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VINTAGE BANK, Net charge- offs to loans

2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0254%2,655
Percentage Net Loans Charged-off: Total real estate loans0.0211%1,790
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0764%1,320
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0774%1,246
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.4928%1,318
Percentage Net Loans Charged-off: Credit card loans3.2854%169
Percentage Net Loans Charged-off: Other loans to individual0.1825%1,924
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%3,143
Percentage Net Loans Charged-off: Total real estate loans0.1304%2,032
Percentage Net Loans Charged-off:Construction & development0.4685%614
Percentage Net Loans Charged-off: Commercial real estate0.1293%1,431
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0991%6,112
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.1006%6,114
Percentage Net Loans Charged-off: Commercial and industrial-0.0382%5,032
Percentage Net Loans Charged-off: Loans to individuals0.2746%2,519
Percentage Net Loans Charged-off: Credit card loans1.4430%430
Percentage Net Loans Charged-off: Other loans to individual0.1320%3,077
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0256%3,992
Percentage Net Loans Charged-off: Total real estate loans0.0418%2,823
Percentage Net Loans Charged-off:Construction & development-0.0139%5,068
Percentage Net Loans Charged-off: Commercial real estate0.1708%1,115
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.1168%6,187
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.1186%6,185
Percentage Net Loans Charged-off: Commercial and industrial-0.0493%5,053
Percentage Net Loans Charged-off: Loans to individuals0.2086%2,604
Percentage Net Loans Charged-off: Credit card loans1.8867%328
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0448%3,340
Percentage Net Loans Charged-off: Total real estate loans0.0716%2,282
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.2526%849
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.1596%6,305
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.1619%6,298
Percentage Net Loans Charged-off: Commercial and industrial-0.0702%5,177
Percentage Net Loans Charged-off: Loans to individuals0.3152%1,977
Percentage Net Loans Charged-off: Credit card loans2.8302%207
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1790%1,645
Percentage Net Loans Charged-off: Total real estate loans0.2317%1,084
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.5046%421
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.4712%1,529
Percentage Net Loans Charged-off: Credit card loans4.2857%132
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0197%5,041
Percentage Net Loans Charged-off: Total real estate loans0.0134%4,293
Percentage Net Loans Charged-off:Construction & development-0.0297%5,408
Percentage Net Loans Charged-off: Commercial real estate0.0400%2,397
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,086
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0000%3,923
Percentage Net Loans Charged-off: Commercial and industrial0.0341%2,888
Percentage Net Loans Charged-off: Loans to individuals0.0949%3,732
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual0.1044%3,534
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%4,426
Percentage Net Loans Charged-off: Total real estate loans0.0234%3,845
Percentage Net Loans Charged-off:Construction & development-0.0106%5,367
Percentage Net Loans Charged-off: Commercial real estate0.0547%2,015
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial0.0657%2,395
Percentage Net Loans Charged-off: Loans to individuals0.1611%3,087
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual0.1763%2,869
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%4,295
Percentage Net Loans Charged-off: Total real estate loans0.0358%3,373
Percentage Net Loans Charged-off:Construction & development-0.0169%5,460
Percentage Net Loans Charged-off: Commercial real estate0.0833%1,661
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.0595%3,270
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.0651%3,102
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0609%3,207
Percentage Net Loans Charged-off: Total real estate loans0.0767%2,406
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1670%1,016
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0399%1,571
Percentage Net Loans Charged-off: Loans to individuals-0.1170%5,701
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-0.1269%5,686
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4842%2,301
Percentage Net Loans Charged-off: Total real estate loans1.1090%880
Percentage Net Loans Charged-off:Construction & development-0.0100%5,899
Percentage Net Loans Charged-off: Commercial real estate1.9420%412
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6635%1,394
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.6718%1,332
Percentage Net Loans Charged-off: Commercial and industrial-1.9416%6,737
Percentage Net Loans Charged-off: Loans to individuals0.2012%3,451
Percentage Net Loans Charged-off: Credit card loans3.5014%249
Percentage Net Loans Charged-off: Other loans to individual-0.0939%6,151
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6476%1,693
Percentage Net Loans Charged-off: Total real estate loans1.4786%564
Percentage Net Loans Charged-off:Construction & development-0.0139%5,936
Percentage Net Loans Charged-off: Commercial real estate2.5943%231
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8734%1,023
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.8870%1,004
Percentage Net Loans Charged-off: Commercial and industrial-2.6043%6,844
Percentage Net Loans Charged-off: Loans to individuals0.3039%2,751
Percentage Net Loans Charged-off: Credit card loans4.5651%171
Percentage Net Loans Charged-off: Other loans to individual-0.0830%6,044
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8338%1,329
Percentage Net Loans Charged-off: Total real estate loans2.0193%382
Percentage Net Loans Charged-off:Construction & development-0.0220%5,969
Percentage Net Loans Charged-off: Commercial real estate3.7252%152
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.8931%1,008
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.9078%983
Percentage Net Loans Charged-off: Commercial and industrial-3.9009%6,907
Percentage Net Loans Charged-off: Loans to individuals0.5138%2,011
Percentage Net Loans Charged-off: Credit card loans6.7265%102
Percentage Net Loans Charged-off: Other loans to individual-0.0624%5,800
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9302%7,208
Percentage Net Loans Charged-off: Total real estate loans0.5976%1,409
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.7711%448
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net1.8038%468
Percentage Net Loans Charged-off: Commercial and industrial-7.7967%6,993
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5279%2,889
Percentage Net Loans Charged-off: Total real estate loans0.1270%4,422
Percentage Net Loans Charged-off:Construction & development0.1061%2,785
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3450%2,748
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.3520%2,613
Percentage Net Loans Charged-off: Commercial and industrial2.5886%937
Percentage Net Loans Charged-off: Loans to individuals-0.0772%6,549
Percentage Net Loans Charged-off: Credit card loans1.2293%679
Percentage Net Loans Charged-off: Other loans to individual-0.1744%6,757
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7309%2,097
Percentage Net Loans Charged-off: Total real estate loans0.1354%4,021
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4104%2,265
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.4184%2,141
Percentage Net Loans Charged-off: Commercial and industrial3.7759%565
Percentage Net Loans Charged-off: Loans to individuals-0.0672%6,430
Percentage Net Loans Charged-off: Credit card loans1.5828%563
Percentage Net Loans Charged-off: Other loans to individual-0.1893%6,738
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1442%1,369
Percentage Net Loans Charged-off: Total real estate loans0.1766%3,467
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5378%1,845
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.5479%1,737
Percentage Net Loans Charged-off: Commercial and industrial5.9989%312
Percentage Net Loans Charged-off: Loans to individuals-0.0486%6,191
Percentage Net Loans Charged-off: Credit card loans-0.5571%1,386
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1933%3,343
Percentage Net Loans Charged-off: Total real estate loans-0.0047%6,692
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0143%6,852
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0146%6,845
Percentage Net Loans Charged-off: Commercial and industrial1.1395%1,178
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7135%1,261
Percentage Net Loans Charged-off: Total real estate loans0.0293%5,528
Percentage Net Loans Charged-off:Construction & development-0.5025%6,987
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2928%3,010
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.2938%2,909
Percentage Net Loans Charged-off: Commercial and industrial7.8417%316
Percentage Net Loans Charged-off: Loans to individuals1.5640%1,429
Percentage Net Loans Charged-off: Credit card loans7.9412%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8869%2,227
Percentage Net Loans Charged-off: Total real estate loans-0.0031%7,266
Percentage Net Loans Charged-off:Construction & development-0.6570%7,065
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2658%2,840
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2658%2,743
Percentage Net Loans Charged-off: Commercial and industrial3.7629%811
Percentage Net Loans Charged-off: Loans to individuals2.0502%1,022
Percentage Net Loans Charged-off: Credit card loans11.1850%92
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5658%2,843
Percentage Net Loans Charged-off: Total real estate loans-0.1069%7,589
Percentage Net Loans Charged-off:Construction & development-1.2521%7,102
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2038%2,781
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2038%2,660
Percentage Net Loans Charged-off: Commercial and industrial2.3502%1,192
Percentage Net Loans Charged-off: Loans to individuals3.1261%621
Percentage Net Loans Charged-off: Credit card loans17.3134%48
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4432%2,718
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.9583%1,585
Percentage Net Loans Charged-off: Loans to individuals5.6732%303
Percentage Net Loans Charged-off: Credit card loans37.4622%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4871%3,821
Percentage Net Loans Charged-off: Total real estate loans0.4277%3,124
Percentage Net Loans Charged-off:Construction & development1.5832%2,269
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3829%2,446
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3829%2,346
Percentage Net Loans Charged-off: Commercial and industrial0.7214%3,300
Percentage Net Loans Charged-off: Loans to individuals0.5447%3,936
Percentage Net Loans Charged-off: Credit card loans0.5311%1,109
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5239%3,118
Percentage Net Loans Charged-off: Total real estate loans0.4588%2,557
Percentage Net Loans Charged-off:Construction & development2.0697%1,703
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1552%3,105
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1552%2,951
Percentage Net Loans Charged-off: Commercial and industrial0.9185%2,465
Percentage Net Loans Charged-off: Loans to individuals-0.1023%7,431
Percentage Net Loans Charged-off: Credit card loans1.0540%945
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7586%2,160
Percentage Net Loans Charged-off: Total real estate loans0.6941%1,770
Percentage Net Loans Charged-off:Construction & development2.9138%1,208
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2346%2,332
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2346%2,202
Percentage Net Loans Charged-off: Commercial and industrial1.2300%1,785
Percentage Net Loans Charged-off: Loans to individuals-0.0757%7,255
Percentage Net Loans Charged-off: Credit card loans1.5531%794
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1418%1,207
Percentage Net Loans Charged-off: Total real estate loans0.8894%1,109
Percentage Net Loans Charged-off:Construction & development3.7665%685
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0868%2,292
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0868%2,097
Percentage Net Loans Charged-off: Commercial and industrial2.3404%855
Percentage Net Loans Charged-off: Loans to individuals0.0746%4,110
Percentage Net Loans Charged-off: Credit card loans3.9950%429
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1793%4,403
Percentage Net Loans Charged-off: Total real estate loans0.1987%2,890
Percentage Net Loans Charged-off:Construction & development0.3881%2,135
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2758%1,847
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2763%1,753
Percentage Net Loans Charged-off: Commercial and industrial0.1308%3,848
Percentage Net Loans Charged-off: Loans to individuals0.1995%5,024
Percentage Net Loans Charged-off: Credit card loans0.7422%1,049
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1384%3,920
Percentage Net Loans Charged-off: Total real estate loans0.1518%2,455
Percentage Net Loans Charged-off:Construction & development0.5086%1,427
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0709%3,426
Percentage Net Loans Charged-off: Loans to individuals0.2606%4,187
Percentage Net Loans Charged-off: Credit card loans0.3298%1,044
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1010%3,820
Percentage Net Loans Charged-off: Total real estate loans0.1180%2,220
Percentage Net Loans Charged-off:Construction & development0.3830%1,107
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.0223%6,949
Percentage Net Loans Charged-off: Loans to individuals0.3152%3,543
Percentage Net Loans Charged-off: Credit card loans0.4854%900
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1480%2,530
Percentage Net Loans Charged-off: Total real estate loans0.0767%1,872
Percentage Net Loans Charged-off:Construction & development0.2409%799
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0461%7,080
Percentage Net Loans Charged-off: Loans to individuals1.5245%1,031
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3321%1,651
Percentage Net Loans Charged-off: Total real estate loans0.1483%1,682
Percentage Net Loans Charged-off:Construction & development0.3969%759
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial1.1501%1,039
Percentage Net Loans Charged-off: Loans to individuals0.4329%3,371
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2055%1,936
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial1.3863%715
Percentage Net Loans Charged-off: Loans to individuals-0.2667%7,892
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2127%1,632
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial1.4970%607
Percentage Net Loans Charged-off: Loans to individuals-0.3286%7,858
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0393%7,633
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.5085%7,928
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0573%4,193
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0739%3,122
Percentage Net Loans Charged-off: Loans to individuals0.5399%2,700
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%4,216
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0997%2,410
Percentage Net Loans Charged-off: Loans to individuals0.2134%3,918
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0361%3,795
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.2210%1,663
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3356%844
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial2.4797%316
Percentage Net Loans Charged-off: Loans to individuals-0.8228%8,188
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7208%497
Percentage Net Loans Charged-off: Total real estate loans-0.0104%7,940
Percentage Net Loans Charged-off:Construction & development0.1059%388
Percentage Net Loans Charged-off: Commercial real estate0.0185%1,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%7,989
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial3.4092%312
Percentage Net Loans Charged-off: Loans to individuals1.9521%676
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6791%483
Percentage Net Loans Charged-off: Total real estate loans-0.0646%8,395
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0246%905
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial3.4573%281
Percentage Net Loans Charged-off: Loans to individuals1.8891%659
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4852%769
Percentage Net Loans Charged-off: Total real estate loans-0.0392%8,224
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.2094%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial2.6273%397
Percentage Net Loans Charged-off: Loans to individuals1.0560%1,474
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1463%1,983
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals1.2856%1,167
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4395%1,292
Percentage Net Loans Charged-off: Total real estate loans0.0980%1,615
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0137%8,255
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2485%792
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2485%806
Percentage Net Loans Charged-off: Commercial and industrial0.3126%2,675
Percentage Net Loans Charged-off: Loans to individuals2.1544%669
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7403%672
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4670%1,038
Percentage Net Loans Charged-off: Total real estate loans0.0813%1,523
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0968%1,386
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0968%1,358
Percentage Net Loans Charged-off: Commercial and industrial0.3947%2,000
Percentage Net Loans Charged-off: Loans to individuals2.4281%519
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4484%1,074
Percentage Net Loans Charged-off: Total real estate loans0.0882%1,334
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.6535%1,397
Percentage Net Loans Charged-off: Loans to individuals1.9161%778
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2284%1,791
Percentage Net Loans Charged-off: Total real estate loans0.1780%691
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.4031%8,079
Percentage Net Loans Charged-off: Loans to individuals1.0782%1,677
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6452%1,085
Percentage Net Loans Charged-off: Total real estate loans0.1768%1,217
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.4770%507
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial2.8180%637
Percentage Net Loans Charged-off: Loans to individuals0.6026%3,760
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2358%2,618
Percentage Net Loans Charged-off: Total real estate loans0.1454%1,191
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.3915%452
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.5381%2,128
Percentage Net Loans Charged-off: Loans to individuals0.4418%4,097
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2163%2,634
Percentage Net Loans Charged-off: Total real estate loans0.2256%776
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.6211%305
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.3003%2,406
Percentage Net Loans Charged-off: Loans to individuals0.2551%4,682
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1531%2,737
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.5926%1,332
Percentage Net Loans Charged-off: Loans to individuals0.4603%3,301
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3641%2,304
Percentage Net Loans Charged-off: Total real estate loans0.2583%867
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.6883%277
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.6883%279
Percentage Net Loans Charged-off: Commercial and industrial0.1344%4,083
Percentage Net Loans Charged-off: Loans to individuals1.5552%1,318
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3505%2,325
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals1.1052%1,981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5909%1,063
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1818%3,466
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1560%4,108
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7388%919
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6693%1,240
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5261%353
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6687%346
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5143%2,674
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1247%664
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA