Home > Vinings Bank & Trust > Income and Expense
Vinings Bank & Trust, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 9,893 |
| Total interest expense | $1,320,000 | 9,159 |
| Net interest income | $1,198,000 | 10,329 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $2,048,000 | 6,254 |
| Salaries and employee benefits | $782,000 | 7,381 |
| Premises and equipment expense | $459,000 | 4,278 |
| Additional noninterest expense | $807,000 | 6,027 |
| Pre-tax net operating income | $-673,000 | 13,385 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-604,000 | 13,422 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-604,000 | 13,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 1,772 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-673,000 | 13,363 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.