Home > Verus Bank > Income and Expense
Verus Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 3,636 |
| Total interest expense | $385,000 | 4,238 |
| Net interest income | $4,994,000 | 3,502 |
| Provision for loan and lease losses | $18,000 | 3,864 |
| Total noninterest income | $1,535,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $458,000 | 2,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,077,000 | 2,169 |
| Total noninterest expense | $5,725,000 | 2,798 |
| Salaries and employee benefits | $3,498,000 | 2,682 |
| Premises and equipment expense | $762,000 | 2,438 |
| Additional noninterest expense | $1,465,000 | 3,217 |
| Pre-tax net operating income | $786,000 | 4,279 |
| Securities gains (losses) | $33,000 | 478 |
| Applicable income taxes | $26,000 | 3,571 |
| Income before extraordinary items | $793,000 | 4,144 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $793,000 | 4,143 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $793,000 | 4,143 |
| Net charge-offs | $3,000 | 3,612 |
| Cash dividends | $1,481,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $760,990 | 4,204 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 3,679 |
| Total interest expense | $275,000 | 4,277 |
| Net interest income | $3,711,000 | 3,548 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,152,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $330,000 | 2,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $822,000 | 2,170 |
| Total noninterest expense | $3,496,000 | 3,198 |
| Salaries and employee benefits | $1,883,000 | 3,270 |
| Premises and equipment expense | $583,000 | 2,430 |
| Additional noninterest expense | $1,030,000 | 3,343 |
| Pre-tax net operating income | $1,367,000 | 3,315 |
| Securities gains (losses) | $33,000 | 485 |
| Applicable income taxes | $56,000 | 3,274 |
| Income before extraordinary items | $1,344,000 | 3,153 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,344,000 | 3,151 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,344,000 | 3,152 |
| Net charge-offs | $2,000 | 3,345 |
| Cash dividends | $810,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,312,320 | 3,197 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 3,700 |
| Total interest expense | $165,000 | 4,360 |
| Net interest income | $2,453,000 | 3,565 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $767,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $208,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 2,152 |
| Total noninterest expense | $2,302,000 | 3,248 |
| Salaries and employee benefits | $1,241,000 | 3,313 |
| Premises and equipment expense | $367,000 | 2,525 |
| Additional noninterest expense | $694,000 | 3,348 |
| Pre-tax net operating income | $918,000 | 3,282 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $37,000 | 3,280 |
| Income before extraordinary items | $881,000 | 3,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $881,000 | 3,148 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $881,000 | 3,149 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $675,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $881,000 | 3,139 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 3,723 |
| Total interest expense | $76,000 | 4,433 |
| Net interest income | $1,223,000 | 3,588 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $326,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $102,000 | 2,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 2,351 |
| Total noninterest expense | $1,133,000 | 3,309 |
| Salaries and employee benefits | $617,000 | 3,360 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $327,000 | 3,479 |
| Pre-tax net operating income | $416,000 | 3,385 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $16,000 | 3,332 |
| Income before extraordinary items | $400,000 | 3,252 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $400,000 | 3,252 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $400,000 | 3,252 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $50,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $400,000 | 3,255 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 3,781 |
| Total interest expense | $223,000 | 4,750 |
| Net interest income | $4,690,000 | 3,648 |
| Provision for loan and lease losses | $18,000 | 3,984 |
| Total noninterest income | $1,568,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $482,000 | 2,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,086,000 | 2,193 |
| Total noninterest expense | $4,698,000 | 3,225 |
| Salaries and employee benefits | $2,630,000 | 3,232 |
| Premises and equipment expense | $751,000 | 2,546 |
| Additional noninterest expense | $1,317,000 | 3,474 |
| Pre-tax net operating income | $1,542,000 | 3,490 |
| Securities gains (losses) | $15,000 | 1,438 |
| Applicable income taxes | $62,000 | 3,464 |
| Income before extraordinary items | $1,495,000 | 3,142 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,495,000 | 3,140 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,495,000 | 3,142 |
| Net charge-offs | $6,000 | 3,826 |
| Cash dividends | $957,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,480,600 | 3,134 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 3,820 |
| Total interest expense | $167,000 | 4,781 |
| Net interest income | $3,496,000 | 3,685 |
| Provision for loan and lease losses | $6,000 | 3,978 |
| Total noninterest income | $1,170,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $365,000 | 2,085 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $805,000 | 2,251 |
| Total noninterest expense | $3,500,000 | 3,252 |
| Salaries and employee benefits | $1,949,000 | 3,271 |
| Premises and equipment expense | $582,000 | 2,521 |
| Additional noninterest expense | $969,000 | 3,521 |
| Pre-tax net operating income | $1,160,000 | 3,540 |
| Securities gains (losses) | $12,000 | 1,539 |
| Applicable income taxes | $47,000 | 3,482 |
| Income before extraordinary items | $1,125,000 | 3,319 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,125,000 | 3,318 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,125,000 | 3,319 |
| Net charge-offs | $5,000 | 3,457 |
| Cash dividends | $660,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,113,480 | 3,318 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 3,836 |
| Total interest expense | $110,000 | 4,806 |
| Net interest income | $2,314,000 | 3,707 |
| Provision for loan and lease losses | $6,000 | 3,724 |
| Total noninterest income | $755,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $244,000 | 2,067 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $511,000 | 2,299 |
| Total noninterest expense | $2,304,000 | 3,302 |
| Salaries and employee benefits | $1,287,000 | 3,307 |
| Premises and equipment expense | $386,000 | 2,539 |
| Additional noninterest expense | $631,000 | 3,594 |
| Pre-tax net operating income | $759,000 | 3,534 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $30,000 | 3,506 |
| Income before extraordinary items | $729,000 | 3,337 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $729,000 | 3,336 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $729,000 | 3,337 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $418,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $729,000 | 3,312 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 3,861 |
| Total interest expense | $55,000 | 4,823 |
| Net interest income | $1,149,000 | 3,735 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $372,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $121,000 | 2,083 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $251,000 | 2,308 |
| Total noninterest expense | $1,148,000 | 3,335 |
| Salaries and employee benefits | $647,000 | 3,328 |
| Premises and equipment expense | $203,000 | 2,488 |
| Additional noninterest expense | $298,000 | 3,725 |
| Pre-tax net operating income | $367,000 | 3,537 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $14,000 | 3,484 |
| Income before extraordinary items | $353,000 | 3,348 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $353,000 | 3,347 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $353,000 | 3,348 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $353,000 | 3,327 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 3,889 |
| Total interest expense | $234,000 | 4,794 |
| Net interest income | $4,532,000 | 3,759 |
| Provision for loan and lease losses | $77,000 | 3,336 |
| Total noninterest income | $1,573,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $532,000 | 1,981 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,041,000 | 2,352 |
| Total noninterest expense | $4,649,000 | 3,337 |
| Salaries and employee benefits | $2,616,000 | 3,320 |
| Premises and equipment expense | $748,000 | 2,608 |
| Additional noninterest expense | $1,285,000 | 3,662 |
| Pre-tax net operating income | $1,379,000 | 3,628 |
| Securities gains (losses) | $4,000 | 2,928 |
| Applicable income taxes | $57,000 | 3,558 |
| Income before extraordinary items | $1,326,000 | 3,471 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,326,000 | 3,469 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,326,000 | 3,470 |
| Net charge-offs | $32,000 | 3,419 |
| Cash dividends | $1,886,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,322,160 | 3,427 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,916 |
| Total interest expense | $176,000 | 4,833 |
| Net interest income | $3,398,000 | 3,787 |
| Provision for loan and lease losses | $57,000 | 3,233 |
| Total noninterest income | $1,203,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $393,000 | 2,012 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $810,000 | 2,307 |
| Total noninterest expense | $3,498,000 | 3,334 |
| Salaries and employee benefits | $1,954,000 | 3,306 |
| Premises and equipment expense | $572,000 | 2,584 |
| Additional noninterest expense | $972,000 | 3,676 |
| Pre-tax net operating income | $1,046,000 | 3,659 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $41,000 | 3,641 |
| Income before extraordinary items | $1,009,000 | 3,479 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,009,000 | 3,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,009,000 | 3,479 |
| Net charge-offs | $33,000 | 2,844 |
| Cash dividends | $637,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,005,160 | 3,433 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 3,932 |
| Total interest expense | $120,000 | 4,851 |
| Net interest income | $2,270,000 | 3,805 |
| Provision for loan and lease losses | $53,000 | 2,903 |
| Total noninterest income | $763,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $252,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $511,000 | 2,345 |
| Total noninterest expense | $2,300,000 | 3,386 |
| Salaries and employee benefits | $1,300,000 | 3,339 |
| Premises and equipment expense | $364,000 | 2,694 |
| Additional noninterest expense | $636,000 | 3,732 |
| Pre-tax net operating income | $680,000 | 3,709 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $27,000 | 3,659 |
| Income before extraordinary items | $657,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $657,000 | 3,516 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $657,000 | 3,518 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $399,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $653,160 | 3,466 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 3,947 |
| Total interest expense | $58,000 | 4,933 |
| Net interest income | $1,141,000 | 3,809 |
| Provision for loan and lease losses | $22,000 | 2,836 |
| Total noninterest income | $348,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $123,000 | 2,079 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $225,000 | 2,479 |
| Total noninterest expense | $1,131,000 | 3,437 |
| Salaries and employee benefits | $648,000 | 3,360 |
| Premises and equipment expense | $166,000 | 2,875 |
| Additional noninterest expense | $317,000 | 3,744 |
| Pre-tax net operating income | $336,000 | 3,688 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $13,000 | 3,656 |
| Income before extraordinary items | $327,000 | 3,481 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $327,000 | 3,477 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $327,000 | 3,479 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $323,160 | 3,437 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 3,960 |
| Total interest expense | $215,000 | 5,083 |
| Net interest income | $4,533,000 | 3,798 |
| Provision for loan and lease losses | $14,000 | 4,159 |
| Total noninterest income | $1,545,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $586,000 | 1,861 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $959,000 | 2,427 |
| Total noninterest expense | $4,773,000 | 3,325 |
| Salaries and employee benefits | $2,658,000 | 3,274 |
| Premises and equipment expense | $695,000 | 2,830 |
| Additional noninterest expense | $1,420,000 | 3,535 |
| Pre-tax net operating income | $1,291,000 | 3,735 |
| Securities gains (losses) | $25,000 | 2,106 |
| Applicable income taxes | $52,000 | 3,619 |
| Income before extraordinary items | $1,264,000 | 3,529 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,264,000 | 3,526 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,264,000 | 3,529 |
| Net charge-offs | $23,000 | 3,695 |
| Cash dividends | $800,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,240,000 | 3,527 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 3,984 |
| Total interest expense | $163,000 | 5,147 |
| Net interest income | $3,418,000 | 3,836 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $1,148,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $437,000 | 1,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $711,000 | 2,463 |
| Total noninterest expense | $3,569,000 | 3,363 |
| Salaries and employee benefits | $1,998,000 | 3,285 |
| Premises and equipment expense | $521,000 | 2,878 |
| Additional noninterest expense | $1,050,000 | 3,566 |
| Pre-tax net operating income | $983,000 | 3,771 |
| Securities gains (losses) | $25,000 | 1,898 |
| Applicable income taxes | $40,000 | 3,725 |
| Income before extraordinary items | $968,000 | 3,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $968,000 | 3,555 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $968,000 | 3,556 |
| Net charge-offs | $9,000 | 3,683 |
| Cash dividends | $601,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $944,000 | 3,543 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 3,997 |
| Total interest expense | $111,000 | 5,163 |
| Net interest income | $2,286,000 | 3,843 |
| Provision for loan and lease losses | $14,000 | 3,681 |
| Total noninterest income | $750,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $283,000 | 1,902 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $467,000 | 2,484 |
| Total noninterest expense | $2,391,000 | 3,363 |
| Salaries and employee benefits | $1,333,000 | 3,302 |
| Premises and equipment expense | $340,000 | 2,917 |
| Additional noninterest expense | $718,000 | 3,526 |
| Pre-tax net operating income | $631,000 | 3,815 |
| Securities gains (losses) | $25,000 | 1,600 |
| Applicable income taxes | $25,000 | 3,777 |
| Income before extraordinary items | $631,000 | 3,581 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $631,000 | 3,581 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $631,000 | 3,582 |
| Net charge-offs | $8,000 | 3,322 |
| Cash dividends | $401,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $607,000 | 3,597 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 4,035 |
| Total interest expense | $55,000 | 5,231 |
| Net interest income | $1,134,000 | 3,873 |
| Provision for loan and lease losses | $12,000 | 3,170 |
| Total noninterest income | $348,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $142,000 | 1,891 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $206,000 | 2,586 |
| Total noninterest expense | $1,231,000 | 3,314 |
| Salaries and employee benefits | $696,000 | 3,250 |
| Premises and equipment expense | $172,000 | 2,926 |
| Additional noninterest expense | $363,000 | 3,506 |
| Pre-tax net operating income | $239,000 | 4,207 |
| Securities gains (losses) | $25,000 | 1,138 |
| Applicable income taxes | $10,000 | 3,833 |
| Income before extraordinary items | $254,000 | 3,927 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $254,000 | 3,930 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $254,000 | 3,931 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $230,000 | 4,007 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 4,034 |
| Total interest expense | $227,000 | 5,352 |
| Net interest income | $4,602,000 | 3,858 |
| Provision for loan and lease losses | $23,000 | 4,211 |
| Total noninterest income | $1,617,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $610,000 | 1,934 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,007,000 | 2,320 |
| Total noninterest expense | $4,849,000 | 3,387 |
| Salaries and employee benefits | $2,629,000 | 3,379 |
| Premises and equipment expense | $683,000 | 2,967 |
| Additional noninterest expense | $1,537,000 | 3,496 |
| Pre-tax net operating income | $1,347,000 | 3,661 |
| Securities gains (losses) | $34,000 | 1,996 |
| Applicable income taxes | $55,000 | 3,671 |
| Income before extraordinary items | $1,326,000 | 3,445 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,326,000 | 3,447 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,326,000 | 3,447 |
| Net charge-offs | $18,000 | 4,348 |
| Cash dividends | $1,045,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,293,360 | 3,443 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 4,079 |
| Total interest expense | $170,000 | 5,423 |
| Net interest income | $3,451,000 | 3,890 |
| Provision for loan and lease losses | $23,000 | 3,893 |
| Total noninterest income | $1,202,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $448,000 | 1,980 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $754,000 | 2,341 |
| Total noninterest expense | $3,610,000 | 3,422 |
| Salaries and employee benefits | $1,945,000 | 3,415 |
| Premises and equipment expense | $528,000 | 2,929 |
| Additional noninterest expense | $1,137,000 | 3,544 |
| Pre-tax net operating income | $1,020,000 | 3,719 |
| Securities gains (losses) | $34,000 | 1,709 |
| Applicable income taxes | $42,000 | 3,730 |
| Income before extraordinary items | $1,012,000 | 3,478 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,012,000 | 3,478 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,012,000 | 3,479 |
| Net charge-offs | $18,000 | 3,882 |
| Cash dividends | $883,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $979,360 | 3,490 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 4,093 |
| Total interest expense | $113,000 | 5,478 |
| Net interest income | $2,299,000 | 3,897 |
| Provision for loan and lease losses | $19,000 | 3,685 |
| Total noninterest income | $765,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $290,000 | 2,009 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $475,000 | 2,370 |
| Total noninterest expense | $2,403,000 | 3,442 |
| Salaries and employee benefits | $1,311,000 | 3,403 |
| Premises and equipment expense | $348,000 | 2,979 |
| Additional noninterest expense | $744,000 | 3,600 |
| Pre-tax net operating income | $642,000 | 3,743 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $25,000 | 3,746 |
| Income before extraordinary items | $625,000 | 3,557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $625,000 | 3,561 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $625,000 | 3,563 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $720,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $617,320 | 3,522 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 4,117 |
| Total interest expense | $57,000 | 5,542 |
| Net interest income | $1,148,000 | 3,909 |
| Provision for loan and lease losses | $16,000 | 3,071 |
| Total noninterest income | $345,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $141,000 | 2,043 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $204,000 | 2,536 |
| Total noninterest expense | $1,203,000 | 3,472 |
| Salaries and employee benefits | $661,000 | 3,418 |
| Premises and equipment expense | $176,000 | 3,003 |
| Additional noninterest expense | $366,000 | 3,614 |
| Pre-tax net operating income | $274,000 | 3,969 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $264,000 | 3,764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 3,767 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $264,000 | 3,767 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $525,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $264,000 | 3,715 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 4,239 |
| Total interest expense | $265,000 | 5,586 |
| Net interest income | $4,456,000 | 3,996 |
| Provision for loan and lease losses | $4,000 | 5,027 |
| Total noninterest income | $1,687,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $665,000 | 1,908 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,022,000 | 2,353 |
| Total noninterest expense | $4,865,000 | 3,473 |
| Salaries and employee benefits | $2,729,000 | 3,316 |
| Premises and equipment expense | $704,000 | 2,953 |
| Additional noninterest expense | $1,432,000 | 3,764 |
| Pre-tax net operating income | $1,274,000 | 3,671 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $50,000 | 3,752 |
| Income before extraordinary items | $1,224,000 | 3,520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,224,000 | 3,522 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,224,000 | 3,523 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $720,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,224,000 | 3,474 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 4,293 |
| Total interest expense | $205,000 | 5,645 |
| Net interest income | $3,317,000 | 4,051 |
| Provision for loan and lease losses | $3,000 | 4,879 |
| Total noninterest income | $1,290,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $490,000 | 1,933 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $800,000 | 2,349 |
| Total noninterest expense | $3,607,000 | 3,510 |
| Salaries and employee benefits | $2,024,000 | 3,373 |
| Premises and equipment expense | $532,000 | 2,968 |
| Additional noninterest expense | $1,051,000 | 3,822 |
| Pre-tax net operating income | $997,000 | 3,687 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $39,000 | 3,831 |
| Income before extraordinary items | $958,000 | 3,499 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $958,000 | 3,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $958,000 | 3,503 |
| Net charge-offs | $4,000 | 4,962 |
| Cash dividends | $720,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $958,000 | 3,424 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 4,316 |
| Total interest expense | $141,000 | 5,656 |
| Net interest income | $2,194,000 | 4,068 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $851,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $322,000 | 1,930 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $529,000 | 2,395 |
| Total noninterest expense | $2,407,000 | 3,534 |
| Salaries and employee benefits | $1,352,000 | 3,381 |
| Premises and equipment expense | $355,000 | 2,961 |
| Additional noninterest expense | $700,000 | 3,836 |
| Pre-tax net operating income | $637,000 | 3,726 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $24,000 | 3,862 |
| Income before extraordinary items | $613,000 | 3,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $613,000 | 3,571 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $613,000 | 3,572 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $530,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $613,000 | 3,469 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 4,328 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $1,094,000 | 4,074 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $427,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $169,000 | 1,858 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 2,423 |
| Total noninterest expense | $1,203,000 | 3,546 |
| Salaries and employee benefits | $680,000 | 3,395 |
| Premises and equipment expense | $175,000 | 3,018 |
| Additional noninterest expense | $348,000 | 3,860 |
| Pre-tax net operating income | $317,000 | 3,704 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $305,000 | 3,532 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $305,000 | 3,533 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $305,000 | 3,534 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $392,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $305,000 | 3,441 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 4,429 |
| Total interest expense | $407,000 | 5,518 |
| Net interest income | $4,358,000 | 4,185 |
| Provision for loan and lease losses | $103,000 | 4,636 |
| Total noninterest income | $1,918,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $758,000 | 1,769 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,160,000 | 2,183 |
| Total noninterest expense | $4,992,000 | 3,467 |
| Salaries and employee benefits | $2,820,000 | 3,259 |
| Premises and equipment expense | $764,000 | 2,839 |
| Additional noninterest expense | $1,408,000 | 3,946 |
| Pre-tax net operating income | $1,181,000 | 3,746 |
| Securities gains (losses) | $70,000 | 2,523 |
| Applicable income taxes | $49,000 | 3,904 |
| Income before extraordinary items | $1,202,000 | 3,546 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 3,548 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,202,000 | 3,549 |
| Net charge-offs | $50,000 | 4,920 |
| Cash dividends | $532,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,134,800 | 3,509 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 4,493 |
| Total interest expense | $322,000 | 5,541 |
| Net interest income | $3,259,000 | 4,250 |
| Provision for loan and lease losses | $42,000 | 5,085 |
| Total noninterest income | $1,444,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $570,000 | 1,788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $874,000 | 2,170 |
| Total noninterest expense | $3,677,000 | 3,537 |
| Salaries and employee benefits | $2,064,000 | 3,344 |
| Premises and equipment expense | $574,000 | 2,869 |
| Additional noninterest expense | $1,039,000 | 4,013 |
| Pre-tax net operating income | $984,000 | 3,669 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $38,000 | 3,913 |
| Income before extraordinary items | $946,000 | 3,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $946,000 | 3,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $946,000 | 3,534 |
| Net charge-offs | $47,000 | 4,558 |
| Cash dividends | $532,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $946,000 | 3,381 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 4,521 |
| Total interest expense | $228,000 | 5,525 |
| Net interest income | $2,172,000 | 4,268 |
| Provision for loan and lease losses | $38,000 | 4,765 |
| Total noninterest income | $915,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $363,000 | 1,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $552,000 | 2,210 |
| Total noninterest expense | $2,479,000 | 3,523 |
| Salaries and employee benefits | $1,384,000 | 3,353 |
| Premises and equipment expense | $389,000 | 2,836 |
| Additional noninterest expense | $706,000 | 3,964 |
| Pre-tax net operating income | $570,000 | 3,892 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $22,000 | 3,966 |
| Income before extraordinary items | $548,000 | 3,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $548,000 | 3,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $548,000 | 3,812 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $309,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $548,000 | 3,627 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 4,529 |
| Total interest expense | $122,000 | 5,496 |
| Net interest income | $1,097,000 | 4,266 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $453,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $172,000 | 1,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 2,191 |
| Total noninterest expense | $1,240,000 | 3,552 |
| Salaries and employee benefits | $695,000 | 3,361 |
| Premises and equipment expense | $189,000 | 2,903 |
| Additional noninterest expense | $356,000 | 3,939 |
| Pre-tax net operating income | $304,000 | 3,816 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $292,000 | 3,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $292,000 | 3,704 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $292,000 | 3,705 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $292,000 | 3,533 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 4,568 |
| Total interest expense | $563,000 | 5,634 |
| Net interest income | $4,446,000 | 4,245 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $1,780,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $777,000 | 1,821 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,003,000 | 2,133 |
| Total noninterest expense | $4,997,000 | 3,538 |
| Salaries and employee benefits | $2,772,000 | 3,301 |
| Premises and equipment expense | $740,000 | 3,072 |
| Additional noninterest expense | $1,485,000 | 3,893 |
| Pre-tax net operating income | $1,219,000 | 3,381 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $46,000 | 3,796 |
| Income before extraordinary items | $1,173,000 | 3,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,173,000 | 3,249 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,173,000 | 3,249 |
| Net charge-offs | $15,000 | 5,983 |
| Cash dividends | $883,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,173,000 | 3,155 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 4,610 |
| Total interest expense | $435,000 | 5,687 |
| Net interest income | $3,328,000 | 4,269 |
| Provision for loan and lease losses | $4,000 | 6,329 |
| Total noninterest income | $1,334,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $584,000 | 1,825 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $750,000 | 2,131 |
| Total noninterest expense | $3,681,000 | 3,596 |
| Salaries and employee benefits | $2,019,000 | 3,362 |
| Premises and equipment expense | $563,000 | 3,069 |
| Additional noninterest expense | $1,099,000 | 3,907 |
| Pre-tax net operating income | $977,000 | 3,353 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $38,000 | 3,761 |
| Income before extraordinary items | $939,000 | 3,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $939,000 | 3,197 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $939,000 | 3,197 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $598,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $939,000 | 3,092 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 4,656 |
| Total interest expense | $299,000 | 5,743 |
| Net interest income | $2,204,000 | 4,300 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $825,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $375,000 | 1,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $450,000 | 2,259 |
| Total noninterest expense | $2,477,000 | 3,597 |
| Salaries and employee benefits | $1,345,000 | 3,396 |
| Premises and equipment expense | $368,000 | 3,139 |
| Additional noninterest expense | $764,000 | 3,872 |
| Pre-tax net operating income | $552,000 | 3,618 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $531,000 | 3,455 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $531,000 | 3,456 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $531,000 | 3,456 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $406,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $531,000 | 3,355 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 4,703 |
| Total interest expense | $154,000 | 5,793 |
| Net interest income | $1,085,000 | 4,332 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $406,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $181,000 | 1,887 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,304 |
| Total noninterest expense | $1,220,000 | 3,654 |
| Salaries and employee benefits | $674,000 | 3,418 |
| Premises and equipment expense | $187,000 | 3,156 |
| Additional noninterest expense | $359,000 | 4,024 |
| Pre-tax net operating income | $271,000 | 3,698 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $261,000 | 3,501 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $261,000 | 3,497 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $261,000 | 3,499 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $195,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $261,000 | 3,439 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 4,778 |
| Total interest expense | $728,000 | 5,897 |
| Net interest income | $4,347,000 | 4,337 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,971,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $838,000 | 1,749 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,133,000 | 2,032 |
| Total noninterest expense | $4,968,000 | 3,637 |
| Salaries and employee benefits | $2,828,000 | 3,274 |
| Premises and equipment expense | $733,000 | 3,176 |
| Additional noninterest expense | $1,407,000 | 4,179 |
| Pre-tax net operating income | $1,350,000 | 2,894 |
| Securities gains (losses) | $21,000 | 3,084 |
| Applicable income taxes | $50,000 | 3,635 |
| Income before extraordinary items | $1,321,000 | 2,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,321,000 | 2,715 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,321,000 | 2,720 |
| Net charge-offs | $7,000 | 6,639 |
| Cash dividends | $761,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,300,840 | 2,653 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 4,876 |
| Total interest expense | $566,000 | 5,972 |
| Net interest income | $3,240,000 | 4,404 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,431,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $644,000 | 1,769 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $787,000 | 2,090 |
| Total noninterest expense | $3,689,000 | 3,670 |
| Salaries and employee benefits | $2,064,000 | 3,365 |
| Premises and equipment expense | $560,000 | 3,183 |
| Additional noninterest expense | $1,065,000 | 4,132 |
| Pre-tax net operating income | $982,000 | 3,128 |
| Securities gains (losses) | $21,000 | 2,864 |
| Applicable income taxes | $38,000 | 3,717 |
| Income before extraordinary items | $965,000 | 2,950 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $965,000 | 2,946 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $965,000 | 2,949 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $653,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $944,840 | 2,865 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 4,934 |
| Total interest expense | $386,000 | 6,030 |
| Net interest income | $2,129,000 | 4,452 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $958,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $424,000 | 1,790 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $534,000 | 2,005 |
| Total noninterest expense | $2,441,000 | 3,691 |
| Salaries and employee benefits | $1,385,000 | 3,374 |
| Premises and equipment expense | $362,000 | 3,274 |
| Additional noninterest expense | $694,000 | 4,198 |
| Pre-tax net operating income | $646,000 | 3,175 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $643,000 | 2,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $643,000 | 2,924 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $643,000 | 2,929 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $482,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $622,840 | 2,879 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 5,032 |
| Total interest expense | $195,000 | 6,137 |
| Net interest income | $1,049,000 | 4,532 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $479,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $199,000 | 1,880 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $280,000 | 1,918 |
| Total noninterest expense | $1,243,000 | 3,665 |
| Salaries and employee benefits | $692,000 | 3,423 |
| Premises and equipment expense | $186,000 | 3,314 |
| Additional noninterest expense | $365,000 | 4,037 |
| Pre-tax net operating income | $285,000 | 3,442 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $295,000 | 3,162 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $295,000 | 3,159 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $295,000 | 3,162 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $353,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $274,840 | 3,197 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 4,965 |
| Total interest expense | $902,000 | 6,237 |
| Net interest income | $4,398,000 | 4,294 |
| Provision for loan and lease losses | $458,000 | 4,679 |
| Total noninterest income | $1,985,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $928,000 | 1,801 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,057,000 | 2,084 |
| Total noninterest expense | $4,967,000 | 3,712 |
| Salaries and employee benefits | $2,737,000 | 3,435 |
| Premises and equipment expense | $741,000 | 3,316 |
| Additional noninterest expense | $1,489,000 | 4,092 |
| Pre-tax net operating income | $958,000 | 3,056 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $38,000 | 3,392 |
| Income before extraordinary items | $920,000 | 2,911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $920,000 | 2,908 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $920,000 | 2,911 |
| Net charge-offs | $320,000 | 4,405 |
| Cash dividends | $272,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $920,000 | 2,852 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 5,017 |
| Total interest expense | $706,000 | 6,288 |
| Net interest income | $3,285,000 | 4,316 |
| Provision for loan and lease losses | $345,000 | 4,399 |
| Total noninterest income | $1,454,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $686,000 | 1,828 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $768,000 | 2,174 |
| Total noninterest expense | $3,717,000 | 3,723 |
| Salaries and employee benefits | $2,040,000 | 3,485 |
| Premises and equipment expense | $568,000 | 3,320 |
| Additional noninterest expense | $1,109,000 | 4,099 |
| Pre-tax net operating income | $677,000 | 3,404 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $26,000 | 3,685 |
| Income before extraordinary items | $651,000 | 3,248 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $651,000 | 3,246 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $651,000 | 3,248 |
| Net charge-offs | $229,000 | 4,092 |
| Cash dividends | $262,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $651,000 | 3,160 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 5,046 |
| Total interest expense | $494,000 | 6,297 |
| Net interest income | $2,175,000 | 4,335 |
| Provision for loan and lease losses | $71,000 | 5,697 |
| Total noninterest income | $937,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $439,000 | 1,874 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $498,000 | 2,236 |
| Total noninterest expense | $2,446,000 | 3,797 |
| Salaries and employee benefits | $1,358,000 | 3,533 |
| Premises and equipment expense | $379,000 | 3,325 |
| Additional noninterest expense | $709,000 | 4,233 |
| Pre-tax net operating income | $595,000 | 3,019 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $23,000 | 3,629 |
| Income before extraordinary items | $572,000 | 2,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 2,847 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $572,000 | 2,850 |
| Net charge-offs | $17,000 | 5,715 |
| Cash dividends | $262,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $572,000 | 2,740 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 5,073 |
| Total interest expense | $268,000 | 6,238 |
| Net interest income | $1,069,000 | 4,373 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $418,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $206,000 | 1,911 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $212,000 | 2,433 |
| Total noninterest expense | $1,179,000 | 3,820 |
| Salaries and employee benefits | $669,000 | 3,605 |
| Premises and equipment expense | $185,000 | 3,432 |
| Additional noninterest expense | $325,000 | 4,160 |
| Pre-tax net operating income | $283,000 | 3,426 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $277,000 | 3,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $277,000 | 3,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $277,000 | 3,268 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $126,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $277,000 | 3,122 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 5,188 |
| Total interest expense | $1,567,000 | 5,889 |
| Net interest income | $3,926,000 | 4,632 |
| Provision for loan and lease losses | $49,000 | 6,615 |
| Total noninterest income | $1,922,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $993,000 | 1,769 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $929,000 | 2,240 |
| Total noninterest expense | $4,757,000 | 3,715 |
| Salaries and employee benefits | $2,700,000 | 3,546 |
| Premises and equipment expense | $716,000 | 3,451 |
| Additional noninterest expense | $1,341,000 | 3,935 |
| Pre-tax net operating income | $1,042,000 | 3,682 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $27,000 | 4,154 |
| Income before extraordinary items | $1,015,000 | 3,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,015,000 | 3,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $729,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,015,000 | 3,409 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 5,244 |
| Total interest expense | $1,248,000 | 5,869 |
| Net interest income | $2,904,000 | 4,713 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $1,435,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $731,000 | 1,810 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $704,000 | 2,313 |
| Total noninterest expense | $3,504,000 | 3,752 |
| Salaries and employee benefits | $1,982,000 | 3,640 |
| Premises and equipment expense | $529,000 | 3,511 |
| Additional noninterest expense | $993,000 | 3,888 |
| Pre-tax net operating income | $792,000 | 4,125 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $30,000 | 4,413 |
| Income before extraordinary items | $762,000 | 3,656 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $762,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $594,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $762,000 | 3,797 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 5,278 |
| Total interest expense | $878,000 | 5,886 |
| Net interest income | $1,927,000 | 4,733 |
| Provision for loan and lease losses | $34,000 | 5,522 |
| Total noninterest income | $918,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $472,000 | 1,835 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $446,000 | 2,421 |
| Total noninterest expense | $2,266,000 | 3,864 |
| Salaries and employee benefits | $1,281,000 | 3,775 |
| Premises and equipment expense | $333,000 | 3,665 |
| Additional noninterest expense | $652,000 | 3,918 |
| Pre-tax net operating income | $545,000 | 4,224 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $21,000 | 4,649 |
| Income before extraordinary items | $524,000 | 3,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $437,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $524,000 | 3,864 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 5,372 |
| Total interest expense | $471,000 | 5,906 |
| Net interest income | $939,000 | 4,837 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $433,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $219,000 | 1,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $214,000 | 2,479 |
| Total noninterest expense | $1,123,000 | 3,899 |
| Salaries and employee benefits | $641,000 | 3,782 |
| Premises and equipment expense | $154,000 | 3,903 |
| Additional noninterest expense | $328,000 | 3,854 |
| Pre-tax net operating income | $217,000 | 4,801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $209,000 | 4,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $280,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $209,000 | 4,469 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 5,528 |
| Total interest expense | $1,703,000 | 6,173 |
| Net interest income | $3,661,000 | 4,878 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $1,806,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $978,000 | 1,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $828,000 | 2,516 |
| Total noninterest expense | $4,258,000 | 3,924 |
| Salaries and employee benefits | $2,455,000 | 3,776 |
| Premises and equipment expense | $607,000 | 3,811 |
| Additional noninterest expense | $1,196,000 | 4,077 |
| Pre-tax net operating income | $1,173,000 | 4,409 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $38,000 | 5,080 |
| Income before extraordinary items | $1,135,000 | 4,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,135,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $924,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,135,000 | 4,039 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 5,568 |
| Total interest expense | $1,247,000 | 6,248 |
| Net interest income | $2,747,000 | 4,903 |
| Provision for loan and lease losses | $16,000 | 5,978 |
| Total noninterest income | $1,380,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $718,000 | 1,813 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $662,000 | 2,412 |
| Total noninterest expense | $3,212,000 | 3,898 |
| Salaries and employee benefits | $1,840,000 | 3,775 |
| Premises and equipment expense | $493,000 | 3,581 |
| Additional noninterest expense | $879,000 | 4,087 |
| Pre-tax net operating income | $899,000 | 4,602 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $864,000 | 4,194 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $864,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $734,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $864,000 | 4,182 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 5,606 |
| Total interest expense | $833,000 | 6,285 |
| Net interest income | $1,825,000 | 4,944 |
| Provision for loan and lease losses | $8,000 | 5,855 |
| Total noninterest income | $870,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $456,000 | 1,898 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $414,000 | 2,530 |
| Total noninterest expense | $2,132,000 | 3,939 |
| Salaries and employee benefits | $1,216,000 | 3,834 |
| Premises and equipment expense | $335,000 | 3,557 |
| Additional noninterest expense | $581,000 | 4,116 |
| Pre-tax net operating income | $555,000 | 4,841 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $534,000 | 4,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $423,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $534,000 | 4,412 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 5,612 |
| Total interest expense | $424,000 | 6,255 |
| Net interest income | $904,000 | 4,980 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $390,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $202,000 | 2,036 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $188,000 | 2,640 |
| Total noninterest expense | $1,093,000 | 3,850 |
| Salaries and employee benefits | $609,000 | 3,855 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $288,000 | 4,090 |
| Pre-tax net operating income | $198,000 | 5,538 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $191,000 | 5,175 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $191,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $219,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $191,000 | 5,159 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 5,631 |
| Total interest expense | $1,356,000 | 6,325 |
| Net interest income | $3,515,000 | 5,047 |
| Provision for loan and lease losses | $119,000 | 4,520 |
| Total noninterest income | $1,662,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $938,000 | 1,845 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $724,000 | 2,724 |
| Total noninterest expense | $3,936,000 | 4,048 |
| Salaries and employee benefits | $2,258,000 | 3,901 |
| Premises and equipment expense | $501,000 | 4,258 |
| Additional noninterest expense | $1,177,000 | 3,993 |
| Pre-tax net operating income | $1,122,000 | 4,940 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $1,094,000 | 4,506 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,094,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $893,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,094,000 | 4,494 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 5,698 |
| Total interest expense | $963,000 | 6,405 |
| Net interest income | $2,602,000 | 5,126 |
| Provision for loan and lease losses | $83,000 | 4,471 |
| Total noninterest income | $1,221,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $716,000 | 1,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $505,000 | 2,833 |
| Total noninterest expense | $2,941,000 | 4,033 |
| Salaries and employee benefits | $1,671,000 | 3,929 |
| Premises and equipment expense | $367,000 | 4,337 |
| Additional noninterest expense | $903,000 | 3,917 |
| Pre-tax net operating income | $799,000 | 5,228 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $768,000 | 4,794 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $768,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $703,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $768,000 | 4,793 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 5,758 |
| Total interest expense | $599,000 | 6,465 |
| Net interest income | $1,704,000 | 5,213 |
| Provision for loan and lease losses | $63,000 | 4,017 |
| Total noninterest income | $781,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $469,000 | 1,833 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 2,941 |
| Total noninterest expense | $1,953,000 | 4,068 |
| Salaries and employee benefits | $1,105,000 | 3,977 |
| Premises and equipment expense | $235,000 | 4,444 |
| Additional noninterest expense | $613,000 | 3,844 |
| Pre-tax net operating income | $469,000 | 5,553 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $451,000 | 5,119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $451,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $420,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $451,000 | 5,119 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 5,817 |
| Total interest expense | $278,000 | 6,562 |
| Net interest income | $833,000 | 5,277 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $351,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $225,000 | 1,852 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $126,000 | 3,292 |
| Total noninterest expense | $972,000 | 4,095 |
| Salaries and employee benefits | $542,000 | 4,052 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $317,000 | 3,738 |
| Pre-tax net operating income | $196,000 | 5,883 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $188,000 | 5,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $283,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $188,000 | 5,474 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 5,765 |
| Total interest expense | $791,000 | 6,813 |
| Net interest income | $3,294,000 | 5,194 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $1,566,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $996,000 | 1,740 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $570,000 | 3,152 |
| Total noninterest expense | $3,728,000 | 4,081 |
| Salaries and employee benefits | $2,119,000 | 3,957 |
| Premises and equipment expense | $472,000 | 4,348 |
| Additional noninterest expense | $1,137,000 | 4,027 |
| Pre-tax net operating income | $1,096,000 | 5,112 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $40,000 | 5,998 |
| Income before extraordinary items | $1,052,000 | 4,696 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,052,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $903,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,055,840 | 4,655 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 5,796 |
| Total interest expense | $550,000 | 6,895 |
| Net interest income | $2,450,000 | 5,231 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $1,188,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $727,000 | 1,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $461,000 | 3,028 |
| Total noninterest expense | $2,821,000 | 4,019 |
| Salaries and employee benefits | $1,573,000 | 3,947 |
| Premises and equipment expense | $394,000 | 4,009 |
| Additional noninterest expense | $854,000 | 3,978 |
| Pre-tax net operating income | $782,000 | 5,386 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $30,000 | 6,080 |
| Income before extraordinary items | $748,000 | 4,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $748,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $713,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $751,840 | 4,879 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 5,802 |
| Total interest expense | $334,000 | 6,988 |
| Net interest income | $1,626,000 | 5,252 |
| Provision for loan and lease losses | $34,000 | 5,063 |
| Total noninterest income | $756,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $471,000 | 1,774 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $285,000 | 3,162 |
| Total noninterest expense | $1,866,000 | 4,026 |
| Salaries and employee benefits | $1,041,000 | 3,953 |
| Premises and equipment expense | $258,000 | 4,051 |
| Additional noninterest expense | $567,000 | 3,974 |
| Pre-tax net operating income | $482,000 | 5,559 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $463,000 | 5,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $463,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $513,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $465,910 | 5,010 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,882 |
| Total interest expense | $151,000 | 7,148 |
| Net interest income | $800,000 | 5,325 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $346,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $222,000 | 1,826 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $124,000 | 3,332 |
| Total noninterest expense | $919,000 | 4,095 |
| Salaries and employee benefits | $511,000 | 4,025 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $277,000 | 4,042 |
| Pre-tax net operating income | $218,000 | 5,769 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $207,000 | 5,332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $207,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $385,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $209,880 | 5,276 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 5,659 |
| Total interest expense | $509,000 | 7,270 |
| Net interest income | $3,352,000 | 5,053 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $1,564,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $999,000 | 1,752 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $565,000 | 3,087 |
| Total noninterest expense | $3,681,000 | 4,002 |
| Salaries and employee benefits | $2,015,000 | 3,975 |
| Premises and equipment expense | $488,000 | 4,167 |
| Additional noninterest expense | $1,178,000 | 3,811 |
| Pre-tax net operating income | $1,139,000 | 4,916 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $1,123,000 | 4,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,123,000 | 4,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $803,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,112,220 | 4,334 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 5,645 |
| Total interest expense | $385,000 | 7,279 |
| Net interest income | $2,520,000 | 5,034 |
| Provision for loan and lease losses | $64,000 | 5,058 |
| Total noninterest income | $1,164,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $736,000 | 1,805 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $428,000 | 3,079 |
| Total noninterest expense | $2,752,000 | 3,977 |
| Salaries and employee benefits | $1,495,000 | 3,958 |
| Premises and equipment expense | $360,000 | 4,208 |
| Additional noninterest expense | $897,000 | 3,736 |
| Pre-tax net operating income | $868,000 | 4,979 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $845,000 | 4,463 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $845,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $682,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $834,440 | 4,420 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 5,635 |
| Total interest expense | $261,000 | 7,297 |
| Net interest income | $1,684,000 | 5,021 |
| Provision for loan and lease losses | $57,000 | 4,557 |
| Total noninterest income | $735,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $463,000 | 1,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $272,000 | 3,155 |
| Total noninterest expense | $1,832,000 | 4,025 |
| Salaries and employee benefits | $977,000 | 4,063 |
| Premises and equipment expense | $230,000 | 4,340 |
| Additional noninterest expense | $625,000 | 3,624 |
| Pre-tax net operating income | $530,000 | 5,154 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $510,000 | 4,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $406,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $510,000 | 4,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 5,636 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $851,000 | 4,993 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $353,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $223,000 | 1,890 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $130,000 | 3,191 |
| Total noninterest expense | $857,000 | 4,257 |
| Salaries and employee benefits | $478,000 | 4,155 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $277,000 | 3,998 |
| Pre-tax net operating income | $326,000 | 4,619 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $314,000 | 4,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $268,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $314,000 | 4,017 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 5,752 |
| Total interest expense | $664,000 | 7,172 |
| Net interest income | $3,218,000 | 5,081 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,449,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $906,000 | 1,903 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $543,000 | 3,445 |
| Total noninterest expense | $3,413,000 | 4,205 |
| Salaries and employee benefits | $1,861,000 | 4,155 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $1,155,000 | 3,835 |
| Pre-tax net operating income | $1,179,000 | 4,736 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-124,000 | 8,968 |
| Income before extraordinary items | $1,303,000 | 3,911 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,303,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,303,000 | 3,746 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 5,819 |
| Total interest expense | $525,000 | 7,195 |
| Net interest income | $2,390,000 | 5,137 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $1,049,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $648,000 | 1,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $401,000 | 3,523 |
| Total noninterest expense | $2,440,000 | 4,347 |
| Salaries and employee benefits | $1,387,000 | 4,180 |
| Premises and equipment expense | $303,000 | 4,685 |
| Additional noninterest expense | $750,000 | 4,260 |
| Pre-tax net operating income | $970,000 | 4,632 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-124,000 | 9,082 |
| Income before extraordinary items | $1,094,000 | 3,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,094,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,146 |
| Cash dividends | $810,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,094,000 | 3,587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 5,784 |
| Total interest expense | $373,000 | 7,167 |
| Net interest income | $1,606,000 | 5,098 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $671,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $428,000 | 1,967 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $243,000 | 3,677 |
| Total noninterest expense | $1,637,000 | 4,323 |
| Salaries and employee benefits | $926,000 | 4,163 |
| Premises and equipment expense | $199,000 | 4,721 |
| Additional noninterest expense | $512,000 | 4,169 |
| Pre-tax net operating income | $632,000 | 4,686 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-145,000 | 9,162 |
| Income before extraordinary items | $777,000 | 3,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $777,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $553,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $777,000 | 3,389 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,719 |
| Total interest expense | $192,000 | 7,192 |
| Net interest income | $824,000 | 4,988 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $325,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $206,000 | 1,975 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 3,615 |
| Total noninterest expense | $807,000 | 4,347 |
| Salaries and employee benefits | $460,000 | 4,168 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $245,000 | 4,281 |
| Pre-tax net operating income | $339,000 | 4,460 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-165,000 | 9,247 |
| Income before extraordinary items | $504,000 | 2,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $373,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $504,000 | 2,786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 5,560 |
| Total interest expense | $980,000 | 6,986 |
| Net interest income | $3,483,000 | 4,769 |
| Provision for loan and lease losses | $97,000 | 5,787 |
| Total noninterest income | $1,305,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $852,000 | 1,899 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 3,468 |
| Total noninterest expense | $3,236,000 | 4,205 |
| Salaries and employee benefits | $1,799,000 | 4,090 |
| Premises and equipment expense | $422,000 | 4,460 |
| Additional noninterest expense | $1,015,000 | 4,135 |
| Pre-tax net operating income | $1,455,000 | 4,201 |
| Securities gains (losses) | $39,000 | 2,625 |
| Applicable income taxes | $537,000 | 3,321 |
| Income before extraordinary items | $957,000 | 4,711 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $957,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $681,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $932,040 | 4,655 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,569 |
| Total interest expense | $1,856,000 | 6,337 |
| Net interest income | $3,212,000 | 4,832 |
| Provision for loan and lease losses | $44,000 | 6,848 |
| Total noninterest income | $1,024,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $580,000 | 2,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $444,000 | 3,336 |
| Total noninterest expense | $2,927,000 | 4,418 |
| Salaries and employee benefits | $1,657,000 | 4,191 |
| Premises and equipment expense | $363,000 | 4,913 |
| Additional noninterest expense | $907,000 | 4,382 |
| Pre-tax net operating income | $1,265,000 | 4,298 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $410,000 | 3,686 |
| Income before extraordinary items | $855,000 | 4,701 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $855,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,319 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $855,000 | 4,584 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,697 |
| Total interest expense | $1,762,000 | 6,677 |
| Net interest income | $3,285,000 | 4,837 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $979,000 | 3,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $605,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,500 |
| Total noninterest expense | $2,889,000 | 4,356 |
| Salaries and employee benefits | $1,647,000 | 4,056 |
| Premises and equipment expense | $345,000 | 4,979 |
| Additional noninterest expense | $897,000 | 4,348 |
| Pre-tax net operating income | $1,327,000 | 4,436 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $450,000 | 3,734 |
| Income before extraordinary items | $868,000 | 4,795 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $868,000 | 4,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $570,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $-256,000 | 9,808 |
| Net operating income | $873,940 | 4,775 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 5,676 |
| Total interest expense | $1,538,000 | 6,885 |
| Net interest income | $3,303,000 | 4,828 |
| Provision for loan and lease losses | $53,000 | 6,446 |
| Total noninterest income | $880,000 | 3,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $587,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,069 |
| Total noninterest expense | $2,742,000 | 4,543 |
| Salaries and employee benefits | $1,493,000 | 4,361 |
| Premises and equipment expense | $331,000 | 5,158 |
| Additional noninterest expense | $918,000 | 4,312 |
| Pre-tax net operating income | $1,388,000 | 4,321 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $452,000 | 3,857 |
| Income before extraordinary items | $936,000 | 4,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $936,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $429,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $936,000 | 4,594 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,875 |
| Total interest expense | $1,543,000 | 7,103 |
| Net interest income | $3,208,000 | 4,902 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $870,000 | 3,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,935 |
| Total noninterest expense | $2,562,000 | 4,690 |
| Salaries and employee benefits | $1,450,000 | 4,346 |
| Premises and equipment expense | $332,000 | 5,065 |
| Additional noninterest expense | $780,000 | 4,771 |
| Pre-tax net operating income | $1,465,000 | 4,248 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $481,000 | 3,934 |
| Income before extraordinary items | $984,000 | 4,578 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $984,000 | 4,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $984,000 | 4,482 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 6,464 |
| Total interest expense | $1,339,000 | 7,749 |
| Net interest income | $2,870,000 | 5,486 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $822,000 | 3,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $502,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,794 |
| Total noninterest expense | $2,267,000 | 5,167 |
| Salaries and employee benefits | $1,254,000 | 4,918 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $721,000 | 5,103 |
| Pre-tax net operating income | $1,416,000 | 4,692 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $441,000 | 4,590 |
| Income before extraordinary items | $975,000 | 4,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $975,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $404,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $975,000 | 4,727 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 7,144 |
| Total interest expense | $1,249,000 | 8,243 |
| Net interest income | $2,460,000 | 6,263 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $731,000 | 3,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,246 |
| Total noninterest expense | $2,090,000 | 5,749 |
| Salaries and employee benefits | $1,164,000 | 5,339 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $659,000 | 5,981 |
| Pre-tax net operating income | $1,101,000 | 5,411 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $328,000 | 5,538 |
| Income before extraordinary items | $773,000 | 5,422 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $773,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,024 |
| Cash dividends | $513,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $773,000 | 5,370 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 7,936 |
| Total interest expense | $1,190,000 | 8,617 |
| Net interest income | $2,004,000 | 7,303 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $631,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $1,970,000 | 6,052 |
| Salaries and employee benefits | $1,085,000 | 5,664 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $638,000 | 6,273 |
| Pre-tax net operating income | $665,000 | 7,511 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $174,000 | 7,859 |
| Income before extraordinary items | $491,000 | 7,323 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $491,000 | 7,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $154,000 | 6,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $491,000 | 7,289 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 8,192 |
| Total interest expense | $837,000 | 9,410 |
| Net interest income | $2,080,000 | 7,373 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $590,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,229 |
| Total noninterest expense | $1,829,000 | 6,622 |
| Salaries and employee benefits | $991,000 | 6,134 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $640,000 | 6,737 |
| Pre-tax net operating income | $791,000 | 6,916 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $569,000 | 6,771 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $569,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 12,163 |
| Cash dividends | $483,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $571,880 | 6,803 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 8,562 |
| Total interest expense | $826,000 | 9,898 |
| Net interest income | $2,037,000 | 7,564 |
| Provision for loan and lease losses | $123,000 | 5,154 |
| Total noninterest income | $594,000 | 4,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $1,716,000 | 7,148 |
| Salaries and employee benefits | $904,000 | 6,688 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $631,000 | 7,067 |
| Pre-tax net operating income | $792,000 | 6,859 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $214,000 | 7,358 |
| Income before extraordinary items | $578,000 | 6,947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $578,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 2,322 |
| Cash dividends | $477,000 | 3,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $578,000 | 6,699 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 9,006 |
| Total interest expense | $1,114,000 | 9,933 |
| Net interest income | $1,874,000 | 8,121 |
| Provision for loan and lease losses | $-22,000 | 13,540 |
| Total noninterest income | $606,000 | 4,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $1,708,000 | 7,241 |
| Salaries and employee benefits | $844,000 | 6,973 |
| Premises and equipment expense | $215,000 | 7,514 |
| Additional noninterest expense | $649,000 | 7,108 |
| Pre-tax net operating income | $794,000 | 6,595 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $222,000 | 7,147 |
| Income before extraordinary items | $580,000 | 6,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $580,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $539,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $574,240 | 6,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.