Home > Vision Bank > Income and Expense
Vision Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $31,581,000 | 882 |
| Total interest expense | $4,502,000 | 1,349 |
| Net interest income | $27,079,000 | 806 |
| Provision for loan and lease losses | $30,833,000 | 162 |
| Total noninterest income | $1,420,000 | 2,543 |
| Gross Fiduciary activities income | $127,000 | 810 |
| Service charges on deposit accounts | $2,088,000 | 697 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-795,000 | 7,166 |
| Total noninterest expense | $31,597,000 | 631 |
| Salaries and employee benefits | $12,077,000 | 820 |
| Premises and equipment expense | $2,976,000 | 845 |
| Additional noninterest expense | $16,544,000 | 465 |
| Pre-tax net operating income | $-33,931,000 | 7,331 |
| Securities gains (losses) | $5,195,000 | 104 |
| Applicable income taxes | $-6,210,000 | 7,322 |
| Income before extraordinary items | $-22,526,000 | 7,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-22,526,000 | 7,304 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-22,526,000 | 7,304 |
| Net charge-offs | $75,931,000 | 92 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-26,578,100 | 7,313 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $23,783,000 | 894 |
| Total interest expense | $3,534,000 | 1,351 |
| Net interest income | $20,249,000 | 817 |
| Provision for loan and lease losses | $22,529,000 | 160 |
| Total noninterest income | $525,000 | 3,788 |
| Gross Fiduciary activities income | $89,000 | 812 |
| Service charges on deposit accounts | $1,533,000 | 719 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,097,000 | 7,329 |
| Total noninterest expense | $22,866,000 | 655 |
| Salaries and employee benefits | $9,148,000 | 815 |
| Premises and equipment expense | $2,261,000 | 842 |
| Additional noninterest expense | $11,457,000 | 489 |
| Pre-tax net operating income | $-24,621,000 | 7,416 |
| Securities gains (losses) | $1,828,000 | 201 |
| Applicable income taxes | $-8,064,000 | 7,419 |
| Income before extraordinary items | $-14,729,000 | 7,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,729,000 | 7,375 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-14,729,000 | 7,375 |
| Net charge-offs | $49,979,000 | 102 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-15,917,200 | 7,377 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $16,219,000 | 884 |
| Total interest expense | $2,379,000 | 1,378 |
| Net interest income | $13,840,000 | 795 |
| Provision for loan and lease losses | $15,616,000 | 160 |
| Total noninterest income | $-1,491,000 | 7,470 |
| Gross Fiduciary activities income | $60,000 | 822 |
| Service charges on deposit accounts | $986,000 | 744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,537,000 | 7,483 |
| Total noninterest expense | $15,684,000 | 653 |
| Salaries and employee benefits | $6,144,000 | 810 |
| Premises and equipment expense | $1,524,000 | 844 |
| Additional noninterest expense | $8,016,000 | 476 |
| Pre-tax net operating income | $-18,951,000 | 7,484 |
| Securities gains (losses) | $1,828,000 | 117 |
| Applicable income taxes | $-6,057,000 | 7,494 |
| Income before extraordinary items | $-11,066,000 | 7,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,066,000 | 7,449 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-11,066,000 | 7,449 |
| Net charge-offs | $37,307,000 | 104 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-12,254,200 | 7,453 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 893 |
| Total interest expense | $1,318,000 | 1,284 |
| Net interest income | $6,755,000 | 821 |
| Provision for loan and lease losses | $8,600,000 | 155 |
| Total noninterest income | $-1,320,000 | 7,549 |
| Gross Fiduciary activities income | $30,000 | 836 |
| Service charges on deposit accounts | $467,000 | 767 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,817,000 | 7,559 |
| Total noninterest expense | $7,423,000 | 682 |
| Salaries and employee benefits | $3,067,000 | 828 |
| Premises and equipment expense | $736,000 | 897 |
| Additional noninterest expense | $3,620,000 | 515 |
| Pre-tax net operating income | $-10,588,000 | 7,550 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-3,742,000 | 7,557 |
| Income before extraordinary items | $-6,846,000 | 7,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,846,000 | 7,517 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,846,000 | 7,517 |
| Net charge-offs | $5,060,000 | 271 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-6,846,000 | 7,519 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $37,325,000 | 811 |
| Total interest expense | $9,458,000 | 873 |
| Net interest income | $27,867,000 | 794 |
| Provision for loan and lease losses | $61,407,000 | 152 |
| Total noninterest income | $-6,021,000 | 7,645 |
| Gross Fiduciary activities income | $117,000 | 849 |
| Service charges on deposit accounts | $2,106,000 | 717 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,244,000 | 7,648 |
| Total noninterest expense | $31,625,000 | 647 |
| Salaries and employee benefits | $12,598,000 | 774 |
| Premises and equipment expense | $3,073,000 | 839 |
| Additional noninterest expense | $15,954,000 | 491 |
| Pre-tax net operating income | $-71,186,000 | 7,622 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-25,773,000 | 7,640 |
| Income before extraordinary items | $-45,413,000 | 7,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-45,413,000 | 7,596 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-45,413,000 | 7,596 |
| Net charge-offs | $36,557,000 | 210 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-45,413,000 | 7,592 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,804,000 | 798 |
| Total interest expense | $7,825,000 | 808 |
| Net interest income | $20,979,000 | 789 |
| Provision for loan and lease losses | $27,729,000 | 223 |
| Total noninterest income | $-742,000 | 7,668 |
| Gross Fiduciary activities income | $84,000 | 843 |
| Service charges on deposit accounts | $1,607,000 | 720 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,433,000 | 7,718 |
| Total noninterest expense | $23,821,000 | 631 |
| Salaries and employee benefits | $9,539,000 | 755 |
| Premises and equipment expense | $2,352,000 | 825 |
| Additional noninterest expense | $11,930,000 | 475 |
| Pre-tax net operating income | $-31,313,000 | 7,700 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-11,785,000 | 7,728 |
| Income before extraordinary items | $-19,528,000 | 7,658 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-19,528,000 | 7,657 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-19,528,000 | 7,658 |
| Net charge-offs | $27,225,000 | 205 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-19,528,000 | 7,651 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $19,591,000 | 786 |
| Total interest expense | $5,785,000 | 744 |
| Net interest income | $13,806,000 | 797 |
| Provision for loan and lease losses | $20,200,000 | 215 |
| Total noninterest income | $-606,000 | 7,760 |
| Gross Fiduciary activities income | $54,000 | 861 |
| Service charges on deposit accounts | $1,083,000 | 706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,743,000 | 7,789 |
| Total noninterest expense | $16,092,000 | 629 |
| Salaries and employee benefits | $6,215,000 | 773 |
| Premises and equipment expense | $1,601,000 | 817 |
| Additional noninterest expense | $8,276,000 | 452 |
| Pre-tax net operating income | $-23,092,000 | 7,764 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-8,880,000 | 7,794 |
| Income before extraordinary items | $-14,212,000 | 7,724 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-14,212,000 | 7,723 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-14,212,000 | 7,724 |
| Net charge-offs | $15,625,000 | 235 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-14,212,000 | 7,719 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,991,000 | 787 |
| Total interest expense | $3,079,000 | 732 |
| Net interest income | $6,912,000 | 796 |
| Provision for loan and lease losses | $11,300,000 | 209 |
| Total noninterest income | $165,000 | 4,066 |
| Gross Fiduciary activities income | $28,000 | 866 |
| Service charges on deposit accounts | $533,000 | 724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-396,000 | 7,856 |
| Total noninterest expense | $7,890,000 | 644 |
| Salaries and employee benefits | $3,093,000 | 788 |
| Premises and equipment expense | $839,000 | 800 |
| Additional noninterest expense | $3,958,000 | 467 |
| Pre-tax net operating income | $-12,113,000 | 7,863 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-4,657,000 | 7,899 |
| Income before extraordinary items | $-7,456,000 | 7,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-7,456,000 | 7,826 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-7,456,000 | 7,826 |
| Net charge-offs | $9,085,000 | 223 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-7,456,000 | 7,824 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $42,283,000 | 789 |
| Total interest expense | $16,603,000 | 690 |
| Net interest income | $25,680,000 | 844 |
| Provision for loan and lease losses | $44,430,000 | 270 |
| Total noninterest income | $-2,031,000 | 7,969 |
| Gross Fiduciary activities income | $83,000 | 891 |
| Service charges on deposit accounts | $2,304,000 | 734 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,418,000 | 7,986 |
| Total noninterest expense | $28,153,000 | 753 |
| Salaries and employee benefits | $12,552,000 | 776 |
| Premises and equipment expense | $3,297,000 | 819 |
| Additional noninterest expense | $12,304,000 | 661 |
| Pre-tax net operating income | $-48,934,000 | 7,861 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-18,824,000 | 7,917 |
| Income before extraordinary items | $-30,110,000 | 7,816 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-30,110,000 | 7,816 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-30,110,000 | 7,816 |
| Net charge-offs | $28,934,000 | 304 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-30,110,000 | 7,817 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $32,319,000 | 794 |
| Total interest expense | $12,943,000 | 709 |
| Net interest income | $19,376,000 | 846 |
| Provision for loan and lease losses | $28,430,000 | 309 |
| Total noninterest income | $2,032,000 | 1,759 |
| Gross Fiduciary activities income | $58,000 | 889 |
| Service charges on deposit accounts | $1,697,000 | 737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $277,000 | 3,741 |
| Total noninterest expense | $20,879,000 | 752 |
| Salaries and employee benefits | $9,433,000 | 785 |
| Premises and equipment expense | $2,510,000 | 823 |
| Additional noninterest expense | $8,936,000 | 646 |
| Pre-tax net operating income | $-27,901,000 | 7,920 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-10,756,000 | 7,985 |
| Income before extraordinary items | $-17,145,000 | 7,873 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-17,145,000 | 7,873 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-17,145,000 | 7,873 |
| Net charge-offs | $19,135,000 | 314 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-17,145,000 | 7,876 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,224,000 | 788 |
| Total interest expense | $8,847,000 | 732 |
| Net interest income | $13,377,000 | 806 |
| Provision for loan and lease losses | $18,400,000 | 317 |
| Total noninterest income | $1,735,000 | 1,481 |
| Gross Fiduciary activities income | $36,000 | 916 |
| Service charges on deposit accounts | $1,106,000 | 750 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $593,000 | 2,006 |
| Total noninterest expense | $13,938,000 | 764 |
| Salaries and employee benefits | $6,287,000 | 808 |
| Premises and equipment expense | $1,709,000 | 825 |
| Additional noninterest expense | $5,942,000 | 652 |
| Pre-tax net operating income | $-17,226,000 | 8,009 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-6,651,000 | 8,062 |
| Income before extraordinary items | $-10,575,000 | 7,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,575,000 | 7,953 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-10,575,000 | 7,954 |
| Net charge-offs | $14,049,000 | 299 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,575,000 | 7,960 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,817,000 | 740 |
| Total interest expense | $4,424,000 | 758 |
| Net interest income | $7,393,000 | 720 |
| Provision for loan and lease losses | $8,500,000 | 289 |
| Total noninterest income | $1,001,000 | 1,287 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $550,000 | 727 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $447,000 | 1,496 |
| Total noninterest expense | $6,368,000 | 792 |
| Salaries and employee benefits | $3,092,000 | 820 |
| Premises and equipment expense | $863,000 | 822 |
| Additional noninterest expense | $2,413,000 | 702 |
| Pre-tax net operating income | $-6,474,000 | 8,069 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,505,000 | 8,109 |
| Income before extraordinary items | $-3,969,000 | 8,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,969,000 | 8,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,969,000 | 8,023 |
| Net charge-offs | $7,386,000 | 245 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,969,000 | 8,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $50,084,000 | 741 |
| Total interest expense | $23,020,000 | 693 |
| Net interest income | $27,064,000 | 794 |
| Provision for loan and lease losses | $46,963,000 | 200 |
| Total noninterest income | $2,848,000 | 1,646 |
| Gross Fiduciary activities income | $17,000 | 1,132 |
| Service charges on deposit accounts | $2,708,000 | 642 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $123,000 | 5,638 |
| Total noninterest expense | $82,206,000 | 283 |
| Salaries and employee benefits | $11,866,000 | 838 |
| Premises and equipment expense | $3,400,000 | 809 |
| Additional noninterest expense | $66,940,000 | 183 |
| Pre-tax net operating income | $-99,257,000 | 8,242 |
| Securities gains (losses) | $238,000 | 644 |
| Applicable income taxes | $-17,832,000 | 8,221 |
| Income before extraordinary items | $-81,187,000 | 8,217 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-81,187,000 | 8,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,529,000 | 166 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-81,382,160 | 8,227 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $38,405,000 | 751 |
| Total interest expense | $17,797,000 | 699 |
| Net interest income | $20,608,000 | 800 |
| Provision for loan and lease losses | $27,729,000 | 200 |
| Total noninterest income | $1,984,000 | 1,779 |
| Gross Fiduciary activities income | $13,000 | 1,114 |
| Service charges on deposit accounts | $2,069,000 | 637 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-98,000 | 8,266 |
| Total noninterest expense | $74,828,000 | 232 |
| Salaries and employee benefits | $9,580,000 | 795 |
| Premises and equipment expense | $2,563,000 | 808 |
| Additional noninterest expense | $62,685,000 | 145 |
| Pre-tax net operating income | $-79,965,000 | 8,344 |
| Securities gains (losses) | $238,000 | 549 |
| Applicable income taxes | $-9,540,000 | 8,309 |
| Income before extraordinary items | $-70,187,000 | 8,332 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-70,187,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,168,000 | 155 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-70,396,440 | 8,336 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,879,000 | 746 |
| Total interest expense | $12,198,000 | 702 |
| Net interest income | $13,681,000 | 804 |
| Provision for loan and lease losses | $16,255,000 | 191 |
| Total noninterest income | $1,926,000 | 1,372 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $1,382,000 | 624 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $535,000 | 2,133 |
| Total noninterest expense | $13,478,000 | 726 |
| Salaries and employee benefits | $6,503,000 | 793 |
| Premises and equipment expense | $1,684,000 | 819 |
| Additional noninterest expense | $5,291,000 | 589 |
| Pre-tax net operating income | $-14,126,000 | 8,375 |
| Securities gains (losses) | $238,000 | 541 |
| Applicable income taxes | $-5,354,000 | 8,382 |
| Income before extraordinary items | $-8,534,000 | 8,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,534,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,317,000 | 145 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-8,686,320 | 8,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,419,000 | 749 |
| Total interest expense | $6,573,000 | 697 |
| Net interest income | $6,846,000 | 800 |
| Provision for loan and lease losses | $4,800,000 | 222 |
| Total noninterest income | $1,099,000 | 1,235 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $691,000 | 613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $403,000 | 1,621 |
| Total noninterest expense | $6,145,000 | 779 |
| Salaries and employee benefits | $3,181,000 | 811 |
| Premises and equipment expense | $821,000 | 844 |
| Additional noninterest expense | $2,143,000 | 683 |
| Pre-tax net operating income | $-3,000,000 | 8,401 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,168,000 | 8,406 |
| Income before extraordinary items | $-1,832,000 | 8,377 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,832,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,507,000 | 156 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,832,000 | 8,373 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $46,395,000 | 906 |
| Total interest expense | $22,741,000 | 870 |
| Net interest income | $23,654,000 | 929 |
| Provision for loan and lease losses | $19,425,000 | 161 |
| Total noninterest income | $3,630,000 | 1,407 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $1,992,000 | 894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,634,000 | 1,578 |
| Total noninterest expense | $72,647,000 | 289 |
| Salaries and employee benefits | $9,166,000 | 1,092 |
| Premises and equipment expense | $2,564,000 | 1,033 |
| Additional noninterest expense | $60,917,000 | 156 |
| Pre-tax net operating income | $-64,788,000 | 8,521 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,107,000 | 8,489 |
| Income before extraordinary items | $-60,681,000 | 8,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-60,681,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,604,000 | 198 |
| Cash dividends | $265,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-60,681,000 | 8,515 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,937,000 | 959 |
| Total interest expense | $15,263,000 | 970 |
| Net interest income | $17,674,000 | 941 |
| Provision for loan and lease losses | $2,505,000 | 426 |
| Total noninterest income | $2,534,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,309,000 | 1,005 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,225,000 | 1,575 |
| Total noninterest expense | $13,057,000 | 1,063 |
| Salaries and employee benefits | $6,699,000 | 1,122 |
| Premises and equipment expense | $1,839,000 | 1,077 |
| Additional noninterest expense | $4,519,000 | 902 |
| Pre-tax net operating income | $4,646,000 | 1,460 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,731,000 | 1,083 |
| Income before extraordinary items | $2,915,000 | 1,731 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,915,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,214,000 | 374 |
| Cash dividends | $265,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,915,000 | 1,719 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 2,720 |
| Total interest expense | $3,531,000 | 2,599 |
| Net interest income | $3,891,000 | 2,825 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $455,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $151,000 | 4,076 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $304,000 | 2,993 |
| Total noninterest expense | $3,070,000 | 2,915 |
| Salaries and employee benefits | $1,591,000 | 3,087 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $938,000 | 2,762 |
| Pre-tax net operating income | $1,251,000 | 3,024 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $480,000 | 2,124 |
| Income before extraordinary items | $771,000 | 3,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $771,000 | 3,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,246 |
| Cash dividends | $135,000 | 4,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $771,000 | 3,579 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 5,404 |
| Total interest expense | $677,000 | 5,062 |
| Net interest income | $757,000 | 5,564 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $110,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $612,000 | 5,693 |
| Salaries and employee benefits | $340,000 | 5,687 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $192,000 | 5,396 |
| Pre-tax net operating income | $255,000 | 5,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $98,000 | 3,297 |
| Income before extraordinary items | $157,000 | 5,559 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $157,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $135,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $157,000 | 5,544 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,384,000 | 1,881 |
| Total interest expense | $8,993,000 | 1,853 |
| Net interest income | $12,391,000 | 1,865 |
| Provision for loan and lease losses | $415,000 | 2,208 |
| Total noninterest income | $1,410,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $426,000 | 3,399 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $984,000 | 2,253 |
| Total noninterest expense | $8,489,000 | 2,072 |
| Salaries and employee benefits | $4,627,000 | 2,109 |
| Premises and equipment expense | $1,765,000 | 1,458 |
| Additional noninterest expense | $2,097,000 | 2,455 |
| Pre-tax net operating income | $4,897,000 | 1,921 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,837,000 | 1,420 |
| Income before extraordinary items | $3,060,000 | 2,244 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,060,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $501,000 | 3,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,060,000 | 2,229 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,467,000 | 1,930 |
| Total interest expense | $6,231,000 | 1,926 |
| Net interest income | $9,236,000 | 1,897 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $985,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $313,000 | 3,473 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $672,000 | 2,374 |
| Total noninterest expense | $6,277,000 | 2,111 |
| Salaries and employee benefits | $3,404,000 | 2,161 |
| Premises and equipment expense | $1,280,000 | 1,520 |
| Additional noninterest expense | $1,593,000 | 2,417 |
| Pre-tax net operating income | $3,644,000 | 1,993 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,366,000 | 1,494 |
| Income before extraordinary items | $2,278,000 | 2,326 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,278,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $362,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,278,000 | 2,314 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 2,022 |
| Total interest expense | $3,698,000 | 2,028 |
| Net interest income | $5,826,000 | 2,005 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $591,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 3,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $388,000 | 2,603 |
| Total noninterest expense | $4,088,000 | 2,163 |
| Salaries and employee benefits | $2,233,000 | 2,203 |
| Premises and equipment expense | $837,000 | 1,552 |
| Additional noninterest expense | $1,018,000 | 2,513 |
| Pre-tax net operating income | $2,029,000 | 2,279 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $760,000 | 1,740 |
| Income before extraordinary items | $1,269,000 | 2,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,269,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $220,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,269,000 | 2,653 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 2,187 |
| Total interest expense | $1,565,000 | 2,248 |
| Net interest income | $2,729,000 | 2,129 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $255,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,907 |
| Total noninterest expense | $1,999,000 | 2,221 |
| Salaries and employee benefits | $1,098,000 | 2,240 |
| Premises and equipment expense | $410,000 | 1,591 |
| Additional noninterest expense | $491,000 | 2,580 |
| Pre-tax net operating income | $785,000 | 2,752 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $293,000 | 2,058 |
| Income before extraordinary items | $492,000 | 3,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $99,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $492,000 | 3,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,338,000 | 2,651 |
| Total interest expense | $3,617,000 | 2,863 |
| Net interest income | $8,721,000 | 2,495 |
| Provision for loan and lease losses | $553,000 | 1,755 |
| Total noninterest income | $965,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $344,000 | 3,880 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $621,000 | 2,998 |
| Total noninterest expense | $6,833,000 | 2,435 |
| Salaries and employee benefits | $3,589,000 | 2,542 |
| Premises and equipment expense | $1,493,000 | 1,635 |
| Additional noninterest expense | $1,751,000 | 2,828 |
| Pre-tax net operating income | $2,300,000 | 3,349 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $857,000 | 2,497 |
| Income before extraordinary items | $1,443,000 | 3,877 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,443,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,159 |
| Cash dividends | $27,000 | 5,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,443,000 | 3,854 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 2,811 |
| Total interest expense | $2,410,000 | 3,017 |
| Net interest income | $5,979,000 | 2,688 |
| Provision for loan and lease losses | $428,000 | 1,623 |
| Total noninterest income | $642,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $399,000 | 3,286 |
| Total noninterest expense | $4,866,000 | 2,533 |
| Salaries and employee benefits | $2,505,000 | 2,664 |
| Premises and equipment expense | $1,072,000 | 1,701 |
| Additional noninterest expense | $1,289,000 | 2,848 |
| Pre-tax net operating income | $1,327,000 | 4,068 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $503,000 | 2,925 |
| Income before extraordinary items | $824,000 | 4,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $824,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $824,000 | 4,635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 3,056 |
| Total interest expense | $1,399,000 | 3,225 |
| Net interest income | $3,568,000 | 2,948 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $326,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $151,000 | 4,136 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $175,000 | 3,997 |
| Total noninterest expense | $3,082,000 | 2,632 |
| Salaries and employee benefits | $1,590,000 | 2,774 |
| Premises and equipment expense | $666,000 | 1,796 |
| Additional noninterest expense | $826,000 | 2,929 |
| Pre-tax net operating income | $482,000 | 5,559 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $167,000 | 4,090 |
| Income before extraordinary items | $315,000 | 6,018 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $315,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,070 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $315,000 | 5,965 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 3,425 |
| Total interest expense | $577,000 | 3,609 |
| Net interest income | $1,544,000 | 3,330 |
| Provision for loan and lease losses | $107,000 | 1,919 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $1,413,000 | 2,864 |
| Salaries and employee benefits | $692,000 | 3,154 |
| Premises and equipment expense | $323,000 | 1,865 |
| Additional noninterest expense | $398,000 | 3,027 |
| Pre-tax net operating income | $148,000 | 6,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,000 | 7,079 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 6,038 |
| Total interest expense | $1,036,000 | 5,557 |
| Net interest income | $2,380,000 | 6,151 |
| Provision for loan and lease losses | $237,000 | 3,402 |
| Total noninterest income | $334,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $135,000 | 5,973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $199,000 | 5,119 |
| Total noninterest expense | $3,058,000 | 4,602 |
| Salaries and employee benefits | $1,505,000 | 4,936 |
| Premises and equipment expense | $770,000 | 2,882 |
| Additional noninterest expense | $783,000 | 5,170 |
| Pre-tax net operating income | $-581,000 | 8,690 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-231,000 | 8,828 |
| Income before extraordinary items | $-350,000 | 8,648 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-350,000 | 8,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,502 |
| Cash dividends | $408,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-350,000 | 8,620 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 6,849 |
| Total interest expense | $429,000 | 7,051 |
| Net interest income | $1,501,000 | 6,626 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $382,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $156,000 | 5,186 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $226,000 | 4,260 |
| Total noninterest expense | $1,167,000 | 6,751 |
| Salaries and employee benefits | $619,000 | 6,822 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $330,000 | 6,878 |
| Pre-tax net operating income | $716,000 | 5,462 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $265,000 | 3,979 |
| Income before extraordinary items | $451,000 | 6,047 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $451,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,681 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $451,000 | 5,973 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 7,025 |
| Total interest expense | $281,000 | 7,129 |
| Net interest income | $924,000 | 6,877 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $146,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $797,000 | 6,730 |
| Salaries and employee benefits | $431,000 | 6,755 |
| Premises and equipment expense | $139,000 | 5,891 |
| Additional noninterest expense | $227,000 | 6,828 |
| Pre-tax net operating income | $273,000 | 6,678 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $101,000 | 4,830 |
| Income before extraordinary items | $172,000 | 7,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,750 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $172,000 | 7,066 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,105 |
| Total interest expense | $139,000 | 7,207 |
| Net interest income | $455,000 | 6,950 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $76,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $404,000 | 6,735 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $127,000 | 6,767 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $80,000 | 7,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,000 | 7,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 7,210 |
| Total interest expense | $682,000 | 7,102 |
| Net interest income | $1,656,000 | 7,134 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $338,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $229,000 | 4,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $1,755,000 | 6,430 |
| Salaries and employee benefits | $930,000 | 6,500 |
| Premises and equipment expense | $335,000 | 5,317 |
| Additional noninterest expense | $490,000 | 6,603 |
| Pre-tax net operating income | $239,000 | 7,680 |
| Securities gains (losses) | $270,000 | 1,120 |
| Applicable income taxes | $188,000 | 5,007 |
| Income before extraordinary items | $321,000 | 7,175 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $321,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,488 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $148,200 | 7,895 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 7,305 |
| Total interest expense | $535,000 | 7,145 |
| Net interest income | $1,213,000 | 7,239 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $263,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,231 |
| Total noninterest expense | $1,319,000 | 6,397 |
| Salaries and employee benefits | $698,000 | 6,477 |
| Premises and equipment expense | $243,000 | 5,418 |
| Additional noninterest expense | $378,000 | 6,503 |
| Pre-tax net operating income | $157,000 | 7,933 |
| Securities gains (losses) | $270,000 | 1,034 |
| Applicable income taxes | $158,000 | 5,025 |
| Income before extraordinary items | $269,000 | 7,120 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $269,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,682 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $96,200 | 8,115 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 7,315 |
| Total interest expense | $367,000 | 7,212 |
| Net interest income | $821,000 | 7,204 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $172,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $115,000 | 4,936 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $868,000 | 6,451 |
| Salaries and employee benefits | $454,000 | 6,580 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $249,000 | 6,534 |
| Pre-tax net operating income | $125,000 | 7,804 |
| Securities gains (losses) | $181,000 | 1,105 |
| Applicable income taxes | $113,000 | 4,954 |
| Income before extraordinary items | $193,000 | 7,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $193,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,066 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $77,160 | 8,008 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 7,297 |
| Total interest expense | $193,000 | 7,175 |
| Net interest income | $411,000 | 7,212 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $422,000 | 6,552 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $54,000 | 1,343 |
| Applicable income taxes | $49,000 | 5,135 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,305 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $49,440 | 7,769 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 8,128 |
| Total interest expense | $661,000 | 7,922 |
| Net interest income | $1,086,000 | 8,135 |
| Provision for loan and lease losses | $51,000 | 6,669 |
| Total noninterest income | $263,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $169,000 | 5,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,565 |
| Total noninterest expense | $1,132,000 | 7,636 |
| Salaries and employee benefits | $583,000 | 7,771 |
| Premises and equipment expense | $221,000 | 6,510 |
| Additional noninterest expense | $328,000 | 7,597 |
| Pre-tax net operating income | $166,000 | 8,062 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $67,000 | 6,318 |
| Income before extraordinary items | $115,000 | 8,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $115,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,463 |
| Cash dividends | $115,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $104,760 | 8,217 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 7,009 |
| Total interest expense | $1,604,000 | 6,774 |
| Net interest income | $1,619,000 | 7,118 |
| Provision for loan and lease losses | $800,000 | 1,496 |
| Total noninterest income | $338,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $248,000 | 4,660 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $90,000 | 6,656 |
| Total noninterest expense | $1,584,000 | 6,612 |
| Salaries and employee benefits | $786,000 | 6,851 |
| Premises and equipment expense | $356,000 | 4,968 |
| Additional noninterest expense | $442,000 | 6,836 |
| Pre-tax net operating income | $-427,000 | 9,124 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-403,000 | 9,183 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-403,000 | 9,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 1,149 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-427,000 | 9,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 6,828 |
| Total interest expense | $1,640,000 | 6,876 |
| Net interest income | $1,955,000 | 6,624 |
| Provision for loan and lease losses | $396,000 | 2,299 |
| Total noninterest income | $356,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,639 |
| Total noninterest expense | $1,614,000 | 6,453 |
| Salaries and employee benefits | $800,000 | 6,727 |
| Premises and equipment expense | $365,000 | 4,803 |
| Additional noninterest expense | $449,000 | 6,782 |
| Pre-tax net operating income | $301,000 | 7,888 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $101,000 | 6,491 |
| Income before extraordinary items | $166,000 | 8,311 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $166,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,491 |
| Cash dividends | $127,000 | 5,697 |
| Sale, conversion, retirement of capital stock, net | $-173,000 | 9,797 |
| Net operating income | $187,760 | 8,153 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 7,180 |
| Total interest expense | $1,339,000 | 7,321 |
| Net interest income | $1,838,000 | 6,935 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $424,000 | 5,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,379 |
| Total noninterest expense | $1,744,000 | 6,195 |
| Salaries and employee benefits | $878,000 | 6,410 |
| Premises and equipment expense | $368,000 | 4,800 |
| Additional noninterest expense | $498,000 | 6,530 |
| Pre-tax net operating income | $343,000 | 7,870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $279,000 | 7,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $279,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $279,000 | 7,705 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 7,592 |
| Total interest expense | $1,188,000 | 7,938 |
| Net interest income | $1,764,000 | 7,132 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $421,000 | 5,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,471 |
| Total noninterest expense | $1,686,000 | 6,254 |
| Salaries and employee benefits | $862,000 | 6,397 |
| Premises and equipment expense | $360,000 | 4,790 |
| Additional noninterest expense | $464,000 | 6,691 |
| Pre-tax net operating income | $199,000 | 8,906 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $53,000 | 8,285 |
| Income before extraordinary items | $146,000 | 9,003 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $146,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,926 |
| Cash dividends | $70,000 | 6,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $146,000 | 8,943 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 7,961 |
| Total interest expense | $1,136,000 | 8,296 |
| Net interest income | $1,698,000 | 7,557 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $356,000 | 6,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,581,000 | 6,576 |
| Salaries and employee benefits | $791,000 | 6,833 |
| Premises and equipment expense | $348,000 | 4,919 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $353,000 | 8,717 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $145,000 | 7,681 |
| Income before extraordinary items | $208,000 | 9,085 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $208,000 | 9,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $208,000 | 9,047 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 8,408 |
| Total interest expense | $1,062,000 | 8,811 |
| Net interest income | $1,648,000 | 7,907 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $1,531,000 | 7,023 |
| Salaries and employee benefits | $787,000 | 7,044 |
| Premises and equipment expense | $319,000 | 5,342 |
| Additional noninterest expense | $425,000 | 7,675 |
| Pre-tax net operating income | $317,000 | 9,016 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $197,000 | 9,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $197,000 | 9,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,119 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $192,520 | 9,318 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 9,067 |
| Total interest expense | $931,000 | 9,499 |
| Net interest income | $1,504,000 | 8,525 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $289,000 | 7,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,403,000 | 7,573 |
| Salaries and employee benefits | $697,000 | 7,728 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $412,000 | 8,074 |
| Pre-tax net operating income | $390,000 | 9,131 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $141,000 | 8,433 |
| Income before extraordinary items | $249,000 | 9,419 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $249,000 | 9,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 11,791 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $249,000 | 9,403 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 9,748 |
| Total interest expense | $635,000 | 10,428 |
| Net interest income | $1,395,000 | 9,170 |
| Provision for loan and lease losses | $138,000 | 3,794 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,311,000 | 8,197 |
| Salaries and employee benefits | $624,000 | 8,454 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $424,000 | 8,587 |
| Pre-tax net operating income | $188,000 | 10,985 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $53,000 | 10,390 |
| Income before extraordinary items | $135,000 | 11,000 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $135,000 | 11,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,815 |
| Cash dividends | $23,000 | 8,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $135,000 | 11,055 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 10,536 |
| Total interest expense | $664,000 | 10,802 |
| Net interest income | $1,165,000 | 10,181 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $248,000 | 8,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,222,000 | 8,809 |
| Salaries and employee benefits | $619,000 | 8,642 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $379,000 | 9,492 |
| Pre-tax net operating income | $86,000 | 11,955 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $52,000 | 10,892 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $59,730 | 12,027 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 11,123 |
| Total interest expense | $767,000 | 11,479 |
| Net interest income | $1,120,000 | 10,630 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $254,000 | 8,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,160,000 | 9,238 |
| Salaries and employee benefits | $598,000 | 8,819 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $331,000 | 10,429 |
| Pre-tax net operating income | $154,000 | 11,491 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $96,000 | 11,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $96,000 | 12,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $87,040 | 11,819 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.