Home > Vision Bank, FSB > Assets and Liabilities
Vision Bank, FSB, Assets and Liabilities
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $71,353,000 | 5,919 |
| Cash and due from depository institutions | $2,415,000 | 5,471 |
| Interest-bearing balances | $275,000 | 4,144 |
| Securities | $6,229,000 | 7,386 |
| Federal funds sold & reverse repurchase agreements | $13,315,000 | 852 |
| Net loans & leases | $46,395,000 | 5,694 |
| Loan loss allowance | $564,000 | 5,718 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,009,000 | 5,857 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,990,000 | 4,857 |
| Life insurance assets | $1,021,000 | 258 |
| Total liabilities and capital | $71,353,000 | 5,919 |
| Total liabilities | $62,991,000 | 5,936 |
| Total deposits | $62,774,000 | 5,689 |
| Interest-bearing deposits | $51,818,000 | 5,747 |
| Deposits held in domestic offices | $62,774,000 | 5,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $217,000 | 6,969 |
| Total equity capital | $8,362,000 | 5,631 |
| Total bank equity capital | $8,362,000 | 5,631 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000 | 7,981 |
| Surplus | $9,995,000 | 2,031 |
| Undivided profits | $-1,638,000 | 8,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $182,000 | 8,049 |
| Earning assets | $66,214,000 | 5,875 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $57,817,250 | 6,511 |
| Average Assets, quarterly | $66,829,500 | 6,085 |
| Volatile liabilities | $42,477,000 | 2,371 |
| Insider loans | $5,285,000 | 1,106 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,006,000 | 4,871 |
| Tier 1 (core) risk-based capital | $7,673,000 | 5,782 |
| Tier 2 risk-based capital | $564,000 | 5,398 |
| Total risk weighted assets | $58,584,000 | 5,175 |
| Total unused commitments | $8,006,000 | 4,875 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $62,306,000 | 6,349 |
| Cash and due from depository institutions | $2,595,000 | 5,785 |
| Interest-bearing balances | $275,000 | 4,208 |
| Securities | $6,361,000 | 7,434 |
| Federal funds sold & reverse repurchase agreements | $14,266,000 | 748 |
| Net loans & leases | $36,338,000 | 6,331 |
| Loan loss allowance | $441,000 | 6,427 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $832,000 | 6,231 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,914,000 | 4,919 |
| Life insurance assets | $1,011,000 | 252 |
| Total liabilities and capital | $62,306,000 | 6,349 |
| Total liabilities | $54,892,000 | 6,376 |
| Total deposits | $54,694,000 | 6,157 |
| Interest-bearing deposits | $48,670,000 | 5,981 |
| Deposits held in domestic offices | $54,694,000 | 6,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $198,000 | 6,829 |
| Total equity capital | $7,414,000 | 5,913 |
| Total bank equity capital | $7,414,000 | 5,913 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000 | 8,034 |
| Surplus | $8,995,000 | 2,210 |
| Undivided profits | $-1,586,000 | 8,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $140,000 | 8,354 |
| Earning assets | $57,240,000 | 6,340 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $53,305,330 | 6,774 |
| Average Assets, quarterly | $62,552,000 | 6,303 |
| Volatile liabilities | $35,272,000 | 2,680 |
| Insider loans | $5,268,000 | 1,072 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,985,000 | 4,670 |
| Tier 1 (core) risk-based capital | $6,833,000 | 6,153 |
| Tier 2 risk-based capital | $441,000 | 6,097 |
| Total risk weighted assets | $49,319,000 | 5,686 |
| Total unused commitments | $8,985,000 | 4,671 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $62,798,000 | 6,327 |
| Cash and due from depository institutions | $1,805,000 | 6,059 |
| Interest-bearing balances | $275,000 | 4,358 |
| Securities | $5,944,000 | 7,528 |
| Federal funds sold & reverse repurchase agreements | $23,249,000 | 593 |
| Net loans & leases | $29,403,000 | 6,808 |
| Loan loss allowance | $357,000 | 6,981 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $667,000 | 6,639 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,730,000 | 5,005 |
| Life insurance assets | $1,000,000 | 254 |
| Total liabilities and capital | $62,798,000 | 6,327 |
| Total liabilities | $55,138,000 | 6,343 |
| Total deposits | $54,949,000 | 6,158 |
| Interest-bearing deposits | $44,116,000 | 6,318 |
| Deposits held in domestic offices | $54,949,000 | 6,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $189,000 | 7,143 |
| Total equity capital | $7,660,000 | 5,884 |
| Total bank equity capital | $7,660,000 | 5,884 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000 | 8,064 |
| Surplus | $8,995,000 | 2,176 |
| Undivided profits | $-1,340,000 | 8,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $124,000 | 8,474 |
| Earning assets | $58,871,000 | 6,263 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $48,805,000 | 7,045 |
| Average Assets, quarterly | $48,805,000 | 7,045 |
| Volatile liabilities | $36,130,000 | 2,577 |
| Insider loans | $5,062,000 | 1,112 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,826,000 | 5,581 |
| Tier 1 (core) risk-based capital | $7,107,000 | 5,978 |
| Tier 2 risk-based capital | $357,000 | 6,682 |
| Total risk weighted assets | $41,187,000 | 6,189 |
| Total unused commitments | $5,826,000 | 5,591 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $34,812,000 | 7,843 |
| Cash and due from depository institutions | $1,499,000 | 6,075 |
| Interest-bearing balances | $277,000 | 4,267 |
| Securities | $1,986,000 | 8,554 |
| Federal funds sold & reverse repurchase agreements | $3,014,000 | 3,277 |
| Net loans & leases | $26,834,000 | 7,053 |
| Loan loss allowance | $326,000 | 7,181 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $580,000 | 6,900 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $899,000 | 6,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,812,000 | 7,843 |
| Total liabilities | $28,545,000 | 7,970 |
| Total deposits | $28,353,000 | 7,871 |
| Interest-bearing deposits | $28,353,000 | 7,473 |
| Deposits held in domestic offices | $28,353,000 | 7,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $192,000 | 7,070 |
| Total equity capital | $6,267,000 | 6,517 |
| Total bank equity capital | $6,267,000 | 6,517 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000 | 8,125 |
| Surplus | $7,495,000 | 2,492 |
| Undivided profits | $-1,233,000 | 8,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $105,000 | 8,657 |
| Earning assets | $32,111,000 | 7,813 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $28,188,250 | 8,161 |
| Average Assets, quarterly | $34,256,000 | 7,864 |
| Volatile liabilities | $17,779,000 | 4,205 |
| Insider loans | $5,439,000 | 1,008 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,552,000 | 5,944 |
| Tier 1 (core) risk-based capital | $5,539,000 | 6,795 |
| Tier 2 risk-based capital | $326,000 | 6,914 |
| Total risk weighted assets | $31,651,000 | 6,886 |
| Total unused commitments | $4,552,000 | 5,948 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $33,700,000 | 7,951 |
| Cash and due from depository institutions | $4,395,000 | 6,371 |
| Interest-bearing balances | $3,253,000 | 1,818 |
| Securities | $2,126,000 | 8,525 |
| Federal funds sold & reverse repurchase agreements | $2,049,000 | 4,362 |
| Net loans & leases | $23,778,000 | 7,369 |
| Loan loss allowance | $289,000 | 7,494 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $581,000 | 6,938 |
| Other real estate owned | $0 | 6,371 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $771,000 | 7,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,700,000 | 7,951 |
| Total liabilities | $27,252,000 | 8,067 |
| Total deposits | $27,173,000 | 7,970 |
| Interest-bearing deposits | $27,173,000 | 7,635 |
| Deposits held in domestic offices | $27,173,000 | 7,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $79,000 | 8,643 |
| Total equity capital | $6,448,000 | 6,427 |
| Total bank equity capital | $6,448,000 | 6,427 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000 | 8,176 |
| Surplus | $7,495,000 | 2,453 |
| Undivided profits | $-1,052,000 | 8,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $86,000 | 8,862 |
| Earning assets | $31,206,000 | 7,894 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $25,980,330 | 8,361 |
| Average Assets, quarterly | $30,366,000 | 8,114 |
| Volatile liabilities | $18,475,000 | 4,071 |
| Insider loans | $4,075,000 | 1,339 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,181,000 | 5,703 |
| Tier 1 (core) risk-based capital | $5,854,000 | 6,614 |
| Tier 2 risk-based capital | $289,000 | 7,211 |
| Total risk weighted assets | $28,773,000 | 7,176 |
| Total unused commitments | $5,181,000 | 5,706 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $27,032,000 | 8,342 |
| Cash and due from depository institutions | $1,165,000 | 6,386 |
| Interest-bearing balances | $281,000 | 4,489 |
| Securities | $2,520,000 | 8,451 |
| Federal funds sold & reverse repurchase agreements | $4,560,000 | 3,155 |
| Net loans & leases | $17,430,000 | 7,969 |
| Loan loss allowance | $212,000 | 8,042 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $546,000 | 7,041 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $811,000 | 7,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,032,000 | 8,342 |
| Total liabilities | $20,375,000 | 8,545 |
| Total deposits | $20,289,000 | 8,463 |
| Interest-bearing deposits | $20,289,000 | 8,192 |
| Deposits held in domestic offices | $20,289,000 | 8,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $86,000 | 8,645 |
| Total equity capital | $6,657,000 | 6,308 |
| Total bank equity capital | $6,657,000 | 6,308 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000 | 8,205 |
| Surplus | $7,495,000 | 2,415 |
| Undivided profits | $-843,000 | 8,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $64,000 | 9,000 |
| Earning assets | $24,791,000 | 8,321 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $22,120,500 | 8,615 |
| Average Assets, quarterly | $22,120,500 | 8,628 |
| Volatile liabilities | $12,180,000 | 5,155 |
| Insider loans | $3,688,000 | 1,491 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,133,000 | 6,650 |
| Tier 1 (core) risk-based capital | $6,153,000 | 6,374 |
| Tier 2 risk-based capital | $212,000 | 7,867 |
| Total risk weighted assets | $19,741,000 | 7,974 |
| Total unused commitments | $3,133,000 | 6,661 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 19 | 6,553 |
| Assets and Liabilities | ||
| Total Assets: | $17,209,000 | 8,921 |
| Cash and due from depository institutions | $998,000 | 6,553 |
| Interest-bearing balances | $265,000 | 4,422 |
| Securities | $517,000 | 8,981 |
| Federal funds sold & reverse repurchase agreements | $6,530,000 | 2,569 |
| Net loans & leases | $8,096,000 | 8,847 |
| Loan loss allowance | $98,000 | 8,843 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $569,000 | 6,987 |
| Other real estate owned | $0 | 6,553 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $499,000 | 8,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,209,000 | 8,921 |
| Total liabilities | $10,346,000 | 9,104 |
| Total deposits | $10,296,000 | 9,071 |
| Interest-bearing deposits | $10,296,000 | 8,951 |
| Deposits held in domestic offices | $10,296,000 | 9,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $50,000 | 9,042 |
| Total equity capital | $6,863,000 | 6,114 |
| Total bank equity capital | $6,863,000 | 6,114 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000 | 8,246 |
| Surplus | $7,495,000 | 2,383 |
| Undivided profits | $-637,000 | 8,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $33,000 | 9,165 |
| Earning assets | $15,408,000 | 8,911 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $17,209,000 | 8,912 |
| Average Assets, quarterly | $17,209,000 | 8,912 |
| Volatile liabilities | $7,797,000 | 6,327 |
| Insider loans | $2,532,000 | 2,102 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,156,000 | 8,030 |
| Tier 1 (core) risk-based capital | $6,862,000 | 5,910 |
| Tier 2 risk-based capital | $98,000 | 8,784 |
| Total risk weighted assets | $10,763,000 | 8,785 |
| Total unused commitments | $1,156,000 | 8,043 |
| Derivatives | $0 | 578 |