Home > Virginia Savings Bank, F.S.B. > Assets and Liabilities
Virginia Savings Bank, F.S.B., Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 47 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $132,911,000 | 4,193 |
| Cash and due from depository institutions | $13,292,000 | 3,079 |
| Interest-bearing balances | $9,200,000 | 3,521 |
| Securities | $15,661,000 | 5,051 |
| Federal funds sold & reverse repurchase agreements | $9,246,000 | 786 |
| Net loans & leases | $83,673,000 | 3,944 |
| Loan loss allowance | $885,000 | 4,892 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,040,000 | 1,927 |
| Other real estate owned | $990,000 | 3,079 |
| Goodwill and other intangibles | $75,000 | 2,661 |
| All other assets | $3,934,000 | 3,485 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $132,911,000 | 4,193 |
| Total liabilities | $120,786,000 | 4,129 |
| Total deposits | $120,158,000 | 3,988 |
| Interest-bearing deposits | $112,690,000 | 3,663 |
| Deposits held in domestic offices | $120,158,000 | 3,987 |
| % insured | 97.24% | 858 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $628,000 | 4,059 |
| Total equity capital | $12,125,000 | 4,602 |
| Total bank equity capital | $12,125,000 | 4,601 |
| Perpetual preferred stock | $1,000,000 | 220 |
| Common stock | $1,900,000 | 1,741 |
| Surplus | $1,266,000 | 5,602 |
| Undivided profits | $7,959,000 | 3,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 5,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $463,000 | 4,830 |
| Earning assets | $117,780,000 | 4,272 |
| Long-term assets (5+ years) | $4,012,000 | 6,771 |
| Average Assets, year-to-date | $130,426,000 | 4,219 |
| Average Assets, quarterly | $130,426,000 | 4,219 |
| Volatile liabilities | $1,346,000 | 6,112 |
| Insider loans | $1,095,000 | 3,648 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $7,741,000 | 4,393 |
| Tier 1 (core) risk-based capital | $11,094,000 | 4,678 |
| Tier 2 risk-based capital | $1,885,000 | 2,567 |
| Total risk weighted assets | $80,562,000 | 4,290 |
| Total unused commitments | $7,741,000 | 4,393 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 47 | 3,092 |
| Assets and Liabilities | ||
| Total Assets: | $127,941,000 | 4,277 |
| Cash and due from depository institutions | $9,920,000 | 3,092 |
| Interest-bearing balances | $7,195,000 | 3,544 |
| Securities | $17,881,000 | 4,780 |
| Federal funds sold & reverse repurchase agreements | $5,567,000 | 1,057 |
| Net loans & leases | $85,513,000 | 3,940 |
| Loan loss allowance | $902,000 | 4,835 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,034,000 | 1,932 |
| Other real estate owned | $1,119,000 | 3,092 |
| Goodwill and other intangibles | $83,000 | 2,640 |
| All other assets | $1,824,000 | 5,087 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $127,941,000 | 4,277 |
| Total liabilities | $115,898,000 | 4,225 |
| Total deposits | $115,610,000 | 4,067 |
| Interest-bearing deposits | $110,720,000 | 3,678 |
| Deposits held in domestic offices | $115,610,000 | 4,065 |
| % insured | 95.86% | 1,480 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $288,000 | 5,419 |
| Total equity capital | $12,043,000 | 4,616 |
| Total bank equity capital | $12,043,000 | 4,614 |
| Perpetual preferred stock | $1,000,000 | 216 |
| Common stock | $1,900,000 | 1,753 |
| Surplus | $1,266,000 | 5,642 |
| Undivided profits | $7,877,000 | 3,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 4,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $482,000 | 4,866 |
| Earning assets | $116,156,000 | 4,277 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $128,438,400 | 4,208 |
| Average Assets, quarterly | $128,922,500 | 4,241 |
| Volatile liabilities | $1,339,000 | 6,227 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $8,974,000 | 4,044 |
| Tier 1 (core) risk-based capital | $11,013,000 | 4,672 |
| Tier 2 risk-based capital | $1,902,000 | 2,547 |
| Total risk weighted assets | $79,003,000 | 4,358 |
| Total unused commitments | $8,974,000 | 4,044 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 50 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $129,904,000 | 4,239 |
| Cash and due from depository institutions | $6,054,000 | 2,954 |
| Interest-bearing balances | $3,583,000 | 4,590 |
| Securities | $20,470,000 | 4,455 |
| Federal funds sold & reverse repurchase agreements | $6,872,000 | 942 |
| Net loans & leases | $87,373,000 | 3,918 |
| Loan loss allowance | $923,000 | 4,837 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,053,000 | 1,938 |
| Other real estate owned | $1,076,000 | 2,954 |
| Goodwill and other intangibles | $90,000 | 2,638 |
| All other assets | $1,916,000 | 5,048 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $129,904,000 | 4,239 |
| Total liabilities | $117,808,000 | 4,185 |
| Total deposits | $117,464,000 | 4,024 |
| Interest-bearing deposits | $111,148,000 | 3,689 |
| Deposits held in domestic offices | $117,464,000 | 4,022 |
| % insured | 96.98% | 1,053 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $344,000 | 5,445 |
| Total equity capital | $12,096,000 | 4,647 |
| Total bank equity capital | $12,096,000 | 4,645 |
| Perpetual preferred stock | $1,000,000 | 217 |
| Common stock | $1,900,000 | 1,787 |
| Surplus | $1,266,000 | 5,700 |
| Undivided profits | $7,930,000 | 3,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 4,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $497,000 | 4,898 |
| Earning assets | $118,298,000 | 4,236 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $128,562,750 | 4,224 |
| Average Assets, quarterly | $128,895,500 | 4,243 |
| Volatile liabilities | $1,333,000 | 6,274 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,782,000 | 3,684 |
| Tier 1 (core) risk-based capital | $11,066,000 | 4,692 |
| Tier 2 risk-based capital | $1,923,000 | 2,530 |
| Total risk weighted assets | $80,022,000 | 4,352 |
| Total unused commitments | $10,782,000 | 3,687 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 50 | 2,982 |
| Assets and Liabilities | ||
| Total Assets: | $127,887,000 | 4,278 |
| Cash and due from depository institutions | $7,694,000 | 2,982 |
| Interest-bearing balances | $5,185,000 | 3,947 |
| Securities | $17,904,000 | 4,795 |
| Federal funds sold & reverse repurchase agreements | $3,715,000 | 1,524 |
| Net loans & leases | $89,254,000 | 3,905 |
| Loan loss allowance | $931,000 | 4,851 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,107,000 | 1,935 |
| Other real estate owned | $1,125,000 | 2,982 |
| Goodwill and other intangibles | $94,000 | 2,647 |
| All other assets | $1,994,000 | 5,009 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $127,887,000 | 4,278 |
| Total liabilities | $115,930,000 | 4,224 |
| Total deposits | $115,610,000 | 4,083 |
| Interest-bearing deposits | $110,649,000 | 3,731 |
| Deposits held in domestic offices | $115,610,000 | 4,081 |
| % insured | 96.76% | 1,186 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $320,000 | 5,433 |
| Total equity capital | $11,957,000 | 4,632 |
| Total bank equity capital | $11,957,000 | 4,630 |
| Perpetual preferred stock | $1,000,000 | 175 |
| Common stock | $1,900,000 | 1,815 |
| Surplus | $1,266,000 | 5,747 |
| Undivided profits | $7,791,000 | 3,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $708,000 | 4,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $504,000 | 4,868 |
| Earning assets | $116,058,000 | 4,297 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $128,115,670 | 4,270 |
| Average Assets, quarterly | $128,619,000 | 4,268 |
| Volatile liabilities | $1,326,000 | 6,363 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $10,402,000 | 3,796 |
| Tier 1 (core) risk-based capital | $10,924,000 | 4,707 |
| Tier 2 risk-based capital | $1,931,000 | 2,544 |
| Total risk weighted assets | $81,974,000 | 4,323 |
| Total unused commitments | $10,402,000 | 3,799 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 49 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $129,351,000 | 4,290 |
| Cash and due from depository institutions | $8,570,000 | 3,050 |
| Interest-bearing balances | $4,912,000 | 4,145 |
| Securities | $18,690,000 | 4,695 |
| Federal funds sold & reverse repurchase agreements | $2,325,000 | 2,426 |
| Net loans & leases | $90,299,000 | 3,913 |
| Loan loss allowance | $980,000 | 4,757 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,133,000 | 1,935 |
| Other real estate owned | $1,265,000 | 3,050 |
| Goodwill and other intangibles | $104,000 | 2,623 |
| All other assets | $1,965,000 | 5,086 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $129,351,000 | 4,290 |
| Total liabilities | $117,576,000 | 4,230 |
| Total deposits | $117,271,000 | 4,091 |
| Interest-bearing deposits | $110,519,000 | 3,801 |
| Deposits held in domestic offices | $117,271,000 | 4,088 |
| % insured | 97.35% | 1,005 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $305,000 | 5,431 |
| Total equity capital | $11,775,000 | 4,634 |
| Total bank equity capital | $11,775,000 | 4,633 |
| Perpetual preferred stock | $1,000,000 | 178 |
| Common stock | $1,900,000 | 1,842 |
| Surplus | $1,266,000 | 5,791 |
| Undivided profits | $7,609,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 4,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $500,000 | 4,874 |
| Earning assets | $116,226,000 | 4,305 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $128,230,000 | 4,301 |
| Average Assets, quarterly | $128,230,000 | 4,301 |
| Volatile liabilities | $1,327,000 | 6,385 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $10,691,000 | 3,809 |
| Tier 1 (core) risk-based capital | $10,741,000 | 4,763 |
| Tier 2 risk-based capital | $1,980,000 | 2,511 |
| Total risk weighted assets | $83,462,000 | 4,295 |
| Total unused commitments | $10,691,000 | 3,811 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 49 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $127,109,000 | 4,350 |
| Cash and due from depository institutions | $6,786,000 | 3,076 |
| Interest-bearing balances | $3,430,000 | 4,401 |
| Securities | $15,208,000 | 5,002 |
| Federal funds sold & reverse repurchase agreements | $3,248,000 | 1,960 |
| Net loans & leases | $92,396,000 | 3,932 |
| Loan loss allowance | $1,011,000 | 4,698 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,095,000 | 1,986 |
| Other real estate owned | $1,157,000 | 3,076 |
| Goodwill and other intangibles | $107,000 | 2,629 |
| All other assets | $2,112,000 | 5,063 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $127,109,000 | 4,350 |
| Total liabilities | $115,515,000 | 4,304 |
| Total deposits | $115,052,000 | 4,139 |
| Interest-bearing deposits | $110,559,000 | 3,777 |
| Deposits held in domestic offices | $115,052,000 | 4,136 |
| % insured | 97.83% | 762 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $463,000 | 4,753 |
| Total equity capital | $11,594,000 | 4,679 |
| Total bank equity capital | $11,594,000 | 4,678 |
| Perpetual preferred stock | $1,000,000 | 181 |
| Common stock | $1,900,000 | 1,868 |
| Surplus | $1,266,000 | 5,844 |
| Undivided profits | $7,428,000 | 3,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,954,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $447,000 | 5,313 |
| Earning assets | $114,282,000 | 4,368 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $128,493,600 | 4,308 |
| Average Assets, quarterly | $128,138,000 | 4,329 |
| Volatile liabilities | $16,638,000 | 5,107 |
| Insider loans | $75,000 | 6,493 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $11,258,000 | 3,622 |
| Tier 1 (core) risk-based capital | $10,561,000 | 4,830 |
| Tier 2 risk-based capital | $2,011,000 | 2,503 |
| Total risk weighted assets | $86,081,000 | 4,287 |
| Total unused commitments | $11,258,000 | 3,623 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 49 | 3,097 |
| Assets and Liabilities | ||
| Total Assets: | $129,167,000 | 4,362 |
| Cash and due from depository institutions | $5,902,000 | 3,097 |
| Interest-bearing balances | $3,002,000 | 4,504 |
| Securities | $17,139,000 | 4,688 |
| Federal funds sold & reverse repurchase agreements | $1,727,000 | 2,765 |
| Net loans & leases | $94,661,000 | 3,955 |
| Loan loss allowance | $1,009,000 | 4,732 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,139,000 | 2,003 |
| Other real estate owned | $1,195,000 | 3,097 |
| Goodwill and other intangibles | $121,000 | 2,592 |
| All other assets | $2,283,000 | 5,016 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $129,167,000 | 4,362 |
| Total liabilities | $117,782,000 | 4,296 |
| Total deposits | $117,294,000 | 4,106 |
| Interest-bearing deposits | $111,734,000 | 3,817 |
| Deposits held in domestic offices | $117,294,000 | 4,103 |
| % insured | 97.11% | 769 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $488,000 | 5,066 |
| Total equity capital | $11,385,000 | 4,889 |
| Total bank equity capital | $11,385,000 | 4,888 |
| Perpetual preferred stock | $1,000,000 | 187 |
| Common stock | $1,900,000 | 1,894 |
| Surplus | $1,266,000 | 5,915 |
| Undivided profits | $7,219,000 | 3,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,861,000 | 3,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $518,000 | 5,119 |
| Earning assets | $116,529,000 | 4,384 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $128,839,750 | 4,357 |
| Average Assets, quarterly | $129,623,500 | 4,354 |
| Volatile liabilities | $17,479,000 | 5,109 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $12,716,000 | 3,451 |
| Tier 1 (core) risk-based capital | $10,357,000 | 4,968 |
| Tier 2 risk-based capital | $2,009,000 | 2,564 |
| Total risk weighted assets | $87,794,000 | 4,299 |
| Total unused commitments | $12,716,000 | 3,454 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 49 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $130,080,000 | 4,365 |
| Cash and due from depository institutions | $6,130,000 | 3,118 |
| Interest-bearing balances | $2,656,000 | 4,522 |
| Securities | $11,716,000 | 5,455 |
| Federal funds sold & reverse repurchase agreements | $7,246,000 | 1,106 |
| Net loans & leases | $95,008,000 | 3,989 |
| Loan loss allowance | $1,031,000 | 4,692 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,167,000 | 2,009 |
| Other real estate owned | $1,307,000 | 3,118 |
| Goodwill and other intangibles | $130,000 | 2,575 |
| All other assets | $2,376,000 | 4,960 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $130,080,000 | 4,365 |
| Total liabilities | $118,836,000 | 4,292 |
| Total deposits | $118,468,000 | 4,117 |
| Interest-bearing deposits | $112,061,000 | 3,825 |
| Deposits held in domestic offices | $118,468,000 | 4,115 |
| % insured | 96.51% | 1,043 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $368,000 | 5,495 |
| Total equity capital | $11,244,000 | 4,907 |
| Total bank equity capital | $11,244,000 | 4,906 |
| Perpetual preferred stock | $1,000,000 | 180 |
| Common stock | $1,900,000 | 1,918 |
| Surplus | $1,266,000 | 5,951 |
| Undivided profits | $7,078,000 | 3,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,956,000 | 3,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $536,000 | 5,007 |
| Earning assets | $116,626,000 | 4,406 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $128,730,670 | 4,383 |
| Average Assets, quarterly | $129,529,000 | 4,369 |
| Volatile liabilities | $16,687,000 | 5,226 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,269,000 | 3,577 |
| Tier 1 (core) risk-based capital | $10,212,000 | 5,007 |
| Tier 2 risk-based capital | $2,040,000 | 2,537 |
| Total risk weighted assets | $91,527,000 | 4,223 |
| Total unused commitments | $12,269,000 | 3,585 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 52 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $128,978,000 | 4,455 |
| Cash and due from depository institutions | $15,728,000 | 3,011 |
| Interest-bearing balances | $11,531,000 | 2,422 |
| Securities | $2,794,000 | 7,141 |
| Federal funds sold & reverse repurchase agreements | $3,982,000 | 2,048 |
| Net loans & leases | $96,465,000 | 4,013 |
| Loan loss allowance | $1,073,000 | 4,642 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,218,000 | 2,024 |
| Other real estate owned | $1,062,000 | 3,011 |
| Goodwill and other intangibles | $138,000 | 2,574 |
| All other assets | $2,591,000 | 4,856 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $128,978,000 | 4,455 |
| Total liabilities | $117,714,000 | 4,397 |
| Total deposits | $117,387,000 | 4,186 |
| Interest-bearing deposits | $111,059,000 | 3,903 |
| Deposits held in domestic offices | $117,387,000 | 4,184 |
| % insured | 96.68% | 1,039 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $327,000 | 5,704 |
| Total equity capital | $11,264,000 | 4,919 |
| Total bank equity capital | $11,264,000 | 4,918 |
| Perpetual preferred stock | $1,000,000 | 175 |
| Common stock | $1,900,000 | 1,958 |
| Surplus | $1,266,000 | 6,032 |
| Undivided profits | $7,098,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,483,000 | 3,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $545,000 | 5,032 |
| Earning assets | $114,772,000 | 4,512 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $128,056,000 | 4,454 |
| Average Assets, quarterly | $128,056,000 | 4,454 |
| Volatile liabilities | $16,036,000 | 5,377 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,451,000 | 3,512 |
| Tier 1 (core) risk-based capital | $10,227,000 | 5,066 |
| Tier 2 risk-based capital | $2,083,000 | 2,557 |
| Total risk weighted assets | $94,457,000 | 4,218 |
| Total unused commitments | $13,451,000 | 3,515 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 52 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $127,134,000 | 4,500 |
| Cash and due from depository institutions | $11,222,000 | 3,057 |
| Interest-bearing balances | $7,885,000 | 2,634 |
| Securities | $4,827,000 | 6,766 |
| Federal funds sold & reverse repurchase agreements | $2,522,000 | 2,571 |
| Net loans & leases | $97,248,000 | 4,023 |
| Loan loss allowance | $1,042,000 | 4,708 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,276,000 | 2,045 |
| Other real estate owned | $2,049,000 | 3,057 |
| Goodwill and other intangibles | $146,000 | 2,572 |
| All other assets | $2,844,000 | 4,722 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $127,134,000 | 4,500 |
| Total liabilities | $115,921,000 | 4,433 |
| Total deposits | $115,550,000 | 4,216 |
| Interest-bearing deposits | $110,200,000 | 3,903 |
| Deposits held in domestic offices | $115,550,000 | 4,215 |
| % insured | 96.96% | 935 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $371,000 | 5,501 |
| Total equity capital | $11,213,000 | 4,931 |
| Total bank equity capital | $11,213,000 | 4,929 |
| Perpetual preferred stock | $1,000,000 | 171 |
| Common stock | $1,900,000 | 1,992 |
| Surplus | $1,266,000 | 6,087 |
| Undivided profits | $7,047,000 | 3,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,270,000 | 3,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $552,000 | 5,121 |
| Earning assets | $112,482,000 | 4,576 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $130,683,600 | 4,321 |
| Average Assets, quarterly | $126,880,000 | 4,465 |
| Volatile liabilities | $14,567,000 | 5,592 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,216,000 | 3,568 |
| Tier 1 (core) risk-based capital | $10,160,000 | 5,087 |
| Tier 2 risk-based capital | $2,068,000 | 2,589 |
| Total risk weighted assets | $96,998,000 | 4,187 |
| Total unused commitments | $13,216,000 | 3,571 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 53 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $126,626,000 | 4,485 |
| Cash and due from depository institutions | $9,095,000 | 3,036 |
| Interest-bearing balances | $6,086,000 | 2,769 |
| Securities | $4,942,000 | 6,822 |
| Federal funds sold & reverse repurchase agreements | $2,138,000 | 2,880 |
| Net loans & leases | $99,909,000 | 3,978 |
| Loan loss allowance | $1,046,000 | 4,621 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,345,000 | 2,047 |
| Other real estate owned | $1,898,000 | 3,036 |
| Goodwill and other intangibles | $161,000 | 2,574 |
| All other assets | $2,138,000 | 4,950 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $126,626,000 | 4,485 |
| Total liabilities | $115,220,000 | 4,423 |
| Total deposits | $114,714,000 | 4,212 |
| Interest-bearing deposits | $108,831,000 | 3,931 |
| Deposits held in domestic offices | $114,714,000 | 4,210 |
| % insured | 97.84% | 790 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $506,000 | 5,337 |
| Total equity capital | $11,406,000 | 4,995 |
| Total bank equity capital | $11,406,000 | 4,994 |
| Perpetual preferred stock | $1,000,000 | 169 |
| Common stock | $1,900,000 | 2,018 |
| Surplus | $1,266,000 | 6,140 |
| Undivided profits | $7,240,000 | 3,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,328,000 | 3,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $589,000 | 5,148 |
| Earning assets | $113,075,000 | 4,579 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $131,571,000 | 4,337 |
| Average Assets, quarterly | $128,754,500 | 4,430 |
| Volatile liabilities | $13,859,000 | 5,748 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,869,000 | 3,590 |
| Tier 1 (core) risk-based capital | $10,340,000 | 5,115 |
| Tier 2 risk-based capital | $2,046,000 | 2,628 |
| Total risk weighted assets | $98,443,000 | 4,184 |
| Total unused commitments | $13,869,000 | 3,591 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $130,883,000 | 4,417 |
| Cash and due from depository institutions | $12,342,000 | 3,071 |
| Interest-bearing balances | $8,308,000 | 2,045 |
| Securities | $4,614,000 | 6,877 |
| Federal funds sold & reverse repurchase agreements | $1,446,000 | 3,668 |
| Net loans & leases | $102,009,000 | 3,949 |
| Loan loss allowance | $1,095,000 | 4,452 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,383,000 | 2,054 |
| Other real estate owned | $1,827,000 | 3,071 |
| Goodwill and other intangibles | $171,000 | 2,571 |
| All other assets | $2,091,000 | 5,026 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $130,883,000 | 4,417 |
| Total liabilities | $119,487,000 | 4,347 |
| Total deposits | $119,059,000 | 4,104 |
| Interest-bearing deposits | $111,246,000 | 3,882 |
| Deposits held in domestic offices | $119,059,000 | 4,102 |
| % insured | 91.49% | 667 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $428,000 | 5,703 |
| Total equity capital | $11,396,000 | 4,959 |
| Total bank equity capital | $11,396,000 | 4,959 |
| Perpetual preferred stock | $1,000,000 | 166 |
| Common stock | $1,900,000 | 2,047 |
| Surplus | $1,266,000 | 6,202 |
| Undivided profits | $7,230,000 | 3,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,628,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $561,000 | 5,199 |
| Earning assets | $116,377,000 | 4,489 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $133,219,330 | 4,324 |
| Average Assets, quarterly | $132,194,000 | 4,375 |
| Volatile liabilities | $15,319,000 | 5,528 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,458,000 | 3,608 |
| Tier 1 (core) risk-based capital | $10,343,000 | 5,150 |
| Tier 2 risk-based capital | $2,095,000 | 2,546 |
| Total risk weighted assets | $101,935,000 | 4,096 |
| Total unused commitments | $14,458,000 | 3,610 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $133,505,000 | 4,368 |
| Cash and due from depository institutions | $11,696,000 | 3,030 |
| Interest-bearing balances | $8,345,000 | 1,834 |
| Securities | $4,690,000 | 6,908 |
| Federal funds sold & reverse repurchase agreements | $1,689,000 | 3,983 |
| Net loans & leases | $103,755,000 | 3,903 |
| Loan loss allowance | $1,117,000 | 4,295 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,434,000 | 2,045 |
| Other real estate owned | $2,736,000 | 3,030 |
| Goodwill and other intangibles | $195,000 | 2,523 |
| All other assets | $2,310,000 | 4,809 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $133,505,000 | 4,368 |
| Total liabilities | $122,209,000 | 4,292 |
| Total deposits | $121,802,000 | 4,031 |
| Interest-bearing deposits | $114,932,000 | 3,772 |
| Deposits held in domestic offices | $121,802,000 | 4,029 |
| % insured | 91.96% | 623 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $407,000 | 5,713 |
| Total equity capital | $11,296,000 | 5,038 |
| Total bank equity capital | $11,296,000 | 5,037 |
| Perpetual preferred stock | $1,000,000 | 143 |
| Common stock | $1,900,000 | 2,060 |
| Surplus | $1,266,000 | 6,245 |
| Undivided profits | $7,130,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,645,000 | 3,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $625,000 | 4,894 |
| Earning assets | $118,479,000 | 4,467 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $134,387,500 | 4,320 |
| Average Assets, quarterly | $134,387,500 | 4,320 |
| Volatile liabilities | $16,001,000 | 5,457 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $17,413,000 | 3,333 |
| Tier 1 (core) risk-based capital | $10,301,000 | 5,196 |
| Tier 2 risk-based capital | $2,117,000 | 2,503 |
| Total risk weighted assets | $105,834,000 | 4,009 |
| Total unused commitments | $17,413,000 | 3,333 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 58 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $135,270,000 | 4,289 |
| Cash and due from depository institutions | $13,163,000 | 2,876 |
| Interest-bearing balances | $9,449,000 | 1,144 |
| Securities | $5,241,000 | 6,869 |
| Federal funds sold & reverse repurchase agreements | $2,067,000 | 3,185 |
| Net loans & leases | $102,858,000 | 3,956 |
| Loan loss allowance | $1,096,000 | 4,305 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,302,000 | 2,082 |
| Other real estate owned | $2,839,000 | 2,876 |
| Goodwill and other intangibles | $205,000 | 2,500 |
| All other assets | $2,595,000 | 4,622 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $135,270,000 | 4,289 |
| Total liabilities | $124,022,000 | 4,214 |
| Total deposits | $123,572,000 | 3,925 |
| Interest-bearing deposits | $118,195,000 | 3,637 |
| Deposits held in domestic offices | $123,572,000 | 3,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $450,000 | 5,561 |
| Total equity capital | $11,248,000 | 5,049 |
| Total bank equity capital | $11,248,000 | 5,049 |
| Perpetual preferred stock | $1,000,000 | 96 |
| Common stock | $1,900,000 | 2,067 |
| Surplus | $1,266,000 | 6,262 |
| Undivided profits | $7,082,000 | 3,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,975,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $622,000 | 5,123 |
| Earning assets | $119,615,000 | 4,382 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $146,070,600 | 3,971 |
| Average Assets, quarterly | $139,300,000 | 4,156 |
| Volatile liabilities | $17,338,000 | 5,238 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,181,000 | 3,361 |
| Tier 1 (core) risk-based capital | $10,275,000 | 5,208 |
| Tier 2 risk-based capital | $2,096,000 | 2,509 |
| Total risk weighted assets | $105,359,000 | 4,035 |
| Total unused commitments | $17,181,000 | 3,363 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 58 | 2,900 |
| Assets and Liabilities | ||
| Total Assets: | $143,330,000 | 4,104 |
| Cash and due from depository institutions | $15,137,000 | 2,900 |
| Interest-bearing balances | $10,178,000 | 731 |
| Securities | $10,204,000 | 5,846 |
| Federal funds sold & reverse repurchase agreements | $1,470,000 | 4,151 |
| Net loans & leases | $105,324,000 | 3,892 |
| Loan loss allowance | $1,134,000 | 4,065 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,332,000 | 2,065 |
| Other real estate owned | $2,620,000 | 2,900 |
| Goodwill and other intangibles | $211,000 | 2,553 |
| All other assets | $2,032,000 | 5,231 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $143,330,000 | 4,104 |
| Total liabilities | $131,465,000 | 4,030 |
| Total deposits | $131,054,000 | 3,722 |
| Interest-bearing deposits | $122,426,000 | 3,493 |
| Deposits held in domestic offices | $131,054,000 | 3,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $411,000 | 5,890 |
| Total equity capital | $11,865,000 | 4,913 |
| Total bank equity capital | $11,865,000 | 4,913 |
| Perpetual preferred stock | $1,000,000 | 67 |
| Common stock | $1,900,000 | 2,081 |
| Surplus | $1,266,000 | 6,300 |
| Undivided profits | $7,699,000 | 3,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,701,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $647,000 | 5,177 |
| Earning assets | $127,176,000 | 4,188 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $148,770,750 | 3,934 |
| Average Assets, quarterly | $143,837,000 | 4,076 |
| Volatile liabilities | $17,334,000 | 5,154 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $18,053,000 | 3,429 |
| Tier 1 (core) risk-based capital | $10,857,000 | 5,128 |
| Tier 2 risk-based capital | $2,134,000 | 2,402 |
| Total risk weighted assets | $109,061,000 | 3,941 |
| Total unused commitments | $18,053,000 | 3,432 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 58 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $144,344,000 | 4,080 |
| Cash and due from depository institutions | $5,896,000 | 2,945 |
| Interest-bearing balances | $1,246,000 | 2,669 |
| Securities | $18,531,000 | 4,628 |
| Federal funds sold & reverse repurchase agreements | $312,000 | 5,435 |
| Net loans & leases | $109,353,000 | 3,756 |
| Loan loss allowance | $1,177,000 | 3,929 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,863,000 | 2,227 |
| Other real estate owned | $1,846,000 | 2,945 |
| Goodwill and other intangibles | $223,000 | 2,541 |
| All other assets | $2,320,000 | 4,877 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $144,344,000 | 4,080 |
| Total liabilities | $132,298,000 | 4,019 |
| Total deposits | $128,994,000 | 3,783 |
| Interest-bearing deposits | $121,734,000 | 3,505 |
| Deposits held in domestic offices | $128,994,000 | 3,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,929,000 | 2,232 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $375,000 | 6,085 |
| Total equity capital | $12,046,000 | 4,878 |
| Total bank equity capital | $12,046,000 | 4,878 |
| Perpetual preferred stock | $1,000,000 | 65 |
| Common stock | $1,900,000 | 2,095 |
| Surplus | $1,266,000 | 6,339 |
| Undivided profits | $7,880,000 | 3,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,420,000 | 2,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $747,000 | 4,664 |
| Earning assets | $129,442,000 | 4,151 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $150,584,330 | 3,930 |
| Average Assets, quarterly | $146,372,500 | 4,035 |
| Volatile liabilities | $19,775,000 | 4,840 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,598,000 | 3,250 |
| Tier 1 (core) risk-based capital | $11,019,000 | 5,087 |
| Tier 2 risk-based capital | $2,177,000 | 2,321 |
| Total risk weighted assets | $113,957,000 | 3,822 |
| Total unused commitments | $21,086,000 | 3,208 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $148,401,000 | 4,010 |
| Cash and due from depository institutions | $7,452,000 | 3,039 |
| Interest-bearing balances | $4,005,000 | 1,625 |
| Securities | $21,010,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $282,000 | 6,316 |
| Net loans & leases | $111,863,000 | 3,629 |
| Loan loss allowance | $613,000 | 5,567 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,182,000 | 2,462 |
| Other real estate owned | $641,000 | 3,039 |
| Goodwill and other intangibles | $233,000 | 2,525 |
| All other assets | $1,738,000 | 5,438 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $148,401,000 | 4,010 |
| Total liabilities | $135,613,000 | 3,925 |
| Total deposits | $129,680,000 | 3,781 |
| Interest-bearing deposits | $124,144,000 | 3,483 |
| Deposits held in domestic offices | $129,680,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $933,000 | 4,202 |
| Total equity capital | $12,788,000 | 4,748 |
| Total bank equity capital | $12,788,000 | 4,748 |
| Perpetual preferred stock | $1,000,000 | 65 |
| Common stock | $1,900,000 | 2,092 |
| Surplus | $1,266,000 | 6,350 |
| Undivided profits | $8,622,000 | 3,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,104,000 | 1,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $679,000 | 4,949 |
| Earning assets | $137,160,000 | 3,985 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $153,704,500 | 3,877 |
| Average Assets, quarterly | $153,704,500 | 3,877 |
| Volatile liabilities | $23,957,000 | 4,339 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,131,000 | 3,177 |
| Tier 1 (core) risk-based capital | $11,761,000 | 4,872 |
| Tier 2 risk-based capital | $1,613,000 | 2,914 |
| Total risk weighted assets | $106,210,000 | 3,960 |
| Total unused commitments | $22,131,000 | 3,179 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $159,008,000 | 3,766 |
| Cash and due from depository institutions | $4,778,000 | 2,852 |
| Interest-bearing balances | $681,000 | 2,891 |
| Securities | $34,009,000 | 3,154 |
| Federal funds sold & reverse repurchase agreements | $263,000 | 5,711 |
| Net loans & leases | $112,017,000 | 3,646 |
| Loan loss allowance | $614,000 | 5,537 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,714,000 | 2,677 |
| Other real estate owned | $654,000 | 2,852 |
| Goodwill and other intangibles | $241,000 | 2,510 |
| All other assets | $2,332,000 | 4,812 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $159,008,000 | 3,766 |
| Total liabilities | $145,679,000 | 3,678 |
| Total deposits | $133,314,000 | 3,665 |
| Interest-bearing deposits | $127,411,000 | 3,360 |
| Deposits held in domestic offices | $133,314,000 | 3,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,800,000 | 2,513 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $565,000 | 5,371 |
| Total equity capital | $13,329,000 | 4,575 |
| Total bank equity capital | $13,329,000 | 4,575 |
| Perpetual preferred stock | $1,000,000 | 69 |
| Common stock | $1,900,000 | 2,087 |
| Surplus | $1,266,000 | 6,360 |
| Undivided profits | $9,163,000 | 3,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,127,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $916,000 | 4,292 |
| Earning assets | $146,970,000 | 3,735 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $169,233,600 | 3,485 |
| Average Assets, quarterly | $162,802,500 | 3,690 |
| Volatile liabilities | $32,479,000 | 3,611 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $11,800,000 | 2,404 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,209,000 | 3,005 |
| Tier 1 (core) risk-based capital | $12,302,000 | 4,694 |
| Tier 2 risk-based capital | $1,614,000 | 2,871 |
| Total risk weighted assets | $111,539,000 | 3,809 |
| Total unused commitments | $24,209,000 | 3,005 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 62 | 2,771 |
| Assets and Liabilities | ||
| Total Assets: | $166,597,000 | 3,614 |
| Cash and due from depository institutions | $8,078,000 | 2,771 |
| Interest-bearing balances | $3,571,000 | 1,274 |
| Securities | $34,010,000 | 3,157 |
| Federal funds sold & reverse repurchase agreements | $243,000 | 5,816 |
| Net loans & leases | $116,768,000 | 3,493 |
| Loan loss allowance | $456,000 | 6,241 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,512,000 | 2,707 |
| Other real estate owned | $389,000 | 2,771 |
| Goodwill and other intangibles | $252,000 | 2,488 |
| All other assets | $2,345,000 | 4,891 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $166,597,000 | 3,614 |
| Total liabilities | $152,720,000 | 3,519 |
| Total deposits | $137,284,000 | 3,556 |
| Interest-bearing deposits | $128,290,000 | 3,318 |
| Deposits held in domestic offices | $137,284,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $436,000 | 6,102 |
| Total equity capital | $13,877,000 | 4,413 |
| Total bank equity capital | $13,877,000 | 4,413 |
| Perpetual preferred stock | $1,000,000 | 67 |
| Common stock | $1,900,000 | 2,068 |
| Surplus | $1,266,000 | 6,356 |
| Undivided profits | $9,711,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $917,000 | 4,531 |
| Earning assets | $154,592,000 | 3,565 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $171,790,000 | 3,436 |
| Average Assets, quarterly | $168,734,000 | 3,534 |
| Volatile liabilities | $35,550,000 | 3,343 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,664,000 | 2,903 |
| Tier 1 (core) risk-based capital | $12,850,000 | 4,549 |
| Tier 2 risk-based capital | $1,456,000 | 3,111 |
| Total risk weighted assets | $113,352,000 | 3,734 |
| Total unused commitments | $25,664,000 | 2,903 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 61 | 2,855 |
| Assets and Liabilities | ||
| Total Assets: | $170,871,000 | 3,525 |
| Cash and due from depository institutions | $6,366,000 | 2,855 |
| Interest-bearing balances | $1,460,000 | 2,096 |
| Securities | $34,010,000 | 3,145 |
| Federal funds sold & reverse repurchase agreements | $241,000 | 5,934 |
| Net loans & leases | $122,414,000 | 3,358 |
| Loan loss allowance | $442,000 | 6,343 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,403,000 | 2,744 |
| Other real estate owned | $389,000 | 2,855 |
| Goodwill and other intangibles | $261,000 | 2,490 |
| All other assets | $2,787,000 | 4,441 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $170,871,000 | 3,525 |
| Total liabilities | $156,980,000 | 3,444 |
| Total deposits | $135,569,000 | 3,614 |
| Interest-bearing deposits | $126,140,000 | 3,362 |
| Deposits held in domestic offices | $135,569,000 | 3,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,800,000 | 1,647 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $611,000 | 5,072 |
| Total equity capital | $13,891,000 | 4,340 |
| Total bank equity capital | $13,891,000 | 4,340 |
| Perpetual preferred stock | $1,000,000 | 69 |
| Common stock | $1,900,000 | 2,061 |
| Surplus | $1,266,000 | 6,379 |
| Undivided profits | $9,725,000 | 3,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,072,000 | 3,740 |
| Earning assets | $158,125,000 | 3,490 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $173,521,000 | 3,440 |
| Average Assets, quarterly | $171,749,500 | 3,486 |
| Volatile liabilities | $40,292,000 | 2,995 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $20,800,000 | 1,553 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,856,000 | 2,904 |
| Tier 1 (core) risk-based capital | $12,864,000 | 4,542 |
| Tier 2 risk-based capital | $1,442,000 | 3,131 |
| Total risk weighted assets | $117,788,000 | 3,613 |
| Total unused commitments | $25,856,000 | 2,904 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 59 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $172,628,000 | 3,494 |
| Cash and due from depository institutions | $6,442,000 | 2,913 |
| Interest-bearing balances | $1,369,000 | 2,282 |
| Securities | $34,011,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $221,000 | 6,539 |
| Net loans & leases | $125,168,000 | 3,265 |
| Loan loss allowance | $457,000 | 6,256 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,564,000 | 3,205 |
| Other real estate owned | $389,000 | 2,913 |
| Goodwill and other intangibles | $277,000 | 2,455 |
| All other assets | $2,556,000 | 4,543 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $172,628,000 | 3,494 |
| Total liabilities | $158,755,000 | 3,424 |
| Total deposits | $139,071,000 | 3,547 |
| Interest-bearing deposits | $129,414,000 | 3,288 |
| Deposits held in domestic offices | $139,071,000 | 3,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $19,000,000 | 1,700 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $684,000 | 4,801 |
| Total equity capital | $13,873,000 | 4,361 |
| Total bank equity capital | $13,873,000 | 4,361 |
| Perpetual preferred stock | $1,000,000 | 69 |
| Common stock | $1,900,000 | 2,048 |
| Surplus | $1,266,000 | 6,386 |
| Undivided profits | $9,707,000 | 3,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $951,000 | 3,994 |
| Earning assets | $160,769,000 | 3,464 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $174,846,000 | 3,437 |
| Average Assets, quarterly | $174,846,000 | 3,437 |
| Volatile liabilities | $38,576,000 | 3,057 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $19,000,000 | 1,613 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,099,000 | 2,824 |
| Tier 1 (core) risk-based capital | $12,846,000 | 4,505 |
| Tier 2 risk-based capital | $1,457,000 | 3,084 |
| Total risk weighted assets | $120,111,000 | 3,531 |
| Total unused commitments | $27,099,000 | 2,826 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $177,064,000 | 3,392 |
| Cash and due from depository institutions | $6,847,000 | 2,924 |
| Interest-bearing balances | $1,132,000 | 2,357 |
| Securities | $34,010,000 | 3,170 |
| Federal funds sold & reverse repurchase agreements | $220,000 | 6,061 |
| Net loans & leases | $129,033,000 | 3,197 |
| Loan loss allowance | $477,000 | 6,150 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,500,000 | 3,206 |
| Other real estate owned | $388,000 | 2,924 |
| Goodwill and other intangibles | $279,000 | 2,450 |
| All other assets | $2,787,000 | 4,403 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $177,064,000 | 3,392 |
| Total liabilities | $163,290,000 | 3,304 |
| Total deposits | $139,695,000 | 3,517 |
| Interest-bearing deposits | $129,616,000 | 3,244 |
| Deposits held in domestic offices | $139,695,000 | 3,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,000,000 | 1,550 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $595,000 | 5,076 |
| Total equity capital | $13,774,000 | 4,323 |
| Total bank equity capital | $13,774,000 | 4,323 |
| Perpetual preferred stock | $1,000,000 | 70 |
| Common stock | $1,900,000 | 2,038 |
| Surplus | $1,266,000 | 6,381 |
| Undivided profits | $9,608,000 | 3,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,136,000 | 3,550 |
| Earning assets | $164,395,000 | 3,354 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $180,056,600 | 3,218 |
| Average Assets, quarterly | $178,785,500 | 3,326 |
| Volatile liabilities | $40,978,000 | 3,054 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $23,000,000 | 1,462 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,029,000 | 2,660 |
| Tier 1 (core) risk-based capital | $12,747,000 | 4,484 |
| Tier 2 risk-based capital | $1,477,000 | 3,035 |
| Total risk weighted assets | $122,681,000 | 3,448 |
| Total unused commitments | $29,029,000 | 2,660 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $180,507,000 | 3,304 |
| Cash and due from depository institutions | $7,509,000 | 2,955 |
| Interest-bearing balances | $3,124,000 | 1,365 |
| Securities | $34,010,000 | 3,213 |
| Federal funds sold & reverse repurchase agreements | $201,000 | 5,632 |
| Net loans & leases | $131,803,000 | 3,110 |
| Loan loss allowance | $490,000 | 6,114 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,497,000 | 3,174 |
| Other real estate owned | $388,000 | 2,955 |
| Goodwill and other intangibles | $284,000 | 2,448 |
| All other assets | $2,815,000 | 4,419 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $180,507,000 | 3,304 |
| Total liabilities | $166,827,000 | 3,213 |
| Total deposits | $141,359,000 | 3,427 |
| Interest-bearing deposits | $130,582,000 | 3,160 |
| Deposits held in domestic offices | $141,359,000 | 3,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,900,000 | 1,557 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $568,000 | 5,257 |
| Total equity capital | $13,680,000 | 4,307 |
| Total bank equity capital | $13,680,000 | 4,307 |
| Perpetual preferred stock | $1,000,000 | 75 |
| Common stock | $1,900,000 | 2,041 |
| Surplus | $1,266,000 | 6,405 |
| Undivided profits | $9,514,000 | 3,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,010,000 | 3,934 |
| Earning assets | $169,138,000 | 3,243 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $180,804,750 | 3,228 |
| Average Assets, quarterly | $182,061,500 | 3,253 |
| Volatile liabilities | $56,952,000 | 2,379 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $24,900,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $32,480,000 | 2,478 |
| Tier 1 (core) risk-based capital | $12,653,000 | 4,503 |
| Tier 2 risk-based capital | $1,490,000 | 2,996 |
| Total risk weighted assets | $128,476,000 | 3,300 |
| Total unused commitments | $32,480,000 | 2,479 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 58 | 3,019 |
| Assets and Liabilities | ||
| Total Assets: | $183,616,000 | 3,227 |
| Cash and due from depository institutions | $8,834,000 | 3,019 |
| Interest-bearing balances | $2,282,000 | 1,670 |
| Securities | $34,011,000 | 3,191 |
| Federal funds sold & reverse repurchase agreements | $198,000 | 5,498 |
| Net loans & leases | $133,948,000 | 3,023 |
| Loan loss allowance | $534,000 | 5,910 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,462,000 | 3,158 |
| Other real estate owned | $27,000 | 3,019 |
| Goodwill and other intangibles | $298,000 | 2,426 |
| All other assets | $2,838,000 | 4,310 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $183,616,000 | 3,227 |
| Total liabilities | $170,094,000 | 3,140 |
| Total deposits | $143,848,000 | 3,317 |
| Interest-bearing deposits | $129,727,000 | 3,141 |
| Deposits held in domestic offices | $143,848,000 | 3,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,700,000 | 1,520 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $546,000 | 5,024 |
| Total equity capital | $13,522,000 | 4,225 |
| Total bank equity capital | $13,522,000 | 4,225 |
| Perpetual preferred stock | $1,000,000 | 76 |
| Common stock | $1,900,000 | 2,034 |
| Surplus | $1,266,000 | 6,402 |
| Undivided profits | $9,356,000 | 3,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,012,000 | 3,582 |
| Earning assets | $170,439,000 | 3,194 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $180,904,000 | 3,224 |
| Average Assets, quarterly | $181,500,500 | 3,235 |
| Volatile liabilities | $60,597,000 | 2,231 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $25,700,000 | 1,425 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $33,575,000 | 2,419 |
| Tier 1 (core) risk-based capital | $12,480,000 | 4,488 |
| Tier 2 risk-based capital | $1,534,000 | 2,899 |
| Total risk weighted assets | $131,193,000 | 3,206 |
| Total unused commitments | $33,575,000 | 2,420 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $179,385,000 | 3,270 |
| Cash and due from depository institutions | $5,376,000 | 3,027 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $34,017,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $179,000 | 6,028 |
| Net loans & leases | $133,260,000 | 2,980 |
| Loan loss allowance | $567,000 | 5,721 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,490,000 | 3,093 |
| Other real estate owned | $27,000 | 3,027 |
| Goodwill and other intangibles | $307,000 | 2,380 |
| All other assets | $2,729,000 | 4,318 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $179,385,000 | 3,270 |
| Total liabilities | $166,060,000 | 3,187 |
| Total deposits | $140,327,000 | 3,372 |
| Interest-bearing deposits | $130,009,000 | 3,131 |
| Deposits held in domestic offices | $140,327,000 | 3,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,038,000 | 1,484 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $695,000 | 4,382 |
| Total equity capital | $13,325,000 | 4,229 |
| Total bank equity capital | $13,325,000 | 4,229 |
| Perpetual preferred stock | $1,000,000 | 77 |
| Common stock | $950,000 | 3,170 |
| Surplus | $1,266,000 | 6,371 |
| Undivided profits | $10,109,000 | 3,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $908,000 | 3,730 |
| Earning assets | $167,456,000 | 3,213 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $179,548,000 | 3,237 |
| Average Assets, quarterly | $179,548,000 | 3,237 |
| Volatile liabilities | $54,855,000 | 2,312 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $25,000,000 | 1,401 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,098,000 | 2,416 |
| Tier 1 (core) risk-based capital | $12,277,000 | 4,469 |
| Tier 2 risk-based capital | $1,567,000 | 2,825 |
| Total risk weighted assets | $128,968,000 | 3,205 |
| Total unused commitments | $33,098,000 | 2,418 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $179,711,000 | 3,240 |
| Cash and due from depository institutions | $6,777,000 | 3,115 |
| Interest-bearing balances | $1,437,000 | 2,259 |
| Securities | $34,018,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $178,000 | 5,827 |
| Net loans & leases | $131,974,000 | 2,986 |
| Loan loss allowance | $588,000 | 5,621 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,526,000 | 3,041 |
| Other real estate owned | $27,000 | 3,115 |
| Goodwill and other intangibles | $302,000 | 2,401 |
| All other assets | $2,909,000 | 4,142 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $179,711,000 | 3,240 |
| Total liabilities | $167,765,000 | 3,135 |
| Total deposits | $136,182,000 | 3,427 |
| Interest-bearing deposits | $126,479,000 | 3,160 |
| Deposits held in domestic offices | $136,182,000 | 3,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,000,000 | 1,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $583,000 | 4,736 |
| Total equity capital | $11,946,000 | 4,563 |
| Total bank equity capital | $11,946,000 | 4,563 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $950,000 | 3,178 |
| Surplus | $1,266,000 | 6,382 |
| Undivided profits | $9,730,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $951,000 | 3,607 |
| Earning assets | $167,607,000 | 3,180 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $166,324,000 | 3,314 |
| Average Assets, quarterly | $178,779,500 | 3,228 |
| Volatile liabilities | $60,938,000 | 2,088 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $31,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $34,898,000 | 2,287 |
| Tier 1 (core) risk-based capital | $11,889,000 | 4,528 |
| Tier 2 risk-based capital | $588,000 | 5,364 |
| Total risk weighted assets | $126,354,000 | 3,234 |
| Total unused commitments | $34,898,000 | 2,287 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $177,848,000 | 3,218 |
| Cash and due from depository institutions | $9,218,000 | 3,152 |
| Interest-bearing balances | $619,000 | 3,188 |
| Securities | $34,019,000 | 3,199 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 5,634 |
| Net loans & leases | $127,975,000 | 3,032 |
| Loan loss allowance | $603,000 | 5,569 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,486,000 | 3,028 |
| Other real estate owned | $27,000 | 3,152 |
| Goodwill and other intangibles | $316,000 | 2,350 |
| All other assets | $2,647,000 | 4,328 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $177,848,000 | 3,218 |
| Total liabilities | $166,328,000 | 3,118 |
| Total deposits | $137,782,000 | 3,351 |
| Interest-bearing deposits | $124,629,000 | 3,148 |
| Deposits held in domestic offices | $137,782,000 | 3,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,000,000 | 1,408 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $546,000 | 4,933 |
| Total equity capital | $11,520,000 | 4,662 |
| Total bank equity capital | $11,520,000 | 4,662 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $950,000 | 3,161 |
| Surplus | $1,266,000 | 6,368 |
| Undivided profits | $9,304,000 | 3,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $828,000 | 4,047 |
| Earning assets | $162,773,000 | 3,213 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $162,977,250 | 3,358 |
| Average Assets, quarterly | $172,572,000 | 3,265 |
| Volatile liabilities | $61,784,000 | 2,012 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $28,000,000 | 1,315 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,935,000 | 1,916 |
| Tier 1 (core) risk-based capital | $11,461,000 | 4,593 |
| Tier 2 risk-based capital | $603,000 | 5,281 |
| Total risk weighted assets | $126,226,000 | 3,177 |
| Total unused commitments | $43,935,000 | 1,918 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 55 | 3,078 |
| Assets and Liabilities | ||
| Total Assets: | $167,296,000 | 3,319 |
| Cash and due from depository institutions | $6,115,000 | 3,078 |
| Interest-bearing balances | $828,000 | 2,940 |
| Securities | $34,023,000 | 3,258 |
| Federal funds sold & reverse repurchase agreements | $159,000 | 5,447 |
| Net loans & leases | $120,780,000 | 3,092 |
| Loan loss allowance | $564,000 | 5,698 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,525,000 | 2,961 |
| Other real estate owned | $27,000 | 3,078 |
| Goodwill and other intangibles | $305,000 | 2,368 |
| All other assets | $2,362,000 | 4,487 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $167,296,000 | 3,319 |
| Total liabilities | $156,219,000 | 3,210 |
| Total deposits | $135,756,000 | 3,336 |
| Interest-bearing deposits | $120,079,000 | 3,184 |
| Deposits held in domestic offices | $135,756,000 | 3,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $463,000 | 5,070 |
| Total equity capital | $11,077,000 | 4,728 |
| Total bank equity capital | $11,077,000 | 4,728 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $950,000 | 3,143 |
| Surplus | $1,266,000 | 6,349 |
| Undivided profits | $8,861,000 | 3,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $860,000 | 3,612 |
| Earning assets | $155,790,000 | 3,276 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $158,020,330 | 3,421 |
| Average Assets, quarterly | $161,632,500 | 3,382 |
| Volatile liabilities | $52,421,000 | 2,189 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $44,591,000 | 1,853 |
| Tier 1 (core) risk-based capital | $11,019,000 | 4,637 |
| Tier 2 risk-based capital | $564,000 | 5,420 |
| Total risk weighted assets | $119,307,000 | 3,258 |
| Total unused commitments | $44,591,000 | 1,853 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $155,969,000 | 3,492 |
| Cash and due from depository institutions | $5,979,000 | 3,054 |
| Interest-bearing balances | $1,454,000 | 2,350 |
| Securities | $34,024,000 | 3,299 |
| Federal funds sold & reverse repurchase agreements | $142,000 | 6,101 |
| Net loans & leases | $110,379,000 | 3,288 |
| Loan loss allowance | $496,000 | 6,078 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,493,000 | 2,943 |
| Other real estate owned | $27,000 | 3,054 |
| Goodwill and other intangibles | $310,000 | 2,360 |
| All other assets | $1,615,000 | 5,440 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $155,969,000 | 3,492 |
| Total liabilities | $145,240,000 | 3,402 |
| Total deposits | $134,504,000 | 3,352 |
| Interest-bearing deposits | $120,542,000 | 3,182 |
| Deposits held in domestic offices | $134,504,000 | 3,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,500,000 | 2,661 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,236,000 | 2,765 |
| Total equity capital | $10,729,000 | 4,759 |
| Total bank equity capital | $10,729,000 | 4,759 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $950,000 | 3,151 |
| Surplus | $1,266,000 | 6,375 |
| Undivided profits | $8,513,000 | 3,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $742,000 | 3,968 |
| Earning assets | $145,999,000 | 3,449 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $153,382,500 | 3,530 |
| Average Assets, quarterly | $153,382,500 | 3,530 |
| Volatile liabilities | $41,448,000 | 2,539 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $9,500,000 | 2,544 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $43,528,000 | 1,851 |
| Tier 1 (core) risk-based capital | $10,671,000 | 4,705 |
| Tier 2 risk-based capital | $496,000 | 5,779 |
| Total risk weighted assets | $111,661,000 | 3,399 |
| Total unused commitments | $43,528,000 | 1,853 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $150,796,000 | 3,593 |
| Cash and due from depository institutions | $5,595,000 | 3,178 |
| Interest-bearing balances | $1,042,000 | 2,747 |
| Securities | $34,024,000 | 3,305 |
| Federal funds sold & reverse repurchase agreements | $142,000 | 5,926 |
| Net loans & leases | $105,568,000 | 3,387 |
| Loan loss allowance | $479,000 | 6,163 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,463,000 | 2,938 |
| Other real estate owned | $27,000 | 3,178 |
| Goodwill and other intangibles | $292,000 | 2,391 |
| All other assets | $1,685,000 | 5,279 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $150,796,000 | 3,593 |
| Total liabilities | $139,718,000 | 3,499 |
| Total deposits | $128,264,000 | 3,470 |
| Interest-bearing deposits | $117,342,000 | 3,216 |
| Deposits held in domestic offices | $128,264,000 | 3,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,000,000 | 2,450 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $454,000 | 4,962 |
| Total equity capital | $11,078,000 | 4,661 |
| Total bank equity capital | $11,078,000 | 4,661 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $950,000 | 3,148 |
| Surplus | $1,266,000 | 6,379 |
| Undivided profits | $8,862,000 | 3,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $776,000 | 3,796 |
| Earning assets | $140,776,000 | 3,537 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $143,560,200 | 3,628 |
| Average Assets, quarterly | $150,367,000 | 3,575 |
| Volatile liabilities | $40,225,000 | 2,525 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $11,000,000 | 2,314 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $31,799,000 | 2,227 |
| Tier 1 (core) risk-based capital | $11,022,000 | 4,538 |
| Tier 2 risk-based capital | $479,000 | 5,881 |
| Total risk weighted assets | $106,623,000 | 3,490 |
| Total unused commitments | $31,799,000 | 2,227 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $149,938,000 | 3,580 |
| Cash and due from depository institutions | $6,577,000 | 3,169 |
| Interest-bearing balances | $1,786,000 | 2,249 |
| Securities | $34,031,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 5,685 |
| Net loans & leases | $104,053,000 | 3,377 |
| Loan loss allowance | $488,000 | 6,116 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,449,000 | 2,917 |
| Other real estate owned | $27,000 | 3,169 |
| Goodwill and other intangibles | $293,000 | 2,362 |
| All other assets | $1,383,000 | 5,773 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $149,938,000 | 3,580 |
| Total liabilities | $139,203,000 | 3,473 |
| Total deposits | $129,287,000 | 3,413 |
| Interest-bearing deposits | $116,692,000 | 3,209 |
| Deposits held in domestic offices | $129,287,000 | 3,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,500,000 | 2,663 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $416,000 | 5,399 |
| Total equity capital | $10,735,000 | 4,748 |
| Total bank equity capital | $10,735,000 | 4,748 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $950,000 | 3,155 |
| Surplus | $1,266,000 | 6,370 |
| Undivided profits | $8,519,000 | 3,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $712,000 | 4,262 |
| Earning assets | $139,995,000 | 3,523 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $141,751,250 | 3,656 |
| Average Assets, quarterly | $146,754,000 | 3,616 |
| Volatile liabilities | $38,718,000 | 2,549 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $9,500,000 | 2,543 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $33,360,000 | 2,132 |
| Tier 1 (core) risk-based capital | $10,680,000 | 4,618 |
| Tier 2 risk-based capital | $488,000 | 5,807 |
| Total risk weighted assets | $106,707,000 | 3,448 |
| Total unused commitments | $33,360,000 | 2,137 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $143,570,000 | 3,696 |
| Cash and due from depository institutions | $6,684,000 | 2,954 |
| Interest-bearing balances | $772,000 | 3,128 |
| Securities | $34,032,000 | 3,331 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 5,642 |
| Net loans & leases | $97,622,000 | 3,502 |
| Loan loss allowance | $457,000 | 6,320 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,456,000 | 2,859 |
| Other real estate owned | $30,000 | 2,954 |
| Goodwill and other intangibles | $287,000 | 2,376 |
| All other assets | $1,351,000 | 5,828 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $143,570,000 | 3,696 |
| Total liabilities | $133,187,000 | 3,589 |
| Total deposits | $129,793,000 | 3,385 |
| Interest-bearing deposits | $117,503,000 | 3,185 |
| Deposits held in domestic offices | $129,793,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $394,000 | 5,184 |
| Total equity capital | $10,383,000 | 4,735 |
| Total bank equity capital | $10,383,000 | 4,735 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $950,000 | 3,167 |
| Surplus | $1,266,000 | 6,383 |
| Undivided profits | $8,167,000 | 3,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $759,000 | 3,782 |
| Earning assets | $132,534,000 | 3,669 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $139,022,330 | 3,730 |
| Average Assets, quarterly | $140,745,500 | 3,725 |
| Volatile liabilities | $32,976,000 | 2,822 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,679,000 | 2,065 |
| Tier 1 (core) risk-based capital | $10,328,000 | 4,681 |
| Tier 2 risk-based capital | $457,000 | 5,986 |
| Total risk weighted assets | $100,011,000 | 3,601 |
| Total unused commitments | $34,679,000 | 2,069 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $137,921,000 | 3,787 |
| Cash and due from depository institutions | $7,916,000 | 3,036 |
| Interest-bearing balances | $2,692,000 | 1,983 |
| Securities | $34,039,000 | 3,327 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,624 |
| Net loans & leases | $90,820,000 | 3,643 |
| Loan loss allowance | $471,000 | 6,229 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,454,000 | 2,813 |
| Other real estate owned | $30,000 | 3,036 |
| Goodwill and other intangibles | $303,000 | 2,331 |
| All other assets | $1,251,000 | 5,863 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $137,921,000 | 3,787 |
| Total liabilities | $127,854,000 | 3,685 |
| Total deposits | $126,593,000 | 3,457 |
| Interest-bearing deposits | $115,413,000 | 3,227 |
| Deposits held in domestic offices | $126,593,000 | 3,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,261,000 | 2,740 |
| Total equity capital | $10,067,000 | 4,925 |
| Total bank equity capital | $10,067,000 | 4,925 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $950,000 | 3,168 |
| Surplus | $1,266,000 | 6,386 |
| Undivided profits | $7,851,000 | 3,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $684,000 | 4,040 |
| Earning assets | $127,659,000 | 3,756 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $136,748,500 | 3,779 |
| Average Assets, quarterly | $136,748,500 | 3,779 |
| Volatile liabilities | $26,553,000 | 3,192 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,839,000 | 2,034 |
| Tier 1 (core) risk-based capital | $10,067,000 | 4,725 |
| Tier 2 risk-based capital | $471,000 | 5,856 |
| Total risk weighted assets | $91,749,000 | 3,767 |
| Total unused commitments | $33,839,000 | 2,040 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $135,576,000 | 3,817 |
| Cash and due from depository institutions | $5,245,000 | 3,152 |
| Interest-bearing balances | $1,124,000 | 2,796 |
| Securities | $36,519,000 | 3,201 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,153 |
| Net loans & leases | $88,496,000 | 3,691 |
| Loan loss allowance | $458,000 | 6,303 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,458,000 | 2,801 |
| Other real estate owned | $30,000 | 3,152 |
| Goodwill and other intangibles | $296,000 | 2,341 |
| All other assets | $1,424,000 | 5,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,576,000 | 3,817 |
| Total liabilities | $125,101,000 | 3,742 |
| Total deposits | $124,692,000 | 3,471 |
| Interest-bearing deposits | $118,377,000 | 3,144 |
| Deposits held in domestic offices | $124,692,000 | 3,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $409,000 | 5,260 |
| Total equity capital | $10,475,000 | 4,721 |
| Total bank equity capital | $10,475,000 | 4,721 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $950,000 | 3,194 |
| Surplus | $1,266,000 | 6,397 |
| Undivided profits | $8,259,000 | 3,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $766,000 | 3,815 |
| Earning assets | $126,247,000 | 3,764 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $135,128,600 | 3,710 |
| Average Assets, quarterly | $137,637,500 | 3,754 |
| Volatile liabilities | $22,238,000 | 3,634 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,835,000 | 2,318 |
| Tier 1 (core) risk-based capital | $10,475,000 | 4,560 |
| Tier 2 risk-based capital | $458,000 | 5,950 |
| Total risk weighted assets | $92,174,000 | 3,747 |
| Total unused commitments | $26,835,000 | 2,322 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 55 | 3,116 |
| Assets and Liabilities | ||
| Total Assets: | $139,699,000 | 3,711 |
| Cash and due from depository institutions | $11,306,000 | 3,116 |
| Interest-bearing balances | $5,848,000 | 1,194 |
| Securities | $34,046,000 | 3,309 |
| Federal funds sold & reverse repurchase agreements | $92,000 | 6,483 |
| Net loans & leases | $89,221,000 | 3,648 |
| Loan loss allowance | $429,000 | 6,515 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,478,000 | 2,762 |
| Other real estate owned | $30,000 | 3,116 |
| Goodwill and other intangibles | $256,000 | 2,394 |
| All other assets | $1,270,000 | 5,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,699,000 | 3,711 |
| Total liabilities | $129,543,000 | 3,604 |
| Total deposits | $129,106,000 | 3,354 |
| Interest-bearing deposits | $121,256,000 | 3,085 |
| Deposits held in domestic offices | $129,106,000 | 3,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $437,000 | 5,414 |
| Total equity capital | $10,156,000 | 4,799 |
| Total bank equity capital | $10,156,000 | 4,799 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $950,000 | 3,213 |
| Surplus | $1,266,000 | 6,407 |
| Undivided profits | $7,940,000 | 3,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $708,000 | 4,278 |
| Earning assets | $129,207,000 | 3,677 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $135,016,750 | 3,730 |
| Average Assets, quarterly | $138,527,000 | 3,705 |
| Volatile liabilities | $24,388,000 | 3,368 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $31,552,000 | 2,094 |
| Tier 1 (core) risk-based capital | $10,156,000 | 4,642 |
| Tier 2 risk-based capital | $429,000 | 6,145 |
| Total risk weighted assets | $92,820,000 | 3,707 |
| Total unused commitments | $31,552,000 | 2,097 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $137,355,000 | 3,748 |
| Cash and due from depository institutions | $7,423,000 | 3,450 |
| Interest-bearing balances | $1,863,000 | 2,570 |
| Securities | $32,061,000 | 3,377 |
| Federal funds sold & reverse repurchase agreements | $92,000 | 6,797 |
| Net loans & leases | $92,692,000 | 3,508 |
| Loan loss allowance | $442,000 | 6,419 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,443,000 | 2,739 |
| Other real estate owned | $30,000 | 3,450 |
| Goodwill and other intangibles | $330,000 | 2,203 |
| All other assets | $1,284,000 | 5,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,355,000 | 3,748 |
| Total liabilities | $127,530,000 | 3,637 |
| Total deposits | $127,227,000 | 3,372 |
| Interest-bearing deposits | $117,468,000 | 3,140 |
| Deposits held in domestic offices | $127,227,000 | 3,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $303,000 | 6,476 |
| Total equity capital | $9,825,000 | 4,916 |
| Total bank equity capital | $9,825,000 | 4,916 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $950,000 | 3,214 |
| Surplus | $1,266,000 | 6,402 |
| Undivided profits | $7,609,000 | 3,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $694,000 | 4,186 |
| Earning assets | $126,708,000 | 3,717 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $133,456,000 | 3,769 |
| Average Assets, quarterly | $137,843,000 | 3,704 |
| Volatile liabilities | $24,673,000 | 3,309 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,135,000 | 2,117 |
| Tier 1 (core) risk-based capital | $9,798,000 | 4,704 |
| Tier 2 risk-based capital | $442,000 | 6,052 |
| Total risk weighted assets | $93,690,000 | 3,644 |
| Total unused commitments | $32,135,000 | 2,027 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $138,331,000 | 3,681 |
| Cash and due from depository institutions | $21,495,000 | 3,537 |
| Interest-bearing balances | $13,988,000 | 615 |
| Securities | $21,508,000 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $92,000 | 7,172 |
| Net loans & leases | $90,069,000 | 3,542 |
| Loan loss allowance | $417,000 | 6,556 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,422,000 | 2,712 |
| Other real estate owned | $30,000 | 3,537 |
| Goodwill and other intangibles | $345,000 | 2,176 |
| All other assets | $1,370,000 | 5,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,331,000 | 3,681 |
| Total liabilities | $129,008,000 | 3,549 |
| Total deposits | $127,942,000 | 3,336 |
| Interest-bearing deposits | $116,555,000 | 3,158 |
| Deposits held in domestic offices | $127,942,000 | 3,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,066,000 | 3,202 |
| Total equity capital | $9,323,000 | 4,995 |
| Total bank equity capital | $9,323,000 | 4,995 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $950,000 | 3,229 |
| Surplus | $1,266,000 | 6,407 |
| Undivided profits | $7,107,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $527,000 | 5,173 |
| Earning assets | $125,657,000 | 3,699 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $131,506,500 | 3,804 |
| Average Assets, quarterly | $131,506,500 | 3,804 |
| Volatile liabilities | $24,441,000 | 3,271 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,830,000 | 2,339 |
| Tier 1 (core) risk-based capital | $9,323,000 | 4,798 |
| Tier 2 risk-based capital | $417,000 | 6,195 |
| Total risk weighted assets | $91,115,000 | 3,651 |
| Total unused commitments | $40,830,000 | 1,650 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $124,682,000 | 3,955 |
| Cash and due from depository institutions | $11,235,000 | 3,394 |
| Interest-bearing balances | $6,541,000 | 1,156 |
| Securities | $19,058,000 | 4,781 |
| Federal funds sold & reverse repurchase agreements | $64,000 | 6,910 |
| Net loans & leases | $89,034,000 | 3,568 |
| Loan loss allowance | $407,000 | 6,576 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,449,000 | 2,670 |
| Other real estate owned | $30,000 | 3,394 |
| Goodwill and other intangibles | $350,000 | 2,139 |
| All other assets | $1,462,000 | 5,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,682,000 | 3,955 |
| Total liabilities | $115,305,000 | 3,865 |
| Total deposits | $114,890,000 | 3,601 |
| Interest-bearing deposits | $106,936,000 | 3,332 |
| Deposits held in domestic offices | $114,890,000 | 3,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $415,000 | 5,774 |
| Total equity capital | $9,377,000 | 4,946 |
| Total bank equity capital | $9,377,000 | 4,946 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $950,000 | 3,228 |
| Surplus | $1,266,000 | 6,395 |
| Undivided profits | $7,161,000 | 3,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $582,000 | 5,065 |
| Earning assets | $114,697,000 | 3,933 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $120,527,800 | 3,923 |
| Average Assets, quarterly | $124,108,500 | 3,937 |
| Volatile liabilities | $19,465,000 | 3,827 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,564,000 | 2,343 |
| Tier 1 (core) risk-based capital | $9,377,000 | 4,735 |
| Tier 2 risk-based capital | $407,000 | 6,233 |
| Total risk weighted assets | $87,617,000 | 3,744 |
| Total unused commitments | $27,724,000 | 2,091 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $113,446,000 | 4,164 |
| Cash and due from depository institutions | $7,623,000 | 3,732 |
| Interest-bearing balances | $3,442,000 | 1,643 |
| Securities | $12,228,000 | 5,967 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 7,089 |
| Net loans & leases | $88,776,000 | 3,494 |
| Loan loss allowance | $370,000 | 6,807 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,877,000 | 3,070 |
| Other real estate owned | $30,000 | 3,732 |
| Goodwill and other intangibles | $359,000 | 2,068 |
| All other assets | $1,544,000 | 5,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,446,000 | 4,164 |
| Total liabilities | $105,254,000 | 4,042 |
| Total deposits | $104,903,000 | 3,780 |
| Interest-bearing deposits | $98,688,000 | 3,466 |
| Deposits held in domestic offices | $104,903,000 | 3,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $351,000 | 6,467 |
| Total equity capital | $8,192,000 | 5,268 |
| Total bank equity capital | $8,192,000 | 5,268 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $475,000 | 4,680 |
| Surplus | $1,266,000 | 6,460 |
| Undivided profits | $6,451,000 | 3,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $681,000 | 4,792 |
| Earning assets | $104,455,000 | 4,132 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $108,992,400 | 4,118 |
| Average Assets, quarterly | $113,430,000 | 4,114 |
| Volatile liabilities | $16,523,000 | 4,207 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,832,000 | 2,707 |
| Tier 1 (core) risk-based capital | $8,192,000 | 5,116 |
| Tier 2 risk-based capital | $370,000 | 6,491 |
| Total risk weighted assets | $84,052,000 | 3,740 |
| Total unused commitments | $18,832,000 | 2,598 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $101,534,000 | 4,405 |
| Cash and due from depository institutions | $5,382,000 | 3,688 |
| Interest-bearing balances | $573,000 | 2,925 |
| Securities | $5,601,000 | 8,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $85,823,000 | 3,483 |
| Loan loss allowance | $377,000 | 6,651 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,838,000 | 3,038 |
| Other real estate owned | $157,000 | 3,688 |
| Goodwill and other intangibles | $219,000 | 2,284 |
| All other assets | $1,514,000 | 4,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,534,000 | 4,405 |
| Total liabilities | $94,114,000 | 4,288 |
| Total deposits | $92,820,000 | 4,041 |
| Interest-bearing deposits | $88,043,000 | 3,687 |
| Deposits held in domestic offices | $92,820,000 | 4,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $294,000 | 7,361 |
| Total equity capital | $7,420,000 | 5,565 |
| Total bank equity capital | $7,420,000 | 5,565 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $475,000 | 4,824 |
| Surplus | $1,266,000 | 6,543 |
| Undivided profits | $5,679,000 | 4,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $543,000 | 4,808 |
| Earning assets | $91,997,000 | 4,433 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $96,426,800 | 4,417 |
| Average Assets, quarterly | $101,994,500 | 4,341 |
| Volatile liabilities | $13,939,000 | 4,676 |
| Insider loans | $2,000 | 8,852 |
| FHLB advances | $1,000,000 | 713 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,016,000 | 3,322 |
| Tier 1 (core) risk-based capital | $7,420,000 | 5,463 |
| Tier 2 risk-based capital | $377,000 | 6,330 |
| Total risk weighted assets | $78,682,000 | 3,821 |
| Total unused commitments | $12,016,000 | 3,324 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $87,342,000 | 4,920 |
| Cash and due from depository institutions | $3,757,000 | 4,097 |
| Interest-bearing balances | $80,000 | 5,114 |
| Securities | $5,527,000 | 8,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $73,668,000 | 3,811 |
| Loan loss allowance | $314,000 | 7,244 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,331,000 | 3,540 |
| Other real estate owned | $159,000 | 4,097 |
| Goodwill and other intangibles | $223,000 | 2,347 |
| All other assets | $1,677,000 | 4,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,342,000 | 4,920 |
| Total liabilities | $80,319,000 | 4,835 |
| Total deposits | $69,448,000 | 5,074 |
| Interest-bearing deposits | $67,099,000 | 4,636 |
| Deposits held in domestic offices | $69,448,000 | 5,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,500,000 | 1,947 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $371,000 | 6,309 |
| Total equity capital | $7,023,000 | 5,651 |
| Total bank equity capital | $7,023,000 | 5,651 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $475,000 | 4,968 |
| Surplus | $1,266,000 | 6,648 |
| Undivided profits | $5,282,000 | 4,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $412,000 | 5,294 |
| Earning assets | $79,275,000 | 4,928 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $83,153,800 | 4,953 |
| Average Assets, quarterly | $86,314,500 | 4,927 |
| Volatile liabilities | $18,222,000 | 3,708 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $10,500,000 | 468 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,997,000 | 3,150 |
| Tier 1 (core) risk-based capital | $7,023,000 | 5,674 |
| Tier 2 risk-based capital | $314,000 | 6,899 |
| Total risk weighted assets | $66,400,000 | 4,250 |
| Total unused commitments | $12,997,000 | 3,153 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $80,084,000 | 5,211 |
| Cash and due from depository institutions | $8,901,000 | 3,898 |
| Interest-bearing balances | $6,827,000 | 920 |
| Securities | $2,108,000 | 9,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $65,184,000 | 4,000 |
| Loan loss allowance | $318,000 | 7,207 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,395,000 | 3,364 |
| Other real estate owned | $175,000 | 3,898 |
| Goodwill and other intangibles | $188,000 | 2,383 |
| All other assets | $1,133,000 | 5,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,084,000 | 5,211 |
| Total liabilities | $73,436,000 | 5,129 |
| Total deposits | $73,141,000 | 4,893 |
| Interest-bearing deposits | $71,555,000 | 4,370 |
| Deposits held in domestic offices | $73,141,000 | 4,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $295,000 | 7,513 |
| Total equity capital | $6,648,000 | 5,971 |
| Total bank equity capital | $6,648,000 | 5,971 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $475,000 | 5,020 |
| Surplus | $1,266,000 | 6,639 |
| Undivided profits | $4,907,000 | 4,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $408,000 | 5,387 |
| Earning assets | $74,119,000 | 5,181 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $75,737,200 | 5,181 |
| Average Assets, quarterly | $78,315,000 | 5,215 |
| Volatile liabilities | $8,736,000 | 5,368 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,498,000 | 3,313 |
| Tier 1 (core) risk-based capital | $6,648,000 | 5,809 |
| Tier 2 risk-based capital | $318,000 | 6,799 |
| Total risk weighted assets | $56,855,000 | 4,602 |
| Total unused commitments | $11,498,000 | 3,317 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $71,510,000 | 5,640 |
| Cash and due from depository institutions | $3,359,000 | 4,671 |
| Interest-bearing balances | $1,447,000 | 2,109 |
| Securities | $2,184,000 | 10,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $63,671,000 | 4,124 |
| Loan loss allowance | $333,000 | 7,221 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,111,000 | 5,640 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $104,000 | 2,591 |
| All other assets | $1,081,000 | 5,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,510,000 | 5,640 |
| Total liabilities | $65,458,000 | 5,551 |
| Total deposits | $64,722,000 | 5,370 |
| Interest-bearing deposits | $63,640,000 | 4,825 |
| Deposits held in domestic offices | $64,722,000 | 5,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $500,000 | 4,005 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $236,000 | 8,517 |
| Total equity capital | $6,052,000 | 6,366 |
| Total bank equity capital | $6,052,000 | 6,366 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $475,000 | 5,226 |
| Surplus | $1,266,000 | 6,761 |
| Undivided profits | $4,311,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $421,000 | 5,466 |
| Earning assets | $67,302,000 | 5,530 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $71,241,600 | 5,454 |
| Average Assets, quarterly | $72,420,500 | 5,523 |
| Volatile liabilities | $5,975,000 | 6,608 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $500,000 | 738 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,574,000 | 3,323 |
| Tier 1 (core) risk-based capital | $6,052,000 | 6,236 |
| Tier 2 risk-based capital | $333,000 | 6,675 |
| Total risk weighted assets | $51,385,000 | 4,932 |
| Total unused commitments | $10,574,000 | 3,325 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $69,438,000 | 5,907 |
| Cash and due from depository institutions | $3,827,000 | 5,392 |
| Interest-bearing balances | $2,253,000 | 1,510 |
| Securities | $2,429,000 | 10,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $60,541,000 | 4,338 |
| Loan loss allowance | $303,000 | 7,828 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,162,000 | 5,501 |
| Other real estate owned | $335,000 | 5,392 |
| Goodwill and other intangibles | $64,000 | 2,716 |
| All other assets | $1,080,000 | 5,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,438,000 | 5,907 |
| Total liabilities | $64,183,000 | 5,783 |
| Total deposits | $63,929,000 | 5,570 |
| Interest-bearing deposits | $62,888,000 | 5,007 |
| Deposits held in domestic offices | $63,929,000 | 5,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $254,000 | 8,490 |
| Total equity capital | $5,255,000 | 7,026 |
| Total bank equity capital | $5,255,000 | 7,026 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $475,000 | 5,536 |
| Surplus | $1,266,000 | 6,960 |
| Undivided profits | $3,514,000 | 5,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 7,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $406,000 | 5,597 |
| Earning assets | $65,223,000 | 5,802 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $68,967,800 | 5,766 |
| Average Assets, quarterly | $70,258,000 | 5,802 |
| Volatile liabilities | $4,939,000 | 7,134 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,122,000 | 3,869 |
| Tier 1 (core) risk-based capital | $5,255,000 | 6,924 |
| Tier 2 risk-based capital | $303,000 | 7,176 |
| Total risk weighted assets | $48,478,000 | 5,177 |
| Total unused commitments | $8,122,000 | 3,884 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $65,546,000 | 6,231 |
| Cash and due from depository institutions | $2,923,000 | 5,283 |
| Interest-bearing balances | $712,000 | 2,898 |
| Securities | $2,374,000 | 11,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $57,473,000 | 4,459 |
| Loan loss allowance | $296,000 | 8,150 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,270,000 | 5,206 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,506,000 | 4,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,546,000 | 6,231 |
| Total liabilities | $60,477,000 | 6,111 |
| Total deposits | $60,210,000 | 5,922 |
| Interest-bearing deposits | $59,226,000 | 5,348 |
| Deposits held in domestic offices | $60,210,000 | 5,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $267,000 | 8,742 |
| Total equity capital | $5,069,000 | 7,315 |
| Total bank equity capital | $5,069,000 | 7,315 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $475,000 | 5,832 |
| Surplus | $1,266,000 | 7,075 |
| Undivided profits | $3,328,000 | 5,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 5,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $391,000 | 5,901 |
| Earning assets | $60,559,000 | 6,185 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $65,292,200 | 6,059 |
| Average Assets, quarterly | $65,733,000 | 6,170 |
| Volatile liabilities | $5,734,000 | 6,450 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,476,000 | 4,303 |
| Tier 1 (core) risk-based capital | $5,069,000 | 7,184 |
| Tier 2 risk-based capital | $286,000 | 7,518 |
| Total risk weighted assets | $43,305,000 | 5,622 |
| Total unused commitments | $6,476,000 | 4,315 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $62,734,000 | 6,446 |
| Cash and due from depository institutions | $3,122,000 | 5,617 |
| Interest-bearing balances | $867,000 | 2,624 |
| Securities | $3,698,000 | 11,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $53,206,000 | 4,669 |
| Loan loss allowance | $273,000 | 8,757 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,355,000 | 4,995 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,353,000 | 5,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,734,000 | 6,446 |
| Total liabilities | $58,129,000 | 6,318 |
| Total deposits | $53,323,000 | 6,497 |
| Interest-bearing deposits | $52,564,000 | 5,847 |
| Deposits held in domestic offices | $53,323,000 | 6,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,500,000 | 1,838 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $306,000 | 7,221 |
| Total equity capital | $4,605,000 | 7,537 |
| Total bank equity capital | $4,605,000 | 7,537 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,187,000 | 3,331 |
| Surplus | $554,000 | 9,740 |
| Undivided profits | $2,864,000 | 6,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 6,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $314,000 | 6,344 |
| Earning assets | $57,771,000 | 6,384 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $58,144,800 | 6,681 |
| Average Assets, quarterly | $60,908,000 | 6,545 |
| Volatile liabilities | $9,051,000 | 4,655 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $4,500,000 | 638 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,013,000 | 4,902 |
| Tier 1 (core) risk-based capital | $4,605,000 | 7,622 |
| Tier 2 risk-based capital | $273,000 | 7,885 |
| Total risk weighted assets | $39,112,000 | 5,988 |
| Total unused commitments | $5,013,000 | 4,910 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $53,457,000 | 7,408 |
| Cash and due from depository institutions | $1,758,000 | 6,114 |
| Interest-bearing balances | $214,000 | 5,418 |
| Securities | $1,724,000 | 12,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $47,647,000 | 4,995 |
| Loan loss allowance | $227,000 | 9,745 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,034,000 | 5,997 |
| Other real estate owned | $0 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,294,000 | 5,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,457,000 | 7,408 |
| Total liabilities | $49,305,000 | 7,302 |
| Total deposits | $48,893,000 | 7,161 |
| Interest-bearing deposits | $47,585,000 | 6,574 |
| Deposits held in domestic offices | $48,893,000 | 7,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $412,000 | 6,148 |
| Total equity capital | $4,152,000 | 8,200 |
| Total bank equity capital | $4,152,000 | 8,200 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,187,000 | 3,432 |
| Surplus | $554,000 | 10,076 |
| Undivided profits | $2,411,000 | 6,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 2,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $278,000 | 6,465 |
| Earning assets | $49,585,000 | 7,312 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $54,663,800 | 7,140 |
| Average Assets, quarterly | $54,218,500 | 7,280 |
| Volatile liabilities | $3,300,000 | 8,050 |
| Insider loans | $279,000 | 7,461 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,406,000 | 4,665 |
| Tier 1 (core) risk-based capital | $4,117,000 | 8,163 |
| Tier 2 risk-based capital | $227,000 | 8,806 |
| Total risk weighted assets | $34,198,000 | 6,619 |
| Total unused commitments | $5,406,000 | 4,690 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $54,909,000 | 7,393 |
| Cash and due from depository institutions | $2,192,000 | 6,386 |
| Interest-bearing balances | $213,000 | 5,966 |
| Securities | $1,804,000 | 13,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $48,216,000 | 4,940 |
| Loan loss allowance | $310,000 | 8,647 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,100,000 | 5,840 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,597,000 | 4,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,909,000 | 7,393 |
| Total liabilities | $51,336,000 | 7,247 |
| Total deposits | $48,430,000 | 7,377 |
| Interest-bearing deposits | $46,511,000 | 6,845 |
| Deposits held in domestic offices | $48,430,000 | 7,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $906,000 | 3,558 |
| Total equity capital | $3,573,000 | 8,836 |
| Total bank equity capital | $3,573,000 | 8,836 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,187,000 | 3,579 |
| Surplus | $554,000 | 10,324 |
| Undivided profits | $1,832,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 3,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $346,000 | 5,780 |
| Earning assets | $50,233,000 | 7,370 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $54,874,800 | 7,225 |
| Average Assets, quarterly | $56,156,000 | 7,206 |
| Volatile liabilities | $5,550,000 | 6,149 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,869,000 | 4,696 |
| Tier 1 (core) risk-based capital | $3,573,000 | 8,760 |
| Tier 2 risk-based capital | $310,000 | 7,437 |
| Total risk weighted assets | $35,060,000 | 6,548 |
| Total unused commitments | $4,869,000 | 4,723 |
| Derivatives | $0 | 651 |