Home > VisionBank of Iowa > Income and Expense
VisionBank of Iowa, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,536 |
| Total interest expense | $466,000 | 4,108 |
| Net interest income | $567,000 | 6,136 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $820,000 | 4,841 |
| Salaries and employee benefits | $284,000 | 5,947 |
| Premises and equipment expense | $243,000 | 2,647 |
| Additional noninterest expense | $293,000 | 4,651 |
| Pre-tax net operating income | $-982,000 | 7,413 |
| Securities gains (losses) | $43,000 | 1,209 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-939,000 | 7,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-939,000 | 7,451 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-939,000 | 7,452 |
| Net charge-offs | $1,610,000 | 756 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-982,000 | 7,456 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 5,069 |
| Total interest expense | $2,766,000 | 3,638 |
| Net interest income | $2,343,000 | 5,998 |
| Provision for loan and lease losses | $5,986,000 | 1,242 |
| Total noninterest income | $-582,000 | 7,890 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $57,000 | 6,369 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-639,000 | 7,832 |
| Total noninterest expense | $3,509,000 | 4,707 |
| Salaries and employee benefits | $1,502,000 | 5,186 |
| Premises and equipment expense | $967,000 | 2,660 |
| Additional noninterest expense | $1,040,000 | 5,145 |
| Pre-tax net operating income | $-7,734,000 | 7,393 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-7,734,000 | 7,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,734,000 | 7,470 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,734,000 | 7,471 |
| Net charge-offs | $3,445,000 | 1,479 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,734,000 | 7,482 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 5,075 |
| Total interest expense | $2,211,000 | 3,589 |
| Net interest income | $1,696,000 | 6,100 |
| Provision for loan and lease losses | $5,484,000 | 983 |
| Total noninterest income | $-270,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-312,000 | 7,917 |
| Total noninterest expense | $2,681,000 | 4,663 |
| Salaries and employee benefits | $1,159,000 | 5,146 |
| Premises and equipment expense | $727,000 | 2,683 |
| Additional noninterest expense | $795,000 | 5,076 |
| Pre-tax net operating income | $-6,739,000 | 7,603 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-6,739,000 | 7,677 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,739,000 | 7,676 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,739,000 | 7,676 |
| Net charge-offs | $2,985,000 | 1,184 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,205 |
| Net operating income | $-6,739,000 | 7,687 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 5,092 |
| Total interest expense | $1,552,000 | 3,594 |
| Net interest income | $1,077,000 | 6,227 |
| Provision for loan and lease losses | $2,156,000 | 1,338 |
| Total noninterest income | $-204,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-231,000 | 8,032 |
| Total noninterest expense | $1,766,000 | 4,744 |
| Salaries and employee benefits | $768,000 | 5,225 |
| Premises and equipment expense | $490,000 | 2,686 |
| Additional noninterest expense | $508,000 | 5,209 |
| Pre-tax net operating income | $-3,049,000 | 7,575 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,049,000 | 7,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,049,000 | 7,638 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,049,000 | 7,638 |
| Net charge-offs | $1,640,000 | 1,272 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,165 |
| Net operating income | $-3,049,000 | 7,650 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 5,136 |
| Total interest expense | $786,000 | 3,650 |
| Net interest income | $529,000 | 6,286 |
| Provision for loan and lease losses | $816,000 | 1,331 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $833,000 | 4,835 |
| Salaries and employee benefits | $393,000 | 5,204 |
| Premises and equipment expense | $249,000 | 2,686 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $-1,053,000 | 7,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,053,000 | 7,718 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,053,000 | 7,721 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,053,000 | 7,720 |
| Net charge-offs | $1,276,000 | 829 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $-1,053,000 | 7,714 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 4,867 |
| Total interest expense | $3,412,000 | 3,900 |
| Net interest income | $2,732,000 | 5,674 |
| Provision for loan and lease losses | $1,997,000 | 1,798 |
| Total noninterest income | $-106,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 6,753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-148,000 | 8,152 |
| Total noninterest expense | $3,869,000 | 4,347 |
| Salaries and employee benefits | $1,928,000 | 4,585 |
| Premises and equipment expense | $845,000 | 3,037 |
| Additional noninterest expense | $1,096,000 | 4,547 |
| Pre-tax net operating income | $-3,240,000 | 7,631 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-3,240,000 | 7,646 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,240,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,100,000 | 1,859 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,196 |
| Net operating income | $-3,240,000 | 7,714 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 4,890 |
| Total interest expense | $2,599,000 | 3,978 |
| Net interest income | $2,107,000 | 5,640 |
| Provision for loan and lease losses | $655,000 | 2,345 |
| Total noninterest income | $155,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $28,000 | 6,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 5,222 |
| Total noninterest expense | $2,916,000 | 4,315 |
| Salaries and employee benefits | $1,219,000 | 5,111 |
| Premises and equipment expense | $617,000 | 3,119 |
| Additional noninterest expense | $1,080,000 | 3,661 |
| Pre-tax net operating income | $-1,309,000 | 7,672 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,309,000 | 7,645 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,309,000 | 7,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,111 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 8,297 |
| Net operating income | $-1,309,000 | 7,746 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,843 |
| Total interest expense | $1,774,000 | 4,050 |
| Net interest income | $1,472,000 | 5,518 |
| Provision for loan and lease losses | $155,000 | 3,554 |
| Total noninterest income | $103,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $85,000 | 5,318 |
| Total noninterest expense | $1,823,000 | 4,536 |
| Salaries and employee benefits | $818,000 | 5,144 |
| Premises and equipment expense | $401,000 | 3,210 |
| Additional noninterest expense | $604,000 | 4,178 |
| Pre-tax net operating income | $-403,000 | 7,527 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-403,000 | 7,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-403,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 8,386 |
| Net operating income | $-403,000 | 7,608 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,805 |
| Total interest expense | $930,000 | 4,095 |
| Net interest income | $769,000 | 5,414 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $910,000 | 4,536 |
| Salaries and employee benefits | $431,000 | 5,010 |
| Premises and equipment expense | $182,000 | 3,469 |
| Additional noninterest expense | $297,000 | 4,150 |
| Pre-tax net operating income | $-130,000 | 7,631 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-130,000 | 7,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-130,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 866 |
| Net operating income | $-130,000 | 7,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 5,135 |
| Total interest expense | $3,099,000 | 4,701 |
| Net interest income | $3,061,000 | 5,443 |
| Provision for loan and lease losses | $702,000 | 1,847 |
| Total noninterest income | $120,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $74,000 | 6,637 |
| Total noninterest expense | $2,918,000 | 5,090 |
| Salaries and employee benefits | $1,852,000 | 4,651 |
| Premises and equipment expense | $502,000 | 4,350 |
| Additional noninterest expense | $564,000 | 6,296 |
| Pre-tax net operating income | $-439,000 | 7,778 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-439,000 | 7,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-439,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,144 |
| Net operating income | $-439,000 | 7,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 5,358 |
| Total interest expense | $2,110,000 | 4,972 |
| Net interest income | $2,232,000 | 5,559 |
| Provision for loan and lease losses | $523,000 | 1,512 |
| Total noninterest income | $91,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $2,208,000 | 5,037 |
| Salaries and employee benefits | $1,395,000 | 4,600 |
| Premises and equipment expense | $397,000 | 4,184 |
| Additional noninterest expense | $416,000 | 6,288 |
| Pre-tax net operating income | $-408,000 | 8,017 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-408,000 | 8,081 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-408,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,019 |
| Net operating income | $-408,000 | 8,064 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 5,634 |
| Total interest expense | $1,215,000 | 5,352 |
| Net interest income | $1,417,000 | 5,723 |
| Provision for loan and lease losses | $328,000 | 1,445 |
| Total noninterest income | $30,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $14,000 | 7,128 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $1,525,000 | 4,960 |
| Salaries and employee benefits | $983,000 | 4,463 |
| Premises and equipment expense | $262,000 | 4,247 |
| Additional noninterest expense | $280,000 | 6,295 |
| Pre-tax net operating income | $-406,000 | 8,232 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-406,000 | 8,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-406,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 938 |
| Net operating income | $-406,000 | 8,262 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 6,003 |
| Total interest expense | $514,000 | 5,786 |
| Net interest income | $628,000 | 6,045 |
| Provision for loan and lease losses | $143,000 | 1,556 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $761,000 | 4,965 |
| Salaries and employee benefits | $490,000 | 4,502 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $136,000 | 6,389 |
| Pre-tax net operating income | $-267,000 | 8,378 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-267,000 | 8,401 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-267,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 794 |
| Net operating income | $-267,000 | 8,389 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 8,392 |
| Total interest expense | $319,000 | 8,267 |
| Net interest income | $493,000 | 8,410 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $5,000 | 8,537 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $630,000 | 8,276 |
| Salaries and employee benefits | $405,000 | 8,136 |
| Premises and equipment expense | $92,000 | 7,890 |
| Additional noninterest expense | $133,000 | 8,440 |
| Pre-tax net operating income | $-192,000 | 8,116 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-192,000 | 8,141 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-192,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $14,202,000 | 148 |
| Net operating income | $-192,000 | 8,134 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.