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Village Bank, Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $63,180,000 | 626 |
Total interest expense | $36,725,000 | 569 |
Net interest income | $26,455,000 | 757 |
Provision for loan and lease losses | $7,500,000 | 456 |
Total noninterest income | $1,655,000 | 2,216 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $772,000 | 1,749 |
Trading account gains and fees | $100,000 | 266 |
Additional Noninterest Income | $783,000 | 2,335 |
Total noninterest expense | $16,572,000 | 990 |
Salaries and employee benefits | $5,645,000 | 1,186 |
Premises and equipment expense | $1,833,000 | 1,193 |
Additional noninterest expense | $9,094,000 | 835 |
Pre-tax net operating income | $4,038,000 | 1,554 |
Securities gains (losses) | $6,089,000 | 175 |
Applicable income taxes | $5,368,000 | 451 |
Income before extraordinary items | $4,759,000 | 1,000 |
Extraordinary gains, net | $-238,000 | 13,761 |
Net income | $4,521,000 | 1,046 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,500,000 | 569 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $862,040 | 4,770 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.