Home > Village Bank > Net charge- offs to loans
Village Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0284% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1972% | 4,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1533% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0390% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2602% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1297% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1397% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 3,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0586% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0630% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0500% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0538% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0461% | 4,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0883% | 4,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3799% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3033% | 4,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3987% | 4,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1003% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0744% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1275% | 1,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0616% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1165% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4979% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4008% | 4,697 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5218% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1234% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1295% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1506% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1753% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7424% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6074% | 3,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7752% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1328% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1671% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2874% | 4,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3526% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4337% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2421% | 3,563 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4774% | 4,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1234% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0619% | 3,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 3,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2633% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2481% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1236% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0752% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1788% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4554% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1180% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 1,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1117% | 3,539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1956% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8184% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1035% | 1,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 3,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 4,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 3,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1004% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1027% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0787% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1993% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8223% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1465% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0701% | 4,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0700% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0866% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1925% | 1,865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2189% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1541% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1570% | 1,962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 4,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1616% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2034% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2069% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 4,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1137% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1051% | 4,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 4,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2391% | 2,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 4,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1146% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0804% | 3,732 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1233% | 4,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 4,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2203% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | -0.0486% | 4,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1187% | 3,803 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0392% | 4,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2774% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2784% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0513% | 4,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1180% | 3,848 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 4,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3365% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3374% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,872 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1240% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2820% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5059% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2937% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2938% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1695% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3691% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4661% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2996% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1206% | 5,232 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2609% | 5,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7165% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3272% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3272% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1081% | 5,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1965% | 5,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5410% | 5,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3000% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3947% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 4,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4028% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4028% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 3,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0762% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 3,764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2743% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2743% | 2,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0415% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3096% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3096% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 5,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1782% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2920% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2920% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 5,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 5,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1060% | 5,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 3,939 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1307% | 5,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3400% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3400% | 1,592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1673% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2405% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2824% | 5,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4354% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4335% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0170% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2450% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3203% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3600% | 5,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3775% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3750% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 5,215 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1577% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4872% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0663% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3600% | 5,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4864% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4864% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0609% | 5,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1821% | 5,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 5,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 4,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4317% | 5,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6508% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6508% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.6550% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0872% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2112% | 5,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2879% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3317% | 5,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2936% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0650% | 3,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.9987% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1174% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2452% | 6,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3526% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3866% | 6,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5551% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0447% | 3,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0446% | 3,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 1.0696% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2481% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4262% | 6,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3991% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6167% | 6,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9448% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0352% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0352% | 4,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1534% | 5,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4181% | 6,199 |
| Percentage Net Loans Charged-off:Construction & development | 1.5229% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 5,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4296% | 6,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 4,280 |
| All other 1-4 family - Percent of loans charged-off, net | -1.7620% | 6,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7317% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1263% | 5,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1263% | 5,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5621% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7341% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.1786% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0737% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5450% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2360% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1224% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9503% | 6,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0656% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0656% | 3,478 |
| Percentage Net Loans Charged-off: All other loans and lease | -13.0208% | 5,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7891% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8476% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.2409% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0285% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8156% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9685% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2788% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4231% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | -18.0135% | 5,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1652% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2210% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 0.5347% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5072% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0815% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0365% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3519% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7198% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5678% | 6,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5678% | 6,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0222% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1155% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0525% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7042% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6309% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4563% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1772% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1370% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4376% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4306% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3724% | 288 |
| Percentage Net Loans Charged-off:Construction & development | -0.6612% | 5,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7967% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9896% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1078% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1949% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9385% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3529% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3529% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1756% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1526% | 373 |
| Percentage Net Loans Charged-off:Construction & development | -0.3803% | 5,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8995% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5150% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4465% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5306% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3148% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2916% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2920% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1605% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1439% | 433 |
| Percentage Net Loans Charged-off:Construction & development | -1.2541% | 6,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1209% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0024% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0083% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0010% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3761% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6094% | 1,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4577% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3255% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.7974% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1352% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7939% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8776% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0043% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9111% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1505% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1505% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4817% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2892% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 10.1496% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7712% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1379% | 728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2120% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0958% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2400% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6984% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2927% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2927% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | 152.1739% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1549% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0163% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 12.3316% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9516% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7116% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1169% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8578% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5793% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1274% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1274% | 92 |
| Percentage Net Loans Charged-off: All other loans and lease | 185.6429% | 11 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4793% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2305% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 12.6228% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7890% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0610% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9742% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5832% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4159% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0055% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.0055% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | 244.8598% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1554% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9866% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 8.3504% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3029% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2595% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6246% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6707% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4625% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.0845% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 24.0845% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2005% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8448% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 5.0360% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3106% | 2,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0465% | 595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7094% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6295% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1817% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7288% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4364% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3861% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 103.0093% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0965% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6248% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.2649% | 2,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2052% | 2,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3423% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2144% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3207% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3439% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7858% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6842% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6085% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | 89.4729% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8516% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6114% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0227% | 6,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3076% | 1,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8986% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1989% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2409% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 3,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1502% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3007% | 2,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 84.2823% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7624% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3101% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6139% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7310% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 6,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 5,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1980% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 147.5556% | 15 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6818% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7706% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 4.6105% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3439% | 2,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.4973% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6476% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2603% | 1,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7644% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4681% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3317% | 3,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 82.2785% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0698% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0790% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 1.4986% | 2,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2634% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.8703% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6320% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3006% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7346% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6252% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4264% | 3,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 89.4313% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1540% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1918% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 1.4775% | 1,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 2,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.9032% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7579% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 1,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9851% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3367% | 2,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 131.7319% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6276% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8002% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 2.6824% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 34.7169% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3090% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4149% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0397% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.9589% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8164% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4118% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 4.1430% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 3,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3105% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3016% | 1,473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3141% | 2,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1487% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8686% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 231.0345% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8548% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6563% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 4.9717% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2170% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3981% | 1,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 3,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5528% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.4821% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 283.5270% | 11 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2640% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2370% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.6800% | 1,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 3,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4591% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6517% | 3,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8219% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2590% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2631% | 2,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.6925% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0976% | 2,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3453% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 29.6296% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4915% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4106% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.8409% | 1,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0963% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 2,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3011% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 3,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5238% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0185% | 5,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -104.9383% | 7,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3402% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3766% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.7564% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1390% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4609% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 3,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -362.5760% | 7,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4173% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4616% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.9102% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7108% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -384.1537% | 7,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2458% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.3403% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3701% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2356% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2745% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0542% | 1,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4383% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1303% | 3,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3053% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1651% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8981% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8261% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3709% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3508% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5432% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8773% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1387% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3988% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0475% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6112% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6524% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1958% | 4,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 4,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2806% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5236% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2412% | 2,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 3,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 3,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0772% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7222% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 2,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6759% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.1331% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1677% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0423% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 3,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1777% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3135% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 4,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3540% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4087% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7416% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 6,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2885% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1912% | 3,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |