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Vermont National Bank, Total Unused Commitments

1999-12-31Rank
Total unused commitments$370,633,000318
Loan commitments-revolving, open-end lines secured by 1-4's$113,949,000130
Credit card lines$110,218,000145
Commercial real estate, construction & land development$34,286,000423
Commitments secured by real estate$34,286,000407
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$112,180,000316
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$408,043,000295
Loan commitments-revolving, open-end lines secured by 1-4's$113,024,000124
Credit card lines$115,949,000162
Commercial real estate, construction & land development$45,747,000305
Commitments secured by real estate$32,887,000369
Commitments not secured by real estate$12,860,000114
Securities underwriting$013
Other unused commitments$133,323,000266
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$378,190,000296
Loan commitments-revolving, open-end lines secured by 1-4's$137,112,000106
Credit card lines$95,809,000187
Commercial real estate, construction & land development$16,585,000604
Commitments secured by real estate$13,560,000700
Commitments not secured by real estate$3,025,000211
Securities underwriting$016
Other unused commitments$128,684,000272
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$255,043,000396
Loan commitments-revolving, open-end lines secured by 1-4's$44,118,000251
Credit card lines$89,713,000205
Commercial real estate, construction & land development$16,052,000589
Commitments secured by real estate$8,677,000994
Commitments not secured by real estate$7,375,000143
Securities underwriting$014
Other unused commitments$105,160,000336
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$232,696,000425
Loan commitments-revolving, open-end lines secured by 1-4's$50,762,000230
Credit card lines$80,982,000255
Commercial real estate, construction & land development$17,473,000502
Commitments secured by real estate$14,041,000582
Commitments not secured by real estate$3,432,000209
Securities underwriting$019
Other unused commitments$83,479,000393
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$206,502,000435
Loan commitments-revolving, open-end lines secured by 1-4's$44,920,000246
Credit card lines$69,525,000260
Commercial real estate, construction & land development$13,047,000620
Commitments secured by real estate$10,520,000696
Commitments not secured by real estate$2,527,000216
Securities underwriting$022
Other unused commitments$79,010,000396
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$196,872,000446
Loan commitments-revolving, open-end lines secured by 1-4's$42,961,000245
Credit card lines$64,379,000253
Commercial real estate, construction & land development$15,064,000466
Commitments secured by real estate$11,475,000561
Commitments not secured by real estate$3,589,000173
Securities underwriting$031
Other unused commitments$74,468,000377
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$185,924,000440
Loan commitments-revolving, open-end lines secured by 1-4's$42,398,000244
Credit card lines$61,348,000262
Commercial real estate, construction & land development$17,693,000358
Commitments secured by real estate$14,842,000372
Commitments not secured by real estate$2,851,000218
Securities underwriting$026
Other unused commitments$64,485,000413
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109