Home > Victory Bank and Trust Company > Assets and Liabilities
Victory Bank and Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $131,588,000 | 3,362 |
| Cash and due from depository institutions | $3,816,000 | 3,171 |
| Interest-bearing balances | $21,000 | 5,844 |
| Securities | $19,727,000 | 4,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $104,059,000 | 2,662 |
| Loan loss allowance | $1,292,000 | 2,677 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,796,000 | 4,158 |
| Other real estate owned | $0 | 3,171 |
| Goodwill and other intangibles | $125,000 | 2,500 |
| All other assets | $2,065,000 | 3,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,588,000 | 3,362 |
| Total liabilities | $124,127,000 | 3,214 |
| Total deposits | $111,426,000 | 3,326 |
| Interest-bearing deposits | $94,300,000 | 3,361 |
| Deposits held in domestic offices | $111,426,000 | 3,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,527,000 | 1,965 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,823,000 | 1,709 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,351,000 | 1,347 |
| Total equity capital | $7,461,000 | 5,466 |
| Total bank equity capital | $7,461,000 | 5,466 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $230,000 | 6,791 |
| Surplus | $4,814,000 | 2,877 |
| Undivided profits | $2,417,000 | 6,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $582,000 | 4,079 |
| Earning assets | $123,807,000 | 3,290 |
| Long-term assets (5+ years) | $4,214,000 | 6,382 |
| Average Assets, year-to-date | $117,359,400 | 3,580 |
| Average Assets, quarterly | $124,695,000 | 3,482 |
| Volatile liabilities | $22,090,000 | 2,760 |
| Insider loans | $4,885,000 | 851 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,944,000 | 599 |
| Unused loan commitments | $24,579,000 | 1,804 |
| Tier 1 (core) risk-based capital | $7,325,000 | 5,398 |
| Tier 2 risk-based capital | $1,292,000 | 2,310 |
| Total risk weighted assets | $114,715,500 | 2,443 |
| Total unused commitments | $24,579,000 | 1,810 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 52 | 3,599 |
| Assets and Liabilities | ||
| Total Assets: | $112,386,000 | 3,981 |
| Cash and due from depository institutions | $6,172,000 | 3,599 |
| Interest-bearing balances | $568,000 | 2,949 |
| Securities | $16,091,000 | 6,134 |
| Federal funds sold & reverse repurchase agreements | $1,845,000 | 5,130 |
| Net loans & leases | $85,826,000 | 3,182 |
| Loan loss allowance | $1,070,000 | 3,310 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,058,000 | 5,814 |
| Other real estate owned | $55,000 | 3,599 |
| Goodwill and other intangibles | $143,000 | 2,316 |
| All other assets | $1,196,000 | 5,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,386,000 | 3,981 |
| Total liabilities | $104,661,000 | 3,851 |
| Total deposits | $97,533,000 | 3,861 |
| Interest-bearing deposits | $82,498,000 | 3,937 |
| Deposits held in domestic offices | $97,533,000 | 3,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $588,000 | 3,126 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,415,000 | 1,762 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,125,000 | 3,228 |
| Total equity capital | $7,725,000 | 5,387 |
| Total bank equity capital | $7,725,000 | 5,387 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $230,000 | 7,170 |
| Surplus | $4,814,000 | 2,949 |
| Undivided profits | $2,681,000 | 6,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $549,000 | 4,190 |
| Earning assets | $104,330,000 | 3,939 |
| Long-term assets (5+ years) | $4,265,000 | 6,249 |
| Average Assets, year-to-date | $100,139,400 | 4,255 |
| Average Assets, quarterly | $110,411,000 | 4,000 |
| Volatile liabilities | $17,529,000 | 3,233 |
| Insider loans | $2,083,000 | 2,045 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,248,000 | 684 |
| Unused loan commitments | $16,621,000 | 2,346 |
| Tier 1 (core) risk-based capital | $7,575,000 | 5,375 |
| Tier 2 risk-based capital | $1,070,000 | 2,786 |
| Total risk weighted assets | $92,797,700 | 2,985 |
| Total unused commitments | $16,621,000 | 2,359 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $82,582,000 | 5,229 |
| Cash and due from depository institutions | $2,919,000 | 5,049 |
| Interest-bearing balances | $358,000 | 3,651 |
| Securities | $16,598,000 | 6,298 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $59,015,000 | 4,343 |
| Loan loss allowance | $740,000 | 4,527 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $699,000 | 7,278 |
| Other real estate owned | $55,000 | 5,049 |
| Goodwill and other intangibles | $161,000 | 2,129 |
| All other assets | $1,135,000 | 5,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,582,000 | 5,229 |
| Total liabilities | $75,456,000 | 5,146 |
| Total deposits | $67,789,000 | 5,409 |
| Interest-bearing deposits | $57,526,000 | 5,476 |
| Deposits held in domestic offices | $67,789,000 | 5,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,662,000 | 1,569 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,289,000 | 2,271 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $716,000 | 4,799 |
| Total equity capital | $7,126,000 | 5,789 |
| Total bank equity capital | $7,126,000 | 5,789 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $230,000 | 7,533 |
| Surplus | $4,814,000 | 2,951 |
| Undivided profits | $2,082,000 | 7,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 7,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $380,000 | 6,046 |
| Earning assets | $77,971,000 | 5,107 |
| Long-term assets (5+ years) | $5,740,000 | 5,461 |
| Average Assets, year-to-date | $72,730,200 | 5,573 |
| Average Assets, quarterly | $79,324,500 | 5,333 |
| Volatile liabilities | $16,624,000 | 3,066 |
| Insider loans | $1,645,000 | 2,550 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $545,000 | 990 |
| Unused loan commitments | $18,300,000 | 2,108 |
| Tier 1 (core) risk-based capital | $6,965,000 | 5,752 |
| Tier 2 risk-based capital | $740,000 | 3,844 |
| Total risk weighted assets | $65,298,600 | 4,011 |
| Total unused commitments | $18,300,000 | 2,119 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $60,127,000 | 6,626 |
| Cash and due from depository institutions | $2,811,000 | 7,248 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,109,000 | 7,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,579,000 | 5,625 |
| Loan loss allowance | $677,000 | 4,955 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $632,000 | 7,738 |
| Other real estate owned | $55,000 | 7,248 |
| Goodwill and other intangibles | $179,000 | 1,977 |
| All other assets | $762,000 | 7,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,127,000 | 6,626 |
| Total liabilities | $53,826,000 | 6,693 |
| Total deposits | $51,209,000 | 6,691 |
| Interest-bearing deposits | $43,847,000 | 6,674 |
| Deposits held in domestic offices | $51,209,000 | 6,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,575,000 | 2,899 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $459,000 | 3,823 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $583,000 | 4,685 |
| Total equity capital | $6,301,000 | 6,041 |
| Total bank equity capital | $6,301,000 | 6,041 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $230,000 | 7,964 |
| Surplus | $4,664,000 | 2,944 |
| Undivided profits | $1,407,000 | 8,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $284,000 | 6,855 |
| Earning assets | $55,688,000 | 6,579 |
| Long-term assets (5+ years) | $3,925,000 | 6,680 |
| Average Assets, year-to-date | $53,680,000 | 7,048 |
| Average Assets, quarterly | $58,266,500 | 6,751 |
| Volatile liabilities | $10,542,000 | 4,181 |
| Insider loans | $1,790,000 | 2,299 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,768,000 | 2,506 |
| Tier 1 (core) risk-based capital | $6,122,000 | 6,284 |
| Tier 2 risk-based capital | $566,020 | 4,777 |
| Total risk weighted assets | $45,170,320 | 5,376 |
| Total unused commitments | $13,768,000 | 2,516 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $51,050,000 | 7,640 |
| Cash and due from depository institutions | $2,331,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,169,000 | 8,288 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 8,897 |
| Net loans & leases | $34,470,000 | 6,363 |
| Loan loss allowance | $604,000 | 5,561 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $308,000 | 10,131 |
| Other real estate owned | $419,000 | 8,423 |
| Goodwill and other intangibles | $197,000 | 1,838 |
| All other assets | $581,000 | 8,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,050,000 | 7,640 |
| Total liabilities | $45,426,000 | 7,724 |
| Total deposits | $44,460,000 | 7,653 |
| Interest-bearing deposits | $37,437,000 | 7,727 |
| Deposits held in domestic offices | $44,460,000 | 7,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $556,000 | 3,262 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $410,000 | 6,178 |
| Total equity capital | $5,624,000 | 6,700 |
| Total bank equity capital | $5,624,000 | 6,700 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $230,000 | 8,377 |
| Surplus | $4,664,000 | 2,889 |
| Undivided profits | $730,000 | 10,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 11,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $183,000 | 8,572 |
| Earning assets | $47,214,000 | 7,598 |
| Long-term assets (5+ years) | $5,671,000 | 6,068 |
| Average Assets, year-to-date | $45,097,200 | 8,070 |
| Average Assets, quarterly | $49,719,000 | 7,706 |
| Volatile liabilities | $7,181,000 | 5,202 |
| Insider loans | $1,690,000 | 2,413 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,404,000 | 2,385 |
| Tier 1 (core) risk-based capital | $5,427,000 | 6,760 |
| Tier 2 risk-based capital | $481,120 | 5,454 |
| Total risk weighted assets | $38,366,320 | 6,090 |
| Total unused commitments | $14,404,000 | 2,406 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $39,856,000 | 9,018 |
| Cash and due from depository institutions | $1,822,000 | 9,734 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,044,000 | 8,732 |
| Federal funds sold & reverse repurchase agreements | $1,868,000 | 6,746 |
| Net loans & leases | $24,213,000 | 8,052 |
| Loan loss allowance | $423,000 | 7,243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $320,000 | 10,344 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $215,000 | 1,812 |
| All other assets | $374,000 | 10,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,856,000 | 9,018 |
| Total liabilities | $34,348,000 | 9,294 |
| Total deposits | $34,016,000 | 9,189 |
| Interest-bearing deposits | $29,470,000 | 9,122 |
| Deposits held in domestic offices | $34,016,000 | 9,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $332,000 | 7,721 |
| Total equity capital | $5,508,000 | 6,621 |
| Total bank equity capital | $5,508,000 | 6,621 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $230,000 | 8,793 |
| Surplus | $4,664,000 | 2,763 |
| Undivided profits | $614,000 | 10,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 6,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $156,000 | 9,841 |
| Earning assets | $37,125,000 | 8,881 |
| Long-term assets (5+ years) | $5,482,000 | 6,191 |
| Average Assets, year-to-date | $37,970,000 | 9,091 |
| Average Assets, quarterly | $39,970,000 | 8,937 |
| Volatile liabilities | $5,439,000 | 6,222 |
| Insider loans | $8,000 | 8,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,117,000 | 3,696 |
| Tier 1 (core) risk-based capital | $5,293,000 | 6,727 |
| Tier 2 risk-based capital | $346,060 | 6,944 |
| Total risk weighted assets | $27,607,560 | 7,761 |
| Total unused commitments | $7,117,000 | 3,716 |
| Derivatives | $0 | 651 |