Home > Virginia Heartland Bank > Assets and Liabilities
Virginia Heartland Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 67 | 2,621 |
| Assets and Liabilities | ||
| Total Assets: | $291,137,000 | 2,244 |
| Cash and due from depository institutions | $7,348,000 | 2,621 |
| Interest-bearing balances | $43,000 | 5,546 |
| Securities | $27,420,000 | 3,684 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 5,907 |
| Net loans & leases | $241,963,000 | 1,876 |
| Loan loss allowance | $2,586,000 | 2,000 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,523,000 | 1,603 |
| Other real estate owned | $0 | 2,621 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,533,000 | 2,459 |
| Life insurance assets | $1,432,000 | 2,580 |
| Total liabilities and capital | $291,137,000 | 2,244 |
| Total liabilities | $265,162,000 | 2,196 |
| Total deposits | $234,549,000 | 2,238 |
| Interest-bearing deposits | $217,491,000 | 2,077 |
| Deposits held in domestic offices | $234,549,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,291 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,113,000 | 2,288 |
| Total equity capital | $25,975,000 | 2,545 |
| Total bank equity capital | $25,975,000 | 2,545 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,321,000 | 1,761 |
| Surplus | $8,603,000 | 2,728 |
| Undivided profits | $15,051,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,155,000 | 3,503 |
| Earning assets | $269,776,000 | 2,212 |
| Long-term assets (5+ years) | $54,585,000 | 1,754 |
| Average Assets, year-to-date | $287,059,600 | 2,175 |
| Average Assets, quarterly | $292,866,500 | 2,201 |
| Volatile liabilities | $70,138,000 | 2,033 |
| Insider loans | $6,045,000 | 1,187 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $1,654,000 | 768 |
| Unused loan commitments | $36,584,000 | 2,267 |
| Tier 1 (core) risk-based capital | $26,107,000 | 2,413 |
| Tier 2 risk-based capital | $2,586,000 | 1,929 |
| Total risk weighted assets | $246,360,000 | 1,939 |
| Total unused commitments | $36,584,000 | 2,268 |
| Derivatives | $2,801,000 | 689 |
| 2006-09-30 | Rank | |
| # of Employees: | 64 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $294,596,000 | 2,195 |
| Cash and due from depository institutions | $7,057,000 | 2,747 |
| Interest-bearing balances | $73,000 | 5,190 |
| Securities | $28,898,000 | 3,589 |
| Federal funds sold & reverse repurchase agreements | $1,753,000 | 4,049 |
| Net loans & leases | $245,143,000 | 1,850 |
| Loan loss allowance | $2,570,000 | 2,009 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,516,000 | 2,152 |
| Other real estate owned | $0 | 2,747 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,229,000 | 2,542 |
| Life insurance assets | $1,412,000 | 2,568 |
| Total liabilities and capital | $294,596,000 | 2,195 |
| Total liabilities | $269,639,000 | 2,143 |
| Total deposits | $247,571,000 | 2,088 |
| Interest-bearing deposits | $234,551,000 | 1,908 |
| Deposits held in domestic offices | $247,571,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,068,000 | 2,277 |
| Total equity capital | $24,957,000 | 2,616 |
| Total bank equity capital | $24,957,000 | 2,616 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,321,000 | 1,761 |
| Surplus | $8,603,000 | 2,702 |
| Undivided profits | $14,033,000 | 2,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,195,000 | 3,406 |
| Earning assets | $275,867,000 | 2,148 |
| Long-term assets (5+ years) | $58,287,000 | 1,654 |
| Average Assets, year-to-date | $286,040,250 | 2,183 |
| Average Assets, quarterly | $292,006,000 | 2,191 |
| Volatile liabilities | $59,664,000 | 2,298 |
| Insider loans | $8,483,000 | 817 |
| FHLB advances | $20,000,000 | 1,671 |
| Loans and leases held for sale | $1,788,000 | 712 |
| Unused loan commitments | $38,479,000 | 2,214 |
| Tier 1 (core) risk-based capital | $25,124,000 | 2,489 |
| Tier 2 risk-based capital | $2,570,000 | 1,941 |
| Total risk weighted assets | $247,364,000 | 1,915 |
| Total unused commitments | $38,479,000 | 2,215 |
| Derivatives | $1,949,000 | 758 |
| 2006-06-30 | Rank | |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $289,416,000 | 2,208 |
| Cash and due from depository institutions | $13,517,000 | 2,645 |
| Interest-bearing balances | $105,000 | 4,714 |
| Securities | $26,947,000 | 3,757 |
| Federal funds sold & reverse repurchase agreements | $118,000 | 5,622 |
| Net loans & leases | $238,460,000 | 1,867 |
| Loan loss allowance | $2,539,000 | 2,009 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,301,000 | 2,207 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,073,000 | 2,946 |
| Life insurance assets | $385,000 | 3,488 |
| Total liabilities and capital | $289,415,000 | 2,208 |
| Total liabilities | $264,120,000 | 2,170 |
| Total deposits | $240,686,000 | 2,129 |
| Interest-bearing deposits | $225,571,000 | 1,947 |
| Deposits held in domestic offices | $240,686,000 | 2,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,640 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,000,000 | 1,782 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,934,000 | 2,209 |
| Total equity capital | $25,295,000 | 2,497 |
| Total bank equity capital | $25,295,000 | 2,497 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,321,000 | 1,754 |
| Surplus | $8,604,000 | 2,642 |
| Undivided profits | $14,370,000 | 2,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 5,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,001,000 | 3,613 |
| Earning assets | $265,630,000 | 2,208 |
| Long-term assets (5+ years) | $56,884,000 | 1,669 |
| Average Assets, year-to-date | $283,188,330 | 2,205 |
| Average Assets, quarterly | $285,272,500 | 2,212 |
| Volatile liabilities | $59,043,000 | 2,269 |
| Insider loans | $7,998,000 | 862 |
| FHLB advances | $20,000,000 | 1,673 |
| Loans and leases held for sale | $800,000 | 1,009 |
| Unused loan commitments | $47,856,000 | 1,916 |
| Tier 1 (core) risk-based capital | $25,603,000 | 2,409 |
| Tier 2 risk-based capital | $2,539,000 | 1,941 |
| Total risk weighted assets | $244,709,000 | 1,899 |
| Total unused commitments | $47,856,000 | 1,916 |
| Derivatives | $2,958,000 | 690 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $281,129,000 | 2,239 |
| Cash and due from depository institutions | $7,219,000 | 2,689 |
| Interest-bearing balances | $41,000 | 5,716 |
| Securities | $26,540,000 | 3,854 |
| Federal funds sold & reverse repurchase agreements | $261,000 | 5,932 |
| Net loans & leases | $233,100,000 | 1,858 |
| Loan loss allowance | $2,518,000 | 1,998 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,138,000 | 1,237 |
| Other real estate owned | $0 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,871,000 | 2,966 |
| Life insurance assets | $392,000 | 3,445 |
| Total liabilities and capital | $281,129,000 | 2,239 |
| Total liabilities | $256,831,000 | 2,199 |
| Total deposits | $231,258,000 | 2,202 |
| Interest-bearing deposits | $215,913,000 | 2,010 |
| Deposits held in domestic offices | $231,258,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 972 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,073,000 | 2,117 |
| Total equity capital | $24,298,000 | 2,557 |
| Total bank equity capital | $24,298,000 | 2,557 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,321,000 | 1,741 |
| Surplus | $8,604,000 | 2,579 |
| Undivided profits | $13,373,000 | 2,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 5,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,128,000 | 3,079 |
| Earning assets | $259,942,000 | 2,225 |
| Long-term assets (5+ years) | $57,050,000 | 1,639 |
| Average Assets, year-to-date | $280,074,500 | 2,225 |
| Average Assets, quarterly | $280,074,500 | 2,225 |
| Volatile liabilities | $62,291,000 | 2,102 |
| Insider loans | $7,125,000 | 939 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $2,537,000 | 523 |
| Unused loan commitments | $35,293,000 | 2,326 |
| Tier 1 (core) risk-based capital | $24,529,000 | 2,459 |
| Tier 2 risk-based capital | $2,518,000 | 1,913 |
| Total risk weighted assets | $243,299,000 | 1,854 |
| Total unused commitments | $35,293,000 | 2,328 |
| Derivatives | $2,126,000 | 707 |
| 2005-12-31 | Rank | |
| # of Employees: | 68 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $279,020,000 | 2,226 |
| Cash and due from depository institutions | $4,048,000 | 2,569 |
| Interest-bearing balances | $38,000 | 5,825 |
| Securities | $26,948,000 | 3,852 |
| Federal funds sold & reverse repurchase agreements | $244,000 | 5,730 |
| Net loans & leases | $234,685,000 | 1,818 |
| Loan loss allowance | $2,473,000 | 2,001 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,876,000 | 1,261 |
| Other real estate owned | $0 | 2,569 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,219,000 | 3,269 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $279,020,000 | 2,226 |
| Total liabilities | $255,634,000 | 2,190 |
| Total deposits | $229,312,000 | 2,201 |
| Interest-bearing deposits | $213,618,000 | 1,984 |
| Deposits held in domestic offices | $229,312,000 | 2,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,450,000 | 842 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 3,182 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,872,000 | 2,242 |
| Total equity capital | $23,386,000 | 2,601 |
| Total bank equity capital | $23,386,000 | 2,601 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,321,000 | 1,730 |
| Surplus | $8,604,000 | 2,549 |
| Undivided profits | $12,461,000 | 2,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 4,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,039,000 | 3,343 |
| Earning assets | $261,915,000 | 2,177 |
| Long-term assets (5+ years) | $58,754,000 | 1,581 |
| Average Assets, year-to-date | $261,729,400 | 2,262 |
| Average Assets, quarterly | $277,703,000 | 2,208 |
| Volatile liabilities | $63,575,000 | 2,013 |
| Insider loans | $4,290,000 | 1,548 |
| FHLB advances | $7,000,000 | 3,026 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $35,334,000 | 2,263 |
| Tier 1 (core) risk-based capital | $23,559,000 | 2,502 |
| Tier 2 risk-based capital | $2,473,000 | 1,921 |
| Total risk weighted assets | $237,190,000 | 1,862 |
| Total unused commitments | $35,334,000 | 2,263 |
| Derivatives | $3,895,000 | 597 |
| 2005-09-30 | Rank | |
| # of Employees: | 77 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $276,386,000 | 2,208 |
| Cash and due from depository institutions | $6,892,000 | 2,247 |
| Interest-bearing balances | $51,000 | 5,657 |
| Securities | $21,781,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $143,000 | 5,659 |
| Net loans & leases | $234,552,000 | 1,786 |
| Loan loss allowance | $2,443,000 | 1,994 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,793,000 | 1,224 |
| Other real estate owned | $0 | 2,247 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,225,000 | 3,204 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $276,386,000 | 2,208 |
| Total liabilities | $253,747,000 | 2,158 |
| Total deposits | $235,119,000 | 2,099 |
| Interest-bearing deposits | $216,603,000 | 1,912 |
| Deposits held in domestic offices | $235,119,000 | 2,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,700,000 | 1,155 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,000,000 | 3,213 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,928,000 | 2,130 |
| Total equity capital | $22,639,000 | 2,662 |
| Total bank equity capital | $22,639,000 | 2,662 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,321,000 | 1,700 |
| Surplus | $8,604,000 | 2,492 |
| Undivided profits | $11,714,000 | 2,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,024,000 | 3,358 |
| Earning assets | $256,527,000 | 2,177 |
| Long-term assets (5+ years) | $55,295,000 | 1,633 |
| Average Assets, year-to-date | $257,406,750 | 2,294 |
| Average Assets, quarterly | $267,313,000 | 2,267 |
| Volatile liabilities | $50,644,000 | 2,358 |
| Insider loans | $4,221,000 | 1,551 |
| FHLB advances | $7,000,000 | 3,060 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $38,496,000 | 2,119 |
| Tier 1 (core) risk-based capital | $22,696,000 | 2,555 |
| Tier 2 risk-based capital | $2,443,000 | 1,913 |
| Total risk weighted assets | $237,641,000 | 1,819 |
| Total unused commitments | $38,496,000 | 2,121 |
| Derivatives | $3,315,000 | 610 |
| 2005-06-30 | Rank | |
| # of Employees: | 81 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $258,240,000 | 2,324 |
| Cash and due from depository institutions | $5,730,000 | 2,125 |
| Interest-bearing balances | $70,000 | 5,465 |
| Securities | $22,442,000 | 4,322 |
| Federal funds sold & reverse repurchase agreements | $7,675,000 | 1,495 |
| Net loans & leases | $214,564,000 | 1,878 |
| Loan loss allowance | $2,409,000 | 1,999 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,170,000 | 2,544 |
| Other real estate owned | $0 | 2,125 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,659,000 | 3,441 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $258,240,000 | 2,324 |
| Total liabilities | $236,477,000 | 2,268 |
| Total deposits | $232,879,000 | 2,070 |
| Interest-bearing deposits | $205,027,000 | 1,980 |
| Deposits held in domestic offices | $232,879,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,020,000 | 4,630 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,578,000 | 2,342 |
| Total equity capital | $21,763,000 | 2,717 |
| Total bank equity capital | $21,763,000 | 2,717 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,321,000 | 1,682 |
| Surplus | $8,604,000 | 2,441 |
| Undivided profits | $10,838,000 | 2,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 4,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $831,000 | 3,722 |
| Earning assets | $244,751,000 | 2,241 |
| Long-term assets (5+ years) | $53,457,000 | 1,709 |
| Average Assets, year-to-date | $251,080,330 | 2,327 |
| Average Assets, quarterly | $255,394,500 | 2,313 |
| Volatile liabilities | $42,211,000 | 2,587 |
| Insider loans | $5,552,000 | 1,136 |
| FHLB advances | $2,020,000 | 4,463 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $32,450,000 | 2,311 |
| Tier 1 (core) risk-based capital | $21,687,000 | 2,599 |
| Tier 2 risk-based capital | $2,409,000 | 1,912 |
| Total risk weighted assets | $215,340,000 | 1,947 |
| Total unused commitments | $32,450,000 | 2,313 |
| Derivatives | $2,294,000 | 616 |
| 2005-03-31 | Rank | |
| # of Employees: | 83 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $252,549,000 | 2,341 |
| Cash and due from depository institutions | $8,403,000 | 2,061 |
| Interest-bearing balances | $94,000 | 5,300 |
| Securities | $25,444,000 | 4,054 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 5,963 |
| Net loans & leases | $210,411,000 | 1,877 |
| Loan loss allowance | $2,384,000 | 1,997 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,197,000 | 2,486 |
| Other real estate owned | $0 | 2,061 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,864,000 | 3,271 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $252,549,000 | 2,341 |
| Total liabilities | $231,720,000 | 2,299 |
| Total deposits | $226,217,000 | 2,116 |
| Interest-bearing deposits | $177,309,000 | 2,293 |
| Deposits held in domestic offices | $226,217,000 | 2,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,369 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,040,000 | 4,501 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,963,000 | 1,993 |
| Total equity capital | $20,829,000 | 2,759 |
| Total bank equity capital | $20,829,000 | 2,759 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,321,000 | 1,683 |
| Surplus | $8,604,000 | 2,394 |
| Undivided profits | $9,904,000 | 2,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $975,000 | 3,123 |
| Earning assets | $236,179,000 | 2,300 |
| Long-term assets (5+ years) | $59,786,000 | 1,592 |
| Average Assets, year-to-date | $247,500,500 | 2,370 |
| Average Assets, quarterly | $247,500,500 | 2,370 |
| Volatile liabilities | $40,862,000 | 2,564 |
| Insider loans | $5,589,000 | 1,100 |
| FHLB advances | $2,040,000 | 4,325 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,124,000 | 2,187 |
| Tier 1 (core) risk-based capital | $20,708,000 | 2,668 |
| Tier 2 risk-based capital | $2,384,000 | 1,910 |
| Total risk weighted assets | $212,609,000 | 1,926 |
| Total unused commitments | $34,124,000 | 2,192 |
| Derivatives | $2,557,000 | 564 |
| 2004-12-31 | Rank | |
| # of Employees: | 76 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $242,452,000 | 2,415 |
| Cash and due from depository institutions | $4,820,000 | 2,247 |
| Interest-bearing balances | $109,000 | 4,953 |
| Securities | $29,481,000 | 3,679 |
| Federal funds sold & reverse repurchase agreements | $640,000 | 5,278 |
| Net loans & leases | $199,852,000 | 1,951 |
| Loan loss allowance | $2,303,000 | 2,040 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,204,000 | 2,472 |
| Other real estate owned | $5,000 | 2,247 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,450,000 | 3,469 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $242,452,000 | 2,415 |
| Total liabilities | $222,125,000 | 2,378 |
| Total deposits | $218,310,000 | 2,150 |
| Interest-bearing deposits | $175,389,000 | 2,282 |
| Deposits held in domestic offices | $218,310,000 | 2,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,060,000 | 4,545 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,755,000 | 2,126 |
| Total equity capital | $20,327,000 | 2,804 |
| Total bank equity capital | $20,327,000 | 2,804 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,321,000 | 1,665 |
| Surplus | $8,604,000 | 2,344 |
| Undivided profits | $9,402,000 | 3,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 4,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $769,000 | 3,824 |
| Earning assets | $230,082,000 | 2,339 |
| Long-term assets (5+ years) | $62,400,000 | 1,583 |
| Average Assets, year-to-date | $232,432,600 | 2,403 |
| Average Assets, quarterly | $239,306,500 | 2,418 |
| Volatile liabilities | $35,974,000 | 2,774 |
| Insider loans | $5,645,000 | 1,078 |
| FHLB advances | $2,060,000 | 4,347 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $39,484,000 | 1,916 |
| Tier 1 (core) risk-based capital | $20,137,000 | 2,691 |
| Tier 2 risk-based capital | $2,303,000 | 1,953 |
| Total risk weighted assets | $203,570,000 | 1,985 |
| Total unused commitments | $39,484,000 | 1,917 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $236,161,000 | 2,451 |
| Cash and due from depository institutions | $6,434,000 | 2,244 |
| Interest-bearing balances | $31,000 | 6,068 |
| Securities | $30,674,000 | 3,565 |
| Federal funds sold & reverse repurchase agreements | $131,000 | 5,675 |
| Net loans & leases | $190,773,000 | 2,008 |
| Loan loss allowance | $2,314,000 | 2,026 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,259,000 | 2,401 |
| Other real estate owned | $5,000 | 2,244 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,885,000 | 3,162 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $236,161,000 | 2,451 |
| Total liabilities | $216,680,000 | 2,406 |
| Total deposits | $211,988,000 | 2,186 |
| Interest-bearing deposits | $171,897,000 | 2,281 |
| Deposits held in domestic offices | $211,988,000 | 2,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,191 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,080,000 | 4,524 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,112,000 | 1,838 |
| Total equity capital | $19,481,000 | 2,895 |
| Total bank equity capital | $19,481,000 | 2,895 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,321,000 | 1,658 |
| Surplus | $8,604,000 | 2,306 |
| Undivided profits | $8,556,000 | 3,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $876,000 | 3,558 |
| Earning assets | $221,609,000 | 2,400 |
| Long-term assets (5+ years) | $67,838,000 | 1,481 |
| Average Assets, year-to-date | $229,927,750 | 2,416 |
| Average Assets, quarterly | $232,192,000 | 2,463 |
| Volatile liabilities | $34,757,000 | 2,783 |
| Insider loans | $5,020,000 | 1,163 |
| FHLB advances | $2,080,000 | 4,338 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,991,000 | 2,068 |
| Tier 1 (core) risk-based capital | $19,095,000 | 2,805 |
| Tier 2 risk-based capital | $2,372,000 | 1,866 |
| Total risk weighted assets | $194,465,000 | 2,042 |
| Total unused commitments | $34,991,000 | 2,073 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $228,223,000 | 2,486 |
| Cash and due from depository institutions | $2,332,000 | 2,259 |
| Interest-bearing balances | $57,000 | 5,737 |
| Securities | $32,838,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $173,000 | 5,554 |
| Net loans & leases | $184,847,000 | 1,997 |
| Loan loss allowance | $2,267,000 | 2,045 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,268,000 | 2,355 |
| Other real estate owned | $5,000 | 2,259 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,760,000 | 3,212 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $228,223,000 | 2,486 |
| Total liabilities | $209,886,000 | 2,447 |
| Total deposits | $201,834,000 | 2,277 |
| Interest-bearing deposits | $161,378,000 | 2,400 |
| Deposits held in domestic offices | $201,834,000 | 2,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,059,000 | 1,808 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,100,000 | 4,491 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,893,000 | 1,842 |
| Total equity capital | $18,337,000 | 2,941 |
| Total bank equity capital | $18,337,000 | 2,941 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,321,000 | 1,663 |
| Surplus | $8,604,000 | 2,277 |
| Undivided profits | $7,412,000 | 3,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $778,000 | 3,706 |
| Earning assets | $217,915,000 | 2,400 |
| Long-term assets (5+ years) | $74,295,000 | 1,424 |
| Average Assets, year-to-date | $227,850,000 | 2,435 |
| Average Assets, quarterly | $230,687,500 | 2,437 |
| Volatile liabilities | $35,261,000 | 2,681 |
| Insider loans | $5,244,000 | 1,073 |
| FHLB advances | $2,100,000 | 4,321 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $32,079,000 | 2,180 |
| Tier 1 (core) risk-based capital | $18,264,000 | 2,876 |
| Tier 2 risk-based capital | $2,323,000 | 1,878 |
| Total risk weighted assets | $190,560,000 | 2,026 |
| Total unused commitments | $32,079,000 | 2,186 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $233,152,000 | 2,413 |
| Cash and due from depository institutions | $9,981,000 | 2,143 |
| Interest-bearing balances | $85,000 | 5,584 |
| Securities | $37,399,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $426,000 | 6,239 |
| Net loans & leases | $177,479,000 | 2,025 |
| Loan loss allowance | $2,235,000 | 2,051 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,260,000 | 2,325 |
| Other real estate owned | $5,000 | 2,143 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,602,000 | 3,167 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $233,152,000 | 2,413 |
| Total liabilities | $214,929,000 | 2,359 |
| Total deposits | $198,564,000 | 2,287 |
| Interest-bearing deposits | $155,430,000 | 2,493 |
| Deposits held in domestic offices | $198,564,000 | 2,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,818,000 | 978 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,120,000 | 4,311 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,427,000 | 1,696 |
| Total equity capital | $18,223,000 | 3,011 |
| Total bank equity capital | $18,223,000 | 3,011 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,321,000 | 1,657 |
| Surplus | $8,604,000 | 2,244 |
| Undivided profits | $7,298,000 | 3,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $936,000 | 3,076 |
| Earning assets | $215,389,000 | 2,400 |
| Long-term assets (5+ years) | $74,573,000 | 1,380 |
| Average Assets, year-to-date | $227,663,500 | 2,432 |
| Average Assets, quarterly | $227,663,500 | 2,432 |
| Volatile liabilities | $42,694,000 | 2,247 |
| Insider loans | $5,382,000 | 1,037 |
| FHLB advances | $2,120,000 | 4,139 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,455,000 | 2,143 |
| Tier 1 (core) risk-based capital | $17,507,000 | 2,947 |
| Tier 2 risk-based capital | $2,288,000 | 1,888 |
| Total risk weighted assets | $184,365,000 | 2,051 |
| Total unused commitments | $31,455,000 | 2,148 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $222,175,000 | 2,518 |
| Cash and due from depository institutions | $6,800,000 | 2,242 |
| Interest-bearing balances | $171,000 | 4,749 |
| Securities | $37,703,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $480,000 | 5,630 |
| Net loans & leases | $169,563,000 | 2,119 |
| Loan loss allowance | $2,157,000 | 2,112 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,318,000 | 2,277 |
| Other real estate owned | $10,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,301,000 | 3,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,175,000 | 2,518 |
| Total liabilities | $204,833,000 | 2,462 |
| Total deposits | $195,476,000 | 2,313 |
| Interest-bearing deposits | $155,361,000 | 2,463 |
| Deposits held in domestic offices | $195,476,000 | 2,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,059,000 | 1,351 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $140,000 | 5,501 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,158,000 | 1,765 |
| Total equity capital | $17,342,000 | 3,079 |
| Total bank equity capital | $17,342,000 | 3,079 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,321,000 | 1,664 |
| Surplus | $8,604,000 | 2,218 |
| Undivided profits | $6,417,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $819,000 | 3,604 |
| Earning assets | $207,917,000 | 2,471 |
| Long-term assets (5+ years) | $72,334,000 | 1,436 |
| Average Assets, year-to-date | $209,453,200 | 2,583 |
| Average Assets, quarterly | $218,986,500 | 2,526 |
| Volatile liabilities | $37,711,000 | 2,474 |
| Insider loans | $6,178,000 | 875 |
| FHLB advances | $140,000 | 5,122 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,018,000 | 2,255 |
| Tier 1 (core) risk-based capital | $16,808,000 | 3,037 |
| Tier 2 risk-based capital | $2,208,000 | 1,928 |
| Total risk weighted assets | $174,714,000 | 2,133 |
| Total unused commitments | $28,018,000 | 2,258 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $215,798,000 | 2,581 |
| Cash and due from depository institutions | $4,844,000 | 2,280 |
| Interest-bearing balances | $188,000 | 4,802 |
| Securities | $40,666,000 | 2,891 |
| Federal funds sold & reverse repurchase agreements | $172,000 | 6,367 |
| Net loans & leases | $162,144,000 | 2,186 |
| Loan loss allowance | $2,107,000 | 2,164 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,531,000 | 2,146 |
| Other real estate owned | $10,000 | 2,280 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,431,000 | 3,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,798,000 | 2,581 |
| Total liabilities | $199,191,000 | 2,526 |
| Total deposits | $190,568,000 | 2,381 |
| Interest-bearing deposits | $153,598,000 | 2,496 |
| Deposits held in domestic offices | $190,568,000 | 2,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,425,000 | 1,382 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $160,000 | 5,449 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,038,000 | 1,894 |
| Total equity capital | $16,607,000 | 3,213 |
| Total bank equity capital | $16,607,000 | 3,213 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,321,000 | 1,663 |
| Surplus | $8,604,000 | 2,186 |
| Undivided profits | $5,682,000 | 4,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,053,000 | 3,002 |
| Earning assets | $203,170,000 | 2,529 |
| Long-term assets (5+ years) | $76,317,000 | 1,376 |
| Average Assets, year-to-date | $206,272,750 | 2,635 |
| Average Assets, quarterly | $212,509,500 | 2,610 |
| Volatile liabilities | $37,268,000 | 2,448 |
| Insider loans | $6,065,000 | 874 |
| FHLB advances | $160,000 | 5,075 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,283,000 | 2,562 |
| Tier 1 (core) risk-based capital | $16,082,000 | 3,154 |
| Tier 2 risk-based capital | $2,064,000 | 2,035 |
| Total risk weighted assets | $161,444,000 | 2,283 |
| Total unused commitments | $23,283,000 | 2,565 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 78 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $209,221,000 | 2,647 |
| Cash and due from depository institutions | $7,041,000 | 2,230 |
| Interest-bearing balances | $205,000 | 4,722 |
| Securities | $40,108,000 | 2,871 |
| Federal funds sold & reverse repurchase agreements | $897,000 | 5,916 |
| Net loans & leases | $153,409,000 | 2,251 |
| Loan loss allowance | $2,069,000 | 2,166 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,619,000 | 2,073 |
| Other real estate owned | $193,000 | 2,230 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,954,000 | 3,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,221,000 | 2,647 |
| Total liabilities | $190,611,000 | 2,610 |
| Total deposits | $188,724,000 | 2,389 |
| Interest-bearing deposits | $149,347,000 | 2,556 |
| Deposits held in domestic offices | $188,724,000 | 2,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $180,000 | 5,523 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,707,000 | 2,268 |
| Total equity capital | $18,610,000 | 2,897 |
| Total bank equity capital | $18,610,000 | 2,897 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,321,000 | 1,657 |
| Surplus | $8,604,000 | 2,149 |
| Undivided profits | $7,685,000 | 3,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 6,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $869,000 | 3,445 |
| Earning assets | $194,619,000 | 2,602 |
| Long-term assets (5+ years) | $72,537,000 | 1,371 |
| Average Assets, year-to-date | $203,097,670 | 2,663 |
| Average Assets, quarterly | $206,551,000 | 2,651 |
| Volatile liabilities | $30,278,000 | 2,814 |
| Insider loans | $6,392,000 | 802 |
| FHLB advances | $180,000 | 5,041 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,933,000 | 3,023 |
| Tier 1 (core) risk-based capital | $17,614,000 | 2,847 |
| Tier 2 risk-based capital | $1,965,000 | 2,084 |
| Total risk weighted assets | $153,648,000 | 2,352 |
| Total unused commitments | $17,933,000 | 3,032 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 78 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $203,881,000 | 2,675 |
| Cash and due from depository institutions | $6,033,000 | 2,207 |
| Interest-bearing balances | $222,000 | 4,558 |
| Securities | $34,073,000 | 3,198 |
| Federal funds sold & reverse repurchase agreements | $4,610,000 | 3,368 |
| Net loans & leases | $151,485,000 | 2,257 |
| Loan loss allowance | $2,018,000 | 2,164 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,653,000 | 2,019 |
| Other real estate owned | $36,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,991,000 | 3,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,881,000 | 2,675 |
| Total liabilities | $185,722,000 | 2,647 |
| Total deposits | $183,433,000 | 2,429 |
| Interest-bearing deposits | $147,578,000 | 2,590 |
| Deposits held in domestic offices | $183,433,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $200,000 | 5,338 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,089,000 | 1,975 |
| Total equity capital | $18,159,000 | 2,887 |
| Total bank equity capital | $18,159,000 | 2,887 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,321,000 | 1,668 |
| Surplus | $8,604,000 | 2,115 |
| Undivided profits | $7,234,000 | 3,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $977,000 | 3,113 |
| Earning assets | $190,390,000 | 2,628 |
| Long-term assets (5+ years) | $62,315,000 | 1,508 |
| Average Assets, year-to-date | $200,036,000 | 2,693 |
| Average Assets, quarterly | $200,036,000 | 2,693 |
| Volatile liabilities | $28,814,000 | 2,900 |
| Insider loans | $6,681,000 | 765 |
| FHLB advances | $200,000 | 4,980 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,905,000 | 2,901 |
| Tier 1 (core) risk-based capital | $17,382,000 | 2,835 |
| Tier 2 risk-based capital | $2,031,000 | 1,978 |
| Total risk weighted assets | $158,676,000 | 2,241 |
| Total unused commitments | $17,905,000 | 2,912 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 75 | 2,294 |
| Assets and Liabilities | ||
| Total Assets: | $196,191,000 | 2,719 |
| Cash and due from depository institutions | $5,953,000 | 2,294 |
| Interest-bearing balances | $250,000 | 4,383 |
| Securities | $30,194,000 | 3,515 |
| Federal funds sold & reverse repurchase agreements | $8,998,000 | 1,620 |
| Net loans & leases | $143,397,000 | 2,351 |
| Loan loss allowance | $1,998,000 | 2,142 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,725,000 | 1,956 |
| Other real estate owned | $36,000 | 2,294 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,888,000 | 3,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,191,000 | 2,719 |
| Total liabilities | $177,982,000 | 2,682 |
| Total deposits | $175,948,000 | 2,465 |
| Interest-bearing deposits | $143,537,000 | 2,597 |
| Deposits held in domestic offices | $175,948,000 | 2,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $220,000 | 5,468 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,814,000 | 2,186 |
| Total equity capital | $18,209,000 | 2,864 |
| Total bank equity capital | $18,209,000 | 2,864 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,321,000 | 1,660 |
| Surplus | $8,604,000 | 2,086 |
| Undivided profits | $7,284,000 | 3,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $882,000 | 3,574 |
| Earning assets | $182,839,000 | 2,667 |
| Long-term assets (5+ years) | $57,484,000 | 1,558 |
| Average Assets, year-to-date | $186,672,000 | 2,699 |
| Average Assets, quarterly | $194,346,500 | 2,711 |
| Volatile liabilities | $27,991,000 | 2,944 |
| Insider loans | $6,201,000 | 800 |
| FHLB advances | $220,000 | 4,990 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,233,000 | 3,281 |
| Tier 1 (core) risk-based capital | $17,384,000 | 2,775 |
| Tier 2 risk-based capital | $1,955,000 | 2,015 |
| Total risk weighted assets | $152,221,000 | 2,300 |
| Total unused commitments | $14,233,000 | 3,285 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $139,090,000 | 3,481 |
| Cash and due from depository institutions | $3,906,000 | 3,973 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $25,946,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $6,621,000 | 2,184 |
| Net loans & leases | $97,143,000 | 3,205 |
| Loan loss allowance | $1,309,000 | 2,899 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,302,000 | 2,733 |
| Other real estate owned | $194,000 | 3,973 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,978,000 | 4,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,090,000 | 3,481 |
| Total liabilities | $128,077,000 | 3,414 |
| Total deposits | $126,819,000 | 3,171 |
| Interest-bearing deposits | $106,208,000 | 3,241 |
| Deposits held in domestic offices | $126,819,000 | 3,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,258,000 | 2,912 |
| Total equity capital | $11,013,000 | 4,170 |
| Total bank equity capital | $11,013,000 | 4,170 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,321,000 | 1,665 |
| Surplus | $6,413,000 | 2,529 |
| Undivided profits | $2,279,000 | 6,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $756,000 | 4,422 |
| Earning assets | $129,710,000 | 3,413 |
| Long-term assets (5+ years) | $33,438,000 | 2,310 |
| Average Assets, year-to-date | $131,895,600 | 3,483 |
| Average Assets, quarterly | $136,957,500 | 3,479 |
| Volatile liabilities | $21,152,000 | 3,520 |
| Insider loans | $5,349,000 | 901 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,905,000 | 5,563 |
| Tier 1 (core) risk-based capital | $11,228,000 | 3,944 |
| Tier 2 risk-based capital | $1,300,000 | 2,706 |
| Total risk weighted assets | $104,047,000 | 3,114 |
| Total unused commitments | $4,905,000 | 5,568 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $127,187,000 | 3,616 |
| Cash and due from depository institutions | $4,773,000 | 3,349 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $24,386,000 | 4,015 |
| Federal funds sold & reverse repurchase agreements | $4,877,000 | 2,429 |
| Net loans & leases | $87,538,000 | 3,408 |
| Loan loss allowance | $1,135,000 | 3,125 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,333,000 | 2,645 |
| Other real estate owned | $313,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,967,000 | 4,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,187,000 | 3,616 |
| Total liabilities | $116,519,000 | 3,578 |
| Total deposits | $115,286,000 | 3,330 |
| Interest-bearing deposits | $98,544,000 | 3,336 |
| Deposits held in domestic offices | $115,286,000 | 3,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,233,000 | 3,039 |
| Total equity capital | $10,668,000 | 4,179 |
| Total bank equity capital | $10,668,000 | 4,179 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,321,000 | 1,679 |
| Surplus | $5,173,000 | 2,933 |
| Undivided profits | $3,174,000 | 5,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $587,000 | 4,543 |
| Earning assets | $116,801,000 | 3,616 |
| Long-term assets (5+ years) | $27,427,000 | 2,578 |
| Average Assets, year-to-date | $120,460,200 | 3,647 |
| Average Assets, quarterly | $125,992,500 | 3,614 |
| Volatile liabilities | $19,343,000 | 3,718 |
| Insider loans | $1,756,000 | 2,591 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,548,000 | 584 |
| Unused loan commitments | $17,231,000 | 2,609 |
| Tier 1 (core) risk-based capital | $10,558,000 | 4,095 |
| Tier 2 risk-based capital | $1,038,270 | 3,172 |
| Total risk weighted assets | $82,964,770 | 3,645 |
| Total unused commitments | $17,231,000 | 2,613 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $114,223,000 | 3,930 |
| Cash and due from depository institutions | $4,463,000 | 3,519 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,995,000 | 5,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $86,391,000 | 3,347 |
| Loan loss allowance | $881,000 | 3,791 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,866,000 | 2,965 |
| Other real estate owned | $600,000 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,908,000 | 4,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,223,000 | 3,930 |
| Total liabilities | $104,018,000 | 3,897 |
| Total deposits | $102,572,000 | 3,645 |
| Interest-bearing deposits | $89,352,000 | 3,596 |
| Deposits held in domestic offices | $102,572,000 | 3,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $396,000 | 3,596 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,050,000 | 3,145 |
| Total equity capital | $10,205,000 | 4,177 |
| Total bank equity capital | $10,205,000 | 4,177 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,321,000 | 1,684 |
| Surplus | $5,173,000 | 2,892 |
| Undivided profits | $2,711,000 | 5,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $585,000 | 3,985 |
| Earning assets | $104,386,000 | 3,933 |
| Long-term assets (5+ years) | $26,560,000 | 2,773 |
| Average Assets, year-to-date | $111,706,400 | 3,871 |
| Average Assets, quarterly | $112,751,000 | 3,938 |
| Volatile liabilities | $12,707,000 | 4,743 |
| Insider loans | $1,533,000 | 2,764 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,408,000 | 2,420 |
| Tier 1 (core) risk-based capital | $10,399,000 | 4,108 |
| Tier 2 risk-based capital | $881,000 | 3,520 |
| Total risk weighted assets | $78,667,100 | 3,673 |
| Total unused commitments | $19,408,000 | 2,423 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $109,602,000 | 4,009 |
| Cash and due from depository institutions | $3,550,000 | 3,552 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $22,963,000 | 4,413 |
| Federal funds sold & reverse repurchase agreements | $4,725,000 | 3,553 |
| Net loans & leases | $73,167,000 | 3,647 |
| Loan loss allowance | $740,000 | 4,271 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,896,000 | 2,782 |
| Other real estate owned | $670,000 | 3,552 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,631,000 | 4,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,602,000 | 4,009 |
| Total liabilities | $99,997,000 | 3,958 |
| Total deposits | $98,911,000 | 3,746 |
| Interest-bearing deposits | $84,740,000 | 3,754 |
| Deposits held in domestic offices | $98,911,000 | 3,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,086,000 | 3,289 |
| Total equity capital | $9,605,000 | 4,523 |
| Total bank equity capital | $9,605,000 | 4,523 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,321,000 | 1,628 |
| Surplus | $5,173,000 | 2,743 |
| Undivided profits | $2,111,000 | 6,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $468,000 | 4,855 |
| Earning assets | $100,855,000 | 4,014 |
| Long-term assets (5+ years) | $22,010,000 | 2,965 |
| Average Assets, year-to-date | $102,212,200 | 4,085 |
| Average Assets, quarterly | $107,077,000 | 4,021 |
| Volatile liabilities | $10,865,000 | 4,757 |
| Insider loans | $129,000 | 7,786 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,582,000 | 1,995 |
| Tier 1 (core) risk-based capital | $9,440,000 | 4,395 |
| Tier 2 risk-based capital | $740,000 | 3,902 |
| Total risk weighted assets | $70,581,500 | 3,827 |
| Total unused commitments | $23,582,000 | 1,998 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $93,750,000 | 4,572 |
| Cash and due from depository institutions | $3,916,000 | 3,533 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,971,000 | 4,744 |
| Federal funds sold & reverse repurchase agreements | $4,036,000 | 3,195 |
| Net loans & leases | $60,025,000 | 4,326 |
| Loan loss allowance | $649,000 | 4,788 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,772,000 | 2,851 |
| Other real estate owned | $460,000 | 3,533 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,570,000 | 4,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,750,000 | 4,572 |
| Total liabilities | $84,860,000 | 4,522 |
| Total deposits | $83,982,000 | 4,332 |
| Interest-bearing deposits | $73,278,000 | 4,276 |
| Deposits held in domestic offices | $83,982,000 | 4,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $878,000 | 3,962 |
| Total equity capital | $8,890,000 | 4,784 |
| Total bank equity capital | $8,890,000 | 4,784 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,321,000 | 1,612 |
| Surplus | $5,173,000 | 2,673 |
| Undivided profits | $1,396,000 | 7,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $484,000 | 4,871 |
| Earning assets | $85,032,000 | 4,619 |
| Long-term assets (5+ years) | $13,971,000 | 3,517 |
| Average Assets, year-to-date | $90,566,400 | 4,542 |
| Average Assets, quarterly | $93,589,500 | 4,536 |
| Volatile liabilities | $9,317,000 | 5,233 |
| Insider loans | $142,000 | 7,978 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,475,000 | 2,251 |
| Tier 1 (core) risk-based capital | $8,890,000 | 4,627 |
| Tier 2 risk-based capital | $649,000 | 4,266 |
| Total risk weighted assets | $63,168,700 | 4,170 |
| Total unused commitments | $18,475,000 | 2,257 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $87,180,000 | 4,958 |
| Cash and due from depository institutions | $2,615,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,681,000 | 5,772 |
| Federal funds sold & reverse repurchase agreements | $6,308,000 | 2,074 |
| Net loans & leases | $56,355,000 | 4,586 |
| Loan loss allowance | $626,000 | 5,057 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,291,000 | 3,365 |
| Other real estate owned | $411,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,519,000 | 4,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,180,000 | 4,958 |
| Total liabilities | $78,986,000 | 4,920 |
| Total deposits | $78,196,000 | 4,735 |
| Interest-bearing deposits | $69,216,000 | 4,633 |
| Deposits held in domestic offices | $78,196,000 | 4,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $790,000 | 4,232 |
| Total equity capital | $8,194,000 | 5,139 |
| Total bank equity capital | $8,194,000 | 5,139 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,321,000 | 1,686 |
| Surplus | $4,173,000 | 3,316 |
| Undivided profits | $1,700,000 | 7,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $460,000 | 5,042 |
| Earning assets | $80,344,000 | 4,946 |
| Long-term assets (5+ years) | $10,130,000 | 4,187 |
| Average Assets, year-to-date | $82,872,200 | 4,985 |
| Average Assets, quarterly | $85,808,500 | 4,977 |
| Volatile liabilities | $7,839,000 | 5,675 |
| Insider loans | $4,000 | 10,197 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,621,000 | 2,872 |
| Tier 1 (core) risk-based capital | $8,194,000 | 5,027 |
| Tier 2 risk-based capital | $626,000 | 4,437 |
| Total risk weighted assets | $53,085,200 | 4,856 |
| Total unused commitments | $12,621,000 | 2,887 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $78,499,000 | 5,443 |
| Cash and due from depository institutions | $2,511,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,670,000 | 6,796 |
| Federal funds sold & reverse repurchase agreements | $4,795,000 | 3,015 |
| Net loans & leases | $53,995,000 | 4,703 |
| Loan loss allowance | $654,000 | 4,971 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,129,000 | 5,634 |
| Other real estate owned | $129,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,270,000 | 5,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,499,000 | 5,443 |
| Total liabilities | $70,948,000 | 5,412 |
| Total deposits | $70,229,000 | 5,227 |
| Interest-bearing deposits | $62,744,000 | 5,092 |
| Deposits held in domestic offices | $70,229,000 | 5,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $719,000 | 4,781 |
| Total equity capital | $7,551,000 | 5,535 |
| Total bank equity capital | $7,551,000 | 5,535 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,321,000 | 1,725 |
| Surplus | $4,173,000 | 3,319 |
| Undivided profits | $1,057,000 | 9,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $514,000 | 4,621 |
| Earning assets | $73,460,000 | 5,350 |
| Long-term assets (5+ years) | $7,463,000 | 4,775 |
| Average Assets, year-to-date | $71,837,800 | 5,631 |
| Average Assets, quarterly | $77,557,500 | 5,434 |
| Volatile liabilities | $5,627,000 | 6,519 |
| Insider loans | $4,000 | 10,694 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,181,000 | 3,233 |
| Tier 1 (core) risk-based capital | $7,551,000 | 5,403 |
| Tier 2 risk-based capital | $634,820 | 4,357 |
| Total risk weighted assets | $50,766,320 | 4,979 |
| Total unused commitments | $10,181,000 | 3,248 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $66,127,000 | 6,163 |
| Cash and due from depository institutions | $1,681,000 | 5,756 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,606,000 | 8,193 |
| Federal funds sold & reverse repurchase agreements | $4,262,000 | 2,086 |
| Net loans & leases | $46,587,000 | 5,174 |
| Loan loss allowance | $587,000 | 5,506 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,006,000 | 6,067 |
| Other real estate owned | $71,000 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $914,000 | 7,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,127,000 | 6,163 |
| Total liabilities | $59,725,000 | 6,185 |
| Total deposits | $59,114,000 | 5,997 |
| Interest-bearing deposits | $52,221,000 | 5,875 |
| Deposits held in domestic offices | $59,114,000 | 5,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $611,000 | 4,504 |
| Total equity capital | $6,402,000 | 5,967 |
| Total bank equity capital | $6,402,000 | 5,967 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,153,000 | 1,898 |
| Surplus | $3,987,000 | 3,398 |
| Undivided profits | $262,000 | 10,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 5,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $362,000 | 5,652 |
| Earning assets | $62,455,000 | 6,034 |
| Long-term assets (5+ years) | $4,967,000 | 6,026 |
| Average Assets, year-to-date | $61,898,800 | 6,376 |
| Average Assets, quarterly | $65,034,500 | 6,233 |
| Volatile liabilities | $3,569,000 | 7,903 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,751,000 | 3,167 |
| Tier 1 (core) risk-based capital | $6,402,000 | 6,059 |
| Tier 2 risk-based capital | $554,510 | 4,869 |
| Total risk weighted assets | $44,328,410 | 5,473 |
| Total unused commitments | $9,751,000 | 3,178 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $57,294,000 | 7,080 |
| Cash and due from depository institutions | $1,225,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,570,000 | 8,146 |
| Federal funds sold & reverse repurchase agreements | $4,296,000 | 3,227 |
| Net loans & leases | $37,529,000 | 5,996 |
| Loan loss allowance | $499,000 | 6,403 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $924,000 | 6,450 |
| Other real estate owned | $40,000 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $710,000 | 7,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,294,000 | 7,080 |
| Total liabilities | $51,782,000 | 7,076 |
| Total deposits | $51,148,000 | 6,950 |
| Interest-bearing deposits | $46,726,000 | 6,660 |
| Deposits held in domestic offices | $51,148,000 | 6,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $634,000 | 4,465 |
| Total equity capital | $5,512,000 | 6,784 |
| Total bank equity capital | $5,512,000 | 6,784 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,072,000 | 1,985 |
| Surplus | $2,606,000 | 4,538 |
| Undivided profits | $834,000 | 9,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 4,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $301,000 | 6,063 |
| Earning assets | $54,395,000 | 6,898 |
| Long-term assets (5+ years) | $4,386,000 | 6,806 |
| Average Assets, year-to-date | $51,068,600 | 7,472 |
| Average Assets, quarterly | $56,139,500 | 7,119 |
| Volatile liabilities | $2,618,000 | 8,859 |
| Insider loans | $50,000 | 10,633 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,291,000 | 4,246 |
| Tier 1 (core) risk-based capital | $5,512,000 | 6,690 |
| Tier 2 risk-based capital | $499,000 | 5,292 |
| Total risk weighted assets | $42,004,700 | 5,674 |
| Total unused commitments | $6,291,000 | 4,273 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $45,923,000 | 8,308 |
| Cash and due from depository institutions | $1,514,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,299,000 | 9,032 |
| Federal funds sold & reverse repurchase agreements | $3,012,000 | 4,998 |
| Net loans & leases | $29,430,000 | 7,152 |
| Loan loss allowance | $367,000 | 7,863 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $859,000 | 6,817 |
| Other real estate owned | $125,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $684,000 | 8,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,923,000 | 8,308 |
| Total liabilities | $41,709,000 | 8,322 |
| Total deposits | $41,221,000 | 8,209 |
| Interest-bearing deposits | $37,736,000 | 7,902 |
| Deposits held in domestic offices | $41,221,000 | 8,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000 | 5,065 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $487,000 | 5,930 |
| Total equity capital | $4,214,000 | 8,019 |
| Total bank equity capital | $4,214,000 | 8,019 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,823,000 | 2,427 |
| Surplus | $1,160,000 | 7,615 |
| Undivided profits | $1,231,000 | 9,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 4,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $267,000 | 7,166 |
| Earning assets | $42,741,000 | 8,179 |
| Long-term assets (5+ years) | $4,076,000 | 7,128 |
| Average Assets, year-to-date | $41,221,000 | 8,674 |
| Average Assets, quarterly | $45,563,500 | 8,296 |
| Volatile liabilities | $3,792,000 | 7,640 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,552,000 | 4,327 |
| Tier 1 (core) risk-based capital | $4,214,000 | 7,959 |
| Tier 2 risk-based capital | $367,000 | 6,662 |
| Total risk weighted assets | $33,490,400 | 6,805 |
| Total unused commitments | $5,552,000 | 4,350 |
| Derivatives | $0 | 651 |