Home > Viking Bank > Income and Expense
Viking Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,623,000 | 1,580 |
| Total interest expense | $2,365,000 | 1,947 |
| Net interest income | $11,258,000 | 1,489 |
| Provision for loan and lease losses | $6,375,000 | 507 |
| Total noninterest income | $531,000 | 3,767 |
| Gross Fiduciary activities income | $140,000 | 751 |
| Service charges on deposit accounts | $421,000 | 2,367 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-30,000 | 6,977 |
| Total noninterest expense | $11,469,000 | 1,292 |
| Salaries and employee benefits | $4,588,000 | 1,614 |
| Premises and equipment expense | $2,093,000 | 908 |
| Additional noninterest expense | $4,788,000 | 1,101 |
| Pre-tax net operating income | $-6,055,000 | 7,268 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-6,055,000 | 7,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,055,000 | 7,280 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,055,000 | 7,281 |
| Net charge-offs | $6,918,000 | 476 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,055,000 | 7,277 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,226,000 | 1,579 |
| Total interest expense | $1,710,000 | 1,870 |
| Net interest income | $7,516,000 | 1,483 |
| Provision for loan and lease losses | $4,575,000 | 481 |
| Total noninterest income | $744,000 | 2,429 |
| Gross Fiduciary activities income | $75,000 | 790 |
| Service charges on deposit accounts | $286,000 | 2,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $383,000 | 2,499 |
| Total noninterest expense | $7,576,000 | 1,310 |
| Salaries and employee benefits | $3,039,000 | 1,627 |
| Premises and equipment expense | $1,395,000 | 922 |
| Additional noninterest expense | $3,142,000 | 1,125 |
| Pre-tax net operating income | $-3,891,000 | 7,322 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,891,000 | 7,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,891,000 | 7,333 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,891,000 | 7,333 |
| Net charge-offs | $4,820,000 | 483 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,891,000 | 7,332 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 1,574 |
| Total interest expense | $922,000 | 1,793 |
| Net interest income | $3,728,000 | 1,497 |
| Provision for loan and lease losses | $2,500,000 | 426 |
| Total noninterest income | $1,535,000 | 891 |
| Gross Fiduciary activities income | $28,000 | 840 |
| Service charges on deposit accounts | $139,000 | 2,337 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,368,000 | 671 |
| Total noninterest expense | $4,000,000 | 1,248 |
| Salaries and employee benefits | $1,561,000 | 1,600 |
| Premises and equipment expense | $723,000 | 913 |
| Additional noninterest expense | $1,716,000 | 1,034 |
| Pre-tax net operating income | $-1,237,000 | 7,315 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,237,000 | 7,333 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,237,000 | 7,333 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,237,000 | 7,334 |
| Net charge-offs | $2,580,000 | 459 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,237,000 | 7,331 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,737,000 | 1,299 |
| Total interest expense | $6,459,000 | 1,285 |
| Net interest income | $17,278,000 | 1,302 |
| Provision for loan and lease losses | $10,640,000 | 627 |
| Total noninterest income | $-1,968,000 | 7,595 |
| Gross Fiduciary activities income | $164,000 | 794 |
| Service charges on deposit accounts | $722,000 | 1,992 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,854,000 | 7,595 |
| Total noninterest expense | $14,947,000 | 1,342 |
| Salaries and employee benefits | $6,125,000 | 1,591 |
| Premises and equipment expense | $2,631,000 | 977 |
| Additional noninterest expense | $6,191,000 | 1,196 |
| Pre-tax net operating income | $-10,277,000 | 7,362 |
| Securities gains (losses) | $953,000 | 516 |
| Applicable income taxes | $225,000 | 2,627 |
| Income before extraordinary items | $-9,549,000 | 7,366 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,549,000 | 7,366 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,549,000 | 7,366 |
| Net charge-offs | $12,983,000 | 489 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,502,000 | 7,383 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,198,000 | 1,290 |
| Total interest expense | $5,316,000 | 1,206 |
| Net interest income | $12,882,000 | 1,319 |
| Provision for loan and lease losses | $9,800,000 | 505 |
| Total noninterest income | $-83,000 | 7,525 |
| Gross Fiduciary activities income | $133,000 | 776 |
| Service charges on deposit accounts | $573,000 | 1,954 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-789,000 | 7,630 |
| Total noninterest expense | $11,339,000 | 1,308 |
| Salaries and employee benefits | $4,652,000 | 1,586 |
| Premises and equipment expense | $2,126,000 | 906 |
| Additional noninterest expense | $4,561,000 | 1,183 |
| Pre-tax net operating income | $-8,340,000 | 7,516 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,340,000 | 7,544 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,340,000 | 7,544 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,340,000 | 7,544 |
| Net charge-offs | $10,304,000 | 452 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,340,000 | 7,537 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,417,000 | 1,279 |
| Total interest expense | $3,841,000 | 1,164 |
| Net interest income | $8,576,000 | 1,330 |
| Provision for loan and lease losses | $6,100,000 | 539 |
| Total noninterest income | $383,000 | 3,721 |
| Gross Fiduciary activities income | $90,000 | 778 |
| Service charges on deposit accounts | $428,000 | 1,775 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-135,000 | 7,558 |
| Total noninterest expense | $7,488,000 | 1,318 |
| Salaries and employee benefits | $3,048,000 | 1,621 |
| Premises and equipment expense | $1,338,000 | 984 |
| Additional noninterest expense | $3,102,000 | 1,155 |
| Pre-tax net operating income | $-4,629,000 | 7,534 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,629,000 | 7,563 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,629,000 | 7,563 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,629,000 | 7,563 |
| Net charge-offs | $6,738,000 | 454 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,629,000 | 7,560 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 1,276 |
| Total interest expense | $2,064,000 | 1,137 |
| Net interest income | $4,249,000 | 1,348 |
| Provision for loan and lease losses | $2,000,000 | 755 |
| Total noninterest income | $309,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $210,000 | 1,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $99,000 | 3,543 |
| Total noninterest expense | $3,787,000 | 1,326 |
| Salaries and employee benefits | $1,471,000 | 1,702 |
| Premises and equipment expense | $638,000 | 1,073 |
| Additional noninterest expense | $1,678,000 | 1,042 |
| Pre-tax net operating income | $-1,229,000 | 7,477 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,229,000 | 7,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,229,000 | 7,523 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,229,000 | 7,523 |
| Net charge-offs | $856,000 | 1,156 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,229,000 | 7,517 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,631,000 | 1,115 |
| Total interest expense | $12,172,000 | 976 |
| Net interest income | $18,459,000 | 1,210 |
| Provision for loan and lease losses | $20,223,000 | 492 |
| Total noninterest income | $-2,963,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $921,000 | 1,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-3,884,000 | 7,979 |
| Total noninterest expense | $16,329,000 | 1,269 |
| Salaries and employee benefits | $6,434,000 | 1,550 |
| Premises and equipment expense | $2,467,000 | 1,109 |
| Additional noninterest expense | $7,428,000 | 1,042 |
| Pre-tax net operating income | $-21,056,000 | 7,724 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-6,394,000 | 7,818 |
| Income before extraordinary items | $-14,662,000 | 7,672 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-14,662,000 | 7,671 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-14,662,000 | 7,671 |
| Net charge-offs | $20,613,000 | 404 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,662,000 | 7,672 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,164,000 | 1,085 |
| Total interest expense | $9,676,000 | 966 |
| Net interest income | $14,488,000 | 1,140 |
| Provision for loan and lease losses | $10,015,000 | 624 |
| Total noninterest income | $-1,170,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $689,000 | 1,819 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,859,000 | 8,054 |
| Total noninterest expense | $12,526,000 | 1,233 |
| Salaries and employee benefits | $4,971,000 | 1,526 |
| Premises and equipment expense | $1,835,000 | 1,125 |
| Additional noninterest expense | $5,720,000 | 986 |
| Pre-tax net operating income | $-9,223,000 | 7,718 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-3,327,000 | 7,834 |
| Income before extraordinary items | $-5,896,000 | 7,644 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,896,000 | 7,644 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,896,000 | 7,644 |
| Net charge-offs | $8,937,000 | 548 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,896,000 | 7,650 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,234,000 | 1,099 |
| Total interest expense | $6,676,000 | 991 |
| Net interest income | $9,558,000 | 1,165 |
| Provision for loan and lease losses | $5,965,000 | 662 |
| Total noninterest income | $-780,000 | 8,123 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $440,000 | 1,868 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,220,000 | 8,135 |
| Total noninterest expense | $8,147,000 | 1,286 |
| Salaries and employee benefits | $3,221,000 | 1,593 |
| Premises and equipment expense | $1,171,000 | 1,212 |
| Additional noninterest expense | $3,755,000 | 1,022 |
| Pre-tax net operating income | $-5,334,000 | 7,760 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,863,000 | 7,879 |
| Income before extraordinary items | $-3,471,000 | 7,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,471,000 | 7,675 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,471,000 | 7,675 |
| Net charge-offs | $6,052,000 | 514 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,471,000 | 7,688 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 1,142 |
| Total interest expense | $3,380,000 | 1,012 |
| Net interest income | $4,518,000 | 1,224 |
| Provision for loan and lease losses | $500,000 | 1,760 |
| Total noninterest income | $292,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $206,000 | 1,911 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $86,000 | 3,891 |
| Total noninterest expense | $3,684,000 | 1,357 |
| Salaries and employee benefits | $1,738,000 | 1,510 |
| Premises and equipment expense | $574,000 | 1,244 |
| Additional noninterest expense | $1,372,000 | 1,209 |
| Pre-tax net operating income | $626,000 | 1,985 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $199,000 | 1,460 |
| Income before extraordinary items | $427,000 | 2,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $427,000 | 2,429 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $427,000 | 2,431 |
| Net charge-offs | $2,762,000 | 482 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $427,000 | 2,290 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $34,787,000 | 1,095 |
| Total interest expense | $14,571,000 | 1,115 |
| Net interest income | $20,216,000 | 1,070 |
| Provision for loan and lease losses | $12,989,000 | 494 |
| Total noninterest income | $2,525,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $781,000 | 2,169 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,744,000 | 1,436 |
| Total noninterest expense | $14,263,000 | 1,369 |
| Salaries and employee benefits | $6,572,000 | 1,576 |
| Premises and equipment expense | $2,281,000 | 1,203 |
| Additional noninterest expense | $5,410,000 | 1,184 |
| Pre-tax net operating income | $-4,511,000 | 7,763 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,540,000 | 7,851 |
| Income before extraordinary items | $-2,971,000 | 7,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,971,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,887,000 | 487 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,971,000 | 7,679 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,609,000 | 1,096 |
| Total interest expense | $11,058,000 | 1,148 |
| Net interest income | $15,551,000 | 1,062 |
| Provision for loan and lease losses | $5,789,000 | 590 |
| Total noninterest income | $2,178,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $633,000 | 2,034 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,545,000 | 1,345 |
| Total noninterest expense | $10,165,000 | 1,428 |
| Salaries and employee benefits | $4,793,000 | 1,628 |
| Premises and equipment expense | $1,546,000 | 1,343 |
| Additional noninterest expense | $3,826,000 | 1,198 |
| Pre-tax net operating income | $1,775,000 | 2,504 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $516,000 | 1,860 |
| Income before extraordinary items | $1,259,000 | 2,662 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,259,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,555,000 | 988 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,259,000 | 2,796 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,793,000 | 1,108 |
| Total interest expense | $7,439,000 | 1,176 |
| Net interest income | $10,354,000 | 1,055 |
| Provision for loan and lease losses | $2,959,000 | 611 |
| Total noninterest income | $999,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $418,000 | 2,026 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $581,000 | 2,033 |
| Total noninterest expense | $6,714,000 | 1,436 |
| Salaries and employee benefits | $3,205,000 | 1,643 |
| Premises and equipment expense | $1,053,000 | 1,307 |
| Additional noninterest expense | $2,456,000 | 1,212 |
| Pre-tax net operating income | $1,680,000 | 1,976 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $515,000 | 1,567 |
| Income before extraordinary items | $1,165,000 | 2,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 881 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,165,000 | 2,214 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,316,000 | 1,086 |
| Total interest expense | $3,977,000 | 1,172 |
| Net interest income | $5,339,000 | 1,007 |
| Provision for loan and lease losses | $1,059,000 | 604 |
| Total noninterest income | $492,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $280,000 | 2,052 |
| Total noninterest expense | $3,231,000 | 1,488 |
| Salaries and employee benefits | $1,549,000 | 1,694 |
| Premises and equipment expense | $476,000 | 1,460 |
| Additional noninterest expense | $1,206,000 | 1,188 |
| Pre-tax net operating income | $1,541,000 | 1,224 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $496,000 | 1,015 |
| Income before extraordinary items | $1,045,000 | 1,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,045,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 669 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,045,000 | 1,386 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,731,000 | 1,177 |
| Total interest expense | $15,050,000 | 1,325 |
| Net interest income | $20,681,000 | 1,073 |
| Provision for loan and lease losses | $2,116,000 | 806 |
| Total noninterest income | $1,901,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $689,000 | 2,395 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,212,000 | 1,963 |
| Total noninterest expense | $13,173,000 | 1,401 |
| Salaries and employee benefits | $5,447,000 | 1,849 |
| Premises and equipment expense | $1,939,000 | 1,371 |
| Additional noninterest expense | $5,787,000 | 976 |
| Pre-tax net operating income | $7,293,000 | 1,157 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,363,000 | 978 |
| Income before extraordinary items | $4,930,000 | 1,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,930,000 | 1,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,579 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 868 |
| Net operating income | $4,930,000 | 1,290 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,370,000 | 1,200 |
| Total interest expense | $10,917,000 | 1,377 |
| Net interest income | $15,453,000 | 1,078 |
| Provision for loan and lease losses | $830,000 | 1,052 |
| Total noninterest income | $1,499,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $534,000 | 2,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $965,000 | 1,875 |
| Total noninterest expense | $9,625,000 | 1,421 |
| Salaries and employee benefits | $4,188,000 | 1,808 |
| Premises and equipment expense | $1,298,000 | 1,530 |
| Additional noninterest expense | $4,139,000 | 1,004 |
| Pre-tax net operating income | $6,497,000 | 1,063 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,117,000 | 926 |
| Income before extraordinary items | $4,380,000 | 1,180 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,380,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 713 |
| Net operating income | $4,380,000 | 1,163 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,922,000 | 1,263 |
| Total interest expense | $6,913,000 | 1,441 |
| Net interest income | $10,009,000 | 1,128 |
| Provision for loan and lease losses | $520,000 | 997 |
| Total noninterest income | $1,007,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $336,000 | 2,428 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $671,000 | 1,837 |
| Total noninterest expense | $6,589,000 | 1,408 |
| Salaries and employee benefits | $2,876,000 | 1,785 |
| Premises and equipment expense | $898,000 | 1,490 |
| Additional noninterest expense | $2,815,000 | 990 |
| Pre-tax net operating income | $3,907,000 | 1,206 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,306,000 | 1,027 |
| Income before extraordinary items | $2,601,000 | 1,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,601,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,320 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 681 |
| Net operating income | $2,601,000 | 1,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 1,295 |
| Total interest expense | $3,368,000 | 1,470 |
| Net interest income | $4,837,000 | 1,163 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $577,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $158,000 | 2,498 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $419,000 | 1,546 |
| Total noninterest expense | $3,339,000 | 1,388 |
| Salaries and employee benefits | $1,502,000 | 1,734 |
| Premises and equipment expense | $452,000 | 1,476 |
| Additional noninterest expense | $1,385,000 | 993 |
| Pre-tax net operating income | $1,975,000 | 1,194 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $630,000 | 1,069 |
| Income before extraordinary items | $1,345,000 | 1,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,345,000 | 1,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 558 |
| Net operating income | $1,345,000 | 1,291 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,414,000 | 1,294 |
| Total interest expense | $11,250,000 | 1,496 |
| Net interest income | $19,164,000 | 1,163 |
| Provision for loan and lease losses | $1,725,000 | 632 |
| Total noninterest income | $1,902,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $642,000 | 2,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,260,000 | 1,892 |
| Total noninterest expense | $11,738,000 | 1,519 |
| Salaries and employee benefits | $5,630,000 | 1,735 |
| Premises and equipment expense | $1,430,000 | 1,774 |
| Additional noninterest expense | $4,678,000 | 1,148 |
| Pre-tax net operating income | $7,603,000 | 1,284 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,444,000 | 1,122 |
| Income before extraordinary items | $5,159,000 | 1,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,159,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,449 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $268,000 | 702 |
| Net operating income | $5,159,000 | 1,403 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,896,000 | 1,351 |
| Total interest expense | $7,925,000 | 1,541 |
| Net interest income | $13,971,000 | 1,221 |
| Provision for loan and lease losses | $1,215,000 | 642 |
| Total noninterest income | $1,471,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $508,000 | 2,449 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $963,000 | 1,870 |
| Total noninterest expense | $8,129,000 | 1,644 |
| Salaries and employee benefits | $3,979,000 | 1,835 |
| Premises and equipment expense | $1,007,000 | 1,875 |
| Additional noninterest expense | $3,143,000 | 1,277 |
| Pre-tax net operating income | $6,098,000 | 1,254 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,966,000 | 1,108 |
| Income before extraordinary items | $4,132,000 | 1,373 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,132,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,330 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,132,000 | 1,355 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,762,000 | 1,409 |
| Total interest expense | $4,926,000 | 1,587 |
| Net interest income | $8,836,000 | 1,301 |
| Provision for loan and lease losses | $610,000 | 805 |
| Total noninterest income | $995,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $337,000 | 2,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 1,842 |
| Total noninterest expense | $5,148,000 | 1,734 |
| Salaries and employee benefits | $2,468,000 | 1,966 |
| Premises and equipment expense | $647,000 | 1,950 |
| Additional noninterest expense | $2,033,000 | 1,315 |
| Pre-tax net operating income | $4,073,000 | 1,246 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,308,000 | 1,120 |
| Income before extraordinary items | $2,765,000 | 1,358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,765,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,368 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,765,000 | 1,348 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 1,466 |
| Total interest expense | $2,300,000 | 1,609 |
| Net interest income | $4,151,000 | 1,385 |
| Provision for loan and lease losses | $240,000 | 964 |
| Total noninterest income | $522,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $165,000 | 2,396 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $357,000 | 1,699 |
| Total noninterest expense | $2,435,000 | 1,824 |
| Salaries and employee benefits | $1,175,000 | 2,095 |
| Premises and equipment expense | $307,000 | 2,047 |
| Additional noninterest expense | $953,000 | 1,383 |
| Pre-tax net operating income | $1,998,000 | 1,230 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $641,000 | 1,132 |
| Income before extraordinary items | $1,357,000 | 1,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,357,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,427 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,357,000 | 1,334 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,521,000 | 1,478 |
| Total interest expense | $6,142,000 | 1,849 |
| Net interest income | $16,379,000 | 1,340 |
| Provision for loan and lease losses | $575,000 | 1,699 |
| Total noninterest income | $1,588,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $582,000 | 2,724 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,006,000 | 2,209 |
| Total noninterest expense | $10,382,000 | 1,642 |
| Salaries and employee benefits | $5,664,000 | 1,657 |
| Premises and equipment expense | $1,125,000 | 2,135 |
| Additional noninterest expense | $3,593,000 | 1,423 |
| Pre-tax net operating income | $7,010,000 | 1,367 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,230,000 | 1,241 |
| Income before extraordinary items | $4,780,000 | 1,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,780,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,106 |
| Cash dividends | $1,500,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,780,000 | 1,461 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,517,000 | 1,472 |
| Total interest expense | $4,263,000 | 1,871 |
| Net interest income | $12,254,000 | 1,331 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $1,201,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $442,000 | 2,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $759,000 | 2,196 |
| Total noninterest expense | $7,611,000 | 1,664 |
| Salaries and employee benefits | $4,246,000 | 1,632 |
| Premises and equipment expense | $831,000 | 2,151 |
| Additional noninterest expense | $2,534,000 | 1,486 |
| Pre-tax net operating income | $5,519,000 | 1,301 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,757,000 | 1,209 |
| Income before extraordinary items | $3,762,000 | 1,423 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,762,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,762,000 | 1,398 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 1,440 |
| Total interest expense | $2,650,000 | 1,882 |
| Net interest income | $8,274,000 | 1,299 |
| Provision for loan and lease losses | $325,000 | 1,417 |
| Total noninterest income | $733,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $308,000 | 2,571 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $425,000 | 2,440 |
| Total noninterest expense | $5,230,000 | 1,614 |
| Salaries and employee benefits | $3,101,000 | 1,499 |
| Premises and equipment expense | $521,000 | 2,255 |
| Additional noninterest expense | $1,608,000 | 1,545 |
| Pre-tax net operating income | $3,452,000 | 1,361 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,097,000 | 1,266 |
| Income before extraordinary items | $2,355,000 | 1,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,355,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,165 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,355,000 | 1,449 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 1,491 |
| Total interest expense | $1,195,000 | 1,974 |
| Net interest income | $3,988,000 | 1,342 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $354,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $162,000 | 2,403 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,543 |
| Total noninterest expense | $2,558,000 | 1,647 |
| Salaries and employee benefits | $1,580,000 | 1,469 |
| Premises and equipment expense | $250,000 | 2,355 |
| Additional noninterest expense | $728,000 | 1,688 |
| Pre-tax net operating income | $1,559,000 | 1,460 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $492,000 | 1,377 |
| Income before extraordinary items | $1,067,000 | 1,578 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,067,000 | 1,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,067,000 | 1,555 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,317,000 | 1,574 |
| Total interest expense | $3,720,000 | 2,180 |
| Net interest income | $14,597,000 | 1,384 |
| Provision for loan and lease losses | $810,000 | 1,268 |
| Total noninterest income | $1,658,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $634,000 | 2,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,024,000 | 2,109 |
| Total noninterest expense | $9,652,000 | 1,682 |
| Salaries and employee benefits | $5,734,000 | 1,551 |
| Premises and equipment expense | $956,000 | 2,388 |
| Additional noninterest expense | $2,962,000 | 1,643 |
| Pre-tax net operating income | $5,793,000 | 1,479 |
| Securities gains (losses) | $98,000 | 1,258 |
| Applicable income taxes | $1,853,000 | 1,361 |
| Income before extraordinary items | $4,038,000 | 1,603 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,038,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,862 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,970,380 | 1,584 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,360,000 | 1,598 |
| Total interest expense | $2,667,000 | 2,225 |
| Net interest income | $10,693,000 | 1,400 |
| Provision for loan and lease losses | $500,000 | 1,450 |
| Total noninterest income | $1,108,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $479,000 | 2,594 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $629,000 | 2,435 |
| Total noninterest expense | $7,086,000 | 1,701 |
| Salaries and employee benefits | $4,123,000 | 1,611 |
| Premises and equipment expense | $714,000 | 2,383 |
| Additional noninterest expense | $2,249,000 | 1,602 |
| Pre-tax net operating income | $4,215,000 | 1,527 |
| Securities gains (losses) | $98,000 | 1,185 |
| Applicable income taxes | $1,362,000 | 1,397 |
| Income before extraordinary items | $2,951,000 | 1,648 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,951,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,071 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,884,360 | 1,639 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 1,624 |
| Total interest expense | $1,765,000 | 2,219 |
| Net interest income | $6,919,000 | 1,434 |
| Provision for loan and lease losses | $325,000 | 1,439 |
| Total noninterest income | $717,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $301,000 | 2,703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $416,000 | 2,448 |
| Total noninterest expense | $4,610,000 | 1,741 |
| Salaries and employee benefits | $2,687,000 | 1,647 |
| Premises and equipment expense | $468,000 | 2,414 |
| Additional noninterest expense | $1,455,000 | 1,655 |
| Pre-tax net operating income | $2,701,000 | 1,563 |
| Securities gains (losses) | $98,000 | 1,040 |
| Applicable income taxes | $883,000 | 1,424 |
| Income before extraordinary items | $1,916,000 | 1,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,916,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,849,360 | 1,669 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 1,662 |
| Total interest expense | $879,000 | 2,247 |
| Net interest income | $3,352,000 | 1,482 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $337,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 2,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $194,000 | 2,516 |
| Total noninterest expense | $2,221,000 | 1,813 |
| Salaries and employee benefits | $1,303,000 | 1,706 |
| Premises and equipment expense | $221,000 | 2,553 |
| Additional noninterest expense | $697,000 | 1,701 |
| Pre-tax net operating income | $1,293,000 | 1,610 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $408,000 | 1,521 |
| Income before extraordinary items | $885,000 | 1,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $885,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $885,000 | 1,686 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,274,000 | 1,749 |
| Total interest expense | $3,504,000 | 2,497 |
| Net interest income | $12,770,000 | 1,525 |
| Provision for loan and lease losses | $925,000 | 1,279 |
| Total noninterest income | $1,499,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $526,000 | 2,973 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $973,000 | 2,430 |
| Total noninterest expense | $8,319,000 | 1,909 |
| Salaries and employee benefits | $5,038,000 | 1,707 |
| Premises and equipment expense | $853,000 | 2,600 |
| Additional noninterest expense | $2,428,000 | 1,978 |
| Pre-tax net operating income | $5,025,000 | 1,614 |
| Securities gains (losses) | $181,000 | 1,407 |
| Applicable income taxes | $1,631,000 | 1,499 |
| Income before extraordinary items | $3,575,000 | 1,743 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,575,000 | 1,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,171 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,450,110 | 1,724 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,103,000 | 1,791 |
| Total interest expense | $2,659,000 | 2,553 |
| Net interest income | $9,444,000 | 1,548 |
| Provision for loan and lease losses | $550,000 | 1,522 |
| Total noninterest income | $1,036,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $388,000 | 3,017 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $648,000 | 2,698 |
| Total noninterest expense | $6,185,000 | 1,921 |
| Salaries and employee benefits | $3,797,000 | 1,711 |
| Premises and equipment expense | $633,000 | 2,637 |
| Additional noninterest expense | $1,755,000 | 2,038 |
| Pre-tax net operating income | $3,745,000 | 1,680 |
| Securities gains (losses) | $181,000 | 1,294 |
| Applicable income taxes | $1,227,000 | 1,584 |
| Income before extraordinary items | $2,699,000 | 1,795 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,699,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,574,110 | 1,769 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 1,832 |
| Total interest expense | $1,791,000 | 2,600 |
| Net interest income | $6,197,000 | 1,575 |
| Provision for loan and lease losses | $375,000 | 1,474 |
| Total noninterest income | $707,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $257,000 | 2,999 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $450,000 | 2,612 |
| Total noninterest expense | $4,199,000 | 1,880 |
| Salaries and employee benefits | $2,528,000 | 1,697 |
| Premises and equipment expense | $426,000 | 2,609 |
| Additional noninterest expense | $1,245,000 | 1,924 |
| Pre-tax net operating income | $2,330,000 | 1,789 |
| Securities gains (losses) | $181,000 | 1,105 |
| Applicable income taxes | $797,000 | 1,623 |
| Income before extraordinary items | $1,714,000 | 1,872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,714,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,590,920 | 1,888 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 1,860 |
| Total interest expense | $881,000 | 2,687 |
| Net interest income | $3,077,000 | 1,590 |
| Provision for loan and lease losses | $275,000 | 1,022 |
| Total noninterest income | $318,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 2,742 |
| Total noninterest expense | $2,045,000 | 1,913 |
| Salaries and employee benefits | $1,243,000 | 1,716 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $591,000 | 1,989 |
| Pre-tax net operating income | $1,075,000 | 1,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $339,000 | 1,872 |
| Income before extraordinary items | $736,000 | 2,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $736,000 | 2,007 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,736,000 | 2,238 |
| Total interest expense | $3,455,000 | 3,143 |
| Net interest income | $10,281,000 | 1,891 |
| Provision for loan and lease losses | $888,000 | 1,502 |
| Total noninterest income | $1,246,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $486,000 | 3,050 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $760,000 | 2,581 |
| Total noninterest expense | $7,088,000 | 2,120 |
| Salaries and employee benefits | $4,221,000 | 1,911 |
| Premises and equipment expense | $758,000 | 2,795 |
| Additional noninterest expense | $2,109,000 | 2,199 |
| Pre-tax net operating income | $3,551,000 | 2,182 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,061,000 | 2,118 |
| Income before extraordinary items | $2,490,000 | 2,362 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,490,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,367 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,490,000 | 2,281 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,735,000 | 2,673 |
| Total interest expense | $5,264,000 | 3,021 |
| Net interest income | $7,471,000 | 2,401 |
| Provision for loan and lease losses | $380,000 | 2,732 |
| Total noninterest income | $1,168,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $488,000 | 2,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $680,000 | 2,617 |
| Total noninterest expense | $5,615,000 | 2,519 |
| Salaries and employee benefits | $3,209,000 | 2,340 |
| Premises and equipment expense | $594,000 | 3,382 |
| Additional noninterest expense | $1,812,000 | 2,458 |
| Pre-tax net operating income | $2,644,000 | 2,554 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $760,000 | 2,525 |
| Income before extraordinary items | $1,916,000 | 2,634 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,916,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,892,960 | 2,583 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,409,000 | 2,812 |
| Total interest expense | $5,586,000 | 2,973 |
| Net interest income | $6,823,000 | 2,605 |
| Provision for loan and lease losses | $850,000 | 1,213 |
| Total noninterest income | $1,084,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $264,000 | 4,389 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $820,000 | 2,125 |
| Total noninterest expense | $4,574,000 | 2,952 |
| Salaries and employee benefits | $2,560,000 | 2,772 |
| Premises and equipment expense | $532,000 | 3,609 |
| Additional noninterest expense | $1,482,000 | 2,855 |
| Pre-tax net operating income | $2,483,000 | 2,775 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $718,000 | 2,729 |
| Income before extraordinary items | $1,765,000 | 2,841 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,765,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,087 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 494 |
| Net operating income | $1,765,000 | 2,838 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,337,000 | 3,427 |
| Total interest expense | $3,790,000 | 3,755 |
| Net interest income | $5,547,000 | 3,129 |
| Provision for loan and lease losses | $529,000 | 1,689 |
| Total noninterest income | $612,000 | 4,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 4,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,409 |
| Total noninterest expense | $3,753,000 | 3,510 |
| Salaries and employee benefits | $2,000,000 | 3,442 |
| Premises and equipment expense | $415,000 | 4,399 |
| Additional noninterest expense | $1,338,000 | 3,146 |
| Pre-tax net operating income | $1,877,000 | 3,496 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $550,000 | 3,424 |
| Income before extraordinary items | $1,322,000 | 3,593 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,322,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,327 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,325,550 | 3,549 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,904,000 | 3,981 |
| Total interest expense | $3,257,000 | 4,422 |
| Net interest income | $4,647,000 | 3,639 |
| Provision for loan and lease losses | $974,000 | 999 |
| Total noninterest income | $969,000 | 3,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $719,000 | 2,341 |
| Total noninterest expense | $3,069,000 | 4,035 |
| Salaries and employee benefits | $1,698,000 | 3,840 |
| Premises and equipment expense | $373,000 | 4,677 |
| Additional noninterest expense | $998,000 | 3,970 |
| Pre-tax net operating income | $1,573,000 | 4,032 |
| Securities gains (losses) | $32,000 | 2,083 |
| Applicable income taxes | $461,000 | 4,064 |
| Income before extraordinary items | $1,144,000 | 4,079 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,144,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 924 |
| Cash dividends | $73,000 | 6,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,121,280 | 4,035 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 4,807 |
| Total interest expense | $2,752,000 | 5,041 |
| Net interest income | $3,688,000 | 4,539 |
| Provision for loan and lease losses | $615,000 | 1,477 |
| Total noninterest income | $518,000 | 4,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,759 |
| Total noninterest expense | $2,390,000 | 4,961 |
| Salaries and employee benefits | $1,321,000 | 4,722 |
| Premises and equipment expense | $305,000 | 5,408 |
| Additional noninterest expense | $764,000 | 4,899 |
| Pre-tax net operating income | $1,201,000 | 5,246 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $308,000 | 5,651 |
| Income before extraordinary items | $901,000 | 5,050 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $901,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,659 |
| Cash dividends | $103,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $895,000 | 5,015 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 6,063 |
| Total interest expense | $2,155,000 | 6,112 |
| Net interest income | $2,708,000 | 5,860 |
| Provision for loan and lease losses | $131,000 | 4,409 |
| Total noninterest income | $373,000 | 6,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $1,939,000 | 6,071 |
| Salaries and employee benefits | $1,026,000 | 5,886 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $668,000 | 5,929 |
| Pre-tax net operating income | $1,011,000 | 5,698 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $726,000 | 5,645 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $726,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $74,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $726,000 | 5,588 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 7,099 |
| Total interest expense | $1,639,000 | 7,304 |
| Net interest income | $2,270,000 | 6,751 |
| Provision for loan and lease losses | $74,000 | 5,310 |
| Total noninterest income | $388,000 | 6,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $1,637,000 | 6,873 |
| Salaries and employee benefits | $895,000 | 6,583 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $526,000 | 7,068 |
| Pre-tax net operating income | $947,000 | 6,205 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $287,000 | 6,172 |
| Income before extraordinary items | $660,000 | 6,240 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $660,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $33,000 | 8,134 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 724 |
| Net operating income | $660,000 | 6,225 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 9,041 |
| Total interest expense | $788,000 | 9,659 |
| Net interest income | $1,638,000 | 8,485 |
| Provision for loan and lease losses | $147,000 | 3,663 |
| Total noninterest income | $301,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $1,259,000 | 8,393 |
| Salaries and employee benefits | $665,000 | 8,162 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $425,000 | 8,578 |
| Pre-tax net operating income | $533,000 | 8,436 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $127,000 | 8,774 |
| Income before extraordinary items | $406,000 | 8,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $406,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 929 |
| Net operating income | $406,000 | 8,196 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 11,190 |
| Total interest expense | $501,000 | 11,680 |
| Net interest income | $1,023,000 | 10,704 |
| Provision for loan and lease losses | $104,000 | 5,665 |
| Total noninterest income | $320,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,789 |
| Total noninterest expense | $1,029,000 | 9,608 |
| Salaries and employee benefits | $610,000 | 8,721 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $285,000 | 10,627 |
| Pre-tax net operating income | $210,000 | 10,953 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $208,000 | 10,550 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $208,000 | 10,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $208,000 | 10,326 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 13,838 |
| Total interest expense | $72,000 | 13,842 |
| Net interest income | $195,000 | 13,778 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $14,000 | 13,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 11,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $537,000 | 12,411 |
| Salaries and employee benefits | $290,000 | 12,128 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $175,000 | 12,598 |
| Pre-tax net operating income | $-418,000 | 13,241 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-418,000 | 13,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-418,000 | 13,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,416,000 | 229 |
| Net operating income | $-418,000 | 13,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.