Home > VisionBank of Iowa > Assets and Liabilities
VisionBank of Iowa, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 8 | 7,372 |
| Assets and Liabilities | ||
| Total Assets: | $87,121,000 | 5,550 |
| Cash and due from depository institutions | $20,856,000 | 7,372 |
| Interest-bearing balances | $19,361,000 | 1,670 |
| Securities | $4,236,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $101,000 | 4,566 |
| Net loans & leases | $54,085,000 | 5,448 |
| Loan loss allowance | $3,592,000 | 2,104 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $578,000 | 6,248 |
| Other real estate owned | $6,095,000 | 7,372 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,170,000 | 6,499 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $87,121,000 | 5,550 |
| Total liabilities | $81,158,000 | 5,415 |
| Total deposits | $79,766,000 | 5,270 |
| Interest-bearing deposits | $75,721,000 | 4,973 |
| Deposits held in domestic offices | $79,766,000 | 5,269 |
| % insured | 81.07% | 6,082 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,000,000 | 4,675 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $392,000 | 5,362 |
| Total equity capital | $5,963,000 | 6,539 |
| Total bank equity capital | $5,963,000 | 6,539 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $7,100,000 | 721 |
| Surplus | $11,350,000 | 2,459 |
| Undivided profits | $-12,487,000 | 7,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,241,000 | 2,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $270,000 | 6,725 |
| Earning assets | $77,783,000 | 5,608 |
| Long-term assets (5+ years) | $4,769,000 | 6,228 |
| Average Assets, year-to-date | $90,091,500 | 5,450 |
| Average Assets, quarterly | $90,091,500 | 5,450 |
| Volatile liabilities | $23,911,000 | 4,470 |
| Insider loans | $186,000 | 6,255 |
| FHLB advances | $1,000,000 | 4,487 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,172,000 | 5,782 |
| Tier 1 (core) risk-based capital | $5,906,000 | 6,468 |
| Tier 2 risk-based capital | $771,000 | 4,938 |
| Total risk weighted assets | $58,861,000 | 5,426 |
| Total unused commitments | $4,172,000 | 5,785 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 15 | 6,420 |
| Assets and Liabilities | ||
| Total Assets: | $93,062,000 | 5,384 |
| Cash and due from depository institutions | $12,120,000 | 6,420 |
| Interest-bearing balances | $10,775,000 | 2,185 |
| Securities | $5,587,000 | 6,620 |
| Federal funds sold & reverse repurchase agreements | $103,000 | 4,487 |
| Net loans & leases | $67,266,000 | 4,967 |
| Loan loss allowance | $4,452,000 | 1,764 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $614,000 | 6,237 |
| Other real estate owned | $6,143,000 | 6,420 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,229,000 | 6,514 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $93,062,000 | 5,384 |
| Total liabilities | $86,126,000 | 5,278 |
| Total deposits | $83,632,000 | 5,157 |
| Interest-bearing deposits | $78,430,000 | 4,866 |
| Deposits held in domestic offices | $83,632,000 | 5,157 |
| % insured | 76.34% | 6,796 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000,000 | 4,489 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $494,000 | 4,920 |
| Total equity capital | $6,936,000 | 6,238 |
| Total bank equity capital | $6,936,000 | 6,238 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $7,100,000 | 723 |
| Surplus | $11,350,000 | 2,459 |
| Undivided profits | $-11,514,000 | 7,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,396,000 | 1,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $270,000 | 6,816 |
| Earning assets | $83,731,000 | 5,413 |
| Long-term assets (5+ years) | $8,210,000 | 5,651 |
| Average Assets, year-to-date | $102,466,800 | 5,026 |
| Average Assets, quarterly | $90,860,500 | 5,426 |
| Volatile liabilities | $30,061,000 | 3,939 |
| Insider loans | $190,000 | 6,303 |
| FHLB advances | $2,000,000 | 4,334 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $5,395,000 | 5,338 |
| Tier 1 (core) risk-based capital | $6,844,000 | 6,143 |
| Tier 2 risk-based capital | $934,000 | 4,483 |
| Total risk weighted assets | $71,149,000 | 5,003 |
| Total unused commitments | $5,395,000 | 5,340 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 16 | 6,343 |
| Assets and Liabilities | ||
| Total Assets: | $88,659,000 | 5,533 |
| Cash and due from depository institutions | $9,044,000 | 6,343 |
| Interest-bearing balances | $5,000 | 7,186 |
| Securities | $4,189,000 | 6,932 |
| Federal funds sold & reverse repurchase agreements | $101,000 | 4,653 |
| Net loans & leases | $67,175,000 | 5,012 |
| Loan loss allowance | $4,410,000 | 1,741 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $645,000 | 6,240 |
| Other real estate owned | $5,871,000 | 6,343 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,634,000 | 5,533 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $88,659,000 | 5,533 |
| Total liabilities | $81,943,000 | 5,403 |
| Total deposits | $77,540,000 | 5,349 |
| Interest-bearing deposits | $73,941,000 | 5,039 |
| Deposits held in domestic offices | $77,540,000 | 5,348 |
| % insured | 92.02% | 3,123 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,000,000 | 4,027 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $403,000 | 5,807 |
| Total equity capital | $6,716,000 | 6,408 |
| Total bank equity capital | $6,716,000 | 6,408 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $7,100,000 | 732 |
| Surplus | $10,116,000 | 2,647 |
| Undivided profits | $-10,500,000 | 7,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,585,000 | 2,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $342,000 | 6,562 |
| Earning assets | $71,470,000 | 5,858 |
| Long-term assets (5+ years) | $6,637,000 | 5,981 |
| Average Assets, year-to-date | $104,818,000 | 4,996 |
| Average Assets, quarterly | $97,370,500 | 5,232 |
| Volatile liabilities | $37,427,000 | 3,455 |
| Insider loans | $157,000 | 6,454 |
| FHLB advances | $4,000,000 | 3,885 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,535,000 | 5,437 |
| Tier 1 (core) risk-based capital | $6,607,000 | 6,317 |
| Tier 2 risk-based capital | $924,000 | 4,493 |
| Total risk weighted assets | $70,434,000 | 5,065 |
| Total unused commitments | $5,535,000 | 5,438 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 16 | 6,401 |
| Assets and Liabilities | ||
| Total Assets: | $106,082,000 | 5,033 |
| Cash and due from depository institutions | $784,000 | 6,401 |
| Interest-bearing balances | $88,000 | 6,428 |
| Securities | $4,191,000 | 6,956 |
| Federal funds sold & reverse repurchase agreements | $15,332,000 | 632 |
| Net loans & leases | $78,753,000 | 4,608 |
| Loan loss allowance | $2,427,000 | 2,636 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $682,000 | 6,250 |
| Other real estate owned | $4,620,000 | 6,401 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,720,000 | 5,435 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $106,081,000 | 5,033 |
| Total liabilities | $96,225,000 | 4,980 |
| Total deposits | $87,715,000 | 5,000 |
| Interest-bearing deposits | $83,643,000 | 4,683 |
| Deposits held in domestic offices | $87,715,000 | 4,997 |
| % insured | 62.54% | 7,034 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,000,000 | 3,235 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $510,000 | 5,317 |
| Total equity capital | $9,856,000 | 5,378 |
| Total bank equity capital | $9,856,000 | 5,377 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,100,000 | 737 |
| Surplus | $9,615,000 | 2,761 |
| Undivided profits | $-6,859,000 | 7,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,394,000 | 1,941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $373,000 | 6,329 |
| Earning assets | $98,364,000 | 4,980 |
| Long-term assets (5+ years) | $9,577,000 | 5,470 |
| Average Assets, year-to-date | $110,204,330 | 4,882 |
| Average Assets, quarterly | $110,171,500 | 4,908 |
| Volatile liabilities | $52,202,000 | 2,664 |
| Insider loans | $167,000 | 6,470 |
| FHLB advances | $8,000,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,472,000 | 5,575 |
| Tier 1 (core) risk-based capital | $9,795,000 | 5,300 |
| Tier 2 risk-based capital | $1,065,000 | 4,131 |
| Total risk weighted assets | $83,821,000 | 4,641 |
| Total unused commitments | $5,472,000 | 5,580 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 16 | 6,437 |
| Assets and Liabilities | ||
| Total Assets: | $114,261,000 | 4,816 |
| Cash and due from depository institutions | $1,249,000 | 6,437 |
| Interest-bearing balances | $5,000 | 7,096 |
| Securities | $2,221,000 | 7,450 |
| Federal funds sold & reverse repurchase agreements | $20,454,000 | 549 |
| Net loans & leases | $83,016,000 | 4,476 |
| Loan loss allowance | $1,451,000 | 3,712 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $725,000 | 6,212 |
| Other real estate owned | $4,921,000 | 6,437 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,675,000 | 5,508 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $114,261,000 | 4,816 |
| Total liabilities | $104,892,000 | 4,729 |
| Total deposits | $95,506,000 | 4,750 |
| Interest-bearing deposits | $89,915,000 | 4,461 |
| Deposits held in domestic offices | $95,506,000 | 4,747 |
| % insured | 57.49% | 7,439 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $9,000,000 | 3,182 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $386,000 | 5,811 |
| Total equity capital | $9,369,000 | 5,593 |
| Total bank equity capital | $9,369,000 | 5,592 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,100,000 | 733 |
| Surplus | $7,113,000 | 3,350 |
| Undivided profits | $-4,844,000 | 7,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,745,000 | 1,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $333,000 | 6,577 |
| Earning assets | $105,696,000 | 4,788 |
| Long-term assets (5+ years) | $8,565,000 | 5,637 |
| Average Assets, year-to-date | $112,265,500 | 4,843 |
| Average Assets, quarterly | $112,265,500 | 4,843 |
| Volatile liabilities | $58,410,000 | 2,435 |
| Insider loans | $41,000 | 7,099 |
| FHLB advances | $9,000,000 | 3,052 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,861,000 | 5,232 |
| Tier 1 (core) risk-based capital | $9,289,000 | 5,504 |
| Tier 2 risk-based capital | $1,112,000 | 3,990 |
| Total risk weighted assets | $88,591,000 | 4,483 |
| Total unused commitments | $6,861,000 | 5,233 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 20 | 5,904 |
| Assets and Liabilities | ||
| Total Assets: | $110,270,000 | 4,909 |
| Cash and due from depository institutions | $3,151,000 | 5,904 |
| Interest-bearing balances | $5,000 | 6,924 |
| Securities | $2,762,000 | 7,424 |
| Federal funds sold & reverse repurchase agreements | $9,425,000 | 1,047 |
| Net loans & leases | $87,599,000 | 4,376 |
| Loan loss allowance | $1,911,000 | 3,028 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $768,000 | 6,183 |
| Other real estate owned | $4,819,000 | 5,904 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,746,000 | 5,497 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $110,271,000 | 4,909 |
| Total liabilities | $99,853,000 | 4,839 |
| Total deposits | $90,393,000 | 4,838 |
| Interest-bearing deposits | $83,558,000 | 4,606 |
| Deposits held in domestic offices | $90,393,000 | 4,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $9,000,000 | 3,361 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $460,000 | 5,516 |
| Total equity capital | $10,418,000 | 5,279 |
| Total bank equity capital | $10,418,000 | 5,279 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,100,000 | 730 |
| Surplus | $7,112,000 | 3,344 |
| Undivided profits | $-3,794,000 | 7,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,200,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $389,000 | 6,444 |
| Earning assets | $99,791,000 | 4,922 |
| Long-term assets (5+ years) | $11,768,000 | 5,080 |
| Average Assets, year-to-date | $105,085,200 | 4,898 |
| Average Assets, quarterly | $110,539,000 | 4,853 |
| Volatile liabilities | $55,092,000 | 2,525 |
| Insider loans | $201,000 | 6,449 |
| FHLB advances | $9,000,000 | 3,251 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,376,000 | 3,227 |
| Tier 1 (core) risk-based capital | $10,341,000 | 5,190 |
| Tier 2 risk-based capital | $1,191,000 | 3,799 |
| Total risk weighted assets | $94,577,000 | 4,318 |
| Total unused commitments | $18,376,000 | 3,229 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 20 | 5,978 |
| Assets and Liabilities | ||
| Total Assets: | $110,808,000 | 4,860 |
| Cash and due from depository institutions | $4,201,000 | 5,978 |
| Interest-bearing balances | $4,000 | 6,658 |
| Securities | $2,710,000 | 7,460 |
| Federal funds sold & reverse repurchase agreements | $3,196,000 | 3,007 |
| Net loans & leases | $92,089,000 | 4,239 |
| Loan loss allowance | $1,479,000 | 3,449 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $804,000 | 6,144 |
| Other real estate owned | $6,010,000 | 5,978 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,798,000 | 5,517 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $110,807,000 | 4,860 |
| Total liabilities | $98,525,000 | 4,854 |
| Total deposits | $89,664,000 | 4,812 |
| Interest-bearing deposits | $79,320,000 | 4,728 |
| Deposits held in domestic offices | $89,664,000 | 4,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $8,500,000 | 3,442 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $361,000 | 6,211 |
| Total equity capital | $12,282,000 | 4,810 |
| Total bank equity capital | $12,282,000 | 4,810 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,100,000 | 732 |
| Surplus | $7,110,000 | 3,340 |
| Undivided profits | $-1,928,000 | 7,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,794,000 | 2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $391,000 | 6,549 |
| Earning assets | $97,999,000 | 4,955 |
| Long-term assets (5+ years) | $11,742,000 | 5,009 |
| Average Assets, year-to-date | $103,789,000 | 4,963 |
| Average Assets, quarterly | $107,031,500 | 4,933 |
| Volatile liabilities | $54,950,000 | 2,476 |
| Insider loans | $154,000 | 6,650 |
| FHLB advances | $8,500,000 | 3,316 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $22,204,000 | 3,027 |
| Tier 1 (core) risk-based capital | $12,270,000 | 4,709 |
| Tier 2 risk-based capital | $1,231,000 | 3,660 |
| Total risk weighted assets | $98,232,000 | 4,221 |
| Total unused commitments | $22,204,000 | 3,028 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 23 | 5,647 |
| Assets and Liabilities | ||
| Total Assets: | $103,255,000 | 5,058 |
| Cash and due from depository institutions | $981,000 | 5,647 |
| Interest-bearing balances | $2,000 | 6,690 |
| Securities | $2,748,000 | 7,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $94,735,000 | 4,151 |
| Loan loss allowance | $1,144,000 | 3,986 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $827,000 | 6,140 |
| Other real estate owned | $1,862,000 | 5,647 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,102,000 | 5,125 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $103,255,000 | 5,058 |
| Total liabilities | $90,121,000 | 5,110 |
| Total deposits | $78,494,000 | 5,217 |
| Interest-bearing deposits | $74,438,000 | 4,893 |
| Deposits held in domestic offices | $78,494,000 | 5,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $205,000 | 3,414 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $11,000,000 | 2,929 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $422,000 | 5,849 |
| Total equity capital | $13,134,000 | 4,603 |
| Total bank equity capital | $13,134,000 | 4,603 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,100,000 | 724 |
| Surplus | $7,100,000 | 3,330 |
| Undivided profits | $-1,066,000 | 7,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,316,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $513,000 | 5,813 |
| Earning assets | $97,485,000 | 4,974 |
| Long-term assets (5+ years) | $13,114,000 | 4,806 |
| Average Assets, year-to-date | $101,449,330 | 5,069 |
| Average Assets, quarterly | $101,407,500 | 5,101 |
| Volatile liabilities | $50,977,000 | 2,612 |
| Insider loans | $154,000 | 6,702 |
| FHLB advances | $11,000,000 | 2,816 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $19,905,000 | 3,322 |
| Tier 1 (core) risk-based capital | $13,166,000 | 4,502 |
| Tier 2 risk-based capital | $1,144,000 | 3,784 |
| Total risk weighted assets | $96,769,000 | 4,252 |
| Total unused commitments | $19,905,000 | 3,323 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 23 | 5,682 |
| Assets and Liabilities | ||
| Total Assets: | $99,560,000 | 5,168 |
| Cash and due from depository institutions | $1,318,000 | 5,682 |
| Interest-bearing balances | $4,000 | 6,592 |
| Securities | $2,880,000 | 7,511 |
| Federal funds sold & reverse repurchase agreements | $113,000 | 6,461 |
| Net loans & leases | $92,882,000 | 4,149 |
| Loan loss allowance | $1,059,000 | 4,103 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $837,000 | 6,134 |
| Other real estate owned | $0 | 5,682 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,530,000 | 5,722 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $99,560,000 | 5,168 |
| Total liabilities | $86,047,000 | 5,209 |
| Total deposits | $75,242,000 | 5,339 |
| Interest-bearing deposits | $70,328,000 | 5,074 |
| Deposits held in domestic offices | $75,242,000 | 5,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,461 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $9,000,000 | 3,040 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $505,000 | 5,632 |
| Total equity capital | $13,513,000 | 4,595 |
| Total bank equity capital | $13,513,000 | 4,595 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,100,000 | 720 |
| Surplus | $7,135,000 | 3,293 |
| Undivided profits | $-722,000 | 7,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,939,000 | 1,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $516,000 | 5,760 |
| Earning assets | $95,879,000 | 5,031 |
| Long-term assets (5+ years) | $13,222,000 | 4,678 |
| Average Assets, year-to-date | $100,546,500 | 5,092 |
| Average Assets, quarterly | $100,546,500 | 5,092 |
| Volatile liabilities | $42,773,000 | 2,957 |
| Insider loans | $2,000 | 7,577 |
| FHLB advances | $9,000,000 | 2,937 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $21,268,000 | 3,252 |
| Tier 1 (core) risk-based capital | $13,475,000 | 4,433 |
| Tier 2 risk-based capital | $1,059,000 | 3,921 |
| Total risk weighted assets | $94,743,000 | 4,271 |
| Total unused commitments | $21,268,000 | 3,254 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 25 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $101,533,000 | 5,057 |
| Cash and due from depository institutions | $2,061,000 | 5,439 |
| Interest-bearing balances | $24,000 | 5,889 |
| Securities | $3,351,000 | 7,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $94,281,000 | 4,104 |
| Loan loss allowance | $1,014,000 | 4,178 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $379,000 | 7,255 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,461,000 | 5,888 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $101,533,000 | 5,057 |
| Total liabilities | $87,953,000 | 5,107 |
| Total deposits | $75,118,000 | 5,354 |
| Interest-bearing deposits | $68,650,000 | 5,098 |
| Deposits held in domestic offices | $75,118,000 | 5,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,838,000 | 1,652 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,500,000 | 3,273 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $497,000 | 5,670 |
| Total equity capital | $13,580,000 | 4,511 |
| Total bank equity capital | $13,580,000 | 4,511 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,100,000 | 705 |
| Surplus | $7,128,000 | 3,270 |
| Undivided profits | $-648,000 | 7,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,832,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $417,000 | 6,511 |
| Earning assets | $97,656,000 | 4,904 |
| Long-term assets (5+ years) | $13,909,000 | 4,377 |
| Average Assets, year-to-date | $79,394,800 | 5,678 |
| Average Assets, quarterly | $98,177,500 | 5,124 |
| Volatile liabilities | $45,095,000 | 2,842 |
| Insider loans | $1,215,000 | 4,015 |
| FHLB advances | $6,500,000 | 3,151 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $18,535,000 | 3,519 |
| Tier 1 (core) risk-based capital | $13,597,000 | 4,377 |
| Tier 2 risk-based capital | $1,014,000 | 4,013 |
| Total risk weighted assets | $93,319,000 | 4,287 |
| Total unused commitments | $18,535,000 | 3,520 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 23 | 5,718 |
| Assets and Liabilities | ||
| Total Assets: | $94,822,000 | 5,230 |
| Cash and due from depository institutions | $1,402,000 | 5,718 |
| Interest-bearing balances | $54,000 | 5,221 |
| Securities | $4,025,000 | 7,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $87,601,000 | 4,254 |
| Loan loss allowance | $838,000 | 4,715 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $441,000 | 7,087 |
| Other real estate owned | $0 | 5,718 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,353,000 | 6,167 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $94,822,000 | 5,230 |
| Total liabilities | $81,226,000 | 5,316 |
| Total deposits | $73,647,000 | 5,366 |
| Interest-bearing deposits | $68,922,000 | 5,068 |
| Deposits held in domestic offices | $73,647,000 | 5,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $578,000 | 2,999 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,500,000 | 3,144 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $501,000 | 5,774 |
| Total equity capital | $13,596,000 | 4,464 |
| Total bank equity capital | $13,596,000 | 4,464 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,100,000 | 678 |
| Surplus | $7,122,000 | 3,217 |
| Undivided profits | $-626,000 | 7,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,829,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $469,000 | 6,471 |
| Earning assets | $91,680,000 | 5,062 |
| Long-term assets (5+ years) | $13,694,000 | 4,276 |
| Average Assets, year-to-date | $73,860,250 | 5,889 |
| Average Assets, quarterly | $90,207,500 | 5,351 |
| Volatile liabilities | $34,582,000 | 3,402 |
| Insider loans | $953,000 | 4,399 |
| FHLB advances | $6,500,000 | 3,008 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $23,796,000 | 3,065 |
| Tier 1 (core) risk-based capital | $13,622,000 | 4,375 |
| Tier 2 risk-based capital | $838,000 | 4,521 |
| Total risk weighted assets | $88,816,000 | 4,387 |
| Total unused commitments | $23,796,000 | 3,066 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 22 | 5,867 |
| Assets and Liabilities | ||
| Total Assets: | $85,593,000 | 5,548 |
| Cash and due from depository institutions | $2,412,000 | 5,867 |
| Interest-bearing balances | $9,000 | 6,261 |
| Securities | $3,984,000 | 7,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $77,532,000 | 4,541 |
| Loan loss allowance | $643,000 | 5,422 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $397,000 | 7,234 |
| Other real estate owned | $0 | 5,867 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,268,000 | 6,243 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $85,593,000 | 5,548 |
| Total liabilities | $72,044,000 | 5,681 |
| Total deposits | $60,143,000 | 5,949 |
| Interest-bearing deposits | $54,652,000 | 5,756 |
| Deposits held in domestic offices | $60,143,000 | 5,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,537,000 | 1,301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $364,000 | 6,330 |
| Total equity capital | $13,549,000 | 4,417 |
| Total bank equity capital | $13,549,000 | 4,417 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,100,000 | 674 |
| Surplus | $7,115,000 | 3,213 |
| Undivided profits | $-666,000 | 7,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $385,000 | 6,768 |
| Earning assets | $81,525,000 | 5,425 |
| Long-term assets (5+ years) | $11,597,000 | 4,520 |
| Average Assets, year-to-date | $66,873,000 | 6,150 |
| Average Assets, quarterly | $75,423,500 | 5,906 |
| Volatile liabilities | $37,042,000 | 3,214 |
| Insider loans | $967,000 | 4,378 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,633,000 | 3,336 |
| Tier 1 (core) risk-based capital | $13,617,000 | 4,359 |
| Tier 2 risk-based capital | $643,000 | 5,217 |
| Total risk weighted assets | $80,994,000 | 4,598 |
| Total unused commitments | $20,633,000 | 3,336 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $65,254,000 | 6,255 |
| Cash and due from depository institutions | $1,328,000 | 5,600 |
| Interest-bearing balances | $11,000 | 6,218 |
| Securities | $3,576,000 | 7,561 |
| Federal funds sold & reverse repurchase agreements | $1,328,000 | 5,559 |
| Net loans & leases | $57,701,000 | 5,309 |
| Loan loss allowance | $458,000 | 6,251 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $407,000 | 7,219 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $914,000 | 6,853 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $65,254,000 | 6,255 |
| Total liabilities | $51,510,000 | 6,509 |
| Total deposits | $51,226,000 | 6,367 |
| Interest-bearing deposits | $47,630,000 | 6,125 |
| Deposits held in domestic offices | $51,226,000 | 6,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $284,000 | 6,777 |
| Total equity capital | $13,744,000 | 4,388 |
| Total bank equity capital | $13,744,000 | 4,388 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,100,000 | 658 |
| Surplus | $7,109,000 | 3,163 |
| Undivided profits | $-465,000 | 7,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $319,000 | 7,094 |
| Earning assets | $62,616,000 | 6,159 |
| Long-term assets (5+ years) | $10,087,000 | 4,700 |
| Average Assets, year-to-date | $57,513,000 | 6,551 |
| Average Assets, quarterly | $57,513,000 | 6,551 |
| Volatile liabilities | $25,045,000 | 4,066 |
| Insider loans | $938,000 | 4,419 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,352,000 | 3,229 |
| Tier 1 (core) risk-based capital | $13,750,000 | 4,312 |
| Tier 2 risk-based capital | $458,000 | 6,053 |
| Total risk weighted assets | $63,817,000 | 5,219 |
| Total unused commitments | $21,352,000 | 3,229 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $49,772,000 | 6,924 |
| Cash and due from depository institutions | $634,000 | 5,863 |
| Interest-bearing balances | $10,000 | 6,275 |
| Securities | $989,000 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $1,741,000 | 4,652 |
| Net loans & leases | $45,178,000 | 5,902 |
| Loan loss allowance | $315,000 | 7,033 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $420,000 | 7,195 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $810,000 | 7,155 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $49,772,000 | 6,924 |
| Total liabilities | $35,767,000 | 7,289 |
| Total deposits | $35,514,000 | 7,166 |
| Interest-bearing deposits | $32,373,000 | 6,961 |
| Deposits held in domestic offices | $35,514,000 | 7,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $253,000 | 6,950 |
| Total equity capital | $14,005,000 | 4,262 |
| Total bank equity capital | $14,005,000 | 4,262 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,100,000 | 649 |
| Surplus | $7,102,000 | 3,118 |
| Undivided profits | $-197,000 | 7,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $203,000 | 7,899 |
| Earning assets | $47,918,000 | 6,806 |
| Long-term assets (5+ years) | $6,501,000 | 5,425 |
| Average Assets, year-to-date | $49,772,000 | 6,803 |
| Average Assets, quarterly | $49,772,000 | 6,885 |
| Volatile liabilities | $15,679,000 | 5,232 |
| Insider loans | $994,000 | 4,278 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,366,000 | 4,142 |
| Tier 1 (core) risk-based capital | $14,010,000 | 4,197 |
| Tier 2 risk-based capital | $315,000 | 6,849 |
| Total risk weighted assets | $49,311,000 | 5,871 |
| Total unused commitments | $13,366,000 | 4,142 |
| Derivatives | $0 | 1,023 |