$5,360,000748
Net interest income$9,280,0001,053
Provision for loan and lease losses$660,000765
Total noninterest income$2,116,0001,238
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$848,0001,042
Trading account gains and fees$0130
Additional Noninterest Income$1,268,0001,127
Total noninterest expense$8,245,000983
Salaries and employee benefits$3,043,0001,453
Premises and equipment expense$1,241,000899
Additional noninterest expense$3,961,000659
Pre-tax net operating income$2,491,0001,684
Securities gains (losses)$42,0001,561
Applicable income taxes$308,0003,037
Income before extraordinary items$2,225,0001,451
Extraordinary gains, net$021
Net income$2,225,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0001,307
Cash dividends$1,161,0001,114
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,188,0401,412
2004-03-31 (YTD Data)Rank
Total interest income$7,276,000948
Total interest expense$2,690,000751
Net interest income$4,586,0001,083
Provision for loan and lease losses$360,000695
Total noninterest income$1,070,0001,198
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$426,000998
Trading account gains and fees$0121
Additional Noninterest Income$644,0001,075
Total noninterest expense$4,164,000983
Salaries and employee benefits$1,569,0001,415
Premises and equipment expense$637,000893
Additional noninterest expense$1,958,000656
Pre-tax net operating income$1,132,0001,817
Securities gains (losses)$33,0001,437
Applicable income taxes$163,0002,940
Income before extraordinary items$1,002,0001,595
Extraordinary gains, net$016
Net income$1,002,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,081
Cash dividends$581,0001,062
Sale, conversion, retirement of capital stock, net$0464
Net operating income$973,6201,541
2003-12-31 (YTD Data)Rank
Total interest income$28,986,000970
Total interest expense$11,828,000743
Net interest income$17,158,0001,127
Provision for loan and lease losses$965,0001,227
Total noninterest income$11,058,000605
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,539,0001,122
Trading account gains and fees$0160
Additional Noninterest Income$9,519,000469
Total noninterest expense$18,842,000855
Salaries and employee benefits$5,960,0001,435
Premises and equipment expense$2,343,000973
Additional noninterest expense$10,539,000532
Pre-tax net operating income$8,409,000995
Securities gains (losses)$-45,0008,948
Applicable income taxes$1,603,0001,530
Income before extraordinary items$6,761,000957
Extraordinary gains, net$054
Net income$6,761,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$791,0001,110
Cash dividends$7,236,000474
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,797,450892
2003-09-30 (YTD Data)Rank
Total interest income$21,631,000996
Total interest expense$9,137,000751
Net interest income$12,494,0001,178
Provision for loan and lease losses$745,0001,155
Total noninterest income$9,922,000562
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,125,0001,150
Trading account gains and fees$0153
Additional Noninterest Income$8,797,000417
Total noninterest expense$15,187,000802
Salaries and employee benefits$4,572,0001,417
Premises and equipment expense$1,699,0001,018
Additional noninterest expense$8,916,000491
Pre-tax net operating income$6,484,0001,007
Securities gains (losses)$-78,0009,100
Applicable income taxes$1,079,0001,744
Income before extraordinary items$5,327,000949
Extraordinary gains, net$040
Net income$5,327,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$763,000830
Cash dividends$6,677,000401
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,391,740869
2003-06-30 (YTD Data)Rank
Total interest income$14,518,0001,003
Total interest expense$6,066,000792
Net interest income$8,452,0001,159
Provision for loan and lease losses$670,000905
Total noninterest income$5,202,000657
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$726,0001,181
Trading account gains and fees$0150
Additional Noninterest Income$4,476,000512
Total noninterest expense$8,104,0001,012
Salaries and employee benefits$2,952,0001,458
Premises and equipment expense$1,064,0001,084
Additional noninterest expense$4,088,000659
Pre-tax net operating income$4,880,000905
Securities gains (losses)$-5,0008,994
Applicable income taxes$688,0001,842
Income before extraordinary items$4,187,000811
Extraordinary gains, net$030
Net income$4,187,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$644,000715
Cash dividends$5,076,000336
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,191,300745
2003-03-31 (YTD Data)Rank
Total interest income$7,081,0001,035
Total interest expense$2,968,000832
Net interest income$4,113,0001,190
Provision for loan and lease losses$295,000981
Total noninterest income$1,269,0001,108
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$356,0001,162
Trading account gains and fees$0134
Additional Noninterest Income$913,000952
Total noninterest expense$3,856,0001,046
Salaries and employee benefits$1,461,0001,464
Premises and equipment expense$511,0001,134
Additional noninterest expense$1,884,000687
Pre-tax net operating income$1,231,0001,703
Securities gains (losses)$02,891
Applicable income taxes$325,0001,941
Income before extraordinary items$906,0001,755
Extraordinary gains, net$021
Net income$906,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,000484
Cash dividends$519,0001,160
Sale, conversion, retirement of capital stock, net$0419
Net operating income$906,0001,640
2002-12-31 (YTD Data)Rank
Total interest income$30,407,0001,010
Total interest expense$13,458,000839
Net interest income$16,949,0001,145
Provision for loan and lease losses$1,455,000969
Total noninterest income$5,225,0001,013
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,275,0001,268
Trading account gains and fees$0153
Additional Noninterest Income$3,950,000814
Total noninterest expense$13,531,0001,135
Salaries and employee benefits$7,139,0001,117
Premises and equipment expense$2,511,000865
Additional noninterest expense$3,881,0001,241
Pre-tax net operating income$7,188,0001,175
Securities gains (losses)$-70,0009,103
Applicable income taxes$2,024,0001,281
Income before extraordinary items$5,094,0001,231
Extraordinary gains, net$070
Net income$5,094,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$995,000976
Cash dividends$2,000,0001,296
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,144,4001,169
2001-12-31 (YTD Data)Rank
Total interest income$29,410,0001,154
Total interest expense$16,375,000980
Net interest income$13,035,0001,364
Provision for loan and lease losses$1,012,0001,232
Total noninterest income$7,725,000716
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,058,0001,414
Trading account gains and fees$0177
Additional Noninterest Income$6,667,000531
Total noninterest expense$14,889,000991
Salaries and employee benefits$8,005,000938
Premises and equipment expense$2,239,000935
Additional noninterest expense$4,645,0001,035
Pre-tax net operating income$4,859,0001,483
Securities gains (losses)$16,0003,318
Applicable income taxes$1,463,0001,519
Income before extraordinary items$3,412,0001,560
Extraordinary gains, net$0105
Net income$3,412,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$861,0001,042
Cash dividends$1,844,0001,426
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,400,8001,497
2000-12-31 (YTD Data)Rank
Total interest income$27,427,0001,297
Total interest expense$15,954,0001,095
Net interest income$11,473,0001,533
Provision for loan and lease losses$1,082,000995
Total noninterest income$6,657,000749
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$630,0002,190
Trading account gains and fees$0180
Additional Noninterest Income$6,027,000562
Total noninterest expense$13,505,0001,036
Salaries and employee benefits$7,504,000932
Premises and equipment expense$1,786,0001,120
Additional noninterest expense$4,215,0001,106
Pre-tax net operating income$3,543,0002,061
Securities gains (losses)$35,000803
Applicable income taxes$893,0002,327
Income before extraordinary items$2,685,0001,942
Extraordinary gains, net$038
Net income$2,685,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,310
Cash dividends$2,165,0001,272
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,658,7501,966
1999-12-31 (YTD Data)Rank
Total interest income$4,134,0006,243
Total interest expense$2,000,0006,001
Net interest income$2,134,0006,404
Provision for loan and lease losses$16,0007,832
Total noninterest income$141,0008,223
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0007,106
Trading account gains and feesNANA
Additional Noninterest Income$60,0007,716
Total noninterest expense$1,850,0005,984
Salaries and employee benefits$1,035,0005,746
Premises and equipment expense$307,0005,394
Additional noninterest expense$508,0006,454
Pre-tax net operating income$409,0007,560
Securities gains (losses)$2,0002,566
Applicable income taxes$-1,0009,599
Income before extraordinary items$412,0006,921
Extraordinary gains, net$035
Net income$412,0006,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,586
Cash dividends$3,338,000892
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$410,0006,910
1998-12-31 (YTD Data)Rank
Total interest income$3,815,0006,642
Total interest expense$1,750,0006,661
Net interest income$2,065,0006,551
Provision for loan and lease losses$30,0007,298
Total noninterest income$150,0008,233
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,002
Trading account gains and feesNANA
Additional Noninterest Income$57,0007,910
Total noninterest expense$1,555,0006,530
Salaries and employee benefits$863,0006,391
Premises and equipment expense$261,0005,819
Additional noninterest expense$431,0006,968
Pre-tax net operating income$630,0006,765
Securities gains (losses)$8,0003,124
Applicable income taxes$130,0007,104
Income before extraordinary items$508,0006,566
Extraordinary gains, net$032
Net income$508,0006,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,956
Cash dividends$349,0004,278
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$501,6006,484
1997-12-31 (YTD Data)Rank
Total interest income$4,019,0006,651
Total interest expense$1,809,0006,665
Net interest income$2,210,0006,510
Provision for loan and lease losses$43,0006,927
Total noninterest income$155,0008,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0007,160
Trading account gains and feesNANA
Additional Noninterest Income$53,0008,302
Total noninterest expense$1,566,0006,623
Salaries and employee benefits$855,0006,514
Premises and equipment expense$279,0005,671
Additional noninterest expense$432,0007,087
Pre-tax net operating income$756,0006,747
Securities gains (losses)$03,944
Applicable income taxes$179,0007,191
Income before extraordinary items$577,0006,493
Extraordinary gains, net$044
Net income$577,0006,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$224,0005,175
Sale, conversion, retirement of capital stock, net$29,000888
Net operating income$577,0006,439
1996-12-31 (YTD Data)Rank
Total interest income$4,047,0006,821
Total interest expense$1,939,0006,549
Net interest income$2,108,0006,942
Provision for loan and lease losses$88,0005,424
Total noninterest income$162,0008,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0007,247
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,888
Total noninterest expense$1,582,0006,887
Salaries and employee benefits$860,0006,655
Premises and equipment expense$278,0005,870
Additional noninterest expense$444,0007,516
Pre-tax net operating income$600,0007,420
Securities gains (losses)$12,0002,365
Applicable income taxes$135,0008,126
Income before extraordinary items$477,0007,060
Extraordinary gains, net$053
Net income$477,0007,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,652
Cash dividends$262,0004,842
Sale, conversion, retirement of capital stock, net$-29,00011,321
Net operating income$467,6407,071
1995-12-31 (YTD Data)Rank
Total interest income$4,025,0006,970
Total interest expense$1,999,0006,467
Net interest income$2,026,0007,243
Provision for loan and lease losses$45,0006,418
Total noninterest income$165,0009,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0007,593
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,889
Total noninterest expense$1,633,0006,883
Salaries and employee benefits$867,0006,722
Premises and equipment expense$302,0005,593
Additional noninterest expense$464,0007,568
Pre-tax net operating income$513,0008,364
Securities gains (losses)$13,0002,193
Applicable income taxes$137,0008,495
Income before extraordinary items$389,0008,165
Extraordinary gains, net$065
Net income$389,0008,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,292
Cash dividends$154,0006,005
Sale, conversion, retirement of capital stock, net$0809
Net operating income$379,3808,231
1994-12-31 (YTD Data)Rank
Total interest income$3,720,0007,039
Total interest expense$1,672,0006,413
Net interest income$2,048,0007,453
Provision for loan and lease losses$09,146
Total noninterest income$180,0009,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0007,987
Trading account gains and feesNANA
Additional Noninterest Income$76,0008,407
Total noninterest expense$1,836,0006,602
Salaries and employee benefits$933,0006,443
Premises and equipment expense$299,0005,731
Additional noninterest expense$604,0007,014
Pre-tax net operating income$392,0009,425
Securities gains (losses)$19,0001,821
Applicable income taxes$98,0009,409
Income before extraordinary items$313,0009,003
Extraordinary gains, net$0249
Net income$313,0009,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$148,0006,174
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$298,5609,226
1993-12-31 (YTD Data)Rank
Total interest income$3,529,0007,496
Total interest expense$1,560,0007,018
Net interest income$1,969,0007,773
Provision for loan and lease losses$18,0009,198
Total noninterest income$154,00010,123
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,760
Trading account gains and feesNANA
Additional Noninterest Income$66,0009,257
Total noninterest expense$1,875,0006,690
Salaries and employee benefits$894,0006,750
Premises and equipment expense$278,0006,207
Additional noninterest expense$703,0006,530
Pre-tax net operating income$230,00010,786
Securities gains (losses)$136,0002,097
Applicable income taxes$34,00011,288
Income before extraordinary items$332,0009,116
Extraordinary gains, net$03,149
Net income$332,0009,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0006,866
Cash dividends$341,0004,061
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$208,24010,323
1992-12-31 (YTD Data)Rank
Total interest income$4,009,0007,497
Total interest expense$1,921,0007,300
Net interest income$2,088,0007,523
Provision for loan and lease losses$34,0009,820
Total noninterest income$118,00011,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,734
Trading account gains and feesNANA
Additional Noninterest Income$53,00010,222
Total noninterest expense$1,558,0007,710
Salaries and employee benefits$771,0007,457
Premises and equipment expense$217,0007,459
Additional noninterest expense$570,0007,774
Pre-tax net operating income$614,0007,608
Securities gains (losses)$59,0003,858
Applicable income taxes$140,0008,887
Income before extraordinary items$533,0007,050
Extraordinary gains, net$01,422
Net income$533,0007,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00012,939
Cash dividends$33,0008,162
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$486,3907,080

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.