Home > Vigilant Federal Savings Bank > Income and Expense
Vigilant Federal Savings Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 5,842 |
| Total interest expense | $95,000 | 5,228 |
| Net interest income | $470,000 | 5,873 |
| Provision for loan and lease losses | $-14,000 | 6,751 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,804 |
| Total noninterest expense | $452,000 | 5,740 |
| Salaries and employee benefits | $195,000 | 6,057 |
| Premises and equipment expense | $35,000 | 6,122 |
| Additional noninterest expense | $222,000 | 4,926 |
| Pre-tax net operating income | $57,000 | 5,765 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $17,000 | 3,698 |
| Income before extraordinary items | $40,000 | 5,975 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $40,000 | 5,977 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $40,000 | 5,977 |
| Net charge-offs | $54,000 | 2,367 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $40,000 | 5,888 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 5,798 |
| Total interest expense | $628,000 | 4,645 |
| Net interest income | $1,879,000 | 5,967 |
| Provision for loan and lease losses | $163,000 | 4,192 |
| Total noninterest income | $115,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $11,000 | 6,776 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $104,000 | 5,305 |
| Total noninterest expense | $1,665,000 | 5,926 |
| Salaries and employee benefits | $761,000 | 6,163 |
| Premises and equipment expense | $143,000 | 6,180 |
| Additional noninterest expense | $761,000 | 5,368 |
| Pre-tax net operating income | $166,000 | 5,760 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $36,000 | 3,997 |
| Income before extraordinary items | $130,000 | 5,977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $130,000 | 5,973 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $130,000 | 5,976 |
| Net charge-offs | $159,000 | 4,006 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $130,000 | 5,820 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 5,865 |
| Total interest expense | $515,000 | 4,576 |
| Net interest income | $1,401,000 | 6,071 |
| Provision for loan and lease losses | $171,000 | 3,727 |
| Total noninterest income | $95,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $9,000 | 6,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 5,284 |
| Total noninterest expense | $1,286,000 | 5,945 |
| Salaries and employee benefits | $582,000 | 6,170 |
| Premises and equipment expense | $108,000 | 6,245 |
| Additional noninterest expense | $596,000 | 5,339 |
| Pre-tax net operating income | $39,000 | 6,176 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-5,000 | 6,731 |
| Income before extraordinary items | $44,000 | 6,295 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $44,000 | 6,293 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $44,000 | 6,294 |
| Net charge-offs | $95,000 | 4,020 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $44,000 | 6,160 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 5,871 |
| Total interest expense | $384,000 | 4,430 |
| Net interest income | $921,000 | 6,131 |
| Provision for loan and lease losses | $14,000 | 5,282 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $5,000 | 6,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $852,000 | 6,004 |
| Salaries and employee benefits | $412,000 | 6,127 |
| Premises and equipment expense | $72,000 | 6,271 |
| Additional noninterest expense | $368,000 | 5,523 |
| Pre-tax net operating income | $126,000 | 5,733 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $38,000 | 3,701 |
| Income before extraordinary items | $88,000 | 6,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 6,016 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $88,000 | 6,016 |
| Net charge-offs | $57,000 | 3,915 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $88,000 | 5,861 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 5,819 |
| Total interest expense | $196,000 | 4,498 |
| Net interest income | $488,000 | 6,080 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $356,000 | 6,325 |
| Salaries and employee benefits | $169,000 | 6,477 |
| Premises and equipment expense | $36,000 | 6,314 |
| Additional noninterest expense | $151,000 | 5,918 |
| Pre-tax net operating income | $136,000 | 5,054 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $44,000 | 3,166 |
| Income before extraordinary items | $92,000 | 5,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $92,000 | 5,476 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $92,000 | 5,476 |
| Net charge-offs | $56,000 | 2,935 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $92,000 | 5,313 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 5,937 |
| Total interest expense | $925,000 | 4,578 |
| Net interest income | $1,789,000 | 6,271 |
| Provision for loan and lease losses | $188,000 | 4,692 |
| Total noninterest income | $149,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 6,920 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $145,000 | 4,883 |
| Total noninterest expense | $1,522,000 | 6,296 |
| Salaries and employee benefits | $719,000 | 6,442 |
| Premises and equipment expense | $385,000 | 4,653 |
| Additional noninterest expense | $418,000 | 6,497 |
| Pre-tax net operating income | $228,000 | 5,429 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $75,000 | 3,546 |
| Income before extraordinary items | $153,000 | 5,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 5,699 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $153,000 | 5,699 |
| Net charge-offs | $80,000 | 5,166 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $153,000 | 5,572 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 5,979 |
| Total interest expense | $706,000 | 4,655 |
| Net interest income | $1,345,000 | 6,321 |
| Provision for loan and lease losses | $192,000 | 4,198 |
| Total noninterest income | $145,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 6,976 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $142,000 | 4,605 |
| Total noninterest expense | $1,190,000 | 6,257 |
| Salaries and employee benefits | $542,000 | 6,451 |
| Premises and equipment expense | $293,000 | 4,671 |
| Additional noninterest expense | $355,000 | 6,403 |
| Pre-tax net operating income | $108,000 | 5,776 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $37,000 | 3,772 |
| Income before extraordinary items | $71,000 | 6,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 6,009 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $71,000 | 6,009 |
| Net charge-offs | $87,000 | 4,567 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $71,000 | 5,895 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 6,046 |
| Total interest expense | $473,000 | 4,768 |
| Net interest income | $890,000 | 6,375 |
| Provision for loan and lease losses | $161,000 | 3,807 |
| Total noninterest income | $84,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,854 |
| Total noninterest expense | $794,000 | 6,324 |
| Salaries and employee benefits | $361,000 | 6,513 |
| Premises and equipment expense | $201,000 | 4,643 |
| Additional noninterest expense | $232,000 | 6,495 |
| Pre-tax net operating income | $19,000 | 6,106 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $12,000 | 6,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 6,247 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $12,000 | 6,247 |
| Net charge-offs | $92,000 | 3,925 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $12,000 | 6,168 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,096 |
| Total interest expense | $240,000 | 4,843 |
| Net interest income | $438,000 | 6,427 |
| Provision for loan and lease losses | $149,000 | 2,915 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $317,000 | 6,706 |
| Salaries and employee benefits | $116,000 | 7,110 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $100,000 | 6,717 |
| Pre-tax net operating income | $-1,000 | 6,344 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,000 | 6,386 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,000 | 6,386 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,000 | 6,386 |
| Net charge-offs | $96,000 | 2,777 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,000 | 6,357 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 6,113 |
| Total interest expense | $1,097,000 | 5,024 |
| Net interest income | $1,790,000 | 6,429 |
| Provision for loan and lease losses | $351,000 | 4,633 |
| Total noninterest income | $163,000 | 6,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 4,876 |
| Total noninterest expense | $1,592,000 | 6,420 |
| Salaries and employee benefits | $821,000 | 6,411 |
| Premises and equipment expense | $375,000 | 4,900 |
| Additional noninterest expense | $396,000 | 6,809 |
| Pre-tax net operating income | $10,000 | 5,741 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $7,000 | 5,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,000 | 5,936 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,000 | 5,936 |
| Net charge-offs | $150,000 | 5,055 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,000 | 5,802 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 6,192 |
| Total interest expense | $844,000 | 5,117 |
| Net interest income | $1,358,000 | 6,512 |
| Provision for loan and lease losses | $131,000 | 5,431 |
| Total noninterest income | $115,000 | 6,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $115,000 | 5,025 |
| Total noninterest expense | $1,206,000 | 6,460 |
| Salaries and employee benefits | $637,000 | 6,381 |
| Premises and equipment expense | $286,000 | 4,937 |
| Additional noninterest expense | $283,000 | 6,929 |
| Pre-tax net operating income | $136,000 | 5,479 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $47,000 | 3,600 |
| Income before extraordinary items | $89,000 | 5,780 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $89,000 | 5,783 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $89,000 | 5,782 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $89,000 | 5,630 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 6,219 |
| Total interest expense | $581,000 | 5,142 |
| Net interest income | $899,000 | 6,552 |
| Provision for loan and lease losses | $4,000 | 6,793 |
| Total noninterest income | $73,000 | 6,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 5,101 |
| Total noninterest expense | $806,000 | 6,497 |
| Salaries and employee benefits | $443,000 | 6,345 |
| Premises and equipment expense | $189,000 | 5,009 |
| Additional noninterest expense | $174,000 | 7,073 |
| Pre-tax net operating income | $162,000 | 5,149 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $56,000 | 3,207 |
| Income before extraordinary items | $106,000 | 5,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $106,000 | 5,505 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $106,000 | 5,504 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $106,000 | 5,377 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,277 |
| Total interest expense | $298,000 | 5,212 |
| Net interest income | $449,000 | 6,608 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 5,438 |
| Total noninterest expense | $365,000 | 6,746 |
| Salaries and employee benefits | $190,000 | 6,724 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $112,000 | 4,922 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $73,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 5,360 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $73,000 | 5,359 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $73,000 | 5,245 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 6,358 |
| Total interest expense | $1,372,000 | 5,356 |
| Net interest income | $1,605,000 | 6,769 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $157,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $157,000 | 5,021 |
| Total noninterest expense | $1,449,000 | 6,864 |
| Salaries and employee benefits | $742,000 | 6,852 |
| Premises and equipment expense | $363,000 | 5,229 |
| Additional noninterest expense | $344,000 | 7,286 |
| Pre-tax net operating income | $213,000 | 4,770 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $74,000 | 3,046 |
| Income before extraordinary items | $139,000 | 5,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $139,000 | 5,022 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $139,000 | 5,022 |
| Net charge-offs | $18,000 | 6,703 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $139,000 | 4,959 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 6,415 |
| Total interest expense | $1,048,000 | 5,447 |
| Net interest income | $1,200,000 | 6,817 |
| Provision for loan and lease losses | $70,000 | 6,311 |
| Total noninterest income | $115,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $1,088,000 | 6,895 |
| Salaries and employee benefits | $561,000 | 6,856 |
| Premises and equipment expense | $273,000 | 5,264 |
| Additional noninterest expense | $254,000 | 7,327 |
| Pre-tax net operating income | $157,000 | 5,090 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $55,000 | 3,272 |
| Income before extraordinary items | $102,000 | 5,307 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $102,000 | 5,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $102,000 | 5,306 |
| Net charge-offs | $18,000 | 6,290 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $102,000 | 5,238 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 6,467 |
| Total interest expense | $717,000 | 5,513 |
| Net interest income | $790,000 | 6,867 |
| Provision for loan and lease losses | $24,000 | 6,617 |
| Total noninterest income | $70,000 | 6,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $70,000 | 5,361 |
| Total noninterest expense | $718,000 | 6,966 |
| Salaries and employee benefits | $373,000 | 6,949 |
| Premises and equipment expense | $177,000 | 5,380 |
| Additional noninterest expense | $168,000 | 7,398 |
| Pre-tax net operating income | $118,000 | 5,102 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $41,000 | 3,287 |
| Income before extraordinary items | $77,000 | 5,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 5,371 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $77,000 | 5,371 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $77,000 | 5,289 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,548 |
| Total interest expense | $374,000 | 5,531 |
| Net interest income | $362,000 | 7,062 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $315,000 | 7,185 |
| Salaries and employee benefits | $150,000 | 7,373 |
| Premises and equipment expense | $93,000 | 5,299 |
| Additional noninterest expense | $72,000 | 7,502 |
| Pre-tax net operating income | $79,000 | 5,263 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $50,000 | 5,682 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 5,685 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $50,000 | 5,685 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50,000 | 5,516 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 6,594 |
| Total interest expense | $1,624,000 | 5,802 |
| Net interest income | $1,416,000 | 7,110 |
| Provision for loan and lease losses | $111,000 | 5,925 |
| Total noninterest income | $127,000 | 7,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $127,000 | 5,592 |
| Total noninterest expense | $1,381,000 | 7,034 |
| Salaries and employee benefits | $745,000 | 7,045 |
| Premises and equipment expense | $346,000 | 5,449 |
| Additional noninterest expense | $290,000 | 7,499 |
| Pre-tax net operating income | $51,000 | 6,164 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $15,000 | 4,400 |
| Income before extraordinary items | $36,000 | 6,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $36,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,714 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $36,000 | 6,227 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 6,658 |
| Total interest expense | $1,227,000 | 5,910 |
| Net interest income | $1,055,000 | 7,176 |
| Provision for loan and lease losses | $51,000 | 5,867 |
| Total noninterest income | $83,000 | 7,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 5,906 |
| Total noninterest expense | $1,053,000 | 7,011 |
| Salaries and employee benefits | $571,000 | 7,005 |
| Premises and equipment expense | $261,000 | 5,469 |
| Additional noninterest expense | $221,000 | 7,491 |
| Pre-tax net operating income | $34,000 | 6,638 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $25,000 | 6,511 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $25,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 6,675 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 6,723 |
| Total interest expense | $828,000 | 6,027 |
| Net interest income | $689,000 | 7,237 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $695,000 | 7,073 |
| Salaries and employee benefits | $376,000 | 7,085 |
| Premises and equipment expense | $176,000 | 5,485 |
| Additional noninterest expense | $143,000 | 7,579 |
| Pre-tax net operating income | $34,000 | 6,763 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $25,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $25,000 | 6,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 6,860 |
| Total interest expense | $421,000 | 6,147 |
| Net interest income | $321,000 | 7,402 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $332,000 | 7,199 |
| Salaries and employee benefits | $172,000 | 7,288 |
| Premises and equipment expense | $89,000 | 5,489 |
| Additional noninterest expense | $71,000 | 7,592 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $9,000 | 7,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $9,000 | 7,070 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 6,979 |
| Total interest expense | $1,544,000 | 6,371 |
| Net interest income | $1,259,000 | 7,431 |
| Provision for loan and lease losses | $7,000 | 6,674 |
| Total noninterest income | $144,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $144,000 | 5,639 |
| Total noninterest expense | $1,388,000 | 7,080 |
| Salaries and employee benefits | $818,000 | 6,922 |
| Premises and equipment expense | $300,000 | 5,773 |
| Additional noninterest expense | $270,000 | 7,686 |
| Pre-tax net operating income | $8,000 | 7,406 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $-26,000 | 7,542 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-26,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-26,000 | 7,524 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 7,045 |
| Total interest expense | $1,136,000 | 6,441 |
| Net interest income | $941,000 | 7,480 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $103,000 | 7,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $103,000 | 5,748 |
| Total noninterest expense | $1,054,000 | 7,044 |
| Salaries and employee benefits | $627,000 | 6,859 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $205,000 | 7,647 |
| Pre-tax net operating income | $-15,000 | 7,677 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $-50,000 | 7,780 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-50,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-50,000 | 7,759 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 7,114 |
| Total interest expense | $742,000 | 6,512 |
| Net interest income | $616,000 | 7,564 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $72,000 | 5,691 |
| Total noninterest expense | $751,000 | 6,941 |
| Salaries and employee benefits | $464,000 | 6,655 |
| Premises and equipment expense | $148,000 | 5,847 |
| Additional noninterest expense | $139,000 | 7,679 |
| Pre-tax net operating income | $-66,000 | 7,914 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $-83,000 | 7,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-83,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-83,000 | 7,964 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 7,170 |
| Total interest expense | $363,000 | 6,562 |
| Net interest income | $307,000 | 7,611 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $345,000 | 7,164 |
| Salaries and employee benefits | $186,000 | 7,201 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $79,000 | 7,504 |
| Pre-tax net operating income | $2,000 | 7,818 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $29,000 | 4,646 |
| Income before extraordinary items | $-27,000 | 7,990 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-27,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-27,000 | 7,970 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 7,055 |
| Total interest expense | $1,341,000 | 6,348 |
| Net interest income | $1,280,000 | 7,470 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $233,000 | 6,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 4,824 |
| Total noninterest expense | $1,309,000 | 7,212 |
| Salaries and employee benefits | $750,000 | 7,121 |
| Premises and equipment expense | $283,000 | 5,883 |
| Additional noninterest expense | $276,000 | 7,713 |
| Pre-tax net operating income | $198,000 | 7,414 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $25,000 | 5,836 |
| Income before extraordinary items | $173,000 | 7,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $173,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $173,000 | 7,381 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,058 |
| Total interest expense | $965,000 | 6,392 |
| Net interest income | $1,040,000 | 7,388 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $86,000 | 7,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,103 |
| Total noninterest expense | $975,000 | 7,229 |
| Salaries and employee benefits | $560,000 | 7,119 |
| Premises and equipment expense | $213,000 | 5,896 |
| Additional noninterest expense | $202,000 | 7,770 |
| Pre-tax net operating income | $146,000 | 7,641 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $49,000 | 5,450 |
| Income before extraordinary items | $97,000 | 7,737 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $97,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $97,000 | 7,738 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 7,088 |
| Total interest expense | $591,000 | 6,517 |
| Net interest income | $728,000 | 7,361 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $57,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,166 |
| Total noninterest expense | $662,000 | 7,220 |
| Salaries and employee benefits | $376,000 | 7,128 |
| Premises and equipment expense | $142,000 | 5,908 |
| Additional noninterest expense | $144,000 | 7,681 |
| Pre-tax net operating income | $120,000 | 7,567 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $39,000 | 5,403 |
| Income before extraordinary items | $81,000 | 7,677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $81,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $81,000 | 7,683 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 7,112 |
| Total interest expense | $279,000 | 6,553 |
| Net interest income | $372,000 | 7,330 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $326,000 | 7,265 |
| Salaries and employee benefits | $175,000 | 7,320 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $78,000 | 7,553 |
| Pre-tax net operating income | $72,000 | 7,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $51,000 | 7,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $51,000 | 7,524 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 7,064 |
| Total interest expense | $967,000 | 6,361 |
| Net interest income | $1,472,000 | 7,337 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $121,000 | 7,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $121,000 | 6,110 |
| Total noninterest expense | $1,193,000 | 7,410 |
| Salaries and employee benefits | $704,000 | 7,249 |
| Premises and equipment expense | $260,000 | 6,105 |
| Additional noninterest expense | $229,000 | 8,043 |
| Pre-tax net operating income | $399,000 | 7,064 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $153,000 | 4,973 |
| Income before extraordinary items | $246,000 | 7,392 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $246,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $246,000 | 7,365 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 7,093 |
| Total interest expense | $694,000 | 6,380 |
| Net interest income | $1,120,000 | 7,345 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $85,000 | 7,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,211 |
| Total noninterest expense | $912,000 | 7,366 |
| Salaries and employee benefits | $540,000 | 7,176 |
| Premises and equipment expense | $193,000 | 6,124 |
| Additional noninterest expense | $179,000 | 7,997 |
| Pre-tax net operating income | $293,000 | 7,232 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $107,000 | 5,180 |
| Income before extraordinary items | $186,000 | 7,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $186,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $186,000 | 7,496 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 7,098 |
| Total interest expense | $440,000 | 6,371 |
| Net interest income | $750,000 | 7,349 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $60,000 | 7,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $632,000 | 7,281 |
| Salaries and employee benefits | $381,000 | 7,049 |
| Premises and equipment expense | $127,000 | 6,165 |
| Additional noninterest expense | $124,000 | 7,920 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $64,000 | 5,295 |
| Income before extraordinary items | $114,000 | 7,640 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $114,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $114,000 | 7,594 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,164 |
| Total interest expense | $207,000 | 6,446 |
| Net interest income | $377,000 | 7,387 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $287,000 | 7,551 |
| Salaries and employee benefits | $176,000 | 7,300 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $46,000 | 8,360 |
| Pre-tax net operating income | $113,000 | 7,043 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $71,000 | 7,413 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $71,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $71,000 | 7,377 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 7,315 |
| Total interest expense | $841,000 | 6,124 |
| Net interest income | $1,228,000 | 7,711 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $210,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,009 |
| Total noninterest expense | $1,120,000 | 7,593 |
| Salaries and employee benefits | $590,000 | 7,698 |
| Premises and equipment expense | $231,000 | 6,396 |
| Additional noninterest expense | $299,000 | 7,711 |
| Pre-tax net operating income | $318,000 | 7,381 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $117,000 | 5,357 |
| Income before extraordinary items | $201,000 | 7,644 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $201,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $201,000 | 7,599 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 7,313 |
| Total interest expense | $633,000 | 6,113 |
| Net interest income | $934,000 | 7,720 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 6,127 |
| Total noninterest expense | $864,000 | 7,496 |
| Salaries and employee benefits | $434,000 | 7,692 |
| Premises and equipment expense | $184,000 | 6,222 |
| Additional noninterest expense | $246,000 | 7,532 |
| Pre-tax net operating income | $160,000 | 7,876 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $58,000 | 5,852 |
| Income before extraordinary items | $102,000 | 8,061 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $102,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $102,000 | 8,011 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 7,464 |
| Total interest expense | $420,000 | 6,152 |
| Net interest income | $569,000 | 7,911 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $69,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $598,000 | 7,465 |
| Salaries and employee benefits | $293,000 | 7,723 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $193,000 | 7,212 |
| Pre-tax net operating income | $40,000 | 8,299 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $26,000 | 8,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $26,000 | 8,350 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 7,558 |
| Total interest expense | $211,000 | 6,201 |
| Net interest income | $273,000 | 8,004 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $224,000 | 8,070 |
| Salaries and employee benefits | $117,000 | 8,159 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $50,000 | 8,398 |
| Pre-tax net operating income | $76,000 | 7,524 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 7,477 |
| Total interest expense | $907,000 | 6,395 |
| Net interest income | $1,156,000 | 7,873 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $81,000 | 8,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $81,000 | 6,870 |
| Total noninterest expense | $853,000 | 8,168 |
| Salaries and employee benefits | $440,000 | 8,271 |
| Premises and equipment expense | $232,000 | 6,415 |
| Additional noninterest expense | $181,000 | 8,568 |
| Pre-tax net operating income | $380,000 | 7,121 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $140,000 | 5,360 |
| Income before extraordinary items | $240,000 | 7,571 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $240,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $240,000 | 7,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 7,557 |
| Total interest expense | $695,000 | 6,477 |
| Net interest income | $855,000 | 7,969 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $642,000 | 8,175 |
| Salaries and employee benefits | $331,000 | 8,288 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $137,000 | 8,563 |
| Pre-tax net operating income | $270,000 | 7,331 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $98,000 | 5,585 |
| Income before extraordinary items | $172,000 | 7,773 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $172,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $172,000 | 7,629 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,596 |
| Total interest expense | $478,000 | 6,519 |
| Net interest income | $564,000 | 8,019 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $36,000 | 7,110 |
| Total noninterest expense | $442,000 | 8,135 |
| Salaries and employee benefits | $226,000 | 8,289 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $99,000 | 8,473 |
| Pre-tax net operating income | $156,000 | 7,559 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $100,000 | 7,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $100,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $100,000 | 7,784 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 7,618 |
| Total interest expense | $248,000 | 6,516 |
| Net interest income | $278,000 | 8,091 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $196,000 | 8,379 |
| Salaries and employee benefits | $90,000 | 8,635 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $56,000 | 7,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $56,000 | 7,620 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 7,778 |
| Total interest expense | $1,121,000 | 6,618 |
| Net interest income | $946,000 | 8,349 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $63,000 | 8,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $751,000 | 8,441 |
| Salaries and employee benefits | $373,000 | 8,608 |
| Premises and equipment expense | $204,000 | 6,743 |
| Additional noninterest expense | $174,000 | 8,724 |
| Pre-tax net operating income | $253,000 | 7,738 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $102,000 | 5,949 |
| Income before extraordinary items | $151,000 | 8,082 |
| Extraordinary gains, net | $3,000 | 66 |
| Net income | $154,000 | 8,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $151,000 | 7,977 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 8,310 |
| Total interest expense | $1,179,000 | 7,646 |
| Net interest income | $727,000 | 8,804 |
| Provision for loan and lease losses | $7,000 | 8,027 |
| Total noninterest income | $52,000 | 9,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $683,000 | 8,723 |
| Salaries and employee benefits | $368,000 | 8,761 |
| Premises and equipment expense | $143,000 | 7,644 |
| Additional noninterest expense | $172,000 | 8,892 |
| Pre-tax net operating income | $89,000 | 8,380 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $38,000 | 6,918 |
| Income before extraordinary items | $51,000 | 8,600 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $51,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $51,000 | 8,507 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 8,666 |
| Total interest expense | $1,031,000 | 8,160 |
| Net interest income | $740,000 | 9,022 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $611,000 | 9,064 |
| Salaries and employee benefits | $404,000 | 8,731 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $97,000 | 9,648 |
| Pre-tax net operating income | $173,000 | 8,484 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $90,000 | 6,649 |
| Income before extraordinary items | $83,000 | 8,807 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $83,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $83,000 | 8,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 8,894 |
| Total interest expense | $920,000 | 8,392 |
| Net interest income | $727,000 | 9,222 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $43,000 | 9,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $487,000 | 9,660 |
| Salaries and employee benefits | $278,000 | 9,593 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $128,000 | 9,719 |
| Pre-tax net operating income | $281,000 | 8,201 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $132,000 | 6,486 |
| Income before extraordinary items | $149,000 | 8,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $149,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $149,000 | 8,604 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 9,350 |
| Total interest expense | $800,000 | 8,940 |
| Net interest income | $651,000 | 9,603 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $42,000 | 9,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $465,000 | 9,888 |
| Salaries and employee benefits | $256,000 | 9,848 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $151,000 | 9,646 |
| Pre-tax net operating income | $226,000 | 8,791 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $81,000 | 7,809 |
| Income before extraordinary items | $145,000 | 9,011 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $145,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $145,000 | 8,950 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 9,843 |
| Total interest expense | $683,000 | 9,585 |
| Net interest income | $689,000 | 9,969 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $28,000 | 10,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $403,000 | 10,462 |
| Salaries and employee benefits | $220,000 | 10,440 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $123,000 | 10,308 |
| Pre-tax net operating income | $313,000 | 8,927 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $115,000 | 8,169 |
| Income before extraordinary items | $198,000 | 9,175 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $198,000 | 9,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $198,000 | 9,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 10,523 |
| Total interest expense | $624,000 | 10,197 |
| Net interest income | $574,000 | 10,722 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $26,000 | 11,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $446,000 | 10,810 |
| Salaries and employee benefits | $206,000 | 10,983 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $202,000 | 9,911 |
| Pre-tax net operating income | $148,000 | 10,092 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $64,000 | 9,435 |
| Income before extraordinary items | $84,000 | 10,360 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $84,000 | 10,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $84,000 | 10,316 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 11,049 |
| Total interest expense | $555,000 | 10,832 |
| Net interest income | $586,000 | 11,163 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $19,000 | 11,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $304,000 | 11,702 |
| Salaries and employee benefits | $191,000 | 11,539 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $61,000 | 11,856 |
| Pre-tax net operating income | $295,000 | 9,775 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $111,000 | 8,958 |
| Income before extraordinary items | $184,000 | 10,113 |
| Extraordinary gains, net | $-22,000 | 11,925 |
| Net income | $162,000 | 10,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $184,000 | 10,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 11,614 |
| Total interest expense | $436,000 | 11,406 |
| Net interest income | $615,000 | 11,659 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $12,000 | 12,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $303,000 | 12,347 |
| Salaries and employee benefits | $184,000 | 12,177 |
| Premises and equipment expense | $62,000 | 11,231 |
| Additional noninterest expense | $57,000 | 12,525 |
| Pre-tax net operating income | $322,000 | 9,971 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $200,000 | 10,275 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $200,000 | 10,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $200,000 | 10,327 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 12,133 |
| Total interest expense | $505,000 | 11,655 |
| Net interest income | $567,000 | 12,338 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $13,000 | 13,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $269,000 | 13,051 |
| Salaries and employee benefits | $159,000 | 12,924 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $73,000 | 13,120 |
| Pre-tax net operating income | $305,000 | 10,197 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $216,000 | 10,461 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $239,000 | 10,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $216,000 | 10,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 12,935 |
| Total interest expense | $565,000 | 12,460 |
| Net interest income | $484,000 | 13,127 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $10,000 | 13,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $246,000 | 13,705 |
| Salaries and employee benefits | $156,000 | 13,514 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $59,000 | 13,806 |
| Pre-tax net operating income | $237,000 | 10,732 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $154,000 | 11,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $154,000 | 11,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,000 | 10,876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.