Home > Ventura County National Bank > Income and Expense
Ventura County National Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $13,936,000 | 2,395 |
Total interest expense | $4,334,000 | 3,442 |
Net interest income | $9,602,000 | 1,855 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $1,284,000 | 2,559 |
Gross Fiduciary activities income | $3,000 | 1,477 |
Service charges on deposit accounts | $824,000 | 1,620 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $457,000 | 3,113 |
Total noninterest expense | $8,543,000 | 1,661 |
Salaries and employee benefits | $3,157,000 | 2,116 |
Premises and equipment expense | $1,402,000 | 1,450 |
Additional noninterest expense | $3,984,000 | 1,359 |
Pre-tax net operating income | $2,343,000 | 2,978 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $731,000 | 3,082 |
Income before extraordinary items | $1,612,000 | 2,985 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,612,000 | 2,987 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $297,000 | 2,090 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,612,000 | 2,945 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $13,848,000 | 2,415 |
Total interest expense | $4,238,000 | 3,506 |
Net interest income | $9,610,000 | 1,858 |
Provision for loan and lease losses | $295,000 | 2,329 |
Total noninterest income | $4,566,000 | 1,016 |
Gross Fiduciary activities income | $5,000 | 1,518 |
Service charges on deposit accounts | $703,000 | 1,930 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $3,858,000 | 774 |
Total noninterest expense | $9,912,000 | 1,432 |
Salaries and employee benefits | $3,727,000 | 1,777 |
Premises and equipment expense | $1,679,000 | 1,238 |
Additional noninterest expense | $4,506,000 | 1,218 |
Pre-tax net operating income | $3,969,000 | 1,871 |
Securities gains (losses) | $47,000 | 1,345 |
Applicable income taxes | $-282,000 | 11,829 |
Income before extraordinary items | $4,298,000 | 1,237 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,298,000 | 1,235 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,471,000 | 502 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,251,000 | 1,223 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $15,876,000 | 1,941 |
Total interest expense | $4,998,000 | 2,464 |
Net interest income | $10,878,000 | 1,660 |
Provision for loan and lease losses | $2,450,000 | 493 |
Total noninterest income | $3,458,000 | 1,218 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $880,000 | 1,537 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $2,578,000 | 972 |
Total noninterest expense | $11,167,000 | 1,313 |
Salaries and employee benefits | $3,727,000 | 1,806 |
Premises and equipment expense | $2,030,000 | 1,044 |
Additional noninterest expense | $5,410,000 | 1,099 |
Pre-tax net operating income | $719,000 | 7,288 |
Securities gains (losses) | $-195,000 | 11,937 |
Applicable income taxes | $-15,000 | 12,103 |
Income before extraordinary items | $539,000 | 7,009 |
Extraordinary gains, net | $0 | 249 |
Net income | $539,000 | 7,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,173,000 | 222 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $734,000 | 5,771 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $18,690,000 | 1,672 |
Total interest expense | $6,016,000 | 2,164 |
Net interest income | $12,674,000 | 1,432 |
Provision for loan and lease losses | $14,498,000 | 208 |
Total noninterest income | $4,011,000 | 1,166 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $1,113,000 | 1,210 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $2,898,000 | 982 |
Total noninterest expense | $15,556,000 | 1,017 |
Salaries and employee benefits | $4,636,000 | 1,459 |
Premises and equipment expense | $2,522,000 | 888 |
Additional noninterest expense | $8,398,000 | 862 |
Pre-tax net operating income | $-13,369,000 | 13,247 |
Securities gains (losses) | $11,000 | 5,374 |
Applicable income taxes | $-3,137,000 | 13,236 |
Income before extraordinary items | $-10,221,000 | 13,206 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-10,221,000 | 13,205 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,307,000 | 402 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-10,229,470 | 13,203 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $20,555,000 | 1,723 |
Total interest expense | $7,110,000 | 2,366 |
Net interest income | $13,445,000 | 1,378 |
Provision for loan and lease losses | $2,365,000 | 1,011 |
Total noninterest income | $3,921,000 | 1,157 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $1,041,000 | 1,282 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $2,880,000 | 985 |
Total noninterest expense | $12,706,000 | 1,247 |
Salaries and employee benefits | $4,106,000 | 1,610 |
Premises and equipment expense | $2,310,000 | 989 |
Additional noninterest expense | $6,290,000 | 1,097 |
Pre-tax net operating income | $2,295,000 | 2,721 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $966,000 | 2,176 |
Income before extraordinary items | $1,329,000 | 3,449 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,329,000 | 3,490 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,579,000 | 1,151 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,329,000 | 3,203 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.