Home > Village Savings Bank, F.S.B. > Assets and Liabilities
Village Savings Bank, F.S.B., Assets and Liabilities
| 2003-06-30 | Rank | |
| # of Employees: | 8 | 8,514 |
| Assets and Liabilities | ||
| Total Assets: | $48,996,000 | 7,065 |
| Cash and due from depository institutions | $1,399,000 | 8,514 |
| Interest-bearing balances | $1,230,000 | 3,006 |
| Securities | $22,874,000 | 4,295 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,695 |
| Net loans & leases | $19,617,000 | 7,755 |
| Loan loss allowance | $44,000 | 9,054 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $425,000 | 7,406 |
| Other real estate owned | $0 | 8,514 |
| Goodwill and other intangibles | $11,000 | 3,076 |
| All other assets | $1,170,000 | 6,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,996,000 | 7,065 |
| Total liabilities | $43,473,000 | 7,076 |
| Total deposits | $43,253,000 | 6,898 |
| Interest-bearing deposits | $42,641,000 | 6,444 |
| Deposits held in domestic offices | $43,253,000 | 6,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $220,000 | 7,198 |
| Total equity capital | $5,523,000 | 6,971 |
| Total bank equity capital | $5,523,000 | 6,971 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $4,999,000 | 3,302 |
| Undivided profits | $523,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $101,000 | 8,773 |
| Earning assets | $47,221,000 | 6,900 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $49,275,330 | 7,004 |
| Average Assets, quarterly | $49,817,000 | 7,005 |
| Volatile liabilities | $7,755,000 | 6,368 |
| Insider loans | $350,000 | 6,075 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,072,000 | 6,679 |
| Tier 1 (core) risk-based capital | $5,428,000 | 6,814 |
| Tier 2 risk-based capital | $44,000 | 9,059 |
| Total risk weighted assets | $20,238,000 | 7,915 |
| Total unused commitments | $3,072,000 | 6,689 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 7 | 8,724 |
| Assets and Liabilities | ||
| Total Assets: | $50,638,000 | 6,952 |
| Cash and due from depository institutions | $1,145,000 | 8,724 |
| Interest-bearing balances | $912,000 | 3,289 |
| Securities | $23,875,000 | 4,168 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,738 |
| Net loans & leases | $20,416,000 | 7,684 |
| Loan loss allowance | $47,000 | 9,079 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $432,000 | 7,418 |
| Other real estate owned | $0 | 8,724 |
| Goodwill and other intangibles | $12,000 | 3,050 |
| All other assets | $758,000 | 7,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,638,000 | 6,952 |
| Total liabilities | $45,260,000 | 6,925 |
| Total deposits | $45,100,000 | 6,735 |
| Interest-bearing deposits | $44,533,000 | 6,289 |
| Deposits held in domestic offices | $45,100,000 | 6,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $160,000 | 7,839 |
| Total equity capital | $5,378,000 | 6,991 |
| Total bank equity capital | $5,378,000 | 6,991 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $4,999,000 | 3,262 |
| Undivided profits | $378,000 | 8,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $114,000 | 8,731 |
| Earning assets | $49,203,000 | 6,748 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $49,415,000 | 6,991 |
| Average Assets, quarterly | $49,415,000 | 6,991 |
| Volatile liabilities | $8,462,000 | 6,126 |
| Insider loans | $360,000 | 6,014 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,580,000 | 6,970 |
| Tier 1 (core) risk-based capital | $5,311,000 | 6,845 |
| Tier 2 risk-based capital | $47,000 | 9,081 |
| Total risk weighted assets | $18,387,000 | 8,116 |
| Total unused commitments | $2,580,000 | 6,987 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 8 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $48,192,000 | 7,089 |
| Cash and due from depository institutions | $1,516,000 | 8,570 |
| Interest-bearing balances | $1,115,000 | 2,969 |
| Securities | $20,404,000 | 4,590 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,280 |
| Net loans & leases | $21,202,000 | 7,665 |
| Loan loss allowance | $46,000 | 9,135 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $439,000 | 7,426 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $15,000 | 3,007 |
| All other assets | $616,000 | 7,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,192,000 | 7,089 |
| Total liabilities | $44,947,000 | 6,943 |
| Total deposits | $44,614,000 | 6,758 |
| Interest-bearing deposits | $43,769,000 | 6,294 |
| Deposits held in domestic offices | $44,614,000 | 6,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $333,000 | 6,386 |
| Total equity capital | $3,245,000 | 8,253 |
| Total bank equity capital | $3,245,000 | 8,253 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $2,999,000 | 4,503 |
| Undivided profits | $245,000 | 8,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $123,000 | 8,740 |
| Earning assets | $46,721,000 | 6,894 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $43,496,000 | 7,254 |
| Average Assets, quarterly | $47,532,500 | 7,101 |
| Volatile liabilities | $8,710,000 | 6,059 |
| Insider loans | $364,000 | 6,013 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,488,000 | 6,902 |
| Tier 1 (core) risk-based capital | $3,163,000 | 8,195 |
| Tier 2 risk-based capital | $46,000 | 9,137 |
| Total risk weighted assets | $18,465,000 | 8,149 |
| Total unused commitments | $3,488,000 | 6,274 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 7 | 8,970 |
| Assets and Liabilities | ||
| Total Assets: | $37,035,000 | 7,823 |
| Cash and due from depository institutions | $4,350,000 | 8,970 |
| Interest-bearing balances | $4,032,000 | 1,484 |
| Securities | $6,296,000 | 7,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $25,526,000 | 7,282 |
| Loan loss allowance | $40,000 | 9,383 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $455,000 | 7,484 |
| Other real estate owned | $0 | 8,970 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $408,000 | 8,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,035,000 | 7,823 |
| Total liabilities | $34,224,000 | 7,712 |
| Total deposits | $34,125,000 | 7,542 |
| Interest-bearing deposits | $33,429,000 | 7,118 |
| Deposits held in domestic offices | $34,125,000 | 7,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $99,000 | 8,925 |
| Total equity capital | $2,811,000 | 8,599 |
| Total bank equity capital | $2,811,000 | 8,599 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $2,999,000 | 4,427 |
| Undivided profits | $-189,000 | 8,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $175,000 | 8,600 |
| Earning assets | $35,854,000 | 7,658 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $31,538,600 | 8,060 |
| Average Assets, quarterly | $36,248,000 | 7,845 |
| Volatile liabilities | $6,708,000 | 6,711 |
| Insider loans | $309,000 | 6,353 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,307,000 | 7,101 |
| Tier 1 (core) risk-based capital | $2,811,000 | 8,532 |
| Tier 2 risk-based capital | $40,000 | 9,378 |
| Total risk weighted assets | $17,989,000 | 8,311 |
| Total unused commitments | $2,307,000 | 7,109 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 7 | 9,222 |
| Assets and Liabilities | ||
| Total Assets: | $25,511,000 | 8,675 |
| Cash and due from depository institutions | $1,920,000 | 9,222 |
| Interest-bearing balances | $1,555,000 | 1,946 |
| Securities | $4,194,000 | 8,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $18,489,000 | 8,073 |
| Loan loss allowance | $38,000 | 9,662 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $477,000 | 7,568 |
| Other real estate owned | $0 | 9,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $431,000 | 8,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,511,000 | 8,675 |
| Total liabilities | $22,805,000 | 8,619 |
| Total deposits | $22,699,000 | 8,514 |
| Interest-bearing deposits | $22,485,000 | 8,163 |
| Deposits held in domestic offices | $22,699,000 | 8,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $106,000 | 9,224 |
| Total equity capital | $2,706,000 | 8,832 |
| Total bank equity capital | $2,706,000 | 8,832 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $2,999,000 | 4,398 |
| Undivided profits | $-294,000 | 9,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $92,000 | 9,155 |
| Earning assets | $24,238,000 | 8,594 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $22,532,800 | 8,807 |
| Average Assets, quarterly | $24,512,000 | 8,726 |
| Volatile liabilities | $3,714,000 | 8,033 |
| Insider loans | $312,000 | 6,440 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,801,000 | 7,481 |
| Tier 1 (core) risk-based capital | $2,706,000 | 8,766 |
| Tier 2 risk-based capital | $38,000 | 9,657 |
| Total risk weighted assets | $13,405,000 | 8,902 |
| Total unused commitments | $1,801,000 | 7,486 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 6 | 9,753 |
| Assets and Liabilities | ||
| Total Assets: | $20,043,000 | 9,360 |
| Cash and due from depository institutions | $976,000 | 9,753 |
| Interest-bearing balances | $359,000 | 3,460 |
| Securities | $4,381,000 | 8,891 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $13,760,000 | 8,803 |
| Loan loss allowance | $26,000 | 10,033 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $499,000 | 7,716 |
| Other real estate owned | $0 | 9,753 |
| Goodwill and other intangibles | $127,000 | 2,595 |
| All other assets | $300,000 | 9,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,043,000 | 9,360 |
| Total liabilities | $17,353,000 | 9,352 |
| Total deposits | $16,968,000 | 9,302 |
| Interest-bearing deposits | $16,968,000 | 8,989 |
| Deposits held in domestic offices | $16,968,000 | 9,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $250,000 | 5,253 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $135,000 | 8,937 |
| Total equity capital | $2,690,000 | 8,938 |
| Total bank equity capital | $2,690,000 | 8,938 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $2,999,000 | 4,378 |
| Undivided profits | $-310,000 | 9,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $57,000 | 9,636 |
| Earning assets | $18,500,000 | 9,309 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $15,345,800 | 9,665 |
| Average Assets, quarterly | $19,325,000 | 9,389 |
| Volatile liabilities | $2,810,000 | 8,518 |
| Insider loans | $137,000 | 7,662 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,488,000 | 7,987 |
| Tier 1 (core) risk-based capital | $2,563,000 | 9,055 |
| Tier 2 risk-based capital | $26,000 | 10,018 |
| Total risk weighted assets | $10,110,000 | 9,493 |
| Total unused commitments | $1,488,000 | 7,994 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 5 | 10,158 |
| Assets and Liabilities | ||
| Total Assets: | $9,456,000 | 10,273 |
| Cash and due from depository institutions | $4,448,000 | 10,158 |
| Interest-bearing balances | $4,082,000 | 1,424 |
| Securities | $3,430,000 | 9,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $737,000 | 10,382 |
| Loan loss allowance | $2,000 | 10,362 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $523,000 | 7,665 |
| Other real estate owned | $0 | 10,158 |
| Goodwill and other intangibles | $163,000 | 2,463 |
| All other assets | $155,000 | 10,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,455,000 | 10,274 |
| Total liabilities | $6,603,000 | 10,313 |
| Total deposits | $6,482,000 | 10,279 |
| Interest-bearing deposits | $6,482,000 | 10,160 |
| Deposits held in domestic offices | $6,482,000 | 10,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $121,000 | 9,510 |
| Total equity capital | $2,852,000 | 8,927 |
| Total bank equity capital | $2,852,000 | 8,927 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $2,999,000 | 4,256 |
| Undivided profits | $-148,000 | 9,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,000 | 10,312 |
| Earning assets | $8,249,000 | 10,265 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $7,504,500 | 10,354 |
| Average Assets, quarterly | $7,504,500 | 10,357 |
| Volatile liabilities | $834,000 | 9,899 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $765,000 | 8,967 |
| Tier 1 (core) risk-based capital | $2,689,000 | 8,991 |
| Tier 2 risk-based capital | $2,000 | 10,328 |
| Total risk weighted assets | $3,028,000 | 10,364 |
| Total unused commitments | $765,000 | 8,977 |
| Derivatives | $0 | 527 |