Home > Verimore Bank > Income and Expense
Verimore Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,288,000 | 1,699 |
| Total interest expense | $6,691,000 | 1,697 |
| Net interest income | $16,597,000 | 1,673 |
| Provision for loan and lease losses | $423,000 | 1,391 |
| Total noninterest income | $1,101,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $192,000 | 2,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 2,386 |
| Total noninterest expense | $9,905,000 | 2,050 |
| Salaries and employee benefits | $6,378,000 | 1,874 |
| Premises and equipment expense | $961,000 | 2,066 |
| Additional noninterest expense | $909,000 | 2,386 |
| Pre-tax net operating income | $7,370,000 | 1,485 |
| Securities gains (losses) | $-45,000 | 3,628 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $7,325,000 | 1,291 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,325,000 | 1,307 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,325,000 | 1,294 |
| Net charge-offs | $18,000 | 2,246 |
| Cash dividends | $6,000,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,370,000 | 1,306 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,909,000 | 1,706 |
| Total interest expense | $4,350,000 | 1,743 |
| Net interest income | $12,559,000 | 1,670 |
| Provision for loan and lease losses | $119,000 | 2,039 |
| Total noninterest income | $825,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $143,000 | 2,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $682,000 | 2,357 |
| Total noninterest expense | $7,364,000 | 2,064 |
| Salaries and employee benefits | $4,748,000 | 1,899 |
| Premises and equipment expense | $723,000 | 2,078 |
| Additional noninterest expense | $682,000 | 2,356 |
| Pre-tax net operating income | $5,901,000 | 1,467 |
| Securities gains (losses) | $-3,000 | 3,350 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,898,000 | 1,266 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,898,000 | 1,275 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,898,000 | 1,266 |
| Net charge-offs | $14,000 | 2,036 |
| Cash dividends | $4,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,901,000 | 1,288 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,862,000 | 1,727 |
| Total interest expense | $2,503,000 | 1,751 |
| Net interest income | $8,359,000 | 1,693 |
| Provision for loan and lease losses | $-1,000 | 4,307 |
| Total noninterest income | $553,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $93,000 | 2,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 2,286 |
| Total noninterest expense | $4,844,000 | 2,076 |
| Salaries and employee benefits | $3,155,000 | 1,893 |
| Premises and equipment expense | $441,000 | 2,171 |
| Additional noninterest expense | $460,000 | 2,282 |
| Pre-tax net operating income | $4,069,000 | 1,420 |
| Securities gains (losses) | $-7,000 | 3,750 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $4,062,000 | 1,237 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,062,000 | 1,248 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,062,000 | 1,237 |
| Net charge-offs | $20,000 | 1,543 |
| Cash dividends | $3,000,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,069,000 | 1,249 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 1,731 |
| Total interest expense | $1,102,000 | 1,727 |
| Net interest income | $4,200,000 | 1,700 |
| Provision for loan and lease losses | $-1,000 | 4,410 |
| Total noninterest income | $273,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $44,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 2,284 |
| Total noninterest expense | $2,384,000 | 2,115 |
| Salaries and employee benefits | $1,567,000 | 1,936 |
| Premises and equipment expense | $230,000 | 2,158 |
| Additional noninterest expense | $229,000 | 2,284 |
| Pre-tax net operating income | $2,090,000 | 1,425 |
| Securities gains (losses) | $-3,000 | 3,936 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,087,000 | 1,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,087,000 | 1,238 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,087,000 | 1,238 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $1,500,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,090,000 | 1,265 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,671,000 | 1,720 |
| Total interest expense | $2,340,000 | 1,436 |
| Net interest income | $15,331,000 | 1,760 |
| Provision for loan and lease losses | $459,000 | 1,276 |
| Total noninterest income | $957,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $200,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,630 |
| Total noninterest expense | $9,104,000 | 2,132 |
| Salaries and employee benefits | $5,815,000 | 1,988 |
| Premises and equipment expense | $815,000 | 2,283 |
| Additional noninterest expense | $757,000 | 2,630 |
| Pre-tax net operating income | $6,725,000 | 1,697 |
| Securities gains (losses) | $-2,000 | 3,192 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $6,723,000 | 1,507 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,723,000 | 1,506 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,723,000 | 1,506 |
| Net charge-offs | $29,000 | 1,789 |
| Cash dividends | $4,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,725,000 | 1,525 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,235,000 | 1,778 |
| Total interest expense | $1,203,000 | 1,554 |
| Net interest income | $11,032,000 | 1,793 |
| Provision for loan and lease losses | $182,000 | 1,522 |
| Total noninterest income | $687,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $149,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $538,000 | 2,721 |
| Total noninterest expense | $6,482,000 | 2,191 |
| Salaries and employee benefits | $4,071,000 | 2,067 |
| Premises and equipment expense | $610,000 | 2,299 |
| Additional noninterest expense | $538,000 | 2,721 |
| Pre-tax net operating income | $5,055,000 | 1,684 |
| Securities gains (losses) | $-5,000 | 3,659 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $5,050,000 | 1,475 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,050,000 | 1,475 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,050,000 | 1,475 |
| Net charge-offs | $-42,000 | 4,023 |
| Cash dividends | $4,000,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,055,000 | 1,509 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,529,000 | 1,837 |
| Total interest expense | $653,000 | 1,617 |
| Net interest income | $6,876,000 | 1,837 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $433,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $93,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 2,812 |
| Total noninterest expense | $4,258,000 | 2,197 |
| Salaries and employee benefits | $2,669,000 | 2,092 |
| Premises and equipment expense | $409,000 | 2,297 |
| Additional noninterest expense | $1,180,000 | 2,332 |
| Pre-tax net operating income | $3,051,000 | 1,714 |
| Securities gains (losses) | $-5,000 | 3,836 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $3,046,000 | 1,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,046,000 | 1,512 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,046,000 | 1,513 |
| Net charge-offs | $-36,000 | 4,070 |
| Cash dividends | $2,750,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,051,000 | 1,546 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 1,959 |
| Total interest expense | $332,000 | 1,537 |
| Net interest income | $3,019,000 | 1,992 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $219,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $44,000 | 2,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,718 |
| Total noninterest expense | $2,108,000 | 2,200 |
| Salaries and employee benefits | $1,324,000 | 2,098 |
| Premises and equipment expense | $201,000 | 2,327 |
| Additional noninterest expense | $583,000 | 2,329 |
| Pre-tax net operating income | $1,130,000 | 1,965 |
| Securities gains (losses) | $-1,000 | 3,977 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,129,000 | 1,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,129,000 | 1,769 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,129,000 | 1,769 |
| Net charge-offs | $-11,000 | 3,948 |
| Cash dividends | $1,500,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,130,000 | 1,786 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,604,000 | 1,808 |
| Total interest expense | $1,673,000 | 1,531 |
| Net interest income | $13,931,000 | 1,834 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $875,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $185,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 2,982 |
| Total noninterest expense | $8,260,000 | 2,236 |
| Salaries and employee benefits | $5,122,000 | 2,139 |
| Premises and equipment expense | $872,000 | 2,200 |
| Additional noninterest expense | $2,266,000 | 2,379 |
| Pre-tax net operating income | $6,546,000 | 1,720 |
| Securities gains (losses) | $61,000 | 1,044 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,607,000 | 1,559 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,607,000 | 1,559 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,607,000 | 1,559 |
| Net charge-offs | $20,000 | 2,069 |
| Cash dividends | $2,750,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,546,000 | 1,547 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,642,000 | 1,841 |
| Total interest expense | $1,297,000 | 1,571 |
| Net interest income | $10,345,000 | 1,872 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $673,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $136,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,998 |
| Total noninterest expense | $5,927,000 | 2,314 |
| Salaries and employee benefits | $3,700,000 | 2,195 |
| Premises and equipment expense | $625,000 | 2,283 |
| Additional noninterest expense | $1,602,000 | 2,470 |
| Pre-tax net operating income | $5,091,000 | 1,735 |
| Securities gains (losses) | $32,000 | 1,234 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,123,000 | 1,580 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,123,000 | 1,580 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,123,000 | 1,580 |
| Net charge-offs | $11,000 | 1,949 |
| Cash dividends | $2,250,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,091,000 | 1,561 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 1,833 |
| Total interest expense | $879,000 | 1,599 |
| Net interest income | $6,892,000 | 1,855 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $456,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $85,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 2,937 |
| Total noninterest expense | $3,864,000 | 2,351 |
| Salaries and employee benefits | $2,426,000 | 2,208 |
| Premises and equipment expense | $391,000 | 2,370 |
| Additional noninterest expense | $1,047,000 | 2,489 |
| Pre-tax net operating income | $3,484,000 | 1,680 |
| Securities gains (losses) | $38,000 | 979 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,522,000 | 1,539 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,522,000 | 1,540 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,522,000 | 1,539 |
| Net charge-offs | $-7,000 | 3,675 |
| Cash dividends | $1,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,484,000 | 1,514 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 1,828 |
| Total interest expense | $446,000 | 1,648 |
| Net interest income | $3,475,000 | 1,825 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $235,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $43,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,886 |
| Total noninterest expense | $1,970,000 | 2,292 |
| Salaries and employee benefits | $1,220,000 | 2,200 |
| Premises and equipment expense | $200,000 | 2,352 |
| Additional noninterest expense | $550,000 | 2,390 |
| Pre-tax net operating income | $1,740,000 | 1,684 |
| Securities gains (losses) | $37,000 | 732 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,777,000 | 1,521 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,777,000 | 1,521 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,777,000 | 1,521 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,740,000 | 1,511 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,833,000 | 1,909 |
| Total interest expense | $2,719,000 | 1,616 |
| Net interest income | $12,114,000 | 1,932 |
| Provision for loan and lease losses | $780,000 | 1,845 |
| Total noninterest income | $992,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $241,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $751,000 | 2,739 |
| Total noninterest expense | $7,748,000 | 2,319 |
| Salaries and employee benefits | $4,753,000 | 2,221 |
| Premises and equipment expense | $910,000 | 2,157 |
| Additional noninterest expense | $2,085,000 | 2,476 |
| Pre-tax net operating income | $4,578,000 | 1,900 |
| Securities gains (losses) | $27,000 | 1,983 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,605,000 | 1,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,605,000 | 1,736 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,605,000 | 1,736 |
| Net charge-offs | $-56,000 | 4,630 |
| Cash dividends | $1,030,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,578,000 | 1,712 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 1,905 |
| Total interest expense | $2,204,000 | 1,592 |
| Net interest income | $8,999,000 | 1,948 |
| Provision for loan and lease losses | $780,000 | 1,566 |
| Total noninterest income | $769,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $174,000 | 2,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $595,000 | 2,663 |
| Total noninterest expense | $5,870,000 | 2,284 |
| Salaries and employee benefits | $3,514,000 | 2,222 |
| Premises and equipment expense | $720,000 | 2,083 |
| Additional noninterest expense | $1,636,000 | 2,364 |
| Pre-tax net operating income | $3,118,000 | 1,996 |
| Securities gains (losses) | $27,000 | 1,806 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,145,000 | 1,835 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,145,000 | 1,835 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,145,000 | 1,835 |
| Net charge-offs | $-6,000 | 4,127 |
| Cash dividends | $655,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,118,000 | 1,808 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 1,883 |
| Total interest expense | $1,589,000 | 1,582 |
| Net interest income | $6,138,000 | 1,918 |
| Provision for loan and lease losses | $766,000 | 1,253 |
| Total noninterest income | $584,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $120,000 | 2,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 2,441 |
| Total noninterest expense | $3,941,000 | 2,267 |
| Salaries and employee benefits | $2,334,000 | 2,222 |
| Premises and equipment expense | $513,000 | 1,995 |
| Additional noninterest expense | $1,094,000 | 2,365 |
| Pre-tax net operating income | $2,015,000 | 1,996 |
| Securities gains (losses) | $10,000 | 1,872 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,025,000 | 1,828 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,025,000 | 1,829 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,025,000 | 1,829 |
| Net charge-offs | $-22,000 | 4,549 |
| Cash dividends | $280,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,015,000 | 1,790 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 1,981 |
| Total interest expense | $880,000 | 1,574 |
| Net interest income | $2,689,000 | 2,095 |
| Provision for loan and lease losses | $106,000 | 1,909 |
| Total noninterest income | $401,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $78,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 1,931 |
| Total noninterest expense | $1,952,000 | 2,307 |
| Salaries and employee benefits | $1,149,000 | 2,263 |
| Premises and equipment expense | $327,000 | 1,710 |
| Additional noninterest expense | $476,000 | 2,626 |
| Pre-tax net operating income | $1,032,000 | 1,792 |
| Securities gains (losses) | $11,000 | 1,304 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,043,000 | 1,604 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,043,000 | 1,603 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,043,000 | 1,604 |
| Net charge-offs | $-18,000 | 4,636 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,032,000 | 1,593 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,745,000 | 2,071 |
| Total interest expense | $3,106,000 | 1,762 |
| Net interest income | $10,639,000 | 2,118 |
| Provision for loan and lease losses | $194,000 | 2,397 |
| Total noninterest income | $843,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $365,000 | 2,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 3,082 |
| Total noninterest expense | $7,255,000 | 2,386 |
| Salaries and employee benefits | $4,091,000 | 2,398 |
| Premises and equipment expense | $1,228,000 | 1,770 |
| Additional noninterest expense | $1,936,000 | 2,613 |
| Pre-tax net operating income | $4,033,000 | 2,046 |
| Securities gains (losses) | $14,000 | 1,775 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,047,000 | 1,868 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,047,000 | 1,870 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,047,000 | 1,870 |
| Net charge-offs | $46,000 | 2,691 |
| Cash dividends | $1,400,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,033,000 | 1,840 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,100,000 | 2,119 |
| Total interest expense | $2,246,000 | 1,819 |
| Net interest income | $7,854,000 | 2,179 |
| Provision for loan and lease losses | $108,000 | 2,541 |
| Total noninterest income | $619,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $275,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,131 |
| Total noninterest expense | $5,337,000 | 2,428 |
| Salaries and employee benefits | $2,999,000 | 2,449 |
| Premises and equipment expense | $880,000 | 1,846 |
| Additional noninterest expense | $1,458,000 | 2,607 |
| Pre-tax net operating income | $3,028,000 | 2,098 |
| Securities gains (losses) | $12,000 | 1,604 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,040,000 | 1,923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,040,000 | 1,923 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,040,000 | 1,924 |
| Net charge-offs | $27,000 | 2,576 |
| Cash dividends | $1,050,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,028,000 | 1,890 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 2,154 |
| Total interest expense | $1,458,000 | 1,831 |
| Net interest income | $5,123,000 | 2,232 |
| Provision for loan and lease losses | $73,000 | 2,465 |
| Total noninterest income | $410,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $173,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,068 |
| Total noninterest expense | $3,411,000 | 2,515 |
| Salaries and employee benefits | $1,873,000 | 2,588 |
| Premises and equipment expense | $559,000 | 1,906 |
| Additional noninterest expense | $979,000 | 2,621 |
| Pre-tax net operating income | $2,049,000 | 2,061 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,049,000 | 1,870 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,049,000 | 1,869 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,049,000 | 1,870 |
| Net charge-offs | $4,000 | 2,873 |
| Cash dividends | $700,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,049,000 | 1,844 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,198 |
| Total interest expense | $699,000 | 1,839 |
| Net interest income | $2,505,000 | 2,268 |
| Provision for loan and lease losses | $65,000 | 1,834 |
| Total noninterest income | $210,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $93,000 | 2,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,030 |
| Total noninterest expense | $1,682,000 | 2,557 |
| Salaries and employee benefits | $920,000 | 2,636 |
| Premises and equipment expense | $273,000 | 1,966 |
| Additional noninterest expense | $489,000 | 2,633 |
| Pre-tax net operating income | $968,000 | 2,098 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $968,000 | 1,915 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $968,000 | 1,913 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $968,000 | 1,914 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $350,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $968,000 | 1,896 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,671,000 | 2,260 |
| Total interest expense | $1,682,000 | 2,163 |
| Net interest income | $9,989,000 | 2,250 |
| Provision for loan and lease losses | $315,000 | 1,920 |
| Total noninterest income | $789,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $365,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,282 |
| Total noninterest expense | $6,099,000 | 2,701 |
| Salaries and employee benefits | $3,525,000 | 2,664 |
| Premises and equipment expense | $1,011,000 | 2,042 |
| Additional noninterest expense | $1,563,000 | 3,093 |
| Pre-tax net operating income | $4,364,000 | 1,982 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,364,000 | 1,772 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,364,000 | 1,771 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,364,000 | 1,771 |
| Net charge-offs | $7,000 | 3,458 |
| Cash dividends | $1,486,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,364,000 | 1,764 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 2,314 |
| Total interest expense | $1,118,000 | 2,272 |
| Net interest income | $7,304,000 | 2,303 |
| Provision for loan and lease losses | $160,000 | 2,205 |
| Total noninterest income | $586,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $269,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,319 |
| Total noninterest expense | $4,378,000 | 2,777 |
| Salaries and employee benefits | $2,541,000 | 2,744 |
| Premises and equipment expense | $715,000 | 2,125 |
| Additional noninterest expense | $1,122,000 | 3,185 |
| Pre-tax net operating income | $3,352,000 | 1,969 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,352,000 | 1,745 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,352,000 | 1,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,352,000 | 1,744 |
| Net charge-offs | $14,000 | 2,857 |
| Cash dividends | $1,136,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,352,000 | 1,734 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 2,406 |
| Total interest expense | $710,000 | 2,265 |
| Net interest income | $4,592,000 | 2,408 |
| Provision for loan and lease losses | $123,000 | 1,996 |
| Total noninterest income | $367,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $174,000 | 2,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 3,432 |
| Total noninterest expense | $2,891,000 | 2,816 |
| Salaries and employee benefits | $1,687,000 | 2,780 |
| Premises and equipment expense | $469,000 | 2,165 |
| Additional noninterest expense | $735,000 | 3,225 |
| Pre-tax net operating income | $1,945,000 | 2,141 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,945,000 | 1,922 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,945,000 | 1,920 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,945,000 | 1,921 |
| Net charge-offs | $9,000 | 2,627 |
| Cash dividends | $786,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,945,000 | 1,916 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,487 |
| Total interest expense | $336,000 | 2,268 |
| Net interest income | $2,179,000 | 2,511 |
| Provision for loan and lease losses | $35,000 | 2,343 |
| Total noninterest income | $183,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $90,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,442 |
| Total noninterest expense | $1,416,000 | 2,884 |
| Salaries and employee benefits | $830,000 | 2,832 |
| Premises and equipment expense | $237,000 | 2,184 |
| Additional noninterest expense | $349,000 | 3,352 |
| Pre-tax net operating income | $911,000 | 2,164 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $911,000 | 1,968 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $911,000 | 1,967 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $911,000 | 1,968 |
| Net charge-offs | $-24,000 | 5,038 |
| Cash dividends | $486,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $911,000 | 1,955 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,335,000 | 2,580 |
| Total interest expense | $1,358,000 | 2,068 |
| Net interest income | $7,977,000 | 2,644 |
| Provision for loan and lease losses | $257,000 | 2,121 |
| Total noninterest income | $750,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $392,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,585 |
| Total noninterest expense | $5,255,000 | 3,010 |
| Salaries and employee benefits | $2,953,000 | 3,023 |
| Premises and equipment expense | $957,000 | 2,175 |
| Additional noninterest expense | $1,345,000 | 3,442 |
| Pre-tax net operating income | $3,215,000 | 2,373 |
| Securities gains (losses) | $-8,000 | 5,031 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,207,000 | 1,930 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,207,000 | 1,930 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,207,000 | 1,931 |
| Net charge-offs | $149,000 | 2,084 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,215,000 | 1,903 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 2,610 |
| Total interest expense | $1,002,000 | 2,076 |
| Net interest income | $5,928,000 | 2,679 |
| Provision for loan and lease losses | $203,000 | 2,004 |
| Total noninterest income | $550,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $286,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,641 |
| Total noninterest expense | $3,813,000 | 3,082 |
| Salaries and employee benefits | $2,147,000 | 3,093 |
| Premises and equipment expense | $674,000 | 2,274 |
| Additional noninterest expense | $992,000 | 3,480 |
| Pre-tax net operating income | $2,462,000 | 2,391 |
| Securities gains (losses) | $-8,000 | 5,370 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,454,000 | 2,048 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,454,000 | 2,049 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,454,000 | 2,049 |
| Net charge-offs | $19,000 | 3,008 |
| Cash dividends | $900,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,462,000 | 2,017 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 2,622 |
| Total interest expense | $645,000 | 2,093 |
| Net interest income | $3,900,000 | 2,696 |
| Provision for loan and lease losses | $170,000 | 1,729 |
| Total noninterest income | $367,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $190,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,642 |
| Total noninterest expense | $2,496,000 | 3,130 |
| Salaries and employee benefits | $1,414,000 | 3,133 |
| Premises and equipment expense | $438,000 | 2,315 |
| Additional noninterest expense | $644,000 | 3,550 |
| Pre-tax net operating income | $1,601,000 | 2,387 |
| Securities gains (losses) | $-4,000 | 5,393 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,597,000 | 2,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,597,000 | 2,054 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,597,000 | 2,054 |
| Net charge-offs | $19,000 | 2,606 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,601,000 | 2,019 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,681 |
| Total interest expense | $308,000 | 2,128 |
| Net interest income | $1,897,000 | 2,743 |
| Provision for loan and lease losses | $64,000 | 1,845 |
| Total noninterest income | $198,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $89,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,356 |
| Total noninterest expense | $1,234,000 | 3,185 |
| Salaries and employee benefits | $699,000 | 3,200 |
| Premises and equipment expense | $215,000 | 2,390 |
| Additional noninterest expense | $320,000 | 3,583 |
| Pre-tax net operating income | $797,000 | 2,292 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $797,000 | 1,984 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $797,000 | 1,985 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $797,000 | 1,985 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $797,000 | 1,957 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 2,788 |
| Total interest expense | $1,190,000 | 2,146 |
| Net interest income | $7,060,000 | 2,855 |
| Provision for loan and lease losses | $352,000 | 1,841 |
| Total noninterest income | $779,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $403,000 | 2,458 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $376,000 | 3,660 |
| Total noninterest expense | $5,160,000 | 3,126 |
| Salaries and employee benefits | $2,758,000 | 3,214 |
| Premises and equipment expense | $979,000 | 2,188 |
| Additional noninterest expense | $1,423,000 | 3,454 |
| Pre-tax net operating income | $2,327,000 | 2,795 |
| Securities gains (losses) | $6,000 | 2,819 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,333,000 | 2,524 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,333,000 | 2,523 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,333,000 | 2,524 |
| Net charge-offs | $-22,000 | 5,135 |
| Cash dividends | $1,200,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,327,000 | 2,482 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,035,000 | 2,841 |
| Total interest expense | $893,000 | 2,147 |
| Net interest income | $5,142,000 | 2,939 |
| Provision for loan and lease losses | $152,000 | 2,328 |
| Total noninterest income | $468,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $299,000 | 2,474 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $169,000 | 4,290 |
| Total noninterest expense | $3,734,000 | 3,194 |
| Salaries and employee benefits | $2,054,000 | 3,218 |
| Premises and equipment expense | $695,000 | 2,267 |
| Additional noninterest expense | $985,000 | 3,653 |
| Pre-tax net operating income | $1,724,000 | 2,864 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,730,000 | 2,575 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,730,000 | 2,576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,730,000 | 2,576 |
| Net charge-offs | $-39,000 | 5,293 |
| Cash dividends | $900,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,724,000 | 2,523 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 2,879 |
| Total interest expense | $594,000 | 2,152 |
| Net interest income | $3,372,000 | 2,987 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $301,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $185,000 | 2,567 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,279 |
| Total noninterest expense | $2,481,000 | 3,221 |
| Salaries and employee benefits | $1,372,000 | 3,227 |
| Premises and equipment expense | $451,000 | 2,319 |
| Additional noninterest expense | $658,000 | 3,667 |
| Pre-tax net operating income | $1,092,000 | 2,917 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,098,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,098,000 | 2,643 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,098,000 | 2,643 |
| Net charge-offs | $-46,000 | 5,480 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,092,000 | 2,576 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 2,875 |
| Total interest expense | $297,000 | 2,153 |
| Net interest income | $1,691,000 | 2,980 |
| Provision for loan and lease losses | $96,000 | 1,561 |
| Total noninterest income | $154,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $65,000 | 4,119 |
| Total noninterest expense | $1,216,000 | 3,286 |
| Salaries and employee benefits | $670,000 | 3,301 |
| Premises and equipment expense | $217,000 | 2,409 |
| Additional noninterest expense | $329,000 | 3,672 |
| Pre-tax net operating income | $533,000 | 2,929 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $532,000 | 2,647 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $532,000 | 2,647 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $532,000 | 2,647 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $300,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $533,000 | 2,594 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 2,847 |
| Total interest expense | $1,115,000 | 2,237 |
| Net interest income | $6,847,000 | 2,904 |
| Provision for loan and lease losses | $504,000 | 1,336 |
| Total noninterest income | $631,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $384,000 | 2,583 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $247,000 | 4,200 |
| Total noninterest expense | $4,922,000 | 3,256 |
| Salaries and employee benefits | $2,751,000 | 3,198 |
| Premises and equipment expense | $897,000 | 2,352 |
| Additional noninterest expense | $1,274,000 | 3,793 |
| Pre-tax net operating income | $2,052,000 | 2,961 |
| Securities gains (losses) | $7,000 | 2,729 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,059,000 | 2,678 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,059,000 | 2,679 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,059,000 | 2,680 |
| Net charge-offs | $154,000 | 2,232 |
| Cash dividends | $1,200,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,052,000 | 2,632 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,915,000 | 2,888 |
| Total interest expense | $824,000 | 2,293 |
| Net interest income | $5,091,000 | 2,949 |
| Provision for loan and lease losses | $371,000 | 1,321 |
| Total noninterest income | $487,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $283,000 | 2,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 4,113 |
| Total noninterest expense | $3,698,000 | 3,264 |
| Salaries and employee benefits | $2,091,000 | 3,196 |
| Premises and equipment expense | $675,000 | 2,377 |
| Additional noninterest expense | $932,000 | 3,849 |
| Pre-tax net operating income | $1,509,000 | 3,062 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,519,000 | 2,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,519,000 | 2,744 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,519,000 | 2,745 |
| Net charge-offs | $-11,000 | 5,188 |
| Cash dividends | $900,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,509,000 | 2,704 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 2,930 |
| Total interest expense | $531,000 | 2,355 |
| Net interest income | $3,330,000 | 2,999 |
| Provision for loan and lease losses | $221,000 | 1,401 |
| Total noninterest income | $322,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $176,000 | 2,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $2,516,000 | 3,251 |
| Salaries and employee benefits | $1,430,000 | 3,173 |
| Premises and equipment expense | $447,000 | 2,402 |
| Additional noninterest expense | $639,000 | 3,819 |
| Pre-tax net operating income | $915,000 | 3,230 |
| Securities gains (losses) | $-14,000 | 6,142 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $901,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $901,000 | 2,939 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $901,000 | 2,941 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $600,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $915,000 | 2,851 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 3,032 |
| Total interest expense | $264,000 | 2,389 |
| Net interest income | $1,582,000 | 3,104 |
| Provision for loan and lease losses | $92,000 | 1,520 |
| Total noninterest income | $161,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $79,000 | 2,888 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 3,882 |
| Total noninterest expense | $1,283,000 | 3,224 |
| Salaries and employee benefits | $731,000 | 3,151 |
| Premises and equipment expense | $227,000 | 2,409 |
| Additional noninterest expense | $325,000 | 3,776 |
| Pre-tax net operating income | $368,000 | 3,519 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $371,000 | 3,265 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $371,000 | 3,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $371,000 | 3,268 |
| Net charge-offs | $-18,000 | 5,644 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $368,000 | 3,197 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 2,932 |
| Total interest expense | $1,096,000 | 2,435 |
| Net interest income | $6,709,000 | 2,987 |
| Provision for loan and lease losses | $393,000 | 1,700 |
| Total noninterest income | $598,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $347,000 | 2,956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $251,000 | 4,248 |
| Total noninterest expense | $5,092,000 | 3,267 |
| Salaries and employee benefits | $2,866,000 | 3,176 |
| Premises and equipment expense | $908,000 | 2,428 |
| Additional noninterest expense | $1,318,000 | 3,840 |
| Pre-tax net operating income | $1,822,000 | 3,155 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,822,000 | 2,870 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,822,000 | 2,869 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,822,000 | 2,870 |
| Net charge-offs | $302,000 | 2,004 |
| Cash dividends | $1,100,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,822,000 | 2,830 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 2,964 |
| Total interest expense | $829,000 | 2,446 |
| Net interest income | $5,016,000 | 3,009 |
| Provision for loan and lease losses | $282,000 | 1,701 |
| Total noninterest income | $459,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $263,000 | 2,971 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $196,000 | 4,233 |
| Total noninterest expense | $3,766,000 | 3,322 |
| Salaries and employee benefits | $2,115,000 | 3,234 |
| Premises and equipment expense | $611,000 | 2,663 |
| Additional noninterest expense | $1,040,000 | 3,737 |
| Pre-tax net operating income | $1,427,000 | 3,125 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,427,000 | 2,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,427,000 | 2,818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,427,000 | 2,818 |
| Net charge-offs | $126,000 | 2,463 |
| Cash dividends | $800,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,427,000 | 2,772 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 3,000 |
| Total interest expense | $552,000 | 2,473 |
| Net interest income | $3,269,000 | 3,065 |
| Provision for loan and lease losses | $180,000 | 1,726 |
| Total noninterest income | $313,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $164,000 | 3,053 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $149,000 | 4,046 |
| Total noninterest expense | $2,460,000 | 3,394 |
| Salaries and employee benefits | $1,385,000 | 3,295 |
| Premises and equipment expense | $394,000 | 2,736 |
| Additional noninterest expense | $681,000 | 3,807 |
| Pre-tax net operating income | $942,000 | 3,064 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $942,000 | 2,758 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $942,000 | 2,762 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $942,000 | 2,762 |
| Net charge-offs | $14,000 | 3,578 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $942,000 | 2,712 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 3,037 |
| Total interest expense | $277,000 | 2,496 |
| Net interest income | $1,616,000 | 3,092 |
| Provision for loan and lease losses | $112,000 | 1,505 |
| Total noninterest income | $165,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $75,000 | 3,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $90,000 | 3,728 |
| Total noninterest expense | $1,260,000 | 3,354 |
| Salaries and employee benefits | $720,000 | 3,230 |
| Premises and equipment expense | $195,000 | 2,805 |
| Additional noninterest expense | $345,000 | 3,768 |
| Pre-tax net operating income | $409,000 | 3,255 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $409,000 | 2,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $409,000 | 2,949 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $409,000 | 2,949 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $409,000 | 2,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,060 |
| Total interest expense | $1,173,000 | 2,611 |
| Net interest income | $6,390,000 | 3,112 |
| Provision for loan and lease losses | $449,000 | 1,980 |
| Total noninterest income | $486,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $330,000 | 3,180 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $156,000 | 4,912 |
| Total noninterest expense | $4,661,000 | 3,577 |
| Salaries and employee benefits | $2,579,000 | 3,462 |
| Premises and equipment expense | $704,000 | 2,953 |
| Additional noninterest expense | $1,378,000 | 3,859 |
| Pre-tax net operating income | $1,766,000 | 3,100 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,768,000 | 2,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,768,000 | 2,839 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,768,000 | 2,840 |
| Net charge-offs | $107,000 | 3,667 |
| Cash dividends | $425,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,766,000 | 2,784 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 3,119 |
| Total interest expense | $884,000 | 2,679 |
| Net interest income | $4,709,000 | 3,172 |
| Provision for loan and lease losses | $370,000 | 1,863 |
| Total noninterest income | $400,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $251,000 | 3,178 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $149,000 | 4,729 |
| Total noninterest expense | $3,526,000 | 3,567 |
| Salaries and employee benefits | $1,951,000 | 3,463 |
| Premises and equipment expense | $519,000 | 3,020 |
| Additional noninterest expense | $1,056,000 | 3,808 |
| Pre-tax net operating income | $1,213,000 | 3,338 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,219,000 | 3,045 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,219,000 | 3,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,219,000 | 3,050 |
| Net charge-offs | $58,000 | 3,744 |
| Cash dividends | $425,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,213,000 | 2,983 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 3,173 |
| Total interest expense | $598,000 | 2,711 |
| Net interest income | $3,062,000 | 3,239 |
| Provision for loan and lease losses | $178,000 | 2,272 |
| Total noninterest income | $235,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $157,000 | 3,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $78,000 | 5,041 |
| Total noninterest expense | $2,274,000 | 3,663 |
| Salaries and employee benefits | $1,259,000 | 3,552 |
| Premises and equipment expense | $329,000 | 3,144 |
| Additional noninterest expense | $686,000 | 3,873 |
| Pre-tax net operating income | $845,000 | 3,223 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $852,000 | 2,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $852,000 | 2,944 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $852,000 | 2,944 |
| Net charge-offs | $46,000 | 3,420 |
| Cash dividends | $425,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $845,000 | 2,867 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 3,322 |
| Total interest expense | $312,000 | 2,704 |
| Net interest income | $1,432,000 | 3,408 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $111,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $78,000 | 3,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $1,159,000 | 3,644 |
| Salaries and employee benefits | $647,000 | 3,525 |
| Premises and equipment expense | $163,000 | 3,192 |
| Additional noninterest expense | $349,000 | 3,849 |
| Pre-tax net operating income | $344,000 | 3,545 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $345,000 | 3,301 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $345,000 | 3,301 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $345,000 | 3,303 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $344,000 | 3,205 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 3,853 |
| Total interest expense | $1,196,000 | 3,204 |
| Net interest income | $4,771,000 | 3,933 |
| Provision for loan and lease losses | $567,000 | 2,546 |
| Total noninterest income | $510,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $261,000 | 3,762 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $249,000 | 4,316 |
| Total noninterest expense | $3,460,000 | 4,412 |
| Salaries and employee benefits | $1,715,000 | 4,514 |
| Premises and equipment expense | $503,000 | 3,810 |
| Additional noninterest expense | $1,242,000 | 4,276 |
| Pre-tax net operating income | $1,254,000 | 3,639 |
| Securities gains (losses) | $11,000 | 3,357 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,263,000 | 3,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,263,000 | 3,439 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,263,000 | 3,440 |
| Net charge-offs | $749,000 | 2,143 |
| Cash dividends | $1,040,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,252,000 | 3,318 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 3,976 |
| Total interest expense | $900,000 | 3,313 |
| Net interest income | $3,473,000 | 4,067 |
| Provision for loan and lease losses | $393,000 | 2,622 |
| Total noninterest income | $377,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $189,000 | 3,873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 4,333 |
| Total noninterest expense | $2,436,000 | 4,573 |
| Salaries and employee benefits | $1,273,000 | 4,563 |
| Premises and equipment expense | $358,000 | 3,980 |
| Additional noninterest expense | $805,000 | 4,653 |
| Pre-tax net operating income | $1,021,000 | 3,595 |
| Securities gains (losses) | $13,000 | 3,045 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,032,000 | 3,364 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,032,000 | 3,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,032,000 | 3,366 |
| Net charge-offs | $170,000 | 3,469 |
| Cash dividends | $790,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,019,000 | 3,246 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 4,090 |
| Total interest expense | $613,000 | 3,356 |
| Net interest income | $2,212,000 | 4,226 |
| Provision for loan and lease losses | $187,000 | 3,068 |
| Total noninterest income | $246,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $125,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,386 |
| Total noninterest expense | $1,579,000 | 4,670 |
| Salaries and employee benefits | $824,000 | 4,657 |
| Premises and equipment expense | $230,000 | 4,078 |
| Additional noninterest expense | $525,000 | 4,727 |
| Pre-tax net operating income | $692,000 | 3,549 |
| Securities gains (losses) | $13,000 | 2,658 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $703,000 | 3,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $703,000 | 3,318 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $703,000 | 3,319 |
| Net charge-offs | $148,000 | 3,044 |
| Cash dividends | $540,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $690,000 | 3,178 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 4,110 |
| Total interest expense | $313,000 | 3,425 |
| Net interest income | $1,113,000 | 4,227 |
| Provision for loan and lease losses | $79,000 | 3,154 |
| Total noninterest income | $126,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $89,000 | 3,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,121 |
| Total noninterest expense | $802,000 | 4,652 |
| Salaries and employee benefits | $437,000 | 4,542 |
| Premises and equipment expense | $114,000 | 4,109 |
| Additional noninterest expense | $251,000 | 4,854 |
| Pre-tax net operating income | $358,000 | 3,508 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $362,000 | 3,278 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 3,282 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $362,000 | 3,282 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $240,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $358,000 | 3,130 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 4,159 |
| Total interest expense | $1,391,000 | 3,627 |
| Net interest income | $4,443,000 | 4,246 |
| Provision for loan and lease losses | $393,000 | 3,785 |
| Total noninterest income | $415,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $370,000 | 3,188 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $45,000 | 5,990 |
| Total noninterest expense | $3,183,000 | 4,717 |
| Salaries and employee benefits | $1,557,000 | 4,862 |
| Premises and equipment expense | $465,000 | 4,229 |
| Additional noninterest expense | $1,161,000 | 4,558 |
| Pre-tax net operating income | $1,282,000 | 3,289 |
| Securities gains (losses) | $-65,000 | 7,054 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,217,000 | 3,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,217,000 | 3,190 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,217,000 | 3,190 |
| Net charge-offs | $151,000 | 4,590 |
| Cash dividends | $530,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,282,000 | 2,990 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 4,210 |
| Total interest expense | $1,056,000 | 3,701 |
| Net interest income | $3,312,000 | 4,285 |
| Provision for loan and lease losses | $324,000 | 3,511 |
| Total noninterest income | $315,000 | 4,747 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $280,000 | 3,178 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $35,000 | 6,077 |
| Total noninterest expense | $2,410,000 | 4,698 |
| Salaries and employee benefits | $1,143,000 | 4,916 |
| Premises and equipment expense | $351,000 | 4,245 |
| Additional noninterest expense | $916,000 | 4,405 |
| Pre-tax net operating income | $893,000 | 3,517 |
| Securities gains (losses) | $-36,000 | 7,121 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $857,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 3,378 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $857,000 | 3,378 |
| Net charge-offs | $136,000 | 4,117 |
| Cash dividends | $330,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $893,000 | 3,183 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 4,278 |
| Total interest expense | $708,000 | 3,782 |
| Net interest income | $2,166,000 | 4,339 |
| Provision for loan and lease losses | $211,000 | 3,451 |
| Total noninterest income | $219,000 | 4,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $180,000 | 3,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,709 |
| Total noninterest expense | $1,617,000 | 4,732 |
| Salaries and employee benefits | $765,000 | 4,940 |
| Premises and equipment expense | $233,000 | 4,301 |
| Additional noninterest expense | $619,000 | 4,449 |
| Pre-tax net operating income | $557,000 | 3,603 |
| Securities gains (losses) | $-42,000 | 7,217 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $515,000 | 3,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 3,525 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $515,000 | 3,525 |
| Net charge-offs | $57,000 | 4,347 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $557,000 | 3,263 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,286 |
| Total interest expense | $358,000 | 3,858 |
| Net interest income | $1,084,000 | 4,335 |
| Provision for loan and lease losses | $118,000 | 3,186 |
| Total noninterest income | $116,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 4,959 |
| Total noninterest expense | $819,000 | 4,730 |
| Salaries and employee benefits | $394,000 | 4,905 |
| Premises and equipment expense | $112,000 | 4,443 |
| Additional noninterest expense | $313,000 | 4,413 |
| Pre-tax net operating income | $263,000 | 3,743 |
| Securities gains (losses) | $-18,000 | 7,231 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $245,000 | 3,630 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $245,000 | 3,628 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $245,000 | 3,628 |
| Net charge-offs | $59,000 | 3,213 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $263,000 | 3,422 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,156,000 | 4,246 |
| Total interest expense | $1,901,000 | 3,695 |
| Net interest income | $4,255,000 | 4,399 |
| Provision for loan and lease losses | $530,000 | 4,038 |
| Total noninterest income | $366,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $369,000 | 3,223 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,000 | 7,007 |
| Total noninterest expense | $3,574,000 | 4,537 |
| Salaries and employee benefits | $1,630,000 | 4,816 |
| Premises and equipment expense | $733,000 | 3,176 |
| Additional noninterest expense | $1,211,000 | 4,582 |
| Pre-tax net operating income | $517,000 | 4,325 |
| Securities gains (losses) | $-79,000 | 7,199 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $433,000 | 4,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $433,000 | 4,518 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $433,000 | 4,518 |
| Net charge-offs | $615,000 | 3,367 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $511,210 | 4,134 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 4,283 |
| Total interest expense | $1,491,000 | 3,715 |
| Net interest income | $3,195,000 | 4,445 |
| Provision for loan and lease losses | $430,000 | 3,799 |
| Total noninterest income | $471,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $287,000 | 3,231 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $184,000 | 4,316 |
| Total noninterest expense | $2,717,000 | 4,508 |
| Salaries and employee benefits | $1,226,000 | 4,840 |
| Premises and equipment expense | $568,000 | 3,156 |
| Additional noninterest expense | $923,000 | 4,532 |
| Pre-tax net operating income | $519,000 | 4,158 |
| Securities gains (losses) | $-49,000 | 7,327 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $465,000 | 4,254 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $465,000 | 4,255 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $465,000 | 4,255 |
| Net charge-offs | $567,000 | 2,904 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $513,510 | 3,915 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 4,329 |
| Total interest expense | $1,006,000 | 3,793 |
| Net interest income | $2,117,000 | 4,466 |
| Provision for loan and lease losses | $263,000 | 3,823 |
| Total noninterest income | $327,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $190,000 | 3,239 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 4,139 |
| Total noninterest expense | $1,764,000 | 4,596 |
| Salaries and employee benefits | $796,000 | 4,943 |
| Premises and equipment expense | $359,000 | 3,298 |
| Additional noninterest expense | $609,000 | 4,548 |
| Pre-tax net operating income | $417,000 | 3,933 |
| Securities gains (losses) | $-37,000 | 7,413 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $375,000 | 3,895 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $375,000 | 3,893 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $375,000 | 3,894 |
| Net charge-offs | $316,000 | 2,984 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $411,630 | 3,634 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 4,402 |
| Total interest expense | $508,000 | 3,883 |
| Net interest income | $1,042,000 | 4,553 |
| Provision for loan and lease losses | $131,000 | 3,605 |
| Total noninterest income | $96,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $83,000 | 3,526 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $822,000 | 4,836 |
| Salaries and employee benefits | $386,000 | 5,098 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $279,000 | 4,798 |
| Pre-tax net operating income | $185,000 | 4,220 |
| Securities gains (losses) | $-75,000 | 7,672 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $105,000 | 4,905 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 4,905 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $105,000 | 4,904 |
| Net charge-offs | $193,000 | 2,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $176,250 | 4,014 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 4,264 |
| Total interest expense | $2,532,000 | 3,865 |
| Net interest income | $4,259,000 | 4,385 |
| Provision for loan and lease losses | $770,000 | 3,893 |
| Total noninterest income | $561,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $350,000 | 3,594 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $211,000 | 4,547 |
| Total noninterest expense | $3,436,000 | 4,778 |
| Salaries and employee benefits | $1,713,000 | 4,805 |
| Premises and equipment expense | $557,000 | 4,099 |
| Additional noninterest expense | $1,166,000 | 4,817 |
| Pre-tax net operating income | $614,000 | 3,746 |
| Securities gains (losses) | $-134,000 | 7,339 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $473,000 | 3,951 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $473,000 | 3,950 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $473,000 | 3,950 |
| Net charge-offs | $684,000 | 3,379 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $605,660 | 3,512 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 4,280 |
| Total interest expense | $1,941,000 | 3,928 |
| Net interest income | $3,217,000 | 4,378 |
| Provision for loan and lease losses | $556,000 | 3,643 |
| Total noninterest income | $439,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $250,000 | 3,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $189,000 | 4,383 |
| Total noninterest expense | $2,559,000 | 4,808 |
| Salaries and employee benefits | $1,314,000 | 4,773 |
| Premises and equipment expense | $397,000 | 4,282 |
| Additional noninterest expense | $848,000 | 4,894 |
| Pre-tax net operating income | $541,000 | 3,777 |
| Securities gains (losses) | $-98,000 | 7,469 |
| Applicable income taxes | $7,000 | 4,144 |
| Income before extraordinary items | $436,000 | 3,917 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $436,000 | 3,914 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $436,000 | 3,916 |
| Net charge-offs | $498,000 | 3,050 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $532,040 | 3,493 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 4,355 |
| Total interest expense | $1,309,000 | 4,009 |
| Net interest income | $2,084,000 | 4,460 |
| Provision for loan and lease losses | $260,000 | 3,945 |
| Total noninterest income | $273,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $155,000 | 3,812 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $118,000 | 4,512 |
| Total noninterest expense | $1,665,000 | 4,924 |
| Salaries and employee benefits | $865,000 | 4,870 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $548,000 | 4,978 |
| Pre-tax net operating income | $432,000 | 3,549 |
| Securities gains (losses) | $-87,000 | 7,667 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $330,000 | 3,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 3,803 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $330,000 | 3,803 |
| Net charge-offs | $452,000 | 2,454 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $413,520 | 3,305 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,470 |
| Total interest expense | $655,000 | 4,124 |
| Net interest income | $1,001,000 | 4,573 |
| Provision for loan and lease losses | $157,000 | 3,162 |
| Total noninterest income | $94,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $747,000 | 5,196 |
| Salaries and employee benefits | $395,000 | 5,185 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $233,000 | 5,147 |
| Pre-tax net operating income | $191,000 | 4,125 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $182,000 | 4,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 4,027 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $182,000 | 4,027 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $182,000 | 3,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 4,484 |
| Total interest expense | $3,071,000 | 4,194 |
| Net interest income | $3,942,000 | 4,615 |
| Provision for loan and lease losses | $540,000 | 3,686 |
| Total noninterest income | $412,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $311,000 | 3,956 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $2,843,000 | 5,292 |
| Salaries and employee benefits | $1,523,000 | 5,292 |
| Premises and equipment expense | $497,000 | 4,476 |
| Additional noninterest expense | $823,000 | 5,403 |
| Pre-tax net operating income | $971,000 | 3,810 |
| Securities gains (losses) | $-963,000 | 7,728 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $8,000 | 6,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,485 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $971,000 | 3,488 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 4,541 |
| Total interest expense | $2,363,000 | 4,245 |
| Net interest income | $2,914,000 | 4,699 |
| Provision for loan and lease losses | $212,000 | 4,113 |
| Total noninterest income | $311,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $234,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $2,126,000 | 5,282 |
| Salaries and employee benefits | $1,139,000 | 5,314 |
| Premises and equipment expense | $378,000 | 4,457 |
| Additional noninterest expense | $609,000 | 5,380 |
| Pre-tax net operating income | $887,000 | 3,895 |
| Securities gains (losses) | $-953,000 | 7,911 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-66,000 | 6,724 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-66,000 | 6,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,763 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $887,000 | 3,487 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 4,603 |
| Total interest expense | $1,619,000 | 4,292 |
| Net interest income | $1,909,000 | 4,758 |
| Provision for loan and lease losses | $92,000 | 4,373 |
| Total noninterest income | $204,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $148,000 | 4,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $1,436,000 | 5,259 |
| Salaries and employee benefits | $777,000 | 5,316 |
| Premises and equipment expense | $242,000 | 4,602 |
| Additional noninterest expense | $417,000 | 5,298 |
| Pre-tax net operating income | $585,000 | 4,074 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $558,000 | 3,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $558,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $554,200 | 3,760 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 4,757 |
| Total interest expense | $858,000 | 4,323 |
| Net interest income | $869,000 | 5,051 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $95,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $705,000 | 5,345 |
| Salaries and employee benefits | $383,000 | 5,378 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $200,000 | 5,379 |
| Pre-tax net operating income | $232,000 | 4,680 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $226,000 | 4,418 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $222,160 | 4,342 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 4,916 |
| Total interest expense | $3,413,000 | 4,409 |
| Net interest income | $3,165,000 | 5,359 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $429,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $251,000 | 4,449 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $178,000 | 5,284 |
| Total noninterest expense | $2,671,000 | 5,392 |
| Salaries and employee benefits | $1,377,000 | 5,562 |
| Premises and equipment expense | $503,000 | 4,341 |
| Additional noninterest expense | $791,000 | 5,387 |
| Pre-tax net operating income | $801,000 | 5,173 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $303,000 | 3,370 |
| Income before extraordinary items | $498,000 | 5,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $498,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $498,000 | 5,670 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 4,987 |
| Total interest expense | $2,527,000 | 4,451 |
| Net interest income | $2,327,000 | 5,435 |
| Provision for loan and lease losses | $122,000 | 3,833 |
| Total noninterest income | $330,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $179,000 | 4,574 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $151,000 | 5,079 |
| Total noninterest expense | $1,981,000 | 5,388 |
| Salaries and employee benefits | $1,033,000 | 5,528 |
| Premises and equipment expense | $365,000 | 4,431 |
| Additional noninterest expense | $583,000 | 5,385 |
| Pre-tax net operating income | $554,000 | 5,591 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $212,000 | 3,657 |
| Income before extraordinary items | $342,000 | 6,090 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $342,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $342,000 | 6,076 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 5,074 |
| Total interest expense | $1,643,000 | 4,512 |
| Net interest income | $1,523,000 | 5,522 |
| Provision for loan and lease losses | $92,000 | 3,411 |
| Total noninterest income | $200,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $113,000 | 4,690 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $87,000 | 5,361 |
| Total noninterest expense | $1,330,000 | 5,399 |
| Salaries and employee benefits | $693,000 | 5,582 |
| Premises and equipment expense | $243,000 | 4,462 |
| Additional noninterest expense | $394,000 | 5,347 |
| Pre-tax net operating income | $301,000 | 6,029 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $116,000 | 3,959 |
| Income before extraordinary items | $185,000 | 6,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $185,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $185,000 | 6,485 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 5,234 |
| Total interest expense | $793,000 | 4,591 |
| Net interest income | $714,000 | 5,711 |
| Provision for loan and lease losses | $46,000 | 3,181 |
| Total noninterest income | $91,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $625,000 | 5,625 |
| Salaries and employee benefits | $316,000 | 5,898 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $193,000 | 5,378 |
| Pre-tax net operating income | $134,000 | 6,245 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $84,000 | 6,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 5,513 |
| Total interest expense | $2,585,000 | 4,738 |
| Net interest income | $2,491,000 | 6,038 |
| Provision for loan and lease losses | $128,000 | 4,290 |
| Total noninterest income | $483,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $247,000 | 4,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $236,000 | 4,788 |
| Total noninterest expense | $2,482,000 | 5,502 |
| Salaries and employee benefits | $1,259,000 | 5,755 |
| Premises and equipment expense | $441,000 | 4,629 |
| Additional noninterest expense | $782,000 | 5,303 |
| Pre-tax net operating income | $364,000 | 6,895 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $131,000 | 4,757 |
| Income before extraordinary items | $233,000 | 7,157 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $233,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,282 |
| Cash dividends | $90,000 | 5,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $233,000 | 7,151 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 5,614 |
| Total interest expense | $1,838,000 | 4,793 |
| Net interest income | $1,833,000 | 6,148 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $365,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $191,000 | 4,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,834 |
| Total noninterest expense | $1,862,000 | 5,486 |
| Salaries and employee benefits | $941,000 | 5,737 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $594,000 | 5,252 |
| Pre-tax net operating income | $261,000 | 7,182 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $94,000 | 4,984 |
| Income before extraordinary items | $167,000 | 7,392 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $167,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $90,000 | 4,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $167,000 | 7,395 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 5,725 |
| Total interest expense | $1,147,000 | 4,861 |
| Net interest income | $1,176,000 | 6,276 |
| Provision for loan and lease losses | $58,000 | 4,305 |
| Total noninterest income | $209,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $132,000 | 4,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $1,209,000 | 5,589 |
| Salaries and employee benefits | $605,000 | 5,888 |
| Premises and equipment expense | $214,000 | 4,729 |
| Additional noninterest expense | $390,000 | 5,290 |
| Pre-tax net operating income | $118,000 | 7,579 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $40,000 | 5,383 |
| Income before extraordinary items | $78,000 | 7,702 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $78,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $78,000 | 7,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,754 |
| Total interest expense | $538,000 | 4,909 |
| Net interest income | $597,000 | 6,249 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $589,000 | 5,682 |
| Salaries and employee benefits | $300,000 | 5,932 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $184,000 | 5,434 |
| Pre-tax net operating income | $72,000 | 7,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $25,000 | 5,191 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,000 | 7,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,911 |
| Total interest expense | $1,674,000 | 4,959 |
| Net interest income | $2,204,000 | 6,381 |
| Provision for loan and lease losses | $122,000 | 4,440 |
| Total noninterest income | $334,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,482 |
| Total noninterest expense | $1,864,000 | 6,331 |
| Salaries and employee benefits | $934,000 | 6,541 |
| Premises and equipment expense | $295,000 | 5,779 |
| Additional noninterest expense | $635,000 | 5,874 |
| Pre-tax net operating income | $552,000 | 6,576 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $186,000 | 4,758 |
| Income before extraordinary items | $364,000 | 6,914 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $364,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $365,320 | 6,891 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 5,988 |
| Total interest expense | $1,169,000 | 5,013 |
| Net interest income | $1,637,000 | 6,433 |
| Provision for loan and lease losses | $87,000 | 4,515 |
| Total noninterest income | $239,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 4,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,563 |
| Total noninterest expense | $1,357,000 | 6,382 |
| Salaries and employee benefits | $687,000 | 6,594 |
| Premises and equipment expense | $209,000 | 5,933 |
| Additional noninterest expense | $461,000 | 5,950 |
| Pre-tax net operating income | $432,000 | 6,662 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $145,000 | 4,848 |
| Income before extraordinary items | $289,000 | 6,977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $289,000 | 6,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $287,660 | 6,945 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 6,051 |
| Total interest expense | $717,000 | 5,069 |
| Net interest income | $1,074,000 | 6,476 |
| Provision for loan and lease losses | $63,000 | 4,070 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $836,000 | 6,625 |
| Salaries and employee benefits | $431,000 | 6,745 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $273,000 | 6,276 |
| Pre-tax net operating income | $311,000 | 6,524 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $104,000 | 4,770 |
| Income before extraordinary items | $206,000 | 6,900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $206,660 | 6,849 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,145 |
| Total interest expense | $338,000 | 5,148 |
| Net interest income | $531,000 | 6,550 |
| Provision for loan and lease losses | $31,000 | 3,901 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $381,000 | 6,897 |
| Salaries and employee benefits | $191,000 | 7,095 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $119,000 | 6,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $119,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $119,000 | 6,549 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 5,953 |
| Total interest expense | $1,261,000 | 4,971 |
| Net interest income | $2,261,000 | 6,298 |
| Provision for loan and lease losses | $124,000 | 4,572 |
| Total noninterest income | $176,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $197,000 | 5,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-21,000 | 8,938 |
| Total noninterest expense | $1,517,000 | 6,856 |
| Salaries and employee benefits | $761,000 | 7,069 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $568,000 | 6,162 |
| Pre-tax net operating income | $796,000 | 5,802 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $320,000 | 4,081 |
| Income before extraordinary items | $483,000 | 6,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $483,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $550,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $478,520 | 6,372 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 5,936 |
| Total interest expense | $938,000 | 4,965 |
| Net interest income | $1,716,000 | 6,269 |
| Provision for loan and lease losses | $94,000 | 4,388 |
| Total noninterest income | $112,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $148,000 | 5,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-36,000 | 9,011 |
| Total noninterest expense | $1,119,000 | 6,877 |
| Salaries and employee benefits | $563,000 | 7,072 |
| Premises and equipment expense | $142,000 | 6,853 |
| Additional noninterest expense | $414,000 | 6,206 |
| Pre-tax net operating income | $615,000 | 5,837 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $224,000 | 4,272 |
| Income before extraordinary items | $403,000 | 6,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $403,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,265 |
| Cash dividends | $550,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $395,320 | 6,284 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 6,048 |
| Total interest expense | $625,000 | 4,985 |
| Net interest income | $1,087,000 | 6,436 |
| Provision for loan and lease losses | $62,000 | 4,241 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-10,000 | 9,040 |
| Total noninterest expense | $751,000 | 6,890 |
| Salaries and employee benefits | $377,000 | 7,097 |
| Premises and equipment expense | $93,000 | 6,933 |
| Additional noninterest expense | $281,000 | 6,175 |
| Pre-tax net operating income | $361,000 | 6,115 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $136,000 | 4,407 |
| Income before extraordinary items | $236,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $228,960 | 6,554 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $836,000 | 6,136 |
| Total interest expense | $315,000 | 5,021 |
| Net interest income | $521,000 | 6,573 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $7,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-35,000 | 9,102 |
| Total noninterest expense | $376,000 | 6,927 |
| Salaries and employee benefits | $189,000 | 7,137 |
| Premises and equipment expense | $37,000 | 7,419 |
| Additional noninterest expense | $150,000 | 5,995 |
| Pre-tax net operating income | $131,000 | 6,710 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 7,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $84,080 | 7,074 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 6,005 |
| Total interest expense | $1,436,000 | 5,008 |
| Net interest income | $2,113,000 | 6,411 |
| Provision for loan and lease losses | $161,000 | 4,464 |
| Total noninterest income | $140,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $204,000 | 5,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-64,000 | 9,158 |
| Total noninterest expense | $1,376,000 | 7,121 |
| Salaries and employee benefits | $687,000 | 7,354 |
| Premises and equipment expense | $72,000 | 8,459 |
| Additional noninterest expense | $617,000 | 5,901 |
| Pre-tax net operating income | $716,000 | 5,957 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $256,000 | 4,535 |
| Income before extraordinary items | $486,000 | 6,395 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $486,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,854 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $469,100 | 6,321 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 6,051 |
| Total interest expense | $1,109,000 | 5,054 |
| Net interest income | $1,573,000 | 6,480 |
| Provision for loan and lease losses | $129,000 | 4,241 |
| Total noninterest income | $106,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-43,000 | 9,218 |
| Total noninterest expense | $1,023,000 | 7,145 |
| Salaries and employee benefits | $520,000 | 7,297 |
| Premises and equipment expense | $116,000 | 7,345 |
| Additional noninterest expense | $387,000 | 6,438 |
| Pre-tax net operating income | $527,000 | 6,170 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $193,000 | 4,699 |
| Income before extraordinary items | $360,000 | 6,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $360,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,769 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 648 |
| Net operating income | $343,100 | 6,509 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 6,101 |
| Total interest expense | $759,000 | 5,099 |
| Net interest income | $1,022,000 | 6,581 |
| Provision for loan and lease losses | $97,000 | 3,927 |
| Total noninterest income | $123,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $94,000 | 5,422 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $700,000 | 7,089 |
| Salaries and employee benefits | $346,000 | 7,319 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $321,000 | 5,752 |
| Pre-tax net operating income | $348,000 | 6,181 |
| Securities gains (losses) | $26,000 | 2,455 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $247,000 | 6,547 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $247,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,614 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 535 |
| Net operating income | $229,840 | 6,500 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,073 |
| Total interest expense | $391,000 | 5,105 |
| Net interest income | $516,000 | 6,555 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $360,000 | 7,047 |
| Salaries and employee benefits | $178,000 | 7,269 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $147,000 | 6,005 |
| Pre-tax net operating income | $156,000 | 6,396 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $59,000 | 4,866 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,109 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 385 |
| Net operating income | $105,320 | 6,633 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 5,845 |
| Total interest expense | $1,893,000 | 4,991 |
| Net interest income | $2,185,000 | 6,348 |
| Provision for loan and lease losses | $213,000 | 4,230 |
| Total noninterest income | $214,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $1,447,000 | 6,956 |
| Salaries and employee benefits | $659,000 | 7,458 |
| Premises and equipment expense | $135,000 | 7,649 |
| Additional noninterest expense | $653,000 | 5,642 |
| Pre-tax net operating income | $739,000 | 5,963 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $259,000 | 4,701 |
| Income before extraordinary items | $501,000 | 6,403 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $501,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,113 |
| Cash dividends | $425,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 9,245 |
| Net operating income | $487,140 | 6,308 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 5,695 |
| Total interest expense | $2,691,000 | 5,135 |
| Net interest income | $2,201,000 | 6,128 |
| Provision for loan and lease losses | $316,000 | 3,093 |
| Total noninterest income | $207,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $158,000 | 5,693 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $49,000 | 7,713 |
| Total noninterest expense | $1,480,000 | 6,834 |
| Salaries and employee benefits | $671,000 | 7,327 |
| Premises and equipment expense | $236,000 | 6,262 |
| Additional noninterest expense | $573,000 | 6,011 |
| Pre-tax net operating income | $612,000 | 6,129 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $227,000 | 4,782 |
| Income before extraordinary items | $397,000 | 6,592 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $397,000 | 6,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,546 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 805 |
| Net operating income | $389,320 | 6,507 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,683 |
| Total interest expense | $2,925,000 | 5,025 |
| Net interest income | $2,143,000 | 6,359 |
| Provision for loan and lease losses | $208,000 | 3,659 |
| Total noninterest income | $202,000 | 7,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 7,934 |
| Total noninterest expense | $1,364,000 | 7,080 |
| Salaries and employee benefits | $675,000 | 7,315 |
| Premises and equipment expense | $179,000 | 7,097 |
| Additional noninterest expense | $510,000 | 6,353 |
| Pre-tax net operating income | $773,000 | 5,963 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $284,000 | 4,699 |
| Income before extraordinary items | $494,000 | 6,365 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $494,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,382 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 775 |
| Net operating income | $490,800 | 6,391 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 5,944 |
| Total interest expense | $2,422,000 | 5,299 |
| Net interest income | $2,069,000 | 6,521 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $202,000 | 7,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $1,301,000 | 7,297 |
| Salaries and employee benefits | $654,000 | 7,466 |
| Premises and equipment expense | $165,000 | 7,398 |
| Additional noninterest expense | $482,000 | 6,648 |
| Pre-tax net operating income | $833,000 | 5,816 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $326,000 | 4,626 |
| Income before extraordinary items | $507,000 | 6,389 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $507,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,969 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 826 |
| Net operating income | $507,000 | 6,365 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 6,159 |
| Total interest expense | $2,329,000 | 5,621 |
| Net interest income | $2,048,000 | 6,583 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $167,000 | 7,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $1,215,000 | 7,507 |
| Salaries and employee benefits | $617,000 | 7,662 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $442,000 | 6,865 |
| Pre-tax net operating income | $880,000 | 5,808 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $318,000 | 5,018 |
| Income before extraordinary items | $561,000 | 6,264 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $561,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 794 |
| Net operating income | $561,640 | 6,146 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 6,564 |
| Total interest expense | $2,189,000 | 5,900 |
| Net interest income | $1,911,000 | 7,103 |
| Provision for loan and lease losses | $99,000 | 5,232 |
| Total noninterest income | $161,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $1,127,000 | 7,917 |
| Salaries and employee benefits | $561,000 | 8,182 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $461,000 | 6,836 |
| Pre-tax net operating income | $846,000 | 6,346 |
| Securities gains (losses) | $30,000 | 1,635 |
| Applicable income taxes | $320,000 | 5,547 |
| Income before extraordinary items | $556,000 | 6,631 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $556,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 777 |
| Net operating income | $536,800 | 6,706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 7,036 |
| Total interest expense | $2,078,000 | 6,274 |
| Net interest income | $1,735,000 | 7,695 |
| Provision for loan and lease losses | $152,000 | 4,030 |
| Total noninterest income | $174,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $1,265,000 | 7,775 |
| Salaries and employee benefits | $491,000 | 8,961 |
| Premises and equipment expense | $122,000 | 8,752 |
| Additional noninterest expense | $652,000 | 6,017 |
| Pre-tax net operating income | $492,000 | 7,986 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $322,000 | 8,240 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $322,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,000 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 682 |
| Net operating income | $319,400 | 8,197 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 7,590 |
| Total interest expense | $1,918,000 | 6,652 |
| Net interest income | $1,559,000 | 8,368 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $208,000 | 8,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $933,000 | 9,248 |
| Salaries and employee benefits | $452,000 | 9,519 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $774,000 | 6,944 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $494,000 | 7,303 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $494,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 640 |
| Net operating income | $496,560 | 7,244 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 7,944 |
| Total interest expense | $1,526,000 | 6,823 |
| Net interest income | $1,538,000 | 8,770 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $975,000 | 9,459 |
| Salaries and employee benefits | $467,000 | 9,688 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $410,000 | 8,730 |
| Pre-tax net operating income | $634,000 | 7,812 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $374,000 | 8,417 |
| Extraordinary gains, net | $-157,000 | 12,549 |
| Net income | $217,000 | 10,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $520,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $4,635,000 | 187 |
| Net operating income | $366,960 | 8,531 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 8,403 |
| Total interest expense | $1,570,000 | 6,980 |
| Net interest income | $1,391,000 | 9,444 |
| Provision for loan and lease losses | $107,000 | 5,595 |
| Total noninterest income | $122,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $832,000 | 10,512 |
| Salaries and employee benefits | $370,000 | 10,938 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $311,000 | 10,305 |
| Pre-tax net operating income | $574,000 | 8,137 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $245,000 | 6,880 |
| Income before extraordinary items | $322,000 | 9,212 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $322,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $326,480 | 8,914 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 8,919 |
| Total interest expense | $1,937,000 | 7,254 |
| Net interest income | $1,093,000 | 10,720 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $671,000 | 11,676 |
| Salaries and employee benefits | $301,000 | 11,997 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $228,000 | 11,842 |
| Pre-tax net operating income | $431,000 | 8,948 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $124,000 | 9,259 |
| Income before extraordinary items | $311,000 | 9,155 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $311,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $308,160 | 8,836 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.