Home > Victory State Bank > Income and Expense
Victory State Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 2,142 |
| Total interest expense | $894,000 | 2,327 |
| Net interest income | $5,593,000 | 2,076 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $749,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $576,000 | 841 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $173,000 | 3,457 |
| Total noninterest expense | $4,467,000 | 2,088 |
| Salaries and employee benefits | $2,395,000 | 2,187 |
| Premises and equipment expense | $894,000 | 1,299 |
| Additional noninterest expense | $1,178,000 | 2,247 |
| Pre-tax net operating income | $1,575,000 | 2,329 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $394,000 | 1,541 |
| Income before extraordinary items | $1,181,000 | 2,576 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,181,000 | 2,574 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,181,000 | 2,576 |
| Net charge-offs | $233,000 | 928 |
| Cash dividends | $5,500,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,181,000 | 2,536 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 2,048 |
| Total interest expense | $428,000 | 2,535 |
| Net interest income | $2,993,000 | 1,921 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $523,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $431,000 | 693 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $92,000 | 3,262 |
| Total noninterest expense | $2,599,000 | 1,891 |
| Salaries and employee benefits | $1,360,000 | 2,029 |
| Premises and equipment expense | $445,000 | 1,313 |
| Additional noninterest expense | $794,000 | 1,837 |
| Pre-tax net operating income | $817,000 | 2,139 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $204,000 | 1,388 |
| Income before extraordinary items | $613,000 | 2,373 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $613,000 | 2,372 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $613,000 | 2,373 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $613,000 | 2,336 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,263,000 | 2,003 |
| Total interest expense | $1,869,000 | 2,451 |
| Net interest income | $12,394,000 | 1,878 |
| Provision for loan and lease losses | $225,000 | 2,245 |
| Total noninterest income | $2,311,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,976,000 | 641 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $335,000 | 3,462 |
| Total noninterest expense | $10,176,000 | 1,893 |
| Salaries and employee benefits | $5,385,000 | 1,999 |
| Premises and equipment expense | $1,659,000 | 1,381 |
| Additional noninterest expense | $3,132,000 | 1,854 |
| Pre-tax net operating income | $4,304,000 | 1,956 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $738,000 | 1,664 |
| Income before extraordinary items | $3,566,000 | 2,056 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,566,000 | 2,058 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,566,000 | 2,058 |
| Net charge-offs | $84,000 | 2,317 |
| Cash dividends | $900,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,566,000 | 2,020 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,783,000 | 2,005 |
| Total interest expense | $1,418,000 | 2,445 |
| Net interest income | $9,365,000 | 1,888 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $1,726,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,455,000 | 646 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $271,000 | 3,404 |
| Total noninterest expense | $7,742,000 | 1,883 |
| Salaries and employee benefits | $4,043,000 | 2,004 |
| Premises and equipment expense | $1,216,000 | 1,419 |
| Additional noninterest expense | $2,483,000 | 1,771 |
| Pre-tax net operating income | $3,174,000 | 2,036 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $418,000 | 1,951 |
| Income before extraordinary items | $2,756,000 | 2,056 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,756,000 | 2,055 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,756,000 | 2,057 |
| Net charge-offs | $-75,000 | 4,901 |
| Cash dividends | $900,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,756,000 | 2,029 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 2,020 |
| Total interest expense | $904,000 | 2,488 |
| Net interest income | $6,236,000 | 1,897 |
| Provision for loan and lease losses | $130,000 | 1,967 |
| Total noninterest income | $1,077,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $894,000 | 695 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $183,000 | 3,368 |
| Total noninterest expense | $5,157,000 | 1,896 |
| Salaries and employee benefits | $2,713,000 | 1,995 |
| Premises and equipment expense | $784,000 | 1,465 |
| Additional noninterest expense | $1,660,000 | 1,774 |
| Pre-tax net operating income | $2,026,000 | 2,077 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $451,000 | 1,528 |
| Income before extraordinary items | $1,575,000 | 2,261 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,575,000 | 2,261 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,575,000 | 2,261 |
| Net charge-offs | $-70,000 | 4,986 |
| Cash dividends | $900,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,575,000 | 2,230 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 2,098 |
| Total interest expense | $422,000 | 2,564 |
| Net interest income | $2,976,000 | 1,967 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $507,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $426,000 | 713 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 3,491 |
| Total noninterest expense | $2,544,000 | 1,912 |
| Salaries and employee benefits | $1,360,000 | 2,011 |
| Premises and equipment expense | $396,000 | 1,469 |
| Additional noninterest expense | $788,000 | 1,842 |
| Pre-tax net operating income | $889,000 | 2,218 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $201,000 | 1,585 |
| Income before extraordinary items | $688,000 | 2,387 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $688,000 | 2,386 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $688,000 | 2,386 |
| Net charge-offs | $-60,000 | 5,116 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $688,000 | 2,373 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,604,000 | 2,003 |
| Total interest expense | $1,192,000 | 2,675 |
| Net interest income | $12,412,000 | 1,885 |
| Provision for loan and lease losses | $125,000 | 2,808 |
| Total noninterest income | $2,164,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,854,000 | 691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,643 |
| Total noninterest expense | $9,929,000 | 1,914 |
| Salaries and employee benefits | $5,028,000 | 2,080 |
| Premises and equipment expense | $1,380,000 | 1,623 |
| Additional noninterest expense | $3,521,000 | 1,669 |
| Pre-tax net operating income | $4,522,000 | 1,932 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,088,000 | 1,313 |
| Income before extraordinary items | $3,434,000 | 2,117 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,434,000 | 2,115 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,434,000 | 2,116 |
| Net charge-offs | $218,000 | 1,581 |
| Cash dividends | $750,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,434,000 | 2,114 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,069 |
| Total interest expense | $869,000 | 2,657 |
| Net interest income | $8,892,000 | 1,971 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,613,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,378,000 | 693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 3,661 |
| Total noninterest expense | $7,367,000 | 1,928 |
| Salaries and employee benefits | $3,740,000 | 2,093 |
| Premises and equipment expense | $1,024,000 | 1,647 |
| Additional noninterest expense | $2,603,000 | 1,684 |
| Pre-tax net operating income | $3,138,000 | 2,062 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $763,000 | 1,420 |
| Income before extraordinary items | $2,375,000 | 2,249 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,375,000 | 2,247 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,375,000 | 2,248 |
| Net charge-offs | $183,000 | 1,310 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,375,000 | 2,252 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 2,078 |
| Total interest expense | $538,000 | 2,684 |
| Net interest income | $5,850,000 | 1,998 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,075,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $914,000 | 683 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 3,641 |
| Total noninterest expense | $4,710,000 | 2,006 |
| Salaries and employee benefits | $2,445,000 | 2,136 |
| Premises and equipment expense | $691,000 | 1,637 |
| Additional noninterest expense | $1,574,000 | 1,841 |
| Pre-tax net operating income | $2,215,000 | 1,945 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $525,000 | 1,372 |
| Income before extraordinary items | $1,690,000 | 2,128 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,690,000 | 2,125 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,690,000 | 2,127 |
| Net charge-offs | $187,000 | 977 |
| Cash dividends | $750,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,690,000 | 2,123 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 2,063 |
| Total interest expense | $236,000 | 2,829 |
| Net interest income | $2,985,000 | 1,953 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $520,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $440,000 | 711 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $80,000 | 3,637 |
| Total noninterest expense | $2,291,000 | 2,066 |
| Salaries and employee benefits | $1,191,000 | 2,206 |
| Premises and equipment expense | $348,000 | 1,652 |
| Additional noninterest expense | $752,000 | 1,917 |
| Pre-tax net operating income | $1,214,000 | 1,772 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $267,000 | 1,316 |
| Income before extraordinary items | $947,000 | 1,912 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $947,000 | 1,910 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $947,000 | 1,912 |
| Net charge-offs | $-55,000 | 5,258 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $947,000 | 1,905 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,640,000 | 2,040 |
| Total interest expense | $928,000 | 2,680 |
| Net interest income | $11,712,000 | 1,954 |
| Provision for loan and lease losses | $15,000 | 4,020 |
| Total noninterest income | $2,233,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,921,000 | 666 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $312,000 | 3,758 |
| Total noninterest expense | $8,985,000 | 2,083 |
| Salaries and employee benefits | $4,628,000 | 2,219 |
| Premises and equipment expense | $1,149,000 | 1,912 |
| Additional noninterest expense | $3,208,000 | 1,838 |
| Pre-tax net operating income | $4,945,000 | 1,734 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,154,000 | 1,221 |
| Income before extraordinary items | $2,791,000 | 2,171 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,791,000 | 2,169 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,791,000 | 2,171 |
| Net charge-offs | $-175,000 | 5,412 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,791,000 | 2,151 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 2,059 |
| Total interest expense | $697,000 | 2,654 |
| Net interest income | $8,686,000 | 1,977 |
| Provision for loan and lease losses | $15,000 | 3,792 |
| Total noninterest income | $1,698,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,457,000 | 660 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $241,000 | 3,755 |
| Total noninterest expense | $6,688,000 | 2,093 |
| Salaries and employee benefits | $3,489,000 | 2,214 |
| Premises and equipment expense | $872,000 | 1,907 |
| Additional noninterest expense | $2,327,000 | 1,884 |
| Pre-tax net operating income | $3,681,000 | 1,759 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,289,000 | 1,246 |
| Income before extraordinary items | $2,392,000 | 2,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,392,000 | 2,098 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,392,000 | 2,098 |
| Net charge-offs | $-169,000 | 5,457 |
| Cash dividends | $500,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,392,000 | 2,070 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 2,033 |
| Total interest expense | $462,000 | 2,625 |
| Net interest income | $5,813,000 | 1,961 |
| Provision for loan and lease losses | $15,000 | 3,486 |
| Total noninterest income | $1,151,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $987,000 | 635 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $164,000 | 3,745 |
| Total noninterest expense | $4,436,000 | 2,110 |
| Salaries and employee benefits | $2,308,000 | 2,244 |
| Premises and equipment expense | $571,000 | 1,932 |
| Additional noninterest expense | $1,557,000 | 1,882 |
| Pre-tax net operating income | $2,513,000 | 1,695 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $879,000 | 1,200 |
| Income before extraordinary items | $1,634,000 | 2,018 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,634,000 | 2,018 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,634,000 | 2,018 |
| Net charge-offs | $-181,000 | 5,566 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,634,000 | 1,989 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 2,164 |
| Total interest expense | $230,000 | 2,602 |
| Net interest income | $2,685,000 | 2,084 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $590,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $507,000 | 614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $83,000 | 3,719 |
| Total noninterest expense | $2,191,000 | 2,159 |
| Salaries and employee benefits | $1,156,000 | 2,268 |
| Premises and equipment expense | $282,000 | 1,966 |
| Additional noninterest expense | $753,000 | 1,929 |
| Pre-tax net operating income | $1,069,000 | 1,879 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $374,000 | 1,307 |
| Income before extraordinary items | $695,000 | 2,210 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $695,000 | 2,211 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $695,000 | 2,211 |
| Net charge-offs | $-21,000 | 5,266 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $695,000 | 2,186 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,912,000 | 2,247 |
| Total interest expense | $936,000 | 2,534 |
| Net interest income | $9,976,000 | 2,192 |
| Provision for loan and lease losses | $265,000 | 2,125 |
| Total noninterest income | $2,506,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,031,000 | 634 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $475,000 | 3,339 |
| Total noninterest expense | $8,480,000 | 2,187 |
| Salaries and employee benefits | $4,454,000 | 2,292 |
| Premises and equipment expense | $1,098,000 | 1,996 |
| Additional noninterest expense | $2,928,000 | 2,019 |
| Pre-tax net operating income | $3,737,000 | 2,025 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,308,000 | 1,388 |
| Income before extraordinary items | $2,429,000 | 2,455 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,429,000 | 2,454 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,429,000 | 2,455 |
| Net charge-offs | $181,000 | 2,035 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,429,000 | 2,400 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,112,000 | 2,261 |
| Total interest expense | $704,000 | 2,526 |
| Net interest income | $7,408,000 | 2,204 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $1,913,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,526,000 | 638 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $387,000 | 3,229 |
| Total noninterest expense | $6,345,000 | 2,190 |
| Salaries and employee benefits | $3,333,000 | 2,293 |
| Premises and equipment expense | $829,000 | 1,996 |
| Additional noninterest expense | $2,183,000 | 2,032 |
| Pre-tax net operating income | $2,751,000 | 2,088 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $963,000 | 1,446 |
| Income before extraordinary items | $1,788,000 | 2,520 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,788,000 | 2,521 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,788,000 | 2,521 |
| Net charge-offs | $192,000 | 1,492 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,788,000 | 2,471 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 2,288 |
| Total interest expense | $472,000 | 2,527 |
| Net interest income | $4,858,000 | 2,246 |
| Provision for loan and lease losses | $195,000 | 1,656 |
| Total noninterest income | $1,327,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,028,000 | 623 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,029 |
| Total noninterest expense | $4,181,000 | 2,224 |
| Salaries and employee benefits | $2,205,000 | 2,320 |
| Premises and equipment expense | $525,000 | 2,077 |
| Additional noninterest expense | $1,451,000 | 2,028 |
| Pre-tax net operating income | $1,809,000 | 2,102 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $633,000 | 1,448 |
| Income before extraordinary items | $1,176,000 | 2,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,176,000 | 2,519 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,176,000 | 2,519 |
| Net charge-offs | $118,000 | 1,482 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,176,000 | 2,456 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 2,300 |
| Total interest expense | $237,000 | 2,522 |
| Net interest income | $2,406,000 | 2,257 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $612,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $517,000 | 616 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $95,000 | 3,625 |
| Total noninterest expense | $2,094,000 | 2,233 |
| Salaries and employee benefits | $1,118,000 | 2,293 |
| Premises and equipment expense | $280,000 | 1,970 |
| Additional noninterest expense | $696,000 | 2,100 |
| Pre-tax net operating income | $874,000 | 2,135 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $306,000 | 1,458 |
| Income before extraordinary items | $568,000 | 2,531 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $568,000 | 2,531 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $568,000 | 2,531 |
| Net charge-offs | $12,000 | 2,244 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $568,000 | 2,482 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 2,423 |
| Total interest expense | $761,000 | 2,914 |
| Net interest income | $8,971,000 | 2,358 |
| Provision for loan and lease losses | $230,000 | 2,193 |
| Total noninterest income | $2,652,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,225,000 | 592 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $427,000 | 3,504 |
| Total noninterest expense | $8,527,000 | 2,175 |
| Salaries and employee benefits | $4,173,000 | 2,401 |
| Premises and equipment expense | $1,132,000 | 1,972 |
| Additional noninterest expense | $3,222,000 | 1,876 |
| Pre-tax net operating income | $2,866,000 | 2,399 |
| Securities gains (losses) | $35,000 | 1,887 |
| Applicable income taxes | $1,194,000 | 1,431 |
| Income before extraordinary items | $1,707,000 | 3,003 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,707,000 | 3,004 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,707,000 | 3,005 |
| Net charge-offs | $-102,000 | 5,726 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,684,600 | 2,983 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 2,475 |
| Total interest expense | $542,000 | 3,040 |
| Net interest income | $6,625,000 | 2,396 |
| Provision for loan and lease losses | $230,000 | 1,786 |
| Total noninterest income | $1,999,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,664,000 | 596 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 3,457 |
| Total noninterest expense | $6,407,000 | 2,174 |
| Salaries and employee benefits | $3,077,000 | 2,442 |
| Premises and equipment expense | $852,000 | 1,998 |
| Additional noninterest expense | $2,478,000 | 1,832 |
| Pre-tax net operating income | $1,987,000 | 2,579 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $874,000 | 1,497 |
| Income before extraordinary items | $1,113,000 | 3,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,113,000 | 3,310 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,113,000 | 3,311 |
| Net charge-offs | $-42,000 | 5,565 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,113,000 | 3,255 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 2,532 |
| Total interest expense | $356,000 | 3,087 |
| Net interest income | $4,306,000 | 2,441 |
| Provision for loan and lease losses | $190,000 | 1,565 |
| Total noninterest income | $1,332,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,086,000 | 596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,327 |
| Total noninterest expense | $4,249,000 | 2,197 |
| Salaries and employee benefits | $2,017,000 | 2,497 |
| Premises and equipment expense | $554,000 | 2,043 |
| Additional noninterest expense | $1,678,000 | 1,809 |
| Pre-tax net operating income | $1,199,000 | 2,737 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $598,000 | 1,480 |
| Income before extraordinary items | $601,000 | 3,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $601,000 | 3,670 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $601,000 | 3,671 |
| Net charge-offs | $-35,000 | 5,647 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $601,000 | 3,612 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 2,659 |
| Total interest expense | $172,000 | 3,188 |
| Net interest income | $2,036,000 | 2,560 |
| Provision for loan and lease losses | $160,000 | 1,026 |
| Total noninterest income | $609,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $529,000 | 597 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $2,006,000 | 2,300 |
| Salaries and employee benefits | $1,002,000 | 2,524 |
| Premises and equipment expense | $294,000 | 1,968 |
| Additional noninterest expense | $710,000 | 2,079 |
| Pre-tax net operating income | $479,000 | 3,094 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $201,000 | 1,818 |
| Income before extraordinary items | $278,000 | 3,777 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $278,000 | 3,780 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $278,000 | 3,781 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $278,000 | 3,694 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,010,000 | 2,641 |
| Total interest expense | $709,000 | 3,287 |
| Net interest income | $8,301,000 | 2,536 |
| Provision for loan and lease losses | $345,000 | 1,850 |
| Total noninterest income | $2,578,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,320,000 | 592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $258,000 | 4,214 |
| Total noninterest expense | $7,808,000 | 2,357 |
| Salaries and employee benefits | $3,763,000 | 2,627 |
| Premises and equipment expense | $1,129,000 | 2,027 |
| Additional noninterest expense | $2,916,000 | 2,086 |
| Pre-tax net operating income | $2,726,000 | 2,431 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,332,000 | 1,291 |
| Income before extraordinary items | $1,394,000 | 3,370 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,394,000 | 3,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,394,000 | 3,372 |
| Net charge-offs | $480,000 | 1,512 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,394,000 | 3,325 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 2,624 |
| Total interest expense | $536,000 | 3,317 |
| Net interest income | $6,315,000 | 2,528 |
| Provision for loan and lease losses | $295,000 | 1,662 |
| Total noninterest income | $1,925,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,752,000 | 585 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $173,000 | 4,395 |
| Total noninterest expense | $5,801,000 | 2,388 |
| Salaries and employee benefits | $2,794,000 | 2,648 |
| Premises and equipment expense | $863,000 | 2,011 |
| Additional noninterest expense | $2,144,000 | 2,112 |
| Pre-tax net operating income | $2,144,000 | 2,401 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $965,000 | 1,345 |
| Income before extraordinary items | $1,179,000 | 3,182 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,179,000 | 3,182 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,179,000 | 3,183 |
| Net charge-offs | $245,000 | 1,784 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,179,000 | 3,140 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 2,782 |
| Total interest expense | $363,000 | 3,326 |
| Net interest income | $3,892,000 | 2,685 |
| Provision for loan and lease losses | $170,000 | 1,801 |
| Total noninterest income | $1,239,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,146,000 | 583 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $93,000 | 4,666 |
| Total noninterest expense | $3,853,000 | 2,403 |
| Salaries and employee benefits | $1,826,000 | 2,707 |
| Premises and equipment expense | $580,000 | 2,010 |
| Additional noninterest expense | $1,447,000 | 2,088 |
| Pre-tax net operating income | $1,108,000 | 2,786 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $507,000 | 1,529 |
| Income before extraordinary items | $601,000 | 3,635 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $601,000 | 3,640 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $601,000 | 3,641 |
| Net charge-offs | $248,000 | 1,407 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $601,000 | 3,566 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 2,741 |
| Total interest expense | $189,000 | 3,298 |
| Net interest income | $1,977,000 | 2,655 |
| Provision for loan and lease losses | $140,000 | 1,347 |
| Total noninterest income | $596,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $553,000 | 599 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $43,000 | 4,740 |
| Total noninterest expense | $1,928,000 | 2,415 |
| Salaries and employee benefits | $903,000 | 2,742 |
| Premises and equipment expense | $304,000 | 1,962 |
| Additional noninterest expense | $721,000 | 2,089 |
| Pre-tax net operating income | $505,000 | 2,872 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $231,000 | 1,579 |
| Income before extraordinary items | $274,000 | 3,707 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $274,000 | 3,709 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $274,000 | 3,710 |
| Net charge-offs | $218,000 | 895 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $274,000 | 3,648 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,628,000 | 2,775 |
| Total interest expense | $830,000 | 3,360 |
| Net interest income | $7,798,000 | 2,662 |
| Provision for loan and lease losses | $285,000 | 2,521 |
| Total noninterest income | $2,435,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,234,000 | 622 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $201,000 | 4,607 |
| Total noninterest expense | $7,652,000 | 2,442 |
| Salaries and employee benefits | $3,669,000 | 2,687 |
| Premises and equipment expense | $1,081,000 | 2,098 |
| Additional noninterest expense | $2,902,000 | 2,148 |
| Pre-tax net operating income | $2,296,000 | 2,604 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,051,000 | 1,423 |
| Income before extraordinary items | $1,245,000 | 3,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,245,000 | 3,480 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,245,000 | 3,482 |
| Net charge-offs | $945,000 | 1,327 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,245,000 | 3,434 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 2,818 |
| Total interest expense | $625,000 | 3,440 |
| Net interest income | $5,778,000 | 2,704 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $1,806,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,651,000 | 628 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 4,664 |
| Total noninterest expense | $5,703,000 | 2,449 |
| Salaries and employee benefits | $2,771,000 | 2,669 |
| Premises and equipment expense | $803,000 | 2,140 |
| Additional noninterest expense | $2,129,000 | 2,181 |
| Pre-tax net operating income | $1,701,000 | 2,708 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $778,000 | 1,476 |
| Income before extraordinary items | $923,000 | 3,576 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $923,000 | 3,578 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $923,000 | 3,580 |
| Net charge-offs | $673,000 | 1,323 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $923,000 | 3,492 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 2,839 |
| Total interest expense | $419,000 | 3,493 |
| Net interest income | $3,798,000 | 2,727 |
| Provision for loan and lease losses | $135,000 | 2,601 |
| Total noninterest income | $1,125,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,021,000 | 659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $104,000 | 4,698 |
| Total noninterest expense | $3,810,000 | 2,445 |
| Salaries and employee benefits | $1,856,000 | 2,677 |
| Premises and equipment expense | $526,000 | 2,176 |
| Additional noninterest expense | $1,428,000 | 2,174 |
| Pre-tax net operating income | $978,000 | 2,940 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $447,000 | 1,630 |
| Income before extraordinary items | $531,000 | 3,822 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $531,000 | 3,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $531,000 | 3,825 |
| Net charge-offs | $637,000 | 1,056 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $531,000 | 3,737 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 2,884 |
| Total interest expense | $215,000 | 3,513 |
| Net interest income | $1,871,000 | 2,773 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $578,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $509,000 | 653 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $1,873,000 | 2,512 |
| Salaries and employee benefits | $914,000 | 2,728 |
| Premises and equipment expense | $261,000 | 2,238 |
| Additional noninterest expense | $698,000 | 2,236 |
| Pre-tax net operating income | $456,000 | 3,052 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $209,000 | 1,662 |
| Income before extraordinary items | $247,000 | 3,904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $247,000 | 3,904 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $247,000 | 3,906 |
| Net charge-offs | $557,000 | 715 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $247,000 | 3,803 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,065,000 | 2,812 |
| Total interest expense | $799,000 | 4,127 |
| Net interest income | $8,266,000 | 2,599 |
| Provision for loan and lease losses | $355,000 | 3,148 |
| Total noninterest income | $2,312,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,110,000 | 670 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $202,000 | 4,582 |
| Total noninterest expense | $7,793,000 | 2,431 |
| Salaries and employee benefits | $3,720,000 | 2,626 |
| Premises and equipment expense | $1,254,000 | 1,877 |
| Additional noninterest expense | $2,819,000 | 2,300 |
| Pre-tax net operating income | $2,430,000 | 2,458 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,112,000 | 1,362 |
| Income before extraordinary items | $1,318,000 | 3,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,318,000 | 3,359 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,318,000 | 3,360 |
| Net charge-offs | $-56,000 | 6,873 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,318,000 | 3,226 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 2,822 |
| Total interest expense | $611,000 | 4,203 |
| Net interest income | $6,320,000 | 2,582 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $1,770,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,626,000 | 662 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,694 |
| Total noninterest expense | $5,765,000 | 2,460 |
| Salaries and employee benefits | $2,791,000 | 2,642 |
| Premises and equipment expense | $902,000 | 1,962 |
| Additional noninterest expense | $2,072,000 | 2,338 |
| Pre-tax net operating income | $2,045,000 | 2,319 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $936,000 | 1,288 |
| Income before extraordinary items | $1,109,000 | 3,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,109,000 | 3,229 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,109,000 | 3,228 |
| Net charge-offs | $-44,000 | 6,902 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,109,000 | 3,085 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 2,830 |
| Total interest expense | $409,000 | 4,284 |
| Net interest income | $4,254,000 | 2,559 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $1,197,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,101,000 | 651 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,709 |
| Total noninterest expense | $3,882,000 | 2,430 |
| Salaries and employee benefits | $1,881,000 | 2,628 |
| Premises and equipment expense | $602,000 | 1,961 |
| Additional noninterest expense | $1,399,000 | 2,315 |
| Pre-tax net operating income | $1,329,000 | 2,340 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $608,000 | 1,309 |
| Income before extraordinary items | $721,000 | 3,275 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $721,000 | 3,274 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $721,000 | 3,276 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $721,000 | 3,105 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,861 |
| Total interest expense | $215,000 | 4,278 |
| Net interest income | $2,112,000 | 2,586 |
| Provision for loan and lease losses | $175,000 | 2,152 |
| Total noninterest income | $596,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $552,000 | 650 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $1,952,000 | 2,424 |
| Salaries and employee benefits | $965,000 | 2,565 |
| Premises and equipment expense | $310,000 | 1,929 |
| Additional noninterest expense | $677,000 | 2,361 |
| Pre-tax net operating income | $581,000 | 2,584 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $266,000 | 1,417 |
| Income before extraordinary items | $315,000 | 3,551 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $315,000 | 3,554 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $315,000 | 3,554 |
| Net charge-offs | $76,000 | 2,689 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $315,000 | 3,383 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,621,000 | 2,851 |
| Total interest expense | $863,000 | 4,749 |
| Net interest income | $8,758,000 | 2,512 |
| Provision for loan and lease losses | $595,000 | 3,216 |
| Total noninterest income | $2,360,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,122,000 | 686 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $238,000 | 4,205 |
| Total noninterest expense | $7,656,000 | 2,470 |
| Salaries and employee benefits | $3,809,000 | 2,518 |
| Premises and equipment expense | $1,229,000 | 2,016 |
| Additional noninterest expense | $2,618,000 | 2,502 |
| Pre-tax net operating income | $2,867,000 | 1,922 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,292,000 | 1,112 |
| Income before extraordinary items | $1,575,000 | 2,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,575,000 | 2,678 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,575,000 | 2,678 |
| Net charge-offs | $529,000 | 3,104 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,575,000 | 2,595 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 2,813 |
| Total interest expense | $656,000 | 4,841 |
| Net interest income | $6,756,000 | 2,443 |
| Provision for loan and lease losses | $145,000 | 4,539 |
| Total noninterest income | $1,739,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,592,000 | 694 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $147,000 | 4,557 |
| Total noninterest expense | $5,801,000 | 2,455 |
| Salaries and employee benefits | $2,887,000 | 2,487 |
| Premises and equipment expense | $947,000 | 1,983 |
| Additional noninterest expense | $1,967,000 | 2,504 |
| Pre-tax net operating income | $2,549,000 | 1,704 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,166,000 | 962 |
| Income before extraordinary items | $1,383,000 | 2,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,383,000 | 2,473 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,383,000 | 2,473 |
| Net charge-offs | $109,000 | 4,344 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,383,000 | 2,372 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 2,859 |
| Total interest expense | $446,000 | 4,901 |
| Net interest income | $4,459,000 | 2,475 |
| Provision for loan and lease losses | $55,000 | 5,054 |
| Total noninterest income | $1,160,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,058,000 | 695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,511 |
| Total noninterest expense | $3,850,000 | 2,473 |
| Salaries and employee benefits | $1,922,000 | 2,506 |
| Premises and equipment expense | $624,000 | 2,022 |
| Additional noninterest expense | $1,304,000 | 2,547 |
| Pre-tax net operating income | $1,714,000 | 1,656 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $784,000 | 935 |
| Income before extraordinary items | $930,000 | 2,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $930,000 | 2,410 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $930,000 | 2,410 |
| Net charge-offs | $139,000 | 3,494 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $930,000 | 2,324 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 2,813 |
| Total interest expense | $228,000 | 4,966 |
| Net interest income | $2,283,000 | 2,408 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $564,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $522,000 | 686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $1,950,000 | 2,470 |
| Salaries and employee benefits | $957,000 | 2,530 |
| Premises and equipment expense | $319,000 | 2,016 |
| Additional noninterest expense | $674,000 | 2,461 |
| Pre-tax net operating income | $867,000 | 1,646 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $397,000 | 898 |
| Income before extraordinary items | $470,000 | 2,371 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $470,000 | 2,370 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $470,000 | 2,371 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $470,000 | 2,325 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,335,000 | 2,873 |
| Total interest expense | $1,024,000 | 5,168 |
| Net interest income | $9,311,000 | 2,345 |
| Provision for loan and lease losses | $140,000 | 5,715 |
| Total noninterest income | $2,358,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,190,000 | 682 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $168,000 | 4,833 |
| Total noninterest expense | $7,853,000 | 2,458 |
| Salaries and employee benefits | $3,898,000 | 2,468 |
| Premises and equipment expense | $1,209,000 | 2,092 |
| Additional noninterest expense | $2,746,000 | 2,471 |
| Pre-tax net operating income | $3,676,000 | 1,365 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,682,000 | 834 |
| Income before extraordinary items | $1,994,000 | 2,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,994,000 | 2,031 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,994,000 | 2,032 |
| Net charge-offs | $-74,000 | 7,591 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,994,000 | 1,952 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 2,912 |
| Total interest expense | $791,000 | 5,251 |
| Net interest income | $7,008,000 | 2,376 |
| Provision for loan and lease losses | $125,000 | 5,480 |
| Total noninterest income | $1,769,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,651,000 | 691 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $118,000 | 4,995 |
| Total noninterest expense | $5,911,000 | 2,452 |
| Salaries and employee benefits | $2,926,000 | 2,476 |
| Premises and equipment expense | $908,000 | 2,106 |
| Additional noninterest expense | $2,077,000 | 2,403 |
| Pre-tax net operating income | $2,741,000 | 1,429 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,254,000 | 858 |
| Income before extraordinary items | $1,487,000 | 2,160 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,487,000 | 2,161 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,487,000 | 2,163 |
| Net charge-offs | $-58,000 | 7,651 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,487,000 | 2,069 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 2,962 |
| Total interest expense | $540,000 | 5,292 |
| Net interest income | $4,638,000 | 2,397 |
| Provision for loan and lease losses | $110,000 | 5,057 |
| Total noninterest income | $1,170,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,092,000 | 703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 5,012 |
| Total noninterest expense | $3,945,000 | 2,458 |
| Salaries and employee benefits | $1,931,000 | 2,522 |
| Premises and equipment expense | $609,000 | 2,124 |
| Additional noninterest expense | $1,405,000 | 2,382 |
| Pre-tax net operating income | $1,753,000 | 1,480 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $802,000 | 849 |
| Income before extraordinary items | $951,000 | 2,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $951,000 | 2,200 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $951,000 | 2,203 |
| Net charge-offs | $-41,000 | 7,679 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $951,000 | 2,125 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 3,034 |
| Total interest expense | $274,000 | 5,398 |
| Net interest income | $2,295,000 | 2,452 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $583,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $541,000 | 713 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $1,944,000 | 2,506 |
| Salaries and employee benefits | $962,000 | 2,557 |
| Premises and equipment expense | $307,000 | 2,163 |
| Additional noninterest expense | $675,000 | 2,449 |
| Pre-tax net operating income | $844,000 | 1,547 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $386,000 | 865 |
| Income before extraordinary items | $458,000 | 2,292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 2,291 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $458,000 | 2,292 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $458,000 | 2,212 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,758,000 | 3,043 |
| Total interest expense | $1,370,000 | 5,360 |
| Net interest income | $9,388,000 | 2,324 |
| Provision for loan and lease losses | $560,000 | 4,370 |
| Total noninterest income | $2,259,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,138,000 | 807 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $121,000 | 5,395 |
| Total noninterest expense | $7,667,000 | 2,573 |
| Salaries and employee benefits | $3,675,000 | 2,659 |
| Premises and equipment expense | $1,255,000 | 2,127 |
| Additional noninterest expense | $2,737,000 | 2,546 |
| Pre-tax net operating income | $3,420,000 | 1,186 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,539,000 | 691 |
| Income before extraordinary items | $1,881,000 | 1,778 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,881,000 | 1,776 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,881,000 | 1,778 |
| Net charge-offs | $485,000 | 3,834 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,881,000 | 1,735 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,067,000 | 3,088 |
| Total interest expense | $1,063,000 | 5,419 |
| Net interest income | $7,004,000 | 2,331 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $1,706,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,612,000 | 792 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $94,000 | 5,476 |
| Total noninterest expense | $5,747,000 | 2,579 |
| Salaries and employee benefits | $2,744,000 | 2,692 |
| Premises and equipment expense | $956,000 | 2,124 |
| Additional noninterest expense | $2,047,000 | 2,518 |
| Pre-tax net operating income | $2,513,000 | 1,289 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,160,000 | 752 |
| Income before extraordinary items | $1,353,000 | 1,966 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,353,000 | 1,965 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,353,000 | 1,966 |
| Net charge-offs | $414,000 | 3,300 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,353,000 | 1,921 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 3,098 |
| Total interest expense | $747,000 | 5,429 |
| Net interest income | $4,672,000 | 2,334 |
| Provision for loan and lease losses | $375,000 | 3,368 |
| Total noninterest income | $1,147,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,084,000 | 762 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $63,000 | 5,502 |
| Total noninterest expense | $3,835,000 | 2,605 |
| Salaries and employee benefits | $1,824,000 | 2,728 |
| Premises and equipment expense | $641,000 | 2,129 |
| Additional noninterest expense | $1,370,000 | 2,533 |
| Pre-tax net operating income | $1,609,000 | 1,418 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $743,000 | 800 |
| Income before extraordinary items | $866,000 | 2,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $866,000 | 2,098 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $866,000 | 2,100 |
| Net charge-offs | $435,000 | 2,499 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $866,000 | 2,038 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,095 |
| Total interest expense | $413,000 | 5,311 |
| Net interest income | $2,335,000 | 2,332 |
| Provision for loan and lease losses | $275,000 | 2,441 |
| Total noninterest income | $573,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $546,000 | 734 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $1,908,000 | 2,535 |
| Salaries and employee benefits | $912,000 | 2,771 |
| Premises and equipment expense | $325,000 | 2,147 |
| Additional noninterest expense | $671,000 | 2,315 |
| Pre-tax net operating income | $725,000 | 1,748 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $335,000 | 963 |
| Income before extraordinary items | $390,000 | 2,620 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $390,000 | 2,619 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $390,000 | 2,621 |
| Net charge-offs | $336,000 | 1,680 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $390,000 | 2,473 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 3,267 |
| Total interest expense | $2,140,000 | 5,145 |
| Net interest income | $8,902,000 | 2,447 |
| Provision for loan and lease losses | $285,000 | 4,711 |
| Total noninterest income | $2,271,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,121,000 | 827 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $150,000 | 5,315 |
| Total noninterest expense | $7,159,000 | 2,630 |
| Salaries and employee benefits | $3,515,000 | 2,812 |
| Premises and equipment expense | $1,267,000 | 2,133 |
| Additional noninterest expense | $2,377,000 | 2,450 |
| Pre-tax net operating income | $3,729,000 | 1,465 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,694,000 | 773 |
| Income before extraordinary items | $2,035,000 | 1,956 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,035,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 3,941 |
| Cash dividends | $2,769,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,035,000 | 2,078 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,222,000 | 3,349 |
| Total interest expense | $1,661,000 | 5,175 |
| Net interest income | $6,561,000 | 2,512 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $1,691,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,570,000 | 846 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 5,286 |
| Total noninterest expense | $5,398,000 | 2,609 |
| Salaries and employee benefits | $2,645,000 | 2,826 |
| Premises and equipment expense | $947,000 | 2,146 |
| Additional noninterest expense | $1,806,000 | 2,360 |
| Pre-tax net operating income | $2,729,000 | 1,792 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,262,000 | 962 |
| Income before extraordinary items | $1,467,000 | 2,368 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,467,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,837 |
| Cash dividends | $2,769,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,467,000 | 2,474 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 3,425 |
| Total interest expense | $1,175,000 | 5,183 |
| Net interest income | $4,244,000 | 2,576 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $1,119,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,026,000 | 841 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $93,000 | 5,175 |
| Total noninterest expense | $3,619,000 | 2,605 |
| Salaries and employee benefits | $1,779,000 | 2,841 |
| Premises and equipment expense | $704,000 | 1,922 |
| Additional noninterest expense | $1,136,000 | 2,454 |
| Pre-tax net operating income | $1,659,000 | 2,008 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $768,000 | 1,152 |
| Income before extraordinary items | $891,000 | 2,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $891,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,530 |
| Cash dividends | $2,769,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $891,000 | 2,773 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,486 |
| Total interest expense | $670,000 | 4,995 |
| Net interest income | $2,064,000 | 2,642 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $536,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $480,000 | 900 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $1,808,000 | 2,606 |
| Salaries and employee benefits | $911,000 | 2,798 |
| Premises and equipment expense | $358,000 | 1,899 |
| Additional noninterest expense | $539,000 | 2,544 |
| Pre-tax net operating income | $762,000 | 2,259 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $352,000 | 1,309 |
| Income before extraordinary items | $410,000 | 3,139 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $410,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $410,000 | 3,062 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,365,000 | 3,203 |
| Total interest expense | $3,120,000 | 4,675 |
| Net interest income | $9,245,000 | 2,401 |
| Provision for loan and lease losses | $-5,000 | 8,217 |
| Total noninterest income | $2,072,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,795,000 | 990 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $277,000 | 4,396 |
| Total noninterest expense | $7,179,000 | 2,529 |
| Salaries and employee benefits | $3,801,000 | 2,610 |
| Premises and equipment expense | $1,371,000 | 1,904 |
| Additional noninterest expense | $2,007,000 | 2,670 |
| Pre-tax net operating income | $4,143,000 | 1,922 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,870,000 | 1,191 |
| Income before extraordinary items | $2,273,000 | 2,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,273,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,889 |
| Cash dividends | $2,800,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,273,000 | 2,554 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,377,000 | 3,172 |
| Total interest expense | $2,366,000 | 4,658 |
| Net interest income | $7,011,000 | 2,397 |
| Provision for loan and lease losses | $-45,000 | 8,366 |
| Total noninterest income | $1,529,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,319,000 | 997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $210,000 | 4,393 |
| Total noninterest expense | $5,383,000 | 2,517 |
| Salaries and employee benefits | $2,892,000 | 2,566 |
| Premises and equipment expense | $1,035,000 | 1,883 |
| Additional noninterest expense | $1,456,000 | 2,688 |
| Pre-tax net operating income | $3,202,000 | 1,994 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,492,000 | 1,232 |
| Income before extraordinary items | $1,710,000 | 2,703 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,710,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,620 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,710,000 | 2,681 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 3,185 |
| Total interest expense | $1,543,000 | 4,705 |
| Net interest income | $4,695,000 | 2,408 |
| Provision for loan and lease losses | $-30,000 | 8,406 |
| Total noninterest income | $1,011,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $862,000 | 1,021 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $149,000 | 4,320 |
| Total noninterest expense | $3,571,000 | 2,556 |
| Salaries and employee benefits | $1,955,000 | 2,574 |
| Premises and equipment expense | $680,000 | 1,924 |
| Additional noninterest expense | $936,000 | 2,765 |
| Pre-tax net operating income | $2,165,000 | 2,024 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,009,000 | 1,263 |
| Income before extraordinary items | $1,156,000 | 2,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,156,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,381 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,156,000 | 2,705 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 3,140 |
| Total interest expense | $758,000 | 4,749 |
| Net interest income | $2,394,000 | 2,370 |
| Provision for loan and lease losses | $-30,000 | 8,484 |
| Total noninterest income | $491,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $417,000 | 1,029 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $1,818,000 | 2,524 |
| Salaries and employee benefits | $1,017,000 | 2,519 |
| Premises and equipment expense | $324,000 | 2,017 |
| Additional noninterest expense | $477,000 | 2,721 |
| Pre-tax net operating income | $1,097,000 | 2,011 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $511,000 | 1,264 |
| Income before extraordinary items | $586,000 | 2,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $586,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,303 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $586,000 | 2,667 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,167,000 | 2,855 |
| Total interest expense | $2,862,000 | 4,439 |
| Net interest income | $10,305,000 | 2,240 |
| Provision for loan and lease losses | $-65,000 | 8,425 |
| Total noninterest income | $1,821,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,585,000 | 1,118 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $236,000 | 4,788 |
| Total noninterest expense | $7,007,000 | 2,512 |
| Salaries and employee benefits | $3,821,000 | 2,539 |
| Premises and equipment expense | $1,091,000 | 2,276 |
| Additional noninterest expense | $2,095,000 | 2,458 |
| Pre-tax net operating income | $5,184,000 | 1,826 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,415,000 | 1,137 |
| Income before extraordinary items | $2,769,000 | 2,414 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,769,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,323 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,769,000 | 2,395 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,828,000 | 2,843 |
| Total interest expense | $2,064,000 | 4,465 |
| Net interest income | $7,764,000 | 2,248 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,324,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,143,000 | 1,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $181,000 | 4,745 |
| Total noninterest expense | $5,362,000 | 2,458 |
| Salaries and employee benefits | $2,911,000 | 2,499 |
| Premises and equipment expense | $811,000 | 2,294 |
| Additional noninterest expense | $1,640,000 | 2,360 |
| Pre-tax net operating income | $3,726,000 | 1,955 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,736,000 | 1,237 |
| Income before extraordinary items | $1,990,000 | 2,574 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,990,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,295 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,990,000 | 2,560 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 2,866 |
| Total interest expense | $1,261,000 | 4,572 |
| Net interest income | $5,134,000 | 2,278 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $902,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $777,000 | 1,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $3,594,000 | 2,460 |
| Salaries and employee benefits | $2,002,000 | 2,443 |
| Premises and equipment expense | $535,000 | 2,319 |
| Additional noninterest expense | $1,057,000 | 2,433 |
| Pre-tax net operating income | $2,417,000 | 2,013 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,126,000 | 1,263 |
| Income before extraordinary items | $1,291,000 | 2,631 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,291,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,479 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,291,000 | 2,618 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 2,845 |
| Total interest expense | $583,000 | 4,656 |
| Net interest income | $2,578,000 | 2,255 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $451,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $390,000 | 1,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $1,795,000 | 2,472 |
| Salaries and employee benefits | $1,032,000 | 2,383 |
| Premises and equipment expense | $258,000 | 2,409 |
| Additional noninterest expense | $505,000 | 2,522 |
| Pre-tax net operating income | $1,209,000 | 1,959 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $563,000 | 1,260 |
| Income before extraordinary items | $646,000 | 2,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $646,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $646,000 | 2,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,385,000 | 2,825 |
| Total interest expense | $1,622,000 | 5,035 |
| Net interest income | $9,763,000 | 2,269 |
| Provision for loan and lease losses | $-60,000 | 8,595 |
| Total noninterest income | $1,828,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,685,000 | 1,055 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $143,000 | 5,813 |
| Total noninterest expense | $6,397,000 | 2,593 |
| Salaries and employee benefits | $3,780,000 | 2,417 |
| Premises and equipment expense | $803,000 | 2,889 |
| Additional noninterest expense | $1,814,000 | 2,736 |
| Pre-tax net operating income | $5,254,000 | 1,783 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,448,000 | 1,151 |
| Income before extraordinary items | $2,806,000 | 2,374 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,806,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,806,000 | 2,347 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,311,000 | 2,839 |
| Total interest expense | $1,086,000 | 5,212 |
| Net interest income | $7,225,000 | 2,266 |
| Provision for loan and lease losses | $-90,000 | 8,692 |
| Total noninterest income | $1,385,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,295,000 | 1,019 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 6,109 |
| Total noninterest expense | $4,759,000 | 2,587 |
| Salaries and employee benefits | $2,832,000 | 2,382 |
| Premises and equipment expense | $555,000 | 3,068 |
| Additional noninterest expense | $1,372,000 | 2,687 |
| Pre-tax net operating income | $3,941,000 | 1,786 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,836,000 | 1,161 |
| Income before extraordinary items | $2,105,000 | 2,394 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,105,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-200,000 | 8,748 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,105,000 | 2,365 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 2,834 |
| Total interest expense | $649,000 | 5,362 |
| Net interest income | $4,766,000 | 2,273 |
| Provision for loan and lease losses | $-75,000 | 8,719 |
| Total noninterest income | $891,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $845,000 | 1,020 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $3,132,000 | 2,598 |
| Salaries and employee benefits | $1,874,000 | 2,381 |
| Premises and equipment expense | $468,000 | 2,473 |
| Additional noninterest expense | $790,000 | 3,050 |
| Pre-tax net operating income | $2,600,000 | 1,772 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,211,000 | 1,158 |
| Income before extraordinary items | $1,389,000 | 2,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,389,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-186,000 | 8,751 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,389,000 | 2,324 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 2,803 |
| Total interest expense | $283,000 | 5,638 |
| Net interest income | $2,424,000 | 2,218 |
| Provision for loan and lease losses | $-30,000 | 8,769 |
| Total noninterest income | $425,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $404,000 | 1,023 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $1,561,000 | 2,613 |
| Salaries and employee benefits | $938,000 | 2,412 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $387,000 | 3,106 |
| Pre-tax net operating income | $1,318,000 | 1,737 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $614,000 | 1,128 |
| Income before extraordinary items | $704,000 | 2,318 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $704,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-184,000 | 8,854 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $704,000 | 2,278 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,753,000 | 2,898 |
| Total interest expense | $799,000 | 6,271 |
| Net interest income | $8,954,000 | 2,279 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $1,785,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,710,000 | 1,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,883 |
| Total noninterest expense | $5,878,000 | 2,704 |
| Salaries and employee benefits | $3,419,000 | 2,549 |
| Premises and equipment expense | $935,000 | 2,437 |
| Additional noninterest expense | $1,524,000 | 3,087 |
| Pre-tax net operating income | $4,711,000 | 1,784 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,195,000 | 1,166 |
| Income before extraordinary items | $2,516,000 | 2,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,516,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,516,000 | 2,359 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 2,978 |
| Total interest expense | $539,000 | 6,505 |
| Net interest income | $6,441,000 | 2,343 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $1,317,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,264,000 | 1,068 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $4,271,000 | 2,755 |
| Salaries and employee benefits | $2,484,000 | 2,583 |
| Premises and equipment expense | $698,000 | 2,428 |
| Additional noninterest expense | $1,089,000 | 3,178 |
| Pre-tax net operating income | $3,357,000 | 1,867 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,564,000 | 1,237 |
| Income before extraordinary items | $1,793,000 | 2,571 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,793,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,649 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,793,000 | 2,494 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 3,080 |
| Total interest expense | $339,000 | 6,688 |
| Net interest income | $4,123,000 | 2,429 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $873,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $836,000 | 1,057 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $2,801,000 | 2,793 |
| Salaries and employee benefits | $1,630,000 | 2,631 |
| Premises and equipment expense | $453,000 | 2,487 |
| Additional noninterest expense | $718,000 | 3,233 |
| Pre-tax net operating income | $2,095,000 | 1,966 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $976,000 | 1,306 |
| Income before extraordinary items | $1,119,000 | 2,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,119,000 | 2,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,119,000 | 2,605 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 3,126 |
| Total interest expense | $163,000 | 6,852 |
| Net interest income | $2,035,000 | 2,450 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $450,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $428,000 | 994 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $1,372,000 | 2,856 |
| Salaries and employee benefits | $796,000 | 2,694 |
| Premises and equipment expense | $230,000 | 2,477 |
| Additional noninterest expense | $346,000 | 3,320 |
| Pre-tax net operating income | $1,063,000 | 1,907 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $495,000 | 1,300 |
| Income before extraordinary items | $568,000 | 2,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $568,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $568,000 | 2,551 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 3,551 |
| Total interest expense | $789,000 | 6,744 |
| Net interest income | $6,898,000 | 2,792 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $1,489,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,428,000 | 1,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $61,000 | 7,285 |
| Total noninterest expense | $5,196,000 | 2,957 |
| Salaries and employee benefits | $2,789,000 | 2,960 |
| Premises and equipment expense | $939,000 | 2,398 |
| Additional noninterest expense | $1,468,000 | 3,147 |
| Pre-tax net operating income | $2,986,000 | 2,519 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,391,000 | 1,733 |
| Income before extraordinary items | $1,595,000 | 3,423 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,595,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,806 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 220 |
| Net operating income | $1,595,000 | 3,249 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 3,714 |
| Total interest expense | $614,000 | 6,793 |
| Net interest income | $4,886,000 | 2,956 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $1,056,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,011,000 | 1,298 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $3,893,000 | 2,962 |
| Salaries and employee benefits | $2,063,000 | 3,002 |
| Premises and equipment expense | $724,000 | 2,334 |
| Additional noninterest expense | $1,106,000 | 3,116 |
| Pre-tax net operating income | $1,929,000 | 2,924 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $898,000 | 2,026 |
| Income before extraordinary items | $1,031,000 | 3,912 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,031,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,409 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 141 |
| Net operating income | $1,031,000 | 3,754 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,825 |
| Total interest expense | $428,000 | 6,800 |
| Net interest income | $3,146,000 | 3,049 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $686,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $656,000 | 1,306 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $2,599,000 | 2,956 |
| Salaries and employee benefits | $1,357,000 | 3,044 |
| Premises and equipment expense | $498,000 | 2,264 |
| Additional noninterest expense | $744,000 | 3,072 |
| Pre-tax net operating income | $1,163,000 | 3,154 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $542,000 | 2,206 |
| Income before extraordinary items | $621,000 | 4,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $621,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $621,000 | 3,990 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 3,957 |
| Total interest expense | $219,000 | 6,827 |
| Net interest income | $1,510,000 | 3,154 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $348,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $337,000 | 1,237 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $1,318,000 | 2,900 |
| Salaries and employee benefits | $675,000 | 3,047 |
| Premises and equipment expense | $266,000 | 2,138 |
| Additional noninterest expense | $377,000 | 3,000 |
| Pre-tax net operating income | $500,000 | 3,494 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $234,000 | 2,436 |
| Income before extraordinary items | $266,000 | 4,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $266,000 | 4,354 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 4,250 |
| Total interest expense | $822,000 | 7,448 |
| Net interest income | $5,775,000 | 3,245 |
| Provision for loan and lease losses | $355,000 | 3,106 |
| Total noninterest income | $1,216,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,184,000 | 1,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $4,405,000 | 3,281 |
| Salaries and employee benefits | $2,344,000 | 3,296 |
| Premises and equipment expense | $835,000 | 2,581 |
| Additional noninterest expense | $1,226,000 | 3,554 |
| Pre-tax net operating income | $2,231,000 | 3,158 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,051,000 | 2,135 |
| Income before extraordinary items | $1,180,000 | 4,127 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,180,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 675 |
| Net operating income | $1,180,000 | 4,025 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 5,019 |
| Total interest expense | $1,078,000 | 7,862 |
| Net interest income | $4,824,000 | 3,536 |
| Provision for loan and lease losses | $305,000 | 3,160 |
| Total noninterest income | $901,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $879,000 | 1,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $3,672,000 | 3,691 |
| Salaries and employee benefits | $1,858,000 | 3,812 |
| Premises and equipment expense | $793,000 | 2,658 |
| Additional noninterest expense | $1,021,000 | 4,001 |
| Pre-tax net operating income | $1,748,000 | 3,498 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $823,000 | 2,369 |
| Income before extraordinary items | $925,000 | 4,487 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $925,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,091 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $925,000 | 4,378 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 5,620 |
| Total interest expense | $932,000 | 8,377 |
| Net interest income | $4,235,000 | 3,990 |
| Provision for loan and lease losses | $645,000 | 1,513 |
| Total noninterest income | $662,000 | 4,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $3,173,000 | 4,043 |
| Salaries and employee benefits | $1,521,000 | 4,312 |
| Premises and equipment expense | $715,000 | 2,832 |
| Additional noninterest expense | $937,000 | 4,208 |
| Pre-tax net operating income | $1,079,000 | 5,057 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $510,000 | 3,451 |
| Income before extraordinary items | $569,000 | 5,997 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $569,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $569,000 | 6,003 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 7,465 |
| Total interest expense | $544,000 | 9,347 |
| Net interest income | $2,381,000 | 5,978 |
| Provision for loan and lease losses | $215,000 | 3,402 |
| Total noninterest income | $409,000 | 5,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $2,252,000 | 5,243 |
| Salaries and employee benefits | $1,091,000 | 5,535 |
| Premises and equipment expense | $453,000 | 4,097 |
| Additional noninterest expense | $708,000 | 5,209 |
| Pre-tax net operating income | $323,000 | 7,964 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $161,000 | 6,148 |
| Income before extraordinary items | $162,000 | 8,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $162,000 | 8,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $162,000 | 8,530 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 9,388 |
| Total interest expense | $288,000 | 10,084 |
| Net interest income | $1,134,000 | 8,490 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $1,616,000 | 6,403 |
| Salaries and employee benefits | $789,000 | 6,733 |
| Premises and equipment expense | $279,000 | 5,599 |
| Additional noninterest expense | $548,000 | 6,103 |
| Pre-tax net operating income | $-449,000 | 10,155 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-140,000 | 10,270 |
| Income before extraordinary items | $-309,000 | 10,126 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-309,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-309,000 | 10,096 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $47,000 | 10,903 |
| Total interest expense | $3,000 | 10,890 |
| Net interest income | $44,000 | 10,894 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $1,000 | 10,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $500,000 | 10,137 |
| Salaries and employee benefits | $87,000 | 10,841 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $370,000 | 7,627 |
| Pre-tax net operating income | $-470,000 | 10,732 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-202,000 | 10,794 |
| Income before extraordinary items | $-268,000 | 10,648 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-268,000 | 10,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 136 |
| Net operating income | $-268,000 | 10,625 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.