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VeraBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$196,778,000305
Total interest expense$53,268,000373
Net interest income$143,510,000276
Provision for loan and lease losses$3,600,000400
Total noninterest income$37,366,000299
Gross Fiduciary activities income$7,162,000218
Service charges on deposit accounts$10,963,000152
Trading account gains and fees$0123
Additional Noninterest Income$19,241,000335
Total noninterest expense$107,280,000305
Salaries and employee benefits$62,770,000272
Premises and equipment expense$14,963,000213
Additional noninterest expense$19,241,000335
Pre-tax net operating income$69,996,000276
Securities gains (losses)$0988
Applicable income taxes$13,454,000274
Income before extraordinary items$56,542,000260
Extraordinary gains, net$054
Net income$56,542,000263
Minority interest net income$088
Net income of bank and minority interests.$56,542,000262
Net charge-offs$1,512,000430
Cash dividends$14,851,000368
Sale, conversion, retirement of capital stock, net$0540
Net operating income$56,542,000270
2023-09-30 (YTD Data)Rank
Total interest income$146,401,000306
Total interest expense$38,859,000365
Net interest income$107,542,000281
Provision for loan and lease losses$2,400,000411
Total noninterest income$27,891,000307
Gross Fiduciary activities income$5,290,000219
Service charges on deposit accounts$8,085,000152
Trading account gains and fees$0125
Additional Noninterest Income$14,516,000340
Total noninterest expense$79,781,000307
Salaries and employee benefits$46,753,000279
Premises and equipment expense$11,082,000214
Additional noninterest expense$14,516,000340
Pre-tax net operating income$53,252,000280
Securities gains (losses)$0849
Applicable income taxes$10,243,000288
Income before extraordinary items$43,009,000269
Extraordinary gains, net$052
Net income$43,009,000271
Minority interest net income$081
Net income of bank and minority interests.$43,009,000270
Net charge-offs$975,000410
Cash dividends$12,479,000328
Sale, conversion, retirement of capital stock, net$0507
Net operating income$43,009,000275
2023-06-30 (YTD Data)Rank
Total interest income$96,468,000298
Total interest expense$24,917,000338
Net interest income$71,551,000277
Provision for loan and lease losses$1,500,000413
Total noninterest income$19,492,000288
Gross Fiduciary activities income$3,577,000214
Service charges on deposit accounts$5,218,000156
Trading account gains and fees$0112
Additional Noninterest Income$10,697,000305
Total noninterest expense$51,513,000306
Salaries and employee benefits$30,864,000273
Premises and equipment expense$7,233,000213
Additional noninterest expense$10,697,000305
Pre-tax net operating income$38,030,000264
Securities gains (losses)$0938
Applicable income taxes$7,363,000268
Income before extraordinary items$30,667,000253
Extraordinary gains, net$051
Net income$30,667,000258
Minority interest net income$081
Net income of bank and minority interests.$30,667,000253
Net charge-offs$644,000380
Cash dividends$4,132,000507
Sale, conversion, retirement of capital stock, net$0486
Net operating income$30,667,000258
2023-03-31 (YTD Data)Rank
Total interest income$44,841,000315
Total interest expense$8,716,000396
Net interest income$36,125,000283
Provision for loan and lease losses$900,000373
Total noninterest income$11,084,000257
Gross Fiduciary activities income$1,795,000221
Service charges on deposit accounts$2,556,000161
Trading account gains and fees$097
Additional Noninterest Income$6,733,000256
Total noninterest expense$25,434,000316
Salaries and employee benefits$15,337,000288
Premises and equipment expense$3,585,000223
Additional noninterest expense$6,733,000256
Pre-tax net operating income$20,875,000249
Securities gains (losses)$0950
Applicable income taxes$3,988,000264
Income before extraordinary items$16,887,000240
Extraordinary gains, net$04
Net income$16,887,000240
Minority interest net income$048
Net income of bank and minority interests.$16,887,000240
Net charge-offs$419,000308
Cash dividends$1,869,000516
Sale, conversion, retirement of capital stock, net$0430
Net operating income$16,887,000246
2022-12-31 (YTD Data)Rank
Total interest income$136,712,000316
Total interest expense$10,855,000431
Net interest income$125,857,000312
Provision for loan and lease losses$2,400,000457
Total noninterest income$35,162,000317
Gross Fiduciary activities income$6,916,000235
Service charges on deposit accounts$10,274,000167
Trading account gains and fees$0116
Additional Noninterest Income$17,972,000381
Total noninterest expense$96,622,000314
Salaries and employee benefits$55,437,000300
Premises and equipment expense$13,284,000237
Additional noninterest expense$17,972,000381
Pre-tax net operating income$61,997,000327
Securities gains (losses)$79,000187
Applicable income taxes$11,158,000347
Income before extraordinary items$50,918,000306
Extraordinary gains, net$05
Net income$50,918,000306
Minority interest net income$063
Net income of bank and minority interests.$50,918,000306
Net charge-offs$1,461,000335
Cash dividends$5,147,000754
Sale, conversion, retirement of capital stock, net$0568
Net operating income$50,853,220318
2022-09-30 (YTD Data)Rank
Total interest income$95,367,000323
Total interest expense$6,942,000353
Net interest income$88,425,000315
Provision for loan and lease losses$1,800,000420
Total noninterest income$25,568,000338
Gross Fiduciary activities income$5,114,000235
Service charges on deposit accounts$7,626,000169
Trading account gains and fees$0111
Additional Noninterest Income$12,828,000402
Total noninterest expense$71,651,000319
Salaries and employee benefits$41,175,000309
Premises and equipment expense$9,688,000246
Additional noninterest expense$12,828,000402
Pre-tax net operating income$40,542,000360
Securities gains (losses)$79,000181
Applicable income taxes$7,103,000396
Income before extraordinary items$33,518,000346
Extraordinary gains, net$04
Net income$33,518,000346
Minority interest net income$057
Net income of bank and minority interests.$33,518,000346
Net charge-offs$738,000360
Cash dividends$2,988,000864
Sale, conversion, retirement of capital stock, net$0519
Net operating income$33,452,430352
2022-06-30 (YTD Data)Rank
Total interest income$58,959,000325
Total interest expense$4,259,000300
Net interest income$54,700,000325
Provision for loan and lease losses$1,200,000367
Total noninterest income$17,332,000325
Gross Fiduciary activities income$3,472,000206
Service charges on deposit accounts$4,896,000171
Trading account gains and fees$0108
Additional Noninterest Income$8,964,000403
Total noninterest expense$46,804,000319
Salaries and employee benefits$27,027,000307
Premises and equipment expense$6,326,000245
Additional noninterest expense$13,451,000345
Pre-tax net operating income$24,028,000375
Securities gains (losses)$79,000162
Applicable income taxes$4,107,000415
Income before extraordinary items$20,000,000358
Extraordinary gains, net$04
Net income$20,000,000358
Minority interest net income$060
Net income of bank and minority interests.$20,000,000358
Net charge-offs$411,000373
Cash dividends$2,301,000754
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,934,430368
2022-03-31 (YTD Data)Rank
Total interest income$27,215,000334
Total interest expense$2,042,000286
Net interest income$25,173,000338
Provision for loan and lease losses$600,000290
Total noninterest income$9,077,000328
Gross Fiduciary activities income$1,691,000209
Service charges on deposit accounts$2,373,000177
Trading account gains and fees$0103
Additional Noninterest Income$5,013,000380
Total noninterest expense$22,893,000323
Salaries and employee benefits$13,314,000310
Premises and equipment expense$3,162,000245
Additional noninterest expense$6,417,000355
Pre-tax net operating income$10,757,000401
Securities gains (losses)$79,000156
Applicable income taxes$1,795,000447
Income before extraordinary items$9,041,000384
Extraordinary gains, net$04
Net income$9,041,000384
Minority interest net income$050
Net income of bank and minority interests.$9,041,000384
Net charge-offs$65,000600
Cash dividends$541,0001,118
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,975,430392
2021-12-31 (YTD Data)Rank
Total interest income$99,799,000364
Total interest expense$7,976,000354
Net interest income$91,823,000362
Provision for loan and lease losses$2,221,000250
Total noninterest income$38,048,000338
Gross Fiduciary activities income$6,238,000214
Service charges on deposit accounts$8,396,000183
Trading account gains and fees$0132
Additional Noninterest Income$23,414,000381
Total noninterest expense$82,190,000350
Salaries and employee benefits$46,806,000337
Premises and equipment expense$11,338,000269
Additional noninterest expense$24,046,000367
Pre-tax net operating income$45,460,000414
Securities gains (losses)$1,247,000186
Applicable income taxes$7,215,000490
Income before extraordinary items$39,492,000390
Extraordinary gains, net$010
Net income$39,492,000389
Minority interest net income$074
Net income of bank and minority interests.$39,492,000390
Net charge-offs$1,224,000374
Cash dividends$39,398,000201
Sale, conversion, retirement of capital stock, net$0582
Net operating income$38,432,050396
2021-09-30 (YTD Data)Rank
Total interest income$72,723,000376
Total interest expense$5,917,000373
Net interest income$66,806,000375
Provision for loan and lease losses$1,800,000241
Total noninterest income$29,088,000335
Gross Fiduciary activities income$4,548,000214
Service charges on deposit accounts$6,021,000189
Trading account gains and fees$0132
Additional Noninterest Income$18,519,000370
Total noninterest expense$59,423,000359
Salaries and employee benefits$34,257,000349
Premises and equipment expense$8,315,000274
Additional noninterest expense$16,851,000380
Pre-tax net operating income$34,671,000418
Securities gains (losses)$1,247,000169
Applicable income taxes$5,453,000499
Income before extraordinary items$30,465,000392
Extraordinary gains, net$08
Net income$30,465,000390
Minority interest net income$069
Net income of bank and minority interests.$30,465,000392
Net charge-offs$726,000400
Cash dividends$18,850,000245
Sale, conversion, retirement of capital stock, net$0543
Net operating income$29,405,050399
2021-06-30 (YTD Data)Rank
Total interest income$46,915,000387
Total interest expense$3,862,000399
Net interest income$43,053,000384
Provision for loan and lease losses$1,200,000252
Total noninterest income$19,625,000336
Gross Fiduciary activities income$2,989,000213
Service charges on deposit accounts$3,819,000188
Trading account gains and fees$0133
Additional Noninterest Income$12,817,000361
Total noninterest expense$39,103,000360
Salaries and employee benefits$23,375,000342
Premises and equipment expense$5,528,000274
Additional noninterest expense$10,200,000407
Pre-tax net operating income$22,375,000426
Securities gains (losses)$1,247,000136
Applicable income taxes$3,375,000524
Income before extraordinary items$20,247,000401
Extraordinary gains, net$06
Net income$20,247,000399
Minority interest net income$067
Net income of bank and minority interests.$20,247,000401
Net charge-offs$469,000423
Cash dividends$18,139,000186
Sale, conversion, retirement of capital stock, net$0517
Net operating income$19,174,580402
2021-03-31 (YTD Data)Rank
Total interest income$23,028,000391
Total interest expense$1,925,000421
Net interest income$21,103,000389
Provision for loan and lease losses$600,000309
Total noninterest income$10,019,000336
Gross Fiduciary activities income$1,473,000213
Service charges on deposit accounts$1,931,000186
Trading account gains and fees$0127
Additional Noninterest Income$6,615,000369
Total noninterest expense$18,656,000368
Salaries and employee benefits$11,508,000348
Premises and equipment expense$2,658,000288
Additional noninterest expense$4,490,000436
Pre-tax net operating income$11,866,000407
Securities gains (losses)$1,247,00093
Applicable income taxes$1,664,000519
Income before extraordinary items$11,449,000362
Extraordinary gains, net$03
Net income$11,449,000359
Minority interest net income$055
Net income of bank and minority interests.$11,449,000362
Net charge-offs$248,000379
Cash dividends$710,000962
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,364,110381
2020-12-31 (YTD Data)Rank
Total interest income$93,730,000385
Total interest expense$9,513,000527
Net interest income$84,217,000366
Provision for loan and lease losses$10,864,000326
Total noninterest income$31,216,000366
Gross Fiduciary activities income$5,193,000218
Service charges on deposit accounts$7,562,000192
Trading account gains and fees$0133
Additional Noninterest Income$18,461,000428
Total noninterest expense$70,576,000376
Salaries and employee benefits$40,750,000366
Premises and equipment expense$10,257,000289
Additional noninterest expense$19,569,000416
Pre-tax net operating income$33,993,000398
Securities gains (losses)$2,173,000213
Applicable income taxes$6,510,000413
Income before extraordinary items$29,656,000392
Extraordinary gains, net$04
Net income$29,656,000391
Minority interest net income$072
Net income of bank and minority interests.$29,656,000392
Net charge-offs$1,060,000624
Cash dividends$4,758,000793
Sale, conversion, retirement of capital stock, net$0566
Net operating income$27,874,140395
2020-09-30 (YTD Data)Rank
Total interest income$70,672,000385
Total interest expense$7,425,000538
Net interest income$63,247,000355
Provision for loan and lease losses$9,364,000320
Total noninterest income$23,380,000354
Gross Fiduciary activities income$3,831,000216
Service charges on deposit accounts$5,430,000198
Trading account gains and fees$0125
Additional Noninterest Income$14,119,000400
Total noninterest expense$51,272,000375
Salaries and employee benefits$29,315,000371
Premises and equipment expense$7,588,000291
Additional noninterest expense$14,369,000414
Pre-tax net operating income$25,991,000364
Securities gains (losses)$2,173,000173
Applicable income taxes$5,576,000347
Income before extraordinary items$22,588,000350
Extraordinary gains, net$04
Net income$22,588,000349
Minority interest net income$065
Net income of bank and minority interests.$22,588,000350
Net charge-offs$811,000565
Cash dividends$4,049,000661
Sale, conversion, retirement of capital stock, net$0532
Net operating income$20,849,600368
2020-06-30 (YTD Data)Rank
Total interest income$47,547,000383
Total interest expense$5,054,000573
Net interest income$42,493,000354
Provision for loan and lease losses$7,864,000303
Total noninterest income$16,384,000326
Gross Fiduciary activities income$2,521,000220
Service charges on deposit accounts$3,385,000210
Trading account gains and fees$0123
Additional Noninterest Income$10,478,000342
Total noninterest expense$33,256,000386
Salaries and employee benefits$18,787,000379
Premises and equipment expense$5,035,000292
Additional noninterest expense$9,434,000413
Pre-tax net operating income$17,757,000313
Securities gains (losses)$2,168,000122
Applicable income taxes$3,984,000293
Income before extraordinary items$15,941,000299
Extraordinary gains, net$04
Net income$15,941,000298
Minority interest net income$065
Net income of bank and minority interests.$15,941,000299
Net charge-offs$600,000532
Cash dividends$3,338,000572
Sale, conversion, retirement of capital stock, net$0504
Net operating income$14,206,600318
2020-03-31 (YTD Data)Rank
Total interest income$24,502,000373
Total interest expense$2,708,000597
Net interest income$21,794,000348
Provision for loan and lease losses$1,200,000543
Total noninterest income$6,197,000364
Gross Fiduciary activities income$1,279,000220
Service charges on deposit accounts$2,340,000181
Trading account gains and fees$0106
Additional Noninterest Income$2,578,000490
Total noninterest expense$15,431,000407
Salaries and employee benefits$8,220,000423
Premises and equipment expense$2,553,000294
Additional noninterest expense$4,658,000418
Pre-tax net operating income$11,360,000234
Securities gains (losses)$1,535,00080
Applicable income taxes$2,579,000218
Income before extraordinary items$10,316,000217
Extraordinary gains, net$04
Net income$10,316,000217
Minority interest net income$056
Net income of bank and minority interests.$10,316,000217
Net charge-offs$439,000405
Cash dividends$1,949,000534
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,088,000240
2019-12-31 (YTD Data)Rank
Total interest income$96,041,000375
Total interest expense$10,185,000669
Net interest income$85,856,000349
Provision for loan and lease losses$4,200,000295
Total noninterest income$28,080,000335
Gross Fiduciary activities income$4,785,000219
Service charges on deposit accounts$9,633,000175
Trading account gains and fees$0135
Additional Noninterest Income$13,662,000422
Total noninterest expense$79,502,000324
Salaries and employee benefits$43,876,000322
Premises and equipment expense$10,421,000283
Additional noninterest expense$25,205,000328
Pre-tax net operating income$30,234,000445
Securities gains (losses)$530,000341
Applicable income taxes$6,152,000438
Income before extraordinary items$24,612,000455
Extraordinary gains, net$011
Net income$24,612,000455
Minority interest net income$076
Net income of bank and minority interests.$24,612,000455
Net charge-offs$1,181,000591
Cash dividends$6,310,000671
Sale, conversion, retirement of capital stock, net$0626
Net operating income$24,188,000454
2019-09-30 (YTD Data)Rank
Total interest income$71,730,000384
Total interest expense$7,545,000686
Net interest income$64,185,000358
Provision for loan and lease losses$3,150,000287
Total noninterest income$20,847,000332
Gross Fiduciary activities income$3,530,000218
Service charges on deposit accounts$7,117,000175
Trading account gains and fees$0129
Additional Noninterest Income$10,200,000415
Total noninterest expense$59,748,000325
Salaries and employee benefits$32,163,000331
Premises and equipment expense$7,772,000284
Additional noninterest expense$19,813,000312
Pre-tax net operating income$22,134,000463
Securities gains (losses)$530,000302
Applicable income taxes$4,532,000454
Income before extraordinary items$18,132,000467
Extraordinary gains, net$011
Net income$18,132,000467
Minority interest net income$072
Net income of bank and minority interests.$18,132,000467
Net charge-offs$888,000527
Cash dividends$3,309,000825
Sale, conversion, retirement of capital stock, net$0590
Net operating income$17,708,000464
2019-06-30 (YTD Data)Rank
Total interest income$47,258,000389
Total interest expense$4,878,000691
Net interest income$42,380,000358
Provision for loan and lease losses$2,100,000278
Total noninterest income$13,667,000331
Gross Fiduciary activities income$2,315,000221
Service charges on deposit accounts$4,601,000177
Trading account gains and fees$0131
Additional Noninterest Income$6,751,000411
Total noninterest expense$39,934,000325
Salaries and employee benefits$21,265,000329
Premises and equipment expense$5,130,000284
Additional noninterest expense$13,539,000312
Pre-tax net operating income$14,013,000470
Securities gains (losses)$530,000215
Applicable income taxes$2,908,000456
Income before extraordinary items$11,635,000474
Extraordinary gains, net$011
Net income$11,635,000474
Minority interest net income$069
Net income of bank and minority interests.$11,635,000474
Net charge-offs$349,000711
Cash dividends$2,342,000779
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,211,000476
2019-03-31 (YTD Data)Rank
Total interest income$23,379,000393
Total interest expense$2,326,000709
Net interest income$21,053,000363
Provision for loan and lease losses$1,050,000270
Total noninterest income$6,622,000332
Gross Fiduciary activities income$1,124,000225
Service charges on deposit accounts$2,283,000172
Trading account gains and fees$0126
Additional Noninterest Income$3,215,000416
Total noninterest expense$20,088,000325
Salaries and employee benefits$10,535,000330
Premises and equipment expense$2,511,000295
Additional noninterest expense$7,042,000298
Pre-tax net operating income$6,537,000485
Securities gains (losses)$44,000411
Applicable income taxes$1,316,000487
Income before extraordinary items$5,265,000504
Extraordinary gains, net$05
Net income$5,265,000503
Minority interest net income$052
Net income of bank and minority interests.$5,265,000503
Net charge-offs$197,000628
Cash dividends$1,590,000601
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,229,800495
2018-12-31 (YTD Data)Rank
Total interest income$73,763,000450
Total interest expense$5,093,000902
Net interest income$68,670,000404
Provision for loan and lease losses$3,000,000369
Total noninterest income$23,850,000368
Gross Fiduciary activities income$4,106,000236
Service charges on deposit accounts$8,121,000199
Trading account gains and fees$0126
Additional Noninterest Income$11,623,000453
Total noninterest expense$65,068,000375
Salaries and employee benefits$34,549,000385
Premises and equipment expense$9,020,000318
Additional noninterest expense$21,499,000365
Pre-tax net operating income$24,452,000508
Securities gains (losses)$33,000478
Applicable income taxes$4,862,000484
Income before extraordinary items$19,623,000528
Extraordinary gains, net$06
Net income$19,623,000526
Minority interest net income$072
Net income of bank and minority interests.$19,623,000527
Net charge-offs$911,000639
Cash dividends$22,152,000248
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,596,600526
2018-09-30 (YTD Data)Rank
Total interest income$52,482,000459
Total interest expense$3,263,000980
Net interest income$49,219,000421
Provision for loan and lease losses$2,250,000362
Total noninterest income$17,324,000374
Gross Fiduciary activities income$3,050,000240
Service charges on deposit accounts$5,752,000209
Trading account gains and fees$0138
Additional Noninterest Income$8,522,000466
Total noninterest expense$46,003,000392
Salaries and employee benefits$24,666,000402
Premises and equipment expense$6,670,000321
Additional noninterest expense$14,667,000385
Pre-tax net operating income$18,290,000509
Securities gains (losses)$33,000485
Applicable income taxes$3,573,000500
Income before extraordinary items$14,750,000522
Extraordinary gains, net$05
Net income$14,750,000520
Minority interest net income$066
Net income of bank and minority interests.$14,750,000521
Net charge-offs$662,000604
Cash dividends$19,647,000212
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,723,600521
2018-06-30 (YTD Data)Rank
Total interest income$34,109,000463
Total interest expense$2,008,000997
Net interest income$32,101,000428
Provision for loan and lease losses$1,500,000354
Total noninterest income$11,297,000384
Gross Fiduciary activities income$2,008,000240
Service charges on deposit accounts$3,742,000210
Trading account gains and fees$0130
Additional Noninterest Income$5,547,000473
Total noninterest expense$30,135,000398
Salaries and employee benefits$16,306,000405
Premises and equipment expense$4,443,000322
Additional noninterest expense$9,386,000400
Pre-tax net operating income$11,763,000526
Securities gains (losses)$0961
Applicable income taxes$2,293,000513
Income before extraordinary items$9,470,000540
Extraordinary gains, net$06
Net income$9,470,000538
Minority interest net income$065
Net income of bank and minority interests.$9,470,000539
Net charge-offs$199,000940
Cash dividends$18,196,000167
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,470,000538
2018-03-31 (YTD Data)Rank
Total interest income$16,765,000466
Total interest expense$950,000988
Net interest income$15,815,000428
Provision for loan and lease losses$750,000336
Total noninterest income$5,605,000380
Gross Fiduciary activities income$1,000,000243
Service charges on deposit accounts$1,872,000214
Trading account gains and fees$0123
Additional Noninterest Income$2,733,000461
Total noninterest expense$15,040,000403
Salaries and employee benefits$8,323,000399
Premises and equipment expense$2,249,000321
Additional noninterest expense$4,468,000411
Pre-tax net operating income$5,630,000534
Securities gains (losses)$0735
Applicable income taxes$1,098,000518
Income before extraordinary items$4,532,000536
Extraordinary gains, net$07
Net income$4,532,000536
Minority interest net income$052
Net income of bank and minority interests.$4,532,000536
Net charge-offs$50,0001,196
Cash dividends$18,197,00096
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,532,000537
2017-12-31 (YTD Data)Rank
Total interest income$63,821,000458
Total interest expense$3,396,000962
Net interest income$60,425,000430
Provision for loan and lease losses$2,290,000469
Total noninterest income$21,927,000392
Gross Fiduciary activities income$3,526,000251
Service charges on deposit accounts$7,269,000207
Trading account gains and fees$0151
Additional Noninterest Income$11,132,000483
Total noninterest expense$59,034,000394
Salaries and employee benefits$31,303,000402
Premises and equipment expense$9,290,000300
Additional noninterest expense$18,441,000396
Pre-tax net operating income$21,028,000527
Securities gains (losses)$1,545,000109
Applicable income taxes$7,232,000524
Income before extraordinary items$15,341,000511
Extraordinary gains, net$09
Net income$15,341,000509
Minority interest net income$076
Net income of bank and minority interests.$15,341,000511
Net charge-offs$706,000877
Cash dividends$4,286,000779
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,290,400542
2017-09-30 (YTD Data)Rank
Total interest income$47,738,000461
Total interest expense$2,566,000942
Net interest income$45,172,000431
Provision for loan and lease losses$1,690,000473
Total noninterest income$16,254,000399
Gross Fiduciary activities income$2,599,000254
Service charges on deposit accounts$5,367,000210
Trading account gains and fees$0145
Additional Noninterest Income$8,288,000482
Total noninterest expense$42,993,000404
Salaries and employee benefits$23,226,000414
Premises and equipment expense$6,561,000322
Additional noninterest expense$13,206,000410
Pre-tax net operating income$16,743,000514
Securities gains (losses)$1,423,000101
Applicable income taxes$4,844,000510
Income before extraordinary items$13,322,000487
Extraordinary gains, net$09
Net income$13,322,000485
Minority interest net income$071
Net income of bank and minority interests.$13,322,000487
Net charge-offs$507,000801
Cash dividends$3,597,000667
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,283,210519
2017-06-30 (YTD Data)Rank
Total interest income$31,492,000458
Total interest expense$1,716,000916
Net interest income$29,776,000433
Provision for loan and lease losses$1,090,000473
Total noninterest income$10,606,000408
Gross Fiduciary activities income$1,732,000256
Service charges on deposit accounts$3,499,000215
Trading account gains and fees$0139
Additional Noninterest Income$5,375,000497
Total noninterest expense$28,523,000415
Salaries and employee benefits$15,524,000415
Premises and equipment expense$4,318,000326
Additional noninterest expense$8,681,000415
Pre-tax net operating income$10,769,000520
Securities gains (losses)$77,000509
Applicable income taxes$2,789,000546
Income before extraordinary items$8,057,000522
Extraordinary gains, net$011
Net income$8,057,000519
Minority interest net income$071
Net income of bank and minority interests.$8,057,000522
Net charge-offs$290,000853
Cash dividends$2,395,000661
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,000,020515
2017-03-31 (YTD Data)Rank
Total interest income$15,616,000459
Total interest expense$836,000918
Net interest income$14,780,000432
Provision for loan and lease losses$600,000393
Total noninterest income$5,279,000407
Gross Fiduciary activities income$866,000257
Service charges on deposit accounts$1,740,000219
Trading account gains and fees$0142
Additional Noninterest Income$2,673,000484
Total noninterest expense$14,115,000420
Salaries and employee benefits$7,751,000425
Premises and equipment expense$2,156,000332
Additional noninterest expense$4,208,000426
Pre-tax net operating income$5,344,000504
Securities gains (losses)$2,000951
Applicable income taxes$1,361,000540
Income before extraordinary items$3,985,000520
Extraordinary gains, net$08
Net income$3,985,000519
Minority interest net income$055
Net income of bank and minority interests.$3,985,000520
Net charge-offs$184,000636
Cash dividends$1,248,000607
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,983,500509
2016-12-31 (YTD Data)Rank
Total interest income$55,320,000490
Total interest expense$3,030,000966
Net interest income$52,290,000465
Provision for loan and lease losses$1,860,000552
Total noninterest income$21,217,000405
Gross Fiduciary activities income$3,290,000255
Service charges on deposit accounts$7,042,000212
Trading account gains and fees$0170
Additional Noninterest Income$10,885,000484
Total noninterest expense$55,113,000423
Salaries and employee benefits$30,161,000424
Premises and equipment expense$7,864,000355
Additional noninterest expense$17,088,000424
Pre-tax net operating income$16,534,000600
Securities gains (losses)$36,0002,049
Applicable income taxes$3,802,000666
Income before extraordinary items$12,768,000612
Extraordinary gains, net$05
Net income$12,768,000611
Minority interest net income$082
Net income of bank and minority interests.$12,768,000611
Net charge-offs$947,000687
Cash dividends$8,999,000424
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,740,280599
2016-09-30 (YTD Data)Rank
Total interest income$40,856,000494
Total interest expense$2,259,000965
Net interest income$38,597,000466
Provision for loan and lease losses$1,395,000535
Total noninterest income$15,808,000407
Gross Fiduciary activities income$2,445,000256
Service charges on deposit accounts$5,184,000214
Trading account gains and fees$0169
Additional Noninterest Income$8,179,000484
Total noninterest expense$41,045,000422
Salaries and employee benefits$22,610,000421
Premises and equipment expense$5,886,000350
Additional noninterest expense$12,549,000427
Pre-tax net operating income$11,965,000615
Securities gains (losses)$-54,0005,886
Applicable income taxes$2,669,000707
Income before extraordinary items$9,242,000639
Extraordinary gains, net$05
Net income$9,242,000639
Minority interest net income$071
Net income of bank and minority interests.$9,242,000639
Net charge-offs$609,000683
Cash dividends$8,327,000339
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,284,120614
2016-06-30 (YTD Data)Rank
Total interest income$27,028,000498
Total interest expense$1,518,000951
Net interest income$25,510,000471
Provision for loan and lease losses$930,000538
Total noninterest income$10,453,000402
Gross Fiduciary activities income$1,659,000258
Service charges on deposit accounts$3,330,000223
Trading account gains and fees$0157
Additional Noninterest Income$5,464,000469
Total noninterest expense$27,136,000426
Salaries and employee benefits$15,064,000421
Premises and equipment expense$3,833,000359
Additional noninterest expense$8,239,000431
Pre-tax net operating income$7,897,000611
Securities gains (losses)$-101,0006,005
Applicable income taxes$1,727,000720
Income before extraordinary items$6,069,000640
Extraordinary gains, net$016
Net income$6,069,000638
Minority interest net income$071
Net income of bank and minority interests.$6,069,000639
Net charge-offs$348,000775
Cash dividends$7,658,000262
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,147,780610
2016-03-31 (YTD Data)Rank
Total interest income$13,370,000502
Total interest expense$764,000947
Net interest income$12,606,000474
Provision for loan and lease losses$465,000490
Total noninterest income$5,258,000390
Gross Fiduciary activities income$829,000254
Service charges on deposit accounts$1,636,000225
Trading account gains and fees$0142
Additional Noninterest Income$2,793,000444
Total noninterest expense$13,578,000421
Salaries and employee benefits$7,580,000411
Premises and equipment expense$1,917,000361
Additional noninterest expense$4,081,000429
Pre-tax net operating income$3,821,000613
Securities gains (losses)$-129,0006,095
Applicable income taxes$798,000745
Income before extraordinary items$2,894,000633
Extraordinary gains, net$012
Net income$2,894,000632
Minority interest net income$062
Net income of bank and minority interests.$2,894,000633
Net charge-offs$161,000763
Cash dividends$6,929,000171
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,994,620605
2015-12-31 (YTD Data)Rank
Total interest income$50,069,000509
Total interest expense$3,096,000900
Net interest income$46,973,000484
Provision for loan and lease losses$2,220,000419
Total noninterest income$20,557,000407
Gross Fiduciary activities income$3,491,000246
Service charges on deposit accounts$7,013,000217
Trading account gains and fees$0159
Additional Noninterest Income$10,053,000492
Total noninterest expense$53,565,000419
Salaries and employee benefits$29,541,000408
Premises and equipment expense$7,396,000375
Additional noninterest expense$16,628,000427
Pre-tax net operating income$11,745,000762
Securities gains (losses)$2,265,00095
Applicable income taxes$2,954,000760
Income before extraordinary items$11,056,000671
Extraordinary gains, net$023
Net income$11,056,000670
Minority interest net income$081
Net income of bank and minority interests.$11,056,000671
Net charge-offs$1,043,000660
Cash dividends$2,997,000987
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,266,650762
2015-09-30 (YTD Data)Rank
Total interest income$37,110,000515
Total interest expense$2,330,000910
Net interest income$34,780,000491
Provision for loan and lease losses$1,755,000372
Total noninterest income$15,399,000418
Gross Fiduciary activities income$2,562,000253
Service charges on deposit accounts$5,233,000224
Trading account gains and fees$0153
Additional Noninterest Income$7,604,000508
Total noninterest expense$40,242,000424
Salaries and employee benefits$22,125,000413
Premises and equipment expense$5,369,000393
Additional noninterest expense$12,748,000420
Pre-tax net operating income$8,182,000822
Securities gains (losses)$2,266,00079
Applicable income taxes$2,203,000784
Income before extraordinary items$8,245,000671
Extraordinary gains, net$021
Net income$8,245,000669
Minority interest net income$078
Net income of bank and minority interests.$8,245,000671
Net charge-offs$865,000567
Cash dividends$2,246,000898
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,454,860817
2015-06-30 (YTD Data)Rank
Total interest income$24,278,000521
Total interest expense$1,568,000909
Net interest income$22,710,000502
Provision for loan and lease losses$1,290,000350
Total noninterest income$10,178,000417
Gross Fiduciary activities income$1,740,000252
Service charges on deposit accounts$3,345,000229
Trading account gains and fees$0157
Additional Noninterest Income$5,093,000499
Total noninterest expense$26,609,000431
Salaries and employee benefits$14,795,000415
Premises and equipment expense$3,429,000404
Additional noninterest expense$8,385,000426
Pre-tax net operating income$4,989,000893
Securities gains (losses)$1,788,00082
Applicable income taxes$1,428,000802
Income before extraordinary items$5,349,000686
Extraordinary gains, net$022
Net income$5,349,000683
Minority interest net income$075
Net income of bank and minority interests.$5,349,000686
Net charge-offs$612,000537
Cash dividends$1,496,000909
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,936,480877
2015-03-31 (YTD Data)Rank
Total interest income$11,761,000538
Total interest expense$762,000943
Net interest income$10,999,000512
Provision for loan and lease losses$825,000261
Total noninterest income$4,991,000406
Gross Fiduciary activities income$891,000250
Service charges on deposit accounts$1,450,000260
Trading account gains and fees$0152
Additional Noninterest Income$2,650,000468
Total noninterest expense$13,123,000433
Salaries and employee benefits$7,300,000421
Premises and equipment expense$1,587,000423
Additional noninterest expense$4,236,000411
Pre-tax net operating income$2,042,0001,041
Securities gains (losses)$1,106,00080
Applicable income taxes$693,000807
Income before extraordinary items$2,455,000727
Extraordinary gains, net$013
Net income$2,455,000725
Minority interest net income$064
Net income of bank and minority interests.$2,455,000727
Net charge-offs$286,000554
Cash dividends$864,000757
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,592,3201,038
2014-12-31 (YTD Data)Rank
Total interest income$44,452,000556
Total interest expense$2,943,0001,013
Net interest income$41,509,000534
Provision for loan and lease losses$1,000,000868
Total noninterest income$17,307,000434
Gross Fiduciary activities income$3,254,000257
Service charges on deposit accounts$5,371,000291
Trading account gains and fees$0180
Additional Noninterest Income$8,682,000510
Total noninterest expense$43,063,000489
Salaries and employee benefits$25,990,000438
Premises and equipment expense$4,994,000504
Additional noninterest expense$12,079,000563
Pre-tax net operating income$14,753,000588
Securities gains (losses)$509,000387
Applicable income taxes$3,874,000600
Income before extraordinary items$11,388,000601
Extraordinary gains, net$017
Net income$11,388,000599
Minority interest net income$084
Net income of bank and minority interests.$11,388,000601
Net charge-offs$94,0003,240
Cash dividends$4,743,000633
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,006,250611
2014-09-30 (YTD Data)Rank
Total interest income$33,181,000560
Total interest expense$2,239,0001,013
Net interest income$30,942,000534
Provision for loan and lease losses$850,000772
Total noninterest income$12,313,000443
Gross Fiduciary activities income$2,458,000259
Service charges on deposit accounts$3,968,000291
Trading account gains and fees$0174
Additional Noninterest Income$5,887,000546
Total noninterest expense$31,799,000490
Salaries and employee benefits$19,462,000435
Premises and equipment expense$3,704,000509
Additional noninterest expense$8,633,000584
Pre-tax net operating income$10,606,000604
Securities gains (losses)$535,000281
Applicable income taxes$2,793,000623
Income before extraordinary items$8,348,000611
Extraordinary gains, net$015
Net income$8,348,000607
Minority interest net income$081
Net income of bank and minority interests.$8,348,000609
Net charge-offs$-66,0006,114
Cash dividends$3,994,000544
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,946,750634
2014-06-30 (YTD Data)Rank
Total interest income$21,958,000562
Total interest expense$1,504,0001,010
Net interest income$20,454,000534
Provision for loan and lease losses$300,0001,222
Total noninterest income$8,077,000441
Gross Fiduciary activities income$1,644,000259
Service charges on deposit accounts$2,537,000294
Trading account gains and fees$0172
Additional Noninterest Income$3,896,000540
Total noninterest expense$20,949,000496
Salaries and employee benefits$13,057,000436
Premises and equipment expense$2,457,000513
Additional noninterest expense$5,435,000598
Pre-tax net operating income$7,282,000588
Securities gains (losses)$02,580
Applicable income taxes$1,811,000627
Income before extraordinary items$5,471,000603
Extraordinary gains, net$020
Net income$5,471,000603
Minority interest net income$080
Net income of bank and minority interests.$5,471,000603
Net charge-offs$276,0001,322
Cash dividends$2,976,000485
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,471,000596
2014-03-31 (YTD Data)Rank
Total interest income$10,751,000577
Total interest expense$754,0001,010
Net interest income$9,997,000550
Provision for loan and lease losses$150,0001,189
Total noninterest income$3,921,000439
Gross Fiduciary activities income$836,000255
Service charges on deposit accounts$1,237,000295
Trading account gains and fees$0147
Additional Noninterest Income$1,848,000538
Total noninterest expense$10,399,000500
Salaries and employee benefits$6,661,000430
Premises and equipment expense$1,222,000515
Additional noninterest expense$2,516,000655
Pre-tax net operating income$3,369,000599
Securities gains (losses)$01,715
Applicable income taxes$815,000660
Income before extraordinary items$2,554,000620
Extraordinary gains, net$016
Net income$2,554,000621
Minority interest net income$066
Net income of bank and minority interests.$2,554,000621
Net charge-offs$101,0001,364
Cash dividends$870,000683
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,554,000610
2013-12-31 (YTD Data)Rank
Total interest income$37,497,000657
Total interest expense$3,244,0001,036
Net interest income$34,253,000620
Provision for loan and lease losses$05,091
Total noninterest income$14,442,000517
Gross Fiduciary activities income$2,474,000286
Service charges on deposit accounts$4,894,000313
Trading account gains and fees$0184
Additional Noninterest Income$7,074,000621
Total noninterest expense$36,677,000561
Salaries and employee benefits$21,975,000498
Premises and equipment expense$3,981,000614
Additional noninterest expense$10,721,000649
Pre-tax net operating income$12,018,000654
Securities gains (losses)$03,182
Applicable income taxes$2,707,000718
Income before extraordinary items$9,311,000689
Extraordinary gains, net$029
Net income$9,311,000690
Minority interest net income$090
Net income of bank and minority interests.$9,311,000689
Net charge-offs$587,0001,844
Cash dividends$2,663,000948
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,311,000662
2013-09-30 (YTD Data)Rank
Total interest income$27,070,000691
Total interest expense$2,457,0001,058
Net interest income$24,613,000648
Provision for loan and lease losses$04,941
Total noninterest income$10,657,000530
Gross Fiduciary activities income$1,757,000296
Service charges on deposit accounts$3,517,000323
Trading account gains and fees$0180
Additional Noninterest Income$5,383,000628
Total noninterest expense$26,296,000594
Salaries and employee benefits$15,936,000520
Premises and equipment expense$2,860,000651
Additional noninterest expense$7,500,000695
Pre-tax net operating income$8,974,000670
Securities gains (losses)$03,040
Applicable income taxes$2,006,000729
Income before extraordinary items$6,968,000699
Extraordinary gains, net$025
Net income$6,968,000700
Minority interest net income$084
Net income of bank and minority interests.$6,968,000701
Net charge-offs$420,0001,781
Cash dividends$1,922,000907
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,968,000681
2013-06-30 (YTD Data)Rank
Total interest income$17,739,000702
Total interest expense$1,679,0001,058
Net interest income$16,060,000656
Provision for loan and lease losses$04,788
Total noninterest income$7,040,000541
Gross Fiduciary activities income$1,171,000294
Service charges on deposit accounts$2,232,000334
Trading account gains and fees$0157
Additional Noninterest Income$3,637,000627
Total noninterest expense$17,314,000604
Salaries and employee benefits$10,612,000518
Premises and equipment expense$1,835,000671
Additional noninterest expense$4,867,000707
Pre-tax net operating income$5,786,000678
Securities gains (losses)$02,791
Applicable income taxes$1,269,000760
Income before extraordinary items$4,517,000715
Extraordinary gains, net$022
Net income$4,517,000717
Minority interest net income$082
Net income of bank and minority interests.$4,517,000717
Net charge-offs$280,0001,762
Cash dividends$1,194,000944
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,517,000686
2013-03-31 (YTD Data)Rank
Total interest income$8,608,000727
Total interest expense$848,0001,088
Net interest income$7,760,000685
Provision for loan and lease losses$04,409
Total noninterest income$3,399,000554
Gross Fiduciary activities income$608,000283
Service charges on deposit accounts$1,076,000342
Trading account gains and fees$0148
Additional Noninterest Income$1,715,000665
Total noninterest expense$8,629,000608
Salaries and employee benefits$5,415,000519
Premises and equipment expense$881,000713
Additional noninterest expense$2,333,000731
Pre-tax net operating income$2,530,000753
Securities gains (losses)$01,966
Applicable income taxes$501,000910
Income before extraordinary items$2,029,000770
Extraordinary gains, net$010
Net income$2,029,000771
Minority interest net income$076
Net income of bank and minority interests.$2,029,000772
Net charge-offs$162,0001,518
Cash dividends$537,000893
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,029,000730
2012-12-31 (YTD Data)Rank
Total interest income$34,042,000765
Total interest expense$3,720,0001,210
Net interest income$30,322,000716
Provision for loan and lease losses$05,905
Total noninterest income$13,699,000547
Gross Fiduciary activities income$2,446,000273
Service charges on deposit accounts$4,772,000321
Trading account gains and fees$0166
Additional Noninterest Income$6,481,000661
Total noninterest expense$31,679,000657
Salaries and employee benefits$19,248,000553
Premises and equipment expense$3,428,000702
Additional noninterest expense$9,003,000775
Pre-tax net operating income$12,342,000606
Securities gains (losses)$418,0001,076
Applicable income taxes$3,121,000589
Income before extraordinary items$9,639,000637
Extraordinary gains, net$029
Net income$9,639,000636
Minority interest net income$093
Net income of bank and minority interests.$9,639,000637
Net charge-offs$402,0002,931
Cash dividends$16,381,000219
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,321,320624
2012-09-30 (YTD Data)Rank
Total interest income$25,661,000776
Total interest expense$2,885,0001,235
Net interest income$22,776,000719
Provision for loan and lease losses$05,790
Total noninterest income$10,383,000534
Gross Fiduciary activities income$1,897,000271
Service charges on deposit accounts$3,581,000325
Trading account gains and fees$0157
Additional Noninterest Income$4,905,000646
Total noninterest expense$23,450,000662
Salaries and employee benefits$14,443,000547
Premises and equipment expense$2,604,000705
Additional noninterest expense$6,403,000818
Pre-tax net operating income$9,709,000600
Securities gains (losses)$03,575
Applicable income taxes$2,398,000608
Income before extraordinary items$7,311,000647
Extraordinary gains, net$020
Net income$7,311,000644
Minority interest net income$086
Net income of bank and minority interests.$7,311,000647
Net charge-offs$246,0003,065
Cash dividends$2,909,000579
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,311,000620
2012-06-30 (YTD Data)Rank
Total interest income$17,137,000786
Total interest expense$1,956,0001,250
Net interest income$15,181,000725
Provision for loan and lease losses$05,619
Total noninterest income$6,840,000520
Gross Fiduciary activities income$1,227,000275
Service charges on deposit accounts$2,389,000322
Trading account gains and fees$0153
Additional Noninterest Income$3,224,000655
Total noninterest expense$15,390,000667
Salaries and employee benefits$9,636,000546
Premises and equipment expense$1,724,000710
Additional noninterest expense$4,030,000854
Pre-tax net operating income$6,631,000580
Securities gains (losses)$03,178
Applicable income taxes$1,650,000596
Income before extraordinary items$4,981,000633
Extraordinary gains, net$019
Net income$4,981,000633
Minority interest net income$084
Net income of bank and minority interests.$4,981,000633
Net charge-offs$182,0002,860
Cash dividends$1,840,000579
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,981,000612
2012-03-31 (YTD Data)Rank
Total interest income$8,606,000790
Total interest expense$991,0001,276
Net interest income$7,615,000723
Provision for loan and lease losses$05,254
Total noninterest income$3,378,000530
Gross Fiduciary activities income$557,000294
Service charges on deposit accounts$1,218,000308
Trading account gains and fees$0148
Additional Noninterest Income$1,603,000651
Total noninterest expense$7,743,000660
Salaries and employee benefits$4,866,000539
Premises and equipment expense$856,000711
Additional noninterest expense$2,021,000836
Pre-tax net operating income$3,250,000586
Securities gains (losses)$02,210
Applicable income taxes$796,000603
Income before extraordinary items$2,454,000633
Extraordinary gains, net$019
Net income$2,454,000634
Minority interest net income$078
Net income of bank and minority interests.$2,454,000634
Net charge-offs$86,0002,578
Cash dividends$659,000700
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,454,000618
2011-12-31 (YTD Data)Rank
Total interest income$35,671,000790
Total interest expense$5,242,0001,146
Net interest income$30,429,000709
Provision for loan and lease losses$5,0006,434
Total noninterest income$12,912,000512
Gross Fiduciary activities income$2,098,000258
Service charges on deposit accounts$4,796,000329
Trading account gains and fees$0146
Additional Noninterest Income$6,018,000614
Total noninterest expense$29,645,000672
Salaries and employee benefits$18,185,000535
Premises and equipment expense$3,443,000726
Additional noninterest expense$8,017,000893
Pre-tax net operating income$13,691,000486
Securities gains (losses)$4,0003,534
Applicable income taxes$3,614,000508
Income before extraordinary items$10,081,000535
Extraordinary gains, net$029
Net income$10,081,000535
Minority interest net income$096
Net income of bank and minority interests.$10,081,000536
Net charge-offs$172,0004,477
Cash dividends$5,042,000417
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,078,040522
2011-09-30 (YTD Data)Rank
Total interest income$26,876,000805
Total interest expense$4,217,0001,116
Net interest income$22,659,000730
Provision for loan and lease losses$5,0006,302
Total noninterest income$9,544,000517
Gross Fiduciary activities income$1,571,000258
Service charges on deposit accounts$3,576,000332
Trading account gains and fees$0145
Additional Noninterest Income$4,397,000636
Total noninterest expense$22,204,000666
Salaries and employee benefits$13,294,000551
Premises and equipment expense$2,885,000655
Additional noninterest expense$6,025,000886
Pre-tax net operating income$9,994,000503
Securities gains (losses)$03,555
Applicable income taxes$2,507,000530
Income before extraordinary items$7,487,000549
Extraordinary gains, net$021
Net income$7,487,000548
Minority interest net income$087
Net income of bank and minority interests.$7,487,000549
Net charge-offs$21,0005,520
Cash dividends$2,882,000472
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,487,000537
2011-06-30 (YTD Data)Rank
Total interest income$17,871,000814
Total interest expense$3,020,0001,081
Net interest income$14,851,000748
Provision for loan and lease losses$5,0006,105
Total noninterest income$6,323,000524
Gross Fiduciary activities income$1,002,000267
Service charges on deposit accounts$2,295,000344
Trading account gains and fees$0153
Additional Noninterest Income$3,026,000613
Total noninterest expense$14,719,000682
Salaries and employee benefits$8,812,000553
Premises and equipment expense$1,894,000669
Additional noninterest expense$4,013,000905
Pre-tax net operating income$6,450,000513
Securities gains (losses)$02,914
Applicable income taxes$1,605,000528
Income before extraordinary items$4,845,000550
Extraordinary gains, net$015
Net income$4,845,000548
Minority interest net income$089
Net income of bank and minority interests.$4,845,000550
Net charge-offs$-37,0007,273
Cash dividends$1,919,000449
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,845,000542
2011-03-31 (YTD Data)Rank
Total interest income$8,808,000831
Total interest expense$1,578,0001,080
Net interest income$7,230,000771
Provision for loan and lease losses$2,0005,755
Total noninterest income$3,028,000542
Gross Fiduciary activities income$478,000276
Service charges on deposit accounts$1,128,000345
Trading account gains and fees$0158
Additional Noninterest Income$1,422,000651
Total noninterest expense$7,379,000688
Salaries and employee benefits$4,470,000554
Premises and equipment expense$941,000692
Additional noninterest expense$1,968,000912
Pre-tax net operating income$2,877,000576
Securities gains (losses)$01,772
Applicable income taxes$693,000575
Income before extraordinary items$2,184,000599
Extraordinary gains, net$09
Net income$2,184,000598
Minority interest net income$086
Net income of bank and minority interests.$2,184,000599
Net charge-offs$68,0003,098
Cash dividends$663,000572
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,184,000585
2010-12-31 (YTD Data)Rank
Total interest income$36,716,000817
Total interest expense$7,450,0001,112
Net interest income$29,266,000754
Provision for loan and lease losses$405,0004,428
Total noninterest income$13,509,000511
Gross Fiduciary activities income$1,907,000277
Service charges on deposit accounts$5,334,000291
Trading account gains and fees$0175
Additional Noninterest Income$6,268,000625
Total noninterest expense$29,538,000683
Salaries and employee benefits$17,946,000541
Premises and equipment expense$3,402,000753
Additional noninterest expense$8,190,000900
Pre-tax net operating income$12,832,000439
Securities gains (losses)$3,334,000161
Applicable income taxes$4,458,000395
Income before extraordinary items$11,708,000387
Extraordinary gains, net$029
Net income$11,708,000386
Minority interest net income$0111
Net income of bank and minority interests.$11,708,000387
Net charge-offs$437,0003,822
Cash dividends$3,410,000483
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,307,520462
2010-09-30 (YTD Data)Rank
Total interest income$27,793,000824
Total interest expense$5,785,0001,107
Net interest income$22,008,000751
Provision for loan and lease losses$405,0003,885
Total noninterest income$10,298,000500
Gross Fiduciary activities income$1,408,000271
Service charges on deposit accounts$4,130,000284
Trading account gains and fees$0165
Additional Noninterest Income$4,760,000592
Total noninterest expense$22,068,000679
Salaries and employee benefits$13,186,000542
Premises and equipment expense$2,882,000674
Additional noninterest expense$6,000,000888
Pre-tax net operating income$9,833,000432
Securities gains (losses)$3,334,000128
Applicable income taxes$3,686,000367
Income before extraordinary items$9,481,000364
Extraordinary gains, net$023
Net income$9,481,000365
Minority interest net income$0110
Net income of bank and minority interests.$9,481,000365
Net charge-offs$549,0002,946
Cash dividends$2,740,000401
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,080,520462
2010-06-30 (YTD Data)Rank
Total interest income$18,562,000836
Total interest expense$3,974,0001,125
Net interest income$14,588,000754
Provision for loan and lease losses$305,0003,565
Total noninterest income$6,338,000523
Gross Fiduciary activities income$951,000272
Service charges on deposit accounts$2,675,000292
Trading account gains and fees$0152
Additional Noninterest Income$2,712,000636
Total noninterest expense$14,666,000677
Salaries and employee benefits$8,782,000542
Premises and equipment expense$2,209,000586
Additional noninterest expense$3,675,000967
Pre-tax net operating income$5,955,000462
Securities gains (losses)$20,0002,363
Applicable income taxes$1,487,000502
Income before extraordinary items$4,488,000487
Extraordinary gains, net$019
Net income$4,488,000487
Minority interest net income$0105
Net income of bank and minority interests.$4,488,000488
Net charge-offs$172,0003,691
Cash dividends$2,087,000337
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,473,000474
2010-03-31 (YTD Data)Rank
Total interest income$9,295,000846
Total interest expense$2,025,0001,162
Net interest income$7,270,000760
Provision for loan and lease losses$303,0002,363
Total noninterest income$3,121,000509
Gross Fiduciary activities income$468,000276
Service charges on deposit accounts$1,293,000304
Trading account gains and fees$0175
Additional Noninterest Income$1,360,000631
Total noninterest expense$7,258,000691
Salaries and employee benefits$4,364,000554
Premises and equipment expense$1,100,000607
Additional noninterest expense$1,794,000979
Pre-tax net operating income$2,830,000484
Securities gains (losses)$02,284
Applicable income taxes$681,000532
Income before extraordinary items$2,149,000517
Extraordinary gains, net$016
Net income$2,149,000519
Minority interest net income$091
Net income of bank and minority interests.$2,149,000519
Net charge-offs$105,0003,047
Cash dividends$1,524,000223
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,149,000501
2009-12-31 (YTD Data)Rank
Total interest income$38,603,000869
Total interest expense$9,827,0001,213
Net interest income$28,776,000745
Provision for loan and lease losses$1,810,0002,613
Total noninterest income$12,901,000534
Gross Fiduciary activities income$1,838,000264
Service charges on deposit accounts$5,805,000299
Trading account gains and fees$0211
Additional Noninterest Income$5,258,000684
Total noninterest expense$29,091,000727
Salaries and employee benefits$17,562,000548
Premises and equipment expense$4,009,000661
Additional noninterest expense$7,520,0001,031
Pre-tax net operating income$10,776,000386
Securities gains (losses)$186,0001,604
Applicable income taxes$2,528,000461
Income before extraordinary items$8,434,000390
Extraordinary gains, net$034
Net income$8,434,000389
Minority interest net income$0115
Net income of bank and minority interests.$8,434,000390
Net charge-offs$606,0003,550
Cash dividends$4,730,000369
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,290,780392
2009-09-30 (YTD Data)Rank
Total interest income$29,093,000882
Total interest expense$7,790,0001,200
Net interest income$21,303,000760
Provision for loan and lease losses$1,355,0002,349
Total noninterest income$9,631,000550
Gross Fiduciary activities income$1,378,000261
Service charges on deposit accounts$4,209,000310
Trading account gains and fees$0212
Additional Noninterest Income$4,044,000687
Total noninterest expense$21,611,000728
Salaries and employee benefits$12,667,000581
Premises and equipment expense$3,227,000634
Additional noninterest expense$5,717,000988
Pre-tax net operating income$7,968,000410
Securities gains (losses)$183,0001,351
Applicable income taxes$1,921,000488
Income before extraordinary items$6,230,000425
Extraordinary gains, net$027
Net income$6,230,000424
Minority interest net income$0118
Net income of bank and minority interests.$6,230,000425
Net charge-offs$405,0003,333
Cash dividends$4,195,000300
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,090,920434
2009-06-30 (YTD Data)Rank
Total interest income$19,482,000902
Total interest expense$5,486,0001,196
Net interest income$13,996,000769
Provision for loan and lease losses$902,0002,189
Total noninterest income$6,266,000568
Gross Fiduciary activities income$906,000268
Service charges on deposit accounts$2,650,000322
Trading account gains and fees$0193
Additional Noninterest Income$2,710,000692
Total noninterest expense$14,162,000752
Salaries and employee benefits$8,411,000590
Premises and equipment expense$2,131,000655
Additional noninterest expense$3,620,0001,059
Pre-tax net operating income$5,198,000419
Securities gains (losses)$178,0001,085
Applicable income taxes$1,276,000489
Income before extraordinary items$4,100,000427
Extraordinary gains, net$021
Net income$4,100,000425
Minority interest net income$0112
Net income of bank and minority interests.$4,100,000427
Net charge-offs$243,0003,196
Cash dividends$3,644,000241
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,964,720428
2009-03-31 (YTD Data)Rank
Total interest income$9,800,000900
Total interest expense$2,846,0001,204
Net interest income$6,954,000763
Provision for loan and lease losses$450,0001,876
Total noninterest income$2,956,000554
Gross Fiduciary activities income$460,000263
Service charges on deposit accounts$1,263,000328
Trading account gains and fees$0171
Additional Noninterest Income$1,233,000715
Total noninterest expense$7,060,000711
Salaries and employee benefits$4,248,000582
Premises and equipment expense$1,062,000672
Additional noninterest expense$1,750,000960
Pre-tax net operating income$2,400,000487
Securities gains (losses)$145,000819
Applicable income taxes$588,000564
Income before extraordinary items$1,957,000508
Extraordinary gains, net$015
Net income$1,957,000509
Minority interest net income$0102
Net income of bank and minority interests.$1,957,000511
Net charge-offs$54,0003,467
Cash dividends$834,000545
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,845,350497
2008-12-31 (YTD Data)Rank
Total interest income$39,963,000934
Total interest expense$12,980,0001,255
Net interest income$26,983,000797
Provision for loan and lease losses$2,940,0001,412
Total noninterest income$13,584,000476
Gross Fiduciary activities income$2,274,000246
Service charges on deposit accounts$5,865,000306
Trading account gains and fees$0154
Additional Noninterest Income$5,445,000613
Total noninterest expense$27,818,000720
Salaries and employee benefits$16,736,000582
Premises and equipment expense$3,733,000739
Additional noninterest expense$7,349,000884
Pre-tax net operating income$9,809,000554
Securities gains (losses)$20,0002,184
Applicable income taxes$2,148,000640
Income before extraordinary items$7,681,000509
Extraordinary gains, net$039
Net income$7,681,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0002,538
Cash dividends$3,209,000849
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,665,400544
2008-09-30 (YTD Data)Rank
Total interest income$29,954,000964
Total interest expense$9,971,0001,273
Net interest income$19,983,000818
Provision for loan and lease losses$1,740,0001,299
Total noninterest income$10,140,000501
Gross Fiduciary activities income$1,706,000249
Service charges on deposit accounts$4,348,000323
Trading account gains and fees$0148
Additional Noninterest Income$4,086,000644
Total noninterest expense$20,041,000736
Salaries and employee benefits$11,850,000632
Premises and equipment expense$2,938,000710
Additional noninterest expense$5,253,000868
Pre-tax net operating income$8,342,000600
Securities gains (losses)$15,0002,175
Applicable income taxes$2,120,000622
Income before extraordinary items$6,237,000582
Extraordinary gains, net$031
Net income$6,237,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,479
Cash dividends$2,579,000814
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,225,750612
2008-06-30 (YTD Data)Rank
Total interest income$19,801,000983
Total interest expense$6,756,0001,301
Net interest income$13,045,000834
Provision for loan and lease losses$876,0001,339
Total noninterest income$6,444,000532
Gross Fiduciary activities income$1,035,000271
Service charges on deposit accounts$2,706,000331
Trading account gains and fees$0149
Additional Noninterest Income$2,703,000664
Total noninterest expense$13,025,000752
Salaries and employee benefits$7,742,000644
Premises and equipment expense$1,886,000730
Additional noninterest expense$3,397,000875
Pre-tax net operating income$5,588,000638
Securities gains (losses)$15,0002,228
Applicable income taxes$1,413,000694
Income before extraordinary items$4,190,000656
Extraordinary gains, net$021
Net income$4,190,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,111
Cash dividends$1,872,000841
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,178,750636
2008-03-31 (YTD Data)Rank
Total interest income$9,902,0001,015
Total interest expense$3,376,0001,397
Net interest income$6,526,000833
Provision for loan and lease losses$440,0001,087
Total noninterest income$3,116,000553
Gross Fiduciary activities income$500,000278
Service charges on deposit accounts$1,289,000339
Trading account gains and fees$0158
Additional Noninterest Income$1,327,000672
Total noninterest expense$6,411,000749
Salaries and employee benefits$3,859,000652
Premises and equipment expense$925,000758
Additional noninterest expense$1,627,000881
Pre-tax net operating income$2,791,000689
Securities gains (losses)$02,688
Applicable income taxes$694,000789
Income before extraordinary items$2,097,000729
Extraordinary gains, net$015
Net income$2,097,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$1,349,000574
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,097,000694
2007-12-31 (YTD Data)Rank
Total interest income$38,622,0001,096
Total interest expense$16,328,0001,218
Net interest income$22,294,000996
Provision for loan and lease losses$1,320,0001,167
Total noninterest income$12,423,000530
Gross Fiduciary activities income$1,973,000276
Service charges on deposit accounts$5,760,000312
Trading account gains and fees$0178
Additional Noninterest Income$4,690,000720
Total noninterest expense$24,680,000753
Salaries and employee benefits$14,618,000662
Premises and equipment expense$3,254,000818
Additional noninterest expense$6,808,000836
Pre-tax net operating income$8,717,000979
Securities gains (losses)$231,000417
Applicable income taxes$1,629,0001,327
Income before extraordinary items$7,319,000877
Extraordinary gains, net$039
Net income$7,319,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,0001,130
Cash dividends$2,429,0001,410
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,129,580892
2007-09-30 (YTD Data)Rank
Total interest income$28,880,0001,106
Total interest expense$12,702,0001,172
Net interest income$16,178,0001,026
Provision for loan and lease losses$818,0001,065
Total noninterest income$9,209,000536
Gross Fiduciary activities income$1,453,000278
Service charges on deposit accounts$4,266,000313
Trading account gains and fees$0184
Additional Noninterest Income$3,490,000739
Total noninterest expense$18,065,000761
Salaries and employee benefits$10,473,000692
Premises and equipment expense$2,597,000766
Additional noninterest expense$4,995,000829
Pre-tax net operating income$6,504,0001,060
Securities gains (losses)$37,000694
Applicable income taxes$1,420,0001,283
Income before extraordinary items$5,121,0001,031
Extraordinary gains, net$033
Net income$5,121,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000750
Cash dividends$1,710,0001,370
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,092,1401,017
2007-06-30 (YTD Data)Rank
Total interest income$19,234,0001,113
Total interest expense$8,748,0001,129
Net interest income$10,486,0001,072
Provision for loan and lease losses$437,0001,157
Total noninterest income$6,099,000553
Gross Fiduciary activities income$990,000275
Service charges on deposit accounts$2,776,000328
Trading account gains and fees$0168
Additional Noninterest Income$2,333,000751
Total noninterest expense$11,875,000786
Salaries and employee benefits$6,875,000720
Premises and equipment expense$1,706,000797
Additional noninterest expense$3,294,000850
Pre-tax net operating income$4,273,0001,115
Securities gains (losses)$01,444
Applicable income taxes$907,0001,365
Income before extraordinary items$3,366,0001,071
Extraordinary gains, net$029
Net income$3,366,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,000578
Cash dividends$1,554,0001,086
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,366,0001,051
2007-03-31 (YTD Data)Rank
Total interest income$9,516,0001,123
Total interest expense$4,414,0001,101
Net interest income$5,102,0001,090
Provision for loan and lease losses$280,000878
Total noninterest income$2,826,000578
Gross Fiduciary activities income$448,000300
Service charges on deposit accounts$1,280,000343
Trading account gains and fees$0195
Additional Noninterest Income$1,098,000775
Total noninterest expense$5,619,000827
Salaries and employee benefits$3,299,000765
Premises and equipment expense$837,000804
Additional noninterest expense$1,483,000922
Pre-tax net operating income$2,029,0001,153
Securities gains (losses)$01,187
Applicable income taxes$456,0001,378
Income before extraordinary items$1,573,0001,119
Extraordinary gains, net$022
Net income$1,573,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,847
Cash dividends$880,000913
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,573,0001,101
2006-12-31 (YTD Data)Rank
Total interest income$34,437,0001,149
Total interest expense$15,915,0001,046
Net interest income$18,522,0001,216
Provision for loan and lease losses$2,205,000514
Total noninterest income$11,362,000556
Gross Fiduciary activities income$1,819,000282
Service charges on deposit accounts$5,549,000319
Trading account gains and fees$0130
Additional Noninterest Income$3,994,000813
Total noninterest expense$21,595,000818
Salaries and employee benefits$12,461,000758
Premises and equipment expense$3,049,000823
Additional noninterest expense$6,085,000874
Pre-tax net operating income$6,084,0001,581
Securities gains (losses)$-368,0008,481
Applicable income taxes$854,0002,387
Income before extraordinary items$4,862,0001,498
Extraordinary gains, net$051
Net income$4,862,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,244,000349
Cash dividends$2,856,0001,175
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,174,8001,400
2006-09-30 (YTD Data)Rank
Total interest income$25,137,0001,187
Total interest expense$11,442,0001,067
Net interest income$13,695,0001,255
Provision for loan and lease losses$1,749,000461
Total noninterest income$8,575,000566
Gross Fiduciary activities income$1,391,000285
Service charges on deposit accounts$4,173,000327
Trading account gains and fees$0126
Additional Noninterest Income$3,011,000814
Total noninterest expense$16,265,000823
Salaries and employee benefits$9,302,000784
Premises and equipment expense$2,440,000789
Additional noninterest expense$4,523,000883
Pre-tax net operating income$4,256,0001,753
Securities gains (losses)$-346,0008,599
Applicable income taxes$485,0002,906
Income before extraordinary items$3,425,0001,620
Extraordinary gains, net$045
Net income$3,425,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,170,000258
Cash dividends$2,194,0001,077
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,729,4801,482
2006-06-30 (YTD Data)Rank
Total interest income$16,297,0001,192
Total interest expense$7,243,0001,063
Net interest income$9,054,0001,263
Provision for loan and lease losses$1,361,000374
Total noninterest income$5,439,000588
Gross Fiduciary activities income$873,000303
Service charges on deposit accounts$2,735,000324
Trading account gains and fees$0126
Additional Noninterest Income$1,831,000886
Total noninterest expense$10,615,000844
Salaries and employee benefits$6,105,000796
Premises and equipment expense$1,581,000814
Additional noninterest expense$2,929,000912
Pre-tax net operating income$2,517,0001,942
Securities gains (losses)$-347,0008,673
Applicable income taxes$143,0004,076
Income before extraordinary items$2,027,0001,806
Extraordinary gains, net$039
Net income$2,027,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,891,000220
Cash dividends$1,440,0001,078
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,349,7101,555
2006-03-31 (YTD Data)Rank
Total interest income$7,900,0001,209
Total interest expense$3,429,0001,060
Net interest income$4,471,0001,274
Provision for loan and lease losses$991,000268
Total noninterest income$2,572,000604
Gross Fiduciary activities income$437,000299
Service charges on deposit accounts$1,278,000328
Trading account gains and fees$0115
Additional Noninterest Income$857,000916
Total noninterest expense$5,187,000861
Salaries and employee benefits$2,974,000815
Premises and equipment expense$774,000829
Additional noninterest expense$1,439,000926
Pre-tax net operating income$865,0002,546
Securities gains (losses)$-197,0008,710
Applicable income taxes$-103,0008,698
Income before extraordinary items$771,0002,267
Extraordinary gains, net$021
Net income$771,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,734,000148
Cash dividends$623,0001,121
Sale, conversion, retirement of capital stock, net$0648
Net operating income$968,0001,836
2005-12-31 (YTD Data)Rank
Total interest income$27,519,0001,214
Total interest expense$10,399,0001,083
Net interest income$17,120,0001,271
Provision for loan and lease losses$1,242,000849
Total noninterest income$10,644,000593
Gross Fiduciary activities income$1,798,000292
Service charges on deposit accounts$5,265,000325
Trading account gains and fees$0138
Additional Noninterest Income$3,581,000884
Total noninterest expense$20,490,000821
Salaries and employee benefits$12,076,000742
Premises and equipment expense$2,796,000843
Additional noninterest expense$5,618,000920
Pre-tax net operating income$6,032,0001,578
Securities gains (losses)$-4,0007,217
Applicable income taxes$902,0002,406
Income before extraordinary items$5,126,0001,383
Extraordinary gains, net$046
Net income$5,126,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$681,000912
Cash dividends$4,234,000773
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,129,4001,373
2005-09-30 (YTD Data)Rank
Total interest income$20,146,0001,202
Total interest expense$7,401,0001,078
Net interest income$12,745,0001,261
Provision for loan and lease losses$711,0001,052
Total noninterest income$7,927,000606
Gross Fiduciary activities income$1,335,000287
Service charges on deposit accounts$3,915,000321
Trading account gains and fees$0126
Additional Noninterest Income$2,677,000899
Total noninterest expense$15,628,000808
Salaries and employee benefits$9,198,000729
Premises and equipment expense$2,266,000792
Additional noninterest expense$4,164,000917
Pre-tax net operating income$4,333,0001,643
Securities gains (losses)$-5,0007,675
Applicable income taxes$655,0002,498
Income before extraordinary items$3,673,0001,451
Extraordinary gains, net$035
Net income$3,673,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,000788
Cash dividends$3,628,000621
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,677,2501,424
2005-06-30 (YTD Data)Rank
Total interest income$13,119,0001,194
Total interest expense$4,652,0001,073
Net interest income$8,467,0001,260
Provision for loan and lease losses$436,0001,109
Total noninterest income$5,070,000622
Gross Fiduciary activities income$839,000299
Service charges on deposit accounts$2,495,000321
Trading account gains and fees$0116
Additional Noninterest Income$1,736,000902
Total noninterest expense$10,441,000798
Salaries and employee benefits$6,193,000718
Premises and equipment expense$1,488,000798
Additional noninterest expense$2,760,000914
Pre-tax net operating income$2,660,0001,743
Securities gains (losses)$-6,0007,982
Applicable income taxes$361,0002,768
Income before extraordinary items$2,293,0001,506
Extraordinary gains, net$030
Net income$2,293,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,000618
Cash dividends$3,073,000500
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,298,1601,475
2005-03-31 (YTD Data)Rank
Total interest income$6,361,0001,198
Total interest expense$2,147,0001,089
Net interest income$4,214,0001,259
Provision for loan and lease losses$235,000981
Total noninterest income$2,432,000624
Gross Fiduciary activities income$394,000311
Service charges on deposit accounts$1,173,000334
Trading account gains and fees$0115
Additional Noninterest Income$865,000887
Total noninterest expense$5,253,000789
Salaries and employee benefits$3,138,000702
Premises and equipment expense$729,000814
Additional noninterest expense$1,386,000906
Pre-tax net operating income$1,158,0001,930
Securities gains (losses)$-6,0008,424
Applicable income taxes$121,0003,455
Income before extraordinary items$1,031,0001,618
Extraordinary gains, net$024
Net income$1,031,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,000610
Cash dividends$1,368,000507
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,036,3401,594
2004-12-31 (YTD Data)Rank
Total interest income$23,825,0001,186
Total interest expense$6,708,0001,225
Net interest income$17,117,0001,177
Provision for loan and lease losses$820,0001,258
Total noninterest income$10,438,000587
Gross Fiduciary activities income$1,794,000277
Service charges on deposit accounts$5,434,000312
Trading account gains and fees$0138
Additional Noninterest Income$3,210,000935
Total noninterest expense$19,642,000820
Salaries and employee benefits$11,545,000735
Premises and equipment expense$2,582,000867
Additional noninterest expense$5,515,000910
Pre-tax net operating income$7,093,0001,223
Securities gains (losses)$61,0001,584
Applicable income taxes$1,216,0001,881
Income before extraordinary items$5,938,0001,093
Extraordinary gains, net$034
Net income$5,938,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,146
Cash dividends$2,413,0001,168
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,887,3701,080
2004-09-30 (YTD Data)Rank
Total interest income$17,678,0001,173
Total interest expense$4,915,0001,227
Net interest income$12,763,0001,169
Provision for loan and lease losses$586,0001,258
Total noninterest income$8,043,000585
Gross Fiduciary activities income$1,360,000281
Service charges on deposit accounts$4,099,000317
Trading account gains and fees$0134
Additional Noninterest Income$2,584,000893
Total noninterest expense$14,770,000814
Salaries and employee benefits$8,481,000750
Premises and equipment expense$2,042,000827
Additional noninterest expense$4,247,000874
Pre-tax net operating income$5,450,0001,205
Securities gains (losses)$54,0001,604
Applicable income taxes$1,034,0001,727
Income before extraordinary items$4,470,0001,101
Extraordinary gains, net$026
Net income$4,470,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$477,000990
Cash dividends$1,857,0001,057
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,426,2601,080
2004-06-30 (YTD Data)Rank
Total interest income$11,704,0001,175
Total interest expense$3,245,0001,219
Net interest income$8,459,0001,174
Provision for loan and lease losses$386,0001,272
Total noninterest income$5,292,000592
Gross Fiduciary activities income$891,000283
Service charges on deposit accounts$2,653,000320
Trading account gains and fees$0130
Additional Noninterest Income$1,748,000883
Total noninterest expense$9,790,000834
Salaries and employee benefits$5,680,000741
Premises and equipment expense$1,341,000838
Additional noninterest expense$2,769,000902
Pre-tax net operating income$3,575,0001,202
Securities gains (losses)$57,0001,379
Applicable income taxes$669,0001,763
Income before extraordinary items$2,963,0001,109
Extraordinary gains, net$021
Net income$2,963,0001,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,024
Cash dividends$1,338,000986
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,916,2601,079
2004-03-31 (YTD Data)Rank
Total interest income$5,883,0001,182
Total interest expense$1,615,0001,235
Net interest income$4,268,0001,158
Provision for loan and lease losses$185,0001,231
Total noninterest income$2,532,000611
Gross Fiduciary activities income$352,000318
Service charges on deposit accounts$1,248,000341
Trading account gains and fees$0121
Additional Noninterest Income$932,000829
Total noninterest expense$4,799,000855
Salaries and employee benefits$2,866,000747
Premises and equipment expense$665,000854
Additional noninterest expense$1,268,000973
Pre-tax net operating income$1,816,0001,160
Securities gains (losses)$52,0001,173
Applicable income taxes$330,0001,800
Income before extraordinary items$1,538,0001,071
Extraordinary gains, net$016
Net income$1,538,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,163
Cash dividends$877,000759
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,495,3601,034
2003-12-31 (YTD Data)Rank
Total interest income$24,146,0001,177
Total interest expense$8,067,0001,113
Net interest income$16,079,0001,203
Provision for loan and lease losses$840,0001,397
Total noninterest income$10,099,000647
Gross Fiduciary activities income$1,455,000315
Service charges on deposit accounts$5,219,000321
Trading account gains and fees$0160
Additional Noninterest Income$3,425,000985
Total noninterest expense$19,979,000812
Salaries and employee benefits$11,887,000717
Premises and equipment expense$2,551,000876
Additional noninterest expense$5,541,000919
Pre-tax net operating income$5,359,0001,531
Securities gains (losses)$641,000646
Applicable income taxes$1,052,0002,108
Income before extraordinary items$4,948,0001,295
Extraordinary gains, net$054
Net income$4,948,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,114,000844
Cash dividends$2,682,0001,097
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,422,3801,360
2003-09-30 (YTD Data)Rank
Total interest income$18,297,0001,198
Total interest expense$6,418,0001,091
Net interest income$11,879,0001,228
Provision for loan and lease losses$606,0001,393
Total noninterest income$7,680,000670
Gross Fiduciary activities income$1,143,000314
Service charges on deposit accounts$3,848,000336
Trading account gains and fees$0153
Additional Noninterest Income$2,689,000993
Total noninterest expense$14,950,000821
Salaries and employee benefits$8,858,000735
Premises and equipment expense$2,032,000838
Additional noninterest expense$4,060,000943
Pre-tax net operating income$4,003,0001,580
Securities gains (losses)$614,000602
Applicable income taxes$830,0002,147
Income before extraordinary items$3,787,0001,302
Extraordinary gains, net$040
Net income$3,787,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,162
Cash dividends$1,655,0001,176
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,283,5201,420
2003-06-30 (YTD Data)Rank
Total interest income$12,598,0001,165
Total interest expense$4,539,0001,060
Net interest income$8,059,0001,209
Provision for loan and lease losses$501,0001,142
Total noninterest income$4,978,000673
Gross Fiduciary activities income$762,000321
Service charges on deposit accounts$2,508,000344
Trading account gains and fees$0150
Additional Noninterest Income$1,708,0001,022
Total noninterest expense$9,756,000844
Salaries and employee benefits$5,956,000735
Premises and equipment expense$1,320,000863
Additional noninterest expense$2,480,0001,027
Pre-tax net operating income$2,780,0001,508
Securities gains (losses)$614,000506
Applicable income taxes$660,0001,911
Income before extraordinary items$2,734,0001,218
Extraordinary gains, net$030
Net income$2,734,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,000871
Cash dividends$678,0001,750
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,236,6601,378
2003-03-31 (YTD Data)Rank
Total interest income$6,480,0001,135
Total interest expense$2,381,0001,033
Net interest income$4,099,0001,194
Provision for loan and lease losses$261,0001,075
Total noninterest income$2,314,000703
Gross Fiduciary activities income$381,000321
Service charges on deposit accounts$1,169,000361
Trading account gains and fees$0134
Additional Noninterest Income$764,0001,085
Total noninterest expense$4,858,000837
Salaries and employee benefits$2,999,000722
Premises and equipment expense$686,000845
Additional noninterest expense$1,173,0001,056
Pre-tax net operating income$1,294,0001,623
Securities gains (losses)$529,000336
Applicable income taxes$358,0001,784
Income before extraordinary items$1,465,0001,139
Extraordinary gains, net$021
Net income$1,465,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,000862
Cash dividends$339,0001,647
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,041,8001,449
2002-12-31 (YTD Data)Rank
Total interest income$27,897,0001,105
Total interest expense$11,101,0001,007
Net interest income$16,796,0001,159
Provision for loan and lease losses$1,065,0001,276
Total noninterest income$9,037,000669
Gross Fiduciary activities income$1,467,000333
Service charges on deposit accounts$4,917,000339
Trading account gains and fees$0153
Additional Noninterest Income$2,653,0001,090
Total noninterest expense$18,940,000834
Salaries and employee benefits$11,432,000713
Premises and equipment expense$2,409,000901
Additional noninterest expense$5,099,000980
Pre-tax net operating income$5,828,0001,431
Securities gains (losses)$1,134,000391
Applicable income taxes$1,506,0001,648
Income before extraordinary items$5,456,0001,150
Extraordinary gains, net$070
Net income$5,456,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,0001,136
Cash dividends$1,396,0001,744
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,571,4801,315
2001-12-31 (YTD Data)Rank
Total interest income$27,912,0001,229
Total interest expense$14,706,0001,093
Net interest income$13,206,0001,343
Provision for loan and lease losses$765,0001,551
Total noninterest income$7,161,000747
Gross Fiduciary activities income$1,404,000357
Service charges on deposit accounts$3,640,000416
Trading account gains and fees$0177
Additional Noninterest Income$2,117,0001,192
Total noninterest expense$14,835,000997
Salaries and employee benefits$8,968,000825
Premises and equipment expense$2,072,0001,017
Additional noninterest expense$3,795,0001,251
Pre-tax net operating income$4,767,0001,503
Securities gains (losses)$65,0002,113
Applicable income taxes$722,0002,616
Income before extraordinary items$4,110,0001,323
Extraordinary gains, net$0105
Net income$4,110,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,789
Cash dividends$10,917,000342
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,054,7501,287
2000-12-31 (YTD Data)Rank
Total interest income$25,527,0001,371
Total interest expense$14,015,0001,242
Net interest income$11,512,0001,529
Provision for loan and lease losses$290,0002,935
Total noninterest income$6,268,000779
Gross Fiduciary activities income$1,307,000369
Service charges on deposit accounts$2,945,000461
Trading account gains and fees$0180
Additional Noninterest Income$2,016,0001,124
Total noninterest expense$13,313,0001,049
Salaries and employee benefits$7,998,000870
Premises and equipment expense$1,770,0001,129
Additional noninterest expense$3,545,0001,282
Pre-tax net operating income$4,177,0001,755
Securities gains (losses)$01,956
Applicable income taxes$552,0003,278
Income before extraordinary items$3,625,0001,461
Extraordinary gains, net$038
Net income$3,625,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,946
Cash dividends$1,896,0001,419
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,625,0001,457
1999-12-31 (YTD Data)Rank
Total interest income$23,166,0001,409
Total interest expense$11,576,0001,307
Net interest income$11,590,0001,512
Provision for loan and lease losses$354,0002,331
Total noninterest income$5,226,000918
Gross Fiduciary activities income$1,107,000448
Service charges on deposit accounts$2,785,000486
Trading account gains and fees$0173
Additional Noninterest Income$1,334,0001,515
Total noninterest expense$12,007,0001,152
Salaries and employee benefits$6,961,000991
Premises and equipment expense$1,541,0001,314
Additional noninterest expense$3,505,0001,314
Pre-tax net operating income$4,455,0001,692
Securities gains (losses)$187,000562
Applicable income taxes$730,0002,827
Income before extraordinary items$3,912,0001,378
Extraordinary gains, net$035
Net income$3,912,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-145,00010,089
Cash dividends$1,445,0001,742
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,754,9201,402
1998-12-31 (YTD Data)Rank
Total interest income$22,234,0001,451
Total interest expense$11,353,0001,356
Net interest income$10,881,0001,557
Provision for loan and lease losses$623,0001,444
Total noninterest income$4,461,0001,020
Gross Fiduciary activities income$894,000488
Service charges on deposit accounts$2,253,000555
Trading account gains and fees$0224
Additional Noninterest Income$1,314,0001,524
Total noninterest expense$10,612,0001,245
Salaries and employee benefits$6,296,0001,039
Premises and equipment expense$1,264,0001,552
Additional noninterest expense$3,052,0001,427
Pre-tax net operating income$4,107,0001,776
Securities gains (losses)$292,000756
Applicable income taxes$868,0002,561
Income before extraordinary items$3,531,0001,499
Extraordinary gains, net$032
Net income$3,531,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,712
Cash dividends$1,735,0001,489
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,297,4001,537
1997-12-31 (YTD Data)Rank
Total interest income$20,674,0001,600
Total interest expense$10,793,0001,448
Net interest income$9,881,0001,764
Provision for loan and lease losses$300,0002,568
Total noninterest income$2,874,0001,329
Gross Fiduciary activities income$753,000542
Service charges on deposit accounts$1,271,000991
Trading account gains and fees$0239
Additional Noninterest Income$850,0001,950
Total noninterest expense$8,392,0001,569
Salaries and employee benefits$5,188,0001,268
Premises and equipment expense$938,0002,097
Additional noninterest expense$2,266,0001,878
Pre-tax net operating income$4,063,0001,862
Securities gains (losses)$181,000753
Applicable income taxes$926,0002,597
Income before extraordinary items$3,318,0001,629
Extraordinary gains, net$044
Net income$3,318,0001,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,422
Cash dividends$3,444,000844
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,176,8201,643
1996-12-31 (YTD Data)Rank
Total interest income$20,176,0001,658
Total interest expense$10,932,0001,475
Net interest income$9,244,0001,940
Provision for loan and lease losses$261,0002,866
Total noninterest income$2,457,0001,569
Gross Fiduciary activities income$632,000636
Service charges on deposit accounts$1,092,0001,223
Trading account gains and fees$0262
Additional Noninterest Income$733,0002,224
Total noninterest expense$7,731,0001,832
Salaries and employee benefits$4,625,0001,458
Premises and equipment expense$887,0002,240
Additional noninterest expense$2,219,0002,242
Pre-tax net operating income$3,709,0001,953
Securities gains (losses)$719,000334
Applicable income taxes$1,067,0002,211
Income before extraordinary items$3,361,0001,464
Extraordinary gains, net$053
Net income$3,361,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,139
Cash dividends$4,369,000734
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,814,5601,722
1995-12-31 (YTD Data)Rank
Total interest income$20,379,0001,662
Total interest expense$11,536,0001,409
Net interest income$8,843,0002,032
Provision for loan and lease losses$180,0003,223
Total noninterest income$2,106,0001,760
Gross Fiduciary activities income$587,000694
Service charges on deposit accounts$918,0001,489
Trading account gains and fees$0522
Additional Noninterest Income$601,0002,526
Total noninterest expense$7,535,0001,857
Salaries and employee benefits$4,205,0001,588
Premises and equipment expense$781,0002,539
Additional noninterest expense$2,549,0001,962
Pre-tax net operating income$3,234,0002,289
Securities gains (losses)$-128,00011,576
Applicable income taxes$619,0003,591
Income before extraordinary items$2,487,0002,031
Extraordinary gains, net$065
Net income$2,487,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,910
Cash dividends$1,382,0001,600
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,589,4001,919
1994-12-31 (YTD Data)Rank
Total interest income$14,946,0002,069
Total interest expense$7,127,0001,775
Net interest income$7,819,0002,298
Provision for loan and lease losses$-150,00012,259
Total noninterest income$1,699,0002,080
Gross Fiduciary activities income$568,000699
Service charges on deposit accounts$650,0002,082
Trading account gains and fees$0475
Additional Noninterest Income$481,0003,025
Total noninterest expense$6,356,0002,213
Salaries and employee benefits$3,592,0001,865
Premises and equipment expense$586,0003,341
Additional noninterest expense$2,178,0002,408
Pre-tax net operating income$3,312,0002,149
Securities gains (losses)$-22,00010,411
Applicable income taxes$639,0003,331
Income before extraordinary items$2,651,0001,832
Extraordinary gains, net$0249
Net income$2,651,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,00012,310
Cash dividends$1,382,0001,502
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,668,8201,830
1993-12-31 (YTD Data)Rank
Total interest income$15,535,0002,024
Total interest expense$6,559,0001,973
Net interest income$8,976,0002,015
Provision for loan and lease losses$-500,00013,170
Total noninterest income$1,471,0002,480
Gross Fiduciary activities income$487,000774
Service charges on deposit accounts$592,0002,326
Trading account gains and fees$0532
Additional Noninterest Income$392,0003,800
Total noninterest expense$6,031,0002,381
Salaries and employee benefits$3,305,0002,019
Premises and equipment expense$616,0003,243
Additional noninterest expense$2,110,0002,604
Pre-tax net operating income$4,916,0001,420
Securities gains (losses)$27,0004,244
Applicable income taxes$1,420,0001,644
Income before extraordinary items$3,523,0001,446
Extraordinary gains, net$-228,00013,070
Net income$3,295,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0004,347
Cash dividends$1,318,0001,412
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,503,8301,362
1992-12-31 (YTD Data)Rank
Total interest income$17,699,0002,008
Total interest expense$8,392,0002,033
Net interest income$9,307,0001,968
Provision for loan and lease losses$100,0007,236
Total noninterest income$1,303,0002,679
Gross Fiduciary activities income$495,000767
Service charges on deposit accounts$591,0002,331
Trading account gains and fees$0504
Additional Noninterest Income$217,0005,400
Total noninterest expense$6,109,0002,377
Salaries and employee benefits$3,252,0002,020
Premises and equipment expense$737,0002,799
Additional noninterest expense$2,120,0002,666
Pre-tax net operating income$4,401,0001,444
Securities gains (losses)$-150,00013,829
Applicable income taxes$1,022,0002,068
Income before extraordinary items$3,229,0001,439
Extraordinary gains, net$01,422
Net income$3,229,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,00013,724
Cash dividends$1,247,0001,282
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,343,0001,285

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.