Home > Virginia Business Bank > Performance and Condition Ratios
Virginia Business Bank, Performance and Condition Ratios
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.5196% | 1,259 |
Cost of funding earning assets | 1.9082% | 198 |
Net interest margin | 3.6113% | 4,678 |
Noninterest income to average assets | -0.0482% | 7,254 |
Noninterest expense to average assets | 4.8647% | 409 |
Loan and lease loss provision to assets | 4.3242% | 62 |
Net operating income to assets | -5.9541% | 7,459 |
Return on assets (ROA) | -5.9541% | 7,460 |
Pretax return on assets | -5.9541% | 7,460 |
Return on Equity (ROE) | -368.6911% | 7,505 |
Retained earnings to average equity (ytd only) | -368.6911% | 7,505 |
Net charge-offs to loans | 7.8775% | 43 |
Credit loss provision to net charge-offs | 68.5942% | 4,086 |
Earnings coverage of net charge-offs (x) | -0.2586% | 5,431 |
Efficiency ratio | 150.3886% | 149 |
Assets per employee ($millions) | 10.4366% | 218 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.8966% | 198 |
Loan loss allowance to noncurrent loans | 56.4167% | 4,649 |
Noncurrent assets plus other real estate owned to assets | 10.1613% | 378 |
Noncurrent loans to loans | 8.6794% | 490 |
Net loans and leases to total assets | 78.7419% | 677 |
Net loans and leases to deposits | 90.1158% | 1,257 |
Net loans and leases to core deposits | 92.0475% | 2,123 |
Total domestic deposits to total assets | 87.3786% | 2,535 |
Equity capital to assets | 0.5977% | 7,504 |
Core capital (leverage) ratio | 0.5476% | 7,505 |
Tier 1 risk-based capital ratio | 0.7643% | 7,503 |
Total risk-based capital ratio | 1.5285% | 7,503 |
Memoranda: | ||
Average total assets | $95,463,000 | 5,089 |
Average earning assets | $86,782,000 | 5,104 |
Average equity | $1,541,670 | 7,425 |
Average total loans | $76,394,330 | 4,334 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3082% | 1,847 |
Cost of funding earning assets | 1.8989% | 249 |
Net interest margin | 3.4092% | 5,392 |
Noninterest income to average assets | -0.1695% | 7,417 |
Noninterest expense to average assets | 4.7512% | 453 |
Loan and lease loss provision to assets | 8.1382% | 22 |
Net operating income to assets | -10.0150% | 7,554 |
Return on assets (ROA) | -10.0150% | 7,554 |
Pretax return on assets | -10.0150% | 7,551 |
Return on Equity (ROE) | -492.4867% | 7,562 |
Retained earnings to average equity (ytd only) | -492.4867% | 7,562 |
Net charge-offs to loans | 4.6034% | 178 |
Credit loss provision to net charge-offs | 224.1042% | 1,357 |
Earnings coverage of net charge-offs (x) | -0.5168% | 4,797 |
Efficiency ratio | 165.2949% | 108 |
Assets per employee ($millions) | 8.7119% | 359 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
Condition Ratios (%) | ||
Loss allowance to loans | 7.1031% | 57 |
Loan loss allowance to noncurrent loans | 55.4228% | 4,682 |
Noncurrent assets plus other real estate owned to assets | 11.8928% | 278 |
Noncurrent loans to loans | 12.8162% | 239 |
Net loans and leases to total assets | 74.6919% | 1,238 |
Net loans and leases to deposits | 84.2253% | 1,994 |
Net loans and leases to core deposits | 85.7674% | 2,907 |
Total domestic deposits to total assets | 88.6811% | 1,969 |
Equity capital to assets | 0.8306% | 7,560 |
Core capital (leverage) ratio | 0.8229% | 7,561 |
Tier 1 risk-based capital ratio | 1.1337% | 7,561 |
Total risk-based capital ratio | 2.2674% | 7,561 |
Memoranda: | ||
Average total assets | $101,448,000 | 4,963 |
Average earning assets | $90,577,500 | 5,021 |
Average equity | $2,063,000 | 7,386 |
Average total loans | $80,027,000 | 4,252 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1497% | 3,852 |
Cost of funding earning assets | 2.1790% | 326 |
Net interest margin | 2.9706% | 6,794 |
Noninterest income to average assets | 0.0287% | 7,199 |
Noninterest expense to average assets | 3.5308% | 2,097 |
Loan and lease loss provision to assets | 4.1754% | 143 |
Net operating income to assets | -4.9185% | 7,530 |
Return on assets (ROA) | -4.8646% | 7,532 |
Pretax return on assets | -4.8646% | 7,530 |
Return on Equity (ROE) | -108.4671% | 7,604 |
Retained earnings to average equity (ytd only) | -108.4671% | 7,604 |
Net charge-offs to loans | 5.2291% | 156 |
Credit loss provision to net charge-offs | 109.3544% | 4,033 |
Earnings coverage of net charge-offs (x) | -0.1946% | 6,289 |
Efficiency ratio | 126.6564% | 346 |
Assets per employee ($millions) | 8.9221% | 349 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.2167% | 168 |
Loan loss allowance to noncurrent loans | 38.0225% | 5,772 |
Noncurrent assets plus other real estate owned to assets | 11.7704% | 291 |
Noncurrent loans to loans | 13.7200% | 206 |
Net loans and leases to total assets | 73.4815% | 1,773 |
Net loans and leases to deposits | 83.9438% | 2,457 |
Net loans and leases to core deposits | 85.8435% | 3,340 |
Total domestic deposits to total assets | 87.5365% | 2,526 |
Equity capital to assets | 3.1103% | 7,555 |
Core capital (leverage) ratio | 2.8267% | 7,570 |
Tier 1 risk-based capital ratio | 4.2896% | 7,554 |
Total risk-based capital ratio | 6.0673% | 7,535 |
Memoranda: | ||
Average total assets | $139,147,000 | 4,069 |
Average earning assets | $129,231,400 | 4,035 |
Average equity | $6,240,600 | 6,293 |
Average total loans | $101,605,400 | 3,751 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0341% | 4,657 |
Cost of funding earning assets | 2.1762% | 413 |
Net interest margin | 2.8579% | 7,067 |
Noninterest income to average assets | 0.0027% | 7,430 |
Noninterest expense to average assets | 3.4237% | 2,226 |
Loan and lease loss provision to assets | 4.2771% | 131 |
Net operating income to assets | -5.0164% | 7,645 |
Return on assets (ROA) | -5.0164% | 7,655 |
Pretax return on assets | -5.0164% | 7,642 |
Return on Equity (ROE) | -105.9445% | 7,699 |
Retained earnings to average equity (ytd only) | -105.9445% | 7,699 |
Net charge-offs to loans | 1.5559% | 1,283 |
Credit loss provision to net charge-offs | 380.7258% | 815 |
Earnings coverage of net charge-offs (x) | -0.6581% | 6,379 |
Efficiency ratio | 127.5397% | 318 |
Assets per employee ($millions) | 8.0617% | 499 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
Condition Ratios (%) | ||
Loss allowance to loans | 7.6627% | 46 |
Loan loss allowance to noncurrent loans | 81.8487% | 3,314 |
Noncurrent assets plus other real estate owned to assets | 7.6062% | 684 |
Noncurrent loans to loans | 9.3621% | 488 |
Net loans and leases to total assets | 68.3286% | 3,132 |
Net loans and leases to deposits | 77.2660% | 3,965 |
Net loans and leases to core deposits | 84.4658% | 3,879 |
Total domestic deposits to total assets | 88.4329% | 1,710 |
Equity capital to assets | 3.0112% | 7,693 |
Core capital (leverage) ratio | 2.7533% | 7,691 |
Tier 1 risk-based capital ratio | 4.4814% | 7,664 |
Total risk-based capital ratio | 7.1413% | 7,609 |
Memoranda: | ||
Average total assets | $147,167,500 | 3,978 |
Average earning assets | $138,094,500 | 3,903 |
Average equity | $6,968,250 | 6,126 |
Average total loans | $106,256,000 | 3,675 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.9471% | 5,194 |
Cost of funding earning assets | 2.1631% | 519 |
Net interest margin | 2.7839% | 7,164 |
Noninterest income to average assets | 0.0209% | 7,458 |
Noninterest expense to average assets | 2.7971% | 4,493 |
Loan and lease loss provision to assets | 3.4106% | 260 |
Net operating income to assets | -3.5411% | 7,582 |
Return on assets (ROA) | -3.5411% | 7,586 |
Pretax return on assets | -3.5411% | 7,549 |
Return on Equity (ROE) | -67.8561% | 7,676 |
Retained earnings to average equity (ytd only) | -67.8561% | 7,674 |
Net charge-offs to loans | 1.9443% | 941 |
Credit loss provision to net charge-offs | 244.6629% | 1,576 |
Earnings coverage of net charge-offs (x) | -0.0936% | 5,799 |
Efficiency ratio | 104.8948% | 658 |
Assets per employee ($millions) | 9.2643% | 314 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.2483% | 149 |
Loan loss allowance to noncurrent loans | 76.0034% | 3,566 |
Noncurrent assets plus other real estate owned to assets | 5.1447% | 1,234 |
Noncurrent loans to loans | 6.9053% | 833 |
Net loans and leases to total assets | 65.5027% | 3,938 |
Net loans and leases to deposits | 74.3235% | 4,628 |
Net loans and leases to core deposits | 81.1782% | 4,531 |
Total domestic deposits to total assets | 88.1319% | 1,939 |
Equity capital to assets | 4.5450% | 7,661 |
Core capital (leverage) ratio | 4.2880% | 7,664 |
Tier 1 risk-based capital ratio | 7.1820% | 7,586 |
Total risk-based capital ratio | 9.6919% | 7,500 |
Memoranda: | ||
Average total assets | $153,227,670 | 3,901 |
Average earning assets | $145,621,330 | 3,785 |
Average equity | $7,996,330 | 5,805 |
Average total loans | $109,858,330 | 3,641 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.9300% | 5,309 |
Cost of funding earning assets | 2.1666% | 657 |
Net interest margin | 2.7633% | 7,233 |
Noninterest income to average assets | 0.0231% | 7,588 |
Noninterest expense to average assets | 2.8023% | 4,470 |
Loan and lease loss provision to assets | 3.9813% | 219 |
Net operating income to assets | -4.0841% | 7,719 |
Return on assets (ROA) | -4.0841% | 7,722 |
Pretax return on assets | -4.0841% | 7,695 |
Return on Equity (ROE) | -73.7306% | 7,776 |
Retained earnings to average equity (ytd only) | -73.7306% | 7,771 |
Net charge-offs to loans | 0.4932% | 2,583 |
Credit loss provision to net charge-offs | 1,107.1429% | 429 |
Earnings coverage of net charge-offs (x) | -0.2857% | 5,200 |
Efficiency ratio | 103.8059% | 733 |
Assets per employee ($millions) | 9.3920% | 317 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.8460% | 195 |
Loan loss allowance to noncurrent loans | 77.5592% | 3,508 |
Noncurrent assets plus other real estate owned to assets | 4.7155% | 1,406 |
Noncurrent loans to loans | 6.2482% | 1,027 |
Net loans and leases to total assets | 64.4785% | 4,220 |
Net loans and leases to deposits | 76.8724% | 4,242 |
Net loans and leases to core deposits | 91.1747% | 3,213 |
Total domestic deposits to total assets | 83.8774% | 4,205 |
Equity capital to assets | 4.8959% | 7,727 |
Core capital (leverage) ratio | 4.8373% | 7,716 |
Tier 1 risk-based capital ratio | 7.8355% | 7,633 |
Total risk-based capital ratio | 10.2577% | 7,487 |
Memoranda: | ||
Average total assets | $155,727,000 | 3,912 |
Average earning assets | $150,833,000 | 3,741 |
Average equity | $8,626,000 | 5,655 |
Average total loans | $113,551,500 | 3,605 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.5724% | 3,747 |
Cost of funding earning assets | 2.7688% | 487 |
Net interest margin | 2.8036% | 7,055 |
Noninterest income to average assets | -0.0563% | 7,767 |
Noninterest expense to average assets | 3.0500% | 3,945 |
Loan and lease loss provision to assets | 2.6620% | 719 |
Net operating income to assets | -3.0519% | 7,405 |
Return on assets (ROA) | -2.6150% | 7,303 |
Pretax return on assets | -2.6150% | 7,182 |
Return on Equity (ROE) | -43.8875% | 7,618 |
Retained earnings to average equity (ytd only) | -43.8875% | 7,606 |
Net charge-offs to loans | 1.9312% | 1,282 |
Credit loss provision to net charge-offs | 170.7346% | 2,496 |
Earnings coverage of net charge-offs (x) | -0.2501% | 6,502 |
Efficiency ratio | 114.6588% | 693 |
Assets per employee ($millions) | 8.9288% | 362 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.2234% | 647 |
Loan loss allowance to noncurrent loans | 55.5025% | 4,667 |
Noncurrent assets plus other real estate owned to assets | 5.0036% | 1,232 |
Noncurrent loans to loans | 5.8077% | 1,090 |
Net loans and leases to total assets | 75.8140% | 1,853 |
Net loans and leases to deposits | 91.3992% | 1,985 |
Net loans and leases to core deposits | 136.3144% | 941 |
Total domestic deposits to total assets | 82.9482% | 4,540 |
Equity capital to assets | 6.2158% | 7,626 |
Core capital (leverage) ratio | 5.9301% | 7,645 |
Tier 1 risk-based capital ratio | 8.4619% | 7,593 |
Total risk-based capital ratio | 10.7409% | 7,207 |
Memoranda: | ||
Average total assets | $159,768,400 | 3,778 |
Average earning assets | $154,798,400 | 3,620 |
Average equity | $9,519,800 | 5,442 |
Average total loans | $128,985,000 | 3,290 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.6202% | 3,739 |
Cost of funding earning assets | 2.8992% | 457 |
Net interest margin | 2.7210% | 7,179 |
Noninterest income to average assets | 0.0280% | 7,741 |
Noninterest expense to average assets | 2.8799% | 4,537 |
Loan and lease loss provision to assets | 3.4634% | 381 |
Net operating income to assets | -3.6728% | 7,710 |
Return on assets (ROA) | -3.5137% | 7,694 |
Pretax return on assets | -3.5137% | 7,614 |
Return on Equity (ROE) | -59.5730% | 7,890 |
Retained earnings to average equity (ytd only) | -59.5730% | 7,887 |
Net charge-offs to loans | 1.6334% | 1,243 |
Credit loss provision to net charge-offs | 260.8318% | 1,634 |
Earnings coverage of net charge-offs (x) | -0.1577% | 6,246 |
Efficiency ratio | 107.8395% | 810 |
Assets per employee ($millions) | 9.1021% | 358 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.7403% | 353 |
Loan loss allowance to noncurrent loans | 88.3959% | 3,113 |
Noncurrent assets plus other real estate owned to assets | 3.6120% | 1,822 |
Noncurrent loans to loans | 4.2313% | 1,701 |
Net loans and leases to total assets | 77.5398% | 1,664 |
Net loans and leases to deposits | 91.8185% | 2,259 |
Net loans and leases to core deposits | 109.6958% | 3,272 |
Total domestic deposits to total assets | 84.4490% | 3,505 |
Equity capital to assets | 4.7119% | 7,968 |
Core capital (leverage) ratio | 4.1238% | 7,977 |
Tier 1 risk-based capital ratio | 5.6656% | 7,966 |
Total risk-based capital ratio | 8.1703% | 7,907 |
Memoranda: | ||
Average total assets | $161,763,000 | 3,765 |
Average earning assets | $157,095,250 | 3,599 |
Average equity | $9,541,000 | 5,480 |
Average total loans | $131,503,500 | 3,267 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.7110% | 3,474 |
Cost of funding earning assets | 2.9540% | 530 |
Net interest margin | 2.7569% | 7,093 |
Noninterest income to average assets | 0.0219% | 7,860 |
Noninterest expense to average assets | 2.8177% | 4,880 |
Loan and lease loss provision to assets | 4.8164% | 224 |
Net operating income to assets | -4.9359% | 7,924 |
Return on assets (ROA) | -4.7006% | 7,911 |
Pretax return on assets | -4.7006% | 7,831 |
Return on Equity (ROE) | -74.9587% | 8,030 |
Retained earnings to average equity (ytd only) | -74.9587% | 8,028 |
Net charge-offs to loans | 2.1631% | 856 |
Credit loss provision to net charge-offs | 273.1168% | 1,711 |
Earnings coverage of net charge-offs (x) | -0.0677% | 5,768 |
Efficiency ratio | 104.4264% | 1,015 |
Assets per employee ($millions) | 8.0809% | 485 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.5657% | 358 |
Loan loss allowance to noncurrent loans | 98.5570% | 2,932 |
Noncurrent assets plus other real estate owned to assets | 3.0677% | 2,059 |
Noncurrent loans to loans | 3.6179% | 1,924 |
Net loans and leases to total assets | 76.5744% | 2,042 |
Net loans and leases to deposits | 90.4360% | 2,759 |
Net loans and leases to core deposits | 102.1535% | 4,274 |
Total domestic deposits to total assets | 84.6725% | 3,405 |
Equity capital to assets | 4.7167% | 8,058 |
Core capital (leverage) ratio | 4.4251% | 8,062 |
Tier 1 risk-based capital ratio | 5.7513% | 8,068 |
Total risk-based capital ratio | 8.1880% | 8,023 |
Memoranda: | ||
Average total assets | $164,105,330 | 3,737 |
Average earning assets | $159,307,330 | 3,572 |
Average equity | $10,291,000 | 5,282 |
Average total loans | $133,790,000 | 3,274 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.7068% | 3,769 |
Cost of funding earning assets | 2.9569% | 669 |
Net interest margin | 2.7499% | 7,091 |
Noninterest income to average assets | 0.0218% | 7,968 |
Noninterest expense to average assets | 2.5498% | 5,649 |
Loan and lease loss provision to assets | 0.2443% | 4,026 |
Net operating income to assets | -0.1040% | 6,415 |
Return on assets (ROA) | 0.0387% | 6,312 |
Pretax return on assets | 0.0387% | 6,303 |
Return on Equity (ROE) | 0.5505% | 6,264 |
Retained earnings to average equity (ytd only) | 0.5505% | 5,436 |
Net charge-offs to loans | 0.1758% | 3,584 |
Credit loss provision to net charge-offs | 168.3333% | 2,543 |
Earnings coverage of net charge-offs (x) | 0.9667% | 4,290 |
Efficiency ratio | 94.7842% | 1,392 |
Assets per employee ($millions) | 9.0475% | 351 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.5216% | 2,859 |
Loan loss allowance to noncurrent loans | 158.5586% | 2,043 |
Noncurrent assets plus other real estate owned to assets | 1.2637% | 4,150 |
Noncurrent loans to loans | 0.9596% | 5,075 |
Net loans and leases to total assets | 83.9329% | 697 |
Net loans and leases to deposits | 101.7190% | 1,209 |
Net loans and leases to core deposits | 115.5639% | 2,841 |
Total domestic deposits to total assets | 82.5145% | 4,368 |
Equity capital to assets | 7.1898% | 7,569 |
Core capital (leverage) ratio | 6.8085% | 7,764 |
Tier 1 risk-based capital ratio | 8.1264% | 7,997 |
Total risk-based capital ratio | 10.4763% | 7,640 |
Memoranda: | ||
Average total assets | $165,349,000 | 3,737 |
Average earning assets | $160,440,500 | 3,560 |
Average equity | $11,625,000 | 4,944 |
Average total loans | $136,518,000 | 3,238 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.1099% | 4,992 |
Cost of funding earning assets | 3.4749% | 562 |
Net interest margin | 2.6350% | 7,599 |
Noninterest income to average assets | 0.0174% | 8,041 |
Noninterest expense to average assets | 3.1624% | 3,472 |
Loan and lease loss provision to assets | 1.3155% | 1,080 |
Net operating income to assets | -1.9087% | 7,590 |
Return on assets (ROA) | -1.8699% | 7,527 |
Pretax return on assets | -1.8699% | 7,396 |
Return on Equity (ROE) | -19.2606% | 7,745 |
Retained earnings to average equity (ytd only) | -19.2606% | 7,658 |
Net charge-offs to loans | 0.4727% | 2,468 |
Credit loss provision to net charge-offs | 351.1628% | 1,283 |
Earnings coverage of net charge-offs (x) | -1.5835% | 6,675 |
Efficiency ratio | 123.0888% | 541 |
Assets per employee ($millions) | 9.3246% | 320 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.5428% | 2,485 |
Loan loss allowance to noncurrent loans | 177.4636% | 2,158 |
Noncurrent assets plus other real estate owned to assets | 1.1278% | 4,016 |
Noncurrent loans to loans | 0.8694% | 4,882 |
Net loans and leases to total assets | 78.7426% | 1,949 |
Net loans and leases to deposits | 96.5377% | 2,363 |
Net loans and leases to core deposits | 108.4690% | 3,911 |
Total domestic deposits to total assets | 81.5667% | 4,381 |
Equity capital to assets | 6.8761% | 7,792 |
Core capital (leverage) ratio | 7.0664% | 7,645 |
Tier 1 risk-based capital ratio | 7.9298% | 8,093 |
Total risk-based capital ratio | 9.1891% | 8,124 |
Memoranda: | ||
Average total assets | $126,263,200 | 4,368 |
Average earning assets | $122,277,800 | 4,207 |
Average equity | $12,258,200 | 4,765 |
Average total loans | $100,063,600 | 3,950 |