Home > Vision Bank > Assets and Liabilities
Vision Bank, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 184 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $653,057,000 | 1,011 |
| Cash and due from depository institutions | $20,784,000 | 807 |
| Interest-bearing balances | $0 | 6,975 |
| Securities | $101,000,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $17,500,000 | 308 |
| Net loans & leases | $469,038,000 | 874 |
| Loan loss allowance | $23,839,000 | 355 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $16,555,000 | 696 |
| Other real estate owned | $0 | 807 |
| Goodwill and other intangibles | $1,615,000 | 1,283 |
| All other assets | $26,565,000 | 836 |
| Life insurance assets | $3,450,000 | 1,758 |
| Total liabilities and capital | $653,057,000 | 1,011 |
| Total liabilities | $541,876,000 | 1,105 |
| Total deposits | $532,499,000 | 1,012 |
| Interest-bearing deposits | $452,604,000 | 1,019 |
| Deposits held in domestic offices | $532,499,000 | 1,008 |
| % insured | 85.30% | 5,251 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $1,368,000 | 3,788 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $8,009,000 | 712 |
| Total equity capital | $111,181,000 | 647 |
| Total bank equity capital | $111,181,000 | 646 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $116,000 | 5,409 |
| Surplus | $330,896,000 | 191 |
| Undivided profits | $-219,831,000 | 7,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $99,114,000 | 180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,327,000 | 2,182 |
| Earning assets | $587,538,000 | 1,023 |
| Long-term assets (5+ years) | $84,125,000 | 1,808 |
| Average Assets, year-to-date | $732,967,600 | 893 |
| Average Assets, quarterly | $672,749,500 | 979 |
| Volatile liabilities | $21,491,000 | 2,093 |
| Insider loans | $4,404,000 | 1,463 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $5,611,000 | 514 |
| Unused loan commitments | $69,785,000 | 964 |
| Tier 1 (core) risk-based capital | $109,566,000 | 597 |
| Tier 2 risk-based capital | $6,071,000 | 877 |
| Total risk weighted assets | $467,842,000 | 935 |
| Total unused commitments | $69,785,000 | 966 |
| Derivatives | $10,053,000 | 567 |
| 2011-09-30 | Rank | |
| # of Employees: | 187 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $697,032,000 | 951 |
| Cash and due from depository institutions | $22,312,000 | 786 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $114,321,000 | 1,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $514,773,000 | 803 |
| Loan loss allowance | $34,425,000 | 271 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $16,617,000 | 681 |
| Other real estate owned | $769,000 | 786 |
| Goodwill and other intangibles | $3,003,000 | 967 |
| All other assets | $25,237,000 | 874 |
| Life insurance assets | $3,418,000 | 1,737 |
| Total liabilities and capital | $697,032,000 | 951 |
| Total liabilities | $571,570,000 | 1,036 |
| Total deposits | $542,331,000 | 998 |
| Interest-bearing deposits | $457,937,000 | 1,014 |
| Deposits held in domestic offices | $542,331,000 | 995 |
| % insured | 84.03% | 5,661 |
| Federal funds purchased & repurchase agreements | $22,900,000 | 551 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,384,000 | 3,902 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,955,000 | 1,061 |
| Total equity capital | $125,462,000 | 584 |
| Total bank equity capital | $125,462,000 | 584 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $116,000 | 5,472 |
| Surplus | $330,895,000 | 189 |
| Undivided profits | $-205,549,000 | 7,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $105,999,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,624,000 | 1,860 |
| Earning assets | $629,094,000 | 959 |
| Long-term assets (5+ years) | $132,161,000 | 1,145 |
| Average Assets, year-to-date | $763,611,750 | 865 |
| Average Assets, quarterly | $721,162,000 | 926 |
| Volatile liabilities | $45,510,000 | 1,140 |
| Insider loans | $4,565,000 | 1,428 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $6,175,000 | 429 |
| Unused loan commitments | $63,333,000 | 1,051 |
| Tier 1 (core) risk-based capital | $115,804,000 | 577 |
| Tier 2 risk-based capital | $6,744,000 | 782 |
| Total risk weighted assets | $521,880,000 | 833 |
| Total unused commitments | $63,333,000 | 1,053 |
| Derivatives | $14,631,000 | 535 |
| 2011-06-30 | Rank | |
| # of Employees: | 199 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $745,292,000 | 900 |
| Cash and due from depository institutions | $32,152,000 | 748 |
| Interest-bearing balances | $0 | 7,029 |
| Securities | $120,092,000 | 1,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $527,850,000 | 795 |
| Loan loss allowance | $37,259,000 | 262 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $16,830,000 | 682 |
| Other real estate owned | $5,050,000 | 748 |
| Goodwill and other intangibles | $3,533,000 | 900 |
| All other assets | $39,785,000 | 587 |
| Life insurance assets | $3,391,000 | 1,730 |
| Total liabilities and capital | $745,292,000 | 900 |
| Total liabilities | $619,530,000 | 958 |
| Total deposits | $581,299,000 | 923 |
| Interest-bearing deposits | $486,814,000 | 947 |
| Deposits held in domestic offices | $581,299,000 | 919 |
| % insured | 81.68% | 6,136 |
| Federal funds purchased & repurchase agreements | $32,200,000 | 447 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,400,000 | 3,961 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,631,000 | 1,047 |
| Total equity capital | $125,762,000 | 566 |
| Total bank equity capital | $125,762,000 | 566 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $116,000 | 5,535 |
| Surplus | $325,895,000 | 194 |
| Undivided profits | $-200,249,000 | 7,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $118,542,000 | 177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,747,000 | 1,659 |
| Earning assets | $647,942,000 | 932 |
| Long-term assets (5+ years) | $138,759,000 | 1,086 |
| Average Assets, year-to-date | $785,805,000 | 854 |
| Average Assets, quarterly | $774,200,500 | 867 |
| Volatile liabilities | $55,387,000 | 967 |
| Insider loans | $4,806,000 | 1,381 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $3,738,000 | 435 |
| Unused loan commitments | $68,837,000 | 980 |
| Tier 1 (core) risk-based capital | $116,011,000 | 569 |
| Tier 2 risk-based capital | $7,265,000 | 750 |
| Total risk weighted assets | $551,125,000 | 805 |
| Total unused commitments | $68,837,000 | 982 |
| Derivatives | $30,242,000 | 328 |
| 2011-03-31 | Rank | |
| # of Employees: | 200 | 744 |
| Assets and Liabilities | ||
| Total Assets: | $803,109,000 | 840 |
| Cash and due from depository institutions | $24,227,000 | 744 |
| Interest-bearing balances | $0 | 7,081 |
| Securities | $117,544,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $575,942,000 | 733 |
| Loan loss allowance | $50,806,000 | 210 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $17,334,000 | 651 |
| Other real estate owned | $24,341,000 | 744 |
| Goodwill and other intangibles | $4,063,000 | 846 |
| All other assets | $39,658,000 | 607 |
| Life insurance assets | $3,364,000 | 1,736 |
| Total liabilities and capital | $803,109,000 | 840 |
| Total liabilities | $675,594,000 | 890 |
| Total deposits | $596,762,000 | 908 |
| Interest-bearing deposits | $509,246,000 | 927 |
| Deposits held in domestic offices | $596,762,000 | 906 |
| % insured | 82.00% | 6,159 |
| Federal funds purchased & repurchase agreements | $72,700,000 | 286 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,416,000 | 4,037 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,716,000 | 1,051 |
| Total equity capital | $127,515,000 | 547 |
| Total bank equity capital | $127,515,000 | 547 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $116,000 | 5,587 |
| Surplus | $313,896,000 | 196 |
| Undivided profits | $-186,497,000 | 7,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $163,343,000 | 140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,980,000 | 1,451 |
| Earning assets | $693,486,000 | 880 |
| Long-term assets (5+ years) | $158,994,000 | 930 |
| Average Assets, year-to-date | $806,061,500 | 837 |
| Average Assets, quarterly | $806,061,500 | 837 |
| Volatile liabilities | $97,103,000 | 631 |
| Insider loans | $5,242,000 | 1,285 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $3,620,000 | 394 |
| Unused loan commitments | $68,310,000 | 1,003 |
| Tier 1 (core) risk-based capital | $116,336,000 | 556 |
| Tier 2 risk-based capital | $8,016,000 | 691 |
| Total risk weighted assets | $598,437,000 | 754 |
| Total unused commitments | $68,310,000 | 1,005 |
| Derivatives | $25,671,000 | 332 |
| 2010-12-31 | Rank | |
| # of Employees: | 205 | 730 |
| Assets and Liabilities | ||
| Total Assets: | $809,014,000 | 839 |
| Cash and due from depository institutions | $12,469,000 | 730 |
| Interest-bearing balances | $0 | 7,115 |
| Securities | $108,767,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $593,821,000 | 725 |
| Loan loss allowance | $46,759,000 | 221 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $17,614,000 | 641 |
| Other real estate owned | $35,939,000 | 730 |
| Goodwill and other intangibles | $4,593,000 | 794 |
| All other assets | $35,811,000 | 660 |
| Life insurance assets | $3,337,000 | 1,733 |
| Total liabilities and capital | $809,014,000 | 839 |
| Total liabilities | $682,971,000 | 887 |
| Total deposits | $633,283,000 | 857 |
| Interest-bearing deposits | $554,052,000 | 843 |
| Deposits held in domestic offices | $633,283,000 | 856 |
| % insured | 82.84% | 5,981 |
| Federal funds purchased & repurchase agreements | $44,000,000 | 398 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,431,000 | 4,209 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,257,000 | 1,117 |
| Total equity capital | $126,043,000 | 556 |
| Total bank equity capital | $126,043,000 | 555 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $116,000 | 5,661 |
| Surplus | $304,896,000 | 196 |
| Undivided profits | $-178,969,000 | 7,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $171,816,000 | 138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,989,000 | 1,501 |
| Earning assets | $702,588,000 | 873 |
| Long-term assets (5+ years) | $143,871,000 | 988 |
| Average Assets, year-to-date | $857,967,000 | 788 |
| Average Assets, quarterly | $823,519,000 | 822 |
| Volatile liabilities | $202,686,000 | 674 |
| Insider loans | $5,300,000 | 1,302 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $5,924,000 | 493 |
| Unused loan commitments | $44,963,000 | 1,363 |
| Tier 1 (core) risk-based capital | $114,471,000 | 564 |
| Tier 2 risk-based capital | $8,332,000 | 677 |
| Total risk weighted assets | $628,117,000 | 728 |
| Total unused commitments | $44,963,000 | 1,364 |
| Derivatives | $25,476,000 | 365 |
| 2010-09-30 | Rank | |
| # of Employees: | 208 | 711 |
| Assets and Liabilities | ||
| Total Assets: | $838,024,000 | 814 |
| Cash and due from depository institutions | $15,796,000 | 711 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $114,662,000 | 1,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $607,791,000 | 715 |
| Loan loss allowance | $44,591,000 | 235 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $17,850,000 | 635 |
| Other real estate owned | $43,178,000 | 711 |
| Goodwill and other intangibles | $5,123,000 | 745 |
| All other assets | $33,624,000 | 704 |
| Life insurance assets | $3,310,000 | 1,732 |
| Total liabilities and capital | $838,024,000 | 814 |
| Total liabilities | $717,629,000 | 852 |
| Total deposits | $651,467,000 | 836 |
| Interest-bearing deposits | $550,804,000 | 857 |
| Deposits held in domestic offices | $651,467,000 | 833 |
| % insured | 80.64% | 6,009 |
| Federal funds purchased & repurchase agreements | $59,500,000 | 321 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,447,000 | 4,328 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,215,000 | 1,045 |
| Total equity capital | $120,395,000 | 578 |
| Total bank equity capital | $120,395,000 | 576 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $116,000 | 5,750 |
| Surplus | $288,896,000 | 207 |
| Undivided profits | $-168,617,000 | 7,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $138,768,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,556,000 | 1,204 |
| Earning assets | $722,453,000 | 856 |
| Long-term assets (5+ years) | $121,371,000 | 1,138 |
| Average Assets, year-to-date | $870,205,250 | 776 |
| Average Assets, quarterly | $850,636,500 | 802 |
| Volatile liabilities | $228,479,000 | 599 |
| Insider loans | $5,288,000 | 1,346 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $4,845,000 | 605 |
| Unused loan commitments | $51,891,000 | 1,243 |
| Tier 1 (core) risk-based capital | $108,421,000 | 566 |
| Tier 2 risk-based capital | $8,758,000 | 657 |
| Total risk weighted assets | $664,769,000 | 683 |
| Total unused commitments | $51,891,000 | 1,245 |
| Derivatives | $22,938,000 | 457 |
| 2010-06-30 | Rank | |
| # of Employees: | 215 | 686 |
| Assets and Liabilities | ||
| Total Assets: | $863,249,000 | 790 |
| Cash and due from depository institutions | $16,556,000 | 686 |
| Interest-bearing balances | $0 | 7,206 |
| Securities | $128,797,000 | 1,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $623,033,000 | 699 |
| Loan loss allowance | $48,662,000 | 217 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $17,870,000 | 636 |
| Other real estate owned | $36,902,000 | 686 |
| Goodwill and other intangibles | $5,653,000 | 709 |
| All other assets | $34,438,000 | 694 |
| Life insurance assets | $3,283,000 | 1,737 |
| Total liabilities and capital | $863,249,000 | 790 |
| Total liabilities | $737,134,000 | 824 |
| Total deposits | $673,109,000 | 797 |
| Interest-bearing deposits | $593,062,000 | 780 |
| Deposits held in domestic offices | $673,109,000 | 795 |
| % insured | 80.99% | 6,047 |
| Federal funds purchased & repurchase agreements | $28,100,000 | 524 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $31,461,000 | 1,151 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,464,000 | 1,134 |
| Total equity capital | $126,115,000 | 543 |
| Total bank equity capital | $126,115,000 | 542 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $116,000 | 5,801 |
| Surplus | $288,896,000 | 202 |
| Undivided profits | $-162,897,000 | 7,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $162,313,000 | 147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,046,000 | 963 |
| Earning assets | $751,830,000 | 814 |
| Long-term assets (5+ years) | $127,240,000 | 1,085 |
| Average Assets, year-to-date | $880,932,330 | 764 |
| Average Assets, quarterly | $872,443,000 | 779 |
| Volatile liabilities | $243,673,000 | 574 |
| Insider loans | $6,446,000 | 1,131 |
| FHLB advances | $30,000,000 | 1,114 |
| Loans and leases held for sale | $5,027,000 | 449 |
| Unused loan commitments | $45,736,000 | 1,373 |
| Tier 1 (core) risk-based capital | $113,208,000 | 543 |
| Tier 2 risk-based capital | $9,061,000 | 636 |
| Total risk weighted assets | $685,344,000 | 660 |
| Total unused commitments | $45,736,000 | 1,374 |
| Derivatives | $27,088,000 | 361 |
| 2010-03-31 | Rank | |
| # of Employees: | 213 | 704 |
| Assets and Liabilities | ||
| Total Assets: | $881,637,000 | 785 |
| Cash and due from depository institutions | $16,355,000 | 704 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $139,200,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $628,155,000 | 709 |
| Loan loss allowance | $46,302,000 | 236 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $18,020,000 | 645 |
| Other real estate owned | $35,052,000 | 704 |
| Goodwill and other intangibles | $6,183,000 | 684 |
| All other assets | $38,672,000 | 634 |
| Life insurance assets | $3,256,000 | 1,748 |
| Total liabilities and capital | $881,637,000 | 785 |
| Total liabilities | $775,796,000 | 800 |
| Total deposits | $687,175,000 | 796 |
| Interest-bearing deposits | $611,643,000 | 768 |
| Deposits held in domestic offices | $687,175,000 | 793 |
| % insured | 82.14% | 5,878 |
| Federal funds purchased & repurchase agreements | $52,000,000 | 361 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $31,476,000 | 1,222 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,145,000 | 1,005 |
| Total equity capital | $105,841,000 | 632 |
| Total bank equity capital | $105,841,000 | 632 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $116,000 | 5,885 |
| Surplus | $261,896,000 | 216 |
| Undivided profits | $-156,171,000 | 7,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $154,065,000 | 160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,982,000 | 1,024 |
| Earning assets | $767,355,000 | 818 |
| Long-term assets (5+ years) | $148,269,000 | 928 |
| Average Assets, year-to-date | $889,774,000 | 777 |
| Average Assets, quarterly | $889,774,000 | 777 |
| Volatile liabilities | $288,757,000 | 515 |
| Insider loans | $5,891,000 | 1,288 |
| FHLB advances | $30,000,000 | 1,181 |
| Loans and leases held for sale | $4,592,000 | 385 |
| Unused loan commitments | $52,688,000 | 1,276 |
| Tier 1 (core) risk-based capital | $96,482,000 | 633 |
| Tier 2 risk-based capital | $9,327,000 | 643 |
| Total risk weighted assets | $709,206,000 | 664 |
| Total unused commitments | $52,688,000 | 1,278 |
| Derivatives | $19,559,000 | 382 |
| 2009-12-31 | Rank | |
| # of Employees: | 213 | 705 |
| Assets and Liabilities | ||
| Total Assets: | $897,911,000 | 768 |
| Cash and due from depository institutions | $19,387,000 | 705 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $151,821,000 | 847 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $632,931,000 | 717 |
| Loan loss allowance | $44,087,000 | 246 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $18,184,000 | 651 |
| Other real estate owned | $35,202,000 | 705 |
| Goodwill and other intangibles | $6,713,000 | 653 |
| All other assets | $33,673,000 | 747 |
| Life insurance assets | $3,224,000 | 1,762 |
| Total liabilities and capital | $897,911,000 | 768 |
| Total liabilities | $793,921,000 | 792 |
| Total deposits | $688,677,000 | 798 |
| Interest-bearing deposits | $669,769,000 | 708 |
| Deposits held in domestic offices | $688,677,000 | 795 |
| % insured | 82.57% | 5,841 |
| Federal funds purchased & repurchase agreements | $69,100,000 | 314 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $31,490,000 | 1,332 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,654,000 | 1,091 |
| Total equity capital | $103,990,000 | 633 |
| Total bank equity capital | $103,990,000 | 631 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $116,000 | 5,944 |
| Surplus | $252,896,000 | 216 |
| Undivided profits | $-149,022,000 | 7,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $159,624,000 | 156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,943,000 | 1,089 |
| Earning assets | $784,752,000 | 801 |
| Long-term assets (5+ years) | $140,742,000 | 998 |
| Average Assets, year-to-date | $903,179,400 | 747 |
| Average Assets, quarterly | $885,956,000 | 774 |
| Volatile liabilities | $309,848,000 | 490 |
| Insider loans | $6,202,000 | 1,250 |
| FHLB advances | $30,000,000 | 1,287 |
| Loans and leases held for sale | $2,501,000 | 668 |
| Unused loan commitments | $56,889,000 | 1,207 |
| Tier 1 (core) risk-based capital | $94,408,000 | 636 |
| Tier 2 risk-based capital | $9,411,000 | 651 |
| Total risk weighted assets | $718,172,000 | 681 |
| Total unused commitments | $56,889,000 | 1,208 |
| Derivatives | $12,372,000 | 454 |
| 2009-09-30 | Rank | |
| # of Employees: | 212 | 721 |
| Assets and Liabilities | ||
| Total Assets: | $874,001,000 | 797 |
| Cash and due from depository institutions | $17,065,000 | 721 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $125,396,000 | 1,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $643,849,000 | 730 |
| Loan loss allowance | $37,886,000 | 291 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $18,439,000 | 645 |
| Other real estate owned | $40,628,000 | 721 |
| Goodwill and other intangibles | $7,243,000 | 672 |
| All other assets | $21,381,000 | 1,003 |
| Life insurance assets | $3,199,000 | 1,765 |
| Total liabilities and capital | $874,001,000 | 797 |
| Total liabilities | $763,634,000 | 829 |
| Total deposits | $712,317,000 | 772 |
| Interest-bearing deposits | $646,252,000 | 740 |
| Deposits held in domestic offices | $712,317,000 | 769 |
| % insured | 86.78% | 4,987 |
| Federal funds purchased & repurchase agreements | $13,700,000 | 912 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $31,504,000 | 1,376 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,113,000 | 968 |
| Total equity capital | $110,367,000 | 623 |
| Total bank equity capital | $110,367,000 | 620 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $116,000 | 6,013 |
| Surplus | $245,896,000 | 221 |
| Undivided profits | $-135,645,000 | 8,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $124,793,000 | 202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,097,000 | 1,097 |
| Earning assets | $769,245,000 | 835 |
| Long-term assets (5+ years) | $163,691,000 | 853 |
| Average Assets, year-to-date | $904,496,500 | 756 |
| Average Assets, quarterly | $876,206,500 | 792 |
| Volatile liabilities | $289,690,000 | 555 |
| Insider loans | $6,265,000 | 1,242 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $4,443,000 | 419 |
| Unused loan commitments | $59,086,000 | 1,235 |
| Tier 1 (core) risk-based capital | $99,842,000 | 605 |
| Tier 2 risk-based capital | $9,380,000 | 672 |
| Total risk weighted assets | $721,200,000 | 694 |
| Total unused commitments | $59,086,000 | 1,237 |
| Derivatives | $30,869,000 | 334 |
| 2009-06-30 | Rank | |
| # of Employees: | 212 | 731 |
| Assets and Liabilities | ||
| Total Assets: | $878,412,000 | 803 |
| Cash and due from depository institutions | $11,160,000 | 731 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $131,111,000 | 965 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $653,557,000 | 744 |
| Loan loss allowance | $32,942,000 | 307 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,734,000 | 651 |
| Other real estate owned | $35,081,000 | 731 |
| Goodwill and other intangibles | $7,773,000 | 667 |
| All other assets | $20,996,000 | 1,045 |
| Life insurance assets | $3,172,000 | 1,780 |
| Total liabilities and capital | $878,412,000 | 803 |
| Total liabilities | $769,016,000 | 834 |
| Total deposits | $706,938,000 | 784 |
| Interest-bearing deposits | $637,336,000 | 758 |
| Deposits held in domestic offices | $706,938,000 | 782 |
| % insured | 68.86% | 6,235 |
| Federal funds purchased & repurchase agreements | $24,200,000 | 639 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,518,000 | 1,438 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,360,000 | 959 |
| Total equity capital | $109,396,000 | 628 |
| Total bank equity capital | $109,396,000 | 627 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $116,000 | 6,089 |
| Surplus | $238,896,000 | 229 |
| Undivided profits | $-129,616,000 | 8,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $121,834,000 | 197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,219,000 | 1,028 |
| Earning assets | $784,668,000 | 822 |
| Long-term assets (5+ years) | $188,489,000 | 718 |
| Average Assets, year-to-date | $914,661,670 | 770 |
| Average Assets, quarterly | $910,344,000 | 780 |
| Volatile liabilities | $303,752,000 | 543 |
| Insider loans | $11,639,000 | 616 |
| FHLB advances | $30,000,000 | 1,397 |
| Loans and leases held for sale | $6,583,000 | 467 |
| Unused loan commitments | $58,450,000 | 1,292 |
| Tier 1 (core) risk-based capital | $98,883,000 | 624 |
| Tier 2 risk-based capital | $9,374,000 | 686 |
| Total risk weighted assets | $726,473,000 | 712 |
| Total unused commitments | $58,450,000 | 1,292 |
| Derivatives | $36,552,000 | 335 |
| 2009-03-31 | Rank | |
| # of Employees: | 216 | 722 |
| Assets and Liabilities | ||
| Total Assets: | $942,276,000 | 754 |
| Cash and due from depository institutions | $22,224,000 | 722 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $170,345,000 | 743 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $670,523,000 | 730 |
| Loan loss allowance | $29,704,000 | 312 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $19,016,000 | 635 |
| Other real estate owned | $28,792,000 | 722 |
| Goodwill and other intangibles | $8,303,000 | 658 |
| All other assets | $23,073,000 | 939 |
| Life insurance assets | $3,137,000 | 1,789 |
| Total liabilities and capital | $942,276,000 | 754 |
| Total liabilities | $845,133,000 | 757 |
| Total deposits | $671,957,000 | 815 |
| Interest-bearing deposits | $609,877,000 | 777 |
| Deposits held in domestic offices | $671,957,000 | 812 |
| % insured | 73.08% | 5,543 |
| Federal funds purchased & repurchase agreements | $136,000,000 | 227 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $31,531,000 | 1,479 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,645,000 | 1,044 |
| Total equity capital | $97,143,000 | 695 |
| Total bank equity capital | $97,143,000 | 694 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $116,000 | 6,125 |
| Surplus | $219,896,000 | 234 |
| Undivided profits | $-122,869,000 | 8,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $83,685,000 | 239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,981,000 | 814 |
| Earning assets | $840,868,000 | 762 |
| Long-term assets (5+ years) | $194,992,000 | 688 |
| Average Assets, year-to-date | $932,786,500 | 756 |
| Average Assets, quarterly | $932,786,500 | 756 |
| Volatile liabilities | $375,333,000 | 443 |
| Insider loans | $26,651,000 | 212 |
| FHLB advances | $30,000,000 | 1,441 |
| Loans and leases held for sale | $5,782,000 | 431 |
| Unused loan commitments | $56,562,000 | 1,393 |
| Tier 1 (core) risk-based capital | $85,959,000 | 721 |
| Tier 2 risk-based capital | $9,552,000 | 664 |
| Total risk weighted assets | $743,913,000 | 708 |
| Total unused commitments | $56,562,000 | 1,394 |
| Derivatives | $34,321,000 | 383 |
| 2008-12-31 | Rank | |
| # of Employees: | 213 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $923,297,000 | 761 |
| Cash and due from depository institutions | $17,553,000 | 736 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $173,957,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $1,748,000 | 3,378 |
| Net loans & leases | $661,883,000 | 741 |
| Loan loss allowance | $28,590,000 | 307 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $19,328,000 | 619 |
| Other real estate owned | $19,698,000 | 736 |
| Goodwill and other intangibles | $8,833,000 | 644 |
| All other assets | $20,297,000 | 1,057 |
| Life insurance assets | $3,114,000 | 1,803 |
| Total liabilities and capital | $923,297,000 | 761 |
| Total liabilities | $826,671,000 | 768 |
| Total deposits | $636,403,000 | 826 |
| Interest-bearing deposits | $573,265,000 | 804 |
| Deposits held in domestic offices | $636,403,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $154,500,000 | 225 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $31,544,000 | 1,639 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,224,000 | 1,325 |
| Total equity capital | $96,626,000 | 689 |
| Total bank equity capital | $96,626,000 | 689 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $116,000 | 6,165 |
| Surplus | $215,896,000 | 234 |
| Undivided profits | $-119,386,000 | 8,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,850,000 | 194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,144,000 | 818 |
| Earning assets | $837,588,000 | 756 |
| Long-term assets (5+ years) | $185,643,000 | 708 |
| Average Assets, year-to-date | $903,970,800 | 732 |
| Average Assets, quarterly | $900,016,500 | 771 |
| Volatile liabilities | $352,483,000 | 479 |
| Insider loans | $26,682,000 | 219 |
| FHLB advances | $30,000,000 | 1,589 |
| Loans and leases held for sale | $3,749,000 | 425 |
| Unused loan commitments | $68,718,000 | 1,216 |
| Tier 1 (core) risk-based capital | $85,397,000 | 706 |
| Tier 2 risk-based capital | $9,273,000 | 668 |
| Total risk weighted assets | $736,218,000 | 703 |
| Total unused commitments | $68,718,000 | 1,217 |
| Derivatives | $16,308,000 | 462 |
| 2008-09-30 | Rank | |
| # of Employees: | 207 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $876,736,000 | 792 |
| Cash and due from depository institutions | $15,671,000 | 773 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $140,543,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $697,000 | 4,873 |
| Net loans & leases | $661,371,000 | 737 |
| Loan loss allowance | $22,718,000 | 337 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $19,668,000 | 601 |
| Other real estate owned | $13,461,000 | 773 |
| Goodwill and other intangibles | $9,363,000 | 660 |
| All other assets | $15,962,000 | 1,281 |
| Life insurance assets | $3,088,000 | 1,801 |
| Total liabilities and capital | $876,736,000 | 792 |
| Total liabilities | $784,903,000 | 787 |
| Total deposits | $638,180,000 | 811 |
| Interest-bearing deposits | $569,911,000 | 797 |
| Deposits held in domestic offices | $638,180,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,000,000 | 289 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $31,557,000 | 1,640 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,166,000 | 1,103 |
| Total equity capital | $91,833,000 | 738 |
| Total bank equity capital | $91,833,000 | 738 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $116,000 | 6,219 |
| Surplus | $201,896,000 | 232 |
| Undivided profits | $-110,179,000 | 8,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,717,000 | 192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,599,000 | 1,020 |
| Earning assets | $802,611,000 | 784 |
| Long-term assets (5+ years) | $178,623,000 | 740 |
| Average Assets, year-to-date | $899,139,250 | 743 |
| Average Assets, quarterly | $907,584,500 | 747 |
| Volatile liabilities | $305,392,000 | 528 |
| Insider loans | $28,414,000 | 201 |
| FHLB advances | $30,000,000 | 1,613 |
| Loans and leases held for sale | $1,651,000 | 599 |
| Unused loan commitments | $83,357,000 | 1,110 |
| Tier 1 (core) risk-based capital | $81,868,000 | 752 |
| Tier 2 risk-based capital | $9,280,000 | 645 |
| Total risk weighted assets | $728,762,000 | 708 |
| Total unused commitments | $83,357,000 | 1,112 |
| Derivatives | $18,757,000 | 375 |
| 2008-06-30 | Rank | |
| # of Employees: | 211 | 757 |
| Assets and Liabilities | ||
| Total Assets: | $938,433,000 | 726 |
| Cash and due from depository institutions | $17,643,000 | 757 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $144,702,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $2,473,000 | 3,520 |
| Net loans & leases | $659,719,000 | 731 |
| Loan loss allowance | $20,094,000 | 351 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,973,000 | 579 |
| Other real estate owned | $12,757,000 | 757 |
| Goodwill and other intangibles | $64,850,000 | 224 |
| All other assets | $16,316,000 | 1,226 |
| Life insurance assets | $3,059,000 | 1,809 |
| Total liabilities and capital | $938,433,000 | 726 |
| Total liabilities | $792,735,000 | 776 |
| Total deposits | $628,272,000 | 809 |
| Interest-bearing deposits | $547,777,000 | 817 |
| Deposits held in domestic offices | $628,272,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $128,000,000 | 273 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $31,570,000 | 1,583 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,893,000 | 1,145 |
| Total equity capital | $145,698,000 | 494 |
| Total bank equity capital | $145,698,000 | 494 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $116,000 | 6,272 |
| Surplus | $193,896,000 | 240 |
| Undivided profits | $-48,314,000 | 8,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,538,000 | 213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,328,000 | 811 |
| Earning assets | $806,894,000 | 768 |
| Long-term assets (5+ years) | $180,704,000 | 720 |
| Average Assets, year-to-date | $906,607,000 | 738 |
| Average Assets, quarterly | $930,303,500 | 724 |
| Volatile liabilities | $292,406,000 | 547 |
| Insider loans | $23,294,000 | 267 |
| FHLB advances | $30,000,000 | 1,552 |
| Loans and leases held for sale | $2,550,000 | 557 |
| Unused loan commitments | $79,172,000 | 1,193 |
| Tier 1 (core) risk-based capital | $80,034,000 | 771 |
| Tier 2 risk-based capital | $8,987,000 | 648 |
| Total risk weighted assets | $714,096,000 | 724 |
| Total unused commitments | $79,172,000 | 1,194 |
| Derivatives | $25,932,000 | 321 |
| 2008-03-31 | Rank | |
| # of Employees: | 206 | 776 |
| Assets and Liabilities | ||
| Total Assets: | $922,174,000 | 732 |
| Cash and due from depository institutions | $25,412,000 | 776 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $140,033,000 | 865 |
| Federal funds sold & reverse repurchase agreements | $1,035,000 | 5,715 |
| Net loans & leases | $646,062,000 | 734 |
| Loan loss allowance | $19,450,000 | 345 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $18,234,000 | 650 |
| Other real estate owned | $13,693,000 | 776 |
| Goodwill and other intangibles | $65,380,000 | 223 |
| All other assets | $12,325,000 | 1,505 |
| Life insurance assets | $3,030,000 | 1,813 |
| Total liabilities and capital | $922,174,000 | 732 |
| Total liabilities | $788,277,000 | 769 |
| Total deposits | $622,569,000 | 823 |
| Interest-bearing deposits | $547,660,000 | 822 |
| Deposits held in domestic offices | $622,569,000 | 819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $159,100,000 | 231 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,582,000 | 4,766 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,026,000 | 1,206 |
| Total equity capital | $133,897,000 | 547 |
| Total bank equity capital | $133,897,000 | 547 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $116,000 | 6,301 |
| Surplus | $173,896,000 | 259 |
| Undivided profits | $-40,115,000 | 8,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,493,000 | 179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,412,000 | 815 |
| Earning assets | $787,130,000 | 795 |
| Long-term assets (5+ years) | $168,954,000 | 747 |
| Average Assets, year-to-date | $890,694,000 | 753 |
| Average Assets, quarterly | $890,694,000 | 753 |
| Volatile liabilities | $326,656,000 | 489 |
| Insider loans | $22,324,000 | 267 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $3,401,000 | 503 |
| Unused loan commitments | $93,728,000 | 1,076 |
| Tier 1 (core) risk-based capital | $66,206,000 | 944 |
| Tier 2 risk-based capital | $8,868,000 | 645 |
| Total risk weighted assets | $698,873,000 | 731 |
| Total unused commitments | $93,728,000 | 1,077 |
| Derivatives | $16,823,000 | 428 |
| 2007-12-31 | Rank | |
| # of Employees: | 201 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $859,214,000 | 795 |
| Cash and due from depository institutions | $23,539,000 | 807 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $109,957,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $3,217,000 | 3,340 |
| Net loans & leases | $618,940,000 | 768 |
| Loan loss allowance | $20,157,000 | 317 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,511,000 | 627 |
| Other real estate owned | $7,061,000 | 807 |
| Goodwill and other intangibles | $65,910,000 | 218 |
| All other assets | $12,079,000 | 1,535 |
| Life insurance assets | $3,003,000 | 1,813 |
| Total liabilities and capital | $859,214,000 | 795 |
| Total liabilities | $732,438,000 | 832 |
| Total deposits | $656,199,000 | 782 |
| Interest-bearing deposits | $590,164,000 | 753 |
| Deposits held in domestic offices | $656,199,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,000,000 | 403 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,594,000 | 4,638 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,645,000 | 1,065 |
| Total equity capital | $126,776,000 | 566 |
| Total bank equity capital | $126,776,000 | 566 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $116,000 | 6,339 |
| Surplus | $165,896,000 | 263 |
| Undivided profits | $-39,236,000 | 8,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,472,000 | 144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,611,000 | 843 |
| Earning assets | $732,114,000 | 850 |
| Long-term assets (5+ years) | $135,527,000 | 872 |
| Average Assets, year-to-date | $817,239,400 | 803 |
| Average Assets, quarterly | $875,444,500 | 766 |
| Volatile liabilities | $254,822,000 | 618 |
| Insider loans | $19,578,000 | 315 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $6,974,000 | 300 |
| Unused loan commitments | $81,430,000 | 1,215 |
| Tier 1 (core) risk-based capital | $59,533,000 | 1,056 |
| Tier 2 risk-based capital | $8,405,000 | 667 |
| Total risk weighted assets | $660,682,000 | 764 |
| Total unused commitments | $81,430,000 | 1,216 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 196 | 833 |
| Assets and Liabilities | ||
| Total Assets: | $891,675,000 | 743 |
| Cash and due from depository institutions | $15,081,000 | 833 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $112,254,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $6,193,000 | 2,194 |
| Net loans & leases | $606,945,000 | 768 |
| Loan loss allowance | $9,627,000 | 565 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,696,000 | 596 |
| Other real estate owned | $2,373,000 | 833 |
| Goodwill and other intangibles | $120,475,000 | 156 |
| All other assets | $9,658,000 | 1,834 |
| Life insurance assets | $2,974,000 | 1,782 |
| Total liabilities and capital | $891,675,000 | 743 |
| Total liabilities | $704,084,000 | 850 |
| Total deposits | $648,702,000 | 778 |
| Interest-bearing deposits | $576,849,000 | 770 |
| Deposits held in domestic offices | $648,702,000 | 775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $47,606,000 | 977 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,776,000 | 822 |
| Total equity capital | $187,591,000 | 406 |
| Total bank equity capital | $187,591,000 | 406 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $116,000 | 6,349 |
| Surplus | $163,896,000 | 262 |
| Undivided profits | $23,579,000 | 1,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,286,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,359,000 | 960 |
| Earning assets | $725,392,000 | 845 |
| Long-term assets (5+ years) | $130,539,000 | 887 |
| Average Assets, year-to-date | $806,745,750 | 806 |
| Average Assets, quarterly | $865,509,000 | 755 |
| Volatile liabilities | $229,865,000 | 650 |
| Insider loans | $25,589,000 | 218 |
| FHLB advances | $4,000,000 | 3,588 |
| Loans and leases held for sale | $6,903,000 | 284 |
| Unused loan commitments | $88,839,000 | 1,155 |
| Tier 1 (core) risk-based capital | $66,567,000 | 936 |
| Tier 2 risk-based capital | $7,981,000 | 699 |
| Total risk weighted assets | $645,637,000 | 763 |
| Total unused commitments | $88,839,000 | 1,156 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $332,529,000 | 1,977 |
| Cash and due from depository institutions | $3,295,000 | 2,370 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,995,000 | 5,915 |
| Federal funds sold & reverse repurchase agreements | $2,107,000 | 4,158 |
| Net loans & leases | $255,278,000 | 1,820 |
| Loan loss allowance | $3,564,000 | 1,509 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,765,000 | 1,846 |
| Other real estate owned | $2,372,000 | 2,370 |
| Goodwill and other intangibles | $48,147,000 | 266 |
| All other assets | $3,570,000 | 3,826 |
| Life insurance assets | $1,138,000 | 2,854 |
| Total liabilities and capital | $332,529,000 | 1,977 |
| Total liabilities | $258,769,000 | 2,271 |
| Total deposits | $254,625,000 | 2,083 |
| Interest-bearing deposits | $232,871,000 | 1,982 |
| Deposits held in domestic offices | $254,625,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,691,000 | 4,511 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,453,000 | 2,005 |
| Total equity capital | $73,760,000 | 918 |
| Total bank equity capital | $73,760,000 | 918 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $116,000 | 6,390 |
| Surplus | $73,009,000 | 484 |
| Undivided profits | $635,000 | 7,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,201,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,828,000 | 2,325 |
| Earning assets | $268,380,000 | 2,242 |
| Long-term assets (5+ years) | $18,334,000 | 3,648 |
| Average Assets, year-to-date | $313,372,000 | 2,072 |
| Average Assets, quarterly | $331,806,500 | 1,979 |
| Volatile liabilities | $78,960,000 | 1,725 |
| Insider loans | $16,755,000 | 381 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $12,198,000 | 232 |
| Unused loan commitments | $24,416,000 | 3,021 |
| Tier 1 (core) risk-based capital | $25,614,000 | 2,534 |
| Tier 2 risk-based capital | $3,282,000 | 1,595 |
| Total risk weighted assets | $262,277,000 | 1,863 |
| Total unused commitments | $24,416,000 | 3,023 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 74 | 2,356 |
| Assets and Liabilities | ||
| Total Assets: | $331,084,000 | 1,984 |
| Cash and due from depository institutions | $7,864,000 | 2,356 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $10,583,000 | 6,008 |
| Federal funds sold & reverse repurchase agreements | $19,203,000 | 1,013 |
| Net loans & leases | $234,932,000 | 1,933 |
| Loan loss allowance | $3,496,000 | 1,523 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,066,000 | 1,751 |
| Other real estate owned | $0 | 2,356 |
| Goodwill and other intangibles | $48,073,000 | 254 |
| All other assets | $3,363,000 | 3,889 |
| Life insurance assets | $1,127,000 | 2,863 |
| Total liabilities and capital | $331,084,000 | 1,984 |
| Total liabilities | $257,936,000 | 2,273 |
| Total deposits | $250,655,000 | 2,113 |
| Interest-bearing deposits | $230,715,000 | 1,986 |
| Deposits held in domestic offices | $250,655,000 | 2,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,073,000 | 1,549 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,208,000 | 2,236 |
| Total equity capital | $73,148,000 | 906 |
| Total bank equity capital | $73,148,000 | 906 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $116,000 | 6,411 |
| Surplus | $73,009,000 | 463 |
| Undivided profits | $23,000 | 7,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,178,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,504,000 | 2,674 |
| Earning assets | $264,718,000 | 2,266 |
| Long-term assets (5+ years) | $6,036,000 | 5,580 |
| Average Assets, year-to-date | $303,793,500 | 2,140 |
| Average Assets, quarterly | $303,793,500 | 2,140 |
| Volatile liabilities | $82,552,000 | 1,632 |
| Insider loans | $17,076,000 | 364 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,451,000 | 832 |
| Unused loan commitments | $28,654,000 | 2,729 |
| Tier 1 (core) risk-based capital | $25,074,000 | 2,555 |
| Tier 2 risk-based capital | $3,097,000 | 1,653 |
| Total risk weighted assets | $247,411,000 | 1,937 |
| Total unused commitments | $28,654,000 | 2,730 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $276,503,000 | 2,354 |
| Cash and due from depository institutions | $6,549,000 | 2,183 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $9,119,000 | 6,347 |
| Federal funds sold & reverse repurchase agreements | $21,352,000 | 753 |
| Net loans & leases | $227,896,000 | 1,976 |
| Loan loss allowance | $2,356,000 | 2,166 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,542,000 | 3,171 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $3,694,000 | 1,040 |
| All other assets | $4,351,000 | 3,306 |
| Life insurance assets | $1,116,000 | 2,847 |
| Total liabilities and capital | $276,503,000 | 2,354 |
| Total liabilities | $250,259,000 | 2,327 |
| Total deposits | $238,689,000 | 2,191 |
| Interest-bearing deposits | $233,932,000 | 1,924 |
| Deposits held in domestic offices | $238,689,000 | 2,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,570,000 | 2,886 |
| Total equity capital | $26,244,000 | 2,520 |
| Total bank equity capital | $26,244,000 | 2,520 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $116,000 | 6,442 |
| Surplus | $22,661,000 | 1,234 |
| Undivided profits | $3,467,000 | 5,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,829,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,354,000 | 3,062 |
| Earning assets | $258,367,000 | 2,295 |
| Long-term assets (5+ years) | $8,864,000 | 4,896 |
| Average Assets, year-to-date | $250,785,600 | 2,458 |
| Average Assets, quarterly | $275,748,500 | 2,332 |
| Volatile liabilities | $93,176,000 | 1,606 |
| Insider loans | $17,223,000 | 352 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $3,355,000 | 513 |
| Unused loan commitments | $37,858,000 | 2,219 |
| Tier 1 (core) risk-based capital | $22,707,000 | 2,748 |
| Tier 2 risk-based capital | $2,356,000 | 2,089 |
| Total risk weighted assets | $237,986,000 | 1,987 |
| Total unused commitments | $37,858,000 | 2,219 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 82 | 2,139 |
| Assets and Liabilities | ||
| Total Assets: | $274,994,000 | 2,347 |
| Cash and due from depository institutions | $8,029,000 | 2,139 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $9,278,000 | 6,367 |
| Federal funds sold & reverse repurchase agreements | $26,623,000 | 497 |
| Net loans & leases | $219,574,000 | 2,040 |
| Loan loss allowance | $2,262,000 | 2,251 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,548,000 | 3,144 |
| Other real estate owned | $0 | 2,139 |
| Goodwill and other intangibles | $3,712,000 | 1,035 |
| All other assets | $4,230,000 | 3,393 |
| Life insurance assets | $1,106,000 | 2,824 |
| Total liabilities and capital | $274,994,000 | 2,347 |
| Total liabilities | $249,446,000 | 2,300 |
| Total deposits | $237,294,000 | 2,174 |
| Interest-bearing deposits | $232,617,000 | 1,918 |
| Deposits held in domestic offices | $237,294,000 | 2,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,152,000 | 2,214 |
| Total equity capital | $25,548,000 | 2,554 |
| Total bank equity capital | $25,548,000 | 2,554 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $116,000 | 6,496 |
| Surplus | $22,661,000 | 1,228 |
| Undivided profits | $2,771,000 | 5,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,281,000 | 3,216 |
| Earning assets | $255,475,000 | 2,310 |
| Long-term assets (5+ years) | $9,151,000 | 4,782 |
| Average Assets, year-to-date | $244,356,250 | 2,526 |
| Average Assets, quarterly | $264,496,000 | 2,401 |
| Volatile liabilities | $95,350,000 | 1,549 |
| Insider loans | $16,138,000 | 379 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $4,457,000 | 411 |
| Unused loan commitments | $42,663,000 | 2,064 |
| Tier 1 (core) risk-based capital | $22,046,000 | 2,784 |
| Tier 2 risk-based capital | $2,262,000 | 2,155 |
| Total risk weighted assets | $228,285,000 | 2,053 |
| Total unused commitments | $42,663,000 | 2,066 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 76 | 2,330 |
| Assets and Liabilities | ||
| Total Assets: | $253,998,000 | 2,493 |
| Cash and due from depository institutions | $6,613,000 | 2,330 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $9,536,000 | 6,324 |
| Federal funds sold & reverse repurchase agreements | $14,593,000 | 875 |
| Net loans & leases | $211,235,000 | 2,093 |
| Loan loss allowance | $2,282,000 | 2,201 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,561,000 | 3,105 |
| Other real estate owned | $0 | 2,330 |
| Goodwill and other intangibles | $3,731,000 | 1,012 |
| All other assets | $4,729,000 | 3,108 |
| Life insurance assets | $1,095,000 | 2,797 |
| Total liabilities and capital | $253,998,000 | 2,493 |
| Total liabilities | $229,371,000 | 2,476 |
| Total deposits | $217,344,000 | 2,351 |
| Interest-bearing deposits | $194,967,000 | 2,235 |
| Deposits held in domestic offices | $217,344,000 | 2,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,027,000 | 2,133 |
| Total equity capital | $24,627,000 | 2,553 |
| Total bank equity capital | $24,627,000 | 2,553 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $116,000 | 6,515 |
| Surplus | $22,660,000 | 1,201 |
| Undivided profits | $1,851,000 | 6,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,418,000 | 1,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,112,000 | 3,299 |
| Earning assets | $235,364,000 | 2,454 |
| Long-term assets (5+ years) | $6,393,000 | 5,396 |
| Average Assets, year-to-date | $234,143,670 | 2,625 |
| Average Assets, quarterly | $247,998,000 | 2,526 |
| Volatile liabilities | $77,889,000 | 1,825 |
| Insider loans | $15,024,000 | 409 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $1,434,000 | 793 |
| Unused loan commitments | $46,290,000 | 1,965 |
| Tier 1 (core) risk-based capital | $21,160,000 | 2,840 |
| Tier 2 risk-based capital | $2,282,000 | 2,105 |
| Total risk weighted assets | $222,976,000 | 2,067 |
| Total unused commitments | $46,290,000 | 1,965 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $241,998,000 | 2,564 |
| Cash and due from depository institutions | $8,738,000 | 2,508 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $9,930,000 | 6,298 |
| Federal funds sold & reverse repurchase agreements | $17,745,000 | 831 |
| Net loans & leases | $193,807,000 | 2,208 |
| Loan loss allowance | $2,191,000 | 2,247 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,613,000 | 3,021 |
| Other real estate owned | $0 | 2,508 |
| Goodwill and other intangibles | $3,750,000 | 988 |
| All other assets | $4,415,000 | 3,199 |
| Life insurance assets | $1,085,000 | 2,768 |
| Total liabilities and capital | $241,998,000 | 2,564 |
| Total liabilities | $218,983,000 | 2,548 |
| Total deposits | $207,523,000 | 2,428 |
| Interest-bearing deposits | $185,124,000 | 2,311 |
| Deposits held in domestic offices | $207,523,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,460,000 | 2,727 |
| Total equity capital | $23,015,000 | 2,680 |
| Total bank equity capital | $23,015,000 | 2,680 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $116,000 | 6,530 |
| Surplus | $21,661,000 | 1,208 |
| Undivided profits | $1,238,000 | 6,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,418,000 | 1,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $889,000 | 3,812 |
| Earning assets | $221,482,000 | 2,568 |
| Long-term assets (5+ years) | $7,177,000 | 5,165 |
| Average Assets, year-to-date | $224,216,500 | 2,709 |
| Average Assets, quarterly | $224,216,500 | 2,709 |
| Volatile liabilities | $65,403,000 | 2,025 |
| Insider loans | $13,080,000 | 494 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $2,082,000 | 579 |
| Unused loan commitments | $38,941,000 | 2,164 |
| Tier 1 (core) risk-based capital | $19,482,000 | 3,027 |
| Tier 2 risk-based capital | $2,191,000 | 2,151 |
| Total risk weighted assets | $207,205,000 | 2,152 |
| Total unused commitments | $38,941,000 | 2,165 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $206,435,000 | 2,904 |
| Cash and due from depository institutions | $5,453,000 | 2,449 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $9,228,000 | 6,505 |
| Federal funds sold & reverse repurchase agreements | $9,315,000 | 1,470 |
| Net loans & leases | $170,864,000 | 2,418 |
| Loan loss allowance | $1,990,000 | 2,389 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,584,000 | 3,002 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $3,768,000 | 967 |
| All other assets | $4,223,000 | 3,265 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $206,435,000 | 2,904 |
| Total liabilities | $184,803,000 | 2,899 |
| Total deposits | $173,840,000 | 2,820 |
| Interest-bearing deposits | $152,243,000 | 2,720 |
| Deposits held in domestic offices | $173,840,000 | 2,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $963,000 | 3,586 |
| Total equity capital | $21,632,000 | 2,793 |
| Total bank equity capital | $21,632,000 | 2,793 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $116,000 | 6,555 |
| Surplus | $20,661,000 | 1,227 |
| Undivided profits | $855,000 | 7,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,420,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $822,000 | 4,086 |
| Earning assets | $189,407,000 | 2,892 |
| Long-term assets (5+ years) | $9,845,000 | 4,612 |
| Average Assets, year-to-date | $179,454,200 | 3,118 |
| Average Assets, quarterly | $204,088,000 | 2,899 |
| Volatile liabilities | $52,573,000 | 2,351 |
| Insider loans | $13,627,000 | 435 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $716,000 | 1,015 |
| Unused loan commitments | $45,028,000 | 1,936 |
| Tier 1 (core) risk-based capital | $18,074,000 | 3,185 |
| Tier 2 risk-based capital | $1,990,000 | 2,297 |
| Total risk weighted assets | $186,249,000 | 2,305 |
| Total unused commitments | $45,028,000 | 1,936 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $201,741,000 | 2,910 |
| Cash and due from depository institutions | $6,767,000 | 2,479 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $9,764,000 | 6,382 |
| Federal funds sold & reverse repurchase agreements | $7,539,000 | 1,658 |
| Net loans & leases | $166,685,000 | 2,428 |
| Loan loss allowance | $1,864,000 | 2,531 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,685,000 | 2,903 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $3,787,000 | 934 |
| All other assets | $3,514,000 | 3,630 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $201,741,000 | 2,910 |
| Total liabilities | $184,623,000 | 2,860 |
| Total deposits | $183,557,000 | 2,614 |
| Interest-bearing deposits | $159,905,000 | 2,561 |
| Deposits held in domestic offices | $183,557,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,066,000 | 3,315 |
| Total equity capital | $17,118,000 | 3,385 |
| Total bank equity capital | $17,118,000 | 3,385 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $116,000 | 6,582 |
| Surplus | $16,661,000 | 1,449 |
| Undivided profits | $341,000 | 7,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,420,000 | 1,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $704,000 | 4,580 |
| Earning assets | $183,988,000 | 2,903 |
| Long-term assets (5+ years) | $16,778,000 | 3,660 |
| Average Assets, year-to-date | $172,709,000 | 3,200 |
| Average Assets, quarterly | $196,291,000 | 2,937 |
| Volatile liabilities | $40,216,000 | 2,771 |
| Insider loans | $13,258,000 | 438 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,244,000 | 873 |
| Unused loan commitments | $38,584,000 | 2,115 |
| Tier 1 (core) risk-based capital | $13,464,000 | 4,053 |
| Tier 2 risk-based capital | $1,864,000 | 2,404 |
| Total risk weighted assets | $173,652,000 | 2,415 |
| Total unused commitments | $38,584,000 | 2,117 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $190,841,000 | 2,982 |
| Cash and due from depository institutions | $11,678,000 | 2,460 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $10,348,000 | 6,300 |
| Federal funds sold & reverse repurchase agreements | $10,178,000 | 1,143 |
| Net loans & leases | $148,162,000 | 2,622 |
| Loan loss allowance | $1,770,000 | 2,592 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,612,000 | 2,883 |
| Other real estate owned | $0 | 2,460 |
| Goodwill and other intangibles | $3,805,000 | 923 |
| All other assets | $3,058,000 | 3,852 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $190,841,000 | 2,982 |
| Total liabilities | $174,227,000 | 2,939 |
| Total deposits | $173,257,000 | 2,716 |
| Interest-bearing deposits | $152,338,000 | 2,631 |
| Deposits held in domestic offices | $173,257,000 | 2,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $970,000 | 3,311 |
| Total equity capital | $16,614,000 | 3,416 |
| Total bank equity capital | $16,614,000 | 3,416 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $116,000 | 6,582 |
| Surplus | $16,661,000 | 1,419 |
| Undivided profits | $-163,000 | 8,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $640,000 | 4,556 |
| Earning assets | $168,688,000 | 3,063 |
| Long-term assets (5+ years) | $11,159,000 | 4,490 |
| Average Assets, year-to-date | $163,031,670 | 3,339 |
| Average Assets, quarterly | $179,622,000 | 3,103 |
| Volatile liabilities | $29,930,000 | 3,298 |
| Insider loans | $10,094,000 | 586 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $4,841,000 | 434 |
| Unused loan commitments | $23,850,000 | 2,850 |
| Tier 1 (core) risk-based capital | $12,937,000 | 4,106 |
| Tier 2 risk-based capital | $1,770,000 | 2,449 |
| Total risk weighted assets | $153,581,000 | 2,617 |
| Total unused commitments | $23,850,000 | 2,851 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 64 | 2,665 |
| Assets and Liabilities | ||
| Total Assets: | $168,403,000 | 3,287 |
| Cash and due from depository institutions | $8,510,000 | 2,665 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,846,000 | 6,279 |
| Federal funds sold & reverse repurchase agreements | $20,899,000 | 588 |
| Net loans & leases | $117,898,000 | 3,110 |
| Loan loss allowance | $1,537,000 | 2,901 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,671,000 | 2,808 |
| Other real estate owned | $0 | 2,665 |
| Goodwill and other intangibles | $3,891,000 | 894 |
| All other assets | $2,688,000 | 4,123 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $168,403,000 | 3,287 |
| Total liabilities | $152,551,000 | 3,277 |
| Total deposits | $151,767,000 | 3,026 |
| Interest-bearing deposits | $130,218,000 | 2,985 |
| Deposits held in domestic offices | $151,767,000 | 3,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $784,000 | 3,728 |
| Total equity capital | $15,852,000 | 3,482 |
| Total bank equity capital | $15,852,000 | 3,482 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $116,000 | 6,635 |
| Surplus | $16,161,000 | 1,419 |
| Undivided profits | $-425,000 | 8,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $463,000 | 5,583 |
| Earning assets | $149,643,000 | 3,375 |
| Long-term assets (5+ years) | $12,641,000 | 4,319 |
| Average Assets, year-to-date | $149,127,000 | 3,605 |
| Average Assets, quarterly | $149,127,000 | 3,605 |
| Volatile liabilities | $28,761,000 | 3,291 |
| Insider loans | $6,051,000 | 1,010 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $877,000 | 962 |
| Unused loan commitments | $20,091,000 | 3,138 |
| Tier 1 (core) risk-based capital | $12,122,000 | 4,281 |
| Tier 2 risk-based capital | $1,537,000 | 2,717 |
| Total risk weighted assets | $127,765,000 | 3,035 |
| Total unused commitments | $20,091,000 | 3,140 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 50 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $129,851,000 | 4,038 |
| Cash and due from depository institutions | $2,192,000 | 3,334 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $11,440,000 | 6,193 |
| Federal funds sold & reverse repurchase agreements | $3,351,000 | 3,009 |
| Net loans & leases | $103,165,000 | 3,438 |
| Loan loss allowance | $1,423,000 | 3,064 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,157,000 | 3,165 |
| Other real estate owned | $160,000 | 3,334 |
| Goodwill and other intangibles | $3,874,000 | 892 |
| All other assets | $2,512,000 | 4,248 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $129,851,000 | 4,038 |
| Total liabilities | $113,984,000 | 4,109 |
| Total deposits | $113,514,000 | 3,820 |
| Interest-bearing deposits | $96,731,000 | 3,803 |
| Deposits held in domestic offices | $113,514,000 | 3,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $470,000 | 4,872 |
| Total equity capital | $15,867,000 | 3,479 |
| Total bank equity capital | $15,867,000 | 3,479 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $116,000 | 6,664 |
| Surplus | $16,160,000 | 1,410 |
| Undivided profits | $-409,000 | 8,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $441,000 | 5,746 |
| Earning assets | $117,956,000 | 4,080 |
| Long-term assets (5+ years) | $15,059,000 | 4,048 |
| Average Assets, year-to-date | $64,871,400 | 6,122 |
| Average Assets, quarterly | $90,004,000 | 5,178 |
| Volatile liabilities | $23,290,000 | 3,726 |
| Insider loans | $5,065,000 | 1,213 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,672,000 | 3,641 |
| Tier 1 (core) risk-based capital | $12,052,000 | 4,241 |
| Tier 2 risk-based capital | $1,361,000 | 2,998 |
| Total risk weighted assets | $108,811,000 | 3,439 |
| Total unused commitments | $14,672,000 | 3,642 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $50,157,000 | 6,942 |
| Cash and due from depository institutions | $2,477,000 | 5,726 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $5,783,000 | 7,488 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,246 |
| Net loans & leases | $33,032,000 | 6,581 |
| Loan loss allowance | $888,000 | 4,377 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,727,000 | 4,620 |
| Other real estate owned | $170,000 | 5,726 |
| Goodwill and other intangibles | $1,857,000 | 1,260 |
| All other assets | $511,000 | 7,924 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $50,157,000 | 6,942 |
| Total liabilities | $43,736,000 | 6,969 |
| Total deposits | $43,370,000 | 6,794 |
| Interest-bearing deposits | $33,914,000 | 6,988 |
| Deposits held in domestic offices | $43,370,000 | 6,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $366,000 | 5,688 |
| Total equity capital | $6,421,000 | 6,544 |
| Total bank equity capital | $6,421,000 | 6,544 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $116,000 | 6,705 |
| Surplus | $5,434,000 | 3,289 |
| Undivided profits | $871,000 | 7,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $169,000 | 8,168 |
| Earning assets | $43,415,000 | 7,083 |
| Long-term assets (5+ years) | $12,012,000 | 4,565 |
| Average Assets, year-to-date | $48,626,500 | 6,969 |
| Average Assets, quarterly | $51,303,000 | 6,855 |
| Volatile liabilities | $7,320,000 | 6,532 |
| Insider loans | $1,826,000 | 2,853 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,853,000 | 7,391 |
| Tier 1 (core) risk-based capital | $4,579,000 | 7,402 |
| Tier 2 risk-based capital | $435,000 | 6,157 |
| Total risk weighted assets | $34,373,000 | 6,694 |
| Total unused commitments | $1,853,000 | 7,395 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $52,449,000 | 6,850 |
| Cash and due from depository institutions | $2,778,000 | 6,064 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $6,013,000 | 7,507 |
| Federal funds sold & reverse repurchase agreements | $6,780,000 | 1,559 |
| Net loans & leases | $32,350,000 | 6,623 |
| Loan loss allowance | $888,000 | 4,375 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,728,000 | 4,601 |
| Other real estate owned | $390,000 | 6,064 |
| Goodwill and other intangibles | $1,860,000 | 1,249 |
| All other assets | $550,000 | 7,776 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $52,449,000 | 6,850 |
| Total liabilities | $46,368,000 | 6,852 |
| Total deposits | $46,010,000 | 6,681 |
| Interest-bearing deposits | $35,202,000 | 6,918 |
| Deposits held in domestic offices | $46,010,000 | 6,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $358,000 | 5,406 |
| Total equity capital | $6,081,000 | 6,588 |
| Total bank equity capital | $6,081,000 | 6,588 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $116,000 | 6,754 |
| Surplus | $5,434,000 | 3,249 |
| Undivided profits | $531,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 7,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $191,000 | 7,925 |
| Earning assets | $45,143,000 | 7,009 |
| Long-term assets (5+ years) | $12,785,000 | 4,564 |
| Average Assets, year-to-date | $48,116,330 | 7,045 |
| Average Assets, quarterly | $50,340,500 | 6,931 |
| Volatile liabilities | $7,494,000 | 6,465 |
| Insider loans | $1,090,000 | 3,886 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $670,000 | 1,066 |
| Unused loan commitments | $2,064,000 | 7,354 |
| Tier 1 (core) risk-based capital | $4,297,000 | 7,539 |
| Tier 2 risk-based capital | $431,000 | 6,168 |
| Total risk weighted assets | $34,019,000 | 6,702 |
| Total unused commitments | $2,064,000 | 7,359 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $48,232,000 | 7,091 |
| Cash and due from depository institutions | $823,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $6,639,000 | 7,353 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 4,254 |
| Net loans & leases | $33,697,000 | 6,473 |
| Loan loss allowance | $834,000 | 4,521 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,746,000 | 4,545 |
| Other real estate owned | $429,000 | 6,216 |
| Goodwill and other intangibles | $1,863,000 | 1,239 |
| All other assets | $595,000 | 7,582 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $48,232,000 | 7,091 |
| Total liabilities | $42,139,000 | 7,106 |
| Total deposits | $41,828,000 | 6,958 |
| Interest-bearing deposits | $31,576,000 | 7,210 |
| Deposits held in domestic offices | $41,828,000 | 6,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $311,000 | 6,107 |
| Total equity capital | $6,093,000 | 6,681 |
| Total bank equity capital | $6,093,000 | 6,681 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $116,000 | 6,774 |
| Surplus | $5,434,000 | 3,215 |
| Undivided profits | $543,000 | 7,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $183,000 | 7,966 |
| Earning assets | $42,776,000 | 7,160 |
| Long-term assets (5+ years) | $13,039,000 | 4,481 |
| Average Assets, year-to-date | $45,950,000 | 7,198 |
| Average Assets, quarterly | $45,950,000 | 7,198 |
| Volatile liabilities | $8,445,000 | 6,125 |
| Insider loans | $1,893,000 | 2,744 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $429,000 | 1,349 |
| Unused loan commitments | $2,559,000 | 7,099 |
| Tier 1 (core) risk-based capital | $4,203,000 | 7,568 |
| Tier 2 risk-based capital | $418,000 | 6,225 |
| Total risk weighted assets | $33,040,000 | 6,737 |
| Total unused commitments | $2,559,000 | 7,105 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $43,668,000 | 7,345 |
| Cash and due from depository institutions | $1,424,000 | 6,366 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $6,806,000 | 7,374 |
| Federal funds sold & reverse repurchase agreements | $742,000 | 5,307 |
| Net loans & leases | $30,194,000 | 6,767 |
| Loan loss allowance | $834,000 | 4,482 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,712,000 | 4,614 |
| Other real estate owned | $435,000 | 6,366 |
| Goodwill and other intangibles | $1,865,000 | 1,238 |
| All other assets | $490,000 | 7,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,668,000 | 7,345 |
| Total liabilities | $37,707,000 | 7,384 |
| Total deposits | $37,453,000 | 7,248 |
| Interest-bearing deposits | $30,586,000 | 7,306 |
| Deposits held in domestic offices | $37,453,000 | 7,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $254,000 | 6,479 |
| Total equity capital | $5,961,000 | 6,684 |
| Total bank equity capital | $5,961,000 | 6,684 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $116,000 | 6,828 |
| Surplus | $5,434,000 | 3,184 |
| Undivided profits | $411,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $182,000 | 8,071 |
| Earning assets | $37,742,000 | 7,456 |
| Long-term assets (5+ years) | $11,126,000 | 4,802 |
| Average Assets, year-to-date | $45,347,800 | 7,174 |
| Average Assets, quarterly | $45,004,000 | 7,257 |
| Volatile liabilities | $8,250,000 | 6,189 |
| Insider loans | $1,204,000 | 3,646 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,350,000 | 6,034 |
| Tier 1 (core) risk-based capital | $4,120,000 | 7,603 |
| Tier 2 risk-based capital | $376,000 | 6,572 |
| Total risk weighted assets | $29,622,000 | 7,074 |
| Total unused commitments | $4,350,000 | 6,038 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $46,340,000 | 7,227 |
| Cash and due from depository institutions | $2,091,000 | 5,967 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $7,100,000 | 7,234 |
| Federal funds sold & reverse repurchase agreements | $4,005,000 | 3,037 |
| Net loans & leases | $28,590,000 | 6,959 |
| Loan loss allowance | $832,000 | 4,511 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,748,000 | 4,544 |
| Other real estate owned | $432,000 | 5,967 |
| Goodwill and other intangibles | $1,869,000 | 1,215 |
| All other assets | $505,000 | 8,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,340,000 | 7,227 |
| Total liabilities | $40,446,000 | 7,255 |
| Total deposits | $40,183,000 | 7,090 |
| Interest-bearing deposits | $32,259,000 | 7,204 |
| Deposits held in domestic offices | $40,183,000 | 7,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $263,000 | 6,731 |
| Total equity capital | $5,894,000 | 6,734 |
| Total bank equity capital | $5,894,000 | 6,734 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $116,000 | 6,873 |
| Surplus | $5,434,000 | 3,128 |
| Undivided profits | $344,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 4,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $147,000 | 8,446 |
| Earning assets | $39,695,000 | 7,352 |
| Long-term assets (5+ years) | $12,645,000 | 4,578 |
| Average Assets, year-to-date | $45,767,750 | 7,193 |
| Average Assets, quarterly | $46,759,500 | 7,189 |
| Volatile liabilities | $8,942,000 | 6,002 |
| Insider loans | $1,252,000 | 3,529 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $322,000 | 1,569 |
| Unused loan commitments | $2,416,000 | 7,092 |
| Tier 1 (core) risk-based capital | $4,065,000 | 7,666 |
| Tier 2 risk-based capital | $370,000 | 6,629 |
| Total risk weighted assets | $29,143,000 | 7,140 |
| Total unused commitments | $2,416,000 | 7,098 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $47,179,000 | 7,187 |
| Cash and due from depository institutions | $2,543,000 | 5,283 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $8,381,000 | 6,866 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,468 |
| Net loans & leases | $25,398,000 | 7,237 |
| Loan loss allowance | $836,000 | 4,445 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,763,000 | 4,503 |
| Other real estate owned | $432,000 | 5,283 |
| Goodwill and other intangibles | $1,872,000 | 1,182 |
| All other assets | $440,000 | 8,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,179,000 | 7,187 |
| Total liabilities | $41,215,000 | 7,209 |
| Total deposits | $40,887,000 | 7,059 |
| Interest-bearing deposits | $34,115,000 | 7,085 |
| Deposits held in domestic offices | $40,887,000 | 7,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $328,000 | 6,271 |
| Total equity capital | $5,964,000 | 6,712 |
| Total bank equity capital | $5,964,000 | 6,712 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $116,000 | 6,894 |
| Surplus | $5,434,000 | 3,100 |
| Undivided profits | $414,000 | 8,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $172,000 | 8,244 |
| Earning assets | $40,129,000 | 7,342 |
| Long-term assets (5+ years) | $10,855,000 | 4,752 |
| Average Assets, year-to-date | $45,577,000 | 7,228 |
| Average Assets, quarterly | $46,385,000 | 7,214 |
| Volatile liabilities | $9,740,000 | 5,785 |
| Insider loans | $1,029,000 | 3,938 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $112,000 | 1,968 |
| Unused loan commitments | $1,555,000 | 7,712 |
| Tier 1 (core) risk-based capital | $3,986,000 | 7,704 |
| Tier 2 risk-based capital | $343,000 | 6,821 |
| Total risk weighted assets | $26,954,000 | 7,334 |
| Total unused commitments | $1,555,000 | 7,725 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $45,591,000 | 7,266 |
| Cash and due from depository institutions | $1,817,000 | 5,813 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $11,564,000 | 6,193 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 6,889 |
| Net loans & leases | $27,202,000 | 7,065 |
| Loan loss allowance | $852,000 | 4,352 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,742,000 | 4,499 |
| Other real estate owned | $512,000 | 5,813 |
| Goodwill and other intangibles | $1,875,000 | 1,181 |
| All other assets | $479,000 | 8,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,591,000 | 7,266 |
| Total liabilities | $39,706,000 | 7,301 |
| Total deposits | $39,473,000 | 7,156 |
| Interest-bearing deposits | $30,739,000 | 7,370 |
| Deposits held in domestic offices | $39,473,000 | 7,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $233,000 | 7,110 |
| Total equity capital | $5,885,000 | 6,669 |
| Total bank equity capital | $5,885,000 | 6,669 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $116,000 | 6,926 |
| Surplus | $5,434,000 | 3,048 |
| Undivided profits | $335,000 | 8,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $223,000 | 7,829 |
| Earning assets | $39,166,000 | 7,397 |
| Long-term assets (5+ years) | $2,595,000 | 6,977 |
| Average Assets, year-to-date | $44,776,000 | 7,283 |
| Average Assets, quarterly | $44,776,000 | 7,283 |
| Volatile liabilities | $8,937,000 | 5,988 |
| Insider loans | $650,000 | 4,882 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $511,000 | 8,607 |
| Tier 1 (core) risk-based capital | $3,874,000 | 7,764 |
| Tier 2 risk-based capital | $360,000 | 6,653 |
| Total risk weighted assets | $28,307,000 | 7,206 |
| Total unused commitments | $511,000 | 8,612 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $43,961,000 | 7,363 |
| Cash and due from depository institutions | $1,771,000 | 5,964 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $7,649,000 | 7,126 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 3,066 |
| Net loans & leases | $25,932,000 | 7,229 |
| Loan loss allowance | $975,000 | 3,875 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,312,000 | 5,210 |
| Other real estate owned | $515,000 | 5,964 |
| Goodwill and other intangibles | $1,879,000 | 1,165 |
| All other assets | $453,000 | 8,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,961,000 | 7,363 |
| Total liabilities | $38,132,000 | 7,398 |
| Total deposits | $37,959,000 | 7,257 |
| Interest-bearing deposits | $32,163,000 | 7,243 |
| Deposits held in domestic offices | $37,959,000 | 7,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $173,000 | 7,822 |
| Total equity capital | $5,829,000 | 6,669 |
| Total bank equity capital | $5,829,000 | 6,669 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $116,000 | 6,952 |
| Surplus | $5,434,000 | 3,017 |
| Undivided profits | $279,000 | 8,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $751,000 | 3,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $247,000 | 7,705 |
| Earning assets | $38,031,000 | 7,470 |
| Long-term assets (5+ years) | $4,294,000 | 6,312 |
| Average Assets, year-to-date | $41,211,000 | 7,385 |
| Average Assets, quarterly | $42,946,500 | 7,376 |
| Volatile liabilities | $9,146,000 | 5,931 |
| Insider loans | $911,000 | 4,175 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $515,000 | 8,597 |
| Tier 1 (core) risk-based capital | $3,786,000 | 7,805 |
| Tier 2 risk-based capital | $340,000 | 6,814 |
| Total risk weighted assets | $26,545,000 | 7,384 |
| Total unused commitments | $515,000 | 8,602 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $37,811,000 | 7,772 |
| Cash and due from depository institutions | $1,225,000 | 5,961 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,387,000 | 6,923 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 5,462 |
| Net loans & leases | $25,755,000 | 7,261 |
| Loan loss allowance | $506,000 | 5,786 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $433,000 | 7,558 |
| Other real estate owned | $303,000 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $373,000 | 8,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,811,000 | 7,772 |
| Total liabilities | $35,384,000 | 7,603 |
| Total deposits | $35,310,000 | 7,434 |
| Interest-bearing deposits | $30,309,000 | 7,416 |
| Deposits held in domestic offices | $35,310,000 | 7,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $74,000 | 9,170 |
| Total equity capital | $2,427,000 | 8,854 |
| Total bank equity capital | $2,427,000 | 8,854 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $116,000 | 7,125 |
| Surplus | $769,000 | 7,436 |
| Undivided profits | $1,542,000 | 6,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,916,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $311,000 | 7,439 |
| Earning assets | $35,477,000 | 7,685 |
| Long-term assets (5+ years) | $10,099,000 | 4,773 |
| Average Assets, year-to-date | $39,868,600 | 7,454 |
| Average Assets, quarterly | $38,732,000 | 7,662 |
| Volatile liabilities | $10,812,000 | 5,406 |
| Insider loans | $519,000 | 5,326 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $274,000 | 9,011 |
| Tier 1 (core) risk-based capital | $2,403,000 | 8,818 |
| Tier 2 risk-based capital | $324,000 | 6,891 |
| Total risk weighted assets | $25,736,000 | 7,495 |
| Total unused commitments | $274,000 | 9,014 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $38,399,000 | 7,713 |
| Cash and due from depository institutions | $1,079,000 | 6,224 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $5,037,000 | 8,349 |
| Federal funds sold & reverse repurchase agreements | $3,244,000 | 3,257 |
| Net loans & leases | $27,937,000 | 6,993 |
| Loan loss allowance | $457,000 | 6,017 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $497,000 | 7,492 |
| Other real estate owned | $213,000 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $392,000 | 8,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,399,000 | 7,713 |
| Total liabilities | $35,562,000 | 7,572 |
| Total deposits | $35,373,000 | 7,386 |
| Interest-bearing deposits | $29,736,000 | 7,433 |
| Deposits held in domestic offices | $35,373,000 | 7,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $189,000 | 8,441 |
| Total equity capital | $2,837,000 | 8,722 |
| Total bank equity capital | $2,837,000 | 8,722 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $110,000 | 7,375 |
| Surplus | $730,000 | 7,692 |
| Undivided profits | $1,997,000 | 6,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 4,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $274,000 | 7,192 |
| Earning assets | $36,218,000 | 7,614 |
| Long-term assets (5+ years) | $6,052,000 | 5,639 |
| Average Assets, year-to-date | $39,413,400 | 7,455 |
| Average Assets, quarterly | $39,634,500 | 7,555 |
| Volatile liabilities | $11,025,000 | 5,351 |
| Insider loans | $926,000 | 4,049 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $583,000 | 8,823 |
| Tier 1 (core) risk-based capital | $2,806,000 | 8,681 |
| Tier 2 risk-based capital | $358,010 | 6,498 |
| Total risk weighted assets | $28,541,910 | 7,119 |
| Total unused commitments | $583,000 | 8,829 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $38,686,000 | 7,774 |
| Cash and due from depository institutions | $1,218,000 | 6,066 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,597,000 | 8,121 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 5,026 |
| Net loans & leases | $28,828,000 | 6,920 |
| Loan loss allowance | $456,000 | 5,999 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $570,000 | 7,431 |
| Other real estate owned | $37,000 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $496,000 | 8,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,686,000 | 7,774 |
| Total liabilities | $35,795,000 | 7,632 |
| Total deposits | $35,577,000 | 7,469 |
| Interest-bearing deposits | $30,488,000 | 7,445 |
| Deposits held in domestic offices | $35,577,000 | 7,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $218,000 | 7,849 |
| Total equity capital | $2,891,000 | 8,746 |
| Total bank equity capital | $2,891,000 | 8,746 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $116,000 | 7,623 |
| Surplus | $769,000 | 7,786 |
| Undivided profits | $2,006,000 | 6,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 3,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $279,000 | 6,735 |
| Earning assets | $36,365,000 | 7,670 |
| Long-term assets (5+ years) | $5,600,000 | 6,113 |
| Average Assets, year-to-date | $36,418,200 | 7,803 |
| Average Assets, quarterly | $38,500,500 | 7,748 |
| Volatile liabilities | $10,868,000 | 5,198 |
| Insider loans | $746,000 | 4,423 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $807,000 | 8,797 |
| Tier 1 (core) risk-based capital | $2,940,000 | 8,727 |
| Tier 2 risk-based capital | $370,770 | 6,344 |
| Total risk weighted assets | $29,576,470 | 7,031 |
| Total unused commitments | $807,000 | 8,806 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $32,816,000 | 8,400 |
| Cash and due from depository institutions | $1,145,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,514,000 | 9,299 |
| Federal funds sold & reverse repurchase agreements | $1,495,000 | 6,415 |
| Net loans & leases | $25,551,000 | 7,229 |
| Loan loss allowance | $332,000 | 7,064 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $523,000 | 7,665 |
| Other real estate owned | $206,000 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $382,000 | 8,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,816,000 | 8,400 |
| Total liabilities | $30,046,000 | 8,297 |
| Total deposits | $29,880,000 | 8,172 |
| Interest-bearing deposits | $23,887,000 | 8,319 |
| Deposits held in domestic offices | $29,880,000 | 8,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $166,000 | 9,000 |
| Total equity capital | $2,770,000 | 9,001 |
| Total bank equity capital | $2,770,000 | 9,001 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $116,000 | 7,781 |
| Surplus | $769,000 | 7,877 |
| Undivided profits | $1,885,000 | 7,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $249,000 | 7,252 |
| Earning assets | $30,560,000 | 8,336 |
| Long-term assets (5+ years) | $5,076,000 | 6,201 |
| Average Assets, year-to-date | $32,091,200 | 8,270 |
| Average Assets, quarterly | $33,099,000 | 8,312 |
| Volatile liabilities | $6,068,000 | 6,465 |
| Insider loans | $485,000 | 5,367 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $487,000 | 9,360 |
| Tier 1 (core) risk-based capital | $2,730,000 | 8,948 |
| Tier 2 risk-based capital | $328,170 | 6,692 |
| Total risk weighted assets | $26,249,570 | 7,356 |
| Total unused commitments | $487,000 | 9,365 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $30,737,000 | 8,796 |
| Cash and due from depository institutions | $1,329,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,811,000 | 9,686 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,072 |
| Net loans & leases | $23,416,000 | 7,739 |
| Loan loss allowance | $318,000 | 7,380 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $424,000 | 8,280 |
| Other real estate owned | $208,000 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $349,000 | 9,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,737,000 | 8,796 |
| Total liabilities | $28,051,000 | 8,704 |
| Total deposits | $27,947,000 | 8,578 |
| Interest-bearing deposits | $23,069,000 | 8,647 |
| Deposits held in domestic offices | $27,947,000 | 8,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $104,000 | 10,165 |
| Total equity capital | $2,686,000 | 9,325 |
| Total bank equity capital | $2,686,000 | 9,325 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $116,000 | 8,133 |
| Surplus | $769,000 | 8,109 |
| Undivided profits | $1,801,000 | 7,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 7,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $214,000 | 8,043 |
| Earning assets | $28,427,000 | 8,749 |
| Long-term assets (5+ years) | $5,130,000 | 5,916 |
| Average Assets, year-to-date | $31,459,400 | 8,561 |
| Average Assets, quarterly | $31,164,000 | 8,713 |
| Volatile liabilities | $5,891,000 | 6,651 |
| Insider loans | $429,000 | 5,810 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $439,000 | 9,684 |
| Tier 1 (core) risk-based capital | $2,653,000 | 9,279 |
| Tier 2 risk-based capital | $303,480 | 7,015 |
| Total risk weighted assets | $24,263,480 | 7,765 |
| Total unused commitments | $439,000 | 9,692 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $30,017,000 | 9,217 |
| Cash and due from depository institutions | $2,363,000 | 6,081 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,305,000 | 10,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $22,449,000 | 8,026 |
| Loan loss allowance | $351,000 | 7,290 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $452,000 | 8,340 |
| Other real estate owned | $124,000 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $324,000 | 10,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,017,000 | 9,217 |
| Total liabilities | $27,505,000 | 9,104 |
| Total deposits | $26,383,000 | 9,103 |
| Interest-bearing deposits | $21,106,000 | 9,272 |
| Deposits held in domestic offices | $26,383,000 | 9,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $122,000 | 10,341 |
| Total equity capital | $2,512,000 | 9,776 |
| Total bank equity capital | $2,512,000 | 9,776 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $116,000 | 8,563 |
| Surplus | $769,000 | 8,426 |
| Undivided profits | $1,627,000 | 7,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 8,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $219,000 | 8,155 |
| Earning assets | $26,754,000 | 9,267 |
| Long-term assets (5+ years) | $5,898,000 | 5,496 |
| Average Assets, year-to-date | $29,936,600 | 9,066 |
| Average Assets, quarterly | $30,116,500 | 9,150 |
| Volatile liabilities | $6,596,000 | 6,241 |
| Insider loans | $659,000 | 4,763 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $411,000 | 9,967 |
| Tier 1 (core) risk-based capital | $2,515,000 | 9,724 |
| Tier 2 risk-based capital | $292,150 | 7,330 |
| Total risk weighted assets | $23,312,750 | 8,056 |
| Total unused commitments | $411,000 | 9,975 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $28,603,000 | 9,672 |
| Cash and due from depository institutions | $1,432,000 | 7,361 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,382,000 | 10,474 |
| Federal funds sold & reverse repurchase agreements | $2,733,000 | 4,641 |
| Net loans & leases | $19,100,000 | 8,778 |
| Loan loss allowance | $342,000 | 7,577 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $411,000 | 8,804 |
| Other real estate owned | $213,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $332,000 | 10,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,603,000 | 9,672 |
| Total liabilities | $26,188,000 | 9,584 |
| Total deposits | $26,017,000 | 9,472 |
| Interest-bearing deposits | $20,024,000 | 9,778 |
| Deposits held in domestic offices | $26,017,000 | 9,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $171,000 | 10,117 |
| Total equity capital | $2,415,000 | 10,188 |
| Total bank equity capital | $2,415,000 | 10,188 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $116,000 | 8,982 |
| Surplus | $769,000 | 8,692 |
| Undivided profits | $1,530,000 | 8,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $200,000 | 8,777 |
| Earning assets | $26,215,000 | 9,640 |
| Long-term assets (5+ years) | $3,750,000 | 6,518 |
| Average Assets, year-to-date | $27,131,600 | 9,695 |
| Average Assets, quarterly | $28,142,000 | 9,689 |
| Volatile liabilities | $4,972,000 | 6,941 |
| Insider loans | $747,000 | 4,515 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $255,000 | 10,599 |
| Tier 1 (core) risk-based capital | $2,397,000 | 10,132 |
| Tier 2 risk-based capital | $249,710 | 8,067 |
| Total risk weighted assets | $19,884,110 | 8,839 |
| Total unused commitments | $255,000 | 10,606 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $25,366,000 | 10,387 |
| Cash and due from depository institutions | $1,943,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,079,000 | 11,233 |
| Federal funds sold & reverse repurchase agreements | $985,000 | 5,605 |
| Net loans & leases | $17,170,000 | 9,348 |
| Loan loss allowance | $208,000 | 9,729 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $399,000 | 9,147 |
| Other real estate owned | $523,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $267,000 | 11,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,366,000 | 10,387 |
| Total liabilities | $23,198,000 | 10,302 |
| Total deposits | $23,137,000 | 10,173 |
| Interest-bearing deposits | $17,630,000 | 10,511 |
| Deposits held in domestic offices | $23,137,000 | 10,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $61,000 | 11,957 |
| Total equity capital | $2,168,000 | 10,680 |
| Total bank equity capital | $2,168,000 | 10,680 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $116,000 | 9,474 |
| Surplus | $769,000 | 8,945 |
| Undivided profits | $1,283,000 | 8,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 11,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $161,000 | 9,416 |
| Earning assets | $22,234,000 | 10,474 |
| Long-term assets (5+ years) | $3,342,000 | 7,119 |
| Average Assets, year-to-date | $25,103,200 | 10,355 |
| Average Assets, quarterly | $25,151,000 | 10,393 |
| Volatile liabilities | $3,575,000 | 7,896 |
| Insider loans | $708,000 | 4,653 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $214,000 | 11,133 |
| Tier 1 (core) risk-based capital | $2,194,000 | 10,716 |
| Tier 2 risk-based capital | $208,000 | 9,005 |
| Total risk weighted assets | $17,717,900 | 9,465 |
| Total unused commitments | $214,000 | 11,136 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $25,063,000 | 10,884 |
| Cash and due from depository institutions | $1,786,000 | 8,903 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $3,300,000 | 12,036 |
| Federal funds sold & reverse repurchase agreements | $1,935,000 | 5,926 |
| Net loans & leases | $16,794,000 | 9,551 |
| Loan loss allowance | $236,000 | 9,606 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $404,000 | 9,395 |
| Other real estate owned | $571,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $273,000 | 11,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,063,000 | 10,884 |
| Total liabilities | $23,017,000 | 10,798 |
| Total deposits | $22,922,000 | 10,692 |
| Interest-bearing deposits | $18,091,000 | 10,949 |
| Deposits held in domestic offices | $22,922,000 | 10,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $95,000 | 11,690 |
| Total equity capital | $2,046,000 | 11,267 |
| Total bank equity capital | $2,046,000 | 11,267 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $116,000 | 9,955 |
| Surplus | $769,000 | 9,183 |
| Undivided profits | $1,161,000 | 9,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 6,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $146,000 | 9,610 |
| Earning assets | $22,029,000 | 10,968 |
| Long-term assets (5+ years) | $2,803,000 | 7,977 |
| Average Assets, year-to-date | $24,985,400 | 10,799 |
| Average Assets, quarterly | $24,842,000 | 10,866 |
| Volatile liabilities | $3,511,000 | 7,834 |
| Insider loans | $678,000 | 4,830 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $108,000 | 11,809 |
| Tier 1 (core) risk-based capital | $2,046,000 | 11,230 |
| Tier 2 risk-based capital | $217,000 | 8,995 |
| Total risk weighted assets | $17,341,200 | 9,796 |
| Total unused commitments | $108,000 | 11,815 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $24,616,000 | 11,265 |
| Cash and due from depository institutions | $1,552,000 | 8,886 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $5,477,000 | 11,341 |
| Federal funds sold & reverse repurchase agreements | $3,720,000 | 4,263 |
| Net loans & leases | $12,473,000 | 10,935 |
| Loan loss allowance | $166,000 | 11,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $442,000 | 9,320 |
| Other real estate owned | $595,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $357,000 | 11,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,616,000 | 11,265 |
| Total liabilities | $22,687,000 | 11,192 |
| Total deposits | $22,605,000 | 11,102 |
| Interest-bearing deposits | $17,722,000 | 11,414 |
| Deposits held in domestic offices | $22,605,000 | 11,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $82,000 | 12,772 |
| Total equity capital | $1,929,000 | 11,621 |
| Total bank equity capital | $1,929,000 | 11,621 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $116,000 | 10,415 |
| Surplus | $769,000 | 9,330 |
| Undivided profits | $1,044,000 | 9,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 8,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $97,000 | 11,664 |
| Earning assets | $21,770,000 | 11,313 |
| Long-term assets (5+ years) | $2,174,000 | 8,750 |
| Average Assets, year-to-date | $23,800,000 | 11,259 |
| Average Assets, quarterly | $24,398,500 | 11,250 |
| Volatile liabilities | $3,669,000 | 7,783 |
| Insider loans | $601,000 | 1,495 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $96,000 | 12,158 |
| Tier 1 (core) risk-based capital | $1,929,000 | 11,578 |
| Tier 2 risk-based capital | $166,000 | 10,245 |
| Total risk weighted assets | $13,999,500 | 10,901 |
| Total unused commitments | $96,000 | 12,166 |
| Derivatives | $0 | 651 |