Home > Virginia First Savings, FSB > Assets and Liabilities
Virginia First Savings, FSB, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 376 | 469 |
| Assets and Liabilities | ||
| Total Assets: | $928,060,000 | 567 |
| Cash and due from depository institutions | $26,422,000 | 469 |
| Interest-bearing balances | $14,448,000 | 283 |
| Securities | $19,714,000 | 4,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $757,802,000 | 452 |
| Loan loss allowance | $12,180,000 | 415 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,958,000 | 938 |
| Other real estate owned | $5,912,000 | 469 |
| Goodwill and other intangibles | $88,978,000 | 98 |
| All other assets | $21,274,000 | 497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $928,060,000 | 567 |
| Total liabilities | $775,450,000 | 605 |
| Total deposits | $660,709,000 | 591 |
| Interest-bearing deposits | $632,497,000 | 523 |
| Deposits held in domestic offices | $660,709,000 | 585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $105,170,000 | 373 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,571,000 | 656 |
| Total equity capital | $152,610,000 | 333 |
| Total bank equity capital | $152,610,000 | 333 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,971,000 | 602 |
| Surplus | $146,168,000 | 183 |
| Undivided profits | $471,000 | 9,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,850,000 | 270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,472,000 | 435 |
| Earning assets | $791,964,000 | 597 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $853,581,800 | 573 |
| Average Assets, quarterly | $890,654,000 | 577 |
| Volatile liabilities | $182,189,000 | 571 |
| Insider loans | $387,000 | 6,069 |
| FHLB advances | $104,552,000 | 114 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $66,751,000 | 868 |
| Tier 1 (core) risk-based capital | $62,752,000 | 695 |
| Tier 2 risk-based capital | $7,521,000 | 519 |
| Total risk weighted assets | $597,053,000 | 556 |
| Total unused commitments | $66,751,000 | 872 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 390 | 485 |
| Assets and Liabilities | ||
| Total Assets: | $809,541,000 | 653 |
| Cash and due from depository institutions | $19,263,000 | 485 |
| Interest-bearing balances | $4,649,000 | 830 |
| Securities | $37,051,000 | 3,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $717,461,000 | 501 |
| Loan loss allowance | $8,607,000 | 591 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,087,000 | 845 |
| Other real estate owned | $7,070,000 | 485 |
| Goodwill and other intangibles | $2,352,000 | 857 |
| All other assets | $17,257,000 | 605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $809,541,000 | 653 |
| Total liabilities | $746,085,000 | 649 |
| Total deposits | $582,217,000 | 696 |
| Interest-bearing deposits | $548,856,000 | 643 |
| Deposits held in domestic offices | $582,217,000 | 688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,021,000 | 1,219 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $149,688,000 | 303 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,159,000 | 976 |
| Total equity capital | $63,456,000 | 745 |
| Total bank equity capital | $63,456,000 | 745 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,775,000 | 661 |
| Surplus | $8,670,000 | 1,835 |
| Undivided profits | $49,011,000 | 542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,652,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,969,000 | 494 |
| Earning assets | $759,161,000 | 636 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $754,361,200 | 667 |
| Average Assets, quarterly | $795,434,500 | 657 |
| Volatile liabilities | $224,083,000 | 525 |
| Insider loans | $486,000 | 5,599 |
| FHLB advances | $149,052,000 | 96 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,853,000 | 1,476 |
| Tier 1 (core) risk-based capital | $60,560,000 | 741 |
| Tier 2 risk-based capital | $7,243,000 | 564 |
| Total risk weighted assets | $579,406,000 | 597 |
| Total unused commitments | $36,853,000 | 1,337 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 343 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $719,976,000 | 740 |
| Cash and due from depository institutions | $31,247,000 | 577 |
| Interest-bearing balances | $18,655,000 | 245 |
| Securities | $26,347,000 | 4,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $632,628,000 | 566 |
| Loan loss allowance | $6,117,000 | 785 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,745,000 | 865 |
| Other real estate owned | $4,403,000 | 577 |
| Goodwill and other intangibles | $2,059,000 | 850 |
| All other assets | $14,547,000 | 716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $719,976,000 | 740 |
| Total liabilities | $667,012,000 | 730 |
| Total deposits | $551,865,000 | 748 |
| Interest-bearing deposits | $507,943,000 | 699 |
| Deposits held in domestic offices | $551,865,000 | 738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $111,065,000 | 355 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,082,000 | 1,203 |
| Total equity capital | $52,964,000 | 904 |
| Total bank equity capital | $52,964,000 | 904 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,615,000 | 681 |
| Surplus | $8,341,000 | 1,875 |
| Undivided profits | $39,008,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,452,000 | 455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $4,835,000 | 539 |
| Earning assets | $677,630,000 | 722 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $685,184,200 | 742 |
| Average Assets, quarterly | $710,178,500 | 740 |
| Volatile liabilities | $175,231,000 | 596 |
| Insider loans | $1,815,000 | 2,342 |
| FHLB advances | $110,908,000 | 115 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $28,258,000 | 1,558 |
| Tier 1 (core) risk-based capital | $50,625,000 | 884 |
| Tier 2 risk-based capital | $5,524,000 | 694 |
| Total risk weighted assets | $500,516,000 | 668 |
| Total unused commitments | $28,258,000 | 1,568 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 346 | 590 |
| Assets and Liabilities | ||
| Total Assets: | $646,957,000 | 792 |
| Cash and due from depository institutions | $23,040,000 | 590 |
| Interest-bearing balances | $12,999,000 | 306 |
| Securities | $37,016,000 | 3,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $559,187,000 | 591 |
| Loan loss allowance | $6,156,000 | 792 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,387,000 | 870 |
| Other real estate owned | $3,204,000 | 590 |
| Goodwill and other intangibles | $2,307,000 | 728 |
| All other assets | $13,816,000 | 778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $646,957,000 | 792 |
| Total liabilities | $602,462,000 | 783 |
| Total deposits | $473,263,000 | 816 |
| Interest-bearing deposits | $441,318,000 | 777 |
| Deposits held in domestic offices | $473,263,000 | 805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,438,000 | 1,318 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $116,040,000 | 349 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,721,000 | 1,114 |
| Total equity capital | $44,495,000 | 952 |
| Total bank equity capital | $44,495,000 | 952 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,785,000 | 1,438 |
| Surplus | $8,078,000 | 1,854 |
| Undivided profits | $33,632,000 | 679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,568,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,729,000 | 738 |
| Earning assets | $609,202,000 | 762 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $606,205,400 | 815 |
| Average Assets, quarterly | $639,975,000 | 794 |
| Volatile liabilities | $173,394,000 | 596 |
| Insider loans | $1,631,000 | 2,491 |
| FHLB advances | $115,122,000 | 112 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $32,241,000 | 1,365 |
| Tier 1 (core) risk-based capital | $44,035,000 | 949 |
| Tier 2 risk-based capital | $5,120,000 | 718 |
| Total risk weighted assets | $450,122,000 | 704 |
| Total unused commitments | $33,241,000 | 1,343 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 380 | 579 |
| Assets and Liabilities | ||
| Total Assets: | $587,167,000 | 861 |
| Cash and due from depository institutions | $15,450,000 | 579 |
| Interest-bearing balances | $2,821,000 | 1,930 |
| Securities | $31,109,000 | 4,349 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $510,474,000 | 626 |
| Loan loss allowance | $5,134,000 | 963 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,467,000 | 852 |
| Other real estate owned | $3,861,000 | 579 |
| Goodwill and other intangibles | $2,618,000 | 609 |
| All other assets | $13,088,000 | 786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $587,167,000 | 861 |
| Total liabilities | $549,141,000 | 849 |
| Total deposits | $448,524,000 | 893 |
| Interest-bearing deposits | $413,897,000 | 854 |
| Deposits held in domestic offices | $448,524,000 | 882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $96,590,000 | 336 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,027,000 | 1,103 |
| Total equity capital | $38,026,000 | 1,090 |
| Total bank equity capital | $38,026,000 | 1,090 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,628,000 | 1,525 |
| Surplus | $7,884,000 | 1,831 |
| Undivided profits | $27,514,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,583,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,326,000 | 767 |
| Earning assets | $546,504,000 | 844 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $555,078,400 | 863 |
| Average Assets, quarterly | $570,932,500 | 867 |
| Volatile liabilities | $152,519,000 | 620 |
| Insider loans | $1,993,000 | 2,051 |
| FHLB advances | $95,500,000 | 121 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $45,385,000 | 1,049 |
| Tier 1 (core) risk-based capital | $37,570,000 | 1,072 |
| Tier 2 risk-based capital | $4,093,000 | 849 |
| Total risk weighted assets | $385,917,000 | 797 |
| Total unused commitments | $60,885,000 | 877 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 347 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $527,579,000 | 953 |
| Cash and due from depository institutions | $9,111,000 | 637 |
| Interest-bearing balances | $2,608,000 | 2,307 |
| Securities | $48,433,000 | 2,825 |
| Federal funds sold & reverse repurchase agreements | $12,881,000 | 1,299 |
| Net loans & leases | $427,789,000 | 732 |
| Loan loss allowance | $4,140,000 | 1,167 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,684,000 | 1,080 |
| Other real estate owned | $6,515,000 | 637 |
| Goodwill and other intangibles | $2,999,000 | 576 |
| All other assets | $13,167,000 | 825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $527,579,000 | 953 |
| Total liabilities | $497,310,000 | 938 |
| Total deposits | $457,668,000 | 928 |
| Interest-bearing deposits | $430,280,000 | 882 |
| Deposits held in domestic offices | $457,668,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $36,549,000 | 499 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,093,000 | 1,338 |
| Total equity capital | $30,269,000 | 1,282 |
| Total bank equity capital | $30,269,000 | 1,282 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,624,000 | 1,567 |
| Surplus | $7,872,000 | 1,773 |
| Undivided profits | $19,773,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,948,000 | 1,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,335,000 | 843 |
| Earning assets | $491,711,000 | 929 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $525,204,200 | 959 |
| Average Assets, quarterly | $530,778,500 | 948 |
| Volatile liabilities | $86,699,000 | 818 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $35,500,000 | 196 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $42,425,000 | 1,060 |
| Tier 1 (core) risk-based capital | $29,807,000 | 1,264 |
| Tier 2 risk-based capital | $3,844,000 | 908 |
| Total risk weighted assets | $350,096,000 | 878 |
| Total unused commitments | $52,425,000 | 946 |
| Derivatives | $0 | 651 |