Home > Virginia Heritage Bank > Income and Expense
Virginia Heritage Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $28,497,000 | 657 |
| Total interest expense | $4,012,000 | 532 |
| Net interest income | $24,485,000 | 672 |
| Provision for loan and lease losses | $760,000 | 835 |
| Total noninterest income | $5,704,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $439,000 | 2,013 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,265,000 | 596 |
| Total noninterest expense | $18,430,000 | 817 |
| Salaries and employee benefits | $10,704,000 | 775 |
| Premises and equipment expense | $1,950,000 | 939 |
| Additional noninterest expense | $5,776,000 | 849 |
| Pre-tax net operating income | $10,999,000 | 587 |
| Securities gains (losses) | $-280,000 | 6,519 |
| Applicable income taxes | $3,915,000 | 480 |
| Income before extraordinary items | $6,804,000 | 740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,804,000 | 739 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,804,000 | 739 |
| Net charge-offs | $249,000 | 1,766 |
| Cash dividends | $114,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 261 |
| Net operating income | $6,983,200 | 713 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $18,579,000 | 669 |
| Total interest expense | $2,650,000 | 546 |
| Net interest income | $15,929,000 | 684 |
| Provision for loan and lease losses | $760,000 | 591 |
| Total noninterest income | $3,691,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $334,000 | 1,805 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,357,000 | 602 |
| Total noninterest expense | $11,982,000 | 834 |
| Salaries and employee benefits | $6,741,000 | 808 |
| Premises and equipment expense | $1,209,000 | 1,014 |
| Additional noninterest expense | $4,032,000 | 804 |
| Pre-tax net operating income | $6,878,000 | 615 |
| Securities gains (losses) | $-190,000 | 6,579 |
| Applicable income taxes | $2,402,000 | 505 |
| Income before extraordinary items | $4,286,000 | 766 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,286,000 | 765 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,286,000 | 766 |
| Net charge-offs | $178,000 | 1,701 |
| Cash dividends | $76,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 325 |
| Net operating income | $4,407,600 | 725 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 678 |
| Total interest expense | $1,322,000 | 551 |
| Net interest income | $7,882,000 | 694 |
| Provision for loan and lease losses | $456,000 | 481 |
| Total noninterest income | $1,608,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $165,000 | 1,801 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,443,000 | 642 |
| Total noninterest expense | $5,465,000 | 920 |
| Salaries and employee benefits | $3,101,000 | 893 |
| Premises and equipment expense | $597,000 | 1,050 |
| Additional noninterest expense | $1,767,000 | 904 |
| Pre-tax net operating income | $3,569,000 | 572 |
| Securities gains (losses) | $-206,000 | 6,683 |
| Applicable income taxes | $1,159,000 | 503 |
| Income before extraordinary items | $2,204,000 | 710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,204,000 | 711 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,204,000 | 712 |
| Net charge-offs | $184,000 | 1,000 |
| Cash dividends | $38,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 336 |
| Net operating income | $2,339,960 | 660 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $33,937,000 | 734 |
| Total interest expense | $5,240,000 | 619 |
| Net interest income | $28,697,000 | 746 |
| Provision for loan and lease losses | $1,764,000 | 688 |
| Total noninterest income | $10,119,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $652,000 | 1,934 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,467,000 | 501 |
| Total noninterest expense | $24,263,000 | 843 |
| Salaries and employee benefits | $14,277,000 | 758 |
| Premises and equipment expense | $2,414,000 | 993 |
| Additional noninterest expense | $7,572,000 | 896 |
| Pre-tax net operating income | $12,789,000 | 617 |
| Securities gains (losses) | $557,000 | 409 |
| Applicable income taxes | $4,346,000 | 502 |
| Income before extraordinary items | $9,000,000 | 716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,000,000 | 717 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,000,000 | 717 |
| Net charge-offs | $236,000 | 2,829 |
| Cash dividends | $153,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $22,320,000 | 16 |
| Net operating income | $8,626,810 | 718 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $24,998,000 | 745 |
| Total interest expense | $3,963,000 | 632 |
| Net interest income | $21,035,000 | 762 |
| Provision for loan and lease losses | $1,458,000 | 658 |
| Total noninterest income | $8,311,000 | 634 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $492,000 | 1,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,819,000 | 481 |
| Total noninterest expense | $18,691,000 | 817 |
| Salaries and employee benefits | $10,896,000 | 750 |
| Premises and equipment expense | $1,796,000 | 1,006 |
| Additional noninterest expense | $5,999,000 | 849 |
| Pre-tax net operating income | $9,197,000 | 659 |
| Securities gains (losses) | $518,000 | 399 |
| Applicable income taxes | $3,178,000 | 527 |
| Income before extraordinary items | $6,537,000 | 737 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,537,000 | 737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,537,000 | 739 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $115,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $22,146,000 | 8 |
| Net operating income | $6,189,940 | 757 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $16,455,000 | 751 |
| Total interest expense | $2,670,000 | 641 |
| Net interest income | $13,785,000 | 766 |
| Provision for loan and lease losses | $1,152,000 | 604 |
| Total noninterest income | $6,426,000 | 584 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $335,000 | 1,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,091,000 | 447 |
| Total noninterest expense | $12,844,000 | 796 |
| Salaries and employee benefits | $7,439,000 | 738 |
| Premises and equipment expense | $1,197,000 | 1,002 |
| Additional noninterest expense | $4,208,000 | 803 |
| Pre-tax net operating income | $6,215,000 | 627 |
| Securities gains (losses) | $526,000 | 351 |
| Applicable income taxes | $2,207,000 | 506 |
| Income before extraordinary items | $4,534,000 | 708 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,534,000 | 710 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,534,000 | 710 |
| Net charge-offs | $41,000 | 3,522 |
| Cash dividends | $76,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $19,206,000 | 10 |
| Net operating income | $4,181,580 | 718 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,114,000 | 766 |
| Total interest expense | $1,353,000 | 662 |
| Net interest income | $6,761,000 | 779 |
| Provision for loan and lease losses | $634,000 | 578 |
| Total noninterest income | $3,124,000 | 594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $167,000 | 1,871 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,957,000 | 460 |
| Total noninterest expense | $6,366,000 | 808 |
| Salaries and employee benefits | $3,678,000 | 749 |
| Premises and equipment expense | $601,000 | 1,018 |
| Additional noninterest expense | $2,087,000 | 816 |
| Pre-tax net operating income | $2,885,000 | 669 |
| Securities gains (losses) | $199,000 | 466 |
| Applicable income taxes | $1,042,000 | 531 |
| Income before extraordinary items | $2,042,000 | 765 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,042,000 | 766 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,042,000 | 767 |
| Net charge-offs | $51,000 | 2,405 |
| Cash dividends | $38,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 473 |
| Net operating income | $1,910,660 | 769 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $30,814,000 | 845 |
| Total interest expense | $6,147,000 | 704 |
| Net interest income | $24,667,000 | 870 |
| Provision for loan and lease losses | $3,410,000 | 694 |
| Total noninterest income | $12,882,000 | 564 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $72,000 | 5,858 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $12,810,000 | 416 |
| Total noninterest expense | $24,627,000 | 810 |
| Salaries and employee benefits | $13,647,000 | 769 |
| Premises and equipment expense | $2,248,000 | 1,061 |
| Additional noninterest expense | $8,732,000 | 803 |
| Pre-tax net operating income | $9,512,000 | 753 |
| Securities gains (losses) | $1,759,000 | 312 |
| Applicable income taxes | $3,625,000 | 535 |
| Income before extraordinary items | $7,646,000 | 787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,646,000 | 785 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,646,000 | 787 |
| Net charge-offs | $1,270,000 | 1,570 |
| Cash dividends | $289,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 626 |
| Net operating income | $6,449,880 | 868 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $22,595,000 | 879 |
| Total interest expense | $4,730,000 | 717 |
| Net interest income | $17,865,000 | 920 |
| Provision for loan and lease losses | $2,610,000 | 692 |
| Total noninterest income | $8,370,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $52,000 | 5,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,318,000 | 452 |
| Total noninterest expense | $16,456,000 | 919 |
| Salaries and employee benefits | $9,518,000 | 824 |
| Premises and equipment expense | $1,673,000 | 1,076 |
| Additional noninterest expense | $5,265,000 | 993 |
| Pre-tax net operating income | $7,169,000 | 783 |
| Securities gains (losses) | $1,513,000 | 269 |
| Applicable income taxes | $2,815,000 | 537 |
| Income before extraordinary items | $5,867,000 | 780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,867,000 | 778 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,867,000 | 780 |
| Net charge-offs | $946,000 | 1,523 |
| Cash dividends | $251,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 574 |
| Net operating income | $4,838,160 | 894 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,579,000 | 918 |
| Total interest expense | $3,247,000 | 732 |
| Net interest income | $11,332,000 | 972 |
| Provision for loan and lease losses | $1,810,000 | 688 |
| Total noninterest income | $5,027,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,995,000 | 474 |
| Total noninterest expense | $10,345,000 | 968 |
| Salaries and employee benefits | $5,973,000 | 869 |
| Premises and equipment expense | $1,146,000 | 1,032 |
| Additional noninterest expense | $3,226,000 | 1,067 |
| Pre-tax net operating income | $4,204,000 | 870 |
| Securities gains (losses) | $1,009,000 | 280 |
| Applicable income taxes | $1,692,000 | 583 |
| Income before extraordinary items | $3,521,000 | 859 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,521,000 | 857 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,521,000 | 859 |
| Net charge-offs | $940,000 | 1,192 |
| Cash dividends | $212,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 556 |
| Net operating income | $2,834,880 | 997 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 954 |
| Total interest expense | $1,655,000 | 732 |
| Net interest income | $5,485,000 | 998 |
| Provision for loan and lease losses | $960,000 | 643 |
| Total noninterest income | $2,215,000 | 737 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,199,000 | 511 |
| Total noninterest expense | $5,006,000 | 993 |
| Salaries and employee benefits | $2,815,000 | 923 |
| Premises and equipment expense | $609,000 | 986 |
| Additional noninterest expense | $1,582,000 | 1,079 |
| Pre-tax net operating income | $1,734,000 | 1,015 |
| Securities gains (losses) | $399,000 | 340 |
| Applicable income taxes | $690,000 | 667 |
| Income before extraordinary items | $1,443,000 | 1,036 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,443,000 | 1,038 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,443,000 | 1,037 |
| Net charge-offs | $29,000 | 3,446 |
| Cash dividends | $38,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 514 |
| Net operating income | $1,171,680 | 1,172 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,140,000 | 1,083 |
| Total interest expense | $6,895,000 | 872 |
| Net interest income | $19,245,000 | 1,162 |
| Provision for loan and lease losses | $2,037,000 | 1,544 |
| Total noninterest income | $6,421,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,345,000 | 596 |
| Total noninterest expense | $16,610,000 | 1,187 |
| Salaries and employee benefits | $9,986,000 | 983 |
| Premises and equipment expense | $1,876,000 | 1,327 |
| Additional noninterest expense | $4,748,000 | 1,444 |
| Pre-tax net operating income | $7,019,000 | 867 |
| Securities gains (losses) | $720,000 | 595 |
| Applicable income taxes | $2,601,000 | 640 |
| Income before extraordinary items | $5,138,000 | 978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,138,000 | 977 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,138,000 | 978 |
| Net charge-offs | $721,000 | 2,748 |
| Cash dividends | $77,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $15,385,000 | 52 |
| Net operating income | $4,662,800 | 1,027 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,908,000 | 1,141 |
| Total interest expense | $5,217,000 | 909 |
| Net interest income | $13,691,000 | 1,228 |
| Provision for loan and lease losses | $1,308,000 | 1,652 |
| Total noninterest income | $4,299,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,240,000 | 656 |
| Total noninterest expense | $11,866,000 | 1,247 |
| Salaries and employee benefits | $6,987,000 | 1,058 |
| Premises and equipment expense | $1,377,000 | 1,366 |
| Additional noninterest expense | $3,502,000 | 1,473 |
| Pre-tax net operating income | $4,816,000 | 961 |
| Securities gains (losses) | $345,000 | 837 |
| Applicable income taxes | $1,740,000 | 704 |
| Income before extraordinary items | $3,421,000 | 1,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,421,000 | 1,120 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,421,000 | 1,120 |
| Net charge-offs | $370,000 | 3,000 |
| Cash dividends | $39,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $15,365,000 | 43 |
| Net operating income | $3,193,300 | 1,143 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,178,000 | 1,199 |
| Total interest expense | $3,490,000 | 938 |
| Net interest income | $8,688,000 | 1,283 |
| Provision for loan and lease losses | $758,000 | 1,791 |
| Total noninterest income | $2,364,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,323,000 | 751 |
| Total noninterest expense | $7,536,000 | 1,321 |
| Salaries and employee benefits | $4,395,000 | 1,139 |
| Premises and equipment expense | $893,000 | 1,416 |
| Additional noninterest expense | $2,248,000 | 1,546 |
| Pre-tax net operating income | $2,758,000 | 1,080 |
| Securities gains (losses) | $150,000 | 883 |
| Applicable income taxes | $982,000 | 771 |
| Income before extraordinary items | $1,926,000 | 1,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,926,000 | 1,306 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,926,000 | 1,306 |
| Net charge-offs | $119,000 | 3,670 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $15,341,000 | 28 |
| Net operating income | $1,827,000 | 1,303 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 1,254 |
| Total interest expense | $1,720,000 | 990 |
| Net interest income | $4,098,000 | 1,359 |
| Provision for loan and lease losses | $360,000 | 1,752 |
| Total noninterest income | $843,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $820,000 | 947 |
| Total noninterest expense | $3,482,000 | 1,421 |
| Salaries and employee benefits | $2,067,000 | 1,221 |
| Premises and equipment expense | $434,000 | 1,486 |
| Additional noninterest expense | $981,000 | 1,735 |
| Pre-tax net operating income | $1,099,000 | 1,321 |
| Securities gains (losses) | $66,000 | 656 |
| Applicable income taxes | $399,000 | 893 |
| Income before extraordinary items | $766,000 | 1,546 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $766,000 | 1,546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $766,000 | 1,546 |
| Net charge-offs | $94,000 | 2,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 571 |
| Net operating income | $722,440 | 1,582 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,479,000 | 1,420 |
| Total interest expense | $6,463,000 | 1,284 |
| Net interest income | $15,016,000 | 1,493 |
| Provision for loan and lease losses | $2,002,000 | 2,065 |
| Total noninterest income | $5,694,000 | 972 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,622,000 | 678 |
| Total noninterest expense | $14,344,000 | 1,392 |
| Salaries and employee benefits | $8,574,000 | 1,144 |
| Premises and equipment expense | $1,564,000 | 1,647 |
| Additional noninterest expense | $4,206,000 | 1,709 |
| Pre-tax net operating income | $4,364,000 | 1,165 |
| Securities gains (losses) | $154,000 | 1,808 |
| Applicable income taxes | $-629,000 | 7,216 |
| Income before extraordinary items | $5,147,000 | 860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,147,000 | 860 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,147,000 | 861 |
| Net charge-offs | $739,000 | 3,102 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,231,000 | 136 |
| Net operating income | $4,993,000 | 850 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,521,000 | 1,524 |
| Total interest expense | $4,732,000 | 1,367 |
| Net interest income | $10,789,000 | 1,570 |
| Provision for loan and lease losses | $1,477,000 | 1,995 |
| Total noninterest income | $3,699,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $49,000 | 6,082 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,650,000 | 715 |
| Total noninterest expense | $9,910,000 | 1,491 |
| Salaries and employee benefits | $5,992,000 | 1,230 |
| Premises and equipment expense | $1,147,000 | 1,709 |
| Additional noninterest expense | $2,771,000 | 1,885 |
| Pre-tax net operating income | $3,101,000 | 1,283 |
| Securities gains (losses) | $153,000 | 1,584 |
| Applicable income taxes | $-1,061,000 | 7,509 |
| Income before extraordinary items | $4,315,000 | 799 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,315,000 | 797 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,315,000 | 800 |
| Net charge-offs | $230,000 | 4,061 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,162,000 | 790 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,852,000 | 1,614 |
| Total interest expense | $3,078,000 | 1,463 |
| Net interest income | $6,774,000 | 1,664 |
| Provision for loan and lease losses | $800,000 | 2,179 |
| Total noninterest income | $1,706,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,673,000 | 907 |
| Total noninterest expense | $6,086,000 | 1,621 |
| Salaries and employee benefits | $3,523,000 | 1,409 |
| Premises and equipment expense | $764,000 | 1,730 |
| Additional noninterest expense | $1,799,000 | 1,923 |
| Pre-tax net operating income | $1,594,000 | 1,635 |
| Securities gains (losses) | $96,000 | 1,448 |
| Applicable income taxes | $-1,603,000 | 7,675 |
| Income before extraordinary items | $3,293,000 | 687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,293,000 | 686 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,293,000 | 687 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,197,000 | 681 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 1,711 |
| Total interest expense | $1,448,000 | 1,622 |
| Net interest income | $3,263,000 | 1,744 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $591,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $571,000 | 1,170 |
| Total noninterest expense | $2,824,000 | 1,761 |
| Salaries and employee benefits | $1,636,000 | 1,522 |
| Premises and equipment expense | $383,000 | 1,773 |
| Additional noninterest expense | $805,000 | 2,110 |
| Pre-tax net operating income | $730,000 | 1,752 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,939,000 | 7,856 |
| Income before extraordinary items | $2,669,000 | 404 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,669,000 | 405 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,669,000 | 406 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,669,000 | 396 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,753,000 | 2,145 |
| Total interest expense | $5,164,000 | 2,194 |
| Net interest income | $10,589,000 | 2,074 |
| Provision for loan and lease losses | $2,021,000 | 2,463 |
| Total noninterest income | $3,830,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $85,000 | 5,961 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,745,000 | 895 |
| Total noninterest expense | $11,346,000 | 1,800 |
| Salaries and employee benefits | $6,608,000 | 1,516 |
| Premises and equipment expense | $1,377,000 | 1,954 |
| Additional noninterest expense | $3,361,000 | 2,136 |
| Pre-tax net operating income | $1,052,000 | 2,912 |
| Securities gains (losses) | $450,000 | 945 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,502,000 | 2,116 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,502,000 | 2,114 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,502,000 | 2,116 |
| Net charge-offs | $743,000 | 3,284 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,052,000 | 2,641 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,183,000 | 2,272 |
| Total interest expense | $3,810,000 | 2,326 |
| Net interest income | $7,373,000 | 2,222 |
| Provision for loan and lease losses | $1,595,000 | 2,149 |
| Total noninterest income | $3,049,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,981,000 | 862 |
| Total noninterest expense | $8,470,000 | 1,788 |
| Salaries and employee benefits | $4,962,000 | 1,530 |
| Premises and equipment expense | $1,011,000 | 2,003 |
| Additional noninterest expense | $2,497,000 | 2,113 |
| Pre-tax net operating income | $357,000 | 4,331 |
| Securities gains (losses) | $448,000 | 758 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $805,000 | 2,851 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $805,000 | 2,848 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $805,000 | 2,851 |
| Net charge-offs | $560,000 | 2,885 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $357,000 | 4,128 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 2,418 |
| Total interest expense | $2,480,000 | 2,474 |
| Net interest income | $4,627,000 | 2,355 |
| Provision for loan and lease losses | $833,000 | 2,286 |
| Total noninterest income | $2,189,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,142,000 | 838 |
| Total noninterest expense | $5,722,000 | 1,790 |
| Salaries and employee benefits | $3,363,000 | 1,528 |
| Premises and equipment expense | $661,000 | 2,068 |
| Additional noninterest expense | $1,698,000 | 2,082 |
| Pre-tax net operating income | $261,000 | 4,337 |
| Securities gains (losses) | $221,000 | 957 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $482,000 | 3,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $482,000 | 3,162 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $482,000 | 3,163 |
| Net charge-offs | $247,000 | 3,176 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $261,000 | 4,078 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 2,554 |
| Total interest expense | $1,230,000 | 2,571 |
| Net interest income | $2,178,000 | 2,476 |
| Provision for loan and lease losses | $483,000 | 1,805 |
| Total noninterest income | $1,015,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $992,000 | 857 |
| Total noninterest expense | $2,636,000 | 1,886 |
| Salaries and employee benefits | $1,634,000 | 1,591 |
| Premises and equipment expense | $329,000 | 2,119 |
| Additional noninterest expense | $673,000 | 2,304 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $143,000 | 824 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $217,000 | 3,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $217,000 | 3,727 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $217,000 | 3,728 |
| Net charge-offs | $154,000 | 2,388 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 3,405 |
| Total interest expense | $4,389,000 | 3,282 |
| Net interest income | $6,103,000 | 3,428 |
| Provision for loan and lease losses | $1,612,000 | 2,063 |
| Total noninterest income | $2,436,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,386,000 | 1,149 |
| Total noninterest expense | $8,633,000 | 2,214 |
| Salaries and employee benefits | $5,257,000 | 1,921 |
| Premises and equipment expense | $1,300,000 | 2,080 |
| Additional noninterest expense | $2,076,000 | 2,773 |
| Pre-tax net operating income | $-1,706,000 | 7,270 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,706,000 | 7,283 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,706,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,465 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,706,000 | 7,386 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 3,662 |
| Total interest expense | $3,032,000 | 3,593 |
| Net interest income | $4,266,000 | 3,641 |
| Provision for loan and lease losses | $1,348,000 | 1,531 |
| Total noninterest income | $1,657,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $31,000 | 6,807 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,626,000 | 1,286 |
| Total noninterest expense | $6,097,000 | 2,336 |
| Salaries and employee benefits | $3,504,000 | 2,201 |
| Premises and equipment expense | $954,000 | 2,132 |
| Additional noninterest expense | $1,639,000 | 2,560 |
| Pre-tax net operating income | $-1,522,000 | 7,737 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,522,000 | 7,710 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,522,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,522,000 | 7,805 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 3,987 |
| Total interest expense | $1,807,000 | 3,998 |
| Net interest income | $2,581,000 | 3,888 |
| Provision for loan and lease losses | $750,000 | 1,462 |
| Total noninterest income | $911,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $16,000 | 6,968 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $895,000 | 1,520 |
| Total noninterest expense | $3,842,000 | 2,463 |
| Salaries and employee benefits | $2,291,000 | 2,263 |
| Premises and equipment expense | $620,000 | 2,179 |
| Additional noninterest expense | $931,000 | 2,920 |
| Pre-tax net operating income | $-1,100,000 | 7,959 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,100,000 | 8,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,100,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,100,000 | 8,014 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 4,321 |
| Total interest expense | $812,000 | 4,470 |
| Net interest income | $1,191,000 | 4,125 |
| Provision for loan and lease losses | $345,000 | 1,266 |
| Total noninterest income | $469,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $463,000 | 1,489 |
| Total noninterest expense | $1,920,000 | 2,457 |
| Salaries and employee benefits | $1,199,000 | 2,195 |
| Premises and equipment expense | $305,000 | 2,229 |
| Additional noninterest expense | $416,000 | 3,195 |
| Pre-tax net operating income | $-605,000 | 8,150 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-605,000 | 8,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-605,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-605,000 | 8,182 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,829 |
| Total interest expense | $2,553,000 | 5,196 |
| Net interest income | $2,239,000 | 6,235 |
| Provision for loan and lease losses | $617,000 | 2,014 |
| Total noninterest income | $859,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $10,000 | 7,309 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $849,000 | 2,477 |
| Total noninterest expense | $5,868,000 | 3,019 |
| Salaries and employee benefits | $3,801,000 | 2,610 |
| Premises and equipment expense | $1,012,000 | 2,547 |
| Additional noninterest expense | $1,055,000 | 4,476 |
| Pre-tax net operating income | $-3,387,000 | 8,391 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,387,000 | 8,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,387,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $22,310,000 | 71 |
| Net operating income | $-3,387,000 | 8,404 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 6,221 |
| Total interest expense | $1,742,000 | 5,472 |
| Net interest income | $1,337,000 | 6,814 |
| Provision for loan and lease losses | $299,000 | 2,332 |
| Total noninterest income | $610,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,394 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $605,000 | 2,552 |
| Total noninterest expense | $4,159,000 | 3,141 |
| Salaries and employee benefits | $2,603,000 | 2,809 |
| Premises and equipment expense | $736,000 | 2,604 |
| Additional noninterest expense | $820,000 | 4,301 |
| Pre-tax net operating income | $-2,511,000 | 8,469 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,511,000 | 8,486 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,511,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,511,000 | 8,478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 6,529 |
| Total interest expense | $1,037,000 | 5,776 |
| Net interest income | $769,000 | 7,171 |
| Provision for loan and lease losses | $155,000 | 2,541 |
| Total noninterest income | $414,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $411,000 | 2,539 |
| Total noninterest expense | $2,472,000 | 3,472 |
| Salaries and employee benefits | $1,497,000 | 3,246 |
| Premises and equipment expense | $471,000 | 2,709 |
| Additional noninterest expense | $504,000 | 4,556 |
| Pre-tax net operating income | $-1,444,000 | 8,519 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,444,000 | 8,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,444,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,444,000 | 8,529 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 6,706 |
| Total interest expense | $485,000 | 5,941 |
| Net interest income | $361,000 | 7,335 |
| Provision for loan and lease losses | $51,000 | 3,056 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $228,000 | 2,357 |
| Total noninterest expense | $1,160,000 | 3,664 |
| Salaries and employee benefits | $697,000 | 3,467 |
| Premises and equipment expense | $221,000 | 2,869 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $-621,000 | 8,543 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-621,000 | 8,558 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-621,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-621,000 | 8,550 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 7,673 |
| Total interest expense | $827,000 | 7,271 |
| Net interest income | $1,005,000 | 7,841 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $204,000 | 6,895 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $203,000 | 5,102 |
| Total noninterest expense | $2,994,000 | 4,891 |
| Salaries and employee benefits | $1,576,000 | 5,029 |
| Premises and equipment expense | $471,000 | 4,440 |
| Additional noninterest expense | $947,000 | 4,688 |
| Pre-tax net operating income | $-1,965,000 | 8,578 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,965,000 | 8,596 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,965,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 771 |
| Net operating income | $-1,965,000 | 8,588 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 8,070 |
| Total interest expense | $380,000 | 7,935 |
| Net interest income | $675,000 | 8,065 |
| Provision for loan and lease losses | $141,000 | 3,505 |
| Total noninterest income | $53,000 | 8,119 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,878 |
| Total noninterest expense | $1,847,000 | 5,506 |
| Salaries and employee benefits | $1,013,000 | 5,515 |
| Premises and equipment expense | $283,000 | 5,129 |
| Additional noninterest expense | $551,000 | 5,486 |
| Pre-tax net operating income | $-1,260,000 | 8,629 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,260,000 | 8,642 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,260,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,260,000 | 8,635 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 8,320 |
| Total interest expense | $152,000 | 8,349 |
| Net interest income | $394,000 | 8,237 |
| Provision for loan and lease losses | $79,000 | 3,741 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,134,000 | 5,786 |
| Salaries and employee benefits | $575,000 | 6,036 |
| Premises and equipment expense | $181,000 | 5,240 |
| Additional noninterest expense | $378,000 | 5,403 |
| Pre-tax net operating income | $-819,000 | 8,660 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-819,000 | 8,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-819,000 | 8,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-819,000 | 8,666 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,524 |
| Total interest expense | $28,000 | 8,640 |
| Net interest income | $177,000 | 8,357 |
| Provision for loan and lease losses | $39,000 | 3,587 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $534,000 | 5,981 |
| Salaries and employee benefits | $249,000 | 6,465 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $187,000 | 5,392 |
| Pre-tax net operating income | $-396,000 | 8,665 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-396,000 | 8,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-396,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-396,000 | 8,669 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $159,000 | 8,773 |
| Total interest expense | $6,000 | 8,797 |
| Net interest income | $153,000 | 8,758 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $961,000 | 7,812 |
| Salaries and employee benefits | $446,000 | 8,066 |
| Premises and equipment expense | $164,000 | 7,123 |
| Additional noninterest expense | $351,000 | 7,344 |
| Pre-tax net operating income | $-814,000 | 8,594 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-814,000 | 8,628 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-814,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $14,732,000 | 120 |
| Net operating income | $-814,000 | 8,610 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.