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Veritex Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$726,795,000	115
Total interest expense	$315,408,000	110
Net interest income	$411,387,000	130
Provision for loan and lease losses	$40,471,000	89
Total noninterest income	$21,965,000	424
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$16,911,000	117
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,054,000	876
Total noninterest expense	$228,974,000	164
Salaries and employee benefits	$121,300,000	156
Premises and equipment expense	$16,995,000	190
Additional noninterest expense	$5,054,000	876
Pre-tax net operating income	$163,907,000	157
Securities gains (losses)	$-5,216,000	4,488
Applicable income taxes	$39,044,000	133
Income before extraordinary items	$119,647,000	154
Extraordinary gains, net	$0	54
Net income	$119,647,000	158
Minority interest net income	$0	88
Net income of bank and minority interests.	$119,647,000	157
Net charge-offs	$23,748,000	95
Cash dividends	$60,000,000	146
Sale, conversion, retirement of capital stock, net	$12,050,000	47
Net operating income	$123,767,640	160
2023-09-30 (YTD Data)		Rank
Total interest income	$539,212,000	118
Total interest expense	$226,466,000	107
Net interest income	$312,746,000	128
Provision for loan and lease losses	$32,471,000	90
Total noninterest income	$40,685,000	236
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$12,819,000	117
Trading account gains and fees	$0	125
Additional Noninterest Income	$27,866,000	214
Total noninterest expense	$170,043,000	164
Salaries and employee benefits	$90,887,000	158
Premises and equipment expense	$12,811,000	189
Additional noninterest expense	$27,866,000	214
Pre-tax net operating income	$150,917,000	134
Securities gains (losses)	$-5,656,000	4,567
Applicable income taxes	$32,220,000	136
Income before extraordinary items	$113,041,000	139
Extraordinary gains, net	$0	52
Net income	$113,041,000	139
Minority interest net income	$0	81
Net income of bank and minority interests.	$113,041,000	139
Net charge-offs	$14,233,000	104
Cash dividends	$40,000,000	159
Sale, conversion, retirement of capital stock, net	$9,014,000	46
Net operating income	$117,509,240	139
2023-06-30 (YTD Data)		Rank
Total interest income	$352,118,000	115
Total interest expense	$141,830,000	104
Net interest income	$210,288,000	129
Provision for loan and lease losses	$24,753,000	81
Total noninterest income	$31,295,000	204
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$8,294,000	112
Trading account gains and fees	$0	112
Additional Noninterest Income	$23,001,000	174
Total noninterest expense	$111,583,000	164
Salaries and employee benefits	$60,130,000	156
Premises and equipment expense	$8,520,000	181
Additional noninterest expense	$23,001,000	174
Pre-tax net operating income	$105,247,000	135
Securities gains (losses)	$-5,352,000	4,611
Applicable income taxes	$22,211,000	125
Income before extraordinary items	$77,684,000	135
Extraordinary gains, net	$0	51
Net income	$77,684,000	138
Minority interest net income	$0	81
Net income of bank and minority interests.	$77,684,000	135
Net charge-offs	$12,402,000	85
Cash dividends	$20,000,000	190
Sale, conversion, retirement of capital stock, net	$6,054,000	40
Net operating income	$81,912,080	132
2023-03-31 (YTD Data)		Rank
Total interest income	$169,619,000	118
Total interest expense	$63,211,000	107
Net interest income	$106,408,000	127
Provision for loan and lease losses	$10,882,000	92
Total noninterest income	$18,041,000	184
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$4,029,000	115
Trading account gains and fees	$0	97
Additional Noninterest Income	$14,012,000	155
Total noninterest expense	$55,525,000	164
Salaries and employee benefits	$31,673,000	156
Premises and equipment expense	$4,287,000	191
Additional noninterest expense	$14,012,000	155
Pre-tax net operating income	$58,042,000	125
Securities gains (losses)	$-5,195,000	4,646
Applicable income taxes	$11,731,000	125
Income before extraordinary items	$41,116,000	132
Extraordinary gains, net	$0	4
Net income	$41,116,000	132
Minority interest net income	$0	48
Net income of bank and minority interests.	$41,116,000	132
Net charge-offs	$858,000	213
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$2,887,000	40
Net operating income	$45,220,050	127
2022-12-31 (YTD Data)		Rank
Total interest income	$449,367,000	137
Total interest expense	$73,597,000	106
Net interest income	$375,770,000	138
Provision for loan and lease losses	$27,770,000	92
Total noninterest income	$51,893,000	244
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$16,052,000	122
Trading account gains and fees	$0	116
Additional Noninterest Income	$35,841,000	227
Total noninterest expense	$199,347,000	176
Salaries and employee benefits	$117,156,000	163
Premises and equipment expense	$16,592,000	192
Additional noninterest expense	$35,841,000	227
Pre-tax net operating income	$200,546,000	140
Securities gains (losses)	$-1,223,000	4,483
Applicable income taxes	$42,973,000	146
Income before extraordinary items	$156,350,000	142
Extraordinary gains, net	$0	5
Net income	$156,350,000	142
Minority interest net income	$0	63
Net income of bank and minority interests.	$156,350,000	142
Net charge-offs	$13,652,000	86
Cash dividends	$35,000,000	209
Sale, conversion, retirement of capital stock, net	$11,929,000	69
Net operating income	$157,316,170	141
2022-09-30 (YTD Data)		Rank
Total interest income	$297,169,000	143
Total interest expense	$30,434,000	123
Net interest income	$266,735,000	139
Provision for loan and lease losses	$16,493,000	92
Total noninterest income	$38,175,000	250
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$11,955,000	124
Trading account gains and fees	$0	111
Additional Noninterest Income	$26,220,000	242
Total noninterest expense	$142,988,000	182
Salaries and employee benefits	$83,650,000	172
Premises and equipment expense	$12,033,000	199
Additional noninterest expense	$26,220,000	242
Pre-tax net operating income	$145,429,000	147
Securities gains (losses)	$-1,276,000	4,584
Applicable income taxes	$30,395,000	156
Income before extraordinary items	$113,758,000	146
Extraordinary gains, net	$0	4
Net income	$113,758,000	145
Minority interest net income	$0	57
Net income of bank and minority interests.	$113,758,000	146
Net charge-offs	$7,867,000	86
Cash dividends	$17,500,000	244
Sale, conversion, retirement of capital stock, net	$9,077,000	64
Net operating income	$114,766,040	144
2022-06-30 (YTD Data)		Rank
Total interest income	$173,956,000	149
Total interest expense	$11,074,000	142
Net interest income	$162,882,000	145
Provision for loan and lease losses	$8,993,000	95
Total noninterest income	$25,279,000	249
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$7,799,000	124
Trading account gains and fees	$0	108
Additional Noninterest Income	$17,480,000	246
Total noninterest expense	$92,857,000	183
Salaries and employee benefits	$54,103,000	168
Premises and equipment expense	$7,972,000	199
Additional noninterest expense	$30,782,000	188
Pre-tax net operating income	$86,311,000	162
Securities gains (losses)	$-844,000	4,612
Applicable income taxes	$17,494,000	169
Income before extraordinary items	$67,973,000	159
Extraordinary gains, net	$0	4
Net income	$67,973,000	159
Minority interest net income	$0	60
Net income of bank and minority interests.	$67,973,000	159
Net charge-offs	$5,678,000	82
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$5,962,000	56
Net operating income	$68,648,200	155
2022-03-31 (YTD Data)		Rank
Total interest income	$80,370,000	153
Total interest expense	$4,679,000	139
Net interest income	$75,691,000	153
Provision for loan and lease losses	$-7,000	4,410
Total noninterest income	$15,109,000	230
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$3,825,000	125
Trading account gains and fees	$0	103
Additional Noninterest Income	$11,284,000	206
Total noninterest expense	$45,744,000	188
Salaries and employee benefits	$27,346,000	170
Premises and equipment expense	$4,045,000	200
Additional noninterest expense	$14,353,000	195
Pre-tax net operating income	$45,063,000	148
Securities gains (losses)	$-484,000	4,671
Applicable income taxes	$8,733,000	159
Income before extraordinary items	$35,846,000	143
Extraordinary gains, net	$0	4
Net income	$35,846,000	143
Minority interest net income	$0	50
Net income of bank and minority interests.	$35,846,000	143
Net charge-offs	$4,769,000	72
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$3,318,000	32
Net operating income	$36,233,200	144
2021-12-31 (YTD Data)		Rank
Total interest income	$316,458,000	154
Total interest expense	$23,276,000	139
Net interest income	$293,182,000	156
Provision for loan and lease losses	$-4,830,000	4,671
Total noninterest income	$56,804,000	257
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$13,429,000	135
Trading account gains and fees	$0	132
Additional Noninterest Income	$43,375,000	239
Total noninterest expense	$163,865,000	203
Salaries and employee benefits	$94,080,000	192
Premises and equipment expense	$15,146,000	211
Additional noninterest expense	$54,639,000	200
Pre-tax net operating income	$190,951,000	153
Securities gains (losses)	$-536,000	4,787
Applicable income taxes	$39,685,000	159
Income before extraordinary items	$150,730,000	151
Extraordinary gains, net	$0	10
Net income	$150,730,000	151
Minority interest net income	$0	74
Net income of bank and minority interests.	$150,730,000	151
Net charge-offs	$23,981,000	64
Cash dividends	$8,440,000	547
Sale, conversion, retirement of capital stock, net	$10,573,000	67
Net operating income	$151,153,440	149
2021-09-30 (YTD Data)		Rank
Total interest income	$231,568,000	155
Total interest expense	$18,138,000	142
Net interest income	$213,430,000	157
Provision for loan and lease losses	$-441,000	4,531
Total noninterest income	$41,220,000	262
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$9,692,000	138
Trading account gains and fees	$0	132
Additional Noninterest Income	$31,528,000	250
Total noninterest expense	$119,846,000	209
Salaries and employee benefits	$68,845,000	196
Premises and equipment expense	$11,424,000	211
Additional noninterest expense	$39,577,000	198
Pre-tax net operating income	$135,245,000	155
Securities gains (losses)	$-423,000	4,877
Applicable income taxes	$28,270,000	164
Income before extraordinary items	$106,552,000	157
Extraordinary gains, net	$0	8
Net income	$106,552,000	157
Minority interest net income	$0	69
Net income of bank and minority interests.	$106,552,000	157
Net charge-offs	$11,313,000	96
Cash dividends	$8,440,000	426
Sale, conversion, retirement of capital stock, net	$7,836,000	70
Net operating income	$106,886,170	156
2021-06-30 (YTD Data)		Rank
Total interest income	$151,795,000	156
Total interest expense	$12,768,000	144
Net interest income	$139,027,000	160
Provision for loan and lease losses	$7,000	2,741
Total noninterest income	$25,851,000	278
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$6,136,000	137
Trading account gains and fees	$0	133
Additional Noninterest Income	$19,715,000	270
Total noninterest expense	$79,424,000	208
Salaries and employee benefits	$46,051,000	198
Premises and equipment expense	$7,417,000	214
Additional noninterest expense	$25,956,000	203
Pre-tax net operating income	$85,447,000	160
Securities gains (losses)	$-151,000	4,880
Applicable income taxes	$18,341,000	169
Income before extraordinary items	$66,955,000	161
Extraordinary gains, net	$0	6
Net income	$66,955,000	161
Minority interest net income	$0	67
Net income of bank and minority interests.	$66,955,000	161
Net charge-offs	$5,541,000	119
Cash dividends	$8,440,000	311
Sale, conversion, retirement of capital stock, net	$5,170,000	53
Net operating income	$67,074,290	161
2021-03-31 (YTD Data)		Rank
Total interest income	$75,619,000	158
Total interest expense	$6,854,000	143
Net interest income	$68,765,000	161
Provision for loan and lease losses	$-570,000	4,759
Total noninterest income	$13,918,000	270
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$2,996,000	138
Trading account gains and fees	$0	127
Additional Noninterest Income	$10,922,000	259
Total noninterest expense	$38,712,000	212
Salaries and employee benefits	$22,766,000	199
Premises and equipment expense	$3,637,000	215
Additional noninterest expense	$12,309,000	209
Pre-tax net operating income	$44,541,000	170
Securities gains (losses)	$-205,000	4,918
Applicable income taxes	$9,740,000	168
Income before extraordinary items	$34,596,000	170
Extraordinary gains, net	$0	3
Net income	$34,596,000	170
Minority interest net income	$0	55
Net income of bank and minority interests.	$34,596,000	170
Net charge-offs	$148,000	512
Cash dividends	$8,440,000	177
Sale, conversion, retirement of capital stock, net	$2,478,000	50
Net operating income	$34,757,950	170
2020-12-31 (YTD Data)		Rank
Total interest income	$321,817,000	152
Total interest expense	$47,523,000	150
Net interest income	$274,294,000	155
Provision for loan and lease losses	$56,640,000	130
Total noninterest income	$42,050,000	304
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$10,472,000	146
Trading account gains and fees	$0	133
Additional Noninterest Income	$31,578,000	289
Total noninterest expense	$164,826,000	196
Salaries and employee benefits	$78,841,000	210
Premises and equipment expense	$14,185,000	218
Additional noninterest expense	$71,800,000	167
Pre-tax net operating income	$94,878,000	184
Securities gains (losses)	$3,095,000	159
Applicable income taxes	$16,279,000	210
Income before extraordinary items	$81,694,000	169
Extraordinary gains, net	$0	4
Net income	$81,694,000	169
Minority interest net income	$0	72
Net income of bank and minority interests.	$81,694,000	169
Net charge-offs	$20,527,000	114
Cash dividends	$65,000,000	131
Sale, conversion, retirement of capital stock, net	$7,983,000	68
Net operating income	$79,125,150	177
2020-09-30 (YTD Data)		Rank
Total interest income	$243,724,000	154
Total interest expense	$39,276,000	150
Net interest income	$204,448,000	155
Provision for loan and lease losses	$56,640,000	120
Total noninterest income	$33,435,000	290
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$7,392,000	147
Trading account gains and fees	$0	125
Additional Noninterest Income	$26,043,000	267
Total noninterest expense	$117,418,000	203
Salaries and employee benefits	$58,875,000	210
Premises and equipment expense	$10,654,000	219
Additional noninterest expense	$47,889,000	179
Pre-tax net operating income	$63,825,000	177
Securities gains (losses)	$3,382,000	120
Applicable income taxes	$10,892,000	207
Income before extraordinary items	$56,315,000	167
Extraordinary gains, net	$0	4
Net income	$56,315,000	168
Minority interest net income	$0	65
Net income of bank and minority interests.	$56,315,000	167
Net charge-offs	$4,020,000	201
Cash dividends	$65,000,000	107
Sale, conversion, retirement of capital stock, net	$5,881,000	60
Net operating income	$53,474,120	169
2020-06-30 (YTD Data)		Rank
Total interest income	$166,301,000	155
Total interest expense	$29,460,000	147
Net interest income	$136,841,000	155
Provision for loan and lease losses	$47,948,000	116
Total noninterest income	$24,330,000	253
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$5,047,000	148
Trading account gains and fees	$0	123
Additional Noninterest Income	$19,283,000	241
Total noninterest expense	$80,303,000	196
Salaries and employee benefits	$39,276,000	208
Premises and equipment expense	$7,169,000	218
Additional noninterest expense	$33,858,000	175
Pre-tax net operating income	$32,920,000	190
Securities gains (losses)	$3,092,000	96
Applicable income taxes	$4,262,000	283
Income before extraordinary items	$31,750,000	164
Extraordinary gains, net	$0	4
Net income	$31,750,000	164
Minority interest net income	$0	65
Net income of bank and minority interests.	$31,750,000	164
Net charge-offs	$1,554,000	303
Cash dividends	$45,000,000	107
Sale, conversion, retirement of capital stock, net	$3,803,000	60
Net operating income	$29,029,040	176
2020-03-31 (YTD Data)		Rank
Total interest income	$86,968,000	154
Total interest expense	$17,671,000	144
Net interest income	$69,297,000	155
Provision for loan and lease losses	$31,776,000	99
Total noninterest income	$7,024,000	327
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$2,901,000	151
Trading account gains and fees	$0	106
Additional Noninterest Income	$4,123,000	358
Total noninterest expense	$38,533,000	205
Salaries and employee benefits	$18,667,000	217
Premises and equipment expense	$3,722,000	219
Additional noninterest expense	$16,144,000	186
Pre-tax net operating income	$6,012,000	395
Securities gains (losses)	$-249,000	5,003
Applicable income taxes	$-193,000	4,985
Income before extraordinary items	$5,956,000	348
Extraordinary gains, net	$0	4
Net income	$5,956,000	348
Minority interest net income	$0	56
Net income of bank and minority interests.	$5,956,000	348
Net charge-offs	$-236,000	5,048
Cash dividends	$25,000,000	115
Sale, conversion, retirement of capital stock, net	$1,958,000	54
Net operating income	$6,205,000	331
2019-12-31 (YTD Data)		Rank
Total interest income	$378,736,000	148
Total interest expense	$89,018,000	134
Net interest income	$289,718,000	149
Provision for loan and lease losses	$21,514,000	109
Total noninterest income	$29,435,000	323
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$11,709,000	149
Trading account gains and fees	$0	135
Additional Noninterest Income	$17,726,000	350
Total noninterest expense	$169,102,000	191
Salaries and employee benefits	$99,521,000	170
Premises and equipment expense	$14,213,000	219
Additional noninterest expense	$55,368,000	192
Pre-tax net operating income	$128,537,000	160
Securities gains (losses)	$-1,527,000	5,153
Applicable income taxes	$27,061,000	164
Income before extraordinary items	$99,949,000	164
Extraordinary gains, net	$0	11
Net income	$99,949,000	165
Minority interest net income	$0	76
Net income of bank and minority interests.	$99,949,000	165
Net charge-offs	$10,935,000	129
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$21,652,000	39
Net operating income	$101,155,330	160
2019-09-30 (YTD Data)		Rank
Total interest income	$287,006,000	149
Total interest expense	$68,698,000	134
Net interest income	$218,308,000	147
Provision for loan and lease losses	$18,021,000	102
Total noninterest income	$24,362,000	308
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$8,724,000	150
Trading account gains and fees	$0	129
Additional Noninterest Income	$15,638,000	317
Total noninterest expense	$135,405,000	181
Salaries and employee benefits	$80,724,000	154
Premises and equipment expense	$12,187,000	200
Additional noninterest expense	$42,494,000	186
Pre-tax net operating income	$89,244,000	167
Securities gains (losses)	$-1,414,000	5,233
Applicable income taxes	$18,883,000	175
Income before extraordinary items	$68,947,000	172
Extraordinary gains, net	$0	11
Net income	$68,947,000	173
Minority interest net income	$0	72
Net income of bank and minority interests.	$68,947,000	173
Net charge-offs	$11,033,000	117
Cash dividends	$56,750,000	139
Sale, conversion, retirement of capital stock, net	$19,920,000	29
Net operating income	$70,064,060	169
2019-06-30 (YTD Data)		Rank
Total interest income	$191,375,000	149
Total interest expense	$44,952,000	135
Net interest income	$146,423,000	149
Provision for loan and lease losses	$8,347,000	124
Total noninterest income	$15,932,000	307
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$5,758,000	149
Trading account gains and fees	$0	131
Additional Noninterest Income	$10,174,000	312
Total noninterest expense	$101,217,000	161
Salaries and employee benefits	$63,132,000	138
Premises and equipment expense	$8,143,000	202
Additional noninterest expense	$29,942,000	181
Pre-tax net operating income	$52,791,000	181
Securities gains (losses)	$-1,414,000	5,284
Applicable income taxes	$10,983,000	192
Income before extraordinary items	$40,394,000	185
Extraordinary gains, net	$0	11
Net income	$40,394,000	186
Minority interest net income	$0	69
Net income of bank and minority interests.	$40,394,000	186
Net charge-offs	$2,890,000	179
Cash dividends	$19,750,000	190
Sale, conversion, retirement of capital stock, net	$18,491,000	19
Net operating income	$41,511,060	181
2019-03-31 (YTD Data)		Rank
Total interest income	$95,212,000	148
Total interest expense	$21,212,000	138
Net interest income	$74,000,000	149
Provision for loan and lease losses	$5,012,000	108
Total noninterest income	$9,256,000	266
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$3,517,000	133
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,739,000	269
Total noninterest expense	$61,815,000	142
Salaries and employee benefits	$44,195,000	107
Premises and equipment expense	$4,129,000	203
Additional noninterest expense	$13,491,000	194
Pre-tax net operating income	$16,429,000	255
Securities gains (losses)	$-772,000	5,343
Applicable income taxes	$3,327,000	268
Income before extraordinary items	$12,330,000	266
Extraordinary gains, net	$0	5
Net income	$12,330,000	266
Minority interest net income	$0	52
Net income of bank and minority interests.	$12,330,000	266
Net charge-offs	$2,664,000	128
Cash dividends	$8,750,000	197
Sale, conversion, retirement of capital stock, net	$17,556,000	12
Net operating income	$12,939,880	255
2018-12-31 (YTD Data)		Rank
Total interest income	$145,049,000	284
Total interest expense	$29,071,000	231
Net interest income	$115,978,000	286
Provision for loan and lease losses	$6,603,000	222
Total noninterest income	$11,139,000	628
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,338,000	548
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,801,000	550
Total noninterest expense	$63,992,000	379
Salaries and employee benefits	$30,286,000	418
Premises and equipment expense	$10,679,000	269
Additional noninterest expense	$23,027,000	351
Pre-tax net operating income	$56,522,000	287
Securities gains (losses)	$-64,000	4,900
Applicable income taxes	$11,611,000	282
Income before extraordinary items	$44,847,000	287
Extraordinary gains, net	$0	6
Net income	$44,847,000	287
Minority interest net income	$0	72
Net income of bank and minority interests.	$44,847,000	287
Net charge-offs	$156,000	1,832
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$4,051,000	117
Net operating income	$44,897,560	291
2018-09-30 (YTD Data)		Rank
Total interest income	$106,872,000	283
Total interest expense	$19,836,000	234
Net interest income	$87,036,000	285
Provision for loan and lease losses	$5,239,000	199
Total noninterest income	$7,478,000	682
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,801,000	537
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,677,000	623
Total noninterest expense	$47,477,000	378
Salaries and employee benefits	$22,587,000	421
Premises and equipment expense	$8,267,000	261
Additional noninterest expense	$16,623,000	354
Pre-tax net operating income	$41,798,000	292
Securities gains (losses)	$-22,000	4,951
Applicable income taxes	$8,348,000	282
Income before extraordinary items	$33,428,000	293
Extraordinary gains, net	$0	5
Net income	$33,428,000	293
Minority interest net income	$0	66
Net income of bank and minority interests.	$33,428,000	293
Net charge-offs	$138,000	1,482
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$3,076,000	113
Net operating income	$33,445,600	293
2018-06-30 (YTD Data)		Rank
Total interest income	$68,956,000	285
Total interest expense	$11,444,000	249
Net interest income	$57,512,000	284
Provision for loan and lease losses	$2,182,000	274
Total noninterest income	$5,038,000	685
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,292,000	488
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,746,000	627
Total noninterest expense	$32,255,000	373
Salaries and employee benefits	$15,406,000	417
Premises and equipment expense	$5,377,000	269
Additional noninterest expense	$11,472,000	351
Pre-tax net operating income	$28,113,000	283
Securities gains (losses)	$12,000	565
Applicable income taxes	$6,214,000	263
Income before extraordinary items	$21,911,000	282
Extraordinary gains, net	$0	6
Net income	$21,911,000	282
Minority interest net income	$0	65
Net income of bank and minority interests.	$21,911,000	282
Net charge-offs	$148,000	1,085
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$2,137,000	93
Net operating income	$21,901,520	284
2018-03-31 (YTD Data)		Rank
Total interest income	$34,104,000	285
Total interest expense	$4,758,000	267
Net interest income	$29,346,000	277
Provision for loan and lease losses	$678,000	367
Total noninterest income	$2,750,000	629
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$749,000	430
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,001,000	580
Total noninterest expense	$16,925,000	360
Salaries and employee benefits	$7,717,000	419
Premises and equipment expense	$3,234,000	240
Additional noninterest expense	$5,974,000	326
Pre-tax net operating income	$14,493,000	273
Securities gains (losses)	$8,000	468
Applicable income taxes	$3,638,000	241
Income before extraordinary items	$10,863,000	284
Extraordinary gains, net	$0	7
Net income	$10,863,000	284
Minority interest net income	$0	52
Net income of bank and minority interests.	$10,863,000	284
Net charge-offs	$85,000	936
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$771,000	93
Net operating income	$10,856,680	283
2017-12-31 (YTD Data)		Rank
Total interest income	$79,842,000	390
Total interest expense	$10,447,000	359
Net interest income	$69,395,000	386
Provision for loan and lease losses	$5,115,000	246
Total noninterest income	$7,056,000	873
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,731,000	728
Trading account gains and fees	$0	151
Additional Noninterest Income	$5,325,000	786
Total noninterest expense	$39,822,000	545
Salaries and employee benefits	$20,117,000	599
Premises and equipment expense	$5,618,000	460
Additional noninterest expense	$14,087,000	486
Pre-tax net operating income	$31,514,000	390
Securities gains (losses)	$222,000	370
Applicable income taxes	$12,648,000	344
Income before extraordinary items	$19,088,000	416
Extraordinary gains, net	$0	9
Net income	$19,088,000	416
Minority interest net income	$0	76
Net income of bank and minority interests.	$19,088,000	416
Net charge-offs	$831,000	794
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$292,301,000	4
Net operating income	$18,945,920	417
2017-09-30 (YTD Data)		Rank
Total interest income	$49,811,000	441
Total interest expense	$6,520,000	406
Net interest income	$43,291,000	451
Provision for loan and lease losses	$2,585,000	324
Total noninterest income	$4,912,000	935
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,178,000	790
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,734,000	837
Total noninterest expense	$25,577,000	647
Salaries and employee benefits	$12,937,000	715
Premises and equipment expense	$3,622,000	523
Additional noninterest expense	$9,018,000	562
Pre-tax net operating income	$20,041,000	441
Securities gains (losses)	$205,000	361
Applicable income taxes	$6,694,000	395
Income before extraordinary items	$13,552,000	477
Extraordinary gains, net	$0	9
Net income	$13,552,000	475
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,552,000	477
Net charge-offs	$617,000	687
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$225,893,000	2
Net operating income	$13,414,650	478
2017-06-30 (YTD Data)		Rank
Total interest income	$27,502,000	516
Total interest expense	$3,547,000	474
Net interest income	$23,955,000	525
Provision for loan and lease losses	$1,833,000	304
Total noninterest income	$3,173,000	951
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$712,000	851
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,461,000	843
Total noninterest expense	$14,409,000	752
Salaries and employee benefits	$7,194,000	849
Premises and equipment expense	$2,026,000	615
Additional noninterest expense	$5,189,000	663
Pre-tax net operating income	$10,886,000	515
Securities gains (losses)	$0	1,906
Applicable income taxes	$3,510,000	468
Income before extraordinary items	$7,376,000	570
Extraordinary gains, net	$0	11
Net income	$7,376,000	569
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,376,000	570
Net charge-offs	$617,000	486
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$791,000	158
Net operating income	$7,376,000	562
2017-03-31 (YTD Data)		Rank
Total interest income	$13,079,000	542
Total interest expense	$1,717,000	474
Net interest income	$11,362,000	546
Provision for loan and lease losses	$890,000	299
Total noninterest income	$1,523,000	971
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$347,000	872
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,176,000	849
Total noninterest expense	$7,092,000	774
Salaries and employee benefits	$3,730,000	827
Premises and equipment expense	$1,011,000	619
Additional noninterest expense	$2,351,000	713
Pre-tax net operating income	$4,903,000	534
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,506,000	509
Income before extraordinary items	$3,397,000	602
Extraordinary gains, net	$0	8
Net income	$3,397,000	602
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,397,000	602
Net charge-offs	$598,000	299
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$396,000	135
Net operating income	$3,397,000	588
2016-12-31 (YTD Data)		Rank
Total interest income	$46,813,000	572
Total interest expense	$5,254,000	571
Net interest income	$41,559,000	581
Provision for loan and lease losses	$2,050,000	518
Total noninterest income	$6,269,000	984
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,508,000	835
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,761,000	871
Total noninterest expense	$25,399,000	839
Salaries and employee benefits	$14,171,000	834
Premises and equipment expense	$3,667,000	683
Additional noninterest expense	$7,561,000	878
Pre-tax net operating income	$20,379,000	500
Securities gains (losses)	$15,000	2,508
Applicable income taxes	$6,947,000	443
Income before extraordinary items	$13,447,000	577
Extraordinary gains, net	$0	5
Net income	$13,447,000	576
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,447,000	576
Net charge-offs	$298,000	1,530
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$1,145,000	191
Net operating income	$13,437,100	565
2016-09-30 (YTD Data)		Rank
Total interest income	$34,423,000	580
Total interest expense	$3,590,000	624
Net interest income	$30,833,000	584
Provision for loan and lease losses	$1,610,000	479
Total noninterest income	$4,553,000	995
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,057,000	894
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,496,000	879
Total noninterest expense	$18,697,000	851
Salaries and employee benefits	$10,562,000	829
Premises and equipment expense	$2,718,000	688
Additional noninterest expense	$5,417,000	917
Pre-tax net operating income	$15,079,000	512
Securities gains (losses)	$15,000	2,436
Applicable income taxes	$5,144,000	448
Income before extraordinary items	$9,950,000	588
Extraordinary gains, net	$0	5
Net income	$9,950,000	588
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,950,000	588
Net charge-offs	$280,000	1,197
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$702,000	184
Net operating income	$9,940,100	569
2016-06-30 (YTD Data)		Rank
Total interest income	$22,365,000	601
Total interest expense	$2,150,000	688
Net interest income	$20,215,000	591
Provision for loan and lease losses	$1,372,000	395
Total noninterest income	$2,664,000	1,077
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$867,000	730
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,797,000	1,052
Total noninterest expense	$12,010,000	888
Salaries and employee benefits	$6,682,000	884
Premises and equipment expense	$1,589,000	788
Additional noninterest expense	$3,739,000	888
Pre-tax net operating income	$9,497,000	529
Securities gains (losses)	$15,000	2,089
Applicable income taxes	$3,224,000	471
Income before extraordinary items	$6,288,000	615
Extraordinary gains, net	$0	16
Net income	$6,288,000	613
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,288,000	614
Net charge-offs	$234,000	1,020
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$10,463,000	23
Net operating income	$6,278,100	592
2016-03-31 (YTD Data)		Rank
Total interest income	$10,786,000	624
Total interest expense	$997,000	728
Net interest income	$9,789,000	609
Provision for loan and lease losses	$845,000	316
Total noninterest income	$1,356,000	1,037
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$429,000	730
Trading account gains and fees	$0	142
Additional Noninterest Income	$927,000	989
Total noninterest expense	$5,840,000	902
Salaries and employee benefits	$3,134,000	947
Premises and equipment expense	$799,000	789
Additional noninterest expense	$1,907,000	855
Pre-tax net operating income	$4,460,000	536
Securities gains (losses)	$15,000	1,354
Applicable income taxes	$1,509,000	474
Income before extraordinary items	$2,966,000	624
Extraordinary gains, net	$0	12
Net income	$2,966,000	621
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,966,000	624
Net charge-offs	$245,000	564
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$223,000	163
Net operating income	$2,956,100	609
2015-12-31 (YTD Data)		Rank
Total interest income	$35,082,000	721
Total interest expense	$3,086,000	905
Net interest income	$31,996,000	701
Provision for loan and lease losses	$868,000	921
Total noninterest income	$3,534,000	1,418
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,305,000	961
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,229,000	1,417
Total noninterest expense	$20,426,000	1,011
Salaries and employee benefits	$11,104,000	1,020
Premises and equipment expense	$3,166,000	775
Additional noninterest expense	$6,156,000	1,065
Pre-tax net operating income	$14,236,000	642
Securities gains (losses)	$7,000	2,729
Applicable income taxes	$4,571,000	563
Income before extraordinary items	$9,672,000	755
Extraordinary gains, net	$0	23
Net income	$9,672,000	755
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,672,000	755
Net charge-offs	$77,000	2,887
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$22,179,000	24
Net operating income	$9,667,240	739
2015-09-30 (YTD Data)		Rank
Total interest income	$24,989,000	768
Total interest expense	$2,187,000	969
Net interest income	$22,802,000	740
Provision for loan and lease losses	$258,000	1,674
Total noninterest income	$2,414,000	1,544
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$894,000	1,050
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,520,000	1,521
Total noninterest expense	$14,835,000	1,050
Salaries and employee benefits	$8,126,000	1,055
Premises and equipment expense	$2,357,000	802
Additional noninterest expense	$4,352,000	1,118
Pre-tax net operating income	$10,123,000	689
Securities gains (losses)	$7,000	2,511
Applicable income taxes	$3,188,000	607
Income before extraordinary items	$6,942,000	796
Extraordinary gains, net	$0	21
Net income	$6,942,000	795
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,942,000	796
Net charge-offs	$25,000	3,231
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$21,990,000	19
Net operating income	$6,937,170	777
2015-06-30 (YTD Data)		Rank
Total interest income	$15,449,000	834
Total interest expense	$1,359,000	1,054
Net interest income	$14,090,000	808
Provision for loan and lease losses	$258,000	1,260
Total noninterest income	$1,372,000	1,715
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$512,000	1,182
Trading account gains and fees	$0	157
Additional Noninterest Income	$860,000	1,726
Total noninterest expense	$9,307,000	1,100
Salaries and employee benefits	$5,165,000	1,092
Premises and equipment expense	$1,497,000	837
Additional noninterest expense	$2,645,000	1,212
Pre-tax net operating income	$5,897,000	775
Securities gains (losses)	$7,000	2,148
Applicable income taxes	$1,765,000	697
Income before extraordinary items	$4,139,000	870
Extraordinary gains, net	$0	22
Net income	$4,139,000	870
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,139,000	870
Net charge-offs	$46,000	2,379
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$273,000	265
Net operating income	$4,134,100	849
2015-03-31 (YTD Data)		Rank
Total interest income	$7,618,000	840
Total interest expense	$664,000	1,085
Net interest income	$6,954,000	811
Provision for loan and lease losses	$110,000	1,351
Total noninterest income	$756,000	1,575
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$238,000	1,234
Trading account gains and fees	$0	152
Additional Noninterest Income	$518,000	1,469
Total noninterest expense	$4,733,000	1,089
Salaries and employee benefits	$2,617,000	1,085
Premises and equipment expense	$777,000	819
Additional noninterest expense	$1,339,000	1,189
Pre-tax net operating income	$2,867,000	773
Securities gains (losses)	$7,000	1,576
Applicable income taxes	$763,000	759
Income before extraordinary items	$2,111,000	833
Extraordinary gains, net	$0	13
Net income	$2,111,000	832
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,111,000	833
Net charge-offs	$85,000	1,213
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$108,000	249
Net operating income	$2,105,890	808
2014-12-31 (YTD Data)		Rank
Total interest income	$28,384,000	891
Total interest expense	$2,540,000	1,154
Net interest income	$25,844,000	857
Provision for loan and lease losses	$1,423,000	652
Total noninterest income	$2,336,000	1,898
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,063,000	1,226
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,273,000	1,991
Total noninterest expense	$18,112,000	1,111
Salaries and employee benefits	$9,876,000	1,103
Premises and equipment expense	$3,245,000	764
Additional noninterest expense	$4,991,000	1,301
Pre-tax net operating income	$8,645,000	955
Securities gains (losses)	$34,000	1,996
Applicable income taxes	$3,035,000	704
Income before extraordinary items	$5,644,000	1,169
Extraordinary gains, net	$0	17
Net income	$5,644,000	1,167
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,644,000	1,168
Net charge-offs	$460,000	1,558
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$455,000	317
Net operating income	$5,621,900	1,145
2014-09-30 (YTD Data)		Rank
Total interest income	$20,713,000	921
Total interest expense	$1,858,000	1,193
Net interest income	$18,855,000	879
Provision for loan and lease losses	$1,097,000	619
Total noninterest income	$1,744,000	1,908
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$780,000	1,255
Trading account gains and fees	$0	174
Additional Noninterest Income	$964,000	1,983
Total noninterest expense	$13,514,000	1,121
Salaries and employee benefits	$7,472,000	1,100
Premises and equipment expense	$2,460,000	761
Additional noninterest expense	$3,582,000	1,346
Pre-tax net operating income	$5,988,000	1,044
Securities gains (losses)	$34,000	1,709
Applicable income taxes	$2,115,000	764
Income before extraordinary items	$3,907,000	1,242
Extraordinary gains, net	$0	15
Net income	$3,907,000	1,239
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,907,000	1,241
Net charge-offs	$235,000	1,835
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$259,000	316
Net operating income	$3,884,900	1,234
2014-06-30 (YTD Data)		Rank
Total interest income	$13,279,000	953
Total interest expense	$1,220,000	1,216
Net interest income	$12,059,000	907
Provision for loan and lease losses	$677,000	660
Total noninterest income	$1,114,000	1,957
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$487,000	1,304
Trading account gains and fees	$0	172
Additional Noninterest Income	$627,000	1,990
Total noninterest expense	$8,757,000	1,156
Salaries and employee benefits	$4,757,000	1,146
Premises and equipment expense	$1,617,000	772
Additional noninterest expense	$2,383,000	1,353
Pre-tax net operating income	$3,739,000	1,079
Securities gains (losses)	$34,000	1,385
Applicable income taxes	$1,335,000	776
Income before extraordinary items	$2,438,000	1,287
Extraordinary gains, net	$0	20
Net income	$2,438,000	1,287
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,438,000	1,288
Net charge-offs	$179,000	1,690
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$165,000	304
Net operating income	$2,415,900	1,274
2014-03-31 (YTD Data)		Rank
Total interest income	$6,408,000	992
Total interest expense	$621,000	1,222
Net interest income	$5,787,000	951
Provision for loan and lease losses	$252,000	821
Total noninterest income	$532,000	1,942
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$252,000	1,267
Trading account gains and fees	$0	147
Additional Noninterest Income	$280,000	2,101
Total noninterest expense	$4,489,000	1,133
Salaries and employee benefits	$2,601,000	1,052
Premises and equipment expense	$804,000	792
Additional noninterest expense	$1,084,000	1,451
Pre-tax net operating income	$1,578,000	1,198
Securities gains (losses)	$34,000	774
Applicable income taxes	$561,000	854
Income before extraordinary items	$1,051,000	1,434
Extraordinary gains, net	$0	16
Net income	$1,051,000	1,437
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,051,000	1,436
Net charge-offs	$55,000	1,793
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$121,000	233
Net operating income	$1,028,900	1,433
2013-12-31 (YTD Data)		Rank
Total interest income	$23,615,000	1,077
Total interest expense	$2,397,000	1,422
Net interest income	$21,218,000	1,036
Provision for loan and lease losses	$1,883,000	653
Total noninterest income	$2,275,000	1,972
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$929,000	1,455
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,346,000	1,985
Total noninterest expense	$16,127,000	1,248
Salaries and employee benefits	$8,923,000	1,214
Premises and equipment expense	$2,666,000	903
Additional noninterest expense	$4,538,000	1,463
Pre-tax net operating income	$5,483,000	1,338
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,878,000	945
Income before extraordinary items	$3,605,000	1,644
Extraordinary gains, net	$0	29
Net income	$3,605,000	1,647
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,605,000	1,648
Net charge-offs	$103,000	3,708
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$323,000	346
Net operating income	$3,605,000	1,605
2013-09-30 (YTD Data)		Rank
Total interest income	$17,269,000	1,116
Total interest expense	$1,772,000	1,480
Net interest income	$15,497,000	1,068
Provision for loan and lease losses	$1,383,000	685
Total noninterest income	$1,766,000	1,968
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$687,000	1,482
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,079,000	1,940
Total noninterest expense	$12,005,000	1,262
Salaries and employee benefits	$6,556,000	1,232
Premises and equipment expense	$1,971,000	919
Additional noninterest expense	$3,478,000	1,426
Pre-tax net operating income	$3,875,000	1,417
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,333,000	1,025
Income before extraordinary items	$2,542,000	1,747
Extraordinary gains, net	$0	25
Net income	$2,542,000	1,750
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,542,000	1,752
Net charge-offs	$98,000	3,276
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$241,000	317
Net operating income	$2,542,000	1,708
2013-06-30 (YTD Data)		Rank
Total interest income	$11,317,000	1,132
Total interest expense	$1,185,000	1,512
Net interest income	$10,132,000	1,076
Provision for loan and lease losses	$1,008,000	676
Total noninterest income	$1,246,000	1,916
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$469,000	1,418
Trading account gains and fees	$0	157
Additional Noninterest Income	$777,000	1,888
Total noninterest expense	$8,004,000	1,264
Salaries and employee benefits	$4,366,000	1,226
Premises and equipment expense	$1,285,000	937
Additional noninterest expense	$2,353,000	1,405
Pre-tax net operating income	$2,366,000	1,505
Securities gains (losses)	$0	2,791
Applicable income taxes	$819,000	1,081
Income before extraordinary items	$1,547,000	1,881
Extraordinary gains, net	$0	22
Net income	$1,547,000	1,887
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,547,000	1,887
Net charge-offs	$101,000	2,750
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$160,000	294
Net operating income	$1,547,000	1,809
2013-03-31 (YTD Data)		Rank
Total interest income	$5,504,000	1,172
Total interest expense	$588,000	1,572
Net interest income	$4,916,000	1,111
Provision for loan and lease losses	$498,000	706
Total noninterest income	$594,000	1,969
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$215,000	1,522
Trading account gains and fees	$0	148
Additional Noninterest Income	$379,000	1,925
Total noninterest expense	$4,022,000	1,263
Salaries and employee benefits	$2,186,000	1,237
Premises and equipment expense	$641,000	957
Additional noninterest expense	$1,195,000	1,367
Pre-tax net operating income	$990,000	1,726
Securities gains (losses)	$0	1,966
Applicable income taxes	$334,000	1,229
Income before extraordinary items	$656,000	2,101
Extraordinary gains, net	$0	10
Net income	$656,000	2,103
Minority interest net income	$0	76
Net income of bank and minority interests.	$656,000	2,103
Net charge-offs	$75,000	2,120
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$80,000	267
Net operating income	$656,000	2,022
2012-12-31 (YTD Data)		Rank
Total interest income	$21,477,000	1,239
Total interest expense	$2,224,000	1,958
Net interest income	$19,253,000	1,140
Provision for loan and lease losses	$2,953,000	780
Total noninterest income	$1,552,000	2,560
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$700,000	1,898
Trading account gains and fees	$0	166
Additional Noninterest Income	$852,000	2,592
Total noninterest expense	$16,122,000	1,252
Salaries and employee benefits	$9,206,000	1,146
Premises and equipment expense	$2,311,000	1,033
Additional noninterest expense	$4,605,000	1,466
Pre-tax net operating income	$1,730,000	3,087
Securities gains (losses)	$0	3,810
Applicable income taxes	$640,000	1,933
Income before extraordinary items	$1,090,000	3,734
Extraordinary gains, net	$0	29
Net income	$1,090,000	3,736
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,090,000	3,737
Net charge-offs	$727,000	2,182
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$255,000	403
Net operating income	$1,090,000	3,570
2012-09-30 (YTD Data)		Rank
Total interest income	$15,605,000	1,315
Total interest expense	$1,648,000	2,057
Net interest income	$13,957,000	1,200
Provision for loan and lease losses	$1,887,000	894
Total noninterest income	$1,010,000	2,779
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$515,000	1,949
Trading account gains and fees	$0	157
Additional Noninterest Income	$495,000	2,976
Total noninterest expense	$12,188,000	1,236
Salaries and employee benefits	$7,062,000	1,109
Premises and equipment expense	$1,734,000	1,030
Additional noninterest expense	$3,392,000	1,496
Pre-tax net operating income	$892,000	3,841
Securities gains (losses)	$0	3,575
Applicable income taxes	$342,000	2,338
Income before extraordinary items	$550,000	4,525
Extraordinary gains, net	$0	20
Net income	$550,000	4,524
Minority interest net income	$0	86
Net income of bank and minority interests.	$550,000	4,523
Net charge-offs	$451,000	2,323
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$177,000	359
Net operating income	$550,000	4,341
2012-06-30 (YTD Data)		Rank
Total interest income	$9,961,000	1,374
Total interest expense	$1,080,000	2,143
Net interest income	$8,881,000	1,254
Provision for loan and lease losses	$1,200,000	942
Total noninterest income	$561,000	3,037
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$309,000	2,102
Trading account gains and fees	$0	153
Additional Noninterest Income	$252,000	3,331
Total noninterest expense	$7,811,000	1,283
Salaries and employee benefits	$4,576,000	1,147
Premises and equipment expense	$1,012,000	1,170
Additional noninterest expense	$2,223,000	1,524
Pre-tax net operating income	$431,000	4,340
Securities gains (losses)	$0	3,178
Applicable income taxes	$210,000	2,404
Income before extraordinary items	$221,000	5,217
Extraordinary gains, net	$0	19
Net income	$221,000	5,217
Minority interest net income	$0	84
Net income of bank and minority interests.	$221,000	5,217
Net charge-offs	$373,000	2,081
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$115,000	341
Net operating income	$221,000	5,023
2012-03-31 (YTD Data)		Rank
Total interest income	$4,884,000	1,410
Total interest expense	$540,000	2,213
Net interest income	$4,344,000	1,277
Provision for loan and lease losses	$475,000	1,100
Total noninterest income	$209,000	3,562
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$176,000	1,891
Trading account gains and fees	$0	148
Additional Noninterest Income	$33,000	5,248
Total noninterest expense	$3,792,000	1,312
Salaries and employee benefits	$2,274,000	1,145
Premises and equipment expense	$527,000	1,140
Additional noninterest expense	$991,000	1,672
Pre-tax net operating income	$286,000	3,926
Securities gains (losses)	$0	2,210
Applicable income taxes	$121,000	2,248
Income before extraordinary items	$165,000	4,689
Extraordinary gains, net	$0	19
Net income	$165,000	4,693
Minority interest net income	$0	78
Net income of bank and minority interests.	$165,000	4,693
Net charge-offs	$174,000	1,967
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$56,000	298
Net operating income	$165,000	4,552
2011-12-31 (YTD Data)		Rank
Total interest income	$14,853,000	1,893
Total interest expense	$2,129,000	2,642
Net interest income	$12,724,000	1,766
Provision for loan and lease losses	$960,000	2,473
Total noninterest income	$857,000	3,395
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$542,000	2,414
Trading account gains and fees	$0	146
Additional Noninterest Income	$315,000	3,780
Total noninterest expense	$12,311,000	1,591
Salaries and employee benefits	$6,951,000	1,417
Premises and equipment expense	$1,423,000	1,745
Additional noninterest expense	$3,937,000	1,725
Pre-tax net operating income	$310,000	5,211
Securities gains (losses)	$421,000	894
Applicable income taxes	$213,000	2,848
Income before extraordinary items	$518,000	4,612
Extraordinary gains, net	$0	29
Net income	$518,000	4,615
Minority interest net income	$0	96
Net income of bank and minority interests.	$518,000	4,614
Net charge-offs	$114,000	4,866
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$219,090	5,373
2011-09-30 (YTD Data)		Rank
Total interest income	$10,249,000	2,070
Total interest expense	$1,543,000	2,815
Net interest income	$8,706,000	1,900
Provision for loan and lease losses	$505,000	2,868
Total noninterest income	$694,000	3,261
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$415,000	2,391
Trading account gains and fees	$0	145
Additional Noninterest Income	$279,000	3,572
Total noninterest expense	$8,343,000	1,740
Salaries and employee benefits	$4,714,000	1,568
Premises and equipment expense	$939,000	1,998
Additional noninterest expense	$2,690,000	1,888
Pre-tax net operating income	$552,000	4,341
Securities gains (losses)	$313,000	899
Applicable income taxes	$0	4,740
Income before extraordinary items	$865,000	3,351
Extraordinary gains, net	$0	21
Net income	$865,000	3,353
Minority interest net income	$0	87
Net income of bank and minority interests.	$865,000	3,352
Net charge-offs	$107,000	4,367
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$552,000	4,038
2011-06-30 (YTD Data)		Rank
Total interest income	$6,280,000	2,259
Total interest expense	$974,000	3,007
Net interest income	$5,306,000	2,065
Provision for loan and lease losses	$315,000	2,889
Total noninterest income	$496,000	3,135
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$279,000	2,350
Trading account gains and fees	$0	153
Additional Noninterest Income	$217,000	3,361
Total noninterest expense	$5,007,000	1,929
Salaries and employee benefits	$2,857,000	1,718
Premises and equipment expense	$575,000	2,177
Additional noninterest expense	$1,575,000	2,154
Pre-tax net operating income	$480,000	3,891
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$480,000	3,674
Extraordinary gains, net	$0	15
Net income	$480,000	3,674
Minority interest net income	$0	89
Net income of bank and minority interests.	$480,000	3,675
Net charge-offs	$63,000	4,277
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$480,000	3,563
2011-03-31 (YTD Data)		Rank
Total interest income	$2,256,000	3,091
Total interest expense	$354,000	3,883
Net interest income	$1,902,000	2,842
Provision for loan and lease losses	$55,000	4,094
Total noninterest income	$148,000	4,190
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$111,000	2,768
Trading account gains and fees	$0	158
Additional Noninterest Income	$37,000	5,099
Total noninterest expense	$1,912,000	2,506
Salaries and employee benefits	$1,143,000	2,153
Premises and equipment expense	$262,000	2,388
Additional noninterest expense	$507,000	3,143
Pre-tax net operating income	$83,000	5,342
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$83,000	5,245
Extraordinary gains, net	$0	9
Net income	$83,000	5,244
Minority interest net income	$0	86
Net income of bank and minority interests.	$83,000	5,246
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$24,000	508
Net operating income	$83,000	5,185
2010-12-31 (YTD Data)		Rank
Total interest income	$2,475,000	6,397
Total interest expense	$464,000	6,625
Net interest income	$2,011,000	6,232
Provision for loan and lease losses	$166,000	5,544
Total noninterest income	$185,000	6,052
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$135,000	5,086
Trading account gains and fees	$0	175
Additional Noninterest Income	$50,000	6,107
Total noninterest expense	$2,359,000	5,646
Salaries and employee benefits	$1,333,000	5,379
Premises and equipment expense	$318,000	5,275
Additional noninterest expense	$708,000	5,870
Pre-tax net operating income	$-329,000	6,140
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-329,000	6,260
Extraordinary gains, net	$0	29
Net income	$-329,000	6,262
Minority interest net income	$0	111
Net income of bank and minority interests.	$-329,000	6,262
Net charge-offs	$0	6,851
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$4,000,000	169
Net operating income	$-329,000	6,211
2010-09-30 (YTD Data)		Rank
Total interest income	$500,000	7,619
Total interest expense	$102,000	7,581
Net interest income	$398,000	7,596
Provision for loan and lease losses	$0	6,977
Total noninterest income	$43,000	7,159
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$28,000	6,510
Trading account gains and fees	$0	165
Additional Noninterest Income	$15,000	6,786
Total noninterest expense	$508,000	7,480
Salaries and employee benefits	$359,000	7,240
Premises and equipment expense	$44,000	7,483
Additional noninterest expense	$105,000	7,639
Pre-tax net operating income	$-67,000	6,113
Securities gains (losses)	$3,000	3,393
Applicable income taxes	$-85,000	7,055
Income before extraordinary items	$21,000	6,038
Extraordinary gains, net	$0	23
Net income	$21,000	6,039
Minority interest net income	$0	110
Net income of bank and minority interests.	$21,000	6,039
Net charge-offs	$188,000	4,291
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$4,107,000	127
Net operating income	$19,080	5,929
2010-06-30 (YTD Data)		Rank
Total interest income	$3,418,000	4,089
Total interest expense	$826,000	4,259
Net interest income	$2,592,000	3,920
Provision for loan and lease losses	$0	6,857
Total noninterest income	$256,000	4,568
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$165,000	3,524
Trading account gains and fees	$0	152
Additional Noninterest Income	$91,000	4,777
Total noninterest expense	$2,407,000	3,731
Salaries and employee benefits	$1,257,000	3,625
Premises and equipment expense	$426,000	2,901
Additional noninterest expense	$724,000	4,051
Pre-tax net operating income	$441,000	3,832
Securities gains (losses)	$0	3,184
Applicable income taxes	$155,000	2,374
Income before extraordinary items	$286,000	4,397
Extraordinary gains, net	$0	19
Net income	$286,000	4,396
Minority interest net income	$0	105
Net income of bank and minority interests.	$286,000	4,396
Net charge-offs	$4,000	6,102
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$104,000	475
Net operating income	$286,000	4,249
2010-03-31 (YTD Data)		Rank
Total interest income	$1,696,000	4,163
Total interest expense	$409,000	4,420
Net interest income	$1,287,000	3,960
Provision for loan and lease losses	$0	6,552
Total noninterest income	$150,000	4,283
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$87,000	3,420
Trading account gains and fees	$0	175
Additional Noninterest Income	$63,000	4,306
Total noninterest expense	$1,201,000	3,755
Salaries and employee benefits	$624,000	3,703
Premises and equipment expense	$214,000	2,965
Additional noninterest expense	$363,000	4,049
Pre-tax net operating income	$236,000	3,781
Securities gains (losses)	$0	2,284
Applicable income taxes	$83,000	2,302
Income before extraordinary items	$153,000	4,351
Extraordinary gains, net	$0	16
Net income	$153,000	4,352
Minority interest net income	$0	91
Net income of bank and minority interests.	$153,000	4,350
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$7,000	864
Net operating income	$153,000	4,240
2009-12-31 (YTD Data)		Rank
Total interest income	$6,638,000	4,333
Total interest expense	$2,085,000	4,328
Net interest income	$4,553,000	4,190
Provision for loan and lease losses	$456,000	4,685
Total noninterest income	$414,000	5,062
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$285,000	3,975
Trading account gains and fees	$0	211
Additional Noninterest Income	$129,000	5,317
Total noninterest expense	$4,376,000	4,077
Salaries and employee benefits	$2,254,000	4,002
Premises and equipment expense	$879,000	2,877
Additional noninterest expense	$1,243,000	4,644
Pre-tax net operating income	$135,000	4,981
Securities gains (losses)	$422,000	987
Applicable income taxes	$-587,000	7,097
Income before extraordinary items	$1,144,000	2,543
Extraordinary gains, net	$0	34
Net income	$1,144,000	2,541
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,144,000	2,542
Net charge-offs	$196,000	5,037
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$1,054,000	418
Net operating income	$722,000	3,252
2009-09-30 (YTD Data)		Rank
Total interest income	$4,925,000	4,409
Total interest expense	$1,644,000	4,343
Net interest income	$3,281,000	4,319
Provision for loan and lease losses	$283,000	4,670
Total noninterest income	$297,000	5,212
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$210,000	4,035
Trading account gains and fees	$0	212
Additional Noninterest Income	$87,000	5,581
Total noninterest expense	$3,276,000	4,100
Salaries and employee benefits	$1,679,000	4,053
Premises and equipment expense	$658,000	2,912
Additional noninterest expense	$939,000	4,593
Pre-tax net operating income	$19,000	5,603
Securities gains (losses)	$260,000	1,115
Applicable income taxes	$-500,000	7,343
Income before extraordinary items	$779,000	2,906
Extraordinary gains, net	$0	27
Net income	$779,000	2,904
Minority interest net income	$0	118
Net income of bank and minority interests.	$779,000	2,907
Net charge-offs	$150,000	4,606
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$1,043,000	347
Net operating income	$519,000	3,537
2009-06-30 (YTD Data)		Rank
Total interest income	$3,262,000	4,470
Total interest expense	$1,140,000	4,371
Net interest income	$2,122,000	4,403
Provision for loan and lease losses	$56,000	5,990
Total noninterest income	$178,000	5,423
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$136,000	4,064
Trading account gains and fees	$0	193
Additional Noninterest Income	$42,000	6,041
Total noninterest expense	$2,163,000	4,154
Salaries and employee benefits	$1,096,000	4,145
Premises and equipment expense	$446,000	2,916
Additional noninterest expense	$621,000	4,623
Pre-tax net operating income	$81,000	5,338
Securities gains (losses)	$89,000	1,574
Applicable income taxes	$0	4,657
Income before extraordinary items	$170,000	4,733
Extraordinary gains, net	$0	21
Net income	$170,000	4,730
Minority interest net income	$0	112
Net income of bank and minority interests.	$170,000	4,730
Net charge-offs	$-12,000	7,928
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$1,026,000	280
Net operating income	$81,000	5,265
2009-03-31 (YTD Data)		Rank
Total interest income	$1,628,000	4,516
Total interest expense	$568,000	4,481
Net interest income	$1,060,000	4,399
Provision for loan and lease losses	$56,000	4,791
Total noninterest income	$88,000	5,422
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$67,000	4,058
Trading account gains and fees	$0	171
Additional Noninterest Income	$21,000	6,118
Total noninterest expense	$1,043,000	4,188
Salaries and employee benefits	$529,000	4,288
Premises and equipment expense	$230,000	2,880
Additional noninterest expense	$284,000	4,577
Pre-tax net operating income	$49,000	5,649
Securities gains (losses)	$23,000	1,629
Applicable income taxes	$0	4,835
Income before extraordinary items	$72,000	5,354
Extraordinary gains, net	$0	15
Net income	$72,000	5,359
Minority interest net income	$0	102
Net income of bank and minority interests.	$72,000	5,358
Net charge-offs	$-9,000	7,845
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$49,000	5,533
2008-12-31 (YTD Data)		Rank
Total interest income	$6,564,000	4,669
Total interest expense	$2,512,000	4,732
Net interest income	$4,052,000	4,549
Provision for loan and lease losses	$728,000	3,186
Total noninterest income	$361,000	5,481
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$287,000	4,096
Trading account gains and fees	$0	154
Additional Noninterest Income	$74,000	6,311
Total noninterest expense	$4,378,000	3,966
Salaries and employee benefits	$2,241,000	4,098
Premises and equipment expense	$1,081,000	2,450
Additional noninterest expense	$1,056,000	4,663
Pre-tax net operating income	$-693,000	6,871
Securities gains (losses)	$29,000	1,954
Applicable income taxes	$0	4,979
Income before extraordinary items	$-664,000	6,810
Extraordinary gains, net	$0	39
Net income	$-664,000	6,810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$423,000	3,032
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$19,000	1,263
Net operating income	$-693,000	6,951
2008-09-30 (YTD Data)		Rank
Total interest income	$4,881,000	4,772
Total interest expense	$1,892,000	4,836
Net interest income	$2,989,000	4,625
Provision for loan and lease losses	$668,000	2,326
Total noninterest income	$252,000	5,709
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$198,000	4,280
Trading account gains and fees	$0	148
Additional Noninterest Income	$54,000	6,497
Total noninterest expense	$3,177,000	4,049
Salaries and employee benefits	$1,643,000	4,187
Premises and equipment expense	$771,000	2,579
Additional noninterest expense	$763,000	4,692
Pre-tax net operating income	$-604,000	7,321
Securities gains (losses)	$24,000	1,901
Applicable income taxes	$0	5,372
Income before extraordinary items	$-580,000	7,250
Extraordinary gains, net	$0	31
Net income	$-580,000	7,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$359,000	2,343
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-604,000	7,392
2008-06-30 (YTD Data)		Rank
Total interest income	$3,234,000	4,852
Total interest expense	$1,240,000	5,028
Net interest income	$1,994,000	4,633
Provision for loan and lease losses	$175,000	3,369
Total noninterest income	$161,000	5,852
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$129,000	4,338
Trading account gains and fees	$0	149
Additional Noninterest Income	$32,000	6,701
Total noninterest expense	$2,002,000	4,229
Salaries and employee benefits	$1,112,000	4,180
Premises and equipment expense	$513,000	2,586
Additional noninterest expense	$377,000	5,579
Pre-tax net operating income	$-22,000	7,016
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-22,000	7,077
Extraordinary gains, net	$0	21
Net income	$-22,000	7,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,853
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-22,000	7,040
2008-03-31 (YTD Data)		Rank
Total interest income	$1,575,000	5,015
Total interest expense	$596,000	5,314
Net interest income	$979,000	4,691
Provision for loan and lease losses	$98,000	2,769
Total noninterest income	$69,000	6,144
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$53,000	4,696
Trading account gains and fees	$0	158
Additional Noninterest Income	$16,000	6,737
Total noninterest expense	$1,056,000	4,077
Salaries and employee benefits	$589,000	4,025
Premises and equipment expense	$255,000	2,626
Additional noninterest expense	$212,000	5,195
Pre-tax net operating income	$-106,000	7,580
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-106,000	7,669
Extraordinary gains, net	$0	15
Net income	$-106,000	7,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-106,000	7,627
2007-12-31 (YTD Data)		Rank
Total interest income	$5,870,000	5,302
Total interest expense	$2,173,000	5,648
Net interest income	$3,697,000	4,852
Provision for loan and lease losses	$156,000	4,270
Total noninterest income	$271,000	6,234
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$222,000	4,695
Trading account gains and fees	$0	178
Additional Noninterest Income	$49,000	7,114
Total noninterest expense	$3,796,000	4,289
Salaries and employee benefits	$2,126,000	4,188
Premises and equipment expense	$938,000	2,704
Additional noninterest expense	$732,000	5,614
Pre-tax net operating income	$16,000	7,393
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$16,000	7,448
Extraordinary gains, net	$0	39
Net income	$16,000	7,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,708
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$16,000	7,417
2007-09-30 (YTD Data)		Rank
Total interest income	$4,360,000	5,344
Total interest expense	$1,594,000	5,716
Net interest income	$2,766,000	4,884
Provision for loan and lease losses	$76,000	4,560
Total noninterest income	$212,000	6,183
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$178,000	4,585
Trading account gains and fees	$0	184
Additional Noninterest Income	$34,000	7,219
Total noninterest expense	$2,783,000	4,328
Salaries and employee benefits	$1,590,000	4,197
Premises and equipment expense	$612,000	3,021
Additional noninterest expense	$581,000	5,400
Pre-tax net operating income	$119,000	7,247
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$119,000	7,170
Extraordinary gains, net	$0	33
Net income	$119,000	7,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$119,000	7,156
2007-06-30 (YTD Data)		Rank
Total interest income	$2,807,000	5,462
Total interest expense	$1,021,000	5,816
Net interest income	$1,786,000	5,023
Provision for loan and lease losses	$41,000	4,614
Total noninterest income	$148,000	6,162
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$133,000	4,349
Trading account gains and fees	$0	168
Additional Noninterest Income	$15,000	7,629
Total noninterest expense	$1,834,000	4,386
Salaries and employee benefits	$1,056,000	4,243
Premises and equipment expense	$415,000	3,009
Additional noninterest expense	$363,000	5,579
Pre-tax net operating income	$59,000	7,472
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$59,000	7,417
Extraordinary gains, net	$0	29
Net income	$59,000	7,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$59,000	7,408
2007-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	5,604
Total interest expense	$461,000	6,040
Net interest income	$869,000	5,108
Provision for loan and lease losses	$11,000	4,971
Total noninterest income	$106,000	5,403
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$74,000	4,056
Trading account gains and fees	$0	195
Additional Noninterest Income	$32,000	5,872
Total noninterest expense	$909,000	4,414
Salaries and employee benefits	$520,000	4,309
Premises and equipment expense	$210,000	2,992
Additional noninterest expense	$179,000	5,608
Pre-tax net operating income	$55,000	7,218
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$55,000	7,082
Extraordinary gains, net	$0	22
Net income	$55,000	7,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$55,000	7,065
2006-12-31 (YTD Data)		Rank
Total interest income	$4,298,000	5,944
Total interest expense	$1,468,000	6,167
Net interest income	$2,830,000	5,702
Provision for loan and lease losses	$0	6,850
Total noninterest income	$238,000	6,618
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$206,000	4,921
Trading account gains and fees	$0	130
Additional Noninterest Income	$32,000	7,649
Total noninterest expense	$3,240,000	4,636
Salaries and employee benefits	$1,991,000	4,281
Premises and equipment expense	$565,000	3,941
Additional noninterest expense	$684,000	5,708
Pre-tax net operating income	$-172,000	8,096
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$-172,000	8,126
Extraordinary gains, net	$0	51
Net income	$-172,000	8,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-172,000	8,117
2006-09-30 (YTD Data)		Rank
Total interest income	$3,024,000	6,109
Total interest expense	$995,000	6,325
Net interest income	$2,029,000	5,859
Provision for loan and lease losses	$0	6,685
Total noninterest income	$139,000	7,080
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$122,000	5,437
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,000	7,944
Total noninterest expense	$2,352,000	4,727
Salaries and employee benefits	$1,467,000	4,310
Premises and equipment expense	$394,000	4,144
Additional noninterest expense	$491,000	5,817
Pre-tax net operating income	$-184,000	8,292
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$-184,000	8,314
Extraordinary gains, net	$0	45
Net income	$-184,000	8,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-184,000	8,307
2006-06-30 (YTD Data)		Rank
Total interest income	$1,903,000	6,239
Total interest expense	$617,000	6,388
Net interest income	$1,286,000	6,030
Provision for loan and lease losses	$0	6,419
Total noninterest income	$78,000	7,353
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$68,000	5,764
Trading account gains and fees	$0	126
Additional Noninterest Income	$10,000	8,084
Total noninterest expense	$1,483,000	4,918
Salaries and employee benefits	$936,000	4,480
Premises and equipment expense	$235,000	4,444
Additional noninterest expense	$312,000	5,950
Pre-tax net operating income	$-119,000	8,354
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$-119,000	8,359
Extraordinary gains, net	$0	39
Net income	$-119,000	8,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-119,000	8,360
2006-03-31 (YTD Data)		Rank
Total interest income	$885,000	6,395
Total interest expense	$275,000	6,589
Net interest income	$610,000	6,190
Provision for loan and lease losses	$0	6,013
Total noninterest income	$37,000	7,412
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$32,000	5,806
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,055
Total noninterest expense	$680,000	5,226
Salaries and employee benefits	$442,000	4,700
Premises and equipment expense	$94,000	5,139
Additional noninterest expense	$144,000	6,179
Pre-tax net operating income	$-33,000	8,335
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$-33,000	8,346
Extraordinary gains, net	$0	21
Net income	$-33,000	8,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-33,000	8,332
2005-12-31 (YTD Data)		Rank
Total interest income	$2,331,000	7,147
Total interest expense	$581,000	7,372
Net interest income	$1,750,000	6,965
Provision for loan and lease losses	$25,000	6,321
Total noninterest income	$165,000	7,359
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$41,000	7,214
Trading account gains and fees	$0	138
Additional Noninterest Income	$124,000	6,064
Total noninterest expense	$2,031,000	6,064
Salaries and employee benefits	$1,263,000	5,617
Premises and equipment expense	$324,000	5,516
Additional noninterest expense	$444,000	6,860
Pre-tax net operating income	$-141,000	8,354
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$-141,000	8,390
Extraordinary gains, net	$0	46
Net income	$-141,000	8,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-141,000	8,368
2005-09-30 (YTD Data)		Rank
Total interest income	$1,546,000	7,411
Total interest expense	$363,000	7,632
Net interest income	$1,183,000	7,234
Provision for loan and lease losses	$25,000	5,986
Total noninterest income	$144,000	7,149
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$24,000	7,378
Trading account gains and fees	$0	126
Additional Noninterest Income	$120,000	5,607
Total noninterest expense	$1,422,000	6,248
Salaries and employee benefits	$862,000	5,890
Premises and equipment expense	$235,000	5,609
Additional noninterest expense	$325,000	6,924
Pre-tax net operating income	$-120,000	8,441
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-120,000	8,470
Extraordinary gains, net	$0	35
Net income	$-120,000	8,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-120,000	8,440
2005-06-30 (YTD Data)		Rank
Total interest income	$916,000	7,621
Total interest expense	$207,000	7,790
Net interest income	$709,000	7,454
Provision for loan and lease losses	$25,000	5,445
Total noninterest income	$131,000	6,596
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$15,000	7,428
Trading account gains and fees	$0	116
Additional Noninterest Income	$116,000	4,882
Total noninterest expense	$874,000	6,486
Salaries and employee benefits	$509,000	6,284
Premises and equipment expense	$152,000	5,667
Additional noninterest expense	$213,000	6,953
Pre-tax net operating income	$-59,000	8,434
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-59,000	8,475
Extraordinary gains, net	$0	30
Net income	$-59,000	8,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-59,000	8,445
2005-03-31 (YTD Data)		Rank
Total interest income	$412,000	7,833
Total interest expense	$92,000	7,940
Net interest income	$320,000	7,713
Provision for loan and lease losses	$25,000	4,374
Total noninterest income	$8,000	8,667
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$6,000	7,541
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,000	8,574
Total noninterest expense	$394,000	6,807
Salaries and employee benefits	$216,000	6,794
Premises and equipment expense	$77,000	5,676
Additional noninterest expense	$101,000	7,119
Pre-tax net operating income	$-91,000	8,634
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-91,000	8,656
Extraordinary gains, net	$0	24
Net income	$-91,000	8,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-91,000	8,633
2004-12-31 (YTD Data)		Rank
Total interest income	$767,000	8,597
Total interest expense	$117,000	8,698
Net interest income	$650,000	8,491
Provision for loan and lease losses	$644,000	1,558
Total noninterest income	$15,000	8,813
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$11,000	7,764
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,000	8,722
Total noninterest expense	$1,396,000	7,081
Salaries and employee benefits	$681,000	7,349
Premises and equipment expense	$177,000	7,006
Additional noninterest expense	$538,000	6,334
Pre-tax net operating income	$-1,375,000	8,856
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-1,375,000	8,879
Extraordinary gains, net	$0	34
Net income	$-1,375,000	8,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	2,408
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$8,000,000	150
Net operating income	$-1,375,000	8,857
2004-09-30 (YTD Data)		Rank
Total interest income	$415,000	8,781
Total interest expense	$52,000	8,856
Net interest income	$363,000	8,713
Provision for loan and lease losses	$162,000	3,396
Total noninterest income	$10,000	8,886
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$7,000	7,826
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,000	8,783
Total noninterest expense	$1,023,000	7,116
Salaries and employee benefits	$480,000	7,448
Premises and equipment expense	$106,000	7,410
Additional noninterest expense	$437,000	6,026
Pre-tax net operating income	$-812,000	8,863
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-812,000	8,896
Extraordinary gains, net	$0	26
Net income	$-812,000	8,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$8,000,000	113
Net operating income	$-812,000	8,877
2004-06-30 (YTD Data)		Rank
Total interest income	$201,000	8,931
Total interest expense	$18,000	8,968
Net interest income	$183,000	8,877
Provision for loan and lease losses	$108,000	3,351
Total noninterest income	$2,000	9,001
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$2,000	7,934
Trading account gains and fees	$0	130
Additional Noninterest Income	$0	8,943
Total noninterest expense	$664,000	7,237
Salaries and employee benefits	$288,000	7,765
Premises and equipment expense	$42,000	8,198
Additional noninterest expense	$334,000	5,640
Pre-tax net operating income	$-587,000	8,932
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$-587,000	8,955
Extraordinary gains, net	$0	21
Net income	$-587,000	8,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$8,000,000	74
Net operating income	$-587,000	8,938
2004-03-31 (YTD Data)		Rank
Total interest income	$40,000	9,063
Total interest expense	$2,000	9,054
Net interest income	$38,000	9,047
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$0	9,051
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$0	8,950
Total noninterest expense	$392,000	6,815
Salaries and employee benefits	$111,000	8,233
Premises and equipment expense	$12,000	8,685
Additional noninterest expense	$269,000	4,077
Pre-tax net operating income	$-369,000	8,999
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-369,000	9,022
Extraordinary gains, net	$0	16
Net income	$-369,000	9,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$8,000,000	40
Net operating income	$-369,000	9,000

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.