Home > Victory Community Bank > Income and Expense
Victory Community Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 3,096 |
| Total interest expense | $551,000 | 2,158 |
| Net interest income | $1,247,000 | 3,356 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $657,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $6,000 | 4,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 1,294 |
| Total noninterest expense | $2,002,000 | 2,263 |
| Salaries and employee benefits | $1,359,000 | 2,032 |
| Premises and equipment expense | $60,000 | 4,134 |
| Additional noninterest expense | $583,000 | 2,290 |
| Pre-tax net operating income | $-104,000 | 4,881 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-104,000 | 4,855 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-104,000 | 4,855 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-104,000 | 4,855 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $1,850,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-104,000 | 4,880 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 3,062 |
| Total interest expense | $2,046,000 | 2,302 |
| Net interest income | $5,494,000 | 3,250 |
| Provision for loan and lease losses | $-159,000 | 5,017 |
| Total noninterest income | $6,616,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $23,000 | 4,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,593,000 | 691 |
| Total noninterest expense | $6,084,000 | 2,679 |
| Salaries and employee benefits | $4,065,000 | 2,413 |
| Premises and equipment expense | $258,000 | 4,102 |
| Additional noninterest expense | $1,761,000 | 2,783 |
| Pre-tax net operating income | $6,185,000 | 1,493 |
| Securities gains (losses) | $-15,000 | 4,860 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $6,170,000 | 1,357 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,170,000 | 1,359 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,170,000 | 1,360 |
| Net charge-offs | $-166,000 | 4,961 |
| Cash dividends | $4,705,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,185,000 | 1,324 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 3,095 |
| Total interest expense | $1,507,000 | 2,348 |
| Net interest income | $4,144,000 | 3,283 |
| Provision for loan and lease losses | $-165,000 | 5,124 |
| Total noninterest income | $4,392,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $17,000 | 4,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,375,000 | 736 |
| Total noninterest expense | $4,398,000 | 2,753 |
| Salaries and employee benefits | $2,956,000 | 2,476 |
| Premises and equipment expense | $189,000 | 4,186 |
| Additional noninterest expense | $1,253,000 | 2,892 |
| Pre-tax net operating income | $4,303,000 | 1,623 |
| Securities gains (losses) | $-15,000 | 4,955 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,288,000 | 1,470 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,288,000 | 1,471 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,288,000 | 1,472 |
| Net charge-offs | $-163,000 | 5,052 |
| Cash dividends | $4,230,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,303,000 | 1,432 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 3,120 |
| Total interest expense | $970,000 | 2,373 |
| Net interest income | $2,757,000 | 3,310 |
| Provision for loan and lease losses | $-158,000 | 5,199 |
| Total noninterest income | $2,496,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $11,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,485,000 | 804 |
| Total noninterest expense | $2,840,000 | 2,819 |
| Salaries and employee benefits | $1,906,000 | 2,557 |
| Premises and equipment expense | $127,000 | 4,194 |
| Additional noninterest expense | $807,000 | 2,984 |
| Pre-tax net operating income | $2,571,000 | 1,751 |
| Securities gains (losses) | $-15,000 | 5,010 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,556,000 | 1,572 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,556,000 | 1,572 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,556,000 | 1,572 |
| Net charge-offs | $-164,000 | 5,137 |
| Cash dividends | $2,980,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,571,000 | 1,535 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,165 |
| Total interest expense | $461,000 | 2,426 |
| Net interest income | $1,367,000 | 3,348 |
| Provision for loan and lease losses | $-2,000 | 5,187 |
| Total noninterest income | $1,338,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $6,000 | 4,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,332,000 | 739 |
| Total noninterest expense | $1,408,000 | 2,853 |
| Salaries and employee benefits | $933,000 | 2,609 |
| Premises and equipment expense | $65,000 | 4,211 |
| Additional noninterest expense | $410,000 | 2,950 |
| Pre-tax net operating income | $1,299,000 | 1,704 |
| Securities gains (losses) | $-15,000 | 5,147 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,284,000 | 1,536 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,284,000 | 1,535 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,284,000 | 1,535 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $1,700,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,299,000 | 1,499 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 3,146 |
| Total interest expense | $1,536,000 | 2,302 |
| Net interest income | $5,530,000 | 3,309 |
| Provision for loan and lease losses | $-2,000 | 5,075 |
| Total noninterest income | $5,555,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $20,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,535,000 | 755 |
| Total noninterest expense | $5,315,000 | 2,937 |
| Salaries and employee benefits | $3,395,000 | 2,727 |
| Premises and equipment expense | $264,000 | 4,209 |
| Additional noninterest expense | $1,656,000 | 2,967 |
| Pre-tax net operating income | $5,772,000 | 1,571 |
| Securities gains (losses) | $-31,000 | 4,727 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,741,000 | 1,409 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,741,000 | 1,408 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,741,000 | 1,408 |
| Net charge-offs | $-28,000 | 4,758 |
| Cash dividends | $5,055,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,772,000 | 1,389 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 3,175 |
| Total interest expense | $1,107,000 | 2,292 |
| Net interest income | $4,141,000 | 3,336 |
| Provision for loan and lease losses | $6,000 | 3,852 |
| Total noninterest income | $3,859,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $13,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,846,000 | 799 |
| Total noninterest expense | $3,962,000 | 2,964 |
| Salaries and employee benefits | $2,581,000 | 2,722 |
| Premises and equipment expense | $185,000 | 4,334 |
| Additional noninterest expense | $1,196,000 | 3,034 |
| Pre-tax net operating income | $4,032,000 | 1,684 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,032,000 | 1,497 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,032,000 | 1,496 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,032,000 | 1,496 |
| Net charge-offs | $-22,000 | 4,688 |
| Cash dividends | $3,585,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,032,000 | 1,481 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 3,191 |
| Total interest expense | $715,000 | 2,253 |
| Net interest income | $2,724,000 | 3,353 |
| Provision for loan and lease losses | $2,000 | 3,749 |
| Total noninterest income | $2,428,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $8,000 | 5,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,420,000 | 827 |
| Total noninterest expense | $2,589,000 | 3,024 |
| Salaries and employee benefits | $1,657,000 | 2,811 |
| Premises and equipment expense | $127,000 | 4,322 |
| Additional noninterest expense | $805,000 | 3,045 |
| Pre-tax net operating income | $2,561,000 | 1,734 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,561,000 | 1,548 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,561,000 | 1,547 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,561,000 | 1,547 |
| Net charge-offs | $-12,000 | 4,572 |
| Cash dividends | $2,190,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,561,000 | 1,530 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 3,234 |
| Total interest expense | $353,000 | 2,197 |
| Net interest income | $1,330,000 | 3,407 |
| Provision for loan and lease losses | $1,000 | 3,464 |
| Total noninterest income | $1,059,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $3,000 | 5,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,056,000 | 899 |
| Total noninterest expense | $1,226,000 | 3,144 |
| Salaries and employee benefits | $783,000 | 2,941 |
| Premises and equipment expense | $62,000 | 4,400 |
| Additional noninterest expense | $381,000 | 3,169 |
| Pre-tax net operating income | $1,162,000 | 1,829 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,162,000 | 1,622 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,162,000 | 1,622 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,162,000 | 1,622 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $1,030,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,162,000 | 1,607 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,602,000 | 3,228 |
| Total interest expense | $1,349,000 | 2,076 |
| Net interest income | $5,253,000 | 3,435 |
| Provision for loan and lease losses | $507,000 | 1,436 |
| Total noninterest income | $5,889,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $17,000 | 5,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,872,000 | 740 |
| Total noninterest expense | $4,944,000 | 3,107 |
| Salaries and employee benefits | $3,146,000 | 2,895 |
| Premises and equipment expense | $242,000 | 4,489 |
| Additional noninterest expense | $1,556,000 | 3,152 |
| Pre-tax net operating income | $5,691,000 | 1,539 |
| Securities gains (losses) | $16,000 | 1,414 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $5,707,000 | 1,217 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,707,000 | 1,217 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,707,000 | 1,217 |
| Net charge-offs | $289,000 | 1,515 |
| Cash dividends | $4,455,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,691,000 | 1,204 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 3,265 |
| Total interest expense | $995,000 | 2,085 |
| Net interest income | $3,919,000 | 3,479 |
| Provision for loan and lease losses | $454,000 | 1,223 |
| Total noninterest income | $4,514,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $13,000 | 5,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,501,000 | 741 |
| Total noninterest expense | $3,667,000 | 3,150 |
| Salaries and employee benefits | $2,402,000 | 2,890 |
| Premises and equipment expense | $173,000 | 4,590 |
| Additional noninterest expense | $1,092,000 | 3,292 |
| Pre-tax net operating income | $4,312,000 | 1,530 |
| Securities gains (losses) | $16,000 | 1,419 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,328,000 | 1,294 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,328,000 | 1,293 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,328,000 | 1,294 |
| Net charge-offs | $183,000 | 1,465 |
| Cash dividends | $3,580,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,312,000 | 1,279 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,294 |
| Total interest expense | $655,000 | 2,064 |
| Net interest income | $2,556,000 | 3,522 |
| Provision for loan and lease losses | $398,000 | 994 |
| Total noninterest income | $3,401,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $8,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,393,000 | 681 |
| Total noninterest expense | $2,424,000 | 3,186 |
| Salaries and employee benefits | $1,564,000 | 2,945 |
| Premises and equipment expense | $117,000 | 4,589 |
| Additional noninterest expense | $743,000 | 3,260 |
| Pre-tax net operating income | $3,135,000 | 1,412 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $3,135,000 | 1,199 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,135,000 | 1,198 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,135,000 | 1,199 |
| Net charge-offs | $186,000 | 1,098 |
| Cash dividends | $2,580,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,135,000 | 1,178 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 3,309 |
| Total interest expense | $326,000 | 2,044 |
| Net interest income | $1,275,000 | 3,536 |
| Provision for loan and lease losses | $304,000 | 665 |
| Total noninterest income | $1,996,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,991,000 | 590 |
| Total noninterest expense | $1,224,000 | 3,198 |
| Salaries and employee benefits | $783,000 | 2,979 |
| Premises and equipment expense | $60,000 | 4,591 |
| Additional noninterest expense | $381,000 | 3,208 |
| Pre-tax net operating income | $1,743,000 | 1,309 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,743,000 | 1,077 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,743,000 | 1,076 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,743,000 | 1,077 |
| Net charge-offs | $137,000 | 757 |
| Cash dividends | $1,280,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,743,000 | 1,055 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,098,000 | 3,392 |
| Total interest expense | $1,305,000 | 1,993 |
| Net interest income | $4,793,000 | 3,661 |
| Provision for loan and lease losses | $375,000 | 1,764 |
| Total noninterest income | $5,114,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $24,000 | 5,513 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,090,000 | 834 |
| Total noninterest expense | $4,825,000 | 3,250 |
| Salaries and employee benefits | $3,098,000 | 2,965 |
| Premises and equipment expense | $252,000 | 4,593 |
| Additional noninterest expense | $1,475,000 | 3,380 |
| Pre-tax net operating income | $4,707,000 | 1,703 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,707,000 | 1,457 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,707,000 | 1,456 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,707,000 | 1,456 |
| Net charge-offs | $110,000 | 2,523 |
| Cash dividends | $3,115,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,707,000 | 1,424 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,426 |
| Total interest expense | $980,000 | 1,991 |
| Net interest income | $3,560,000 | 3,700 |
| Provision for loan and lease losses | $365,000 | 1,429 |
| Total noninterest income | $3,415,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $19,000 | 5,563 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,396,000 | 905 |
| Total noninterest expense | $3,619,000 | 3,251 |
| Salaries and employee benefits | $2,318,000 | 2,961 |
| Premises and equipment expense | $186,000 | 4,647 |
| Additional noninterest expense | $1,115,000 | 3,381 |
| Pre-tax net operating income | $2,991,000 | 1,969 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,991,000 | 1,699 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,991,000 | 1,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,991,000 | 1,699 |
| Net charge-offs | $150,000 | 1,689 |
| Cash dividends | $2,065,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,991,000 | 1,647 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 3,474 |
| Total interest expense | $647,000 | 2,011 |
| Net interest income | $2,337,000 | 3,744 |
| Provision for loan and lease losses | $356,000 | 1,112 |
| Total noninterest income | $2,052,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $13,000 | 5,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,039,000 | 948 |
| Total noninterest expense | $2,442,000 | 3,252 |
| Salaries and employee benefits | $1,540,000 | 2,991 |
| Premises and equipment expense | $124,000 | 4,684 |
| Additional noninterest expense | $778,000 | 3,302 |
| Pre-tax net operating income | $1,591,000 | 2,302 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,591,000 | 2,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,591,000 | 2,013 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,591,000 | 2,013 |
| Net charge-offs | $150,000 | 1,322 |
| Cash dividends | $885,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,591,000 | 1,951 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 3,527 |
| Total interest expense | $314,000 | 2,067 |
| Net interest income | $1,144,000 | 3,799 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $871,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $865,000 | 1,039 |
| Total noninterest expense | $1,166,000 | 3,367 |
| Salaries and employee benefits | $749,000 | 3,072 |
| Premises and equipment expense | $63,000 | 4,689 |
| Additional noninterest expense | $354,000 | 3,521 |
| Pre-tax net operating income | $624,000 | 2,683 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $624,000 | 2,389 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $624,000 | 2,389 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $624,000 | 2,389 |
| Net charge-offs | $119,000 | 919 |
| Cash dividends | $885,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $624,000 | 2,334 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 3,548 |
| Total interest expense | $1,219,000 | 2,093 |
| Net interest income | $4,498,000 | 3,816 |
| Provision for loan and lease losses | $238,000 | 2,169 |
| Total noninterest income | $3,562,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $17,000 | 5,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,545,000 | 1,039 |
| Total noninterest expense | $3,983,000 | 3,725 |
| Salaries and employee benefits | $2,373,000 | 3,536 |
| Premises and equipment expense | $231,000 | 4,886 |
| Additional noninterest expense | $1,379,000 | 3,601 |
| Pre-tax net operating income | $3,839,000 | 1,931 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,839,000 | 1,655 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,839,000 | 1,657 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,839,000 | 1,657 |
| Net charge-offs | $369,000 | 1,427 |
| Cash dividends | $3,375,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,839,000 | 1,623 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 3,589 |
| Total interest expense | $905,000 | 2,128 |
| Net interest income | $3,370,000 | 3,857 |
| Provision for loan and lease losses | $230,000 | 1,786 |
| Total noninterest income | $2,498,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $12,000 | 5,942 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,486,000 | 1,107 |
| Total noninterest expense | $2,983,000 | 3,755 |
| Salaries and employee benefits | $1,792,000 | 3,527 |
| Premises and equipment expense | $164,000 | 5,019 |
| Additional noninterest expense | $1,027,000 | 3,618 |
| Pre-tax net operating income | $2,655,000 | 2,106 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,655,000 | 1,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,655,000 | 1,807 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,655,000 | 1,808 |
| Net charge-offs | $385,000 | 1,040 |
| Cash dividends | $2,705,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,655,000 | 1,768 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 3,593 |
| Total interest expense | $604,000 | 2,146 |
| Net interest income | $2,266,000 | 3,856 |
| Provision for loan and lease losses | $184,000 | 1,588 |
| Total noninterest income | $1,670,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $8,000 | 6,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,662,000 | 1,109 |
| Total noninterest expense | $1,992,000 | 3,772 |
| Salaries and employee benefits | $1,161,000 | 3,621 |
| Premises and equipment expense | $111,000 | 5,039 |
| Additional noninterest expense | $720,000 | 3,519 |
| Pre-tax net operating income | $1,760,000 | 2,086 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,760,000 | 1,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,760,000 | 1,802 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,760,000 | 1,802 |
| Net charge-offs | $326,000 | 855 |
| Cash dividends | $2,075,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,760,000 | 1,758 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 3,611 |
| Total interest expense | $309,000 | 2,121 |
| Net interest income | $1,115,000 | 3,904 |
| Provision for loan and lease losses | $117,000 | 1,323 |
| Total noninterest income | $860,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $4,000 | 6,054 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $856,000 | 1,043 |
| Total noninterest expense | $941,000 | 3,927 |
| Salaries and employee benefits | $536,000 | 3,843 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $349,000 | 3,595 |
| Pre-tax net operating income | $917,000 | 1,999 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $917,000 | 1,729 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $917,000 | 1,731 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $917,000 | 1,731 |
| Net charge-offs | $348,000 | 484 |
| Cash dividends | $1,425,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $917,000 | 1,665 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 3,593 |
| Total interest expense | $1,210,000 | 2,248 |
| Net interest income | $4,631,000 | 3,849 |
| Provision for loan and lease losses | $92,000 | 3,303 |
| Total noninterest income | $2,583,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $16,000 | 6,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,567,000 | 1,226 |
| Total noninterest expense | $3,608,000 | 4,067 |
| Salaries and employee benefits | $2,057,000 | 3,927 |
| Premises and equipment expense | $245,000 | 5,038 |
| Additional noninterest expense | $1,306,000 | 3,860 |
| Pre-tax net operating income | $3,514,000 | 2,021 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,514,000 | 1,758 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,514,000 | 1,758 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,514,000 | 1,757 |
| Net charge-offs | $179,000 | 2,589 |
| Cash dividends | $1,810,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,514,000 | 1,727 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 3,609 |
| Total interest expense | $889,000 | 2,319 |
| Net interest income | $3,512,000 | 3,844 |
| Provision for loan and lease losses | $80,000 | 3,050 |
| Total noninterest income | $1,797,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $13,000 | 6,244 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,784,000 | 1,293 |
| Total noninterest expense | $2,880,000 | 3,941 |
| Salaries and employee benefits | $1,724,000 | 3,701 |
| Premises and equipment expense | $184,000 | 5,078 |
| Additional noninterest expense | $972,000 | 3,901 |
| Pre-tax net operating income | $2,349,000 | 2,237 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,349,000 | 1,945 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,349,000 | 1,946 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,349,000 | 1,944 |
| Net charge-offs | $163,000 | 2,207 |
| Cash dividends | $1,810,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,349,000 | 1,897 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 3,590 |
| Total interest expense | $577,000 | 2,393 |
| Net interest income | $2,383,000 | 3,805 |
| Provision for loan and lease losses | $27,000 | 3,466 |
| Total noninterest income | $1,189,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $8,000 | 6,307 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,181,000 | 1,297 |
| Total noninterest expense | $1,937,000 | 3,950 |
| Salaries and employee benefits | $1,172,000 | 3,666 |
| Premises and equipment expense | $127,000 | 5,067 |
| Additional noninterest expense | $638,000 | 3,960 |
| Pre-tax net operating income | $1,608,000 | 2,159 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,608,000 | 1,867 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,608,000 | 1,871 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,608,000 | 1,870 |
| Net charge-offs | $101,000 | 2,179 |
| Cash dividends | $1,185,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,608,000 | 1,816 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 3,616 |
| Total interest expense | $282,000 | 2,469 |
| Net interest income | $1,193,000 | 3,813 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $531,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $4,000 | 6,347 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $527,000 | 1,366 |
| Total noninterest expense | $948,000 | 4,025 |
| Salaries and employee benefits | $565,000 | 3,803 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $315,000 | 3,997 |
| Pre-tax net operating income | $776,000 | 2,138 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $776,000 | 1,857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $776,000 | 1,861 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $776,000 | 1,860 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $610,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $776,000 | 1,820 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 3,736 |
| Total interest expense | $1,258,000 | 2,487 |
| Net interest income | $4,470,000 | 3,987 |
| Provision for loan and lease losses | $187,000 | 3,037 |
| Total noninterest income | $4,439,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $21,000 | 6,410 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,418,000 | 885 |
| Total noninterest expense | $3,703,000 | 4,111 |
| Salaries and employee benefits | $2,062,000 | 4,005 |
| Premises and equipment expense | $244,000 | 5,240 |
| Additional noninterest expense | $1,397,000 | 3,823 |
| Pre-tax net operating income | $5,019,000 | 1,420 |
| Securities gains (losses) | $-6,000 | 6,201 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,013,000 | 1,220 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,013,000 | 1,222 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,013,000 | 1,223 |
| Net charge-offs | $135,000 | 3,439 |
| Cash dividends | $3,125,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,019,000 | 1,197 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 3,595 |
| Total interest expense | $967,000 | 2,505 |
| Net interest income | $3,639,000 | 3,797 |
| Provision for loan and lease losses | $133,000 | 3,096 |
| Total noninterest income | $3,478,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $16,000 | 6,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,462,000 | 883 |
| Total noninterest expense | $2,797,000 | 4,103 |
| Salaries and employee benefits | $1,562,000 | 3,996 |
| Premises and equipment expense | $171,000 | 5,404 |
| Additional noninterest expense | $1,064,000 | 3,786 |
| Pre-tax net operating income | $4,187,000 | 1,342 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,198,000 | 1,109 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,198,000 | 1,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,198,000 | 1,111 |
| Net charge-offs | $146,000 | 2,897 |
| Cash dividends | $2,325,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,187,000 | 1,090 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 3,575 |
| Total interest expense | $646,000 | 2,556 |
| Net interest income | $2,459,000 | 3,754 |
| Provision for loan and lease losses | $116,000 | 2,815 |
| Total noninterest income | $2,654,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,644,000 | 811 |
| Total noninterest expense | $1,881,000 | 4,098 |
| Salaries and employee benefits | $1,060,000 | 3,986 |
| Premises and equipment expense | $112,000 | 5,429 |
| Additional noninterest expense | $709,000 | 3,794 |
| Pre-tax net operating income | $3,116,000 | 1,191 |
| Securities gains (losses) | $11,000 | 2,258 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,127,000 | 981 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,127,000 | 983 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,127,000 | 984 |
| Net charge-offs | $146,000 | 2,402 |
| Cash dividends | $1,050,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,116,000 | 943 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 3,615 |
| Total interest expense | $326,000 | 2,603 |
| Net interest income | $1,224,000 | 3,785 |
| Provision for loan and lease losses | $66,000 | 2,533 |
| Total noninterest income | $1,175,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,170,000 | 879 |
| Total noninterest expense | $939,000 | 4,146 |
| Salaries and employee benefits | $518,000 | 4,077 |
| Premises and equipment expense | $58,000 | 5,397 |
| Additional noninterest expense | $363,000 | 3,757 |
| Pre-tax net operating income | $1,394,000 | 1,302 |
| Securities gains (losses) | $11,000 | 1,452 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,405,000 | 1,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,405,000 | 1,087 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,405,000 | 1,087 |
| Net charge-offs | $104,000 | 1,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,394,000 | 1,037 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 3,707 |
| Total interest expense | $1,640,000 | 2,542 |
| Net interest income | $4,660,000 | 3,984 |
| Provision for loan and lease losses | $282,000 | 3,488 |
| Total noninterest income | $4,036,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,016,000 | 960 |
| Total noninterest expense | $3,770,000 | 4,202 |
| Salaries and employee benefits | $1,953,000 | 4,193 |
| Premises and equipment expense | $245,000 | 5,389 |
| Additional noninterest expense | $1,572,000 | 3,678 |
| Pre-tax net operating income | $4,644,000 | 1,463 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,644,000 | 1,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,644,000 | 1,267 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,644,000 | 1,267 |
| Net charge-offs | $160,000 | 4,001 |
| Cash dividends | $5,050,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,644,000 | 1,209 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 3,786 |
| Total interest expense | $1,281,000 | 2,557 |
| Net interest income | $3,416,000 | 4,117 |
| Provision for loan and lease losses | $76,000 | 4,632 |
| Total noninterest income | $3,021,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,006,000 | 939 |
| Total noninterest expense | $2,755,000 | 4,278 |
| Salaries and employee benefits | $1,371,000 | 4,382 |
| Premises and equipment expense | $178,000 | 5,501 |
| Additional noninterest expense | $1,206,000 | 3,650 |
| Pre-tax net operating income | $3,606,000 | 1,461 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,606,000 | 1,249 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,606,000 | 1,251 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,606,000 | 1,250 |
| Net charge-offs | $70,000 | 4,285 |
| Cash dividends | $1,050,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,606,000 | 1,178 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,823 |
| Total interest expense | $854,000 | 2,635 |
| Net interest income | $2,269,000 | 4,141 |
| Provision for loan and lease losses | $57,000 | 4,480 |
| Total noninterest income | $1,949,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,939,000 | 933 |
| Total noninterest expense | $1,798,000 | 4,357 |
| Salaries and employee benefits | $873,000 | 4,519 |
| Premises and equipment expense | $119,000 | 5,517 |
| Additional noninterest expense | $806,000 | 3,644 |
| Pre-tax net operating income | $2,363,000 | 1,472 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,363,000 | 1,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,363,000 | 1,261 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,363,000 | 1,261 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $550,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,363,000 | 1,188 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 3,914 |
| Total interest expense | $431,000 | 2,702 |
| Net interest income | $1,105,000 | 4,248 |
| Provision for loan and lease losses | $21,000 | 4,455 |
| Total noninterest income | $1,246,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,242,000 | 778 |
| Total noninterest expense | $911,000 | 4,339 |
| Salaries and employee benefits | $440,000 | 4,524 |
| Premises and equipment expense | $59,000 | 5,540 |
| Additional noninterest expense | $412,000 | 3,571 |
| Pre-tax net operating income | $1,419,000 | 1,237 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,419,000 | 1,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,419,000 | 1,055 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,419,000 | 1,055 |
| Net charge-offs | $27,000 | 3,487 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,419,000 | 988 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,399,000 | 3,900 |
| Total interest expense | $1,878,000 | 2,898 |
| Net interest income | $4,521,000 | 4,192 |
| Provision for loan and lease losses | $186,000 | 4,700 |
| Total noninterest income | $1,372,000 | 2,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,319,000 | 1,785 |
| Total noninterest expense | $2,871,000 | 4,991 |
| Salaries and employee benefits | $1,584,000 | 4,820 |
| Premises and equipment expense | $452,000 | 4,289 |
| Additional noninterest expense | $835,000 | 5,323 |
| Pre-tax net operating income | $2,836,000 | 1,939 |
| Securities gains (losses) | $17,000 | 3,149 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,853,000 | 1,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,853,000 | 1,681 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,853,000 | 1,681 |
| Net charge-offs | $44,000 | 5,540 |
| Cash dividends | $750,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,836,000 | 1,613 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 3,909 |
| Total interest expense | $1,446,000 | 2,939 |
| Net interest income | $3,417,000 | 4,193 |
| Provision for loan and lease losses | $186,000 | 4,230 |
| Total noninterest income | $772,000 | 3,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 6,331 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $733,000 | 2,161 |
| Total noninterest expense | $2,160,000 | 4,996 |
| Salaries and employee benefits | $1,203,000 | 4,776 |
| Premises and equipment expense | $329,000 | 4,404 |
| Additional noninterest expense | $628,000 | 5,339 |
| Pre-tax net operating income | $1,843,000 | 2,216 |
| Securities gains (losses) | $17,000 | 2,882 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,860,000 | 1,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,860,000 | 1,954 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,860,000 | 1,954 |
| Net charge-offs | $75,000 | 4,674 |
| Cash dividends | $750,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,843,000 | 1,864 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 3,918 |
| Total interest expense | $984,000 | 2,983 |
| Net interest income | $2,283,000 | 4,204 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $445,000 | 3,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $420,000 | 2,369 |
| Total noninterest expense | $1,444,000 | 5,039 |
| Salaries and employee benefits | $790,000 | 4,861 |
| Premises and equipment expense | $218,000 | 4,462 |
| Additional noninterest expense | $436,000 | 5,326 |
| Pre-tax net operating income | $1,209,000 | 2,222 |
| Securities gains (losses) | $17,000 | 2,165 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,226,000 | 1,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,226,000 | 1,920 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,226,000 | 1,920 |
| Net charge-offs | $92,000 | 3,925 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,209,000 | 1,873 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 3,908 |
| Total interest expense | $511,000 | 2,986 |
| Net interest income | $1,150,000 | 4,169 |
| Provision for loan and lease losses | $38,000 | 4,453 |
| Total noninterest income | $198,000 | 3,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $187,000 | 2,562 |
| Total noninterest expense | $734,000 | 5,030 |
| Salaries and employee benefits | $398,000 | 4,880 |
| Premises and equipment expense | $110,000 | 4,476 |
| Additional noninterest expense | $226,000 | 5,241 |
| Pre-tax net operating income | $576,000 | 2,297 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $587,000 | 1,950 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $587,000 | 1,949 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $587,000 | 1,950 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $576,000 | 1,935 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 3,852 |
| Total interest expense | $2,612,000 | 2,885 |
| Net interest income | $4,553,000 | 4,210 |
| Provision for loan and lease losses | $468,000 | 4,238 |
| Total noninterest income | $2,232,000 | 1,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,232,000 | 1,311 |
| Total noninterest expense | $3,141,000 | 4,906 |
| Salaries and employee benefits | $1,774,000 | 4,570 |
| Premises and equipment expense | $464,000 | 4,381 |
| Additional noninterest expense | $903,000 | 5,346 |
| Pre-tax net operating income | $3,176,000 | 1,546 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,184,000 | 1,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,184,000 | 1,337 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,184,000 | 1,338 |
| Net charge-offs | $805,000 | 2,988 |
| Cash dividends | $750,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,176,000 | 1,289 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 3,890 |
| Total interest expense | $2,015,000 | 2,932 |
| Net interest income | $3,430,000 | 4,263 |
| Provision for loan and lease losses | $102,000 | 5,656 |
| Total noninterest income | $1,434,000 | 2,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,434,000 | 1,379 |
| Total noninterest expense | $2,281,000 | 5,003 |
| Salaries and employee benefits | $1,236,000 | 4,821 |
| Premises and equipment expense | $353,000 | 4,406 |
| Additional noninterest expense | $692,000 | 5,298 |
| Pre-tax net operating income | $2,481,000 | 1,593 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,489,000 | 1,338 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,489,000 | 1,342 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,489,000 | 1,342 |
| Net charge-offs | $551,000 | 2,940 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,481,000 | 1,296 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 3,937 |
| Total interest expense | $1,381,000 | 2,970 |
| Net interest income | $2,221,000 | 4,341 |
| Provision for loan and lease losses | $102,000 | 5,124 |
| Total noninterest income | $751,000 | 2,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $751,000 | 1,596 |
| Total noninterest expense | $1,471,000 | 5,110 |
| Salaries and employee benefits | $754,000 | 5,094 |
| Premises and equipment expense | $245,000 | 4,323 |
| Additional noninterest expense | $472,000 | 5,237 |
| Pre-tax net operating income | $1,399,000 | 1,813 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,407,000 | 1,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,407,000 | 1,555 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,407,000 | 1,555 |
| Net charge-offs | $342,000 | 2,894 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,399,000 | 1,488 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,945 |
| Total interest expense | $723,000 | 2,985 |
| Net interest income | $1,112,000 | 4,355 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $271,000 | 3,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 1,971 |
| Total noninterest expense | $742,000 | 5,141 |
| Salaries and employee benefits | $347,000 | 5,389 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $260,000 | 5,002 |
| Pre-tax net operating income | $641,000 | 1,992 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $641,000 | 1,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 1,714 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $641,000 | 1,715 |
| Net charge-offs | $330,000 | 1,939 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $641,000 | 1,643 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 3,905 |
| Total interest expense | $3,554,000 | 3,014 |
| Net interest income | $4,184,000 | 4,444 |
| Provision for loan and lease losses | $370,000 | 4,972 |
| Total noninterest income | $1,462,000 | 2,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,462,000 | 1,679 |
| Total noninterest expense | $2,866,000 | 5,316 |
| Salaries and employee benefits | $1,502,000 | 5,186 |
| Premises and equipment expense | $500,000 | 4,381 |
| Additional noninterest expense | $864,000 | 5,626 |
| Pre-tax net operating income | $2,410,000 | 1,625 |
| Securities gains (losses) | $306,000 | 1,228 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,716,000 | 1,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,716,000 | 1,217 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,716,000 | 1,217 |
| Net charge-offs | $98,000 | 5,708 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,410,000 | 1,357 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 3,938 |
| Total interest expense | $2,792,000 | 3,022 |
| Net interest income | $3,067,000 | 4,520 |
| Provision for loan and lease losses | $266,000 | 4,788 |
| Total noninterest income | $1,049,000 | 2,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,049,000 | 1,769 |
| Total noninterest expense | $2,083,000 | 5,403 |
| Salaries and employee benefits | $1,108,000 | 5,280 |
| Premises and equipment expense | $321,000 | 4,851 |
| Additional noninterest expense | $654,000 | 5,601 |
| Pre-tax net operating income | $1,767,000 | 1,797 |
| Securities gains (losses) | $306,000 | 986 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,073,000 | 1,291 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,073,000 | 1,290 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,073,000 | 1,291 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,767,000 | 1,483 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 3,947 |
| Total interest expense | $1,960,000 | 3,012 |
| Net interest income | $1,984,000 | 4,609 |
| Provision for loan and lease losses | $210,000 | 4,245 |
| Total noninterest income | $740,000 | 2,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $740,000 | 1,746 |
| Total noninterest expense | $1,409,000 | 5,416 |
| Salaries and employee benefits | $766,000 | 5,232 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $432,000 | 5,626 |
| Pre-tax net operating income | $1,105,000 | 1,946 |
| Securities gains (losses) | $306,000 | 753 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,411,000 | 1,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,411,000 | 1,342 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,411,000 | 1,343 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,105,000 | 1,644 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,953 |
| Total interest expense | $1,021,000 | 3,004 |
| Net interest income | $972,000 | 4,657 |
| Provision for loan and lease losses | $181,000 | 2,987 |
| Total noninterest income | $123,000 | 4,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $699,000 | 5,402 |
| Salaries and employee benefits | $368,000 | 5,402 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $226,000 | 5,251 |
| Pre-tax net operating income | $215,000 | 3,918 |
| Securities gains (losses) | $306,000 | 492 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $521,000 | 2,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,052 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $521,000 | 2,052 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $215,000 | 3,591 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 4,160 |
| Total interest expense | $4,400,000 | 3,278 |
| Net interest income | $3,518,000 | 4,963 |
| Provision for loan and lease losses | $64,000 | 6,395 |
| Total noninterest income | $360,000 | 5,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $360,000 | 3,767 |
| Total noninterest expense | $2,275,000 | 5,880 |
| Salaries and employee benefits | $1,213,000 | 5,959 |
| Premises and equipment expense | $431,000 | 4,883 |
| Additional noninterest expense | $631,000 | 6,104 |
| Pre-tax net operating income | $1,539,000 | 2,970 |
| Securities gains (losses) | $424,000 | 435 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,963,000 | 2,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,963,000 | 2,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,620 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,539,000 | 2,609 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 4,238 |
| Total interest expense | $3,386,000 | 3,311 |
| Net interest income | $2,545,000 | 5,108 |
| Provision for loan and lease losses | $49,000 | 5,918 |
| Total noninterest income | $266,000 | 5,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 3,907 |
| Total noninterest expense | $1,754,000 | 5,815 |
| Salaries and employee benefits | $959,000 | 5,819 |
| Premises and equipment expense | $324,000 | 4,894 |
| Additional noninterest expense | $471,000 | 6,069 |
| Pre-tax net operating income | $1,008,000 | 3,668 |
| Securities gains (losses) | $344,000 | 420 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,352,000 | 2,527 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,352,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,098 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,008,000 | 3,234 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 4,302 |
| Total interest expense | $2,399,000 | 3,288 |
| Net interest income | $1,532,000 | 5,405 |
| Provision for loan and lease losses | $42,000 | 5,347 |
| Total noninterest income | $182,000 | 5,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $182,000 | 3,938 |
| Total noninterest expense | $1,162,000 | 5,867 |
| Salaries and employee benefits | $642,000 | 5,861 |
| Premises and equipment expense | $211,000 | 4,986 |
| Additional noninterest expense | $309,000 | 6,115 |
| Pre-tax net operating income | $510,000 | 4,342 |
| Securities gains (losses) | $262,000 | 502 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $772,000 | 3,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $772,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $510,000 | 3,916 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 4,374 |
| Total interest expense | $1,228,000 | 3,396 |
| Net interest income | $739,000 | 5,528 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $92,000 | 5,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $583,000 | 5,891 |
| Salaries and employee benefits | $311,000 | 5,986 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $229,000 | 4,712 |
| Securities gains (losses) | $152,000 | 537 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $381,000 | 3,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $381,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $229,000 | 4,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,746 |
| Total interest expense | $4,379,000 | 3,788 |
| Net interest income | $2,586,000 | 5,890 |
| Provision for loan and lease losses | $117,000 | 4,711 |
| Total noninterest income | $193,000 | 6,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $193,000 | 5,137 |
| Total noninterest expense | $1,437,000 | 7,008 |
| Salaries and employee benefits | $548,000 | 7,672 |
| Premises and equipment expense | $399,000 | 5,035 |
| Additional noninterest expense | $490,000 | 6,627 |
| Pre-tax net operating income | $1,225,000 | 4,313 |
| Securities gains (losses) | $387,000 | 301 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,612,000 | 3,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,612,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,225,000 | 3,889 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 4,849 |
| Total interest expense | $3,196,000 | 3,857 |
| Net interest income | $1,870,000 | 6,017 |
| Provision for loan and lease losses | $84,000 | 4,451 |
| Total noninterest income | $64,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $1,029,000 | 7,093 |
| Salaries and employee benefits | $417,000 | 7,635 |
| Premises and equipment expense | $287,000 | 5,135 |
| Additional noninterest expense | $325,000 | 6,879 |
| Pre-tax net operating income | $821,000 | 4,786 |
| Securities gains (losses) | $288,000 | 316 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,109,000 | 3,654 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,109,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $821,000 | 4,282 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,968 |
| Total interest expense | $2,056,000 | 3,948 |
| Net interest income | $1,216,000 | 6,127 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $42,000 | 7,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $701,000 | 7,098 |
| Salaries and employee benefits | $279,000 | 7,681 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $213,000 | 6,951 |
| Pre-tax net operating income | $506,000 | 5,014 |
| Securities gains (losses) | $194,000 | 305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $700,000 | 3,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $700,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $506,000 | 4,513 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 5,094 |
| Total interest expense | $978,000 | 4,067 |
| Net interest income | $591,000 | 6,198 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $314,000 | 7,337 |
| Salaries and employee benefits | $138,000 | 7,746 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $84,000 | 7,408 |
| Pre-tax net operating income | $275,000 | 4,852 |
| Securities gains (losses) | $74,000 | 358 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $349,000 | 3,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $349,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $275,000 | 4,340 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 5,107 |
| Total interest expense | $3,373,000 | 4,015 |
| Net interest income | $2,458,000 | 6,076 |
| Provision for loan and lease losses | $52,000 | 5,539 |
| Total noninterest income | $80,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $1,395,000 | 7,066 |
| Salaries and employee benefits | $588,000 | 7,629 |
| Premises and equipment expense | $197,000 | 6,763 |
| Additional noninterest expense | $610,000 | 6,018 |
| Pre-tax net operating income | $1,091,000 | 5,001 |
| Securities gains (losses) | $406,000 | 270 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,497,000 | 3,784 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,497,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,091,000 | 4,502 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 5,162 |
| Total interest expense | $2,426,000 | 4,040 |
| Net interest income | $1,851,000 | 6,122 |
| Provision for loan and lease losses | $43,000 | 5,331 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,456 |
| Total noninterest expense | $1,000,000 | 7,169 |
| Salaries and employee benefits | $453,000 | 7,569 |
| Premises and equipment expense | $69,000 | 7,933 |
| Additional noninterest expense | $478,000 | 5,891 |
| Pre-tax net operating income | $877,000 | 5,028 |
| Securities gains (losses) | $336,000 | 259 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,213,000 | 3,714 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,213,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $877,000 | 4,467 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 5,226 |
| Total interest expense | $1,525,000 | 4,074 |
| Net interest income | $1,238,000 | 6,144 |
| Provision for loan and lease losses | $34,000 | 4,919 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $650,000 | 7,269 |
| Salaries and employee benefits | $295,000 | 7,656 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $309,000 | 5,989 |
| Pre-tax net operating income | $587,000 | 5,045 |
| Securities gains (losses) | $198,000 | 267 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $785,000 | 3,795 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $785,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $587,000 | 4,484 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 5,320 |
| Total interest expense | $717,000 | 4,109 |
| Net interest income | $602,000 | 6,221 |
| Provision for loan and lease losses | $11,000 | 5,192 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $280,000 | 7,575 |
| Salaries and employee benefits | $136,000 | 7,805 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $119,000 | 6,649 |
| Pre-tax net operating income | $327,000 | 4,752 |
| Securities gains (losses) | $83,000 | 275 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $410,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $327,000 | 4,178 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 5,809 |
| Total interest expense | $1,772,000 | 4,784 |
| Net interest income | $2,254,000 | 6,312 |
| Provision for loan and lease losses | $117,000 | 4,613 |
| Total noninterest income | $145,000 | 7,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,792 |
| Total noninterest expense | $1,102,000 | 7,565 |
| Salaries and employee benefits | $501,000 | 7,898 |
| Premises and equipment expense | $199,000 | 6,740 |
| Additional noninterest expense | $402,000 | 7,085 |
| Pre-tax net operating income | $1,180,000 | 4,941 |
| Securities gains (losses) | $318,000 | 397 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,498,000 | 3,793 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,498,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,180,000 | 4,355 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 5,975 |
| Total interest expense | $1,175,000 | 4,992 |
| Net interest income | $1,644,000 | 6,422 |
| Provision for loan and lease losses | $81,000 | 4,591 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 5,699 |
| Total noninterest expense | $847,000 | 7,512 |
| Salaries and employee benefits | $396,000 | 7,798 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $303,000 | 7,078 |
| Pre-tax net operating income | $831,000 | 5,240 |
| Securities gains (losses) | $257,000 | 419 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,088,000 | 3,932 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,088,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $831,000 | 4,615 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 6,093 |
| Total interest expense | $709,000 | 5,110 |
| Net interest income | $1,063,000 | 6,515 |
| Provision for loan and lease losses | $41,000 | 4,838 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $570,000 | 7,499 |
| Salaries and employee benefits | $261,000 | 7,833 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $211,000 | 6,974 |
| Pre-tax net operating income | $526,000 | 5,349 |
| Securities gains (losses) | $172,000 | 434 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $698,000 | 3,999 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $698,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $526,000 | 4,713 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 6,247 |
| Total interest expense | $340,000 | 5,131 |
| Net interest income | $499,000 | 6,717 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $279,000 | 7,597 |
| Salaries and employee benefits | $139,000 | 7,789 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $90,000 | 7,360 |
| Pre-tax net operating income | $248,000 | 5,465 |
| Securities gains (losses) | $78,000 | 422 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $326,000 | 4,136 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $326,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $248,000 | 4,845 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 6,899 |
| Total interest expense | $832,000 | 6,154 |
| Net interest income | $1,656,000 | 7,106 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $130,000 | 7,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,966 |
| Total noninterest expense | $1,006,000 | 7,805 |
| Salaries and employee benefits | $509,000 | 7,951 |
| Premises and equipment expense | $211,000 | 6,623 |
| Additional noninterest expense | $286,000 | 7,779 |
| Pre-tax net operating income | $680,000 | 6,161 |
| Securities gains (losses) | $424,000 | 502 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,104,000 | 4,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,104,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $680,000 | 5,606 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 7,097 |
| Total interest expense | $558,000 | 6,420 |
| Net interest income | $1,181,000 | 7,236 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $100,000 | 7,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $100,000 | 5,916 |
| Total noninterest expense | $744,000 | 7,805 |
| Salaries and employee benefits | $375,000 | 7,953 |
| Premises and equipment expense | $157,000 | 6,634 |
| Additional noninterest expense | $212,000 | 7,810 |
| Pre-tax net operating income | $472,000 | 6,448 |
| Securities gains (losses) | $334,000 | 554 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $806,000 | 4,612 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $806,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $472,000 | 5,883 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,288 |
| Total interest expense | $338,000 | 6,695 |
| Net interest income | $742,000 | 7,400 |
| Provision for loan and lease losses | $47,000 | 4,814 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $495,000 | 7,851 |
| Salaries and employee benefits | $255,000 | 7,988 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $139,000 | 7,866 |
| Pre-tax net operating income | $262,000 | 6,752 |
| Securities gains (losses) | $262,000 | 541 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $524,000 | 4,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $262,000 | 6,253 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,513 |
| Total interest expense | $156,000 | 6,953 |
| Net interest income | $339,000 | 7,610 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $244,000 | 7,927 |
| Salaries and employee benefits | $126,000 | 8,026 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $108,000 | 7,023 |
| Securities gains (losses) | $141,000 | 646 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $249,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $108,000 | 6,610 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 8,434 |
| Total interest expense | $342,000 | 8,317 |
| Net interest income | $827,000 | 8,369 |
| Provision for loan and lease losses | $157,000 | 4,503 |
| Total noninterest income | $102,000 | 8,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $102,000 | 6,500 |
| Total noninterest expense | $976,000 | 7,940 |
| Salaries and employee benefits | $477,000 | 8,166 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $299,000 | 7,762 |
| Pre-tax net operating income | $-204,000 | 8,688 |
| Securities gains (losses) | $1,075,000 | 452 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $871,000 | 5,020 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $871,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-204,000 | 8,712 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 8,639 |
| Total interest expense | $225,000 | 8,570 |
| Net interest income | $549,000 | 8,583 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $80,000 | 8,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $698,000 | 8,025 |
| Salaries and employee benefits | $328,000 | 8,296 |
| Premises and equipment expense | $148,000 | 6,819 |
| Additional noninterest expense | $222,000 | 7,799 |
| Pre-tax net operating income | $-177,000 | 8,805 |
| Securities gains (losses) | $993,000 | 449 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $816,000 | 4,541 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $816,000 | 4,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-177,000 | 8,815 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $426,000 | 8,841 |
| Total interest expense | $125,000 | 8,781 |
| Net interest income | $301,000 | 8,797 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $66,000 | 8,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $66,000 | 6,086 |
| Total noninterest expense | $456,000 | 8,083 |
| Salaries and employee benefits | $218,000 | 8,338 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $-159,000 | 8,890 |
| Securities gains (losses) | $695,000 | 472 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $536,000 | 4,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $536,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-159,000 | 8,896 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 9,047 |
| Total interest expense | $48,000 | 8,990 |
| Net interest income | $115,000 | 9,009 |
| Provision for loan and lease losses | $33,000 | 4,367 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $257,000 | 7,864 |
| Salaries and employee benefits | $131,000 | 8,020 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $86,000 | 7,511 |
| Pre-tax net operating income | $-128,000 | 9,011 |
| Securities gains (losses) | $284,000 | 528 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $156,000 | 5,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-128,000 | 9,008 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,000 | 9,350 |
| Total interest expense | $5,000 | 9,323 |
| Net interest income | $6,000 | 9,344 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $1,000 | 9,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $284,000 | 9,249 |
| Salaries and employee benefits | $54,000 | 9,316 |
| Premises and equipment expense | $127,000 | 7,789 |
| Additional noninterest expense | $103,000 | 9,157 |
| Pre-tax net operating income | $-287,000 | 8,879 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-266,000 | 8,944 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-266,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-287,000 | 8,900 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.