Home > Victory Bank of Nowata > Income and Expense
Victory Bank of Nowata, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 8,889 |
| Total interest expense | $671,000 | 9,621 |
| Net interest income | $1,426,000 | 8,169 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $181,000 | 8,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $837,000 | 8,901 |
| Salaries and employee benefits | $518,000 | 8,475 |
| Premises and equipment expense | $109,000 | 8,750 |
| Additional noninterest expense | $210,000 | 9,270 |
| Pre-tax net operating income | $770,000 | 6,682 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $504,000 | 6,945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $504,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $504,000 | 6,879 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 9,391 |
| Total interest expense | $703,000 | 9,958 |
| Net interest income | $1,289,000 | 8,795 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $823,000 | 9,350 |
| Salaries and employee benefits | $511,000 | 8,787 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $206,000 | 9,869 |
| Pre-tax net operating income | $652,000 | 7,160 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $232,000 | 6,682 |
| Income before extraordinary items | $420,000 | 7,455 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $420,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $420,000 | 7,399 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 9,923 |
| Total interest expense | $563,000 | 10,799 |
| Net interest income | $1,311,000 | 9,043 |
| Provision for loan and lease losses | $-60,000 | 11,625 |
| Total noninterest income | $199,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $828,000 | 9,650 |
| Salaries and employee benefits | $490,000 | 9,199 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $233,000 | 10,025 |
| Pre-tax net operating income | $742,000 | 7,104 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $272,000 | 6,339 |
| Income before extraordinary items | $470,000 | 7,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $470,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $470,000 | 7,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 10,358 |
| Total interest expense | $514,000 | 11,043 |
| Net interest income | $1,183,000 | 9,801 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $875,000 | 9,882 |
| Salaries and employee benefits | $482,000 | 9,558 |
| Premises and equipment expense | $115,000 | 9,543 |
| Additional noninterest expense | $278,000 | 10,206 |
| Pre-tax net operating income | $618,000 | 7,904 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $416,000 | 8,040 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $416,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 11,981 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $416,000 | 8,082 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 10,871 |
| Total interest expense | $545,000 | 11,444 |
| Net interest income | $1,124,000 | 10,318 |
| Provision for loan and lease losses | $-300,000 | 13,100 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $871,000 | 10,337 |
| Salaries and employee benefits | $480,000 | 9,865 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $272,000 | 10,796 |
| Pre-tax net operating income | $746,000 | 7,114 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $281,000 | 6,325 |
| Income before extraordinary items | $465,000 | 7,837 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $465,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-151,000 | 13,050 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $465,000 | 7,584 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 11,138 |
| Total interest expense | $716,000 | 11,729 |
| Net interest income | $1,164,000 | 10,454 |
| Provision for loan and lease losses | $-150,000 | 13,766 |
| Total noninterest income | $216,000 | 9,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $878,000 | 10,621 |
| Salaries and employee benefits | $466,000 | 10,136 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $306,000 | 10,744 |
| Pre-tax net operating income | $652,000 | 7,381 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $420,000 | 8,021 |
| Extraordinary gains, net | $17,000 | 1,262 |
| Net income | $437,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-139,000 | 13,797 |
| Cash dividends | $305,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $420,000 | 7,661 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.