Home > Visalia Community Bank > Assets and Liabilities
Visalia Community Bank, Assets and Liabilities
| 2013-06-30 | Rank | |
| # of Employees: | 64 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $197,465,000 | 3,088 |
| Cash and due from depository institutions | $51,985,000 | 2,370 |
| Interest-bearing balances | $44,367,000 | 828 |
| Securities | $14,831,000 | 5,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $115,766,000 | 3,127 |
| Loan loss allowance | $2,722,000 | 2,409 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,853,000 | 3,337 |
| Other real estate owned | $158,000 | 2,370 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $11,872,000 | 1,577 |
| Life insurance assets | $6,786,000 | 1,150 |
| Total liabilities and capital | $197,465,000 | 3,088 |
| Total liabilities | $179,876,000 | 3,030 |
| Total deposits | $174,206,000 | 2,971 |
| Interest-bearing deposits | $120,841,000 | 3,365 |
| Deposits held in domestic offices | $174,206,000 | 2,970 |
| % insured | 84.45% | 4,087 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $5,670,000 | 932 |
| Total equity capital | $17,589,000 | 3,506 |
| Total bank equity capital | $17,589,000 | 3,504 |
| Perpetual preferred stock | $1,613,000 | 183 |
| Common stock | $1,521,000 | 1,764 |
| Surplus | $1,820,000 | 4,999 |
| Undivided profits | $12,635,000 | 2,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $4,613,000 | 1,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 834 |
| Income earned, not collected on loans | $420,000 | 4,902 |
| Earning assets | $174,964,000 | 3,183 |
| Long-term assets (5+ years) | $55,417,000 | 3,064 |
| Average Assets, year-to-date | $199,973,670 | 3,072 |
| Average Assets, quarterly | $200,067,000 | 3,071 |
| Volatile liabilities | $4,567,000 | 4,433 |
| Insider loans | $708,000 | 4,106 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $25,773,000 | 2,295 |
| Tier 1 (core) risk-based capital | $15,976,000 | 3,692 |
| Tier 2 risk-based capital | $1,679,000 | 2,744 |
| Total risk weighted assets | $133,286,000 | 2,961 |
| Total unused commitments | $25,773,000 | 2,295 |
| Derivatives | $6,279,000 | 802 |
| 2013-03-31 | Rank | |
| # of Employees: | 64 | 2,372 |
| Assets and Liabilities | ||
| Total Assets: | $202,669,000 | 3,074 |
| Cash and due from depository institutions | $52,673,000 | 2,372 |
| Interest-bearing balances | $45,401,000 | 1,004 |
| Securities | $15,596,000 | 4,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $119,319,000 | 3,046 |
| Loan loss allowance | $3,277,000 | 2,119 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $2,910,000 | 3,328 |
| Other real estate owned | $486,000 | 2,372 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $11,685,000 | 1,575 |
| Life insurance assets | $6,732,000 | 1,140 |
| Total liabilities and capital | $202,669,000 | 3,074 |
| Total liabilities | $183,932,000 | 3,024 |
| Total deposits | $176,698,000 | 2,997 |
| Interest-bearing deposits | $121,630,000 | 3,396 |
| Deposits held in domestic offices | $176,698,000 | 2,996 |
| % insured | 84.92% | 3,996 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $2,000,000 | 2,992 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $5,234,000 | 1,006 |
| Total equity capital | $18,737,000 | 3,423 |
| Total bank equity capital | $18,737,000 | 3,421 |
| Perpetual preferred stock | $1,613,000 | 191 |
| Common stock | $1,521,000 | 1,796 |
| Surplus | $1,820,000 | 5,048 |
| Undivided profits | $13,783,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,611,000 | 1,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 795 |
| Income earned, not collected on loans | $453,000 | 4,673 |
| Earning assets | $180,316,000 | 3,149 |
| Long-term assets (5+ years) | $57,642,000 | 2,958 |
| Average Assets, year-to-date | $201,228,000 | 3,085 |
| Average Assets, quarterly | $201,228,000 | 3,085 |
| Volatile liabilities | $6,954,000 | 3,733 |
| Insider loans | $714,000 | 4,116 |
| FHLB advances | $2,000,000 | 2,890 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $25,218,000 | 2,339 |
| Tier 1 (core) risk-based capital | $17,028,000 | 3,525 |
| Tier 2 risk-based capital | $1,723,000 | 2,690 |
| Total risk weighted assets | $136,252,000 | 2,886 |
| Total unused commitments | $25,218,000 | 2,339 |
| Derivatives | $6,488,000 | 799 |
| 2012-12-31 | Rank | |
| # of Employees: | 69 | 2,221 |
| Assets and Liabilities | ||
| Total Assets: | $199,787,000 | 3,107 |
| Cash and due from depository institutions | $48,497,000 | 2,221 |
| Interest-bearing balances | $41,068,000 | 1,041 |
| Securities | $16,212,000 | 4,841 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $120,214,000 | 3,057 |
| Loan loss allowance | $3,112,000 | 2,211 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,982,000 | 3,292 |
| Other real estate owned | $442,000 | 2,221 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $11,440,000 | 1,605 |
| Life insurance assets | $6,680,000 | 1,134 |
| Total liabilities and capital | $199,787,000 | 3,107 |
| Total liabilities | $181,064,000 | 3,058 |
| Total deposits | $173,520,000 | 3,027 |
| Interest-bearing deposits | $121,028,000 | 3,395 |
| Deposits held in domestic offices | $173,520,000 | 3,026 |
| % insured | 92.57% | 2,501 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $2,000,000 | 3,173 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $5,544,000 | 989 |
| Total equity capital | $18,723,000 | 3,438 |
| Total bank equity capital | $18,723,000 | 3,435 |
| Perpetual preferred stock | $1,613,000 | 198 |
| Common stock | $1,521,000 | 1,810 |
| Surplus | $1,820,000 | 5,087 |
| Undivided profits | $13,769,000 | 2,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $4,401,000 | 1,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 768 |
| Income earned, not collected on loans | $423,000 | 4,927 |
| Earning assets | $177,494,000 | 3,172 |
| Long-term assets (5+ years) | $54,318,000 | 3,026 |
| Average Assets, year-to-date | $200,244,600 | 3,040 |
| Average Assets, quarterly | $200,080,000 | 3,079 |
| Volatile liabilities | $7,633,000 | 3,688 |
| Insider loans | $770,000 | 4,072 |
| FHLB advances | $2,000,000 | 3,056 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $22,575,000 | 2,434 |
| Tier 1 (core) risk-based capital | $17,828,000 | 3,392 |
| Tier 2 risk-based capital | $1,742,000 | 2,680 |
| Total risk weighted assets | $137,957,000 | 2,878 |
| Total unused commitments | $22,575,000 | 2,434 |
| Derivatives | $6,606,000 | 807 |
| 2012-09-30 | Rank | |
| # of Employees: | 69 | 2,216 |
| Assets and Liabilities | ||
| Total Assets: | $200,373,000 | 3,092 |
| Cash and due from depository institutions | $46,376,000 | 2,216 |
| Interest-bearing balances | $38,854,000 | 1,047 |
| Securities | $16,907,000 | 4,848 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $122,122,000 | 3,036 |
| Loan loss allowance | $3,033,000 | 2,317 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,057,000 | 3,259 |
| Other real estate owned | $442,000 | 2,216 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $11,469,000 | 1,600 |
| Life insurance assets | $6,623,000 | 1,118 |
| Total liabilities and capital | $200,373,000 | 3,092 |
| Total liabilities | $181,548,000 | 3,040 |
| Total deposits | $174,288,000 | 2,999 |
| Interest-bearing deposits | $119,453,000 | 3,435 |
| Deposits held in domestic offices | $174,288,000 | 2,998 |
| % insured | 93.20% | 2,395 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $2,000,000 | 3,252 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $5,260,000 | 1,067 |
| Total equity capital | $18,825,000 | 3,468 |
| Total bank equity capital | $18,825,000 | 3,465 |
| Perpetual preferred stock | $1,613,000 | 202 |
| Common stock | $1,521,000 | 1,847 |
| Surplus | $1,820,000 | 5,146 |
| Undivided profits | $13,871,000 | 2,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,900,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 791 |
| Income earned, not collected on loans | $495,000 | 4,761 |
| Earning assets | $177,883,000 | 3,182 |
| Long-term assets (5+ years) | $50,215,000 | 3,184 |
| Average Assets, year-to-date | $200,359,000 | 3,071 |
| Average Assets, quarterly | $201,117,000 | 3,078 |
| Volatile liabilities | $6,165,000 | 4,087 |
| Insider loans | $777,000 | 4,099 |
| FHLB advances | $2,000,000 | 3,126 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $23,516,000 | 2,357 |
| Tier 1 (core) risk-based capital | $17,932,000 | 3,411 |
| Tier 2 risk-based capital | $1,758,000 | 2,688 |
| Total risk weighted assets | $139,362,000 | 2,864 |
| Total unused commitments | $23,516,000 | 2,357 |
| Derivatives | $6,723,000 | 819 |
| 2012-06-30 | Rank | |
| # of Employees: | 69 | 2,219 |
| Assets and Liabilities | ||
| Total Assets: | $201,861,000 | 3,074 |
| Cash and due from depository institutions | $44,333,000 | 2,219 |
| Interest-bearing balances | $37,366,000 | 1,070 |
| Securities | $19,372,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $123,020,000 | 3,036 |
| Loan loss allowance | $3,126,000 | 2,266 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,129,000 | 3,231 |
| Other real estate owned | $568,000 | 2,219 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $11,439,000 | 1,621 |
| Life insurance assets | $6,566,000 | 1,110 |
| Total liabilities and capital | $201,861,000 | 3,074 |
| Total liabilities | $182,913,000 | 3,033 |
| Total deposits | $175,806,000 | 2,980 |
| Interest-bearing deposits | $125,183,000 | 3,337 |
| Deposits held in domestic offices | $175,806,000 | 2,979 |
| % insured | 92.11% | 2,956 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $2,000,000 | 3,323 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $5,107,000 | 1,039 |
| Total equity capital | $18,948,000 | 3,408 |
| Total bank equity capital | $18,948,000 | 3,406 |
| Perpetual preferred stock | $1,613,000 | 205 |
| Common stock | $1,521,000 | 1,881 |
| Surplus | $1,820,000 | 5,167 |
| Undivided profits | $13,994,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,015,000 | 2,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 769 |
| Income earned, not collected on loans | $516,000 | 4,544 |
| Earning assets | $179,758,000 | 3,150 |
| Long-term assets (5+ years) | $54,543,000 | 2,988 |
| Average Assets, year-to-date | $200,354,330 | 3,077 |
| Average Assets, quarterly | $202,040,000 | 3,074 |
| Volatile liabilities | $6,953,000 | 3,924 |
| Insider loans | $819,000 | 4,090 |
| FHLB advances | $2,000,000 | 3,196 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $24,694,000 | 2,245 |
| Tier 1 (core) risk-based capital | $18,091,000 | 3,360 |
| Tier 2 risk-based capital | $1,776,000 | 2,673 |
| Total risk weighted assets | $140,721,000 | 2,855 |
| Total unused commitments | $24,694,000 | 2,245 |
| Derivatives | $6,780,000 | 785 |
| 2012-03-31 | Rank | |
| # of Employees: | 69 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $202,219,000 | 3,097 |
| Cash and due from depository institutions | $41,640,000 | 2,212 |
| Interest-bearing balances | $34,551,000 | 1,263 |
| Securities | $20,230,000 | 4,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $125,176,000 | 2,974 |
| Loan loss allowance | $2,993,000 | 2,376 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $3,188,000 | 3,215 |
| Other real estate owned | $656,000 | 2,212 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $11,329,000 | 1,629 |
| Life insurance assets | $6,508,000 | 1,100 |
| Total liabilities and capital | $202,219,000 | 3,097 |
| Total liabilities | $183,358,000 | 3,061 |
| Total deposits | $176,323,000 | 3,006 |
| Interest-bearing deposits | $122,984,000 | 3,437 |
| Deposits held in domestic offices | $176,323,000 | 3,005 |
| % insured | 92.77% | 2,722 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $2,000,000 | 3,361 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,035,000 | 1,032 |
| Total equity capital | $18,861,000 | 3,390 |
| Total bank equity capital | $18,861,000 | 3,389 |
| Perpetual preferred stock | $1,613,000 | 207 |
| Common stock | $1,521,000 | 1,909 |
| Surplus | $1,820,000 | 5,205 |
| Undivided profits | $13,907,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,107,000 | 2,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $180,000 | 711 |
| Income earned, not collected on loans | $583,000 | 4,209 |
| Earning assets | $179,957,000 | 3,178 |
| Long-term assets (5+ years) | $49,012,000 | 3,194 |
| Average Assets, year-to-date | $199,601,000 | 3,107 |
| Average Assets, quarterly | $199,601,000 | 3,107 |
| Volatile liabilities | $6,691,000 | 4,028 |
| Insider loans | $763,000 | 4,201 |
| FHLB advances | $2,000,000 | 3,247 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $27,054,000 | 2,112 |
| Tier 1 (core) risk-based capital | $18,023,000 | 3,352 |
| Tier 2 risk-based capital | $1,823,000 | 2,627 |
| Total risk weighted assets | $144,642,000 | 2,798 |
| Total unused commitments | $27,054,000 | 2,112 |
| Derivatives | $6,769,000 | 758 |
| 2011-12-31 | Rank | |
| # of Employees: | 69 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $196,983,000 | 3,144 |
| Cash and due from depository institutions | $37,104,000 | 2,212 |
| Interest-bearing balances | $29,702,000 | 1,295 |
| Securities | $22,034,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $122,715,000 | 3,064 |
| Loan loss allowance | $2,826,000 | 2,485 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $3,254,000 | 3,185 |
| Other real estate owned | $792,000 | 2,212 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $11,084,000 | 1,686 |
| Life insurance assets | $6,451,000 | 1,083 |
| Total liabilities and capital | $196,983,000 | 3,144 |
| Total liabilities | $178,268,000 | 3,093 |
| Total deposits | $171,231,000 | 3,043 |
| Interest-bearing deposits | $119,998,000 | 3,445 |
| Deposits held in domestic offices | $171,231,000 | 3,042 |
| % insured | 92.96% | 2,710 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $2,000,000 | 3,523 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $5,037,000 | 1,032 |
| Total equity capital | $18,715,000 | 3,399 |
| Total bank equity capital | $18,715,000 | 3,397 |
| Perpetual preferred stock | $1,613,000 | 204 |
| Common stock | $1,521,000 | 1,921 |
| Surplus | $1,820,000 | 5,231 |
| Undivided profits | $13,761,000 | 2,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,239,000 | 2,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $531,000 | 4,639 |
| Earning assets | $174,451,000 | 3,221 |
| Long-term assets (5+ years) | $46,514,000 | 2,831 |
| Average Assets, year-to-date | $197,298,800 | 3,083 |
| Average Assets, quarterly | $196,962,500 | 3,132 |
| Volatile liabilities | $6,835,000 | 4,150 |
| Insider loans | $692,000 | 4,387 |
| FHLB advances | $2,000,000 | 3,389 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $25,095,000 | 2,169 |
| Tier 1 (core) risk-based capital | $18,314,000 | 3,287 |
| Tier 2 risk-based capital | $1,812,000 | 2,647 |
| Total risk weighted assets | $143,921,000 | 2,834 |
| Total unused commitments | $25,095,000 | 2,170 |
| Derivatives | $6,854,000 | 639 |
| 2011-09-30 | Rank | |
| # of Employees: | 63 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $196,942,000 | 3,143 |
| Cash and due from depository institutions | $28,539,000 | 2,424 |
| Interest-bearing balances | $20,689,000 | 1,844 |
| Securities | $22,867,000 | 4,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $129,886,000 | 2,963 |
| Loan loss allowance | $2,974,000 | 2,409 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,321,000 | 3,161 |
| Other real estate owned | $1,270,000 | 2,424 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $11,059,000 | 1,712 |
| Life insurance assets | $6,392,000 | 1,083 |
| Total liabilities and capital | $196,942,000 | 3,143 |
| Total liabilities | $178,139,000 | 3,106 |
| Total deposits | $171,122,000 | 3,045 |
| Interest-bearing deposits | $110,501,000 | 3,706 |
| Deposits held in domestic offices | $171,122,000 | 3,044 |
| % insured | 93.71% | 2,480 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $2,000,000 | 3,641 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $5,017,000 | 1,047 |
| Total equity capital | $18,803,000 | 3,430 |
| Total bank equity capital | $18,803,000 | 3,430 |
| Perpetual preferred stock | $1,613,000 | 203 |
| Common stock | $1,521,000 | 1,956 |
| Surplus | $1,820,000 | 5,282 |
| Undivided profits | $13,849,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,517,000 | 2,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 1,003 |
| Income earned, not collected on loans | $589,000 | 4,439 |
| Earning assets | $173,442,000 | 3,221 |
| Long-term assets (5+ years) | $46,461,000 | 2,777 |
| Average Assets, year-to-date | $197,377,750 | 3,104 |
| Average Assets, quarterly | $195,627,000 | 3,144 |
| Volatile liabilities | $4,743,000 | 4,780 |
| Insider loans | $3,304,000 | 1,890 |
| FHLB advances | $2,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $25,184,000 | 2,151 |
| Tier 1 (core) risk-based capital | $18,404,000 | 3,291 |
| Tier 2 risk-based capital | $1,912,000 | 2,549 |
| Total risk weighted assets | $151,882,000 | 2,738 |
| Total unused commitments | $25,184,000 | 2,159 |
| Derivatives | $5,898,000 | 720 |
| 2011-06-30 | Rank | |
| # of Employees: | 69 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $194,312,000 | 3,176 |
| Cash and due from depository institutions | $31,572,000 | 2,241 |
| Interest-bearing balances | $23,858,000 | 1,492 |
| Securities | $17,197,000 | 4,878 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $129,770,000 | 2,989 |
| Loan loss allowance | $3,180,000 | 2,276 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,398,000 | 3,134 |
| Other real estate owned | $1,281,000 | 2,241 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $11,094,000 | 1,733 |
| Life insurance assets | $6,333,000 | 1,082 |
| Total liabilities and capital | $194,312,000 | 3,176 |
| Total liabilities | $175,672,000 | 3,147 |
| Total deposits | $168,883,000 | 3,092 |
| Interest-bearing deposits | $107,654,000 | 3,821 |
| Deposits held in domestic offices | $168,883,000 | 3,090 |
| % insured | 94.22% | 2,342 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $2,000,000 | 3,726 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,789,000 | 1,017 |
| Total equity capital | $18,640,000 | 3,390 |
| Total bank equity capital | $18,640,000 | 3,390 |
| Perpetual preferred stock | $1,613,000 | 162 |
| Common stock | $1,521,000 | 1,986 |
| Surplus | $1,820,000 | 5,324 |
| Undivided profits | $13,686,000 | 2,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,140,000 | 2,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $223,000 | 691 |
| Income earned, not collected on loans | $526,000 | 4,731 |
| Earning assets | $170,825,000 | 3,269 |
| Long-term assets (5+ years) | $42,520,000 | 2,936 |
| Average Assets, year-to-date | $197,523,000 | 3,123 |
| Average Assets, quarterly | $199,336,500 | 3,109 |
| Volatile liabilities | $4,408,000 | 4,931 |
| Insider loans | $3,486,000 | 1,829 |
| FHLB advances | $2,000,000 | 3,572 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $25,837,000 | 2,130 |
| Tier 1 (core) risk-based capital | $18,239,000 | 3,278 |
| Tier 2 risk-based capital | $1,904,000 | 2,567 |
| Total risk weighted assets | $151,004,000 | 2,763 |
| Total unused commitments | $25,837,000 | 2,132 |
| Derivatives | $5,978,000 | 617 |
| 2011-03-31 | Rank | |
| # of Employees: | 70 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $204,361,000 | 3,081 |
| Cash and due from depository institutions | $59,584,000 | 2,198 |
| Interest-bearing balances | $51,420,000 | 764 |
| Securities | $1,982,000 | 7,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $126,773,000 | 3,064 |
| Loan loss allowance | $3,215,000 | 2,270 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,458,000 | 3,121 |
| Other real estate owned | $1,377,000 | 2,198 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $11,187,000 | 1,741 |
| Life insurance assets | $6,272,000 | 1,083 |
| Total liabilities and capital | $204,361,000 | 3,081 |
| Total liabilities | $186,018,000 | 3,046 |
| Total deposits | $177,412,000 | 2,994 |
| Interest-bearing deposits | $114,382,000 | 3,685 |
| Deposits held in domestic offices | $177,412,000 | 2,992 |
| % insured | 92.17% | 3,278 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,145 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,606,000 | 1,070 |
| Total equity capital | $18,343,000 | 3,391 |
| Total bank equity capital | $18,343,000 | 3,390 |
| Perpetual preferred stock | $1,613,000 | 162 |
| Common stock | $1,521,000 | 2,011 |
| Surplus | $1,820,000 | 5,369 |
| Undivided profits | $13,389,000 | 2,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,999,000 | 2,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $231,000 | 665 |
| Income earned, not collected on loans | $453,000 | 5,140 |
| Earning assets | $180,175,000 | 3,162 |
| Long-term assets (5+ years) | $38,057,000 | 3,078 |
| Average Assets, year-to-date | $199,128,500 | 3,126 |
| Average Assets, quarterly | $199,128,500 | 3,126 |
| Volatile liabilities | $6,803,000 | 4,259 |
| Insider loans | $3,602,000 | 1,830 |
| FHLB advances | $4,000,000 | 3,013 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $27,292,000 | 2,055 |
| Tier 1 (core) risk-based capital | $17,989,000 | 3,318 |
| Tier 2 risk-based capital | $1,838,000 | 2,667 |
| Total risk weighted assets | $145,667,000 | 2,872 |
| Total unused commitments | $27,292,000 | 2,055 |
| Derivatives | $6,061,000 | 566 |
| 2010-12-31 | Rank | |
| # of Employees: | 68 | 2,297 |
| Assets and Liabilities | ||
| Total Assets: | $193,896,000 | 3,210 |
| Cash and due from depository institutions | $44,361,000 | 2,297 |
| Interest-bearing balances | $36,912,000 | 990 |
| Securities | $2,485,000 | 6,996 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $130,986,000 | 3,065 |
| Loan loss allowance | $3,311,000 | 2,206 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,538,000 | 3,113 |
| Other real estate owned | $1,387,000 | 2,297 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $11,139,000 | 1,792 |
| Life insurance assets | $6,218,000 | 1,077 |
| Total liabilities and capital | $193,896,000 | 3,210 |
| Total liabilities | $175,634,000 | 3,177 |
| Total deposits | $166,964,000 | 3,134 |
| Interest-bearing deposits | $114,992,000 | 3,679 |
| Deposits held in domestic offices | $166,964,000 | 3,131 |
| % insured | 84.69% | 5,584 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,369 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,670,000 | 1,042 |
| Total equity capital | $18,262,000 | 3,397 |
| Total bank equity capital | $18,262,000 | 3,397 |
| Perpetual preferred stock | $1,613,000 | 167 |
| Common stock | $1,521,000 | 2,038 |
| Surplus | $1,820,000 | 5,416 |
| Undivided profits | $13,308,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,427,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 724 |
| Income earned, not collected on loans | $471,000 | 5,170 |
| Earning assets | $170,383,000 | 3,317 |
| Long-term assets (5+ years) | $37,345,000 | 3,023 |
| Average Assets, year-to-date | $195,482,600 | 3,154 |
| Average Assets, quarterly | $195,633,500 | 3,182 |
| Volatile liabilities | $22,787,000 | 4,391 |
| Insider loans | $3,536,000 | 1,894 |
| FHLB advances | $4,000,000 | 3,222 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $23,966,000 | 2,254 |
| Tier 1 (core) risk-based capital | $17,896,000 | 3,338 |
| Tier 2 risk-based capital | $1,892,000 | 2,641 |
| Total risk weighted assets | $149,934,000 | 2,854 |
| Total unused commitments | $23,966,000 | 2,256 |
| Derivatives | $6,135,000 | 631 |
| 2010-09-30 | Rank | |
| # of Employees: | 70 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $197,371,000 | 3,191 |
| Cash and due from depository institutions | $48,194,000 | 2,234 |
| Interest-bearing balances | $40,893,000 | 892 |
| Securities | $1,831,000 | 7,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $131,071,000 | 3,113 |
| Loan loss allowance | $3,355,000 | 2,189 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,392,000 | 3,206 |
| Other real estate owned | $1,679,000 | 2,234 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,204,000 | 1,797 |
| Life insurance assets | $6,164,000 | 1,084 |
| Total liabilities and capital | $197,371,000 | 3,191 |
| Total liabilities | $179,354,000 | 3,159 |
| Total deposits | $168,448,000 | 3,124 |
| Interest-bearing deposits | $117,844,000 | 3,674 |
| Deposits held in domestic offices | $168,448,000 | 3,120 |
| % insured | 84.76% | 5,152 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000,000 | 2,997 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,906,000 | 1,096 |
| Total equity capital | $18,017,000 | 3,525 |
| Total bank equity capital | $18,017,000 | 3,525 |
| Perpetual preferred stock | $1,613,000 | 171 |
| Common stock | $1,521,000 | 2,074 |
| Surplus | $1,820,000 | 5,478 |
| Undivided profits | $13,063,000 | 2,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,900,000 | 3,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 976 |
| Income earned, not collected on loans | $478,000 | 5,344 |
| Earning assets | $173,795,000 | 3,283 |
| Long-term assets (5+ years) | $35,875,000 | 3,080 |
| Average Assets, year-to-date | $195,879,250 | 3,192 |
| Average Assets, quarterly | $196,655,500 | 3,193 |
| Volatile liabilities | $25,912,000 | 4,176 |
| Insider loans | $3,211,000 | 2,047 |
| FHLB advances | $6,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $28,421,000 | 1,995 |
| Tier 1 (core) risk-based capital | $17,639,000 | 3,400 |
| Tier 2 risk-based capital | $1,904,000 | 2,668 |
| Total risk weighted assets | $150,831,000 | 2,887 |
| Total unused commitments | $28,421,000 | 1,995 |
| Derivatives | $6,272,000 | 727 |
| 2010-06-30 | Rank | |
| # of Employees: | 72 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $195,940,000 | 3,234 |
| Cash and due from depository institutions | $44,794,000 | 2,197 |
| Interest-bearing balances | $38,651,000 | 911 |
| Securities | $1,822,000 | 7,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $132,728,000 | 3,107 |
| Loan loss allowance | $3,308,000 | 2,217 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,454,000 | 3,207 |
| Other real estate owned | $1,665,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $11,477,000 | 1,794 |
| Life insurance assets | $6,108,000 | 1,088 |
| Total liabilities and capital | $195,940,000 | 3,234 |
| Total liabilities | $178,114,000 | 3,198 |
| Total deposits | $167,608,000 | 3,143 |
| Interest-bearing deposits | $118,641,000 | 3,677 |
| Deposits held in domestic offices | $167,608,000 | 3,140 |
| % insured | 85.05% | 5,226 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000,000 | 3,141 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,506,000 | 1,123 |
| Total equity capital | $17,826,000 | 3,526 |
| Total bank equity capital | $17,826,000 | 3,526 |
| Perpetual preferred stock | $1,613,000 | 165 |
| Common stock | $1,521,000 | 2,095 |
| Surplus | $1,820,000 | 5,507 |
| Undivided profits | $12,872,000 | 2,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,324,000 | 2,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $835,000 | 387 |
| Income earned, not collected on loans | $492,000 | 5,232 |
| Earning assets | $173,201,000 | 3,305 |
| Long-term assets (5+ years) | $34,519,000 | 3,134 |
| Average Assets, year-to-date | $195,382,000 | 3,230 |
| Average Assets, quarterly | $195,778,000 | 3,236 |
| Volatile liabilities | $26,238,000 | 4,195 |
| Insider loans | $3,266,000 | 2,064 |
| FHLB advances | $6,000,000 | 3,007 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $28,985,000 | 2,014 |
| Tier 1 (core) risk-based capital | $17,151,000 | 3,477 |
| Tier 2 risk-based capital | $1,911,000 | 2,681 |
| Total risk weighted assets | $151,084,000 | 2,925 |
| Total unused commitments | $28,985,000 | 2,016 |
| Derivatives | $6,317,000 | 632 |
| 2010-03-31 | Rank | |
| # of Employees: | 72 | 2,223 |
| Assets and Liabilities | ||
| Total Assets: | $195,616,000 | 3,298 |
| Cash and due from depository institutions | $36,224,000 | 2,223 |
| Interest-bearing balances | $30,270,000 | 1,139 |
| Securities | $2,831,000 | 7,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $138,855,000 | 3,049 |
| Loan loss allowance | $3,074,000 | 2,395 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,354,000 | 3,331 |
| Other real estate owned | $1,587,000 | 2,223 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,765,000 | 1,681 |
| Life insurance assets | $6,052,000 | 1,095 |
| Total liabilities and capital | $195,616,000 | 3,298 |
| Total liabilities | $177,883,000 | 3,268 |
| Total deposits | $167,741,000 | 3,197 |
| Interest-bearing deposits | $118,446,000 | 3,725 |
| Deposits held in domestic offices | $167,741,000 | 3,195 |
| % insured | 85.49% | 5,155 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,000,000 | 3,266 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,142,000 | 1,206 |
| Total equity capital | $17,733,000 | 3,560 |
| Total bank equity capital | $17,733,000 | 3,560 |
| Perpetual preferred stock | $1,579,000 | 160 |
| Common stock | $1,521,000 | 2,137 |
| Surplus | $1,820,000 | 5,584 |
| Undivided profits | $12,813,000 | 2,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,848,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $842,000 | 377 |
| Income earned, not collected on loans | $515,000 | 5,171 |
| Earning assets | $171,956,000 | 3,392 |
| Long-term assets (5+ years) | $38,199,000 | 2,936 |
| Average Assets, year-to-date | $195,103,000 | 3,289 |
| Average Assets, quarterly | $195,103,000 | 3,289 |
| Volatile liabilities | $22,709,000 | 4,591 |
| Insider loans | $3,286,000 | 2,113 |
| FHLB advances | $6,000,000 | 3,124 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,728,000 | 1,986 |
| Tier 1 (core) risk-based capital | $16,873,000 | 3,549 |
| Tier 2 risk-based capital | $2,001,000 | 2,638 |
| Total risk weighted assets | $159,009,000 | 2,859 |
| Total unused commitments | $30,728,000 | 1,989 |
| Derivatives | $6,358,000 | 599 |
| 2009-12-31 | Rank | |
| # of Employees: | 70 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $194,590,000 | 3,310 |
| Cash and due from depository institutions | $33,270,000 | 2,315 |
| Interest-bearing balances | $26,116,000 | 1,102 |
| Securities | $3,339,000 | 7,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $140,897,000 | 3,057 |
| Loan loss allowance | $2,849,000 | 2,503 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,409,000 | 3,340 |
| Other real estate owned | $768,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,907,000 | 1,727 |
| Life insurance assets | $5,997,000 | 1,103 |
| Total liabilities and capital | $194,590,000 | 3,310 |
| Total liabilities | $178,229,000 | 3,271 |
| Total deposits | $164,277,000 | 3,253 |
| Interest-bearing deposits | $118,765,000 | 3,699 |
| Deposits held in domestic offices | $164,277,000 | 3,252 |
| % insured | 84.99% | 5,304 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,952,000 | 1,255 |
| Total equity capital | $16,361,000 | 3,771 |
| Total bank equity capital | $16,361,000 | 3,770 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,521,000 | 2,172 |
| Surplus | $1,820,000 | 5,631 |
| Undivided profits | $13,020,000 | 2,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,448,000 | 2,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,013,000 | 318 |
| Income earned, not collected on loans | $591,000 | 4,928 |
| Earning assets | $170,352,000 | 3,409 |
| Long-term assets (5+ years) | $38,533,000 | 2,889 |
| Average Assets, year-to-date | $199,753,400 | 3,183 |
| Average Assets, quarterly | $198,795,500 | 3,241 |
| Volatile liabilities | $28,937,000 | 4,058 |
| Insider loans | $2,624,000 | 2,580 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,736,000 | 2,119 |
| Tier 1 (core) risk-based capital | $16,331,000 | 3,629 |
| Tier 2 risk-based capital | $2,030,000 | 2,629 |
| Total risk weighted assets | $161,551,000 | 2,875 |
| Total unused commitments | $28,736,000 | 2,122 |
| Derivatives | $6,431,000 | 574 |
| 2009-09-30 | Rank | |
| # of Employees: | 74 | 2,213 |
| Assets and Liabilities | ||
| Total Assets: | $203,001,000 | 3,211 |
| Cash and due from depository institutions | $40,946,000 | 2,213 |
| Interest-bearing balances | $35,248,000 | 769 |
| Securities | $4,361,000 | 6,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $142,206,000 | 3,064 |
| Loan loss allowance | $3,896,000 | 1,903 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,433,000 | 3,343 |
| Other real estate owned | $902,000 | 2,213 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $11,153,000 | 1,720 |
| Life insurance assets | $5,943,000 | 1,105 |
| Total liabilities and capital | $203,001,000 | 3,211 |
| Total liabilities | $186,636,000 | 3,154 |
| Total deposits | $172,435,000 | 3,112 |
| Interest-bearing deposits | $120,867,000 | 3,660 |
| Deposits held in domestic offices | $172,435,000 | 3,111 |
| % insured | 84.85% | 5,506 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,201,000 | 1,296 |
| Total equity capital | $16,365,000 | 3,872 |
| Total bank equity capital | $16,365,000 | 3,872 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,521,000 | 2,200 |
| Surplus | $1,820,000 | 5,683 |
| Undivided profits | $13,024,000 | 2,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,798,000 | 3,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $932,000 | 304 |
| Income earned, not collected on loans | $585,000 | 5,173 |
| Earning assets | $181,815,000 | 3,261 |
| Long-term assets (5+ years) | $36,894,000 | 2,938 |
| Average Assets, year-to-date | $201,044,250 | 3,194 |
| Average Assets, quarterly | $201,514,000 | 3,222 |
| Volatile liabilities | $31,165,000 | 3,911 |
| Insider loans | $2,796,000 | 2,489 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $998,000 | 945 |
| Unused loan commitments | $32,053,000 | 2,042 |
| Tier 1 (core) risk-based capital | $16,322,000 | 3,709 |
| Tier 2 risk-based capital | $2,069,000 | 2,600 |
| Total risk weighted assets | $163,642,000 | 2,876 |
| Total unused commitments | $32,053,000 | 2,044 |
| Derivatives | $6,501,000 | 610 |
| 2009-06-30 | Rank | |
| # of Employees: | 76 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $200,027,000 | 3,259 |
| Cash and due from depository institutions | $36,803,000 | 2,198 |
| Interest-bearing balances | $26,700,000 | 824 |
| Securities | $5,621,000 | 6,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $141,668,000 | 3,098 |
| Loan loss allowance | $2,767,000 | 2,380 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,432,000 | 3,376 |
| Other real estate owned | $1,136,000 | 2,198 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,367,000 | 1,723 |
| Life insurance assets | $5,887,000 | 1,116 |
| Total liabilities and capital | $200,027,000 | 3,259 |
| Total liabilities | $183,177,000 | 3,213 |
| Total deposits | $169,072,000 | 3,163 |
| Interest-bearing deposits | $120,648,000 | 3,659 |
| Deposits held in domestic offices | $169,072,000 | 3,161 |
| % insured | 73.85% | 5,301 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,000,000 | 2,919 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,105,000 | 1,366 |
| Total equity capital | $16,850,000 | 3,740 |
| Total bank equity capital | $16,850,000 | 3,739 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,521,000 | 2,232 |
| Surplus | $1,820,000 | 5,735 |
| Undivided profits | $13,509,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,907,000 | 2,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,214,000 | 243 |
| Income earned, not collected on loans | $563,000 | 5,191 |
| Earning assets | $173,989,000 | 3,366 |
| Long-term assets (5+ years) | $34,324,000 | 3,016 |
| Average Assets, year-to-date | $200,392,000 | 3,220 |
| Average Assets, quarterly | $202,448,000 | 3,217 |
| Volatile liabilities | $31,491,000 | 3,859 |
| Insider loans | $2,620,000 | 2,635 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $760,000 | 1,336 |
| Unused loan commitments | $35,531,000 | 1,947 |
| Tier 1 (core) risk-based capital | $16,807,000 | 3,647 |
| Tier 2 risk-based capital | $2,065,000 | 2,569 |
| Total risk weighted assets | $164,447,000 | 2,874 |
| Total unused commitments | $35,531,000 | 1,950 |
| Derivatives | $6,570,000 | 641 |
| 2009-03-31 | Rank | |
| # of Employees: | 76 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $204,869,000 | 3,206 |
| Cash and due from depository institutions | $47,285,000 | 2,207 |
| Interest-bearing balances | $39,128,000 | 500 |
| Securities | $8,033,000 | 6,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $134,619,000 | 3,243 |
| Loan loss allowance | $3,864,000 | 1,771 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,478,000 | 3,373 |
| Other real estate owned | $940,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,514,000 | 1,810 |
| Life insurance assets | $5,836,000 | 1,121 |
| Total liabilities and capital | $204,868,000 | 3,206 |
| Total liabilities | $188,050,000 | 3,153 |
| Total deposits | $173,757,000 | 3,099 |
| Interest-bearing deposits | $120,908,000 | 3,646 |
| Deposits held in domestic offices | $173,757,000 | 3,097 |
| % insured | 73.05% | 5,550 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,293,000 | 1,282 |
| Total equity capital | $16,818,000 | 3,794 |
| Total bank equity capital | $16,818,000 | 3,794 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,521,000 | 2,246 |
| Surplus | $1,820,000 | 5,770 |
| Undivided profits | $13,477,000 | 2,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,401,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,078,000 | 250 |
| Income earned, not collected on loans | $599,000 | 5,004 |
| Earning assets | $181,780,000 | 3,291 |
| Long-term assets (5+ years) | $28,881,000 | 3,344 |
| Average Assets, year-to-date | $200,574,500 | 3,238 |
| Average Assets, quarterly | $200,574,500 | 3,238 |
| Volatile liabilities | $31,582,000 | 3,863 |
| Insider loans | $2,640,000 | 2,631 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $562,000 | 1,351 |
| Unused loan commitments | $37,217,000 | 1,962 |
| Tier 1 (core) risk-based capital | $16,744,000 | 3,688 |
| Tier 2 risk-based capital | $2,007,000 | 2,625 |
| Total risk weighted assets | $158,642,000 | 2,976 |
| Total unused commitments | $37,217,000 | 1,963 |
| Derivatives | $6,639,000 | 678 |
| 2008-12-31 | Rank | |
| # of Employees: | 79 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $196,280,000 | 3,289 |
| Cash and due from depository institutions | $11,782,000 | 2,144 |
| Interest-bearing balances | $98,000 | 5,782 |
| Securities | $12,456,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $18,175,000 | 504 |
| Net loans & leases | $139,498,000 | 3,171 |
| Loan loss allowance | $2,528,000 | 2,429 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,529,000 | 3,362 |
| Other real estate owned | $790,000 | 2,144 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,050,000 | 1,889 |
| Life insurance assets | $5,782,000 | 1,125 |
| Total liabilities and capital | $196,280,000 | 3,289 |
| Total liabilities | $178,628,000 | 3,251 |
| Total deposits | $164,113,000 | 3,200 |
| Interest-bearing deposits | $111,301,000 | 3,794 |
| Deposits held in domestic offices | $164,113,000 | 3,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,515,000 | 1,254 |
| Total equity capital | $17,652,000 | 3,618 |
| Total bank equity capital | $17,652,000 | 3,618 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,521,000 | 2,259 |
| Surplus | $1,820,000 | 5,777 |
| Undivided profits | $14,311,000 | 2,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,702,000 | 2,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,143,000 | 227 |
| Income earned, not collected on loans | $646,000 | 5,021 |
| Earning assets | $170,227,000 | 3,418 |
| Long-term assets (5+ years) | $29,440,000 | 3,293 |
| Average Assets, year-to-date | $190,398,000 | 3,265 |
| Average Assets, quarterly | $199,363,500 | 3,225 |
| Volatile liabilities | $25,545,000 | 4,308 |
| Insider loans | $2,934,000 | 2,472 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $399,000 | 1,219 |
| Unused loan commitments | $37,634,000 | 1,987 |
| Tier 1 (core) risk-based capital | $17,559,000 | 3,529 |
| Tier 2 risk-based capital | $2,076,000 | 2,531 |
| Total risk weighted assets | $165,623,000 | 2,882 |
| Total unused commitments | $37,634,000 | 1,988 |
| Derivatives | $6,703,000 | 613 |
| 2008-09-30 | Rank | |
| # of Employees: | 80 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $202,447,000 | 3,191 |
| Cash and due from depository institutions | $15,071,000 | 2,128 |
| Interest-bearing balances | $179,000 | 4,567 |
| Securities | $12,644,000 | 5,418 |
| Federal funds sold & reverse repurchase agreements | $15,520,000 | 765 |
| Net loans & leases | $145,087,000 | 3,081 |
| Loan loss allowance | $1,994,000 | 2,719 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,585,000 | 3,317 |
| Other real estate owned | $1,050,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,490,000 | 1,974 |
| Life insurance assets | $5,729,000 | 1,120 |
| Total liabilities and capital | $202,447,000 | 3,191 |
| Total liabilities | $184,815,000 | 3,143 |
| Total deposits | $170,913,000 | 3,035 |
| Interest-bearing deposits | $113,341,000 | 3,714 |
| Deposits held in domestic offices | $170,913,000 | 3,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $245,000 | 3,326 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,657,000 | 1,450 |
| Total equity capital | $17,632,000 | 3,634 |
| Total bank equity capital | $17,632,000 | 3,634 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,521,000 | 2,279 |
| Surplus | $1,820,000 | 5,808 |
| Undivided profits | $14,291,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,156,000 | 3,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,065,000 | 218 |
| Income earned, not collected on loans | $710,000 | 4,924 |
| Earning assets | $173,430,000 | 3,345 |
| Long-term assets (5+ years) | $25,536,000 | 3,549 |
| Average Assets, year-to-date | $188,927,500 | 3,290 |
| Average Assets, quarterly | $194,352,500 | 3,265 |
| Volatile liabilities | $24,712,000 | 4,289 |
| Insider loans | $2,974,000 | 2,458 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $186,000 | 1,372 |
| Unused loan commitments | $39,679,000 | 2,029 |
| Tier 1 (core) risk-based capital | $17,562,000 | 3,572 |
| Tier 2 risk-based capital | $2,035,000 | 2,500 |
| Total risk weighted assets | $171,667,000 | 2,802 |
| Total unused commitments | $39,679,000 | 2,031 |
| Derivatives | $6,772,000 | 523 |
| 2008-06-30 | Rank | |
| # of Employees: | 82 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $186,258,000 | 3,387 |
| Cash and due from depository institutions | $11,101,000 | 2,121 |
| Interest-bearing balances | $239,000 | 4,189 |
| Securities | $12,892,000 | 5,428 |
| Federal funds sold & reverse repurchase agreements | $10,350,000 | 1,185 |
| Net loans & leases | $137,857,000 | 3,171 |
| Loan loss allowance | $1,880,000 | 2,799 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,624,000 | 3,290 |
| Other real estate owned | $1,050,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,384,000 | 1,960 |
| Life insurance assets | $5,675,000 | 1,130 |
| Total liabilities and capital | $186,258,000 | 3,387 |
| Total liabilities | $168,909,000 | 3,346 |
| Total deposits | $157,400,000 | 3,248 |
| Interest-bearing deposits | $107,159,000 | 3,860 |
| Deposits held in domestic offices | $157,400,000 | 3,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,207,000 | 3,387 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,302,000 | 1,572 |
| Total equity capital | $17,349,000 | 3,707 |
| Total bank equity capital | $17,349,000 | 3,707 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,521,000 | 2,298 |
| Surplus | $1,820,000 | 5,840 |
| Undivided profits | $14,008,000 | 2,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $650,000 | 5,101 |
| Earning assets | $161,338,000 | 3,517 |
| Long-term assets (5+ years) | $25,640,000 | 3,510 |
| Average Assets, year-to-date | $184,421,000 | 3,367 |
| Average Assets, quarterly | $187,284,500 | 3,355 |
| Volatile liabilities | $19,504,000 | 4,872 |
| Insider loans | $2,527,000 | 2,698 |
| FHLB advances | $8,000,000 | 3,272 |
| Loans and leases held for sale | $942,000 | 906 |
| Unused loan commitments | $35,554,000 | 2,245 |
| Tier 1 (core) risk-based capital | $17,300,000 | 3,643 |
| Tier 2 risk-based capital | $1,917,000 | 2,567 |
| Total risk weighted assets | $162,518,000 | 2,915 |
| Total unused commitments | $35,554,000 | 2,246 |
| Derivatives | $6,836,000 | 524 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $188,311,000 | 3,355 |
| Cash and due from depository institutions | $13,881,000 | 2,298 |
| Interest-bearing balances | $280,000 | 4,148 |
| Securities | $13,408,000 | 5,350 |
| Federal funds sold & reverse repurchase agreements | $13,735,000 | 1,262 |
| Net loans & leases | $133,937,000 | 3,200 |
| Loan loss allowance | $1,791,000 | 2,823 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,676,000 | 3,237 |
| Other real estate owned | $1,050,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,624,000 | 2,036 |
| Life insurance assets | $5,621,000 | 1,134 |
| Total liabilities and capital | $188,311,000 | 3,355 |
| Total liabilities | $171,126,000 | 3,307 |
| Total deposits | $165,477,000 | 3,128 |
| Interest-bearing deposits | $114,417,000 | 3,700 |
| Deposits held in domestic offices | $165,477,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,067,000 | 4,578 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,582,000 | 1,578 |
| Total equity capital | $17,185,000 | 3,812 |
| Total bank equity capital | $17,185,000 | 3,812 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,521,000 | 2,298 |
| Surplus | $1,820,000 | 5,841 |
| Undivided profits | $13,844,000 | 2,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 5,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $674,000 | 4,967 |
| Earning assets | $161,360,000 | 3,519 |
| Long-term assets (5+ years) | $20,446,000 | 3,816 |
| Average Assets, year-to-date | $183,502,500 | 3,389 |
| Average Assets, quarterly | $183,502,500 | 3,389 |
| Volatile liabilities | $21,053,000 | 4,657 |
| Insider loans | $1,935,000 | 3,165 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $463,000 | 1,262 |
| Unused loan commitments | $38,118,000 | 2,195 |
| Tier 1 (core) risk-based capital | $16,991,000 | 3,697 |
| Tier 2 risk-based capital | $1,831,000 | 2,630 |
| Total risk weighted assets | $159,020,000 | 2,917 |
| Total unused commitments | $38,118,000 | 2,197 |
| Derivatives | $6,896,000 | 565 |
| 2007-12-31 | Rank | |
| # of Employees: | 78 | 2,238 |
| Assets and Liabilities | ||
| Total Assets: | $178,694,000 | 3,446 |
| Cash and due from depository institutions | $9,611,000 | 2,238 |
| Interest-bearing balances | $281,000 | 3,691 |
| Securities | $13,434,000 | 5,422 |
| Federal funds sold & reverse repurchase agreements | $6,835,000 | 1,961 |
| Net loans & leases | $133,726,000 | 3,186 |
| Loan loss allowance | $1,676,000 | 2,917 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,666,000 | 3,223 |
| Other real estate owned | $1,290,000 | 2,238 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,132,000 | 1,770 |
| Life insurance assets | $5,567,000 | 1,128 |
| Total liabilities and capital | $178,694,000 | 3,446 |
| Total liabilities | $161,765,000 | 3,407 |
| Total deposits | $156,624,000 | 3,231 |
| Interest-bearing deposits | $107,029,000 | 3,810 |
| Deposits held in domestic offices | $156,624,000 | 3,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,195,000 | 4,399 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,946,000 | 1,825 |
| Total equity capital | $16,929,000 | 3,815 |
| Total bank equity capital | $16,929,000 | 3,815 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,521,000 | 2,296 |
| Surplus | $1,820,000 | 5,843 |
| Undivided profits | $13,588,000 | 2,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 4,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 704 |
| Income earned, not collected on loans | $700,000 | 5,098 |
| Earning assets | $154,276,000 | 3,597 |
| Long-term assets (5+ years) | $21,084,000 | 3,547 |
| Average Assets, year-to-date | $179,962,800 | 3,328 |
| Average Assets, quarterly | $181,932,000 | 3,368 |
| Volatile liabilities | $23,411,000 | 4,389 |
| Insider loans | $2,088,000 | 2,975 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $195,000 | 1,497 |
| Unused loan commitments | $41,096,000 | 2,070 |
| Tier 1 (core) risk-based capital | $16,861,000 | 3,697 |
| Tier 2 risk-based capital | $1,717,000 | 2,736 |
| Total risk weighted assets | $159,712,000 | 2,887 |
| Total unused commitments | $41,096,000 | 2,072 |
| Derivatives | $6,959,000 | 523 |
| 2007-09-30 | Rank | |
| # of Employees: | 81 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $185,170,000 | 3,312 |
| Cash and due from depository institutions | $8,677,000 | 2,137 |
| Interest-bearing balances | $274,000 | 3,571 |
| Securities | $16,508,000 | 4,952 |
| Federal funds sold & reverse repurchase agreements | $9,020,000 | 1,623 |
| Net loans & leases | $136,286,000 | 3,091 |
| Loan loss allowance | $1,806,000 | 2,740 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,717,000 | 3,149 |
| Other real estate owned | $1,974,000 | 2,137 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,988,000 | 1,937 |
| Life insurance assets | $5,513,000 | 1,109 |
| Total liabilities and capital | $185,170,000 | 3,312 |
| Total liabilities | $168,782,000 | 3,257 |
| Total deposits | $163,724,000 | 3,077 |
| Interest-bearing deposits | $110,066,000 | 3,723 |
| Deposits held in domestic offices | $163,724,000 | 3,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,148,000 | 4,366 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,910,000 | 1,835 |
| Total equity capital | $16,388,000 | 3,891 |
| Total bank equity capital | $16,388,000 | 3,891 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,521,000 | 2,274 |
| Surplus | $1,820,000 | 5,844 |
| Undivided profits | $13,047,000 | 2,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 4,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 628 |
| Income earned, not collected on loans | $864,000 | 4,710 |
| Earning assets | $162,088,000 | 3,442 |
| Long-term assets (5+ years) | $21,157,000 | 3,435 |
| Average Assets, year-to-date | $180,280,000 | 3,321 |
| Average Assets, quarterly | $186,374,000 | 3,273 |
| Volatile liabilities | $26,157,000 | 4,086 |
| Insider loans | $1,595,000 | 3,464 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $607,000 | 1,070 |
| Unused loan commitments | $43,097,000 | 2,008 |
| Tier 1 (core) risk-based capital | $16,428,000 | 3,784 |
| Tier 2 risk-based capital | $1,891,000 | 2,503 |
| Total risk weighted assets | $161,629,000 | 2,817 |
| Total unused commitments | $43,097,000 | 2,008 |
| Derivatives | $6,365,000 | 552 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $187,578,000 | 3,280 |
| Cash and due from depository institutions | $11,900,000 | 2,595 |
| Interest-bearing balances | $274,000 | 3,642 |
| Securities | $16,557,000 | 4,952 |
| Federal funds sold & reverse repurchase agreements | $20,345,000 | 750 |
| Net loans & leases | $126,149,000 | 3,281 |
| Loan loss allowance | $1,949,000 | 2,550 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,771,000 | 3,098 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,856,000 | 1,969 |
| Life insurance assets | $5,466,000 | 1,108 |
| Total liabilities and capital | $187,578,000 | 3,280 |
| Total liabilities | $171,426,000 | 3,207 |
| Total deposits | $166,820,000 | 3,033 |
| Interest-bearing deposits | $110,206,000 | 3,726 |
| Deposits held in domestic offices | $166,820,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,606,000 | 1,931 |
| Total equity capital | $16,152,000 | 3,867 |
| Total bank equity capital | $16,152,000 | 3,867 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,561,000 | 2,260 |
| Surplus | $1,868,000 | 5,820 |
| Undivided profits | $12,723,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,616,000 | 2,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $655,000 | 5,331 |
| Earning assets | $163,325,000 | 3,414 |
| Long-term assets (5+ years) | $20,183,000 | 3,461 |
| Average Assets, year-to-date | $178,650,000 | 3,361 |
| Average Assets, quarterly | $181,512,000 | 3,337 |
| Volatile liabilities | $23,584,000 | 4,303 |
| Insider loans | $1,842,000 | 3,148 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $511,000 | 1,256 |
| Unused loan commitments | $51,987,000 | 1,770 |
| Tier 1 (core) risk-based capital | $16,320,000 | 3,768 |
| Tier 2 risk-based capital | $1,902,000 | 2,485 |
| Total risk weighted assets | $152,021,000 | 2,962 |
| Total unused commitments | $51,987,000 | 1,771 |
| Derivatives | $6,311,000 | 583 |
| 2007-03-31 | Rank | |
| # of Employees: | 78 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $175,446,000 | 3,458 |
| Cash and due from depository institutions | $11,522,000 | 2,249 |
| Interest-bearing balances | $203,000 | 3,996 |
| Securities | $15,497,000 | 5,173 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 831 |
| Net loans & leases | $113,134,000 | 3,522 |
| Loan loss allowance | $2,019,000 | 2,480 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,836,000 | 3,040 |
| Other real estate owned | $0 | 2,249 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,457,000 | 1,978 |
| Life insurance assets | $5,414,000 | 1,092 |
| Total liabilities and capital | $175,446,000 | 3,458 |
| Total liabilities | $159,701,000 | 3,401 |
| Total deposits | $155,211,000 | 3,245 |
| Interest-bearing deposits | $103,732,000 | 3,900 |
| Deposits held in domestic offices | $155,211,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,000,000 | 4,285 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,490,000 | 2,045 |
| Total equity capital | $15,745,000 | 3,961 |
| Total bank equity capital | $15,745,000 | 3,961 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,561,000 | 2,250 |
| Surplus | $1,868,000 | 5,806 |
| Undivided profits | $12,316,000 | 2,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $686,000 | 5,064 |
| Earning assets | $151,834,000 | 3,607 |
| Long-term assets (5+ years) | $18,423,000 | 3,590 |
| Average Assets, year-to-date | $174,186,000 | 3,450 |
| Average Assets, quarterly | $174,186,000 | 3,450 |
| Volatile liabilities | $17,374,000 | 4,980 |
| Insider loans | $1,364,000 | 3,688 |
| FHLB advances | $2,000,000 | 4,109 |
| Loans and leases held for sale | $1,828,000 | 741 |
| Unused loan commitments | $50,471,000 | 1,801 |
| Tier 1 (core) risk-based capital | $15,851,000 | 3,827 |
| Tier 2 risk-based capital | $1,780,000 | 2,633 |
| Total risk weighted assets | $142,114,000 | 3,089 |
| Total unused commitments | $50,471,000 | 1,802 |
| Derivatives | $3,150,000 | 688 |
| 2006-12-31 | Rank | |
| # of Employees: | 78 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $172,926,000 | 3,450 |
| Cash and due from depository institutions | $11,579,000 | 2,253 |
| Interest-bearing balances | $137,000 | 4,404 |
| Securities | $15,859,000 | 5,162 |
| Federal funds sold & reverse repurchase agreements | $23,100,000 | 688 |
| Net loans & leases | $109,901,000 | 3,581 |
| Loan loss allowance | $2,018,000 | 2,449 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,912,000 | 2,951 |
| Other real estate owned | $0 | 2,253 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,575,000 | 1,970 |
| Life insurance assets | $5,367,000 | 1,086 |
| Total liabilities and capital | $172,926,000 | 3,450 |
| Total liabilities | $157,440,000 | 3,402 |
| Total deposits | $151,003,000 | 3,279 |
| Interest-bearing deposits | $95,609,000 | 4,059 |
| Deposits held in domestic offices | $151,003,000 | 3,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,732 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,437,000 | 2,046 |
| Total equity capital | $15,486,000 | 3,946 |
| Total bank equity capital | $15,486,000 | 3,946 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,561,000 | 2,240 |
| Surplus | $1,868,000 | 5,795 |
| Undivided profits | $12,057,000 | 2,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $681,000 | 5,228 |
| Earning assets | $148,997,000 | 3,633 |
| Long-term assets (5+ years) | $17,316,000 | 3,661 |
| Average Assets, year-to-date | $172,802,800 | 3,338 |
| Average Assets, quarterly | $171,279,000 | 3,442 |
| Volatile liabilities | $16,018,000 | 5,190 |
| Insider loans | $1,249,000 | 3,839 |
| FHLB advances | $4,000,000 | 3,585 |
| Loans and leases held for sale | $416,000 | 1,253 |
| Unused loan commitments | $44,688,000 | 1,978 |
| Tier 1 (core) risk-based capital | $15,615,000 | 3,828 |
| Tier 2 risk-based capital | $1,743,000 | 2,651 |
| Total risk weighted assets | $139,094,000 | 3,115 |
| Total unused commitments | $44,688,000 | 1,978 |
| Derivatives | $1,672,000 | 757 |
| 2006-09-30 | Rank | |
| # of Employees: | 79 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $169,632,000 | 3,472 |
| Cash and due from depository institutions | $9,483,000 | 2,230 |
| Interest-bearing balances | $150,000 | 4,325 |
| Securities | $15,784,000 | 5,210 |
| Federal funds sold & reverse repurchase agreements | $21,500,000 | 621 |
| Net loans & leases | $110,457,000 | 3,543 |
| Loan loss allowance | $1,945,000 | 2,534 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,930,000 | 2,911 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $8,478,000 | 1,973 |
| Life insurance assets | $5,322,000 | 1,066 |
| Total liabilities and capital | $169,632,000 | 3,472 |
| Total liabilities | $154,840,000 | 3,419 |
| Total deposits | $148,405,000 | 3,269 |
| Interest-bearing deposits | $101,165,000 | 3,877 |
| Deposits held in domestic offices | $148,405,000 | 3,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,435,000 | 2,017 |
| Total equity capital | $14,792,000 | 4,046 |
| Total bank equity capital | $14,792,000 | 4,046 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,561,000 | 2,248 |
| Surplus | $1,868,000 | 5,808 |
| Undivided profits | $11,363,000 | 2,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $677,000 | 5,279 |
| Earning assets | $147,891,000 | 3,618 |
| Long-term assets (5+ years) | $19,309,000 | 3,400 |
| Average Assets, year-to-date | $172,772,000 | 3,354 |
| Average Assets, quarterly | $170,342,500 | 3,437 |
| Volatile liabilities | $16,302,000 | 5,191 |
| Insider loans | $1,327,000 | 3,710 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $1,653,000 | 741 |
| Unused loan commitments | $43,077,000 | 2,054 |
| Tier 1 (core) risk-based capital | $14,956,000 | 3,947 |
| Tier 2 risk-based capital | $1,728,000 | 2,670 |
| Total risk weighted assets | $137,946,000 | 3,116 |
| Total unused commitments | $43,077,000 | 2,056 |
| Derivatives | $1,688,000 | 780 |
| 2006-06-30 | Rank | |
| # of Employees: | 80 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $171,053,000 | 3,425 |
| Cash and due from depository institutions | $12,403,000 | 2,202 |
| Interest-bearing balances | $69,000 | 5,271 |
| Securities | $17,641,000 | 4,899 |
| Federal funds sold & reverse repurchase agreements | $18,800,000 | 644 |
| Net loans & leases | $109,817,000 | 3,536 |
| Loan loss allowance | $1,870,000 | 2,602 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,009,000 | 2,832 |
| Other real estate owned | $0 | 2,202 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,383,000 | 2,002 |
| Life insurance assets | $5,278,000 | 1,051 |
| Total liabilities and capital | $171,053,000 | 3,425 |
| Total liabilities | $156,648,000 | 3,357 |
| Total deposits | $150,497,000 | 3,196 |
| Interest-bearing deposits | $100,422,000 | 3,868 |
| Deposits held in domestic offices | $150,497,000 | 3,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,000,000 | 3,945 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,151,000 | 2,038 |
| Total equity capital | $14,405,000 | 4,008 |
| Total bank equity capital | $14,405,000 | 4,008 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,561,000 | 2,242 |
| Surplus | $1,868,000 | 5,804 |
| Undivided profits | $10,976,000 | 2,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $576,000 | 5,458 |
| Earning assets | $146,327,000 | 3,607 |
| Long-term assets (5+ years) | $20,867,000 | 3,241 |
| Average Assets, year-to-date | $173,818,670 | 3,325 |
| Average Assets, quarterly | $172,927,500 | 3,380 |
| Volatile liabilities | $15,197,000 | 5,323 |
| Insider loans | $1,581,000 | 3,355 |
| FHLB advances | $4,000,000 | 3,770 |
| Loans and leases held for sale | $947,000 | 949 |
| Unused loan commitments | $43,718,000 | 2,051 |
| Tier 1 (core) risk-based capital | $14,690,000 | 3,945 |
| Tier 2 risk-based capital | $1,714,000 | 2,654 |
| Total risk weighted assets | $136,799,000 | 3,103 |
| Total unused commitments | $43,718,000 | 2,051 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 81 | 2,158 |
| Assets and Liabilities | ||
| Total Assets: | $174,802,000 | 3,340 |
| Cash and due from depository institutions | $10,442,000 | 2,158 |
| Interest-bearing balances | $25,000 | 6,018 |
| Securities | $20,004,000 | 4,614 |
| Federal funds sold & reverse repurchase agreements | $20,600,000 | 687 |
| Net loans & leases | $111,551,000 | 3,438 |
| Loan loss allowance | $1,787,000 | 2,674 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,066,000 | 2,733 |
| Other real estate owned | $0 | 2,158 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,139,000 | 1,978 |
| Life insurance assets | $5,231,000 | 1,032 |
| Total liabilities and capital | $174,801,000 | 3,340 |
| Total liabilities | $160,879,000 | 3,269 |
| Total deposits | $154,933,000 | 3,116 |
| Interest-bearing deposits | $104,602,000 | 3,734 |
| Deposits held in domestic offices | $154,933,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,871 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,946,000 | 2,216 |
| Total equity capital | $13,922,000 | 4,086 |
| Total bank equity capital | $13,922,000 | 4,086 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,561,000 | 2,232 |
| Surplus | $1,868,000 | 5,758 |
| Undivided profits | $10,493,000 | 2,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $623,000 | 4,973 |
| Earning assets | $152,180,000 | 3,480 |
| Long-term assets (5+ years) | $21,236,000 | 3,188 |
| Average Assets, year-to-date | $175,201,500 | 3,300 |
| Average Assets, quarterly | $175,201,500 | 3,300 |
| Volatile liabilities | $17,726,000 | 4,826 |
| Insider loans | $1,963,000 | 2,882 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $193,000 | 1,431 |
| Unused loan commitments | $41,793,000 | 2,064 |
| Tier 1 (core) risk-based capital | $14,144,000 | 3,994 |
| Tier 2 risk-based capital | $1,726,000 | 2,611 |
| Total risk weighted assets | $137,870,000 | 3,049 |
| Total unused commitments | $41,793,000 | 2,065 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 83 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $175,601,000 | 3,293 |
| Cash and due from depository institutions | $13,461,000 | 2,089 |
| Interest-bearing balances | $166,000 | 4,470 |
| Securities | $20,367,000 | 4,584 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 570 |
| Net loans & leases | $106,870,000 | 3,524 |
| Loan loss allowance | $1,702,000 | 2,721 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,114,000 | 2,679 |
| Other real estate owned | $2,000 | 2,089 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,087,000 | 2,004 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $175,601,000 | 3,293 |
| Total liabilities | $161,917,000 | 3,223 |
| Total deposits | $156,048,000 | 3,074 |
| Interest-bearing deposits | $100,953,000 | 3,782 |
| Deposits held in domestic offices | $156,048,000 | 3,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,869,000 | 2,243 |
| Total equity capital | $13,684,000 | 4,106 |
| Total bank equity capital | $13,684,000 | 4,106 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,561,000 | 2,228 |
| Surplus | $1,868,000 | 5,748 |
| Undivided profits | $10,255,000 | 2,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $585,000 | 5,242 |
| Earning assets | $150,103,000 | 3,481 |
| Long-term assets (5+ years) | $22,362,000 | 3,087 |
| Average Assets, year-to-date | $162,931,400 | 3,381 |
| Average Assets, quarterly | $169,366,000 | 3,359 |
| Volatile liabilities | $11,793,000 | 5,702 |
| Insider loans | $2,247,000 | 2,614 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $580,000 | 1,100 |
| Unused loan commitments | $44,250,000 | 1,958 |
| Tier 1 (core) risk-based capital | $13,892,000 | 4,011 |
| Tier 2 risk-based capital | $1,700,000 | 2,595 |
| Total risk weighted assets | $135,868,000 | 3,055 |
| Total unused commitments | $44,250,000 | 1,958 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $163,131,000 | 3,455 |
| Cash and due from depository institutions | $10,222,000 | 2,157 |
| Interest-bearing balances | $166,000 | 4,532 |
| Securities | $18,551,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 907 |
| Net loans & leases | $107,512,000 | 3,457 |
| Loan loss allowance | $1,597,000 | 2,859 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,911,000 | 3,450 |
| Other real estate owned | $2,000 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,333,000 | 1,725 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $163,130,000 | 3,455 |
| Total liabilities | $149,807,000 | 3,384 |
| Total deposits | $144,083,000 | 3,230 |
| Interest-bearing deposits | $97,192,000 | 3,832 |
| Deposits held in domestic offices | $144,083,000 | 3,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,724,000 | 2,331 |
| Total equity capital | $13,323,000 | 4,160 |
| Total bank equity capital | $13,323,000 | 4,160 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,561,000 | 2,198 |
| Surplus | $1,868,000 | 5,714 |
| Undivided profits | $9,894,000 | 3,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $589,000 | 5,207 |
| Earning assets | $140,829,000 | 3,617 |
| Long-term assets (5+ years) | $21,835,000 | 3,144 |
| Average Assets, year-to-date | $159,764,000 | 3,407 |
| Average Assets, quarterly | $162,261,500 | 3,432 |
| Volatile liabilities | $11,046,000 | 5,813 |
| Insider loans | $2,277,000 | 2,585 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $1,008,000 | 957 |
| Unused loan commitments | $38,242,000 | 2,128 |
| Tier 1 (core) risk-based capital | $13,464,000 | 4,053 |
| Tier 2 risk-based capital | $1,685,000 | 2,586 |
| Total risk weighted assets | $134,815,000 | 3,021 |
| Total unused commitments | $38,242,000 | 2,130 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $161,392,000 | 3,422 |
| Cash and due from depository institutions | $13,716,000 | 2,161 |
| Interest-bearing balances | $166,000 | 4,487 |
| Securities | $20,445,000 | 4,577 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,086 |
| Net loans & leases | $110,746,000 | 3,323 |
| Loan loss allowance | $1,544,000 | 2,906 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,970,000 | 3,354 |
| Other real estate owned | $79,000 | 2,161 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,436,000 | 1,825 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $161,392,000 | 3,422 |
| Total liabilities | $148,268,000 | 3,352 |
| Total deposits | $142,643,000 | 3,205 |
| Interest-bearing deposits | $93,259,000 | 3,905 |
| Deposits held in domestic offices | $142,643,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,625,000 | 2,293 |
| Total equity capital | $13,124,000 | 4,155 |
| Total bank equity capital | $13,124,000 | 4,155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,561,000 | 2,177 |
| Surplus | $1,868,000 | 5,695 |
| Undivided profits | $9,695,000 | 3,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 640 |
| Income earned, not collected on loans | $567,000 | 5,001 |
| Earning assets | $136,357,000 | 3,657 |
| Long-term assets (5+ years) | $21,731,000 | 3,197 |
| Average Assets, year-to-date | $158,641,670 | 3,411 |
| Average Assets, quarterly | $159,467,000 | 3,422 |
| Volatile liabilities | $11,977,000 | 5,520 |
| Insider loans | $2,664,000 | 2,270 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $2,644,000 | 623 |
| Unused loan commitments | $42,479,000 | 1,915 |
| Tier 1 (core) risk-based capital | $13,217,000 | 4,031 |
| Tier 2 risk-based capital | $1,659,000 | 2,573 |
| Total risk weighted assets | $135,113,000 | 2,927 |
| Total unused commitments | $42,479,000 | 1,915 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 76 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $157,542,000 | 3,461 |
| Cash and due from depository institutions | $11,862,000 | 2,236 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,175,000 | 4,205 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,695 |
| Net loans & leases | $106,451,000 | 3,380 |
| Loan loss allowance | $1,515,000 | 2,936 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,019,000 | 3,295 |
| Other real estate owned | $79,000 | 2,236 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,856,000 | 1,908 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $157,542,000 | 3,461 |
| Total liabilities | $145,057,000 | 3,404 |
| Total deposits | $139,684,000 | 3,255 |
| Interest-bearing deposits | $95,759,000 | 3,856 |
| Deposits held in domestic offices | $139,684,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,007,000 | 3,825 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,366,000 | 2,565 |
| Total equity capital | $12,485,000 | 4,245 |
| Total bank equity capital | $12,485,000 | 4,245 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,561,000 | 2,183 |
| Surplus | $1,868,000 | 5,710 |
| Undivided profits | $9,056,000 | 3,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $571,000 | 4,844 |
| Earning assets | $134,726,000 | 3,668 |
| Long-term assets (5+ years) | $20,026,000 | 3,420 |
| Average Assets, year-to-date | $157,266,500 | 3,452 |
| Average Assets, quarterly | $157,266,500 | 3,452 |
| Volatile liabilities | $10,739,000 | 5,695 |
| Insider loans | $2,401,000 | 2,400 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $1,362,000 | 781 |
| Unused loan commitments | $38,998,000 | 2,009 |
| Tier 1 (core) risk-based capital | $12,709,000 | 4,127 |
| Tier 2 risk-based capital | $1,608,000 | 2,613 |
| Total risk weighted assets | $130,261,000 | 2,991 |
| Total unused commitments | $38,998,000 | 2,012 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $156,991,000 | 3,463 |
| Cash and due from depository institutions | $10,717,000 | 2,318 |
| Interest-bearing balances | $8,000 | 6,536 |
| Securities | $26,177,000 | 3,978 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,027 |
| Net loans & leases | $98,735,000 | 3,541 |
| Loan loss allowance | $1,462,000 | 2,997 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,923,000 | 3,351 |
| Other real estate owned | $0 | 2,318 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,939,000 | 2,074 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $156,991,000 | 3,463 |
| Total liabilities | $144,510,000 | 3,410 |
| Total deposits | $143,161,000 | 3,167 |
| Interest-bearing deposits | $98,368,000 | 3,746 |
| Deposits held in domestic offices | $143,161,000 | 3,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,349,000 | 2,546 |
| Total equity capital | $12,481,000 | 4,238 |
| Total bank equity capital | $12,481,000 | 4,238 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,561,000 | 2,167 |
| Surplus | $1,868,000 | 5,705 |
| Undivided profits | $9,052,000 | 3,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $555,000 | 4,971 |
| Earning assets | $136,420,000 | 3,642 |
| Long-term assets (5+ years) | $21,024,000 | 3,373 |
| Average Assets, year-to-date | $147,396,000 | 3,538 |
| Average Assets, quarterly | $153,304,500 | 3,513 |
| Volatile liabilities | $15,971,000 | 4,668 |
| Insider loans | $1,720,000 | 3,049 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $475,000 | 1,162 |
| Unused loan commitments | $36,957,000 | 2,006 |
| Tier 1 (core) risk-based capital | $12,562,000 | 4,090 |
| Tier 2 risk-based capital | $1,543,000 | 2,695 |
| Total risk weighted assets | $124,390,000 | 3,079 |
| Total unused commitments | $36,957,000 | 2,007 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $149,618,000 | 3,586 |
| Cash and due from depository institutions | $8,713,000 | 2,279 |
| Interest-bearing balances | $10,000 | 6,545 |
| Securities | $24,588,000 | 4,156 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 849 |
| Net loans & leases | $93,047,000 | 3,687 |
| Loan loss allowance | $1,430,000 | 3,063 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,960,000 | 3,270 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,910,000 | 2,029 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $149,618,000 | 3,586 |
| Total liabilities | $137,490,000 | 3,513 |
| Total deposits | $136,181,000 | 3,280 |
| Interest-bearing deposits | $92,644,000 | 3,892 |
| Deposits held in domestic offices | $136,181,000 | 3,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,309,000 | 2,642 |
| Total equity capital | $12,128,000 | 4,341 |
| Total bank equity capital | $12,128,000 | 4,341 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,561,000 | 2,163 |
| Surplus | $1,868,000 | 5,676 |
| Undivided profits | $8,699,000 | 3,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $525,000 | 5,325 |
| Earning assets | $131,045,000 | 3,716 |
| Long-term assets (5+ years) | $21,874,000 | 3,371 |
| Average Assets, year-to-date | $144,997,250 | 3,591 |
| Average Assets, quarterly | $149,078,000 | 3,567 |
| Volatile liabilities | $11,599,000 | 5,457 |
| Insider loans | $1,696,000 | 3,010 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,236,000 | 795 |
| Unused loan commitments | $37,095,000 | 1,985 |
| Tier 1 (core) risk-based capital | $12,146,000 | 4,186 |
| Tier 2 risk-based capital | $1,458,000 | 2,788 |
| Total risk weighted assets | $116,624,000 | 3,206 |
| Total unused commitments | $37,095,000 | 1,987 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $148,538,000 | 3,578 |
| Cash and due from depository institutions | $11,131,000 | 2,291 |
| Interest-bearing balances | $13,000 | 6,473 |
| Securities | $18,419,000 | 5,017 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 772 |
| Net loans & leases | $95,145,000 | 3,573 |
| Loan loss allowance | $1,431,000 | 3,059 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,901,000 | 3,279 |
| Other real estate owned | $0 | 2,291 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,142,000 | 1,980 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $148,538,000 | 3,578 |
| Total liabilities | $136,714,000 | 3,505 |
| Total deposits | $135,478,000 | 3,255 |
| Interest-bearing deposits | $89,288,000 | 3,978 |
| Deposits held in domestic offices | $135,478,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,236,000 | 2,515 |
| Total equity capital | $11,824,000 | 4,280 |
| Total bank equity capital | $11,824,000 | 4,280 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,561,000 | 2,163 |
| Surplus | $1,868,000 | 5,683 |
| Undivided profits | $8,395,000 | 3,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $494,000 | 5,319 |
| Earning assets | $127,377,000 | 3,772 |
| Long-term assets (5+ years) | $21,509,000 | 3,494 |
| Average Assets, year-to-date | $143,457,000 | 3,640 |
| Average Assets, quarterly | $144,560,500 | 3,643 |
| Volatile liabilities | $11,975,000 | 5,331 |
| Insider loans | $1,136,000 | 3,806 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $817,000 | 983 |
| Unused loan commitments | $38,244,000 | 1,907 |
| Tier 1 (core) risk-based capital | $12,003,000 | 4,167 |
| Tier 2 risk-based capital | $1,460,000 | 2,771 |
| Total risk weighted assets | $116,782,000 | 3,157 |
| Total unused commitments | $38,244,000 | 1,911 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 81 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $140,583,000 | 3,735 |
| Cash and due from depository institutions | $9,287,000 | 2,115 |
| Interest-bearing balances | $4,000 | 6,802 |
| Securities | $15,230,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $16,400,000 | 884 |
| Net loans & leases | $89,828,000 | 3,670 |
| Loan loss allowance | $1,394,000 | 3,098 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,943,000 | 3,208 |
| Other real estate owned | $0 | 2,115 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,895,000 | 1,920 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $140,583,000 | 3,735 |
| Total liabilities | $128,835,000 | 3,663 |
| Total deposits | $127,520,000 | 3,432 |
| Interest-bearing deposits | $87,221,000 | 4,078 |
| Deposits held in domestic offices | $127,520,000 | 3,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,315,000 | 2,653 |
| Total equity capital | $11,748,000 | 4,393 |
| Total bank equity capital | $11,748,000 | 4,393 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,561,000 | 2,160 |
| Surplus | $1,868,000 | 5,675 |
| Undivided profits | $8,319,000 | 3,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $469,000 | 5,428 |
| Earning assets | $121,462,000 | 3,911 |
| Long-term assets (5+ years) | $19,340,000 | 3,641 |
| Average Assets, year-to-date | $140,916,500 | 3,701 |
| Average Assets, quarterly | $140,916,500 | 3,701 |
| Volatile liabilities | $11,966,000 | 5,246 |
| Insider loans | $1,051,000 | 3,907 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,470,000 | 836 |
| Unused loan commitments | $35,853,000 | 1,957 |
| Tier 1 (core) risk-based capital | $11,695,000 | 4,227 |
| Tier 2 risk-based capital | $1,372,000 | 2,889 |
| Total risk weighted assets | $109,611,000 | 3,267 |
| Total unused commitments | $35,853,000 | 1,961 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 80 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $141,250,000 | 3,699 |
| Cash and due from depository institutions | $11,527,000 | 2,155 |
| Interest-bearing balances | $99,000 | 5,376 |
| Securities | $15,390,000 | 5,549 |
| Federal funds sold & reverse repurchase agreements | $15,200,000 | 744 |
| Net loans & leases | $89,513,000 | 3,655 |
| Loan loss allowance | $1,316,000 | 3,226 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,005,000 | 3,139 |
| Other real estate owned | $0 | 2,155 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,615,000 | 2,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,250,000 | 3,699 |
| Total liabilities | $129,623,000 | 3,627 |
| Total deposits | $128,469,000 | 3,379 |
| Interest-bearing deposits | $83,279,000 | 4,200 |
| Deposits held in domestic offices | $128,469,000 | 3,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,154,000 | 2,810 |
| Total equity capital | $11,627,000 | 4,353 |
| Total bank equity capital | $11,627,000 | 4,353 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,561,000 | 2,175 |
| Surplus | $1,868,000 | 5,676 |
| Undivided profits | $8,198,000 | 3,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 858 |
| Income earned, not collected on loans | $502,000 | 5,357 |
| Earning assets | $120,202,000 | 3,920 |
| Long-term assets (5+ years) | $18,256,000 | 3,766 |
| Average Assets, year-to-date | $137,852,600 | 3,648 |
| Average Assets, quarterly | $142,411,500 | 3,646 |
| Volatile liabilities | $11,619,000 | 5,308 |
| Insider loans | $1,207,000 | 3,639 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,936,000 | 648 |
| Unused loan commitments | $33,805,000 | 1,984 |
| Tier 1 (core) risk-based capital | $11,639,000 | 4,194 |
| Tier 2 risk-based capital | $1,360,000 | 2,896 |
| Total risk weighted assets | $108,819,000 | 3,277 |
| Total unused commitments | $33,805,000 | 1,986 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $143,573,000 | 3,612 |
| Cash and due from depository institutions | $8,934,000 | 2,151 |
| Interest-bearing balances | $101,000 | 5,269 |
| Securities | $16,424,000 | 5,287 |
| Federal funds sold & reverse repurchase agreements | $24,100,000 | 602 |
| Net loans & leases | $84,579,000 | 3,796 |
| Loan loss allowance | $1,233,000 | 3,363 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,012,000 | 3,109 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,524,000 | 2,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,573,000 | 3,612 |
| Total liabilities | $132,252,000 | 3,542 |
| Total deposits | $131,037,000 | 3,310 |
| Interest-bearing deposits | $91,542,000 | 3,887 |
| Deposits held in domestic offices | $131,037,000 | 3,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,215,000 | 2,823 |
| Total equity capital | $11,321,000 | 4,431 |
| Total bank equity capital | $11,321,000 | 4,431 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,561,000 | 2,185 |
| Surplus | $1,868,000 | 5,676 |
| Undivided profits | $7,892,000 | 3,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,181 |
| Income earned, not collected on loans | $490,000 | 5,613 |
| Earning assets | $125,204,000 | 3,766 |
| Long-term assets (5+ years) | $20,662,000 | 3,543 |
| Average Assets, year-to-date | $137,003,250 | 3,688 |
| Average Assets, quarterly | $140,651,000 | 3,667 |
| Volatile liabilities | $12,020,000 | 5,209 |
| Insider loans | $1,137,000 | 3,762 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $536,000 | 1,407 |
| Unused loan commitments | $31,402,000 | 2,099 |
| Tier 1 (core) risk-based capital | $11,336,000 | 4,268 |
| Tier 2 risk-based capital | $1,322,000 | 2,952 |
| Total risk weighted assets | $107,261,000 | 3,302 |
| Total unused commitments | $31,402,000 | 2,102 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 77 | 2,267 |
| Assets and Liabilities | ||
| Total Assets: | $137,729,000 | 3,738 |
| Cash and due from depository institutions | $12,051,000 | 2,267 |
| Interest-bearing balances | $115,000 | 5,205 |
| Securities | $17,465,000 | 5,061 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,473 |
| Net loans & leases | $88,112,000 | 3,636 |
| Loan loss allowance | $1,193,000 | 3,409 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,057,000 | 3,035 |
| Other real estate owned | $0 | 2,267 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,244,000 | 2,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,729,000 | 3,738 |
| Total liabilities | $126,360,000 | 3,675 |
| Total deposits | $124,880,000 | 3,441 |
| Interest-bearing deposits | $83,475,000 | 4,182 |
| Deposits held in domestic offices | $124,880,000 | 3,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $392,000 | 5,337 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,088,000 | 3,121 |
| Total equity capital | $11,369,000 | 4,416 |
| Total bank equity capital | $11,369,000 | 4,416 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,561,000 | 2,185 |
| Surplus | $1,868,000 | 5,666 |
| Undivided profits | $7,940,000 | 3,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,231 |
| Income earned, not collected on loans | $460,000 | 5,685 |
| Earning assets | $116,492,000 | 3,974 |
| Long-term assets (5+ years) | $19,678,000 | 3,476 |
| Average Assets, year-to-date | $134,813,330 | 3,746 |
| Average Assets, quarterly | $135,471,000 | 3,757 |
| Volatile liabilities | $12,537,000 | 5,071 |
| Insider loans | $881,000 | 4,279 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $3,932,000 | 794 |
| Unused loan commitments | $26,509,000 | 2,327 |
| Tier 1 (core) risk-based capital | $11,214,000 | 4,240 |
| Tier 2 risk-based capital | $1,270,000 | 3,003 |
| Total risk weighted assets | $105,880,000 | 3,285 |
| Total unused commitments | $26,509,000 | 2,336 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 80 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $133,213,000 | 3,798 |
| Cash and due from depository institutions | $11,718,000 | 2,155 |
| Interest-bearing balances | $249,000 | 4,481 |
| Securities | $11,160,000 | 6,264 |
| Federal funds sold & reverse repurchase agreements | $18,800,000 | 854 |
| Net loans & leases | $81,911,000 | 3,798 |
| Loan loss allowance | $1,196,000 | 3,364 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,104,000 | 2,966 |
| Other real estate owned | $317,000 | 2,155 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,203,000 | 1,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,213,000 | 3,798 |
| Total liabilities | $122,137,000 | 3,738 |
| Total deposits | $117,516,000 | 3,588 |
| Interest-bearing deposits | $83,205,000 | 4,184 |
| Deposits held in domestic offices | $117,516,000 | 3,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,500,000 | 3,673 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,121,000 | 3,091 |
| Total equity capital | $11,076,000 | 4,438 |
| Total bank equity capital | $11,076,000 | 4,438 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,561,000 | 2,197 |
| Surplus | $1,868,000 | 5,653 |
| Undivided profits | $7,647,000 | 3,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,215 |
| Income earned, not collected on loans | $489,000 | 5,444 |
| Earning assets | $112,120,000 | 4,055 |
| Long-term assets (5+ years) | $15,652,000 | 3,919 |
| Average Assets, year-to-date | $133,355,500 | 3,763 |
| Average Assets, quarterly | $133,355,500 | 3,763 |
| Volatile liabilities | $10,085,000 | 5,644 |
| Insider loans | $866,000 | 4,265 |
| FHLB advances | $3,500,000 | 3,507 |
| Loans and leases held for sale | $4,364,000 | 680 |
| Unused loan commitments | $26,857,000 | 2,219 |
| Tier 1 (core) risk-based capital | $10,915,000 | 4,268 |
| Tier 2 risk-based capital | $1,240,000 | 3,009 |
| Total risk weighted assets | $99,151,000 | 3,417 |
| Total unused commitments | $26,857,000 | 2,230 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 82 | 2,107 |
| Assets and Liabilities | ||
| Total Assets: | $133,498,000 | 3,741 |
| Cash and due from depository institutions | $9,764,000 | 2,107 |
| Interest-bearing balances | $415,000 | 3,928 |
| Securities | $10,536,000 | 6,398 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 1,048 |
| Net loans & leases | $91,116,000 | 3,502 |
| Loan loss allowance | $1,438,000 | 2,852 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,155,000 | 2,897 |
| Other real estate owned | $311,000 | 2,107 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,116,000 | 2,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,498,000 | 3,741 |
| Total liabilities | $122,599,000 | 3,669 |
| Total deposits | $117,946,000 | 3,527 |
| Interest-bearing deposits | $82,526,000 | 4,142 |
| Deposits held in domestic offices | $117,946,000 | 3,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,500,000 | 3,719 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,153,000 | 3,071 |
| Total equity capital | $10,899,000 | 4,437 |
| Total bank equity capital | $10,899,000 | 4,437 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,561,000 | 2,195 |
| Surplus | $1,868,000 | 5,633 |
| Undivided profits | $7,470,000 | 3,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 825 |
| Income earned, not collected on loans | $498,000 | 5,623 |
| Earning assets | $115,567,000 | 3,907 |
| Long-term assets (5+ years) | $15,780,000 | 3,861 |
| Average Assets, year-to-date | $126,770,000 | 3,761 |
| Average Assets, quarterly | $132,297,500 | 3,731 |
| Volatile liabilities | $10,546,000 | 5,539 |
| Insider loans | $988,000 | 3,979 |
| FHLB advances | $3,500,000 | 3,520 |
| Loans and leases held for sale | $11,335,000 | 418 |
| Unused loan commitments | $23,407,000 | 2,355 |
| Tier 1 (core) risk-based capital | $10,731,000 | 4,268 |
| Tier 2 risk-based capital | $1,264,000 | 2,907 |
| Total risk weighted assets | $100,831,000 | 3,324 |
| Total unused commitments | $23,407,000 | 2,362 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $117,251,000 | 4,031 |
| Cash and due from depository institutions | $10,914,000 | 2,335 |
| Interest-bearing balances | $665,000 | 3,410 |
| Securities | $9,020,000 | 6,749 |
| Federal funds sold & reverse repurchase agreements | $13,600,000 | 1,077 |
| Net loans & leases | $74,663,000 | 3,953 |
| Loan loss allowance | $1,366,000 | 2,801 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,828,000 | 3,118 |
| Other real estate owned | $682,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,544,000 | 2,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,251,000 | 4,031 |
| Total liabilities | $106,577,000 | 4,005 |
| Total deposits | $105,408,000 | 3,771 |
| Interest-bearing deposits | $74,808,000 | 4,365 |
| Deposits held in domestic offices | $105,408,000 | 3,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $187,000 | 5,307 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $982,000 | 3,506 |
| Total equity capital | $10,674,000 | 4,270 |
| Total bank equity capital | $10,674,000 | 4,270 |
| Perpetual preferred stock | $1,181,000 | 88 |
| Common stock | $1,432,000 | 2,411 |
| Surplus | $1,408,000 | 6,265 |
| Undivided profits | $6,653,000 | 3,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $521,000 | 5,797 |
| Earning assets | $97,948,000 | 4,329 |
| Long-term assets (5+ years) | $17,337,000 | 3,612 |
| Average Assets, year-to-date | $115,863,000 | 3,921 |
| Average Assets, quarterly | $116,660,500 | 4,020 |
| Volatile liabilities | $9,870,000 | 5,679 |
| Insider loans | $1,219,000 | 3,457 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $3,864,000 | 689 |
| Unused loan commitments | $19,453,000 | 2,544 |
| Tier 1 (core) risk-based capital | $10,484,000 | 4,180 |
| Tier 2 risk-based capital | $1,155,000 | 2,990 |
| Total risk weighted assets | $92,190,000 | 3,444 |
| Total unused commitments | $19,453,000 | 2,551 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 70 | 2,451 |
| Assets and Liabilities | ||
| Total Assets: | $115,100,000 | 3,965 |
| Cash and due from depository institutions | $9,417,000 | 2,451 |
| Interest-bearing balances | $581,000 | 2,916 |
| Securities | $9,737,000 | 6,872 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 840 |
| Net loans & leases | $71,249,000 | 4,031 |
| Loan loss allowance | $1,439,000 | 2,547 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,959,000 | 2,923 |
| Other real estate owned | $2,399,000 | 2,451 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,739,000 | 1,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,100,000 | 3,965 |
| Total liabilities | $104,779,000 | 3,919 |
| Total deposits | $101,662,000 | 3,730 |
| Interest-bearing deposits | $75,140,000 | 4,216 |
| Deposits held in domestic offices | $101,662,000 | 3,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,276,000 | 3,853 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $841,000 | 4,087 |
| Total equity capital | $10,321,000 | 4,281 |
| Total bank equity capital | $10,321,000 | 4,281 |
| Perpetual preferred stock | $1,889,000 | 78 |
| Common stock | $1,357,000 | 2,528 |
| Surplus | $1,141,000 | 6,785 |
| Undivided profits | $5,934,000 | 3,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $671,000 | 4,036 |
| Earning assets | $96,167,000 | 4,286 |
| Long-term assets (5+ years) | $17,086,000 | 3,482 |
| Average Assets, year-to-date | $109,827,200 | 3,977 |
| Average Assets, quarterly | $112,329,000 | 4,009 |
| Volatile liabilities | $11,211,000 | 5,303 |
| Insider loans | $1,055,000 | 3,741 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,283,000 | 629 |
| Unused loan commitments | $17,541,000 | 2,575 |
| Tier 1 (core) risk-based capital | $10,139,000 | 4,235 |
| Tier 2 risk-based capital | $1,093,020 | 3,033 |
| Total risk weighted assets | $87,095,220 | 3,495 |
| Total unused commitments | $17,541,000 | 2,579 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $107,364,000 | 4,159 |
| Cash and due from depository institutions | $10,198,000 | 2,196 |
| Interest-bearing balances | $743,000 | 2,742 |
| Securities | $15,954,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $69,990,000 | 3,978 |
| Loan loss allowance | $1,403,000 | 2,533 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,155,000 | 2,713 |
| Other real estate owned | $3,327,000 | 2,196 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,740,000 | 1,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,364,000 | 4,159 |
| Total liabilities | $97,357,000 | 4,127 |
| Total deposits | $93,491,000 | 3,969 |
| Interest-bearing deposits | $69,030,000 | 4,540 |
| Deposits held in domestic offices | $93,491,000 | 3,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,177,000 | 3,425 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $689,000 | 4,309 |
| Total equity capital | $10,007,000 | 4,244 |
| Total bank equity capital | $10,007,000 | 4,244 |
| Perpetual preferred stock | $2,398,000 | 69 |
| Common stock | $1,300,000 | 2,619 |
| Surplus | $939,000 | 7,424 |
| Undivided profits | $5,370,000 | 3,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 8,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $448,000 | 4,972 |
| Earning assets | $86,687,000 | 4,622 |
| Long-term assets (5+ years) | $16,429,000 | 3,754 |
| Average Assets, year-to-date | $110,004,400 | 3,916 |
| Average Assets, quarterly | $107,290,500 | 4,112 |
| Volatile liabilities | $12,530,000 | 4,786 |
| Insider loans | $433,000 | 5,699 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $635,000 | 849 |
| Unused loan commitments | $13,727,000 | 3,056 |
| Tier 1 (core) risk-based capital | $10,149,000 | 4,194 |
| Tier 2 risk-based capital | $1,043,430 | 3,037 |
| Total risk weighted assets | $83,114,430 | 3,508 |
| Total unused commitments | $13,727,000 | 3,059 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 79 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $113,220,000 | 3,900 |
| Cash and due from depository institutions | $6,373,000 | 2,211 |
| Interest-bearing balances | $106,000 | 4,769 |
| Securities | $19,356,000 | 4,935 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 3,338 |
| Net loans & leases | $70,850,000 | 3,738 |
| Loan loss allowance | $1,304,000 | 2,633 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,613,000 | 2,253 |
| Other real estate owned | $3,632,000 | 2,211 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,296,000 | 1,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,220,000 | 3,900 |
| Total liabilities | $103,558,000 | 3,831 |
| Total deposits | $99,532,000 | 3,720 |
| Interest-bearing deposits | $75,731,000 | 4,163 |
| Deposits held in domestic offices | $99,532,000 | 3,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,345,000 | 2,757 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $681,000 | 4,692 |
| Total equity capital | $9,662,000 | 4,491 |
| Total bank equity capital | $9,662,000 | 4,491 |
| Perpetual preferred stock | $2,398,000 | 69 |
| Common stock | $1,300,000 | 2,603 |
| Surplus | $939,000 | 7,483 |
| Undivided profits | $5,025,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,303 |
| Income earned, not collected on loans | $415,000 | 5,310 |
| Earning assets | $95,412,000 | 4,220 |
| Long-term assets (5+ years) | $18,478,000 | 3,300 |
| Average Assets, year-to-date | $112,279,600 | 3,742 |
| Average Assets, quarterly | $112,035,500 | 3,867 |
| Volatile liabilities | $13,925,000 | 4,004 |
| Insider loans | $485,000 | 5,367 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,134,000 | 586 |
| Unused loan commitments | $14,460,000 | 2,867 |
| Tier 1 (core) risk-based capital | $9,458,000 | 4,390 |
| Tier 2 risk-based capital | $1,064,600 | 2,872 |
| Total risk weighted assets | $84,928,900 | 3,270 |
| Total unused commitments | $14,460,000 | 2,874 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 81 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $117,048,000 | 3,749 |
| Cash and due from depository institutions | $7,730,000 | 2,202 |
| Interest-bearing balances | $92,000 | 4,994 |
| Securities | $13,528,000 | 6,377 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,409 |
| Net loans & leases | $75,372,000 | 3,582 |
| Loan loss allowance | $1,314,000 | 2,629 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,579,000 | 2,199 |
| Other real estate owned | $4,542,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,597,000 | 2,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,048,000 | 3,749 |
| Total liabilities | $107,628,000 | 3,665 |
| Total deposits | $99,143,000 | 3,744 |
| Interest-bearing deposits | $73,966,000 | 4,234 |
| Deposits held in domestic offices | $99,143,000 | 3,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,601,000 | 1,729 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,884,000 | 2,132 |
| Total equity capital | $9,420,000 | 4,537 |
| Total bank equity capital | $9,420,000 | 4,537 |
| Perpetual preferred stock | $2,298,000 | 83 |
| Common stock | $1,300,000 | 2,639 |
| Surplus | $939,000 | 7,687 |
| Undivided profits | $4,883,000 | 4,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,343 |
| Income earned, not collected on loans | $543,000 | 4,366 |
| Earning assets | $98,692,000 | 4,059 |
| Long-term assets (5+ years) | $17,266,000 | 3,079 |
| Average Assets, year-to-date | $122,847,800 | 3,407 |
| Average Assets, quarterly | $119,175,000 | 3,647 |
| Volatile liabilities | $12,276,000 | 4,340 |
| Insider loans | $1,108,000 | 3,302 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,261,000 | 748 |
| Unused loan commitments | $18,294,000 | 2,271 |
| Tier 1 (core) risk-based capital | $10,228,000 | 4,078 |
| Tier 2 risk-based capital | $1,111,970 | 2,667 |
| Total risk weighted assets | $88,755,170 | 3,113 |
| Total unused commitments | $18,294,000 | 2,275 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 92 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $130,239,000 | 3,466 |
| Cash and due from depository institutions | $8,328,000 | 2,033 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $17,360,000 | 5,856 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,778 |
| Net loans & leases | $89,523,000 | 3,065 |
| Loan loss allowance | $1,402,000 | 2,597 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,787,000 | 2,094 |
| Other real estate owned | $4,376,000 | 2,033 |
| Goodwill and other intangibles | $191,000 | 2,160 |
| All other assets | $2,074,000 | 3,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,239,000 | 3,466 |
| Total liabilities | $121,309,000 | 3,355 |
| Total deposits | $112,404,000 | 3,396 |
| Interest-bearing deposits | $85,711,000 | 3,802 |
| Deposits held in domestic offices | $112,404,000 | 3,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,850,000 | 1,592 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,055,000 | 1,981 |
| Total equity capital | $8,930,000 | 4,772 |
| Total bank equity capital | $8,930,000 | 4,772 |
| Perpetual preferred stock | $2,198,000 | 83 |
| Common stock | $1,300,000 | 2,818 |
| Surplus | $939,000 | 7,948 |
| Undivided profits | $4,493,000 | 4,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,198 |
| Income earned, not collected on loans | $619,000 | 3,734 |
| Earning assets | $111,583,000 | 3,696 |
| Long-term assets (5+ years) | $18,628,000 | 2,816 |
| Average Assets, year-to-date | $134,181,400 | 3,235 |
| Average Assets, quarterly | $130,937,000 | 3,405 |
| Volatile liabilities | $10,524,000 | 4,712 |
| Insider loans | $932,000 | 3,829 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $867,000 | 801 |
| Unused loan commitments | $14,932,000 | 2,549 |
| Tier 1 (core) risk-based capital | $10,041,000 | 4,225 |
| Tier 2 risk-based capital | $1,273,000 | 2,378 |
| Total risk weighted assets | $101,711,100 | 2,744 |
| Total unused commitments | $14,932,000 | 2,561 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 92 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $135,979,000 | 3,314 |
| Cash and due from depository institutions | $6,578,000 | 2,097 |
| Interest-bearing balances | $32,000 | 5,965 |
| Securities | $18,248,000 | 5,918 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,044 |
| Net loans & leases | $93,427,000 | 2,881 |
| Loan loss allowance | $1,251,000 | 2,894 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,588,000 | 2,164 |
| Other real estate owned | $4,853,000 | 2,097 |
| Goodwill and other intangibles | $200,000 | 2,008 |
| All other assets | $1,885,000 | 3,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,979,000 | 3,314 |
| Total liabilities | $126,608,000 | 3,220 |
| Total deposits | $116,720,000 | 3,281 |
| Interest-bearing deposits | $89,502,000 | 3,670 |
| Deposits held in domestic offices | $116,720,000 | 3,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,090,000 | 1,397 |
| Subordinated debt | $200,000 | 317 |
| All other liabilities | $2,598,000 | 1,712 |
| Total equity capital | $9,371,000 | 4,587 |
| Total bank equity capital | $9,371,000 | 4,587 |
| Perpetual preferred stock | $2,098,000 | 92 |
| Common stock | $1,300,000 | 2,910 |
| Surplus | $939,000 | 8,159 |
| Undivided profits | $5,034,000 | 4,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 3,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $676,000 | 3,504 |
| Earning assets | $118,907,000 | 3,473 |
| Long-term assets (5+ years) | $12,019,000 | 3,597 |
| Average Assets, year-to-date | $128,377,800 | 3,379 |
| Average Assets, quarterly | $133,281,000 | 3,345 |
| Volatile liabilities | $10,864,000 | 4,318 |
| Insider loans | $396,000 | 6,314 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $68,000 | 1,497 |
| Unused loan commitments | $17,087,000 | 2,220 |
| Tier 1 (core) risk-based capital | $10,983,000 | 3,864 |
| Tier 2 risk-based capital | $1,251,000 | 2,384 |
| Total risk weighted assets | $103,311,200 | 2,648 |
| Total unused commitments | $17,087,000 | 2,231 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 89 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $121,696,000 | 3,651 |
| Cash and due from depository institutions | $7,085,000 | 2,262 |
| Interest-bearing balances | $20,000 | 6,485 |
| Securities | $19,935,000 | 5,881 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,481 |
| Net loans & leases | $77,440,000 | 3,345 |
| Loan loss allowance | $1,186,000 | 3,067 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,872,000 | 3,879 |
| Other real estate owned | $6,938,000 | 2,262 |
| Goodwill and other intangibles | $20,000 | 2,769 |
| All other assets | $2,206,000 | 3,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,696,000 | 3,651 |
| Total liabilities | $112,637,000 | 3,589 |
| Total deposits | $107,829,000 | 3,532 |
| Interest-bearing deposits | $79,413,000 | 4,088 |
| Deposits held in domestic offices | $107,829,000 | 3,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,147,000 | 2,461 |
| Subordinated debt | $200,000 | 348 |
| All other liabilities | $2,461,000 | 1,535 |
| Total equity capital | $9,059,000 | 4,450 |
| Total bank equity capital | $9,059,000 | 4,450 |
| Perpetual preferred stock | $1,998,000 | 96 |
| Common stock | $1,300,000 | 3,021 |
| Surplus | $939,000 | 8,379 |
| Undivided profits | $4,822,000 | 4,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,422 |
| Income earned, not collected on loans | $576,000 | 3,630 |
| Earning assets | $103,595,000 | 3,909 |
| Long-term assets (5+ years) | $9,626,000 | 4,212 |
| Average Assets, year-to-date | $123,935,400 | 3,491 |
| Average Assets, quarterly | $122,302,000 | 3,598 |
| Volatile liabilities | $12,932,000 | 3,592 |
| Insider loans | $405,000 | 6,304 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,283,000 | 569 |
| Unused loan commitments | $19,855,000 | 1,929 |
| Tier 1 (core) risk-based capital | $10,731,000 | 3,844 |
| Tier 2 risk-based capital | $1,163,100 | 2,547 |
| Total risk weighted assets | $89,785,100 | 2,943 |
| Total unused commitments | $19,855,000 | 1,941 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $126,127,000 | 3,593 |
| Cash and due from depository institutions | $6,492,000 | 2,131 |
| Interest-bearing balances | $19,000 | 7,312 |
| Securities | $17,758,000 | 6,656 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,394 |
| Net loans & leases | $79,794,000 | 3,171 |
| Loan loss allowance | $1,993,000 | 2,077 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $760,000 | 7,213 |
| Other real estate owned | $9,159,000 | 2,131 |
| Goodwill and other intangibles | $42,000 | 2,533 |
| All other assets | $2,322,000 | 3,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,127,000 | 3,593 |
| Total liabilities | $120,026,000 | 3,441 |
| Total deposits | $110,366,000 | 3,545 |
| Interest-bearing deposits | $84,431,000 | 4,000 |
| Deposits held in domestic offices | $110,366,000 | 3,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,535,000 | 1,323 |
| Subordinated debt | $200,000 | 378 |
| All other liabilities | $2,925,000 | 1,358 |
| Total equity capital | $6,101,000 | 6,309 |
| Total bank equity capital | $6,101,000 | 6,309 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,300,000 | 3,113 |
| Surplus | $939,000 | 8,583 |
| Undivided profits | $3,862,000 | 5,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,274,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $398,000 | 4,684 |
| Earning assets | $107,371,000 | 3,861 |
| Long-term assets (5+ years) | $17,737,000 | 2,916 |
| Average Assets, year-to-date | $128,962,800 | 3,434 |
| Average Assets, quarterly | $125,441,500 | 3,580 |
| Volatile liabilities | $21,113,000 | 2,294 |
| Insider loans | $1,026,000 | 3,657 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,571,000 | 401 |
| Unused loan commitments | $15,648,000 | 2,253 |
| Tier 1 (core) risk-based capital | $8,074,000 | 4,892 |
| Tier 2 risk-based capital | $1,205,140 | 2,422 |
| Total risk weighted assets | $89,143,540 | 2,894 |
| Total unused commitments | $15,648,000 | 2,274 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 103 | 2,099 |
| Assets and Liabilities | ||
| Total Assets: | $130,714,000 | 3,544 |
| Cash and due from depository institutions | $6,936,000 | 2,099 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,565,000 | 9,768 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $96,473,000 | 2,774 |
| Loan loss allowance | $1,541,000 | 2,648 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $860,000 | 6,809 |
| Other real estate owned | $11,773,000 | 2,099 |
| Goodwill and other intangibles | $64,000 | 2,400 |
| All other assets | $2,043,000 | 3,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,714,000 | 3,544 |
| Total liabilities | $125,189,000 | 3,409 |
| Total deposits | $117,386,000 | 3,458 |
| Interest-bearing deposits | $86,493,000 | 4,069 |
| Deposits held in domestic offices | $117,386,000 | 3,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,140,000 | 1,616 |
| Subordinated debt | $200,000 | 429 |
| All other liabilities | $4,463,000 | 1,035 |
| Total equity capital | $5,525,000 | 6,607 |
| Total bank equity capital | $5,525,000 | 6,607 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,300,000 | 3,234 |
| Surplus | $939,000 | 8,657 |
| Undivided profits | $3,286,000 | 5,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 4,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $531,000 | 3,844 |
| Earning assets | $109,038,000 | 3,857 |
| Long-term assets (5+ years) | $20,336,000 | 2,579 |
| Average Assets, year-to-date | $131,542,600 | 3,450 |
| Average Assets, quarterly | $136,265,000 | 3,399 |
| Volatile liabilities | $18,357,000 | 2,529 |
| Insider loans | $855,000 | 998 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,595,000 | 500 |
| Unused loan commitments | $23,186,000 | 1,646 |
| Tier 1 (core) risk-based capital | $8,019,000 | 4,700 |
| Tier 2 risk-based capital | $1,529,920 | 2,022 |
| Total risk weighted assets | $112,662,420 | 2,413 |
| Total unused commitments | $23,186,000 | 1,659 |
| Derivatives | $0 | 651 |