Home > Vermillion State Bank > Income and Expense

Vermillion State Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$22,416,0001,159
Total interest expense$8,372,0001,144
Net interest income$14,044,0001,204
Provision for loan and lease losses$03,122
Total noninterest income$624,0002,418
Gross Fiduciary activities income$0937
Service charges on deposit accounts$142,0002,227
Trading account gains and fees$0133
Additional Noninterest Income$482,0002,233
Total noninterest expense$3,975,0002,439
Salaries and employee benefits$2,170,0002,462
Premises and equipment expense$427,0002,247
Additional noninterest expense$482,0002,258
Pre-tax net operating income$10,693,000712
Securities gains (losses)$-91,0004,186
Applicable income taxes$03,247
Income before extraordinary items$10,602,000612
Extraordinary gains, net$020
Net income$10,602,000621
Minority interest net income$069
Net income of bank and minority interests.$10,602,000612
Net charge-offs$-630,0004,407
Cash dividends$5,329,000475
Sale, conversion, retirement of capital stock, net$0478
Net operating income$10,693,000605
2025-03-31 (YTD Data)Rank
Total interest income$04,462
Total interest expense$04,366
Net interest income$14,250,000647
Provision for loan and lease losses$02,775
Total noninterest income$9944,423
Gross Fiduciary activities income$1,558,000279
Service charges on deposit accounts$44,262
Trading account gains and fees$14,140,00036
Additional Noninterest Income$04,315
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,407
Additional noninterest expense$3,1374,278
Pre-tax net operating income$1,952,0001,473
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$04,146
Extraordinary gains, net$488,00032
Net income$5,260,000600
Minority interest net income$491,00027
Net income of bank and minority interests.$04,146
Net charge-offs$02,299
Cash dividends$896,0001,001
Sale, conversion, retirement of capital stock, net$10,218,00051
Net operating income$04,166
2024-12-31 (YTD Data)Rank
Total interest income$41,943,0001,201
Total interest expense$17,896,0001,119
Net interest income$24,047,0001,270
Provision for loan and lease losses$03,269
Total noninterest income$1,893,0002,068
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$307,0002,188
Trading account gains and fees$0138
Additional Noninterest Income$1,586,0001,795
Total noninterest expense$9,375,0002,174
Salaries and employee benefits$6,249,0001,962
Premises and equipment expense$602,0002,718
Additional noninterest expense$1,586,0001,795
Pre-tax net operating income$16,565,000785
Securities gains (losses)$130,000247
Applicable income taxes$03,278
Income before extraordinary items$16,695,000685
Extraordinary gains, net$053
Net income$16,695,000692
Minority interest net income$090
Net income of bank and minority interests.$16,695,000685
Net charge-offs$-67,0004,248
Cash dividends$18,381,000349
Sale, conversion, retirement of capital stock, net$0564
Net operating income$16,565,000696
2024-09-30 (YTD Data)Rank
Total interest income$30,954,0001,203
Total interest expense$13,635,0001,108
Net interest income$17,319,0001,300
Provision for loan and lease losses$03,100
Total noninterest income$1,135,0002,269
Gross Fiduciary activities income$0972
Service charges on deposit accounts$224,0002,216
Trading account gains and fees$0139
Additional Noninterest Income$911,0002,048
Total noninterest expense$5,254,0002,588
Salaries and employee benefits$2,976,0002,558
Premises and equipment expense$506,0002,556
Additional noninterest expense$911,0002,048
Pre-tax net operating income$13,200,000731
Securities gains (losses)$1,000881
Applicable income taxes$03,278
Income before extraordinary items$13,201,000645
Extraordinary gains, net$051
Net income$13,201,000657
Minority interest net income$082
Net income of bank and minority interests.$13,201,000647
Net charge-offs$-42,0004,220
Cash dividends$6,181,000540
Sale, conversion, retirement of capital stock, net$0527
Net operating income$13,200,000642
2024-06-30 (YTD Data)Rank
Total interest income$20,122,0001,216
Total interest expense$9,026,0001,103
Net interest income$11,096,0001,329
Provision for loan and lease losses$02,935
Total noninterest income$714,0002,314
Gross Fiduciary activities income$0962
Service charges on deposit accounts$140,0002,265
Trading account gains and fees$0145
Additional Noninterest Income$574,0002,082
Total noninterest expense$3,457,0002,597
Salaries and employee benefits$1,956,0002,587
Premises and equipment expense$283,0002,794
Additional noninterest expense$574,0002,082
Pre-tax net operating income$8,353,000764
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$8,353,000656
Extraordinary gains, net$052
Net income$8,353,000665
Minority interest net income$084
Net income of bank and minority interests.$8,353,000658
Net charge-offs$33,0001,578
Cash dividends$5,889,000426
Sale, conversion, retirement of capital stock, net$0496
Net operating income$8,353,000653
2024-03-31 (YTD Data)Rank
Total interest income$9,780,0001,228
Total interest expense$4,476,0001,092
Net interest income$5,304,0001,380
Provision for loan and lease losses$02,578
Total noninterest income$344,0002,305
Gross Fiduciary activities income$0895
Service charges on deposit accounts$66,0002,324
Trading account gains and fees$0121
Additional Noninterest Income$278,0002,071
Total noninterest expense$1,645,0002,665
Salaries and employee benefits$1,018,0002,525
Premises and equipment expense$86,0003,420
Additional noninterest expense$278,0002,071
Pre-tax net operating income$4,003,000771
Securities gains (losses)$-1,0003,860
Applicable income taxes$03,183
Income before extraordinary items$4,002,000677
Extraordinary gains, net$051
Net income$4,002,000684
Minority interest net income$072
Net income of bank and minority interests.$4,002,000677
Net charge-offs$-35,0004,354
Cash dividends$3,054,000385
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,003,000672
2023-12-31 (YTD Data)Rank
Total interest income$32,795,0001,303
Total interest expense$12,814,0001,096
Net interest income$19,981,0001,443
Provision for loan and lease losses$03,275
Total noninterest income$1,497,0002,307
Gross Fiduciary activities income$0981
Service charges on deposit accounts$245,0002,453
Trading account gains and fees$0123
Additional Noninterest Income$1,252,0002,054
Total noninterest expense$7,671,0002,409
Salaries and employee benefits$4,515,0002,346
Premises and equipment expense$582,0002,756
Additional noninterest expense$1,252,0002,054
Pre-tax net operating income$13,807,000916
Securities gains (losses)$-4,103,0004,469
Applicable income taxes$03,369
Income before extraordinary items$9,704,0001,035
Extraordinary gains, net$054
Net income$9,704,0001,048
Minority interest net income$088
Net income of bank and minority interests.$9,704,0001,038
Net charge-offs$-1,806,0004,580
Cash dividends$8,372,000560
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,807,000794
2023-09-30 (YTD Data)Rank
Total interest income$23,444,0001,320
Total interest expense$8,830,0001,080
Net interest income$14,614,0001,485
Provision for loan and lease losses$03,085
Total noninterest income$1,137,0002,289
Gross Fiduciary activities income$0950
Service charges on deposit accounts$177,0002,509
Trading account gains and fees$0125
Additional Noninterest Income$960,0002,038
Total noninterest expense$5,114,0002,585
Salaries and employee benefits$2,762,0002,646
Premises and equipment expense$441,0002,744
Additional noninterest expense$960,0002,038
Pre-tax net operating income$10,637,000931
Securities gains (losses)$-63,0003,887
Applicable income taxes$03,407
Income before extraordinary items$10,574,000796
Extraordinary gains, net$052
Net income$10,574,000800
Minority interest net income$081
Net income of bank and minority interests.$10,574,000796
Net charge-offs$237,000822
Cash dividends$8,197,000428
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,637,000807
2023-06-30 (YTD Data)Rank
Total interest income$15,154,0001,325
Total interest expense$5,398,0001,057
Net interest income$9,756,0001,495
Provision for loan and lease losses$02,940
Total noninterest income$715,0002,301
Gross Fiduciary activities income$0931
Service charges on deposit accounts$111,0002,566
Trading account gains and fees$0112
Additional Noninterest Income$604,0002,003
Total noninterest expense$3,399,0002,573
Salaries and employee benefits$1,835,0002,647
Premises and equipment expense$261,0002,900
Additional noninterest expense$604,0002,000
Pre-tax net operating income$7,072,000939
Securities gains (losses)$-63,0004,129
Applicable income taxes$03,436
Income before extraordinary items$7,009,000797
Extraordinary gains, net$051
Net income$7,009,000808
Minority interest net income$081
Net income of bank and minority interests.$7,009,000797
Net charge-offs$495,000441
Cash dividends$7,135,000346
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,072,000800
2023-03-31 (YTD Data)Rank
Total interest income$7,189,0001,356
Total interest expense$2,375,0001,048
Net interest income$4,814,0001,522
Provision for loan and lease losses$02,612
Total noninterest income$350,0002,318
Gross Fiduciary activities income$0913
Service charges on deposit accounts$52,0002,660
Trading account gains and fees$097
Additional Noninterest Income$298,0002,009
Total noninterest expense$1,682,0002,612
Salaries and employee benefits$932,0002,649
Premises and equipment expense$139,0002,860
Additional noninterest expense$298,0002,009
Pre-tax net operating income$3,482,000969
Securities gains (losses)$-63,0004,291
Applicable income taxes$03,388
Income before extraordinary items$3,419,000844
Extraordinary gains, net$04
Net income$3,419,000843
Minority interest net income$048
Net income of bank and minority interests.$3,419,000843
Net charge-offs$585,000253
Cash dividends$5,000,000261
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,482,000841
2022-12-31 (YTD Data)Rank
Total interest income$22,375,0001,436
Total interest expense$3,198,0001,115
Net interest income$19,177,0001,488
Provision for loan and lease losses$-1,000,0004,607
Total noninterest income$2,359,0001,881
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$215,0002,661
Trading account gains and fees$0116
Additional Noninterest Income$2,144,0001,558
Total noninterest expense$7,035,0002,505
Salaries and employee benefits$4,622,0002,293
Premises and equipment expense$492,0003,013
Additional noninterest expense$2,144,0001,558
Pre-tax net operating income$15,501,000919
Securities gains (losses)$-781,0004,415
Applicable income taxes$03,596
Income before extraordinary items$14,720,000805
Extraordinary gains, net$05
Net income$14,720,000806
Minority interest net income$063
Net income of bank and minority interests.$14,720,000806
Net charge-offs$-1,187,0004,668
Cash dividends$5,535,000724
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,501,000789
2022-09-30 (YTD Data)Rank
Total interest income$15,517,0001,473
Total interest expense$1,822,0001,106
Net interest income$13,695,0001,524
Provision for loan and lease losses$-1,000,0004,652
Total noninterest income$2,019,0001,757
Gross Fiduciary activities income$0968
Service charges on deposit accounts$166,0002,648
Trading account gains and fees$0111
Additional Noninterest Income$1,853,0001,452
Total noninterest expense$4,492,0002,749
Salaries and employee benefits$2,766,0002,621
Premises and equipment expense$338,0003,131
Additional noninterest expense$1,853,0001,452
Pre-tax net operating income$12,222,000877
Securities gains (losses)$-65,0004,149
Applicable income taxes$03,603
Income before extraordinary items$12,157,000753
Extraordinary gains, net$04
Net income$12,157,000753
Minority interest net income$057
Net income of bank and minority interests.$12,157,000753
Net charge-offs$-1,176,0004,705
Cash dividends$3,734,000722
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,222,000760
2022-06-30 (YTD Data)Rank
Total interest income$9,534,0001,534
Total interest expense$906,0001,232
Net interest income$8,628,0001,555
Provision for loan and lease losses$-1,000,0004,663
Total noninterest income$1,572,0001,599
Gross Fiduciary activities income$0925
Service charges on deposit accounts$109,0002,663
Trading account gains and fees$0108
Additional Noninterest Income$1,463,0001,339
Total noninterest expense$2,979,0002,748
Salaries and employee benefits$1,853,0002,625
Premises and equipment expense$208,0003,265
Additional noninterest expense$918,0002,763
Pre-tax net operating income$8,221,000833
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$8,221,000700
Extraordinary gains, net$04
Net income$8,221,000700
Minority interest net income$060
Net income of bank and minority interests.$8,221,000700
Net charge-offs$-1,177,0004,737
Cash dividends$3,409,000563
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,221,000711
2022-03-31 (YTD Data)Rank
Total interest income$4,534,0001,553
Total interest expense$459,0001,178
Net interest income$4,075,0001,584
Provision for loan and lease losses$-1,000,0004,682
Total noninterest income$692,0001,735
Gross Fiduciary activities income$0892
Service charges on deposit accounts$52,0002,697
Trading account gains and fees$0103
Additional Noninterest Income$640,0001,453
Total noninterest expense$1,586,0002,645
Salaries and employee benefits$977,0002,537
Premises and equipment expense$116,0003,125
Additional noninterest expense$493,0002,613
Pre-tax net operating income$4,181,000802
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,181,000676
Extraordinary gains, net$04
Net income$4,181,000676
Minority interest net income$050
Net income of bank and minority interests.$4,181,000676
Net charge-offs$-1,347,0004,776
Cash dividends$1,309,000643
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,181,000683
2021-12-31 (YTD Data)Rank
Total interest income$21,687,0001,380
Total interest expense$2,157,0001,246
Net interest income$19,530,0001,399
Provision for loan and lease losses$03,064
Total noninterest income$2,679,0001,930
Gross Fiduciary activities income$0994
Service charges on deposit accounts$183,0002,803
Trading account gains and fees$0132
Additional Noninterest Income$2,496,0001,681
Total noninterest expense$7,683,0002,348
Salaries and employee benefits$5,622,0002,018
Premises and equipment expense$498,0003,042
Additional noninterest expense$1,563,0003,035
Pre-tax net operating income$14,526,000960
Securities gains (losses)$11,0001,683
Applicable income taxes$03,710
Income before extraordinary items$14,537,000841
Extraordinary gains, net$010
Net income$14,537,000842
Minority interest net income$074
Net income of bank and minority interests.$14,537,000842
Net charge-offs$-91,0004,328
Cash dividends$4,904,000817
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,526,000830
2021-09-30 (YTD Data)Rank
Total interest income$14,427,0001,560
Total interest expense$1,681,0001,277
Net interest income$12,746,0001,588
Provision for loan and lease losses$02,963
Total noninterest income$2,084,0001,934
Gross Fiduciary activities income$0957
Service charges on deposit accounts$130,0002,873
Trading account gains and fees$0132
Additional Noninterest Income$1,954,0001,696
Total noninterest expense$4,336,0002,802
Salaries and employee benefits$2,821,0002,610
Premises and equipment expense$380,0003,033
Additional noninterest expense$1,135,0003,110
Pre-tax net operating income$10,494,0001,037
Securities gains (losses)$3,0001,854
Applicable income taxes$03,719
Income before extraordinary items$10,497,000913
Extraordinary gains, net$08
Net income$10,497,000913
Minority interest net income$069
Net income of bank and minority interests.$10,497,000913
Net charge-offs$-81,0004,391
Cash dividends$1,632,0001,314
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,494,000895
2021-06-30 (YTD Data)Rank
Total interest income$9,672,0001,543
Total interest expense$1,189,0001,247
Net interest income$8,483,0001,574
Provision for loan and lease losses$02,862
Total noninterest income$1,278,0001,972
Gross Fiduciary activities income$0951
Service charges on deposit accounts$82,0002,901
Trading account gains and fees$0133
Additional Noninterest Income$1,196,0001,740
Total noninterest expense$2,869,0002,805
Salaries and employee benefits$1,911,0002,580
Premises and equipment expense$205,0003,357
Additional noninterest expense$753,0003,099
Pre-tax net operating income$6,892,0001,031
Securities gains (losses)$3,0001,649
Applicable income taxes$03,702
Income before extraordinary items$6,895,000905
Extraordinary gains, net$06
Net income$6,895,000905
Minority interest net income$067
Net income of bank and minority interests.$6,895,000905
Net charge-offs$-78,0004,512
Cash dividends$1,632,000993
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,892,000890
2021-03-31 (YTD Data)Rank
Total interest income$4,866,0001,545
Total interest expense$640,0001,235
Net interest income$4,226,0001,582
Provision for loan and lease losses$02,741
Total noninterest income$406,0002,463
Gross Fiduciary activities income$0922
Service charges on deposit accounts$39,0002,924
Trading account gains and fees$0127
Additional Noninterest Income$367,0002,246
Total noninterest expense$1,387,0002,861
Salaries and employee benefits$917,0002,633
Premises and equipment expense$109,0003,268
Additional noninterest expense$361,0003,120
Pre-tax net operating income$3,245,0001,078
Securities gains (losses)$3,0001,244
Applicable income taxes$03,613
Income before extraordinary items$3,248,000947
Extraordinary gains, net$03
Net income$3,248,000947
Minority interest net income$055
Net income of bank and minority interests.$3,248,000947
Net charge-offs$-5,0003,772
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,245,000929
2020-12-31 (YTD Data)Rank
Total interest income$22,432,0001,346
Total interest expense$3,278,0001,382
Net interest income$19,154,0001,338
Provision for loan and lease losses$04,319
Total noninterest income$3,673,0001,544
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$206,0002,741
Trading account gains and fees$0133
Additional Noninterest Income$3,467,0001,324
Total noninterest expense$8,647,0002,152
Salaries and employee benefits$6,152,0001,874
Premises and equipment expense$523,0002,977
Additional noninterest expense$1,972,0002,557
Pre-tax net operating income$14,180,000778
Securities gains (losses)$11,0002,286
Applicable income taxes$03,697
Income before extraordinary items$14,191,000696
Extraordinary gains, net$04
Net income$14,191,000696
Minority interest net income$072
Net income of bank and minority interests.$14,191,000696
Net charge-offs$-76,0004,689
Cash dividends$21,790,000264
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,180,000668
2020-09-30 (YTD Data)Rank
Total interest income$16,789,0001,358
Total interest expense$2,597,0001,387
Net interest income$14,192,0001,343
Provision for loan and lease losses$04,239
Total noninterest income$2,317,0001,653
Gross Fiduciary activities income$0981
Service charges on deposit accounts$158,0002,718
Trading account gains and fees$0125
Additional Noninterest Income$2,159,0001,412
Total noninterest expense$4,518,0002,680
Salaries and employee benefits$2,703,0002,632
Premises and equipment expense$383,0003,028
Additional noninterest expense$1,432,0002,590
Pre-tax net operating income$11,991,000676
Securities gains (losses)$8,0002,173
Applicable income taxes$03,696
Income before extraordinary items$11,999,000602
Extraordinary gains, net$04
Net income$11,999,000601
Minority interest net income$065
Net income of bank and minority interests.$11,999,000602
Net charge-offs$-91,0004,798
Cash dividends$5,490,000539
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,991,000576
2020-06-30 (YTD Data)Rank
Total interest income$11,298,0001,373
Total interest expense$1,846,0001,402
Net interest income$9,452,0001,341
Provision for loan and lease losses$04,134
Total noninterest income$1,215,0001,821
Gross Fiduciary activities income$0970
Service charges on deposit accounts$108,0002,716
Trading account gains and fees$0123
Additional Noninterest Income$1,107,0001,572
Total noninterest expense$3,079,0002,654
Salaries and employee benefits$1,844,0002,602
Premises and equipment expense$251,0003,054
Additional noninterest expense$984,0002,539
Pre-tax net operating income$7,588,000655
Securities gains (losses)$8,0001,922
Applicable income taxes$03,655
Income before extraordinary items$7,596,000571
Extraordinary gains, net$04
Net income$7,596,000570
Minority interest net income$065
Net income of bank and minority interests.$7,596,000571
Net charge-offs$-13,0004,396
Cash dividends$4,190,000497
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,588,000548
2020-03-31 (YTD Data)Rank
Total interest income$5,683,0001,347
Total interest expense$975,0001,453
Net interest income$4,708,0001,322
Provision for loan and lease losses$03,711
Total noninterest income$427,0002,112
Gross Fiduciary activities income$0941
Service charges on deposit accounts$71,0002,584
Trading account gains and fees$0106
Additional Noninterest Income$356,0001,840
Total noninterest expense$1,654,0002,559
Salaries and employee benefits$960,0002,554
Premises and equipment expense$139,0002,923
Additional noninterest expense$555,0002,366
Pre-tax net operating income$3,481,000646
Securities gains (losses)$4,0001,484
Applicable income taxes$03,513
Income before extraordinary items$3,485,000564
Extraordinary gains, net$04
Net income$3,485,000565
Minority interest net income$056
Net income of bank and minority interests.$3,485,000564
Net charge-offs$-8,0004,381
Cash dividends$1,020,000793
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,481,000546
2019-12-31 (YTD Data)Rank
Total interest income$23,015,0001,347
Total interest expense$4,175,0001,437
Net interest income$18,840,0001,314
Provision for loan and lease losses$03,973
Total noninterest income$1,850,0002,050
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$349,0002,392
Trading account gains and fees$0135
Additional Noninterest Income$1,501,0001,793
Total noninterest expense$6,980,0002,456
Salaries and employee benefits$4,797,0002,168
Premises and equipment expense$607,0002,778
Additional noninterest expense$1,576,0002,984
Pre-tax net operating income$13,710,000806
Securities gains (losses)$2,0002,225
Applicable income taxes$03,859
Income before extraordinary items$13,712,000722
Extraordinary gains, net$011
Net income$13,712,000723
Minority interest net income$076
Net income of bank and minority interests.$13,712,000723
Net charge-offs$181,0001,766
Cash dividends$6,144,000682
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,710,000706
2019-09-30 (YTD Data)Rank
Total interest income$17,175,0001,366
Total interest expense$3,125,0001,440
Net interest income$14,050,0001,328
Provision for loan and lease losses$03,836
Total noninterest income$1,292,0002,144
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$268,0002,386
Trading account gains and fees$0129
Additional Noninterest Income$1,024,0001,892
Total noninterest expense$4,106,0002,855
Salaries and employee benefits$2,555,0002,719
Premises and equipment expense$426,0002,903
Additional noninterest expense$1,125,0003,104
Pre-tax net operating income$11,236,000764
Securities gains (losses)$2,0001,990
Applicable income taxes$03,902
Income before extraordinary items$11,238,000674
Extraordinary gains, net$011
Net income$11,238,000676
Minority interest net income$072
Net income of bank and minority interests.$11,238,000675
Net charge-offs$162,0001,438
Cash dividends$6,144,000519
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,236,000661
2019-06-30 (YTD Data)Rank
Total interest income$11,201,0001,388
Total interest expense$2,042,0001,431
Net interest income$9,159,0001,354
Provision for loan and lease losses$03,685
Total noninterest income$778,0002,231
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$190,0002,275
Trading account gains and fees$0131
Additional Noninterest Income$588,0002,030
Total noninterest expense$2,776,0002,851
Salaries and employee benefits$1,696,0002,749
Premises and equipment expense$274,0002,989
Additional noninterest expense$806,0002,987
Pre-tax net operating income$7,161,000769
Securities gains (losses)$-2,0004,715
Applicable income taxes$03,901
Income before extraordinary items$7,159,000686
Extraordinary gains, net$011
Net income$7,159,000686
Minority interest net income$069
Net income of bank and minority interests.$7,159,000686
Net charge-offs$-30,0004,781
Cash dividends$5,124,000427
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,161,000671
2019-03-31 (YTD Data)Rank
Total interest income$5,443,0001,416
Total interest expense$949,0001,488
Net interest income$4,494,0001,373
Provision for loan and lease losses$03,406
Total noninterest income$332,0002,396
Gross Fiduciary activities income$0972
Service charges on deposit accounts$101,0002,189
Trading account gains and fees$0126
Additional Noninterest Income$231,0002,240
Total noninterest expense$1,422,0002,833
Salaries and employee benefits$887,0002,695
Premises and equipment expense$122,0003,208
Additional noninterest expense$413,0002,933
Pre-tax net operating income$3,404,000789
Securities gains (losses)$-3,0004,951
Applicable income taxes$03,800
Income before extraordinary items$3,401,000697
Extraordinary gains, net$05
Net income$3,401,000698
Minority interest net income$052
Net income of bank and minority interests.$3,401,000696
Net charge-offs$-10,0004,659
Cash dividends$4,220,000301
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,404,000684
2018-12-31 (YTD Data)Rank
Total interest income$20,824,0001,390
Total interest expense$3,149,0001,378
Net interest income$17,675,0001,380
Provision for loan and lease losses$04,082
Total noninterest income$1,616,0002,249
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$436,0002,189
Trading account gains and fees$0126
Additional Noninterest Income$1,180,0002,051
Total noninterest expense$6,284,0002,643
Salaries and employee benefits$4,384,0002,307
Premises and equipment expense$533,0003,052
Additional noninterest expense$1,367,0003,354
Pre-tax net operating income$13,007,000838
Securities gains (losses)$-68,0004,917
Applicable income taxes$03,978
Income before extraordinary items$12,939,000727
Extraordinary gains, net$06
Net income$12,939,000725
Minority interest net income$072
Net income of bank and minority interests.$12,939,000725
Net charge-offs$1,354,000463
Cash dividends$6,416,000598
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,007,000725
2018-09-30 (YTD Data)Rank
Total interest income$15,358,0001,390
Total interest expense$2,230,0001,371
Net interest income$13,128,0001,386
Provision for loan and lease losses$03,948
Total noninterest income$1,221,0002,257
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$336,0002,154
Trading account gains and fees$0138
Additional Noninterest Income$885,0002,081
Total noninterest expense$3,945,0002,972
Salaries and employee benefits$2,552,0002,738
Premises and equipment expense$398,0003,081
Additional noninterest expense$995,0003,411
Pre-tax net operating income$10,404,000792
Securities gains (losses)$-67,0005,173
Applicable income taxes$04,032
Income before extraordinary items$10,337,000689
Extraordinary gains, net$05
Net income$10,337,000688
Minority interest net income$066
Net income of bank and minority interests.$10,337,000688
Net charge-offs$1,382,000352
Cash dividends$6,416,000447
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,404,000686
2018-06-30 (YTD Data)Rank
Total interest income$10,097,0001,397
Total interest expense$1,404,0001,361
Net interest income$8,693,0001,393
Provision for loan and lease losses$03,782
Total noninterest income$755,0002,344
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$225,0002,145
Trading account gains and fees$0130
Additional Noninterest Income$530,0002,207
Total noninterest expense$2,642,0002,988
Salaries and employee benefits$1,703,0002,752
Premises and equipment expense$259,0003,144
Additional noninterest expense$680,0003,389
Pre-tax net operating income$6,806,000798
Securities gains (losses)$-56,0005,275
Applicable income taxes$04,018
Income before extraordinary items$6,750,000707
Extraordinary gains, net$06
Net income$6,750,000706
Minority interest net income$065
Net income of bank and minority interests.$6,750,000706
Net charge-offs$-76,0005,130
Cash dividends$5,196,000373
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,806,000700
2018-03-31 (YTD Data)Rank
Total interest income$4,959,0001,407
Total interest expense$653,0001,386
Net interest income$4,306,0001,400
Provision for loan and lease losses$03,508
Total noninterest income$346,0002,425
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$110,0002,179
Trading account gains and fees$0123
Additional Noninterest Income$236,0002,293
Total noninterest expense$1,258,0003,091
Salaries and employee benefits$862,0002,757
Premises and equipment expense$128,0003,194
Additional noninterest expense$268,0003,855
Pre-tax net operating income$3,394,000765
Securities gains (losses)$-19,0005,305
Applicable income taxes$03,948
Income before extraordinary items$3,375,000691
Extraordinary gains, net$07
Net income$3,375,000690
Minority interest net income$052
Net income of bank and minority interests.$3,375,000691
Net charge-offs$-150,0005,447
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,394,000679
2017-12-31 (YTD Data)Rank
Total interest income$19,182,0001,398
Total interest expense$1,738,0001,713
Net interest income$17,444,0001,349
Provision for loan and lease losses$04,227
Total noninterest income$1,593,0002,325
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$422,0002,312
Trading account gains and fees$0151
Additional Noninterest Income$1,171,0002,092
Total noninterest expense$5,427,0002,954
Salaries and employee benefits$3,251,0002,841
Premises and equipment expense$570,0003,014
Additional noninterest expense$1,606,0003,091
Pre-tax net operating income$13,610,000751
Securities gains (losses)$13,0001,489
Applicable income taxes$04,135
Income before extraordinary items$13,623,000567
Extraordinary gains, net$09
Net income$13,623,000567
Minority interest net income$076
Net income of bank and minority interests.$13,623,000567
Net charge-offs$185,0001,898
Cash dividends$9,615,000391
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,610,000561
2017-09-30 (YTD Data)Rank
Total interest income$14,204,0001,416
Total interest expense$1,239,0001,764
Net interest income$12,965,0001,373
Provision for loan and lease losses$04,088
Total noninterest income$1,208,0002,330
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$318,0002,316
Trading account gains and fees$0145
Additional Noninterest Income$890,0002,113
Total noninterest expense$4,008,0003,002
Salaries and employee benefits$2,415,0002,878
Premises and equipment expense$444,0002,976
Additional noninterest expense$1,149,0003,196
Pre-tax net operating income$10,165,000756
Securities gains (losses)$25,0001,221
Applicable income taxes$04,172
Income before extraordinary items$10,190,000614
Extraordinary gains, net$09
Net income$10,190,000614
Minority interest net income$071
Net income of bank and minority interests.$10,190,000614
Net charge-offs$219,0001,329
Cash dividends$8,169,000332
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,165,000604
2017-06-30 (YTD Data)Rank
Total interest income$9,300,0001,428
Total interest expense$815,0001,750
Net interest income$8,485,0001,390
Provision for loan and lease losses$03,871
Total noninterest income$820,0002,322
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$207,0002,340
Trading account gains and fees$0139
Additional Noninterest Income$613,0002,088
Total noninterest expense$2,735,0002,984
Salaries and employee benefits$1,612,0002,892
Premises and equipment expense$307,0002,920
Additional noninterest expense$816,0003,067
Pre-tax net operating income$6,570,000761
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$6,573,000619
Extraordinary gains, net$011
Net income$6,573,000619
Minority interest net income$071
Net income of bank and minority interests.$6,573,000619
Net charge-offs$203,0001,047
Cash dividends$6,723,000279
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,570,000607
2017-03-31 (YTD Data)Rank
Total interest income$4,558,0001,442
Total interest expense$404,0001,741
Net interest income$4,154,0001,407
Provision for loan and lease losses$03,537
Total noninterest income$357,0002,484
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$98,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$259,0002,272
Total noninterest expense$1,473,0002,867
Salaries and employee benefits$824,0002,883
Premises and equipment expense$158,0002,905
Additional noninterest expense$491,0002,702
Pre-tax net operating income$3,038,000799
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,038,000653
Extraordinary gains, net$08
Net income$3,038,000653
Minority interest net income$055
Net income of bank and minority interests.$3,038,000653
Net charge-offs$-39,0005,428
Cash dividends$3,000,000280
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,038,000640
2016-12-31 (YTD Data)Rank
Total interest income$18,516,0001,377
Total interest expense$1,796,0001,543
Net interest income$16,720,0001,364
Provision for loan and lease losses$04,332
Total noninterest income$1,948,0002,153
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$411,0002,418
Trading account gains and fees$0170
Additional Noninterest Income$1,537,0001,858
Total noninterest expense$5,221,0003,101
Salaries and employee benefits$3,037,0003,006
Premises and equipment expense$595,0003,028
Additional noninterest expense$1,589,0003,215
Pre-tax net operating income$13,447,000710
Securities gains (losses)$-654,0005,884
Applicable income taxes$04,278
Income before extraordinary items$12,793,000608
Extraordinary gains, net$05
Net income$12,793,000607
Minority interest net income$082
Net income of bank and minority interests.$12,793,000607
Net charge-offs$-158,0005,622
Cash dividends$6,931,000514
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,447,000563
2016-09-30 (YTD Data)Rank
Total interest income$13,925,0001,370
Total interest expense$1,383,0001,516
Net interest income$12,542,0001,364
Provision for loan and lease losses$04,186
Total noninterest income$1,504,0002,121
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$307,0002,427
Trading account gains and fees$0169
Additional Noninterest Income$1,197,0001,821
Total noninterest expense$3,828,0003,151
Salaries and employee benefits$2,254,0003,023
Premises and equipment expense$445,0003,048
Additional noninterest expense$1,129,0003,356
Pre-tax net operating income$10,218,000703
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$10,218,000578
Extraordinary gains, net$05
Net income$10,218,000578
Minority interest net income$071
Net income of bank and minority interests.$10,218,000578
Net charge-offs$-116,0005,612
Cash dividends$5,741,000452
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,218,000557
2016-06-30 (YTD Data)Rank
Total interest income$9,294,0001,373
Total interest expense$931,0001,501
Net interest income$8,363,0001,367
Provision for loan and lease losses$04,017
Total noninterest income$991,0002,122
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$198,0002,459
Trading account gains and fees$0157
Additional Noninterest Income$793,0001,802
Total noninterest expense$2,593,0003,135
Salaries and employee benefits$1,485,0003,070
Premises and equipment expense$289,0003,115
Additional noninterest expense$819,0003,175
Pre-tax net operating income$6,761,000690
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$6,761,000571
Extraordinary gains, net$016
Net income$6,761,000569
Minority interest net income$071
Net income of bank and minority interests.$6,761,000570
Net charge-offs$-78,0005,632
Cash dividends$4,551,000390
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,761,000552
2016-03-31 (YTD Data)Rank
Total interest income$4,692,0001,369
Total interest expense$465,0001,501
Net interest income$4,227,0001,357
Provision for loan and lease losses$03,656
Total noninterest income$413,0002,325
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$101,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$312,0002,050
Total noninterest expense$1,372,0003,043
Salaries and employee benefits$784,0002,985
Premises and equipment expense$138,0003,243
Additional noninterest expense$450,0002,979
Pre-tax net operating income$3,268,000708
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,268,000564
Extraordinary gains, net$012
Net income$3,268,000563
Minority interest net income$062
Net income of bank and minority interests.$3,268,000564
Net charge-offs$-38,0005,657
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,268,000551
2015-12-31 (YTD Data)Rank
Total interest income$19,260,0001,322
Total interest expense$2,364,0001,175
Net interest income$16,896,0001,328
Provision for loan and lease losses$300,0001,890
Total noninterest income$2,524,0001,819
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$433,0002,370
Trading account gains and fees$0159
Additional Noninterest Income$2,091,0001,481
Total noninterest expense$5,771,0002,935
Salaries and employee benefits$3,590,0002,683
Premises and equipment expense$532,0003,361
Additional noninterest expense$1,649,0003,203
Pre-tax net operating income$13,349,000680
Securities gains (losses)$25,0002,106
Applicable income taxes$04,402
Income before extraordinary items$13,374,000550
Extraordinary gains, net$023
Net income$13,374,000549
Minority interest net income$081
Net income of bank and minority interests.$13,374,000551
Net charge-offs$2,232,000342
Cash dividends$17,105,000254
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,349,000545
2015-09-30 (YTD Data)Rank
Total interest income$14,501,0001,326
Total interest expense$1,865,0001,139
Net interest income$12,636,0001,346
Provision for loan and lease losses$300,0001,503
Total noninterest income$1,729,0001,943
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$325,0002,387
Trading account gains and fees$0153
Additional Noninterest Income$1,404,0001,608
Total noninterest expense$4,408,0002,919
Salaries and employee benefits$2,773,0002,642
Premises and equipment expense$372,0003,538
Additional noninterest expense$1,263,0003,170
Pre-tax net operating income$9,657,000720
Securities gains (losses)$24,0001,919
Applicable income taxes$04,489
Income before extraordinary items$9,681,000581
Extraordinary gains, net$021
Net income$9,681,000579
Minority interest net income$078
Net income of bank and minority interests.$9,681,000581
Net charge-offs$-14,0005,255
Cash dividends$15,815,000211
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,657,000572
2015-06-30 (YTD Data)Rank
Total interest income$9,581,0001,341
Total interest expense$1,254,0001,136
Net interest income$8,327,0001,359
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,178,0001,938
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$213,0002,390
Trading account gains and fees$0157
Additional Noninterest Income$965,0001,596
Total noninterest expense$2,963,0002,915
Salaries and employee benefits$1,844,0002,663
Premises and equipment expense$252,0003,523
Additional noninterest expense$867,0003,138
Pre-tax net operating income$6,242,000742
Securities gains (losses)$23,0001,643
Applicable income taxes$04,497
Income before extraordinary items$6,265,000601
Extraordinary gains, net$022
Net income$6,265,000599
Minority interest net income$075
Net income of bank and minority interests.$6,265,000601
Net charge-offs$-460,0006,207
Cash dividends$14,526,000171
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,242,000589
2015-03-31 (YTD Data)Rank
Total interest income$4,753,0001,343
Total interest expense$621,0001,142
Net interest income$4,132,0001,366
Provision for loan and lease losses$300,000621
Total noninterest income$590,0001,895
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$104,0002,410
Trading account gains and fees$0152
Additional Noninterest Income$486,0001,539
Total noninterest expense$1,491,0002,916
Salaries and employee benefits$960,0002,609
Premises and equipment expense$127,0003,536
Additional noninterest expense$404,0003,281
Pre-tax net operating income$2,931,000762
Securities gains (losses)$24,0001,158
Applicable income taxes$04,400
Income before extraordinary items$2,955,000610
Extraordinary gains, net$013
Net income$2,955,000607
Minority interest net income$064
Net income of bank and minority interests.$2,955,000610
Net charge-offs$-52,0005,957
Cash dividends$10,000,000126
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,931,000597
2014-12-31 (YTD Data)Rank
Total interest income$18,838,0001,351
Total interest expense$2,504,0001,168
Net interest income$16,334,0001,369
Provision for loan and lease losses$469,0001,530
Total noninterest income$2,819,0001,642
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$519,0002,229
Trading account gains and fees$0180
Additional Noninterest Income$2,300,0001,318
Total noninterest expense$6,093,0002,884
Salaries and employee benefits$3,703,0002,661
Premises and equipment expense$518,0003,547
Additional noninterest expense$1,872,0003,037
Pre-tax net operating income$12,591,000675
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$12,592,000542
Extraordinary gains, net$017
Net income$12,592,000540
Minority interest net income$084
Net income of bank and minority interests.$12,592,000542
Net charge-offs$570,0001,343
Cash dividends$5,220,000576
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,591,000532
2014-09-30 (YTD Data)Rank
Total interest income$14,062,0001,362
Total interest expense$1,867,0001,185
Net interest income$12,195,0001,371
Provision for loan and lease losses$468,0001,205
Total noninterest income$2,131,0001,632
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$398,0002,205
Trading account gains and fees$0174
Additional Noninterest Income$1,733,0001,320
Total noninterest expense$4,385,0002,985
Salaries and employee benefits$2,727,0002,699
Premises and equipment expense$389,0003,592
Additional noninterest expense$1,269,0003,267
Pre-tax net operating income$9,473,000663
Securities gains (losses)$1,0002,871
Applicable income taxes$04,583
Income before extraordinary items$9,474,000541
Extraordinary gains, net$015
Net income$9,474,000538
Minority interest net income$081
Net income of bank and minority interests.$9,474,000541
Net charge-offs$-971,0006,535
Cash dividends$4,535,000487
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,473,000529
2014-06-30 (YTD Data)Rank
Total interest income$9,261,0001,369
Total interest expense$1,223,0001,213
Net interest income$8,038,0001,382
Provision for loan and lease losses$468,000888
Total noninterest income$1,575,0001,508
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$267,0002,155
Trading account gains and fees$0172
Additional Noninterest Income$1,308,0001,201
Total noninterest expense$2,860,0003,042
Salaries and employee benefits$1,837,0002,694
Premises and equipment expense$239,0003,816
Additional noninterest expense$784,0003,462
Pre-tax net operating income$6,285,000655
Securities gains (losses)$1,0002,460
Applicable income taxes$04,568
Income before extraordinary items$6,286,000520
Extraordinary gains, net$020
Net income$6,286,000519
Minority interest net income$080
Net income of bank and minority interests.$6,286,000520
Net charge-offs$-965,0006,613
Cash dividends$3,850,000392
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,285,000516
2014-03-31 (YTD Data)Rank
Total interest income$4,548,0001,390
Total interest expense$609,0001,243
Net interest income$3,939,0001,403
Provision for loan and lease losses$468,000475
Total noninterest income$1,053,0001,200
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$142,0002,033
Trading account gains and fees$0147
Additional Noninterest Income$911,000917
Total noninterest expense$1,396,0003,128
Salaries and employee benefits$869,0002,816
Premises and equipment expense$126,0003,744
Additional noninterest expense$401,0003,397
Pre-tax net operating income$3,128,000648
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$3,128,000511
Extraordinary gains, net$016
Net income$3,128,000511
Minority interest net income$066
Net income of bank and minority interests.$3,128,000512
Net charge-offs$-411,0006,659
Cash dividends$3,000,000235
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,128,000506
2013-12-31 (YTD Data)Rank
Total interest income$18,712,0001,357
Total interest expense$2,649,0001,266
Net interest income$16,063,0001,352
Provision for loan and lease losses$1,417,000831
Total noninterest income$2,634,0001,790
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$659,0001,919
Trading account gains and fees$0184
Additional Noninterest Income$1,975,0001,524
Total noninterest expense$6,091,0002,959
Salaries and employee benefits$3,650,0002,695
Premises and equipment expense$536,0003,572
Additional noninterest expense$1,905,0003,095
Pre-tax net operating income$11,189,000707
Securities gains (losses)$13,0002,535
Applicable income taxes$04,631
Income before extraordinary items$11,202,000584
Extraordinary gains, net$029
Net income$11,202,000584
Minority interest net income$090
Net income of bank and minority interests.$11,202,000584
Net charge-offs$5,286,000316
Cash dividends$3,534,000764
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,189,000573
2013-09-30 (YTD Data)Rank
Total interest income$13,930,0001,377
Total interest expense$2,001,0001,301
Net interest income$11,929,0001,363
Provision for loan and lease losses$1,400,000678
Total noninterest income$2,081,0001,741
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$514,0001,875
Trading account gains and fees$0180
Additional Noninterest Income$1,567,0001,503
Total noninterest expense$4,437,0003,025
Salaries and employee benefits$2,732,0002,708
Premises and equipment expense$349,0003,935
Additional noninterest expense$1,356,0003,202
Pre-tax net operating income$8,173,000729
Securities gains (losses)$13,0002,404
Applicable income taxes$04,713
Income before extraordinary items$8,186,000610
Extraordinary gains, net$025
Net income$8,186,000612
Minority interest net income$084
Net income of bank and minority interests.$8,186,000612
Net charge-offs$3,944,000331
Cash dividends$3,021,000637
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,173,000595
2013-06-30 (YTD Data)Rank
Total interest income$9,248,0001,371
Total interest expense$1,345,0001,331
Net interest income$7,903,0001,361
Provision for loan and lease losses$1,200,000571
Total noninterest income$1,444,0001,689
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$348,0001,823
Trading account gains and fees$0157
Additional Noninterest Income$1,096,0001,486
Total noninterest expense$3,064,0002,947
Salaries and employee benefits$1,843,0002,696
Premises and equipment expense$233,0003,940
Additional noninterest expense$988,0002,996
Pre-tax net operating income$5,083,000762
Securities gains (losses)$13,0002,195
Applicable income taxes$04,679
Income before extraordinary items$5,096,000652
Extraordinary gains, net$022
Net income$5,096,000654
Minority interest net income$082
Net income of bank and minority interests.$5,096,000654
Net charge-offs$2,992,000324
Cash dividends$3,021,000443
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,083,000618
2013-03-31 (YTD Data)Rank
Total interest income$4,646,0001,369
Total interest expense$681,0001,364
Net interest income$3,965,0001,356
Provision for loan and lease losses$600,000594
Total noninterest income$684,0001,764
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$171,0001,841
Trading account gains and fees$0148
Additional Noninterest Income$513,0001,545
Total noninterest expense$1,439,0003,109
Salaries and employee benefits$855,0002,886
Premises and equipment expense$116,0003,975
Additional noninterest expense$468,0003,128
Pre-tax net operating income$2,610,000739
Securities gains (losses)$-1,0006,666
Applicable income taxes$04,602
Income before extraordinary items$2,609,000629
Extraordinary gains, net$010
Net income$2,609,000627
Minority interest net income$076
Net income of bank and minority interests.$2,609,000631
Net charge-offs$2,143,000246
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,610,000595
2012-12-31 (YTD Data)Rank
Total interest income$20,480,0001,306
Total interest expense$3,693,0001,219
Net interest income$16,787,0001,302
Provision for loan and lease losses$4,000,000611
Total noninterest income$2,838,0001,704
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$663,0001,987
Trading account gains and fees$0166
Additional Noninterest Income$2,175,0001,452
Total noninterest expense$5,153,0003,390
Salaries and employee benefits$3,401,0002,864
Premises and equipment expense$439,0004,118
Additional noninterest expense$1,313,0004,123
Pre-tax net operating income$10,472,000685
Securities gains (losses)$248,0001,510
Applicable income taxes$04,751
Income before extraordinary items$10,720,000591
Extraordinary gains, net$029
Net income$10,720,000590
Minority interest net income$093
Net income of bank and minority interests.$10,720,000591
Net charge-offs$21,0005,381
Cash dividends$10,617,000309
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,472,000575
2012-09-30 (YTD Data)Rank
Total interest income$15,583,0001,317
Total interest expense$2,931,0001,209
Net interest income$12,652,0001,314
Provision for loan and lease losses$2,700,000671
Total noninterest income$1,916,0001,839
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$485,0002,057
Trading account gains and fees$0157
Additional Noninterest Income$1,431,0001,567
Total noninterest expense$3,820,0003,452
Salaries and employee benefits$2,569,0002,850
Premises and equipment expense$321,0004,218
Additional noninterest expense$930,0004,300
Pre-tax net operating income$8,048,000696
Securities gains (losses)$251,0001,260
Applicable income taxes$04,802
Income before extraordinary items$8,299,000589
Extraordinary gains, net$020
Net income$8,299,000588
Minority interest net income$086
Net income of bank and minority interests.$8,299,000589
Net charge-offs$332,0002,707
Cash dividends$5,515,000338
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,048,000581
2012-06-30 (YTD Data)Rank
Total interest income$10,460,0001,320
Total interest expense$2,085,0001,178
Net interest income$8,375,0001,321
Provision for loan and lease losses$1,600,000760
Total noninterest income$1,180,0001,934
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$307,0002,119
Trading account gains and fees$0153
Additional Noninterest Income$873,0001,661
Total noninterest expense$2,427,0003,584
Salaries and employee benefits$1,716,0002,845
Premises and equipment expense$166,0004,821
Additional noninterest expense$545,0004,620
Pre-tax net operating income$5,528,000667
Securities gains (losses)$-37,0007,029
Applicable income taxes$04,770
Income before extraordinary items$5,491,000585
Extraordinary gains, net$019
Net income$5,491,000584
Minority interest net income$084
Net income of bank and minority interests.$5,491,000585
Net charge-offs$588,0001,620
Cash dividends$4,414,000288
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,528,000563
2012-03-31 (YTD Data)Rank
Total interest income$5,256,0001,313
Total interest expense$1,130,0001,123
Net interest income$4,126,0001,340
Provision for loan and lease losses$700,000818
Total noninterest income$555,0002,001
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$147,0002,173
Trading account gains and fees$0148
Additional Noninterest Income$408,0001,736
Total noninterest expense$1,282,0003,468
Salaries and employee benefits$852,0002,882
Premises and equipment expense$84,0004,824
Additional noninterest expense$346,0004,011
Pre-tax net operating income$2,699,000689
Securities gains (losses)$10,0001,776
Applicable income taxes$04,704
Income before extraordinary items$2,709,000584
Extraordinary gains, net$019
Net income$2,709,000583
Minority interest net income$078
Net income of bank and minority interests.$2,709,000585
Net charge-offs$320,0001,429
Cash dividends$2,500,000218
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,699,000575
2011-12-31 (YTD Data)Rank
Total interest income$21,936,0001,307
Total interest expense$5,094,0001,183
Net interest income$16,842,0001,314
Provision for loan and lease losses$3,800,000989
Total noninterest income$2,022,0001,985
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$628,0002,159
Trading account gains and fees$0146
Additional Noninterest Income$1,394,0001,724
Total noninterest expense$5,798,0003,139
Salaries and employee benefits$3,330,0002,873
Premises and equipment expense$490,0004,100
Additional noninterest expense$1,978,0003,169
Pre-tax net operating income$9,266,000671
Securities gains (losses)$76,0002,269
Applicable income taxes$04,719
Income before extraordinary items$9,342,000568
Extraordinary gains, net$029
Net income$9,342,000569
Minority interest net income$096
Net income of bank and minority interests.$9,342,000569
Net charge-offs$1,420,0001,955
Cash dividends$7,032,000310
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,266,000560
2011-09-30 (YTD Data)Rank
Total interest income$16,363,0001,327
Total interest expense$3,934,0001,196
Net interest income$12,429,0001,341
Provision for loan and lease losses$2,050,0001,218
Total noninterest income$1,456,0002,048
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$478,0002,154
Trading account gains and fees$0145
Additional Noninterest Income$978,0001,795
Total noninterest expense$4,515,0003,053
Salaries and employee benefits$2,537,0002,820
Premises and equipment expense$392,0003,966
Additional noninterest expense$1,586,0002,992
Pre-tax net operating income$7,320,000659
Securities gains (losses)$73,0002,043
Applicable income taxes$04,740
Income before extraordinary items$7,393,000555
Extraordinary gains, net$021
Net income$7,393,000554
Minority interest net income$087
Net income of bank and minority interests.$7,393,000555
Net charge-offs$1,436,0001,538
Cash dividends$5,958,000256
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,320,000552
2011-06-30 (YTD Data)Rank
Total interest income$10,904,0001,334
Total interest expense$2,593,0001,262
Net interest income$8,311,0001,336
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$928,0002,099
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$301,0002,225
Trading account gains and fees$0153
Additional Noninterest Income$627,0001,818
Total noninterest expense$3,140,0002,981
Salaries and employee benefits$1,728,0002,789
Premises and equipment expense$239,0004,230
Additional noninterest expense$1,173,0002,788
Pre-tax net operating income$4,899,000649
Securities gains (losses)$59,0001,494
Applicable income taxes$04,697
Income before extraordinary items$4,958,000541
Extraordinary gains, net$015
Net income$4,958,000540
Minority interest net income$089
Net income of bank and minority interests.$4,958,000541
Net charge-offs$1,444,0001,155
Cash dividends$4,884,000195
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,899,000534
2011-03-31 (YTD Data)Rank
Total interest income$5,394,0001,364
Total interest expense$1,344,0001,258
Net interest income$4,050,0001,373
Provision for loan and lease losses$600,0001,247
Total noninterest income$471,0002,090
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$146,0002,237
Trading account gains and fees$0158
Additional Noninterest Income$325,0001,809
Total noninterest expense$1,545,0003,028
Salaries and employee benefits$842,0002,869
Premises and equipment expense$130,0004,058
Additional noninterest expense$573,0002,819
Pre-tax net operating income$2,376,000673
Securities gains (losses)$-10,0007,169
Applicable income taxes$04,545
Income before extraordinary items$2,366,000560
Extraordinary gains, net$09
Net income$2,366,000560
Minority interest net income$086
Net income of bank and minority interests.$2,366,000560
Net charge-offs$355,0001,612
Cash dividends$3,000,000138
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,376,000545
2010-12-31 (YTD Data)Rank
Total interest income$22,594,0001,360
Total interest expense$6,119,0001,359
Net interest income$16,475,0001,361
Provision for loan and lease losses$3,050,0001,597
Total noninterest income$2,049,0002,050
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$709,0002,018
Trading account gains and fees$0175
Additional Noninterest Income$1,340,0001,813
Total noninterest expense$5,328,0003,419
Salaries and employee benefits$3,151,0002,984
Premises and equipment expense$497,0004,203
Additional noninterest expense$1,680,0003,704
Pre-tax net operating income$10,146,000540
Securities gains (losses)$112,0002,065
Applicable income taxes$04,655
Income before extraordinary items$10,258,000449
Extraordinary gains, net$029
Net income$10,258,000446
Minority interest net income$0111
Net income of bank and minority interests.$10,258,000449
Net charge-offs$2,299,0001,717
Cash dividends$6,841,000254
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,146,000432
2010-09-30 (YTD Data)Rank
Total interest income$17,274,0001,354
Total interest expense$4,757,0001,351
Net interest income$12,517,0001,353
Provision for loan and lease losses$2,450,0001,449
Total noninterest income$1,399,0002,194
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$553,0002,015
Trading account gains and fees$0165
Additional Noninterest Income$846,0002,005
Total noninterest expense$3,812,0003,560
Salaries and employee benefits$2,290,0003,086
Premises and equipment expense$388,0004,164
Additional noninterest expense$1,134,0003,961
Pre-tax net operating income$7,654,000562
Securities gains (losses)$112,0001,846
Applicable income taxes$04,726
Income before extraordinary items$7,766,000444
Extraordinary gains, net$023
Net income$7,766,000445
Minority interest net income$0110
Net income of bank and minority interests.$7,766,000446
Net charge-offs$1,477,0001,793
Cash dividends$5,799,000191
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,654,000433
2010-06-30 (YTD Data)Rank
Total interest income$11,764,0001,343
Total interest expense$3,298,0001,355
Net interest income$8,466,0001,344
Provision for loan and lease losses$1,700,0001,408
Total noninterest income$870,0002,243
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$381,0001,975
Trading account gains and fees$0152
Additional Noninterest Income$489,0002,127
Total noninterest expense$2,494,0003,630
Salaries and employee benefits$1,523,0003,107
Premises and equipment expense$256,0004,208
Additional noninterest expense$715,0004,087
Pre-tax net operating income$5,142,000539
Securities gains (losses)$100,0001,416
Applicable income taxes$04,691
Income before extraordinary items$5,242,000415
Extraordinary gains, net$019
Net income$5,242,000416
Minority interest net income$0105
Net income of bank and minority interests.$5,242,000416
Net charge-offs$939,0001,793
Cash dividends$4,757,000151
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,142,000416
2010-03-31 (YTD Data)Rank
Total interest income$5,578,0001,450
Total interest expense$1,697,0001,386
Net interest income$3,881,0001,477
Provision for loan and lease losses$600,0001,610
Total noninterest income$395,0002,387
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$188,0001,968
Trading account gains and fees$0175
Additional Noninterest Income$207,0002,344
Total noninterest expense$1,200,0003,759
Salaries and employee benefits$715,0003,336
Premises and equipment expense$140,0004,056
Additional noninterest expense$345,0004,200
Pre-tax net operating income$2,476,000546
Securities gains (losses)$-17,0007,543
Applicable income taxes$04,611
Income before extraordinary items$2,459,000440
Extraordinary gains, net$016
Net income$2,459,000441
Minority interest net income$091
Net income of bank and minority interests.$2,459,000442
Net charge-offs$93,0003,170
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,476,000426
2009-12-31 (YTD Data)Rank
Total interest income$23,136,0001,489
Total interest expense$7,312,0001,616
Net interest income$15,824,0001,402
Provision for loan and lease losses$2,600,0002,132
Total noninterest income$1,983,0002,136
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$867,0001,916
Trading account gains and fees$0211
Additional Noninterest Income$1,116,0002,016
Total noninterest expense$5,156,0003,589
Salaries and employee benefits$2,913,0003,270
Premises and equipment expense$486,0004,457
Additional noninterest expense$1,757,0003,665
Pre-tax net operating income$10,051,000425
Securities gains (losses)$97,0002,167
Applicable income taxes$04,388
Income before extraordinary items$10,148,000311
Extraordinary gains, net$034
Net income$10,148,000312
Minority interest net income$0115
Net income of bank and minority interests.$10,148,000313
Net charge-offs$1,548,0002,335
Cash dividends$6,507,000273
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,051,000315
2009-09-30 (YTD Data)Rank
Total interest income$17,040,0001,538
Total interest expense$5,549,0001,673
Net interest income$11,491,0001,453
Provision for loan and lease losses$1,100,0002,639
Total noninterest income$1,470,0002,203
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$664,0001,889
Trading account gains and fees$0212
Additional Noninterest Income$806,0002,117
Total noninterest expense$3,713,0003,727
Salaries and employee benefits$2,154,0003,341
Premises and equipment expense$367,0004,490
Additional noninterest expense$1,192,0003,893
Pre-tax net operating income$8,148,000400
Securities gains (losses)$-4,0007,168
Applicable income taxes$04,592
Income before extraordinary items$8,144,000316
Extraordinary gains, net$027
Net income$8,144,000316
Minority interest net income$0118
Net income of bank and minority interests.$8,144,000317
Net charge-offs$38,0005,868
Cash dividends$5,478,000233
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,148,000310
2009-06-30 (YTD Data)Rank
Total interest income$11,629,0001,539
Total interest expense$3,773,0001,716
Net interest income$7,856,0001,416
Provision for loan and lease losses$600,0002,697
Total noninterest income$946,0002,265
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$430,0001,906
Trading account gains and fees$0193
Additional Noninterest Income$516,0002,179
Total noninterest expense$2,282,0003,989
Salaries and employee benefits$1,408,0003,423
Premises and equipment expense$247,0004,491
Additional noninterest expense$627,0004,598
Pre-tax net operating income$5,920,000381
Securities gains (losses)$-4,0007,416
Applicable income taxes$04,657
Income before extraordinary items$5,916,000298
Extraordinary gains, net$021
Net income$5,916,000295
Minority interest net income$0112
Net income of bank and minority interests.$5,916,000297
Net charge-offs$34,0005,243
Cash dividends$4,449,000203
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,920,000285
2009-03-31 (YTD Data)Rank
Total interest income$5,799,0001,569
Total interest expense$1,934,0001,750
Net interest income$3,865,0001,440
Provision for loan and lease losses$300,0002,285
Total noninterest income$449,0002,300
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$210,0001,884
Trading account gains and fees$0171
Additional Noninterest Income$239,0002,256
Total noninterest expense$1,116,0003,979
Salaries and employee benefits$703,0003,455
Premises and equipment expense$122,0004,572
Additional noninterest expense$291,0004,510
Pre-tax net operating income$2,898,000414
Securities gains (losses)$4,0002,106
Applicable income taxes$04,835
Income before extraordinary items$2,902,000340
Extraordinary gains, net$015
Net income$2,902,000341
Minority interest net income$0102
Net income of bank and minority interests.$2,902,000342
Net charge-offs$-15,0007,940
Cash dividends$3,000,000141
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,898,000321
2008-12-31 (YTD Data)Rank
Total interest income$24,825,0001,559
Total interest expense$9,738,0001,670
Net interest income$15,087,0001,485
Provision for loan and lease losses$1,150,0002,501
Total noninterest income$1,826,0002,288
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$886,0001,946
Trading account gains and fees$0154
Additional Noninterest Income$940,0002,214
Total noninterest expense$4,575,0003,834
Salaries and employee benefits$2,967,0003,282
Premises and equipment expense$494,0004,497
Additional noninterest expense$1,114,0004,500
Pre-tax net operating income$11,188,000479
Securities gains (losses)$-3,0006,917
Applicable income taxes$-16,0006,828
Income before extraordinary items$11,201,000349
Extraordinary gains, net$039
Net income$11,201,000349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,185,0001,781
Cash dividends$7,248,000396
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,204,000364
2008-09-30 (YTD Data)Rank
Total interest income$18,709,0001,592
Total interest expense$7,520,0001,680
Net interest income$11,189,0001,515
Provision for loan and lease losses$150,0004,617
Total noninterest income$1,384,0002,340
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$660,0001,964
Trading account gains and fees$0148
Additional Noninterest Income$724,0002,271
Total noninterest expense$3,367,0003,875
Salaries and employee benefits$2,244,0003,297
Premises and equipment expense$384,0004,413
Additional noninterest expense$739,0004,796
Pre-tax net operating income$9,056,000555
Securities gains (losses)$10,0002,365
Applicable income taxes$-16,0007,330
Income before extraordinary items$9,082,000409
Extraordinary gains, net$031
Net income$9,082,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,602
Cash dividends$7,248,000316
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,072,000429
2008-06-30 (YTD Data)Rank
Total interest income$12,504,0001,618
Total interest expense$5,086,0001,731
Net interest income$7,418,0001,506
Provision for loan and lease losses$06,671
Total noninterest income$918,0002,376
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$421,0002,017
Trading account gains and fees$0149
Additional Noninterest Income$497,0002,256
Total noninterest expense$2,270,0003,859
Salaries and employee benefits$1,524,0003,286
Premises and equipment expense$278,0004,195
Additional noninterest expense$468,0004,942
Pre-tax net operating income$6,066,000572
Securities gains (losses)$12,0002,370
Applicable income taxes$-16,0007,636
Income before extraordinary items$6,094,000457
Extraordinary gains, net$021
Net income$6,094,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,733
Cash dividends$5,798,000297
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,082,000444
2008-03-31 (YTD Data)Rank
Total interest income$6,354,0001,635
Total interest expense$2,607,0001,809
Net interest income$3,747,0001,481
Provision for loan and lease losses$06,080
Total noninterest income$448,0002,400
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$203,0002,054
Trading account gains and fees$0158
Additional Noninterest Income$245,0002,262
Total noninterest expense$1,082,0004,009
Salaries and employee benefits$741,0003,393
Premises and equipment expense$111,0004,858
Additional noninterest expense$230,0004,950
Pre-tax net operating income$3,113,000628
Securities gains (losses)$12,0001,897
Applicable income taxes$-16,0007,878
Income before extraordinary items$3,141,000478
Extraordinary gains, net$015
Net income$3,141,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,854
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,129,000461
2007-12-31 (YTD Data)Rank
Total interest income$26,254,0001,646
Total interest expense$11,382,0001,760
Net interest income$14,872,0001,530
Provision for loan and lease losses$200,0003,846
Total noninterest income$1,976,0002,232
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$865,0001,996
Trading account gains and fees$0178
Additional Noninterest Income$1,111,0002,082
Total noninterest expense$4,482,0003,766
Salaries and employee benefits$3,054,0003,181
Premises and equipment expense$415,0004,907
Additional noninterest expense$1,013,0004,630
Pre-tax net operating income$12,166,000708
Securities gains (losses)$-19,0007,745
Applicable income taxes$5,0005,774
Income before extraordinary items$12,142,000539
Extraordinary gains, net$039
Net income$12,142,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,720
Cash dividends$8,616,000469
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,161,000531
2007-09-30 (YTD Data)Rank
Total interest income$19,561,0001,655
Total interest expense$8,454,0001,775
Net interest income$11,107,0001,548
Provision for loan and lease losses$175,0003,251
Total noninterest income$1,499,0002,215
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$648,0001,981
Trading account gains and fees$0184
Additional Noninterest Income$851,0002,043
Total noninterest expense$3,357,0003,756
Salaries and employee benefits$2,313,0003,139
Premises and equipment expense$306,0004,957
Additional noninterest expense$738,0004,650
Pre-tax net operating income$9,074,000758
Securities gains (losses)$-13,0007,843
Applicable income taxes$3,0005,991
Income before extraordinary items$9,058,000585
Extraordinary gains, net$033
Net income$9,058,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,041
Cash dividends$7,273,000420
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,071,000576
2007-06-30 (YTD Data)Rank
Total interest income$12,982,0001,671
Total interest expense$5,553,0001,795
Net interest income$7,429,0001,559
Provision for loan and lease losses$100,0003,268
Total noninterest income$942,0002,327
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$409,0002,072
Trading account gains and fees$0168
Additional Noninterest Income$533,0002,160
Total noninterest expense$2,202,0003,830
Salaries and employee benefits$1,520,0003,209
Premises and equipment expense$196,0005,097
Additional noninterest expense$486,0004,665
Pre-tax net operating income$6,069,000789
Securities gains (losses)$-8,0007,953
Applicable income taxes$3,0006,009
Income before extraordinary items$6,058,000613
Extraordinary gains, net$029
Net income$6,058,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,733
Cash dividends$5,930,000359
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,066,000602
2007-03-31 (YTD Data)Rank
Total interest income$6,372,0001,699
Total interest expense$2,720,0001,819
Net interest income$3,652,0001,589
Provision for loan and lease losses$25,0004,116
Total noninterest income$467,0002,305
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$195,0002,093
Trading account gains and fees$0195
Additional Noninterest Income$272,0002,097
Total noninterest expense$1,097,0003,841
Salaries and employee benefits$751,0003,263
Premises and equipment expense$106,0004,871
Additional noninterest expense$240,0004,674
Pre-tax net operating income$2,997,000798
Securities gains (losses)$-5,0008,170
Applicable income taxes$1,0006,046
Income before extraordinary items$2,991,000610
Extraordinary gains, net$022
Net income$2,991,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,734
Cash dividends$3,000,000330
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,996,000598
2006-12-31 (YTD Data)Rank
Total interest income$23,901,0001,686
Total interest expense$9,210,0001,812
Net interest income$14,691,0001,560
Provision for loan and lease losses$350,0002,520
Total noninterest income$1,832,0002,362
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$762,0002,205
Trading account gains and fees$0130
Additional Noninterest Income$1,070,0002,117
Total noninterest expense$4,110,0003,908
Salaries and employee benefits$2,741,0003,374
Premises and equipment expense$506,0004,231
Additional noninterest expense$863,0004,996
Pre-tax net operating income$12,063,000821
Securities gains (losses)$2,0001,439
Applicable income taxes$5,0006,317
Income before extraordinary items$12,060,000626
Extraordinary gains, net$051
Net income$12,060,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,959
Cash dividends$7,498,000504
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,058,000619
2006-09-30 (YTD Data)Rank
Total interest income$17,653,0001,702
Total interest expense$6,572,0001,844
Net interest income$11,081,0001,568
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,322,0002,441
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$570,0002,225
Trading account gains and fees$0126
Additional Noninterest Income$752,0002,225
Total noninterest expense$2,989,0003,987
Salaries and employee benefits$1,997,0003,454
Premises and equipment expense$378,0004,248
Additional noninterest expense$614,0005,143
Pre-tax net operating income$9,189,000849
Securities gains (losses)$2,0001,183
Applicable income taxes$4,0006,438
Income before extraordinary items$9,187,000643
Extraordinary gains, net$045
Net income$9,187,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,263
Cash dividends$6,338,000419
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,185,000633
2006-06-30 (YTD Data)Rank
Total interest income$11,463,0001,707
Total interest expense$4,118,0001,859
Net interest income$7,345,0001,576
Provision for loan and lease losses$150,0002,563
Total noninterest income$854,0002,484
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$345,0002,378
Trading account gains and fees$0126
Additional Noninterest Income$509,0002,192
Total noninterest expense$2,067,0003,911
Salaries and employee benefits$1,369,0003,385
Premises and equipment expense$270,0004,079
Additional noninterest expense$428,0004,992
Pre-tax net operating income$5,982,000865
Securities gains (losses)$2,000970
Applicable income taxes$2,0006,505
Income before extraordinary items$5,982,000671
Extraordinary gains, net$039
Net income$5,982,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,455
Cash dividends$5,178,000360
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,980,000657
2006-03-31 (YTD Data)Rank
Total interest income$5,533,0001,721
Total interest expense$1,936,0001,883
Net interest income$3,597,0001,596
Provision for loan and lease losses$75,0002,394
Total noninterest income$398,0002,552
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$159,0002,473
Trading account gains and fees$0115
Additional Noninterest Income$239,0002,249
Total noninterest expense$1,055,0003,842
Salaries and employee benefits$713,0003,284
Premises and equipment expense$151,0003,771
Additional noninterest expense$191,0005,329
Pre-tax net operating income$2,865,000888
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$2,864,000679
Extraordinary gains, net$021
Net income$2,864,000678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$4,018,000249
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,864,000666
2005-12-31 (YTD Data)Rank
Total interest income$19,673,0001,710
Total interest expense$5,656,0001,989
Net interest income$14,017,0001,563
Provision for loan and lease losses$300,0002,799
Total noninterest income$1,757,0002,420
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$744,0002,236
Trading account gains and fees$0138
Additional Noninterest Income$1,013,0002,195
Total noninterest expense$4,212,0003,715
Salaries and employee benefits$2,772,0003,184
Premises and equipment expense$486,0004,271
Additional noninterest expense$954,0004,576
Pre-tax net operating income$11,262,000879
Securities gains (losses)$-39,0008,094
Applicable income taxes$5,0006,664
Income before extraordinary items$11,218,000660
Extraordinary gains, net$046
Net income$11,218,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,477
Cash dividends$7,088,000497
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,257,000648
2005-09-30 (YTD Data)Rank
Total interest income$14,329,0001,711
Total interest expense$3,938,0002,021
Net interest income$10,391,0001,565
Provision for loan and lease losses$225,0002,711
Total noninterest income$1,298,0002,440
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$552,0002,249
Trading account gains and fees$0126
Additional Noninterest Income$746,0002,217
Total noninterest expense$3,149,0003,694
Salaries and employee benefits$2,053,0003,203
Premises and equipment expense$377,0004,149
Additional noninterest expense$719,0004,538
Pre-tax net operating income$8,315,000888
Securities gains (losses)$-21,0008,193
Applicable income taxes$4,0006,719
Income before extraordinary items$8,290,000668
Extraordinary gains, net$035
Net income$8,290,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,601
Cash dividends$5,998,000416
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,311,000647
2005-06-30 (YTD Data)Rank
Total interest income$9,332,0001,713
Total interest expense$2,394,0002,067
Net interest income$6,938,0001,542
Provision for loan and lease losses$150,0002,598
Total noninterest income$813,0002,508
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$351,0002,308
Trading account gains and fees$0116
Additional Noninterest Income$462,0002,306
Total noninterest expense$2,086,0003,687
Salaries and employee benefits$1,350,0003,217
Premises and equipment expense$254,0004,103
Additional noninterest expense$482,0004,501
Pre-tax net operating income$5,515,000870
Securities gains (losses)$-21,0008,378
Applicable income taxes$3,0006,722
Income before extraordinary items$5,491,000656
Extraordinary gains, net$030
Net income$5,491,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,372
Cash dividends$4,908,000352
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,512,000637
2005-03-31 (YTD Data)Rank
Total interest income$4,533,0001,721
Total interest expense$1,094,0002,143
Net interest income$3,439,0001,547
Provision for loan and lease losses$75,0002,455
Total noninterest income$389,0002,534
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$167,0002,345
Trading account gains and fees$0115
Additional Noninterest Income$222,0002,327
Total noninterest expense$1,081,0003,623
Salaries and employee benefits$724,0003,030
Premises and equipment expense$131,0004,048
Additional noninterest expense$226,0004,689
Pre-tax net operating income$2,672,000883
Securities gains (losses)$-2,0008,244
Applicable income taxes$1,0006,740
Income before extraordinary items$2,669,000666
Extraordinary gains, net$024
Net income$2,669,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$2,900,000269
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,671,000647
2004-12-31 (YTD Data)Rank
Total interest income$16,703,0001,718
Total interest expense$4,094,0001,990
Net interest income$12,609,0001,617
Provision for loan and lease losses$100,0004,964
Total noninterest income$1,372,0002,852
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$731,0002,296
Trading account gains and fees$0138
Additional Noninterest Income$641,0002,870
Total noninterest expense$4,221,0003,582
Salaries and employee benefits$2,671,0003,168
Premises and equipment expense$398,0004,779
Additional noninterest expense$1,152,0003,877
Pre-tax net operating income$9,660,000911
Securities gains (losses)$95,0001,279
Applicable income taxes$5,0006,914
Income before extraordinary items$9,750,000685
Extraordinary gains, net$034
Net income$9,750,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,767
Cash dividends$5,896,000541
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,655,000664
2004-09-30 (YTD Data)Rank
Total interest income$12,239,0001,739
Total interest expense$3,019,0001,983
Net interest income$9,220,0001,643
Provision for loan and lease losses$07,100
Total noninterest income$966,0002,997
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$529,0002,379
Trading account gains and fees$0134
Additional Noninterest Income$437,0003,036
Total noninterest expense$3,065,0003,647
Salaries and employee benefits$1,921,0003,253
Premises and equipment expense$302,0004,731
Additional noninterest expense$842,0003,927
Pre-tax net operating income$7,121,000933
Securities gains (losses)$102,0001,160
Applicable income taxes$4,0006,986
Income before extraordinary items$7,219,000704
Extraordinary gains, net$026
Net income$7,219,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$4,863,000473
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,117,000684
2004-06-30 (YTD Data)Rank
Total interest income$8,144,0001,728
Total interest expense$1,981,0001,983
Net interest income$6,163,0001,619
Provision for loan and lease losses$06,885
Total noninterest income$548,0003,368
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$351,0002,383
Trading account gains and fees$0130
Additional Noninterest Income$197,0003,766
Total noninterest expense$2,107,0003,589
Salaries and employee benefits$1,314,0003,188
Premises and equipment expense$208,0004,647
Additional noninterest expense$585,0003,817
Pre-tax net operating income$4,604,000949
Securities gains (losses)$125,000901
Applicable income taxes$3,0006,985
Income before extraordinary items$4,726,000706
Extraordinary gains, net$021
Net income$4,726,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$3,830,000413
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,601,000689
2004-03-31 (YTD Data)Rank
Total interest income$3,951,0001,785
Total interest expense$972,0002,053
Net interest income$2,979,0001,678
Provision for loan and lease losses$06,501
Total noninterest income$270,0003,339
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$171,0002,391
Trading account gains and fees$0121
Additional Noninterest Income$99,0003,738
Total noninterest expense$1,012,0003,722
Salaries and employee benefits$683,0003,100
Premises and equipment expense$101,0004,760
Additional noninterest expense$228,0004,622
Pre-tax net operating income$2,237,000966
Securities gains (losses)$125,000702
Applicable income taxes$1,0006,972
Income before extraordinary items$2,361,000705
Extraordinary gains, net$016
Net income$2,361,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,556
Cash dividends$2,797,000288
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,236,000690
2003-12-31 (YTD Data)Rank
Total interest income$15,870,0001,792
Total interest expense$4,103,0002,166
Net interest income$11,767,0001,652
Provision for loan and lease losses$25,0006,896
Total noninterest income$1,124,0003,453
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$698,0002,361
Trading account gains and fees$0160
Additional Noninterest Income$426,0003,856
Total noninterest expense$4,041,0003,684
Salaries and employee benefits$2,563,0003,215
Premises and equipment expense$389,0004,815
Additional noninterest expense$1,089,0004,005
Pre-tax net operating income$8,825,000955
Securities gains (losses)$43,0002,653
Applicable income taxes$-2,0008,704
Income before extraordinary items$8,870,000733
Extraordinary gains, net$054
Net income$8,870,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,867
Cash dividends$3,903,000807
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,827,000687
2003-09-30 (YTD Data)Rank
Total interest income$11,854,0001,830
Total interest expense$3,140,0002,200
Net interest income$8,714,0001,683
Provision for loan and lease losses$25,0006,589
Total noninterest income$822,0003,583
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$539,0002,325
Trading account gains and fees$0153
Additional Noninterest Income$283,0004,138
Total noninterest expense$3,008,0003,703
Salaries and employee benefits$1,937,0003,185
Premises and equipment expense$299,0004,721
Additional noninterest expense$772,0004,159
Pre-tax net operating income$6,503,0001,005
Securities gains (losses)$38,0002,527
Applicable income taxes$-2,0008,861
Income before extraordinary items$6,543,000783
Extraordinary gains, net$040
Net income$6,543,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,0009,134
Cash dividends$2,905,000758
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,505,000733
2003-06-30 (YTD Data)Rank
Total interest income$7,911,0001,854
Total interest expense$2,115,0002,244
Net interest income$5,796,0001,680
Provision for loan and lease losses$07,324
Total noninterest income$542,0003,569
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$364,0002,268
Trading account gains and fees$0150
Additional Noninterest Income$178,0004,250
Total noninterest expense$2,039,0003,631
Salaries and employee benefits$1,340,0003,075
Premises and equipment expense$194,0004,796
Additional noninterest expense$505,0004,214
Pre-tax net operating income$4,299,0001,009
Securities gains (losses)$38,0002,204
Applicable income taxes$-2,0008,933
Income before extraordinary items$4,339,000782
Extraordinary gains, net$030
Net income$4,339,000783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-159,0009,185
Cash dividends$1,907,000791
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,301,000722
2003-03-31 (YTD Data)Rank
Total interest income$3,924,0001,871
Total interest expense$1,078,0002,257
Net interest income$2,846,0001,710
Provision for loan and lease losses$06,934
Total noninterest income$282,0003,384
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$183,0002,189
Trading account gains and fees$0134
Additional Noninterest Income$99,0003,949
Total noninterest expense$908,0003,967
Salaries and employee benefits$548,0003,619
Premises and equipment expense$104,0004,580
Additional noninterest expense$256,0004,131
Pre-tax net operating income$2,220,000993
Securities gains (losses)$02,891
Applicable income taxes$3,0007,063
Income before extraordinary items$2,217,000764
Extraordinary gains, net$021
Net income$2,217,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$909,000755
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,217,000703
2002-12-31 (YTD Data)Rank
Total interest income$16,302,0001,891
Total interest expense$5,132,0002,187
Net interest income$11,170,0001,725
Provision for loan and lease losses$500,0002,369
Total noninterest income$1,012,0003,459
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$663,0002,352
Trading account gains and fees$0153
Additional Noninterest Income$349,0003,957
Total noninterest expense$3,615,0003,857
Salaries and employee benefits$2,283,0003,363
Premises and equipment expense$404,0004,621
Additional noninterest expense$928,0004,435
Pre-tax net operating income$8,067,0001,052
Securities gains (losses)$135,0001,469
Applicable income taxes$12,0007,232
Income before extraordinary items$8,190,000776
Extraordinary gains, net$070
Net income$8,190,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,896
Cash dividends$5,757,000556
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,055,000760
2001-12-31 (YTD Data)Rank
Total interest income$16,523,0002,074
Total interest expense$6,763,0002,369
Net interest income$9,760,0001,826
Provision for loan and lease losses$75,0006,076
Total noninterest income$1,108,0003,102
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$699,0002,144
Trading account gains and fees$0177
Additional Noninterest Income$409,0003,478
Total noninterest expense$3,723,0003,641
Salaries and employee benefits$2,324,0003,154
Premises and equipment expense$410,0004,519
Additional noninterest expense$989,0004,107
Pre-tax net operating income$7,070,0001,057
Securities gains (losses)$22,0003,077
Applicable income taxes$304,0004,234
Income before extraordinary items$6,788,000816
Extraordinary gains, net$0105
Net income$6,788,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,826
Cash dividends$5,439,000575
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,766,880785
2000-12-31 (YTD Data)Rank
Total interest income$15,860,0002,208
Total interest expense$6,321,0002,647
Net interest income$9,539,0001,850
Provision for loan and lease losses$405,0002,256
Total noninterest income$1,003,0003,124
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$639,0002,166
Trading account gains and fees$0180
Additional Noninterest Income$364,0003,558
Total noninterest expense$3,750,0003,503
Salaries and employee benefits$2,247,0003,125
Premises and equipment expense$457,0004,082
Additional noninterest expense$1,046,0003,854
Pre-tax net operating income$6,387,0001,165
Securities gains (losses)$-30,0008,946
Applicable income taxes$658,0002,934
Income before extraordinary items$5,699,000931
Extraordinary gains, net$038
Net income$5,699,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,894
Cash dividends$3,046,000941
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,726,000927
1999-12-31 (YTD Data)Rank
Total interest income$13,708,0002,387
Total interest expense$5,051,0002,889
Net interest income$8,657,0002,038
Provision for loan and lease losses$820,0001,167
Total noninterest income$911,0003,321
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$560,0002,382
Trading account gains and fees$0173
Additional Noninterest Income$351,0003,689
Total noninterest expense$3,717,0003,536
Salaries and employee benefits$2,308,0003,022
Premises and equipment expense$478,0003,920
Additional noninterest expense$931,0004,252
Pre-tax net operating income$5,031,0001,502
Securities gains (losses)$03,155
Applicable income taxes$490,0003,686
Income before extraordinary items$4,541,0001,203
Extraordinary gains, net$035
Net income$4,541,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,186
Cash dividends$3,237,000912
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,541,0001,184
1998-12-31 (YTD Data)Rank
Total interest income$13,138,0002,473
Total interest expense$5,297,0002,841
Net interest income$7,841,0002,176
Provision for loan and lease losses$300,0002,562
Total noninterest income$751,0003,780
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$452,0002,802
Trading account gains and fees$0224
Additional Noninterest Income$299,0004,037
Total noninterest expense$3,652,0003,479
Salaries and employee benefits$2,380,0002,853
Premises and equipment expense$429,0004,186
Additional noninterest expense$843,0004,504
Pre-tax net operating income$4,640,0001,599
Securities gains (losses)$04,449
Applicable income taxes$456,0004,099
Income before extraordinary items$4,184,0001,279
Extraordinary gains, net$032
Net income$4,184,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,991
Cash dividends$5,157,000624
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,184,0001,229
1997-12-31 (YTD Data)Rank
Total interest income$11,768,0002,789
Total interest expense$4,827,0003,086
Net interest income$6,941,0002,501
Provision for loan and lease losses$100,0005,146
Total noninterest income$750,0003,762
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$479,0002,729
Trading account gains and fees$0239
Additional Noninterest Income$271,0004,163
Total noninterest expense$2,995,0004,102
Salaries and employee benefits$1,865,0003,521
Premises and equipment expense$344,0004,964
Additional noninterest expense$786,0004,792
Pre-tax net operating income$4,596,0001,671
Securities gains (losses)$-1,0009,009
Applicable income taxes$878,0002,721
Income before extraordinary items$3,717,0001,456
Extraordinary gains, net$044
Net income$3,717,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,964
Cash dividends$1,600,0001,530
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,717,8101,422
1996-12-31 (YTD Data)Rank
Total interest income$10,660,0003,082
Total interest expense$4,295,0003,469
Net interest income$6,365,0002,778
Provision for loan and lease losses$320,0002,449
Total noninterest income$985,0003,162
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$461,0002,920
Trading account gains and fees$0262
Additional Noninterest Income$524,0002,827
Total noninterest expense$3,348,0003,948
Salaries and employee benefits$2,039,0003,280
Premises and equipment expense$588,0003,270
Additional noninterest expense$721,0005,626
Pre-tax net operating income$3,682,0001,968
Securities gains (losses)$04,148
Applicable income taxes$1,290,0001,865
Income before extraordinary items$2,392,0002,080
Extraordinary gains, net$053
Net income$2,392,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00010,875
Cash dividends$700,0002,732
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,392,0002,036
1995-12-31 (YTD Data)Rank
Total interest income$9,924,0003,301
Total interest expense$4,199,0003,537
Net interest income$5,725,0003,101
Provision for loan and lease losses$188,0003,145
Total noninterest income$563,0004,788
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$415,0003,245
Trading account gains and fees$0522
Additional Noninterest Income$148,0006,025
Total noninterest expense$2,966,0004,325
Salaries and employee benefits$1,814,0003,617
Premises and equipment expense$369,0004,840
Additional noninterest expense$783,0005,346
Pre-tax net operating income$3,134,0002,347
Securities gains (losses)$03,831
Applicable income taxes$1,068,0002,243
Income before extraordinary items$2,066,0002,432
Extraordinary gains, net$065
Net income$2,066,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,798
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,066,0002,403
1994-12-31 (YTD Data)Rank
Total interest income$8,471,0003,539
Total interest expense$3,089,0003,862
Net interest income$5,382,0003,333
Provision for loan and lease losses$09,146
Total noninterest income$498,0005,308
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$368,0003,668
Trading account gains and fees$0475
Additional Noninterest Income$130,0006,669
Total noninterest expense$2,849,0004,610
Salaries and employee benefits$1,749,0003,729
Premises and equipment expense$308,0005,604
Additional noninterest expense$792,0005,739
Pre-tax net operating income$3,031,0002,348
Securities gains (losses)$03,600
Applicable income taxes$1,012,0002,218
Income before extraordinary items$2,019,0002,409
Extraordinary gains, net$0249
Net income$2,019,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,019,0002,420
1993-12-31 (YTD Data)Rank
Total interest income$8,466,0003,630
Total interest expense$2,933,0004,192
Net interest income$5,533,0003,255
Provision for loan and lease losses$210,0003,794
Total noninterest income$518,0005,469
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$393,0003,498
Trading account gains and fees$0532
Additional Noninterest Income$125,0007,168
Total noninterest expense$2,960,0004,573
Salaries and employee benefits$1,697,0003,827
Premises and equipment expense$297,0005,898
Additional noninterest expense$966,0005,067
Pre-tax net operating income$2,881,0002,388
Securities gains (losses)$07,477
Applicable income taxes$981,0002,301
Income before extraordinary items$1,900,0002,652
Extraordinary gains, net$03,149
Net income$1,900,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$425,0003,496
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,900,0002,487
1992-12-31 (YTD Data)Rank
Total interest income$8,243,0004,186
Total interest expense$3,677,0004,378
Net interest income$4,566,0003,951
Provision for loan and lease losses$210,0005,090
Total noninterest income$485,0005,769
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$373,0003,712
Trading account gains and fees$0504
Additional Noninterest Income$112,0007,695
Total noninterest expense$2,464,0005,383
Salaries and employee benefits$1,513,0004,206
Premises and equipment expense$182,0008,255
Additional noninterest expense$769,0006,289
Pre-tax net operating income$2,377,0002,622
Securities gains (losses)$-19,00013,465
Applicable income taxes$752,0002,766
Income before extraordinary items$1,606,0002,864
Extraordinary gains, net$01,422
Net income$1,606,0002,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0006,145
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,618,9202,625

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.