Home > Villa Park Trust & Savings Bank > Assets and Liabilities
Villa Park Trust & Savings Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $284,758,000 | 2,135 |
| Cash and due from depository institutions | $6,725,000 | 2,584 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $47,428,000 | 2,457 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,106 |
| Net loans & leases | $219,519,000 | 1,901 |
| Loan loss allowance | $2,175,000 | 2,216 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,767,000 | 4,642 |
| Other real estate owned | $0 | 2,584 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,719,000 | 3,498 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $284,758,000 | 2,135 |
| Total liabilities | $262,621,000 | 2,078 |
| Total deposits | $261,325,000 | 1,877 |
| Interest-bearing deposits | $227,949,000 | 1,818 |
| Deposits held in domestic offices | $261,325,000 | 1,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,296,000 | 2,890 |
| Total equity capital | $22,137,000 | 2,722 |
| Total bank equity capital | $22,137,000 | 2,722 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $613,000 | 3,738 |
| Surplus | $2,387,000 | 5,226 |
| Undivided profits | $19,137,000 | 1,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,684,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,687,000 | 2,023 |
| Earning assets | $272,547,000 | 2,048 |
| Long-term assets (5+ years) | $86,578,000 | 1,124 |
| Average Assets, year-to-date | $285,620,500 | 2,051 |
| Average Assets, quarterly | $285,588,000 | 2,103 |
| Volatile liabilities | $20,609,000 | 4,336 |
| Insider loans | $873,000 | 4,431 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $56,692,000 | 1,588 |
| Tier 1 (core) risk-based capital | $21,890,000 | 2,649 |
| Tier 2 risk-based capital | $2,175,000 | 2,112 |
| Total risk weighted assets | $215,882,000 | 1,991 |
| Total unused commitments | $56,692,000 | 1,588 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $286,418,000 | 2,075 |
| Cash and due from depository institutions | $6,045,000 | 2,657 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $47,602,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,249 |
| Net loans & leases | $225,063,000 | 1,806 |
| Loan loss allowance | $2,117,000 | 2,225 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,832,000 | 4,529 |
| Other real estate owned | $0 | 2,657 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,476,000 | 3,549 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $286,418,000 | 2,075 |
| Total liabilities | $264,860,000 | 2,016 |
| Total deposits | $263,713,000 | 1,818 |
| Interest-bearing deposits | $229,473,000 | 1,775 |
| Deposits held in domestic offices | $263,713,000 | 1,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,147,000 | 2,960 |
| Total equity capital | $21,558,000 | 2,747 |
| Total bank equity capital | $21,558,000 | 2,747 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $613,000 | 3,727 |
| Surplus | $2,387,000 | 5,206 |
| Undivided profits | $18,558,000 | 1,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,317,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,464,000 | 2,157 |
| Earning assets | $275,065,000 | 1,997 |
| Long-term assets (5+ years) | $93,621,000 | 1,057 |
| Average Assets, year-to-date | $285,908,000 | 2,037 |
| Average Assets, quarterly | $286,148,000 | 2,048 |
| Volatile liabilities | $20,534,000 | 4,213 |
| Insider loans | $902,000 | 4,356 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,434,000 | 1,544 |
| Tier 1 (core) risk-based capital | $21,209,000 | 2,645 |
| Tier 2 risk-based capital | $2,117,000 | 2,128 |
| Total risk weighted assets | $225,673,000 | 1,873 |
| Total unused commitments | $56,434,000 | 1,544 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 66 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $285,878,000 | 2,055 |
| Cash and due from depository institutions | $6,472,000 | 2,595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,974,000 | 2,774 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 3,929 |
| Net loans & leases | $230,025,000 | 1,733 |
| Loan loss allowance | $2,067,000 | 2,255 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,877,000 | 4,488 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,380,000 | 3,581 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $285,878,000 | 2,055 |
| Total liabilities | $264,512,000 | 2,006 |
| Total deposits | $263,123,000 | 1,811 |
| Interest-bearing deposits | $229,739,000 | 1,760 |
| Deposits held in domestic offices | $263,123,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,389,000 | 2,529 |
| Total equity capital | $21,366,000 | 2,700 |
| Total bank equity capital | $21,366,000 | 2,700 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $613,000 | 3,739 |
| Surplus | $2,387,000 | 5,219 |
| Undivided profits | $18,366,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,309,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,513,000 | 2,004 |
| Earning assets | $274,149,000 | 1,967 |
| Long-term assets (5+ years) | $94,690,000 | 1,066 |
| Average Assets, year-to-date | $285,653,000 | 2,035 |
| Average Assets, quarterly | $285,653,000 | 2,035 |
| Volatile liabilities | $19,178,000 | 4,269 |
| Insider loans | $928,000 | 4,299 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $59,936,000 | 1,416 |
| Tier 1 (core) risk-based capital | $21,035,000 | 2,637 |
| Tier 2 risk-based capital | $2,067,000 | 2,157 |
| Total risk weighted assets | $228,057,000 | 1,826 |
| Total unused commitments | $59,936,000 | 1,416 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $285,428,000 | 2,037 |
| Cash and due from depository institutions | $6,158,000 | 2,537 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $42,622,000 | 2,743 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 1,840 |
| Net loans & leases | $225,458,000 | 1,747 |
| Loan loss allowance | $2,012,000 | 2,295 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,095,000 | 5,690 |
| Other real estate owned | $0 | 2,537 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,945,000 | 3,177 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $285,428,000 | 2,037 |
| Total liabilities | $263,964,000 | 2,000 |
| Total deposits | $263,036,000 | 1,783 |
| Interest-bearing deposits | $227,752,000 | 1,750 |
| Deposits held in domestic offices | $263,036,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $928,000 | 3,266 |
| Total equity capital | $21,464,000 | 2,683 |
| Total bank equity capital | $21,464,000 | 2,683 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $613,000 | 3,743 |
| Surplus | $2,387,000 | 5,197 |
| Undivided profits | $18,464,000 | 1,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $755,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,332,000 | 2,268 |
| Earning assets | $274,230,000 | 1,963 |
| Long-term assets (5+ years) | $98,783,000 | 1,058 |
| Average Assets, year-to-date | $265,613,800 | 2,093 |
| Average Assets, quarterly | $279,497,000 | 2,060 |
| Volatile liabilities | $18,246,000 | 4,354 |
| Insider loans | $967,000 | 4,198 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $58,090,000 | 1,416 |
| Tier 1 (core) risk-based capital | $20,819,000 | 2,621 |
| Tier 2 risk-based capital | $2,012,000 | 2,198 |
| Total risk weighted assets | $223,289,000 | 1,843 |
| Total unused commitments | $58,090,000 | 1,416 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $273,566,000 | 2,098 |
| Cash and due from depository institutions | $5,796,000 | 2,647 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $43,873,000 | 2,665 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,602 |
| Net loans & leases | $216,675,000 | 1,767 |
| Loan loss allowance | $1,999,000 | 2,314 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,072,000 | 5,725 |
| Other real estate owned | $0 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,150,000 | 3,018 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $273,566,000 | 2,098 |
| Total liabilities | $252,857,000 | 2,042 |
| Total deposits | $251,410,000 | 1,853 |
| Interest-bearing deposits | $218,444,000 | 1,787 |
| Deposits held in domestic offices | $251,410,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,447,000 | 2,449 |
| Total equity capital | $20,709,000 | 2,752 |
| Total bank equity capital | $20,709,000 | 2,752 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $613,000 | 3,760 |
| Surplus | $2,387,000 | 5,178 |
| Undivided profits | $17,709,000 | 1,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,146,000 | 2,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,524,000 | 2,023 |
| Earning assets | $262,548,000 | 2,015 |
| Long-term assets (5+ years) | $102,326,000 | 1,032 |
| Average Assets, year-to-date | $260,660,250 | 2,134 |
| Average Assets, quarterly | $267,145,500 | 2,122 |
| Volatile liabilities | $17,255,000 | 4,472 |
| Insider loans | $974,000 | 4,156 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $207,000 | 1,490 |
| Unused loan commitments | $51,635,000 | 1,535 |
| Tier 1 (core) risk-based capital | $19,882,000 | 2,710 |
| Tier 2 risk-based capital | $1,999,000 | 2,187 |
| Total risk weighted assets | $215,538,000 | 1,859 |
| Total unused commitments | $51,635,000 | 1,536 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 67 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $260,725,000 | 2,176 |
| Cash and due from depository institutions | $4,650,000 | 2,592 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $47,102,000 | 2,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $204,167,000 | 1,826 |
| Loan loss allowance | $1,980,000 | 2,309 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,092,000 | 5,699 |
| Other real estate owned | $0 | 2,592 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,714,000 | 3,245 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $260,725,000 | 2,176 |
| Total liabilities | $241,487,000 | 2,118 |
| Total deposits | $240,547,000 | 1,909 |
| Interest-bearing deposits | $207,209,000 | 1,870 |
| Deposits held in domestic offices | $240,547,000 | 1,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $940,000 | 3,069 |
| Total equity capital | $19,238,000 | 2,820 |
| Total bank equity capital | $19,238,000 | 2,820 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $613,000 | 3,781 |
| Surplus | $2,387,000 | 5,181 |
| Undivided profits | $16,238,000 | 1,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,264,000 | 2,305 |
| Earning assets | $251,269,000 | 2,077 |
| Long-term assets (5+ years) | $107,697,000 | 1,015 |
| Average Assets, year-to-date | $256,358,330 | 2,175 |
| Average Assets, quarterly | $260,236,500 | 2,158 |
| Volatile liabilities | $13,239,000 | 5,094 |
| Insider loans | $893,000 | 4,317 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $145,000 | 1,591 |
| Unused loan commitments | $49,455,000 | 1,577 |
| Tier 1 (core) risk-based capital | $18,952,000 | 2,776 |
| Tier 2 risk-based capital | $1,980,000 | 2,163 |
| Total risk weighted assets | $199,419,000 | 1,954 |
| Total unused commitments | $49,455,000 | 1,579 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $259,748,000 | 2,154 |
| Cash and due from depository institutions | $5,103,000 | 2,602 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $48,583,000 | 2,520 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,863 |
| Net loans & leases | $196,552,000 | 1,852 |
| Loan loss allowance | $1,925,000 | 2,345 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $965,000 | 5,954 |
| Other real estate owned | $0 | 2,602 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,645,000 | 3,134 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $259,748,000 | 2,154 |
| Total liabilities | $239,569,000 | 2,108 |
| Total deposits | $237,944,000 | 1,913 |
| Interest-bearing deposits | $204,964,000 | 1,887 |
| Deposits held in domestic offices | $237,944,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,625,000 | 2,280 |
| Total equity capital | $20,179,000 | 2,766 |
| Total bank equity capital | $20,179,000 | 2,766 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $613,000 | 3,786 |
| Surplus | $2,387,000 | 5,172 |
| Undivided profits | $17,179,000 | 1,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,492,000 | 1,883 |
| Earning assets | $250,035,000 | 2,069 |
| Long-term assets (5+ years) | $104,867,000 | 1,010 |
| Average Assets, year-to-date | $254,175,000 | 2,190 |
| Average Assets, quarterly | $254,175,000 | 2,190 |
| Volatile liabilities | $13,420,000 | 4,946 |
| Insider loans | $695,000 | 4,792 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,097,000 | 1,649 |
| Tier 1 (core) risk-based capital | $18,733,000 | 2,787 |
| Tier 2 risk-based capital | $1,925,000 | 2,182 |
| Total risk weighted assets | $193,850,000 | 1,962 |
| Total unused commitments | $45,097,000 | 1,653 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 68 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $248,602,000 | 2,256 |
| Cash and due from depository institutions | $5,063,000 | 2,558 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $53,655,000 | 2,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $185,680,000 | 1,932 |
| Loan loss allowance | $1,862,000 | 2,406 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $985,000 | 5,934 |
| Other real estate owned | $0 | 2,558 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,219,000 | 3,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,602,000 | 2,256 |
| Total liabilities | $229,769,000 | 2,192 |
| Total deposits | $228,955,000 | 1,973 |
| Interest-bearing deposits | $198,157,000 | 1,943 |
| Deposits held in domestic offices | $228,955,000 | 1,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $814,000 | 3,539 |
| Total equity capital | $18,833,000 | 2,861 |
| Total bank equity capital | $18,833,000 | 2,861 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $613,000 | 3,817 |
| Surplus | $2,387,000 | 5,159 |
| Undivided profits | $15,833,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,294,000 | 2,312 |
| Earning assets | $239,335,000 | 2,147 |
| Long-term assets (5+ years) | $105,342,000 | 1,024 |
| Average Assets, year-to-date | $248,585,600 | 2,169 |
| Average Assets, quarterly | $250,542,500 | 2,212 |
| Volatile liabilities | $11,890,000 | 5,240 |
| Insider loans | $719,000 | 4,729 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $42,842,000 | 1,665 |
| Tier 1 (core) risk-based capital | $17,894,000 | 2,854 |
| Tier 2 risk-based capital | $1,862,000 | 2,233 |
| Total risk weighted assets | $182,221,000 | 2,061 |
| Total unused commitments | $42,842,000 | 1,668 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $252,483,000 | 2,215 |
| Cash and due from depository institutions | $5,409,000 | 2,523 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $64,036,000 | 1,966 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 2,205 |
| Net loans & leases | $172,699,000 | 2,048 |
| Loan loss allowance | $1,722,000 | 2,556 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $914,000 | 6,078 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,275,000 | 3,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,483,000 | 2,215 |
| Total liabilities | $233,107,000 | 2,159 |
| Total deposits | $231,733,000 | 1,957 |
| Interest-bearing deposits | $198,572,000 | 1,955 |
| Deposits held in domestic offices | $231,733,000 | 1,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,374,000 | 2,560 |
| Total equity capital | $19,376,000 | 2,797 |
| Total bank equity capital | $19,376,000 | 2,797 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $613,000 | 3,845 |
| Surplus | $2,387,000 | 5,132 |
| Undivided profits | $16,376,000 | 1,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 3,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,625,000 | 1,886 |
| Earning assets | $242,885,000 | 2,112 |
| Long-term assets (5+ years) | $104,982,000 | 1,037 |
| Average Assets, year-to-date | $248,581,500 | 2,184 |
| Average Assets, quarterly | $252,071,000 | 2,207 |
| Volatile liabilities | $12,835,000 | 5,034 |
| Insider loans | $740,000 | 4,673 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $39,201,000 | 1,785 |
| Tier 1 (core) risk-based capital | $18,404,000 | 2,795 |
| Tier 2 risk-based capital | $1,722,000 | 2,356 |
| Total risk weighted assets | $169,882,000 | 2,182 |
| Total unused commitments | $39,201,000 | 1,787 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 68 | 2,571 |
| Assets and Liabilities | ||
| Total Assets: | $251,659,000 | 2,194 |
| Cash and due from depository institutions | $4,590,000 | 2,571 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $68,466,000 | 1,817 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,563 |
| Net loans & leases | $170,936,000 | 2,048 |
| Loan loss allowance | $1,689,000 | 2,565 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $941,000 | 6,010 |
| Other real estate owned | $0 | 2,571 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,976,000 | 3,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,659,000 | 2,194 |
| Total liabilities | $232,394,000 | 2,135 |
| Total deposits | $230,653,000 | 1,940 |
| Interest-bearing deposits | $198,620,000 | 1,938 |
| Deposits held in domestic offices | $230,653,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,741,000 | 2,228 |
| Total equity capital | $19,265,000 | 2,791 |
| Total bank equity capital | $19,265,000 | 2,791 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $613,000 | 3,845 |
| Surplus | $2,387,000 | 5,112 |
| Undivided profits | $16,265,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,297,000 | 2,319 |
| Earning assets | $243,152,000 | 2,078 |
| Long-term assets (5+ years) | $109,553,000 | 952 |
| Average Assets, year-to-date | $247,281,000 | 2,183 |
| Average Assets, quarterly | $250,445,500 | 2,179 |
| Volatile liabilities | $13,086,000 | 4,942 |
| Insider loans | $690,000 | 4,775 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $37,252,000 | 1,799 |
| Tier 1 (core) risk-based capital | $17,508,000 | 2,866 |
| Tier 2 risk-based capital | $1,689,000 | 2,350 |
| Total risk weighted assets | $164,998,000 | 2,203 |
| Total unused commitments | $37,252,000 | 1,806 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $249,232,000 | 2,180 |
| Cash and due from depository institutions | $5,245,000 | 2,538 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $69,797,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $9,650,000 | 1,791 |
| Net loans & leases | $160,472,000 | 2,135 |
| Loan loss allowance | $1,646,000 | 2,590 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $943,000 | 5,996 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,125,000 | 3,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,232,000 | 2,180 |
| Total liabilities | $231,108,000 | 2,124 |
| Total deposits | $229,539,000 | 1,925 |
| Interest-bearing deposits | $197,454,000 | 1,935 |
| Deposits held in domestic offices | $229,539,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,569,000 | 2,448 |
| Total equity capital | $18,124,000 | 2,899 |
| Total bank equity capital | $18,124,000 | 2,899 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $613,000 | 3,859 |
| Surplus | $2,387,000 | 5,089 |
| Undivided profits | $15,124,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 3,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,479,000 | 2,031 |
| Earning assets | $239,919,000 | 2,088 |
| Long-term assets (5+ years) | $102,392,000 | 969 |
| Average Assets, year-to-date | $245,092,000 | 2,192 |
| Average Assets, quarterly | $245,092,000 | 2,192 |
| Volatile liabilities | $13,280,000 | 4,892 |
| Insider loans | $672,000 | 4,809 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,380,000 | 1,863 |
| Tier 1 (core) risk-based capital | $16,821,000 | 2,935 |
| Tier 2 risk-based capital | $1,646,000 | 2,371 |
| Total risk weighted assets | $184,247,000 | 1,961 |
| Total unused commitments | $33,380,000 | 1,875 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $240,952,000 | 2,214 |
| Cash and due from depository institutions | $5,356,000 | 2,523 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $66,906,000 | 1,815 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,061 |
| Net loans & leases | $157,750,000 | 2,149 |
| Loan loss allowance | $1,595,000 | 2,608 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $973,000 | 5,919 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,967,000 | 3,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,952,000 | 2,214 |
| Total liabilities | $223,900,000 | 2,146 |
| Total deposits | $222,816,000 | 1,942 |
| Interest-bearing deposits | $191,361,000 | 1,952 |
| Deposits held in domestic offices | $222,816,000 | 1,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,084,000 | 3,202 |
| Total equity capital | $17,052,000 | 3,031 |
| Total bank equity capital | $17,052,000 | 3,031 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $613,000 | 3,860 |
| Surplus | $2,387,000 | 5,051 |
| Undivided profits | $14,052,000 | 2,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,351,000 | 2,365 |
| Earning assets | $231,656,000 | 2,119 |
| Long-term assets (5+ years) | $95,598,000 | 1,018 |
| Average Assets, year-to-date | $224,605,800 | 2,272 |
| Average Assets, quarterly | $235,254,500 | 2,252 |
| Volatile liabilities | $13,727,000 | 4,778 |
| Insider loans | $126,000 | 7,373 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,092,000 | 1,954 |
| Tier 1 (core) risk-based capital | $15,951,000 | 3,017 |
| Tier 2 risk-based capital | $1,595,000 | 2,409 |
| Total risk weighted assets | $176,306,000 | 1,992 |
| Total unused commitments | $30,092,000 | 1,957 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 66 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $212,835,000 | 2,398 |
| Cash and due from depository institutions | $5,128,000 | 2,594 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $50,682,000 | 2,170 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,042 |
| Net loans & leases | $138,921,000 | 2,328 |
| Loan loss allowance | $1,419,000 | 2,717 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $984,000 | 5,927 |
| Other real estate owned | $85,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,035,000 | 3,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,835,000 | 2,398 |
| Total liabilities | $197,723,000 | 2,328 |
| Total deposits | $196,859,000 | 2,092 |
| Interest-bearing deposits | $167,240,000 | 2,111 |
| Deposits held in domestic offices | $196,859,000 | 2,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $864,000 | 3,843 |
| Total equity capital | $15,112,000 | 3,179 |
| Total bank equity capital | $15,112,000 | 3,179 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $613,000 | 3,927 |
| Surplus | $2,387,000 | 5,023 |
| Undivided profits | $12,112,000 | 2,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $717,000 | 4,602 |
| Earning assets | $203,603,000 | 2,286 |
| Long-term assets (5+ years) | $90,468,000 | 1,045 |
| Average Assets, year-to-date | $199,625,800 | 2,428 |
| Average Assets, quarterly | $210,843,000 | 2,397 |
| Volatile liabilities | $12,681,000 | 4,957 |
| Insider loans | $192,000 | 6,994 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,801,000 | 2,081 |
| Tier 1 (core) risk-based capital | $14,499,000 | 3,162 |
| Tier 2 risk-based capital | $1,419,000 | 2,523 |
| Total risk weighted assets | $133,045,000 | 2,492 |
| Total unused commitments | $25,801,000 | 2,086 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 67 | 2,571 |
| Assets and Liabilities | ||
| Total Assets: | $187,641,000 | 2,590 |
| Cash and due from depository institutions | $5,945,000 | 2,571 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $48,101,000 | 2,260 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 2,605 |
| Net loans & leases | $126,091,000 | 2,487 |
| Loan loss allowance | $1,251,000 | 2,866 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,019,000 | 5,899 |
| Other real estate owned | $85,000 | 2,571 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,950,000 | 4,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,641,000 | 2,590 |
| Total liabilities | $174,091,000 | 2,517 |
| Total deposits | $173,374,000 | 2,280 |
| Interest-bearing deposits | $145,575,000 | 2,325 |
| Deposits held in domestic offices | $173,374,000 | 2,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $717,000 | 4,603 |
| Total equity capital | $13,550,000 | 3,375 |
| Total bank equity capital | $13,550,000 | 3,375 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $613,000 | 4,048 |
| Surplus | $2,387,000 | 5,013 |
| Undivided profits | $10,550,000 | 2,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $656,000 | 4,131 |
| Earning assets | $178,642,000 | 2,502 |
| Long-term assets (5+ years) | $81,439,000 | 1,106 |
| Average Assets, year-to-date | $182,254,200 | 2,534 |
| Average Assets, quarterly | $187,044,500 | 2,568 |
| Volatile liabilities | $8,672,000 | 6,025 |
| Insider loans | $228,000 | 6,940 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,838,000 | 2,192 |
| Tier 1 (core) risk-based capital | $13,251,000 | 3,337 |
| Tier 2 risk-based capital | $1,251,000 | 2,682 |
| Total risk weighted assets | $120,989,000 | 2,613 |
| Total unused commitments | $21,838,000 | 2,197 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $176,794,000 | 2,677 |
| Cash and due from depository institutions | $5,677,000 | 2,557 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $47,394,000 | 2,395 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 1,862 |
| Net loans & leases | $115,429,000 | 2,583 |
| Loan loss allowance | $1,129,000 | 3,080 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,139,000 | 5,664 |
| Other real estate owned | $169,000 | 2,557 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,886,000 | 4,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,794,000 | 2,677 |
| Total liabilities | $164,926,000 | 2,587 |
| Total deposits | $164,370,000 | 2,323 |
| Interest-bearing deposits | $141,217,000 | 2,323 |
| Deposits held in domestic offices | $164,370,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $556,000 | 5,001 |
| Total equity capital | $11,868,000 | 3,676 |
| Total bank equity capital | $11,868,000 | 3,676 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $613,000 | 4,175 |
| Surplus | $2,387,000 | 5,025 |
| Undivided profits | $8,868,000 | 2,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 3,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $591,000 | 3,941 |
| Earning assets | $167,923,000 | 2,578 |
| Long-term assets (5+ years) | $75,907,000 | 1,228 |
| Average Assets, year-to-date | $167,878,000 | 2,683 |
| Average Assets, quarterly | $173,696,000 | 2,681 |
| Volatile liabilities | $9,242,000 | 5,632 |
| Insider loans | $223,000 | 7,034 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,029,000 | 2,281 |
| Tier 1 (core) risk-based capital | $12,085,000 | 3,603 |
| Tier 2 risk-based capital | $1,129,000 | 2,821 |
| Total risk weighted assets | $109,859,100 | 2,738 |
| Total unused commitments | $21,029,000 | 2,286 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $162,464,000 | 2,829 |
| Cash and due from depository institutions | $5,210,000 | 2,837 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $35,862,000 | 3,108 |
| Federal funds sold & reverse repurchase agreements | $13,550,000 | 1,230 |
| Net loans & leases | $105,621,000 | 2,630 |
| Loan loss allowance | $1,060,000 | 3,170 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,012,000 | 5,935 |
| Other real estate owned | $0 | 2,837 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,209,000 | 5,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,464,000 | 2,829 |
| Total liabilities | $151,034,000 | 2,752 |
| Total deposits | $150,474,000 | 2,544 |
| Interest-bearing deposits | $127,470,000 | 2,546 |
| Deposits held in domestic offices | $150,474,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $560,000 | 5,375 |
| Total equity capital | $11,430,000 | 3,879 |
| Total bank equity capital | $11,430,000 | 3,879 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $613,000 | 4,208 |
| Surplus | $2,387,000 | 4,913 |
| Undivided profits | $8,430,000 | 2,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $543,000 | 4,281 |
| Earning assets | $155,033,000 | 2,737 |
| Long-term assets (5+ years) | $69,400,000 | 1,215 |
| Average Assets, year-to-date | $148,343,400 | 2,912 |
| Average Assets, quarterly | $157,754,500 | 2,848 |
| Volatile liabilities | $5,214,000 | 6,912 |
| Insider loans | $256,000 | 6,752 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,579,000 | 2,294 |
| Tier 1 (core) risk-based capital | $10,806,000 | 3,896 |
| Tier 2 risk-based capital | $1,061,000 | 2,879 |
| Total risk weighted assets | $97,897,900 | 2,876 |
| Total unused commitments | $19,579,000 | 2,303 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 71 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $134,530,000 | 3,294 |
| Cash and due from depository institutions | $4,288,000 | 2,536 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $35,197,000 | 3,173 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,788 |
| Net loans & leases | $90,568,000 | 3,008 |
| Loan loss allowance | $923,000 | 3,616 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,128,000 | 5,600 |
| Other real estate owned | $0 | 2,536 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,199,000 | 5,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,530,000 | 3,294 |
| Total liabilities | $124,540,000 | 3,203 |
| Total deposits | $124,110,000 | 3,010 |
| Interest-bearing deposits | $104,119,000 | 3,083 |
| Deposits held in domestic offices | $124,110,000 | 3,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $430,000 | 6,500 |
| Total equity capital | $9,990,000 | 4,305 |
| Total bank equity capital | $9,990,000 | 4,305 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $613,000 | 4,354 |
| Surplus | $2,387,000 | 4,905 |
| Undivided profits | $6,990,000 | 3,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $519,000 | 4,567 |
| Earning assets | $127,915,000 | 3,190 |
| Long-term assets (5+ years) | $58,449,000 | 1,207 |
| Average Assets, year-to-date | $130,395,400 | 3,240 |
| Average Assets, quarterly | $131,383,000 | 3,325 |
| Volatile liabilities | $4,300,000 | 7,566 |
| Insider loans | $216,000 | 7,326 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,808,000 | 2,215 |
| Tier 1 (core) risk-based capital | $9,587,000 | 4,320 |
| Tier 2 risk-based capital | $923,000 | 3,164 |
| Total risk weighted assets | $75,039,200 | 3,597 |
| Total unused commitments | $18,808,000 | 2,221 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $127,229,000 | 3,556 |
| Cash and due from depository institutions | $4,408,000 | 2,579 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,604,000 | 2,828 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $75,606,000 | 3,591 |
| Loan loss allowance | $855,000 | 4,000 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,218,000 | 5,372 |
| Other real estate owned | $0 | 2,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,393,000 | 4,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,229,000 | 3,556 |
| Total liabilities | $118,148,000 | 3,447 |
| Total deposits | $117,599,000 | 3,238 |
| Interest-bearing deposits | $97,684,000 | 3,353 |
| Deposits held in domestic offices | $117,599,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $549,000 | 5,579 |
| Total equity capital | $9,081,000 | 4,707 |
| Total bank equity capital | $9,081,000 | 4,707 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $613,000 | 4,642 |
| Surplus | $2,387,000 | 4,960 |
| Undivided profits | $6,081,000 | 3,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $411,000 | 5,535 |
| Earning assets | $120,210,000 | 3,451 |
| Long-term assets (5+ years) | $52,053,000 | 1,240 |
| Average Assets, year-to-date | $122,465,600 | 3,519 |
| Average Assets, quarterly | $125,299,000 | 3,556 |
| Volatile liabilities | $4,272,000 | 7,566 |
| Insider loans | $295,000 | 6,887 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,115,000 | 2,298 |
| Tier 1 (core) risk-based capital | $8,785,000 | 4,743 |
| Tier 2 risk-based capital | $855,000 | 3,452 |
| Total risk weighted assets | $73,012,400 | 3,720 |
| Total unused commitments | $17,115,000 | 2,313 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $119,872,000 | 3,733 |
| Cash and due from depository institutions | $5,731,000 | 2,631 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $60,867,000 | 2,047 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 5,328 |
| Net loans & leases | $48,074,000 | 5,121 |
| Loan loss allowance | $608,000 | 5,246 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,395,000 | 4,900 |
| Other real estate owned | $0 | 2,631 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,655,000 | 4,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,872,000 | 3,733 |
| Total liabilities | $111,022,000 | 3,646 |
| Total deposits | $109,134,000 | 3,517 |
| Interest-bearing deposits | $88,087,000 | 3,727 |
| Deposits held in domestic offices | $109,134,000 | 3,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,018,000 | 2,674 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $870,000 | 4,074 |
| Total equity capital | $8,850,000 | 4,796 |
| Total bank equity capital | $8,850,000 | 4,796 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $613,000 | 4,888 |
| Surplus | $2,387,000 | 4,981 |
| Undivided profits | $5,850,000 | 4,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 7,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $253,000 | 7,864 |
| Earning assets | $111,091,000 | 3,688 |
| Long-term assets (5+ years) | $38,636,000 | 1,474 |
| Average Assets, year-to-date | $115,963,000 | 3,709 |
| Average Assets, quarterly | $117,637,500 | 3,764 |
| Volatile liabilities | $2,487,000 | 9,094 |
| Insider loans | $49,000 | 9,902 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,996,000 | 2,562 |
| Tier 1 (core) risk-based capital | $8,073,000 | 5,048 |
| Tier 2 risk-based capital | $608,000 | 4,527 |
| Total risk weighted assets | $54,700,500 | 4,672 |
| Total unused commitments | $13,996,000 | 2,573 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $116,470,000 | 3,796 |
| Cash and due from depository institutions | $5,936,000 | 2,598 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $73,483,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,455 |
| Net loans & leases | $32,924,000 | 6,625 |
| Loan loss allowance | $471,000 | 6,446 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,406,000 | 4,866 |
| Other real estate owned | $0 | 2,598 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,121,000 | 3,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,470,000 | 3,796 |
| Total liabilities | $109,075,000 | 3,699 |
| Total deposits | $106,889,000 | 3,559 |
| Interest-bearing deposits | $87,413,000 | 3,703 |
| Deposits held in domestic offices | $106,889,000 | 3,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,814,000 | 2,745 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $372,000 | 6,398 |
| Total equity capital | $7,395,000 | 5,248 |
| Total bank equity capital | $7,395,000 | 5,248 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $613,000 | 5,135 |
| Surplus | $2,387,000 | 4,952 |
| Undivided profits | $4,395,000 | 4,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 11,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $176,000 | 9,049 |
| Earning assets | $107,007,000 | 3,790 |
| Long-term assets (5+ years) | $28,390,000 | 1,915 |
| Average Assets, year-to-date | $114,561,200 | 3,780 |
| Average Assets, quarterly | $115,094,000 | 3,824 |
| Volatile liabilities | $2,164,000 | 9,467 |
| Insider loans | $56,000 | 10,154 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,219,000 | 3,595 |
| Tier 1 (core) risk-based capital | $7,664,000 | 5,188 |
| Tier 2 risk-based capital | $471,000 | 5,538 |
| Total risk weighted assets | $44,651,900 | 5,440 |
| Total unused commitments | $8,219,000 | 3,602 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $112,442,000 | 3,999 |
| Cash and due from depository institutions | $4,563,000 | 2,677 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $75,145,000 | 1,852 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,297 |
| Net loans & leases | $27,958,000 | 7,323 |
| Loan loss allowance | $430,000 | 7,061 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,155,000 | 5,593 |
| Other real estate owned | $0 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,921,000 | 3,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,442,000 | 3,999 |
| Total liabilities | $105,805,000 | 3,871 |
| Total deposits | $101,958,000 | 3,819 |
| Interest-bearing deposits | $84,727,000 | 3,986 |
| Deposits held in domestic offices | $101,958,000 | 3,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,420,000 | 1,775 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $427,000 | 5,985 |
| Total equity capital | $6,637,000 | 5,878 |
| Total bank equity capital | $6,637,000 | 5,878 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $613,000 | 5,354 |
| Surplus | $2,387,000 | 4,906 |
| Undivided profits | $3,637,000 | 5,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 9,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $155,000 | 9,341 |
| Earning assets | $104,803,000 | 3,947 |
| Long-term assets (5+ years) | $26,993,000 | 2,077 |
| Average Assets, year-to-date | $107,638,200 | 4,067 |
| Average Assets, quarterly | $110,811,500 | 4,021 |
| Volatile liabilities | $3,555,000 | 7,788 |
| Insider loans | $67,000 | 10,312 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,680,000 | 4,077 |
| Tier 1 (core) risk-based capital | $6,637,000 | 5,791 |
| Tier 2 risk-based capital | $430,000 | 5,932 |
| Total risk weighted assets | $39,541,600 | 5,943 |
| Total unused commitments | $6,680,000 | 4,102 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $103,978,000 | 4,373 |
| Cash and due from depository institutions | $3,373,000 | 2,799 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $68,301,000 | 1,975 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $26,929,000 | 7,555 |
| Loan loss allowance | $430,000 | 7,167 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $755,000 | 7,348 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,820,000 | 3,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,978,000 | 4,373 |
| Total liabilities | $97,626,000 | 4,263 |
| Total deposits | $93,124,000 | 4,302 |
| Interest-bearing deposits | $76,450,000 | 4,526 |
| Deposits held in domestic offices | $93,124,000 | 4,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,601,000 | 1,605 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $901,000 | 3,572 |
| Total equity capital | $6,352,000 | 5,866 |
| Total bank equity capital | $6,352,000 | 5,866 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $613,000 | 5,627 |
| Surplus | $1,387,000 | 6,950 |
| Undivided profits | $4,352,000 | 4,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 7,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $123,000 | 10,832 |
| Earning assets | $98,030,000 | 4,234 |
| Long-term assets (5+ years) | $16,955,000 | 2,942 |
| Average Assets, year-to-date | $100,022,400 | 4,440 |
| Average Assets, quarterly | $102,700,000 | 4,393 |
| Volatile liabilities | $3,601,000 | 7,851 |
| Insider loans | $10,000 | 8,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,739,000 | 3,822 |
| Tier 1 (core) risk-based capital | $6,352,000 | 5,792 |
| Tier 2 risk-based capital | $430,000 | 5,919 |
| Total risk weighted assets | $37,601,500 | 6,213 |
| Total unused commitments | $6,739,000 | 3,843 |
| Derivatives | $0 | 651 |