Home > Vision Bank > Assets and Liabilities
Vision Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 110 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $506,814,000 | 1,318 |
| Cash and due from depository institutions | $10,001,000 | 1,591 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $24,170,000 | 3,957 |
| Federal funds sold & reverse repurchase agreements | $26,247,000 | 572 |
| Net loans & leases | $350,950,000 | 1,336 |
| Loan loss allowance | $5,906,000 | 891 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,016,000 | 1,122 |
| Other real estate owned | $95,000 | 1,591 |
| Goodwill and other intangibles | $72,858,000 | 210 |
| All other assets | $11,477,000 | 1,575 |
| Life insurance assets | $1,810,000 | 2,375 |
| Total liabilities and capital | $506,814,000 | 1,318 |
| Total liabilities | $393,744,000 | 1,538 |
| Total deposits | $382,994,000 | 1,393 |
| Interest-bearing deposits | $327,930,000 | 1,418 |
| Deposits held in domestic offices | $382,994,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,618,000 | 3,221 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,132,000 | 1,130 |
| Total equity capital | $113,070,000 | 612 |
| Total bank equity capital | $113,070,000 | 612 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $67,000 | 7,025 |
| Surplus | $111,196,000 | 337 |
| Undivided profits | $1,807,000 | 6,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 2,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,782,000 | 1,458 |
| Earning assets | $401,367,000 | 1,538 |
| Long-term assets (5+ years) | $9,841,000 | 4,809 |
| Average Assets, year-to-date | $465,064,000 | 1,409 |
| Average Assets, quarterly | $493,823,000 | 1,344 |
| Volatile liabilities | $98,962,000 | 1,403 |
| Insider loans | $23,803,000 | 244 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $3,450,000 | 525 |
| Unused loan commitments | $59,332,000 | 1,608 |
| Tier 1 (core) risk-based capital | $40,246,000 | 1,610 |
| Tier 2 risk-based capital | $4,672,000 | 1,122 |
| Total risk weighted assets | $372,149,000 | 1,354 |
| Total unused commitments | $59,332,000 | 1,610 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 113 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $480,832,000 | 1,385 |
| Cash and due from depository institutions | $18,497,000 | 1,526 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $17,198,000 | 4,901 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $353,821,000 | 1,312 |
| Loan loss allowance | $5,840,000 | 887 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,099,000 | 1,084 |
| Other real estate owned | $0 | 1,526 |
| Goodwill and other intangibles | $73,231,000 | 201 |
| All other assets | $6,986,000 | 2,329 |
| Life insurance assets | $1,794,000 | 2,376 |
| Total liabilities and capital | $480,832,000 | 1,385 |
| Total liabilities | $369,267,000 | 1,642 |
| Total deposits | $358,973,000 | 1,497 |
| Interest-bearing deposits | $302,140,000 | 1,543 |
| Deposits held in domestic offices | $358,973,000 | 1,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,793,000 | 3,133 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,501,000 | 1,259 |
| Total equity capital | $111,565,000 | 610 |
| Total bank equity capital | $111,565,000 | 610 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $75,000 | 6,979 |
| Surplus | $111,190,000 | 329 |
| Undivided profits | $300,000 | 7,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,756,000 | 1,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,612,000 | 1,518 |
| Earning assets | $371,019,000 | 1,665 |
| Long-term assets (5+ years) | $6,963,000 | 5,353 |
| Average Assets, year-to-date | $444,189,000 | 1,492 |
| Average Assets, quarterly | $444,189,000 | 1,492 |
| Volatile liabilities | $102,281,000 | 1,335 |
| Insider loans | $27,094,000 | 202 |
| FHLB advances | $4,000,000 | 3,451 |
| Loans and leases held for sale | $1,489,000 | 820 |
| Unused loan commitments | $53,369,000 | 1,729 |
| Tier 1 (core) risk-based capital | $38,329,000 | 1,665 |
| Tier 2 risk-based capital | $4,539,000 | 1,147 |
| Total risk weighted assets | $363,213,000 | 1,366 |
| Total unused commitments | $53,369,000 | 1,730 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 110 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $407,546,000 | 1,646 |
| Cash and due from depository institutions | $18,051,000 | 1,568 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $17,436,000 | 4,921 |
| Federal funds sold & reverse repurchase agreements | $7,265,000 | 2,209 |
| Net loans & leases | $353,793,000 | 1,296 |
| Loan loss allowance | $4,284,000 | 1,196 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,356,000 | 2,703 |
| Other real estate owned | $52,000 | 1,568 |
| Goodwill and other intangibles | $125,000 | 2,812 |
| All other assets | $6,468,000 | 2,476 |
| Life insurance assets | $1,777,000 | 2,351 |
| Total liabilities and capital | $407,546,000 | 1,646 |
| Total liabilities | $365,553,000 | 1,642 |
| Total deposits | $352,942,000 | 1,499 |
| Interest-bearing deposits | $326,192,000 | 1,368 |
| Deposits held in domestic offices | $352,942,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,640,000 | 2,434 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,971,000 | 2,408 |
| Total equity capital | $41,993,000 | 1,587 |
| Total bank equity capital | $41,993,000 | 1,587 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $75,000 | 7,012 |
| Surplus | $26,875,000 | 1,074 |
| Undivided profits | $15,043,000 | 2,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,837,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,586,000 | 1,569 |
| Earning assets | $378,494,000 | 1,619 |
| Long-term assets (5+ years) | $20,800,000 | 3,305 |
| Average Assets, year-to-date | $404,352,600 | 1,583 |
| Average Assets, quarterly | $411,654,000 | 1,598 |
| Volatile liabilities | $101,059,000 | 1,481 |
| Insider loans | $26,018,000 | 216 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $5,224,000 | 365 |
| Unused loan commitments | $66,985,000 | 1,454 |
| Tier 1 (core) risk-based capital | $42,039,000 | 1,501 |
| Tier 2 risk-based capital | $4,284,000 | 1,192 |
| Total risk weighted assets | $364,055,000 | 1,343 |
| Total unused commitments | $66,985,000 | 1,455 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 115 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $415,762,000 | 1,586 |
| Cash and due from depository institutions | $17,950,000 | 1,520 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $17,413,000 | 4,952 |
| Federal funds sold & reverse repurchase agreements | $35,455,000 | 379 |
| Net loans & leases | $333,249,000 | 1,363 |
| Loan loss allowance | $4,408,000 | 1,167 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,386,000 | 2,660 |
| Other real estate owned | $95,000 | 1,520 |
| Goodwill and other intangibles | $125,000 | 2,814 |
| All other assets | $7,089,000 | 2,302 |
| Life insurance assets | $1,762,000 | 2,327 |
| Total liabilities and capital | $415,762,000 | 1,586 |
| Total liabilities | $375,752,000 | 1,575 |
| Total deposits | $362,164,000 | 1,428 |
| Interest-bearing deposits | $344,249,000 | 1,281 |
| Deposits held in domestic offices | $362,164,000 | 1,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,651,000 | 2,546 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,937,000 | 1,756 |
| Total equity capital | $40,010,000 | 1,652 |
| Total bank equity capital | $40,010,000 | 1,652 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $75,000 | 7,074 |
| Surplus | $26,875,000 | 1,072 |
| Undivided profits | $13,060,000 | 2,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,887,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,405,000 | 1,689 |
| Earning assets | $386,117,000 | 1,566 |
| Long-term assets (5+ years) | $19,020,000 | 3,439 |
| Average Assets, year-to-date | $403,554,250 | 1,592 |
| Average Assets, quarterly | $425,343,500 | 1,520 |
| Volatile liabilities | $95,655,000 | 1,545 |
| Insider loans | $22,270,000 | 251 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $2,785,000 | 554 |
| Unused loan commitments | $108,466,000 | 978 |
| Tier 1 (core) risk-based capital | $40,152,000 | 1,572 |
| Tier 2 risk-based capital | $4,408,000 | 1,168 |
| Total risk weighted assets | $359,827,000 | 1,348 |
| Total unused commitments | $108,466,000 | 979 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 105 | 1,673 |
| Assets and Liabilities | ||
| Total Assets: | $434,925,000 | 1,485 |
| Cash and due from depository institutions | $26,771,000 | 1,673 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $16,747,000 | 5,052 |
| Federal funds sold & reverse repurchase agreements | $42,454,000 | 294 |
| Net loans & leases | $338,525,000 | 1,323 |
| Loan loss allowance | $4,136,000 | 1,247 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,316,000 | 2,667 |
| Other real estate owned | $0 | 1,673 |
| Goodwill and other intangibles | $125,000 | 2,816 |
| All other assets | $5,987,000 | 2,596 |
| Life insurance assets | $1,746,000 | 2,296 |
| Total liabilities and capital | $434,925,000 | 1,485 |
| Total liabilities | $396,994,000 | 1,457 |
| Total deposits | $382,383,000 | 1,316 |
| Interest-bearing deposits | $297,265,000 | 1,487 |
| Deposits held in domestic offices | $382,383,000 | 1,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,662,000 | 2,565 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,949,000 | 1,266 |
| Total equity capital | $37,931,000 | 1,677 |
| Total bank equity capital | $37,931,000 | 1,677 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $75,000 | 7,100 |
| Surplus | $26,875,000 | 1,054 |
| Undivided profits | $10,981,000 | 2,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,435,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,039,000 | 1,804 |
| Earning assets | $397,726,000 | 1,484 |
| Long-term assets (5+ years) | $17,923,000 | 3,540 |
| Average Assets, year-to-date | $399,485,000 | 1,612 |
| Average Assets, quarterly | $411,744,000 | 1,557 |
| Volatile liabilities | $90,529,000 | 1,607 |
| Insider loans | $22,333,000 | 241 |
| FHLB advances | $9,000,000 | 2,693 |
| Loans and leases held for sale | $1,369,000 | 810 |
| Unused loan commitments | $59,220,000 | 1,630 |
| Tier 1 (core) risk-based capital | $38,165,000 | 1,624 |
| Tier 2 risk-based capital | $4,136,000 | 1,228 |
| Total risk weighted assets | $370,905,000 | 1,266 |
| Total unused commitments | $59,220,000 | 1,630 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $388,563,000 | 1,657 |
| Cash and due from depository institutions | $18,033,000 | 1,749 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $21,885,000 | 4,373 |
| Federal funds sold & reverse repurchase agreements | $10,855,000 | 1,380 |
| Net loans & leases | $326,963,000 | 1,320 |
| Loan loss allowance | $4,060,000 | 1,246 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,239,000 | 2,639 |
| Other real estate owned | $0 | 1,749 |
| Goodwill and other intangibles | $125,000 | 2,798 |
| All other assets | $6,463,000 | 2,379 |
| Life insurance assets | $1,730,000 | 2,266 |
| Total liabilities and capital | $388,563,000 | 1,657 |
| Total liabilities | $352,240,000 | 1,646 |
| Total deposits | $338,585,000 | 1,489 |
| Interest-bearing deposits | $275,767,000 | 1,579 |
| Deposits held in domestic offices | $338,585,000 | 1,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,673,000 | 2,477 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,982,000 | 1,586 |
| Total equity capital | $36,323,000 | 1,726 |
| Total bank equity capital | $36,323,000 | 1,726 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $75,000 | 7,111 |
| Surplus | $26,875,000 | 1,024 |
| Undivided profits | $9,373,000 | 3,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 2,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,136,000 | 1,604 |
| Earning assets | $359,703,000 | 1,637 |
| Long-term assets (5+ years) | $14,589,000 | 3,886 |
| Average Assets, year-to-date | $381,765,000 | 1,679 |
| Average Assets, quarterly | $381,765,000 | 1,679 |
| Volatile liabilities | $81,490,000 | 1,670 |
| Insider loans | $21,377,000 | 249 |
| FHLB advances | $9,000,000 | 2,631 |
| Loans and leases held for sale | $1,586,000 | 678 |
| Unused loan commitments | $67,377,000 | 1,439 |
| Tier 1 (core) risk-based capital | $36,499,000 | 1,648 |
| Tier 2 risk-based capital | $4,060,000 | 1,229 |
| Total risk weighted assets | $353,229,000 | 1,305 |
| Total unused commitments | $67,377,000 | 1,439 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 97 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $374,967,000 | 1,699 |
| Cash and due from depository institutions | $8,367,000 | 1,781 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $22,336,000 | 4,327 |
| Federal funds sold & reverse repurchase agreements | $8,887,000 | 1,533 |
| Net loans & leases | $325,110,000 | 1,310 |
| Loan loss allowance | $3,759,000 | 1,316 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,305,000 | 2,579 |
| Other real estate owned | $0 | 1,781 |
| Goodwill and other intangibles | $125,000 | 2,802 |
| All other assets | $5,837,000 | 2,561 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $374,967,000 | 1,699 |
| Total liabilities | $340,426,000 | 1,683 |
| Total deposits | $327,646,000 | 1,518 |
| Interest-bearing deposits | $266,772,000 | 1,606 |
| Deposits held in domestic offices | $327,646,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,683,000 | 2,561 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,097,000 | 2,068 |
| Total equity capital | $34,541,000 | 1,800 |
| Total bank equity capital | $34,541,000 | 1,800 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $75,000 | 7,144 |
| Surplus | $26,875,000 | 1,000 |
| Undivided profits | $7,591,000 | 3,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,169,000 | 2,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,017,000 | 1,730 |
| Earning assets | $356,333,000 | 1,629 |
| Long-term assets (5+ years) | $14,171,000 | 3,942 |
| Average Assets, year-to-date | $345,244,400 | 1,737 |
| Average Assets, quarterly | $378,850,500 | 1,661 |
| Volatile liabilities | $68,774,000 | 1,898 |
| Insider loans | $22,663,000 | 224 |
| FHLB advances | $9,000,000 | 2,691 |
| Loans and leases held for sale | $1,765,000 | 640 |
| Unused loan commitments | $74,311,000 | 1,276 |
| Tier 1 (core) risk-based capital | $34,698,000 | 1,703 |
| Tier 2 risk-based capital | $3,759,000 | 1,302 |
| Total risk weighted assets | $355,763,000 | 1,264 |
| Total unused commitments | $74,311,000 | 1,276 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 99 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $382,734,000 | 1,630 |
| Cash and due from depository institutions | $6,152,000 | 1,744 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $23,158,000 | 4,201 |
| Federal funds sold & reverse repurchase agreements | $23,822,000 | 561 |
| Net loans & leases | $319,228,000 | 1,309 |
| Loan loss allowance | $3,551,000 | 1,377 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,374,000 | 2,483 |
| Other real estate owned | $0 | 1,744 |
| Goodwill and other intangibles | $125,000 | 2,780 |
| All other assets | $5,875,000 | 2,486 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $382,734,000 | 1,630 |
| Total liabilities | $354,498,000 | 1,574 |
| Total deposits | $342,060,000 | 1,413 |
| Interest-bearing deposits | $266,460,000 | 1,559 |
| Deposits held in domestic offices | $342,060,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,693,000 | 2,576 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,745,000 | 2,309 |
| Total equity capital | $28,236,000 | 2,179 |
| Total bank equity capital | $28,236,000 | 2,179 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $75,000 | 7,175 |
| Surplus | $22,375,000 | 1,121 |
| Undivided profits | $5,786,000 | 4,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,182,000 | 2,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,741,000 | 1,959 |
| Earning assets | $366,208,000 | 1,543 |
| Long-term assets (5+ years) | $32,620,000 | 2,425 |
| Average Assets, year-to-date | $337,813,750 | 1,763 |
| Average Assets, quarterly | $375,995,000 | 1,643 |
| Volatile liabilities | $67,274,000 | 1,853 |
| Insider loans | $25,310,000 | 195 |
| FHLB advances | $9,000,000 | 2,713 |
| Loans and leases held for sale | $1,339,000 | 851 |
| Unused loan commitments | $101,263,000 | 975 |
| Tier 1 (core) risk-based capital | $28,245,000 | 2,105 |
| Tier 2 risk-based capital | $3,551,000 | 1,354 |
| Total risk weighted assets | $356,326,000 | 1,230 |
| Total unused commitments | $101,263,000 | 976 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $369,256,000 | 1,657 |
| Cash and due from depository institutions | $17,920,000 | 1,772 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $22,893,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $27,895,000 | 442 |
| Net loans & leases | $290,852,000 | 1,413 |
| Loan loss allowance | $3,631,000 | 1,336 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,229,000 | 2,512 |
| Other real estate owned | $50,000 | 1,772 |
| Goodwill and other intangibles | $125,000 | 2,773 |
| All other assets | $5,292,000 | 2,631 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $369,256,000 | 1,657 |
| Total liabilities | $342,608,000 | 1,606 |
| Total deposits | $330,303,000 | 1,442 |
| Interest-bearing deposits | $255,558,000 | 1,591 |
| Deposits held in domestic offices | $330,303,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,703,000 | 2,544 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,602,000 | 2,318 |
| Total equity capital | $26,648,000 | 2,257 |
| Total bank equity capital | $26,648,000 | 2,257 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $75,000 | 7,176 |
| Surplus | $22,375,000 | 1,094 |
| Undivided profits | $4,198,000 | 5,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,693,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,369,000 | 2,304 |
| Earning assets | $341,640,000 | 1,638 |
| Long-term assets (5+ years) | $16,370,000 | 3,742 |
| Average Assets, year-to-date | $322,840,330 | 1,813 |
| Average Assets, quarterly | $347,033,000 | 1,731 |
| Volatile liabilities | $67,676,000 | 1,790 |
| Insider loans | $19,433,000 | 239 |
| FHLB advances | $9,000,000 | 2,681 |
| Loans and leases held for sale | $3,833,000 | 502 |
| Unused loan commitments | $66,115,000 | 1,350 |
| Tier 1 (core) risk-based capital | $26,633,000 | 2,158 |
| Tier 2 risk-based capital | $3,631,000 | 1,299 |
| Total risk weighted assets | $328,089,000 | 1,302 |
| Total unused commitments | $66,115,000 | 1,350 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $324,810,000 | 1,829 |
| Cash and due from depository institutions | $5,693,000 | 1,965 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,511,000 | 5,562 |
| Federal funds sold & reverse repurchase agreements | $24,115,000 | 503 |
| Net loans & leases | $271,101,000 | 1,467 |
| Loan loss allowance | $3,438,000 | 1,389 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,939,000 | 2,650 |
| Other real estate owned | $317,000 | 1,965 |
| Goodwill and other intangibles | $125,000 | 2,775 |
| All other assets | $5,009,000 | 2,706 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $324,810,000 | 1,829 |
| Total liabilities | $299,537,000 | 1,785 |
| Total deposits | $286,699,000 | 1,660 |
| Interest-bearing deposits | $232,323,000 | 1,740 |
| Deposits held in domestic offices | $286,699,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,713,000 | 2,479 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,125,000 | 1,874 |
| Total equity capital | $25,273,000 | 2,294 |
| Total bank equity capital | $25,273,000 | 2,294 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $75,000 | 7,236 |
| Surplus | $22,375,000 | 1,059 |
| Undivided profits | $2,823,000 | 5,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,687,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,182,000 | 2,594 |
| Earning assets | $309,727,000 | 1,765 |
| Long-term assets (5+ years) | $12,450,000 | 4,338 |
| Average Assets, year-to-date | $299,632,500 | 1,950 |
| Average Assets, quarterly | $299,632,500 | 1,950 |
| Volatile liabilities | $59,906,000 | 1,882 |
| Insider loans | $19,096,000 | 241 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $1,550,000 | 737 |
| Unused loan commitments | $53,409,000 | 1,554 |
| Tier 1 (core) risk-based capital | $25,324,000 | 2,211 |
| Tier 2 risk-based capital | $3,438,000 | 1,351 |
| Total risk weighted assets | $297,687,000 | 1,416 |
| Total unused commitments | $53,409,000 | 1,554 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 82 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $274,455,000 | 2,113 |
| Cash and due from depository institutions | $8,258,000 | 2,092 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $15,053,000 | 5,498 |
| Federal funds sold & reverse repurchase agreements | $4,448,000 | 2,460 |
| Net loans & leases | $238,530,000 | 1,647 |
| Loan loss allowance | $3,142,000 | 1,503 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,833,000 | 2,688 |
| Other real estate owned | $292,000 | 2,092 |
| Goodwill and other intangibles | $125,000 | 2,773 |
| All other assets | $3,916,000 | 3,190 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $274,455,000 | 2,113 |
| Total liabilities | $249,933,000 | 2,089 |
| Total deposits | $238,038,000 | 1,969 |
| Interest-bearing deposits | $190,386,000 | 2,073 |
| Deposits held in domestic offices | $238,038,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,722,000 | 2,490 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,173,000 | 2,799 |
| Total equity capital | $24,522,000 | 2,355 |
| Total bank equity capital | $24,522,000 | 2,355 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $75,000 | 7,271 |
| Surplus | $22,375,000 | 1,046 |
| Undivided profits | $2,072,000 | 6,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 1,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $973,000 | 3,110 |
| Earning assets | $258,031,000 | 2,081 |
| Long-term assets (5+ years) | $14,862,000 | 4,076 |
| Average Assets, year-to-date | $234,468,200 | 2,385 |
| Average Assets, quarterly | $266,083,500 | 2,167 |
| Volatile liabilities | $51,874,000 | 2,062 |
| Insider loans | $12,362,000 | 437 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $1,254,000 | 784 |
| Unused loan commitments | $48,561,000 | 1,629 |
| Tier 1 (core) risk-based capital | $24,423,000 | 2,259 |
| Tier 2 risk-based capital | $3,142,000 | 1,476 |
| Total risk weighted assets | $261,875,000 | 1,589 |
| Total unused commitments | $48,561,000 | 1,629 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 77 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $257,712,000 | 2,236 |
| Cash and due from depository institutions | $7,332,000 | 2,211 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $15,507,000 | 5,430 |
| Federal funds sold & reverse repurchase agreements | $13,630,000 | 835 |
| Net loans & leases | $213,765,000 | 1,787 |
| Loan loss allowance | $2,787,000 | 1,669 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,636,000 | 2,775 |
| Other real estate owned | $242,000 | 2,211 |
| Goodwill and other intangibles | $125,000 | 2,742 |
| All other assets | $3,475,000 | 3,418 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $257,712,000 | 2,236 |
| Total liabilities | $235,927,000 | 2,193 |
| Total deposits | $229,015,000 | 2,018 |
| Interest-bearing deposits | $187,918,000 | 2,089 |
| Deposits held in domestic offices | $229,015,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,732,000 | 3,384 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,180,000 | 2,844 |
| Total equity capital | $21,785,000 | 2,631 |
| Total bank equity capital | $21,785,000 | 2,631 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $75,000 | 7,315 |
| Surplus | $20,175,000 | 1,113 |
| Undivided profits | $1,535,000 | 6,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,291,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $997,000 | 3,134 |
| Earning assets | $242,902,000 | 2,172 |
| Long-term assets (5+ years) | $12,963,000 | 4,415 |
| Average Assets, year-to-date | $224,471,500 | 2,482 |
| Average Assets, quarterly | $253,857,500 | 2,247 |
| Volatile liabilities | $42,431,000 | 2,374 |
| Insider loans | $14,395,000 | 350 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $120,000 | 1,642 |
| Unused loan commitments | $39,736,000 | 1,888 |
| Tier 1 (core) risk-based capital | $21,621,000 | 2,508 |
| Tier 2 risk-based capital | $2,787,000 | 1,597 |
| Total risk weighted assets | $242,379,000 | 1,671 |
| Total unused commitments | $39,736,000 | 1,891 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $250,003,000 | 2,278 |
| Cash and due from depository institutions | $12,969,000 | 2,353 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $15,717,000 | 5,437 |
| Federal funds sold & reverse repurchase agreements | $19,373,000 | 543 |
| Net loans & leases | $194,634,000 | 1,913 |
| Loan loss allowance | $2,403,000 | 1,927 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,555,000 | 2,786 |
| Other real estate owned | $387,000 | 2,353 |
| Goodwill and other intangibles | $125,000 | 2,745 |
| All other assets | $3,243,000 | 3,560 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $250,003,000 | 2,278 |
| Total liabilities | $228,915,000 | 2,244 |
| Total deposits | $222,332,000 | 2,059 |
| Interest-bearing deposits | $179,057,000 | 2,171 |
| Deposits held in domestic offices | $222,332,000 | 2,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,741,000 | 3,355 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $842,000 | 3,326 |
| Total equity capital | $21,088,000 | 2,594 |
| Total bank equity capital | $21,088,000 | 2,594 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $75,000 | 7,367 |
| Surplus | $20,175,000 | 1,084 |
| Undivided profits | $838,000 | 7,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,207,000 | 1,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $797,000 | 3,613 |
| Earning assets | $229,724,000 | 2,262 |
| Long-term assets (5+ years) | $17,624,000 | 3,913 |
| Average Assets, year-to-date | $213,391,330 | 2,601 |
| Average Assets, quarterly | $234,165,000 | 2,401 |
| Volatile liabilities | $42,492,000 | 2,322 |
| Insider loans | $11,453,000 | 473 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $745,000 | 1,033 |
| Unused loan commitments | $34,571,000 | 2,072 |
| Tier 1 (core) risk-based capital | $21,153,000 | 2,505 |
| Tier 2 risk-based capital | $2,404,000 | 1,822 |
| Total risk weighted assets | $224,415,000 | 1,758 |
| Total unused commitments | $34,571,000 | 2,076 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $218,327,000 | 2,566 |
| Cash and due from depository institutions | $14,613,000 | 2,492 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $11,925,000 | 6,152 |
| Federal funds sold & reverse repurchase agreements | $20,259,000 | 695 |
| Net loans & leases | $166,735,000 | 2,163 |
| Loan loss allowance | $2,025,000 | 2,241 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,592,000 | 4,790 |
| Other real estate owned | $0 | 2,492 |
| Goodwill and other intangibles | $125,000 | 2,733 |
| All other assets | $3,078,000 | 3,549 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $218,327,000 | 2,566 |
| Total liabilities | $200,452,000 | 2,506 |
| Total deposits | $195,799,000 | 2,326 |
| Interest-bearing deposits | $166,367,000 | 2,312 |
| Deposits held in domestic offices | $195,799,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,000,000 | 3,688 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $653,000 | 4,225 |
| Total equity capital | $17,875,000 | 3,066 |
| Total bank equity capital | $17,875,000 | 3,066 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $75,000 | 7,387 |
| Surplus | $17,075,000 | 1,237 |
| Undivided profits | $725,000 | 7,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 4,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $728,000 | 3,861 |
| Earning assets | $198,919,000 | 2,588 |
| Long-term assets (5+ years) | $12,898,000 | 4,500 |
| Average Assets, year-to-date | $195,085,500 | 2,821 |
| Average Assets, quarterly | $195,085,500 | 2,821 |
| Volatile liabilities | $42,150,000 | 2,272 |
| Insider loans | $10,807,000 | 479 |
| FHLB advances | $4,000,000 | 3,517 |
| Loans and leases held for sale | $554,000 | 1,241 |
| Unused loan commitments | $21,983,000 | 2,756 |
| Tier 1 (core) risk-based capital | $17,707,000 | 2,929 |
| Tier 2 risk-based capital | $2,026,000 | 2,085 |
| Total risk weighted assets | $195,235,000 | 1,948 |
| Total unused commitments | $21,983,000 | 2,763 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $171,844,000 | 3,130 |
| Cash and due from depository institutions | $3,580,000 | 2,692 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $12,404,000 | 6,123 |
| Federal funds sold & reverse repurchase agreements | $7,111,000 | 1,676 |
| Net loans & leases | $145,839,000 | 2,436 |
| Loan loss allowance | $1,746,000 | 2,534 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,512,000 | 4,923 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $125,000 | 2,729 |
| All other assets | $1,273,000 | 5,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,844,000 | 3,130 |
| Total liabilities | $156,843,000 | 3,102 |
| Total deposits | $152,092,000 | 2,917 |
| Interest-bearing deposits | $130,557,000 | 2,910 |
| Deposits held in domestic offices | $152,092,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $751,000 | 3,719 |
| Total equity capital | $15,001,000 | 3,533 |
| Total bank equity capital | $15,001,000 | 3,533 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $75,000 | 7,448 |
| Surplus | $14,575,000 | 1,393 |
| Undivided profits | $351,000 | 8,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 4,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $692,000 | 4,176 |
| Earning assets | $165,354,000 | 3,015 |
| Long-term assets (5+ years) | $6,203,000 | 5,891 |
| Average Assets, year-to-date | $151,180,600 | 3,371 |
| Average Assets, quarterly | $164,671,000 | 3,213 |
| Volatile liabilities | $31,065,000 | 2,857 |
| Insider loans | $7,961,000 | 650 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,621,000 | 2,793 |
| Tier 1 (core) risk-based capital | $14,861,000 | 3,410 |
| Tier 2 risk-based capital | $1,746,000 | 2,336 |
| Total risk weighted assets | $162,700,000 | 2,277 |
| Total unused commitments | $20,621,000 | 2,797 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $157,498,000 | 3,341 |
| Cash and due from depository institutions | $2,374,000 | 2,758 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $12,051,000 | 6,107 |
| Federal funds sold & reverse repurchase agreements | $3,658,000 | 3,243 |
| Net loans & leases | $136,639,000 | 2,572 |
| Loan loss allowance | $1,660,000 | 2,651 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,458,000 | 5,000 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $125,000 | 2,701 |
| All other assets | $1,193,000 | 6,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,498,000 | 3,341 |
| Total liabilities | $144,793,000 | 3,281 |
| Total deposits | $144,083,000 | 3,069 |
| Interest-bearing deposits | $124,254,000 | 3,031 |
| Deposits held in domestic offices | $144,083,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $710,000 | 4,041 |
| Total equity capital | $12,705,000 | 4,056 |
| Total bank equity capital | $12,705,000 | 4,056 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $75,000 | 7,494 |
| Surplus | $12,325,000 | 1,585 |
| Undivided profits | $305,000 | 8,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $636,000 | 4,676 |
| Earning assets | $152,348,000 | 3,196 |
| Long-term assets (5+ years) | $5,515,000 | 6,093 |
| Average Assets, year-to-date | $146,014,750 | 3,490 |
| Average Assets, quarterly | $153,376,000 | 3,401 |
| Volatile liabilities | $29,372,000 | 2,924 |
| Insider loans | $10,410,000 | 469 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,409,000 | 3,474 |
| Tier 1 (core) risk-based capital | $12,590,000 | 3,931 |
| Tier 2 risk-based capital | $1,660,000 | 2,444 |
| Total risk weighted assets | $149,910,000 | 2,446 |
| Total unused commitments | $14,409,000 | 3,480 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $149,254,000 | 3,494 |
| Cash and due from depository institutions | $7,559,000 | 2,882 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $9,455,000 | 6,617 |
| Federal funds sold & reverse repurchase agreements | $5,346,000 | 2,814 |
| Net loans & leases | $123,784,000 | 2,742 |
| Loan loss allowance | $1,532,000 | 2,802 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,335,000 | 5,207 |
| Other real estate owned | $0 | 2,882 |
| Goodwill and other intangibles | $125,000 | 2,660 |
| All other assets | $1,650,000 | 5,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,254,000 | 3,494 |
| Total liabilities | $136,762,000 | 3,421 |
| Total deposits | $136,089,000 | 3,209 |
| Interest-bearing deposits | $111,678,000 | 3,280 |
| Deposits held in domestic offices | $136,089,000 | 3,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $673,000 | 4,304 |
| Total equity capital | $12,492,000 | 4,115 |
| Total bank equity capital | $12,492,000 | 4,115 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $75,000 | 7,522 |
| Surplus | $12,325,000 | 1,551 |
| Undivided profits | $92,000 | 8,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $621,000 | 4,592 |
| Earning assets | $138,585,000 | 3,437 |
| Long-term assets (5+ years) | $7,068,000 | 5,576 |
| Average Assets, year-to-date | $142,187,000 | 3,557 |
| Average Assets, quarterly | $143,557,000 | 3,558 |
| Volatile liabilities | $29,230,000 | 2,885 |
| Insider loans | $9,419,000 | 502 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,239,000 | 3,957 |
| Tier 1 (core) risk-based capital | $12,312,000 | 3,941 |
| Tier 2 risk-based capital | $1,532,000 | 2,572 |
| Total risk weighted assets | $133,283,000 | 2,695 |
| Total unused commitments | $11,239,000 | 3,973 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 54 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $137,860,000 | 3,690 |
| Cash and due from depository institutions | $6,233,000 | 3,142 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $10,784,000 | 6,341 |
| Federal funds sold & reverse repurchase agreements | $3,145,000 | 4,313 |
| Net loans & leases | $115,008,000 | 2,869 |
| Loan loss allowance | $1,479,000 | 2,857 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,307,000 | 5,217 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $125,000 | 2,651 |
| All other assets | $1,258,000 | 5,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,860,000 | 3,690 |
| Total liabilities | $125,692,000 | 3,632 |
| Total deposits | $125,252,000 | 3,400 |
| Interest-bearing deposits | $105,546,000 | 3,436 |
| Deposits held in domestic offices | $125,252,000 | 3,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $440,000 | 5,489 |
| Total equity capital | $12,168,000 | 4,125 |
| Total bank equity capital | $12,168,000 | 4,125 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $75,000 | 7,561 |
| Surplus | $12,325,000 | 1,522 |
| Undivided profits | $-232,000 | 8,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $581,000 | 4,822 |
| Earning assets | $128,937,000 | 3,609 |
| Long-term assets (5+ years) | $7,726,000 | 5,368 |
| Average Assets, year-to-date | $138,653,500 | 3,632 |
| Average Assets, quarterly | $138,653,500 | 3,632 |
| Volatile liabilities | $26,934,000 | 3,054 |
| Insider loans | $7,304,000 | 692 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,203,000 | 4,339 |
| Tier 1 (core) risk-based capital | $12,020,000 | 3,950 |
| Tier 2 risk-based capital | $1,479,000 | 2,613 |
| Total risk weighted assets | $120,725,000 | 2,915 |
| Total unused commitments | $9,203,000 | 4,354 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $139,447,000 | 3,600 |
| Cash and due from depository institutions | $2,629,000 | 3,119 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $11,813,000 | 6,106 |
| Federal funds sold & reverse repurchase agreements | $14,113,000 | 1,003 |
| Net loans & leases | $107,488,000 | 3,018 |
| Loan loss allowance | $1,389,000 | 2,937 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,325,000 | 5,189 |
| Other real estate owned | $606,000 | 3,119 |
| Goodwill and other intangibles | $125,000 | 2,615 |
| All other assets | $1,348,000 | 5,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,447,000 | 3,600 |
| Total liabilities | $127,432,000 | 3,551 |
| Total deposits | $126,958,000 | 3,316 |
| Interest-bearing deposits | $113,821,000 | 3,159 |
| Deposits held in domestic offices | $126,958,000 | 3,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $474,000 | 5,373 |
| Total equity capital | $12,015,000 | 4,117 |
| Total bank equity capital | $12,015,000 | 4,117 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $75,000 | 7,596 |
| Surplus | $12,325,000 | 1,489 |
| Undivided profits | $-385,000 | 8,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $604,000 | 4,919 |
| Earning assets | $133,414,000 | 3,464 |
| Long-term assets (5+ years) | $8,820,000 | 5,062 |
| Average Assets, year-to-date | $117,467,000 | 4,001 |
| Average Assets, quarterly | $134,560,500 | 3,674 |
| Volatile liabilities | $25,374,000 | 3,183 |
| Insider loans | $6,238,000 | 792 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,588,000 | 4,164 |
| Tier 1 (core) risk-based capital | $11,775,000 | 3,962 |
| Tier 2 risk-based capital | $1,390,000 | 2,687 |
| Total risk weighted assets | $113,758,000 | 3,006 |
| Total unused commitments | $9,588,000 | 4,168 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 49 | 3,425 |
| Assets and Liabilities | ||
| Total Assets: | $97,724,000 | 4,633 |
| Cash and due from depository institutions | $2,143,000 | 3,425 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $11,942,000 | 6,039 |
| Federal funds sold & reverse repurchase agreements | $2,603,000 | 4,230 |
| Net loans & leases | $77,182,000 | 3,865 |
| Loan loss allowance | $1,013,000 | 3,558 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,055,000 | 5,768 |
| Other real estate owned | $1,017,000 | 3,425 |
| Goodwill and other intangibles | $125,000 | 2,545 |
| All other assets | $1,657,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,724,000 | 4,633 |
| Total liabilities | $88,342,000 | 4,596 |
| Total deposits | $87,910,000 | 4,349 |
| Interest-bearing deposits | $81,026,000 | 4,092 |
| Deposits held in domestic offices | $87,910,000 | 4,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $432,000 | 5,851 |
| Total equity capital | $9,382,000 | 4,739 |
| Total bank equity capital | $9,382,000 | 4,739 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $75,000 | 7,799 |
| Surplus | $10,325,000 | 1,647 |
| Undivided profits | $-1,018,000 | 9,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $597,000 | 5,276 |
| Earning assets | $91,727,000 | 4,539 |
| Long-term assets (5+ years) | $9,645,000 | 4,867 |
| Average Assets, year-to-date | $75,334,800 | 5,364 |
| Average Assets, quarterly | $95,650,000 | 4,656 |
| Volatile liabilities | $13,842,000 | 4,704 |
| Insider loans | $3,067,000 | 1,629 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,965,000 | 4,425 |
| Tier 1 (core) risk-based capital | $9,266,000 | 4,619 |
| Tier 2 risk-based capital | $1,013,000 | 3,321 |
| Total risk weighted assets | $81,675,000 | 3,837 |
| Total unused commitments | $7,965,000 | 4,434 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $50,025,000 | 6,847 |
| Cash and due from depository institutions | $273,000 | 5,727 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,594,000 | 7,803 |
| Federal funds sold & reverse repurchase agreements | $9,518,000 | 1,248 |
| Net loans & leases | $32,427,000 | 6,570 |
| Loan loss allowance | $396,000 | 6,499 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $490,000 | 7,524 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $723,000 | 7,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,025,000 | 6,847 |
| Total liabilities | $43,153,000 | 6,955 |
| Total deposits | $42,919,000 | 6,722 |
| Interest-bearing deposits | $40,154,000 | 6,407 |
| Deposits held in domestic offices | $42,919,000 | 6,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $234,000 | 7,931 |
| Total equity capital | $6,872,000 | 5,856 |
| Total bank equity capital | $6,872,000 | 5,856 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $75,000 | 8,057 |
| Surplus | $7,425,000 | 2,175 |
| Undivided profits | $-628,000 | 9,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $222,000 | 7,761 |
| Earning assets | $48,539,000 | 6,642 |
| Long-term assets (5+ years) | $2,684,000 | 6,995 |
| Average Assets, year-to-date | $30,790,750 | 8,152 |
| Average Assets, quarterly | $44,401,000 | 7,204 |
| Volatile liabilities | $6,511,000 | 6,806 |
| Insider loans | $2,879,000 | 1,682 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,279,000 | 5,759 |
| Tier 1 (core) risk-based capital | $6,475,000 | 5,959 |
| Tier 2 risk-based capital | $396,000 | 6,187 |
| Total risk weighted assets | $36,367,900 | 6,384 |
| Total unused commitments | $4,279,000 | 5,762 |
| Derivatives | $0 | 481 |