Home > Virginia Commerce Bank > Income and Expense
Virginia Commerce Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $121,298,000 | 240 |
| Total interest expense | $16,814,000 | 192 |
| Net interest income | $104,484,000 | 238 |
| Provision for loan and lease losses | $7,540,000 | 199 |
| Total noninterest income | $8,201,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,813,000 | 770 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,388,000 | 669 |
| Total noninterest expense | $55,963,000 | 395 |
| Salaries and employee benefits | $27,071,000 | 416 |
| Premises and equipment expense | $9,301,000 | 280 |
| Additional noninterest expense | $19,591,000 | 387 |
| Pre-tax net operating income | $49,182,000 | 223 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $15,903,000 | 205 |
| Income before extraordinary items | $33,279,000 | 250 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $33,279,000 | 250 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $33,279,000 | 250 |
| Net charge-offs | $11,381,000 | 157 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $33,279,000 | 246 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $92,571,000 | 233 |
| Total interest expense | $12,873,000 | 190 |
| Net interest income | $79,698,000 | 234 |
| Provision for loan and lease losses | $6,206,000 | 185 |
| Total noninterest income | $6,576,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,296,000 | 812 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,280,000 | 638 |
| Total noninterest expense | $43,591,000 | 377 |
| Salaries and employee benefits | $20,964,000 | 411 |
| Premises and equipment expense | $7,038,000 | 275 |
| Additional noninterest expense | $15,589,000 | 361 |
| Pre-tax net operating income | $36,477,000 | 227 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $11,764,000 | 213 |
| Income before extraordinary items | $24,713,000 | 252 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $24,713,000 | 251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $24,713,000 | 252 |
| Net charge-offs | $8,070,000 | 171 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $24,713,000 | 250 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $62,231,000 | 231 |
| Total interest expense | $8,738,000 | 195 |
| Net interest income | $53,493,000 | 233 |
| Provision for loan and lease losses | $4,373,000 | 182 |
| Total noninterest income | $4,754,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $838,000 | 822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,916,000 | 592 |
| Total noninterest expense | $30,093,000 | 374 |
| Salaries and employee benefits | $14,644,000 | 393 |
| Premises and equipment expense | $4,724,000 | 279 |
| Additional noninterest expense | $10,725,000 | 354 |
| Pre-tax net operating income | $23,781,000 | 231 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $7,648,000 | 219 |
| Income before extraordinary items | $16,133,000 | 253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,133,000 | 253 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $16,133,000 | 254 |
| Net charge-offs | $6,015,000 | 164 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $16,133,000 | 248 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $31,202,000 | 232 |
| Total interest expense | $4,453,000 | 197 |
| Net interest income | $26,749,000 | 234 |
| Provision for loan and lease losses | $1,847,000 | 225 |
| Total noninterest income | $2,557,000 | 674 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $417,000 | 811 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,140,000 | 556 |
| Total noninterest expense | $16,562,000 | 346 |
| Salaries and employee benefits | $8,067,000 | 356 |
| Premises and equipment expense | $2,421,000 | 268 |
| Additional noninterest expense | $6,074,000 | 321 |
| Pre-tax net operating income | $10,897,000 | 243 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,477,000 | 234 |
| Income before extraordinary items | $7,420,000 | 261 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,420,000 | 262 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,420,000 | 262 |
| Net charge-offs | $2,650,000 | 209 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $7,420,000 | 255 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $132,938,000 | 226 |
| Total interest expense | $22,367,000 | 189 |
| Net interest income | $110,571,000 | 232 |
| Provision for loan and lease losses | $14,826,000 | 204 |
| Total noninterest income | $10,040,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,657,000 | 855 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,383,000 | 557 |
| Total noninterest expense | $62,743,000 | 363 |
| Salaries and employee benefits | $29,340,000 | 381 |
| Premises and equipment expense | $9,500,000 | 268 |
| Additional noninterest expense | $23,903,000 | 345 |
| Pre-tax net operating income | $43,042,000 | 236 |
| Securities gains (losses) | $7,429,000 | 74 |
| Applicable income taxes | $16,596,000 | 195 |
| Income before extraordinary items | $33,875,000 | 238 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $33,875,000 | 237 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $33,875,000 | 238 |
| Net charge-offs | $20,782,000 | 179 |
| Cash dividends | $71,255,000 | 98 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $28,897,570 | 258 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $100,511,000 | 227 |
| Total interest expense | $17,515,000 | 192 |
| Net interest income | $82,996,000 | 233 |
| Provision for loan and lease losses | $12,267,000 | 195 |
| Total noninterest income | $7,120,000 | 709 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,221,000 | 877 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,899,000 | 585 |
| Total noninterest expense | $46,298,000 | 367 |
| Salaries and employee benefits | $22,101,000 | 370 |
| Premises and equipment expense | $7,142,000 | 268 |
| Additional noninterest expense | $17,055,000 | 351 |
| Pre-tax net operating income | $31,551,000 | 240 |
| Securities gains (losses) | $5,976,000 | 71 |
| Applicable income taxes | $12,369,000 | 202 |
| Income before extraordinary items | $25,158,000 | 238 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $25,158,000 | 237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $25,158,000 | 238 |
| Net charge-offs | $19,708,000 | 145 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $21,154,080 | 259 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $67,648,000 | 225 |
| Total interest expense | $11,995,000 | 192 |
| Net interest income | $55,653,000 | 230 |
| Provision for loan and lease losses | $9,156,000 | 177 |
| Total noninterest income | $4,450,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $792,000 | 889 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,658,000 | 603 |
| Total noninterest expense | $31,392,000 | 355 |
| Salaries and employee benefits | $14,756,000 | 370 |
| Premises and equipment expense | $4,762,000 | 271 |
| Additional noninterest expense | $11,874,000 | 341 |
| Pre-tax net operating income | $19,555,000 | 246 |
| Securities gains (losses) | $3,920,000 | 72 |
| Applicable income taxes | $7,709,000 | 207 |
| Income before extraordinary items | $15,766,000 | 250 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $15,766,000 | 249 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $15,766,000 | 250 |
| Net charge-offs | $11,253,000 | 173 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $13,139,600 | 268 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $34,005,000 | 223 |
| Total interest expense | $6,248,000 | 191 |
| Net interest income | $27,757,000 | 230 |
| Provision for loan and lease losses | $5,994,000 | 142 |
| Total noninterest income | $2,357,000 | 697 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $389,000 | 891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,968,000 | 561 |
| Total noninterest expense | $16,247,000 | 337 |
| Salaries and employee benefits | $7,662,000 | 352 |
| Premises and equipment expense | $2,421,000 | 265 |
| Additional noninterest expense | $6,164,000 | 321 |
| Pre-tax net operating income | $7,873,000 | 285 |
| Securities gains (losses) | $2,592,000 | 56 |
| Applicable income taxes | $3,393,000 | 221 |
| Income before extraordinary items | $7,072,000 | 258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,072,000 | 259 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,072,000 | 259 |
| Net charge-offs | $9,352,000 | 124 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $5,309,440 | 308 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $141,844,000 | 221 |
| Total interest expense | $31,069,000 | 186 |
| Net interest income | $110,775,000 | 230 |
| Provision for loan and lease losses | $14,849,000 | 298 |
| Total noninterest income | $8,374,000 | 715 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,596,000 | 926 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,778,000 | 559 |
| Total noninterest expense | $58,191,000 | 368 |
| Salaries and employee benefits | $26,472,000 | 385 |
| Premises and equipment expense | $9,426,000 | 280 |
| Additional noninterest expense | $22,293,000 | 356 |
| Pre-tax net operating income | $46,109,000 | 202 |
| Securities gains (losses) | $-229,000 | 7,170 |
| Applicable income taxes | $14,886,000 | 194 |
| Income before extraordinary items | $30,994,000 | 227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $30,994,000 | 228 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $30,994,000 | 228 |
| Net charge-offs | $28,562,000 | 191 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $31,149,720 | 216 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $106,558,000 | 219 |
| Total interest expense | $23,843,000 | 185 |
| Net interest income | $82,715,000 | 229 |
| Provision for loan and lease losses | $11,210,000 | 295 |
| Total noninterest income | $5,901,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,196,000 | 929 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,705,000 | 601 |
| Total noninterest expense | $42,868,000 | 372 |
| Salaries and employee benefits | $19,239,000 | 393 |
| Premises and equipment expense | $7,006,000 | 286 |
| Additional noninterest expense | $16,623,000 | 354 |
| Pre-tax net operating income | $34,538,000 | 207 |
| Securities gains (losses) | $-229,000 | 7,291 |
| Applicable income taxes | $11,083,000 | 198 |
| Income before extraordinary items | $23,226,000 | 226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,226,000 | 227 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $23,226,000 | 227 |
| Net charge-offs | $24,247,000 | 169 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $23,381,720 | 216 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $71,155,000 | 225 |
| Total interest expense | $16,121,000 | 190 |
| Net interest income | $55,034,000 | 231 |
| Provision for loan and lease losses | $7,277,000 | 306 |
| Total noninterest income | $3,961,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $842,000 | 867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,119,000 | 601 |
| Total noninterest expense | $28,290,000 | 374 |
| Salaries and employee benefits | $12,801,000 | 396 |
| Premises and equipment expense | $4,713,000 | 291 |
| Additional noninterest expense | $10,776,000 | 363 |
| Pre-tax net operating income | $23,428,000 | 199 |
| Securities gains (losses) | $-229,000 | 7,392 |
| Applicable income taxes | $7,433,000 | 186 |
| Income before extraordinary items | $15,766,000 | 212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,766,000 | 213 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $15,766,000 | 212 |
| Net charge-offs | $16,502,000 | 179 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $15,921,720 | 209 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $35,517,000 | 225 |
| Total interest expense | $8,223,000 | 197 |
| Net interest income | $27,294,000 | 232 |
| Provision for loan and lease losses | $5,843,000 | 212 |
| Total noninterest income | $1,704,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $604,000 | 595 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,100,000 | 777 |
| Total noninterest expense | $14,111,000 | 377 |
| Salaries and employee benefits | $6,526,000 | 391 |
| Premises and equipment expense | $2,470,000 | 278 |
| Additional noninterest expense | $5,115,000 | 380 |
| Pre-tax net operating income | $9,044,000 | 232 |
| Securities gains (losses) | $-229,000 | 7,473 |
| Applicable income taxes | $2,797,000 | 229 |
| Income before extraordinary items | $6,018,000 | 256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,018,000 | 255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,018,000 | 256 |
| Net charge-offs | $11,820,000 | 138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $6,173,720 | 250 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $148,826,000 | 229 |
| Total interest expense | $38,551,000 | 201 |
| Net interest income | $110,275,000 | 228 |
| Provision for loan and lease losses | $20,594,000 | 360 |
| Total noninterest income | $5,206,000 | 1,060 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,789,000 | 541 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,417,000 | 1,227 |
| Total noninterest expense | $55,351,000 | 393 |
| Salaries and employee benefits | $24,208,000 | 399 |
| Premises and equipment expense | $9,952,000 | 272 |
| Additional noninterest expense | $21,191,000 | 387 |
| Pre-tax net operating income | $39,536,000 | 182 |
| Securities gains (losses) | $-1,508,000 | 7,552 |
| Applicable income taxes | $11,851,000 | 197 |
| Income before extraordinary items | $26,177,000 | 207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,177,000 | 208 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $26,177,000 | 208 |
| Net charge-offs | $23,304,000 | 302 |
| Cash dividends | $3,300,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $27,217,520 | 196 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $111,720,000 | 228 |
| Total interest expense | $29,800,000 | 199 |
| Net interest income | $81,920,000 | 228 |
| Provision for loan and lease losses | $13,538,000 | 391 |
| Total noninterest income | $3,489,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,116,000 | 540 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,373,000 | 1,428 |
| Total noninterest expense | $41,009,000 | 388 |
| Salaries and employee benefits | $17,664,000 | 410 |
| Premises and equipment expense | $7,535,000 | 266 |
| Additional noninterest expense | $15,810,000 | 371 |
| Pre-tax net operating income | $30,862,000 | 178 |
| Securities gains (losses) | $-1,380,000 | 7,677 |
| Applicable income taxes | $9,145,000 | 186 |
| Income before extraordinary items | $20,337,000 | 194 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $20,337,000 | 195 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $20,337,000 | 195 |
| Net charge-offs | $15,914,000 | 307 |
| Cash dividends | $3,300,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $21,289,200 | 187 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $73,888,000 | 232 |
| Total interest expense | $20,392,000 | 203 |
| Net interest income | $53,496,000 | 233 |
| Provision for loan and lease losses | $8,438,000 | 410 |
| Total noninterest income | $1,097,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,410,000 | 544 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-313,000 | 7,649 |
| Total noninterest expense | $26,710,000 | 393 |
| Salaries and employee benefits | $11,571,000 | 409 |
| Premises and equipment expense | $5,121,000 | 260 |
| Additional noninterest expense | $10,018,000 | 378 |
| Pre-tax net operating income | $19,445,000 | 177 |
| Securities gains (losses) | $-1,380,000 | 7,759 |
| Applicable income taxes | $5,761,000 | 184 |
| Income before extraordinary items | $12,304,000 | 199 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,304,000 | 199 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $12,304,000 | 199 |
| Net charge-offs | $11,246,000 | 302 |
| Cash dividends | $2,100,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,242,400 | 183 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $36,727,000 | 236 |
| Total interest expense | $10,683,000 | 208 |
| Net interest income | $26,044,000 | 242 |
| Provision for loan and lease losses | $4,238,000 | 428 |
| Total noninterest income | $540,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $691,000 | 552 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-151,000 | 7,773 |
| Total noninterest expense | $13,455,000 | 397 |
| Salaries and employee benefits | $5,791,000 | 418 |
| Premises and equipment expense | $2,710,000 | 258 |
| Additional noninterest expense | $4,954,000 | 382 |
| Pre-tax net operating income | $8,891,000 | 182 |
| Securities gains (losses) | $-851,000 | 7,866 |
| Applicable income taxes | $2,490,000 | 203 |
| Income before extraordinary items | $5,550,000 | 205 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,550,000 | 207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $5,550,000 | 207 |
| Net charge-offs | $6,983,000 | 257 |
| Cash dividends | $2,100,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $6,137,190 | 190 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $150,583,000 | 239 |
| Total interest expense | $54,150,000 | 207 |
| Net interest income | $96,433,000 | 248 |
| Provision for loan and lease losses | $81,913,000 | 170 |
| Total noninterest income | $-4,328,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,072,000 | 544 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-7,400,000 | 8,003 |
| Total noninterest expense | $55,550,000 | 408 |
| Salaries and employee benefits | $22,247,000 | 431 |
| Premises and equipment expense | $10,232,000 | 274 |
| Additional noninterest expense | $23,071,000 | 392 |
| Pre-tax net operating income | $-45,358,000 | 7,854 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-16,466,000 | 7,909 |
| Income before extraordinary items | $-28,892,000 | 7,811 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-28,892,000 | 7,811 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-28,892,000 | 7,811 |
| Net charge-offs | $53,236,000 | 192 |
| Cash dividends | $7,600,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-28,892,000 | 7,812 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $112,359,000 | 251 |
| Total interest expense | $42,359,000 | 216 |
| Net interest income | $70,000,000 | 263 |
| Provision for loan and lease losses | $80,813,000 | 153 |
| Total noninterest income | $-3,385,000 | 8,075 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,294,000 | 547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-5,679,000 | 8,093 |
| Total noninterest expense | $38,563,000 | 428 |
| Salaries and employee benefits | $16,670,000 | 441 |
| Premises and equipment expense | $7,670,000 | 279 |
| Additional noninterest expense | $14,223,000 | 434 |
| Pre-tax net operating income | $-52,761,000 | 7,989 |
| Securities gains (losses) | $-418,000 | 7,713 |
| Applicable income taxes | $-19,044,000 | 8,024 |
| Income before extraordinary items | $-34,135,000 | 7,960 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-34,135,000 | 7,959 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-34,135,000 | 7,959 |
| Net charge-offs | $47,174,000 | 177 |
| Cash dividends | $5,400,000 | 234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-33,867,480 | 7,959 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $74,738,000 | 256 |
| Total interest expense | $29,416,000 | 224 |
| Net interest income | $45,322,000 | 271 |
| Provision for loan and lease losses | $31,813,000 | 214 |
| Total noninterest income | $3,768,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,530,000 | 538 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,238,000 | 807 |
| Total noninterest expense | $25,885,000 | 435 |
| Salaries and employee benefits | $11,219,000 | 446 |
| Premises and equipment expense | $5,204,000 | 280 |
| Additional noninterest expense | $9,462,000 | 443 |
| Pre-tax net operating income | $-8,608,000 | 7,885 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,302,000 | 7,988 |
| Income before extraordinary items | $-5,306,000 | 7,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,306,000 | 7,818 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,306,000 | 7,818 |
| Net charge-offs | $29,310,000 | 178 |
| Cash dividends | $3,400,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,306,000 | 7,830 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $37,554,000 | 257 |
| Total interest expense | $15,516,000 | 224 |
| Net interest income | $22,038,000 | 276 |
| Provision for loan and lease losses | $13,390,000 | 214 |
| Total noninterest income | $1,819,000 | 796 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $733,000 | 548 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,086,000 | 795 |
| Total noninterest expense | $12,671,000 | 415 |
| Salaries and employee benefits | $5,725,000 | 438 |
| Premises and equipment expense | $2,766,000 | 267 |
| Additional noninterest expense | $4,180,000 | 431 |
| Pre-tax net operating income | $-2,204,000 | 7,859 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-934,000 | 7,988 |
| Income before extraordinary items | $-1,270,000 | 7,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,270,000 | 7,783 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,270,000 | 7,782 |
| Net charge-offs | $12,371,000 | 183 |
| Cash dividends | $1,200,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,270,000 | 7,773 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $160,470,000 | 257 |
| Total interest expense | $75,470,000 | 227 |
| Net interest income | $85,000,000 | 290 |
| Provision for loan and lease losses | $25,378,000 | 311 |
| Total noninterest income | $6,431,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,326,000 | 518 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,105,000 | 938 |
| Total noninterest expense | $43,415,000 | 474 |
| Salaries and employee benefits | $22,591,000 | 425 |
| Premises and equipment expense | $8,857,000 | 318 |
| Additional noninterest expense | $11,967,000 | 585 |
| Pre-tax net operating income | $22,638,000 | 255 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $7,197,000 | 240 |
| Income before extraordinary items | $15,441,000 | 264 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,441,000 | 264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,163,000 | 377 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $138,500,000 | 15 |
| Net operating income | $15,441,000 | 274 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $121,031,000 | 271 |
| Total interest expense | $58,319,000 | 237 |
| Net interest income | $62,712,000 | 307 |
| Provision for loan and lease losses | $16,068,000 | 281 |
| Total noninterest income | $4,957,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,514,000 | 525 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,443,000 | 950 |
| Total noninterest expense | $32,335,000 | 472 |
| Salaries and employee benefits | $17,040,000 | 440 |
| Premises and equipment expense | $6,525,000 | 332 |
| Additional noninterest expense | $8,770,000 | 556 |
| Pre-tax net operating income | $19,266,000 | 287 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,393,000 | 259 |
| Income before extraordinary items | $12,873,000 | 292 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,873,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,694,000 | 403 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $69,000,000 | 13 |
| Net operating income | $12,873,000 | 305 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $80,464,000 | 276 |
| Total interest expense | $40,067,000 | 240 |
| Net interest income | $40,397,000 | 312 |
| Provision for loan and lease losses | $7,768,000 | 326 |
| Total noninterest income | $3,359,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,620,000 | 527 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,739,000 | 934 |
| Total noninterest expense | $21,381,000 | 475 |
| Salaries and employee benefits | $11,331,000 | 449 |
| Premises and equipment expense | $4,314,000 | 332 |
| Additional noninterest expense | $5,736,000 | 555 |
| Pre-tax net operating income | $14,607,000 | 278 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,913,000 | 255 |
| Income before extraordinary items | $9,694,000 | 297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,694,000 | 296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,925,000 | 365 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 117 |
| Net operating income | $9,694,000 | 292 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $40,062,000 | 291 |
| Total interest expense | $20,581,000 | 253 |
| Net interest income | $19,481,000 | 319 |
| Provision for loan and lease losses | $4,112,000 | 245 |
| Total noninterest income | $1,631,000 | 896 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $792,000 | 530 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $839,000 | 964 |
| Total noninterest expense | $10,530,000 | 474 |
| Salaries and employee benefits | $5,674,000 | 450 |
| Premises and equipment expense | $2,147,000 | 339 |
| Additional noninterest expense | $2,709,000 | 554 |
| Pre-tax net operating income | $6,470,000 | 328 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,098,000 | 325 |
| Income before extraordinary items | $4,372,000 | 352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,372,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $946,000 | 479 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 62 |
| Net operating income | $4,372,000 | 337 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $154,138,000 | 309 |
| Total interest expense | $79,045,000 | 285 |
| Net interest income | $75,093,000 | 332 |
| Provision for loan and lease losses | $4,340,000 | 466 |
| Total noninterest income | $8,268,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,916,000 | 595 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,352,000 | 640 |
| Total noninterest expense | $38,609,000 | 498 |
| Salaries and employee benefits | $21,934,000 | 440 |
| Premises and equipment expense | $7,031,000 | 387 |
| Additional noninterest expense | $9,644,000 | 598 |
| Pre-tax net operating income | $40,412,000 | 273 |
| Securities gains (losses) | $-387,000 | 8,341 |
| Applicable income taxes | $13,405,000 | 264 |
| Income before extraordinary items | $26,620,000 | 289 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $26,620,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,982 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $26,879,290 | 285 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $113,364,000 | 315 |
| Total interest expense | $57,994,000 | 286 |
| Net interest income | $55,370,000 | 331 |
| Provision for loan and lease losses | $1,570,000 | 629 |
| Total noninterest income | $6,447,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,142,000 | 598 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,305,000 | 610 |
| Total noninterest expense | $28,476,000 | 500 |
| Salaries and employee benefits | $16,328,000 | 448 |
| Premises and equipment expense | $5,046,000 | 398 |
| Additional noninterest expense | $7,102,000 | 593 |
| Pre-tax net operating income | $31,771,000 | 285 |
| Securities gains (losses) | $-387,000 | 8,437 |
| Applicable income taxes | $10,576,000 | 280 |
| Income before extraordinary items | $20,808,000 | 307 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $20,808,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $21,063,420 | 301 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $73,884,000 | 332 |
| Total interest expense | $37,372,000 | 304 |
| Net interest income | $36,512,000 | 345 |
| Provision for loan and lease losses | $660,000 | 810 |
| Total noninterest income | $3,840,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,401,000 | 614 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,439,000 | 714 |
| Total noninterest expense | $18,840,000 | 524 |
| Salaries and employee benefits | $11,025,000 | 458 |
| Premises and equipment expense | $3,244,000 | 423 |
| Additional noninterest expense | $4,571,000 | 617 |
| Pre-tax net operating income | $20,852,000 | 311 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,064,000 | 302 |
| Income before extraordinary items | $13,788,000 | 326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,788,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $13,788,000 | 324 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $36,107,000 | 338 |
| Total interest expense | $18,232,000 | 304 |
| Net interest income | $17,875,000 | 353 |
| Provision for loan and lease losses | $360,000 | 682 |
| Total noninterest income | $1,862,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $684,000 | 614 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,178,000 | 722 |
| Total noninterest expense | $9,236,000 | 529 |
| Salaries and employee benefits | $5,387,000 | 468 |
| Premises and equipment expense | $1,616,000 | 427 |
| Additional noninterest expense | $2,233,000 | 620 |
| Pre-tax net operating income | $10,141,000 | 318 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,444,000 | 309 |
| Income before extraordinary items | $6,697,000 | 335 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,697,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,697,000 | 331 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $125,292,000 | 346 |
| Total interest expense | $56,484,000 | 329 |
| Net interest income | $68,808,000 | 354 |
| Provision for loan and lease losses | $4,406,000 | 270 |
| Total noninterest income | $7,323,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,654,000 | 658 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,669,000 | 708 |
| Total noninterest expense | $33,401,000 | 547 |
| Salaries and employee benefits | $19,497,000 | 482 |
| Premises and equipment expense | $5,448,000 | 471 |
| Additional noninterest expense | $8,456,000 | 643 |
| Pre-tax net operating income | $38,324,000 | 333 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $13,147,000 | 320 |
| Income before extraordinary items | $25,177,000 | 354 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $25,177,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,833 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $25,177,000 | 349 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $90,374,000 | 368 |
| Total interest expense | $39,404,000 | 347 |
| Net interest income | $50,970,000 | 373 |
| Provision for loan and lease losses | $3,380,000 | 254 |
| Total noninterest income | $5,290,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,961,000 | 678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,329,000 | 751 |
| Total noninterest expense | $24,621,000 | 568 |
| Salaries and employee benefits | $14,282,000 | 514 |
| Premises and equipment expense | $4,004,000 | 489 |
| Additional noninterest expense | $6,335,000 | 659 |
| Pre-tax net operating income | $28,259,000 | 352 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,712,000 | 346 |
| Income before extraordinary items | $18,547,000 | 379 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $18,547,000 | 378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $18,547,000 | 371 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $57,834,000 | 377 |
| Total interest expense | $24,295,000 | 359 |
| Net interest income | $33,539,000 | 379 |
| Provision for loan and lease losses | $1,960,000 | 278 |
| Total noninterest income | $3,446,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,299,000 | 667 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,147,000 | 770 |
| Total noninterest expense | $16,237,000 | 580 |
| Salaries and employee benefits | $9,519,000 | 524 |
| Premises and equipment expense | $2,556,000 | 506 |
| Additional noninterest expense | $4,162,000 | 667 |
| Pre-tax net operating income | $18,788,000 | 351 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,438,000 | 346 |
| Income before extraordinary items | $12,350,000 | 377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,350,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,969 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $12,350,000 | 371 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $27,242,000 | 386 |
| Total interest expense | $11,047,000 | 373 |
| Net interest income | $16,195,000 | 386 |
| Provision for loan and lease losses | $1,005,000 | 263 |
| Total noninterest income | $1,711,000 | 840 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $630,000 | 657 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,081,000 | 757 |
| Total noninterest expense | $7,980,000 | 579 |
| Salaries and employee benefits | $4,720,000 | 526 |
| Premises and equipment expense | $1,267,000 | 510 |
| Additional noninterest expense | $1,993,000 | 699 |
| Pre-tax net operating income | $8,921,000 | 365 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,019,000 | 358 |
| Income before extraordinary items | $5,902,000 | 382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,902,000 | 380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,902,000 | 375 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $86,478,000 | 423 |
| Total interest expense | $29,601,000 | 418 |
| Net interest income | $56,877,000 | 417 |
| Provision for loan and lease losses | $3,772,000 | 295 |
| Total noninterest income | $6,678,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,710,000 | 1,033 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,968,000 | 687 |
| Total noninterest expense | $28,754,000 | 611 |
| Salaries and employee benefits | $17,021,000 | 545 |
| Premises and equipment expense | $4,479,000 | 547 |
| Additional noninterest expense | $7,254,000 | 731 |
| Pre-tax net operating income | $31,029,000 | 390 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $10,705,000 | 380 |
| Income before extraordinary items | $20,324,000 | 407 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $20,324,000 | 407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,550 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $20,324,000 | 400 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $61,388,000 | 431 |
| Total interest expense | $20,398,000 | 421 |
| Net interest income | $40,990,000 | 425 |
| Provision for loan and lease losses | $2,812,000 | 281 |
| Total noninterest income | $4,659,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,129,000 | 1,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,530,000 | 714 |
| Total noninterest expense | $20,758,000 | 629 |
| Salaries and employee benefits | $12,317,000 | 555 |
| Premises and equipment expense | $3,211,000 | 564 |
| Additional noninterest expense | $5,230,000 | 748 |
| Pre-tax net operating income | $22,079,000 | 403 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,610,000 | 404 |
| Income before extraordinary items | $14,469,000 | 431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,469,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,469,000 | 419 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $38,722,000 | 438 |
| Total interest expense | $12,344,000 | 433 |
| Net interest income | $26,378,000 | 432 |
| Provision for loan and lease losses | $1,862,000 | 277 |
| Total noninterest income | $2,761,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $658,000 | 1,308 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,103,000 | 783 |
| Total noninterest expense | $13,490,000 | 637 |
| Salaries and employee benefits | $8,066,000 | 566 |
| Premises and equipment expense | $2,014,000 | 593 |
| Additional noninterest expense | $3,410,000 | 763 |
| Pre-tax net operating income | $13,787,000 | 421 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,747,000 | 417 |
| Income before extraordinary items | $9,040,000 | 447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,040,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,040,000 | 432 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $18,301,000 | 445 |
| Total interest expense | $5,533,000 | 455 |
| Net interest income | $12,768,000 | 436 |
| Provision for loan and lease losses | $831,000 | 302 |
| Total noninterest income | $1,219,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $304,000 | 1,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $915,000 | 844 |
| Total noninterest expense | $6,358,000 | 664 |
| Salaries and employee benefits | $3,753,000 | 597 |
| Premises and equipment expense | $947,000 | 629 |
| Additional noninterest expense | $1,658,000 | 767 |
| Pre-tax net operating income | $6,798,000 | 420 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,340,000 | 416 |
| Income before extraordinary items | $4,458,000 | 447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,458,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,458,000 | 432 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $57,998,000 | 506 |
| Total interest expense | $16,327,000 | 515 |
| Net interest income | $41,671,000 | 494 |
| Provision for loan and lease losses | $2,989,000 | 387 |
| Total noninterest income | $5,759,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,315,000 | 1,349 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,444,000 | 727 |
| Total noninterest expense | $22,388,000 | 725 |
| Salaries and employee benefits | $13,406,000 | 637 |
| Premises and equipment expense | $3,240,000 | 714 |
| Additional noninterest expense | $5,742,000 | 873 |
| Pre-tax net operating income | $22,053,000 | 462 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,549,000 | 445 |
| Income before extraordinary items | $14,504,000 | 491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,504,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $22,000,000 | 29 |
| Net operating income | $14,504,000 | 480 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $41,259,000 | 527 |
| Total interest expense | $11,662,000 | 521 |
| Net interest income | $29,597,000 | 517 |
| Provision for loan and lease losses | $2,005,000 | 416 |
| Total noninterest income | $4,326,000 | 967 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,002,000 | 1,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,324,000 | 743 |
| Total noninterest expense | $15,932,000 | 757 |
| Salaries and employee benefits | $9,469,000 | 666 |
| Premises and equipment expense | $2,364,000 | 730 |
| Additional noninterest expense | $4,099,000 | 906 |
| Pre-tax net operating income | $15,986,000 | 471 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,465,000 | 454 |
| Income before extraordinary items | $10,521,000 | 507 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,521,000 | 508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $22,000,000 | 24 |
| Net operating income | $10,521,000 | 484 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $26,104,000 | 543 |
| Total interest expense | $7,412,000 | 539 |
| Net interest income | $18,692,000 | 539 |
| Provision for loan and lease losses | $1,306,000 | 431 |
| Total noninterest income | $2,810,000 | 980 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $668,000 | 1,325 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,142,000 | 752 |
| Total noninterest expense | $10,145,000 | 789 |
| Salaries and employee benefits | $5,904,000 | 716 |
| Premises and equipment expense | $1,530,000 | 744 |
| Additional noninterest expense | $2,711,000 | 920 |
| Pre-tax net operating income | $10,051,000 | 484 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,427,000 | 479 |
| Income before extraordinary items | $6,624,000 | 536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,624,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $22,000,000 | 18 |
| Net operating income | $6,624,000 | 511 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,533,000 | 572 |
| Total interest expense | $3,548,000 | 573 |
| Net interest income | $8,985,000 | 558 |
| Provision for loan and lease losses | $487,000 | 535 |
| Total noninterest income | $1,209,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $326,000 | 1,314 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $883,000 | 862 |
| Total noninterest expense | $4,965,000 | 817 |
| Salaries and employee benefits | $2,848,000 | 751 |
| Premises and equipment expense | $781,000 | 756 |
| Additional noninterest expense | $1,336,000 | 928 |
| Pre-tax net operating income | $4,742,000 | 504 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,612,000 | 507 |
| Income before extraordinary items | $3,130,000 | 564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,130,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,130,000 | 526 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $45,968,000 | 609 |
| Total interest expense | $13,937,000 | 639 |
| Net interest income | $32,031,000 | 597 |
| Provision for loan and lease losses | $1,575,000 | 786 |
| Total noninterest income | $7,746,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,195,000 | 1,446 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,551,000 | 613 |
| Total noninterest expense | $20,468,000 | 786 |
| Salaries and employee benefits | $12,562,000 | 676 |
| Premises and equipment expense | $3,190,000 | 717 |
| Additional noninterest expense | $4,716,000 | 1,077 |
| Pre-tax net operating income | $17,734,000 | 528 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,988,000 | 541 |
| Income before extraordinary items | $11,746,000 | 582 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,746,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 166 |
| Net operating income | $11,746,000 | 547 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $33,638,000 | 641 |
| Total interest expense | $10,492,000 | 668 |
| Net interest income | $23,146,000 | 632 |
| Provision for loan and lease losses | $1,087,000 | 828 |
| Total noninterest income | $6,188,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $886,000 | 1,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,302,000 | 611 |
| Total noninterest expense | $15,144,000 | 805 |
| Salaries and employee benefits | $9,398,000 | 698 |
| Premises and equipment expense | $2,380,000 | 736 |
| Additional noninterest expense | $3,366,000 | 1,132 |
| Pre-tax net operating income | $13,103,000 | 544 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,415,000 | 562 |
| Income before extraordinary items | $8,688,000 | 606 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,688,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $5,200,000 | 122 |
| Net operating income | $8,688,000 | 556 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,881,000 | 658 |
| Total interest expense | $6,977,000 | 686 |
| Net interest income | $14,904,000 | 645 |
| Provision for loan and lease losses | $764,000 | 798 |
| Total noninterest income | $3,733,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $586,000 | 1,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,147,000 | 654 |
| Total noninterest expense | $9,771,000 | 836 |
| Salaries and employee benefits | $6,076,000 | 719 |
| Premises and equipment expense | $1,566,000 | 748 |
| Additional noninterest expense | $2,129,000 | 1,186 |
| Pre-tax net operating income | $8,102,000 | 574 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,732,000 | 592 |
| Income before extraordinary items | $5,370,000 | 648 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,370,000 | 648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $5,200,000 | 79 |
| Net operating income | $5,370,000 | 597 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,588,000 | 689 |
| Total interest expense | $3,385,000 | 718 |
| Net interest income | $7,203,000 | 664 |
| Provision for loan and lease losses | $356,000 | 810 |
| Total noninterest income | $1,743,000 | 868 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $287,000 | 1,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,456,000 | 680 |
| Total noninterest expense | $4,822,000 | 848 |
| Salaries and employee benefits | $2,998,000 | 724 |
| Premises and equipment expense | $785,000 | 751 |
| Additional noninterest expense | $1,039,000 | 1,176 |
| Pre-tax net operating income | $3,768,000 | 612 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,285,000 | 636 |
| Income before extraordinary items | $2,483,000 | 688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,483,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 50 |
| Net operating income | $2,483,000 | 636 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $38,998,000 | 774 |
| Total interest expense | $14,226,000 | 789 |
| Net interest income | $24,772,000 | 761 |
| Provision for loan and lease losses | $1,678,000 | 857 |
| Total noninterest income | $5,594,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,241,000 | 1,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,353,000 | 766 |
| Total noninterest expense | $17,124,000 | 916 |
| Salaries and employee benefits | $10,159,000 | 793 |
| Premises and equipment expense | $2,905,000 | 757 |
| Additional noninterest expense | $4,060,000 | 1,203 |
| Pre-tax net operating income | $11,564,000 | 753 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $3,890,000 | 743 |
| Income before extraordinary items | $7,673,000 | 827 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,673,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,025 |
| Cash dividends | $4,017,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 99 |
| Net operating income | $7,673,660 | 794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,897,000 | 1,002 |
| Total interest expense | $15,978,000 | 1,016 |
| Net interest income | $17,919,000 | 1,014 |
| Provision for loan and lease losses | $1,572,000 | 868 |
| Total noninterest income | $4,690,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $990,000 | 1,488 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,700,000 | 819 |
| Total noninterest expense | $13,950,000 | 1,060 |
| Salaries and employee benefits | $8,130,000 | 923 |
| Premises and equipment expense | $2,327,000 | 901 |
| Additional noninterest expense | $3,493,000 | 1,338 |
| Pre-tax net operating income | $7,087,000 | 1,052 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $2,406,000 | 1,007 |
| Income before extraordinary items | $4,694,000 | 1,160 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,694,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $98,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,685,420 | 1,119 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,777,000 | 1,321 |
| Total interest expense | $12,860,000 | 1,351 |
| Net interest income | $13,917,000 | 1,252 |
| Provision for loan and lease losses | $947,000 | 1,124 |
| Total noninterest income | $2,599,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $979,000 | 1,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,620,000 | 1,301 |
| Total noninterest expense | $10,615,000 | 1,307 |
| Salaries and employee benefits | $5,812,000 | 1,223 |
| Premises and equipment expense | $1,946,000 | 1,020 |
| Additional noninterest expense | $2,857,000 | 1,566 |
| Pre-tax net operating income | $4,954,000 | 1,493 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,689,000 | 1,363 |
| Income before extraordinary items | $3,265,000 | 1,616 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,265,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,265,000 | 1,609 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,851,000 | 1,722 |
| Total interest expense | $8,679,000 | 1,711 |
| Net interest income | $10,172,000 | 1,711 |
| Provision for loan and lease losses | $480,000 | 1,826 |
| Total noninterest income | $1,998,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $556,000 | 2,397 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,442,000 | 1,434 |
| Total noninterest expense | $8,364,000 | 1,645 |
| Salaries and employee benefits | $4,544,000 | 1,535 |
| Premises and equipment expense | $1,618,000 | 1,252 |
| Additional noninterest expense | $2,202,000 | 1,982 |
| Pre-tax net operating income | $3,326,000 | 2,201 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,139,000 | 2,006 |
| Income before extraordinary items | $2,187,000 | 2,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,187,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $3,000 | 7,105 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 889 |
| Net operating income | $2,187,000 | 2,355 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,285,000 | 2,131 |
| Total interest expense | $7,511,000 | 2,030 |
| Net interest income | $7,774,000 | 2,198 |
| Provision for loan and lease losses | $451,000 | 1,865 |
| Total noninterest income | $613,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $476,000 | 2,667 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $5,649,000 | 2,317 |
| Salaries and employee benefits | $2,903,000 | 2,323 |
| Premises and equipment expense | $1,126,000 | 1,751 |
| Additional noninterest expense | $1,620,000 | 2,588 |
| Pre-tax net operating income | $2,287,000 | 3,001 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $784,000 | 2,789 |
| Income before extraordinary items | $1,503,000 | 3,258 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,503,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,954,000 | 340 |
| Net operating income | $1,503,000 | 3,167 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,135,000 | 2,926 |
| Total interest expense | $5,168,000 | 2,890 |
| Net interest income | $5,967,000 | 2,919 |
| Provision for loan and lease losses | $262,000 | 2,869 |
| Total noninterest income | $472,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $366,000 | 3,484 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $4,465,000 | 2,843 |
| Salaries and employee benefits | $2,045,000 | 3,237 |
| Premises and equipment expense | $1,214,000 | 1,606 |
| Additional noninterest expense | $1,206,000 | 3,345 |
| Pre-tax net operating income | $1,712,000 | 4,016 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $586,000 | 3,759 |
| Income before extraordinary items | $1,132,000 | 4,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,132,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $5,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,128,040 | 4,211 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,590,000 | 3,773 |
| Total interest expense | $3,826,000 | 3,872 |
| Net interest income | $4,764,000 | 3,706 |
| Provision for loan and lease losses | $183,000 | 3,607 |
| Total noninterest income | $415,000 | 5,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $3,421,000 | 3,858 |
| Salaries and employee benefits | $1,595,000 | 4,079 |
| Premises and equipment expense | $808,000 | 2,431 |
| Additional noninterest expense | $1,017,000 | 4,350 |
| Pre-tax net operating income | $1,575,000 | 4,165 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $552,000 | 3,825 |
| Income before extraordinary items | $1,056,000 | 4,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,056,000 | 4,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,034,220 | 4,306 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 5,047 |
| Total interest expense | $2,622,000 | 5,352 |
| Net interest income | $3,592,000 | 4,741 |
| Provision for loan and lease losses | $159,000 | 3,541 |
| Total noninterest income | $518,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $2,976,000 | 4,312 |
| Salaries and employee benefits | $1,342,000 | 4,741 |
| Premises and equipment expense | $759,000 | 2,617 |
| Additional noninterest expense | $875,000 | 4,890 |
| Pre-tax net operating income | $975,000 | 6,103 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $322,000 | 5,754 |
| Income before extraordinary items | $653,000 | 6,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $653,000 | 6,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $87,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $653,000 | 6,274 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 6,678 |
| Total interest expense | $1,464,000 | 7,002 |
| Net interest income | $2,552,000 | 6,362 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $401,000 | 6,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $2,479,000 | 5,195 |
| Salaries and employee benefits | $1,093,000 | 5,672 |
| Premises and equipment expense | $612,000 | 3,215 |
| Additional noninterest expense | $774,000 | 5,860 |
| Pre-tax net operating income | $384,000 | 9,484 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $251,000 | 9,683 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $251,000 | 9,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $44,000 | 8,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $251,000 | 9,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 7,777 |
| Total interest expense | $1,119,000 | 8,604 |
| Net interest income | $2,217,000 | 7,138 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,976,000 | 6,405 |
| Salaries and employee benefits | $932,000 | 6,533 |
| Premises and equipment expense | $429,000 | 4,433 |
| Additional noninterest expense | $615,000 | 7,206 |
| Pre-tax net operating income | $377,000 | 9,601 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $141,000 | 8,837 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $17,000 | 2,772 |
| Net income | $287,000 | 9,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,259 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $247,560 | 9,832 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 8,295 |
| Total interest expense | $1,330,000 | 9,122 |
| Net interest income | $2,094,000 | 7,509 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $299,000 | 7,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,895,000 | 6,674 |
| Salaries and employee benefits | $872,000 | 6,793 |
| Premises and equipment expense | $458,000 | 4,287 |
| Additional noninterest expense | $565,000 | 7,817 |
| Pre-tax net operating income | $378,000 | 9,440 |
| Securities gains (losses) | $164,000 | 2,298 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $358,000 | 8,641 |
| Extraordinary gains, net | $71,000 | 881 |
| Net income | $429,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 5,042 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $249,760 | 9,557 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.