Home > Virginia Commonwealth Bank > Income and Expense
Virginia Commonwealth Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 2,060 |
| Total interest expense | $453,000 | 1,576 |
| Net interest income | $2,636,000 | 2,126 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $305,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $70,000 | 2,995 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $235,000 | 2,383 |
| Total noninterest expense | $2,219,000 | 2,127 |
| Salaries and employee benefits | $1,115,000 | 2,327 |
| Premises and equipment expense | $198,000 | 2,529 |
| Additional noninterest expense | $906,000 | 1,644 |
| Pre-tax net operating income | $647,000 | 2,670 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $199,000 | 1,877 |
| Income before extraordinary items | $448,000 | 2,940 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $448,000 | 2,940 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $448,000 | 2,940 |
| Net charge-offs | $259,000 | 514 |
| Cash dividends | $273,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $448,000 | 2,921 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,207,000 | 2,047 |
| Total interest expense | $1,708,000 | 1,606 |
| Net interest income | $10,499,000 | 2,097 |
| Provision for loan and lease losses | $125,000 | 2,879 |
| Total noninterest income | $741,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $290,000 | 2,992 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $451,000 | 3,391 |
| Total noninterest expense | $8,464,000 | 2,189 |
| Salaries and employee benefits | $4,125,000 | 2,441 |
| Premises and equipment expense | $866,000 | 2,370 |
| Additional noninterest expense | $3,473,000 | 1,737 |
| Pre-tax net operating income | $2,651,000 | 2,582 |
| Securities gains (losses) | $35,000 | 2,061 |
| Applicable income taxes | $852,000 | 1,792 |
| Income before extraordinary items | $1,834,000 | 2,936 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,834,000 | 2,935 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,834,000 | 2,935 |
| Net charge-offs | $798,000 | 789 |
| Cash dividends | $673,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,810,200 | 2,913 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,157,000 | 2,043 |
| Total interest expense | $1,265,000 | 1,627 |
| Net interest income | $7,892,000 | 2,082 |
| Provision for loan and lease losses | $375,000 | 1,401 |
| Total noninterest income | $597,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $216,000 | 3,023 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $381,000 | 3,249 |
| Total noninterest expense | $5,946,000 | 2,308 |
| Salaries and employee benefits | $2,997,000 | 2,480 |
| Premises and equipment expense | $656,000 | 2,358 |
| Additional noninterest expense | $2,293,000 | 1,934 |
| Pre-tax net operating income | $2,168,000 | 2,493 |
| Securities gains (losses) | $35,000 | 2,004 |
| Applicable income taxes | $683,000 | 1,781 |
| Income before extraordinary items | $1,520,000 | 2,806 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,520,000 | 2,806 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,520,000 | 2,806 |
| Net charge-offs | $543,000 | 747 |
| Cash dividends | $273,000 | 2,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,495,850 | 2,775 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 2,061 |
| Total interest expense | $831,000 | 1,639 |
| Net interest income | $5,253,000 | 2,093 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $439,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $142,000 | 3,036 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $297,000 | 3,036 |
| Total noninterest expense | $3,987,000 | 2,308 |
| Salaries and employee benefits | $2,057,000 | 2,454 |
| Premises and equipment expense | $442,000 | 2,341 |
| Additional noninterest expense | $1,488,000 | 1,981 |
| Pre-tax net operating income | $1,405,000 | 2,513 |
| Securities gains (losses) | $35,000 | 1,657 |
| Applicable income taxes | $446,000 | 1,779 |
| Income before extraordinary items | $994,000 | 2,805 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $994,000 | 2,803 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $994,000 | 2,804 |
| Net charge-offs | $352,000 | 770 |
| Cash dividends | $273,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $969,850 | 2,787 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 2,105 |
| Total interest expense | $401,000 | 1,692 |
| Net interest income | $2,554,000 | 2,143 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $262,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $192,000 | 2,660 |
| Total noninterest expense | $1,996,000 | 2,303 |
| Salaries and employee benefits | $1,026,000 | 2,469 |
| Premises and equipment expense | $210,000 | 2,458 |
| Additional noninterest expense | $760,000 | 1,928 |
| Pre-tax net operating income | $670,000 | 2,551 |
| Securities gains (losses) | $30,000 | 1,058 |
| Applicable income taxes | $215,000 | 1,770 |
| Income before extraordinary items | $485,000 | 2,802 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $485,000 | 2,801 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $485,000 | 2,802 |
| Net charge-offs | $135,000 | 842 |
| Cash dividends | $273,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $464,300 | 2,819 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 2,203 |
| Total interest expense | $1,430,000 | 1,845 |
| Net interest income | $9,470,000 | 2,259 |
| Provision for loan and lease losses | $-800,000 | 6,019 |
| Total noninterest income | $628,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $297,000 | 3,056 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $331,000 | 3,843 |
| Total noninterest expense | $7,881,000 | 2,318 |
| Salaries and employee benefits | $4,191,000 | 2,388 |
| Premises and equipment expense | $757,000 | 2,666 |
| Additional noninterest expense | $2,933,000 | 2,040 |
| Pre-tax net operating income | $3,017,000 | 2,315 |
| Securities gains (losses) | $96,000 | 1,203 |
| Applicable income taxes | $1,020,000 | 1,576 |
| Income before extraordinary items | $2,093,000 | 2,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,093,000 | 2,643 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,093,000 | 2,644 |
| Net charge-offs | $-228,000 | 5,883 |
| Cash dividends | $708,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,028,680 | 2,655 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 2,268 |
| Total interest expense | $1,046,000 | 1,904 |
| Net interest income | $6,920,000 | 2,319 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $430,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $220,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,082 |
| Total noninterest expense | $5,723,000 | 2,390 |
| Salaries and employee benefits | $3,007,000 | 2,495 |
| Premises and equipment expense | $565,000 | 2,714 |
| Additional noninterest expense | $2,151,000 | 2,070 |
| Pre-tax net operating income | $1,447,000 | 3,143 |
| Securities gains (losses) | $96,000 | 1,063 |
| Applicable income taxes | $500,000 | 2,017 |
| Income before extraordinary items | $1,043,000 | 3,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,043,000 | 3,422 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,043,000 | 3,423 |
| Net charge-offs | $-185,000 | 5,942 |
| Cash dividends | $198,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $977,720 | 3,486 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 2,300 |
| Total interest expense | $666,000 | 1,980 |
| Net interest income | $4,551,000 | 2,343 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $297,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $146,000 | 3,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,017 |
| Total noninterest expense | $3,788,000 | 2,417 |
| Salaries and employee benefits | $2,016,000 | 2,499 |
| Premises and equipment expense | $380,000 | 2,711 |
| Additional noninterest expense | $1,392,000 | 2,129 |
| Pre-tax net operating income | $940,000 | 3,179 |
| Securities gains (losses) | $96,000 | 875 |
| Applicable income taxes | $342,000 | 2,000 |
| Income before extraordinary items | $694,000 | 3,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $694,000 | 3,431 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $694,000 | 3,432 |
| Net charge-offs | $77,000 | 1,964 |
| Cash dividends | $198,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $629,680 | 3,534 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 2,332 |
| Total interest expense | $315,000 | 2,089 |
| Net interest income | $2,255,000 | 2,368 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $136,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 4,225 |
| Total noninterest expense | $1,881,000 | 2,444 |
| Salaries and employee benefits | $1,022,000 | 2,480 |
| Premises and equipment expense | $194,000 | 2,706 |
| Additional noninterest expense | $665,000 | 2,200 |
| Pre-tax net operating income | $450,000 | 3,191 |
| Securities gains (losses) | $94,000 | 606 |
| Applicable income taxes | $186,000 | 1,893 |
| Income before extraordinary items | $358,000 | 3,334 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $358,000 | 3,337 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $358,000 | 3,337 |
| Net charge-offs | $-350,000 | 6,309 |
| Cash dividends | $198,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $295,960 | 3,598 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,890,000 | 2,427 |
| Total interest expense | $1,060,000 | 2,488 |
| Net interest income | $8,830,000 | 2,393 |
| Provision for loan and lease losses | $-530,000 | 6,271 |
| Total noninterest income | $262,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $306,000 | 3,172 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-44,000 | 6,360 |
| Total noninterest expense | $7,744,000 | 2,375 |
| Salaries and employee benefits | $4,069,000 | 2,455 |
| Premises and equipment expense | $775,000 | 2,723 |
| Additional noninterest expense | $2,900,000 | 2,094 |
| Pre-tax net operating income | $1,878,000 | 3,085 |
| Securities gains (losses) | $135,000 | 1,045 |
| Applicable income taxes | $-3,173,000 | 6,468 |
| Income before extraordinary items | $5,186,000 | 1,259 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,186,000 | 1,257 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,186,000 | 1,258 |
| Net charge-offs | $52,000 | 3,737 |
| Cash dividends | $239,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,051,000 | 1,265 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 2,477 |
| Total interest expense | $778,000 | 2,557 |
| Net interest income | $6,496,000 | 2,459 |
| Provision for loan and lease losses | $-230,000 | 6,291 |
| Total noninterest income | $242,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $230,000 | 3,196 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $12,000 | 6,166 |
| Total noninterest expense | $5,832,000 | 2,379 |
| Salaries and employee benefits | $2,998,000 | 2,496 |
| Premises and equipment expense | $592,000 | 2,719 |
| Additional noninterest expense | $2,242,000 | 2,034 |
| Pre-tax net operating income | $1,136,000 | 3,550 |
| Securities gains (losses) | $85,000 | 1,106 |
| Applicable income taxes | $415,000 | 2,152 |
| Income before extraordinary items | $806,000 | 3,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $806,000 | 3,898 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $806,000 | 3,899 |
| Net charge-offs | $421,000 | 1,302 |
| Cash dividends | $239,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $749,900 | 3,963 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 2,443 |
| Total interest expense | $528,000 | 2,544 |
| Net interest income | $4,396,000 | 2,419 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $223,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $154,000 | 3,173 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $69,000 | 5,009 |
| Total noninterest expense | $3,950,000 | 2,352 |
| Salaries and employee benefits | $2,044,000 | 2,451 |
| Premises and equipment expense | $391,000 | 2,754 |
| Additional noninterest expense | $1,515,000 | 2,010 |
| Pre-tax net operating income | $609,000 | 3,843 |
| Securities gains (losses) | $85,000 | 884 |
| Applicable income taxes | $236,000 | 2,257 |
| Income before extraordinary items | $458,000 | 4,096 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $458,000 | 4,102 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $458,000 | 4,101 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $139,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $401,900 | 4,262 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 2,425 |
| Total interest expense | $275,000 | 2,504 |
| Net interest income | $2,202,000 | 2,393 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $116,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $74,000 | 3,229 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $42,000 | 4,773 |
| Total noninterest expense | $1,964,000 | 2,365 |
| Salaries and employee benefits | $1,035,000 | 2,431 |
| Premises and equipment expense | $194,000 | 2,813 |
| Additional noninterest expense | $735,000 | 2,053 |
| Pre-tax net operating income | $324,000 | 3,683 |
| Securities gains (losses) | $20,000 | 956 |
| Applicable income taxes | $117,000 | 2,219 |
| Income before extraordinary items | $227,000 | 4,035 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 4,037 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $227,000 | 4,037 |
| Net charge-offs | $56,000 | 1,774 |
| Cash dividends | $139,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $213,800 | 4,087 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 2,545 |
| Total interest expense | $1,398,000 | 2,288 |
| Net interest income | $8,083,000 | 2,580 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $1,081,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $338,000 | 3,149 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $743,000 | 2,782 |
| Total noninterest expense | $7,916,000 | 2,364 |
| Salaries and employee benefits | $4,166,000 | 2,389 |
| Premises and equipment expense | $803,000 | 2,697 |
| Additional noninterest expense | $2,947,000 | 2,120 |
| Pre-tax net operating income | $1,223,000 | 3,746 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $387,000 | 2,392 |
| Income before extraordinary items | $842,000 | 4,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $842,000 | 4,199 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $842,000 | 4,200 |
| Net charge-offs | $776,000 | 1,523 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $837,860 | 4,155 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 2,575 |
| Total interest expense | $1,085,000 | 2,291 |
| Net interest income | $6,000,000 | 2,618 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $697,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $258,000 | 3,144 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $439,000 | 3,212 |
| Total noninterest expense | $5,936,000 | 2,365 |
| Salaries and employee benefits | $3,168,000 | 2,373 |
| Premises and equipment expense | $616,000 | 2,672 |
| Additional noninterest expense | $2,152,000 | 2,157 |
| Pre-tax net operating income | $736,000 | 4,185 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $736,000 | 3,972 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $736,000 | 3,974 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $736,000 | 3,975 |
| Net charge-offs | $720,000 | 1,268 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $736,000 | 3,902 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 2,544 |
| Total interest expense | $749,000 | 2,278 |
| Net interest income | $4,028,000 | 2,591 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $552,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $173,000 | 3,108 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $379,000 | 2,875 |
| Total noninterest expense | $4,016,000 | 2,339 |
| Salaries and employee benefits | $2,140,000 | 2,362 |
| Premises and equipment expense | $421,000 | 2,635 |
| Additional noninterest expense | $1,455,000 | 2,137 |
| Pre-tax net operating income | $539,000 | 4,016 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $539,000 | 3,789 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $539,000 | 3,790 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $539,000 | 3,792 |
| Net charge-offs | $541,000 | 1,197 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $539,000 | 3,697 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 2,546 |
| Total interest expense | $401,000 | 2,193 |
| Net interest income | $2,000,000 | 2,615 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $588,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $500,000 | 1,582 |
| Total noninterest expense | $2,011,000 | 2,355 |
| Salaries and employee benefits | $1,101,000 | 2,315 |
| Premises and equipment expense | $215,000 | 2,617 |
| Additional noninterest expense | $695,000 | 2,243 |
| Pre-tax net operating income | $552,000 | 2,698 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $552,000 | 2,402 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $552,000 | 2,404 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $552,000 | 2,404 |
| Net charge-offs | $640,000 | 654 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $552,000 | 2,306 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,141,000 | 2,155 |
| Total interest expense | $2,337,000 | 1,864 |
| Net interest income | $9,804,000 | 2,197 |
| Provision for loan and lease losses | $275,000 | 3,517 |
| Total noninterest income | $262,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $368,000 | 3,102 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-106,000 | 6,740 |
| Total noninterest expense | $7,947,000 | 2,387 |
| Salaries and employee benefits | $4,135,000 | 2,376 |
| Premises and equipment expense | $861,000 | 2,586 |
| Additional noninterest expense | $2,951,000 | 2,206 |
| Pre-tax net operating income | $1,844,000 | 2,967 |
| Securities gains (losses) | $833,000 | 632 |
| Applicable income taxes | $-301,000 | 6,836 |
| Income before extraordinary items | $2,978,000 | 1,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,978,000 | 1,878 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,978,000 | 1,880 |
| Net charge-offs | $1,116,000 | 1,715 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,145,000 | 2,326 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,294,000 | 2,144 |
| Total interest expense | $1,844,000 | 1,846 |
| Net interest income | $7,450,000 | 2,203 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $53,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $274,000 | 3,152 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-221,000 | 6,991 |
| Total noninterest expense | $6,034,000 | 2,348 |
| Salaries and employee benefits | $3,037,000 | 2,427 |
| Premises and equipment expense | $656,000 | 2,564 |
| Additional noninterest expense | $2,341,000 | 2,085 |
| Pre-tax net operating income | $1,269,000 | 3,192 |
| Securities gains (losses) | $833,000 | 482 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,102,000 | 2,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,102,000 | 2,015 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,102,000 | 2,018 |
| Net charge-offs | $468,000 | 2,280 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,269,000 | 2,813 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 2,043 |
| Total interest expense | $1,305,000 | 1,798 |
| Net interest income | $5,256,000 | 2,088 |
| Provision for loan and lease losses | $125,000 | 3,566 |
| Total noninterest income | $-143,000 | 7,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $183,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-326,000 | 7,126 |
| Total noninterest expense | $3,911,000 | 2,412 |
| Salaries and employee benefits | $1,837,000 | 2,688 |
| Premises and equipment expense | $437,000 | 2,584 |
| Additional noninterest expense | $1,637,000 | 1,991 |
| Pre-tax net operating income | $1,077,000 | 2,705 |
| Securities gains (losses) | $554,000 | 487 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,631,000 | 1,760 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,631,000 | 1,758 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,631,000 | 1,760 |
| Net charge-offs | $507,000 | 1,754 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,077,000 | 2,341 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 2,385 |
| Total interest expense | $698,000 | 1,765 |
| Net interest income | $2,133,000 | 2,565 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $260,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 2,916 |
| Total noninterest expense | $1,948,000 | 2,429 |
| Salaries and employee benefits | $933,000 | 2,660 |
| Premises and equipment expense | $216,000 | 2,626 |
| Additional noninterest expense | $799,000 | 2,035 |
| Pre-tax net operating income | $395,000 | 3,324 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $395,000 | 3,103 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $395,000 | 3,106 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $395,000 | 3,107 |
| Net charge-offs | $62,000 | 2,855 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $395,000 | 2,951 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,006,000 | 2,322 |
| Total interest expense | $4,261,000 | 1,422 |
| Net interest income | $7,745,000 | 2,821 |
| Provision for loan and lease losses | $4,050,000 | 934 |
| Total noninterest income | $-1,480,000 | 7,277 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $397,000 | 3,041 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,877,000 | 7,261 |
| Total noninterest expense | $8,048,000 | 2,355 |
| Salaries and employee benefits | $4,018,000 | 2,394 |
| Premises and equipment expense | $825,000 | 2,840 |
| Additional noninterest expense | $3,205,000 | 2,080 |
| Pre-tax net operating income | $-5,833,000 | 7,103 |
| Securities gains (losses) | $783,000 | 553 |
| Applicable income taxes | $3,602,000 | 509 |
| Income before extraordinary items | $-8,652,000 | 7,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,652,000 | 7,187 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,652,000 | 7,187 |
| Net charge-offs | $9,513,000 | 481 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,435,000 | 7,199 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,311,000 | 2,274 |
| Total interest expense | $3,407,000 | 1,392 |
| Net interest income | $5,904,000 | 2,787 |
| Provision for loan and lease losses | $3,550,000 | 810 |
| Total noninterest income | $-866,000 | 7,347 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $303,000 | 3,019 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,169,000 | 7,335 |
| Total noninterest expense | $6,035,000 | 2,372 |
| Salaries and employee benefits | $3,037,000 | 2,380 |
| Premises and equipment expense | $623,000 | 2,851 |
| Additional noninterest expense | $2,375,000 | 2,105 |
| Pre-tax net operating income | $-4,547,000 | 7,211 |
| Securities gains (losses) | $783,000 | 435 |
| Applicable income taxes | $-1,280,000 | 7,324 |
| Income before extraordinary items | $-2,484,000 | 7,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,484,000 | 7,107 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,484,000 | 7,107 |
| Net charge-offs | $7,513,000 | 446 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,000,780 | 7,139 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 2,129 |
| Total interest expense | $2,367,000 | 1,384 |
| Net interest income | $4,346,000 | 2,542 |
| Provision for loan and lease losses | $3,400,000 | 613 |
| Total noninterest income | $-1,060,000 | 7,455 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $183,000 | 3,189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,243,000 | 7,453 |
| Total noninterest expense | $4,103,000 | 2,352 |
| Salaries and employee benefits | $2,064,000 | 2,349 |
| Premises and equipment expense | $417,000 | 2,853 |
| Additional noninterest expense | $1,622,000 | 2,091 |
| Pre-tax net operating income | $-4,217,000 | 7,340 |
| Securities gains (losses) | $248,000 | 628 |
| Applicable income taxes | $-1,350,000 | 7,431 |
| Income before extraordinary items | $-2,619,000 | 7,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,619,000 | 7,268 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,619,000 | 7,269 |
| Net charge-offs | $4,450,000 | 517 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,782,680 | 7,267 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 2,186 |
| Total interest expense | $1,223,000 | 1,389 |
| Net interest income | $2,055,000 | 2,662 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $-292,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $91,000 | 3,174 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-383,000 | 7,493 |
| Total noninterest expense | $2,071,000 | 2,342 |
| Salaries and employee benefits | $1,026,000 | 2,377 |
| Premises and equipment expense | $219,000 | 2,781 |
| Additional noninterest expense | $826,000 | 2,043 |
| Pre-tax net operating income | $-608,000 | 7,136 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-207,000 | 7,381 |
| Income before extraordinary items | $-401,000 | 7,075 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-401,000 | 7,076 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-401,000 | 7,076 |
| Net charge-offs | $4,653,000 | 290 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-401,000 | 7,063 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,915,000 | 2,023 |
| Total interest expense | $5,545,000 | 1,501 |
| Net interest income | $9,370,000 | 2,327 |
| Provision for loan and lease losses | $8,317,000 | 784 |
| Total noninterest income | $731,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $410,000 | 3,031 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $321,000 | 3,849 |
| Total noninterest expense | $8,106,000 | 2,387 |
| Salaries and employee benefits | $4,001,000 | 2,398 |
| Premises and equipment expense | $731,000 | 3,186 |
| Additional noninterest expense | $3,374,000 | 2,063 |
| Pre-tax net operating income | $-6,322,000 | 7,200 |
| Securities gains (losses) | $847,000 | 567 |
| Applicable income taxes | $-1,725,000 | 7,426 |
| Income before extraordinary items | $-3,750,000 | 7,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,750,000 | 7,077 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,750,000 | 7,077 |
| Net charge-offs | $2,273,000 | 1,730 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,325,960 | 7,110 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,619,000 | 1,998 |
| Total interest expense | $4,236,000 | 1,528 |
| Net interest income | $7,383,000 | 2,272 |
| Provision for loan and lease losses | $1,567,000 | 1,920 |
| Total noninterest income | $481,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $318,000 | 3,035 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $163,000 | 4,529 |
| Total noninterest expense | $6,000,000 | 2,415 |
| Salaries and employee benefits | $3,001,000 | 2,414 |
| Premises and equipment expense | $524,000 | 3,345 |
| Additional noninterest expense | $2,475,000 | 2,083 |
| Pre-tax net operating income | $297,000 | 4,873 |
| Securities gains (losses) | $611,000 | 624 |
| Applicable income taxes | $308,000 | 2,114 |
| Income before extraordinary items | $600,000 | 3,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $600,000 | 3,781 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $600,000 | 3,782 |
| Net charge-offs | $1,745,000 | 1,641 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $196,740 | 5,158 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 1,942 |
| Total interest expense | $2,880,000 | 1,562 |
| Net interest income | $5,167,000 | 2,133 |
| Provision for loan and lease losses | $567,000 | 2,677 |
| Total noninterest income | $275,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $209,000 | 3,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 5,236 |
| Total noninterest expense | $4,105,000 | 2,362 |
| Salaries and employee benefits | $2,014,000 | 2,421 |
| Premises and equipment expense | $344,000 | 3,432 |
| Additional noninterest expense | $1,747,000 | 1,980 |
| Pre-tax net operating income | $770,000 | 2,859 |
| Securities gains (losses) | $95,000 | 1,453 |
| Applicable income taxes | $295,000 | 1,752 |
| Income before extraordinary items | $570,000 | 3,170 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $570,000 | 3,165 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $570,000 | 3,168 |
| Net charge-offs | $801,000 | 1,938 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $507,300 | 3,277 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 1,962 |
| Total interest expense | $1,490,000 | 1,578 |
| Net interest income | $2,588,000 | 2,157 |
| Provision for loan and lease losses | $142,000 | 3,527 |
| Total noninterest income | $155,000 | 4,197 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $105,000 | 3,057 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $2,044,000 | 2,397 |
| Salaries and employee benefits | $1,026,000 | 2,411 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $842,000 | 2,019 |
| Pre-tax net operating income | $557,000 | 2,223 |
| Securities gains (losses) | $-40,000 | 7,613 |
| Applicable income taxes | $176,000 | 1,558 |
| Income before extraordinary items | $341,000 | 2,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 2,878 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $341,000 | 2,880 |
| Net charge-offs | $457,000 | 1,645 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $367,400 | 2,602 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,616,000 | 1,916 |
| Total interest expense | $7,407,000 | 1,592 |
| Net interest income | $10,209,000 | 2,148 |
| Provision for loan and lease losses | $5,075,000 | 1,422 |
| Total noninterest income | $1,084,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $484,000 | 2,966 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $600,000 | 2,902 |
| Total noninterest expense | $8,092,000 | 2,444 |
| Salaries and employee benefits | $3,992,000 | 2,452 |
| Premises and equipment expense | $737,000 | 3,324 |
| Additional noninterest expense | $3,363,000 | 2,130 |
| Pre-tax net operating income | $-1,874,000 | 6,594 |
| Securities gains (losses) | $952,000 | 523 |
| Applicable income taxes | $-474,000 | 7,012 |
| Income before extraordinary items | $-448,000 | 6,047 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-448,000 | 6,046 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-448,000 | 6,047 |
| Net charge-offs | $2,114,000 | 1,969 |
| Cash dividends | $237,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,057,280 | 6,393 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,448,000 | 1,920 |
| Total interest expense | $5,734,000 | 1,617 |
| Net interest income | $7,714,000 | 2,129 |
| Provision for loan and lease losses | $1,675,000 | 2,100 |
| Total noninterest income | $766,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $354,000 | 3,023 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $412,000 | 3,132 |
| Total noninterest expense | $5,963,000 | 2,477 |
| Salaries and employee benefits | $2,965,000 | 2,502 |
| Premises and equipment expense | $574,000 | 3,288 |
| Additional noninterest expense | $2,424,000 | 2,167 |
| Pre-tax net operating income | $842,000 | 3,027 |
| Securities gains (losses) | $574,000 | 624 |
| Applicable income taxes | $475,000 | 1,454 |
| Income before extraordinary items | $941,000 | 2,570 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $941,000 | 2,568 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $941,000 | 2,571 |
| Net charge-offs | $1,557,000 | 1,738 |
| Cash dividends | $237,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $562,160 | 3,391 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 1,951 |
| Total interest expense | $3,968,000 | 1,645 |
| Net interest income | $5,082,000 | 2,149 |
| Provision for loan and lease losses | $1,150,000 | 1,910 |
| Total noninterest income | $487,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $234,000 | 3,018 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $253,000 | 3,278 |
| Total noninterest expense | $3,877,000 | 2,571 |
| Salaries and employee benefits | $1,938,000 | 2,572 |
| Premises and equipment expense | $387,000 | 3,271 |
| Additional noninterest expense | $1,552,000 | 2,265 |
| Pre-tax net operating income | $542,000 | 3,182 |
| Securities gains (losses) | $547,000 | 472 |
| Applicable income taxes | $368,000 | 1,346 |
| Income before extraordinary items | $721,000 | 2,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 2,417 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $721,000 | 2,419 |
| Net charge-offs | $1,131,000 | 1,549 |
| Cash dividends | $237,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $359,980 | 3,549 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 1,967 |
| Total interest expense | $2,070,000 | 1,638 |
| Net interest income | $2,463,000 | 2,231 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $233,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $120,000 | 3,356 |
| Total noninterest expense | $1,916,000 | 2,526 |
| Salaries and employee benefits | $1,085,000 | 2,365 |
| Premises and equipment expense | $201,000 | 3,215 |
| Additional noninterest expense | $630,000 | 2,456 |
| Pre-tax net operating income | $330,000 | 3,187 |
| Securities gains (losses) | $345,000 | 453 |
| Applicable income taxes | $101,000 | 2,173 |
| Income before extraordinary items | $574,000 | 1,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $574,000 | 1,879 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $574,000 | 1,879 |
| Net charge-offs | $301,000 | 1,766 |
| Cash dividends | $237,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $280,750 | 3,100 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,036,000 | 1,908 |
| Total interest expense | $9,642,000 | 1,683 |
| Net interest income | $10,394,000 | 2,134 |
| Provision for loan and lease losses | $343,000 | 4,402 |
| Total noninterest income | $138,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $505,000 | 2,992 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-367,000 | 8,201 |
| Total noninterest expense | $7,706,000 | 2,455 |
| Salaries and employee benefits | $4,431,000 | 2,289 |
| Premises and equipment expense | $790,000 | 3,210 |
| Additional noninterest expense | $2,485,000 | 2,355 |
| Pre-tax net operating income | $2,483,000 | 2,099 |
| Securities gains (losses) | $460,000 | 407 |
| Applicable income taxes | $1,059,000 | 1,149 |
| Income before extraordinary items | $1,884,000 | 2,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,884,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $910,000 | 2,065 |
| Cash dividends | $638,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,589,600 | 2,549 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,821,000 | 1,973 |
| Total interest expense | $7,405,000 | 1,712 |
| Net interest income | $7,416,000 | 2,261 |
| Provision for loan and lease losses | $629,000 | 2,407 |
| Total noninterest income | $924,000 | 3,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $924,000 | 1,931 |
| Total noninterest expense | $5,697,000 | 2,477 |
| Salaries and employee benefits | $3,451,000 | 2,233 |
| Premises and equipment expense | $1,438,000 | 1,450 |
| Additional noninterest expense | $808,000 | 4,536 |
| Pre-tax net operating income | $2,014,000 | 2,303 |
| Securities gains (losses) | $398,000 | 373 |
| Applicable income taxes | $898,000 | 1,259 |
| Income before extraordinary items | $1,514,000 | 2,308 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,514,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 2,367 |
| Cash dividends | $633,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,259,280 | 2,795 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,944,000 | 1,995 |
| Total interest expense | $5,088,000 | 1,729 |
| Net interest income | $4,856,000 | 2,273 |
| Provision for loan and lease losses | $179,000 | 3,350 |
| Total noninterest income | $605,000 | 3,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $605,000 | 1,987 |
| Total noninterest expense | $3,829,000 | 2,475 |
| Salaries and employee benefits | $2,338,000 | 2,222 |
| Premises and equipment expense | $953,000 | 1,463 |
| Additional noninterest expense | $538,000 | 4,518 |
| Pre-tax net operating income | $1,453,000 | 2,263 |
| Securities gains (losses) | $424,000 | 360 |
| Applicable income taxes | $706,000 | 1,224 |
| Income before extraordinary items | $1,171,000 | 2,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,171,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,489 |
| Cash dividends | $396,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $899,640 | 2,749 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 1,984 |
| Total interest expense | $2,626,000 | 1,797 |
| Net interest income | $2,501,000 | 2,214 |
| Provision for loan and lease losses | $59,000 | 3,645 |
| Total noninterest income | $366,000 | 2,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $366,000 | 1,723 |
| Total noninterest expense | $1,987,000 | 2,381 |
| Salaries and employee benefits | $1,209,000 | 2,169 |
| Premises and equipment expense | $489,000 | 1,424 |
| Additional noninterest expense | $289,000 | 4,238 |
| Pre-tax net operating income | $821,000 | 2,100 |
| Securities gains (losses) | $391,000 | 283 |
| Applicable income taxes | $457,000 | 1,085 |
| Income before extraordinary items | $755,000 | 1,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $755,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,155 |
| Cash dividends | $396,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $504,760 | 2,598 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,269,000 | 1,824 |
| Total interest expense | $11,435,000 | 1,751 |
| Net interest income | $11,834,000 | 1,916 |
| Provision for loan and lease losses | $-83,000 | 8,356 |
| Total noninterest income | $1,549,000 | 2,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,549,000 | 1,638 |
| Total noninterest expense | $8,490,000 | 2,164 |
| Salaries and employee benefits | $5,139,000 | 1,958 |
| Premises and equipment expense | $2,054,000 | 1,299 |
| Additional noninterest expense | $1,297,000 | 3,854 |
| Pre-tax net operating income | $4,976,000 | 1,647 |
| Securities gains (losses) | $182,000 | 466 |
| Applicable income taxes | $1,511,000 | 1,417 |
| Income before extraordinary items | $3,647,000 | 1,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,647,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 8,422 |
| Cash dividends | $846,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,517,780 | 1,778 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,706,000 | 1,808 |
| Total interest expense | $8,651,000 | 1,731 |
| Net interest income | $9,055,000 | 1,887 |
| Provision for loan and lease losses | $-141,000 | 8,452 |
| Total noninterest income | $1,204,000 | 2,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,204,000 | 1,596 |
| Total noninterest expense | $6,475,000 | 2,105 |
| Salaries and employee benefits | $3,926,000 | 1,915 |
| Premises and equipment expense | $1,568,000 | 1,265 |
| Additional noninterest expense | $981,000 | 3,766 |
| Pre-tax net operating income | $3,925,000 | 1,695 |
| Securities gains (losses) | $117,000 | 460 |
| Applicable income taxes | $1,090,000 | 1,545 |
| Income before extraordinary items | $2,952,000 | 1,717 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,952,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-164,000 | 8,444 |
| Cash dividends | $843,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,866,590 | 1,751 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,801,000 | 1,825 |
| Total interest expense | $5,777,000 | 1,738 |
| Net interest income | $6,024,000 | 1,918 |
| Provision for loan and lease losses | $-152,000 | 8,504 |
| Total noninterest income | $780,000 | 2,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $780,000 | 1,643 |
| Total noninterest expense | $4,400,000 | 2,096 |
| Salaries and employee benefits | $2,700,000 | 1,898 |
| Premises and equipment expense | $1,051,000 | 1,271 |
| Additional noninterest expense | $649,000 | 3,780 |
| Pre-tax net operating income | $2,556,000 | 1,791 |
| Securities gains (losses) | $98,000 | 411 |
| Applicable income taxes | $998,000 | 1,271 |
| Income before extraordinary items | $1,656,000 | 2,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,656,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-205,000 | 8,527 |
| Cash dividends | $357,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,593,280 | 2,095 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 1,810 |
| Total interest expense | $2,939,000 | 1,694 |
| Net interest income | $3,027,000 | 1,901 |
| Provision for loan and lease losses | $-192,000 | 8,579 |
| Total noninterest income | $291,000 | 3,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $291,000 | 2,005 |
| Total noninterest expense | $2,245,000 | 2,054 |
| Salaries and employee benefits | $1,394,000 | 1,844 |
| Premises and equipment expense | $518,000 | 1,299 |
| Additional noninterest expense | $333,000 | 3,656 |
| Pre-tax net operating income | $1,265,000 | 1,794 |
| Securities gains (losses) | $64,000 | 379 |
| Applicable income taxes | $498,000 | 1,289 |
| Income before extraordinary items | $831,000 | 1,997 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $831,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-228,000 | 8,584 |
| Cash dividends | $357,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $790,040 | 2,078 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,732,000 | 1,771 |
| Total interest expense | $9,849,000 | 1,699 |
| Net interest income | $12,883,000 | 1,791 |
| Provision for loan and lease losses | $454,000 | 2,050 |
| Total noninterest income | $2,012,000 | 2,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,012,000 | 1,347 |
| Total noninterest expense | $8,707,000 | 2,024 |
| Salaries and employee benefits | $5,434,000 | 1,801 |
| Premises and equipment expense | $2,003,000 | 1,294 |
| Additional noninterest expense | $1,270,000 | 3,771 |
| Pre-tax net operating income | $5,734,000 | 1,679 |
| Securities gains (losses) | $72,000 | 605 |
| Applicable income taxes | $2,180,000 | 1,241 |
| Income before extraordinary items | $3,626,000 | 1,947 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,626,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,237 |
| Cash dividends | $1,092,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,579,920 | 1,959 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,791,000 | 1,795 |
| Total interest expense | $7,042,000 | 1,733 |
| Net interest income | $9,749,000 | 1,794 |
| Provision for loan and lease losses | $376,000 | 1,791 |
| Total noninterest income | $1,645,000 | 2,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,645,000 | 1,285 |
| Total noninterest expense | $6,568,000 | 2,011 |
| Salaries and employee benefits | $4,095,000 | 1,792 |
| Premises and equipment expense | $1,532,000 | 1,267 |
| Additional noninterest expense | $941,000 | 3,793 |
| Pre-tax net operating income | $4,450,000 | 1,671 |
| Securities gains (losses) | $55,000 | 544 |
| Applicable income taxes | $1,693,000 | 1,270 |
| Income before extraordinary items | $2,812,000 | 1,943 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,812,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,857 |
| Cash dividends | $692,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,776,800 | 1,949 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,052,000 | 1,785 |
| Total interest expense | $4,430,000 | 1,744 |
| Net interest income | $6,622,000 | 1,751 |
| Provision for loan and lease losses | $207,000 | 2,065 |
| Total noninterest income | $903,000 | 2,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $903,000 | 1,466 |
| Total noninterest expense | $4,366,000 | 2,013 |
| Salaries and employee benefits | $2,726,000 | 1,797 |
| Premises and equipment expense | $1,009,000 | 1,290 |
| Additional noninterest expense | $631,000 | 3,764 |
| Pre-tax net operating income | $2,952,000 | 1,677 |
| Securities gains (losses) | $36,000 | 503 |
| Applicable income taxes | $1,124,000 | 1,267 |
| Income before extraordinary items | $1,864,000 | 1,956 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,864,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,922 |
| Cash dividends | $331,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,840,960 | 1,961 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 1,735 |
| Total interest expense | $2,042,000 | 1,790 |
| Net interest income | $3,463,000 | 1,668 |
| Provision for loan and lease losses | $137,000 | 1,578 |
| Total noninterest income | $465,000 | 2,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $465,000 | 1,415 |
| Total noninterest expense | $2,210,000 | 1,999 |
| Salaries and employee benefits | $1,391,000 | 1,768 |
| Premises and equipment expense | $498,000 | 1,306 |
| Additional noninterest expense | $321,000 | 3,687 |
| Pre-tax net operating income | $1,581,000 | 1,549 |
| Securities gains (losses) | $14,000 | 520 |
| Applicable income taxes | $602,000 | 1,193 |
| Income before extraordinary items | $993,000 | 1,800 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $993,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $331,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $984,040 | 1,802 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,348,000 | 1,832 |
| Total interest expense | $6,031,000 | 1,876 |
| Net interest income | $12,317,000 | 1,774 |
| Provision for loan and lease losses | $295,000 | 2,897 |
| Total noninterest income | $1,962,000 | 2,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,962,000 | 1,382 |
| Total noninterest expense | $8,326,000 | 2,007 |
| Salaries and employee benefits | $5,111,000 | 1,825 |
| Premises and equipment expense | $1,900,000 | 1,296 |
| Additional noninterest expense | $1,315,000 | 3,582 |
| Pre-tax net operating income | $5,658,000 | 1,654 |
| Securities gains (losses) | $174,000 | 538 |
| Applicable income taxes | $2,193,000 | 1,257 |
| Income before extraordinary items | $3,639,000 | 1,888 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,639,000 | 1,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 994 |
| Cash dividends | $605,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,527,640 | 1,924 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,421,000 | 1,835 |
| Total interest expense | $4,238,000 | 1,883 |
| Net interest income | $9,183,000 | 1,780 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $1,479,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,479,000 | 1,385 |
| Total noninterest expense | $6,283,000 | 1,972 |
| Salaries and employee benefits | $3,858,000 | 1,797 |
| Premises and equipment expense | $1,446,000 | 1,262 |
| Additional noninterest expense | $979,000 | 3,562 |
| Pre-tax net operating income | $4,141,000 | 1,711 |
| Securities gains (losses) | $144,000 | 549 |
| Applicable income taxes | $1,607,000 | 1,310 |
| Income before extraordinary items | $2,678,000 | 1,956 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,678,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 834 |
| Cash dividends | $605,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,585,840 | 1,967 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 1,830 |
| Total interest expense | $2,630,000 | 1,894 |
| Net interest income | $6,076,000 | 1,773 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $1,058,000 | 2,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,058,000 | 1,286 |
| Total noninterest expense | $4,186,000 | 1,965 |
| Salaries and employee benefits | $2,577,000 | 1,778 |
| Premises and equipment expense | $959,000 | 1,246 |
| Additional noninterest expense | $650,000 | 3,559 |
| Pre-tax net operating income | $2,887,000 | 1,618 |
| Securities gains (losses) | $82,000 | 634 |
| Applicable income taxes | $1,114,000 | 1,244 |
| Income before extraordinary items | $1,855,000 | 1,842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,855,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 962 |
| Cash dividends | $288,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,802,520 | 1,859 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 1,841 |
| Total interest expense | $1,222,000 | 1,938 |
| Net interest income | $3,025,000 | 1,768 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $638,000 | 1,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $638,000 | 1,121 |
| Total noninterest expense | $2,077,000 | 1,994 |
| Salaries and employee benefits | $1,280,000 | 1,804 |
| Premises and equipment expense | $481,000 | 1,252 |
| Additional noninterest expense | $316,000 | 3,640 |
| Pre-tax net operating income | $1,556,000 | 1,463 |
| Securities gains (losses) | $40,000 | 607 |
| Applicable income taxes | $599,000 | 1,159 |
| Income before extraordinary items | $997,000 | 1,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $997,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,662 |
| Cash dividends | $288,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $971,400 | 1,697 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,407,000 | 1,744 |
| Total interest expense | $4,526,000 | 1,795 |
| Net interest income | $11,881,000 | 1,700 |
| Provision for loan and lease losses | $1,094,000 | 975 |
| Total noninterest income | $1,710,000 | 2,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,710,000 | 1,486 |
| Total noninterest expense | $8,090,000 | 1,982 |
| Salaries and employee benefits | $4,982,000 | 1,768 |
| Premises and equipment expense | $1,954,000 | 1,174 |
| Additional noninterest expense | $1,154,000 | 3,870 |
| Pre-tax net operating income | $4,407,000 | 1,882 |
| Securities gains (losses) | $281,000 | 670 |
| Applicable income taxes | $1,814,000 | 1,391 |
| Income before extraordinary items | $2,874,000 | 2,161 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,874,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 969 |
| Cash dividends | $546,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,694,160 | 2,220 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,152,000 | 1,746 |
| Total interest expense | $3,347,000 | 1,791 |
| Net interest income | $8,805,000 | 1,711 |
| Provision for loan and lease losses | $957,000 | 808 |
| Total noninterest income | $1,238,000 | 2,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,238,000 | 1,528 |
| Total noninterest expense | $6,073,000 | 1,978 |
| Salaries and employee benefits | $3,735,000 | 1,756 |
| Premises and equipment expense | $1,491,000 | 1,158 |
| Additional noninterest expense | $847,000 | 3,909 |
| Pre-tax net operating income | $3,013,000 | 2,063 |
| Securities gains (losses) | $243,000 | 683 |
| Applicable income taxes | $1,279,000 | 1,467 |
| Income before extraordinary items | $1,977,000 | 2,343 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,977,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 722 |
| Cash dividends | $546,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,821,480 | 2,466 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 1,777 |
| Total interest expense | $2,199,000 | 1,802 |
| Net interest income | $5,713,000 | 1,744 |
| Provision for loan and lease losses | $572,000 | 884 |
| Total noninterest income | $789,000 | 2,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $789,000 | 1,561 |
| Total noninterest expense | $4,019,000 | 1,985 |
| Salaries and employee benefits | $2,418,000 | 1,808 |
| Premises and equipment expense | $1,015,000 | 1,138 |
| Additional noninterest expense | $586,000 | 3,814 |
| Pre-tax net operating income | $1,911,000 | 2,125 |
| Securities gains (losses) | $141,000 | 819 |
| Applicable income taxes | $826,000 | 1,493 |
| Income before extraordinary items | $1,226,000 | 2,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,226,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 895 |
| Cash dividends | $273,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,135,760 | 2,575 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 1,843 |
| Total interest expense | $1,088,000 | 1,838 |
| Net interest income | $2,725,000 | 1,826 |
| Provision for loan and lease losses | $307,000 | 774 |
| Total noninterest income | $418,000 | 2,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $418,000 | 1,488 |
| Total noninterest expense | $1,973,000 | 2,037 |
| Salaries and employee benefits | $1,190,000 | 1,847 |
| Premises and equipment expense | $499,000 | 1,181 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $863,000 | 2,283 |
| Securities gains (losses) | $137,000 | 658 |
| Applicable income taxes | $429,000 | 1,470 |
| Income before extraordinary items | $571,000 | 2,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $571,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 530 |
| Cash dividends | $273,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $483,320 | 2,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,864,000 | 1,794 |
| Total interest expense | $4,767,000 | 1,878 |
| Net interest income | $11,097,000 | 1,753 |
| Provision for loan and lease losses | $918,000 | 1,285 |
| Total noninterest income | $1,766,000 | 2,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,766,000 | 1,602 |
| Total noninterest expense | $7,940,000 | 1,993 |
| Salaries and employee benefits | $4,826,000 | 1,784 |
| Premises and equipment expense | $1,820,000 | 1,239 |
| Additional noninterest expense | $1,294,000 | 3,505 |
| Pre-tax net operating income | $4,005,000 | 1,972 |
| Securities gains (losses) | $793,000 | 561 |
| Applicable income taxes | $1,767,000 | 1,403 |
| Income before extraordinary items | $3,031,000 | 2,022 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,031,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,436 |
| Cash dividends | $606,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,523,480 | 2,250 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,820,000 | 1,839 |
| Total interest expense | $3,660,000 | 1,911 |
| Net interest income | $8,160,000 | 1,796 |
| Provision for loan and lease losses | $759,000 | 1,132 |
| Total noninterest income | $1,380,000 | 2,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,380,000 | 1,627 |
| Total noninterest expense | $6,010,000 | 1,985 |
| Salaries and employee benefits | $3,631,000 | 1,789 |
| Premises and equipment expense | $1,409,000 | 1,215 |
| Additional noninterest expense | $970,000 | 3,478 |
| Pre-tax net operating income | $2,771,000 | 2,182 |
| Securities gains (losses) | $730,000 | 549 |
| Applicable income taxes | $1,295,000 | 1,502 |
| Income before extraordinary items | $2,206,000 | 2,138 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,206,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,499 |
| Cash dividends | $606,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,738,800 | 2,502 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 1,869 |
| Total interest expense | $2,503,000 | 1,921 |
| Net interest income | $5,364,000 | 1,818 |
| Provision for loan and lease losses | $647,000 | 930 |
| Total noninterest income | $914,000 | 2,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $914,000 | 1,622 |
| Total noninterest expense | $3,955,000 | 1,997 |
| Salaries and employee benefits | $2,340,000 | 1,834 |
| Premises and equipment expense | $955,000 | 1,195 |
| Additional noninterest expense | $660,000 | 3,406 |
| Pre-tax net operating income | $1,676,000 | 2,371 |
| Securities gains (losses) | $705,000 | 467 |
| Applicable income taxes | $883,000 | 1,501 |
| Income before extraordinary items | $1,498,000 | 2,116 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,498,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 878 |
| Cash dividends | $364,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,046,800 | 2,708 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 1,854 |
| Total interest expense | $1,291,000 | 1,910 |
| Net interest income | $2,675,000 | 1,826 |
| Provision for loan and lease losses | $290,000 | 991 |
| Total noninterest income | $432,000 | 2,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $432,000 | 1,647 |
| Total noninterest expense | $1,934,000 | 2,025 |
| Salaries and employee benefits | $1,112,000 | 1,914 |
| Premises and equipment expense | $509,000 | 1,138 |
| Additional noninterest expense | $313,000 | 3,536 |
| Pre-tax net operating income | $883,000 | 2,275 |
| Securities gains (losses) | $81,000 | 1,118 |
| Applicable income taxes | $354,000 | 1,803 |
| Income before extraordinary items | $610,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 718 |
| Cash dividends | $212,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $558,160 | 2,568 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,576,000 | 1,858 |
| Total interest expense | $6,425,000 | 1,776 |
| Net interest income | $10,151,000 | 1,916 |
| Provision for loan and lease losses | $1,567,000 | 908 |
| Total noninterest income | $2,031,000 | 2,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,031,000 | 1,295 |
| Total noninterest expense | $7,070,000 | 2,127 |
| Salaries and employee benefits | $4,263,000 | 1,890 |
| Premises and equipment expense | $1,649,000 | 1,330 |
| Additional noninterest expense | $1,158,000 | 3,719 |
| Pre-tax net operating income | $3,545,000 | 2,190 |
| Securities gains (losses) | $395,000 | 757 |
| Applicable income taxes | $1,359,000 | 1,794 |
| Income before extraordinary items | $2,581,000 | 2,290 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,581,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 926 |
| Cash dividends | $445,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,320,300 | 2,406 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,966,000 | 1,910 |
| Total interest expense | $10,036,000 | 1,611 |
| Net interest income | $7,930,000 | 2,262 |
| Provision for loan and lease losses | $667,000 | 1,744 |
| Total noninterest income | $1,598,000 | 2,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,598,000 | 1,450 |
| Total noninterest expense | $6,398,000 | 2,237 |
| Salaries and employee benefits | $3,815,000 | 1,971 |
| Premises and equipment expense | $1,486,000 | 1,450 |
| Additional noninterest expense | $1,097,000 | 3,770 |
| Pre-tax net operating income | $2,463,000 | 2,694 |
| Securities gains (losses) | $394,000 | 728 |
| Applicable income taxes | $1,043,000 | 2,016 |
| Income before extraordinary items | $1,814,000 | 2,772 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,814,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,134 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,561,840 | 3,035 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,703,000 | 1,871 |
| Total interest expense | $10,233,000 | 1,678 |
| Net interest income | $8,470,000 | 2,091 |
| Provision for loan and lease losses | $729,000 | 1,370 |
| Total noninterest income | $3,159,000 | 1,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,159,000 | 833 |
| Total noninterest expense | $6,194,000 | 2,219 |
| Salaries and employee benefits | $3,633,000 | 1,968 |
| Premises and equipment expense | $1,466,000 | 1,412 |
| Additional noninterest expense | $1,095,000 | 3,705 |
| Pre-tax net operating income | $4,706,000 | 1,570 |
| Securities gains (losses) | $160,000 | 461 |
| Applicable income taxes | $2,048,000 | 1,133 |
| Income before extraordinary items | $2,818,000 | 1,848 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,818,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,253 |
| Cash dividends | $260,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 678 |
| Net operating income | $2,715,600 | 1,920 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,325,000 | 1,875 |
| Total interest expense | $9,368,000 | 1,608 |
| Net interest income | $7,957,000 | 2,208 |
| Provision for loan and lease losses | $560,000 | 1,611 |
| Total noninterest income | $1,133,000 | 2,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,133,000 | 1,713 |
| Total noninterest expense | $6,079,000 | 2,252 |
| Salaries and employee benefits | $3,583,000 | 1,960 |
| Premises and equipment expense | $1,344,000 | 1,527 |
| Additional noninterest expense | $1,152,000 | 3,573 |
| Pre-tax net operating income | $2,451,000 | 2,833 |
| Securities gains (losses) | $245,000 | 498 |
| Applicable income taxes | $800,000 | 2,643 |
| Income before extraordinary items | $1,896,000 | 2,700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,896,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,143 |
| Cash dividends | $246,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,724,500 | 2,879 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,580,000 | 1,946 |
| Total interest expense | $9,744,000 | 1,574 |
| Net interest income | $6,836,000 | 2,480 |
| Provision for loan and lease losses | $493,000 | 1,739 |
| Total noninterest income | $958,000 | 3,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $958,000 | 1,918 |
| Total noninterest expense | $5,698,000 | 2,295 |
| Salaries and employee benefits | $3,412,000 | 1,954 |
| Premises and equipment expense | $1,217,000 | 1,617 |
| Additional noninterest expense | $1,069,000 | 3,724 |
| Pre-tax net operating income | $1,603,000 | 3,983 |
| Securities gains (losses) | $1,002,000 | 379 |
| Applicable income taxes | $952,000 | 2,395 |
| Income before extraordinary items | $1,653,000 | 3,006 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,653,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,411 |
| Cash dividends | $205,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 792 |
| Net operating income | $1,011,720 | 4,376 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,683,000 | 2,082 |
| Total interest expense | $9,361,000 | 1,655 |
| Net interest income | $6,322,000 | 2,752 |
| Provision for loan and lease losses | $882,000 | 1,099 |
| Total noninterest income | $730,000 | 3,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $730,000 | 2,169 |
| Total noninterest expense | $4,790,000 | 2,675 |
| Salaries and employee benefits | $2,768,000 | 2,398 |
| Premises and equipment expense | $1,070,000 | 1,854 |
| Additional noninterest expense | $952,000 | 4,084 |
| Pre-tax net operating income | $1,380,000 | 4,761 |
| Securities gains (losses) | $362,000 | 508 |
| Applicable income taxes | $632,000 | 3,520 |
| Income before extraordinary items | $1,110,000 | 4,333 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,110,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,170 |
| Cash dividends | $146,000 | 5,984 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 944 |
| Net operating income | $878,320 | 5,079 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,215,000 | 2,214 |
| Total interest expense | $9,392,000 | 1,675 |
| Net interest income | $5,823,000 | 3,041 |
| Provision for loan and lease losses | $439,000 | 1,933 |
| Total noninterest income | $1,253,000 | 2,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,253,000 | 1,551 |
| Total noninterest expense | $5,519,000 | 2,487 |
| Salaries and employee benefits | $2,361,000 | 2,839 |
| Premises and equipment expense | $922,000 | 2,161 |
| Additional noninterest expense | $2,236,000 | 2,228 |
| Pre-tax net operating income | $1,118,000 | 5,353 |
| Securities gains (losses) | $49,000 | 1,339 |
| Applicable income taxes | $352,000 | 5,310 |
| Income before extraordinary items | $815,000 | 5,238 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $815,000 | 5,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $584,000 | 443 |
| Net operating income | $780,700 | 5,335 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,856,000 | 2,599 |
| Total interest expense | $8,260,000 | 1,907 |
| Net interest income | $4,596,000 | 3,827 |
| Provision for loan and lease losses | $183,000 | 3,199 |
| Total noninterest income | $638,000 | 4,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $638,000 | 2,438 |
| Total noninterest expense | $4,019,000 | 3,309 |
| Salaries and employee benefits | $2,048,000 | 3,245 |
| Premises and equipment expense | $730,000 | 2,697 |
| Additional noninterest expense | $1,241,000 | 3,640 |
| Pre-tax net operating income | $1,032,000 | 5,862 |
| Securities gains (losses) | $157,000 | 764 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $751,000 | 5,708 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $751,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $82,000 | 7,145 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $650,520 | 6,289 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,152,000 | 3,001 |
| Total interest expense | $5,973,000 | 2,088 |
| Net interest income | $4,179,000 | 4,216 |
| Provision for loan and lease losses | $175,000 | 3,305 |
| Total noninterest income | $1,004,000 | 3,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,004,000 | 1,829 |
| Total noninterest expense | $3,319,000 | 4,037 |
| Salaries and employee benefits | $1,677,000 | 3,876 |
| Premises and equipment expense | $595,000 | 3,293 |
| Additional noninterest expense | $1,047,000 | 4,535 |
| Pre-tax net operating income | $1,689,000 | 3,983 |
| Securities gains (losses) | $-168,000 | 11,860 |
| Applicable income taxes | $427,000 | 4,546 |
| Income before extraordinary items | $1,094,000 | 4,202 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,094,000 | 4,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $246,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 12,446 |
| Net operating income | $1,214,960 | 3,838 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,454,000 | 2,969 |
| Total interest expense | $6,342,000 | 2,044 |
| Net interest income | $4,112,000 | 4,291 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $910,000 | 3,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $910,000 | 2,179 |
| Total noninterest expense | $3,453,000 | 3,959 |
| Salaries and employee benefits | $1,681,000 | 3,855 |
| Premises and equipment expense | $694,000 | 2,907 |
| Additional noninterest expense | $1,078,000 | 4,618 |
| Pre-tax net operating income | $1,269,000 | 4,963 |
| Securities gains (losses) | $1,251,000 | 453 |
| Applicable income taxes | $594,000 | 3,638 |
| Income before extraordinary items | $1,926,000 | 2,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,926,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-271,000 | 13,162 |
| Cash dividends | $216,000 | 5,235 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,041 |
| Net operating income | $975,240 | 4,542 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,988,000 | 3,192 |
| Total interest expense | $7,099,000 | 2,370 |
| Net interest income | $3,889,000 | 4,559 |
| Provision for loan and lease losses | $837,000 | 2,097 |
| Total noninterest income | $815,000 | 3,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $815,000 | 2,286 |
| Total noninterest expense | $3,173,000 | 4,296 |
| Salaries and employee benefits | $1,663,000 | 3,866 |
| Premises and equipment expense | $622,000 | 3,246 |
| Additional noninterest expense | $888,000 | 5,591 |
| Pre-tax net operating income | $694,000 | 7,135 |
| Securities gains (losses) | $907,000 | 712 |
| Applicable income taxes | $654,000 | 3,185 |
| Income before extraordinary items | $947,000 | 4,732 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $947,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $524,000 | 542 |
| Net operating income | $366,520 | 8,187 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.