Home > Virginia National Bank > Income and Expense

Virginia National Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$19,007,000741
Total interest expense$6,642,000789
Net interest income$12,365,000730
Provision for loan and lease losses$-160,0004,389
Total noninterest income$1,760,000934
Gross Fiduciary activities income$229,000577
Service charges on deposit accounts$307,000862
Trading account gains and feesNANA
Additional Noninterest Income$1,224,000852
Total noninterest expense$8,187,000867
Salaries and employee benefits$3,810,0001,000
Premises and equipment expense$1,202,000594
Additional noninterest expense$1,224,000852
Pre-tax net operating income$6,098,000624
Securities gains (losses)$0665
Applicable income taxes$1,043,000625
Income before extraordinary items$5,055,000607
Extraordinary gains, net$047
Net income$5,055,000618
Minority interest net income$065
Net income of bank and minority interests.$5,055,000607
Net charge-offs$22,0001,375
Cash dividends$2,000,000554
Sale, conversion, retirement of capital stock, net$0467
Net operating income$5,055,000609
2024-12-31 (YTD Data)Rank
Total interest income$75,927,000733
Total interest expense$29,205,000766
Net interest income$46,722,000728
Provision for loan and lease losses$-600,0004,407
Total noninterest income$7,394,000919
Gross Fiduciary activities income$961,000555
Service charges on deposit accounts$1,363,000808
Trading account gains and feesNANA
Additional Noninterest Income$5,070,000853
Total noninterest expense$31,708,000881
Salaries and employee benefits$15,322,000975
Premises and equipment expense$4,374,000627
Additional noninterest expense$5,070,000853
Pre-tax net operating income$23,008,000597
Securities gains (losses)$-4,0003,468
Applicable income taxes$4,349,000582
Income before extraordinary items$18,655,000610
Extraordinary gains, net$053
Net income$18,655,000616
Minority interest net income$090
Net income of bank and minority interests.$18,655,000610
Net charge-offs$-778,0004,481
Cash dividends$9,500,000539
Sale, conversion, retirement of capital stock, net$20,000536
Net operating income$18,658,240613
2024-09-30 (YTD Data)Rank
Total interest income$56,630,000726
Total interest expense$22,229,000757
Net interest income$34,401,000726
Provision for loan and lease losses$-474,0004,435
Total noninterest income$5,135,000957
Gross Fiduciary activities income$714,000562
Service charges on deposit accounts$1,042,000788
Trading account gains and feesNANA
Additional Noninterest Income$3,379,000927
Total noninterest expense$23,402,000870
Salaries and employee benefits$11,282,000980
Premises and equipment expense$3,261,000626
Additional noninterest expense$3,379,000927
Pre-tax net operating income$16,608,000609
Securities gains (losses)$-4,0003,709
Applicable income taxes$2,954,000615
Income before extraordinary items$13,650,000624
Extraordinary gains, net$051
Net income$13,650,000636
Minority interest net income$082
Net income of bank and minority interests.$13,650,000626
Net charge-offs$-638,0004,507
Cash dividends$7,500,000475
Sale, conversion, retirement of capital stock, net$20,000493
Net operating income$13,653,280622
2024-06-30 (YTD Data)Rank
Total interest income$37,223,000730
Total interest expense$14,935,000744
Net interest income$22,288,000745
Provision for loan and lease losses$-360,0004,450
Total noninterest income$3,682,000919
Gross Fiduciary activities income$475,000559
Service charges on deposit accounts$725,000748
Trading account gains and feesNANA
Additional Noninterest Income$2,482,000863
Total noninterest expense$15,902,000856
Salaries and employee benefits$7,631,000972
Premises and equipment expense$2,167,000635
Additional noninterest expense$2,482,000863
Pre-tax net operating income$10,428,000636
Securities gains (losses)$-4,0003,599
Applicable income taxes$1,803,000655
Income before extraordinary items$8,621,000642
Extraordinary gains, net$052
Net income$8,621,000651
Minority interest net income$084
Net income of bank and minority interests.$8,621,000644
Net charge-offs$-140,0004,439
Cash dividends$5,500,000433
Sale, conversion, retirement of capital stock, net$20,000454
Net operating income$8,624,320637
2024-03-31 (YTD Data)Rank
Total interest income$18,560,000734
Total interest expense$7,537,000739
Net interest income$11,023,000760
Provision for loan and lease losses$-23,0004,224
Total noninterest income$1,992,000867
Gross Fiduciary activities income$236,000531
Service charges on deposit accounts$387,000701
Trading account gains and feesNANA
Additional Noninterest Income$1,369,000814
Total noninterest expense$8,241,000838
Salaries and employee benefits$3,912,000960
Premises and equipment expense$1,129,000619
Additional noninterest expense$1,369,000814
Pre-tax net operating income$4,797,000681
Securities gains (losses)$-4,0003,958
Applicable income taxes$766,000717
Income before extraordinary items$4,027,000673
Extraordinary gains, net$051
Net income$4,027,000680
Minority interest net income$072
Net income of bank and minority interests.$4,027,000673
Net charge-offs$117,000667
Cash dividends$2,000,000528
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,030,360667
2023-12-31 (YTD Data)Rank
Total interest income$69,985,000699
Total interest expense$20,707,000765
Net interest income$49,278,000679
Provision for loan and lease losses$734,0001,016
Total noninterest income$7,837,000887
Gross Fiduciary activities income$968,000513
Service charges on deposit accounts$1,593,000695
Trading account gains and feesNANA
Additional Noninterest Income$5,276,000855
Total noninterest expense$31,865,000849
Salaries and employee benefits$14,924,000961
Premises and equipment expense$4,746,000585
Additional noninterest expense$5,276,000855
Pre-tax net operating income$24,516,000582
Securities gains (losses)$-207,0003,970
Applicable income taxes$4,203,000609
Income before extraordinary items$20,106,000582
Extraordinary gains, net$054
Net income$20,106,000590
Minority interest net income$088
Net income of bank and minority interests.$20,106,000585
Net charge-offs$344,000911
Cash dividends$6,000,000696
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,277,810595
2023-09-30 (YTD Data)Rank
Total interest income$51,912,000702
Total interest expense$13,473,000794
Net interest income$38,439,000666
Provision for loan and lease losses$-60,0004,340
Total noninterest income$6,233,000853
Gross Fiduciary activities income$744,000506
Service charges on deposit accounts$1,204,000684
Trading account gains and feesNANA
Additional Noninterest Income$4,285,000823
Total noninterest expense$24,133,000840
Salaries and employee benefits$11,329,000961
Premises and equipment expense$3,664,000570
Additional noninterest expense$4,285,000823
Pre-tax net operating income$20,599,000550
Securities gains (losses)$-207,0004,194
Applicable income taxes$3,552,000583
Income before extraordinary items$16,840,000551
Extraordinary gains, net$052
Net income$16,840,000555
Minority interest net income$081
Net income of bank and minority interests.$16,840,000551
Net charge-offs$227,000841
Cash dividends$4,500,000650
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,011,810553
2023-06-30 (YTD Data)Rank
Total interest income$34,698,000684
Total interest expense$7,446,000839
Net interest income$27,252,000632
Provision for loan and lease losses$13,0002,711
Total noninterest income$3,746,000875
Gross Fiduciary activities income$482,000504
Service charges on deposit accounts$800,000680
Trading account gains and feesNANA
Additional Noninterest Income$2,464,000842
Total noninterest expense$16,285,000813
Salaries and employee benefits$7,558,000959
Premises and equipment expense$2,484,000549
Additional noninterest expense$2,464,000841
Pre-tax net operating income$14,700,000520
Securities gains (losses)$-207,0004,340
Applicable income taxes$2,644,000541
Income before extraordinary items$11,849,000526
Extraordinary gains, net$051
Net income$11,849,000534
Minority interest net income$081
Net income of bank and minority interests.$11,849,000525
Net charge-offs$161,000755
Cash dividends$3,500,000572
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,018,740522
2023-03-31 (YTD Data)Rank
Total interest income$16,365,000710
Total interest expense$2,896,000915
Net interest income$13,469,000649
Provision for loan and lease losses$-248,0004,595
Total noninterest income$1,859,000878
Gross Fiduciary activities income$243,000515
Service charges on deposit accounts$401,000688
Trading account gains and feesNANA
Additional Noninterest Income$1,215,000848
Total noninterest expense$8,362,000807
Salaries and employee benefits$3,811,000974
Premises and equipment expense$1,387,000510
Additional noninterest expense$1,215,000848
Pre-tax net operating income$7,214,000549
Securities gains (losses)$-207,0004,441
Applicable income taxes$1,264,000572
Income before extraordinary items$5,743,000561
Extraordinary gains, net$04
Net income$5,743,000560
Minority interest net income$048
Net income of bank and minority interests.$5,743,000560
Net charge-offs$36,000909
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,912,740552
2022-12-31 (YTD Data)Rank
Total interest income$56,721,000670
Total interest expense$2,985,0001,183
Net interest income$53,736,000635
Provision for loan and lease losses$106,0002,191
Total noninterest income$12,402,000664
Gross Fiduciary activities income$1,423,000462
Service charges on deposit accounts$1,799,000629
Trading account gains and feesNANA
Additional Noninterest Income$9,180,000597
Total noninterest expense$36,009,000723
Salaries and employee benefits$16,309,000899
Premises and equipment expense$5,387,000505
Additional noninterest expense$9,180,000597
Pre-tax net operating income$30,023,000565
Securities gains (losses)$0691
Applicable income taxes$5,393,000579
Income before extraordinary items$24,630,000559
Extraordinary gains, net$05
Net income$24,630,000560
Minority interest net income$063
Net income of bank and minority interests.$24,630,000560
Net charge-offs$538,000572
Cash dividends$7,500,000574
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,630,000564
2022-09-30 (YTD Data)Rank
Total interest income$40,451,000675
Total interest expense$2,145,000953
Net interest income$38,306,000655
Provision for loan and lease losses$-30,0004,385
Total noninterest income$10,141,000640
Gross Fiduciary activities income$1,127,000455
Service charges on deposit accounts$1,366,000626
Trading account gains and feesNANA
Additional Noninterest Income$7,648,000569
Total noninterest expense$27,396,000718
Salaries and employee benefits$12,452,000881
Premises and equipment expense$4,559,000464
Additional noninterest expense$7,648,000569
Pre-tax net operating income$21,081,000598
Securities gains (losses)$0740
Applicable income taxes$3,738,000612
Income before extraordinary items$17,343,000582
Extraordinary gains, net$04
Net income$17,343,000582
Minority interest net income$057
Net income of bank and minority interests.$17,343,000582
Net charge-offs$469,000457
Cash dividends$5,750,000530
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,343,000590
2022-06-30 (YTD Data)Rank
Total interest income$25,508,000677
Total interest expense$1,526,000750
Net interest income$23,982,000666
Provision for loan and lease losses$-69,0004,446
Total noninterest income$8,007,000555
Gross Fiduciary activities income$704,000431
Service charges on deposit accounts$923,000610
Trading account gains and feesNANA
Additional Noninterest Income$6,380,000500
Total noninterest expense$18,525,000697
Salaries and employee benefits$8,385,000857
Premises and equipment expense$3,001,000463
Additional noninterest expense$7,139,000570
Pre-tax net operating income$13,533,000582
Securities gains (losses)$0687
Applicable income taxes$2,373,000592
Income before extraordinary items$11,160,000559
Extraordinary gains, net$04
Net income$11,160,000558
Minority interest net income$060
Net income of bank and minority interests.$11,160,000559
Net charge-offs$412,000372
Cash dividends$4,000,000490
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,160,000572
2022-03-31 (YTD Data)Rank
Total interest income$12,344,000673
Total interest expense$871,000634
Net interest income$11,473,000678
Provision for loan and lease losses$148,000832
Total noninterest income$4,581,000511
Gross Fiduciary activities income$351,000435
Service charges on deposit accounts$465,000604
Trading account gains and feesNANA
Additional Noninterest Income$3,765,000464
Total noninterest expense$9,596,000685
Salaries and employee benefits$4,525,000812
Premises and equipment expense$1,472,000474
Additional noninterest expense$3,599,000565
Pre-tax net operating income$6,310,000581
Securities gains (losses)$0623
Applicable income taxes$1,111,000606
Income before extraordinary items$5,199,000576
Extraordinary gains, net$04
Net income$5,199,000575
Minority interest net income$050
Net income of bank and minority interests.$5,199,000576
Net charge-offs$298,000294
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,199,000584
2021-12-31 (YTD Data)Rank
Total interest income$48,272,000703
Total interest expense$3,136,000867
Net interest income$45,136,000688
Provision for loan and lease losses$1,014,000586
Total noninterest income$8,886,000905
Gross Fiduciary activities income$1,929,000377
Service charges on deposit accounts$1,459,000708
Trading account gains and feesNANA
Additional Noninterest Income$5,498,000998
Total noninterest expense$39,328,000663
Salaries and employee benefits$15,294,000921
Premises and equipment expense$4,509,000598
Additional noninterest expense$19,525,000430
Pre-tax net operating income$13,680,0001,013
Securities gains (losses)$02,062
Applicable income taxes$2,145,0001,050
Income before extraordinary items$11,535,0001,028
Extraordinary gains, net$010
Net income$11,535,0001,029
Minority interest net income$074
Net income of bank and minority interests.$11,535,0001,029
Net charge-offs$485,000650
Cash dividends$7,600,000586
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,535,0001,015
2021-09-30 (YTD Data)Rank
Total interest income$34,932,000736
Total interest expense$2,205,000980
Net interest income$32,727,000721
Provision for loan and lease losses$477,000850
Total noninterest income$6,969,000903
Gross Fiduciary activities income$1,585,000362
Service charges on deposit accounts$982,000778
Trading account gains and feesNANA
Additional Noninterest Income$4,402,000975
Total noninterest expense$30,949,000639
Salaries and employee benefits$11,255,000941
Premises and equipment expense$3,282,000616
Additional noninterest expense$16,412,000392
Pre-tax net operating income$8,270,0001,251
Securities gains (losses)$02,015
Applicable income taxes$1,564,0001,120
Income before extraordinary items$6,706,0001,291
Extraordinary gains, net$08
Net income$6,706,0001,291
Minority interest net income$069
Net income of bank and minority interests.$6,706,0001,291
Net charge-offs$309,000639
Cash dividends$5,600,000560
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,706,0001,271
2021-06-30 (YTD Data)Rank
Total interest income$20,799,000809
Total interest expense$1,625,000923
Net interest income$19,174,000797
Provision for loan and lease losses$210,0001,148
Total noninterest income$3,928,0001,011
Gross Fiduciary activities income$1,034,000361
Service charges on deposit accounts$546,000874
Trading account gains and feesNANA
Additional Noninterest Income$2,348,0001,156
Total noninterest expense$18,838,000686
Salaries and employee benefits$6,840,0001,023
Premises and equipment expense$1,985,000683
Additional noninterest expense$10,013,000411
Pre-tax net operating income$4,054,0001,507
Securities gains (losses)$01,818
Applicable income taxes$747,0001,377
Income before extraordinary items$3,307,0001,595
Extraordinary gains, net$06
Net income$3,307,0001,595
Minority interest net income$067
Net income of bank and minority interests.$3,307,0001,595
Net charge-offs$143,000769
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,307,0001,565
2021-03-31 (YTD Data)Rank
Total interest income$6,667,0001,191
Total interest expense$693,0001,146
Net interest income$5,974,0001,186
Provision for loan and lease losses$351,000489
Total noninterest income$906,0001,623
Gross Fiduciary activities income$195,000519
Service charges on deposit accounts$160,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$551,0001,821
Total noninterest expense$4,388,0001,262
Salaries and employee benefits$2,254,0001,405
Premises and equipment expense$604,0001,034
Additional noninterest expense$1,530,0001,099
Pre-tax net operating income$2,141,0001,455
Securities gains (losses)$01,392
Applicable income taxes$419,0001,271
Income before extraordinary items$1,722,0001,558
Extraordinary gains, net$03
Net income$1,722,0001,558
Minority interest net income$055
Net income of bank and minority interests.$1,722,0001,558
Net charge-offs$191,000444
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,722,0001,517
2020-12-31 (YTD Data)Rank
Total interest income$27,230,0001,152
Total interest expense$3,351,0001,360
Net interest income$23,879,0001,116
Provision for loan and lease losses$1,622,0001,194
Total noninterest income$5,411,0001,202
Gross Fiduciary activities income$722,000514
Service charges on deposit accounts$651,0001,314
Trading account gains and feesNANA
Additional Noninterest Income$4,038,0001,201
Total noninterest expense$16,850,0001,273
Salaries and employee benefits$8,924,0001,382
Premises and equipment expense$2,341,0001,035
Additional noninterest expense$5,585,0001,157
Pre-tax net operating income$10,818,000996
Securities gains (losses)$744,000469
Applicable income taxes$2,302,000851
Income before extraordinary items$9,260,0001,023
Extraordinary gains, net$04
Net income$9,260,0001,023
Minority interest net income$072
Net income of bank and minority interests.$9,260,0001,023
Net charge-offs$376,0001,158
Cash dividends$4,400,000852
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,664,8001,045
2020-09-30 (YTD Data)Rank
Total interest income$19,846,0001,176
Total interest expense$2,669,0001,356
Net interest income$17,177,0001,140
Provision for loan and lease losses$1,367,0001,134
Total noninterest income$3,722,0001,239
Gross Fiduciary activities income$538,000513
Service charges on deposit accounts$484,0001,310
Trading account gains and feesNANA
Additional Noninterest Income$2,700,0001,259
Total noninterest expense$12,482,0001,270
Salaries and employee benefits$6,606,0001,382
Premises and equipment expense$1,784,0001,018
Additional noninterest expense$4,092,0001,162
Pre-tax net operating income$7,050,0001,071
Securities gains (losses)$735,000385
Applicable income taxes$1,514,000892
Income before extraordinary items$6,271,0001,065
Extraordinary gains, net$04
Net income$6,271,0001,065
Minority interest net income$065
Net income of bank and minority interests.$6,271,0001,065
Net charge-offs$242,0001,144
Cash dividends$2,400,000962
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,675,6501,114
2020-06-30 (YTD Data)Rank
Total interest income$13,075,0001,200
Total interest expense$1,945,0001,341
Net interest income$11,130,0001,160
Provision for loan and lease losses$1,143,0001,004
Total noninterest income$2,476,0001,184
Gross Fiduciary activities income$362,000515
Service charges on deposit accounts$322,0001,325
Trading account gains and feesNANA
Additional Noninterest Income$1,792,0001,173
Total noninterest expense$8,199,0001,274
Salaries and employee benefits$4,424,0001,367
Premises and equipment expense$1,156,0001,036
Additional noninterest expense$2,619,0001,193
Pre-tax net operating income$4,264,0001,116
Securities gains (losses)$643,000310
Applicable income taxes$956,000861
Income before extraordinary items$3,951,0001,053
Extraordinary gains, net$04
Net income$3,951,0001,053
Minority interest net income$065
Net income of bank and minority interests.$3,951,0001,053
Net charge-offs$435,000648
Cash dividends$1,600,000940
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,430,1701,152
2020-03-31 (YTD Data)Rank
Total interest income$6,564,0001,207
Total interest expense$1,189,0001,245
Net interest income$5,375,0001,177
Provision for loan and lease losses$765,000705
Total noninterest income$1,518,000982
Gross Fiduciary activities income$212,000486
Service charges on deposit accounts$179,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,127,000883
Total noninterest expense$4,215,0001,258
Salaries and employee benefits$2,307,0001,335
Premises and equipment expense$576,0001,060
Additional noninterest expense$1,332,0001,198
Pre-tax net operating income$1,913,0001,087
Securities gains (losses)$53,000826
Applicable income taxes$378,000915
Income before extraordinary items$1,588,0001,135
Extraordinary gains, net$04
Net income$1,588,0001,134
Minority interest net income$056
Net income of bank and minority interests.$1,588,0001,135
Net charge-offs$270,000528
Cash dividends$800,000949
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,545,0701,141
2019-12-31 (YTD Data)Rank
Total interest income$26,197,0001,204
Total interest expense$4,273,0001,411
Net interest income$21,924,0001,162
Provision for loan and lease losses$1,375,000715
Total noninterest income$5,046,0001,126
Gross Fiduciary activities income$1,267,000421
Service charges on deposit accounts$766,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$3,013,0001,196
Total noninterest expense$16,345,0001,257
Salaries and employee benefits$8,605,0001,375
Premises and equipment expense$2,224,0001,076
Additional noninterest expense$5,516,0001,151
Pre-tax net operating income$9,250,0001,113
Securities gains (losses)$74,0001,082
Applicable income taxes$1,745,000989
Income before extraordinary items$7,579,0001,166
Extraordinary gains, net$011
Net income$7,579,0001,167
Minority interest net income$076
Net income of bank and minority interests.$7,579,0001,168
Net charge-offs$2,057,000404
Cash dividends$3,400,0001,090
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,519,0601,152
2019-09-30 (YTD Data)Rank
Total interest income$19,586,0001,216
Total interest expense$3,083,0001,456
Net interest income$16,503,0001,167
Provision for loan and lease losses$500,0001,154
Total noninterest income$3,885,0001,095
Gross Fiduciary activities income$995,000412
Service charges on deposit accounts$565,0001,413
Trading account gains and feesNANA
Additional Noninterest Income$2,325,0001,168
Total noninterest expense$12,475,0001,244
Salaries and employee benefits$6,324,0001,406
Premises and equipment expense$1,667,0001,081
Additional noninterest expense$4,484,0001,086
Pre-tax net operating income$7,413,0001,083
Securities gains (losses)$71,000934
Applicable income taxes$1,387,000983
Income before extraordinary items$6,097,0001,126
Extraordinary gains, net$011
Net income$6,097,0001,127
Minority interest net income$072
Net income of bank and minority interests.$6,097,0001,127
Net charge-offs$1,408,000393
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,039,4901,113
2019-06-30 (YTD Data)Rank
Total interest income$13,007,0001,212
Total interest expense$1,978,0001,471
Net interest income$11,029,0001,164
Provision for loan and lease losses$620,000705
Total noninterest income$2,632,0001,050
Gross Fiduciary activities income$686,000406
Service charges on deposit accounts$373,0001,409
Trading account gains and feesNANA
Additional Noninterest Income$1,573,0001,126
Total noninterest expense$8,321,0001,253
Salaries and employee benefits$4,233,0001,396
Premises and equipment expense$1,139,0001,059
Additional noninterest expense$2,949,0001,107
Pre-tax net operating income$4,720,0001,097
Securities gains (losses)$64,000666
Applicable income taxes$855,0001,000
Income before extraordinary items$3,929,0001,128
Extraordinary gains, net$011
Net income$3,929,0001,128
Minority interest net income$069
Net income of bank and minority interests.$3,929,0001,128
Net charge-offs$694,000463
Cash dividends$1,800,000958
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,876,5201,119
2019-03-31 (YTD Data)Rank
Total interest income$6,475,0001,209
Total interest expense$907,0001,540
Net interest income$5,568,0001,154
Provision for loan and lease losses$684,000375
Total noninterest income$1,055,0001,200
Gross Fiduciary activities income$342,000405
Service charges on deposit accounts$181,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$532,0001,390
Total noninterest expense$4,020,0001,284
Salaries and employee benefits$2,133,0001,383
Premises and equipment expense$589,0001,042
Additional noninterest expense$1,298,0001,204
Pre-tax net operating income$1,919,0001,249
Securities gains (losses)$01,087
Applicable income taxes$364,0001,117
Income before extraordinary items$1,555,0001,320
Extraordinary gains, net$05
Net income$1,555,0001,319
Minority interest net income$052
Net income of bank and minority interests.$1,555,0001,319
Net charge-offs$670,000279
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,555,0001,299
2018-12-31 (YTD Data)Rank
Total interest income$25,686,0001,149
Total interest expense$2,790,0001,508
Net interest income$22,896,0001,108
Provision for loan and lease losses$1,873,000534
Total noninterest income$5,530,0001,027
Gross Fiduciary activities income$1,665,000381
Service charges on deposit accounts$909,0001,248
Trading account gains and feesNANA
Additional Noninterest Income$2,956,0001,153
Total noninterest expense$15,584,0001,305
Salaries and employee benefits$7,971,0001,425
Premises and equipment expense$2,335,0001,036
Additional noninterest expense$5,278,0001,197
Pre-tax net operating income$10,969,000969
Securities gains (losses)$01,125
Applicable income taxes$2,149,000837
Income before extraordinary items$8,820,0001,027
Extraordinary gains, net$06
Net income$8,820,0001,026
Minority interest net income$072
Net income of bank and minority interests.$8,820,0001,026
Net charge-offs$1,025,000574
Cash dividends$2,250,0001,349
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,820,0001,027
2018-09-30 (YTD Data)Rank
Total interest income$19,144,0001,145
Total interest expense$1,964,0001,509
Net interest income$17,180,0001,103
Provision for loan and lease losses$890,000727
Total noninterest income$4,290,0001,007
Gross Fiduciary activities income$1,250,000381
Service charges on deposit accounts$693,0001,243
Trading account gains and feesNANA
Additional Noninterest Income$2,347,0001,132
Total noninterest expense$11,725,0001,290
Salaries and employee benefits$5,980,0001,424
Premises and equipment expense$1,761,0001,025
Additional noninterest expense$3,984,0001,188
Pre-tax net operating income$8,855,000927
Securities gains (losses)$01,118
Applicable income taxes$1,740,000800
Income before extraordinary items$7,115,000969
Extraordinary gains, net$05
Net income$7,115,000968
Minority interest net income$066
Net income of bank and minority interests.$7,115,000968
Net charge-offs$255,0001,091
Cash dividends$1,500,0001,289
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,115,000960
2018-06-30 (YTD Data)Rank
Total interest income$12,504,0001,154
Total interest expense$1,115,0001,637
Net interest income$11,389,0001,105
Provision for loan and lease losses$606,000685
Total noninterest income$3,021,000977
Gross Fiduciary activities income$841,000380
Service charges on deposit accounts$483,0001,203
Trading account gains and feesNANA
Additional Noninterest Income$1,697,0001,061
Total noninterest expense$7,791,0001,300
Salaries and employee benefits$3,956,0001,440
Premises and equipment expense$1,175,0001,025
Additional noninterest expense$2,660,0001,181
Pre-tax net operating income$6,013,000893
Securities gains (losses)$0961
Applicable income taxes$1,183,000780
Income before extraordinary items$4,830,000938
Extraordinary gains, net$06
Net income$4,830,000936
Minority interest net income$065
Net income of bank and minority interests.$4,830,000937
Net charge-offs$-49,0005,013
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,830,000930
2018-03-31 (YTD Data)Rank
Total interest income$6,140,0001,167
Total interest expense$444,0001,871
Net interest income$5,696,0001,108
Provision for loan and lease losses$-96,0005,486
Total noninterest income$1,714,000889
Gross Fiduciary activities income$414,000384
Service charges on deposit accounts$247,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$1,053,000902
Total noninterest expense$3,900,0001,297
Salaries and employee benefits$1,991,0001,441
Premises and equipment expense$607,0001,005
Additional noninterest expense$1,302,0001,196
Pre-tax net operating income$3,606,000737
Securities gains (losses)$0735
Applicable income taxes$717,000667
Income before extraordinary items$2,889,000771
Extraordinary gains, net$07
Net income$2,889,000771
Minority interest net income$052
Net income of bank and minority interests.$2,889,000771
Net charge-offs$-8,0004,650
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,889,000765
2017-12-31 (YTD Data)Rank
Total interest income$22,611,0001,219
Total interest expense$1,234,0002,200
Net interest income$21,377,0001,145
Provision for loan and lease losses$418,0001,617
Total noninterest income$5,956,000985
Gross Fiduciary activities income$2,407,000310
Service charges on deposit accounts$927,0001,260
Trading account gains and feesNANA
Additional Noninterest Income$2,622,0001,286
Total noninterest expense$15,494,0001,278
Salaries and employee benefits$8,271,0001,369
Premises and equipment expense$2,401,000993
Additional noninterest expense$4,822,0001,283
Pre-tax net operating income$11,421,000884
Securities gains (losses)$-75,0005,364
Applicable income taxes$4,541,000708
Income before extraordinary items$6,805,0001,051
Extraordinary gains, net$09
Net income$6,805,0001,051
Minority interest net income$076
Net income of bank and minority interests.$6,805,0001,051
Net charge-offs$63,0002,806
Cash dividends$720,0002,584
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,853,0001,029
2017-09-30 (YTD Data)Rank
Total interest income$16,779,0001,229
Total interest expense$915,0002,210
Net interest income$15,864,0001,156
Provision for loan and lease losses$213,0001,973
Total noninterest income$3,809,0001,124
Gross Fiduciary activities income$1,171,000381
Service charges on deposit accounts$678,0001,297
Trading account gains and feesNANA
Additional Noninterest Income$1,960,0001,298
Total noninterest expense$11,171,0001,327
Salaries and employee benefits$5,762,0001,459
Premises and equipment expense$1,786,0001,007
Additional noninterest expense$3,623,0001,276
Pre-tax net operating income$8,289,000921
Securities gains (losses)$-75,0005,617
Applicable income taxes$2,624,000761
Income before extraordinary items$5,590,0001,061
Extraordinary gains, net$09
Net income$5,590,0001,060
Minority interest net income$071
Net income of bank and minority interests.$5,590,0001,061
Net charge-offs$77,0002,137
Cash dividends$720,0002,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,641,0001,040
2017-06-30 (YTD Data)Rank
Total interest income$10,971,0001,243
Total interest expense$590,0002,229
Net interest income$10,381,0001,168
Provision for loan and lease losses$45,0002,934
Total noninterest income$2,572,0001,113
Gross Fiduciary activities income$777,000383
Service charges on deposit accounts$453,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$1,342,0001,275
Total noninterest expense$7,353,0001,349
Salaries and employee benefits$3,766,0001,487
Premises and equipment expense$1,203,000997
Additional noninterest expense$2,384,0001,290
Pre-tax net operating income$5,555,000901
Securities gains (losses)$4,0001,497
Applicable income taxes$1,780,000725
Income before extraordinary items$3,779,0001,031
Extraordinary gains, net$011
Net income$3,779,0001,031
Minority interest net income$071
Net income of bank and minority interests.$3,779,0001,031
Net charge-offs$32,0002,314
Cash dividends$720,0001,616
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,776,2801,020
2017-03-31 (YTD Data)Rank
Total interest income$5,330,0001,261
Total interest expense$276,0002,300
Net interest income$5,054,0001,181
Provision for loan and lease losses$-70,0005,723
Total noninterest income$1,245,0001,129
Gross Fiduciary activities income$392,000384
Service charges on deposit accounts$230,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$623,0001,325
Total noninterest expense$3,732,0001,341
Salaries and employee benefits$1,898,0001,499
Premises and equipment expense$617,000986
Additional noninterest expense$1,217,0001,271
Pre-tax net operating income$2,637,000919
Securities gains (losses)$4,000846
Applicable income taxes$843,000745
Income before extraordinary items$1,798,0001,051
Extraordinary gains, net$08
Net income$1,798,0001,051
Minority interest net income$055
Net income of bank and minority interests.$1,798,0001,051
Net charge-offs$-15,0005,155
Cash dividends$320,0001,591
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,795,2801,034
2016-12-31 (YTD Data)Rank
Total interest income$19,211,0001,334
Total interest expense$937,0002,532
Net interest income$18,274,0001,265
Provision for loan and lease losses$111,0003,032
Total noninterest income$5,286,0001,105
Gross Fiduciary activities income$1,969,000341
Service charges on deposit accounts$923,0001,297
Trading account gains and fees$0170
Additional Noninterest Income$2,394,0001,412
Total noninterest expense$14,911,0001,327
Salaries and employee benefits$7,786,0001,398
Premises and equipment expense$2,430,000975
Additional noninterest expense$4,695,0001,332
Pre-tax net operating income$8,538,0001,046
Securities gains (losses)$197,000890
Applicable income taxes$2,724,000839
Income before extraordinary items$6,011,0001,197
Extraordinary gains, net$05
Net income$6,011,0001,196
Minority interest net income$082
Net income of bank and minority interests.$6,011,0001,196
Net charge-offs$-10,0004,985
Cash dividends$2,430,0001,201
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,875,0701,195
2016-09-30 (YTD Data)Rank
Total interest income$14,191,0001,358
Total interest expense$710,0002,519
Net interest income$13,481,0001,298
Provision for loan and lease losses$-290,0005,807
Total noninterest income$3,599,0001,177
Gross Fiduciary activities income$1,174,000378
Service charges on deposit accounts$686,0001,303
Trading account gains and fees$0169
Additional Noninterest Income$1,739,0001,440
Total noninterest expense$11,095,0001,335
Salaries and employee benefits$5,684,0001,429
Premises and equipment expense$1,814,000984
Additional noninterest expense$3,597,0001,308
Pre-tax net operating income$6,275,0001,072
Securities gains (losses)$189,000838
Applicable income taxes$2,010,000859
Income before extraordinary items$4,454,0001,221
Extraordinary gains, net$05
Net income$4,454,0001,221
Minority interest net income$071
Net income of bank and minority interests.$4,454,0001,221
Net charge-offs$-1,0004,445
Cash dividends$2,110,000976
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,323,5901,216
2016-06-30 (YTD Data)Rank
Total interest income$9,420,0001,366
Total interest expense$475,0002,517
Net interest income$8,945,0001,306
Provision for loan and lease losses$-395,0005,947
Total noninterest income$2,366,0001,173
Gross Fiduciary activities income$786,000376
Service charges on deposit accounts$446,0001,314
Trading account gains and fees$0157
Additional Noninterest Income$1,134,0001,423
Total noninterest expense$7,343,0001,349
Salaries and employee benefits$3,751,0001,451
Premises and equipment expense$1,215,000993
Additional noninterest expense$2,377,0001,326
Pre-tax net operating income$4,363,0001,033
Securities gains (losses)$8,0002,318
Applicable income taxes$1,360,000852
Income before extraordinary items$3,011,0001,199
Extraordinary gains, net$016
Net income$3,011,0001,199
Minority interest net income$071
Net income of bank and minority interests.$3,011,0001,199
Net charge-offs$-14,0005,094
Cash dividends$1,790,000847
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,005,4801,159
2016-03-31 (YTD Data)Rank
Total interest income$4,754,0001,357
Total interest expense$240,0002,505
Net interest income$4,514,0001,284
Provision for loan and lease losses$-120,0005,990
Total noninterest income$1,116,0001,206
Gross Fiduciary activities income$388,000383
Service charges on deposit accounts$219,0001,325
Trading account gains and fees$0142
Additional Noninterest Income$509,0001,488
Total noninterest expense$3,654,0001,353
Salaries and employee benefits$1,911,0001,432
Premises and equipment expense$611,0001,000
Additional noninterest expense$1,132,0001,367
Pre-tax net operating income$2,096,0001,046
Securities gains (losses)$8,0001,573
Applicable income taxes$652,000858
Income before extraordinary items$1,452,0001,215
Extraordinary gains, net$012
Net income$1,452,0001,215
Minority interest net income$062
Net income of bank and minority interests.$1,452,0001,216
Net charge-offs$7,0002,464
Cash dividends$1,470,000555
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,446,4801,181
2015-12-31 (YTD Data)Rank
Total interest income$17,282,0001,435
Total interest expense$974,0002,461
Net interest income$16,308,0001,371
Provision for loan and lease losses$463,0001,441
Total noninterest income$4,708,0001,170
Gross Fiduciary activities income$1,843,000352
Service charges on deposit accounts$956,0001,270
Trading account gains and fees$0159
Additional Noninterest Income$1,909,0001,578
Total noninterest expense$15,649,0001,263
Salaries and employee benefits$8,840,0001,242
Premises and equipment expense$2,490,000969
Additional noninterest expense$4,319,0001,429
Pre-tax net operating income$4,904,0001,599
Securities gains (losses)$104,0001,145
Applicable income taxes$1,421,0001,282
Income before extraordinary items$3,587,0001,753
Extraordinary gains, net$023
Net income$3,587,0001,753
Minority interest net income$081
Net income of bank and minority interests.$3,587,0001,754
Net charge-offs$60,0003,115
Cash dividends$965,0002,186
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,512,1201,757
2015-09-30 (YTD Data)Rank
Total interest income$12,661,0001,476
Total interest expense$732,0002,487
Net interest income$11,929,0001,408
Provision for loan and lease losses$405,0001,219
Total noninterest income$3,400,0001,209
Gross Fiduciary activities income$1,304,000369
Service charges on deposit accounts$714,0001,291
Trading account gains and fees$0153
Additional Noninterest Income$1,382,0001,626
Total noninterest expense$11,888,0001,260
Salaries and employee benefits$6,671,0001,251
Premises and equipment expense$1,866,000983
Additional noninterest expense$3,351,0001,398
Pre-tax net operating income$3,036,0001,881
Securities gains (losses)$69,0001,266
Applicable income taxes$841,0001,541
Income before extraordinary items$2,264,0002,056
Extraordinary gains, net$021
Net income$2,264,0002,057
Minority interest net income$078
Net income of bank and minority interests.$2,264,0002,057
Net charge-offs$56,0002,687
Cash dividends$715,0001,953
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,213,6302,047
2015-06-30 (YTD Data)Rank
Total interest income$8,231,0001,511
Total interest expense$478,0002,534
Net interest income$7,753,0001,450
Provision for loan and lease losses$317,0001,059
Total noninterest income$2,393,0001,182
Gross Fiduciary activities income$894,000365
Service charges on deposit accounts$467,0001,285
Trading account gains and fees$0157
Additional Noninterest Income$1,032,0001,524
Total noninterest expense$8,027,0001,257
Salaries and employee benefits$4,515,0001,237
Premises and equipment expense$1,246,000985
Additional noninterest expense$2,266,0001,388
Pre-tax net operating income$1,802,0002,054
Securities gains (losses)$46,0001,281
Applicable income taxes$485,0001,657
Income before extraordinary items$1,363,0002,213
Extraordinary gains, net$022
Net income$1,363,0002,214
Minority interest net income$075
Net income of bank and minority interests.$1,363,0002,215
Net charge-offs$27,0002,754
Cash dividends$465,0002,014
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,328,9602,201
2015-03-31 (YTD Data)Rank
Total interest income$4,011,0001,547
Total interest expense$236,0002,593
Net interest income$3,775,0001,478
Provision for loan and lease losses$317,000603
Total noninterest income$1,162,0001,164
Gross Fiduciary activities income$449,000361
Service charges on deposit accounts$234,0001,257
Trading account gains and fees$0152
Additional Noninterest Income$479,0001,553
Total noninterest expense$4,011,0001,254
Salaries and employee benefits$2,307,0001,213
Premises and equipment expense$626,000982
Additional noninterest expense$1,078,0001,429
Pre-tax net operating income$609,0002,654
Securities gains (losses)$22,0001,194
Applicable income taxes$142,0002,146
Income before extraordinary items$489,0002,764
Extraordinary gains, net$013
Net income$489,0002,767
Minority interest net income$064
Net income of bank and minority interests.$489,0002,767
Net charge-offs$77,0001,281
Cash dividends$215,0001,792
Sale, conversion, retirement of capital stock, net$0697
Net operating income$472,0602,758
2014-12-31 (YTD Data)Rank
Total interest income$15,382,0001,617
Total interest expense$928,0002,723
Net interest income$14,454,0001,535
Provision for loan and lease losses$306,0001,964
Total noninterest income$5,288,0001,063
Gross Fiduciary activities income$2,367,000304
Service charges on deposit accounts$894,0001,436
Trading account gains and fees$0180
Additional Noninterest Income$2,027,0001,442
Total noninterest expense$16,657,0001,197
Salaries and employee benefits$9,254,0001,173
Premises and equipment expense$2,485,000969
Additional noninterest expense$4,918,0001,313
Pre-tax net operating income$2,779,0002,397
Securities gains (losses)$24,0002,223
Applicable income taxes$658,0001,967
Income before extraordinary items$2,145,0002,566
Extraordinary gains, net$017
Net income$2,145,0002,566
Minority interest net income$084
Net income of bank and minority interests.$2,145,0002,566
Net charge-offs$502,0001,452
Cash dividends$788,0002,338
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,126,5202,545
2014-09-30 (YTD Data)Rank
Total interest income$11,487,0001,631
Total interest expense$690,0002,788
Net interest income$10,797,0001,546
Provision for loan and lease losses$-118,0006,223
Total noninterest income$3,290,0001,203
Gross Fiduciary activities income$1,404,000347
Service charges on deposit accounts$656,0001,473
Trading account gains and fees$0174
Additional Noninterest Income$1,230,0001,688
Total noninterest expense$12,326,0001,225
Salaries and employee benefits$6,949,0001,173
Premises and equipment expense$1,871,000980
Additional noninterest expense$3,506,0001,380
Pre-tax net operating income$1,879,0002,628
Securities gains (losses)$16,0002,131
Applicable income taxes$432,0002,111
Income before extraordinary items$1,463,0002,785
Extraordinary gains, net$015
Net income$1,463,0002,785
Minority interest net income$081
Net income of bank and minority interests.$1,463,0002,785
Net charge-offs$148,0002,304
Cash dividends$573,0002,081
Sale, conversion, retirement of capital stock, net$41,000593
Net operating income$1,450,6802,754
2014-06-30 (YTD Data)Rank
Total interest income$7,675,0001,618
Total interest expense$455,0002,840
Net interest income$7,220,0001,527
Provision for loan and lease losses$-118,0006,352
Total noninterest income$2,137,0001,225
Gross Fiduciary activities income$960,000341
Service charges on deposit accounts$439,0001,449
Trading account gains and fees$0172
Additional Noninterest Income$738,0001,794
Total noninterest expense$8,298,0001,214
Salaries and employee benefits$4,592,0001,180
Premises and equipment expense$1,250,000980
Additional noninterest expense$2,456,0001,315
Pre-tax net operating income$1,177,0002,686
Securities gains (losses)$16,0001,751
Applicable income taxes$261,0002,160
Income before extraordinary items$932,0002,790
Extraordinary gains, net$020
Net income$932,0002,794
Minority interest net income$080
Net income of bank and minority interests.$932,0002,794
Net charge-offs$85,0002,342
Cash dividends$338,0002,216
Sale, conversion, retirement of capital stock, net$30,000546
Net operating income$919,5202,764
2014-03-31 (YTD Data)Rank
Total interest income$3,875,0001,597
Total interest expense$226,0002,883
Net interest income$3,649,0001,495
Provision for loan and lease losses$03,817
Total noninterest income$1,046,0001,206
Gross Fiduciary activities income$473,000347
Service charges on deposit accounts$215,0001,455
Trading account gains and fees$0147
Additional Noninterest Income$358,0001,797
Total noninterest expense$4,122,0001,230
Salaries and employee benefits$2,236,0001,233
Premises and equipment expense$638,000989
Additional noninterest expense$1,248,0001,287
Pre-tax net operating income$573,0002,657
Securities gains (losses)$13,0001,084
Applicable income taxes$127,0002,144
Income before extraordinary items$459,0002,731
Extraordinary gains, net$016
Net income$459,0002,734
Minority interest net income$066
Net income of bank and minority interests.$459,0002,734
Net charge-offs$-13,0005,862
Cash dividends$135,0002,054
Sale, conversion, retirement of capital stock, net$19,000478
Net operating income$448,8602,744
2013-12-31 (YTD Data)Rank
Total interest income$15,446,0001,615
Total interest expense$997,0002,947
Net interest income$14,449,0001,503
Provision for loan and lease losses$160,0003,211
Total noninterest income$17,627,000449
Gross Fiduciary activities income$14,733,00093
Service charges on deposit accounts$921,0001,464
Trading account gains and fees$0184
Additional Noninterest Income$1,973,0001,528
Total noninterest expense$21,670,000939
Salaries and employee benefits$13,746,000788
Premises and equipment expense$2,790,000862
Additional noninterest expense$5,134,0001,308
Pre-tax net operating income$10,246,000758
Securities gains (losses)$50,0001,795
Applicable income taxes$3,212,000633
Income before extraordinary items$7,084,000886
Extraordinary gains, net$029
Net income$7,084,000888
Minority interest net income$090
Net income of bank and minority interests.$7,084,000888
Net charge-offs$67,0004,128
Cash dividends$404,0002,971
Sale, conversion, retirement of capital stock, net$107,000532
Net operating income$7,049,500871
2013-09-30 (YTD Data)Rank
Total interest income$11,576,0001,630
Total interest expense$759,0002,994
Net interest income$10,817,0001,506
Provision for loan and lease losses$265,0002,232
Total noninterest income$4,037,0001,102
Gross Fiduciary activities income$1,985,000279
Service charges on deposit accounts$695,0001,472
Trading account gains and fees$0180
Additional Noninterest Income$1,357,0001,671
Total noninterest expense$11,515,0001,297
Salaries and employee benefits$6,013,0001,330
Premises and equipment expense$1,997,000907
Additional noninterest expense$3,505,0001,420
Pre-tax net operating income$3,074,0001,703
Securities gains (losses)$50,0001,656
Applicable income taxes$845,0001,397
Income before extraordinary items$2,279,0001,913
Extraordinary gains, net$025
Net income$2,279,0001,920
Minority interest net income$084
Net income of bank and minority interests.$2,279,0001,919
Net charge-offs$78,0003,492
Cash dividends$269,0002,719
Sale, conversion, retirement of capital stock, net$84,000493
Net operating income$2,242,5001,881
2013-06-30 (YTD Data)Rank
Total interest income$7,705,0001,631
Total interest expense$520,0002,982
Net interest income$7,185,0001,499
Provision for loan and lease losses$265,0001,808
Total noninterest income$2,596,0001,126
Gross Fiduciary activities income$1,291,000280
Service charges on deposit accounts$464,0001,439
Trading account gains and fees$0157
Additional Noninterest Income$841,0001,795
Total noninterest expense$7,698,0001,300
Salaries and employee benefits$4,009,0001,325
Premises and equipment expense$1,354,000894
Additional noninterest expense$2,335,0001,411
Pre-tax net operating income$1,818,0001,873
Securities gains (losses)$16,0002,123
Applicable income taxes$480,0001,554
Income before extraordinary items$1,354,0002,103
Extraordinary gains, net$022
Net income$1,354,0002,111
Minority interest net income$082
Net income of bank and minority interests.$1,354,0002,109
Net charge-offs$-15,0006,255
Cash dividends$134,0002,826
Sale, conversion, retirement of capital stock, net$58,000454
Net operating income$1,342,1602,036
2013-03-31 (YTD Data)Rank
Total interest income$3,867,0001,638
Total interest expense$267,0002,996
Net interest income$3,600,0001,502
Provision for loan and lease losses$220,0001,281
Total noninterest income$1,132,0001,235
Gross Fiduciary activities income$515,000316
Service charges on deposit accounts$226,0001,453
Trading account gains and fees$0148
Additional Noninterest Income$391,0001,885
Total noninterest expense$3,803,0001,325
Salaries and employee benefits$2,027,0001,315
Premises and equipment expense$687,000900
Additional noninterest expense$1,089,0001,489
Pre-tax net operating income$709,0002,252
Securities gains (losses)$01,966
Applicable income taxes$171,0001,862
Income before extraordinary items$538,0002,457
Extraordinary gains, net$010
Net income$538,0002,459
Minority interest net income$076
Net income of bank and minority interests.$538,0002,459
Net charge-offs$10,0003,448
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$28,000420
Net operating income$538,0002,363
2012-12-31 (YTD Data)Rank
Total interest income$16,904,0001,570
Total interest expense$1,281,0003,065
Net interest income$15,623,0001,404
Provision for loan and lease losses$-79,0006,874
Total noninterest income$11,064,000634
Gross Fiduciary activities income$9,488,000111
Service charges on deposit accounts$982,0001,436
Trading account gains and fees$0166
Additional Noninterest Income$594,0003,116
Total noninterest expense$18,807,0001,067
Salaries and employee benefits$10,962,000952
Premises and equipment expense$3,020,000801
Additional noninterest expense$4,825,0001,408
Pre-tax net operating income$7,959,000894
Securities gains (losses)$133,0002,043
Applicable income taxes$2,611,000697
Income before extraordinary items$5,481,0001,082
Extraordinary gains, net$029
Net income$5,481,0001,082
Minority interest net income$093
Net income of bank and minority interests.$5,481,0001,082
Net charge-offs$395,0002,952
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$105,000567
Net operating income$5,390,5601,040
2012-09-30 (YTD Data)Rank
Total interest income$12,859,0001,580
Total interest expense$1,001,0003,078
Net interest income$11,858,0001,401
Provision for loan and lease losses$-269,0007,082
Total noninterest income$2,839,0001,378
Gross Fiduciary activities income$1,911,000270
Service charges on deposit accounts$736,0001,447
Trading account gains and fees$0157
Additional Noninterest Income$192,0004,307
Total noninterest expense$12,646,0001,197
Salaries and employee benefits$6,624,0001,191
Premises and equipment expense$2,298,000793
Additional noninterest expense$3,724,0001,366
Pre-tax net operating income$2,320,0002,106
Securities gains (losses)$133,0001,771
Applicable income taxes$748,0001,506
Income before extraordinary items$1,705,0002,419
Extraordinary gains, net$020
Net income$1,705,0002,420
Minority interest net income$086
Net income of bank and minority interests.$1,705,0002,420
Net charge-offs$35,0004,750
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$80,000511
Net operating income$1,611,9002,386
2012-06-30 (YTD Data)Rank
Total interest income$8,534,0001,602
Total interest expense$696,0003,069
Net interest income$7,838,0001,412
Provision for loan and lease losses$191,0003,046
Total noninterest income$2,106,0001,289
Gross Fiduciary activities income$1,166,000284
Service charges on deposit accounts$515,0001,386
Trading account gains and fees$0153
Additional Noninterest Income$425,0002,564
Total noninterest expense$8,473,0001,190
Salaries and employee benefits$4,441,0001,177
Premises and equipment expense$1,532,000794
Additional noninterest expense$2,500,0001,361
Pre-tax net operating income$1,280,0002,399
Securities gains (losses)$29,0002,345
Applicable income taxes$397,0001,721
Income before extraordinary items$912,0002,782
Extraordinary gains, net$019
Net income$912,0002,783
Minority interest net income$084
Net income of bank and minority interests.$912,0002,783
Net charge-offs$148,0003,044
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$64,000446
Net operating income$891,7002,689
2012-03-31 (YTD Data)Rank
Total interest income$4,276,0001,613
Total interest expense$348,0003,163
Net interest income$3,928,0001,412
Provision for loan and lease losses$131,0002,556
Total noninterest income$1,189,0001,166
Gross Fiduciary activities income$600,000281
Service charges on deposit accounts$272,0001,294
Trading account gains and fees$0148
Additional Noninterest Income$317,0002,039
Total noninterest expense$4,256,0001,177
Salaries and employee benefits$2,261,0001,152
Premises and equipment expense$766,000786
Additional noninterest expense$1,229,0001,373
Pre-tax net operating income$730,0002,191
Securities gains (losses)$02,210
Applicable income taxes$229,0001,573
Income before extraordinary items$501,0002,601
Extraordinary gains, net$019
Net income$501,0002,603
Minority interest net income$078
Net income of bank and minority interests.$501,0002,604
Net charge-offs$78,0002,667
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$53,000310
Net operating income$501,0002,477
2011-12-31 (YTD Data)Rank
Total interest income$17,848,0001,592
Total interest expense$1,773,0003,034
Net interest income$16,075,0001,380
Provision for loan and lease losses$535,0003,362
Total noninterest income$5,106,0001,028
Gross Fiduciary activities income$2,418,000239
Service charges on deposit accounts$1,081,0001,377
Trading account gains and fees$0146
Additional Noninterest Income$1,607,0001,571
Total noninterest expense$17,373,0001,132
Salaries and employee benefits$9,526,0001,028
Premises and equipment expense$3,312,000750
Additional noninterest expense$4,535,0001,512
Pre-tax net operating income$3,273,0001,695
Securities gains (losses)$03,838
Applicable income taxes$932,0001,407
Income before extraordinary items$2,341,0001,973
Extraordinary gains, net$029
Net income$2,341,0001,974
Minority interest net income$096
Net income of bank and minority interests.$2,341,0001,974
Net charge-offs$524,0003,116
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$256,000498
Net operating income$2,341,0001,893
2011-09-30 (YTD Data)Rank
Total interest income$13,470,0001,601
Total interest expense$1,368,0003,085
Net interest income$12,102,0001,380
Provision for loan and lease losses$21,0005,993
Total noninterest income$3,291,0001,162
Gross Fiduciary activities income$1,585,000255
Service charges on deposit accounts$797,0001,398
Trading account gains and fees$0145
Additional Noninterest Income$909,0001,876
Total noninterest expense$13,448,0001,097
Salaries and employee benefits$7,194,0001,020
Premises and equipment expense$2,519,000751
Additional noninterest expense$3,735,0001,386
Pre-tax net operating income$1,924,0002,140
Securities gains (losses)$03,555
Applicable income taxes$616,0001,549
Income before extraordinary items$1,308,0002,569
Extraordinary gains, net$021
Net income$1,308,0002,571
Minority interest net income$087
Net income of bank and minority interests.$1,308,0002,571
Net charge-offs$107,0004,367
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$218,000435
Net operating income$1,308,0002,473
2011-06-30 (YTD Data)Rank
Total interest income$8,889,0001,629
Total interest expense$920,0003,160
Net interest income$7,969,0001,404
Provision for loan and lease losses$21,0005,690
Total noninterest income$2,130,0001,172
Gross Fiduciary activities income$1,036,000261
Service charges on deposit accounts$494,0001,478
Trading account gains and fees$0153
Additional Noninterest Income$600,0001,863
Total noninterest expense$9,237,0001,082
Salaries and employee benefits$4,849,0001,027
Premises and equipment expense$1,692,000745
Additional noninterest expense$2,696,0001,308
Pre-tax net operating income$841,0002,837
Securities gains (losses)$02,914
Applicable income taxes$267,0001,924
Income before extraordinary items$574,0003,284
Extraordinary gains, net$015
Net income$574,0003,285
Minority interest net income$089
Net income of bank and minority interests.$574,0003,285
Net charge-offs$66,0004,241
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$156,000343
Net operating income$574,0003,198
2011-03-31 (YTD Data)Rank
Total interest income$4,423,0001,649
Total interest expense$464,0003,230
Net interest income$3,959,0001,402
Provision for loan and lease losses$05,840
Total noninterest income$1,062,0001,157
Gross Fiduciary activities income$511,000268
Service charges on deposit accounts$254,0001,409
Trading account gains and fees$0158
Additional Noninterest Income$297,0001,931
Total noninterest expense$4,596,0001,099
Salaries and employee benefits$2,452,0001,018
Premises and equipment expense$859,000746
Additional noninterest expense$1,285,0001,366
Pre-tax net operating income$425,0002,848
Securities gains (losses)$01,772
Applicable income taxes$136,0001,875
Income before extraordinary items$289,0003,319
Extraordinary gains, net$09
Net income$289,0003,316
Minority interest net income$086
Net income of bank and minority interests.$289,0003,317
Net charge-offs$-7,0006,897
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$80,000290
Net operating income$289,0003,269
2010-12-31 (YTD Data)Rank
Total interest income$18,576,0001,636
Total interest expense$1,884,0003,719
Net interest income$16,692,0001,340
Provision for loan and lease losses$314,0004,786
Total noninterest income$7,528,000790
Gross Fiduciary activities income$5,458,000134
Service charges on deposit accounts$1,149,0001,319
Trading account gains and fees$0175
Additional Noninterest Income$921,0002,286
Total noninterest expense$17,806,0001,116
Salaries and employee benefits$9,653,0001,012
Premises and equipment expense$3,451,000743
Additional noninterest expense$4,702,0001,532
Pre-tax net operating income$6,100,000861
Securities gains (losses)$03,793
Applicable income taxes$2,070,000729
Income before extraordinary items$4,030,0001,083
Extraordinary gains, net$029
Net income$4,030,0001,084
Minority interest net income$0111
Net income of bank and minority interests.$4,030,0001,086
Net charge-offs$316,0004,236
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$409,000497
Net operating income$4,030,0001,031
2010-09-30 (YTD Data)Rank
Total interest income$13,708,0001,691
Total interest expense$1,405,0003,867
Net interest income$12,303,0001,376
Provision for loan and lease losses$314,0004,258
Total noninterest income$2,947,0001,273
Gross Fiduciary activities income$1,290,000285
Service charges on deposit accounts$852,0001,381
Trading account gains and fees$0165
Additional Noninterest Income$805,0002,069
Total noninterest expense$12,914,0001,158
Salaries and employee benefits$6,707,0001,101
Premises and equipment expense$2,544,000753
Additional noninterest expense$3,663,0001,446
Pre-tax net operating income$2,022,0001,878
Securities gains (losses)$03,651
Applicable income taxes$688,0001,355
Income before extraordinary items$1,334,0002,360
Extraordinary gains, net$023
Net income$1,334,0002,358
Minority interest net income$0110
Net income of bank and minority interests.$1,334,0002,362
Net charge-offs$261,0003,905
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$332,000429
Net operating income$1,334,0002,242
2010-06-30 (YTD Data)Rank
Total interest income$9,078,0001,723
Total interest expense$940,0003,962
Net interest income$8,138,0001,391
Provision for loan and lease losses$148,0004,682
Total noninterest income$1,931,0001,263
Gross Fiduciary activities income$852,000287
Service charges on deposit accounts$553,0001,420
Trading account gains and fees$0152
Additional Noninterest Income$526,0002,023
Total noninterest expense$8,666,0001,141
Salaries and employee benefits$4,454,0001,104
Premises and equipment expense$1,716,000768
Additional noninterest expense$2,496,0001,423
Pre-tax net operating income$1,255,0001,987
Securities gains (losses)$03,184
Applicable income taxes$431,0001,372
Income before extraordinary items$824,0002,454
Extraordinary gains, net$019
Net income$824,0002,450
Minority interest net income$0105
Net income of bank and minority interests.$824,0002,453
Net charge-offs$209,0003,487
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$231,000358
Net operating income$824,0002,356
2010-03-31 (YTD Data)Rank
Total interest income$4,533,0001,767
Total interest expense$470,0004,090
Net interest income$4,063,0001,408
Provision for loan and lease losses$44,0005,047
Total noninterest income$935,0001,303
Gross Fiduciary activities income$417,000292
Service charges on deposit accounts$272,0001,442
Trading account gains and fees$0175
Additional Noninterest Income$246,0002,094
Total noninterest expense$4,403,0001,138
Salaries and employee benefits$2,171,0001,147
Premises and equipment expense$873,000772
Additional noninterest expense$1,359,0001,305
Pre-tax net operating income$551,0002,240
Securities gains (losses)$02,284
Applicable income taxes$191,0001,467
Income before extraordinary items$360,0002,757
Extraordinary gains, net$016
Net income$360,0002,754
Minority interest net income$091
Net income of bank and minority interests.$360,0002,757
Net charge-offs$21,0004,393
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$114,000291
Net operating income$360,0002,644
2009-12-31 (YTD Data)Rank
Total interest income$17,841,0001,890
Total interest expense$2,250,0004,148
Net interest income$15,591,0001,426
Provision for loan and lease losses$1,019,0003,476
Total noninterest income$7,138,000828
Gross Fiduciary activities income$4,303,000156
Service charges on deposit accounts$899,0001,849
Trading account gains and fees$0211
Additional Noninterest Income$1,936,0001,405
Total noninterest expense$18,690,0001,117
Salaries and employee benefits$9,943,000986
Premises and equipment expense$4,227,000630
Additional noninterest expense$4,520,0001,640
Pre-tax net operating income$3,020,0001,319
Securities gains (losses)$03,754
Applicable income taxes$1,072,000918
Income before extraordinary items$1,948,0001,726
Extraordinary gains, net$034
Net income$1,948,0001,725
Minority interest net income$0115
Net income of bank and minority interests.$1,948,0001,726
Net charge-offs$371,0004,198
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$598,000508
Net operating income$1,948,0001,678
2009-09-30 (YTD Data)Rank
Total interest income$13,249,0001,947
Total interest expense$1,783,0004,151
Net interest income$11,466,0001,458
Provision for loan and lease losses$642,0003,425
Total noninterest income$2,256,0001,627
Gross Fiduciary activities income$943,000334
Service charges on deposit accounts$686,0001,828
Trading account gains and fees$0212
Additional Noninterest Income$627,0002,450
Total noninterest expense$12,733,0001,213
Salaries and employee benefits$6,585,0001,124
Premises and equipment expense$2,702,000755
Additional noninterest expense$3,446,0001,565
Pre-tax net operating income$347,0004,364
Securities gains (losses)$03,497
Applicable income taxes$155,0002,551
Income before extraordinary items$192,0004,888
Extraordinary gains, net$027
Net income$192,0004,887
Minority interest net income$0118
Net income of bank and minority interests.$192,0004,888
Net charge-offs$111,0004,963
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$442,000456
Net operating income$192,0004,828
2009-06-30 (YTD Data)Rank
Total interest income$8,633,0002,031
Total interest expense$1,259,0004,124
Net interest income$7,374,0001,521
Provision for loan and lease losses$437,0003,145
Total noninterest income$1,384,0001,744
Gross Fiduciary activities income$551,000364
Service charges on deposit accounts$438,0001,877
Trading account gains and fees$0193
Additional Noninterest Income$395,0002,578
Total noninterest expense$8,352,0001,245
Salaries and employee benefits$4,412,0001,143
Premises and equipment expense$1,790,000786
Additional noninterest expense$2,150,0001,690
Pre-tax net operating income$-31,0005,912
Securities gains (losses)$03,136
Applicable income taxes$18,0003,754
Income before extraordinary items$-49,0006,068
Extraordinary gains, net$021
Net income$-49,0006,067
Minority interest net income$0112
Net income of bank and minority interests.$-49,0006,067
Net charge-offs$36,0005,192
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$304,000414
Net operating income$-49,0006,008
2009-03-31 (YTD Data)Rank
Total interest income$4,204,0002,115
Total interest expense$662,0004,099
Net interest income$3,542,0001,576
Provision for loan and lease losses$241,0002,606
Total noninterest income$677,0001,733
Gross Fiduciary activities income$279,000362
Service charges on deposit accounts$225,0001,782
Trading account gains and fees$0171
Additional Noninterest Income$173,0002,714
Total noninterest expense$4,121,0001,211
Salaries and employee benefits$2,192,0001,158
Premises and equipment expense$895,000790
Additional noninterest expense$1,034,0001,562
Pre-tax net operating income$-143,0006,767
Securities gains (losses)$02,434
Applicable income taxes$-33,0007,347
Income before extraordinary items$-110,0006,831
Extraordinary gains, net$015
Net income$-110,0006,832
Minority interest net income$0102
Net income of bank and minority interests.$-110,0006,832
Net charge-offs$18,0004,403
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$143,000315
Net operating income$-110,0006,741
2008-12-31 (YTD Data)Rank
Total interest income$17,618,0002,155
Total interest expense$3,887,0003,587
Net interest income$13,731,0001,624
Provision for loan and lease losses$655,0003,346
Total noninterest income$2,420,0001,851
Gross Fiduciary activities income$1,215,000364
Service charges on deposit accounts$754,0002,218
Trading account gains and fees$0154
Additional Noninterest Income$451,0003,372
Total noninterest expense$15,182,0001,290
Salaries and employee benefits$8,131,0001,231
Premises and equipment expense$3,284,000838
Additional noninterest expense$3,767,0001,645
Pre-tax net operating income$314,0005,399
Securities gains (losses)$03,220
Applicable income taxes$202,0002,801
Income before extraordinary items$112,0005,816
Extraordinary gains, net$039
Net income$112,0005,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0003,979
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,406,000378
Net operating income$112,0005,968
2008-09-30 (YTD Data)Rank
Total interest income$13,200,0002,206
Total interest expense$2,928,0003,681
Net interest income$10,272,0001,642
Provision for loan and lease losses$305,0003,519
Total noninterest income$1,750,0001,971
Gross Fiduciary activities income$924,000365
Service charges on deposit accounts$531,0002,341
Trading account gains and fees$0148
Additional Noninterest Income$295,0003,717
Total noninterest expense$11,194,0001,284
Salaries and employee benefits$6,080,0001,258
Premises and equipment expense$2,366,000878
Additional noninterest expense$2,748,0001,629
Pre-tax net operating income$523,0004,872
Securities gains (losses)$03,106
Applicable income taxes$248,0002,676
Income before extraordinary items$275,0005,325
Extraordinary gains, net$031
Net income$275,0005,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0003,048
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$973,000307
Net operating income$275,0005,497
2008-06-30 (YTD Data)Rank
Total interest income$8,802,0002,237
Total interest expense$2,028,0003,705
Net interest income$6,774,0001,659
Provision for loan and lease losses$175,0003,369
Total noninterest income$1,133,0002,038
Gross Fiduciary activities income$618,000374
Service charges on deposit accounts$325,0002,476
Trading account gains and fees$0149
Additional Noninterest Income$190,0003,864
Total noninterest expense$7,233,0001,325
Salaries and employee benefits$3,981,0001,303
Premises and equipment expense$1,506,000913
Additional noninterest expense$1,746,0001,685
Pre-tax net operating income$499,0004,374
Securities gains (losses)$03,233
Applicable income taxes$227,0002,540
Income before extraordinary items$272,0005,161
Extraordinary gains, net$021
Net income$272,0005,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,344
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$690,000233
Net operating income$272,0005,087
2008-03-31 (YTD Data)Rank
Total interest income$4,545,0002,216
Total interest expense$1,226,0003,399
Net interest income$3,319,0001,677
Provision for loan and lease losses$75,0003,123
Total noninterest income$519,0002,182
Gross Fiduciary activities income$289,000389
Service charges on deposit accounts$151,0002,601
Trading account gains and fees$0158
Additional Noninterest Income$79,0004,225
Total noninterest expense$3,534,0001,353
Salaries and employee benefits$2,012,0001,301
Premises and equipment expense$688,0001,012
Additional noninterest expense$834,0001,705
Pre-tax net operating income$229,0004,712
Securities gains (losses)$02,688
Applicable income taxes$116,0002,632
Income before extraordinary items$113,0005,665
Extraordinary gains, net$015
Net income$113,0005,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$371,000150
Net operating income$113,0005,560
2007-12-31 (YTD Data)Rank
Total interest income$19,329,0002,137
Total interest expense$5,279,0003,329
Net interest income$14,050,0001,605
Provision for loan and lease losses$562,0002,158
Total noninterest income$2,057,0002,167
Gross Fiduciary activities income$1,216,000378
Service charges on deposit accounts$559,0002,822
Trading account gains and fees$0178
Additional Noninterest Income$282,0004,356
Total noninterest expense$13,064,0001,413
Salaries and employee benefits$7,395,0001,369
Premises and equipment expense$2,610,0001,003
Additional noninterest expense$3,059,0001,803
Pre-tax net operating income$2,481,0002,844
Securities gains (losses)$02,146
Applicable income taxes$1,006,0001,858
Income before extraordinary items$1,475,0003,485
Extraordinary gains, net$039
Net income$1,475,0003,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,707
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$2,903,000323
Net operating income$1,475,0003,473
2007-09-30 (YTD Data)Rank
Total interest income$14,422,0002,158
Total interest expense$3,795,0003,434
Net interest income$10,627,0001,602
Provision for loan and lease losses$255,0002,573
Total noninterest income$1,548,0002,169
Gross Fiduciary activities income$952,000359
Service charges on deposit accounts$390,0002,958
Trading account gains and fees$0184
Additional Noninterest Income$206,0004,435
Total noninterest expense$9,817,0001,393
Salaries and employee benefits$5,534,0001,365
Premises and equipment expense$1,976,000982
Additional noninterest expense$2,307,0001,761
Pre-tax net operating income$2,103,0002,739
Securities gains (losses)$01,655
Applicable income taxes$833,0001,848
Income before extraordinary items$1,270,0003,343
Extraordinary gains, net$033
Net income$1,270,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0001,773
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$2,427,000251
Net operating income$1,270,0003,328
2007-06-30 (YTD Data)Rank
Total interest income$9,469,0002,202
Total interest expense$2,350,0003,618
Net interest income$7,119,0001,618
Provision for loan and lease losses$255,0001,760
Total noninterest income$1,084,0002,109
Gross Fiduciary activities income$727,000336
Service charges on deposit accounts$245,0003,069
Trading account gains and fees$0168
Additional Noninterest Income$112,0004,907
Total noninterest expense$6,508,0001,419
Salaries and employee benefits$3,722,0001,364
Premises and equipment expense$1,347,000969
Additional noninterest expense$1,439,0001,887
Pre-tax net operating income$1,440,0002,753
Securities gains (losses)$01,444
Applicable income taxes$567,0001,909
Income before extraordinary items$873,0003,323
Extraordinary gains, net$029
Net income$873,0003,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,117
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$478,000303
Net operating income$873,0003,304
2007-03-31 (YTD Data)Rank
Total interest income$4,655,0002,236
Total interest expense$1,138,0003,674
Net interest income$3,517,0001,636
Provision for loan and lease losses$20,0004,351
Total noninterest income$426,0002,448
Gross Fiduciary activities income$255,000420
Service charges on deposit accounts$116,0003,150
Trading account gains and fees$0195
Additional Noninterest Income$55,0004,922
Total noninterest expense$3,147,0001,465
Salaries and employee benefits$1,818,0001,423
Premises and equipment expense$676,000971
Additional noninterest expense$653,0002,008
Pre-tax net operating income$776,0002,617
Securities gains (losses)$01,187
Applicable income taxes$299,0001,861
Income before extraordinary items$477,0003,135
Extraordinary gains, net$022
Net income$477,0003,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,000628
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$256,000219
Net operating income$477,0003,110
2006-12-31 (YTD Data)Rank
Total interest income$17,761,0002,197
Total interest expense$4,417,0003,332
Net interest income$13,344,0001,722
Provision for loan and lease losses$370,0002,411
Total noninterest income$2,867,0001,700
Gross Fiduciary activities income$2,172,000261
Service charges on deposit accounts$464,0003,228
Trading account gains and fees$0130
Additional Noninterest Income$231,0004,846
Total noninterest expense$11,607,0001,541
Salaries and employee benefits$6,677,0001,486
Premises and equipment expense$2,471,0001,012
Additional noninterest expense$2,459,0002,132
Pre-tax net operating income$4,234,0002,162
Securities gains (losses)$01,687
Applicable income taxes$1,568,0001,588
Income before extraordinary items$2,666,0002,486
Extraordinary gains, net$051
Net income$2,666,0002,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,948
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$927,000510
Net operating income$2,666,0002,467
2006-09-30 (YTD Data)Rank
Total interest income$13,039,0002,233
Total interest expense$3,279,0003,269
Net interest income$9,760,0001,789
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,256,0002,518
Gross Fiduciary activities income$724,000407
Service charges on deposit accounts$354,0003,195
Trading account gains and fees$0126
Additional Noninterest Income$178,0004,785
Total noninterest expense$8,208,0001,634
Salaries and employee benefits$4,596,0001,617
Premises and equipment expense$1,790,0001,065
Additional noninterest expense$1,822,0002,141
Pre-tax net operating income$2,583,0002,584
Securities gains (losses)$01,388
Applicable income taxes$970,0001,924
Income before extraordinary items$1,613,0003,038
Extraordinary gains, net$045
Net income$1,613,0003,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,050
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$703,000410
Net operating income$1,613,0003,033
2006-06-30 (YTD Data)Rank
Total interest income$8,432,0002,260
Total interest expense$2,038,0003,328
Net interest income$6,394,0001,820
Provision for loan and lease losses$175,0002,349
Total noninterest income$756,0002,697
Gross Fiduciary activities income$389,000480
Service charges on deposit accounts$243,0003,116
Trading account gains and fees$0126
Additional Noninterest Income$124,0004,681
Total noninterest expense$5,362,0001,666
Salaries and employee benefits$3,030,0001,630
Premises and equipment expense$1,165,0001,096
Additional noninterest expense$1,167,0002,227
Pre-tax net operating income$1,613,0002,730
Securities gains (losses)$01,185
Applicable income taxes$610,0002,032
Income before extraordinary items$1,003,0003,201
Extraordinary gains, net$039
Net income$1,003,0003,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$562,000315
Net operating income$1,003,0003,195
2006-03-31 (YTD Data)Rank
Total interest income$4,148,0002,254
Total interest expense$975,0003,321
Net interest income$3,173,0001,823
Provision for loan and lease losses$-25,0008,578
Total noninterest income$323,0002,935
Gross Fiduciary activities income$136,000580
Service charges on deposit accounts$120,0003,078
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,504
Total noninterest expense$2,641,0001,699
Salaries and employee benefits$1,480,0001,676
Premises and equipment expense$593,0001,077
Additional noninterest expense$568,0002,266
Pre-tax net operating income$880,0002,508
Securities gains (losses)$0955
Applicable income taxes$294,0002,052
Income before extraordinary items$586,0002,793
Extraordinary gains, net$021
Net income$586,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$328,000218
Net operating income$586,0002,777
2005-12-31 (YTD Data)Rank
Total interest income$14,861,0002,233
Total interest expense$2,832,0003,496
Net interest income$12,029,0001,825
Provision for loan and lease losses$198,0003,618
Total noninterest income$1,784,0002,393
Gross Fiduciary activities income$980,000392
Service charges on deposit accounts$477,0003,149
Trading account gains and fees$0138
Additional Noninterest Income$327,0004,153
Total noninterest expense$8,967,0001,884
Salaries and employee benefits$4,977,0001,871
Premises and equipment expense$1,941,0001,266
Additional noninterest expense$2,049,0002,427
Pre-tax net operating income$4,648,0001,973
Securities gains (losses)$02,296
Applicable income taxes$1,562,0001,660
Income before extraordinary items$3,086,0002,191
Extraordinary gains, net$046
Net income$3,086,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,723
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,022,000469
Net operating income$3,086,0002,164
2005-09-30 (YTD Data)Rank
Total interest income$10,806,0002,245
Total interest expense$1,936,0003,598
Net interest income$8,870,0001,843
Provision for loan and lease losses$193,0003,022
Total noninterest income$1,310,0002,425
Gross Fiduciary activities income$697,000400
Service charges on deposit accounts$359,0003,146
Trading account gains and fees$0126
Additional Noninterest Income$254,0004,104
Total noninterest expense$6,600,0001,903
Salaries and employee benefits$3,629,0001,896
Premises and equipment expense$1,419,0001,284
Additional noninterest expense$1,552,0002,363
Pre-tax net operating income$3,387,0002,039
Securities gains (losses)$02,317
Applicable income taxes$1,137,0001,716
Income before extraordinary items$2,250,0002,261
Extraordinary gains, net$035
Net income$2,250,0002,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,271
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$904,000362
Net operating income$2,250,0002,222
2005-06-30 (YTD Data)Rank
Total interest income$6,904,0002,290
Total interest expense$1,164,0003,702
Net interest income$5,740,0001,890
Provision for loan and lease losses$125,0002,939
Total noninterest income$716,0002,728
Gross Fiduciary activities income$306,000529
Service charges on deposit accounts$238,0003,114
Trading account gains and fees$0116
Additional Noninterest Income$172,0004,030
Total noninterest expense$4,320,0001,921
Salaries and employee benefits$2,338,0001,935
Premises and equipment expense$955,0001,256
Additional noninterest expense$1,027,0002,363
Pre-tax net operating income$2,011,0002,179
Securities gains (losses)$02,146
Applicable income taxes$674,0001,838
Income before extraordinary items$1,337,0002,423
Extraordinary gains, net$030
Net income$1,337,0002,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$164,000389
Net operating income$1,337,0002,392
2005-03-31 (YTD Data)Rank
Total interest income$3,305,0002,337
Total interest expense$530,0003,864
Net interest income$2,775,0001,938
Provision for loan and lease losses$30,0003,913
Total noninterest income$316,0002,937
Gross Fiduciary activities income$126,000595
Service charges on deposit accounts$118,0003,074
Trading account gains and fees$0115
Additional Noninterest Income$72,0004,397
Total noninterest expense$2,150,0001,933
Salaries and employee benefits$1,187,0001,929
Premises and equipment expense$478,0001,257
Additional noninterest expense$485,0002,513
Pre-tax net operating income$911,0002,333
Securities gains (losses)$01,685
Applicable income taxes$304,0001,957
Income before extraordinary items$607,0002,592
Extraordinary gains, net$024
Net income$607,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$144,000239
Net operating income$607,0002,552
2004-12-31 (YTD Data)Rank
Total interest income$11,393,0002,514
Total interest expense$1,449,0004,610
Net interest income$9,944,0002,039
Provision for loan and lease losses$442,0002,179
Total noninterest income$1,599,0002,565
Gross Fiduciary activities income$921,000395
Service charges on deposit accounts$438,0003,438
Trading account gains and fees$0138
Additional Noninterest Income$240,0004,720
Total noninterest expense$8,260,0001,943
Salaries and employee benefits$4,431,0001,965
Premises and equipment expense$1,824,0001,257
Additional noninterest expense$2,005,0002,421
Pre-tax net operating income$2,841,0002,709
Securities gains (losses)$03,819
Applicable income taxes$901,0002,337
Income before extraordinary items$1,940,0002,990
Extraordinary gains, net$034
Net income$1,940,0002,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,405
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,940,0002,936
2004-09-30 (YTD Data)Rank
Total interest income$8,332,0002,533
Total interest expense$1,020,0004,734
Net interest income$7,312,0002,068
Provision for loan and lease losses$286,0002,348
Total noninterest income$803,0003,397
Gross Fiduciary activities income$319,000615
Service charges on deposit accounts$324,0003,480
Trading account gains and fees$0134
Additional Noninterest Income$160,0004,974
Total noninterest expense$6,070,0001,981
Salaries and employee benefits$3,201,0002,033
Premises and equipment expense$1,373,0001,255
Additional noninterest expense$1,496,0002,399
Pre-tax net operating income$1,759,0003,197
Securities gains (losses)$03,710
Applicable income taxes$552,0002,725
Income before extraordinary items$1,207,0003,529
Extraordinary gains, net$026
Net income$1,207,0003,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,778
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,207,0003,453
2004-06-30 (YTD Data)Rank
Total interest income$5,382,0002,588
Total interest expense$652,0004,863
Net interest income$4,730,0002,116
Provision for loan and lease losses$204,0002,171
Total noninterest income$486,0003,636
Gross Fiduciary activities income$186,000650
Service charges on deposit accounts$204,0003,594
Trading account gains and fees$0130
Additional Noninterest Income$96,0005,236
Total noninterest expense$4,013,0001,988
Salaries and employee benefits$2,139,0002,038
Premises and equipment expense$929,0001,237
Additional noninterest expense$945,0002,507
Pre-tax net operating income$999,0003,541
Securities gains (losses)$03,413
Applicable income taxes$307,0003,042
Income before extraordinary items$692,0003,870
Extraordinary gains, net$021
Net income$692,0003,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$692,0003,786
2004-03-31 (YTD Data)Rank
Total interest income$2,636,0002,644
Total interest expense$314,0005,031
Net interest income$2,322,0002,156
Provision for loan and lease losses$94,0002,217
Total noninterest income$227,0003,744
Gross Fiduciary activities income$86,000672
Service charges on deposit accounts$104,0003,485
Trading account gains and fees$0121
Additional Noninterest Income$37,0005,724
Total noninterest expense$1,961,0002,049
Salaries and employee benefits$1,014,0002,164
Premises and equipment expense$477,0001,227
Additional noninterest expense$470,0002,504
Pre-tax net operating income$494,0003,555
Securities gains (losses)$02,934
Applicable income taxes$151,0003,084
Income before extraordinary items$343,0003,905
Extraordinary gains, net$016
Net income$343,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$343,0003,781
2003-12-31 (YTD Data)Rank
Total interest income$10,243,0002,770
Total interest expense$1,465,0004,944
Net interest income$8,778,0002,207
Provision for loan and lease losses$830,0001,411
Total noninterest income$1,105,0003,498
Gross Fiduciary activities income$531,000547
Service charges on deposit accounts$386,0003,727
Trading account gains and fees$0160
Additional Noninterest Income$188,0005,408
Total noninterest expense$7,041,0002,242
Salaries and employee benefits$3,423,0002,464
Premises and equipment expense$1,802,0001,260
Additional noninterest expense$1,816,0002,618
Pre-tax net operating income$2,012,0003,391
Securities gains (losses)$04,500
Applicable income taxes$638,0002,951
Income before extraordinary items$1,374,0003,784
Extraordinary gains, net$054
Net income$1,374,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,893
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$830,000447
Net operating income$1,374,0003,628
2003-09-30 (YTD Data)Rank
Total interest income$7,622,0002,824
Total interest expense$1,139,0004,965
Net interest income$6,483,0002,256
Provision for loan and lease losses$660,0001,297
Total noninterest income$616,0004,224
Gross Fiduciary activities income$193,000742
Service charges on deposit accounts$282,0003,806
Trading account gains and fees$0153
Additional Noninterest Income$141,0005,464
Total noninterest expense$5,279,0002,237
Salaries and employee benefits$2,548,0002,478
Premises and equipment expense$1,369,0001,247
Additional noninterest expense$1,362,0002,601
Pre-tax net operating income$1,160,0004,168
Securities gains (losses)$04,204
Applicable income taxes$364,0003,573
Income before extraordinary items$796,0004,610
Extraordinary gains, net$040
Net income$796,0004,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,0001,419
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$830,000329
Net operating income$796,0004,433
2003-06-30 (YTD Data)Rank
Total interest income$5,009,0002,886
Total interest expense$795,0004,943
Net interest income$4,214,0002,300
Provision for loan and lease losses$460,0001,230
Total noninterest income$399,0004,247
Gross Fiduciary activities income$126,000742
Service charges on deposit accounts$181,0003,850
Trading account gains and fees$0150
Additional Noninterest Income$92,0005,469
Total noninterest expense$3,528,0002,225
Salaries and employee benefits$1,689,0002,483
Premises and equipment expense$927,0001,228
Additional noninterest expense$912,0002,582
Pre-tax net operating income$625,0004,725
Securities gains (losses)$03,782
Applicable income taxes$193,0004,041
Income before extraordinary items$432,0005,201
Extraordinary gains, net$030
Net income$432,0005,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$432,0004,995
2003-03-31 (YTD Data)Rank
Total interest income$2,453,0002,965
Total interest expense$392,0005,096
Net interest income$2,061,0002,355
Provision for loan and lease losses$140,0001,874
Total noninterest income$185,0004,352
Gross Fiduciary activities income$69,000740
Service charges on deposit accounts$87,0003,880
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$1,754,0002,228
Salaries and employee benefits$858,0002,457
Premises and equipment expense$471,0001,219
Additional noninterest expense$425,0002,708
Pre-tax net operating income$352,0004,376
Securities gains (losses)$02,891
Applicable income taxes$108,0003,802
Income before extraordinary items$244,0004,778
Extraordinary gains, net$021
Net income$244,0004,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$244,0004,582
2002-12-31 (YTD Data)Rank
Total interest income$8,828,0003,364
Total interest expense$1,584,0005,552
Net interest income$7,244,0002,632
Provision for loan and lease losses$370,0002,992
Total noninterest income$600,0004,728
Gross Fiduciary activities income$160,000903
Service charges on deposit accounts$311,0004,150
Trading account gains and fees$0153
Additional Noninterest Income$129,0005,921
Total noninterest expense$6,709,0002,225
Salaries and employee benefits$2,998,0002,631
Premises and equipment expense$1,902,0001,167
Additional noninterest expense$1,809,0002,534
Pre-tax net operating income$765,0005,873
Securities gains (losses)$04,537
Applicable income taxes$-5,0008,824
Income before extraordinary items$770,0005,307
Extraordinary gains, net$070
Net income$770,0005,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,417
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$1,127,000361
Net operating income$770,0005,168
2001-12-31 (YTD Data)Rank
Total interest income$8,365,0003,875
Total interest expense$2,766,0005,036
Net interest income$5,599,0003,127
Provision for loan and lease losses$162,0004,619
Total noninterest income$453,0005,340
Gross Fiduciary activities income$62,0001,095
Service charges on deposit accounts$260,0004,548
Trading account gains and fees$0177
Additional Noninterest Income$131,0005,805
Total noninterest expense$5,147,0002,757
Salaries and employee benefits$2,475,0002,966
Premises and equipment expense$1,389,0001,544
Additional noninterest expense$1,283,0003,290
Pre-tax net operating income$743,0005,673
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$743,0005,074
Extraordinary gains, net$0105
Net income$743,0005,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,291
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$91,000669
Net operating income$743,0004,965
2000-12-31 (YTD Data)Rank
Total interest income$7,267,0004,444
Total interest expense$2,801,0005,183
Net interest income$4,466,0003,819
Provision for loan and lease losses$239,0003,391
Total noninterest income$301,0006,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,142
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,317
Total noninterest expense$4,409,0003,052
Salaries and employee benefits$2,153,0003,260
Premises and equipment expense$1,207,0001,732
Additional noninterest expense$1,049,0003,847
Pre-tax net operating income$119,0008,733
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$119,0008,585
Extraordinary gains, net$038
Net income$119,0008,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$12,000888
Net operating income$119,0008,579
1999-12-31 (YTD Data)Rank
Total interest income$3,775,0006,547
Total interest expense$1,034,0008,094
Net interest income$2,741,0005,488
Provision for loan and lease losses$368,0002,242
Total noninterest income$136,0008,299
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0007,264
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,661
Total noninterest expense$3,023,0004,185
Salaries and employee benefits$1,379,0004,639
Premises and equipment expense$852,0002,365
Additional noninterest expense$792,0004,820
Pre-tax net operating income$-514,0009,857
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-514,0009,904
Extraordinary gains, net$035
Net income$-514,0009,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$13,000964
Net operating income$-514,0009,884
1998-12-31 (YTD Data)Rank
Total interest income$777,00010,040
Total interest expense$134,00010,266
Net interest income$643,0009,631
Provision for loan and lease losses$137,0004,364
Total noninterest income$83,0009,296
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0008,939
Trading account gains and feesNANA
Additional Noninterest Income$77,0007,275
Total noninterest expense$1,772,0006,056
Salaries and employee benefits$859,0006,417
Premises and equipment expense$285,0005,544
Additional noninterest expense$628,0005,570
Pre-tax net operating income$-1,183,00010,371
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-1,183,00010,385
Extraordinary gains, net$032
Net income$-1,183,00010,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$18,700,00056
Net operating income$-1,183,00010,369

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.