Home > Virginia Company Bank > Income and Expense
Virginia Company Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 3,888 |
| Total interest expense | $454,000 | 3,679 |
| Net interest income | $3,468,000 | 3,879 |
| Provision for loan and lease losses | $-119,000 | 6,224 |
| Total noninterest income | $279,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $183,000 | 4,323 |
| Total noninterest expense | $4,373,000 | 2,995 |
| Salaries and employee benefits | $1,874,000 | 3,490 |
| Premises and equipment expense | $740,000 | 2,294 |
| Additional noninterest expense | $1,759,000 | 2,544 |
| Pre-tax net operating income | $-507,000 | 6,391 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-504,000 | 6,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-504,000 | 6,399 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-504,000 | 6,399 |
| Net charge-offs | $-69,000 | 6,131 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 752 |
| Net operating income | $-507,000 | 6,398 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 3,906 |
| Total interest expense | $312,000 | 3,636 |
| Net interest income | $2,297,000 | 3,901 |
| Provision for loan and lease losses | $-144,000 | 6,369 |
| Total noninterest income | $173,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $112,000 | 4,429 |
| Total noninterest expense | $2,733,000 | 3,146 |
| Salaries and employee benefits | $1,260,000 | 3,492 |
| Premises and equipment expense | $495,000 | 2,292 |
| Additional noninterest expense | $978,000 | 2,938 |
| Pre-tax net operating income | $-119,000 | 6,346 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-116,000 | 6,364 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-116,000 | 6,365 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-116,000 | 6,366 |
| Net charge-offs | $-119,000 | 6,348 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 729 |
| Net operating income | $-119,000 | 6,350 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 3,949 |
| Total interest expense | $158,000 | 3,656 |
| Net interest income | $1,133,000 | 3,937 |
| Provision for loan and lease losses | $-103,000 | 6,527 |
| Total noninterest income | $79,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $47,000 | 4,642 |
| Total noninterest expense | $1,286,000 | 3,303 |
| Salaries and employee benefits | $626,000 | 3,548 |
| Premises and equipment expense | $250,000 | 2,314 |
| Additional noninterest expense | $410,000 | 3,355 |
| Pre-tax net operating income | $29,000 | 5,944 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $32,000 | 5,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,917 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $32,000 | 5,918 |
| Net charge-offs | $-108,000 | 6,489 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $29,000 | 5,906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 3,875 |
| Total interest expense | $729,000 | 3,654 |
| Net interest income | $4,663,000 | 3,872 |
| Provision for loan and lease losses | $445,000 | 1,984 |
| Total noninterest income | $327,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $104,000 | 5,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $223,000 | 4,472 |
| Total noninterest expense | $4,906,000 | 3,448 |
| Salaries and employee benefits | $2,403,000 | 3,638 |
| Premises and equipment expense | $959,000 | 2,323 |
| Additional noninterest expense | $1,544,000 | 3,586 |
| Pre-tax net operating income | $-361,000 | 6,427 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-309,000 | 6,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-309,000 | 6,434 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-309,000 | 6,435 |
| Net charge-offs | $395,000 | 2,265 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 864 |
| Net operating income | $-361,000 | 6,440 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 3,916 |
| Total interest expense | $568,000 | 3,657 |
| Net interest income | $3,464,000 | 3,921 |
| Provision for loan and lease losses | $344,000 | 1,943 |
| Total noninterest income | $237,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $72,000 | 5,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $165,000 | 4,576 |
| Total noninterest expense | $3,653,000 | 3,478 |
| Salaries and employee benefits | $1,815,000 | 3,652 |
| Premises and equipment expense | $711,000 | 2,379 |
| Additional noninterest expense | $1,127,000 | 3,654 |
| Pre-tax net operating income | $-296,000 | 6,537 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-244,000 | 6,544 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-244,000 | 6,545 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-244,000 | 6,544 |
| Net charge-offs | $185,000 | 2,655 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 800 |
| Net operating income | $-296,000 | 6,553 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 3,948 |
| Total interest expense | $393,000 | 3,631 |
| Net interest income | $2,277,000 | 3,960 |
| Provision for loan and lease losses | $282,000 | 1,747 |
| Total noninterest income | $157,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,603 |
| Total noninterest expense | $2,381,000 | 3,562 |
| Salaries and employee benefits | $1,197,000 | 3,680 |
| Premises and equipment expense | $475,000 | 2,377 |
| Additional noninterest expense | $709,000 | 3,794 |
| Pre-tax net operating income | $-229,000 | 6,574 |
| Securities gains (losses) | $38,000 | 1,690 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-191,000 | 6,601 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-191,000 | 6,602 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-191,000 | 6,602 |
| Net charge-offs | $116,000 | 2,609 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 752 |
| Net operating income | $-229,000 | 6,596 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 3,987 |
| Total interest expense | $206,000 | 3,605 |
| Net interest income | $1,125,000 | 4,006 |
| Provision for loan and lease losses | $171,000 | 1,505 |
| Total noninterest income | $55,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $1,165,000 | 3,635 |
| Salaries and employee benefits | $614,000 | 3,658 |
| Premises and equipment expense | $233,000 | 2,443 |
| Additional noninterest expense | $318,000 | 4,087 |
| Pre-tax net operating income | $-156,000 | 6,682 |
| Securities gains (losses) | $21,000 | 1,242 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-135,000 | 6,694 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-135,000 | 6,695 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-135,000 | 6,695 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $-156,000 | 6,688 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,855,000 | 3,897 |
| Total interest expense | $1,064,000 | 3,480 |
| Net interest income | $4,791,000 | 3,924 |
| Provision for loan and lease losses | $286,000 | 3,470 |
| Total noninterest income | $214,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $85,000 | 5,653 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $129,000 | 5,088 |
| Total noninterest expense | $5,237,000 | 3,358 |
| Salaries and employee benefits | $2,598,000 | 3,466 |
| Premises and equipment expense | $948,000 | 2,369 |
| Additional noninterest expense | $1,691,000 | 3,506 |
| Pre-tax net operating income | $-518,000 | 6,513 |
| Securities gains (losses) | $327,000 | 1,290 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-191,000 | 6,458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-191,000 | 6,452 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-191,000 | 6,454 |
| Net charge-offs | $688,000 | 2,252 |
| Cash dividends | $155,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 890 |
| Net operating income | $-518,000 | 6,537 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 3,938 |
| Total interest expense | $826,000 | 3,509 |
| Net interest income | $3,610,000 | 3,964 |
| Provision for loan and lease losses | $312,000 | 2,926 |
| Total noninterest income | $159,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $63,000 | 5,739 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 5,171 |
| Total noninterest expense | $4,002,000 | 3,338 |
| Salaries and employee benefits | $1,985,000 | 3,436 |
| Premises and equipment expense | $713,000 | 2,397 |
| Additional noninterest expense | $1,304,000 | 3,440 |
| Pre-tax net operating income | $-545,000 | 6,705 |
| Securities gains (losses) | $327,000 | 1,042 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-218,000 | 6,629 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-218,000 | 6,627 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-218,000 | 6,627 |
| Net charge-offs | $688,000 | 1,827 |
| Cash dividends | $186,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 827 |
| Net operating income | $-545,000 | 6,719 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 3,932 |
| Total interest expense | $549,000 | 3,614 |
| Net interest income | $2,454,000 | 3,939 |
| Provision for loan and lease losses | $133,000 | 3,513 |
| Total noninterest income | $105,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,244 |
| Total noninterest expense | $2,583,000 | 3,430 |
| Salaries and employee benefits | $1,330,000 | 3,446 |
| Premises and equipment expense | $471,000 | 2,422 |
| Additional noninterest expense | $782,000 | 3,720 |
| Pre-tax net operating income | $-157,000 | 6,590 |
| Securities gains (losses) | $327,000 | 799 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $170,000 | 5,521 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $170,000 | 5,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $170,000 | 5,520 |
| Net charge-offs | $153,000 | 3,014 |
| Cash dividends | $124,000 | 2,864 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $-157,000 | 6,604 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 3,923 |
| Total interest expense | $275,000 | 3,701 |
| Net interest income | $1,255,000 | 3,904 |
| Provision for loan and lease losses | $78,000 | 3,165 |
| Total noninterest income | $49,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $1,379,000 | 3,276 |
| Salaries and employee benefits | $666,000 | 3,476 |
| Premises and equipment expense | $258,000 | 2,240 |
| Additional noninterest expense | $455,000 | 3,324 |
| Pre-tax net operating income | $-153,000 | 6,810 |
| Securities gains (losses) | $327,000 | 419 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $174,000 | 4,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 4,604 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $174,000 | 4,604 |
| Net charge-offs | $153,000 | 2,065 |
| Cash dividends | $62,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $-153,000 | 6,824 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,950 |
| Total interest expense | $1,363,000 | 3,672 |
| Net interest income | $4,872,000 | 3,973 |
| Provision for loan and lease losses | $397,000 | 3,768 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $67,000 | 6,037 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $113,000 | 5,193 |
| Total noninterest expense | $4,554,000 | 3,772 |
| Salaries and employee benefits | $2,461,000 | 3,602 |
| Premises and equipment expense | $896,000 | 2,651 |
| Additional noninterest expense | $1,197,000 | 4,451 |
| Pre-tax net operating income | $101,000 | 5,765 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $101,000 | 5,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $101,000 | 5,873 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $101,000 | 5,873 |
| Net charge-offs | $270,000 | 3,923 |
| Cash dividends | $248,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 960 |
| Net operating income | $101,000 | 5,755 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 4,005 |
| Total interest expense | $1,052,000 | 3,718 |
| Net interest income | $3,592,000 | 4,038 |
| Provision for loan and lease losses | $290,000 | 3,659 |
| Total noninterest income | $134,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $85,000 | 5,275 |
| Total noninterest expense | $3,380,000 | 3,812 |
| Salaries and employee benefits | $1,846,000 | 3,590 |
| Premises and equipment expense | $644,000 | 2,777 |
| Additional noninterest expense | $890,000 | 4,486 |
| Pre-tax net operating income | $56,000 | 5,973 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $56,000 | 6,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 6,067 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $56,000 | 6,067 |
| Net charge-offs | $270,000 | 3,363 |
| Cash dividends | $186,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 924 |
| Net operating income | $56,000 | 5,954 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 4,082 |
| Total interest expense | $710,000 | 3,775 |
| Net interest income | $2,350,000 | 4,105 |
| Provision for loan and lease losses | $140,000 | 4,013 |
| Total noninterest income | $89,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $2,223,000 | 3,888 |
| Salaries and employee benefits | $1,188,000 | 3,735 |
| Premises and equipment expense | $417,000 | 2,853 |
| Additional noninterest expense | $618,000 | 4,453 |
| Pre-tax net operating income | $76,000 | 5,811 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $76,000 | 5,852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,851 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $76,000 | 5,852 |
| Net charge-offs | $112,000 | 3,732 |
| Cash dividends | $124,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,433 |
| Net operating income | $76,000 | 5,771 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 4,126 |
| Total interest expense | $364,000 | 3,820 |
| Net interest income | $1,153,000 | 4,161 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $44,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $1,084,000 | 3,972 |
| Salaries and employee benefits | $591,000 | 3,769 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $293,000 | 4,596 |
| Pre-tax net operating income | $83,000 | 5,342 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $83,000 | 5,245 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $83,000 | 5,244 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $83,000 | 5,246 |
| Net charge-offs | $112,000 | 2,615 |
| Cash dividends | $62,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $83,000 | 5,185 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 4,425 |
| Total interest expense | $1,753,000 | 3,898 |
| Net interest income | $4,040,000 | 4,563 |
| Provision for loan and lease losses | $182,000 | 5,449 |
| Total noninterest income | $171,000 | 6,153 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 6,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 5,225 |
| Total noninterest expense | $3,824,000 | 4,338 |
| Salaries and employee benefits | $2,108,000 | 4,086 |
| Premises and equipment expense | $583,000 | 3,793 |
| Additional noninterest expense | $1,133,000 | 4,752 |
| Pre-tax net operating income | $205,000 | 5,188 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $210,000 | 5,247 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $210,000 | 5,250 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $210,000 | 5,250 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $247,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,119 |
| Net operating income | $205,000 | 5,122 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 4,547 |
| Total interest expense | $1,357,000 | 3,965 |
| Net interest income | $2,920,000 | 4,716 |
| Provision for loan and lease losses | $92,000 | 5,745 |
| Total noninterest income | $126,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $35,000 | 6,349 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $91,000 | 5,323 |
| Total noninterest expense | $2,886,000 | 4,334 |
| Salaries and employee benefits | $1,618,000 | 4,058 |
| Premises and equipment expense | $396,000 | 4,117 |
| Additional noninterest expense | $872,000 | 4,681 |
| Pre-tax net operating income | $68,000 | 5,735 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $73,000 | 5,848 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $73,000 | 5,850 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $73,000 | 5,850 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $186,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 990 |
| Net operating income | $68,000 | 5,716 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 4,627 |
| Total interest expense | $928,000 | 3,999 |
| Net interest income | $1,884,000 | 4,824 |
| Provision for loan and lease losses | $57,000 | 5,766 |
| Total noninterest income | $84,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $1,950,000 | 4,310 |
| Salaries and employee benefits | $1,094,000 | 4,032 |
| Premises and equipment expense | $251,000 | 4,271 |
| Additional noninterest expense | $605,000 | 4,568 |
| Pre-tax net operating income | $-39,000 | 6,158 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-34,000 | 6,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-34,000 | 6,278 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-34,000 | 6,276 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $124,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 905 |
| Net operating income | $-39,000 | 6,196 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 4,706 |
| Total interest expense | $481,000 | 4,038 |
| Net interest income | $913,000 | 4,933 |
| Provision for loan and lease losses | $39,000 | 5,138 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $913,000 | 4,541 |
| Salaries and employee benefits | $509,000 | 4,295 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $284,000 | 4,745 |
| Pre-tax net operating income | $3,000 | 6,214 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $3,000 | 6,346 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 6,349 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,000 | 6,348 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $62,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 851 |
| Net operating income | $3,000 | 6,241 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 4,857 |
| Total interest expense | $2,306,000 | 4,096 |
| Net interest income | $3,204,000 | 5,210 |
| Provision for loan and lease losses | $101,000 | 6,408 |
| Total noninterest income | $156,000 | 6,534 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $115,000 | 5,477 |
| Total noninterest expense | $3,448,000 | 4,769 |
| Salaries and employee benefits | $1,873,000 | 4,571 |
| Premises and equipment expense | $465,000 | 4,582 |
| Additional noninterest expense | $1,110,000 | 4,945 |
| Pre-tax net operating income | $-189,000 | 5,691 |
| Securities gains (losses) | $109,000 | 2,070 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-80,000 | 5,668 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-80,000 | 5,667 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-80,000 | 5,667 |
| Net charge-offs | $19,000 | 6,679 |
| Cash dividends | $152,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $5,428,000 | 169 |
| Net operating income | $-189,000 | 5,802 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 4,928 |
| Total interest expense | $1,771,000 | 4,165 |
| Net interest income | $2,337,000 | 5,308 |
| Provision for loan and lease losses | $83,000 | 6,195 |
| Total noninterest income | $115,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $85,000 | 5,599 |
| Total noninterest expense | $2,587,000 | 4,772 |
| Salaries and employee benefits | $1,406,000 | 4,589 |
| Premises and equipment expense | $347,000 | 4,634 |
| Additional noninterest expense | $834,000 | 4,954 |
| Pre-tax net operating income | $-218,000 | 6,040 |
| Securities gains (losses) | $109,000 | 1,768 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-109,000 | 5,993 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-109,000 | 5,993 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-109,000 | 5,993 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $83,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $5,409,000 | 138 |
| Net operating income | $-218,000 | 6,115 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 4,978 |
| Total interest expense | $1,217,000 | 4,208 |
| Net interest income | $1,525,000 | 5,371 |
| Provision for loan and lease losses | $38,000 | 6,300 |
| Total noninterest income | $75,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $1,721,000 | 4,824 |
| Salaries and employee benefits | $924,000 | 4,674 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $570,000 | 4,869 |
| Pre-tax net operating income | $-159,000 | 6,200 |
| Securities gains (losses) | $70,000 | 1,698 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-89,000 | 6,166 |
| Extraordinary gains, net | $-2,000 | 8,173 |
| Net income | $-91,000 | 6,168 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-91,000 | 6,168 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $5,395,000 | 96 |
| Net operating income | $-159,000 | 6,273 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 5,055 |
| Total interest expense | $643,000 | 4,183 |
| Net interest income | $701,000 | 5,584 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $841,000 | 4,805 |
| Salaries and employee benefits | $477,000 | 4,629 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $252,000 | 4,929 |
| Pre-tax net operating income | $-104,000 | 6,667 |
| Securities gains (losses) | $59,000 | 1,231 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-45,000 | 6,633 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-45,000 | 6,634 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-45,000 | 6,634 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-104,000 | 6,729 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 5,482 |
| Total interest expense | $2,771,000 | 4,485 |
| Net interest income | $2,185,000 | 6,226 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $129,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,977 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $104,000 | 5,867 |
| Total noninterest expense | $3,127,000 | 4,991 |
| Salaries and employee benefits | $1,641,000 | 5,061 |
| Premises and equipment expense | $475,000 | 4,602 |
| Additional noninterest expense | $1,011,000 | 4,788 |
| Pre-tax net operating income | $-1,163,000 | 7,082 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,162,000 | 7,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,162,000 | 7,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,379 |
| Net operating income | $-1,163,000 | 7,183 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 5,623 |
| Total interest expense | $2,079,000 | 4,586 |
| Net interest income | $1,558,000 | 6,386 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $94,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $17,000 | 7,062 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $2,393,000 | 4,900 |
| Salaries and employee benefits | $1,308,000 | 4,895 |
| Premises and equipment expense | $378,000 | 4,457 |
| Additional noninterest expense | $707,000 | 4,920 |
| Pre-tax net operating income | $-971,000 | 7,516 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-971,000 | 7,487 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-971,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 994 |
| Net operating income | $-971,000 | 7,601 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 5,758 |
| Total interest expense | $1,354,000 | 4,786 |
| Net interest income | $1,012,000 | 6,454 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $51,000 | 6,108 |
| Total noninterest expense | $1,545,000 | 5,029 |
| Salaries and employee benefits | $873,000 | 4,930 |
| Premises and equipment expense | $262,000 | 4,378 |
| Additional noninterest expense | $410,000 | 5,343 |
| Pre-tax net operating income | $-617,000 | 7,696 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-617,000 | 7,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-617,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 909 |
| Net operating income | $-617,000 | 7,756 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,805 |
| Total interest expense | $684,000 | 4,940 |
| Net interest income | $514,000 | 6,449 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $744,000 | 5,162 |
| Salaries and employee benefits | $406,000 | 5,185 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $202,000 | 5,350 |
| Pre-tax net operating income | $-291,000 | 7,901 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-291,000 | 7,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-291,000 | 7,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 784 |
| Net operating income | $-291,000 | 7,944 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 6,583 |
| Total interest expense | $1,915,000 | 5,914 |
| Net interest income | $1,481,000 | 7,131 |
| Provision for loan and lease losses | $375,000 | 2,799 |
| Total noninterest income | $105,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $11,000 | 7,290 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $94,000 | 6,303 |
| Total noninterest expense | $2,727,000 | 5,320 |
| Salaries and employee benefits | $1,489,000 | 5,326 |
| Premises and equipment expense | $511,000 | 4,288 |
| Additional noninterest expense | $727,000 | 5,640 |
| Pre-tax net operating income | $-1,516,000 | 8,196 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,505,000 | 8,239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,505,000 | 8,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 949 |
| Net operating income | $-1,516,000 | 8,233 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,759 |
| Total interest expense | $1,333,000 | 6,118 |
| Net interest income | $1,056,000 | 7,288 |
| Provision for loan and lease losses | $219,000 | 2,870 |
| Total noninterest income | $77,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $1,997,000 | 5,365 |
| Salaries and employee benefits | $1,112,000 | 5,319 |
| Premises and equipment expense | $247,000 | 5,546 |
| Additional noninterest expense | $638,000 | 5,094 |
| Pre-tax net operating income | $-1,083,000 | 8,314 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,085,000 | 8,349 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,085,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 843 |
| Net operating income | $-1,083,000 | 8,342 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 6,876 |
| Total interest expense | $838,000 | 6,271 |
| Net interest income | $693,000 | 7,370 |
| Provision for loan and lease losses | $124,000 | 2,932 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $4,000 | 7,405 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $1,286,000 | 5,508 |
| Salaries and employee benefits | $700,000 | 5,551 |
| Premises and equipment expense | $224,000 | 4,688 |
| Additional noninterest expense | $362,000 | 5,588 |
| Pre-tax net operating income | $-666,000 | 8,365 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-666,000 | 8,398 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-666,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 772 |
| Net operating income | $-666,000 | 8,391 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 7,082 |
| Total interest expense | $375,000 | 6,491 |
| Net interest income | $327,000 | 7,509 |
| Provision for loan and lease losses | $79,000 | 2,365 |
| Total noninterest income | $25,000 | 7,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $605,000 | 5,730 |
| Salaries and employee benefits | $343,000 | 5,654 |
| Premises and equipment expense | $82,000 | 5,625 |
| Additional noninterest expense | $180,000 | 5,587 |
| Pre-tax net operating income | $-332,000 | 8,431 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-332,000 | 8,457 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-332,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 662 |
| Net operating income | $-332,000 | 8,447 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 7,770 |
| Total interest expense | $771,000 | 7,394 |
| Net interest income | $937,000 | 7,923 |
| Provision for loan and lease losses | $378,000 | 2,375 |
| Total noninterest income | $73,000 | 8,015 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 6,875 |
| Total noninterest expense | $2,694,000 | 5,239 |
| Salaries and employee benefits | $1,897,000 | 4,451 |
| Premises and equipment expense | $330,000 | 5,501 |
| Additional noninterest expense | $467,000 | 6,696 |
| Pre-tax net operating income | $-2,062,000 | 8,584 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-2,062,000 | 8,600 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,062,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $495,000 | 610 |
| Net operating income | $-2,062,000 | 8,592 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 7,979 |
| Total interest expense | $505,000 | 7,577 |
| Net interest income | $632,000 | 8,120 |
| Provision for loan and lease losses | $214,000 | 2,765 |
| Total noninterest income | $49,000 | 8,168 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,042 |
| Total noninterest expense | $1,838,000 | 5,534 |
| Salaries and employee benefits | $1,281,000 | 4,755 |
| Premises and equipment expense | $219,000 | 5,833 |
| Additional noninterest expense | $338,000 | 6,809 |
| Pre-tax net operating income | $-1,371,000 | 8,645 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,371,000 | 8,661 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,371,000 | 8,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 483 |
| Net operating income | $-1,371,000 | 8,655 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 8,115 |
| Total interest expense | $320,000 | 7,621 |
| Net interest income | $367,000 | 8,300 |
| Provision for loan and lease losses | $118,000 | 3,120 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $1,243,000 | 5,497 |
| Salaries and employee benefits | $888,000 | 4,656 |
| Premises and equipment expense | $149,000 | 5,798 |
| Additional noninterest expense | $206,000 | 7,038 |
| Pre-tax net operating income | $-969,000 | 8,680 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-969,000 | 8,699 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-969,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $334,000 | 371 |
| Net operating income | $-969,000 | 8,688 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,273 |
| Total interest expense | $136,000 | 7,800 |
| Net interest income | $160,000 | 8,433 |
| Provision for loan and lease losses | $62,000 | 2,766 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $439,000 | 6,547 |
| Salaries and employee benefits | $277,000 | 6,178 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $90,000 | 7,293 |
| Pre-tax net operating income | $-340,000 | 8,631 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-340,000 | 8,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-340,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-340,000 | 8,646 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,692 |
| Total interest expense | $45,000 | 8,700 |
| Net interest income | $318,000 | 8,660 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $1,615,000 | 6,701 |
| Salaries and employee benefits | $697,000 | 7,284 |
| Premises and equipment expense | $229,000 | 6,431 |
| Additional noninterest expense | $689,000 | 5,629 |
| Pre-tax net operating income | $-1,315,000 | 8,694 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,315,000 | 8,719 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,315,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $14,137,000 | 124 |
| Net operating income | $-1,315,000 | 8,702 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.