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Village Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,402,0001,283
Total interest expense$6,879,0001,660
Net interest income$26,523,0001,145
Provision for loan and lease losses$50,0002,785
Total noninterest income$4,822,0001,227
Gross Fiduciary activities income$0981
Service charges on deposit accounts$751,0001,256
Trading account gains and feesNANA
Additional Noninterest Income$4,071,0001,011
Total noninterest expense$22,918,0001,086
Salaries and employee benefits$13,389,0001,055
Premises and equipment expense$2,353,0001,053
Additional noninterest expense$4,071,0001,011
Pre-tax net operating income$8,377,0001,350
Securities gains (losses)$-4,986,0004,479
Applicable income taxes$505,0001,890
Income before extraordinary items$2,886,0002,384
Extraordinary gains, net$054
Net income$2,886,0002,408
Minority interest net income$088
Net income of bank and minority interests.$2,886,0002,387
Net charge-offs$-159,0004,415
Cash dividends$1,975,0001,557
Sale, conversion, retirement of capital stock, net$359,000305
Net operating income$7,124,1001,340
2023-09-30 (YTD Data)Rank
Total interest income$24,226,0001,292
Total interest expense$4,731,0001,641
Net interest income$19,495,0001,176
Provision for loan and lease losses$03,085
Total noninterest income$3,713,0001,207
Gross Fiduciary activities income$0950
Service charges on deposit accounts$578,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$3,135,0001,003
Total noninterest expense$17,246,0001,079
Salaries and employee benefits$10,173,0001,048
Premises and equipment expense$1,786,0001,044
Additional noninterest expense$3,135,0001,003
Pre-tax net operating income$5,962,0001,454
Securities gains (losses)$-4,986,0004,562
Applicable income taxes$35,0003,098
Income before extraordinary items$941,0003,352
Extraordinary gains, net$052
Net income$941,0003,384
Minority interest net income$081
Net income of bank and minority interests.$941,0003,352
Net charge-offs$-162,0004,445
Cash dividends$1,455,0001,407
Sale, conversion, retirement of capital stock, net$359,000259
Net operating income$5,727,5601,319
2023-06-30 (YTD Data)Rank
Total interest income$15,723,0001,292
Total interest expense$2,676,0001,685
Net interest income$13,047,0001,181
Provision for loan and lease losses$02,940
Total noninterest income$2,437,0001,158
Gross Fiduciary activities income$0931
Service charges on deposit accounts$378,0001,226
Trading account gains and feesNANA
Additional Noninterest Income$2,059,000950
Total noninterest expense$11,526,0001,066
Salaries and employee benefits$6,863,0001,028
Premises and equipment expense$1,184,0001,042
Additional noninterest expense$2,059,000949
Pre-tax net operating income$3,958,0001,449
Securities gains (losses)$0938
Applicable income taxes$721,0001,239
Income before extraordinary items$3,237,0001,474
Extraordinary gains, net$051
Net income$3,237,0001,491
Minority interest net income$081
Net income of bank and minority interests.$3,237,0001,474
Net charge-offs$-12,0003,968
Cash dividends$970,0001,430
Sale, conversion, retirement of capital stock, net$268,000235
Net operating income$3,237,0001,483
2023-03-31 (YTD Data)Rank
Total interest income$7,589,0001,310
Total interest expense$974,0001,861
Net interest income$6,615,0001,175
Provision for loan and lease losses$02,612
Total noninterest income$1,250,0001,141
Gross Fiduciary activities income$0913
Service charges on deposit accounts$185,0001,256
Trading account gains and feesNANA
Additional Noninterest Income$1,065,000919
Total noninterest expense$5,725,0001,094
Salaries and employee benefits$3,448,0001,045
Premises and equipment expense$597,0001,063
Additional noninterest expense$1,065,000919
Pre-tax net operating income$2,140,0001,403
Securities gains (losses)$0950
Applicable income taxes$383,0001,191
Income before extraordinary items$1,757,0001,418
Extraordinary gains, net$04
Net income$1,757,0001,418
Minority interest net income$048
Net income of bank and minority interests.$1,757,0001,418
Net charge-offs$-6,0003,898
Cash dividends$485,0001,278
Sale, conversion, retirement of capital stock, net$103,000247
Net operating income$1,757,0001,429
2022-12-31 (YTD Data)Rank
Total interest income$27,530,0001,223
Total interest expense$1,090,0002,298
Net interest income$26,440,0001,142
Provision for loan and lease losses$-300,0004,476
Total noninterest income$6,554,0001,004
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$646,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$5,908,000787
Total noninterest expense$22,192,0001,094
Salaries and employee benefits$13,768,0001,026
Premises and equipment expense$2,315,0001,067
Additional noninterest expense$5,908,000787
Pre-tax net operating income$11,102,0001,192
Securities gains (losses)$0691
Applicable income taxes$2,159,0001,022
Income before extraordinary items$8,943,0001,204
Extraordinary gains, net$05
Net income$8,943,0001,203
Minority interest net income$063
Net income of bank and minority interests.$8,943,0001,204
Net charge-offs$-247,0004,474
Cash dividends$1,835,0001,585
Sale, conversion, retirement of capital stock, net$380,000348
Net operating income$8,943,0001,226
2022-09-30 (YTD Data)Rank
Total interest income$19,982,0001,203
Total interest expense$756,0002,111
Net interest income$19,226,0001,157
Provision for loan and lease losses$-300,0004,538
Total noninterest income$5,285,000976
Gross Fiduciary activities income$0968
Service charges on deposit accounts$474,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$4,811,000776
Total noninterest expense$16,623,0001,096
Salaries and employee benefits$10,394,0001,026
Premises and equipment expense$1,735,0001,064
Additional noninterest expense$4,811,000776
Pre-tax net operating income$8,188,0001,193
Securities gains (losses)$0740
Applicable income taxes$1,590,0001,025
Income before extraordinary items$6,598,0001,200
Extraordinary gains, net$04
Net income$6,598,0001,199
Minority interest net income$057
Net income of bank and minority interests.$6,598,0001,200
Net charge-offs$-247,0004,518
Cash dividends$1,350,0001,426
Sale, conversion, retirement of capital stock, net$253,000331
Net operating income$6,598,0001,226
2022-06-30 (YTD Data)Rank
Total interest income$13,011,0001,190
Total interest expense$517,0001,913
Net interest income$12,494,0001,151
Provision for loan and lease losses$-400,0004,585
Total noninterest income$3,555,000950
Gross Fiduciary activities income$0925
Service charges on deposit accounts$311,0001,464
Trading account gains and feesNANA
Additional Noninterest Income$3,244,000774
Total noninterest expense$11,131,0001,078
Salaries and employee benefits$6,948,0001,015
Premises and equipment expense$1,172,0001,048
Additional noninterest expense$3,011,0001,149
Pre-tax net operating income$5,318,0001,159
Securities gains (losses)$0687
Applicable income taxes$1,038,000989
Income before extraordinary items$4,280,0001,177
Extraordinary gains, net$04
Net income$4,280,0001,175
Minority interest net income$060
Net income of bank and minority interests.$4,280,0001,177
Net charge-offs$-400,0004,660
Cash dividends$900,0001,427
Sale, conversion, retirement of capital stock, net$201,000299
Net operating income$4,280,0001,204
2022-03-31 (YTD Data)Rank
Total interest income$6,271,0001,196
Total interest expense$264,0001,850
Net interest income$6,007,0001,151
Provision for loan and lease losses$-400,0004,614
Total noninterest income$1,625,0001,019
Gross Fiduciary activities income$0892
Service charges on deposit accounts$149,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$1,476,000845
Total noninterest expense$5,649,0001,062
Salaries and employee benefits$3,524,0001,009
Premises and equipment expense$619,0001,011
Additional noninterest expense$1,506,0001,142
Pre-tax net operating income$2,383,0001,194
Securities gains (losses)$0623
Applicable income taxes$444,0001,044
Income before extraordinary items$1,939,0001,218
Extraordinary gains, net$04
Net income$1,939,0001,218
Minority interest net income$050
Net income of bank and minority interests.$1,939,0001,218
Net charge-offs$-380,0004,725
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$80,000294
Net operating income$1,939,0001,231
2021-12-31 (YTD Data)Rank
Total interest income$27,731,0001,122
Total interest expense$1,600,0001,586
Net interest income$26,131,0001,086
Provision for loan and lease losses$-500,0004,425
Total noninterest income$12,276,000722
Gross Fiduciary activities income$0994
Service charges on deposit accounts$476,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$11,800,000597
Total noninterest expense$22,356,0001,068
Salaries and employee benefits$14,105,000985
Premises and equipment expense$2,406,0001,014
Additional noninterest expense$5,845,0001,158
Pre-tax net operating income$16,551,000874
Securities gains (losses)$02,062
Applicable income taxes$3,562,000776
Income before extraordinary items$12,989,000931
Extraordinary gains, net$010
Net income$12,989,000931
Minority interest net income$074
Net income of bank and minority interests.$12,989,000931
Net charge-offs$47,0001,689
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$332,000357
Net operating income$12,989,000915
2021-09-30 (YTD Data)Rank
Total interest income$20,959,0001,145
Total interest expense$1,298,0001,569
Net interest income$19,661,0001,103
Provision for loan and lease losses$-500,0004,545
Total noninterest income$9,843,000714
Gross Fiduciary activities income$0957
Service charges on deposit accounts$335,0001,712
Trading account gains and feesNANA
Additional Noninterest Income$9,508,000592
Total noninterest expense$16,602,0001,091
Salaries and employee benefits$10,541,0001,001
Premises and equipment expense$1,725,0001,082
Additional noninterest expense$4,336,0001,172
Pre-tax net operating income$13,402,000856
Securities gains (losses)$02,015
Applicable income taxes$2,899,000765
Income before extraordinary items$10,503,000912
Extraordinary gains, net$08
Net income$10,503,000912
Minority interest net income$069
Net income of bank and minority interests.$10,503,000912
Net charge-offs$27,0001,611
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$217,000333
Net operating income$10,503,000894
2021-06-30 (YTD Data)Rank
Total interest income$14,017,0001,136
Total interest expense$948,0001,519
Net interest income$13,069,0001,097
Provision for loan and lease losses$-500,0004,613
Total noninterest income$7,005,000694
Gross Fiduciary activities income$0951
Service charges on deposit accounts$228,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$6,777,000577
Total noninterest expense$10,996,0001,087
Salaries and employee benefits$6,933,0001,005
Premises and equipment expense$1,144,0001,078
Additional noninterest expense$2,919,0001,150
Pre-tax net operating income$9,578,000793
Securities gains (losses)$01,818
Applicable income taxes$2,111,000722
Income before extraordinary items$7,467,000855
Extraordinary gains, net$06
Net income$7,467,000854
Minority interest net income$067
Net income of bank and minority interests.$7,467,000855
Net charge-offs$41,0001,225
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$183,000286
Net operating income$7,467,000832
2021-03-31 (YTD Data)Rank
Total interest income$7,042,0001,129
Total interest expense$512,0001,496
Net interest income$6,530,0001,093
Provision for loan and lease losses$02,741
Total noninterest income$4,149,000614
Gross Fiduciary activities income$0922
Service charges on deposit accounts$119,0001,611
Trading account gains and feesNANA
Additional Noninterest Income$4,030,000522
Total noninterest expense$5,472,0001,078
Salaries and employee benefits$3,421,0001,018
Premises and equipment expense$598,0001,040
Additional noninterest expense$1,453,0001,130
Pre-tax net operating income$5,207,000742
Securities gains (losses)$01,392
Applicable income taxes$1,172,000671
Income before extraordinary items$4,035,000800
Extraordinary gains, net$03
Net income$4,035,000800
Minority interest net income$055
Net income of bank and minority interests.$4,035,000800
Net charge-offs$-22,0004,378
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$85,000269
Net operating income$4,035,000782
2020-12-31 (YTD Data)Rank
Total interest income$25,929,0001,199
Total interest expense$4,502,0001,045
Net interest income$21,427,0001,210
Provision for loan and lease losses$950,0001,651
Total noninterest income$12,306,000697
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$510,0001,597
Trading account gains and feesNANA
Additional Noninterest Income$11,796,000585
Total noninterest expense$21,017,0001,076
Salaries and employee benefits$12,920,0001,024
Premises and equipment expense$2,171,0001,096
Additional noninterest expense$5,926,0001,098
Pre-tax net operating income$11,766,000929
Securities gains (losses)$12,0002,262
Applicable income taxes$2,640,000768
Income before extraordinary items$9,138,0001,037
Extraordinary gains, net$04
Net income$9,138,0001,037
Minority interest net income$072
Net income of bank and minority interests.$9,138,0001,037
Net charge-offs$166,0001,668
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$239,000350
Net operating income$9,128,5201,003
2020-09-30 (YTD Data)Rank
Total interest income$18,485,0001,246
Total interest expense$3,092,0001,200
Net interest income$15,393,0001,233
Provision for loan and lease losses$950,0001,401
Total noninterest income$8,450,000712
Gross Fiduciary activities income$0981
Service charges on deposit accounts$380,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$8,070,000584
Total noninterest expense$15,247,0001,094
Salaries and employee benefits$9,278,0001,039
Premises and equipment expense$1,605,0001,103
Additional noninterest expense$4,364,0001,111
Pre-tax net operating income$7,646,0001,012
Securities gains (losses)$12,0002,078
Applicable income taxes$1,702,000824
Income before extraordinary items$5,956,0001,114
Extraordinary gains, net$04
Net income$5,956,0001,114
Minority interest net income$065
Net income of bank and minority interests.$5,956,0001,114
Net charge-offs$86,0001,759
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$156,000344
Net operating income$5,946,5201,077
2020-06-30 (YTD Data)Rank
Total interest income$11,920,0001,294
Total interest expense$2,170,0001,230
Net interest income$9,750,0001,301
Provision for loan and lease losses$700,0001,333
Total noninterest income$4,996,000724
Gross Fiduciary activities income$0970
Service charges on deposit accounts$265,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$4,731,000593
Total noninterest expense$9,523,0001,134
Salaries and employee benefits$5,635,0001,108
Premises and equipment expense$1,054,0001,115
Additional noninterest expense$2,834,0001,128
Pre-tax net operating income$4,523,0001,040
Securities gains (losses)$12,0001,821
Applicable income taxes$988,000839
Income before extraordinary items$3,547,0001,142
Extraordinary gains, net$04
Net income$3,547,0001,142
Minority interest net income$065
Net income of bank and minority interests.$3,547,0001,142
Net charge-offs$127,0001,238
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$128,000299
Net operating income$3,537,5201,117
2020-03-31 (YTD Data)Rank
Total interest income$5,704,0001,343
Total interest expense$1,076,0001,358
Net interest income$4,628,0001,338
Provision for loan and lease losses$400,0001,004
Total noninterest income$2,027,000808
Gross Fiduciary activities income$0941
Service charges on deposit accounts$172,0001,478
Trading account gains and feesNANA
Additional Noninterest Income$1,855,000642
Total noninterest expense$4,919,0001,118
Salaries and employee benefits$3,022,0001,058
Premises and equipment expense$526,0001,140
Additional noninterest expense$1,371,0001,169
Pre-tax net operating income$1,336,0001,445
Securities gains (losses)$12,0001,271
Applicable income taxes$284,0001,115
Income before extraordinary items$1,064,0001,583
Extraordinary gains, net$04
Net income$1,064,0001,582
Minority interest net income$056
Net income of bank and minority interests.$1,064,0001,583
Net charge-offs$142,000734
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$54,000307
Net operating income$1,054,5201,567
2019-12-31 (YTD Data)Rank
Total interest income$23,588,0001,313
Total interest expense$4,559,0001,334
Net interest income$19,029,0001,307
Provision for loan and lease losses$135,0002,688
Total noninterest income$7,684,000843
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$686,0001,526
Trading account gains and feesNANA
Additional Noninterest Income$6,998,000661
Total noninterest expense$20,134,0001,084
Salaries and employee benefits$12,242,0001,017
Premises and equipment expense$2,197,0001,089
Additional noninterest expense$5,695,0001,131
Pre-tax net operating income$6,444,0001,456
Securities gains (losses)$101,000932
Applicable income taxes$1,354,0001,183
Income before extraordinary items$5,191,0001,554
Extraordinary gains, net$011
Net income$5,191,0001,556
Minority interest net income$076
Net income of bank and minority interests.$5,191,0001,556
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$414,000310
Net operating income$5,111,2101,535
2019-09-30 (YTD Data)Rank
Total interest income$17,663,0001,331
Total interest expense$3,372,0001,354
Net interest income$14,291,0001,314
Provision for loan and lease losses$03,836
Total noninterest income$5,757,000844
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$513,0001,534
Trading account gains and feesNANA
Additional Noninterest Income$5,244,000673
Total noninterest expense$15,462,0001,056
Salaries and employee benefits$9,478,000995
Premises and equipment expense$1,654,0001,088
Additional noninterest expense$4,330,0001,117
Pre-tax net operating income$4,586,0001,552
Securities gains (losses)$101,000772
Applicable income taxes$965,0001,257
Income before extraordinary items$3,722,0001,632
Extraordinary gains, net$011
Net income$3,722,0001,633
Minority interest net income$072
Net income of bank and minority interests.$3,722,0001,633
Net charge-offs$-50,0004,822
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$396,000253
Net operating income$3,642,2101,626
2019-06-30 (YTD Data)Rank
Total interest income$11,625,0001,340
Total interest expense$2,167,0001,374
Net interest income$9,458,0001,322
Provision for loan and lease losses$03,685
Total noninterest income$3,320,000912
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$346,0001,493
Trading account gains and feesNANA
Additional Noninterest Income$2,974,000711
Total noninterest expense$10,605,0001,036
Salaries and employee benefits$6,637,000956
Premises and equipment expense$1,108,0001,081
Additional noninterest expense$2,860,0001,132
Pre-tax net operating income$2,173,0001,999
Securities gains (losses)$101,000537
Applicable income taxes$455,0001,522
Income before extraordinary items$1,819,0002,061
Extraordinary gains, net$011
Net income$1,819,0002,059
Minority interest net income$069
Net income of bank and minority interests.$1,819,0002,061
Net charge-offs$4,0002,873
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$374,000198
Net operating income$1,738,2002,100
2019-03-31 (YTD Data)Rank
Total interest income$5,732,0001,350
Total interest expense$1,046,0001,389
Net interest income$4,686,0001,331
Provision for loan and lease losses$03,406
Total noninterest income$1,395,000988
Gross Fiduciary activities income$0972
Service charges on deposit accounts$166,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,229,000784
Total noninterest expense$4,953,0001,084
Salaries and employee benefits$2,936,0001,053
Premises and equipment expense$575,0001,060
Additional noninterest expense$1,442,0001,105
Pre-tax net operating income$1,128,0001,897
Securities gains (losses)$101,000278
Applicable income taxes$227,0001,474
Income before extraordinary items$1,002,0001,867
Extraordinary gains, net$05
Net income$1,002,0001,865
Minority interest net income$052
Net income of bank and minority interests.$1,002,0001,866
Net charge-offs$24,0001,615
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$46,000327
Net operating income$919,1801,981
2018-12-31 (YTD Data)Rank
Total interest income$21,154,0001,371
Total interest expense$3,259,0001,343
Net interest income$17,895,0001,362
Provision for loan and lease losses$04,082
Total noninterest income$6,209,000957
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$652,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$5,557,000751
Total noninterest expense$19,497,0001,089
Salaries and employee benefits$11,625,0001,036
Premises and equipment expense$2,203,0001,086
Additional noninterest expense$5,669,0001,124
Pre-tax net operating income$4,607,0001,893
Securities gains (losses)$-89,0004,980
Applicable income taxes$859,0001,520
Income before extraordinary items$3,659,0002,024
Extraordinary gains, net$06
Net income$3,659,0002,022
Minority interest net income$072
Net income of bank and minority interests.$3,659,0002,023
Net charge-offs$188,0001,695
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$162,000426
Net operating income$3,731,0901,992
2018-09-30 (YTD Data)Rank
Total interest income$15,460,0001,386
Total interest expense$2,277,0001,341
Net interest income$13,183,0001,383
Provision for loan and lease losses$03,948
Total noninterest income$4,813,000939
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$485,0001,637
Trading account gains and feesNANA
Additional Noninterest Income$4,328,000745
Total noninterest expense$14,765,0001,084
Salaries and employee benefits$8,843,0001,030
Premises and equipment expense$1,649,0001,084
Additional noninterest expense$4,273,0001,118
Pre-tax net operating income$3,231,0002,019
Securities gains (losses)$01,118
Applicable income taxes$620,0001,600
Income before extraordinary items$2,611,0002,107
Extraordinary gains, net$05
Net income$2,611,0002,105
Minority interest net income$066
Net income of bank and minority interests.$2,611,0002,106
Net charge-offs$108,0001,685
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$127,000395
Net operating income$2,611,0002,105
2018-06-30 (YTD Data)Rank
Total interest income$9,956,0001,415
Total interest expense$1,422,0001,348
Net interest income$8,534,0001,419
Provision for loan and lease losses$03,782
Total noninterest income$3,056,000971
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$319,0001,652
Trading account gains and feesNANA
Additional Noninterest Income$2,737,000763
Total noninterest expense$9,984,0001,069
Salaries and employee benefits$5,915,0001,035
Premises and equipment expense$1,105,0001,080
Additional noninterest expense$2,964,0001,087
Pre-tax net operating income$1,606,0002,417
Securities gains (losses)$0961
Applicable income taxes$294,0001,886
Income before extraordinary items$1,312,0002,531
Extraordinary gains, net$06
Net income$1,312,0002,530
Minority interest net income$065
Net income of bank and minority interests.$1,312,0002,530
Net charge-offs$31,0002,019
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$117,000350
Net operating income$1,312,0002,522
2018-03-31 (YTD Data)Rank
Total interest income$4,785,0001,461
Total interest expense$683,0001,336
Net interest income$4,102,0001,462
Provision for loan and lease losses$03,508
Total noninterest income$1,729,000885
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$167,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$1,562,000688
Total noninterest expense$5,227,0001,035
Salaries and employee benefits$3,266,000948
Premises and equipment expense$545,0001,104
Additional noninterest expense$1,416,0001,120
Pre-tax net operating income$604,0002,808
Securities gains (losses)$0735
Applicable income taxes$97,0002,204
Income before extraordinary items$507,0002,879
Extraordinary gains, net$07
Net income$507,0002,879
Minority interest net income$052
Net income of bank and minority interests.$507,0002,879
Net charge-offs$-104,0005,391
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$46,000340
Net operating income$507,0002,859
2017-12-31 (YTD Data)Rank
Total interest income$17,353,0001,542
Total interest expense$2,467,0001,307
Net interest income$14,886,0001,569
Provision for loan and lease losses$04,227
Total noninterest income$8,425,000776
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$666,0001,626
Trading account gains and feesNANA
Additional Noninterest Income$7,759,000618
Total noninterest expense$21,285,0001,002
Salaries and employee benefits$13,607,000889
Premises and equipment expense$1,891,0001,229
Additional noninterest expense$5,787,0001,110
Pre-tax net operating income$2,026,0003,093
Securities gains (losses)$-81,0005,373
Applicable income taxes$3,564,000847
Income before extraordinary items$-1,619,0005,603
Extraordinary gains, net$09
Net income$-1,619,0005,603
Minority interest net income$076
Net income of bank and minority interests.$-1,619,0005,603
Net charge-offs$134,0002,170
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$140,000451
Net operating income$-1,567,1605,601
2017-09-30 (YTD Data)Rank
Total interest income$12,742,0001,574
Total interest expense$1,810,0001,312
Net interest income$10,932,0001,603
Provision for loan and lease losses$04,088
Total noninterest income$6,569,000770
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$492,0001,649
Trading account gains and feesNANA
Additional Noninterest Income$6,077,000600
Total noninterest expense$15,854,0001,011
Salaries and employee benefits$10,222,000892
Premises and equipment expense$1,374,0001,284
Additional noninterest expense$4,258,0001,131
Pre-tax net operating income$1,647,0003,009
Securities gains (losses)$-9,0005,385
Applicable income taxes$462,0002,140
Income before extraordinary items$1,176,0003,250
Extraordinary gains, net$09
Net income$1,176,0003,249
Minority interest net income$071
Net income of bank and minority interests.$1,176,0003,250
Net charge-offs$130,0001,719
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$102,000423
Net operating income$1,182,4803,212
2017-06-30 (YTD Data)Rank
Total interest income$8,346,0001,574
Total interest expense$1,187,0001,284
Net interest income$7,159,0001,625
Provision for loan and lease losses$03,871
Total noninterest income$4,502,000749
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$335,0001,613
Trading account gains and feesNANA
Additional Noninterest Income$4,167,000583
Total noninterest expense$10,493,0001,025
Salaries and employee benefits$6,806,000895
Premises and equipment expense$911,0001,296
Additional noninterest expense$2,776,0001,147
Pre-tax net operating income$1,168,0002,881
Securities gains (losses)$-9,0005,476
Applicable income taxes$322,0002,081
Income before extraordinary items$837,0003,098
Extraordinary gains, net$011
Net income$837,0003,097
Minority interest net income$071
Net income of bank and minority interests.$837,0003,098
Net charge-offs$106,0001,471
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$120,000338
Net operating income$843,4803,075
2017-03-31 (YTD Data)Rank
Total interest income$4,138,0001,581
Total interest expense$580,0001,291
Net interest income$3,558,0001,618
Provision for loan and lease losses$03,537
Total noninterest income$2,365,000706
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$176,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$2,189,000552
Total noninterest expense$5,185,0001,045
Salaries and employee benefits$3,375,000905
Premises and equipment expense$450,0001,314
Additional noninterest expense$1,360,0001,166
Pre-tax net operating income$738,0002,439
Securities gains (losses)$-9,0005,640
Applicable income taxes$195,0001,896
Income before extraordinary items$534,0002,647
Extraordinary gains, net$08
Net income$534,0002,647
Minority interest net income$055
Net income of bank and minority interests.$534,0002,647
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$21,000422
Net operating income$540,5702,612
2016-12-31 (YTD Data)Rank
Total interest income$16,049,0001,581
Total interest expense$2,431,0001,182
Net interest income$13,618,0001,641
Provision for loan and lease losses$04,332
Total noninterest income$10,194,000686
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$795,0001,449
Trading account gains and fees$0170
Additional Noninterest Income$9,399,000534
Total noninterest expense$21,175,0001,003
Salaries and employee benefits$12,901,000926
Premises and equipment expense$2,231,0001,066
Additional noninterest expense$6,043,0001,098
Pre-tax net operating income$2,637,0002,597
Securities gains (losses)$162,0001,000
Applicable income taxes$-8,288,0005,899
Income before extraordinary items$11,087,000694
Extraordinary gains, net$05
Net income$11,087,000693
Minority interest net income$082
Net income of bank and minority interests.$11,087,000693
Net charge-offs$189,0001,981
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$213,000392
Net operating income$10,925,000690
2016-09-30 (YTD Data)Rank
Total interest income$11,929,0001,595
Total interest expense$1,837,0001,177
Net interest income$10,092,0001,673
Provision for loan and lease losses$04,186
Total noninterest income$7,670,000684
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$602,0001,432
Trading account gains and fees$0169
Additional Noninterest Income$7,068,000539
Total noninterest expense$15,960,000994
Salaries and employee benefits$9,626,000927
Premises and equipment expense$1,760,0001,006
Additional noninterest expense$4,574,0001,080
Pre-tax net operating income$1,802,0002,797
Securities gains (losses)$162,000927
Applicable income taxes$-8,514,0005,972
Income before extraordinary items$10,478,000559
Extraordinary gains, net$05
Net income$10,478,000559
Minority interest net income$071
Net income of bank and minority interests.$10,478,000559
Net charge-offs$143,0001,734
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$155,000375
Net operating income$10,316,000548
2016-06-30 (YTD Data)Rank
Total interest income$7,808,0001,632
Total interest expense$1,230,0001,165
Net interest income$6,578,0001,715
Provision for loan and lease losses$04,017
Total noninterest income$4,851,000698
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$400,0001,426
Trading account gains and fees$0157
Additional Noninterest Income$4,451,000544
Total noninterest expense$10,319,0001,018
Salaries and employee benefits$6,048,000973
Premises and equipment expense$1,238,000980
Additional noninterest expense$3,033,0001,080
Pre-tax net operating income$1,110,0002,892
Securities gains (losses)$147,000743
Applicable income taxes$04,338
Income before extraordinary items$1,257,0002,421
Extraordinary gains, net$016
Net income$1,257,0002,420
Minority interest net income$071
Net income of bank and minority interests.$1,257,0002,420
Net charge-offs$39,0002,330
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$166,000303
Net operating income$1,110,0002,549
2016-03-31 (YTD Data)Rank
Total interest income$3,906,0001,625
Total interest expense$623,0001,144
Net interest income$3,283,0001,714
Provision for loan and lease losses$03,656
Total noninterest income$2,078,000774
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$211,0001,371
Trading account gains and fees$0142
Additional Noninterest Income$1,867,000603
Total noninterest expense$5,007,0001,054
Salaries and employee benefits$2,908,0001,014
Premises and equipment expense$630,000975
Additional noninterest expense$1,469,0001,111
Pre-tax net operating income$354,0003,606
Securities gains (losses)$109,000490
Applicable income taxes$04,259
Income before extraordinary items$463,0002,870
Extraordinary gains, net$012
Net income$463,0002,869
Minority interest net income$062
Net income of bank and minority interests.$463,0002,870
Net charge-offs$-49,0005,725
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$167,000205
Net operating income$354,0003,283
2015-12-31 (YTD Data)Rank
Total interest income$15,570,0001,585
Total interest expense$2,664,0001,058
Net interest income$12,906,0001,697
Provision for loan and lease losses$-2,000,0006,104
Total noninterest income$10,184,000670
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$869,0001,385
Trading account gains and fees$0159
Additional Noninterest Income$9,315,000517
Total noninterest expense$21,415,000966
Salaries and employee benefits$12,448,000915
Premises and equipment expense$2,494,000966
Additional noninterest expense$6,473,0001,019
Pre-tax net operating income$3,675,0002,000
Securities gains (losses)$6,0002,777
Applicable income taxes$04,402
Income before extraordinary items$3,681,0001,724
Extraordinary gains, net$023
Net income$3,681,0001,725
Minority interest net income$081
Net income of bank and minority interests.$3,681,0001,726
Net charge-offs$167,0002,162
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$220,000415
Net operating income$3,675,0001,685
2015-09-30 (YTD Data)Rank
Total interest income$11,651,0001,605
Total interest expense$2,034,0001,044
Net interest income$9,617,0001,717
Provision for loan and lease losses$04,232
Total noninterest income$8,377,000634
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$648,0001,403
Trading account gains and fees$0153
Additional Noninterest Income$7,729,000495
Total noninterest expense$16,246,000960
Salaries and employee benefits$9,505,000903
Premises and equipment expense$1,873,000976
Additional noninterest expense$4,868,0001,016
Pre-tax net operating income$1,748,0002,813
Securities gains (losses)$7,0002,511
Applicable income taxes$04,489
Income before extraordinary items$1,755,0002,491
Extraordinary gains, net$021
Net income$1,755,0002,492
Minority interest net income$078
Net income of bank and minority interests.$1,755,0002,492
Net charge-offs$233,0001,408
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$175,000380
Net operating income$1,748,0002,456
2015-06-30 (YTD Data)Rank
Total interest income$7,689,0001,623
Total interest expense$1,381,0001,036
Net interest income$6,308,0001,747
Provision for loan and lease losses$04,069
Total noninterest income$5,305,000657
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$426,0001,390
Trading account gains and fees$0157
Additional Noninterest Income$4,879,000522
Total noninterest expense$10,643,000981
Salaries and employee benefits$6,114,000930
Premises and equipment expense$1,273,000969
Additional noninterest expense$3,256,0001,012
Pre-tax net operating income$970,0003,119
Securities gains (losses)$7,0002,148
Applicable income taxes$04,497
Income before extraordinary items$977,0002,793
Extraordinary gains, net$022
Net income$977,0002,793
Minority interest net income$075
Net income of bank and minority interests.$977,0002,795
Net charge-offs$162,0001,326
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$83,000401
Net operating income$970,0002,747
2015-03-31 (YTD Data)Rank
Total interest income$3,809,0001,635
Total interest expense$708,0001,015
Net interest income$3,101,0001,779
Provision for loan and lease losses$03,703
Total noninterest income$2,222,000727
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$199,0001,457
Trading account gains and fees$0152
Additional Noninterest Income$2,023,000561
Total noninterest expense$5,236,000992
Salaries and employee benefits$2,959,000957
Premises and equipment expense$664,000936
Additional noninterest expense$1,613,0001,003
Pre-tax net operating income$87,0005,322
Securities gains (losses)$7,0001,576
Applicable income taxes$04,400
Income before extraordinary items$94,0005,187
Extraordinary gains, net$013
Net income$94,0005,190
Minority interest net income$064
Net income of bank and minority interests.$94,0005,191
Net charge-offs$-115,0006,148
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-10,0006,375
Net operating income$87,0005,173
2014-12-31 (YTD Data)Rank
Total interest income$16,641,0001,495
Total interest expense$3,347,000891
Net interest income$13,294,0001,660
Provision for loan and lease losses$100,0003,178
Total noninterest income$8,269,000753
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$836,0001,515
Trading account gains and fees$0180
Additional Noninterest Income$7,433,000570
Total noninterest expense$21,917,000922
Salaries and employee benefits$11,850,000924
Premises and equipment expense$2,400,000999
Additional noninterest expense$7,667,000849
Pre-tax net operating income$-454,0006,287
Securities gains (losses)$-210,0006,399
Applicable income taxes$04,531
Income before extraordinary items$-664,0006,324
Extraordinary gains, net$017
Net income$-664,0006,324
Minority interest net income$084
Net income of bank and minority interests.$-664,0006,324
Net charge-offs$1,610,000619
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$131,000502
Net operating income$-454,0006,288
2014-09-30 (YTD Data)Rank
Total interest income$12,636,0001,494
Total interest expense$2,563,000890
Net interest income$10,073,0001,653
Provision for loan and lease losses$100,0002,760
Total noninterest income$6,438,000718
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$634,0001,515
Trading account gains and fees$0174
Additional Noninterest Income$5,804,000556
Total noninterest expense$16,825,000897
Salaries and employee benefits$9,015,000914
Premises and equipment expense$1,800,0001,010
Additional noninterest expense$6,010,000807
Pre-tax net operating income$-414,0006,376
Securities gains (losses)$-14,0006,204
Applicable income taxes$04,583
Income before extraordinary items$-428,0006,387
Extraordinary gains, net$015
Net income$-428,0006,386
Minority interest net income$081
Net income of bank and minority interests.$-428,0006,386
Net charge-offs$1,681,000442
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$62,000536
Net operating income$-414,0006,384
2014-06-30 (YTD Data)Rank
Total interest income$8,490,0001,478
Total interest expense$1,741,000867
Net interest income$6,749,0001,628
Provision for loan and lease losses$100,0002,327
Total noninterest income$4,253,000719
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$408,0001,535
Trading account gains and fees$0172
Additional Noninterest Income$3,845,000545
Total noninterest expense$11,419,000879
Salaries and employee benefits$6,018,000911
Premises and equipment expense$1,258,000976
Additional noninterest expense$4,143,000791
Pre-tax net operating income$-517,0006,515
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-517,0006,528
Extraordinary gains, net$020
Net income$-517,0006,528
Minority interest net income$080
Net income of bank and minority interests.$-517,0006,528
Net charge-offs$1,658,000337
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$24,000582
Net operating income$-517,0006,524
2014-03-31 (YTD Data)Rank
Total interest income$4,335,0001,459
Total interest expense$886,000858
Net interest income$3,449,0001,587
Provision for loan and lease losses$100,0001,586
Total noninterest income$1,715,000827
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$191,0001,611
Trading account gains and fees$0147
Additional Noninterest Income$1,524,000615
Total noninterest expense$5,628,000895
Salaries and employee benefits$2,992,000926
Premises and equipment expense$688,000915
Additional noninterest expense$1,948,000821
Pre-tax net operating income$-564,0006,643
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-564,0006,646
Extraordinary gains, net$016
Net income$-564,0006,646
Minority interest net income$066
Net income of bank and minority interests.$-564,0006,646
Net charge-offs$739,000369
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$10,000574
Net operating income$-564,0006,646
2013-12-31 (YTD Data)Rank
Total interest income$19,681,0001,293
Total interest expense$4,190,000807
Net interest income$15,491,0001,389
Provision for loan and lease losses$1,173,000974
Total noninterest income$11,972,000579
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$755,0001,729
Trading account gains and fees$0184
Additional Noninterest Income$11,217,000440
Total noninterest expense$30,133,000683
Salaries and employee benefits$13,908,000779
Premises and equipment expense$2,777,000870
Additional noninterest expense$13,448,000527
Pre-tax net operating income$-3,843,0006,737
Securities gains (losses)$217,000844
Applicable income taxes$04,631
Income before extraordinary items$-3,626,0006,733
Extraordinary gains, net$029
Net income$-3,626,0006,733
Minority interest net income$090
Net income of bank and minority interests.$-3,626,0006,733
Net charge-offs$4,742,000350
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$11,000839
Net operating income$-3,843,0006,739
2013-09-30 (YTD Data)Rank
Total interest income$15,092,0001,262
Total interest expense$3,262,000800
Net interest income$11,830,0001,373
Provision for loan and lease losses$823,0001,028
Total noninterest income$9,821,000569
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$559,0001,747
Trading account gains and fees$0180
Additional Noninterest Income$9,262,000427
Total noninterest expense$20,949,000732
Salaries and employee benefits$10,592,000769
Premises and equipment expense$2,110,000866
Additional noninterest expense$8,247,000631
Pre-tax net operating income$-121,0006,431
Securities gains (losses)$217,000783
Applicable income taxes$04,713
Income before extraordinary items$96,0006,040
Extraordinary gains, net$025
Net income$96,0006,042
Minority interest net income$084
Net income of bank and minority interests.$96,0006,042
Net charge-offs$3,003,000426
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$6,000800
Net operating income$-121,0006,445
2013-06-30 (YTD Data)Rank
Total interest income$10,281,0001,238
Total interest expense$2,289,000780
Net interest income$7,992,0001,353
Provision for loan and lease losses$823,000783
Total noninterest income$6,717,000562
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$353,0001,802
Trading account gains and fees$0157
Additional Noninterest Income$6,364,000432
Total noninterest expense$13,819,000736
Salaries and employee benefits$6,959,000781
Premises and equipment expense$1,425,000854
Additional noninterest expense$5,435,000627
Pre-tax net operating income$67,0005,988
Securities gains (losses)$217,000705
Applicable income taxes$04,679
Income before extraordinary items$284,0004,836
Extraordinary gains, net$022
Net income$284,0004,839
Minority interest net income$082
Net income of bank and minority interests.$284,0004,840
Net charge-offs$2,021,000442
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$67,0005,953
2013-03-31 (YTD Data)Rank
Total interest income$5,374,0001,194
Total interest expense$1,194,000778
Net interest income$4,180,0001,289
Provision for loan and lease losses$823,000479
Total noninterest income$3,368,000558
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$174,0001,815
Trading account gains and fees$0148
Additional Noninterest Income$3,194,000427
Total noninterest expense$7,238,000714
Salaries and employee benefits$3,439,000796
Premises and equipment expense$733,000858
Additional noninterest expense$3,066,000575
Pre-tax net operating income$-513,0006,860
Securities gains (losses)$90,000713
Applicable income taxes$04,602
Income before extraordinary items$-423,0006,856
Extraordinary gains, net$010
Net income$-423,0006,857
Minority interest net income$076
Net income of bank and minority interests.$-423,0006,857
Net charge-offs$1,311,000373
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-513,0006,862
2012-12-31 (YTD Data)Rank
Total interest income$23,764,0001,126
Total interest expense$5,601,000801
Net interest income$18,163,0001,222
Provision for loan and lease losses$9,095,000303
Total noninterest income$12,024,000594
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$688,0001,931
Trading account gains and fees$0166
Additional Noninterest Income$11,336,000452
Total noninterest expense$27,948,000723
Salaries and employee benefits$13,287,000788
Premises and equipment expense$3,013,000805
Additional noninterest expense$11,648,000614
Pre-tax net operating income$-6,856,0006,990
Securities gains (losses)$1,010,000517
Applicable income taxes$2,643,000691
Income before extraordinary items$-8,489,0007,018
Extraordinary gains, net$029
Net income$-8,489,0007,018
Minority interest net income$093
Net income of bank and minority interests.$-8,489,0007,018
Net charge-offs$14,358,000240
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$7,000927
Net operating income$-9,499,0007,021
2012-09-30 (YTD Data)Rank
Total interest income$17,618,0001,156
Total interest expense$4,317,000812
Net interest income$13,301,0001,254
Provision for loan and lease losses$9,095,000235
Total noninterest income$8,866,000592
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$498,0002,005
Trading account gains and fees$0157
Additional Noninterest Income$8,368,000448
Total noninterest expense$21,007,000715
Salaries and employee benefits$9,888,000788
Premises and equipment expense$2,284,000800
Additional noninterest expense$8,835,000609
Pre-tax net operating income$-7,935,0007,132
Securities gains (losses)$820,000490
Applicable income taxes$2,632,000567
Income before extraordinary items$-9,747,0007,141
Extraordinary gains, net$020
Net income$-9,747,0007,141
Minority interest net income$086
Net income of bank and minority interests.$-9,747,0007,141
Net charge-offs$13,110,000204
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$7,000879
Net operating income$-10,567,0007,140
2012-06-30 (YTD Data)Rank
Total interest income$11,938,0001,147
Total interest expense$2,972,000817
Net interest income$8,966,0001,247
Provision for loan and lease losses$8,395,000197
Total noninterest income$5,524,000625
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$321,0002,039
Trading account gains and fees$0153
Additional Noninterest Income$5,203,000463
Total noninterest expense$13,407,000749
Salaries and employee benefits$6,404,000812
Premises and equipment expense$1,565,000764
Additional noninterest expense$5,438,000647
Pre-tax net operating income$-7,312,0007,208
Securities gains (losses)$264,000930
Applicable income taxes$2,470,000457
Income before extraordinary items$-9,518,0007,218
Extraordinary gains, net$019
Net income$-9,518,0007,218
Minority interest net income$084
Net income of bank and minority interests.$-9,518,0007,218
Net charge-offs$9,600,000201
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$6,000832
Net operating income$-9,782,0007,215
2012-03-31 (YTD Data)Rank
Total interest income$6,081,0001,133
Total interest expense$1,562,000795
Net interest income$4,519,0001,231
Provision for loan and lease losses$1,735,000410
Total noninterest income$2,518,000668
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$157,0002,054
Trading account gains and fees$0148
Additional Noninterest Income$2,361,000486
Total noninterest expense$6,770,000738
Salaries and employee benefits$3,098,000834
Premises and equipment expense$750,000809
Additional noninterest expense$2,922,000597
Pre-tax net operating income$-1,468,0007,204
Securities gains (losses)$164,000683
Applicable income taxes$04,704
Income before extraordinary items$-1,304,0007,199
Extraordinary gains, net$019
Net income$-1,304,0007,199
Minority interest net income$078
Net income of bank and minority interests.$-1,304,0007,199
Net charge-offs$3,444,000253
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,000833
Net operating income$-1,468,0007,207
2011-12-31 (YTD Data)Rank
Total interest income$28,016,000994
Total interest expense$8,013,000724
Net interest income$20,003,0001,113
Provision for loan and lease losses$18,764,000246
Total noninterest income$9,324,000653
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$620,0002,188
Trading account gains and fees$0146
Additional Noninterest Income$8,704,000484
Total noninterest expense$23,620,000841
Salaries and employee benefits$12,625,000781
Premises and equipment expense$2,983,000840
Additional noninterest expense$8,012,000894
Pre-tax net operating income$-13,057,0007,253
Securities gains (losses)$1,217,000361
Applicable income taxes$-1,294,0007,199
Income before extraordinary items$-10,546,0007,219
Extraordinary gains, net$029
Net income$-10,546,0007,219
Minority interest net income$096
Net income of bank and minority interests.$-10,546,0007,219
Net charge-offs$10,005,000453
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$118,000626
Net operating income$-11,629,1307,224
2011-09-30 (YTD Data)Rank
Total interest income$21,490,000982
Total interest expense$6,278,000728
Net interest income$15,212,0001,100
Provision for loan and lease losses$11,411,000287
Total noninterest income$6,620,000678
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$467,0002,186
Trading account gains and fees$0145
Additional Noninterest Income$6,153,000500
Total noninterest expense$17,618,000840
Salaries and employee benefits$9,306,000800
Premises and equipment expense$2,203,000865
Additional noninterest expense$6,109,000875
Pre-tax net operating income$-7,197,0007,291
Securities gains (losses)$173,0001,311
Applicable income taxes$-2,324,0007,371
Income before extraordinary items$-4,700,0007,235
Extraordinary gains, net$021
Net income$-4,700,0007,233
Minority interest net income$087
Net income of bank and minority interests.$-4,700,0007,234
Net charge-offs$3,761,000786
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$89,000583
Net operating income$-4,815,9107,235
2011-06-30 (YTD Data)Rank
Total interest income$14,519,000984
Total interest expense$4,364,000726
Net interest income$10,155,0001,096
Provision for loan and lease losses$1,903,000945
Total noninterest income$4,273,000698
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$296,0002,247
Trading account gains and fees$0153
Additional Noninterest Income$3,977,000513
Total noninterest expense$11,801,000851
Salaries and employee benefits$6,245,000794
Premises and equipment expense$1,425,000900
Additional noninterest expense$4,131,000878
Pre-tax net operating income$724,0003,130
Securities gains (losses)$64,0001,431
Applicable income taxes$312,0001,754
Income before extraordinary items$476,0003,687
Extraordinary gains, net$015
Net income$476,0003,687
Minority interest net income$089
Net income of bank and minority interests.$476,0003,688
Net charge-offs$1,958,000937
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$59,000508
Net operating income$435,0403,726
2011-03-31 (YTD Data)Rank
Total interest income$7,367,000983
Total interest expense$2,246,000735
Net interest income$5,121,0001,073
Provision for loan and lease losses$1,003,000848
Total noninterest income$1,990,000735
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$139,0002,337
Trading account gains and fees$0158
Additional Noninterest Income$1,851,000541
Total noninterest expense$5,877,000853
Salaries and employee benefits$3,050,000838
Premises and equipment expense$705,000935
Additional noninterest expense$2,122,000841
Pre-tax net operating income$231,0003,984
Securities gains (losses)$64,000671
Applicable income taxes$144,0001,834
Income before extraordinary items$151,0004,441
Extraordinary gains, net$09
Net income$151,0004,440
Minority interest net income$086
Net income of bank and minority interests.$151,0004,441
Net charge-offs$881,000937
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$29,000469
Net operating income$110,0404,823
2010-12-31 (YTD Data)Rank
Total interest income$30,216,0001,013
Total interest expense$9,975,000823
Net interest income$20,241,0001,104
Provision for loan and lease losses$4,842,0001,177
Total noninterest income$9,738,000649
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$601,0002,287
Trading account gains and fees$0175
Additional Noninterest Income$9,137,000494
Total noninterest expense$23,001,000876
Salaries and employee benefits$12,337,000799
Premises and equipment expense$1,905,0001,348
Additional noninterest expense$8,759,000848
Pre-tax net operating income$2,136,0002,124
Securities gains (losses)$769,000613
Applicable income taxes$988,0001,230
Income before extraordinary items$1,917,0002,102
Extraordinary gains, net$029
Net income$1,917,0002,103
Minority interest net income$0111
Net income of bank and minority interests.$1,917,0002,104
Net charge-offs$8,052,000713
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$96,000789
Net operating income$1,409,4602,512
2010-09-30 (YTD Data)Rank
Total interest income$22,665,0001,032
Total interest expense$7,654,000835
Net interest income$15,011,0001,125
Provision for loan and lease losses$3,150,0001,223
Total noninterest income$6,863,000667
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$451,0002,348
Trading account gains and fees$0165
Additional Noninterest Income$6,412,000488
Total noninterest expense$16,648,000893
Salaries and employee benefits$8,935,000821
Premises and equipment expense$1,399,0001,397
Additional noninterest expense$6,314,000856
Pre-tax net operating income$2,076,0001,841
Securities gains (losses)$597,000634
Applicable income taxes$909,0001,077
Income before extraordinary items$1,764,0001,868
Extraordinary gains, net$023
Net income$1,764,0001,869
Minority interest net income$0110
Net income of bank and minority interests.$1,764,0001,870
Net charge-offs$3,853,000935
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$73,000738
Net operating income$1,369,9802,206
2010-06-30 (YTD Data)Rank
Total interest income$15,000,0001,050
Total interest expense$5,304,000826
Net interest income$9,696,0001,167
Provision for loan and lease losses$1,740,0001,387
Total noninterest income$4,348,000676
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$308,0002,308
Trading account gains and fees$0152
Additional Noninterest Income$4,040,000487
Total noninterest expense$10,977,000903
Salaries and employee benefits$5,754,000844
Premises and equipment expense$942,0001,410
Additional noninterest expense$4,281,000837
Pre-tax net operating income$1,327,0001,891
Securities gains (losses)$597,000403
Applicable income taxes$654,000994
Income before extraordinary items$1,270,0001,709
Extraordinary gains, net$019
Net income$1,270,0001,708
Minority interest net income$0105
Net income of bank and minority interests.$1,270,0001,709
Net charge-offs$2,762,000879
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$50,000672
Net operating income$875,9802,254
2010-03-31 (YTD Data)Rank
Total interest income$7,474,0001,073
Total interest expense$2,769,000836
Net interest income$4,705,0001,224
Provision for loan and lease losses$500,0001,815
Total noninterest income$1,998,000719
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$154,0002,292
Trading account gains and fees$0175
Additional Noninterest Income$1,844,000514
Total noninterest expense$5,304,000937
Salaries and employee benefits$2,767,000890
Premises and equipment expense$485,0001,408
Additional noninterest expense$2,052,000871
Pre-tax net operating income$899,0001,454
Securities gains (losses)$108,000756
Applicable income taxes$342,000939
Income before extraordinary items$665,0001,638
Extraordinary gains, net$016
Net income$665,0001,639
Minority interest net income$091
Net income of bank and minority interests.$665,0001,640
Net charge-offs$1,931,000659
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$30,000550
Net operating income$593,7201,766
2009-12-31 (YTD Data)Rank
Total interest income$33,188,0001,021
Total interest expense$15,429,000747
Net interest income$17,759,0001,264
Provision for loan and lease losses$13,220,000675
Total noninterest income$8,059,000766
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$706,0002,234
Trading account gains and fees$0211
Additional Noninterest Income$7,353,000549
Total noninterest expense$28,141,000754
Salaries and employee benefits$10,476,000933
Premises and equipment expense$2,673,0001,011
Additional noninterest expense$14,992,000556
Pre-tax net operating income$-15,543,0007,639
Securities gains (losses)$03,754
Applicable income taxes$-2,761,0007,601
Income before extraordinary items$-12,782,0007,626
Extraordinary gains, net$034
Net income$-12,782,0007,626
Minority interest net income$0115
Net income of bank and minority interests.$-12,782,0007,626
Net charge-offs$8,757,000759
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$158,000770
Net operating income$-12,782,0007,631
2009-09-30 (YTD Data)Rank
Total interest income$25,110,0001,033
Total interest expense$12,031,000762
Net interest income$13,079,0001,281
Provision for loan and lease losses$10,200,000618
Total noninterest income$5,785,000780
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$557,0002,162
Trading account gains and fees$0212
Additional Noninterest Income$5,228,000567
Total noninterest expense$14,998,0001,024
Salaries and employee benefits$7,741,000963
Premises and equipment expense$2,011,0001,020
Additional noninterest expense$5,246,0001,076
Pre-tax net operating income$-6,334,0007,584
Securities gains (losses)$03,497
Applicable income taxes$-2,154,0007,735
Income before extraordinary items$-4,180,0007,504
Extraordinary gains, net$027
Net income$-4,180,0007,504
Minority interest net income$0118
Net income of bank and minority interests.$-4,180,0007,504
Net charge-offs$6,732,000662
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$123,000692
Net operating income$-4,180,0007,512
2009-06-30 (YTD Data)Rank
Total interest income$16,766,0001,057
Total interest expense$8,302,000777
Net interest income$8,464,0001,317
Provision for loan and lease losses$4,200,000861
Total noninterest income$3,454,000863
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$393,0002,050
Trading account gains and fees$0193
Additional Noninterest Income$3,061,000631
Total noninterest expense$10,054,0001,044
Salaries and employee benefits$5,023,0001,005
Premises and equipment expense$1,343,0001,053
Additional noninterest expense$3,688,0001,037
Pre-tax net operating income$-2,336,0007,467
Securities gains (losses)$03,136
Applicable income taxes$-794,0007,698
Income before extraordinary items$-1,542,0007,343
Extraordinary gains, net$021
Net income$-1,542,0007,342
Minority interest net income$0112
Net income of bank and minority interests.$-1,542,0007,341
Net charge-offs$641,0002,071
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$81,000665
Net operating income$-1,542,0007,344
2009-03-31 (YTD Data)Rank
Total interest income$8,338,0001,065
Total interest expense$4,240,000788
Net interest income$4,098,0001,351
Provision for loan and lease losses$1,100,0001,115
Total noninterest income$1,427,000976
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$193,0002,027
Trading account gains and fees$0171
Additional Noninterest Income$1,234,000714
Total noninterest expense$4,295,0001,166
Salaries and employee benefits$2,458,0001,031
Premises and equipment expense$712,0001,005
Additional noninterest expense$1,125,0001,445
Pre-tax net operating income$130,0004,708
Securities gains (losses)$02,434
Applicable income taxes$44,0002,995
Income before extraordinary items$86,0005,144
Extraordinary gains, net$015
Net income$86,0005,149
Minority interest net income$0102
Net income of bank and minority interests.$86,0005,148
Net charge-offs$310,0001,742
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$45,000526
Net operating income$86,0004,981
2008-12-31 (YTD Data)Rank
Total interest income$29,142,0001,325
Total interest expense$15,261,0001,060
Net interest income$13,881,0001,606
Provision for loan and lease losses$2,006,0001,784
Total noninterest income$4,110,0001,251
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$665,0002,447
Trading account gains and fees$0154
Additional Noninterest Income$3,445,000872
Total noninterest expense$14,446,0001,351
Salaries and employee benefits$7,976,0001,266
Premises and equipment expense$2,038,0001,347
Additional noninterest expense$4,432,0001,400
Pre-tax net operating income$1,539,0002,970
Securities gains (losses)$03,220
Applicable income taxes$523,0001,811
Income before extraordinary items$1,016,0003,254
Extraordinary gains, net$039
Net income$1,016,0003,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,820,0001,376
Cash dividends$3,962,000712
Sale, conversion, retirement of capital stock, net$67,0001,071
Net operating income$1,016,0003,406
2008-09-30 (YTD Data)Rank
Total interest income$20,408,0001,458
Total interest expense$10,897,0001,163
Net interest income$9,511,0001,775
Provision for loan and lease losses$1,262,0001,592
Total noninterest income$2,890,0001,336
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$456,0002,640
Trading account gains and fees$0148
Additional Noninterest Income$2,434,000956
Total noninterest expense$9,936,0001,459
Salaries and employee benefits$5,583,0001,393
Premises and equipment expense$1,345,0001,557
Additional noninterest expense$3,008,0001,478
Pre-tax net operating income$1,203,0003,315
Securities gains (losses)$03,106
Applicable income taxes$409,0002,134
Income before extraordinary items$794,0003,579
Extraordinary gains, net$031
Net income$794,0003,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,0001,415
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$50,000951
Net operating income$794,0003,721
2008-06-30 (YTD Data)Rank
Total interest income$13,669,0001,477
Total interest expense$7,393,0001,182
Net interest income$6,276,0001,779
Provision for loan and lease losses$747,0001,476
Total noninterest income$1,699,0001,500
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$271,0002,845
Trading account gains and fees$0149
Additional Noninterest Income$1,428,0001,090
Total noninterest expense$6,486,0001,489
Salaries and employee benefits$3,716,0001,404
Premises and equipment expense$831,0001,669
Additional noninterest expense$1,939,0001,522
Pre-tax net operating income$742,0003,591
Securities gains (losses)$03,233
Applicable income taxes$252,0002,416
Income before extraordinary items$490,0004,069
Extraordinary gains, net$021
Net income$490,0004,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$717,0001,049
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$34,000859
Net operating income$490,0004,008
2008-03-31 (YTD Data)Rank
Total interest income$6,775,0001,528
Total interest expense$3,833,0001,220
Net interest income$2,942,0001,897
Provision for loan and lease losses$249,0001,600
Total noninterest income$742,0001,661
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$121,0003,039
Trading account gains and fees$0158
Additional Noninterest Income$621,0001,208
Total noninterest expense$3,120,0001,539
Salaries and employee benefits$1,847,0001,431
Premises and equipment expense$412,0001,680
Additional noninterest expense$861,0001,664
Pre-tax net operating income$315,0004,036
Securities gains (losses)$02,688
Applicable income taxes$107,0002,705
Income before extraordinary items$208,0004,577
Extraordinary gains, net$015
Net income$208,0004,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,236
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$19,000708
Net operating income$208,0004,480
2007-12-31 (YTD Data)Rank
Total interest income$25,713,0001,681
Total interest expense$13,359,0001,502
Net interest income$12,354,0001,831
Provision for loan and lease losses$1,187,0001,258
Total noninterest income$2,564,0001,847
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$521,0002,957
Trading account gains and fees$0178
Additional Noninterest Income$2,043,0001,349
Total noninterest expense$11,700,0001,575
Salaries and employee benefits$6,843,0001,475
Premises and equipment expense$1,548,0001,699
Additional noninterest expense$3,309,0001,687
Pre-tax net operating income$2,031,0003,282
Securities gains (losses)$02,146
Applicable income taxes$691,0002,323
Income before extraordinary items$1,340,0003,695
Extraordinary gains, net$039
Net income$1,340,0003,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,431
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$60,0001,034
Net operating income$1,340,0003,684
2007-09-30 (YTD Data)Rank
Total interest income$18,687,0001,729
Total interest expense$9,609,0001,570
Net interest income$9,078,0001,876
Provision for loan and lease losses$812,0001,074
Total noninterest income$1,929,0001,839
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$381,0003,015
Trading account gains and fees$0184
Additional Noninterest Income$1,548,0001,347
Total noninterest expense$8,642,0001,583
Salaries and employee benefits$5,080,0001,492
Premises and equipment expense$1,111,0001,771
Additional noninterest expense$2,451,0001,665
Pre-tax net operating income$1,553,0003,398
Securities gains (losses)$01,655
Applicable income taxes$528,0002,464
Income before extraordinary items$1,025,0003,835
Extraordinary gains, net$033
Net income$1,025,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,553
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$37,000944
Net operating income$1,025,0003,821
2007-06-30 (YTD Data)Rank
Total interest income$11,878,0001,816
Total interest expense$5,981,0001,672
Net interest income$5,897,0001,965
Provision for loan and lease losses$568,000924
Total noninterest income$1,317,0001,823
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$264,0002,914
Trading account gains and fees$0168
Additional Noninterest Income$1,053,0001,349
Total noninterest expense$5,610,0001,645
Salaries and employee benefits$3,283,0001,564
Premises and equipment expense$731,0001,805
Additional noninterest expense$1,596,0001,704
Pre-tax net operating income$1,036,0003,452
Securities gains (losses)$01,444
Applicable income taxes$352,0002,546
Income before extraordinary items$684,0003,871
Extraordinary gains, net$029
Net income$684,0003,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,176
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$30,000837
Net operating income$684,0003,861
2007-03-31 (YTD Data)Rank
Total interest income$5,681,0001,884
Total interest expense$2,825,0001,759
Net interest income$2,856,0002,040
Provision for loan and lease losses$208,0001,124
Total noninterest income$629,0001,869
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$123,0003,011
Trading account gains and fees$0195
Additional Noninterest Income$506,0001,352
Total noninterest expense$2,621,0001,769
Salaries and employee benefits$1,565,0001,667
Premises and equipment expense$356,0001,859
Additional noninterest expense$700,0001,905
Pre-tax net operating income$656,0002,937
Securities gains (losses)$01,187
Applicable income taxes$223,0002,262
Income before extraordinary items$433,0003,321
Extraordinary gains, net$022
Net income$433,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,850
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$433,0003,298
2006-12-31 (YTD Data)Rank
Total interest income$19,097,0002,069
Total interest expense$8,418,0001,960
Net interest income$10,679,0002,166
Provision for loan and lease losses$796,0001,284
Total noninterest income$2,404,0001,941
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$443,0003,326
Trading account gains and fees$0130
Additional Noninterest Income$1,961,0001,379
Total noninterest expense$9,707,0001,839
Salaries and employee benefits$5,728,0001,700
Premises and equipment expense$1,197,0002,083
Additional noninterest expense$2,782,0001,892
Pre-tax net operating income$2,580,0003,063
Securities gains (losses)$01,687
Applicable income taxes$862,0002,374
Income before extraordinary items$1,718,0003,466
Extraordinary gains, net$051
Net income$1,718,0003,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,383
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,718,0003,447
2006-09-30 (YTD Data)Rank
Total interest income$13,598,0002,157
Total interest expense$5,805,0002,049
Net interest income$7,793,0002,242
Provision for loan and lease losses$482,0001,434
Total noninterest income$1,769,0001,973
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$317,0003,446
Trading account gains and fees$0126
Additional Noninterest Income$1,452,0001,387
Total noninterest expense$7,063,0001,882
Salaries and employee benefits$4,212,0001,739
Premises and equipment expense$838,0002,225
Additional noninterest expense$2,013,0001,934
Pre-tax net operating income$2,017,0003,083
Securities gains (losses)$01,388
Applicable income taxes$686,0002,404
Income before extraordinary items$1,331,0003,479
Extraordinary gains, net$045
Net income$1,331,0003,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,984
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,331,0003,463
2006-06-30 (YTD Data)Rank
Total interest income$8,359,0002,277
Total interest expense$3,423,0002,174
Net interest income$4,936,0002,347
Provision for loan and lease losses$363,0001,259
Total noninterest income$1,191,0001,962
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$194,0003,610
Trading account gains and fees$0126
Additional Noninterest Income$997,0001,356
Total noninterest expense$4,579,0001,933
Salaries and employee benefits$2,672,0001,837
Premises and equipment expense$533,0002,325
Additional noninterest expense$1,374,0001,897
Pre-tax net operating income$1,185,0003,389
Securities gains (losses)$01,185
Applicable income taxes$403,0002,613
Income before extraordinary items$782,0003,804
Extraordinary gains, net$039
Net income$782,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,664
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$782,0003,797
2006-03-31 (YTD Data)Rank
Total interest income$3,949,0002,353
Total interest expense$1,635,0002,169
Net interest income$2,314,0002,466
Provision for loan and lease losses$218,0001,077
Total noninterest income$571,0002,004
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$85,0003,811
Trading account gains and fees$0115
Additional Noninterest Income$486,0001,367
Total noninterest expense$2,135,0002,069
Salaries and employee benefits$1,232,0001,989
Premises and equipment expense$259,0002,403
Additional noninterest expense$644,0002,024
Pre-tax net operating income$532,0003,598
Securities gains (losses)$0955
Applicable income taxes$181,0002,746
Income before extraordinary items$351,0004,015
Extraordinary gains, net$021
Net income$351,0004,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$351,0003,998
2005-12-31 (YTD Data)Rank
Total interest income$11,948,0002,720
Total interest expense$4,664,0002,352
Net interest income$7,284,0002,943
Provision for loan and lease losses$461,0002,025
Total noninterest income$2,893,0001,668
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$286,0004,298
Trading account gains and fees$0138
Additional Noninterest Income$2,607,0001,132
Total noninterest expense$7,707,0002,163
Salaries and employee benefits$4,345,0002,121
Premises and equipment expense$899,0002,601
Additional noninterest expense$2,463,0002,040
Pre-tax net operating income$2,009,0003,680
Securities gains (losses)$02,296
Applicable income taxes$553,0003,196
Income before extraordinary items$1,456,0003,854
Extraordinary gains, net$046
Net income$1,456,0003,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,447
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,456,0003,827
2005-09-30 (YTD Data)Rank
Total interest income$8,127,0002,892
Total interest expense$3,134,0002,452
Net interest income$4,993,0003,151
Provision for loan and lease losses$283,0002,289
Total noninterest income$2,140,0001,688
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$206,0004,394
Trading account gains and fees$0126
Additional Noninterest Income$1,934,0001,151
Total noninterest expense$5,330,0002,322
Salaries and employee benefits$2,973,0002,285
Premises and equipment expense$627,0002,766
Additional noninterest expense$1,730,0002,142
Pre-tax net operating income$1,520,0003,709
Securities gains (losses)$02,317
Applicable income taxes$516,0002,886
Income before extraordinary items$1,004,0004,147
Extraordinary gains, net$035
Net income$1,004,0004,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,004,0004,105
2005-06-30 (YTD Data)Rank
Total interest income$5,116,0002,978
Total interest expense$1,897,0002,519
Net interest income$3,219,0003,207
Provision for loan and lease losses$128,0002,917
Total noninterest income$1,232,0001,890
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$136,0004,370
Trading account gains and fees$0116
Additional Noninterest Income$1,096,0001,251
Total noninterest expense$3,270,0002,486
Salaries and employee benefits$1,825,0002,444
Premises and equipment expense$426,0002,688
Additional noninterest expense$1,019,0002,377
Pre-tax net operating income$1,053,0003,581
Securities gains (losses)$02,146
Applicable income taxes$358,0002,780
Income before extraordinary items$695,0004,009
Extraordinary gains, net$030
Net income$695,0004,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$695,0003,951
2005-03-31 (YTD Data)Rank
Total interest income$2,451,0003,037
Total interest expense$908,0002,520
Net interest income$1,543,0003,332
Provision for loan and lease losses$91,0002,175
Total noninterest income$498,0002,140
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$65,0004,425
Trading account gains and fees$0115
Additional Noninterest Income$433,0001,463
Total noninterest expense$1,501,0002,713
Salaries and employee benefits$852,0002,624
Premises and equipment expense$185,0003,071
Additional noninterest expense$464,0002,615
Pre-tax net operating income$449,0003,966
Securities gains (losses)$01,685
Applicable income taxes$153,0003,060
Income before extraordinary items$296,0004,414
Extraordinary gains, net$024
Net income$296,0004,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$296,0004,372
2004-12-31 (YTD Data)Rank
Total interest income$7,657,0003,529
Total interest expense$2,769,0002,794
Net interest income$4,895,0003,861
Provision for loan and lease losses$533,0001,863
Total noninterest income$1,771,0002,391
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$226,0004,956
Trading account gains and fees$0138
Additional Noninterest Income$1,545,0001,609
Total noninterest expense$5,533,0002,843
Salaries and employee benefits$3,108,0002,756
Premises and equipment expense$752,0002,943
Additional noninterest expense$1,673,0002,844
Pre-tax net operating income$600,0006,386
Securities gains (losses)$-26,0008,443
Applicable income taxes$-339,0008,874
Income before extraordinary items$913,0004,931
Extraordinary gains, net$034
Net income$913,0004,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,963
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,000826
Net operating income$939,0004,788
2004-09-30 (YTD Data)Rank
Total interest income$5,476,0003,657
Total interest expense$1,981,0002,867
Net interest income$3,495,0004,010
Provision for loan and lease losses$367,0001,909
Total noninterest income$1,314,0002,419
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$167,0005,045
Trading account gains and fees$0134
Additional Noninterest Income$1,147,0001,604
Total noninterest expense$4,016,0002,900
Salaries and employee benefits$2,295,0002,768
Premises and equipment expense$529,0003,111
Additional noninterest expense$1,192,0002,956
Pre-tax net operating income$426,0006,635
Securities gains (losses)$-26,0008,704
Applicable income taxes$07,220
Income before extraordinary items$400,0006,323
Extraordinary gains, net$026
Net income$400,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,863
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$352,000383
Net operating income$426,0006,102
2004-06-30 (YTD Data)Rank
Total interest income$3,544,0003,746
Total interest expense$1,280,0002,936
Net interest income$2,264,0004,106
Provision for loan and lease losses$161,0002,585
Total noninterest income$819,0002,549
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$110,0005,057
Trading account gains and fees$0130
Additional Noninterest Income$709,0001,701
Total noninterest expense$2,635,0002,950
Salaries and employee benefits$1,505,0002,822
Premises and equipment expense$348,0003,141
Additional noninterest expense$782,0002,999
Pre-tax net operating income$287,0006,584
Securities gains (losses)$-26,0008,833
Applicable income taxes$07,214
Income before extraordinary items$261,0006,347
Extraordinary gains, net$021
Net income$261,0006,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,468
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$9,000587
Net operating income$287,0006,053
2004-03-31 (YTD Data)Rank
Total interest income$1,670,0003,924
Total interest expense$601,0003,111
Net interest income$1,069,0004,282
Provision for loan and lease losses$104,0002,079
Total noninterest income$336,0002,867
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$54,0005,021
Trading account gains and fees$0121
Additional Noninterest Income$282,0001,958
Total noninterest expense$1,283,0003,025
Salaries and employee benefits$726,0002,918
Premises and equipment expense$179,0003,096
Additional noninterest expense$378,0003,057
Pre-tax net operating income$18,0008,342
Securities gains (losses)$-16,0008,956
Applicable income taxes$07,103
Income before extraordinary items$2,0008,562
Extraordinary gains, net$016
Net income$2,0008,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$9,000413
Net operating income$18,0008,294
2003-12-31 (YTD Data)Rank
Total interest income$5,127,0004,805
Total interest expense$2,003,0004,024
Net interest income$3,124,0005,182
Provision for loan and lease losses$399,0002,607
Total noninterest income$1,503,0002,841
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$187,0005,413
Trading account gains and fees$0160
Additional Noninterest Income$1,316,0001,989
Total noninterest expense$4,090,0003,650
Salaries and employee benefits$2,225,0003,593
Premises and equipment expense$551,0003,770
Additional noninterest expense$1,314,0003,462
Pre-tax net operating income$138,0008,060
Securities gains (losses)$-69,0008,988
Applicable income taxes$07,459
Income before extraordinary items$69,0008,385
Extraordinary gains, net$054
Net income$69,0008,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,954
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$113,000662
Net operating income$138,0007,939
2003-09-30 (YTD Data)Rank
Total interest income$3,636,0005,056
Total interest expense$1,440,0004,264
Net interest income$2,196,0005,400
Provision for loan and lease losses$347,0002,273
Total noninterest income$1,048,0003,039
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$137,0005,485
Trading account gains and fees$0153
Additional Noninterest Income$911,0002,182
Total noninterest expense$2,815,0003,879
Salaries and employee benefits$1,536,0003,839
Premises and equipment expense$412,0003,767
Additional noninterest expense$867,0003,821
Pre-tax net operating income$82,0008,319
Securities gains (losses)$-81,0009,105
Applicable income taxes$07,524
Income before extraordinary items$1,0008,724
Extraordinary gains, net$040
Net income$1,0008,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,361
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$82,0008,217
2003-06-30 (YTD Data)Rank
Total interest income$2,225,0005,379
Total interest expense$899,0004,583
Net interest income$1,326,0005,718
Provision for loan and lease losses$247,0002,154
Total noninterest income$252,0005,442
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$77,0005,845
Trading account gains and fees$0150
Additional Noninterest Income$175,0004,284
Total noninterest expense$1,459,0004,679
Salaries and employee benefits$738,0004,893
Premises and equipment expense$231,0004,294
Additional noninterest expense$490,0004,311
Pre-tax net operating income$-128,0008,861
Securities gains (losses)$-11,0009,056
Applicable income taxes$07,529
Income before extraordinary items$-139,0008,952
Extraordinary gains, net$030
Net income$-139,0008,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,270
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-128,0008,863
2003-03-31 (YTD Data)Rank
Total interest income$1,060,0005,579
Total interest expense$441,0004,729
Net interest income$619,0005,960
Provision for loan and lease losses$111,0002,191
Total noninterest income$102,0005,877
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$33,0006,078
Trading account gains and fees$0134
Additional Noninterest Income$69,0004,643
Total noninterest expense$699,0004,798
Salaries and employee benefits$357,0005,005
Premises and equipment expense$111,0004,414
Additional noninterest expense$231,0004,485
Pre-tax net operating income$-89,0008,964
Securities gains (losses)$-1,0008,995
Applicable income taxes$07,403
Income before extraordinary items$-90,0009,023
Extraordinary gains, net$021
Net income$-90,0009,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-89,0008,950
2002-12-31 (YTD Data)Rank
Total interest income$3,649,0006,200
Total interest expense$1,745,0005,236
Net interest income$1,904,0006,783
Provision for loan and lease losses$313,0003,337
Total noninterest income$296,0006,481
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$114,0006,335
Trading account gains and fees$0153
Additional Noninterest Income$182,0005,213
Total noninterest expense$2,196,0005,540
Salaries and employee benefits$1,013,0006,100
Premises and equipment expense$461,0004,201
Additional noninterest expense$722,0005,305
Pre-tax net operating income$-309,0008,893
Securities gains (losses)$-21,0008,999
Applicable income taxes$07,681
Income before extraordinary items$-330,0008,975
Extraordinary gains, net$070
Net income$-330,0008,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,528
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$6,322,000114
Net operating income$-309,0008,915
2001-12-31 (YTD Data)Rank
Total interest income$3,023,0007,236
Total interest expense$1,846,0006,352
Net interest income$1,177,0007,932
Provision for loan and lease losses$195,0004,194
Total noninterest income$170,0007,636
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$53,0007,544
Trading account gains and fees$0177
Additional Noninterest Income$117,0006,058
Total noninterest expense$1,686,0006,373
Salaries and employee benefits$788,0006,836
Premises and equipment expense$387,0004,696
Additional noninterest expense$511,0006,367
Pre-tax net operating income$-534,0009,184
Securities gains (losses)$417,000687
Applicable income taxes$07,903
Income before extraordinary items$-117,0008,971
Extraordinary gains, net$0105
Net income$-117,0008,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,241
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-534,0009,212
2000-12-31 (YTD Data)Rank
Total interest income$1,732,0008,707
Total interest expense$884,0008,464
Net interest income$848,0008,795
Provision for loan and lease losses$273,0003,062
Total noninterest income$33,0009,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,0008,262
Trading account gains and feesNANA
Additional Noninterest Income$13,0009,267
Total noninterest expense$1,529,0006,682
Salaries and employee benefits$650,0007,427
Premises and equipment expense$367,0004,785
Additional noninterest expense$512,0006,336
Pre-tax net operating income$-921,0009,697
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-921,0009,710
Extraordinary gains, net$038
Net income$-921,0009,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-921,0009,710
1999-12-31 (YTD Data)Rank
Total interest income$464,0009,995
Total interest expense$010,199
Net interest income$463,0009,742
Provision for loan and lease losses$10,0008,114
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$655,0009,160
Salaries and employee benefits$330,0009,313
Premises and equipment expense$82,0008,984
Additional noninterest expense$243,0008,626
Pre-tax net operating income$-202,0009,636
Securities gains (losses)$03,155
Applicable income taxes$4,0008,624
Income before extraordinary items$-206,0009,684
Extraordinary gains, net$035
Net income$-206,0009,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$8,711,000103
Net operating income$-206,0009,662

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.