Home > Virginia Community Bank > Income and Expense
Virginia Community Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 2,344 |
| Total interest expense | $702,000 | 3,420 |
| Net interest income | $8,135,000 | 2,114 |
| Provision for loan and lease losses | $4,000 | 3,796 |
| Total noninterest income | $1,055,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $360,000 | 1,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $695,000 | 2,335 |
| Total noninterest expense | $6,607,000 | 2,109 |
| Salaries and employee benefits | $3,340,000 | 2,280 |
| Premises and equipment expense | $671,000 | 2,207 |
| Additional noninterest expense | $2,596,000 | 1,689 |
| Pre-tax net operating income | $2,579,000 | 2,327 |
| Securities gains (losses) | $-12,000 | 4,918 |
| Applicable income taxes | $536,000 | 1,734 |
| Income before extraordinary items | $2,031,000 | 2,503 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,031,000 | 2,504 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,031,000 | 2,504 |
| Net charge-offs | $-21,000 | 4,618 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,040,480 | 2,469 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 2,337 |
| Total interest expense | $475,000 | 3,391 |
| Net interest income | $5,449,000 | 2,126 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $669,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $235,000 | 1,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,368 |
| Total noninterest expense | $4,431,000 | 2,105 |
| Salaries and employee benefits | $2,243,000 | 2,279 |
| Premises and equipment expense | $444,000 | 2,231 |
| Additional noninterest expense | $1,744,000 | 1,692 |
| Pre-tax net operating income | $1,687,000 | 2,324 |
| Securities gains (losses) | $-12,000 | 4,976 |
| Applicable income taxes | $348,000 | 1,739 |
| Income before extraordinary items | $1,327,000 | 2,497 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,327,000 | 2,496 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,327,000 | 2,496 |
| Net charge-offs | $-21,000 | 4,697 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,336,480 | 2,463 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 2,399 |
| Total interest expense | $233,000 | 3,386 |
| Net interest income | $2,611,000 | 2,193 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $314,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $119,000 | 1,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 2,423 |
| Total noninterest expense | $2,095,000 | 2,197 |
| Salaries and employee benefits | $1,101,000 | 2,323 |
| Premises and equipment expense | $201,000 | 2,387 |
| Additional noninterest expense | $793,000 | 1,836 |
| Pre-tax net operating income | $830,000 | 2,317 |
| Securities gains (losses) | $-10,000 | 5,097 |
| Applicable income taxes | $169,000 | 1,730 |
| Income before extraordinary items | $651,000 | 2,469 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $651,000 | 2,468 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $651,000 | 2,468 |
| Net charge-offs | $12,000 | 1,909 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $658,900 | 2,436 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,541,000 | 2,278 |
| Total interest expense | $876,000 | 3,123 |
| Net interest income | $10,665,000 | 2,128 |
| Provision for loan and lease losses | $-468,000 | 5,293 |
| Total noninterest income | $1,391,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $534,000 | 1,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 2,413 |
| Total noninterest expense | $9,513,000 | 1,974 |
| Salaries and employee benefits | $4,967,000 | 2,101 |
| Premises and equipment expense | $828,000 | 2,310 |
| Additional noninterest expense | $3,718,000 | 1,604 |
| Pre-tax net operating income | $3,011,000 | 2,496 |
| Securities gains (losses) | $21,000 | 564 |
| Applicable income taxes | $618,000 | 1,805 |
| Income before extraordinary items | $2,414,000 | 2,641 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,414,000 | 2,639 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,414,000 | 2,640 |
| Net charge-offs | $137,000 | 1,921 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,397,200 | 2,647 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,632,000 | 2,273 |
| Total interest expense | $661,000 | 3,049 |
| Net interest income | $7,971,000 | 2,139 |
| Provision for loan and lease losses | $-484,000 | 5,379 |
| Total noninterest income | $1,024,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $397,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,467 |
| Total noninterest expense | $7,248,000 | 1,958 |
| Salaries and employee benefits | $3,808,000 | 2,064 |
| Premises and equipment expense | $613,000 | 2,355 |
| Additional noninterest expense | $2,827,000 | 1,575 |
| Pre-tax net operating income | $2,231,000 | 2,566 |
| Securities gains (losses) | $21,000 | 556 |
| Applicable income taxes | $457,000 | 1,875 |
| Income before extraordinary items | $1,795,000 | 2,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,795,000 | 2,692 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,795,000 | 2,692 |
| Net charge-offs | $125,000 | 1,559 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,778,200 | 2,700 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,268 |
| Total interest expense | $442,000 | 2,985 |
| Net interest income | $5,252,000 | 2,153 |
| Provision for loan and lease losses | $-491,000 | 5,465 |
| Total noninterest income | $703,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $258,000 | 1,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 2,388 |
| Total noninterest expense | $4,769,000 | 1,991 |
| Salaries and employee benefits | $2,549,000 | 2,074 |
| Premises and equipment expense | $413,000 | 2,357 |
| Additional noninterest expense | $1,807,000 | 1,643 |
| Pre-tax net operating income | $1,677,000 | 2,352 |
| Securities gains (losses) | $20,000 | 475 |
| Applicable income taxes | $347,000 | 1,736 |
| Income before extraordinary items | $1,350,000 | 2,470 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,350,000 | 2,469 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,350,000 | 2,469 |
| Net charge-offs | $-24,000 | 4,803 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,334,000 | 2,495 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,284 |
| Total interest expense | $225,000 | 2,901 |
| Net interest income | $2,592,000 | 2,182 |
| Provision for loan and lease losses | $-491,000 | 5,556 |
| Total noninterest income | $315,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $128,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,575 |
| Total noninterest expense | $2,364,000 | 2,015 |
| Salaries and employee benefits | $1,257,000 | 2,121 |
| Premises and equipment expense | $208,000 | 2,388 |
| Additional noninterest expense | $899,000 | 1,645 |
| Pre-tax net operating income | $1,034,000 | 1,993 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $214,000 | 1,514 |
| Income before extraordinary items | $820,000 | 2,133 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $820,000 | 2,132 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $820,000 | 2,133 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $820,000 | 2,118 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,420,000 | 2,370 |
| Total interest expense | $800,000 | 2,915 |
| Net interest income | $9,620,000 | 2,286 |
| Provision for loan and lease losses | $-593,000 | 5,546 |
| Total noninterest income | $1,512,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $602,000 | 1,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $910,000 | 2,397 |
| Total noninterest expense | $8,492,000 | 2,172 |
| Salaries and employee benefits | $4,287,000 | 2,360 |
| Premises and equipment expense | $763,000 | 2,526 |
| Additional noninterest expense | $3,442,000 | 1,737 |
| Pre-tax net operating income | $3,233,000 | 2,360 |
| Securities gains (losses) | $40,000 | 992 |
| Applicable income taxes | $1,019,000 | 1,855 |
| Income before extraordinary items | $2,254,000 | 2,488 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,254,000 | 2,488 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,254,000 | 2,488 |
| Net charge-offs | $-125,000 | 5,351 |
| Cash dividends | $1,249,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,226,400 | 2,488 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 2,419 |
| Total interest expense | $588,000 | 2,936 |
| Net interest income | $7,048,000 | 2,335 |
| Provision for loan and lease losses | $-193,000 | 5,565 |
| Total noninterest income | $1,150,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $459,000 | 1,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 2,408 |
| Total noninterest expense | $6,092,000 | 2,253 |
| Salaries and employee benefits | $3,136,000 | 2,405 |
| Premises and equipment expense | $553,000 | 2,597 |
| Additional noninterest expense | $2,403,000 | 1,838 |
| Pre-tax net operating income | $2,299,000 | 2,499 |
| Securities gains (losses) | $20,000 | 1,322 |
| Applicable income taxes | $730,000 | 1,748 |
| Income before extraordinary items | $1,589,000 | 2,762 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,589,000 | 2,761 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,589,000 | 2,762 |
| Net charge-offs | $-83,000 | 5,295 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,575,200 | 2,757 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 2,419 |
| Total interest expense | $380,000 | 2,958 |
| Net interest income | $4,645,000 | 2,352 |
| Provision for loan and lease losses | $1,000 | 3,850 |
| Total noninterest income | $783,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $307,000 | 1,729 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $476,000 | 2,394 |
| Total noninterest expense | $3,973,000 | 2,294 |
| Salaries and employee benefits | $2,077,000 | 2,430 |
| Premises and equipment expense | $355,000 | 2,659 |
| Additional noninterest expense | $1,541,000 | 1,897 |
| Pre-tax net operating income | $1,454,000 | 2,541 |
| Securities gains (losses) | $9,000 | 1,292 |
| Applicable income taxes | $460,000 | 1,769 |
| Income before extraordinary items | $1,003,000 | 2,813 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,003,000 | 2,813 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,003,000 | 2,813 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $996,790 | 2,806 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 2,429 |
| Total interest expense | $184,000 | 3,012 |
| Net interest income | $2,311,000 | 2,359 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $320,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $149,000 | 1,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 2,764 |
| Total noninterest expense | $1,975,000 | 2,321 |
| Salaries and employee benefits | $1,019,000 | 2,492 |
| Premises and equipment expense | $180,000 | 2,687 |
| Additional noninterest expense | $776,000 | 1,886 |
| Pre-tax net operating income | $656,000 | 2,645 |
| Securities gains (losses) | $8,000 | 717 |
| Applicable income taxes | $207,000 | 1,834 |
| Income before extraordinary items | $457,000 | 2,903 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $457,000 | 2,903 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $457,000 | 2,903 |
| Net charge-offs | $-19,000 | 5,237 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $451,480 | 2,912 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 2,488 |
| Total interest expense | $702,000 | 3,047 |
| Net interest income | $8,894,000 | 2,408 |
| Provision for loan and lease losses | $-884,000 | 5,810 |
| Total noninterest income | $1,312,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $586,000 | 1,828 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $726,000 | 2,780 |
| Total noninterest expense | $8,121,000 | 2,260 |
| Salaries and employee benefits | $4,350,000 | 2,349 |
| Premises and equipment expense | $709,000 | 2,706 |
| Additional noninterest expense | $3,062,000 | 1,945 |
| Pre-tax net operating income | $2,969,000 | 2,409 |
| Securities gains (losses) | $49,000 | 1,853 |
| Applicable income taxes | $954,000 | 1,691 |
| Income before extraordinary items | $2,064,000 | 2,735 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,064,000 | 2,733 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,064,000 | 2,734 |
| Net charge-offs | $-7,000 | 4,917 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,030,680 | 2,708 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 2,517 |
| Total interest expense | $516,000 | 3,072 |
| Net interest income | $6,597,000 | 2,431 |
| Provision for loan and lease losses | $-488,000 | 5,845 |
| Total noninterest income | $994,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $429,000 | 1,865 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $565,000 | 2,726 |
| Total noninterest expense | $5,888,000 | 2,328 |
| Salaries and employee benefits | $3,148,000 | 2,397 |
| Premises and equipment expense | $538,000 | 2,699 |
| Additional noninterest expense | $2,202,000 | 2,011 |
| Pre-tax net operating income | $2,191,000 | 2,475 |
| Securities gains (losses) | $48,000 | 1,795 |
| Applicable income taxes | $706,000 | 1,746 |
| Income before extraordinary items | $1,533,000 | 2,788 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,533,000 | 2,788 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,533,000 | 2,788 |
| Net charge-offs | $-20,000 | 5,100 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,500,360 | 2,765 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 2,547 |
| Total interest expense | $335,000 | 3,131 |
| Net interest income | $4,340,000 | 2,464 |
| Provision for loan and lease losses | $-494,000 | 5,966 |
| Total noninterest income | $669,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $270,000 | 1,940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $399,000 | 2,667 |
| Total noninterest expense | $3,879,000 | 2,363 |
| Salaries and employee benefits | $2,105,000 | 2,404 |
| Premises and equipment expense | $367,000 | 2,675 |
| Additional noninterest expense | $1,407,000 | 2,093 |
| Pre-tax net operating income | $1,624,000 | 2,263 |
| Securities gains (losses) | $40,000 | 1,579 |
| Applicable income taxes | $529,000 | 1,608 |
| Income before extraordinary items | $1,135,000 | 2,577 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,135,000 | 2,576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,135,000 | 2,576 |
| Net charge-offs | $-30,000 | 5,352 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,107,800 | 2,556 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 2,570 |
| Total interest expense | $170,000 | 3,118 |
| Net interest income | $2,147,000 | 2,483 |
| Provision for loan and lease losses | $-499,000 | 6,063 |
| Total noninterest income | $277,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $121,000 | 2,104 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $156,000 | 2,936 |
| Total noninterest expense | $1,906,000 | 2,404 |
| Salaries and employee benefits | $1,062,000 | 2,400 |
| Premises and equipment expense | $189,000 | 2,647 |
| Additional noninterest expense | $655,000 | 2,219 |
| Pre-tax net operating income | $1,017,000 | 1,898 |
| Securities gains (losses) | $43,000 | 893 |
| Applicable income taxes | $342,000 | 1,369 |
| Income before extraordinary items | $718,000 | 2,164 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $718,000 | 2,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $718,000 | 2,164 |
| Net charge-offs | $-23,000 | 5,512 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $688,760 | 2,168 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,013,000 | 2,592 |
| Total interest expense | $671,000 | 3,147 |
| Net interest income | $8,342,000 | 2,500 |
| Provision for loan and lease losses | $19,000 | 4,086 |
| Total noninterest income | $1,314,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $482,000 | 2,201 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $832,000 | 2,598 |
| Total noninterest expense | $7,810,000 | 2,342 |
| Salaries and employee benefits | $4,166,000 | 2,407 |
| Premises and equipment expense | $729,000 | 2,739 |
| Additional noninterest expense | $2,915,000 | 2,061 |
| Pre-tax net operating income | $1,827,000 | 3,175 |
| Securities gains (losses) | $136,000 | 969 |
| Applicable income taxes | $606,000 | 2,055 |
| Income before extraordinary items | $1,357,000 | 3,413 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,357,000 | 3,411 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,357,000 | 3,413 |
| Net charge-offs | $5,000 | 4,193 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,263,160 | 3,482 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 2,631 |
| Total interest expense | $499,000 | 3,215 |
| Net interest income | $6,200,000 | 2,530 |
| Provision for loan and lease losses | $7,000 | 4,102 |
| Total noninterest income | $889,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $360,000 | 2,214 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $529,000 | 2,839 |
| Total noninterest expense | $5,835,000 | 2,347 |
| Salaries and employee benefits | $3,139,000 | 2,398 |
| Premises and equipment expense | $560,000 | 2,728 |
| Additional noninterest expense | $2,136,000 | 2,085 |
| Pre-tax net operating income | $1,247,000 | 3,388 |
| Securities gains (losses) | $136,000 | 836 |
| Applicable income taxes | $427,000 | 2,140 |
| Income before extraordinary items | $956,000 | 3,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $956,000 | 3,578 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $956,000 | 3,579 |
| Net charge-offs | $8,000 | 3,710 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $862,160 | 3,704 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 2,660 |
| Total interest expense | $334,000 | 3,232 |
| Net interest income | $4,072,000 | 2,571 |
| Provision for loan and lease losses | $2,000 | 4,009 |
| Total noninterest income | $548,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $236,000 | 2,215 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $312,000 | 3,019 |
| Total noninterest expense | $3,909,000 | 2,354 |
| Salaries and employee benefits | $2,102,000 | 2,400 |
| Premises and equipment expense | $372,000 | 2,755 |
| Additional noninterest expense | $1,435,000 | 2,078 |
| Pre-tax net operating income | $709,000 | 3,633 |
| Securities gains (losses) | $120,000 | 753 |
| Applicable income taxes | $252,000 | 2,257 |
| Income before extraordinary items | $577,000 | 3,736 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $577,000 | 3,737 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $577,000 | 3,738 |
| Net charge-offs | $116,000 | 1,590 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $493,000 | 3,930 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 2,647 |
| Total interest expense | $169,000 | 3,229 |
| Net interest income | $2,050,000 | 2,548 |
| Provision for loan and lease losses | $2,000 | 3,615 |
| Total noninterest income | $264,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $117,000 | 2,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $147,000 | 3,044 |
| Total noninterest expense | $1,964,000 | 2,345 |
| Salaries and employee benefits | $1,060,000 | 2,385 |
| Premises and equipment expense | $200,000 | 2,646 |
| Additional noninterest expense | $704,000 | 2,094 |
| Pre-tax net operating income | $348,000 | 3,643 |
| Securities gains (losses) | $22,000 | 1,194 |
| Applicable income taxes | $109,000 | 2,368 |
| Income before extraordinary items | $261,000 | 3,886 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $261,000 | 3,889 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $261,000 | 3,890 |
| Net charge-offs | $29,000 | 1,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $245,380 | 3,902 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,503,000 | 2,758 |
| Total interest expense | $692,000 | 3,339 |
| Net interest income | $7,811,000 | 2,680 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $507,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $559,000 | 2,085 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-52,000 | 6,370 |
| Total noninterest expense | $7,697,000 | 2,386 |
| Salaries and employee benefits | $3,989,000 | 2,508 |
| Premises and equipment expense | $755,000 | 2,772 |
| Additional noninterest expense | $2,953,000 | 2,064 |
| Pre-tax net operating income | $371,000 | 5,321 |
| Securities gains (losses) | $200,000 | 804 |
| Applicable income taxes | $140,000 | 3,208 |
| Income before extraordinary items | $431,000 | 5,085 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $431,000 | 5,084 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $431,000 | 5,085 |
| Net charge-offs | $1,138,000 | 808 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $281,000 | 5,401 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 2,767 |
| Total interest expense | $523,000 | 3,372 |
| Net interest income | $5,904,000 | 2,669 |
| Provision for loan and lease losses | $777,000 | 822 |
| Total noninterest income | $235,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $421,000 | 2,080 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-186,000 | 6,525 |
| Total noninterest expense | $5,677,000 | 2,431 |
| Salaries and employee benefits | $2,978,000 | 2,508 |
| Premises and equipment expense | $582,000 | 2,750 |
| Additional noninterest expense | $2,117,000 | 2,134 |
| Pre-tax net operating income | $-315,000 | 6,343 |
| Securities gains (losses) | $166,000 | 725 |
| Applicable income taxes | $-158,000 | 6,441 |
| Income before extraordinary items | $9,000 | 6,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 6,140 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,000 | 6,141 |
| Net charge-offs | $963,000 | 697 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-97,240 | 6,259 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 2,862 |
| Total interest expense | $348,000 | 3,402 |
| Net interest income | $3,759,000 | 2,775 |
| Provision for loan and lease losses | $664,000 | 667 |
| Total noninterest income | $219,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $269,000 | 2,144 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-50,000 | 6,553 |
| Total noninterest expense | $3,755,000 | 2,465 |
| Salaries and employee benefits | $1,996,000 | 2,509 |
| Premises and equipment expense | $398,000 | 2,719 |
| Additional noninterest expense | $1,361,000 | 2,192 |
| Pre-tax net operating income | $-441,000 | 6,495 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $-171,000 | 6,545 |
| Income before extraordinary items | $-268,000 | 6,441 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-268,000 | 6,442 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-268,000 | 6,442 |
| Net charge-offs | $1,020,000 | 488 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-269,280 | 6,437 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 2,896 |
| Total interest expense | $176,000 | 3,432 |
| Net interest income | $1,854,000 | 2,804 |
| Provision for loan and lease losses | $298,000 | 738 |
| Total noninterest income | $-29,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $132,000 | 2,157 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-161,000 | 6,684 |
| Total noninterest expense | $1,875,000 | 2,476 |
| Salaries and employee benefits | $990,000 | 2,533 |
| Premises and equipment expense | $213,000 | 2,634 |
| Additional noninterest expense | $672,000 | 2,225 |
| Pre-tax net operating income | $-348,000 | 6,594 |
| Securities gains (losses) | $-17,000 | 6,485 |
| Applicable income taxes | $-136,000 | 6,646 |
| Income before extraordinary items | $-229,000 | 6,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-229,000 | 6,552 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-229,000 | 6,552 |
| Net charge-offs | $52,000 | 1,843 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-218,120 | 6,542 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,315,000 | 2,592 |
| Total interest expense | $1,071,000 | 2,808 |
| Net interest income | $8,244,000 | 2,533 |
| Provision for loan and lease losses | $1,177,000 | 967 |
| Total noninterest income | $1,047,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $565,000 | 2,175 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $482,000 | 3,408 |
| Total noninterest expense | $7,187,000 | 2,564 |
| Salaries and employee benefits | $3,779,000 | 2,605 |
| Premises and equipment expense | $809,000 | 2,682 |
| Additional noninterest expense | $2,599,000 | 2,374 |
| Pre-tax net operating income | $927,000 | 4,188 |
| Securities gains (losses) | $617,000 | 377 |
| Applicable income taxes | $475,000 | 2,209 |
| Income before extraordinary items | $1,069,000 | 3,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,069,000 | 3,774 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,069,000 | 3,774 |
| Net charge-offs | $2,425,000 | 648 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $643,270 | 4,519 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 2,578 |
| Total interest expense | $887,000 | 2,668 |
| Net interest income | $6,190,000 | 2,544 |
| Provision for loan and lease losses | $720,000 | 1,158 |
| Total noninterest income | $680,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $426,000 | 2,165 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $254,000 | 4,001 |
| Total noninterest expense | $5,387,000 | 2,581 |
| Salaries and employee benefits | $2,827,000 | 2,618 |
| Premises and equipment expense | $711,000 | 2,379 |
| Additional noninterest expense | $1,849,000 | 2,477 |
| Pre-tax net operating income | $763,000 | 4,137 |
| Securities gains (losses) | $623,000 | 339 |
| Applicable income taxes | $437,000 | 2,048 |
| Income before extraordinary items | $949,000 | 3,517 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $949,000 | 3,519 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $949,000 | 3,521 |
| Net charge-offs | $727,000 | 1,260 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $525,360 | 4,445 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,822,000 | 2,523 |
| Total interest expense | $699,000 | 2,404 |
| Net interest income | $4,123,000 | 2,537 |
| Provision for loan and lease losses | $463,000 | 1,231 |
| Total noninterest income | $522,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $285,000 | 2,127 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,534 |
| Total noninterest expense | $3,597,000 | 2,585 |
| Salaries and employee benefits | $1,894,000 | 2,620 |
| Premises and equipment expense | $485,000 | 2,342 |
| Additional noninterest expense | $1,218,000 | 2,500 |
| Pre-tax net operating income | $585,000 | 3,866 |
| Securities gains (losses) | $623,000 | 301 |
| Applicable income taxes | $391,000 | 1,765 |
| Income before extraordinary items | $817,000 | 3,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $817,000 | 3,027 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $817,000 | 3,028 |
| Net charge-offs | $743,000 | 951 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $393,360 | 4,231 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 2,555 |
| Total interest expense | $286,000 | 2,887 |
| Net interest income | $2,109,000 | 2,495 |
| Provision for loan and lease losses | $261,000 | 1,118 |
| Total noninterest income | $273,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $152,000 | 2,015 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $1,816,000 | 2,579 |
| Salaries and employee benefits | $967,000 | 2,585 |
| Premises and equipment expense | $247,000 | 2,332 |
| Additional noninterest expense | $602,000 | 2,544 |
| Pre-tax net operating income | $305,000 | 3,779 |
| Securities gains (losses) | $457,000 | 228 |
| Applicable income taxes | $255,000 | 1,493 |
| Income before extraordinary items | $507,000 | 2,561 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $507,000 | 2,564 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $507,000 | 2,563 |
| Net charge-offs | $71,000 | 2,158 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $200,810 | 4,173 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,416,000 | 2,474 |
| Total interest expense | $1,399,000 | 2,870 |
| Net interest income | $9,017,000 | 2,386 |
| Provision for loan and lease losses | $1,163,000 | 1,616 |
| Total noninterest income | $303,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $610,000 | 2,123 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-307,000 | 6,864 |
| Total noninterest expense | $7,561,000 | 2,486 |
| Salaries and employee benefits | $3,816,000 | 2,566 |
| Premises and equipment expense | $1,116,000 | 2,069 |
| Additional noninterest expense | $2,629,000 | 2,457 |
| Pre-tax net operating income | $596,000 | 4,714 |
| Securities gains (losses) | $273,000 | 1,441 |
| Applicable income taxes | $278,000 | 2,726 |
| Income before extraordinary items | $591,000 | 4,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $591,000 | 4,721 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $591,000 | 4,722 |
| Net charge-offs | $1,294,000 | 1,550 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $405,360 | 4,982 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 2,521 |
| Total interest expense | $1,071,000 | 2,915 |
| Net interest income | $6,739,000 | 2,432 |
| Provision for loan and lease losses | $832,000 | 1,666 |
| Total noninterest income | $743,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $455,000 | 2,162 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $288,000 | 3,746 |
| Total noninterest expense | $5,720,000 | 2,474 |
| Salaries and employee benefits | $2,875,000 | 2,565 |
| Premises and equipment expense | $867,000 | 2,034 |
| Additional noninterest expense | $1,978,000 | 2,445 |
| Pre-tax net operating income | $930,000 | 3,759 |
| Securities gains (losses) | $280,000 | 1,173 |
| Applicable income taxes | $398,000 | 2,176 |
| Income before extraordinary items | $812,000 | 3,835 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $812,000 | 3,835 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $812,000 | 3,836 |
| Net charge-offs | $1,242,000 | 1,263 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $624,400 | 4,126 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 2,532 |
| Total interest expense | $743,000 | 2,921 |
| Net interest income | $4,462,000 | 2,446 |
| Provision for loan and lease losses | $643,000 | 1,497 |
| Total noninterest income | $599,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $305,000 | 2,132 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $294,000 | 3,095 |
| Total noninterest expense | $3,849,000 | 2,458 |
| Salaries and employee benefits | $1,908,000 | 2,585 |
| Premises and equipment expense | $606,000 | 1,948 |
| Additional noninterest expense | $1,335,000 | 2,432 |
| Pre-tax net operating income | $569,000 | 3,894 |
| Securities gains (losses) | $258,000 | 948 |
| Applicable income taxes | $272,000 | 2,152 |
| Income before extraordinary items | $555,000 | 3,793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $555,000 | 3,795 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $555,000 | 3,796 |
| Net charge-offs | $1,166,000 | 1,016 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $382,140 | 4,256 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 2,579 |
| Total interest expense | $378,000 | 2,989 |
| Net interest income | $2,199,000 | 2,494 |
| Provision for loan and lease losses | $313,000 | 1,460 |
| Total noninterest income | $286,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $154,000 | 2,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $132,000 | 3,257 |
| Total noninterest expense | $1,887,000 | 2,499 |
| Salaries and employee benefits | $913,000 | 2,713 |
| Premises and equipment expense | $306,000 | 1,945 |
| Additional noninterest expense | $668,000 | 2,396 |
| Pre-tax net operating income | $285,000 | 3,931 |
| Securities gains (losses) | $164,000 | 683 |
| Applicable income taxes | $148,000 | 2,049 |
| Income before extraordinary items | $301,000 | 3,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 3,655 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $301,000 | 3,655 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $191,120 | 4,304 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,840,000 | 2,569 |
| Total interest expense | $1,790,000 | 3,009 |
| Net interest income | $9,050,000 | 2,421 |
| Provision for loan and lease losses | $2,217,000 | 1,459 |
| Total noninterest income | $330,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $647,000 | 2,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-317,000 | 7,027 |
| Total noninterest expense | $8,625,000 | 2,204 |
| Salaries and employee benefits | $3,975,000 | 2,418 |
| Premises and equipment expense | $1,228,000 | 2,018 |
| Additional noninterest expense | $3,422,000 | 1,967 |
| Pre-tax net operating income | $-1,462,000 | 6,698 |
| Securities gains (losses) | $150,000 | 1,714 |
| Applicable income taxes | $-336,000 | 6,993 |
| Income before extraordinary items | $-976,000 | 6,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-976,000 | 6,633 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-976,000 | 6,632 |
| Net charge-offs | $2,256,000 | 1,445 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,087,000 | 6,637 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,237,000 | 2,562 |
| Total interest expense | $1,403,000 | 3,020 |
| Net interest income | $6,834,000 | 2,411 |
| Provision for loan and lease losses | $1,512,000 | 1,505 |
| Total noninterest income | $33,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $487,000 | 2,125 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-454,000 | 7,226 |
| Total noninterest expense | $6,399,000 | 2,237 |
| Salaries and employee benefits | $2,982,000 | 2,416 |
| Premises and equipment expense | $909,000 | 2,060 |
| Additional noninterest expense | $2,508,000 | 2,015 |
| Pre-tax net operating income | $-1,044,000 | 6,804 |
| Securities gains (losses) | $194,000 | 1,243 |
| Applicable income taxes | $-303,000 | 7,144 |
| Income before extraordinary items | $-547,000 | 6,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-547,000 | 6,708 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-547,000 | 6,708 |
| Net charge-offs | $1,810,000 | 1,305 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-671,160 | 6,717 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 2,579 |
| Total interest expense | $965,000 | 3,040 |
| Net interest income | $4,537,000 | 2,418 |
| Provision for loan and lease losses | $748,000 | 1,829 |
| Total noninterest income | $-31,000 | 7,258 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $325,000 | 2,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-356,000 | 7,340 |
| Total noninterest expense | $4,285,000 | 2,243 |
| Salaries and employee benefits | $1,994,000 | 2,427 |
| Premises and equipment expense | $619,000 | 2,039 |
| Additional noninterest expense | $1,672,000 | 2,040 |
| Pre-tax net operating income | $-527,000 | 6,796 |
| Securities gains (losses) | $142,000 | 907 |
| Applicable income taxes | $-140,000 | 7,163 |
| Income before extraordinary items | $-245,000 | 6,678 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-245,000 | 6,679 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-245,000 | 6,679 |
| Net charge-offs | $1,479,000 | 1,133 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-335,880 | 6,714 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 2,558 |
| Total interest expense | $485,000 | 3,129 |
| Net interest income | $2,310,000 | 2,370 |
| Provision for loan and lease losses | $754,000 | 1,059 |
| Total noninterest income | $276,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $168,000 | 2,015 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $2,034,000 | 2,388 |
| Salaries and employee benefits | $974,000 | 2,497 |
| Premises and equipment expense | $309,000 | 2,069 |
| Additional noninterest expense | $751,000 | 2,221 |
| Pre-tax net operating income | $-202,000 | 6,829 |
| Securities gains (losses) | $64,000 | 671 |
| Applicable income taxes | $-51,000 | 7,195 |
| Income before extraordinary items | $-87,000 | 6,687 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-87,000 | 6,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-87,000 | 6,687 |
| Net charge-offs | $411,000 | 1,504 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-127,960 | 6,765 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,548,000 | 2,594 |
| Total interest expense | $2,439,000 | 3,055 |
| Net interest income | $9,109,000 | 2,397 |
| Provision for loan and lease losses | $4,915,000 | 1,161 |
| Total noninterest income | $1,195,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $816,000 | 1,789 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $379,000 | 3,608 |
| Total noninterest expense | $7,946,000 | 2,433 |
| Salaries and employee benefits | $3,967,000 | 2,414 |
| Premises and equipment expense | $1,284,000 | 1,980 |
| Additional noninterest expense | $2,695,000 | 2,505 |
| Pre-tax net operating income | $-2,557,000 | 6,864 |
| Securities gains (losses) | $353,000 | 1,130 |
| Applicable income taxes | $-753,000 | 7,258 |
| Income before extraordinary items | $-1,451,000 | 6,737 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,451,000 | 6,737 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,451,000 | 6,738 |
| Net charge-offs | $2,884,000 | 1,499 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,683,980 | 6,757 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 2,634 |
| Total interest expense | $1,898,000 | 3,085 |
| Net interest income | $6,834,000 | 2,429 |
| Provision for loan and lease losses | $1,504,000 | 1,968 |
| Total noninterest income | $1,148,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $624,000 | 1,817 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $524,000 | 2,693 |
| Total noninterest expense | $5,923,000 | 2,448 |
| Salaries and employee benefits | $2,939,000 | 2,464 |
| Premises and equipment expense | $969,000 | 1,990 |
| Additional noninterest expense | $2,015,000 | 2,466 |
| Pre-tax net operating income | $555,000 | 4,060 |
| Securities gains (losses) | $186,000 | 1,429 |
| Applicable income taxes | $225,000 | 2,433 |
| Income before extraordinary items | $516,000 | 4,055 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $516,000 | 4,058 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $516,000 | 4,058 |
| Net charge-offs | $813,000 | 2,442 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $385,800 | 4,337 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 2,660 |
| Total interest expense | $1,257,000 | 3,201 |
| Net interest income | $4,576,000 | 2,419 |
| Provision for loan and lease losses | $960,000 | 1,984 |
| Total noninterest income | $666,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $427,000 | 1,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $239,000 | 3,193 |
| Total noninterest expense | $3,886,000 | 2,491 |
| Salaries and employee benefits | $1,960,000 | 2,485 |
| Premises and equipment expense | $645,000 | 2,015 |
| Additional noninterest expense | $1,281,000 | 2,575 |
| Pre-tax net operating income | $396,000 | 4,012 |
| Securities gains (losses) | $88,000 | 1,495 |
| Applicable income taxes | $142,000 | 2,459 |
| Income before extraordinary items | $342,000 | 4,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $342,000 | 4,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $342,000 | 4,066 |
| Net charge-offs | $690,000 | 2,110 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $279,520 | 4,284 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 2,714 |
| Total interest expense | $636,000 | 3,288 |
| Net interest income | $2,285,000 | 2,460 |
| Provision for loan and lease losses | $477,000 | 1,878 |
| Total noninterest income | $235,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $210,000 | 1,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $1,963,000 | 2,485 |
| Salaries and employee benefits | $977,000 | 2,522 |
| Premises and equipment expense | $326,000 | 2,051 |
| Additional noninterest expense | $660,000 | 2,496 |
| Pre-tax net operating income | $80,000 | 5,295 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $38,000 | 2,998 |
| Income before extraordinary items | $122,000 | 4,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 4,708 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $122,000 | 4,707 |
| Net charge-offs | $530,000 | 1,541 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $61,200 | 5,429 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,095,000 | 2,727 |
| Total interest expense | $3,035,000 | 3,389 |
| Net interest income | $9,060,000 | 2,405 |
| Provision for loan and lease losses | $3,382,000 | 1,826 |
| Total noninterest income | $1,478,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $967,000 | 1,738 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $511,000 | 3,169 |
| Total noninterest expense | $8,088,000 | 2,445 |
| Salaries and employee benefits | $4,065,000 | 2,407 |
| Premises and equipment expense | $1,046,000 | 2,484 |
| Additional noninterest expense | $2,977,000 | 2,359 |
| Pre-tax net operating income | $-932,000 | 6,229 |
| Securities gains (losses) | $92,000 | 2,210 |
| Applicable income taxes | $-337,000 | 6,908 |
| Income before extraordinary items | $-503,000 | 6,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-503,000 | 6,080 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-503,000 | 6,081 |
| Net charge-offs | $2,020,000 | 2,025 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-561,880 | 6,126 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 2,777 |
| Total interest expense | $2,366,000 | 3,420 |
| Net interest income | $6,671,000 | 2,444 |
| Provision for loan and lease losses | $1,134,000 | 2,597 |
| Total noninterest income | $1,122,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $750,000 | 1,687 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $372,000 | 3,307 |
| Total noninterest expense | $6,070,000 | 2,437 |
| Salaries and employee benefits | $3,164,000 | 2,356 |
| Premises and equipment expense | $600,000 | 3,164 |
| Additional noninterest expense | $2,306,000 | 2,260 |
| Pre-tax net operating income | $589,000 | 3,631 |
| Securities gains (losses) | $48,000 | 2,327 |
| Applicable income taxes | $162,000 | 2,506 |
| Income before extraordinary items | $475,000 | 3,776 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $475,000 | 3,774 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $475,000 | 3,775 |
| Net charge-offs | $349,000 | 3,506 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $439,000 | 3,807 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 2,851 |
| Total interest expense | $1,655,000 | 3,419 |
| Net interest income | $4,305,000 | 2,502 |
| Provision for loan and lease losses | $452,000 | 3,097 |
| Total noninterest income | $778,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $519,000 | 1,597 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $259,000 | 3,241 |
| Total noninterest expense | $3,853,000 | 2,595 |
| Salaries and employee benefits | $2,126,000 | 2,381 |
| Premises and equipment expense | $529,000 | 2,522 |
| Additional noninterest expense | $1,198,000 | 2,833 |
| Pre-tax net operating income | $778,000 | 2,558 |
| Securities gains (losses) | $11,000 | 2,552 |
| Applicable income taxes | $231,000 | 1,809 |
| Income before extraordinary items | $558,000 | 2,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $558,000 | 2,894 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $558,000 | 2,895 |
| Net charge-offs | $260,000 | 3,112 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $550,190 | 2,817 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 2,830 |
| Total interest expense | $843,000 | 3,485 |
| Net interest income | $2,195,000 | 2,457 |
| Provision for loan and lease losses | $187,000 | 2,953 |
| Total noninterest income | $405,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $251,000 | 1,610 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $154,000 | 2,919 |
| Total noninterest expense | $1,920,000 | 2,519 |
| Salaries and employee benefits | $1,071,000 | 2,385 |
| Premises and equipment expense | $267,000 | 2,550 |
| Additional noninterest expense | $582,000 | 2,630 |
| Pre-tax net operating income | $493,000 | 2,406 |
| Securities gains (losses) | $11,000 | 1,882 |
| Applicable income taxes | $151,000 | 1,736 |
| Income before extraordinary items | $353,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 2,796 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $353,000 | 2,798 |
| Net charge-offs | $108,000 | 2,787 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $345,300 | 2,715 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 3,296 |
| Total interest expense | $3,006,000 | 4,250 |
| Net interest income | $7,950,000 | 2,724 |
| Provision for loan and lease losses | $766,000 | 3,117 |
| Total noninterest income | $1,746,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $919,000 | 1,885 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $827,000 | 2,415 |
| Total noninterest expense | $7,712,000 | 2,450 |
| Salaries and employee benefits | $4,388,000 | 2,312 |
| Premises and equipment expense | $979,000 | 2,681 |
| Additional noninterest expense | $2,345,000 | 2,478 |
| Pre-tax net operating income | $1,218,000 | 3,393 |
| Securities gains (losses) | $105,000 | 1,094 |
| Applicable income taxes | $250,000 | 2,599 |
| Income before extraordinary items | $1,073,000 | 3,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,073,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 2,182 |
| Cash dividends | $1,750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $987,950 | 3,461 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,115,000 | 3,387 |
| Total interest expense | $2,151,000 | 4,498 |
| Net interest income | $5,964,000 | 2,738 |
| Provision for loan and lease losses | $59,000 | 5,740 |
| Total noninterest income | $1,063,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $659,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $404,000 | 3,167 |
| Total noninterest expense | $5,663,000 | 2,495 |
| Salaries and employee benefits | $3,218,000 | 2,377 |
| Premises and equipment expense | $718,000 | 2,738 |
| Additional noninterest expense | $1,727,000 | 2,453 |
| Pre-tax net operating income | $1,305,000 | 3,135 |
| Securities gains (losses) | $105,000 | 936 |
| Applicable income taxes | $399,000 | 2,159 |
| Income before extraordinary items | $1,011,000 | 3,081 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,011,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 1,571 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $935,400 | 3,384 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 3,467 |
| Total interest expense | $1,427,000 | 4,651 |
| Net interest income | $3,910,000 | 2,767 |
| Provision for loan and lease losses | $-305,000 | 8,433 |
| Total noninterest income | $691,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $418,000 | 2,026 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $273,000 | 3,191 |
| Total noninterest expense | $3,735,000 | 2,529 |
| Salaries and employee benefits | $2,114,000 | 2,436 |
| Premises and equipment expense | $474,000 | 2,766 |
| Additional noninterest expense | $1,147,000 | 2,438 |
| Pre-tax net operating income | $1,171,000 | 2,625 |
| Securities gains (losses) | $92,000 | 1,043 |
| Applicable income taxes | $369,000 | 1,961 |
| Income before extraordinary items | $894,000 | 2,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $894,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,116 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $828,680 | 2,936 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 3,557 |
| Total interest expense | $751,000 | 4,687 |
| Net interest income | $1,917,000 | 2,809 |
| Provision for loan and lease losses | $-330,000 | 8,482 |
| Total noninterest income | $344,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $207,000 | 2,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $1,857,000 | 2,536 |
| Salaries and employee benefits | $1,046,000 | 2,480 |
| Premises and equipment expense | $235,000 | 2,800 |
| Additional noninterest expense | $576,000 | 2,399 |
| Pre-tax net operating income | $734,000 | 2,332 |
| Securities gains (losses) | $65,000 | 939 |
| Applicable income taxes | $239,000 | 1,736 |
| Income before extraordinary items | $560,000 | 2,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 678 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $514,500 | 2,555 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,152,000 | 3,492 |
| Total interest expense | $3,368,000 | 4,447 |
| Net interest income | $7,784,000 | 2,799 |
| Provision for loan and lease losses | $727,000 | 1,801 |
| Total noninterest income | $1,443,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $962,000 | 1,830 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $481,000 | 3,383 |
| Total noninterest expense | $7,236,000 | 2,510 |
| Salaries and employee benefits | $3,912,000 | 2,539 |
| Premises and equipment expense | $910,000 | 2,783 |
| Additional noninterest expense | $2,414,000 | 2,246 |
| Pre-tax net operating income | $1,264,000 | 4,253 |
| Securities gains (losses) | $-172,000 | 8,239 |
| Applicable income taxes | $232,000 | 3,693 |
| Income before extraordinary items | $860,000 | 4,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $860,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,780 |
| Cash dividends | $1,600,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $995,880 | 4,328 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,499 |
| Total interest expense | $2,580,000 | 4,389 |
| Net interest income | $5,774,000 | 2,832 |
| Provision for loan and lease losses | $1,132,000 | 813 |
| Total noninterest income | $1,117,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $733,000 | 1,777 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $384,000 | 3,283 |
| Total noninterest expense | $5,355,000 | 2,531 |
| Salaries and employee benefits | $2,955,000 | 2,518 |
| Premises and equipment expense | $670,000 | 2,806 |
| Additional noninterest expense | $1,730,000 | 2,300 |
| Pre-tax net operating income | $404,000 | 6,159 |
| Securities gains (losses) | $-176,000 | 8,369 |
| Applicable income taxes | $-36,000 | 8,123 |
| Income before extraordinary items | $264,000 | 6,506 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $264,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,103 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $440,000 | 5,616 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 3,567 |
| Total interest expense | $1,700,000 | 4,420 |
| Net interest income | $3,739,000 | 2,945 |
| Provision for loan and lease losses | $907,000 | 629 |
| Total noninterest income | $701,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $474,000 | 1,832 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $227,000 | 3,545 |
| Total noninterest expense | $3,518,000 | 2,594 |
| Salaries and employee benefits | $1,967,000 | 2,559 |
| Premises and equipment expense | $441,000 | 2,861 |
| Additional noninterest expense | $1,110,000 | 2,388 |
| Pre-tax net operating income | $15,000 | 7,710 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-67,000 | 8,331 |
| Income before extraordinary items | $82,000 | 7,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,712 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $82,000 | 7,244 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 3,636 |
| Total interest expense | $812,000 | 4,533 |
| Net interest income | $1,819,000 | 3,019 |
| Provision for loan and lease losses | $106,000 | 1,925 |
| Total noninterest income | $341,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $221,000 | 1,897 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $120,000 | 3,430 |
| Total noninterest expense | $1,702,000 | 2,673 |
| Salaries and employee benefits | $954,000 | 2,649 |
| Premises and equipment expense | $221,000 | 2,869 |
| Additional noninterest expense | $527,000 | 2,495 |
| Pre-tax net operating income | $352,000 | 4,301 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $267,000 | 4,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $267,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $267,000 | 4,405 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,446,000 | 3,223 |
| Total interest expense | $2,805,000 | 4,490 |
| Net interest income | $8,641,000 | 2,607 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $1,558,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $977,000 | 1,784 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $581,000 | 3,078 |
| Total noninterest expense | $6,576,000 | 2,665 |
| Salaries and employee benefits | $3,800,000 | 2,557 |
| Premises and equipment expense | $805,000 | 2,993 |
| Additional noninterest expense | $1,971,000 | 2,597 |
| Pre-tax net operating income | $3,413,000 | 2,527 |
| Securities gains (losses) | $-12,000 | 7,357 |
| Applicable income taxes | $1,061,000 | 2,107 |
| Income before extraordinary items | $2,340,000 | 2,762 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,340,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,014 |
| Cash dividends | $525,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,348,280 | 2,744 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 3,182 |
| Total interest expense | $2,017,000 | 4,528 |
| Net interest income | $6,633,000 | 2,579 |
| Provision for loan and lease losses | $205,000 | 2,826 |
| Total noninterest income | $1,100,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $722,000 | 1,811 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 3,301 |
| Total noninterest expense | $4,750,000 | 2,746 |
| Salaries and employee benefits | $2,736,000 | 2,652 |
| Premises and equipment expense | $571,000 | 3,130 |
| Additional noninterest expense | $1,443,000 | 2,648 |
| Pre-tax net operating income | $2,778,000 | 2,456 |
| Securities gains (losses) | $-12,000 | 7,658 |
| Applicable income taxes | $864,000 | 2,081 |
| Income before extraordinary items | $1,902,000 | 2,677 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,902,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,554 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,910,280 | 2,656 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 3,136 |
| Total interest expense | $1,326,000 | 4,423 |
| Net interest income | $4,426,000 | 2,581 |
| Provision for loan and lease losses | $113,000 | 3,163 |
| Total noninterest income | $743,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $479,000 | 1,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,236 |
| Total noninterest expense | $3,110,000 | 2,805 |
| Salaries and employee benefits | $1,825,000 | 2,650 |
| Premises and equipment expense | $377,000 | 3,144 |
| Additional noninterest expense | $908,000 | 2,795 |
| Pre-tax net operating income | $1,946,000 | 2,362 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $605,000 | 2,046 |
| Income before extraordinary items | $1,329,000 | 2,574 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,329,000 | 2,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,337,280 | 2,542 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 3,098 |
| Total interest expense | $651,000 | 4,358 |
| Net interest income | $2,201,000 | 2,574 |
| Provision for loan and lease losses | $11,000 | 5,192 |
| Total noninterest income | $370,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $236,000 | 1,779 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $1,576,000 | 2,773 |
| Salaries and employee benefits | $957,000 | 2,544 |
| Premises and equipment expense | $184,000 | 3,207 |
| Additional noninterest expense | $435,000 | 2,892 |
| Pre-tax net operating income | $984,000 | 2,299 |
| Securities gains (losses) | $-11,000 | 8,254 |
| Applicable income taxes | $305,000 | 2,007 |
| Income before extraordinary items | $668,000 | 2,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $668,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,032 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $675,590 | 2,498 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 3,005 |
| Total interest expense | $1,947,000 | 4,512 |
| Net interest income | $8,631,000 | 2,525 |
| Provision for loan and lease losses | $260,000 | 3,084 |
| Total noninterest income | $1,581,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,031,000 | 1,678 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $550,000 | 3,211 |
| Total noninterest expense | $6,062,000 | 2,729 |
| Salaries and employee benefits | $3,472,000 | 2,616 |
| Premises and equipment expense | $803,000 | 2,889 |
| Additional noninterest expense | $1,787,000 | 2,773 |
| Pre-tax net operating income | $3,890,000 | 2,270 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,250,000 | 1,938 |
| Income before extraordinary items | $2,640,000 | 2,492 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,640,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,305 |
| Cash dividends | $488,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,640,000 | 2,459 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 2,998 |
| Total interest expense | $1,427,000 | 4,447 |
| Net interest income | $6,381,000 | 2,537 |
| Provision for loan and lease losses | $241,000 | 2,605 |
| Total noninterest income | $1,172,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $767,000 | 1,681 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $405,000 | 3,255 |
| Total noninterest expense | $4,524,000 | 2,705 |
| Salaries and employee benefits | $2,598,000 | 2,572 |
| Premises and equipment expense | $601,000 | 2,878 |
| Additional noninterest expense | $1,325,000 | 2,779 |
| Pre-tax net operating income | $2,788,000 | 2,356 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $909,000 | 2,018 |
| Income before extraordinary items | $1,879,000 | 2,602 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,879,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,879,000 | 2,573 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 2,980 |
| Total interest expense | $943,000 | 4,304 |
| Net interest income | $4,172,000 | 2,556 |
| Provision for loan and lease losses | $226,000 | 1,948 |
| Total noninterest income | $795,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $514,000 | 1,631 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $281,000 | 3,185 |
| Total noninterest expense | $3,020,000 | 2,678 |
| Salaries and employee benefits | $1,743,000 | 2,551 |
| Premises and equipment expense | $415,000 | 2,747 |
| Additional noninterest expense | $862,000 | 2,820 |
| Pre-tax net operating income | $1,721,000 | 2,454 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $560,000 | 2,103 |
| Income before extraordinary items | $1,161,000 | 2,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,161,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,619 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,161,000 | 2,684 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 2,934 |
| Total interest expense | $463,000 | 4,245 |
| Net interest income | $2,096,000 | 2,547 |
| Provision for loan and lease losses | $118,000 | 1,825 |
| Total noninterest income | $411,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $256,000 | 1,598 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,913 |
| Total noninterest expense | $1,503,000 | 2,707 |
| Salaries and employee benefits | $879,000 | 2,551 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $419,000 | 2,900 |
| Pre-tax net operating income | $886,000 | 2,378 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $289,000 | 2,030 |
| Income before extraordinary items | $597,000 | 2,629 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $597,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $597,000 | 2,595 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 2,968 |
| Total interest expense | $1,870,000 | 3,843 |
| Net interest income | $7,613,000 | 2,649 |
| Provision for loan and lease losses | $579,000 | 1,729 |
| Total noninterest income | $1,701,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,137,000 | 1,546 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $564,000 | 3,093 |
| Total noninterest expense | $5,596,000 | 2,821 |
| Salaries and employee benefits | $3,269,000 | 2,634 |
| Premises and equipment expense | $721,000 | 3,055 |
| Additional noninterest expense | $1,606,000 | 2,961 |
| Pre-tax net operating income | $3,139,000 | 2,492 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $1,005,000 | 2,142 |
| Income before extraordinary items | $2,135,000 | 2,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,135,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,300 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,134,320 | 2,702 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 2,973 |
| Total interest expense | $1,405,000 | 3,801 |
| Net interest income | $5,591,000 | 2,686 |
| Provision for loan and lease losses | $445,000 | 1,635 |
| Total noninterest income | $1,305,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $870,000 | 1,530 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $435,000 | 3,048 |
| Total noninterest expense | $4,098,000 | 2,856 |
| Salaries and employee benefits | $2,395,000 | 2,664 |
| Premises and equipment expense | $535,000 | 3,085 |
| Additional noninterest expense | $1,168,000 | 3,012 |
| Pre-tax net operating income | $2,353,000 | 2,518 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $762,000 | 2,178 |
| Income before extraordinary items | $1,592,000 | 2,816 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,592,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,914 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,591,320 | 2,738 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 3,014 |
| Total interest expense | $935,000 | 3,804 |
| Net interest income | $3,647,000 | 2,727 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $890,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $581,000 | 1,515 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $309,000 | 2,937 |
| Total noninterest expense | $2,710,000 | 2,882 |
| Salaries and employee benefits | $1,586,000 | 2,691 |
| Premises and equipment expense | $348,000 | 3,141 |
| Additional noninterest expense | $776,000 | 3,017 |
| Pre-tax net operating income | $1,527,000 | 2,553 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $496,000 | 2,215 |
| Income before extraordinary items | $1,031,000 | 2,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,885 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,031,000 | 2,782 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 3,039 |
| Total interest expense | $463,000 | 3,879 |
| Net interest income | $1,815,000 | 2,729 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $429,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $287,000 | 1,495 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $1,345,000 | 2,901 |
| Salaries and employee benefits | $793,000 | 2,708 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $375,000 | 3,085 |
| Pre-tax net operating income | $749,000 | 2,567 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $244,000 | 2,230 |
| Income before extraordinary items | $505,000 | 2,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $505,000 | 2,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $505,000 | 2,823 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 3,109 |
| Total interest expense | $2,161,000 | 3,773 |
| Net interest income | $6,841,000 | 2,817 |
| Provision for loan and lease losses | $506,000 | 2,144 |
| Total noninterest income | $1,598,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $997,000 | 1,724 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $601,000 | 3,251 |
| Total noninterest expense | $5,258,000 | 2,937 |
| Salaries and employee benefits | $2,993,000 | 2,775 |
| Premises and equipment expense | $765,000 | 2,864 |
| Additional noninterest expense | $1,500,000 | 3,083 |
| Pre-tax net operating income | $2,675,000 | 2,747 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $870,000 | 2,385 |
| Income before extraordinary items | $1,825,000 | 3,071 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,825,000 | 3,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,452 |
| Cash dividends | $412,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,811,400 | 2,949 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 3,161 |
| Total interest expense | $1,684,000 | 3,765 |
| Net interest income | $5,036,000 | 2,881 |
| Provision for loan and lease losses | $345,000 | 2,281 |
| Total noninterest income | $1,116,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $647,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $469,000 | 3,240 |
| Total noninterest expense | $3,861,000 | 2,977 |
| Salaries and employee benefits | $2,220,000 | 2,811 |
| Premises and equipment expense | $573,000 | 2,877 |
| Additional noninterest expense | $1,068,000 | 3,215 |
| Pre-tax net operating income | $1,946,000 | 2,906 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $637,000 | 2,560 |
| Income before extraordinary items | $1,329,000 | 3,236 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,329,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,315,400 | 3,109 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 3,221 |
| Total interest expense | $1,153,000 | 3,794 |
| Net interest income | $3,264,000 | 2,938 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $654,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $348,000 | 2,361 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $306,000 | 3,255 |
| Total noninterest expense | $2,517,000 | 3,028 |
| Salaries and employee benefits | $1,479,000 | 2,814 |
| Premises and equipment expense | $383,000 | 2,877 |
| Additional noninterest expense | $655,000 | 3,426 |
| Pre-tax net operating income | $1,191,000 | 3,097 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $391,000 | 2,732 |
| Income before extraordinary items | $820,000 | 3,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $820,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $806,400 | 3,303 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 3,274 |
| Total interest expense | $590,000 | 3,799 |
| Net interest income | $1,586,000 | 3,010 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $340,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $175,000 | 2,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 3,042 |
| Total noninterest expense | $1,252,000 | 3,030 |
| Salaries and employee benefits | $736,000 | 2,831 |
| Premises and equipment expense | $195,000 | 2,816 |
| Additional noninterest expense | $321,000 | 3,442 |
| Pre-tax net operating income | $584,000 | 3,149 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $196,000 | 2,730 |
| Income before extraordinary items | $408,000 | 3,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,683 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $394,400 | 3,323 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 3,255 |
| Total interest expense | $2,787,000 | 3,757 |
| Net interest income | $6,361,000 | 2,989 |
| Provision for loan and lease losses | $405,000 | 2,800 |
| Total noninterest income | $1,064,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $694,000 | 2,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $370,000 | 3,833 |
| Total noninterest expense | $4,800,000 | 3,029 |
| Salaries and employee benefits | $2,686,000 | 2,934 |
| Premises and equipment expense | $810,000 | 2,658 |
| Additional noninterest expense | $1,304,000 | 3,361 |
| Pre-tax net operating income | $2,220,000 | 3,180 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $645,000 | 2,998 |
| Income before extraordinary items | $1,585,000 | 3,358 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,585,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,942 |
| Cash dividends | $375,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,577,900 | 3,267 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,233,000 | 3,239 |
| Total interest expense | $4,469,000 | 3,477 |
| Net interest income | $5,764,000 | 3,051 |
| Provision for loan and lease losses | $540,000 | 2,073 |
| Total noninterest income | $994,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $599,000 | 2,436 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $395,000 | 3,561 |
| Total noninterest expense | $4,496,000 | 3,097 |
| Salaries and employee benefits | $2,443,000 | 3,004 |
| Premises and equipment expense | $811,000 | 2,597 |
| Additional noninterest expense | $1,242,000 | 3,395 |
| Pre-tax net operating income | $1,722,000 | 3,522 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $529,000 | 3,224 |
| Income before extraordinary items | $1,208,000 | 3,784 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,208,000 | 3,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,439 |
| Cash dividends | $338,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,197,500 | 3,693 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,466,000 | 3,277 |
| Total interest expense | $4,337,000 | 3,734 |
| Net interest income | $6,129,000 | 2,879 |
| Provision for loan and lease losses | $375,000 | 2,395 |
| Total noninterest income | $800,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $457,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $343,000 | 3,660 |
| Total noninterest expense | $4,201,000 | 3,199 |
| Salaries and employee benefits | $2,293,000 | 3,066 |
| Premises and equipment expense | $819,000 | 2,517 |
| Additional noninterest expense | $1,089,000 | 3,724 |
| Pre-tax net operating income | $2,353,000 | 2,919 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $750,000 | 2,633 |
| Income before extraordinary items | $1,608,000 | 3,071 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,608,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,702 |
| Cash dividends | $337,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,604,600 | 3,076 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 3,677 |
| Total interest expense | $3,371,000 | 4,169 |
| Net interest income | $5,183,000 | 3,343 |
| Provision for loan and lease losses | $167,000 | 4,023 |
| Total noninterest income | $742,000 | 3,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 2,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $3,852,000 | 3,426 |
| Salaries and employee benefits | $2,106,000 | 3,271 |
| Premises and equipment expense | $785,000 | 2,580 |
| Additional noninterest expense | $961,000 | 4,151 |
| Pre-tax net operating income | $1,906,000 | 3,459 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $591,000 | 3,256 |
| Income before extraordinary items | $1,314,000 | 3,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,314,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,314,690 | 3,577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 4,065 |
| Total interest expense | $3,306,000 | 4,366 |
| Net interest income | $4,407,000 | 3,800 |
| Provision for loan and lease losses | $124,000 | 4,562 |
| Total noninterest income | $690,000 | 4,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 2,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,493 |
| Total noninterest expense | $3,452,000 | 3,661 |
| Salaries and employee benefits | $1,840,000 | 3,604 |
| Premises and equipment expense | $750,000 | 2,594 |
| Additional noninterest expense | $862,000 | 4,433 |
| Pre-tax net operating income | $1,521,000 | 4,152 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $472,000 | 3,993 |
| Income before extraordinary items | $1,054,000 | 4,316 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,054,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,269 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,050,550 | 4,236 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,981,000 | 4,508 |
| Total interest expense | $2,874,000 | 4,896 |
| Net interest income | $4,107,000 | 4,148 |
| Provision for loan and lease losses | $92,000 | 5,344 |
| Total noninterest income | $510,000 | 4,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $3,237,000 | 3,859 |
| Salaries and employee benefits | $1,742,000 | 3,749 |
| Premises and equipment expense | $710,000 | 2,702 |
| Additional noninterest expense | $785,000 | 4,798 |
| Pre-tax net operating income | $1,288,000 | 4,999 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $403,000 | 4,863 |
| Income before extraordinary items | $900,000 | 5,057 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $900,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $560,000 | 522 |
| Net operating income | $889,650 | 5,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,972 |
| Total interest expense | $2,779,000 | 5,111 |
| Net interest income | $3,561,000 | 4,758 |
| Provision for loan and lease losses | $114,000 | 4,823 |
| Total noninterest income | $491,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $2,877,000 | 4,433 |
| Salaries and employee benefits | $1,565,000 | 4,156 |
| Premises and equipment expense | $597,000 | 3,230 |
| Additional noninterest expense | $715,000 | 5,655 |
| Pre-tax net operating income | $1,061,000 | 5,535 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $293,000 | 5,912 |
| Income before extraordinary items | $777,000 | 5,406 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $777,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $181,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $770,430 | 5,384 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 5,700 |
| Total interest expense | $2,151,000 | 6,171 |
| Net interest income | $3,189,000 | 5,236 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $2,531,000 | 4,945 |
| Salaries and employee benefits | $1,272,000 | 4,953 |
| Premises and equipment expense | $513,000 | 3,679 |
| Additional noninterest expense | $746,000 | 5,553 |
| Pre-tax net operating income | $1,040,000 | 5,833 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $304,000 | 5,951 |
| Income before extraordinary items | $759,000 | 5,659 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $759,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,093 |
| Cash dividends | $142,000 | 6,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $742,670 | 5,732 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 6,398 |
| Total interest expense | $1,567,000 | 6,691 |
| Net interest income | $2,697,000 | 6,106 |
| Provision for loan and lease losses | $179,000 | 3,282 |
| Total noninterest income | $591,000 | 4,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,017 |
| Total noninterest expense | $2,028,000 | 6,125 |
| Salaries and employee benefits | $1,063,000 | 5,791 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $685,000 | 6,434 |
| Pre-tax net operating income | $1,081,000 | 5,641 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $761,000 | 5,550 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $761,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $128,000 | 6,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $753,300 | 5,662 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 7,135 |
| Total interest expense | $1,463,000 | 7,327 |
| Net interest income | $2,323,000 | 6,889 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $476,000 | 5,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,584 |
| Total noninterest expense | $1,809,000 | 6,861 |
| Salaries and employee benefits | $977,000 | 6,261 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $549,000 | 7,779 |
| Pre-tax net operating income | $810,000 | 6,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $245,000 | 6,880 |
| Income before extraordinary items | $565,000 | 7,040 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $565,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $565,000 | 6,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 7,976 |
| Total interest expense | $1,591,000 | 8,237 |
| Net interest income | $2,058,000 | 7,593 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $476,000 | 5,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 5,300 |
| Total noninterest expense | $1,655,000 | 7,385 |
| Salaries and employee benefits | $892,000 | 6,666 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $499,000 | 8,472 |
| Pre-tax net operating income | $759,000 | 6,769 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $527,000 | 7,111 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $527,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $107,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,000 | 6,733 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.