Home > Victor State Bank > Income and Expense
Victor State Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 4,869 |
| Total interest expense | $120,000 | 4,569 |
| Net interest income | $490,000 | 4,885 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $94,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $-2,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,962 |
| Total noninterest expense | $316,000 | 4,976 |
| Salaries and employee benefits | $124,000 | 5,023 |
| Premises and equipment expense | $21,000 | 4,967 |
| Additional noninterest expense | $171,000 | 4,750 |
| Pre-tax net operating income | $208,000 | 4,321 |
| Securities gains (losses) | $7,000 | 1,953 |
| Applicable income taxes | $60,000 | 2,806 |
| Income before extraordinary items | $155,000 | 4,435 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $155,000 | 4,435 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $155,000 | 4,435 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $149,470 | 4,418 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 4,889 |
| Total interest expense | $57,000 | 4,676 |
| Net interest income | $273,000 | 4,884 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $18,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,595 |
| Total noninterest expense | $160,000 | 5,021 |
| Salaries and employee benefits | $55,000 | 5,084 |
| Premises and equipment expense | $9,000 | 5,025 |
| Additional noninterest expense | $96,000 | 4,736 |
| Pre-tax net operating income | $101,000 | 4,268 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $38,000 | 2,560 |
| Income before extraordinary items | $63,000 | 4,436 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $63,000 | 4,436 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $63,000 | 4,436 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $63,000 | 4,429 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 4,950 |
| Total interest expense | $208,000 | 4,775 |
| Net interest income | $1,140,000 | 4,943 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $65,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $18,000 | 4,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 4,735 |
| Total noninterest expense | $737,000 | 5,052 |
| Salaries and employee benefits | $256,000 | 5,137 |
| Premises and equipment expense | $26,000 | 5,135 |
| Additional noninterest expense | $455,000 | 4,693 |
| Pre-tax net operating income | $348,000 | 4,606 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $44,000 | 3,342 |
| Income before extraordinary items | $304,000 | 4,623 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $304,000 | 4,625 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $304,000 | 4,625 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $304,000 | 4,603 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 5,031 |
| Total interest expense | $152,000 | 4,851 |
| Net interest income | $850,000 | 5,023 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $49,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $14,000 | 4,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,798 |
| Total noninterest expense | $495,000 | 5,153 |
| Salaries and employee benefits | $168,000 | 5,222 |
| Premises and equipment expense | $41,000 | 5,106 |
| Additional noninterest expense | $286,000 | 4,874 |
| Pre-tax net operating income | $314,000 | 4,609 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $28,000 | 3,462 |
| Income before extraordinary items | $286,000 | 4,637 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $286,000 | 4,636 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $286,000 | 4,636 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $286,000 | 4,616 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $605,000 | 5,107 |
| Total interest expense | $98,000 | 4,894 |
| Net interest income | $507,000 | 5,115 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $34,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $9,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,823 |
| Total noninterest expense | $347,000 | 5,183 |
| Salaries and employee benefits | $109,000 | 5,270 |
| Premises and equipment expense | $32,000 | 5,109 |
| Additional noninterest expense | $206,000 | 4,866 |
| Pre-tax net operating income | $134,000 | 4,840 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $19,000 | 3,450 |
| Income before extraordinary items | $115,000 | 4,860 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $115,000 | 4,858 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $115,000 | 4,858 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $115,000 | 4,855 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 5,155 |
| Total interest expense | $45,000 | 4,970 |
| Net interest income | $267,000 | 5,153 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $18,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $5,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,809 |
| Total noninterest expense | $210,000 | 5,176 |
| Salaries and employee benefits | $55,000 | 5,331 |
| Premises and equipment expense | $23,000 | 5,037 |
| Additional noninterest expense | $132,000 | 4,720 |
| Pre-tax net operating income | $45,000 | 4,974 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-21,000 | 5,234 |
| Income before extraordinary items | $66,000 | 4,836 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $66,000 | 4,835 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $66,000 | 4,835 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $66,000 | 4,827 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 5,294 |
| Total interest expense | $177,000 | 4,904 |
| Net interest income | $662,000 | 5,318 |
| Provision for loan and lease losses | $70,000 | 3,296 |
| Total noninterest income | $34,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $12,000 | 5,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 5,115 |
| Total noninterest expense | $455,000 | 5,368 |
| Salaries and employee benefits | $157,000 | 5,387 |
| Premises and equipment expense | $45,000 | 5,300 |
| Additional noninterest expense | $253,000 | 5,210 |
| Pre-tax net operating income | $171,000 | 5,054 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $29,000 | 3,550 |
| Income before extraordinary items | $142,000 | 5,064 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $142,000 | 5,063 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $142,000 | 5,063 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $-9,066,000 | 5,403 |
| Net operating income | $142,000 | 5,065 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $578,000 | 5,380 |
| Total interest expense | $129,000 | 4,948 |
| Net interest income | $449,000 | 5,401 |
| Provision for loan and lease losses | $40,000 | 3,338 |
| Total noninterest income | $9,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $7,000 | 5,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,343 |
| Total noninterest expense | $112,000 | 5,469 |
| Salaries and employee benefits | $47,000 | 5,466 |
| Premises and equipment expense | $19,000 | 5,430 |
| Additional noninterest expense | $46,000 | 5,469 |
| Pre-tax net operating income | $306,000 | 4,841 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $12,000 | 3,739 |
| Income before extraordinary items | $294,000 | 4,804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $294,000 | 4,802 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $294,000 | 4,803 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $-9,055,000 | 5,472 |
| Net operating income | $294,000 | 4,808 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $94,000 | 5,529 |
| Total interest expense | $13,000 | 5,483 |
| Net interest income | $81,000 | 5,530 |
| Provision for loan and lease losses | $10,000 | 3,554 |
| Total noninterest income | $6,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $5,000 | 5,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,418 |
| Total noninterest expense | $14,000 | 5,539 |
| Salaries and employee benefits | $7,000 | 5,530 |
| Premises and equipment expense | $3,000 | 5,524 |
| Additional noninterest expense | $4,000 | 5,539 |
| Pre-tax net operating income | $63,000 | 5,240 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $3,000 | 3,871 |
| Income before extraordinary items | $60,000 | 5,229 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $60,000 | 5,227 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $60,000 | 5,228 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $-9,209,000 | 5,537 |
| Net operating income | $60,000 | 5,234 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 4,980 |
| Total interest expense | $66,000 | 4,617 |
| Net interest income | $466,000 | 4,985 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $12,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $6,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,273 |
| Total noninterest expense | $96,000 | 5,574 |
| Salaries and employee benefits | $80,000 | 5,505 |
| Premises and equipment expense | $4,000 | 5,570 |
| Additional noninterest expense | $12,000 | 5,598 |
| Pre-tax net operating income | $382,000 | 3,506 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $382,000 | 3,324 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $382,000 | 3,324 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $382,000 | 3,324 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $382,000 | 3,318 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 5,035 |
| Total interest expense | $265,000 | 4,544 |
| Net interest income | $1,786,000 | 5,048 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $140,000 | 5,078 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $29,000 | 5,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 4,718 |
| Total noninterest expense | $515,000 | 5,601 |
| Salaries and employee benefits | $408,000 | 5,501 |
| Premises and equipment expense | $6,000 | 5,653 |
| Additional noninterest expense | $101,000 | 5,642 |
| Pre-tax net operating income | $1,411,000 | 3,608 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $92,000 | 3,320 |
| Income before extraordinary items | $1,319,000 | 3,349 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,319,000 | 3,347 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,319,000 | 3,349 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $400,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,319,000 | 3,328 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 5,104 |
| Total interest expense | $166,000 | 4,795 |
| Net interest income | $1,343,000 | 5,103 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $34,000 | 5,556 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $22,000 | 5,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,490 |
| Total noninterest expense | $323,000 | 5,690 |
| Salaries and employee benefits | $252,000 | 5,615 |
| Premises and equipment expense | $5,000 | 5,723 |
| Additional noninterest expense | $66,000 | 5,718 |
| Pre-tax net operating income | $1,054,000 | 3,678 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $73,000 | 3,308 |
| Income before extraordinary items | $981,000 | 3,583 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $981,000 | 3,583 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $981,000 | 3,583 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $300,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $981,000 | 3,561 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 5,130 |
| Total interest expense | $119,000 | 4,711 |
| Net interest income | $892,000 | 5,142 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $20,000 | 5,619 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $13,000 | 5,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,539 |
| Total noninterest expense | $220,000 | 5,736 |
| Salaries and employee benefits | $171,000 | 5,663 |
| Premises and equipment expense | $4,000 | 5,768 |
| Additional noninterest expense | $45,000 | 5,768 |
| Pre-tax net operating income | $692,000 | 3,673 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $37,000 | 3,427 |
| Income before extraordinary items | $655,000 | 3,527 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $655,000 | 3,526 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $655,000 | 3,527 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $200,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $655,000 | 3,505 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 5,168 |
| Total interest expense | $37,000 | 5,202 |
| Net interest income | $469,000 | 5,141 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $11,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $7,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,580 |
| Total noninterest expense | $123,000 | 5,783 |
| Salaries and employee benefits | $92,000 | 5,705 |
| Premises and equipment expense | $2,000 | 5,832 |
| Additional noninterest expense | $29,000 | 5,811 |
| Pre-tax net operating income | $357,000 | 3,589 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $18,000 | 3,402 |
| Income before extraordinary items | $339,000 | 3,433 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $339,000 | 3,432 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $339,000 | 3,433 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $339,000 | 3,406 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 5,165 |
| Total interest expense | $304,000 | 4,438 |
| Net interest income | $1,803,000 | 5,214 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $125,000 | 5,371 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $36,000 | 5,362 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $88,000 | 5,043 |
| Total noninterest expense | $472,000 | 5,854 |
| Salaries and employee benefits | $336,000 | 5,787 |
| Premises and equipment expense | $7,000 | 5,894 |
| Additional noninterest expense | $129,000 | 5,864 |
| Pre-tax net operating income | $1,456,000 | 3,549 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $86,000 | 3,385 |
| Income before extraordinary items | $1,370,000 | 3,418 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,370,000 | 3,416 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,370,000 | 3,417 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $400,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,370,000 | 3,377 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 5,194 |
| Total interest expense | $246,000 | 4,377 |
| Net interest income | $1,368,000 | 5,249 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $37,000 | 5,777 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $29,000 | 5,382 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $7,000 | 5,763 |
| Total noninterest expense | $308,000 | 5,935 |
| Salaries and employee benefits | $208,000 | 5,897 |
| Premises and equipment expense | $7,000 | 5,960 |
| Additional noninterest expense | $93,000 | 5,938 |
| Pre-tax net operating income | $1,097,000 | 3,585 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $69,000 | 3,420 |
| Income before extraordinary items | $1,028,000 | 3,449 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,028,000 | 3,446 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,028,000 | 3,449 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $150,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,028,000 | 3,388 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 5,296 |
| Total interest expense | $140,000 | 4,618 |
| Net interest income | $889,000 | 5,343 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $24,000 | 5,861 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $18,000 | 5,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 5,822 |
| Total noninterest expense | $206,000 | 6,006 |
| Salaries and employee benefits | $132,000 | 5,975 |
| Premises and equipment expense | $4,000 | 6,036 |
| Additional noninterest expense | $70,000 | 5,982 |
| Pre-tax net operating income | $707,000 | 3,641 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $51,000 | 3,385 |
| Income before extraordinary items | $656,000 | 3,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $656,000 | 3,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $656,000 | 3,520 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $50,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $656,000 | 3,460 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 5,474 |
| Total interest expense | $35,000 | 5,444 |
| Net interest income | $428,000 | 5,430 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $13,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,000 | 5,805 |
| Total noninterest expense | $108,000 | 6,068 |
| Salaries and employee benefits | $56,000 | 6,063 |
| Premises and equipment expense | $3,000 | 6,082 |
| Additional noninterest expense | $49,000 | 5,974 |
| Pre-tax net operating income | $333,000 | 3,701 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $37,000 | 3,155 |
| Income before extraordinary items | $296,000 | 3,657 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $296,000 | 3,654 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $296,000 | 3,655 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $296,000 | 3,588 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 5,332 |
| Total interest expense | $285,000 | 4,702 |
| Net interest income | $1,842,000 | 5,361 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $114,000 | 5,613 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $37,000 | 5,600 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $76,000 | 5,281 |
| Total noninterest expense | $523,000 | 6,084 |
| Salaries and employee benefits | $334,000 | 6,043 |
| Premises and equipment expense | $26,000 | 6,122 |
| Additional noninterest expense | $163,000 | 6,082 |
| Pre-tax net operating income | $1,433,000 | 3,565 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $1,392,000 | 3,363 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,392,000 | 3,362 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,392,000 | 3,364 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $250,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,392,000 | 3,311 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 5,388 |
| Total interest expense | $229,000 | 4,645 |
| Net interest income | $1,384,000 | 5,428 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $35,000 | 6,041 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $28,000 | 5,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,017 |
| Total noninterest expense | $371,000 | 6,184 |
| Salaries and employee benefits | $218,000 | 6,159 |
| Premises and equipment expense | $23,000 | 6,192 |
| Additional noninterest expense | $130,000 | 6,150 |
| Pre-tax net operating income | $1,048,000 | 3,660 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $1,007,000 | 3,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,007,000 | 3,482 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,007,000 | 3,483 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,007,000 | 3,431 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 5,420 |
| Total interest expense | $143,000 | 4,814 |
| Net interest income | $932,000 | 5,455 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $24,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,055 |
| Total noninterest expense | $252,000 | 6,255 |
| Salaries and employee benefits | $140,000 | 6,239 |
| Premises and equipment expense | $9,000 | 6,302 |
| Additional noninterest expense | $103,000 | 6,162 |
| Pre-tax net operating income | $704,000 | 3,647 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $41,000 | 3,553 |
| Income before extraordinary items | $663,000 | 3,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $663,000 | 3,501 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $663,000 | 3,502 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $663,000 | 3,440 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 5,466 |
| Total interest expense | $47,000 | 5,415 |
| Net interest income | $487,000 | 5,429 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $13,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 6,064 |
| Total noninterest expense | $147,000 | 6,285 |
| Salaries and employee benefits | $62,000 | 6,337 |
| Premises and equipment expense | $6,000 | 6,339 |
| Additional noninterest expense | $79,000 | 5,995 |
| Pre-tax net operating income | $353,000 | 3,620 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $353,000 | 3,364 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $353,000 | 3,367 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $353,000 | 3,367 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $353,000 | 3,278 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,479 |
| Total interest expense | $386,000 | 4,535 |
| Net interest income | $1,865,000 | 5,583 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $111,000 | 5,902 |
| Gross Fiduciary activities income | $1,000 | 1,202 |
| Service charges on deposit accounts | $37,000 | 5,905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $73,000 | 5,496 |
| Total noninterest expense | $525,000 | 6,410 |
| Salaries and employee benefits | $335,000 | 6,353 |
| Premises and equipment expense | $57,000 | 6,308 |
| Additional noninterest expense | $133,000 | 6,440 |
| Pre-tax net operating income | $1,451,000 | 3,547 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $66,000 | 3,597 |
| Income before extraordinary items | $1,385,000 | 3,383 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,385,000 | 3,385 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,385,000 | 3,385 |
| Net charge-offs | $-6,000 | 5,587 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,385,000 | 3,334 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,476 |
| Total interest expense | $324,000 | 4,359 |
| Net interest income | $1,438,000 | 5,600 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $34,000 | 6,343 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,970 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,000 | 6,280 |
| Total noninterest expense | $366,000 | 6,500 |
| Salaries and employee benefits | $222,000 | 6,453 |
| Premises and equipment expense | $53,000 | 6,292 |
| Additional noninterest expense | $91,000 | 6,533 |
| Pre-tax net operating income | $1,106,000 | 3,601 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $49,000 | 3,670 |
| Income before extraordinary items | $1,057,000 | 3,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,057,000 | 3,388 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,057,000 | 3,388 |
| Net charge-offs | $-6,000 | 5,497 |
| Cash dividends | $150,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,057,000 | 3,348 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 5,647 |
| Total interest expense | $157,000 | 4,997 |
| Net interest income | $922,000 | 5,697 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $22,000 | 6,409 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $17,000 | 6,064 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $5,000 | 6,289 |
| Total noninterest expense | $224,000 | 6,582 |
| Salaries and employee benefits | $140,000 | 6,536 |
| Premises and equipment expense | $13,000 | 6,590 |
| Additional noninterest expense | $71,000 | 6,563 |
| Pre-tax net operating income | $720,000 | 3,555 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $32,000 | 3,667 |
| Income before extraordinary items | $688,000 | 3,364 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $688,000 | 3,370 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $688,000 | 3,370 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $100,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $688,000 | 3,323 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 5,686 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $478,000 | 5,685 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $12,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $4,000 | 6,274 |
| Total noninterest expense | $123,000 | 6,641 |
| Salaries and employee benefits | $60,000 | 6,643 |
| Premises and equipment expense | $10,000 | 6,590 |
| Additional noninterest expense | $53,000 | 6,510 |
| Pre-tax net operating income | $367,000 | 3,454 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $367,000 | 3,180 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $367,000 | 3,182 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $367,000 | 3,182 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $367,000 | 3,150 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 5,875 |
| Total interest expense | $196,000 | 5,932 |
| Net interest income | $1,819,000 | 5,819 |
| Provision for loan and lease losses | $1,000 | 5,068 |
| Total noninterest income | $116,000 | 6,102 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $38,000 | 6,160 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $77,000 | 5,581 |
| Total noninterest expense | $470,000 | 6,727 |
| Salaries and employee benefits | $321,000 | 6,658 |
| Premises and equipment expense | $21,000 | 6,755 |
| Additional noninterest expense | $128,000 | 6,737 |
| Pre-tax net operating income | $1,464,000 | 3,460 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $77,000 | 3,559 |
| Income before extraordinary items | $1,387,000 | 3,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,387,000 | 3,308 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,387,000 | 3,309 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $225,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,387,000 | 3,245 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 5,939 |
| Total interest expense | $152,000 | 5,991 |
| Net interest income | $1,353,000 | 5,887 |
| Provision for loan and lease losses | $1,000 | 4,918 |
| Total noninterest income | $35,000 | 6,588 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $28,000 | 6,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,000 | 6,476 |
| Total noninterest expense | $321,000 | 6,818 |
| Salaries and employee benefits | $213,000 | 6,756 |
| Premises and equipment expense | $16,000 | 6,830 |
| Additional noninterest expense | $92,000 | 6,814 |
| Pre-tax net operating income | $1,066,000 | 3,575 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $60,000 | 3,621 |
| Income before extraordinary items | $1,006,000 | 3,414 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,006,000 | 3,417 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,006,000 | 3,418 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,006,000 | 3,344 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,977 |
| Total interest expense | $104,000 | 6,028 |
| Net interest income | $894,000 | 5,920 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $25,000 | 6,605 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $19,000 | 6,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $218,000 | 6,866 |
| Salaries and employee benefits | $136,000 | 6,818 |
| Premises and equipment expense | $10,000 | 6,880 |
| Additional noninterest expense | $72,000 | 6,826 |
| Pre-tax net operating income | $700,000 | 3,582 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $42,000 | 3,595 |
| Income before extraordinary items | $658,000 | 3,432 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $658,000 | 3,433 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $658,000 | 3,435 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $658,000 | 3,341 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 6,043 |
| Total interest expense | $53,000 | 6,078 |
| Net interest income | $437,000 | 5,989 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $13,000 | 6,651 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $113,000 | 6,931 |
| Salaries and employee benefits | $58,000 | 6,927 |
| Premises and equipment expense | $6,000 | 6,929 |
| Additional noninterest expense | $49,000 | 6,796 |
| Pre-tax net operating income | $337,000 | 3,592 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $337,000 | 3,346 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $337,000 | 3,346 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $337,000 | 3,348 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $337,000 | 3,240 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 6,099 |
| Total interest expense | $252,000 | 6,163 |
| Net interest income | $1,814,000 | 6,026 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $246,000 | 5,471 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $199,000 | 4,601 |
| Total noninterest expense | $500,000 | 6,969 |
| Salaries and employee benefits | $353,000 | 6,862 |
| Premises and equipment expense | $21,000 | 7,018 |
| Additional noninterest expense | $126,000 | 7,009 |
| Pre-tax net operating income | $1,560,000 | 3,270 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $70,000 | 3,726 |
| Income before extraordinary items | $1,490,000 | 3,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,490,000 | 3,141 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,490,000 | 3,141 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $432,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,490,000 | 3,005 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 6,196 |
| Total interest expense | $202,000 | 6,234 |
| Net interest income | $1,352,000 | 6,129 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $168,000 | 5,633 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $34,000 | 6,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,775 |
| Total noninterest expense | $312,000 | 7,114 |
| Salaries and employee benefits | $210,000 | 7,043 |
| Premises and equipment expense | $18,000 | 7,104 |
| Additional noninterest expense | $84,000 | 7,128 |
| Pre-tax net operating income | $1,208,000 | 3,303 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $54,000 | 3,749 |
| Income before extraordinary items | $1,154,000 | 3,155 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,154,000 | 3,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,154,000 | 3,153 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $257,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,154,000 | 3,009 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 6,299 |
| Total interest expense | $140,000 | 6,278 |
| Net interest income | $861,000 | 6,246 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $153,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $22,000 | 6,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 4,275 |
| Total noninterest expense | $212,000 | 7,171 |
| Salaries and employee benefits | $134,000 | 7,112 |
| Premises and equipment expense | $12,000 | 7,163 |
| Additional noninterest expense | $66,000 | 7,160 |
| Pre-tax net operating income | $802,000 | 3,274 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $38,000 | 3,701 |
| Income before extraordinary items | $764,000 | 3,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $764,000 | 3,145 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $764,000 | 3,146 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $202,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $764,000 | 2,988 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 6,347 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $426,000 | 6,297 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $141,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,275 |
| Total noninterest expense | $111,000 | 7,225 |
| Salaries and employee benefits | $57,000 | 7,216 |
| Premises and equipment expense | $6,000 | 7,208 |
| Additional noninterest expense | $48,000 | 7,078 |
| Pre-tax net operating income | $456,000 | 3,060 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $456,000 | 2,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $456,000 | 2,807 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $456,000 | 2,808 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $456,000 | 2,660 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 6,416 |
| Total interest expense | $358,000 | 6,358 |
| Net interest income | $1,673,000 | 6,377 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $254,000 | 5,443 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $47,000 | 6,378 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $206,000 | 4,431 |
| Total noninterest expense | $490,000 | 7,252 |
| Salaries and employee benefits | $339,000 | 7,155 |
| Premises and equipment expense | $41,000 | 7,215 |
| Additional noninterest expense | $110,000 | 7,305 |
| Pre-tax net operating income | $1,387,000 | 3,164 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $70,000 | 3,586 |
| Income before extraordinary items | $1,317,000 | 3,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,317,000 | 3,022 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,317,000 | 3,021 |
| Net charge-offs | $50,000 | 5,480 |
| Cash dividends | $705,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,317,000 | 2,925 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 6,504 |
| Total interest expense | $280,000 | 6,411 |
| Net interest income | $1,227,000 | 6,460 |
| Provision for loan and lease losses | $48,000 | 5,564 |
| Total noninterest income | $43,000 | 6,843 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $9,000 | 6,665 |
| Total noninterest expense | $300,000 | 7,369 |
| Salaries and employee benefits | $196,000 | 7,310 |
| Premises and equipment expense | $13,000 | 7,381 |
| Additional noninterest expense | $91,000 | 7,365 |
| Pre-tax net operating income | $922,000 | 3,468 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $55,000 | 3,572 |
| Income before extraordinary items | $867,000 | 3,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 3,351 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $867,000 | 3,350 |
| Net charge-offs | $48,000 | 4,999 |
| Cash dividends | $605,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $867,000 | 3,239 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 6,587 |
| Total interest expense | $190,000 | 6,486 |
| Net interest income | $799,000 | 6,547 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $30,000 | 6,906 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $242,000 | 7,397 |
| Salaries and employee benefits | $122,000 | 7,402 |
| Premises and equipment expense | $49,000 | 6,941 |
| Additional noninterest expense | $71,000 | 7,403 |
| Pre-tax net operating income | $539,000 | 3,667 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $40,000 | 3,494 |
| Income before extraordinary items | $499,000 | 3,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $499,000 | 3,590 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $499,000 | 3,589 |
| Net charge-offs | $48,000 | 4,483 |
| Cash dividends | $605,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $499,000 | 3,488 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 6,744 |
| Total interest expense | $97,000 | 6,553 |
| Net interest income | $355,000 | 6,732 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $118,000 | 7,470 |
| Salaries and employee benefits | $51,000 | 7,489 |
| Premises and equipment expense | $7,000 | 7,466 |
| Additional noninterest expense | $60,000 | 7,213 |
| Pre-tax net operating income | $255,000 | 3,791 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $255,000 | 3,549 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $255,000 | 3,546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $255,000 | 3,547 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $30,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $255,000 | 3,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 6,618 |
| Total interest expense | $488,000 | 6,559 |
| Net interest income | $1,670,000 | 6,564 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $116,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 6,288 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $536,000 | 7,498 |
| Salaries and employee benefits | $344,000 | 7,405 |
| Premises and equipment expense | $16,000 | 7,602 |
| Additional noninterest expense | $176,000 | 7,469 |
| Pre-tax net operating income | $1,250,000 | 3,028 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $52,000 | 3,615 |
| Income before extraordinary items | $1,198,000 | 2,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,198,000 | 2,915 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,198,000 | 2,919 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $1,425,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,198,000 | 2,797 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,728 |
| Total interest expense | $372,000 | 6,666 |
| Net interest income | $1,238,000 | 6,672 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $42,000 | 7,167 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $35,000 | 6,349 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $343,000 | 7,644 |
| Salaries and employee benefits | $202,000 | 7,605 |
| Premises and equipment expense | $15,000 | 7,700 |
| Additional noninterest expense | $126,000 | 7,581 |
| Pre-tax net operating income | $937,000 | 3,210 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $40,000 | 3,681 |
| Income before extraordinary items | $897,000 | 3,082 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $897,000 | 3,081 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $897,000 | 3,083 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $925,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $897,000 | 2,954 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 6,806 |
| Total interest expense | $247,000 | 6,765 |
| Net interest income | $811,000 | 6,732 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $29,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $24,000 | 6,378 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $238,000 | 7,702 |
| Salaries and employee benefits | $128,000 | 7,685 |
| Premises and equipment expense | $9,000 | 7,773 |
| Additional noninterest expense | $101,000 | 7,557 |
| Pre-tax net operating income | $602,000 | 3,297 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $27,000 | 3,633 |
| Income before extraordinary items | $575,000 | 3,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $575,000 | 3,139 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $575,000 | 3,142 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $675,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $575,000 | 3,039 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 6,901 |
| Total interest expense | $130,000 | 6,813 |
| Net interest income | $395,000 | 6,836 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $111,000 | 7,827 |
| Salaries and employee benefits | $54,000 | 7,828 |
| Premises and equipment expense | $6,000 | 7,840 |
| Additional noninterest expense | $51,000 | 7,650 |
| Pre-tax net operating income | $301,000 | 3,343 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $301,000 | 3,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $301,000 | 3,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $301,000 | 3,117 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $301,000 | 3,006 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 7,020 |
| Total interest expense | $646,000 | 6,803 |
| Net interest income | $1,401,000 | 7,018 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $90,000 | 7,061 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $52,000 | 6,437 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $37,000 | 6,607 |
| Total noninterest expense | $435,000 | 7,913 |
| Salaries and employee benefits | $325,000 | 7,763 |
| Premises and equipment expense | $17,000 | 7,958 |
| Additional noninterest expense | $93,000 | 7,969 |
| Pre-tax net operating income | $1,056,000 | 2,904 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $51,000 | 3,258 |
| Income before extraordinary items | $1,005,000 | 2,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,005,000 | 2,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,005,000 | 2,771 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $325,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,005,000 | 2,713 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 7,077 |
| Total interest expense | $498,000 | 6,890 |
| Net interest income | $1,058,000 | 7,049 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $46,000 | 7,445 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $39,000 | 6,486 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $262,000 | 8,035 |
| Salaries and employee benefits | $190,000 | 7,945 |
| Premises and equipment expense | $14,000 | 8,032 |
| Additional noninterest expense | $58,000 | 8,069 |
| Pre-tax net operating income | $842,000 | 3,027 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $802,000 | 2,855 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $802,000 | 2,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $802,000 | 2,855 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $325,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $802,000 | 2,806 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 7,164 |
| Total interest expense | $343,000 | 6,947 |
| Net interest income | $688,000 | 7,119 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $179,000 | 8,121 |
| Salaries and employee benefits | $122,000 | 8,045 |
| Premises and equipment expense | $9,000 | 8,121 |
| Additional noninterest expense | $48,000 | 8,133 |
| Pre-tax net operating income | $540,000 | 3,191 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $29,000 | 3,509 |
| Income before extraordinary items | $511,000 | 3,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 3,047 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $511,000 | 3,049 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $511,000 | 2,948 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 7,196 |
| Total interest expense | $169,000 | 7,057 |
| Net interest income | $353,000 | 7,106 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $82,000 | 8,190 |
| Salaries and employee benefits | $56,000 | 8,125 |
| Premises and equipment expense | $6,000 | 8,138 |
| Additional noninterest expense | $20,000 | 8,204 |
| Pre-tax net operating income | $288,000 | 3,398 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $277,000 | 3,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $277,000 | 3,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $277,000 | 3,268 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $277,000 | 3,122 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 7,174 |
| Total interest expense | $858,000 | 7,026 |
| Net interest income | $1,360,000 | 7,173 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $62,000 | 6,531 |
| Total noninterest expense | $443,000 | 8,164 |
| Salaries and employee benefits | $291,000 | 8,085 |
| Premises and equipment expense | $18,000 | 8,219 |
| Additional noninterest expense | $134,000 | 8,126 |
| Pre-tax net operating income | $1,030,000 | 3,703 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $44,000 | 3,914 |
| Income before extraordinary items | $986,000 | 3,319 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $986,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $156,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $986,000 | 3,463 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 7,232 |
| Total interest expense | $663,000 | 7,088 |
| Net interest income | $1,024,000 | 7,222 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $68,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 7,091 |
| Total noninterest expense | $285,000 | 8,270 |
| Salaries and employee benefits | $168,000 | 8,248 |
| Premises and equipment expense | $15,000 | 8,300 |
| Additional noninterest expense | $102,000 | 8,170 |
| Pre-tax net operating income | $807,000 | 4,094 |
| Securities gains (losses) | $-7,000 | 7,298 |
| Applicable income taxes | $34,000 | 4,349 |
| Income before extraordinary items | $766,000 | 3,644 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $766,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $56,000 | 4,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $772,720 | 3,776 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 7,251 |
| Total interest expense | $446,000 | 7,182 |
| Net interest income | $715,000 | 7,165 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $207,000 | 8,319 |
| Salaries and employee benefits | $109,000 | 8,325 |
| Premises and equipment expense | $8,000 | 8,383 |
| Additional noninterest expense | $90,000 | 8,062 |
| Pre-tax net operating income | $564,000 | 4,147 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $540,000 | 3,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $56,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $540,000 | 3,810 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 7,092 |
| Total interest expense | $230,000 | 7,253 |
| Net interest income | $432,000 | 6,860 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $44,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $74,000 | 8,434 |
| Salaries and employee benefits | $46,000 | 8,405 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $22,000 | 8,403 |
| Pre-tax net operating income | $402,000 | 3,546 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $402,000 | 3,182 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $402,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $402,000 | 3,106 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 7,535 |
| Total interest expense | $967,000 | 7,219 |
| Net interest income | $1,075,000 | 7,651 |
| Provision for loan and lease losses | $-6,000 | 8,224 |
| Total noninterest income | $89,000 | 7,679 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $61,000 | 6,585 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,000 | 7,619 |
| Total noninterest expense | $370,000 | 8,437 |
| Salaries and employee benefits | $284,000 | 8,308 |
| Premises and equipment expense | $18,000 | 8,458 |
| Additional noninterest expense | $68,000 | 8,482 |
| Pre-tax net operating income | $800,000 | 5,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $778,000 | 4,851 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $778,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,925 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $778,000 | 4,823 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,614 |
| Total interest expense | $704,000 | 7,301 |
| Net interest income | $785,000 | 7,729 |
| Provision for loan and lease losses | $-6,000 | 8,291 |
| Total noninterest income | $55,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,629 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $246,000 | 8,475 |
| Salaries and employee benefits | $163,000 | 8,411 |
| Premises and equipment expense | $13,000 | 8,480 |
| Additional noninterest expense | $70,000 | 8,450 |
| Pre-tax net operating income | $600,000 | 5,444 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,000 | 5,670 |
| Income before extraordinary items | $588,000 | 5,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $588,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $90,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $588,000 | 5,021 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 7,677 |
| Total interest expense | $460,000 | 7,346 |
| Net interest income | $515,000 | 7,820 |
| Provision for loan and lease losses | $-6,000 | 8,337 |
| Total noninterest income | $37,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $153,000 | 8,537 |
| Salaries and employee benefits | $102,000 | 8,485 |
| Premises and equipment expense | $11,000 | 8,496 |
| Additional noninterest expense | $40,000 | 8,532 |
| Pre-tax net operating income | $405,000 | 5,489 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $396,000 | 5,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $396,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $60,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $396,000 | 5,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,735 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $264,000 | 7,825 |
| Provision for loan and lease losses | $-6,000 | 8,415 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $76,000 | 8,580 |
| Salaries and employee benefits | $44,000 | 8,558 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $20,000 | 8,563 |
| Pre-tax net operating income | $213,000 | 5,376 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $197,000 | 5,083 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 7,559 |
| Total interest expense | $854,000 | 7,218 |
| Net interest income | $1,131,000 | 7,671 |
| Provision for loan and lease losses | $14,000 | 6,469 |
| Total noninterest income | $111,000 | 7,632 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $70,000 | 6,585 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 7,480 |
| Total noninterest expense | $384,000 | 8,551 |
| Salaries and employee benefits | $297,000 | 8,381 |
| Premises and equipment expense | $26,000 | 8,555 |
| Additional noninterest expense | $61,000 | 8,634 |
| Pre-tax net operating income | $844,000 | 5,538 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $46,000 | 5,508 |
| Income before extraordinary items | $809,000 | 5,179 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $809,000 | 5,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $92,000 | 5,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $798,550 | 5,216 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 7,609 |
| Total interest expense | $618,000 | 7,275 |
| Net interest income | $864,000 | 7,721 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $64,000 | 7,969 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $51,000 | 6,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $258,000 | 8,630 |
| Salaries and employee benefits | $194,000 | 8,488 |
| Premises and equipment expense | $22,000 | 8,581 |
| Additional noninterest expense | $42,000 | 8,695 |
| Pre-tax net operating income | $670,000 | 5,634 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $34,000 | 5,676 |
| Income before extraordinary items | $647,000 | 5,179 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $647,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $92,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $636,550 | 5,215 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 7,630 |
| Total interest expense | $400,000 | 7,277 |
| Net interest income | $582,000 | 7,743 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $45,000 | 7,964 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $175,000 | 8,668 |
| Salaries and employee benefits | $128,000 | 8,546 |
| Premises and equipment expense | $18,000 | 8,572 |
| Additional noninterest expense | $29,000 | 8,728 |
| Pre-tax net operating income | $452,000 | 5,636 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $442,000 | 5,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $442,000 | 5,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $92,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $431,550 | 5,220 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,674 |
| Total interest expense | $186,000 | 7,354 |
| Net interest income | $295,000 | 7,739 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $96,000 | 8,654 |
| Salaries and employee benefits | $63,000 | 8,571 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $16,000 | 8,736 |
| Pre-tax net operating income | $223,000 | 5,599 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $211,000 | 5,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $209,120 | 5,256 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 7,450 |
| Total interest expense | $681,000 | 7,094 |
| Net interest income | $1,321,000 | 7,532 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $100,000 | 7,941 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $64,000 | 6,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,739 |
| Total noninterest expense | $366,000 | 8,701 |
| Salaries and employee benefits | $290,000 | 8,509 |
| Premises and equipment expense | $11,000 | 8,769 |
| Additional noninterest expense | $65,000 | 8,777 |
| Pre-tax net operating income | $1,055,000 | 5,212 |
| Securities gains (losses) | $117,000 | 656 |
| Applicable income taxes | $45,000 | 5,931 |
| Income before extraordinary items | $1,127,000 | 4,504 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,127,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $305,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,014,680 | 4,778 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,472 |
| Total interest expense | $494,000 | 7,098 |
| Net interest income | $1,001,000 | 7,559 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $66,000 | 8,105 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $47,000 | 6,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $244,000 | 8,744 |
| Salaries and employee benefits | $185,000 | 8,607 |
| Premises and equipment expense | $10,000 | 8,774 |
| Additional noninterest expense | $49,000 | 8,794 |
| Pre-tax net operating income | $823,000 | 5,269 |
| Securities gains (losses) | $119,000 | 608 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $900,000 | 4,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $900,000 | 4,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $785,760 | 4,774 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 7,495 |
| Total interest expense | $311,000 | 7,119 |
| Net interest income | $666,000 | 7,573 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $46,000 | 8,053 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $163,000 | 8,759 |
| Salaries and employee benefits | $123,000 | 8,621 |
| Premises and equipment expense | $8,000 | 8,757 |
| Additional noninterest expense | $32,000 | 8,804 |
| Pre-tax net operating income | $549,000 | 5,237 |
| Securities gains (losses) | $119,000 | 518 |
| Applicable income taxes | $28,000 | 5,916 |
| Income before extraordinary items | $640,000 | 4,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $640,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $525,760 | 4,717 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 7,598 |
| Total interest expense | $139,000 | 7,301 |
| Net interest income | $335,000 | 7,617 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $84,000 | 8,813 |
| Salaries and employee benefits | $63,000 | 8,670 |
| Premises and equipment expense | $3,000 | 8,845 |
| Additional noninterest expense | $18,000 | 8,845 |
| Pre-tax net operating income | $270,000 | 5,264 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $256,000 | 4,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $256,000 | 4,765 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 7,412 |
| Total interest expense | $575,000 | 7,045 |
| Net interest income | $1,395,000 | 7,464 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $237,000 | 6,866 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $56,000 | 7,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,335 |
| Total noninterest expense | $390,000 | 8,804 |
| Salaries and employee benefits | $278,000 | 8,651 |
| Premises and equipment expense | $24,000 | 8,844 |
| Additional noninterest expense | $88,000 | 8,856 |
| Pre-tax net operating income | $1,218,000 | 4,756 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $83,000 | 5,694 |
| Income before extraordinary items | $1,137,000 | 4,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,137,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $690,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,135,140 | 4,275 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 7,456 |
| Total interest expense | $416,000 | 7,119 |
| Net interest income | $1,046,000 | 7,482 |
| Provision for loan and lease losses | $23,000 | 6,245 |
| Total noninterest income | $200,000 | 6,677 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $40,000 | 7,285 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 5,011 |
| Total noninterest expense | $266,000 | 8,871 |
| Salaries and employee benefits | $172,000 | 8,794 |
| Premises and equipment expense | $21,000 | 8,858 |
| Additional noninterest expense | $73,000 | 8,861 |
| Pre-tax net operating income | $957,000 | 4,705 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $66,000 | 5,756 |
| Income before extraordinary items | $893,000 | 4,294 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $893,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $305,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $891,140 | 4,221 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 7,504 |
| Total interest expense | $275,000 | 7,174 |
| Net interest income | $693,000 | 7,525 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $182,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $157,000 | 4,218 |
| Total noninterest expense | $188,000 | 8,904 |
| Salaries and employee benefits | $115,000 | 8,850 |
| Premises and equipment expense | $18,000 | 8,826 |
| Additional noninterest expense | $55,000 | 8,866 |
| Pre-tax net operating income | $664,000 | 4,577 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $50,000 | 5,634 |
| Income before extraordinary items | $615,000 | 4,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $614,080 | 4,095 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,655 |
| Total interest expense | $134,000 | 7,289 |
| Net interest income | $329,000 | 7,668 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $169,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $157,000 | 2,862 |
| Total noninterest expense | $98,000 | 8,917 |
| Salaries and employee benefits | $68,000 | 8,796 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $26,000 | 8,925 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $364,000 | 3,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $364,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $363,090 | 3,644 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 7,402 |
| Total interest expense | $679,000 | 7,110 |
| Net interest income | $1,468,000 | 7,412 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $87,000 | 8,438 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $56,000 | 7,345 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $357,000 | 9,024 |
| Salaries and employee benefits | $281,000 | 8,817 |
| Premises and equipment expense | $13,000 | 9,109 |
| Additional noninterest expense | $63,000 | 9,106 |
| Pre-tax net operating income | $1,194,000 | 4,696 |
| Securities gains (losses) | $97,000 | 1,927 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $1,241,000 | 4,044 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,241,000 | 4,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $725,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,147,880 | 4,093 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 7,492 |
| Total interest expense | $509,000 | 7,270 |
| Net interest income | $1,103,000 | 7,462 |
| Provision for loan and lease losses | $-1,000 | 9,003 |
| Total noninterest income | $61,000 | 8,549 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $43,000 | 7,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $232,000 | 9,121 |
| Salaries and employee benefits | $172,000 | 8,982 |
| Premises and equipment expense | $12,000 | 9,145 |
| Additional noninterest expense | $48,000 | 9,162 |
| Pre-tax net operating income | $933,000 | 4,740 |
| Securities gains (losses) | $32,000 | 2,649 |
| Applicable income taxes | $37,000 | 6,442 |
| Income before extraordinary items | $928,000 | 4,198 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $928,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $897,280 | 4,126 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,510 |
| Total interest expense | $347,000 | 7,346 |
| Net interest income | $742,000 | 7,461 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $147,000 | 9,166 |
| Salaries and employee benefits | $111,000 | 9,030 |
| Premises and equipment expense | $9,000 | 9,155 |
| Additional noninterest expense | $27,000 | 9,206 |
| Pre-tax net operating income | $637,000 | 4,669 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $625,000 | 4,171 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $625,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $605,050 | 4,068 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,567 |
| Total interest expense | $190,000 | 7,219 |
| Net interest income | $349,000 | 7,617 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $73,000 | 9,215 |
| Salaries and employee benefits | $55,000 | 9,073 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $15,000 | 9,237 |
| Pre-tax net operating income | $297,000 | 4,819 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $288,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $286,080 | 4,186 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 7,510 |
| Total interest expense | $941,000 | 7,083 |
| Net interest income | $1,383,000 | 7,617 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $74,000 | 8,707 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $53,000 | 7,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $356,000 | 9,187 |
| Salaries and employee benefits | $278,000 | 8,971 |
| Premises and equipment expense | $22,000 | 9,219 |
| Additional noninterest expense | $56,000 | 9,283 |
| Pre-tax net operating income | $1,097,000 | 4,965 |
| Securities gains (losses) | $-126,000 | 9,154 |
| Applicable income taxes | $48,000 | 6,561 |
| Income before extraordinary items | $923,000 | 4,812 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $923,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,042,700 | 4,375 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 7,817 |
| Total interest expense | $1,315,000 | 7,378 |
| Net interest income | $1,121,000 | 8,042 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $76,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $424,000 | 9,319 |
| Salaries and employee benefits | $329,000 | 8,937 |
| Premises and equipment expense | $15,000 | 9,530 |
| Additional noninterest expense | $80,000 | 9,470 |
| Pre-tax net operating income | $773,000 | 5,579 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $-12,000 | 9,014 |
| Income before extraordinary items | $784,000 | 4,923 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $784,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $785,000 | 4,800 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 7,914 |
| Total interest expense | $1,354,000 | 7,455 |
| Net interest income | $1,130,000 | 8,226 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $68,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $394,000 | 9,608 |
| Salaries and employee benefits | $325,000 | 9,136 |
| Premises and equipment expense | $7,000 | 9,847 |
| Additional noninterest expense | $62,000 | 9,803 |
| Pre-tax net operating income | $804,000 | 5,856 |
| Securities gains (losses) | $-143,000 | 9,510 |
| Applicable income taxes | $126,000 | 6,216 |
| Income before extraordinary items | $535,000 | 6,145 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $535,000 | 6,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $835,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $650,830 | 5,629 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 8,088 |
| Total interest expense | $1,161,000 | 7,742 |
| Net interest income | $1,179,000 | 8,237 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $67,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $425,000 | 9,815 |
| Salaries and employee benefits | $345,000 | 9,224 |
| Premises and equipment expense | $16,000 | 10,113 |
| Additional noninterest expense | $64,000 | 10,112 |
| Pre-tax net operating income | $818,000 | 5,861 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $153,000 | 6,242 |
| Income before extraordinary items | $679,000 | 5,549 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $679,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $667,520 | 5,568 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 8,363 |
| Total interest expense | $1,214,000 | 7,878 |
| Net interest income | $1,050,000 | 8,688 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $65,000 | 9,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $598,000 | 9,435 |
| Salaries and employee benefits | $542,000 | 8,102 |
| Premises and equipment expense | $17,000 | 10,340 |
| Additional noninterest expense | $39,000 | 10,414 |
| Pre-tax net operating income | $504,000 | 7,339 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $43,000 | 8,450 |
| Income before extraordinary items | $463,000 | 6,831 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $463,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $322,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $461,160 | 6,741 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 8,734 |
| Total interest expense | $1,182,000 | 8,172 |
| Net interest income | $1,056,000 | 9,049 |
| Provision for loan and lease losses | $2,000 | 8,765 |
| Total noninterest income | $91,000 | 9,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $679,000 | 9,461 |
| Salaries and employee benefits | $606,000 | 7,877 |
| Premises and equipment expense | $13,000 | 10,829 |
| Additional noninterest expense | $60,000 | 10,790 |
| Pre-tax net operating income | $466,000 | 8,109 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $123,000 | 8,030 |
| Income before extraordinary items | $355,000 | 7,958 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $355,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $460,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $346,120 | 7,974 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 9,140 |
| Total interest expense | $1,107,000 | 8,670 |
| Net interest income | $1,064,000 | 9,378 |
| Provision for loan and lease losses | $1,000 | 9,010 |
| Total noninterest income | $52,000 | 10,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $546,000 | 10,407 |
| Salaries and employee benefits | $484,000 | 9,000 |
| Premises and equipment expense | $19,000 | 11,310 |
| Additional noninterest expense | $43,000 | 11,402 |
| Pre-tax net operating income | $569,000 | 7,575 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $486,000 | 6,998 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $486,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $780,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $486,000 | 6,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 9,471 |
| Total interest expense | $1,079,000 | 8,970 |
| Net interest income | $1,085,000 | 9,664 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $554,000 | 10,785 |
| Salaries and employee benefits | $460,000 | 9,449 |
| Premises and equipment expense | $13,000 | 11,869 |
| Additional noninterest expense | $81,000 | 11,757 |
| Pre-tax net operating income | $612,000 | 7,812 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $121,000 | 8,778 |
| Income before extraordinary items | $492,000 | 7,317 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $492,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $1,040,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $-234,000 | 10,485 |
| Net operating income | $491,200 | 7,287 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 9,929 |
| Total interest expense | $767,000 | 9,767 |
| Net interest income | $1,163,000 | 9,853 |
| Provision for loan and lease losses | $-31,000 | 11,912 |
| Total noninterest income | $92,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $592,000 | 11,168 |
| Salaries and employee benefits | $453,000 | 9,805 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $85,000 | 12,400 |
| Pre-tax net operating income | $694,000 | 7,416 |
| Securities gains (losses) | $71,000 | 951 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $595,000 | 6,585 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $595,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-139,000 | 12,517 |
| Net operating income | $539,620 | 7,057 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 10,200 |
| Total interest expense | $766,000 | 10,229 |
| Net interest income | $1,227,000 | 9,979 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $538,000 | 11,974 |
| Salaries and employee benefits | $425,000 | 10,384 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $611,000 | 7,872 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $98,000 | 9,793 |
| Income before extraordinary items | $552,000 | 7,134 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $552,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $414,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $518,850 | 7,154 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 10,696 |
| Total interest expense | $987,000 | 10,450 |
| Net interest income | $1,115,000 | 10,646 |
| Provision for loan and lease losses | $79,000 | 7,959 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $524,000 | 12,494 |
| Salaries and employee benefits | $389,000 | 10,995 |
| Premises and equipment expense | $17,000 | 13,728 |
| Additional noninterest expense | $118,000 | 13,350 |
| Pre-tax net operating income | $581,000 | 7,860 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $504,000 | 7,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $504,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $213,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $462,130 | 7,286 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.