Home > Village Banc of Naples > Income and Expense
Village Banc of Naples, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 5,670 |
| Total interest expense | $2,518,000 | 5,176 |
| Net interest income | $2,339,000 | 6,038 |
| Provision for loan and lease losses | $312,000 | 2,566 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,767 |
| Total noninterest expense | $2,507,000 | 4,875 |
| Salaries and employee benefits | $1,186,000 | 5,208 |
| Premises and equipment expense | $501,000 | 3,761 |
| Additional noninterest expense | $820,000 | 4,699 |
| Pre-tax net operating income | $-319,000 | 9,725 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $-56,000 | 9,846 |
| Income before extraordinary items | $-260,000 | 9,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-260,000 | 9,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-262,460 | 9,712 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 8,385 |
| Total interest expense | $1,360,000 | 7,517 |
| Net interest income | $883,000 | 9,061 |
| Provision for loan and lease losses | $187,000 | 3,652 |
| Total noninterest income | $182,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,296 |
| Total noninterest expense | $1,527,000 | 6,606 |
| Salaries and employee benefits | $695,000 | 7,212 |
| Premises and equipment expense | $372,000 | 4,686 |
| Additional noninterest expense | $460,000 | 6,719 |
| Pre-tax net operating income | $-649,000 | 10,247 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $-122,000 | 10,251 |
| Income before extraordinary items | $-521,000 | 10,239 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-521,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 629 |
| Net operating income | $-525,860 | 10,210 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 10,715 |
| Total interest expense | $189,000 | 10,683 |
| Net interest income | $298,000 | 10,685 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $6,000 | 10,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $1,045,000 | 8,187 |
| Salaries and employee benefits | $553,000 | 8,225 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $312,000 | 8,207 |
| Pre-tax net operating income | $-801,000 | 10,821 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-145,000 | 10,753 |
| Income before extraordinary items | $-656,000 | 10,795 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-656,000 | 10,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,934,000 | 169 |
| Net operating income | $-656,000 | 10,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.