Home > Virgin Islands Community Bank > Assets and Liabilities
Virgin Islands Community Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 34 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $58,087,000 | 6,535 |
| Cash and due from depository institutions | $4,261,000 | 4,480 |
| Interest-bearing balances | $1,561,000 | 2,170 |
| Securities | $29,012,000 | 3,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $20,835,000 | 7,381 |
| Loan loss allowance | $242,000 | 7,371 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,840,000 | 3,793 |
| Other real estate owned | $8,000 | 4,480 |
| Goodwill and other intangibles | $117,000 | 2,799 |
| All other assets | $1,014,000 | 6,677 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $58,087,000 | 6,535 |
| Total liabilities | $57,438,000 | 6,210 |
| Total deposits | $57,295,000 | 6,055 |
| Interest-bearing deposits | $36,233,000 | 6,695 |
| Deposits held in domestic offices | $57,295,000 | 6,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $143,000 | 7,752 |
| Total equity capital | $649,000 | 8,520 |
| Total bank equity capital | $649,000 | 8,520 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $200,000 | 5,511 |
| Surplus | $7,578,000 | 3,152 |
| Undivided profits | $-7,129,000 | 8,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,358,000 | 2,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $309,000 | 7,169 |
| Earning assets | $51,408,000 | 6,613 |
| Long-term assets (5+ years) | $38,848,000 | 2,397 |
| Average Assets, year-to-date | $65,742,800 | 6,108 |
| Average Assets, quarterly | $61,592,500 | 6,367 |
| Volatile liabilities | $1,716,000 | 8,134 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $564,000 | 7,973 |
| Tier 1 (core) risk-based capital | $1,285,000 | 8,461 |
| Tier 2 risk-based capital | $220,000 | 7,374 |
| Total risk weighted assets | $17,539,000 | 7,792 |
| Total unused commitments | $564,000 | 7,973 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 33 | 4,604 |
| Assets and Liabilities | ||
| Total Assets: | $65,098,000 | 6,245 |
| Cash and due from depository institutions | $6,245,000 | 4,604 |
| Interest-bearing balances | $1,393,000 | 2,109 |
| Securities | $33,136,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $21,412,000 | 7,361 |
| Loan loss allowance | $212,000 | 7,553 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,849,000 | 3,744 |
| Other real estate owned | $8,000 | 4,604 |
| Goodwill and other intangibles | $117,000 | 2,799 |
| All other assets | $1,331,000 | 6,196 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $65,098,000 | 6,245 |
| Total liabilities | $65,100,000 | 5,934 |
| Total deposits | $61,900,000 | 5,858 |
| Interest-bearing deposits | $39,392,000 | 6,535 |
| Deposits held in domestic offices | $61,900,000 | 5,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $200,000 | 7,485 |
| Total equity capital | $-2,000 | 8,569 |
| Total bank equity capital | $-2,000 | 8,569 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $200,000 | 5,521 |
| Surplus | $7,578,000 | 3,097 |
| Undivided profits | $-7,780,000 | 8,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 2,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $355,000 | 7,092 |
| Earning assets | $55,941,000 | 6,400 |
| Long-term assets (5+ years) | $42,670,000 | 2,172 |
| Average Assets, year-to-date | $67,656,750 | 6,084 |
| Average Assets, quarterly | $66,339,000 | 6,173 |
| Volatile liabilities | $4,578,000 | 7,435 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $388,000 | 8,122 |
| Tier 1 (core) risk-based capital | $1,357,000 | 8,479 |
| Tier 2 risk-based capital | $212,000 | 7,435 |
| Total risk weighted assets | $18,987,000 | 7,715 |
| Total unused commitments | $388,000 | 8,123 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 33 | 4,662 |
| Assets and Liabilities | ||
| Total Assets: | $67,580,000 | 6,173 |
| Cash and due from depository institutions | $7,533,000 | 4,662 |
| Interest-bearing balances | $2,687,000 | 1,545 |
| Securities | $33,897,000 | 3,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $20,712,000 | 7,431 |
| Loan loss allowance | $252,000 | 7,372 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,891,000 | 3,695 |
| Other real estate owned | $139,000 | 4,662 |
| Goodwill and other intangibles | $117,000 | 2,826 |
| All other assets | $2,291,000 | 4,924 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $67,580,000 | 6,173 |
| Total liabilities | $63,360,000 | 6,001 |
| Total deposits | $63,197,000 | 5,822 |
| Interest-bearing deposits | $40,341,000 | 6,508 |
| Deposits held in domestic offices | $63,197,000 | 5,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $163,000 | 7,650 |
| Total equity capital | $4,220,000 | 7,560 |
| Total bank equity capital | $4,220,000 | 7,560 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $200,000 | 5,551 |
| Surplus | $7,578,000 | 3,085 |
| Undivided profits | $-3,558,000 | 8,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,500,000 | 2,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $333,000 | 7,069 |
| Earning assets | $57,296,000 | 6,367 |
| Long-term assets (5+ years) | $43,022,000 | 2,111 |
| Average Assets, year-to-date | $68,509,670 | 6,086 |
| Average Assets, quarterly | $67,708,000 | 6,147 |
| Volatile liabilities | $2,410,000 | 8,012 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $361,000 | 8,193 |
| Tier 1 (core) risk-based capital | $5,160,000 | 7,205 |
| Tier 2 risk-based capital | $252,000 | 7,222 |
| Total risk weighted assets | $21,335,000 | 7,583 |
| Total unused commitments | $361,000 | 8,195 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 36 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $67,836,000 | 6,181 |
| Cash and due from depository institutions | $5,411,000 | 4,356 |
| Interest-bearing balances | $2,691,000 | 1,685 |
| Securities | $36,713,000 | 2,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $20,808,000 | 7,411 |
| Loan loss allowance | $251,000 | 7,409 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,920,000 | 3,636 |
| Other real estate owned | $139,000 | 4,356 |
| Goodwill and other intangibles | $117,000 | 2,830 |
| All other assets | $1,728,000 | 5,484 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $67,836,000 | 6,181 |
| Total liabilities | $62,912,000 | 6,038 |
| Total deposits | $62,744,000 | 5,870 |
| Interest-bearing deposits | $40,756,000 | 6,488 |
| Deposits held in domestic offices | $62,744,000 | 5,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $168,000 | 7,600 |
| Total equity capital | $4,924,000 | 7,305 |
| Total bank equity capital | $4,924,000 | 7,305 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $200,000 | 5,566 |
| Surplus | $7,578,000 | 3,033 |
| Undivided profits | $-2,854,000 | 8,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,404,000 | 2,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $330,000 | 7,026 |
| Earning assets | $60,212,000 | 6,246 |
| Long-term assets (5+ years) | $45,511,000 | 1,992 |
| Average Assets, year-to-date | $68,974,500 | 6,097 |
| Average Assets, quarterly | $68,974,500 | 6,097 |
| Volatile liabilities | $1,431,000 | 8,233 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $319,000 | 8,245 |
| Tier 1 (core) risk-based capital | $5,393,000 | 7,095 |
| Tier 2 risk-based capital | $251,000 | 7,247 |
| Total risk weighted assets | $19,449,000 | 7,709 |
| Total unused commitments | $319,000 | 8,246 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $70,113,000 | 6,082 |
| Cash and due from depository institutions | $6,048,000 | 4,262 |
| Interest-bearing balances | $435,000 | 3,281 |
| Securities | $37,955,000 | 2,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $20,903,000 | 7,433 |
| Loan loss allowance | $261,000 | 7,370 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,866,000 | 3,631 |
| Other real estate owned | $139,000 | 4,262 |
| Goodwill and other intangibles | $117,000 | 2,830 |
| All other assets | $2,085,000 | 5,076 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $70,113,000 | 6,082 |
| Total liabilities | $65,430,000 | 5,939 |
| Total deposits | $65,323,000 | 5,739 |
| Interest-bearing deposits | $40,361,000 | 6,485 |
| Deposits held in domestic offices | $65,323,000 | 5,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $107,000 | 8,043 |
| Total equity capital | $4,683,000 | 7,392 |
| Total bank equity capital | $4,683,000 | 7,392 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $200,000 | 5,588 |
| Surplus | $7,578,000 | 2,983 |
| Undivided profits | $-3,095,000 | 8,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,253,000 | 2,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $350,000 | 6,990 |
| Earning assets | $59,293,000 | 6,254 |
| Long-term assets (5+ years) | $46,996,000 | 1,942 |
| Average Assets, year-to-date | $74,715,000 | 5,806 |
| Average Assets, quarterly | $71,687,000 | 6,008 |
| Volatile liabilities | $1,320,000 | 8,355 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $375,000 | 8,217 |
| Tier 1 (core) risk-based capital | $5,276,000 | 7,121 |
| Tier 2 risk-based capital | $261,000 | 7,208 |
| Total risk weighted assets | $19,813,000 | 7,705 |
| Total unused commitments | $375,000 | 8,217 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 38 | 4,184 |
| Assets and Liabilities | ||
| Total Assets: | $73,261,000 | 5,982 |
| Cash and due from depository institutions | $7,309,000 | 4,184 |
| Interest-bearing balances | $903,000 | 2,528 |
| Securities | $39,398,000 | 2,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $21,135,000 | 7,450 |
| Loan loss allowance | $257,000 | 7,433 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,917,000 | 3,583 |
| Other real estate owned | $139,000 | 4,184 |
| Goodwill and other intangibles | $117,000 | 2,837 |
| All other assets | $2,246,000 | 4,931 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $73,261,000 | 5,982 |
| Total liabilities | $68,426,000 | 5,800 |
| Total deposits | $66,230,000 | 5,652 |
| Interest-bearing deposits | $41,592,000 | 6,384 |
| Deposits held in domestic offices | $66,230,000 | 5,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,614 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $196,000 | 7,448 |
| Total equity capital | $4,835,000 | 7,345 |
| Total bank equity capital | $4,835,000 | 7,345 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $199,000 | 6,003 |
| Surplus | $7,575,000 | 2,957 |
| Undivided profits | $-2,939,000 | 8,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,410,000 | 1,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $410,000 | 6,671 |
| Earning assets | $61,436,000 | 6,184 |
| Long-term assets (5+ years) | $48,621,000 | 1,866 |
| Average Assets, year-to-date | $75,865,500 | 5,776 |
| Average Assets, quarterly | $77,111,500 | 5,793 |
| Volatile liabilities | $3,662,000 | 7,778 |
| Insider loans | $108,000 | 7,064 |
| FHLB advances | $2,000,000 | 4,416 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $858,000 | 7,990 |
| Tier 1 (core) risk-based capital | $5,270,000 | 7,139 |
| Tier 2 risk-based capital | $257,000 | 7,261 |
| Total risk weighted assets | $20,368,000 | 7,701 |
| Total unused commitments | $858,000 | 7,991 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $80,962,000 | 5,663 |
| Cash and due from depository institutions | $13,343,000 | 4,275 |
| Interest-bearing balances | $1,501,000 | 2,059 |
| Securities | $39,717,000 | 2,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $21,965,000 | 7,409 |
| Loan loss allowance | $257,000 | 7,441 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,945,000 | 3,526 |
| Other real estate owned | $139,000 | 4,275 |
| Goodwill and other intangibles | $117,000 | 2,841 |
| All other assets | $2,736,000 | 4,407 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $80,962,000 | 5,663 |
| Total liabilities | $77,329,000 | 5,435 |
| Total deposits | $76,176,000 | 5,217 |
| Interest-bearing deposits | $42,991,000 | 6,307 |
| Deposits held in domestic offices | $76,176,000 | 5,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $153,000 | 7,596 |
| Total equity capital | $3,633,000 | 7,811 |
| Total bank equity capital | $3,633,000 | 7,811 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $199,000 | 6,021 |
| Surplus | $7,575,000 | 2,897 |
| Undivided profits | $-4,141,000 | 8,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,481,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $415,000 | 6,387 |
| Earning assets | $63,183,000 | 6,122 |
| Long-term assets (5+ years) | $49,495,000 | 1,836 |
| Average Assets, year-to-date | $76,733,670 | 5,761 |
| Average Assets, quarterly | $79,324,000 | 5,696 |
| Volatile liabilities | $3,535,000 | 7,801 |
| Insider loans | $111,000 | 7,062 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $1,038,000 | 7,931 |
| Tier 1 (core) risk-based capital | $4,506,000 | 7,456 |
| Tier 2 risk-based capital | $257,000 | 7,267 |
| Total risk weighted assets | $22,724,000 | 7,544 |
| Total unused commitments | $1,038,000 | 7,932 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $77,686,000 | 5,769 |
| Cash and due from depository institutions | $9,723,000 | 4,018 |
| Interest-bearing balances | $5,460,000 | 1,019 |
| Securities | $40,336,000 | 2,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $22,019,000 | 7,372 |
| Loan loss allowance | $290,000 | 7,231 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,996,000 | 3,435 |
| Other real estate owned | $139,000 | 4,018 |
| Goodwill and other intangibles | $117,000 | 2,824 |
| All other assets | $2,356,000 | 4,667 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $77,686,000 | 5,769 |
| Total liabilities | $73,448,000 | 5,567 |
| Total deposits | $73,341,000 | 5,324 |
| Interest-bearing deposits | $45,288,000 | 6,210 |
| Deposits held in domestic offices | $73,341,000 | 5,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $107,000 | 7,960 |
| Total equity capital | $4,238,000 | 7,536 |
| Total bank equity capital | $4,238,000 | 7,536 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $199,000 | 6,030 |
| Surplus | $7,575,000 | 2,830 |
| Undivided profits | $-3,536,000 | 8,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,628,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $453,000 | 5,988 |
| Earning assets | $67,815,000 | 5,918 |
| Long-term assets (5+ years) | $49,078,000 | 1,808 |
| Average Assets, year-to-date | $74,619,500 | 5,861 |
| Average Assets, quarterly | $74,619,500 | 5,861 |
| Volatile liabilities | $4,439,000 | 7,500 |
| Insider loans | $113,000 | 7,067 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $670,000 | 8,169 |
| Tier 1 (core) risk-based capital | $4,656,000 | 7,374 |
| Tier 2 risk-based capital | $257,000 | 7,243 |
| Total risk weighted assets | $21,567,000 | 7,610 |
| Total unused commitments | $670,000 | 8,170 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 36 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $71,553,000 | 6,023 |
| Cash and due from depository institutions | $6,526,000 | 4,355 |
| Interest-bearing balances | $3,695,000 | 1,391 |
| Securities | $36,980,000 | 3,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $22,715,000 | 7,363 |
| Loan loss allowance | $297,000 | 7,237 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,047,000 | 3,391 |
| Other real estate owned | $139,000 | 4,355 |
| Goodwill and other intangibles | $117,000 | 2,825 |
| All other assets | $2,029,000 | 5,021 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $71,553,000 | 6,023 |
| Total liabilities | $66,986,000 | 5,852 |
| Total deposits | $66,903,000 | 5,597 |
| Interest-bearing deposits | $43,085,000 | 6,314 |
| Deposits held in domestic offices | $66,903,000 | 5,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $83,000 | 8,181 |
| Total equity capital | $4,567,000 | 7,412 |
| Total bank equity capital | $4,567,000 | 7,412 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $199,000 | 6,052 |
| Surplus | $7,575,000 | 2,790 |
| Undivided profits | $-3,207,000 | 8,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $419,000 | 6,273 |
| Earning assets | $63,390,000 | 6,088 |
| Long-term assets (5+ years) | $46,286,000 | 1,853 |
| Average Assets, year-to-date | $73,823,800 | 5,775 |
| Average Assets, quarterly | $72,319,500 | 5,956 |
| Volatile liabilities | $2,657,000 | 8,024 |
| Insider loans | $116,000 | 7,061 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $794,000 | 8,078 |
| Tier 1 (core) risk-based capital | $5,179,000 | 7,117 |
| Tier 2 risk-based capital | $244,000 | 7,362 |
| Total risk weighted assets | $19,906,000 | 7,764 |
| Total unused commitments | $794,000 | 8,081 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 36 | 4,349 |
| Assets and Liabilities | ||
| Total Assets: | $73,086,000 | 5,941 |
| Cash and due from depository institutions | $8,341,000 | 4,349 |
| Interest-bearing balances | $5,057,000 | 1,081 |
| Securities | $35,844,000 | 3,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $23,213,000 | 7,343 |
| Loan loss allowance | $296,000 | 7,260 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,088,000 | 3,311 |
| Other real estate owned | $367,000 | 4,349 |
| Goodwill and other intangibles | $117,000 | 2,808 |
| All other assets | $2,116,000 | 4,904 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $73,086,000 | 5,941 |
| Total liabilities | $68,534,000 | 5,747 |
| Total deposits | $68,449,000 | 5,472 |
| Interest-bearing deposits | $43,834,000 | 6,265 |
| Deposits held in domestic offices | $68,449,000 | 5,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $85,000 | 8,294 |
| Total equity capital | $4,552,000 | 7,457 |
| Total bank equity capital | $4,552,000 | 7,457 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $199,000 | 6,077 |
| Surplus | $7,575,000 | 2,727 |
| Undivided profits | $-3,222,000 | 8,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,944,000 | 1,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $418,000 | 6,288 |
| Earning assets | $64,114,000 | 6,064 |
| Long-term assets (5+ years) | $45,486,000 | 1,896 |
| Average Assets, year-to-date | $74,391,500 | 5,763 |
| Average Assets, quarterly | $73,490,500 | 5,864 |
| Volatile liabilities | $2,822,000 | 8,022 |
| Insider loans | $120,000 | 7,050 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,011,000 | 7,948 |
| Tier 1 (core) risk-based capital | $4,910,000 | 7,236 |
| Tier 2 risk-based capital | $261,000 | 7,270 |
| Total risk weighted assets | $20,847,000 | 7,716 |
| Total unused commitments | $1,011,000 | 7,948 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $73,895,000 | 5,839 |
| Cash and due from depository institutions | $7,688,000 | 4,243 |
| Interest-bearing balances | $2,957,000 | 1,595 |
| Securities | $36,361,000 | 3,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $24,264,000 | 7,245 |
| Loan loss allowance | $298,000 | 7,254 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,948,000 | 3,369 |
| Other real estate owned | $367,000 | 4,243 |
| Goodwill and other intangibles | $117,000 | 2,796 |
| All other assets | $2,150,000 | 4,700 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $73,895,000 | 5,839 |
| Total liabilities | $69,058,000 | 5,660 |
| Total deposits | $69,017,000 | 5,390 |
| Interest-bearing deposits | $43,459,000 | 6,266 |
| Deposits held in domestic offices | $69,017,000 | 5,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $41,000 | 8,625 |
| Total equity capital | $4,837,000 | 7,280 |
| Total bank equity capital | $4,837,000 | 7,280 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $199,000 | 6,076 |
| Surplus | $7,575,000 | 2,680 |
| Undivided profits | $-2,937,000 | 8,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,980,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $424,000 | 5,980 |
| Earning assets | $63,582,000 | 6,030 |
| Long-term assets (5+ years) | $46,111,000 | 1,900 |
| Average Assets, year-to-date | $74,826,670 | 5,719 |
| Average Assets, quarterly | $75,087,000 | 5,743 |
| Volatile liabilities | $3,019,000 | 7,882 |
| Insider loans | $123,000 | 7,050 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $918,000 | 8,056 |
| Tier 1 (core) risk-based capital | $4,924,000 | 7,178 |
| Tier 2 risk-based capital | $267,000 | 7,246 |
| Total risk weighted assets | $21,387,000 | 7,649 |
| Total unused commitments | $918,000 | 8,058 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $76,279,000 | 5,723 |
| Cash and due from depository institutions | $8,006,000 | 4,161 |
| Interest-bearing balances | $5,896,000 | 943 |
| Securities | $37,613,000 | 3,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $25,062,000 | 7,160 |
| Loan loss allowance | $309,000 | 7,215 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,990,000 | 3,314 |
| Other real estate owned | $367,000 | 4,161 |
| Goodwill and other intangibles | $111,000 | 2,813 |
| All other assets | $2,130,000 | 4,723 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $76,279,000 | 5,723 |
| Total liabilities | $72,243,000 | 5,536 |
| Total deposits | $69,524,000 | 5,404 |
| Interest-bearing deposits | $44,162,000 | 6,267 |
| Deposits held in domestic offices | $69,524,000 | 5,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,552 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,619,000 | 2,271 |
| Total equity capital | $4,036,000 | 7,639 |
| Total bank equity capital | $4,036,000 | 7,639 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $199,000 | 6,125 |
| Surplus | $7,575,000 | 2,631 |
| Undivided profits | $-3,738,000 | 8,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,064,000 | 1,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $491,000 | 5,407 |
| Earning assets | $68,571,000 | 5,787 |
| Long-term assets (5+ years) | $47,969,000 | 1,893 |
| Average Assets, year-to-date | $75,292,500 | 5,744 |
| Average Assets, quarterly | $75,292,500 | 5,744 |
| Volatile liabilities | $4,633,000 | 7,339 |
| Insider loans | $125,000 | 7,040 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,276,000 | 7,872 |
| Tier 1 (core) risk-based capital | $4,782,000 | 7,282 |
| Tier 2 risk-based capital | $277,000 | 7,207 |
| Total risk weighted assets | $21,947,000 | 7,639 |
| Total unused commitments | $1,276,000 | 7,873 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 39 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $74,306,000 | 5,823 |
| Cash and due from depository institutions | $4,638,000 | 4,100 |
| Interest-bearing balances | $3,329,000 | 1,483 |
| Securities | $37,994,000 | 3,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $25,786,000 | 7,137 |
| Loan loss allowance | $279,000 | 7,425 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,955,000 | 3,329 |
| Other real estate owned | $367,000 | 4,100 |
| Goodwill and other intangibles | $117,000 | 2,793 |
| All other assets | $2,448,000 | 4,314 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $74,305,000 | 5,823 |
| Total liabilities | $69,724,000 | 5,662 |
| Total deposits | $68,688,000 | 5,443 |
| Interest-bearing deposits | $44,340,000 | 6,271 |
| Deposits held in domestic offices | $68,688,000 | 5,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,000,000 | 4,996 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $36,000 | 8,718 |
| Total equity capital | $4,581,000 | 7,451 |
| Total bank equity capital | $4,581,000 | 7,451 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $199,000 | 6,147 |
| Surplus | $7,575,000 | 2,585 |
| Undivided profits | $-3,193,000 | 8,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,230,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $490,000 | 5,409 |
| Earning assets | $67,109,000 | 5,861 |
| Long-term assets (5+ years) | $48,260,000 | 1,917 |
| Average Assets, year-to-date | $74,097,000 | 5,709 |
| Average Assets, quarterly | $76,948,000 | 5,666 |
| Volatile liabilities | $4,767,000 | 7,309 |
| Insider loans | $130,000 | 7,059 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $990,000 | 7,997 |
| Tier 1 (core) risk-based capital | $4,876,000 | 7,230 |
| Tier 2 risk-based capital | $279,000 | 7,199 |
| Total risk weighted assets | $23,568,000 | 7,516 |
| Total unused commitments | $990,000 | 7,998 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $79,590,000 | 5,580 |
| Cash and due from depository institutions | $21,267,000 | 3,992 |
| Interest-bearing balances | $19,267,000 | 301 |
| Securities | $25,294,000 | 4,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $26,896,000 | 7,071 |
| Loan loss allowance | $309,000 | 7,256 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,028,000 | 3,219 |
| Other real estate owned | $393,000 | 3,992 |
| Goodwill and other intangibles | $139,000 | 2,702 |
| All other assets | $2,573,000 | 4,166 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $79,590,000 | 5,580 |
| Total liabilities | $74,998,000 | 5,388 |
| Total deposits | $73,262,000 | 5,194 |
| Interest-bearing deposits | $45,706,000 | 6,160 |
| Deposits held in domestic offices | $73,262,000 | 5,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,736,000 | 2,140 |
| Total equity capital | $4,592,000 | 7,480 |
| Total bank equity capital | $4,592,000 | 7,480 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $199,000 | 6,187 |
| Surplus | $7,575,000 | 2,552 |
| Undivided profits | $-3,182,000 | 8,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,189,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $420,000 | 6,060 |
| Earning assets | $71,457,000 | 5,622 |
| Long-term assets (5+ years) | $36,722,000 | 2,359 |
| Average Assets, year-to-date | $74,044,750 | 5,719 |
| Average Assets, quarterly | $79,015,000 | 5,577 |
| Volatile liabilities | $4,066,000 | 7,583 |
| Insider loans | $131,000 | 7,066 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,106,000 | 7,919 |
| Tier 1 (core) risk-based capital | $4,750,000 | 7,304 |
| Tier 2 risk-based capital | $309,000 | 6,999 |
| Total risk weighted assets | $27,446,000 | 7,220 |
| Total unused commitments | $1,106,000 | 7,923 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $78,440,000 | 5,626 |
| Cash and due from depository institutions | $14,906,000 | 4,036 |
| Interest-bearing balances | $11,455,000 | 537 |
| Securities | $27,156,000 | 3,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $30,206,000 | 6,786 |
| Loan loss allowance | $314,000 | 7,242 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,101,000 | 3,126 |
| Other real estate owned | $395,000 | 4,036 |
| Goodwill and other intangibles | $162,000 | 2,653 |
| All other assets | $2,514,000 | 4,204 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $78,440,000 | 5,626 |
| Total liabilities | $75,026,000 | 5,387 |
| Total deposits | $74,911,000 | 5,128 |
| Interest-bearing deposits | $43,709,000 | 6,327 |
| Deposits held in domestic offices | $74,911,000 | 5,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $115,000 | 7,807 |
| Total equity capital | $3,414,000 | 7,997 |
| Total bank equity capital | $3,414,000 | 7,997 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $199,000 | 6,232 |
| Surplus | $7,575,000 | 2,516 |
| Undivided profits | $-4,360,000 | 9,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,632,000 | 1,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $573,000 | 4,777 |
| Earning assets | $68,817,000 | 5,750 |
| Long-term assets (5+ years) | $39,383,000 | 2,306 |
| Average Assets, year-to-date | $72,196,330 | 5,833 |
| Average Assets, quarterly | $75,937,500 | 5,711 |
| Volatile liabilities | $2,902,000 | 8,012 |
| Insider loans | $135,000 | 7,080 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,073,000 | 8,060 |
| Tier 1 (core) risk-based capital | $4,420,000 | 7,473 |
| Tier 2 risk-based capital | $314,000 | 6,980 |
| Total risk weighted assets | $29,442,000 | 7,065 |
| Total unused commitments | $1,073,000 | 8,064 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $73,435,000 | 5,833 |
| Cash and due from depository institutions | $10,857,000 | 3,957 |
| Interest-bearing balances | $9,297,000 | 790 |
| Securities | $23,867,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $32,776,000 | 6,555 |
| Loan loss allowance | $309,000 | 7,277 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,172,000 | 3,024 |
| Other real estate owned | $653,000 | 3,957 |
| Goodwill and other intangibles | $184,000 | 2,584 |
| All other assets | $1,926,000 | 4,747 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $73,435,000 | 5,833 |
| Total liabilities | $69,298,000 | 5,651 |
| Total deposits | $69,236,000 | 5,397 |
| Interest-bearing deposits | $44,777,000 | 6,279 |
| Deposits held in domestic offices | $69,236,000 | 5,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $62,000 | 8,594 |
| Total equity capital | $4,137,000 | 7,715 |
| Total bank equity capital | $4,137,000 | 7,715 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $199,000 | 6,249 |
| Surplus | $7,375,000 | 2,559 |
| Undivided profits | $-3,437,000 | 9,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,836,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $532,000 | 4,965 |
| Earning assets | $65,940,000 | 5,898 |
| Long-term assets (5+ years) | $37,020,000 | 2,376 |
| Average Assets, year-to-date | $69,074,500 | 5,998 |
| Average Assets, quarterly | $69,074,500 | 5,998 |
| Volatile liabilities | $4,098,000 | 7,502 |
| Insider loans | $138,000 | 7,066 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $795,000 | 8,282 |
| Tier 1 (core) risk-based capital | $4,143,000 | 7,599 |
| Tier 2 risk-based capital | $309,000 | 7,004 |
| Total risk weighted assets | $29,860,000 | 7,012 |
| Total unused commitments | $795,000 | 8,289 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $64,714,000 | 6,230 |
| Cash and due from depository institutions | $13,022,000 | 3,960 |
| Interest-bearing balances | $5,023,000 | 1,201 |
| Securities | $10,640,000 | 6,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $35,041,000 | 6,398 |
| Loan loss allowance | $552,000 | 5,753 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,334,000 | 2,901 |
| Other real estate owned | $653,000 | 3,960 |
| Goodwill and other intangibles | $207,000 | 2,530 |
| All other assets | $1,817,000 | 4,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,714,000 | 6,230 |
| Total liabilities | $61,228,000 | 6,022 |
| Total deposits | $59,104,000 | 5,919 |
| Interest-bearing deposits | $43,003,000 | 6,404 |
| Deposits held in domestic offices | $59,104,000 | 5,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $124,000 | 7,848 |
| Total equity capital | $3,486,000 | 8,040 |
| Total bank equity capital | $3,486,000 | 8,040 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $199,000 | 6,296 |
| Surplus | $7,025,000 | 2,623 |
| Undivided profits | $-3,738,000 | 9,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,813,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $538,000 | 5,103 |
| Earning assets | $50,704,000 | 6,708 |
| Long-term assets (5+ years) | $24,866,000 | 3,171 |
| Average Assets, year-to-date | $66,715,200 | 6,018 |
| Average Assets, quarterly | $64,165,500 | 6,213 |
| Volatile liabilities | $4,327,000 | 7,454 |
| Insider loans | $143,000 | 7,080 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $674,000 | 8,349 |
| Tier 1 (core) risk-based capital | $3,699,000 | 7,838 |
| Tier 2 risk-based capital | $401,000 | 6,368 |
| Total risk weighted assets | $31,873,000 | 6,873 |
| Total unused commitments | $674,000 | 8,352 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $63,617,000 | 6,267 |
| Cash and due from depository institutions | $6,292,000 | 3,839 |
| Interest-bearing balances | $1,091,000 | 2,995 |
| Securities | $14,635,000 | 5,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $36,679,000 | 6,301 |
| Loan loss allowance | $568,000 | 5,712 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,387,000 | 2,829 |
| Other real estate owned | $363,000 | 3,839 |
| Goodwill and other intangibles | $230,000 | 2,453 |
| All other assets | $2,031,000 | 4,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,617,000 | 6,267 |
| Total liabilities | $60,135,000 | 6,087 |
| Total deposits | $60,015,000 | 5,849 |
| Interest-bearing deposits | $42,647,000 | 6,423 |
| Deposits held in domestic offices | $60,015,000 | 5,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $120,000 | 8,208 |
| Total equity capital | $3,482,000 | 8,090 |
| Total bank equity capital | $3,482,000 | 8,090 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $201,000 | 5,917 |
| Surplus | $6,754,000 | 2,679 |
| Undivided profits | $-3,473,000 | 9,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,925,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $511,000 | 5,450 |
| Earning assets | $52,405,000 | 6,595 |
| Long-term assets (5+ years) | $29,468,000 | 2,829 |
| Average Assets, year-to-date | $67,215,500 | 6,017 |
| Average Assets, quarterly | $65,188,000 | 6,186 |
| Volatile liabilities | $2,563,000 | 8,253 |
| Insider loans | $146,000 | 7,121 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $831,000 | 8,293 |
| Tier 1 (core) risk-based capital | $3,592,000 | 7,952 |
| Tier 2 risk-based capital | $396,000 | 6,432 |
| Total risk weighted assets | $31,539,000 | 6,942 |
| Total unused commitments | $831,000 | 8,298 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 44 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $66,759,000 | 6,125 |
| Cash and due from depository institutions | $19,542,000 | 3,782 |
| Interest-bearing balances | $14,086,000 | 585 |
| Securities | $3,088,000 | 8,294 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $38,149,000 | 6,186 |
| Loan loss allowance | $594,000 | 5,533 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,380,000 | 2,774 |
| Other real estate owned | $674,000 | 3,782 |
| Goodwill and other intangibles | $252,000 | 2,364 |
| All other assets | $1,674,000 | 5,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,759,000 | 6,125 |
| Total liabilities | $62,987,000 | 5,947 |
| Total deposits | $62,797,000 | 5,710 |
| Interest-bearing deposits | $42,040,000 | 6,490 |
| Deposits held in domestic offices | $62,797,000 | 5,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $190,000 | 7,474 |
| Total equity capital | $3,772,000 | 7,934 |
| Total bank equity capital | $3,772,000 | 7,934 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $201,000 | 5,934 |
| Surplus | $6,754,000 | 2,646 |
| Undivided profits | $-3,183,000 | 9,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,957,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $566,000 | 4,935 |
| Earning assets | $55,323,000 | 6,430 |
| Long-term assets (5+ years) | $18,988,000 | 3,549 |
| Average Assets, year-to-date | $68,415,000 | 5,971 |
| Average Assets, quarterly | $68,064,500 | 6,017 |
| Volatile liabilities | $3,264,000 | 7,983 |
| Insider loans | $150,000 | 7,131 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $879,000 | 8,270 |
| Tier 1 (core) risk-based capital | $3,520,000 | 7,969 |
| Tier 2 risk-based capital | $450,000 | 6,001 |
| Total risk weighted assets | $35,265,000 | 6,620 |
| Total unused commitments | $879,000 | 8,278 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $69,370,000 | 5,945 |
| Cash and due from depository institutions | $15,349,000 | 3,537 |
| Interest-bearing balances | $1,079,000 | 3,112 |
| Securities | $8,764,000 | 6,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $39,316,000 | 6,053 |
| Loan loss allowance | $589,000 | 5,498 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,452,000 | 2,686 |
| Other real estate owned | $582,000 | 3,537 |
| Goodwill and other intangibles | $275,000 | 2,293 |
| All other assets | $1,632,000 | 5,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,370,000 | 5,945 |
| Total liabilities | $65,898,000 | 5,751 |
| Total deposits | $65,845,000 | 5,521 |
| Interest-bearing deposits | $43,608,000 | 6,352 |
| Deposits held in domestic offices | $65,845,000 | 5,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $53,000 | 9,018 |
| Total equity capital | $3,472,000 | 8,108 |
| Total bank equity capital | $3,472,000 | 8,108 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $201,000 | 5,959 |
| Surplus | $6,529,000 | 2,658 |
| Undivided profits | $-3,258,000 | 9,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,217,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $544,000 | 5,054 |
| Earning assets | $49,159,000 | 6,752 |
| Long-term assets (5+ years) | $22,901,000 | 3,114 |
| Average Assets, year-to-date | $69,243,000 | 5,923 |
| Average Assets, quarterly | $69,243,000 | 5,923 |
| Volatile liabilities | $3,236,000 | 7,978 |
| Insider loans | $153,000 | 7,124 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,001,000 | 8,158 |
| Tier 1 (core) risk-based capital | $2,904,000 | 8,359 |
| Tier 2 risk-based capital | $455,000 | 5,911 |
| Total risk weighted assets | $35,468,000 | 6,551 |
| Total unused commitments | $1,001,000 | 8,167 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 45 | 3,653 |
| Assets and Liabilities | ||
| Total Assets: | $69,116,000 | 5,937 |
| Cash and due from depository institutions | $11,409,000 | 3,653 |
| Interest-bearing balances | $67,000 | 5,599 |
| Securities | $10,371,000 | 6,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $41,301,000 | 5,898 |
| Loan loss allowance | $585,000 | 5,460 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,521,000 | 2,633 |
| Other real estate owned | $582,000 | 3,653 |
| Goodwill and other intangibles | $298,000 | 2,230 |
| All other assets | $1,634,000 | 5,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,116,000 | 5,937 |
| Total liabilities | $65,623,000 | 5,731 |
| Total deposits | $65,563,000 | 5,470 |
| Interest-bearing deposits | $42,485,000 | 6,398 |
| Deposits held in domestic offices | $65,563,000 | 5,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $60,000 | 8,992 |
| Total equity capital | $3,493,000 | 8,097 |
| Total bank equity capital | $3,493,000 | 8,097 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $201,000 | 5,981 |
| Surplus | $6,529,000 | 2,615 |
| Undivided profits | $-3,237,000 | 9,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,886,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $479,000 | 5,746 |
| Earning assets | $51,739,000 | 6,595 |
| Long-term assets (5+ years) | $24,930,000 | 2,886 |
| Average Assets, year-to-date | $69,837,800 | 5,734 |
| Average Assets, quarterly | $68,111,500 | 5,956 |
| Volatile liabilities | $3,368,000 | 7,986 |
| Insider loans | $157,000 | 7,153 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $722,000 | 8,363 |
| Tier 1 (core) risk-based capital | $2,844,000 | 8,396 |
| Tier 2 risk-based capital | $450,000 | 5,939 |
| Total risk weighted assets | $35,890,000 | 6,528 |
| Total unused commitments | $722,000 | 8,370 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $76,917,000 | 5,492 |
| Cash and due from depository institutions | $15,115,000 | 3,815 |
| Interest-bearing balances | $66,000 | 5,544 |
| Securities | $3,520,000 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $46,609,000 | 5,464 |
| Loan loss allowance | $516,000 | 5,717 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,766,000 | 3,174 |
| Other real estate owned | $687,000 | 3,815 |
| Goodwill and other intangibles | $487,000 | 1,884 |
| All other assets | $7,733,000 | 1,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,917,000 | 5,492 |
| Total liabilities | $72,148,000 | 5,317 |
| Total deposits | $70,527,000 | 5,127 |
| Interest-bearing deposits | $42,606,000 | 6,311 |
| Deposits held in domestic offices | $70,527,000 | 5,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,430,000 | 4,436 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $191,000 | 7,993 |
| Total equity capital | $4,769,000 | 7,264 |
| Total bank equity capital | $4,769,000 | 7,264 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $201,000 | 6,117 |
| Surplus | $6,529,000 | 2,498 |
| Undivided profits | $-1,961,000 | 9,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,434,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $340,000 | 7,191 |
| Earning assets | $50,195,000 | 6,603 |
| Long-term assets (5+ years) | $24,619,000 | 2,876 |
| Average Assets, year-to-date | $82,125,000 | 5,045 |
| Average Assets, quarterly | $78,210,500 | 5,370 |
| Volatile liabilities | $5,287,000 | 7,244 |
| Insider loans | $169,000 | 7,163 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $957,000 | 8,296 |
| Tier 1 (core) risk-based capital | $4,291,000 | 7,461 |
| Tier 2 risk-based capital | $516,000 | 5,408 |
| Total risk weighted assets | $45,686,000 | 5,685 |
| Total unused commitments | $957,000 | 8,306 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $102,468,000 | 4,370 |
| Cash and due from depository institutions | $2,898,000 | 3,624 |
| Interest-bearing balances | $64,000 | 5,181 |
| Securities | $8,302,000 | 7,283 |
| Federal funds sold & reverse repurchase agreements | $29,800,000 | 408 |
| Net loans & leases | $52,786,000 | 4,998 |
| Loan loss allowance | $420,000 | 6,288 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,467,000 | 3,442 |
| Other real estate owned | $625,000 | 3,624 |
| Goodwill and other intangibles | $471,000 | 1,860 |
| All other assets | $5,119,000 | 1,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,468,000 | 4,370 |
| Total liabilities | $97,210,000 | 4,159 |
| Total deposits | $89,501,000 | 4,173 |
| Interest-bearing deposits | $41,150,000 | 6,340 |
| Deposits held in domestic offices | $89,501,000 | 4,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,468,000 | 2,394 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $241,000 | 7,876 |
| Total equity capital | $5,258,000 | 6,891 |
| Total bank equity capital | $5,258,000 | 6,891 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $201,000 | 6,307 |
| Surplus | $6,530,000 | 2,421 |
| Undivided profits | $-1,473,000 | 9,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,310,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 750 |
| Income earned, not collected on loans | $371,000 | 6,186 |
| Earning assets | $90,952,000 | 4,471 |
| Long-term assets (5+ years) | $26,573,000 | 2,634 |
| Average Assets, year-to-date | $78,920,400 | 5,076 |
| Average Assets, quarterly | $90,514,000 | 4,737 |
| Volatile liabilities | $11,893,000 | 5,150 |
| Insider loans | $177,000 | 7,291 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,356,000 | 7,928 |
| Tier 1 (core) risk-based capital | $4,857,000 | 7,077 |
| Tier 2 risk-based capital | $420,000 | 5,972 |
| Total risk weighted assets | $52,659,200 | 5,114 |
| Total unused commitments | $1,356,000 | 7,931 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $71,696,000 | 5,599 |
| Cash and due from depository institutions | $3,744,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $8,090,000 | 7,618 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,011 |
| Net loans & leases | $51,852,000 | 4,968 |
| Loan loss allowance | $404,000 | 6,399 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,622,000 | 3,247 |
| Other real estate owned | $498,000 | 3,591 |
| Goodwill and other intangibles | $568,000 | 1,808 |
| All other assets | $2,622,000 | 3,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,696,000 | 5,599 |
| Total liabilities | $66,399,000 | 5,487 |
| Total deposits | $61,044,000 | 5,506 |
| Interest-bearing deposits | $41,332,000 | 6,391 |
| Deposits held in domestic offices | $61,044,000 | 5,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,450,000 | 3,044 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $905,000 | 3,511 |
| Total equity capital | $5,297,000 | 6,755 |
| Total bank equity capital | $5,297,000 | 6,755 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $201,000 | 6,526 |
| Surplus | $6,530,000 | 2,386 |
| Undivided profits | $-1,434,000 | 9,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,409,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $372,000 | 5,670 |
| Earning assets | $61,642,000 | 5,818 |
| Long-term assets (5+ years) | $24,556,000 | 2,901 |
| Average Assets, year-to-date | $67,377,400 | 5,693 |
| Average Assets, quarterly | $69,453,000 | 5,677 |
| Volatile liabilities | $8,509,000 | 5,863 |
| Insider loans | $711,000 | 4,539 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $836,000 | 8,764 |
| Tier 1 (core) risk-based capital | $4,945,000 | 7,042 |
| Tier 2 risk-based capital | $404,000 | 6,040 |
| Total risk weighted assets | $45,695,700 | 5,517 |
| Total unused commitments | $836,000 | 8,772 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $64,930,000 | 5,994 |
| Cash and due from depository institutions | $3,083,000 | 3,747 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $9,862,000 | 7,153 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,711 |
| Net loans & leases | $44,645,000 | 5,324 |
| Loan loss allowance | $318,000 | 7,207 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,773,000 | 2,904 |
| Other real estate owned | $91,000 | 3,747 |
| Goodwill and other intangibles | $669,000 | 1,651 |
| All other assets | $707,000 | 7,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,930,000 | 5,994 |
| Total liabilities | $59,613,000 | 5,888 |
| Total deposits | $58,709,000 | 5,701 |
| Interest-bearing deposits | $38,197,000 | 6,730 |
| Deposits held in domestic offices | $58,709,000 | 5,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $507,000 | 4,170 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $397,000 | 6,561 |
| Total equity capital | $5,317,000 | 6,838 |
| Total bank equity capital | $5,317,000 | 6,838 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $201,000 | 6,644 |
| Surplus | $6,530,000 | 2,268 |
| Undivided profits | $-1,414,000 | 10,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,980,000 | 1,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $251,000 | 7,216 |
| Earning assets | $57,607,000 | 6,133 |
| Long-term assets (5+ years) | $21,854,000 | 2,987 |
| Average Assets, year-to-date | $62,151,800 | 5,954 |
| Average Assets, quarterly | $63,124,000 | 6,023 |
| Volatile liabilities | $3,120,000 | 8,188 |
| Insider loans | $848,000 | 3,966 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,179,000 | 8,389 |
| Tier 1 (core) risk-based capital | $4,539,000 | 7,299 |
| Tier 2 risk-based capital | $318,000 | 6,799 |
| Total risk weighted assets | $37,663,800 | 6,108 |
| Total unused commitments | $1,179,000 | 8,397 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $62,009,000 | 6,225 |
| Cash and due from depository institutions | $2,734,000 | 3,792 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $10,095,000 | 7,384 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,894 |
| Net loans & leases | $40,284,000 | 5,778 |
| Loan loss allowance | $320,000 | 7,361 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,923,000 | 2,701 |
| Other real estate owned | $75,000 | 3,792 |
| Goodwill and other intangibles | $301,000 | 2,058 |
| All other assets | $997,000 | 6,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,009,000 | 6,225 |
| Total liabilities | $56,849,000 | 6,115 |
| Total deposits | $53,500,000 | 6,130 |
| Interest-bearing deposits | $35,418,000 | 7,149 |
| Deposits held in domestic offices | $53,500,000 | 6,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,892,000 | 2,521 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $457,000 | 6,265 |
| Total equity capital | $5,160,000 | 7,014 |
| Total bank equity capital | $5,160,000 | 7,014 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $201,000 | 6,927 |
| Surplus | $6,530,000 | 2,237 |
| Undivided profits | $-1,571,000 | 10,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,551,000 | 1,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $211,000 | 8,097 |
| Earning assets | $55,079,000 | 6,332 |
| Long-term assets (5+ years) | $28,475,000 | 2,160 |
| Average Assets, year-to-date | $61,034,200 | 6,078 |
| Average Assets, quarterly | $60,468,500 | 6,259 |
| Volatile liabilities | $4,945,000 | 7,170 |
| Insider loans | $21,000 | 9,458 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $838,000 | 9,036 |
| Tier 1 (core) risk-based capital | $4,832,000 | 7,157 |
| Tier 2 risk-based capital | $320,000 | 6,832 |
| Total risk weighted assets | $33,167,500 | 6,615 |
| Total unused commitments | $838,000 | 9,048 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $61,176,000 | 6,439 |
| Cash and due from depository institutions | $3,446,000 | 4,115 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $14,002,000 | 6,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $39,254,000 | 5,935 |
| Loan loss allowance | $453,000 | 6,306 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,022,000 | 2,581 |
| Other real estate owned | $35,000 | 4,115 |
| Goodwill and other intangibles | $871,000 | 1,357 |
| All other assets | $546,000 | 8,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,176,000 | 6,439 |
| Total liabilities | $54,718,000 | 6,447 |
| Total deposits | $53,889,000 | 6,307 |
| Interest-bearing deposits | $38,453,000 | 7,063 |
| Deposits held in domestic offices | $53,889,000 | 6,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $469,000 | 4,012 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $360,000 | 7,197 |
| Total equity capital | $6,458,000 | 6,156 |
| Total bank equity capital | $6,458,000 | 6,156 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $201,000 | 7,304 |
| Surplus | $6,180,000 | 2,397 |
| Undivided profits | $77,000 | 10,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,422,000 | 2,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $200,000 | 8,460 |
| Earning assets | $53,356,000 | 6,637 |
| Long-term assets (5+ years) | $33,844,000 | 1,793 |
| Average Assets, year-to-date | $64,002,400 | 6,083 |
| Average Assets, quarterly | $61,855,500 | 6,337 |
| Volatile liabilities | $3,250,000 | 8,349 |
| Insider loans | $48,000 | 9,524 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $687,000 | 9,404 |
| Tier 1 (core) risk-based capital | $5,726,000 | 6,551 |
| Tier 2 risk-based capital | $389,300 | 6,238 |
| Total risk weighted assets | $31,080,400 | 6,976 |
| Total unused commitments | $687,000 | 9,414 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $63,910,000 | 6,342 |
| Cash and due from depository institutions | $3,219,000 | 4,226 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,795,000 | 7,026 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,165 |
| Net loans & leases | $38,014,000 | 6,051 |
| Loan loss allowance | $378,000 | 7,208 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,935,000 | 2,603 |
| Other real estate owned | $39,000 | 4,226 |
| Goodwill and other intangibles | $114,000 | 2,296 |
| All other assets | $1,294,000 | 5,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,910,000 | 6,342 |
| Total liabilities | $59,348,000 | 6,194 |
| Total deposits | $57,848,000 | 6,099 |
| Interest-bearing deposits | $39,038,000 | 7,154 |
| Deposits held in domestic offices | $57,848,000 | 6,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,021,000 | 2,862 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $479,000 | 6,397 |
| Total equity capital | $4,562,000 | 7,746 |
| Total bank equity capital | $4,562,000 | 7,746 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $201,000 | 7,676 |
| Surplus | $3,880,000 | 3,548 |
| Undivided profits | $481,000 | 10,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $253,000 | 7,864 |
| Earning assets | $56,309,000 | 6,531 |
| Long-term assets (5+ years) | $31,024,000 | 1,763 |
| Average Assets, year-to-date | $56,472,600 | 6,722 |
| Average Assets, quarterly | $59,978,500 | 6,583 |
| Volatile liabilities | $3,426,000 | 8,155 |
| Insider loans | $1,025,000 | 3,680 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $819,000 | 9,354 |
| Tier 1 (core) risk-based capital | $4,088,000 | 8,130 |
| Tier 2 risk-based capital | $378,000 | 6,419 |
| Total risk weighted assets | $31,554,400 | 6,960 |
| Total unused commitments | $819,000 | 9,363 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $51,051,000 | 7,411 |
| Cash and due from depository institutions | $13,423,000 | 4,290 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $34,737,000 | 6,393 |
| Loan loss allowance | $350,000 | 7,738 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,612,000 | 2,834 |
| Other real estate owned | $0 | 4,290 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $279,000 | 11,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,051,000 | 7,411 |
| Total liabilities | $47,320,000 | 7,288 |
| Total deposits | $46,823,000 | 7,112 |
| Interest-bearing deposits | $34,529,000 | 7,772 |
| Deposits held in domestic offices | $46,823,000 | 7,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $497,000 | 5,229 |
| Total equity capital | $3,731,000 | 8,505 |
| Total bank equity capital | $3,731,000 | 8,505 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $201,000 | 8,120 |
| Surplus | $3,880,000 | 3,458 |
| Undivided profits | $-350,000 | 11,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $218,000 | 8,096 |
| Earning assets | $34,737,000 | 8,776 |
| Long-term assets (5+ years) | $23,832,000 | 2,204 |
| Average Assets, year-to-date | $51,051,000 | 7,306 |
| Average Assets, quarterly | $51,051,000 | 7,377 |
| Volatile liabilities | $1,381,000 | 10,533 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $421,000 | 10,554 |
| Tier 1 (core) risk-based capital | $3,731,000 | 8,597 |
| Tier 2 risk-based capital | $350,000 | 6,817 |
| Total risk weighted assets | $30,596,400 | 7,153 |
| Total unused commitments | $421,000 | 10,559 |
| Derivatives | $0 | 687 |