Home > Virginia Federal Savings Bank > Income and Expense
Virginia Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,621,000 | 2,439 |
| Total interest expense | $7,272,000 | 1,798 |
| Net interest income | $5,349,000 | 3,353 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $-203,000 | 13,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $-203,000 | 13,300 |
| Total noninterest expense | $3,803,000 | 3,645 |
| Salaries and employee benefits | $1,479,000 | 4,329 |
| Premises and equipment expense | $544,000 | 3,604 |
| Additional noninterest expense | $1,780,000 | 3,011 |
| Pre-tax net operating income | $1,343,000 | 4,750 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $742,000 | 2,938 |
| Income before extraordinary items | $673,000 | 6,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $673,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-943,000 | 13,260 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-39,304,000 | 13,278 |
| Net operating income | $626,920 | 6,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $57,704,000 | 689 |
| Total interest expense | $41,614,000 | 507 |
| Net interest income | $16,090,000 | 1,162 |
| Provision for loan and lease losses | $2,325,000 | 1,025 |
| Total noninterest income | $6,679,000 | 794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,679,000 | 555 |
| Total noninterest expense | $20,001,000 | 845 |
| Salaries and employee benefits | $5,601,000 | 1,199 |
| Premises and equipment expense | $2,150,000 | 1,048 |
| Additional noninterest expense | $12,250,000 | 664 |
| Pre-tax net operating income | $443,000 | 8,856 |
| Securities gains (losses) | $808,000 | 763 |
| Applicable income taxes | $1,234,000 | 1,705 |
| Income before extraordinary items | $17,000 | 12,790 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $17,000 | 12,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,202,000 | 410 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $6,375,000 | 136 |
| Net operating income | $-500,120 | 13,277 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.