Home > Vintage Bank > Income and Expense
Vintage Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,060,000 | 1,059 |
| Total interest expense | $3,124,000 | 1,600 |
| Net interest income | $6,936,000 | 803 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,037,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $512,000 | 834 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $525,000 | 1,308 |
| Total noninterest expense | $5,915,000 | 790 |
| Salaries and employee benefits | $3,361,000 | 746 |
| Premises and equipment expense | $917,000 | 745 |
| Additional noninterest expense | $1,637,000 | 838 |
| Pre-tax net operating income | $2,058,000 | 1,140 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $683,000 | 1,002 |
| Income before extraordinary items | $1,375,000 | 1,273 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,375,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,375,000 | 1,255 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,223,000 | 1,004 |
| Total interest expense | $8,944,000 | 1,865 |
| Net interest income | $30,279,000 | 732 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $4,213,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,073,000 | 849 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,140,000 | 1,292 |
| Total noninterest expense | $20,654,000 | 853 |
| Salaries and employee benefits | $11,665,000 | 815 |
| Premises and equipment expense | $3,501,000 | 731 |
| Additional noninterest expense | $5,488,000 | 966 |
| Pre-tax net operating income | $13,638,000 | 742 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $4,872,000 | 647 |
| Income before extraordinary items | $8,784,000 | 849 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,784,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,581 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,772,480 | 842 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,547,000 | 1,038 |
| Total interest expense | $6,041,000 | 1,976 |
| Net interest income | $22,506,000 | 750 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $3,235,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,552,000 | 855 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,683,000 | 1,255 |
| Total noninterest expense | $15,569,000 | 858 |
| Salaries and employee benefits | $8,712,000 | 832 |
| Premises and equipment expense | $2,541,000 | 766 |
| Additional noninterest expense | $4,316,000 | 921 |
| Pre-tax net operating income | $9,972,000 | 792 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $3,570,000 | 690 |
| Income before extraordinary items | $6,420,000 | 909 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,420,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,970 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,408,480 | 896 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,585,000 | 1,036 |
| Total interest expense | $3,342,000 | 2,229 |
| Net interest income | $15,243,000 | 737 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $2,146,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,018,000 | 852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,128,000 | 1,251 |
| Total noninterest expense | $10,719,000 | 835 |
| Salaries and employee benefits | $5,914,000 | 824 |
| Premises and equipment expense | $1,700,000 | 764 |
| Additional noninterest expense | $3,105,000 | 864 |
| Pre-tax net operating income | $6,470,000 | 803 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,350,000 | 701 |
| Income before extraordinary items | $4,120,000 | 939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,120,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,120,000 | 917 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,005,000 | 1,035 |
| Total interest expense | $1,351,000 | 2,549 |
| Net interest income | $7,654,000 | 733 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $994,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $500,000 | 846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $494,000 | 1,348 |
| Total noninterest expense | $5,587,000 | 798 |
| Salaries and employee benefits | $3,121,000 | 773 |
| Premises and equipment expense | $899,000 | 726 |
| Additional noninterest expense | $1,567,000 | 850 |
| Pre-tax net operating income | $2,961,000 | 858 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000,000 | 789 |
| Income before extraordinary items | $1,961,000 | 972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,961,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,961,000 | 950 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,865,000 | 971 |
| Total interest expense | $4,342,000 | 2,483 |
| Net interest income | $29,523,000 | 714 |
| Provision for loan and lease losses | $815,000 | 1,243 |
| Total noninterest income | $3,941,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,074,000 | 834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,867,000 | 1,421 |
| Total noninterest expense | $20,702,000 | 813 |
| Salaries and employee benefits | $11,171,000 | 814 |
| Premises and equipment expense | $3,659,000 | 679 |
| Additional noninterest expense | $5,872,000 | 876 |
| Pre-tax net operating income | $11,947,000 | 821 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,603,000 | 689 |
| Income before extraordinary items | $7,344,000 | 985 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,344,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,344,000 | 970 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,668,000 | 968 |
| Total interest expense | $3,093,000 | 2,475 |
| Net interest income | $21,575,000 | 715 |
| Provision for loan and lease losses | $715,000 | 1,041 |
| Total noninterest income | $3,005,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,579,000 | 821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,426,000 | 1,410 |
| Total noninterest expense | $15,077,000 | 836 |
| Salaries and employee benefits | $8,221,000 | 820 |
| Premises and equipment expense | $2,756,000 | 667 |
| Additional noninterest expense | $4,100,000 | 933 |
| Pre-tax net operating income | $8,788,000 | 842 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,401,000 | 700 |
| Income before extraordinary items | $5,387,000 | 1,002 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,387,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,387,000 | 984 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,820,000 | 985 |
| Total interest expense | $1,873,000 | 2,549 |
| Net interest income | $13,947,000 | 736 |
| Provision for loan and lease losses | $415,000 | 1,155 |
| Total noninterest income | $1,977,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,039,000 | 817 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $938,000 | 1,413 |
| Total noninterest expense | $9,951,000 | 837 |
| Salaries and employee benefits | $5,459,000 | 815 |
| Premises and equipment expense | $1,827,000 | 668 |
| Additional noninterest expense | $2,665,000 | 952 |
| Pre-tax net operating income | $5,558,000 | 866 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,155,000 | 727 |
| Income before extraordinary items | $3,403,000 | 1,025 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,403,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,403,000 | 1,006 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 993 |
| Total interest expense | $887,000 | 2,568 |
| Net interest income | $6,789,000 | 748 |
| Provision for loan and lease losses | $185,000 | 1,198 |
| Total noninterest income | $956,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $523,000 | 784 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $433,000 | 1,463 |
| Total noninterest expense | $5,035,000 | 826 |
| Salaries and employee benefits | $2,724,000 | 814 |
| Premises and equipment expense | $881,000 | 684 |
| Additional noninterest expense | $1,430,000 | 877 |
| Pre-tax net operating income | $2,525,000 | 930 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $966,000 | 781 |
| Income before extraordinary items | $1,559,000 | 1,107 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,559,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,559,000 | 1,081 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,812,000 | 1,369 |
| Total interest expense | $2,353,000 | 3,197 |
| Net interest income | $18,459,000 | 1,085 |
| Provision for loan and lease losses | $338,000 | 2,685 |
| Total noninterest income | $3,208,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,746,000 | 1,018 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,462,000 | 1,670 |
| Total noninterest expense | $11,078,000 | 1,468 |
| Salaries and employee benefits | $3,995,000 | 2,171 |
| Premises and equipment expense | $1,058,000 | 2,165 |
| Additional noninterest expense | $6,025,000 | 828 |
| Pre-tax net operating income | $10,251,000 | 854 |
| Securities gains (losses) | $262,000 | 701 |
| Applicable income taxes | $4,005,000 | 706 |
| Income before extraordinary items | $6,508,000 | 1,016 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,508,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,340,320 | 1,003 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,064,000 | 1,407 |
| Total interest expense | $1,644,000 | 3,337 |
| Net interest income | $13,420,000 | 1,103 |
| Provision for loan and lease losses | $248,000 | 2,591 |
| Total noninterest income | $2,448,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,325,000 | 1,005 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,123,000 | 1,629 |
| Total noninterest expense | $8,369,000 | 1,457 |
| Salaries and employee benefits | $3,069,000 | 2,122 |
| Premises and equipment expense | $759,000 | 2,268 |
| Additional noninterest expense | $4,541,000 | 826 |
| Pre-tax net operating income | $7,251,000 | 917 |
| Securities gains (losses) | $262,000 | 655 |
| Applicable income taxes | $2,843,000 | 757 |
| Income before extraordinary items | $4,670,000 | 1,061 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,670,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,502,320 | 1,061 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,750,000 | 1,451 |
| Total interest expense | $990,000 | 3,633 |
| Net interest income | $8,760,000 | 1,124 |
| Provision for loan and lease losses | $168,000 | 2,528 |
| Total noninterest income | $1,661,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $896,000 | 971 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $765,000 | 1,598 |
| Total noninterest expense | $5,503,000 | 1,474 |
| Salaries and employee benefits | $1,996,000 | 2,177 |
| Premises and equipment expense | $480,000 | 2,370 |
| Additional noninterest expense | $3,027,000 | 817 |
| Pre-tax net operating income | $4,750,000 | 915 |
| Securities gains (losses) | $262,000 | 541 |
| Applicable income taxes | $1,890,000 | 756 |
| Income before extraordinary items | $3,122,000 | 1,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,122,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,300 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,954,320 | 1,071 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 1,477 |
| Total interest expense | $415,000 | 4,212 |
| Net interest income | $4,402,000 | 1,114 |
| Provision for loan and lease losses | $94,000 | 2,217 |
| Total noninterest income | $844,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $446,000 | 945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $398,000 | 1,538 |
| Total noninterest expense | $2,791,000 | 1,461 |
| Salaries and employee benefits | $981,000 | 2,235 |
| Premises and equipment expense | $232,000 | 2,460 |
| Additional noninterest expense | $1,578,000 | 785 |
| Pre-tax net operating income | $2,361,000 | 912 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $865,000 | 833 |
| Income before extraordinary items | $1,496,000 | 1,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,496,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,496,000 | 1,032 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,221,000 | 1,578 |
| Total interest expense | $1,947,000 | 4,110 |
| Net interest income | $16,274,000 | 1,192 |
| Provision for loan and lease losses | $-59,000 | 8,999 |
| Total noninterest income | $2,704,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,335,000 | 1,300 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,369,000 | 1,945 |
| Total noninterest expense | $11,267,000 | 1,432 |
| Salaries and employee benefits | $3,218,000 | 2,614 |
| Premises and equipment expense | $942,000 | 2,390 |
| Additional noninterest expense | $7,107,000 | 736 |
| Pre-tax net operating income | $7,770,000 | 1,083 |
| Securities gains (losses) | $586,000 | 677 |
| Applicable income taxes | $2,867,000 | 959 |
| Income before extraordinary items | $5,489,000 | 1,169 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,489,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,102,240 | 1,188 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,510,000 | 1,622 |
| Total interest expense | $1,524,000 | 4,088 |
| Net interest income | $11,986,000 | 1,216 |
| Provision for loan and lease losses | $-79,000 | 9,121 |
| Total noninterest income | $1,935,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $867,000 | 1,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,068,000 | 1,959 |
| Total noninterest expense | $8,900,000 | 1,369 |
| Salaries and employee benefits | $2,511,000 | 2,507 |
| Premises and equipment expense | $724,000 | 2,334 |
| Additional noninterest expense | $5,665,000 | 698 |
| Pre-tax net operating income | $5,100,000 | 1,262 |
| Securities gains (losses) | $586,000 | 615 |
| Applicable income taxes | $1,777,000 | 1,157 |
| Income before extraordinary items | $3,909,000 | 1,257 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,909,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,504,660 | 1,340 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 1,627 |
| Total interest expense | $1,094,000 | 3,972 |
| Net interest income | $7,918,000 | 1,233 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,263,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $578,000 | 1,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $685,000 | 2,004 |
| Total noninterest expense | $6,002,000 | 1,355 |
| Salaries and employee benefits | $1,675,000 | 2,502 |
| Premises and equipment expense | $481,000 | 2,336 |
| Additional noninterest expense | $3,846,000 | 695 |
| Pre-tax net operating income | $3,179,000 | 1,342 |
| Securities gains (losses) | $430,000 | 632 |
| Applicable income taxes | $1,137,000 | 1,231 |
| Income before extraordinary items | $2,472,000 | 1,340 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,472,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,179,600 | 1,401 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 1,657 |
| Total interest expense | $553,000 | 4,029 |
| Net interest income | $3,908,000 | 1,247 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $653,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $296,000 | 1,396 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $357,000 | 1,874 |
| Total noninterest expense | $2,948,000 | 1,367 |
| Salaries and employee benefits | $869,000 | 2,428 |
| Premises and equipment expense | $232,000 | 2,397 |
| Additional noninterest expense | $1,847,000 | 698 |
| Pre-tax net operating income | $1,613,000 | 1,325 |
| Securities gains (losses) | $99,000 | 1,010 |
| Applicable income taxes | $561,000 | 1,242 |
| Income before extraordinary items | $1,151,000 | 1,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,151,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,084,670 | 1,407 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,965,000 | 1,712 |
| Total interest expense | $2,834,000 | 3,697 |
| Net interest income | $15,131,000 | 1,277 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $2,515,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,130,000 | 1,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,385,000 | 1,751 |
| Total noninterest expense | $10,200,000 | 1,512 |
| Salaries and employee benefits | $2,816,000 | 2,795 |
| Premises and equipment expense | $848,000 | 2,546 |
| Additional noninterest expense | $6,536,000 | 778 |
| Pre-tax net operating income | $7,176,000 | 1,177 |
| Securities gains (losses) | $299,000 | 897 |
| Applicable income taxes | $2,732,000 | 1,009 |
| Income before extraordinary items | $4,743,000 | 1,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,743,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,551,640 | 1,320 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,147,000 | 1,889 |
| Total interest expense | $5,060,000 | 3,122 |
| Net interest income | $13,087,000 | 1,357 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $2,299,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,095,000 | 1,369 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,204,000 | 1,793 |
| Total noninterest expense | $8,094,000 | 1,793 |
| Salaries and employee benefits | $2,071,000 | 3,495 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $5,430,000 | 897 |
| Pre-tax net operating income | $6,932,000 | 1,080 |
| Securities gains (losses) | $325,000 | 853 |
| Applicable income taxes | $2,678,000 | 919 |
| Income before extraordinary items | $4,579,000 | 1,183 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,579,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,371,000 | 1,196 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,424,000 | 2,146 |
| Total interest expense | $5,504,000 | 3,033 |
| Net interest income | $10,920,000 | 1,601 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $2,104,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $948,000 | 1,440 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,156,000 | 1,686 |
| Total noninterest expense | $6,180,000 | 2,221 |
| Salaries and employee benefits | $1,946,000 | 3,550 |
| Premises and equipment expense | $617,000 | 3,186 |
| Additional noninterest expense | $3,617,000 | 1,257 |
| Pre-tax net operating income | $6,484,000 | 1,153 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $2,568,000 | 945 |
| Income before extraordinary items | $3,913,000 | 1,347 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,913,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $3,000,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,914,920 | 1,337 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,689,000 | 2,390 |
| Total interest expense | $4,363,000 | 3,338 |
| Net interest income | $9,326,000 | 1,880 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,767,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $979,000 | 1,337 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $788,000 | 2,180 |
| Total noninterest expense | $6,441,000 | 2,109 |
| Salaries and employee benefits | $3,497,000 | 2,006 |
| Premises and equipment expense | $895,000 | 2,271 |
| Additional noninterest expense | $2,049,000 | 2,125 |
| Pre-tax net operating income | $4,412,000 | 1,709 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $1,650,000 | 1,460 |
| Income before extraordinary items | $2,772,000 | 1,917 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,772,000 | 1,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $1,398,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 668 |
| Net operating income | $2,765,600 | 1,894 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,906,000 | 2,725 |
| Total interest expense | $3,992,000 | 3,696 |
| Net interest income | $7,914,000 | 2,154 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,334,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $743,000 | 1,710 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $591,000 | 2,666 |
| Total noninterest expense | $5,661,000 | 2,310 |
| Salaries and employee benefits | $3,069,000 | 2,202 |
| Premises and equipment expense | $863,000 | 2,260 |
| Additional noninterest expense | $1,729,000 | 2,401 |
| Pre-tax net operating income | $3,347,000 | 2,152 |
| Securities gains (losses) | $65,000 | 1,554 |
| Applicable income taxes | $1,301,000 | 1,848 |
| Income before extraordinary items | $2,111,000 | 2,438 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,111,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $281,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 555 |
| Net operating income | $2,069,400 | 2,397 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,085,000 | 3,209 |
| Total interest expense | $3,142,000 | 4,531 |
| Net interest income | $6,943,000 | 2,499 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $1,418,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $674,000 | 1,939 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $744,000 | 2,132 |
| Total noninterest expense | $5,049,000 | 2,540 |
| Salaries and employee benefits | $2,636,000 | 2,518 |
| Premises and equipment expense | $850,000 | 2,304 |
| Additional noninterest expense | $1,563,000 | 2,625 |
| Pre-tax net operating income | $3,072,000 | 2,439 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $1,243,000 | 2,009 |
| Income before extraordinary items | $1,854,000 | 2,762 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,854,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,672 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $549,000 | 529 |
| Net operating income | $1,838,000 | 2,733 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,154,000 | 3,560 |
| Total interest expense | $2,982,000 | 4,814 |
| Net interest income | $6,172,000 | 2,879 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $839,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $582,000 | 2,333 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $257,000 | 4,467 |
| Total noninterest expense | $3,989,000 | 3,353 |
| Salaries and employee benefits | $2,148,000 | 3,111 |
| Premises and equipment expense | $584,000 | 3,293 |
| Additional noninterest expense | $1,257,000 | 3,632 |
| Pre-tax net operating income | $2,782,000 | 2,522 |
| Securities gains (losses) | $-63,000 | 11,102 |
| Applicable income taxes | $1,073,000 | 2,197 |
| Income before extraordinary items | $1,646,000 | 2,931 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,646,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $209,000 | 5,339 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 621 |
| Net operating income | $1,686,320 | 2,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 3,877 |
| Total interest expense | $2,641,000 | 5,320 |
| Net interest income | $5,668,000 | 3,146 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $587,000 | 4,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,545 |
| Total noninterest expense | $3,649,000 | 3,593 |
| Salaries and employee benefits | $1,907,000 | 3,450 |
| Premises and equipment expense | $588,000 | 3,263 |
| Additional noninterest expense | $1,154,000 | 3,877 |
| Pre-tax net operating income | $2,426,000 | 2,935 |
| Securities gains (losses) | $-266,000 | 11,732 |
| Applicable income taxes | $792,000 | 2,894 |
| Income before extraordinary items | $1,368,000 | 3,528 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,368,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $6,000 | 8,635 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 706 |
| Net operating income | $1,538,240 | 3,158 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 4,282 |
| Total interest expense | $1,795,000 | 6,087 |
| Net interest income | $5,099,000 | 3,496 |
| Provision for loan and lease losses | $275,000 | 2,418 |
| Total noninterest income | $510,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $3,365,000 | 3,979 |
| Salaries and employee benefits | $1,724,000 | 3,781 |
| Premises and equipment expense | $543,000 | 3,556 |
| Additional noninterest expense | $1,098,000 | 4,362 |
| Pre-tax net operating income | $1,969,000 | 3,478 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $695,000 | 3,105 |
| Income before extraordinary items | $1,249,000 | 3,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,249,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $8,000 | 8,823 |
| Sale, conversion, retirement of capital stock, net | $1,996,000 | 305 |
| Net operating income | $1,265,000 | 3,716 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,029,000 | 4,928 |
| Total interest expense | $1,927,000 | 6,020 |
| Net interest income | $4,102,000 | 4,306 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $2,868,000 | 4,695 |
| Salaries and employee benefits | $1,420,000 | 4,494 |
| Premises and equipment expense | $451,000 | 4,262 |
| Additional noninterest expense | $997,000 | 4,936 |
| Pre-tax net operating income | $1,442,000 | 4,476 |
| Securities gains (losses) | $-256,000 | 13,228 |
| Applicable income taxes | $372,000 | 5,269 |
| Income before extraordinary items | $814,000 | 5,494 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $814,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $6,000 | 8,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $990,640 | 4,496 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 5,836 |
| Total interest expense | $2,234,000 | 6,549 |
| Net interest income | $3,336,000 | 5,230 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $2,437,000 | 5,420 |
| Salaries and employee benefits | $1,236,000 | 5,023 |
| Premises and equipment expense | $417,000 | 4,648 |
| Additional noninterest expense | $784,000 | 6,171 |
| Pre-tax net operating income | $1,057,000 | 5,411 |
| Securities gains (losses) | $84,000 | 3,291 |
| Applicable income taxes | $364,000 | 5,165 |
| Income before extraordinary items | $777,000 | 5,477 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $777,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $4,000 | 8,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $719,880 | 5,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.